Bank of England Mortgage Lending & HMDA Data, 2007
In 2007, Bank of England of England, AR reported 2,339 mortgage applications totaling $443.8 million, up 444% from 2006. The average application was for $189,726, and applicants reported an average income of $72,823. 15% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (217), Houston-Sugar Land-Baytown, TX (61) and Fayetteville-Springdale-Rogers, AR-MO (59) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,339 |
| Total Mortgage Loan Application Amount | $443,770,000 |
| Average Mortgage Loan Application Amount | $189,726 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $72,823 |
| Highest Applicant Income | $660,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Little Rock-North Little Rock-Conway, AR | 217 | $ 29,188,000 | $ 134,506 | $ 66,000 |
| Houston-Sugar Land-Baytown, TX | 61 | $ 10,669,000 | $ 174,901 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 59 | $ 9,623,000 | $ 163,101 | $ 79,000 |
| Chicago-Naperville-Joliet, IL | 57 | $ 11,372,000 | $ 199,508 | $ 76,000 |
| Atlanta-Sandy Springs-Marietta, GA | 43 | $ 9,139,000 | $ 212,534 | $ 83,000 |
| Charlotte-Gastonia-Concord, NC-SC | 42 | $ 7,579,000 | $ 180,452 | $ 66,142 |
| Dallas-Plano-Irving, TX | 39 | $ 6,589,000 | $ 168,948 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 34 | $ 6,295,000 | $ 185,147 | $ 62,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 34 | $ 11,068,000 | $ 325,529 | $ 101,764 |
| Raleigh-Cary, NC | 31 | $ 5,609,000 | $ 180,935 | $ 60,000 |
| New Orleans-Metairie-Kenner, LA | 28 | $ 5,582,000 | $ 199,357 | $ 87,000 |
| Cincinnati-Middletown, OH-KY-IN | 26 | $ 3,924,000 | $ 150,923 | $ 49,230 |
| Denver-Aurora, CO | 24 | $ 7,082,000 | $ 295,083 | $ 78,000 |
| Nassau-Suffolk, NY | 24 | $ 10,369,000 | $ 432,041 | $ 132,000 |
| New York-White Plains-Wayne, NY-NJ | 24 | $ 11,128,000 | $ 463,666 | $ 98,000 |
| Baton Rouge, LA | 21 | $ 3,626,000 | $ 172,666 | $ 61,000 |
| Austin-Round Rock, TX | 20 | $ 4,715,000 | $ 235,750 | $ 99,000 |
| Greensboro-High Point, NC | 20 | $ 2,571,000 | $ 128,550 | $ 58,000 |
| San Antonio, TX | 19 | $ 4,555,000 | $ 239,736 | $ 109,000 |
| Fort Worth-Arlington, TX | 18 | $ 3,095,000 | $ 171,944 | $ 85,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 5,939,000 | $ 329,944 | $ 77,000 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 2,388,000 | $ 140,470 | $ 57,000 |
| St. Louis, MO-IL | 17 | $ 2,690,000 | $ 158,235 | $ 80,588 |
| Louisville-Jefferson County, KY-IN | 16 | $ 3,184,000 | $ 199,000 | $ 67,750 |
| Salt Lake City, UT | 16 | $ 3,048,000 | $ 190,500 | $ 39,000 |
| Detroit-Livonia-Dearborn, MI | 15 | $ 2,199,000 | $ 146,600 | $ 72,000 |
| Columbus, OH | 14 | $ 2,224,000 | $ 158,857 | $ 66,000 |
| Kansas City, MO-KS | 14 | $ 2,254,000 | $ 161,000 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 3,529,000 | $ 252,071 | $ 101,000 |
| Ogden-Clearfield, UT | 14 | $ 3,268,000 | $ 233,428 | $ 76,000 |
| Las Vegas-Paradise, NV | 13 | $ 4,068,000 | $ 312,923 | $ 96,000 |
| Hot Springs, AR | 12 | $ 1,825,000 | $ 152,083 | $ 91,000 |
| Boston-Quincy, MA | 11 | $ 3,407,000 | $ 309,727 | $ 63,000 |
| Charleston-North Charleston, SC | 11 | $ 2,765,000 | $ 251,363 | $ 88,000 |
| Gary, IN | 11 | $ 2,336,000 | $ 212,363 | $ 87,000 |
| Indianapolis-Carmel, IN | 11 | $ 2,187,000 | $ 198,818 | $ 41,000 |
| Jonesboro, AR | 11 | $ 2,023,000 | $ 183,909 | $ 98,000 |
