Bank of England Mortgage Lending & HMDA Data, 2007

In 2007, Bank of England of England, AR reported 2,339 mortgage applications totaling $443.8 million, up 444% from 2006. The average application was for $189,726, and applicants reported an average income of $72,823. 15% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (217), Houston-Sugar Land-Baytown, TX (61) and Fayetteville-Springdale-Rogers, AR-MO (59) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 2,339
Total Mortgage Loan Application Amount $443,770,000
Average Mortgage Loan Application Amount $189,726
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $72,823
Highest Applicant Income $660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 127 $ 17,232,000 $ 135,685 $ 69,000
Lonoke, Arkansas 42 $ 5,894,000 $ 140,333 $ 65,000
Washington, Arkansas 36 $ 6,259,000 $ 173,861 $ 83,000
Cook, Illinois 36 $ 6,551,000 $ 181,972 $ 68,000
Harris, Texas 30 $ 4,537,000 $ 151,233 $ 92,000
Wake, North Carolina 24 $ 3,997,000 $ 166,541 $ 48,000
Benton, Arkansas 23 $ 3,364,000 $ 146,260 $ 73,000
White, Arkansas 23 $ 2,750,000 $ 119,565 $ 62,000
Saline, Arkansas 21 $ 2,675,000 $ 127,380 $ 49,000
Faulkner, Arkansas 20 $ 2,681,000 $ 134,050 $ 70,000
Mecklenburg, North Carolina 19 $ 3,201,000 $ 168,473 $ 59,000
Dallas, Texas 19 $ 3,157,000 $ 166,157 $ 75,000
District of Columbia, District Of Columbia 17 $ 6,301,000 $ 370,647 $ 110,000
Maricopa, Arizona 16 $ 5,470,000 $ 341,875 $ 81,000
Macomb, Michigan 16 $ 2,413,000 $ 150,812 $ 45,000
Wayne, Michigan 15 $ 2,199,000 $ 146,600 $ 72,000
Oakland, Michigan 14 $ 2,997,000 $ 214,071 $ 76,000
Tarrant, Texas 14 $ 2,329,000 $ 166,357 $ 81,000
Salt Lake, Utah 14 $ 2,710,000 $ 193,571 $ 35,000
Jefferson, Louisiana 13 $ 2,940,000 $ 226,153 $ 91,000
Clark, Nevada 13 $ 4,068,000 $ 312,923 $ 96,000
Cuyahoga, Ohio 13 $ 1,754,000 $ 134,923 $ 52,000
Fort Bend, Texas 13 $ 3,206,000 $ 246,615 $ 108,000
Travis, Texas 13 $ 3,485,000 $ 268,076 $ 106,000
Garland, Arkansas 12 $ 1,825,000 $ 152,083 $ 91,000
Nassau, New York 12 $ 6,044,000 $ 503,666 $ 142,000
Suffolk, New York 12 $ 4,325,000 $ 360,416 $ 122,000
Guilford, North Carolina 12 $ 1,647,000 $ 137,250 $ 57,000
Craighead, Arkansas 11 $ 2,023,000 $ 183,909 $ 98,000
East Baton Rouge, Louisiana 11 $ 1,698,000 $ 154,363 $ 51,000
Bexar, Texas 11 $ 3,030,000 $ 275,454 $ 118,000
Montgomery, Texas 11 $ 1,621,000 $ 147,363 $ 114,000
Davis, Utah 11 $ 2,493,000 $ 226,636 $ 77,000
Jefferson, Arkansas 10 $ 624,000 $ 62,400 $ 41,000
Collin, Texas 10 $ 1,772,000 $ 177,200 $ 148,000
Franklin, Ohio 9 $ 1,395,000 $ 155,000 $ 57,000
Horry, South Carolina 9 $ 1,659,000 $ 184,333 $ 68,000
Arapahoe, Colorado 8 $ 2,272,000 $ 284,000 $ 62,000
Hillsborough, Florida 8 $ 1,030,000 $ 128,750 $ 48,000
Tangipahoa, Louisiana 8 $ 1,379,000 $ 172,375 $ 111,000
Queens, New York 8 $ 2,927,000 $ 365,875 $ 61,000
Cabarrus, North Carolina 8 $ 1,390,000 $ 173,750 $ 78,000
Montgomery, Ohio 8 $ 1,172,000 $ 146,500 $ 77,000
Shelby, Tennessee 8 $ 2,679,000 $ 334,875 $ 137,000
Montgomery, Arkansas 7 $ 566,000 $ 80,857 $ 42,000
Los Angeles, California 7 $ 3,221,000 $ 460,142 $ 84,000
Palm Beach, Florida 7 $ 1,733,000 $ 247,571 $ 82,000
Gwinnett, Georgia 7 $ 1,297,000 $ 185,285 $ 82,000
Will, Illinois 7 $ 1,363,000 $ 194,714 $ 66,000
Porter, Indiana 7 $ 1,580,000 $ 225,714 $ 85,000
Worcester, Massachusetts 7 $ 1,651,000 $ 235,857 $ 78,000
Jackson, Michigan 7 $ 1,118,000 $ 159,714 $ 71,000
