Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Atlantic Union Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Glen Allen, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 7,898 |
| Total Mortgage Loan Application Amount | $1,961,450,000 |
| Average Mortgage Loan Application Amount | $232,600 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $135,400 |
| Highest Applicant Income | $8,165,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 387 | $ 73,665,000 | $ 190,000 | $ 133,000 |
| Fairfax County Virginia | 321 | $ 146,335,000 | $ 455,000 | $ 254,000 |
| Chesterfield County Virginia | 281 | $ 49,685,000 | $ 176,000 | $ 119,000 |
| Loudoun County Virginia | 277 | $ 103,045,000 | $ 372,000 | $ 210,000 |
| Hanover County Virginia | 246 | $ 44,080,000 | $ 179,000 | $ 114,000 |
| Richmond City County Virginia | 221 | $ 59,255,000 | $ 268,000 | $ 151,000 |
| Virginia Beach County Virginia | 190 | $ 58,860,000 | $ 309,000 | $ 160,000 |
| Spotsylvania County Virginia | 189 | $ 36,985,000 | $ 195,000 | $ 109,000 |
| Montgomery County Virginia | 178 | $ 27,350,000 | $ 153,000 | $ 81,000 |
| Bedford County Virginia | 166 | $ 23,130,000 | $ 139,000 | $ 78,000 |
| Augusta County Virginia | 164 | $ 23,180,000 | $ 141,000 | $ 87,000 |
| Prince William County Virginia | 142 | $ 47,880,000 | $ 337,000 | $ 158,000 |
| Mercer County West Virginia | 136 | $ 19,810,000 | $ 145,000 | $ 68,000 |
| Albemarle County Virginia | 124 | $ 34,660,000 | $ 279,000 | $ 255,000 |
| Roanoke County Virginia | 121 | $ 18,925,000 | $ 156,000 | $ 85,000 |
| Cobb County Georgia | 120 | $ 38,270,000 | $ 318,000 | $ 131,000 |
| Orange County Virginia | 109 | $ 15,105,000 | $ 138,000 | $ 99,000 |
| Tazewell County Virginia | 109 | $ 15,275,000 | $ 140,000 | $ 62,000 |
| Roanoke City County Virginia | 108 | $ 13,960,000 | $ 129,000 | $ 74,000 |
| Fulton County Georgia | 107 | $ 49,365,000 | $ 461,000 | $ 205,000 |
| Caroline County Virginia | 99 | $ 11,245,000 | $ 113,000 | $ 80,000 |
| Fauquier County Virginia | 99 | $ 32,415,000 | $ 327,000 | $ 170,000 |
| Davidson County Tennessee | 89 | $ 35,105,000 | $ 394,000 | $ 154,000 |
| DeKalb County Georgia | 86 | $ 40,520,000 | $ 471,000 | $ 193,000 |
| Culpeper County Virginia | 83 | $ 16,205,000 | $ 195,000 | $ 94,000 |
| Chesapeake County Virginia | 79 | $ 14,495,000 | $ 183,000 | $ 130,000 |
| Rockingham County Virginia | 79 | $ 11,775,000 | $ 149,000 | $ 92,000 |
| Stafford County Virginia | 79 | $ 18,515,000 | $ 234,000 | $ 140,000 |
| Dare County North Carolina | 78 | $ 18,250,000 | $ 233,000 | $ 158,000 |
| Accomack County Virginia | 76 | $ 10,790,000 | $ 141,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 73 | $ 53,335,000 | $ 730,000 | $ 264,000 |
| Franklin County Virginia | 73 | $ 15,815,000 | $ 216,000 | $ 107,000 |
| Pulaski County Virginia | 71 | $ 7,965,000 | $ 112,000 | $ 68,000 |
| Floyd County Virginia | 70 | $ 7,710,000 | $ 110,000 | $ 66,000 |
| Washington County Maryland | 69 | $ 12,785,000 | $ 185,000 | $ 71,000 |
| Arlington County Virginia | 66 | $ 31,040,000 | $ 470,000 | $ 318,000 |
| Norfolk County Virginia | 65 | $ 27,565,000 | $ 424,000 | $ 124,000 |
| Fluvanna County Virginia | 61 | $ 7,155,000 | $ 117,000 | $ 84,000 |
| Staunton County Virginia | 59 | $ 7,175,000 | $ 121,000 | $ 64,000 |
| Westmoreland County Virginia | 59 | $ 8,855,000 | $ 150,000 | $ 125,000 |
| Madison County Virginia | 57 | $ 7,705,000 | $ 135,000 | $ 120,000 |
| Salem County Virginia | 56 | $ 6,600,000 | $ 117,000 | $ 79,000 |
| Montgomery County Maryland | 55 | $ 32,545,000 | $ 591,000 | $ 339,000 |
| Northampton County Virginia | 54 | $ 7,800,000 | $ 144,000 | $ 103,000 |
| Newport News County Virginia | 52 | $ 9,830,000 | $ 189,000 | $ 110,000 |
| Hamilton County Indiana | 50 | $ 11,790,000 | $ 235,000 | $ 100,000 |
