Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bank-Fund Staff Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,631 |
| Total Mortgage Loan Application Amount | $1,601,565,000 |
| Average Mortgage Loan Application Amount | $377,000 |
| Highest Mortgage Loan Application Amount | $2,725,000 |
| Average Applicant Income | $208,250 |
| Highest Applicant Income | $7,498,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 895 | $ 407,785,000 | $ 455,000 | $ 227,000 |
| District of Columbia County District Of Columbia | 874 | $ 450,510,000 | $ 515,000 | $ 252,000 |
| Fairfax County Virginia | 692 | $ 289,580,000 | $ 418,000 | $ 213,000 |
| Arlington County Virginia | 163 | $ 78,045,000 | $ 478,000 | $ 233,000 |
| Loudoun County Virginia | 156 | $ 63,080,000 | $ 404,000 | $ 183,000 |
| Prince George's County Maryland | 104 | $ 29,310,000 | $ 281,000 | $ 145,000 |
| Alexandria County Virginia | 73 | $ 28,695,000 | $ 393,000 | $ 224,000 |
| Prince William County Virginia | 62 | $ 20,140,000 | $ 324,000 | $ 145,000 |
| Howard County Maryland | 32 | $ 13,150,000 | $ 410,000 | $ 285,000 |
| Anne Arundel County Maryland | 25 | $ 8,325,000 | $ 333,000 | $ 163,000 |
| Fairfax City County Virginia | 19 | $ 9,535,000 | $ 501,000 | $ 192,000 |
| Miami-Dade County Florida | 18 | $ 8,270,000 | $ 459,000 | $ 269,000 |
| Frederick County Maryland | 16 | $ 5,440,000 | $ 340,000 | $ 121,000 |
| Sussex County Delaware | 13 | $ 2,785,000 | $ 214,000 | $ 156,000 |
| Los Angeles County California | 12 | $ 9,110,000 | $ 759,000 | $ 278,000 |
| Baltimore City County Maryland | 12 | $ 2,450,000 | $ 204,000 | $ 140,000 |
| Charles County Maryland | 10 | $ 2,310,000 | $ 231,000 | $ 210,000 |
| Cook County Illinois | 9 | $ 2,085,000 | $ 231,000 | $ 186,000 |
| Falls Church County Virginia | 9 | $ 4,115,000 | $ 457,000 | $ 223,000 |
| Broward County Florida | 8 | $ 2,880,000 | $ 360,000 | $ 252,000 |
| Calvert County Maryland | 8 | $ 2,640,000 | $ 330,000 | $ 188,000 |
| Talbot County Maryland | 8 | $ 4,170,000 | $ 521,000 | $ 309,000 |
| Wake County North Carolina | 8 | $ 2,990,000 | $ 373,000 | $ 301,000 |
| San Diego County California | 7 | $ 3,305,000 | $ 472,000 | $ 205,000 |
| Baltimore County Maryland | 7 | $ 1,425,000 | $ 203,000 | $ 161,000 |
| Middlesex County Massachusetts | 7 | $ 4,385,000 | $ 626,000 | $ 266,000 |
| Kings County New York | 7 | $ 3,505,000 | $ 500,000 | $ 243,000 |
| Albemarle County Virginia | 7 | $ 2,875,000 | $ 410,000 | $ 250,000 |
| Stafford County Virginia | 7 | $ 1,675,000 | $ 239,000 | $ 155,000 |
| St. Johns County Florida | 6 | $ 1,200,000 | $ 200,000 | $ 109,000 |
| DeKalb County Georgia | 6 | $ 1,600,000 | $ 266,000 | $ 155,000 |
| Clark County Nevada | 6 | $ 1,280,000 | $ 213,000 | $ 214,000 |
| Multnomah County Oregon | 6 | $ 2,770,000 | $ 461,000 | $ 221,000 |
| Spotsylvania County Virginia | 6 | $ 2,250,000 | $ 375,000 | $ 137,000 |
| King County Washington | 6 | $ 4,880,000 | $ 813,000 | $ 321,000 |
| Palm Beach County Florida | 5 | $ 1,755,000 | $ 351,000 | $ 282,000 |
| Worcester County Maryland | 5 | $ 1,205,000 | $ 241,000 | $ 113,000 |
| Harris County Texas | 5 | $ 3,045,000 | $ 609,000 | $ 220,000 |
| Fauquier County Virginia | 5 | $ 1,675,000 | $ 335,000 | $ 251,000 |
| Manassas County Virginia | 5 | $ 1,715,000 | $ 343,000 | $ 126,000 |
| San Mateo County California | 4 | $ 2,990,000 | $ 747,000 | $ 217,000 |
| Hillsborough County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 139,000 |
| Cumberland County Maine | 4 | $ 1,880,000 | $ 470,000 | $ 125,000 |
| Bergen County New Jersey | 4 | $ 2,330,000 | $ 582,000 | $ 279,000 |
| New York County New York | 4 | $ 3,420,000 | $ 855,000 | $ 366,000 |
| Cuyahoga County Ohio | 4 | $ 550,000 | $ 137,000 | $ 182,000 |
| Tarrant County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 146,000 |
| San Francisco County California | 3 | $ 3,435,000 | $ 1,145,000 | $ 404,000 |
| Boulder County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 205,000 |
| New Haven County Connecticut | 3 | $ 795,000 | $ 265,000 | $ 111,000 |
| Sarasota County Florida | 3 | $ 815,000 | $ 271,000 | $ 111,000 |
| Hamilton County Indiana | 3 | $ 795,000 | $ 265,000 | $ 167,000 |
| Queen Anne's County Maryland | 3 | $ 1,195,000 | $ 398,000 | $ 229,000 |
| Washington County Maryland | 3 | $ 1,055,000 | $ 351,000 | $ 101,000 |
| Worcester County Massachusetts | 3 | $ 895,000 | $ 298,000 | $ 148,000 |
| Hudson County New Jersey | 3 | $ 1,125,000 | $ 375,000 | $ 418,000 |
| Currituck County North Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 269,000 |
| Mecklenburg County North Carolina | 3 | $ 1,295,000 | $ 431,000 | $ 148,000 |