Greene, Missouri 7 $ 1,014,000 $ 144,857 $ 70,000
Buncombe, North Carolina 7 $ 1,845,000 $ 263,571 $ 89,000
Berkeley, West Virginia 7 $ 1,655,000 $ 236,428 $ 109,000
Milwaukee, Wisconsin 7 $ 1,676,000 $ 239,428 $ 93,000
Riverside, California 6 $ 2,325,000 $ 387,500 $ 71,000
El Paso, Colorado 6 $ 1,778,000 $ 296,333 $ 70,000
DeKalb, Georgia 6 $ 1,049,000 $ 174,833 $ 46,000
Jefferson, Kentucky 6 $ 1,349,000 $ 224,833 $ 63,000
Orleans, Louisiana 6 $ 890,000 $ 148,333 $ 74,000
Essex, Massachusetts 6 $ 1,546,000 $ 257,666 $ 31,000
Middlesex, Massachusetts 6 $ 2,270,000 $ 378,333 $ 37,000
Genesee, Michigan 6 $ 877,000 $ 146,166 $ 34,000
Ingham, Michigan 6 $ 923,000 $ 153,833 $ 58,000
Kalamazoo, Michigan 6 $ 1,858,000 $ 309,666 $ 82,000
Jackson, Missouri 6 $ 777,000 $ 129,500 $ 67,000
Forsyth, North Carolina 6 $ 708,000 $ 118,000 $ 21,000
Randolph, North Carolina 6 $ 700,000 $ 116,666 $ 50,000
Union, North Carolina 6 $ 1,420,000 $ 236,666 $ 78,000
Hamilton, Ohio 6 $ 853,000 $ 142,166 $ 39,000
York, Pennsylvania 6 $ 1,336,000 $ 222,666 $ 84,000
El Paso, Texas 6 $ 736,000 $ 122,666 $ 73,000
Utah, Utah 6 $ 1,653,000 $ 275,500 $ 97,000
Cleburne, Arkansas 5 $ 389,000 $ 77,800 $ 63,000
Grant, Arkansas 5 $ 496,000 $ 99,200 $ 88,000
Jefferson, Colorado 5 $ 912,000 $ 182,400 $ 23,000
New Haven, Connecticut 5 $ 923,000 $ 184,600 $ 65,000
Brevard, Florida 5 $ 932,000 $ 186,400 $ 56,000
Polk, Florida 5 $ 488,000 $ 97,600 $ 57,000
Fulton, Georgia 5 $ 1,582,000 $ 316,400 $ 82,000
DuPage, Illinois 5 $ 1,289,000 $ 257,800 $ 67,000
Lake, Illinois 5 $ 1,391,000 $ 278,200 $ 127,000
McLean, Illinois 5 $ 871,000 $ 174,200 $ 45,000
Hardin, Kentucky 5 $ 742,000 $ 148,400 $ 47,000
Ascension, Louisiana 5 $ 1,159,000 $ 231,800 $ 93,000
Lafayette, Louisiana 5 $ 796,000 $ 159,200 $ 76,000
Ouachita, Louisiana 5 $ 769,000 $ 153,800 $ 56,000
St. Tammany, Louisiana 5 $ 938,000 $ 187,600 $ 72,000
Plymouth, Massachusetts 5 $ 1,121,000 $ 224,200 $ 51,000
Jasper, Missouri 5 $ 420,000 $ 84,000 $ 40,000
St. Charles, Missouri 5 $ 913,000 $ 182,600 $ 83,000
Dona Ana, New Mexico 5 $ 1,044,000 $ 208,800 $ 69,000
Erie, New York 5 $ 632,000 $ 126,400 $ 63,000
Kings, New York 5 $ 2,658,000 $ 531,600 $ 98,000
Westchester, New York 5 $ 2,518,000 $ 503,600 $ 146,000
Davidson, North Carolina 5 $ 608,000 $ 121,600 $ 48,000
Gaston, North Carolina 5 $ 813,000 $ 162,600 $ 48,000
Iredell, North Carolina 5 $ 1,086,000 $ 217,200 $ 64,000
Johnston, North Carolina 5 $ 1,350,000 $ 270,000 $ 119,000
Charleston, South Carolina 5 $ 1,343,000 $ 268,600 $ 85,000
Dorchester, South Carolina 5 $ 1,288,000 $ 257,600 $ 104,000
Greenville, South Carolina 5 $ 551,000 $ 110,200 $ 42,000
Lexington, South Carolina 5 $ 437,000 $ 87,400 $ 84,000
Bell, Texas 5 $ 635,000 $ 127,000 $ 67,000
Hidalgo, Texas 5 $ 676,000 $ 135,200 $ 87,000
Fairfax, Virginia 5 $ 1,534,000 $ 306,800 $ 63,000
Pima, Arizona 4 $ 921,000 $ 230,250 $ 84,000
Pope, Arkansas 4 $ 428,000 $ 107,000 $ 81,000
Van Buren, Arkansas 4 $ 277,000 $ 69,250 $ 25,000
Orange, California 4 $ 1,786,000 $ 446,500 $ 93,000
Denver, Colorado 4 $ 1,949,000 $ 487,250 $ 125,000
Escambia, Florida 4 $ 424,000 $ 106,000 $ 33,000
Cobb, Georgia 4 $ 1,293,000 $ 323,250 $ 160,000
Forsyth, Georgia 4 $ 946,000 $ 236,500 $ 86,000
Honolulu, Hawaii 4 $ 1,317,000 $ 329,250 $ 86,000
Kootenai, Idaho 4 $ 752,000 $ 188,000 $ 96,000
Madison, Illinois 4 $ 450,000 $ 112,500 $ 52,000
Johnson, Indiana 4 $ 675,000 $ 168,750 $ 24,000