| Suffolk County Virginia | 47 | $ 7,575,000 | $ 161,000 | $ 110,000 |
| Currituck County North Carolina | 45 | $ 13,935,000 | $ 309,000 | $ 237,000 |
| Wythe County Virginia | 45 | $ 5,325,000 | $ 118,000 | $ 72,000 |
| Louisa County Virginia | 43 | $ 8,995,000 | $ 209,000 | $ 108,000 |
| Marion County Indiana | 42 | $ 8,760,000 | $ 208,000 | $ 111,000 |
| Goochland County Virginia | 42 | $ 13,700,000 | $ 326,000 | $ 171,000 |
| Richmond County Virginia | 42 | $ 4,010,000 | $ 95,000 | $ 89,000 |
| James City County Virginia | 41 | $ 10,575,000 | $ 257,000 | $ 191,000 |
| Cherokee County Georgia | 38 | $ 10,600,000 | $ 278,000 | $ 104,000 |
| Paulding County Georgia | 37 | $ 8,145,000 | $ 220,000 | $ 84,000 |
| Botetourt County Virginia | 37 | $ 7,245,000 | $ 195,000 | $ 89,000 |
| Charlottesville County Virginia | 37 | $ 11,345,000 | $ 306,000 | $ 237,000 |
| Lynchburg County Virginia | 36 | $ 6,100,000 | $ 169,000 | $ 95,000 |
| King William County Virginia | 34 | $ 4,910,000 | $ 144,000 | $ 182,000 |
| Nelson County Virginia | 34 | $ 5,660,000 | $ 166,000 | $ 150,000 |
| Rappahannock County Virginia | 34 | $ 8,790,000 | $ 258,000 | $ 149,000 |
| Gwinnett County Georgia | 33 | $ 9,125,000 | $ 276,000 | $ 101,000 |
| Frederick County Virginia | 32 | $ 6,460,000 | $ 201,000 | $ 112,000 |
| Fredericksburg County Virginia | 32 | $ 14,580,000 | $ 455,000 | $ 358,000 |
| Giles County Virginia | 32 | $ 3,140,000 | $ 98,000 | $ 67,000 |
| Warren County Virginia | 32 | $ 4,440,000 | $ 138,000 | $ 105,000 |
| Alexandria County Virginia | 31 | $ 16,745,000 | $ 540,000 | $ 220,000 |
| King George County Virginia | 31 | $ 5,255,000 | $ 169,000 | $ 129,000 |
| Williamson County Tennessee | 29 | $ 13,325,000 | $ 459,000 | $ 137,000 |
| Hampton County Virginia | 29 | $ 4,775,000 | $ 164,000 | $ 147,000 |
| Berkeley County West Virginia | 29 | $ 6,755,000 | $ 232,000 | $ 98,000 |
| Essex County Virginia | 28 | $ 4,120,000 | $ 147,000 | $ 91,000 |
| Northumberland County Virginia | 28 | $ 5,480,000 | $ 195,000 | $ 155,000 |
| Frederick County Maryland | 27 | $ 7,305,000 | $ 270,000 | $ 115,000 |
| Gloucester County Virginia | 27 | $ 8,045,000 | $ 297,000 | $ 112,000 |
| York County Virginia | 27 | $ 9,725,000 | $ 360,000 | $ 169,000 |
| Pasquotank County North Carolina | 26 | $ 3,600,000 | $ 138,000 | $ 77,000 |
| Lancaster County Virginia | 26 | $ 3,930,000 | $ 151,000 | $ 68,000 |
| Portsmouth County Virginia | 26 | $ 3,430,000 | $ 131,000 | $ 90,000 |
| Campbell County Virginia | 25 | $ 3,175,000 | $ 127,000 | $ 86,000 |
| Rockbridge County Virginia | 25 | $ 2,535,000 | $ 101,000 | $ 88,000 |
| Wake County North Carolina | 24 | $ 6,710,000 | $ 279,000 | $ 291,000 |
| Franklin County Pennsylvania | 23 | $ 4,675,000 | $ 203,000 | $ 123,000 |
| Powhatan County Virginia | 23 | $ 5,175,000 | $ 225,000 | $ 117,000 |
| Waynesboro County Virginia | 22 | $ 2,360,000 | $ 107,000 | $ 82,000 |
| Harrisonburg County Virginia | 21 | $ 26,935,000 | $ 1,282,000 | $ 82,000 |
| Isle of Wight County Virginia | 18 | $ 5,510,000 | $ 306,000 | $ 131,000 |
| Manassas County Virginia | 18 | $ 5,830,000 | $ 323,000 | $ 135,000 |
| Wicomico County Maryland | 16 | $ 3,030,000 | $ 189,000 | $ 112,000 |
| Middlesex County Virginia | 16 | $ 4,480,000 | $ 280,000 | $ 163,000 |
| Jefferson County West Virginia | 16 | $ 4,460,000 | $ 278,000 | $ 134,000 |
| Alleghany County Virginia | 15 | $ 1,205,000 | $ 80,000 | $ 63,000 |
| Greene County Virginia | 15 | $ 3,125,000 | $ 208,000 | $ 79,000 |
| Radford County Virginia | 14 | $ 1,640,000 | $ 117,000 | $ 59,000 |
| Amelia County Virginia | 12 | $ 1,670,000 | $ 139,000 | $ 83,000 |
| Colonial Heights County Virginia | 12 | $ 1,000,000 | $ 83,000 | $ 75,000 |
| Hopewell County Virginia | 12 | $ 1,270,000 | $ 105,000 | $ 67,000 |
| Russell County Virginia | 12 | $ 2,330,000 | $ 194,000 | $ 67,000 |