| Allegheny County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,575,000 | $ 525,000 | $ 334,000 |
| Utah County Utah | 3 | $ 795,000 | $ 265,000 | $ 171,000 |
| Accomack County Virginia | 3 | $ 685,000 | $ 228,000 | $ 239,000 |
| James City County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 158,000 |
| Kitsap County Washington | 3 | $ 1,375,000 | $ 458,000 | $ 222,000 |
| Maricopa County Arizona | 2 | $ 860,000 | $ 430,000 | $ 117,000 |
| Pima County Arizona | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Pinal County Arizona | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Benton County Arkansas | 2 | $ 650,000 | $ 325,000 | $ 173,000 |
| Contra Costa County California | 2 | $ 3,010,000 | $ 1,505,000 | $ 254,000 |
| El Dorado County California | 2 | $ 1,270,000 | $ 635,000 | $ 376,000 |
| Kern County California | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Monterey County California | 2 | $ 810,000 | $ 405,000 | $ 244,000 |
| Napa County California | 2 | $ 1,630,000 | $ 815,000 | $ 340,000 |
| Orange County California | 2 | $ 610,000 | $ 305,000 | $ 211,000 |
| Riverside County California | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Sacramento County California | 2 | $ 580,000 | $ 290,000 | $ 172,000 |
| Santa Clara County California | 2 | $ 3,650,000 | $ 1,825,000 | $ 557,000 |
| Denver County Colorado | 2 | $ 2,540,000 | $ 1,270,000 | $ 273,000 |
| Summit County Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 412,000 |
| Fairfield County Connecticut | 2 | $ 920,000 | $ 460,000 | $ 176,000 |
| Hartford County Connecticut | 2 | $ 580,000 | $ 290,000 | $ 165,000 |
| New Castle County Delaware | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Collier County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 431,000 |
| Duval County Florida | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| Indian River County Florida | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Orange County Florida | 2 | $ 250,000 | $ 125,000 | $ 136,000 |
| Seminole County Florida | 2 | $ 440,000 | $ 220,000 | $ 132,000 |
| St. Lucie County Florida | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Cobb County Georgia | 2 | $ 670,000 | $ 335,000 | $ 142,000 |
| Forsyth County Georgia | 2 | $ 190,000 | $ 95,000 | $ 463,000 |
| DuPage County Illinois | 2 | $ 960,000 | $ 480,000 | $ 185,000 |
| Berkshire County Massachusetts | 2 | $ 880,000 | $ 440,000 | $ 166,000 |
| Norfolk County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 162,000 |
| Dakota County Minnesota | 2 | $ 1,810,000 | $ 905,000 | $ 277,000 |
| Ramsey County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 37,000 |
| Camden County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Essex County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 460,000 |
| Middlesex County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Taos County New Mexico | 2 | $ 650,000 | $ 325,000 | $ 61,000 |
| Nassau County New York | 2 | $ 1,660,000 | $ 830,000 | $ 251,000 |
| Dare County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 219,000 |
| Durham County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 130,000 |
| Franklin County Ohio | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Summit County Ohio | 2 | $ 610,000 | $ 305,000 | $ 142,000 |
| Montgomery County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 240,000 |
| York County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| Davidson County Tennessee | 2 | $ 1,380,000 | $ 690,000 | $ 215,000 |
| Collin County Texas | 2 | $ 500,000 | $ 250,000 | $ 334,000 |
| Dallas County Texas | 2 | $ 1,380,000 | $ 690,000 | $ 337,000 |
| Denton County Texas | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Travis County Texas | 2 | $ 540,000 | $ 270,000 | $ 159,000 |
| Charlottesville County Virginia | 2 | $ 350,000 | $ 175,000 | $ 120,000 |
| Fredericksburg County Virginia | 2 | $ 290,000 | $ 145,000 | $ 157,000 |
| Henrico County Virginia | 2 | $ 590,000 | $ 295,000 | $ 225,000 |
| Highland County Virginia | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Manassas Park County Virginia | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Orange County Virginia | 2 | $ 260,000 | $ 130,000 | $ 159,000 |
| Richmond City County Virginia | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Roanoke City County Virginia | 2 | $ 480,000 | $ 240,000 | $ 235,000 |
| Warren County Virginia | 2 | $ 830,000 | $ 415,000 | $ 270,000 |
| Cowlitz County Washington | 2 | $ 450,000 | $ 225,000 | $ 217,000 |
| Waukesha County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 235,000 |