Lake, Indiana 4 $ 756,000 $ 189,000 $ 90,000
Marion, Indiana 4 $ 925,000 $ 231,250 $ 56,000
Caddo, Louisiana 4 $ 644,000 $ 161,000 $ 88,000
Norfolk, Massachusetts 4 $ 1,732,000 $ 433,000 $ 59,000
St. Louis, Missouri 4 $ 833,000 $ 208,250 $ 89,000
Lancaster, Nebraska 4 $ 931,000 $ 232,750 $ 100,000
Bernalillo, New Mexico 4 $ 689,000 $ 172,250 $ 37,000
Saratoga, New York 4 $ 916,000 $ 229,000 $ 138,000
Catawba, North Carolina 4 $ 628,000 $ 157,000 $ 71,000
New Hanover, North Carolina 4 $ 685,000 $ 171,250 $ 90,000
Pitt, North Carolina 4 $ 609,000 $ 152,250 $ 96,000
Huron, Ohio 4 $ 676,000 $ 169,000 $ 79,000
Lucas, Ohio 4 $ 627,000 $ 156,750 $ 73,000
Summit, Ohio 4 $ 779,000 $ 194,750 $ 63,000
Lane, Oregon 4 $ 518,000 $ 129,500 $ 43,000
Aiken, South Carolina 4 $ 875,000 $ 218,750 $ 66,000
Richland, South Carolina 4 $ 616,000 $ 154,000 $ 74,000
Spartanburg, South Carolina 4 $ 396,000 $ 99,000 $ 48,000
York, South Carolina 4 $ 755,000 $ 188,750 $ 77,000
Cameron, Texas 4 $ 461,000 $ 115,250 $ 41,000
Comal, Texas 4 $ 779,000 $ 194,750 $ 97,000
Denton, Texas 4 $ 697,000 $ 174,250 $ 49,000
Hays, Texas 4 $ 798,000 $ 199,500 $ 94,000
Waukesha, Wisconsin 4 $ 1,303,000 $ 325,750 $ 131,000
Jefferson, Alabama 3 $ 521,000 $ 173,666 $ 58,000
Mobile, Alabama 3 $ 902,000 $ 300,666 $ 109,000
Morgan, Alabama 3 $ 510,000 $ 170,000 $ 132,000
Shelby, Alabama 3 $ 548,000 $ 182,666 $ 57,000
Juneau, Alaska 3 $ 848,000 $ 282,666 $ 115,000
Baxter, Arkansas 3 $ 510,000 $ 170,000 $ 77,000
Perry, Arkansas 3 $ 299,000 $ 99,666 $ 36,000
Contra Costa, California 3 $ 1,678,000 $ 559,333 $ 102,000
Kern, California 3 $ 718,000 $ 239,333 $ 85,000
Sacramento, California 3 $ 1,075,000 $ 358,333 $ 81,000
San Diego, California 3 $ 1,311,000 $ 437,000 $ 44,000
Adams, Colorado 3 $ 652,000 $ 217,333 $ 58,000
Douglas, Colorado 3 $ 897,000 $ 299,000 $ 162,000
Larimer, Colorado 3 $ 558,000 $ 186,000 $ 54,000
Summit, Colorado 3 $ 1,510,000 $ 503,333 $ 164,000
Weld, Colorado 3 $ 781,000 $ 260,333 $ 62,000
Broward, Florida 3 $ 1,083,000 $ 361,000 $ 25,000
Clayton, Georgia 3 $ 400,000 $ 133,333 $ 54,000
Henry, Georgia 3 $ 641,000 $ 213,666 $ 63,000
Walton, Georgia 3 $ 456,000 $ 152,000 $ 83,000
Hawaii, Hawaii 3 $ 782,000 $ 260,666 $ 84,000
Maui, Hawaii 3 $ 1,666,000 $ 555,333 $ 176,000
Canyon, Idaho 3 $ 677,000 $ 225,666 $ 68,000
Madison, Idaho 3 $ 425,000 $ 141,666 $ 65,000
Kendall, Illinois 3 $ 702,000 $ 234,000 $ 94,000
McHenry, Illinois 3 $ 588,000 $ 196,000 $ 82,000
Allen, Indiana 3 $ 568,000 $ 189,333 $ 72,000
Dearborn, Indiana 3 $ 437,000 $ 145,666 $ 37,000
Sedgwick, Kansas 3 $ 324,000 $ 108,000 $ 45,000
Boone, Kentucky 3 $ 481,000 $ 160,333 $ 49,000
Grant, Kentucky 3 $ 476,000 $ 158,666 $ 62,000
Oldham, Kentucky 3 $ 607,000 $ 202,333 $ 57,000
La Salle, Louisiana 3 $ 347,000 $ 115,666 $ 102,000
Livingston, Louisiana 3 $ 502,000 $ 167,333 $ 57,000
St. Charles, Louisiana 3 $ 683,000 $ 227,666 $ 140,000
Terrebonne, Louisiana 3 $ 337,000 $ 112,333 $ 50,000
Androscoggin, Maine 3 $ 800,000 $ 266,666 $ 79,000
Cumberland, Maine 3 $ 631,000 $ 210,333 $ 42,000
Barnstable, Massachusetts 3 $ 973,000 $ 324,333 $ 85,000
Hampden, Massachusetts 3 $ 296,000 $ 98,666 $ 36,000
Kent, Michigan 3 $ 532,000 $ 177,333 $ 37,000
Saginaw, Michigan 3 $ 564,000 $ 188,000 $ 48,000
Hennepin, Minnesota 3 $ 567,000 $ 189,000 $ 76,000
DeSoto, Mississippi 3 $ 492,000 $ 164,000 $ 63,000
Hinds, Mississippi 3 $ 369,000 $ 123,000 $ 40,000
Lee, Mississippi 3 $ 358,000 $ 119,333 $ 50,000