| Memphis, TN-MS-AR | 11 | $ 3,171,000 | $ 288,272 | $ 116,818 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 1,456,000 | $ 132,363 | $ 63,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 1,683,000 | $ 168,300 | $ 42,000 |
| Pine Bluff, AR | 10 | $ 624,000 | $ 62,400 | $ 41,000 |
| Columbia, SC | 9 | $ 1,053,000 | $ 117,000 | $ 80,000 |
| Dayton, OH | 9 | $ 1,279,000 | $ 142,111 | $ 80,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 9 | $ 1,659,000 | $ 184,333 | $ 68,000 |
| Wilmington, NC | 9 | $ 1,367,000 | $ 151,888 | $ 65,000 |
| Winston-Salem, NC | 9 | $ 1,151,000 | $ 127,888 | $ 38,000 |
| Asheville, NC | 8 | $ 1,980,000 | $ 247,500 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 8 | $ 1,157,000 | $ 144,625 | $ 55,000 |
| Pittsburgh, PA | 8 | $ 1,233,000 | $ 154,125 | $ 89,000 |
| Portland-Vancouver-Beaverton, OR-WA | 8 | $ 2,045,000 | $ 255,625 | $ 62,750 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,977,000 | $ 372,125 | $ 76,000 |
| Springfield, MO | 8 | $ 1,134,000 | $ 141,750 | $ 61,000 |
| Akron, OH | 7 | $ 1,454,000 | $ 207,714 | $ 70,000 |
| Albuquerque, NM | 7 | $ 1,391,000 | $ 198,714 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,287,000 | $ 183,857 | $ 63,714 |
| Birmingham-Hoover, AL | 7 | $ 1,235,000 | $ 176,428 | $ 49,000 |
| Durham, NC | 7 | $ 989,000 | $ 141,285 | $ 58,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,315,000 | $ 187,857 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,655,000 | $ 236,428 | $ 109,000 |
| Jackson, MI | 7 | $ 1,118,000 | $ 159,714 | $ 71,000 |
| Jackson, MS | 7 | $ 819,000 | $ 117,000 | $ 53,000 |
| Kalamazoo-Portage, MI | 7 | $ 2,108,000 | $ 301,142 | $ 70,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,772,000 | $ 253,142 | $ 95,285 |
| Lansing-East Lansing, MI | 7 | $ 1,087,000 | $ 155,285 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 3,221,000 | $ 460,142 | $ 84,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 1,733,000 | $ 247,571 | $ 82,000 |
| Worcester, MA | 7 | $ 1,651,000 | $ 235,857 | $ 78,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,239,000 | $ 206,500 | $ 127,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 2,270,000 | $ 378,333 | $ 37,000 |
| Colorado Springs, CO | 6 | $ 1,778,000 | $ 296,333 | $ 70,000 |
| El Paso, TX | 6 | $ 736,000 | $ 122,666 | $ 73,000 |
| Flint, MI | 6 | $ 877,000 | $ 146,166 | $ 34,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 939,000 | $ 156,500 | $ 78,000 |
| Joplin, MO | 6 | $ 560,000 | $ 93,333 | $ 50,000 |
| Lafayette, LA | 6 | $ 966,000 | $ 161,000 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,235,000 | $ 205,833 | $ 66,000 |
| Orlando-Kissimmee, FL | 6 | $ 1,540,000 | $ 256,666 | $ 39,000 |
| Peabody, MA | 6 | $ 1,546,000 | $ 257,666 | $ 31,000 |
| Philadelphia, PA | 6 | $ 1,648,000 | $ 274,666 | $ 49,000 |
| Provo-Orem, UT | 6 | $ 1,653,000 | $ 275,500 | $ 97,000 |
| Shreveport-Bossier City, LA | 6 | $ 936,000 | $ 156,000 | $ 80,000 |
| York-Hanover, PA | 6 | $ 1,336,000 | $ 222,666 | $ 84,000 |
| Bloomington-Normal, IL | 5 | $ 871,000 | $ 174,200 | $ 45,000 |
| Boise City-Nampa, ID | 5 | $ 1,225,000 | $ 245,000 | $ 71,000 |
| Buffalo-Niagara Falls, NY | 5 | $ 632,000 | $ 126,400 | $ 63,000 |
| Elizabethtown, KY | 5 | $ 742,000 | $ 148,400 | $ 47,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 652,000 | $ 130,400 | $ 61,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 635,000 | $ 127,000 | $ 67,000 |
| Lakeland, FL | 5 | $ 488,000 | $ 97,600 | $ 57,000 |
