Bank of England Mortgage Lending & HMDA Data, 2016

In 2016, Bank of England of England, AR reported 17,392 mortgage applications totaling $4.0 billion, up 4% from 2015. The average application was for $232,476, and applicants reported an average income of $83,465. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Jacksonville, FL (1,521), Denver-Aurora-Lakewood, CO (938) and Atlanta-Sandy Springs-Roswell, GA (540) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,392
Total Mortgage Loan Application Amount $4,043,233,000
Average Mortgage Loan Application Amount $232,476
Highest Mortgage Loan Application Amount $2,450,000
Average Applicant Income $83,465
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 1,018 $ 173,057,000 $ 169,997 $ 78,000
Clark, Nevada 349 $ 89,088,000 $ 255,266 $ 79,000
St. Johns, Florida 348 $ 98,661,000 $ 283,508 $ 116,000
Shelby, Tennessee 301 $ 65,527,000 $ 217,697 $ 110,000
Lake, Indiana 270 $ 44,395,000 $ 164,425 $ 70,000
Arapahoe, Colorado 256 $ 70,377,000 $ 274,910 $ 77,000
Stark, North Dakota 239 $ 58,869,000 $ 246,313 $ 80,000
Pulaski, Arkansas 219 $ 35,112,000 $ 160,328 $ 78,000
Denver, Colorado 217 $ 62,028,000 $ 285,843 $ 100,000
Fayette, Kentucky 194 $ 35,169,000 $ 181,283 $ 80,000
Cobb, Georgia 193 $ 43,208,000 $ 223,875 $ 110,000
Maricopa, Arizona 189 $ 49,494,000 $ 261,873 $ 105,000
Porter, Indiana 184 $ 34,059,000 $ 185,103 $ 84,000
Los Angeles, California 182 $ 74,922,000 $ 411,659 $ 99,000
Jefferson, Colorado 163 $ 46,713,000 $ 286,582 $ 85,000
Sarasota, Florida 156 $ 37,145,000 $ 238,108 $ 109,000
Orange, Florida 150 $ 32,968,000 $ 219,786 $ 84,000
Douglas, Colorado 149 $ 51,619,000 $ 346,436 $ 109,000
Milwaukee, Wisconsin 147 $ 23,832,000 $ 162,122 $ 67,000
Ada, Idaho 138 $ 33,483,000 $ 242,630 $ 89,000
Multnomah, Oregon 137 $ 41,018,000 $ 299,401 $ 126,000
Cook, Illinois 136 $ 27,557,000 $ 202,625 $ 80,000
Salt Lake, Utah 130 $ 29,579,000 $ 227,530 $ 74,000
Jefferson, Kentucky 128 $ 23,788,000 $ 185,843 $ 76,000
Lonoke, Arkansas 125 $ 11,800,000 $ 94,400 $ 66,000
Manatee, Florida 124 $ 29,498,000 $ 237,887 $ 109,000
Hartford, Connecticut 123 $ 23,622,000 $ 192,048 $ 74,000
Baldwin, Alabama 118 $ 24,739,000 $ 209,652 $ 90,000
San Diego, California 116 $ 49,599,000 $ 427,577 $ 101,000
Washington, Oregon 113 $ 31,775,000 $ 281,194 $ 102,000
Oakland, Michigan 109 $ 26,412,000 $ 242,311 $ 108,000
Clay, Florida 106 $ 21,218,000 $ 200,169 $ 81,000
Allegheny, Pennsylvania 105 $ 21,001,000 $ 200,009 $ 115,000
Harris, Texas 104 $ 29,378,000 $ 282,480 $ 127,000
Adams, Colorado 102 $ 24,237,000 $ 237,617 $ 64,000
Okaloosa, Florida 101 $ 23,433,000 $ 232,009 $ 91,000
Waukesha, Wisconsin 98 $ 24,280,000 $ 247,755 $ 89,000
Riverside, California 96 $ 31,416,000 $ 327,250 $ 87,000
Volusia, Florida 95 $ 18,979,000 $ 199,778 $ 80,000
Seminole, Florida 89 $ 18,729,000 $ 210,438 $ 81,000
New Haven, Connecticut 84 $ 18,613,000 $ 221,583 $ 80,000
Fulton, Georgia 82 $ 24,587,000 $ 299,841 $ 101,000
Macomb, Michigan 78 $ 15,663,000 $ 200,807 $ 86,000
Hamilton, Ohio 75 $ 13,493,000 $ 179,906 $ 77,000
Clackamas, Oregon 74 $ 22,283,000 $ 301,121 $ 84,000
White, Arkansas 73 $ 9,428,000 $ 129,150 $ 48,000
Bay, Florida 71 $ 14,961,000 $ 210,718 $ 86,000
Marion, Florida 71 $ 9,527,000 $ 134,183 $ 50,000
Cuyahoga, Ohio 71 $ 11,756,000 $ 165,577 $ 84,000
Jackson, Arkansas 70 $ 6,910,000 $ 98,714 $ 56,000
El Paso, Colorado 68 $ 17,038,000 $ 250,558 $ 64,000
Lorain, Ohio 65 $ 9,949,000 $ 153,061 $ 70,000
Will, Illinois 64 $ 14,062,000 $ 219,718 $ 93,000
Prince George's, Maryland 62 $ 18,933,000 $ 305,370 $ 72,000
Mobile, Alabama 57 $ 8,762,000 $ 153,719 $ 66,000