Rankin, Mississippi 3 $ 355,000 $ 118,333 $ 65,000
Douglas, Nebraska 3 $ 341,000 $ 113,666 $ 27,000
Hillsborough, New Hampshire 3 $ 710,000 $ 236,666 $ 76,000
Rockingham, New Hampshire 3 $ 730,000 $ 243,333 $ 82,000
Bronx, New York 3 $ 1,663,000 $ 554,333 $ 89,000
Dutchess, New York 3 $ 690,000 $ 230,000 $ 82,000
Washington, New York 3 $ 357,000 $ 119,000 $ 48,000
Brunswick, North Carolina 3 $ 437,000 $ 145,666 $ 42,000
Durham, North Carolina 3 $ 425,000 $ 141,666 $ 72,000
Granville, North Carolina 3 $ 533,000 $ 177,666 $ 56,000
Moore, North Carolina 3 $ 568,000 $ 189,333 $ 116,000
Onslow, North Carolina 3 $ 797,000 $ 265,666 $ 38,000
Rowan, North Carolina 3 $ 320,000 $ 106,666 $ 68,000
Belmont, Ohio 3 $ 210,000 $ 70,000 $ 24,000
Butler, Ohio 3 $ 459,000 $ 153,000 $ 37,000
Clark, Ohio 3 $ 635,000 $ 211,666 $ 122,000
Morrow, Ohio 3 $ 400,000 $ 133,333 $ 71,000
Portage, Ohio 3 $ 675,000 $ 225,000 $ 79,000
Trumbull, Ohio 3 $ 405,000 $ 135,000 $ 111,000
Allegheny, Pennsylvania 3 $ 351,000 $ 117,000 $ 66,000
Clearfield, Pennsylvania 3 $ 270,000 $ 90,000 $ 41,000
Hamilton, Tennessee 3 $ 482,000 $ 160,666 $ 71,000
Knox, Tennessee 3 $ 469,000 $ 156,333 $ 72,000
Brazoria, Texas 3 $ 669,000 $ 223,000 $ 108,000
Ector, Texas 3 $ 535,000 $ 178,333 $ 180,000
Kaufman, Texas 3 $ 398,000 $ 132,666 $ 53,000
Kerr, Texas 3 $ 668,000 $ 222,666 $ 92,000
Lubbock, Texas 3 $ 322,000 $ 107,333 $ 120,000
Nueces, Texas 3 $ 355,000 $ 118,333 $ 44,000
Cache, Utah 3 $ 530,000 $ 176,666 $ 95,000
Washington, Utah 3 $ 538,000 $ 179,333 $ 74,000
Weber, Utah 3 $ 775,000 $ 258,333 $ 75,000
Windsor, Vermont 3 $ 1,293,000 $ 431,000 $ 179,000
Prince William, Virginia 3 $ 656,000 $ 218,666 $ 145,000
Virginia Beach, Virginia 3 $ 661,000 $ 220,333 $ 51,000
Jefferson, West Virginia 3 $ 956,000 $ 318,666 $ 54,000
Monongalia, West Virginia 3 $ 373,000 $ 124,333 $ 69,000
Raleigh, West Virginia 3 $ 206,000 $ 68,666 $ 31,000
Jefferson, Wisconsin 3 $ 610,000 $ 203,333 $ 83,000
Laramie, Wyoming 3 $ 499,000 $ 166,333 $ 77,000
Autauga, Alabama 2 $ 165,000 $ 82,500 $ 80,000
Madison, Alabama 2 $ 448,000 $ 224,000 $ 55,000
Tuscaloosa, Alabama 2 $ 279,000 $ 139,500 $ 68,000
Ketchikan Gateway, Alaska 2 $ 407,000 $ 203,500 $ 84,000
Coconino, Arizona 2 $ 423,000 $ 211,500 $ 136,000
Pinal, Arizona 2 $ 469,000 $ 234,500 $ 47,000
Yavapai, Arizona 2 $ 281,000 $ 140,500 $ 49,000
Yuma, Arizona 2 $ 507,000 $ 253,500 $ 75,000
Ashley, Arkansas 2 $ 161,000 $ 80,500 $ 47,000
Carroll, Arkansas 2 $ 236,000 $ 118,000 $ 93,000
Clark, Arkansas 2 $ 200,000 $ 100,000 $ 46,000
Conway, Arkansas 2 $ 416,000 $ 208,000 $ 81,000
Greene, Arkansas 2 $ 221,000 $ 110,500 $ 28,000
Sebastian, Arkansas 2 $ 346,000 $ 173,000 $ 104,000
Union, Arkansas 2 $ 163,000 $ 81,500 $ 46,000
San Bernardino, California 2 $ 652,000 $ 326,000 $ 89,000
Mesa, Colorado 2 $ 423,000 $ 211,500 $ 17,000
Pueblo, Colorado 2 $ 300,000 $ 150,000 $ 62,000
Fairfield, Connecticut 2 $ 419,000 $ 209,500 $ 34,000
Hartford, Connecticut 2 $ 456,000 $ 228,000 $ 104,000
Dixie, Florida 2 $ 133,000 $ 66,500 $ 21,000
Manatee, Florida 2 $ 550,000 $ 275,000 $ 52,000
Marion, Florida 2 $ 315,000 $ 157,500 $ 30,000
Miami-Dade, Florida 2 $ 459,000 $ 229,500 $ 63,000
Orange, Florida 2 $ 566,000 $ 283,000 $ 35,000
Pasco, Florida 2 $ 316,000 $ 158,000 $ 90,000
Seminole, Florida 2 $ 287,000 $ 143,500 $ 41,000
Volusia, Florida 2 $ 309,000 $ 154,500 $ 97,000
Bartow, Georgia 2 $ 239,000 $ 119,500 $ 180,000