| Las Cruces, NM | 5 | $ 1,044,000 | $ 208,800 | $ 69,000 |
| Lexington-Fayette, KY | 5 | $ 690,000 | $ 138,000 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 676,000 | $ 135,200 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 848,000 | $ 169,600 | $ 54,000 |
| Monroe, LA | 5 | $ 769,000 | $ 153,800 | $ 56,000 |
| Morgantown, WV | 5 | $ 572,000 | $ 114,400 | $ 60,000 |
| New Haven-Milford, CT | 5 | $ 923,000 | $ 184,600 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 932,000 | $ 186,400 | $ 56,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 919,000 | $ 183,800 | $ 75,000 |
| Richmond, VA | 5 | $ 1,027,000 | $ 205,400 | $ 62,000 |
| Toledo, OH | 5 | $ 768,000 | $ 153,600 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 740,000 | $ 148,000 | $ 83,000 |
| Amarillo, TX | 4 | $ 1,137,000 | $ 284,250 | $ 112,000 |
| Beaumont-Port Arthur, TX | 4 | $ 663,000 | $ 165,750 | $ 114,000 |
| Brownsville-Harlingen, TX | 4 | $ 461,000 | $ 115,250 | $ 41,000 |
| Charleston, WV | 4 | $ 1,279,000 | $ 319,750 | $ 72,000 |
| Coeur D'Alene, ID | 4 | $ 752,000 | $ 188,000 | $ 96,000 |
| Eugene-Springfield, OR | 4 | $ 518,000 | $ 129,500 | $ 43,000 |
| Fayetteville, NC | 4 | $ 552,000 | $ 138,000 | $ 63,000 |
| Glens Falls, NY | 4 | $ 480,000 | $ 120,000 | $ 46,000 |
| Greenville, NC | 4 | $ 609,000 | $ 152,250 | $ 96,000 |
| Honolulu, HI | 4 | $ 1,317,000 | $ 329,250 | $ 86,000 |
| Knoxville, TN | 4 | $ 593,000 | $ 148,250 | $ 69,000 |
| Lincoln, NE | 4 | $ 931,000 | $ 232,750 | $ 100,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 2,364,000 | $ 591,000 | $ 76,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 424,000 | $ 106,000 | $ 33,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 937,000 | $ 234,250 | $ 52,000 |
| Roanoke, VA | 4 | $ 512,000 | $ 128,000 | $ 56,000 |
| Rockingham County-Strafford County, NH | 4 | $ 926,000 | $ 231,500 | $ 79,000 |
| Rocky Mount, NC | 4 | $ 521,000 | $ 130,250 | $ 55,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 1,786,000 | $ 446,500 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,313,000 | $ 328,250 | $ 108,000 |
| Spartanburg, SC | 4 | $ 396,000 | $ 99,000 | $ 48,000 |
| Tucson, AZ | 4 | $ 921,000 | $ 230,250 | $ 84,000 |
| Tulsa, OK | 4 | $ 550,000 | $ 137,500 | $ 64,000 |
| Wichita, KS | 4 | $ 446,000 | $ 111,500 | $ 34,000 |
| Bakersfield, CA | 3 | $ 718,000 | $ 239,333 | $ 85,000 |
| Barnstable Town, MA | 3 | $ 973,000 | $ 324,333 | $ 85,000 |
| Chattanooga, TN-GA | 3 | $ 482,000 | $ 160,666 | $ 71,000 |
| Cheyenne, WY | 3 | $ 499,000 | $ 166,333 | $ 77,000 |
| Corpus Christi, TX | 3 | $ 355,000 | $ 118,333 | $ 44,000 |
| Decatur, AL | 3 | $ 510,000 | $ 170,000 | $ 132,000 |
| Fort Collins-Loveland, CO | 3 | $ 558,000 | $ 186,000 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,083,000 | $ 361,000 | $ 25,000 |
| Fort Smith, AR-OK | 3 | $ 512,000 | $ 170,666 | $ 97,000 |
| Fort Wayne, IN | 3 | $ 568,000 | $ 189,333 | $ 72,000 |
| Greeley, CO | 3 | $ 781,000 | $ 260,333 | $ 62,000 |
| Gulfport-Biloxi, MS | 3 | $ 541,000 | $ 180,333 | $ 79,000 |
| Harrisburg-Carlisle, PA | 3 | $ 529,000 | $ 176,333 | $ 76,000 |
| Hattiesburg, MS | 3 | $ 339,000 | $ 113,000 | $ 41,000 |
| Jacksonville, NC | 3 | $ 797,000 | $ 265,666 | $ 38,000 |
| Johnson City, TN | 3 | $ 293,000 | $ 97,666 | $ 54,000 |
| Kokomo, IN | 3 | $ 532,000 | $ 177,333 | $ 50,000 |
| Lewiston-Auburn, ME | 3 | $ 800,000 | $ 266,666 | $ 79,000 |
| Logan, UT-ID | 3 | $ 530,000 | $ 176,666 | $ 95,000 |