Faulkner, Arkansas 57 $ 9,202,000 $ 161,438 $ 67,000
Osceola, Florida 57 $ 11,305,000 $ 198,333 $ 82,000
Saline, Arkansas 56 $ 8,652,000 $ 154,500 $ 59,000
Wake, North Carolina 56 $ 13,505,000 $ 241,160 $ 107,000
Summit, Colorado 55 $ 18,609,000 $ 338,345 $ 153,000
Broward, Florida 54 $ 14,869,000 $ 275,351 $ 101,000
Butler, Ohio 54 $ 10,145,000 $ 187,870 $ 70,000
Franklin, Ohio 51 $ 8,827,000 $ 173,078 $ 78,000
Gwinnett, Georgia 49 $ 11,562,000 $ 235,959 $ 126,000
Washington, Wisconsin 49 $ 11,182,000 $ 228,204 $ 69,000
Fairfield, Connecticut 48 $ 17,539,000 $ 365,395 $ 109,000
Brevard, Florida 48 $ 12,257,000 $ 255,354 $ 78,000
Nassau, Florida 48 $ 9,919,000 $ 206,645 $ 76,000
Palm Beach, Florida 47 $ 12,100,000 $ 257,446 $ 130,000
Pinellas, Florida 47 $ 11,222,000 $ 238,765 $ 128,000
Providence, Rhode Island 46 $ 9,490,000 $ 206,304 $ 76,000
San Bernardino, California 45 $ 14,594,000 $ 324,311 $ 100,000
Wayne, Michigan 45 $ 6,031,000 $ 134,022 $ 61,000
Nassau, New York 45 $ 16,575,000 $ 368,333 $ 133,000
Santa Rosa, Florida 44 $ 9,390,000 $ 213,409 $ 72,000
Bexar, Texas 44 $ 8,574,000 $ 194,863 $ 59,000
Utah, Utah 44 $ 11,069,000 $ 251,568 $ 71,000
New Castle, Delaware 43 $ 9,616,000 $ 223,627 $ 69,000
St. Tammany, Louisiana 43 $ 7,183,000 $ 167,046 $ 65,000
Yamhill, Oregon 43 $ 10,723,000 $ 249,372 $ 73,000
Pierce, Washington 43 $ 11,969,000 $ 278,348 $ 71,000
Mecklenburg, North Carolina 42 $ 9,209,000 $ 219,261 $ 68,000
Madison, Kentucky 41 $ 6,782,000 $ 165,414 $ 66,000
Suffolk, New York 41 $ 12,898,000 $ 314,585 $ 87,000
DeKalb, Georgia 40 $ 8,706,000 $ 217,650 $ 93,000
Butler, Pennsylvania 40 $ 9,438,000 $ 235,950 $ 105,000
Pope, Arkansas 39 $ 5,363,000 $ 137,512 $ 59,000
Hillsborough, Florida 39 $ 9,429,000 $ 241,769 $ 83,000
Scott, Kentucky 39 $ 7,978,000 $ 204,564 $ 80,000
Clark, Washington 39 $ 10,135,000 $ 259,871 $ 72,000
King, Washington 39 $ 15,592,000 $ 399,794 $ 103,000
Middlesex, Massachusetts 38 $ 11,701,000 $ 307,921 $ 82,000
Sevier, Tennessee 38 $ 5,882,000 $ 154,789 $ 71,000
Orange, California 37 $ 17,348,000 $ 468,864 $ 105,000
Worcester, Massachusetts 37 $ 8,941,000 $ 241,648 $ 82,000
Buncombe, North Carolina 37 $ 7,360,000 $ 198,918 $ 60,000
Horry, South Carolina 37 $ 7,723,000 $ 208,729 $ 72,000
Montgomery, Ohio 36 $ 4,883,000 $ 135,638 $ 64,000
Fairfax, Virginia 36 $ 18,363,000 $ 510,083 $ 121,000
Jessamine, Kentucky 34 $ 6,490,000 $ 190,882 $ 69,000
Norfolk, Massachusetts 34 $ 12,710,000 $ 373,823 $ 108,000
Bucks, Pennsylvania 34 $ 10,208,000 $ 300,235 $ 82,000
Lake, Florida 33 $ 7,011,000 $ 212,454 $ 84,000
Cherokee, Georgia 33 $ 7,003,000 $ 212,212 $ 92,000
Canyon, Idaho 32 $ 7,026,000 $ 219,562 $ 77,000
Clermont, Ohio 32 $ 4,642,000 $ 145,062 $ 62,000
Beaver, Pennsylvania 32 $ 5,237,000 $ 163,656 $ 87,000
Virginia Beach, Virginia 32 $ 9,312,000 $ 291,000 $ 82,000
Miami-Dade, Florida 31 $ 7,651,000 $ 246,806 $ 64,000
DuPage, Illinois 31 $ 7,149,000 $ 230,612 $ 88,000
Contra Costa, California 30 $ 11,879,000 $ 395,966 $ 106,000
Boulder, Colorado 30 $ 9,384,000 $ 312,800 $ 120,000
Weld, Colorado 30 $ 8,079,000 $ 269,300 $ 83,000
New London, Connecticut 30 $ 7,065,000 $ 235,500 $ 96,000
Plymouth, Massachusetts 30 $ 9,139,000 $ 304,633 $ 77,000
DeSoto, Mississippi 30 $ 6,482,000 $ 216,066 $ 73,000
Warren, Ohio 30 $ 6,461,000 $ 215,366 $ 97,000
Ventura, California 29 $ 12,515,000 $ 431,551 $ 90,000
Anne Arundel, Maryland 29 $ 9,984,000 $ 344,275 $ 80,000
Queens, New York 29 $ 10,794,000 $ 372,206 $ 105,000
Benton, Arkansas 28 $ 6,501,000 $ 232,178 $ 104,000
Sussex, Delaware 28 $ 7,316,000 $ 261,285 $ 84,000
Forsyth, Georgia 28 $ 8,809,000 $ 314,607 $ 142,000