| Teton County Wyoming | 2 | $ 640,000 | $ 320,000 | $ 87,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 311,000 |
| Juneau County Alaska | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Alameda County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 482,000 |
| Calaveras County California | 1 | $ 265,000 | $ 265,000 | $ 451,000 |
| Marin County California | 1 | $ 685,000 | $ 685,000 | $ 217,000 |
| Placer County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 266,000 |
| Sonoma County California | 1 | $ 685,000 | $ 685,000 | $ 57,000 |
| Stanislaus County California | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Ventura County California | 1 | $ 465,000 | $ 465,000 | $ 186,000 |
| Adams County Colorado | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Douglas County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Larimer County Colorado | 1 | $ 195,000 | $ 195,000 | $ 250,000 |
| San Juan County Colorado | 1 | $ 255,000 | $ 255,000 | $ 221,000 |
| Litchfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| New London County Connecticut | 1 | $ 665,000 | $ 665,000 | $ 117,000 |
| Bay County Florida | 1 | $ 125,000 | $ 125,000 | $ 254,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 440,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Douglas County Georgia | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Fulton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 463,000 |
| Walton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Honolulu County Hawaii | 1 | $ 505,000 | $ 505,000 | $ 450,000 |
| Champaign County Illinois | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Allen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrison County Indiana | 1 | $ 255,000 | $ 255,000 | $ 700,000 |
| Dallas County Iowa | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Johnson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Dorchester County Maryland | 1 | $ 665,000 | $ 665,000 | $ 268,000 |
| Garrett County Maryland | 1 | $ 185,000 | $ 185,000 | $ 345,000 |
| Harford County Maryland | 1 | $ 105,000 | $ 105,000 | $ 358,000 |
| Somerset County Maryland | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| St. Mary's County Maryland | 1 | $ 325,000 | $ 325,000 | $ 234,000 |
| Hampshire County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 366,000 |
| Suffolk County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 139,000 |
| Newaygo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Ottawa County Michigan | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Anoka County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Olmsted County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Howard County Missouri | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Jackson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| St. Louis County Missouri | 1 | $ 655,000 | $ 655,000 | $ 148,000 |
| St. Louis City County Missouri | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Missoula County Montana | 1 | $ 565,000 | $ 565,000 | $ 348,000 |
| Burlington County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 391,000 |
| Mercer County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 247,000 |
| Morris County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 238,000 |
| Somerset County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Dutchess County New York | 1 | $ 325,000 | $ 325,000 | $ 404,000 |
| Orange County New York | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Suffolk County New York | 1 | $ 335,000 | $ 335,000 | $ 306,000 |
| Tompkins County New York | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Westchester County New York | 1 | $ 245,000 | $ 245,000 | $ 289,000 |
| Buncombe County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Cabarrus County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 305,000 |
| Chatham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 274,000 |
| New Hanover County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 367,000 |
| Berks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Centre County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 239,000 |
| Chester County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Cumberland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Delaware County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 925,000 |
| Franklin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 407,000 |
| Lackawanna County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Lehigh County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Dorchester County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 352,000 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 241,000 |