| Lubbock, TX | 3 | $ 322,000 | $ 107,333 | $ 120,000 |
| Manchester-Nashua, NH | 3 | $ 710,000 | $ 236,666 | $ 76,000 |
| Mobile, AL | 3 | $ 902,000 | $ 300,666 | $ 109,000 |
| Montgomery, AL | 3 | $ 235,000 | $ 78,333 | $ 71,000 |
| Odessa, TX | 3 | $ 535,000 | $ 178,333 | $ 180,000 |
| Oklahoma City, OK | 3 | $ 645,000 | $ 215,000 | $ 85,000 |
| Peoria, IL | 3 | $ 410,000 | $ 136,666 | $ 60,000 |
| Rapid City, SD | 3 | $ 472,000 | $ 157,333 | $ 97,000 |
| Rochester, NY | 3 | $ 549,000 | $ 183,000 | $ 67,000 |
| Rockford, IL | 3 | $ 539,000 | $ 179,666 | $ 37,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 1,075,000 | $ 358,333 | $ 81,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 564,000 | $ 188,000 | $ 48,000 |
| Salem, OR | 3 | $ 958,000 | $ 319,333 | $ 106,000 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 1,311,000 | $ 437,000 | $ 44,000 |
| Sarasota-Bradenton-Venice, FL | 3 | $ 762,000 | $ 254,000 | $ 56,000 |
| Springfield, MA | 3 | $ 296,000 | $ 98,666 | $ 36,000 |
| Springfield, OH | 3 | $ 635,000 | $ 211,666 | $ 122,000 |
| St. George, UT | 3 | $ 538,000 | $ 179,333 | $ 74,000 |
| Syracuse, NY | 3 | $ 627,000 | $ 209,000 | $ 205,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 661,000 | $ 220,333 | $ 51,000 |
| Wheeling, WV-OH | 3 | $ 210,000 | $ 70,000 | $ 24,000 |
| Alexandria, LA | 2 | $ 294,000 | $ 147,000 | $ 82,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 411,000 | $ 205,500 | $ 81,000 |
| Anderson, SC | 2 | $ 256,000 | $ 128,000 | $ 76,000 |
| Ann Arbor, MI | 2 | $ 215,000 | $ 107,500 | $ 27,000 |
| Bangor, ME | 2 | $ 276,000 | $ 138,000 | $ 55,000 |
| Battle Creek, MI | 2 | $ 309,000 | $ 154,500 | $ 61,000 |
| Bellingham, WA | 2 | $ 389,000 | $ 194,500 | $ 192,000 |
| Bethesda-Gaithersburg-Frederick, MD | 2 | $ 473,000 | $ 236,500 | $ 182,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 419,000 | $ 209,500 | $ 34,000 |
| Champaign-Urbana, IL | 2 | $ 277,000 | $ 138,500 | $ 37,000 |
| Clarksville, TN-KY | 2 | $ 236,000 | $ 118,000 | $ 31,000 |
| Columbus, IN | 2 | $ 138,000 | $ 69,000 | $ 62,000 |
| Danville, VA | 2 | $ 197,000 | $ 98,500 | $ 36,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 309,000 | $ 154,500 | $ 97,000 |
| Evansville, IN-KY | 2 | $ 272,000 | $ 136,000 | $ 34,000 |
| Farmington, NM | 2 | $ 298,000 | $ 149,000 | $ 75,000 |
| Flagstaff, AZ | 2 | $ 423,000 | $ 211,500 | $ 136,000 |
| Grand Junction, CO | 2 | $ 423,000 | $ 211,500 | $ 17,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 456,000 | $ 228,000 | $ 104,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 586,000 | $ 293,000 | $ 91,000 |
| Holland-Grand Haven, MI | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 328,000 | $ 164,000 | $ 53,000 |
| Huntsville, AL | 2 | $ 448,000 | $ 224,000 | $ 55,000 |
| Jacksonville, FL | 2 | $ 341,000 | $ 170,500 | $ 67,000 |
| Kingston, NY | 2 | $ 491,000 | $ 245,500 | $ 73,000 |
| Lake Charles, LA | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Longview, WA | 2 | $ 368,000 | $ 184,000 | $ 90,000 |
| Macon, GA | 2 | $ 190,000 | $ 95,000 | $ 16,000 |
| Madison, WI | 2 | $ 528,000 | $ 264,000 | $ 80,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 459,000 | $ 229,500 | $ 63,000 |
| Muskegon-Norton Shores, MI | 2 | $ 221,000 | $ 110,500 | $ 30,000 |
| Niles-Benton Harbor, MI | 2 | $ 236,000 | $ 118,000 | $ 62,000 |
| Ocala, FL | 2 | $ 315,000 | $ 157,500 | $ 30,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 278,000 | $ 139,000 | $ 74,500 |