Davis, Utah 28 $ 6,356,000 $ 227,000 $ 84,000
Prince William, Virginia 28 $ 11,793,000 $ 421,178 $ 86,000
Larimer, Colorado 27 $ 7,995,000 $ 296,111 $ 105,000
Lee, Florida 27 $ 7,575,000 $ 280,555 $ 104,000
Honolulu, Hawaii 27 $ 13,035,000 $ 482,777 $ 73,000
Washoe, Nevada 27 $ 8,710,000 $ 322,592 $ 110,000
Burleigh, North Dakota 27 $ 6,187,000 $ 229,148 $ 74,000
Dallas, Texas 27 $ 7,096,000 $ 262,814 $ 84,000
Pima, Arizona 26 $ 5,728,000 $ 220,307 $ 77,000
Sacramento, California 26 $ 6,961,000 $ 267,730 $ 62,000
Middlesex, Connecticut 26 $ 6,618,000 $ 254,538 $ 97,000
Polk, Florida 26 $ 4,592,000 $ 176,615 $ 63,000
Alameda, California 25 $ 11,880,000 $ 475,200 $ 133,000
Santa Clara, California 25 $ 12,475,000 $ 499,000 $ 88,000
Essex, Massachusetts 25 $ 7,927,000 $ 317,080 $ 90,000
Lea, New Mexico 25 $ 5,086,000 $ 203,440 $ 85,000
Cumberland, North Carolina 25 $ 4,775,000 $ 191,000 $ 62,000
Denton, Texas 25 $ 6,337,000 $ 253,480 $ 105,000
Tarrant, Texas 25 $ 5,607,000 $ 224,280 $ 74,000
San Joaquin, California 24 $ 7,458,000 $ 310,750 $ 72,000
Walton, Florida 24 $ 7,625,000 $ 317,708 $ 193,000
Kings, New York 24 $ 9,922,000 $ 413,416 $ 124,000
Lexington, South Carolina 24 $ 3,831,000 $ 159,625 $ 61,000
Park, Colorado 23 $ 5,824,000 $ 253,217 $ 89,000
Hennepin, Minnesota 23 $ 4,758,000 $ 206,869 $ 84,000
Orange, New York 23 $ 5,427,000 $ 235,956 $ 77,000
Snohomish, Washington 23 $ 7,247,000 $ 315,086 $ 78,000
Craighead, Arkansas 22 $ 3,893,000 $ 176,954 $ 78,000
Kent, Delaware 22 $ 4,684,000 $ 212,909 $ 62,000
Baltimore, Maryland 22 $ 5,962,000 $ 271,000 $ 93,000
Westchester, New York 22 $ 7,030,000 $ 319,545 $ 127,000
Richland, South Carolina 22 $ 5,084,000 $ 231,090 $ 76,000
Anchorage, Alaska 21 $ 7,612,000 $ 362,476 $ 88,000
Fresno, California 21 $ 5,963,000 $ 283,952 $ 81,000
Placer, California 21 $ 7,717,000 $ 367,476 $ 89,000
District of Columbia, District Of Columbia 21 $ 7,740,000 $ 368,571 $ 96,000
Henry, Georgia 21 $ 5,436,000 $ 258,857 $ 48,000
Philadelphia, Pennsylvania 21 $ 5,043,000 $ 240,142 $ 91,000
Stafford, Virginia 21 $ 9,418,000 $ 448,476 $ 100,000
Racine, Wisconsin 21 $ 3,549,000 $ 169,000 $ 83,000
Kern, California 20 $ 3,581,000 $ 179,050 $ 65,000
Pueblo, Colorado 20 $ 3,689,000 $ 184,450 $ 75,000
Pasco, Florida 20 $ 4,721,000 $ 236,050 $ 76,000
Paulding, Georgia 20 $ 3,282,000 $ 164,100 $ 65,000
Monmouth, New Jersey 20 $ 10,620,000 $ 531,000 $ 154,000
Fayette, Tennessee 20 $ 4,743,000 $ 237,150 $ 63,000
Williamson, Texas 20 $ 4,746,000 $ 237,300 $ 74,000
Washington, Arkansas 19 $ 3,748,000 $ 197,263 $ 74,000
Solano, California 19 $ 5,246,000 $ 276,105 $ 59,000
Muscogee, Georgia 19 $ 2,876,000 $ 151,368 $ 129,000
Onondaga, New York 19 $ 3,178,000 $ 167,263 $ 106,000
Danville, Virginia 19 $ 1,662,000 $ 87,473 $ 45,000
Hampton, Virginia 19 $ 3,513,000 $ 184,894 $ 40,000
Sutter, California 18 $ 3,785,000 $ 210,277 $ 71,000
Charlotte, Florida 18 $ 2,914,000 $ 161,888 $ 59,000
Flagler, Florida 18 $ 3,977,000 $ 220,944 $ 69,000
Bronx, New York 18 $ 6,155,000 $ 341,944 $ 89,000
Guilford, North Carolina 18 $ 2,978,000 $ 165,444 $ 128,000
Delaware, Ohio 18 $ 3,685,000 $ 204,722 $ 74,000
Oklahoma, Oklahoma 18 $ 3,910,000 $ 217,222 $ 75,000
Marion, Oregon 18 $ 4,213,000 $ 234,055 $ 73,000
Collin, Texas 18 $ 4,776,000 $ 265,333 $ 94,000
Chesapeake, Virginia 18 $ 5,838,000 $ 324,333 $ 65,000
Berkeley, West Virginia 18 $ 3,829,000 $ 212,722 $ 87,000
Pinal, Arizona 17 $ 2,709,000 $ 159,352 $ 48,000
Jefferson, Arkansas 17 $ 1,445,000 $ 85,000 $ 35,000
Stanislaus, California 17 $ 5,426,000 $ 319,176 $ 94,000
Collier, Florida 17 $ 6,475,000 $ 380,882 $ 189,000
