Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bank Of England 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,392 |
| Total Mortgage Loan Application Amount | $4,043,233,000 |
| Average Mortgage Loan Application Amount | $166,333 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| JACKSONVILLE, FL | 1,521 | $ 303,158,000 | $ 199,000 | $ 87,000 |
| DENVER-AURORA-LAKEWOOD, CO | 938 | $ 270,760,000 | $ 288,000 | $ 89,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 540 | $ 126,442,000 | $ 234,000 | $ 99,000 |
| GARY, IN | 467 | $ 80,223,000 | $ 171,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 466 | $ 65,519,000 | $ 140,000 | $ 70,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 418 | $ 119,439,000 | $ 273,500 | $ 87,500 |
| MEMPHIS, TN-MS-AR | 376 | $ 80,455,000 | $ 185,000 | $ 77,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 349 | $ 89,088,000 | $ 255,000 | $ 79,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 329 | $ 70,013,000 | $ 212,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 302 | $ 61,367,000 | $ 203,000 | $ 76,000 |
| LEXINGTON-FAYETTE, KY | 290 | $ 53,623,000 | $ 184,000 | $ 78,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 280 | $ 66,643,000 | $ 238,000 | $ 109,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 254 | $ 52,772,000 | $ 207,000 | $ 86,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 231 | $ 88,813,000 | $ 340,500 | $ 93,000 |
| CINCINNATI, OH-KY-IN | 226 | $ 40,248,000 | $ 164,000 | $ 63,333 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 226 | $ 76,078,000 | $ 335,500 | $ 106,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 207 | $ 46,093,000 | $ 222,000 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 206 | $ 52,203,000 | $ 253,000 | $ 101,000 |
| PITTSBURGH, PA | 197 | $ 38,897,000 | $ 197,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 182 | $ 74,922,000 | $ 411,000 | $ 99,000 |
| BOISE CITY, ID | 173 | $ 40,849,000 | $ 236,000 | $ 87,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 173 | $ 33,639,000 | $ 185,000 | $ 78,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 158 | $ 32,395,000 | $ 205,000 | $ 80,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 152 | $ 40,979,000 | $ 269,000 | $ 115,000 |
| CLEVELAND-ELYRIA, OH | 150 | $ 24,570,000 | $ 163,000 | $ 77,000 |
| SALT LAKE CITY, UT | 146 | $ 33,426,000 | $ 228,000 | $ 73,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 141 | $ 46,010,000 | $ 326,000 | $ 91,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 125 | $ 31,058,000 | $ 248,000 | $ 111,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 125 | $ 34,109,000 | $ 254,000 | $ 59,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 120 | $ 27,877,000 | $ 293,500 | $ 81,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 118 | $ 24,739,000 | $ 209,000 | $ 90,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 118 | $ 27,275,000 | $ 231,000 | $ 97,000 |
| SAN DIEGO-CARLSBAD, CA | 116 | $ 49,599,000 | $ 427,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 113 | $ 22,956,000 | $ 203,000 | $ 78,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 95 | $ 20,454,000 | $ 215,500 | $ 65,000 |
| COLUMBUS, OH | 93 | $ 17,097,000 | $ 183,000 | $ 73,000 |
| PROVIDENCE-WARWICK, RI-MA | 87 | $ 20,588,000 | $ 268,000 | $ 93,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 86 | $ 29,473,000 | $ 342,000 | $ 111,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 85 | $ 25,342,000 | $ 298,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 84 | $ 18,613,000 | $ 221,000 | $ 80,000 |