Carroll, Georgia 2 $ 589,000 $ 294,500 $ 86,000
Bonner, Idaho 2 $ 496,000 $ 248,000 $ 151,000
Fremont, Idaho 2 $ 398,000 $ 199,000 $ 37,000
Twin Falls, Idaho 2 $ 270,000 $ 135,000 $ 58,000
Champaign, Illinois 2 $ 277,000 $ 138,500 $ 37,000
DeKalb, Illinois 2 $ 367,000 $ 183,500 $ 52,000
Peoria, Illinois 2 $ 299,000 $ 149,500 $ 58,000
Shelby, Illinois 2 $ 542,000 $ 271,000 $ 85,000
Winnebago, Illinois 2 $ 421,000 $ 210,500 $ 39,000
Bartholomew, Indiana 2 $ 138,000 $ 69,000 $ 62,000
Fulton, Indiana 2 $ 273,000 $ 136,500 $ 48,000
Hamilton, Indiana 2 $ 489,000 $ 244,500 $ 15,000
Tipton, Indiana 2 $ 347,000 $ 173,500 $ 45,000
Vanderburgh, Indiana 2 $ 272,000 $ 136,000 $ 34,000
Geary, Kansas 2 $ 262,000 $ 131,000 $ 67,000
Johnson, Kansas 2 $ 366,000 $ 183,000 $ 94,000
Bullitt, Kentucky 2 $ 494,000 $ 247,000 $ 92,000
Christian, Kentucky 2 $ 236,000 $ 118,000 $ 31,000
Muhlenberg, Kentucky 2 $ 188,000 $ 94,000 $ 17,000
Pulaski, Kentucky 2 $ 321,000 $ 160,500 $ 52,000
Woodford, Kentucky 2 $ 387,000 $ 193,500 $ 60,000
Avoyelles, Louisiana 2 $ 303,000 $ 151,500 $ 130,000
Bossier, Louisiana 2 $ 292,000 $ 146,000 $ 63,000
Calcasieu, Louisiana 2 $ 310,000 $ 155,000 $ 87,000
Lafourche, Louisiana 2 $ 315,000 $ 157,500 $ 78,000
Rapides, Louisiana 2 $ 294,000 $ 147,000 $ 82,000
Vermilion, Louisiana 2 $ 247,000 $ 123,500 $ 57,000
Washington, Louisiana 2 $ 242,000 $ 121,000 $ 58,000
Penobscot, Maine 2 $ 276,000 $ 138,000 $ 55,000
Frederick, Maryland 2 $ 473,000 $ 236,500 $ 182,000
Berkshire, Massachusetts 2 $ 230,000 $ 115,000 $ 34,000
Bristol, Massachusetts 2 $ 538,000 $ 269,000 $ 83,000
Suffolk, Massachusetts 2 $ 554,000 $ 277,000 $ 102,000
Alcona, Michigan 2 $ 250,000 $ 125,000 $ 51,000
Berrien, Michigan 2 $ 236,000 $ 118,000 $ 62,000
Calhoun, Michigan 2 $ 309,000 $ 154,500 $ 61,000
Cass, Michigan 2 $ 315,000 $ 157,500 $ 52,000
Emmet, Michigan 2 $ 585,000 $ 292,500 $ 93,000
Grand Traverse, Michigan 2 $ 363,000 $ 181,500 $ 46,000
Ionia, Michigan 2 $ 338,000 $ 169,000 $ 61,000
Muskegon, Michigan 2 $ 221,000 $ 110,500 $ 30,000
Ottawa, Michigan 2 $ 360,000 $ 180,000 $ 58,000
Shiawassee, Michigan 2 $ 266,000 $ 133,000 $ 122,000
St. Clair, Michigan 2 $ 431,000 $ 215,500 $ 94,000
Washtenaw, Michigan 2 $ 215,000 $ 107,500 $ 27,000
Steele, Minnesota 2 $ 280,000 $ 140,000 $ 41,000
Harrison, Mississippi 2 $ 400,000 $ 200,000 $ 95,000
Jackson, Mississippi 2 $ 210,000 $ 105,000 $ 66,000
Lamar, Mississippi 2 $ 256,000 $ 128,000 $ 42,000
Crawford, Missouri 2 $ 316,000 $ 158,000 $ 49,000
St. Louis City, Missouri 2 $ 280,000 $ 140,000 $ 127,000
Washington, Nebraska 2 $ 507,000 $ 253,500 $ 70,000
Washoe, Nevada 2 $ 395,000 $ 197,500 $ 69,000
Cheshire, New Hampshire 2 $ 362,000 $ 181,000 $ 74,000
San Juan, New Mexico 2 $ 298,000 $ 149,000 $ 75,000
Taos, New Mexico 2 $ 576,000 $ 288,000 $ 98,000
Valencia, New Mexico 2 $ 380,000 $ 190,000 $ 62,000
Allegany, New York 2 $ 82,000 $ 41,000 $ 24,000
Fulton, New York 2 $ 401,000 $ 200,500 $ 124,000
Greene, New York 2 $ 373,000 $ 186,500 $ 38,000
Oneida, New York 2 $ 151,000 $ 75,500 $ 12,000
Orange, New York 2 $ 229,000 $ 114,500 $ 63,000
Richmond, New York 2 $ 945,000 $ 472,500 $ 124,000
Ulster, New York 2 $ 491,000 $ 245,500 $ 73,000
Chatham, North Carolina 2 $ 231,000 $ 115,500 $ 48,000
Cherokee, North Carolina 2 $ 170,000 $ 85,000 $ 53,000
Craven, North Carolina 2 $ 239,000 $ 119,500 $ 35,000
Cumberland, North Carolina 2 $ 297,000 $ 148,500 $ 58,000