Barnstable, Massachusetts 17 $ 5,670,000 $ 333,529 $ 91,000
Bristol, Massachusetts 17 $ 5,441,000 $ 320,058 $ 97,000
Suffolk, Massachusetts 17 $ 6,688,000 $ 393,411 $ 186,000
Jackson, Missouri 17 $ 2,743,000 $ 161,352 $ 55,000
Essex, New Jersey 17 $ 4,995,000 $ 293,823 $ 98,000
Middlesex, New Jersey 17 $ 4,075,000 $ 239,705 $ 91,000
Bernalillo, New Mexico 17 $ 4,389,000 $ 258,176 $ 73,000
Forsyth, North Carolina 17 $ 3,329,000 $ 195,823 $ 42,000
Weber, Utah 17 $ 3,070,000 $ 180,588 $ 32,000
Pittsylvania, Virginia 17 $ 1,971,000 $ 115,941 $ 51,000
Johnson, Kansas 16 $ 3,865,000 $ 241,562 $ 61,000
Montgomery, Maryland 16 $ 7,504,000 $ 469,000 $ 103,000
Dakota, Minnesota 16 $ 3,875,000 $ 242,187 $ 86,000
Washington, Minnesota 16 $ 4,436,000 $ 277,250 $ 152,000
Ocean, New Jersey 16 $ 3,261,000 $ 203,812 $ 76,000
Richmond, New York 16 $ 5,436,000 $ 339,750 $ 153,000
Deschutes, Oregon 16 $ 3,588,000 $ 224,250 $ 77,000
Beaufort, South Carolina 16 $ 4,268,000 $ 266,750 $ 67,000
Fort Bend, Texas 16 $ 4,920,000 $ 307,500 $ 104,000
Tooele, Utah 16 $ 3,847,000 $ 240,437 $ 64,000
Kitsap, Washington 16 $ 4,025,000 $ 251,562 $ 57,000
Citrus, Florida 15 $ 1,866,000 $ 124,400 $ 62,000
Charles, Maryland 15 $ 4,543,000 $ 302,866 $ 86,000
Rockingham, New Hampshire 15 $ 4,342,000 $ 289,466 $ 106,000
Greene, Ohio 15 $ 4,318,000 $ 287,866 $ 75,000
Summit, Ohio 15 $ 2,087,000 $ 139,133 $ 64,000
Crittenden, Arkansas 14 $ 1,820,000 $ 130,000 $ 53,000
Alachua, Florida 14 $ 2,282,000 $ 163,000 $ 96,000
Harford, Maryland 14 $ 3,856,000 $ 275,428 $ 60,000
Hillsborough, New Hampshire 14 $ 3,378,000 $ 241,285 $ 53,000
Bergen, New Jersey 14 $ 4,942,000 $ 353,000 $ 113,000
Schenectady, New York 14 $ 2,841,000 $ 202,928 $ 75,000
Durham, North Carolina 14 $ 2,914,000 $ 208,142 $ 51,000
Montgomery, Pennsylvania 14 $ 3,251,000 $ 232,214 $ 63,000
Greenville, South Carolina 14 $ 3,499,000 $ 249,928 $ 82,000
Bell, Texas 14 $ 2,068,000 $ 147,714 $ 33,000
Loudoun, Virginia 14 $ 6,339,000 $ 452,785 $ 177,000
Madison, Alabama 13 $ 3,172,000 $ 244,000 $ 71,000
Cleburne, Arkansas 13 $ 1,729,000 $ 133,000 $ 108,000
Garland, Arkansas 13 $ 2,099,000 $ 161,461 $ 38,000
Elbert, Colorado 13 $ 4,945,000 $ 380,384 $ 120,000
Hawaii, Hawaii 13 $ 3,134,000 $ 241,076 $ 81,000
Lake, Illinois 13 $ 3,734,000 $ 287,230 $ 145,000
LaPorte, Indiana 13 $ 2,090,000 $ 160,769 $ 64,000
Clark, Kentucky 13 $ 2,175,000 $ 167,307 $ 87,000
Jefferson, Louisiana 13 $ 4,398,000 $ 338,307 $ 108,000
Cumberland, Maine 13 $ 3,046,000 $ 234,307 $ 45,000
Anoka, Minnesota 13 $ 2,810,000 $ 216,153 $ 86,000
St. Louis, Missouri 13 $ 3,866,000 $ 297,384 $ 71,000
Morris, New Jersey 13 $ 4,771,000 $ 367,000 $ 114,000
Somerset, New Jersey 13 $ 5,385,000 $ 414,230 $ 193,000
Erie, New York 13 $ 2,129,000 $ 163,769 $ 90,000
Williams, North Dakota 13 $ 3,297,000 $ 253,615 $ 101,000
York, Pennsylvania 13 $ 2,224,000 $ 171,076 $ 63,000
Bastrop, Texas 13 $ 2,942,000 $ 226,307 $ 112,000
Chesterfield, Virginia 13 $ 3,429,000 $ 263,769 $ 76,000
Jefferson, Alabama 12 $ 3,033,000 $ 252,750 $ 91,000
Monterey, California 12 $ 4,667,000 $ 388,916 $ 92,000
San Mateo, California 12 $ 5,893,000 $ 491,083 $ 114,000
Santa Barbara, California 12 $ 5,287,000 $ 440,583 $ 66,000
Hernando, Florida 12 $ 1,903,000 $ 158,583 $ 56,000
Columbia, Georgia 12 $ 2,641,000 $ 220,083 $ 57,000
Douglas, Georgia 12 $ 3,089,000 $ 257,416 $ 76,000
Kootenai, Idaho 12 $ 5,696,000 $ 474,666 $ 99,000
Bossier, Louisiana 12 $ 2,645,000 $ 220,416 $ 77,000
York, Maine 12 $ 3,612,000 $ 301,000 $ 69,000
Scott, Minnesota 12 $ 2,943,000 $ 245,250 $ 103,000
Burlington, New Jersey 12 $ 2,959,000 $ 246,583 $ 120,000
Gloucester, New Jersey 12 $ 3,056,000 $ 254,666 $ 151,000