| Clayton County Georgia | 11 | $ 1,925,000 | $ 175,000 | $ 56,000 |
| Baltimore County Maryland | 11 | $ 2,895,000 | $ 263,000 | $ 94,000 |
| Prince George's County Maryland | 11 | $ 2,855,000 | $ 259,000 | $ 106,000 |
| Dickson County Tennessee | 11 | $ 2,425,000 | $ 220,000 | $ 67,000 |
| Douglas County Georgia | 10 | $ 2,300,000 | $ 230,000 | $ 67,000 |
| Anne Arundel County Maryland | 10 | $ 5,690,000 | $ 569,000 | $ 147,000 |
| Camden County North Carolina | 10 | $ 1,230,000 | $ 123,000 | $ 85,000 |
| Mecklenburg County North Carolina | 10 | $ 3,720,000 | $ 372,000 | $ 1,508,000 |
| Rutherford County Tennessee | 10 | $ 2,890,000 | $ 289,000 | $ 80,000 |
| Sussex County Delaware | 9 | $ 5,235,000 | $ 581,000 | $ 276,000 |
| Forsyth County Georgia | 9 | $ 3,505,000 | $ 389,000 | $ 215,000 |
| Perquimans County North Carolina | 9 | $ 935,000 | $ 103,000 | $ 63,000 |
| Horry County South Carolina | 9 | $ 2,685,000 | $ 298,000 | $ 179,000 |
| Sumner County Tennessee | 9 | $ 3,145,000 | $ 349,000 | $ 134,000 |
| New Kent County Virginia | 9 | $ 1,205,000 | $ 133,000 | $ 116,000 |
| Petersburg County Virginia | 9 | $ 585,000 | $ 65,000 | $ 86,000 |
| Prince George County Virginia | 9 | $ 965,000 | $ 107,000 | $ 87,000 |
| Shenandoah County Virginia | 9 | $ 685,000 | $ 76,000 | $ 54,000 |
| Henry County Georgia | 8 | $ 2,140,000 | $ 267,000 | $ 127,000 |
| Hancock County Indiana | 8 | $ 1,800,000 | $ 225,000 | $ 98,000 |
| Baltimore City County Maryland | 8 | $ 2,480,000 | $ 310,000 | $ 684,000 |
| Chowan County North Carolina | 8 | $ 2,130,000 | $ 266,000 | $ 143,000 |
| Buena Vista County Virginia | 8 | $ 540,000 | $ 67,000 | $ 47,000 |
| Clarke County Virginia | 8 | $ 2,580,000 | $ 322,000 | $ 149,000 |
| Fairfax City County Virginia | 8 | $ 2,920,000 | $ 365,000 | $ 135,000 |
| Washington County Virginia | 8 | $ 1,480,000 | $ 185,000 | $ 74,000 |
| Carroll County Georgia | 7 | $ 1,195,000 | $ 170,000 | $ 70,000 |
| Worcester County Maryland | 7 | $ 1,235,000 | $ 176,000 | $ 354,000 |
| New Hanover County North Carolina | 7 | $ 1,095,000 | $ 156,000 | $ 104,000 |
| Charleston County South Carolina | 7 | $ 4,375,000 | $ 625,000 | $ 203,000 |
| Wilson County Tennessee | 7 | $ 2,265,000 | $ 323,000 | $ 112,000 |
| Appomattox County Virginia | 7 | $ 1,075,000 | $ 153,000 | $ 80,000 |
| King and Queen County Virginia | 7 | $ 1,065,000 | $ 152,000 | $ 51,000 |
| Denver County Colorado | 6 | $ 2,590,000 | $ 431,000 | $ 164,000 |
| Palm Beach County Florida | 6 | $ 6,010,000 | $ 1,001,000 | $ 355,000 |
| Rockdale County Georgia | 6 | $ 1,820,000 | $ 303,000 | $ 123,000 |
| Howard County Maryland | 6 | $ 2,700,000 | $ 450,000 | $ 169,000 |
| Somerset County Maryland | 6 | $ 870,000 | $ 145,000 | $ 97,000 |
| Union County North Carolina | 6 | $ 930,000 | $ 155,000 | $ 146,000 |
| Bexar County Texas | 6 | $ 2,100,000 | $ 350,000 | $ 134,000 |
| Bland County Virginia | 6 | $ 690,000 | $ 115,000 | $ 34,000 |
| Covington County Virginia | 6 | $ 230,000 | $ 38,000 | $ 63,000 |
| Page County Virginia | 6 | $ 730,000 | $ 121,000 | $ 90,000 |
| Smyth County Virginia | 6 | $ 730,000 | $ 121,000 | $ 84,000 |
| Bartow County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 46,000 |
| Fayette County Georgia | 5 | $ 2,915,000 | $ 583,000 | $ 174,000 |
| Hendricks County Indiana | 5 | $ 955,000 | $ 191,000 | $ 106,000 |
| St. Mary's County Maryland | 5 | $ 1,545,000 | $ 309,000 | $ 157,000 |
| Sussex County New Jersey | 5 | $ 1,345,000 | $ 269,000 | $ 96,000 |
| Brunswick County North Carolina | 5 | $ 2,225,000 | $ 445,000 | $ 335,000 |
| Gates County North Carolina | 5 | $ 455,000 | $ 91,000 | $ 43,000 |
| Pender County North Carolina | 5 | $ 1,755,000 | $ 351,000 | $ 187,000 |
| Beaufort County South Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 234,000 |
| Robertson County Tennessee | 5 | $ 1,465,000 | $ 293,000 | $ 125,000 |