| BOSTON, MA | 81 | $ 28,537,000 | $ 352,000 | $ 113,000 |
| COLORADO SPRINGS, CO | 78 | $ 20,030,000 | $ 256,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 76 | $ 19,607,000 | $ 257,000 | $ 93,000 |
| PANAMA CITY, FL | 75 | $ 15,825,000 | $ 211,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE, LA | 71 | $ 15,146,000 | $ 213,000 | $ 76,000 |
| OCALA, FL | 71 | $ 9,527,000 | $ 134,000 | $ 50,000 |
| RALEIGH, NC | 70 | $ 15,991,000 | $ 228,000 | $ 96,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 63 | $ 19,628,000 | $ 311,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 62 | $ 13,375,000 | $ 215,000 | $ 69,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 62 | $ 22,839,000 | $ 368,000 | $ 94,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 60 | $ 17,098,000 | $ 284,000 | $ 71,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 60 | $ 19,512,000 | $ 325,000 | $ 83,000 |
| MOBILE, AL | 57 | $ 8,762,000 | $ 153,000 | $ 66,000 |
| NEWARK, NJ-PA | 56 | $ 18,486,000 | $ 239,500 | $ 94,000 |
| COLUMBIA, SC | 55 | $ 10,684,000 | $ 194,000 | $ 70,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 55 | $ 23,759,000 | $ 431,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 55 | $ 11,746,000 | $ 213,000 | $ 69,000 |
| DAYTON, OH | 54 | $ 9,921,000 | $ 183,000 | $ 69,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 54 | $ 14,869,000 | $ 275,000 | $ 101,000 |
| KANSAS CITY, MO-KS | 52 | $ 11,035,000 | $ 216,000 | $ 70,000 |
| ASHEVILLE, NC | 51 | $ 9,871,000 | $ 193,000 | $ 57,000 |
| WILMINGTON, DE-MD-NJ | 51 | $ 11,655,000 | $ 238,500 | $ 73,500 |
| AUSTIN-ROUND ROCK, TX | 48 | $ 10,893,000 | $ 226,000 | $ 79,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 48 | $ 17,539,000 | $ 365,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 48 | $ 10,419,000 | $ 194,000 | $ 78,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 48 | $ 11,138,000 | $ 259,000 | $ 82,500 |
| OGDEN-CLEARFIELD, UT | 48 | $ 10,074,000 | $ 209,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 48 | $ 12,257,000 | $ 255,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 47 | $ 12,100,000 | $ 257,000 | $ 130,000 |
| PROVO-OREM, UT | 46 | $ 11,237,000 | $ 244,000 | $ 70,000 |
| WORCESTER, MA-CT | 46 | $ 10,416,000 | $ 202,000 | $ 70,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 45 | $ 6,031,000 | $ 134,000 | $ 61,000 |
| ST. LOUIS, MO-IL | 44 | $ 10,223,000 | $ 221,000 | $ 69,000 |
| TACOMA-LAKEWOOD, WA | 43 | $ 11,969,000 | $ 278,000 | $ 71,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 40 | $ 11,101,000 | $ 277,000 | $ 89,000 |
| OKLAHOMA CITY, OK | 39 | $ 7,460,000 | $ 191,000 | $ 66,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 37 | $ 17,348,000 | $ 468,000 | $ 105,000 |
| BISMARCK, ND | 37 | $ 7,723,000 | $ 208,000 | $ 70,000 |
| ALBANY-SCHENECTADY-TROY, NY | 35 | $ 7,535,000 | $ 215,000 | $ 85,000 |
| CAMDEN, NJ | 35 | $ 8,130,000 | $ 232,000 | $ 118,000 |
| FORT WORTH-ARLINGTON, TX | 35 | $ 7,344,000 | $ 209,000 | $ 76,000 |
| RICHMOND, VA | 34 | $ 8,589,000 | $ 252,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 8,008,000 | $ 250,000 | $ 42,000 |
| FAYETTEVILLE, NC | 32 | $ 6,555,000 | $ 204,000 | $ 59,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 31 | $ 6,723,000 | $ 208,500 | $ 50,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 31 | $ 7,651,000 | $ 246,000 | $ 64,000 |
