Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank-Fund Staff Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,387 |
| Total Mortgage Loan Application Amount | $939,765,000 |
| Average Mortgage Loan Application Amount | $283,600 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $207,400 |
| Highest Applicant Income | $1,386,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 588 | $ 238,800,000 | $ 406,000 | $ 215,000 |
| District of Columbia County District Of Columbia | 546 | $ 260,760,000 | $ 477,000 | $ 233,000 |
| Fairfax County Virginia | 467 | $ 176,305,000 | $ 377,000 | $ 207,000 |
| Loudoun County Virginia | 110 | $ 41,430,000 | $ 376,000 | $ 161,000 |
| Arlington County Virginia | 91 | $ 40,325,000 | $ 443,000 | $ 233,000 |
| Prince George's County Maryland | 62 | $ 14,420,000 | $ 232,000 | $ 110,000 |
| Alexandria County Virginia | 56 | $ 18,920,000 | $ 337,000 | $ 191,000 |
| Prince William County Virginia | 44 | $ 10,100,000 | $ 229,000 | $ 132,000 |
| Howard County Maryland | 19 | $ 5,895,000 | $ 310,000 | $ 169,000 |
| Anne Arundel County Maryland | 16 | $ 3,840,000 | $ 240,000 | $ 180,000 |
| Broward County Florida | 12 | $ 4,550,000 | $ 379,000 | $ 156,000 |
| Frederick County Maryland | 10 | $ 3,100,000 | $ 310,000 | $ 148,000 |
| Fairfax City County Virginia | 10 | $ 2,730,000 | $ 273,000 | $ 121,000 |
| Los Angeles County California | 9 | $ 4,085,000 | $ 453,000 | $ 186,000 |
| Baltimore City County Maryland | 9 | $ 1,765,000 | $ 196,000 | $ 210,000 |
| Sussex County Delaware | 8 | $ 3,050,000 | $ 381,000 | $ 201,000 |
| Maricopa County Arizona | 7 | $ 2,175,000 | $ 310,000 | $ 133,000 |
| Orange County Florida | 7 | $ 1,845,000 | $ 263,000 | $ 165,000 |
| Palm Beach County Florida | 7 | $ 1,725,000 | $ 246,000 | $ 177,000 |
| Falls Church County Virginia | 7 | $ 2,695,000 | $ 385,000 | $ 199,000 |
| Alameda County California | 5 | $ 2,265,000 | $ 453,000 | $ 371,000 |
| Calvert County Maryland | 5 | $ 755,000 | $ 151,000 | $ 242,000 |
| Charleston County South Carolina | 5 | $ 2,295,000 | $ 459,000 | $ 196,000 |
| Jefferson County West Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 74,000 |
| Sacramento County California | 4 | $ 1,110,000 | $ 277,000 | $ 185,000 |
| Miami-Dade County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 250,000 |
| Seminole County Florida | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| Middlesex County Massachusetts | 4 | $ 2,160,000 | $ 540,000 | $ 331,000 |
| Ramsey County Minnesota | 4 | $ 1,130,000 | $ 282,000 | $ 164,000 |
| Durham County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 91,000 |
| New Hanover County North Carolina | 4 | $ 1,990,000 | $ 497,000 | $ 158,000 |
| Dallas County Texas | 4 | $ 1,770,000 | $ 442,000 | $ 303,000 |
| Northumberland County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 197,000 |
| Stafford County Virginia | 4 | $ 880,000 | $ 220,000 | $ 122,000 |
| Boulder County Colorado | 3 | $ 2,745,000 | $ 915,000 | $ 238,000 |
| Denver County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 196,000 |
| New Castle County Delaware | 3 | $ 715,000 | $ 238,000 | $ 92,000 |
| Cook County Illinois | 3 | $ 1,345,000 | $ 448,000 | $ 190,000 |
| Polk County Iowa | 3 | $ 235,000 | $ 78,000 | $ 122,000 |
| Cumberland County Maine | 3 | $ 1,095,000 | $ 365,000 | $ 186,000 |
| Charles County Maryland | 3 | $ 635,000 | $ 211,000 | $ 284,000 |
| Bergen County New Jersey | 3 | $ 1,185,000 | $ 395,000 | $ 131,000 |
| Wake County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 121,000 |
| Bexar County Texas | 3 | $ 765,000 | $ 255,000 | $ 156,000 |
| Harris County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 226,000 |
| Fauquier County Virginia | 3 | $ 1,725,000 | $ 575,000 | $ 155,000 |
| Spotsylvania County Virginia | 3 | $ 905,000 | $ 301,000 | $ 153,000 |
| Whatcom County Washington | 3 | $ 905,000 | $ 301,000 | $ 206,000 |
| Monterey County California | 2 | $ 690,000 | $ 345,000 | $ 242,000 |
| Orange County California | 2 | $ 740,000 | $ 370,000 | $ 303,000 |
| San Diego County California | 2 | $ 970,000 | $ 485,000 | $ 157,000 |
| San Francisco County California | 2 | $ 1,810,000 | $ 905,000 | $ 231,000 |
| San Mateo County California | 2 | $ 1,100,000 | $ 550,000 | $ 195,000 |
| Arapahoe County Colorado | 2 | $ 920,000 | $ 460,000 | $ 251,000 |
| Douglas County Colorado | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| Jefferson County Colorado | 2 | $ 570,000 | $ 285,000 | $ 73,000 |
| Collier County Florida | 2 | $ 290,000 | $ 145,000 | $ 270,000 |
| Flagler County Florida | 2 | $ 250,000 | $ 125,000 | $ 142,000 |
| Hillsborough County Florida | 2 | $ 210,000 | $ 105,000 | $ 189,000 |
| Sarasota County Florida | 2 | $ 260,000 | $ 130,000 | $ 217,000 |
| Lincoln County Maine | 2 | $ 650,000 | $ 325,000 | $ 209,000 |
| Allegany County Maryland | 2 | $ 140,000 | $ 70,000 | $ 135,000 |
| Queen Anne's County Maryland | 2 | $ 960,000 | $ 480,000 | $ 175,000 |
| Talbot County Maryland | 2 | $ 770,000 | $ 385,000 | $ 373,000 |
| Berkshire County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 337,000 |
| Dukes County Massachusetts | 2 | $ 1,600,000 | $ 800,000 | $ 286,000 |