Passaic, New Jersey 12 $ 3,732,000 $ 311,000 $ 60,000
Monroe, New York 12 $ 2,098,000 $ 174,833 $ 67,000
Columbia, Oregon 12 $ 3,505,000 $ 292,083 $ 83,000
Chester, Pennsylvania 12 $ 3,639,000 $ 303,250 $ 46,000
Montgomery, Texas 12 $ 2,682,000 $ 223,500 $ 84,000
Norfolk, Virginia 12 $ 2,190,000 $ 182,500 $ 55,000
Spotsylvania, Virginia 12 $ 3,876,000 $ 323,000 $ 72,000
Yell, Arkansas 11 $ 1,149,000 $ 104,454 $ 38,000
Sonoma, California 11 $ 4,550,000 $ 413,636 $ 88,000
Yuba, California 11 $ 1,809,000 $ 164,454 $ 53,000
Escambia, Florida 11 $ 2,356,000 $ 214,181 $ 60,000
Boone, Kentucky 11 $ 1,867,000 $ 169,727 $ 76,000
Oldham, Kentucky 11 $ 3,584,000 $ 325,818 $ 107,000
Caddo, Louisiana 11 $ 2,032,000 $ 184,727 $ 48,000
Frederick, Maryland 11 $ 3,099,000 $ 281,727 $ 89,000
Wright, Minnesota 11 $ 2,262,000 $ 205,636 $ 91,000
Flathead, Montana 11 $ 3,327,000 $ 302,454 $ 85,000
Camden, New Jersey 11 $ 2,115,000 $ 192,272 $ 81,000
Mercer, New Jersey 11 $ 3,019,000 $ 274,454 $ 75,000
Albany, New York 11 $ 1,711,000 $ 155,545 $ 59,000
Clinton, New York 11 $ 2,188,000 $ 198,909 $ 111,000
Brunswick, North Carolina 11 $ 3,415,000 $ 310,454 $ 93,000
Onslow, North Carolina 11 $ 2,893,000 $ 263,000 $ 45,000
Kent, Rhode Island 11 $ 2,403,000 $ 218,454 $ 155,000
Berkeley, South Carolina 11 $ 2,106,000 $ 191,454 $ 64,000
Charleston, South Carolina 11 $ 3,497,000 $ 317,909 $ 37,000
Spartanburg, South Carolina 11 $ 2,203,000 $ 200,272 $ 39,000
Williamson, Tennessee 11 $ 3,917,000 $ 356,090 $ 134,000
Travis, Texas 11 $ 2,233,000 $ 203,000 $ 67,000
Cowlitz, Washington 11 $ 2,566,000 $ 233,272 $ 50,000
Mason, Washington 11 $ 2,691,000 $ 244,636 $ 415,000
Thurston, Washington 11 $ 3,170,000 $ 288,181 $ 84,000
Broomfield, Colorado 10 $ 3,706,000 $ 370,600 $ 111,000
Teller, Colorado 10 $ 2,992,000 $ 299,200 $ 55,000
St. Lucie, Florida 10 $ 3,249,000 $ 324,900 $ 74,000
Kane, Illinois 10 $ 1,807,000 $ 180,700 $ 87,000
Marion, Indiana 10 $ 1,504,000 $ 150,400 $ 55,000
Kenton, Kentucky 10 $ 1,299,000 $ 129,900 $ 60,000
Lafayette, Louisiana 10 $ 2,291,000 $ 229,100 $ 70,000
Hampden, Massachusetts 10 $ 1,681,000 $ 168,100 $ 57,000
Kent, Michigan 10 $ 1,964,000 $ 196,400 $ 78,000
Livingston, Michigan 10 $ 2,011,000 $ 201,100 $ 86,000
Washtenaw, Michigan 10 $ 2,367,000 $ 236,700 $ 63,000
Yellowstone, Montana 10 $ 2,385,000 $ 238,500 $ 62,000
Douglas, Nebraska 10 $ 3,098,000 $ 309,800 $ 99,000
Cattaraugus, New York 10 $ 1,038,000 $ 103,800 $ 69,000
Cabarrus, North Carolina 10 $ 2,333,000 $ 233,300 $ 69,000
Morton, North Dakota 10 $ 1,536,000 $ 153,600 $ 59,000
Ward, North Dakota 10 $ 2,033,000 $ 203,300 $ 81,000
Comanche, Oklahoma 10 $ 2,055,000 $ 205,500 $ 32,000
Jackson, Oregon 10 $ 2,506,000 $ 250,600 $ 68,000
Delaware, Pennsylvania 10 $ 2,269,000 $ 226,900 $ 76,000
Washington, Pennsylvania 10 $ 1,734,000 $ 173,400 $ 82,000
Anderson, South Carolina 10 $ 1,836,000 $ 183,600 $ 101,000
Dorchester, South Carolina 10 $ 2,405,000 $ 240,500 $ 22,000
York, South Carolina 10 $ 2,540,000 $ 254,000 $ 69,000
Jefferson, Tennessee 10 $ 1,666,000 $ 166,600 $ 51,000
Sumner, Tennessee 10 $ 3,475,000 $ 347,500 $ 103,000
Walworth, Wisconsin 10 $ 2,136,000 $ 213,600 $ 42,000
Woodruff, Arkansas 9 $ 673,000 $ 74,777 $ 49,000
Nevada, California 9 $ 3,525,000 $ 391,666 $ 97,000
San Luis Obispo, California 9 $ 3,689,000 $ 409,888 $ 84,000
Tolland, Connecticut 9 $ 2,155,000 $ 239,444 $ 109,000
Windham, Connecticut 9 $ 1,475,000 $ 163,888 $ 58,000
Carroll, Georgia 9 $ 1,188,000 $ 132,000 $ 52,000
Champaign, Illinois 9 $ 1,477,000 $ 164,111 $ 77,000
Kendall, Illinois 9 $ 1,694,000 $ 188,222 $ 94,000