| Amherst County Virginia | 5 | $ 355,000 | $ 71,000 | $ 85,000 |
| Buckingham County Virginia | 5 | $ 905,000 | $ 181,000 | $ 104,000 |
| Craig County Virginia | 5 | $ 575,000 | $ 115,000 | $ 39,000 |
| Grayson County Virginia | 5 | $ 675,000 | $ 135,000 | $ 53,000 |
| Greensville County Virginia | 5 | $ 635,000 | $ 127,000 | $ 75,000 |
| Mathews County Virginia | 5 | $ 1,105,000 | $ 221,000 | $ 106,000 |
| Nottoway County Virginia | 5 | $ 555,000 | $ 111,000 | $ 100,000 |
| Poquoson County Virginia | 5 | $ 2,265,000 | $ 453,000 | $ 697,000 |
| Maricopa County Arizona | 4 | $ 2,080,000 | $ 520,000 | $ 178,000 |
| Lee County Florida | 4 | $ 2,100,000 | $ 525,000 | $ 558,000 |
| St. Johns County Florida | 4 | $ 1,600,000 | $ 400,000 | $ 116,000 |
| Walton County Florida | 4 | $ 1,780,000 | $ 445,000 | $ 240,000 |
| Newton County Georgia | 4 | $ 1,130,000 | $ 282,000 | $ 128,000 |
| Durham County North Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 381,000 |
| Forsyth County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 82,000 |
| Northampton County North Carolina | 4 | $ 1,320,000 | $ 330,000 | $ 186,000 |
| Cheatham County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 66,000 |
| Maury County Tennessee | 4 | $ 1,570,000 | $ 392,000 | $ 96,000 |
| Sullivan County Tennessee | 4 | $ 630,000 | $ 157,000 | $ 63,000 |
| Carroll County Virginia | 4 | $ 300,000 | $ 75,000 | $ 31,000 |
| Cumberland County Virginia | 4 | $ 630,000 | $ 157,000 | $ 52,000 |
| Dinwiddie County Virginia | 4 | $ 460,000 | $ 115,000 | $ 95,000 |
| Patrick County Virginia | 4 | $ 390,000 | $ 97,000 | $ 58,000 |
| Southampton County Virginia | 4 | $ 270,000 | $ 67,000 | $ 96,000 |
| Williamsburg County Virginia | 4 | $ 1,870,000 | $ 467,000 | $ 80,000 |
| Yuma County Arizona | 3 | $ 735,000 | $ 245,000 | $ 63,000 |
| Arapahoe County Colorado | 3 | $ 885,000 | $ 295,000 | $ 99,000 |
| Kent County Delaware | 3 | $ 645,000 | $ 215,000 | $ 87,000 |
| Citrus County Florida | 3 | $ 535,000 | $ 178,000 | $ 54,000 |
| Hillsborough County Florida | 3 | $ 815,000 | $ 271,000 | $ 106,000 |
| Nassau County Florida | 3 | $ 1,265,000 | $ 421,000 | $ 109,000 |
| Coweta County Georgia | 3 | $ 945,000 | $ 315,000 | $ 129,000 |
| Haralson County Georgia | 3 | $ 685,000 | $ 228,000 | $ 86,000 |
| Jackson County Georgia | 3 | $ 625,000 | $ 208,000 | $ 72,000 |
| McHenry County Illinois | 3 | $ 725,000 | $ 241,000 | $ 104,000 |
| Will County Illinois | 3 | $ 725,000 | $ 241,000 | $ 114,000 |
| Calvert County Maryland | 3 | $ 1,365,000 | $ 455,000 | $ 105,000 |
| Kent County Michigan | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Clark County Nevada | 3 | $ 675,000 | $ 225,000 | $ 82,000 |
| Guilford County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 832,000 |
| Johnston County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 88,000 |
| Moore County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 216,000 |
| Orange County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 102,000 |
| Cuyahoga County Ohio | 3 | $ 625,000 | $ 208,000 | $ 76,000 |
| Oklahoma County Oklahoma | 3 | $ 1,475,000 | $ 491,000 | $ 183,000 |
| Carbon County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 156,000 |
| Hickman County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 40,000 |
| Sevier County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 111,000 |
| Emporia County Virginia | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| Falls Church County Virginia | 3 | $ 2,125,000 | $ 708,000 | $ 246,000 |
| Martinsville County Virginia | 3 | $ 155,000 | $ 51,000 | $ 54,000 |
| Surry County Virginia | 3 | $ 915,000 | $ 305,000 | $ 500,000 |
| Winchester County Virginia | 3 | $ 205,000 | $ 68,000 | $ 66,000 |
| King County Washington | 3 | $ 1,535,000 | $ 511,000 | $ 203,000 |