Davie, North Carolina 2 $ 348,000 $ 174,000 $ 70,000
Edgecombe, North Carolina 2 $ 244,000 $ 122,000 $ 48,000
Franklin, North Carolina 2 $ 262,000 $ 131,000 $ 55,000
Harnett, North Carolina 2 $ 308,000 $ 154,000 $ 59,000
Hoke, North Carolina 2 $ 255,000 $ 127,500 $ 69,000
Lee, North Carolina 2 $ 307,000 $ 153,500 $ 35,000
Lincoln, North Carolina 2 $ 480,000 $ 240,000 $ 96,000
Nash, North Carolina 2 $ 277,000 $ 138,500 $ 63,000
Pender, North Carolina 2 $ 245,000 $ 122,500 $ 49,000
Rockingham, North Carolina 2 $ 224,000 $ 112,000 $ 85,000
Vance, North Carolina 2 $ 280,000 $ 140,000 $ 89,000
Ashtabula, Ohio 2 $ 224,000 $ 112,000 $ 15,000
Brown, Ohio 2 $ 254,000 $ 127,000 $ 46,000
Lake, Ohio 2 $ 355,000 $ 177,500 $ 78,000
Mahoning, Ohio 2 $ 335,000 $ 167,500 $ 42,000
Warren, Ohio 2 $ 355,000 $ 177,500 $ 60,000
Tulsa, Oklahoma 2 $ 276,000 $ 138,000 $ 71,000
Douglas, Oregon 2 $ 409,000 $ 204,500 $ 83,000
Marion, Oregon 2 $ 389,000 $ 194,500 $ 62,000
Multnomah, Oregon 2 $ 623,000 $ 311,500 $ 78,000
Bedford, Pennsylvania 2 $ 431,000 $ 215,500 $ 68,000
Bucks, Pennsylvania 2 $ 759,000 $ 379,500 $ 89,000
Delaware, Pennsylvania 2 $ 330,000 $ 165,000 $ 51,000
Luzerne, Pennsylvania 2 $ 216,000 $ 108,000 $ 39,000
Northampton, Pennsylvania 2 $ 411,000 $ 205,500 $ 81,000
Philadelphia, Pennsylvania 2 $ 559,000 $ 279,500 $ 6,000
Anderson, South Carolina 2 $ 256,000 $ 128,000 $ 76,000
Beaufort, South Carolina 2 $ 359,000 $ 179,500 $ 30,000
Pickens, South Carolina 2 $ 446,000 $ 223,000 $ 81,000
Sumter, South Carolina 2 $ 240,000 $ 120,000 $ 53,000
Minnehaha, South Dakota 2 $ 609,000 $ 304,500 $ 121,000
Pennington, South Dakota 2 $ 313,000 $ 156,500 $ 101,000
Carter, Tennessee 2 $ 132,000 $ 66,000 $ 52,000
Dickson, Tennessee 2 $ 451,000 $ 225,500 $ 43,000
Putnam, Tennessee 2 $ 425,000 $ 212,500 $ 50,000
Robertson, Tennessee 2 $ 345,000 $ 172,500 $ 41,000
Rutherford, Tennessee 2 $ 227,000 $ 113,500 $ 39,000
Williamson, Tennessee 2 $ 407,000 $ 203,500 $ 72,000
Burnet, Texas 2 $ 188,000 $ 94,000 $ 165,000
Guadalupe, Texas 2 $ 404,000 $ 202,000 $ 82,000
Harrison, Texas 2 $ 249,000 $ 124,500 $ 58,000
Hill, Texas 2 $ 294,000 $ 147,000 $ 57,000
Jefferson, Texas 2 $ 273,000 $ 136,500 $ 81,000
Johnson, Texas 2 $ 352,000 $ 176,000 $ 58,000
McLennan, Texas 2 $ 666,000 $ 333,000 $ 183,000
Parker, Texas 2 $ 414,000 $ 207,000 $ 147,000
Potter, Texas 2 $ 731,000 $ 365,500 $ 140,000
Randall, Texas 2 $ 406,000 $ 203,000 $ 83,000
Walker, Texas 2 $ 419,000 $ 209,500 $ 116,000
Washington, Texas 2 $ 992,000 $ 496,000 $ 240,000
Williamson, Texas 2 $ 374,000 $ 187,000 $ 85,000
Bennington, Vermont 2 $ 768,000 $ 384,000 $ 95,000
Windham, Vermont 2 $ 420,000 $ 210,000 $ 57,000
Floyd, Virginia 2 $ 253,000 $ 126,500 $ 35,000
Henrico, Virginia 2 $ 417,000 $ 208,500 $ 78,000
Middlesex, Virginia 2 $ 1,565,000 $ 782,500 $ 177,000
Roanoke, Virginia 2 $ 249,000 $ 124,500 $ 61,000
Clark, Washington 2 $ 295,000 $ 147,500 $ 20,000
Cowlitz, Washington 2 $ 368,000 $ 184,000 $ 90,000
Island, Washington 2 $ 334,000 $ 167,000 $ 60,000
King, Washington 2 $ 744,000 $ 372,000 $ 157,000
Snohomish, Washington 2 $ 569,000 $ 284,500 $ 60,000
Spokane, Washington 2 $ 336,000 $ 168,000 $ 78,000
Whatcom, Washington 2 $ 389,000 $ 194,500 $ 192,000
Harrison, West Virginia 2 $ 421,000 $ 210,500 $ 92,000
Kanawha, West Virginia 2 $ 624,000 $ 312,000 $ 22,000
Preston, West Virginia 2 $ 199,000 $ 99,500 $ 45,000
Putnam, West Virginia 2 $ 655,000 $ 327,500 $ 123,000