| PHILADELPHIA, PA | 31 | $ 7,312,000 | $ 235,000 | $ 86,000 |
| BOULDER, CO | 30 | $ 9,384,000 | $ 312,000 | $ 120,000 |
| GREELEY, CO | 30 | $ 8,079,000 | $ 269,000 | $ 83,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 30 | $ 6,429,000 | $ 214,000 | $ 91,000 |
| NORWICH-NEW LONDON, CT | 30 | $ 7,065,000 | $ 235,000 | $ 96,000 |
| SALISBURY, MD-DE | 30 | $ 7,690,000 | $ 224,000 | $ 64,500 |
| ANCHORAGE, AK | 29 | $ 9,600,000 | $ 331,000 | $ 86,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 29 | $ 12,515,000 | $ 431,000 | $ 90,000 |
| YUBA CITY, CA | 29 | $ 5,594,000 | $ 192,000 | $ 64,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 28 | $ 5,098,000 | $ 182,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 27 | $ 7,575,000 | $ 280,000 | $ 104,000 |
| FORT COLLINS, CO | 27 | $ 7,995,000 | $ 296,000 | $ 105,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 27 | $ 6,218,000 | $ 205,500 | $ 52,500 |
| RENO, NV | 27 | $ 8,710,000 | $ 322,000 | $ 110,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 27 | $ 13,155,000 | $ 487,000 | $ 84,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 27 | $ 10,603,000 | $ 392,000 | $ 97,000 |
| URBAN HONOLULU, HI | 27 | $ 13,035,000 | $ 482,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 26 | $ 6,699,000 | $ 257,000 | $ 67,000 |
| LAKELAND-WINTER HAVEN, FL | 26 | $ 4,592,000 | $ 176,000 | $ 63,000 |
| TUCSON, AZ | 26 | $ 5,728,000 | $ 220,000 | $ 77,000 |
| COLUMBUS, GA-AL | 25 | $ 4,187,000 | $ 184,000 | $ 103,500 |
| PORTLAND-SOUTH PORTLAND, ME | 25 | $ 6,658,000 | $ 266,000 | $ 56,000 |
| SHREVEPORT-BOSSIER CITY, LA | 25 | $ 5,174,000 | $ 206,000 | $ 65,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 24 | $ 3,887,000 | $ 160,333 | $ 68,000 |
| STOCKTON-LODI, CA | 24 | $ 7,458,000 | $ 310,000 | $ 72,000 |
| ALBUQUERQUE, NM | 22 | $ 5,249,000 | $ 238,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 22 | $ 4,681,000 | $ 212,000 | $ 68,000 |
| DOVER, DE | 22 | $ 4,684,000 | $ 212,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 22 | $ 4,971,000 | $ 248,500 | $ 105,000 |
| JONESBORO, AR | 22 | $ 3,893,000 | $ 176,000 | $ 78,000 |
| SALEM, OR | 22 | $ 5,113,000 | $ 232,000 | $ 78,000 |
| FRESNO, CA | 21 | $ 5,963,000 | $ 283,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 3,409,000 | $ 162,000 | $ 119,000 |
| KILLEEN-TEMPLE, TX | 21 | $ 2,913,000 | $ 138,000 | $ 44,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 5,010,000 | $ 223,000 | $ 102,000 |
| RACINE, WI | 21 | $ 3,549,000 | $ 169,000 | $ 83,000 |
| BAKERSFIELD, CA | 20 | $ 3,581,000 | $ 179,000 | $ 65,000 |
| KNOXVILLE, TN | 20 | $ 2,869,000 | $ 143,000 | $ 55,000 |
| PUEBLO, CO | 20 | $ 3,689,000 | $ 184,000 | $ 75,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 5,654,000 | $ 282,000 | $ 101,000 |
| WINSTON-SALEM, NC | 20 | $ 4,111,000 | $ 205,000 | $ 43,000 |
| GRAND RAPIDS-WYOMING, MI | 19 | $ 3,262,000 | $ 171,000 | $ 59,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 19 | $ 4,908,000 | $ 258,000 | $ 65,000 |
| JACKSON, MS | 19 | $ 4,231,000 | $ 222,000 | $ 61,000 |
| PINE BLUFF, AR | 19 | $ 1,869,000 | $ 98,000 | $ 42,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 19 | $ 11,460,000 | $ 603,000 | $ 161,000 |
| SYRACUSE, NY | 19 | $ 3,178,000 | $ 167,000 | $ 106,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 5,246,000 | $ 276,000 | $ 59,000 |
| AKRON, OH | 18 | $ 2,605,000 | $ 144,000 | $ 75,000 |
| PUNTA GORDA, FL | 18 | $ 2,914,000 | $ 161,000 | $ 59,000 |