| Pascagoula, MS | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Pittsfield, MA | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| Port St. Lucie, FL | 2 | $ 295,000 | $ 147,500 | $ 69,000 |
| Prescott, AZ | 2 | $ 281,000 | $ 140,500 | $ 49,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 538,000 | $ 269,000 | $ 83,000 |
| Pueblo, CO | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Racine, WI | 2 | $ 412,000 | $ 206,000 | $ 78,000 |
| Reno-Sparks, NV | 2 | $ 395,000 | $ 197,500 | $ 69,000 |
| Savannah, GA | 2 | $ 265,000 | $ 132,500 | $ 81,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Sioux Falls, SD | 2 | $ 609,000 | $ 304,500 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 315,000 | $ 157,500 | $ 52,000 |
| Spokane, WA | 2 | $ 336,000 | $ 168,000 | $ 78,000 |
| Sumter, SC | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 299,000 | $ 149,500 | $ 41,500 |
| Tuscaloosa, AL | 2 | $ 279,000 | $ 139,500 | $ 68,000 |
| Utica-Rome, NY | 2 | $ 151,000 | $ 75,500 | $ 12,000 |
| Waco, TX | 2 | $ 666,000 | $ 333,000 | $ 183,000 |
| Wausau, WI | 2 | $ 299,000 | $ 149,500 | $ 82,000 |
| Yuma, AZ | 2 | $ 507,000 | $ 253,500 | $ 75,000 |
| Abilene, TX | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Albany, GA | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Altoona, PA | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Anderson, IN | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Anniston-Oxford, AL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Appleton, WI | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Billings, MT | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Boulder, CO | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Bowling Green, KY | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
| Burlington, NC | 1 | $ 221,000 | $ 221,000 | $ 92,000 |
| Canton-Massillon, OH | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 48,000 | $ 48,000 | $ 58,000 |
| Columbus, GA-AL | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Corvallis, OR | 1 | $ 384,000 | $ 384,000 | $ 141,000 |
| Danville, IL | 1 | $ 132,000 | $ 132,000 | $ 101,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Dover, DE | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Elkhart-Goshen, IN | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Erie, PA | 1 | $ 86,000 | $ 86,000 | $ 218,000 |
| Fond Du Lac, WI | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gadsden, AL | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Green Bay, WI | 1 | $ 154,000 | $ 154,000 | $ 125,000 |
| Idaho Falls, ID | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Jackson, TN | 1 | $ 390,000 | $ 390,000 | $ 189,000 |
| Janesville, WI | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Jefferson City, MO | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Kankakee-Bradley, IL | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 263,000 | $ 263,000 | $ 124,000 |
| Lancaster, PA | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Laredo, TX | 1 | $ 291,000 | $ 291,000 | $ 106,000 |
| Lawton, OK | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Lebanon, PA | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Lewiston, ID-WA | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Longview, TX | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Merced, CA | 1 | $ 238,000 | $ 238,000 | $ 52,000 |
| Michigan City-La Porte, IN | 1 | $ 172,000 | $ 172,000 | $ 83,000 |