Wayne, West Virginia 2 $ 328,000 $ 164,000 $ 53,000
Kenosha, Wisconsin 2 $ 381,000 $ 190,500 $ 16,000
Manitowoc, Wisconsin 2 $ 334,000 $ 167,000 $ 28,000
Marathon, Wisconsin 2 $ 299,000 $ 149,500 $ 82,000
Racine, Wisconsin 2 $ 412,000 $ 206,000 $ 78,000
Washington, Wisconsin 2 $ 394,000 $ 197,000 $ 89,000
Lincoln, Wyoming 2 $ 531,000 $ 265,500 $ 61,000
Sweetwater, Wyoming 2 $ 367,000 $ 183,500 $ 105,000
Baldwin, Alabama 1 $ 135,000 $ 135,000 $ 84,000
Calhoun, Alabama 1 $ 164,000 $ 164,000 $ 0
Chambers, Alabama 1 $ 135,000 $ 135,000 $ 53,000
Cherokee, Alabama 1 $ 131,000 $ 131,000 $ 48,000
Clarke, Alabama 1 $ 169,000 $ 169,000 $ 66,000
Escambia, Alabama 1 $ 125,000 $ 125,000 $ 44,000
Etowah, Alabama 1 $ 120,000 $ 120,000 $ 0
Jackson, Alabama 1 $ 136,000 $ 136,000 $ 75,000
Montgomery, Alabama 1 $ 70,000 $ 70,000 $ 53,000
Pike, Alabama 1 $ 202,000 $ 202,000 $ 120,000
Randolph, Alabama 1 $ 260,000 $ 260,000 $ 85,000
Walker, Alabama 1 $ 166,000 $ 166,000 $ 0
Bethel, Alaska 1 $ 243,000 $ 243,000 $ 94,000
Mohave, Arizona 1 $ 263,000 $ 263,000 $ 124,000
Crawford, Arkansas 1 $ 166,000 $ 166,000 $ 85,000
Drew, Arkansas 1 $ 56,000 $ 56,000 $ 120,000
Hempstead, Arkansas 1 $ 107,000 $ 107,000 $ 43,000
Howard, Arkansas 1 $ 20,000 $ 20,000 $ 78,000
Independence, Arkansas 1 $ 112,000 $ 112,000 $ 76,000
Jackson, Arkansas 1 $ 125,000 $ 125,000 $ 67,000
Miller, Arkansas 1 $ 124,000 $ 124,000 $ 0
Prairie, Arkansas 1 $ 80,000 $ 80,000 $ 78,000
Woodruff, Arkansas 1 $ 160,000 $ 160,000 $ 61,000
Alameda, California 1 $ 686,000 $ 686,000 $ 0
Calaveras, California 1 $ 258,000 $ 258,000 $ 0
Lake, California 1 $ 620,000 $ 620,000 $ 180,000
Merced, California 1 $ 238,000 $ 238,000 $ 52,000
Monterey, California 1 $ 1,250,000 $ 1,250,000 $ 240,000
Nevada, California 1 $ 389,000 $ 389,000 $ 0
San Francisco, California 1 $ 254,000 $ 254,000 $ 41,000
Santa Barbara, California 1 $ 600,000 $ 600,000 $ 96,000
Santa Clara, California 1 $ 639,000 $ 639,000 $ 64,000
Solano, California 1 $ 537,000 $ 537,000 $ 103,000
Stanislaus, California 1 $ 189,000 $ 189,000 $ 67,000
Yuba, California 1 $ 120,000 $ 120,000 $ 30,000
Archuleta, Colorado 1 $ 197,000 $ 197,000 $ 65,000
Boulder, Colorado 1 $ 166,000 $ 166,000 $ 50,000
Elbert, Colorado 1 $ 400,000 $ 400,000 $ 100,000
Fremont, Colorado 1 $ 100,000 $ 100,000 $ 40,000
Gunnison, Colorado 1 $ 200,000 $ 200,000 $ 87,000
Logan, Colorado 1 $ 136,000 $ 136,000 $ 38,000
Moffat, Colorado 1 $ 90,000 $ 90,000 $ 49,000
Litchfield, Connecticut 1 $ 270,000 $ 270,000 $ 52,000
New London, Connecticut 1 $ 175,000 $ 175,000 $ 42,000
Kent, Delaware 1 $ 265,000 $ 265,000 $ 132,000
Charlotte, Florida 1 $ 130,000 $ 130,000 $ 48,000
Citrus, Florida 1 $ 240,000 $ 240,000 $ 80,000
Collier, Florida 1 $ 138,000 $ 138,000 $ 38,000
Duval, Florida 1 $ 175,000 $ 175,000 $ 50,000
Flagler, Florida 1 $ 131,000 $ 131,000 $ 115,000
Hardee, Florida 1 $ 114,000 $ 114,000 $ 50,000
Highlands, Florida 1 $ 65,000 $ 65,000 $ 0
Jackson, Florida 1 $ 82,000 $ 82,000 $ 61,000
Lake, Florida 1 $ 120,000 $ 120,000 $ 82,000
Lee, Florida 1 $ 48,000 $ 48,000 $ 58,000
Leon, Florida 1 $ 202,000 $ 202,000 $ 35,000
Martin, Florida 1 $ 95,000 $ 95,000 $ 18,000
Okaloosa, Florida 1 $ 125,000 $ 125,000 $ 0
Osceola, Florida 1 $ 567,000 $ 567,000 $ 0
Pinellas, Florida 1 $ 110,000 $ 110,000 $ 131,000
Sarasota, Florida 1 $ 212,000 $ 212,000 $ 64,000
St. Johns, Florida 1 $ 166,000 $ 166,000 $ 84,000
St. Lucie, Florida 1 $ 200,000 $ 200,000 $ 120,000