| Monongalia County West Virginia | 3 | $ 495,000 | $ 165,000 | $ 93,000 |
| Douglas County Colorado | 2 | $ 840,000 | $ 420,000 | $ 156,000 |
| New Haven County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| New Castle County Delaware | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Miami-Dade County Florida | 2 | $ 830,000 | $ 415,000 | $ 910,000 |
| Pasco County Florida | 2 | $ 420,000 | $ 210,000 | $ 153,000 |
| Fannin County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 237,000 |
| Lumpkin County Georgia | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Atchison County Kansas | 2 | $ 580,000 | $ 290,000 | $ 318,000 |
| Charles County Maryland | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Garrett County Maryland | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Harford County Maryland | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 1,570,000 | $ 785,000 | $ 496,000 |
| Hunterdon County New Jersey | 2 | $ 640,000 | $ 320,000 | $ 51,000 |
| Middlesex County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| New York County New York | 2 | $ 2,020,000 | $ 1,010,000 | $ 550,000 |
| Cabarrus County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Carteret County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 255,000 |
| Chatham County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 219,000 |
| Halifax County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 22,000 |
| Iredell County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 163,000 |
| Warren County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Washington County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 111,000 |
| Centre County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 560,000 |
| Cumberland County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| Dauphin County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 113,000 |
| Bradley County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 656,000 |
| Hamilton County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Humphreys County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| Denton County Texas | 2 | $ 810,000 | $ 405,000 | $ 217,000 |
| El Paso County Texas | 2 | $ 640,000 | $ 320,000 | $ 125,000 |
| Harris County Texas | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Bath County Virginia | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Buchanan County Virginia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Henry County Virginia | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Mecklenburg County Virginia | 2 | $ 500,000 | $ 250,000 | $ 172,000 |
| Pittsylvania County Virginia | 2 | $ 820,000 | $ 410,000 | $ 326,000 |
| Prince Edward County Virginia | 2 | $ 430,000 | $ 215,000 | $ 33,000 |
| Sussex County Virginia | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Elmore County Alabama | 1 | $ 335,000 | $ 335,000 | $ 232,000 |
| Pickens County Alabama | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Randolph County Alabama | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Shelby County Alabama | 1 | $ 515,000 | $ 515,000 | $ 228,000 |
| Yavapai County Arizona | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Adams County Colorado | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Litchfield County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Broward County Florida | 1 | $ 455,000 | $ 455,000 | $ 208,000 |
| Leon County Florida | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Manatee County Florida | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Monroe County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Orange County Florida | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Volusia County Florida | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Washington County Florida | 1 | $ 215,000 | $ 215,000 | $ 661,000 |