McHenry, Illinois 9 $ 1,479,000 $ 164,333 $ 95,000
Jasper, Indiana 9 $ 1,126,000 $ 125,111 $ 43,000
Boyle, Kentucky 9 $ 1,080,000 $ 120,000 $ 56,000
Franklin, Kentucky 9 $ 1,238,000 $ 137,555 $ 55,000
Orleans, Louisiana 9 $ 2,435,000 $ 270,555 $ 80,000
St. Mary's, Maryland 9 $ 2,654,000 $ 294,888 $ 69,000
Genesee, Michigan 9 $ 1,633,000 $ 181,444 $ 76,000
Ottawa, Michigan 9 $ 1,298,000 $ 144,222 $ 39,000
St. Louis, Minnesota 9 $ 2,172,000 $ 241,333 $ 81,000
Hinds, Mississippi 9 $ 1,717,000 $ 190,777 $ 53,000
Lewis and Clark, Montana 9 $ 2,420,000 $ 268,888 $ 50,000
Merrimack, New Hampshire 9 $ 2,737,000 $ 304,111 $ 92,000
Johnston, North Carolina 9 $ 1,742,000 $ 193,555 $ 46,000
Westmoreland, Pennsylvania 9 $ 1,277,000 $ 141,888 $ 42,000
Aiken, South Carolina 9 $ 1,775,000 $ 197,222 $ 49,000
Washington, Utah 9 $ 1,611,000 $ 179,000 $ 69,000
Montgomery, Alabama 8 $ 1,694,000 $ 211,750 $ 97,000
Matanuska-Susitna, Alaska 8 $ 1,988,000 $ 248,500 $ 80,000
Yavapai, Arizona 8 $ 1,594,000 $ 199,250 $ 48,000
El Dorado, California 8 $ 2,812,000 $ 351,500 $ 89,000
Tulare, California 8 $ 2,738,000 $ 342,250 $ 137,000
Bartow, Georgia 8 $ 1,172,000 $ 146,500 $ 49,000
Chatham, Georgia 8 $ 1,675,000 $ 209,375 $ 51,000
Madison, Illinois 8 $ 1,482,000 $ 185,250 $ 68,000
St. Clair, Illinois 8 $ 1,374,000 $ 171,750 $ 45,000
Hendricks, Indiana 8 $ 1,503,000 $ 187,875 $ 111,000
Polk, Iowa 8 $ 1,569,000 $ 196,125 $ 65,000
Bullitt, Kentucky 8 $ 1,779,000 $ 222,375 $ 85,000
Woodford, Kentucky 8 $ 1,468,000 $ 183,500 $ 48,000
Cecil, Maryland 8 $ 2,039,000 $ 254,875 $ 78,000
Sarpy, Nebraska 8 $ 1,605,000 $ 200,625 $ 39,000
Atlantic, New Jersey 8 $ 2,424,000 $ 303,000 $ 56,000
Union, New Jersey 8 $ 2,494,000 $ 311,750 $ 125,000
Taos, New Mexico 8 $ 1,538,000 $ 192,250 $ 67,000
Rockland, New York 8 $ 2,490,000 $ 311,250 $ 115,000
St. Lawrence, New York 8 $ 1,029,000 $ 128,625 $ 111,000
Ulster, New York 8 $ 2,021,000 $ 252,625 $ 97,000
New Hanover, North Carolina 8 $ 2,935,000 $ 366,875 $ 149,000
Union, North Carolina 8 $ 1,610,000 $ 201,250 $ 67,000
Clark, Ohio 8 $ 1,007,000 $ 125,875 $ 30,000
Fairfield, Ohio 8 $ 1,816,000 $ 227,000 $ 77,000
Licking, Ohio 8 $ 1,696,000 $ 212,000 $ 44,000
Medina, Ohio 8 $ 1,612,000 $ 201,500 $ 69,000
Canadian, Oklahoma 8 $ 1,615,000 $ 201,875 $ 67,000
Kershaw, South Carolina 8 $ 1,544,000 $ 193,000 $ 62,000
Lancaster, South Carolina 8 $ 1,378,000 $ 172,250 $ 54,000
Knox, Tennessee 8 $ 1,226,000 $ 153,250 $ 42,000
Brazoria, Texas 8 $ 1,748,000 $ 218,500 $ 65,000
Portsmouth, Virginia 8 $ 922,000 $ 115,250 $ 44,000
Benton, Washington 8 $ 1,607,000 $ 200,875 $ 68,000
Kenosha, Wisconsin 8 $ 1,276,000 $ 159,500 $ 59,000
Ozaukee, Wisconsin 8 $ 2,073,000 $ 259,125 $ 126,000
Rock, Wisconsin 8 $ 1,118,000 $ 139,750 $ 93,000
Grant, Arkansas 7 $ 504,000 $ 72,000 $ 26,000
Independence, Arkansas 7 $ 655,000 $ 93,571 $ 50,000
San Francisco, California 7 $ 5,567,000 $ 795,285 $ 242,000
Martin, Florida 7 $ 1,680,000 $ 240,000 $ 75,000
Houston, Georgia 7 $ 1,442,000 $ 206,000 $ 30,000
Richmond, Georgia 7 $ 1,752,000 $ 250,285 $ 49,000
Twin Falls, Idaho 7 $ 1,218,000 $ 174,000 $ 44,000
Hardin, Kentucky 7 $ 1,574,000 $ 224,857 $ 44,000
East Baton Rouge, Louisiana 7 $ 1,778,000 $ 254,000 $ 31,000
Vernon, Louisiana 7 $ 1,037,000 $ 148,142 $ 25,000
Baltimore City, Maryland 7 $ 1,232,000 $ 176,000 $ 82,000
Howard, Maryland 7 $ 2,377,000 $ 339,571 $ 86,000
Harrison, Mississippi 7 $ 1,666,000 $ 238,000 $ 60,000
Missoula, Montana 7 $ 1,846,000 $ 263,714 $ 77,000
Putnam, New York 7 $ 2,233,000 $ 319,000 $ 83,000
Carteret, North Carolina 7 $ 1,925,000 $ 275,000 $ 101,000
Hoke, North Carolina 7 $ 1,780,000 $ 254,285 $ 48,000