Barrow, Georgia 1 $ 165,000 $ 165,000 $ 87,000
Bulloch, Georgia 1 $ 180,000 $ 180,000 $ 150,000
Chatham, Georgia 1 $ 159,000 $ 159,000 $ 60,000
Columbia, Georgia 1 $ 90,000 $ 90,000 $ 34,000
Crawford, Georgia 1 $ 48,000 $ 48,000 $ 7,000
Dawson, Georgia 1 $ 235,000 $ 235,000 $ 0
Dougherty, Georgia 1 $ 166,000 $ 166,000 $ 85,000
Douglas, Georgia 1 $ 139,000 $ 139,000 $ 56,000
Early, Georgia 1 $ 135,000 $ 135,000 $ 100,000
Effingham, Georgia 1 $ 106,000 $ 106,000 $ 103,000
Floyd, Georgia 1 $ 119,000 $ 119,000 $ 50,000
Grady, Georgia 1 $ 140,000 $ 140,000 $ 13,000
Hart, Georgia 1 $ 155,000 $ 155,000 $ 30,000
Houston, Georgia 1 $ 158,000 $ 158,000 $ 55,000
Jasper, Georgia 1 $ 108,000 $ 108,000 $ 42,000
Liberty, Georgia 1 $ 496,000 $ 496,000 $ 144,000
Long, Georgia 1 $ 90,000 $ 90,000 $ 38,000
McDuffie, Georgia 1 $ 158,000 $ 158,000 $ 63,000
Monroe, Georgia 1 $ 142,000 $ 142,000 $ 25,000
Muscogee, Georgia 1 $ 134,000 $ 134,000 $ 43,000
Ada, Idaho 1 $ 142,000 $ 142,000 $ 48,000
Benewah, Idaho 1 $ 154,000 $ 154,000 $ 34,000
Blaine, Idaho 1 $ 368,000 $ 368,000 $ 96,000
Boise, Idaho 1 $ 406,000 $ 406,000 $ 104,000
Bonneville, Idaho 1 $ 126,000 $ 126,000 $ 39,000
Idaho, Idaho 1 $ 168,000 $ 168,000 $ 72,000
Nez Perce, Idaho 1 $ 118,000 $ 118,000 $ 49,000
Adams, Illinois 1 $ 84,000 $ 84,000 $ 45,000
Boone, Illinois 1 $ 118,000 $ 118,000 $ 34,000
Henderson, Illinois 1 $ 50,000 $ 50,000 $ 38,000
Kane, Illinois 1 $ 512,000 $ 512,000 $ 423,000
Kankakee, Illinois 1 $ 125,000 $ 125,000 $ 50,000
LaSalle, Illinois 1 $ 236,000 $ 236,000 $ 86,000
McDonough, Illinois 1 $ 156,000 $ 156,000 $ 77,000
Morgan, Illinois 1 $ 117,000 $ 117,000 $ 55,000
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Mortgage Loan Application Detail Totals for Bank of England in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,954 $378,437,000 $193,000 $1,300,000 $72,000 $660,000
Home Purchase 385 $65,333,000 $169,000 $1,200,000 $77,000 $600,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,623 $305,735,000 $188,000 $1,300,000 $76,000 $660,000
Not Provided 344 $67,668,000 $196,000 $1,216,000 $70,000 $480,000
Black or African American 251 $43,248,000 $172,000 $899,000 $62,000 $360,000
Hispanic 80 $15,839,000 $197,000 $679,000 $62,000 $221,000
Asian 22 $6,091,000 $276,000 $686,000 $80,000 $240,000
Native Hawaiian or Other Pacific Islander 12 $3,922,000 $326,000 $652,000 $72,000 $222,000
American Indian or Alaskan Native 7 $1,267,000 $181,000 $295,000 $52,000 $94,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,985 $389,092,000 $196,000 $1,300,000 $76,000 $660,000
FHA-insured (Federal Housing Administration) 304 $46,084,000 $151,000 $419,000 $59,000 $204,000
VA-guaranteed (Veterans Administration) 49 $8,483,000 $173,000 $353,000 $57,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $111,000 $111,000 $111,000 $49,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,141 $225,097,000 $197,000 $1,216,000 $82,000 $600,000
Application Denied By Financial Institution 844 $161,166,000 $190,000 $1,300,000 $57,000 $600,000
Loan Originated 344 $55,763,000 $162,000 $880,000 $85,000 $660,000
Application Approved But Not Accepted 10 $1,744,000 $174,000 $353,000 $66,000 $114,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $265,000 $265,000 $265,000 $99,000 $99,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet with aggregated HMDA statistics today.

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