| BARNSTABLE TOWN, MA | 17 | $ 5,670,000 | $ 333,000 | $ 91,000 |
| MODESTO, CA | 17 | $ 5,426,000 | $ 319,000 | $ 94,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 6,475,000 | $ 380,000 | $ 189,000 |
| PORT ST. LUCIE, FL | 17 | $ 4,929,000 | $ 289,000 | $ 75,000 |
| ROCHESTER, NY | 17 | $ 2,771,000 | $ 163,000 | $ 62,000 |
| BEND-REDMOND, OR | 16 | $ 3,588,000 | $ 224,000 | $ 77,000 |
| BREMERTON-SILVERDALE, WA | 16 | $ 4,025,000 | $ 251,000 | $ 57,000 |
| GAINESVILLE, FL | 16 | $ 3,010,000 | $ 188,000 | $ 96,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 16 | $ 3,479,000 | $ 217,000 | $ 65,000 |
| TULSA, OK | 16 | $ 3,281,000 | $ 205,000 | $ 65,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 15 | $ 2,581,000 | $ 172,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 15 | $ 2,756,000 | $ 183,000 | $ 60,000 |
| HOMOSASSA SPRINGS, FL | 15 | $ 1,866,000 | $ 124,000 | $ 62,000 |
| HUNTSVILLE, AL | 15 | $ 3,653,000 | $ 243,000 | $ 71,000 |
| MONTGOMERY, AL | 15 | $ 3,336,000 | $ 222,000 | $ 77,000 |
| SAVANNAH, GA | 15 | $ 3,092,000 | $ 206,000 | $ 55,000 |
| BATON ROUGE, LA | 14 | $ 3,488,000 | $ 249,000 | $ 72,000 |
| ELGIN, IL | 14 | $ 2,502,000 | $ 178,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 14 | $ 3,378,000 | $ 241,000 | $ 53,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 13 | $ 3,773,000 | $ 290,000 | $ 97,000 |
| HOT SPRINGS, AR | 13 | $ 2,099,000 | $ 161,000 | $ 38,000 |
| MICHIGAN CITY-LA PORTE, IN | 13 | $ 2,090,000 | $ 160,000 | $ 64,000 |
| YORK-HANOVER, PA | 13 | $ 2,224,000 | $ 171,000 | $ 63,000 |
| COEUR D'ALENE, ID | 12 | $ 5,696,000 | $ 474,000 | $ 99,000 |
| LAFAYETTE, LA | 12 | $ 2,898,000 | $ 241,000 | $ 66,000 |
| SALINAS, CA | 12 | $ 4,667,000 | $ 388,000 | $ 92,000 |
| SANTA MARIA-SANTA BARBARA, CA | 12 | $ 5,287,000 | $ 440,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 3,383,000 | $ 302,500 | $ 110,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 11 | $ 2,200,000 | $ 200,000 | $ 51,000 |
| JACKSONVILLE, NC | 11 | $ 2,893,000 | $ 263,000 | $ 45,000 |
| LONGVIEW, WA | 11 | $ 2,566,000 | $ 233,000 | $ 50,000 |
| LYNCHBURG, VA | 11 | $ 2,007,000 | $ 182,000 | $ 62,000 |
| MORRISTOWN, TN | 11 | $ 1,945,000 | $ 176,000 | $ 46,000 |
| OLYMPIA-TUMWATER, WA | 11 | $ 3,170,000 | $ 288,000 | $ 84,000 |
| SANTA ROSA, CA | 11 | $ 4,550,000 | $ 413,000 | $ 88,000 |
| SPARTANBURG, SC | 11 | $ 2,203,000 | $ 200,000 | $ 39,000 |
| SPRINGFIELD, MA | 11 | $ 1,956,000 | $ 177,000 | $ 58,000 |
| TRENTON, NJ | 11 | $ 3,019,000 | $ 274,000 | $ 75,000 |
| WILMINGTON, NC | 11 | $ 3,890,000 | $ 353,000 | $ 139,000 |
| ANN ARBOR, MI | 10 | $ 2,367,000 | $ 236,000 | $ 63,000 |
| BILLINGS, MT | 10 | $ 2,385,000 | $ 238,000 | $ 62,000 |
| CHAMPAIGN-URBANA, IL | 10 | $ 1,577,000 | $ 157,000 | $ 74,000 |
| LAWTON, OK | 10 | $ 2,055,000 | $ 205,000 | $ 32,000 |
| MEDFORD, OR | 10 | $ 2,506,000 | $ 250,000 | $ 68,000 |
| WICHITA, KS | 10 | $ 2,003,000 | $ 200,000 | $ 43,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,654,000 | $ 294,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,182,000 | $ 131,000 | $ 120,000 |
| CORPUS CHRISTI, TX | 9 | $ 1,358,000 | $ 150,000 | $ 54,000 |
| DOTHAN, AL | 9 | $ 1,546,000 | $ 171,000 | $ 46,000 |
| DULUTH, MN-WI | 9 | $ 2,172,000 | $ 241,000 | $ 81,000 |
| FLINT, MI | 9 | $ 1,633,000 | $ 181,000 | $ 76,000 |
| FORT SMITH, AR-OK | 9 | $ 1,685,000 | $ 213,000 | $ 83,500 |
| HARRISBURG-CARLISLE, PA | 9 | $ 2,098,000 | $ 233,000 | $ 103,000 |