Iredell, North Carolina 7 $ 1,436,000 $ 205,142 $ 42,000
Orange, North Carolina 7 $ 1,728,000 $ 246,857 $ 48,000
Stark, Ohio 7 $ 935,000 $ 133,571 $ 141,000
Cleveland, Oklahoma 7 $ 938,000 $ 134,000 $ 56,000
Tulsa, Oklahoma 7 $ 1,575,000 $ 225,000 $ 58,000
Wagoner, Oklahoma 7 $ 1,421,000 $ 203,000 $ 76,000
Galveston, Texas 7 $ 1,183,000 $ 169,000 $ 101,000
Hidalgo, Texas 7 $ 1,095,000 $ 156,428 $ 58,000
Nueces, Texas 7 $ 1,163,000 $ 166,142 $ 55,000
Henrico, Virginia 7 $ 2,211,000 $ 315,857 $ 63,000
James City, Virginia 7 $ 4,092,000 $ 584,571 $ 134,000
Cabell, West Virginia 7 $ 883,000 $ 126,142 $ 48,000
Kanawha, West Virginia 7 $ 2,127,000 $ 303,857 $ 58,000
Dodge, Wisconsin 7 $ 1,175,000 $ 167,857 $ 80,000
Sheboygan, Wisconsin 7 $ 780,000 $ 111,428 $ 52,000
Lee, Alabama 6 $ 1,394,000 $ 232,333 $ 26,000
Prairie, Arkansas 6 $ 664,000 $ 110,666 $ 57,000
Marin, California 6 $ 2,412,000 $ 402,000 $ 96,000
Shasta, California 6 $ 1,639,000 $ 273,166 $ 59,000
Mineral, Colorado 6 $ 1,320,000 $ 220,000 $ 73,000
Putnam, Florida 6 $ 1,055,000 $ 175,833 $ 83,000
Clayton, Georgia 6 $ 796,000 $ 132,666 $ 40,000
Fayette, Georgia 6 $ 1,547,000 $ 257,833 $ 94,000
Glynn, Georgia 6 $ 1,727,000 $ 287,833 $ 97,000
Walton, Georgia 6 $ 1,090,000 $ 181,666 $ 65,000
Maui, Hawaii 6 $ 2,553,000 $ 425,500 $ 48,000
Kankakee, Illinois 6 $ 908,000 $ 151,333 $ 71,000
Clark, Indiana 6 $ 1,032,000 $ 172,000 $ 73,000
Linn, Iowa 6 $ 1,120,000 $ 186,666 $ 37,000
Pottawattamie, Iowa 6 $ 967,000 $ 161,166 $ 38,000
Sedgwick, Kansas 6 $ 1,084,000 $ 180,666 $ 37,000
Powell, Kentucky 6 $ 684,000 $ 114,000 $ 84,000
Spencer, Kentucky 6 $ 927,000 $ 154,500 $ 63,000
Saginaw, Michigan 6 $ 1,074,000 $ 179,000 $ 79,000
St. Clair, Michigan 6 $ 1,180,000 $ 196,666 $ 82,000
Carver, Minnesota 6 $ 873,000 $ 145,500 $ 50,000
Itasca, Minnesota 6 $ 960,000 $ 160,000 $ 32,000
Ramsey, Minnesota 6 $ 1,245,000 $ 207,500 $ 102,000
Lamar, Mississippi 6 $ 1,001,000 $ 166,833 $ 36,000
Rankin, Mississippi 6 $ 1,491,000 $ 248,500 $ 71,000
Pulaski, Missouri 6 $ 1,086,000 $ 181,000 $ 62,000
Lyon, Nevada 6 $ 1,392,000 $ 232,000 $ 77,000
Cape May, New Jersey 6 $ 1,280,000 $ 213,333 $ 69,000
Dutchess, New York 6 $ 1,540,000 $ 256,666 $ 113,000
Currituck, North Carolina 6 $ 1,773,000 $ 295,500 $ 58,000
Gaston, North Carolina 6 $ 1,208,000 $ 201,333 $ 100,000
Haywood, North Carolina 6 $ 912,000 $ 152,000 $ 56,000
Moore, North Carolina 6 $ 1,896,000 $ 316,000 $ 48,000
Hettinger, North Dakota 6 $ 725,000 $ 120,833 $ 56,000
Lawrence, Ohio 6 $ 766,000 $ 127,666 $ 85,000
Madison, Ohio 6 $ 679,000 $ 113,166 $ 55,000
Berks, Pennsylvania 6 $ 1,393,000 $ 232,166 $ 91,000
Washington, Rhode Island 6 $ 1,526,000 $ 254,333 $ 110,000
Florence, South Carolina 6 $ 1,372,000 $ 228,666 $ 62,000
Tipton, Tennessee 6 $ 1,114,000 $ 185,666 $ 75,000
Comal, Texas 6 $ 1,340,000 $ 223,333 $ 80,000
Guadalupe, Texas 6 $ 1,439,000 $ 239,833 $ 104,000
Suffolk, Virginia 6 $ 1,443,000 $ 240,500 $ 86,000
Spokane, Washington 6 $ 1,887,000 $ 314,500 $ 100,000
Putnam, West Virginia 6 $ 1,318,000 $ 219,666 $ 52,000
Dane, Wisconsin 6 $ 1,354,000 $ 225,666 $ 74,000
Jefferson, Wisconsin 6 $ 1,477,000 $ 246,166 $ 90,000
St. Croix, Wisconsin 6 $ 2,451,000 $ 408,500 $ 65,000
Coffee, Alabama 5 $ 1,502,000 $ 300,400 $ 88,000
Elmore, Alabama 5 $ 1,093,000 $ 218,600 $ 62,000
Geneva, Alabama 5 $ 721,000 $ 144,200 $ 28,000
Mohave, Arizona 5 $ 1,235,000 $ 247,000 $ 99,000
Arkansas, Arkansas 5 $ 410,000 $ 82,000 $ 50,000
Sebastian, Arkansas 5 $ 855,000 $ 171,000 $ 57,000
Merced, California 5 $ 1,417,000 $ 283,400 $ 89,000
Yolo, California 5 $ 2,022,000 $ 404,400 $ 165,000
Fremont, Colorado 5 $ 831,000 $ 166,200 $ 56,000