| Modesto, CA | 1 | $ 189,000 | $ 189,000 | $ 67,000 |
| Monroe, MI | 1 | $ 398,000 | $ 398,000 | $ 123,000 |
| Muncie, IN | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Naples-Marco Island, FL | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Norwich-New London, CT | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Owensboro, KY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Palm Coast, FL | 1 | $ 131,000 | $ 131,000 | $ 115,000 |
| Punta Gorda, FL | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Reading, PA | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Rome, GA | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Salinas, CA | 1 | $ 1,250,000 | $ 1,250,000 | $ 240,000 |
| San Angelo, TX | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 254,000 | $ 254,000 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 639,000 | $ 639,000 | $ 64,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 600,000 | $ 600,000 | $ 96,000 |
| Santa Fe, NM | 1 | $ 370,000 | $ 370,000 | $ 146,000 |
| Sheboygan, WI | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Springfield, IL | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| St. Cloud, MN | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Tacoma, WA | 1 | $ 231,000 | $ 231,000 | $ 64,000 |
| Tallahassee, FL | 1 | $ 202,000 | $ 202,000 | $ 35,000 |
| Topeka, KS | 1 | $ 123,000 | $ 123,000 | $ 95,000 |
| Trenton-Ewing, NJ | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 537,000 | $ 537,000 | $ 103,000 |
| Warner Robins, GA | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Wenatchee, WA | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Yuba City, CA | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,954 | $378,437,000 | $193,000 | $1,300,000 | $72,000 | $660,000 |
| Home Purchase | 385 | $65,333,000 | $169,000 | $1,200,000 | $77,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,623 | $305,735,000 | $188,000 | $1,300,000 | $76,000 | $660,000 |
| Not Provided | 344 | $67,668,000 | $196,000 | $1,216,000 | $70,000 | $480,000 |
| Black or African American | 251 | $43,248,000 | $172,000 | $899,000 | $62,000 | $360,000 |
| Hispanic | 80 | $15,839,000 | $197,000 | $679,000 | $62,000 | $221,000 |
| Asian | 22 | $6,091,000 | $276,000 | $686,000 | $80,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,922,000 | $326,000 | $652,000 | $72,000 | $222,000 |
| American Indian or Alaskan Native | 7 | $1,267,000 | $181,000 | $295,000 | $52,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,985 | $389,092,000 | $196,000 | $1,300,000 | $76,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 304 | $46,084,000 | $151,000 | $419,000 | $59,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 49 | $8,483,000 | $173,000 | $353,000 | $57,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $111,000 | $111,000 | $111,000 | $49,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,141 | $225,097,000 | $197,000 | $1,216,000 | $82,000 | $600,000 |
| Application Denied By Financial Institution | 844 | $161,166,000 | $190,000 | $1,300,000 | $57,000 | $600,000 |
| Loan Originated | 344 | $55,763,000 | $162,000 | $880,000 | $85,000 | $660,000 |
| Application Approved But Not Accepted | 10 | $1,744,000 | $174,000 | $353,000 | $66,000 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $265,000 | $265,000 | $265,000 | $99,000 | $99,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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