| KENNEWICK-RICHLAND, WA | 9 | $ 1,788,000 | $ 198,000 | $ 66,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 9 | $ 3,689,000 | $ 409,000 | $ 84,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 1,268,000 | $ 140,000 | $ 46,000 |
| ST. GEORGE, UT | 9 | $ 1,611,000 | $ 179,000 | $ 69,000 |
| TALLAHASSEE, FL | 9 | $ 1,613,000 | $ 179,000 | $ 101,000 |
| WARNER ROBINS, GA | 9 | $ 1,719,000 | $ 191,000 | $ 33,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 2,424,000 | $ 303,000 | $ 56,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,456,000 | $ 175,000 | $ 19,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 1,546,000 | $ 188,500 | $ 60,000 |
| HATTIESBURG, MS | 8 | $ 1,245,000 | $ 155,000 | $ 37,000 |
| JANESVILLE-BELOIT, WI | 8 | $ 1,118,000 | $ 139,000 | $ 93,000 |
| KINGSTON, NY | 8 | $ 2,021,000 | $ 252,000 | $ 97,000 |
| PRESCOTT, AZ | 8 | $ 1,594,000 | $ 199,000 | $ 48,000 |
| SPRINGFIELD, OH | 8 | $ 1,007,000 | $ 125,000 | $ 30,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 2,738,000 | $ 342,000 | $ 137,000 |
| CEDAR RAPIDS, IA | 7 | $ 1,425,000 | $ 203,000 | $ 49,000 |
| CHARLESTON, WV | 7 | $ 2,127,000 | $ 303,000 | $ 58,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,351,000 | $ 172,500 | $ 61,000 |
| IDAHO FALLS, ID | 7 | $ 1,198,000 | $ 171,000 | $ 55,000 |
| MADISON, WI | 7 | $ 1,593,000 | $ 227,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,095,000 | $ 156,000 | $ 58,000 |
| MISSOULA, MT | 7 | $ 1,846,000 | $ 263,000 | $ 77,000 |
| PEORIA, IL | 7 | $ 863,000 | $ 123,000 | $ 62,000 |
| ROCHESTER, MN | 7 | $ 1,327,000 | $ 189,000 | $ 70,000 |
| SHEBOYGAN, WI | 7 | $ 780,000 | $ 111,000 | $ 52,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 2,030,000 | $ 290,000 | $ 91,000 |
| ALBANY, GA | 6 | $ 979,000 | $ 163,000 | $ 72,000 |
| AUBURN-OPELIKA, AL | 6 | $ 1,394,000 | $ 232,000 | $ 26,000 |
| BLOOMINGTON, IL | 6 | $ 1,021,000 | $ 170,000 | $ 57,000 |
| BRUNSWICK, GA | 6 | $ 1,727,000 | $ 287,000 | $ 97,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,243,000 | $ 207,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,915,000 | $ 319,000 | $ 62,000 |
| FLORENCE, SC | 6 | $ 1,372,000 | $ 228,000 | $ 62,000 |
| HINESVILLE, GA | 6 | $ 994,000 | $ 165,000 | $ 46,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 2,553,000 | $ 425,000 | $ 48,000 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 1,125,000 | $ 187,000 | $ 91,000 |
| KANKAKEE, IL | 6 | $ 908,000 | $ 151,000 | $ 71,000 |
| LINCOLN, NE | 6 | $ 1,422,000 | $ 237,000 | $ 68,000 |
| MORGANTOWN, WV | 6 | $ 1,519,000 | $ 253,000 | $ 50,000 |
| OCEAN CITY, NJ | 6 | $ 1,280,000 | $ 213,000 | $ 69,000 |
| READING, PA | 6 | $ 1,393,000 | $ 232,000 | $ 91,000 |
| REDDING, CA | 6 | $ 1,639,000 | $ 273,000 | $ 59,000 |
| SAGINAW, MI | 6 | $ 1,074,000 | $ 179,000 | $ 79,000 |
| SAN RAFAEL, CA | 6 | $ 2,412,000 | $ 402,000 | $ 96,000 |
| ABILENE, TX | 5 | $ 1,064,000 | $ 212,000 | $ 112,000 |
| ALBANY, OR | 5 | $ 1,313,000 | $ 262,000 | $ 88,000 |
| BINGHAMTON, NY | 5 | $ 623,000 | $ 124,000 | $ 57,000 |
| BLOOMINGTON, IN | 5 | $ 1,028,000 | $ 205,000 | $ 75,000 |
| BOWLING GREEN, KY | 5 | $ 943,000 | $ 188,000 | $ 64,000 |
| EL PASO, TX | 5 | $ 943,000 | $ 188,000 | $ 150,000 |
| FARGO, ND-MN | 5 | $ 1,184,000 | $ 221,500 | $ 71,000 |
| GAINESVILLE, GA | 5 | $ 1,617,000 | $ 323,000 | $ 134,000 |