| Knox County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 270,000 |
| El Paso County Texas | 1 | $ 305,000 | $ 305,000 | $ 537,000 |
| Fort Bend County Texas | 1 | $ 395,000 | $ 395,000 | $ 213,000 |
| Galveston County Texas | 1 | $ 315,000 | $ 315,000 | $ 276,000 |
| Montgomery County Texas | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Williamson County Texas | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Salt Lake County Utah | 1 | $ 485,000 | $ 485,000 | $ 302,000 |
| Summit County Utah | 1 | $ 765,000 | $ 765,000 | $ 287,000 |
| Chittenden County Vermont | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Lamoille County Vermont | 1 | $ 85,000 | $ 85,000 | $ 750,000 |
| Bedford County Virginia | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Chesterfield County Virginia | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Essex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Frederick County Virginia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Gloucester County Virginia | 1 | $ 945,000 | $ 945,000 | $ 211,000 |
| King George County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Louisa County Virginia | 1 | $ 265,000 | $ 265,000 | $ 206,000 |
| Middlesex County Virginia | 1 | $ 405,000 | $ 405,000 | $ 843,000 |
| Montgomery County Virginia | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Nelson County Virginia | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Page County Virginia | 1 | $ 235,000 | $ 235,000 | $ 250,000 |
| Rappahannock County Virginia | 1 | $ 655,000 | $ 655,000 | $ 251,000 |
| Roanoke County Virginia | 1 | $ 505,000 | $ 505,000 | $ 998,000 |
| Shenandoah County Virginia | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| Virginia Beach County Virginia | 1 | $ 135,000 | $ 135,000 | $ 162,000 |
| Westmoreland County Virginia | 1 | $ 625,000 | $ 625,000 | $ 272,000 |
| Pierce County Washington | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Whatcom County Washington | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Cabell County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Hardy County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Tucker County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 1,211,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,611 | $712,515,000 | $442,000 | $1,995,000 | $221,000 | $1,118,000 |
| Cash-out Refinancing | 1,322 | $517,300,000 | $391,000 | $2,725,000 | $227,000 | $7,498,000 |
| Home Purchase | 690 | $370,640,000 | $537,000 | $2,005,000 | $221,000 | $3,017,000 |
| Other Purpose | 8 | $1,110,000 | $138,000 | $305,000 | $164,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,337 | $627,875,000 | $469,000 | $2,005,000 | $243,000 | $7,498,000 |
| Not Provided | 596 | $265,500,000 | $445,000 | $2,005,000 | $226,000 | $1,211,000 |
| Black or African American | 466 | $174,560,000 | $374,000 | $1,575,000 | $188,000 | $3,017,000 |
| Asian | 425 | $179,155,000 | $421,000 | $1,475,000 | $196,000 | $925,000 |
| Hispanic | 354 | $158,420,000 | $447,000 | $1,905,000 | $231,000 | $1,273,000 |
| American Indian or Alaskan Native | 8 | $3,010,000 | $376,000 | $925,000 | $225,000 | $346,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,631 | $1,601,565,000 | $441,000 | $2,725,000 | $223,000 | $7,498,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,236 | $1,010,380,000 | $451,000 | $2,725,000 | $234,000 | $3,017,000 |
| File Closed For Incompleteness | 594 | $258,020,000 | $434,000 | $1,955,000 | $223,000 | $7,498,000 |
| Application Withdrawn By Applicant | 551 | $240,445,000 | $436,000 | $2,005,000 | $209,000 | $1,400,000 |
| Application Denied By Financial Institution | 181 | $66,115,000 | $365,000 | $1,805,000 | $145,000 | $600,000 |
| Application Approved But Not Accepted | 69 | $26,605,000 | $385,000 | $1,205,000 | $193,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,450 | $1,535,450,000 | $445,000 | $2,725,000 | $227,000 | $7,498,000 |
| Credit History | 68 | $23,110,000 | $339,000 | $1,505,000 | $170,000 | $586,000 |
| Debt-To-Income Ratio | 68 | $23,870,000 | $351,000 | $1,805,000 | $91,000 | $294,000 |
| Collateral | 22 | $8,430,000 | $383,000 | $945,000 | $204,000 | $600,000 |
| Other | 13 | $6,655,000 | $511,000 | $1,115,000 | $182,000 | $430,000 |
| Employment History | 7 | $1,995,000 | $285,000 | $555,000 | $116,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,240,000 | $620,000 | $745,000 | $124,000 | $156,000 |
| Unverifiable Information | 1 | $815,000 | $815,000 | $815,000 | $366,000 | $366,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.