| Banks County Georgia | 1 | $ 535,000 | $ 535,000 | $ 130,000 |
| Barrow County Georgia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Butts County Georgia | 1 | $ 265,000 | $ 265,000 | $ 186,000 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Columbia County Georgia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Floyd County Georgia | 1 | $ 785,000 | $ 785,000 | $ 526,000 |
| Gilmer County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 245,000 |
| Hall County Georgia | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Harris County Georgia | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Meriwether County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Muscogee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Peach County Georgia | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Pierce County Georgia | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Pike County Georgia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Putnam County Georgia | 1 | $ 895,000 | $ 895,000 | $ 406,000 |
| Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Sumter County Georgia | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Troup County Georgia | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Union County Georgia | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Walton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 258,000 |
| DuPage County Illinois | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| Kendall County Illinois | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Peoria County Illinois | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Boone County Indiana | 1 | $ 435,000 | $ 435,000 | $ 88,000 |
| Fayette County Indiana | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Henry County Indiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Madison County Indiana | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Montgomery County Indiana | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Steuben County Indiana | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Whitley County Indiana | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Linn County Iowa | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Leavenworth County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Warren County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Bossier County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Orleans County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 161,000 |
| St. Tammany County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 63,000 |
| Vernon County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
| Allegany County Maryland | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Norfolk County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Jackson County Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Kalamazoo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Livingston County Michigan | 1 | $ 515,000 | $ 515,000 | $ 310,000 |
| Van Buren County Michigan | 1 | $ 515,000 | $ 515,000 | $ 201,000 |
| Anoka County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Crow Wing County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Lamar County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Clinton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Bergen County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Essex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 236,000 |
| Mercer County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Somerset County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 410,000 |
| Erie County New York | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Richmond County New York | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Suffolk County New York | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Alamance County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 51,000 |