Routt, Colorado 5 $ 2,572,000 $ 514,400 $ 286,000
Leon, Florida 5 $ 988,000 $ 197,600 $ 103,000
Bryan, Georgia 5 $ 1,188,000 $ 237,600 $ 72,000
Coweta, Georgia 5 $ 983,000 $ 196,600 $ 48,000
Hall, Georgia 5 $ 1,617,000 $ 323,400 $ 134,000
Jackson, Georgia 5 $ 1,156,000 $ 231,200 $ 153,000
Liberty, Georgia 5 $ 817,000 $ 163,400 $ 56,000
Bonneville, Idaho 5 $ 801,000 $ 160,200 $ 49,000
Grundy, Illinois 5 $ 831,000 $ 166,200 $ 103,000
Hamilton, Indiana 5 $ 1,019,000 $ 203,800 $ 66,000
Scott, Iowa 5 $ 1,036,000 $ 207,200 $ 73,000
Harrison, Kentucky 5 $ 746,000 $ 149,200 $ 40,000
McCracken, Kentucky 5 $ 783,000 $ 156,600 $ 26,000
Shelby, Kentucky 5 $ 993,000 $ 198,600 $ 83,000
Warren, Kentucky 5 $ 943,000 $ 188,600 $ 64,000
Livingston, Louisiana 5 $ 1,293,000 $ 258,600 $ 122,000
St. Charles, Louisiana 5 $ 1,005,000 $ 201,000 $ 87,000
Aroostook, Maine 5 $ 1,108,000 $ 221,600 $ 86,000
Emmet, Michigan 5 $ 1,144,000 $ 228,800 $ 84,000
Muskegon, Michigan 5 $ 1,397,000 $ 279,400 $ 41,000
Crow Wing, Minnesota 5 $ 701,000 $ 140,200 $ 42,000
Olmsted, Minnesota 5 $ 1,010,000 $ 202,000 $ 69,000
Sherburne, Minnesota 5 $ 900,000 $ 180,000 $ 94,000
Jackson, Mississippi 5 $ 1,234,000 $ 246,800 $ 89,000
Clay, Missouri 5 $ 1,227,000 $ 245,400 $ 45,000
St. Charles, Missouri 5 $ 1,381,000 $ 276,200 $ 58,000
Gallatin, Montana 5 $ 1,158,000 $ 231,600 $ 104,000
Lancaster, Nebraska 5 $ 1,305,000 $ 261,000 $ 65,000
Strafford, New Hampshire 5 $ 1,312,000 $ 262,400 $ 86,000
Hudson, New Jersey 5 $ 1,421,000 $ 284,200 $ 94,000
Dona Ana, New Mexico 5 $ 1,656,000 $ 331,200 $ 91,000
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Mortgage Loan Application Detail Totals for Bank of England in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,240 $1,905,474,000 $206,000 $1,900,000 $84,000 $1,454,000
Refinancing 8,095 $2,136,016,000 $263,000 $2,450,000 $83,000 $3,600,000
Home Improvement 57 $1,743,000 $30,000 $344,000 $63,000 $182,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,355 $2,873,842,000 $232,000 $2,450,000 $88,000 $3,600,000
Black or African American 1,686 $358,220,000 $212,000 $1,900,000 $68,000 $1,437,000
Not Provided 1,536 $395,466,000 $257,000 $1,441,000 $77,000 $1,456,000
Hispanic 1,236 $270,010,000 $218,000 $1,246,000 $69,000 $1,140,000
Asian 383 $98,962,000 $258,000 $864,000 $105,000 $1,311,000
American Indian or Alaskan Native 98 $22,845,000 $233,000 $641,000 $71,000 $335,000
Native Hawaiin or Other Pacific Islander 92 $22,838,000 $248,000 $800,000 $79,000 $300,000
Not applicable 6 $1,050,000 $175,000 $477,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,736 $1,797,735,000 $232,000 $2,450,000 $106,000 $2,000,000
VA-guaranteed (Veterans Administration) 4,687 $1,342,718,000 $286,000 $2,066,000 $71,000 $3,600,000
FHA-insured (Federal Housing Administration) 4,237 $801,849,000 $189,000 $636,000 $63,000 $876,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 732 $100,931,000 $137,000 $391,000 $49,000 $995,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,239 $2,306,867,000 $225,000 $1,896,000 $84,000 $1,454,000
Application Withdrawn By Applicant 4,879 $1,213,948,000 $248,000 $2,031,000 $87,000 $3,600,000
Application Denied By Financial Institution 1,643 $373,032,000 $227,000 $2,450,000 $72,000 $1,437,000
Application Approved But Not Accepted 471 $113,005,000 $239,000 $1,850,000 $92,000 $1,432,000
File Closed For Incompleteness 141 $33,199,000 $235,000 $1,080,000 $81,000 $535,000
Loan Purchased By The Institution 19 $3,182,000 $167,000 $335,000 $71,000 $146,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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