| Worcester County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 206,000 |
| St. Louis County Missouri | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| Camden County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Essex County New Jersey | 2 | $ 1,140,000 | $ 570,000 | $ 227,000 |
| Dutchess County New York | 2 | $ 770,000 | $ 385,000 | $ 242,000 |
| Kings County New York | 2 | $ 1,160,000 | $ 580,000 | $ 301,000 |
| Gaston County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 201,000 |
| Mecklenburg County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 241,000 |
| Multnomah County Oregon | 2 | $ 1,010,000 | $ 505,000 | $ 208,000 |
| Adams County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Dauphin County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 174,000 |
| Delaware County Pennsylvania | 2 | $ 840,000 | $ 420,000 | $ 302,000 |
| Montgomery County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 185,000 |
| Beaufort County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 681,000 |
| Gillespie County Texas | 2 | $ 760,000 | $ 380,000 | $ 167,000 |
| Travis County Texas | 2 | $ 730,000 | $ 365,000 | $ 198,000 |
| Albemarle County Virginia | 2 | $ 770,000 | $ 385,000 | $ 236,000 |
| Caroline County Virginia | 2 | $ 320,000 | $ 160,000 | $ 136,000 |
| Henrico County Virginia | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| James City County Virginia | 2 | $ 480,000 | $ 240,000 | $ 231,000 |
| Manassas Park County Virginia | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Orange County Virginia | 2 | $ 480,000 | $ 240,000 | $ 166,000 |
| Rappahannock County Virginia | 2 | $ 1,380,000 | $ 690,000 | $ 168,000 |
| Virginia Beach County Virginia | 2 | $ 630,000 | $ 315,000 | $ 133,000 |
| King County Washington | 2 | $ 1,320,000 | $ 660,000 | $ 135,000 |
| Kitsap County Washington | 2 | $ 1,030,000 | $ 515,000 | $ 169,000 |
| Pierce County Washington | 2 | $ 360,000 | $ 180,000 | $ 172,000 |
| Jefferson County Alabama | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| El Dorado County California | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| San Bernardino County California | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Santa Clara County California | 1 | $ 1,165,000 | $ 1,165,000 | $ 260,000 |
| Ventura County California | 1 | $ 1,045,000 | $ 1,045,000 | $ 309,000 |
| El Paso County Colorado | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 206,000 |
| Summit County Colorado | 1 | $ 775,000 | $ 775,000 | $ 692,000 |
| Fairfield County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Litchfield County Connecticut | 1 | $ 475,000 | $ 475,000 | $ 630,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 183,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 189,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Sumter County Florida | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Volusia County Florida | 1 | $ 165,000 | $ 165,000 | $ 316,000 |
| Chatham County Georgia | 1 | $ 395,000 | $ 395,000 | $ 169,000 |
| Clarke County Georgia | 1 | $ 95,000 | $ 95,000 | $ 496,000 |
| DeKalb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Fulton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| White County Georgia | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Honolulu County Hawaii | 1 | $ 385,000 | $ 385,000 | $ 307,000 |
| DuPage County Illinois | 1 | $ 505,000 | $ 505,000 | $ 118,000 |
| Floyd County Indiana | 1 | $ 195,000 | $ 195,000 | $ 750,000 |
| Tippecanoe County Indiana | 1 | $ 405,000 | $ 405,000 | $ 287,000 |
| Bremer County Iowa | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Johnson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Aroostook County Maine | 1 | $ 195,000 | $ 195,000 | $ 256,000 |
| Knox County Maine | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Baltimore County Maryland | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Dorchester County Maryland | 1 | $ 185,000 | $ 185,000 | $ 266,000 |
| Garrett County Maryland | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Norfolk County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 285,000 |
| Suffolk County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Kalamazoo County Michigan | 1 | $ 405,000 | $ 405,000 | $ 818,000 |
| Oakland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Blue Earth County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Dakota County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Hennepin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| St. Charles County Missouri | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Hudson County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 736,000 |
| Monmouth County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Morris County New Jersey | 1 | $ 1,185,000 | $ 1,185,000 | $ 802,000 |
| Somerset County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Lea County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 550,000 |
| Bronx County New York | 1 | $ 225,000 | $ 225,000 | $ 300,000 |
| New York County New York | 1 | $ 845,000 | $ 845,000 | $ 152,000 |