| Beaufort County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Bertie County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Burke County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Craven County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Cumberland County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Granville County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Hertford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Lincoln County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Nash County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Person County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Pitt County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Randolph County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Robeson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| Rutherford County North Carolina | 1 | $ 8,795,000 | $ 8,795,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 7,345,000 | $ 7,345,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Fairfield County Ohio | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Franklin County Ohio | 1 | $ 485,000 | $ 485,000 | $ 148,000 |
| Geauga County Ohio | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Greene County Ohio | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Wayne County Ohio | 1 | $ 275,000 | $ 275,000 | $ 288,000 |
| Tulsa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Berks County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Bradford County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| Chester County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 227,000 |
| Philadelphia County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 226,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| McCormick County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 176,000 |
| Richland County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Benton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Carter County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| DeKalb County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Franklin County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Greene County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Hawkins County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Lawrence County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Monroe County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Roane County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 451,000 |
| Shelby County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 385,000 |
| Trousdale County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Weakley County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Caldwell County Texas | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Fort Bend County Texas | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Gillespie County Texas | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Guadalupe County Texas | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Hays County Texas | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Kendall County Texas | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Montgomery County Texas | 1 | $ 295,000 | $ 295,000 | $ 377,000 |
| Travis County Texas | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Charles City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Charlotte County Virginia | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Danville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Halifax County Virginia | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Highland County Virginia | 1 | $ 615,000 | $ 615,000 | $ 222,000 |
| Lexington County Virginia | 1 | $ 245,000 | $ 245,000 | $ 277,000 |