| GLENS FALLS, NY | 5 | $ 895,000 | $ 179,000 | $ 57,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,809,000 | $ 361,000 | $ 75,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,235,000 | $ 247,000 | $ 99,000 |
| LANSING-EAST LANSING, MI | 5 | $ 572,000 | $ 114,000 | $ 60,000 |
| LAS CRUCES, NM | 5 | $ 1,656,000 | $ 331,000 | $ 91,000 |
| MERCED, CA | 5 | $ 1,417,000 | $ 283,000 | $ 89,000 |
| MUSKEGON, MI | 5 | $ 1,397,000 | $ 279,000 | $ 41,000 |
| PARKERSBURG-VIENNA, WV | 5 | $ 1,036,000 | $ 207,000 | $ 85,000 |
| ROANOKE, VA | 5 | $ 1,150,000 | $ 230,000 | $ 58,000 |
| ROCKY MOUNT, NC | 5 | $ 1,106,000 | $ 221,000 | $ 33,000 |
| SANTA FE, NM | 5 | $ 1,688,000 | $ 337,000 | $ 106,000 |
| SPRINGFIELD, MO | 5 | $ 1,340,000 | $ 268,000 | $ 106,000 |
| TOPEKA, KS | 5 | $ 823,000 | $ 164,000 | $ 48,000 |
| UTICA-ROME, NY | 5 | $ 649,000 | $ 129,000 | $ 40,000 |
| VALDOSTA, GA | 5 | $ 783,000 | $ 156,000 | $ 38,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 835,000 | $ 167,000 | $ 51,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 822,000 | $ 164,000 | $ 33,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 621,000 | $ 124,000 | $ 51,000 |
| AMARILLO, TX | 4 | $ 652,000 | $ 163,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 984,000 | $ 246,000 | $ 72,000 |
| CARBONDALE-MARION, IL | 4 | $ 736,000 | $ 184,000 | $ 177,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 638,000 | $ 159,000 | $ 46,000 |
| CHICO, CA | 4 | $ 1,053,000 | $ 263,000 | $ 66,000 |
| EL CENTRO, CA | 4 | $ 1,506,000 | $ 376,000 | $ 19,000 |
| EUGENE, OR | 4 | $ 905,000 | $ 226,000 | $ 54,000 |
| FOND DU LAC, WI | 4 | $ 729,000 | $ 182,000 | $ 87,000 |
| FORT WAYNE, IN | 4 | $ 464,000 | $ 116,000 | $ 31,000 |
| GRAND ISLAND, NE | 4 | $ 902,000 | $ 225,000 | $ 109,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 647,000 | $ 161,000 | $ 41,000 |
| JOHNSON CITY, TN | 4 | $ 787,000 | $ 196,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 710,000 | $ 177,500 | $ 25,500 |
| LAKE CHARLES, LA | 4 | $ 790,000 | $ 197,000 | $ 82,000 |
| LUBBOCK, TX | 4 | $ 533,000 | $ 133,000 | $ 120,000 |
| MADERA, CA | 4 | $ 1,083,000 | $ 270,000 | $ 74,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 423,000 | $ 105,000 | $ 79,000 |
| MIDLAND, TX | 4 | $ 1,006,000 | $ 251,000 | $ 117,000 |
| MONROE, LA | 4 | $ 1,064,000 | $ 266,000 | $ 76,000 |
| NEW BERN, NC | 4 | $ 1,382,000 | $ 345,000 | $ 79,000 |
| RAPID CITY, SD | 4 | $ 865,000 | $ 216,000 | $ 36,000 |
| ROCKFORD, IL | 4 | $ 642,000 | $ 160,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,245,000 | $ 311,000 | $ 150,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 696,000 | $ 248,000 | $ 96,000 |
| SPRINGFIELD, IL | 4 | $ 489,000 | $ 122,000 | $ 58,000 |
| SUMTER, SC | 4 | $ 542,000 | $ 135,000 | $ 0 |
| TEXARKANA, TX-AR | 4 | $ 486,000 | $ 121,500 | $ 36,500 |
| THE VILLAGES, FL | 4 | $ 776,000 | $ 194,000 | $ 46,000 |
| YAKIMA, WA | 4 | $ 721,000 | $ 180,000 | $ 22,000 |
| AMES, IA | 3 | $ 379,000 | $ 126,000 | $ 112,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 617,000 | $ 205,000 | $ 89,000 |
| BECKLEY, WV | 3 | $ 425,000 | $ 141,000 | $ 56,000 |
| EAST STROUDSBURG, PA | 3 | $ 497,000 | $ 165,000 | $ 87,000 |
| EAU CLAIRE, WI | 3 | $ 1,045,000 | $ 348,000 | $ 100,000 |
| FLAGSTAFF, AZ | 3 | $ 660,000 | $ 220,000 | $ 80,000 |
| GETTYSBURG, PA | 3 | $ 672,000 | $ 224,000 | $ 18,000 |
| GRAND FORKS, ND-MN | 3 | $ 508,000 | $ 169,000 | $ 45,000 |
| GREENVILLE, NC | 3 | $ 519,000 | $ 173,000 | $ 54,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 821,000 | $ 273,000 | $ 209,000 |