| Onondaga County New York | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Alamance County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Cabarrus County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Dare County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 184,000 |
| Butler County Ohio | 1 | $ 175,000 | $ 175,000 | $ 229,000 |
| Franklin County Ohio | 1 | $ 245,000 | $ 245,000 | $ 154,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 212,000 |
| Benton County Oregon | 1 | $ 325,000 | $ 325,000 | $ 234,000 |
| Centre County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Chester County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 386,000 |
| Providence County Rhode Island | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| York County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Lincoln County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 291,000 |
| Hamilton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Williamson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Brazoria County Texas | 1 | $ 355,000 | $ 355,000 | $ 216,000 |
| Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Fort Bend County Texas | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Summit County Utah | 1 | $ 805,000 | $ 805,000 | $ 225,000 |
| Tooele County Utah | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Utah County Utah | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Accomack County Virginia | 1 | $ 235,000 | $ 235,000 | $ 206,000 |
| Charlottesville County Virginia | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Chesterfield County Virginia | 1 | $ 75,000 | $ 75,000 | $ 183,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Fredericksburg County Virginia | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Goochland County Virginia | 1 | $ 55,000 | $ 55,000 | $ 252,000 |
| Greene County Virginia | 1 | $ 945,000 | $ 945,000 | $ 200,000 |
| Louisa County Virginia | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| Montgomery County Virginia | 1 | $ 95,000 | $ 95,000 | $ 224,000 |
| Nelson County Virginia | 1 | $ 205,000 | $ 205,000 | $ 250,000 |
| Pulaski County Virginia | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Rockingham County Virginia | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Shenandoah County Virginia | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Warren County Virginia | 1 | $ 185,000 | $ 185,000 | $ 268,000 |
| Westmoreland County Virginia | 1 | $ 345,000 | $ 345,000 | $ 447,000 |
| Clallam County Washington | 1 | $ 335,000 | $ 335,000 | $ 208,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Hampshire County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Preston County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 215,000 |
| Randolph County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 247,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 944 | $284,860,000 | $301,000 | $2,005,000 | $205,000 | $964,000 |
| Home Purchase | 807 | $395,115,000 | $489,000 | $2,005,000 | $213,000 | $1,386,000 |
| Refinancing | 628 | $258,750,000 | $412,000 | $1,605,000 | $203,000 | $818,000 |
| Other Purpose | 6 | $910,000 | $151,000 | $255,000 | $191,000 | $387,000 |
| Home Improvement | 2 | $130,000 | $65,000 | $105,000 | $225,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 836 | $351,110,000 | $419,000 | $2,005,000 | $224,000 | $814,000 |
| Not Provided | 392 | $156,370,000 | $398,000 | $2,005,000 | $218,000 | $1,386,000 |
| Asian | 322 | $126,480,000 | $392,000 | $1,915,000 | $193,000 | $1,000,000 |
| Black or African American | 298 | $93,540,000 | $313,000 | $2,005,000 | $175,000 | $626,000 |
| Hispanic | 233 | $86,525,000 | $371,000 | $1,465,000 | $197,000 | $820,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,400,000 | $350,000 | $855,000 | $256,000 | $359,000 |
| American Indian or Alaskan Native | 4 | $1,310,000 | $327,000 | $575,000 | $118,000 | $219,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,387 | $939,765,000 | $393,000 | $2,005,000 | $207,000 | $1,386,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,656 | $661,300,000 | $399,000 | $2,005,000 | $217,000 | $1,386,000 |
| Application Withdrawn By Applicant | 350 | $152,660,000 | $436,000 | $1,805,000 | $208,000 | $1,000,000 |
| File Closed For Incompleteness | 199 | $68,585,000 | $344,000 | $2,005,000 | $188,000 | $964,000 |
| Application Denied By Financial Institution | 156 | $49,920,000 | $320,000 | $1,405,000 | $133,000 | $818,000 |
| Application Approved But Not Accepted | 26 | $7,300,000 | $280,000 | $955,000 | $167,000 | $355,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,231 | $889,845,000 | $398,000 | $2,005,000 | $212,000 | $1,386,000 |
| Debt-To-Income Ratio | 62 | $18,350,000 | $295,000 | $1,405,000 | $89,000 | $265,000 |
| Credit History | 56 | $18,220,000 | $325,000 | $1,155,000 | $161,000 | $344,000 |
| Collateral | 24 | $8,010,000 | $333,000 | $1,005,000 | $176,000 | $818,000 |
| Unverifiable Information | 5 | $2,355,000 | $471,000 | $755,000 | $139,000 | $242,000 |
| Other | 4 | $1,260,000 | $315,000 | $375,000 | $106,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,620,000 | $405,000 | $1,025,000 | $185,000 | $332,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $73,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.