| Manassas Park County Virginia | 1 | $ 505,000 | $ 505,000 | $ 106,000 |
| Wise County Virginia | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Boone County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Clay County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Fayette County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Hardy County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| McDowell County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Monroe County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Pendleton County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Pocahontas County West Virginia | 1 | $ 425,000 | $ 425,000 | $ 416,000 |
| Upshur County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,276 | $778,200,000 | $341,000 | $23,005,000 | $165,000 | $6,008,000 |
| Home Purchase | 2,133 | $663,085,000 | $310,000 | $8,795,000 | $129,000 | $2,100,000 |
| Other Purpose | 1,997 | $251,305,000 | $125,000 | $2,885,000 | $123,000 | $8,165,000 |
| Home Improvement | 850 | $79,040,000 | $92,000 | $755,000 | $121,000 | $3,380,000 |
| Cash-out Refinancing | 642 | $189,820,000 | $295,000 | $5,465,000 | $139,000 | $2,606,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,082 | $1,387,660,000 | $228,000 | $5,465,000 | $135,000 | $8,165,000 |
| Not Provided | 513 | $149,605,000 | $291,000 | $2,685,000 | $167,000 | $3,008,000 |
| Black or African American | 502 | $100,510,000 | $200,000 | $1,565,000 | $112,000 | $1,952,000 |
| Not applicable | 351 | $191,765,000 | $546,000 | $23,005,000 | $0 | $0 |
| Asian | 202 | $75,810,000 | $375,000 | $2,315,000 | $194,000 | $1,740,000 |
| Hispanic | 200 | $45,720,000 | $228,000 | $1,005,000 | $128,000 | $3,380,000 |
| American Indian or Alaskan Native | 25 | $4,705,000 | $188,000 | $535,000 | $131,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,340,000 | $223,000 | $395,000 | $107,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,152 | $1,797,660,000 | $251,000 | $23,005,000 | $144,000 | $8,165,000 |
| FHA-insured (Federal Housing Administration) | 371 | $71,285,000 | $192,000 | $515,000 | $69,000 | $341,000 |
| VA-guaranteed (Veterans Administration) | 206 | $66,360,000 | $322,000 | $1,105,000 | $105,000 | $374,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 169 | $26,145,000 | $154,000 | $425,000 | $51,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,488 | $1,423,150,000 | $259,000 | $23,005,000 | $142,000 | $8,165,000 |
| Application Denied By Financial Institution | 1,566 | $284,770,000 | $181,000 | $5,465,000 | $110,000 | $4,100,000 |
| Application Withdrawn By Applicant | 628 | $205,760,000 | $327,000 | $8,795,000 | $159,000 | $1,740,000 |
| Application Approved But Not Accepted | 157 | $34,515,000 | $219,000 | $1,925,000 | $152,000 | $3,008,000 |
| Preapproval Denied by Financial Institution | 35 | $11,045,000 | $315,000 | $705,000 | $102,000 | $314,000 |
| Loan Purchased By The Institution | 24 | $2,210,000 | $92,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,297 | $1,665,635,000 | $264,000 | $23,005,000 | $144,000 | $8,165,000 |
| Debt-To-Income Ratio | 664 | $112,570,000 | $169,000 | $2,685,000 | $63,000 | $690,000 |
| Collateral | 337 | $80,815,000 | $239,000 | $5,465,000 | $154,000 | $4,100,000 |
| Credit History | 299 | $28,195,000 | $94,000 | $1,005,000 | $115,000 | $3,380,000 |
| Unverifiable Information | 199 | $43,295,000 | $217,000 | $1,215,000 | $159,000 | $2,100,000 |
| Other | 50 | $13,040,000 | $260,000 | $2,485,000 | $135,000 | $698,000 |
| Employment History | 21 | $5,255,000 | $250,000 | $695,000 | $86,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $9,820,000 | $545,000 | $1,615,000 | $205,000 | $609,000 |
| Credit Application Incomplete | 13 | $2,825,000 | $217,000 | $1,005,000 | $259,000 | $939,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.