| LEWISTON, ID-WA | 3 | $ 764,000 | $ 254,000 | $ 48,000 |
| LEWISTON-AUBURN, ME | 3 | $ 491,000 | $ 163,000 | $ 64,000 |
| LOGAN, UT-ID | 3 | $ 271,000 | $ 90,000 | $ 39,000 |
| MONROE, MI | 3 | $ 620,000 | $ 206,000 | $ 95,000 |
| NAPA, CA | 3 | $ 617,000 | $ 205,000 | $ 146,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 615,000 | $ 205,000 | $ 39,000 |
| PITTSFIELD, MA | 3 | $ 403,000 | $ 134,000 | $ 39,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 471,000 | $ 157,000 | $ 70,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 894,000 | $ 298,000 | $ 88,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 564,000 | $ 188,000 | $ 87,000 |
| SIOUX FALLS, SD | 3 | $ 588,000 | $ 196,000 | $ 95,000 |
| TOLEDO, OH | 3 | $ 309,000 | $ 103,000 | $ 72,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 613,000 | $ 204,000 | $ 0 |
| WALLA WALLA, WA | 3 | $ 950,000 | $ 316,000 | $ 76,000 |
| WINCHESTER, VA-WV | 3 | $ 766,000 | $ 251,500 | $ 115,500 |
| BELLINGHAM, WA | 2 | $ 607,000 | $ 303,000 | $ 91,000 |
| CARSON CITY, NV | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| CHEYENNE, WY | 2 | $ 214,000 | $ 107,000 | $ 36,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 404,000 | $ 202,000 | $ 76,000 |
| COLUMBIA, MO | 2 | $ 272,000 | $ 136,000 | $ 19,000 |
| COLUMBUS, IN | 2 | $ 289,000 | $ 144,000 | $ 62,000 |
| CUMBERLAND, MD-WV | 2 | $ 464,000 | $ 232,000 | $ 92,500 |
| DALTON, GA | 2 | $ 354,000 | $ 177,000 | $ 102,000 |
| DECATUR, IL | 2 | $ 476,000 | $ 238,000 | $ 106,000 |
| ELKHART-GOSHEN, IN | 2 | $ 518,000 | $ 259,000 | $ 62,000 |
| ERIE, PA | 2 | $ 266,000 | $ 133,000 | $ 50,000 |
| FARMINGTON, NM | 2 | $ 758,000 | $ 379,000 | $ 251,000 |
| GOLDSBORO, NC | 2 | $ 364,000 | $ 182,000 | $ 76,000 |
| GRAND JUNCTION, CO | 2 | $ 409,000 | $ 204,000 | $ 46,000 |
| GRANTS PASS, OR | 2 | $ 399,000 | $ 199,000 | $ 71,000 |
| GREEN BAY, WI | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| HANFORD-CORCORAN, CA | 2 | $ 616,000 | $ 308,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 344,000 | $ 172,000 | $ 24,000 |
| ITHACA, NY | 2 | $ 314,000 | $ 157,000 | $ 33,000 |
| JOPLIN, MO | 2 | $ 286,000 | $ 143,000 | $ 22,000 |
| LANCASTER, PA | 2 | $ 255,000 | $ 127,000 | $ 73,000 |
| MACON, GA | 2 | $ 292,000 | $ 146,000 | $ 77,000 |
| MANHATTAN, KS | 2 | $ 367,000 | $ 183,000 | $ 124,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 447,000 | $ 223,000 | $ 53,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 485,000 | $ 242,000 | $ 26,000 |
| OWENSBORO, KY | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| SEBRING, FL | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 283,000 | $ 141,000 | $ 69,000 |
| ST. CLOUD, MN | 2 | $ 383,000 | $ 191,000 | $ 101,000 |
| TUSCALOOSA, AL | 2 | $ 545,000 | $ 272,000 | $ 86,000 |
| TYLER, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| WAUSAU, WI | 2 | $ 370,000 | $ 185,000 | $ 43,000 |
| WICHITA FALLS, TX | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
| ALTOONA, PA | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| APPLETON, WI | 1 | $ 188,000 | $ 188,000 | $ 91,000 |
| BANGOR, ME | 1 | $ 309,000 | $ 309,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 249,000 | $ 249,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| CASPER, WY | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| CLEVELAND, TN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| DANVILLE, IL | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| DECATUR, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| ELMIRA, NY | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| EVANSVILLE, IN-KY | 1 | $ 202,000 | $ 202,000 | $ 80,000 |
| FAIRBANKS, AK | 1 | $ 237,000 | $ 237,000 | $ 6,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| GADSDEN, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 352,000 | $ 352,000 | $ 0 |
| HAMMOND, LA | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| JEFFERSON CITY, MO | 1 | $ 242,000 | $ 242,000 | $ 67,000 |
| JOHNSTOWN, PA | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| LIMA, OH | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| MUNCIE, IN | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| ODESSA, TX | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| POCATELLO, ID | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| SAN ANGELO, TX | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| STATE COLLEGE, PA | 1 | $ 410,000 | $ 410,000 | $ 119,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 267,000 | $ 267,000 | $ 36,000 |
| TERRE HAUTE, IN | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
| WACO, TX | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| WENATCHEE, WA | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| WILLIAMSPORT, PA | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,240 | $1,905,474,000 | $206,000 | $1,900,000 | $84,000 | $1,454,000 |
| Refinancing | 8,095 | $2,136,016,000 | $263,000 | $2,450,000 | $83,000 | $3,600,000 |
| Home Improvement | 57 | $1,743,000 | $30,000 | $344,000 | $63,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,355 | $2,873,842,000 | $232,000 | $2,450,000 | $88,000 | $3,600,000 |
| Black or African American | 1,686 | $358,220,000 | $212,000 | $1,900,000 | $68,000 | $1,437,000 |
| Not Provided | 1,536 | $395,466,000 | $257,000 | $1,441,000 | $77,000 | $1,456,000 |
| Hispanic | 1,236 | $270,010,000 | $218,000 | $1,246,000 | $69,000 | $1,140,000 |
| Asian | 383 | $98,962,000 | $258,000 | $864,000 | $105,000 | $1,311,000 |
| American Indian or Alaskan Native | 98 | $22,845,000 | $233,000 | $641,000 | $71,000 | $335,000 |
| Native Hawaiin or Other Pacific Islander | 92 | $22,838,000 | $248,000 | $800,000 | $79,000 | $300,000 |
| Not applicable | 6 | $1,050,000 | $175,000 | $477,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,736 | $1,797,735,000 | $232,000 | $2,450,000 | $106,000 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 4,687 | $1,342,718,000 | $286,000 | $2,066,000 | $71,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 4,237 | $801,849,000 | $189,000 | $636,000 | $63,000 | $876,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 732 | $100,931,000 | $137,000 | $391,000 | $49,000 | $995,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,239 | $2,306,867,000 | $225,000 | $1,896,000 | $84,000 | $1,454,000 |
| Application Withdrawn By Applicant | 4,879 | $1,213,948,000 | $248,000 | $2,031,000 | $87,000 | $3,600,000 |
| Application Denied By Financial Institution | 1,643 | $373,032,000 | $227,000 | $2,450,000 | $72,000 | $1,437,000 |
| Application Approved But Not Accepted | 471 | $113,005,000 | $239,000 | $1,850,000 | $92,000 | $1,432,000 |
| File Closed For Incompleteness | 141 | $33,199,000 | $235,000 | $1,080,000 | $81,000 | $535,000 |
| Loan Purchased By The Institution | 19 | $3,182,000 | $167,000 | $335,000 | $71,000 | $146,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.