Bank of England Mortgage Lending & HMDA Data, 2016
In 2016, Bank of England of England, AR reported 17,392 mortgage applications totaling $4.0 billion, up 4% from 2015. The average application was for $232,476, and applicants reported an average income of $83,465. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Jacksonville, FL (1,521), Denver-Aurora-Lakewood, CO (938) and Atlanta-Sandy Springs-Roswell, GA (540) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,392 |
| Total Mortgage Loan Application Amount | $4,043,233,000 |
| Average Mortgage Loan Application Amount | $232,476 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $83,465 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jacksonville, FL | 1,521 | $ 303,158,000 | $ 199,314 | $ 87,000 |
| Denver-Aurora-Lakewood, CO | 938 | $ 270,760,000 | $ 288,656 | $ 89,000 |
| Atlanta-Sandy Springs-Roswell, GA | 540 | $ 126,442,000 | $ 234,151 | $ 99,000 |
| Gary, IN | 467 | $ 80,223,000 | $ 171,783 | $ 75,000 |
| Little Rock-North Little Rock-Conway, AR | 466 | $ 65,519,000 | $ 140,598 | $ 70,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 418 | $ 119,439,000 | $ 285,739 | $ 100,107 |
| Memphis, TN-MS-AR | 376 | $ 80,455,000 | $ 213,976 | $ 101,638 |
| Las Vegas-Henderson-Paradise, NV | 349 | $ 89,088,000 | $ 255,266 | $ 79,000 |
| Orlando-Kissimmee-Sanford, FL | 329 | $ 70,013,000 | $ 212,805 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 302 | $ 61,367,000 | $ 203,201 | $ 76,000 |
| Lexington-Fayette, KY | 290 | $ 53,623,000 | $ 184,906 | $ 78,000 |
| North Port-Sarasota-Bradenton, FL | 280 | $ 66,643,000 | $ 238,010 | $ 109,000 |
| Chicago-Naperville-Arlington Heights, IL | 254 | $ 52,772,000 | $ 207,763 | $ 86,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 231 | $ 88,813,000 | $ 384,471 | $ 96,259 |
| Cincinnati, OH-KY-IN | 226 | $ 40,248,000 | $ 178,088 | $ 73,973 |
| New York-Jersey City-White Plains, NY-NJ | 226 | $ 76,078,000 | $ 336,628 | $ 107,398 |
| Warren-Troy-Farmington Hills, MI | 207 | $ 46,093,000 | $ 222,671 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 206 | $ 52,203,000 | $ 253,412 | $ 101,000 |
| Pittsburgh, PA | 197 | $ 38,897,000 | $ 197,446 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 182 | $ 74,922,000 | $ 411,659 | $ 99,000 |
| Boise City, ID | 173 | $ 40,849,000 | $ 236,121 | $ 87,000 |
| Louisville/Jefferson County, KY-IN | 173 | $ 33,639,000 | $ 194,445 | $ 77,208 |
| Hartford-West Hartford-East Hartford, CT | 158 | $ 32,395,000 | $ 205,031 | $ 80,000 |
| Houston-The Woodlands-Sugar Land, TX | 152 | $ 40,979,000 | $ 269,598 | $ 115,000 |
| Cleveland-Elyria, OH | 150 | $ 24,570,000 | $ 163,800 | $ 77,000 |
| Salt Lake City, UT | 146 | $ 33,426,000 | $ 228,945 | $ 73,000 |
| Riverside-San Bernardino-Ontario, CA | 141 | $ 46,010,000 | $ 326,312 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 125 | $ 31,058,000 | $ 248,464 | $ 111,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 125 | $ 34,109,000 | $ 272,872 | $ 67,632 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 120 | $ 27,877,000 | $ 232,308 | $ 93,200 |
| Daphne-Fairhope-Foley, AL | 118 | $ 24,739,000 | $ 209,652 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 118 | $ 27,275,000 | $ 231,144 | $ 97,000 |
| San Diego-Carlsbad, CA | 116 | $ 49,599,000 | $ 427,577 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 113 | $ 22,956,000 | $ 203,150 | $ 78,000 |
| Charlotte-Concord-Gastonia, NC-SC | 95 | $ 20,454,000 | $ 215,305 | $ 66,242 |
| Columbus, OH | 93 | $ 17,097,000 | $ 183,838 | $ 73,000 |
| Providence-Warwick, RI-MA | 87 | $ 20,588,000 | $ 236,643 | $ 90,563 |
| Nassau County-Suffolk County, NY | 86 | $ 29,473,000 | $ 342,709 | $ 111,000 |
| Baltimore-Columbia-Towson, MD | 85 | $ 25,342,000 | $ 298,141 | $ 85,000 |
| New Haven-Milford, CT | 84 | $ 18,613,000 | $ 221,583 | $ 80,000 |
| Boston, MA | 81 | $ 28,537,000 | $ 352,308 | $ 113,000 |
| Colorado Springs, CO | 78 | $ 20,030,000 | $ 256,794 | $ 63,000 |
| Dallas-Plano-Irving, TX | 76 | $ 19,607,000 | $ 257,986 | $ 93,000 |
| Panama City, FL | 75 | $ 15,825,000 | $ 211,000 | $ 87,000 |
| New Orleans-Metairie, LA | 71 | $ 15,146,000 | $ 213,323 | $ 76,000 |
| Ocala, FL | 71 | $ 9,527,000 | $ 134,183 | $ 50,000 |
| Raleigh, NC | 70 | $ 15,991,000 | $ 228,442 | $ 96,000 |
| Cambridge-Newton-Framingham, MA | 63 | $ 19,628,000 | $ 311,555 | $ 85,000 |
| San Antonio-New Braunfels, TX | 62 | $ 13,375,000 | $ 215,725 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 62 | $ 22,839,000 | $ 368,370 | $ 94,000 |
| Montgomery County-Bucks County-Chester County, PA | 60 | $ 17,098,000 | $ 284,966 | $ 71,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 60 | $ 19,512,000 | $ 325,200 | $ 83,000 |
| Mobile, AL | 57 | $ 8,762,000 | $ 153,719 | $ 66,000 |
| Newark, NJ-PA | 56 | $ 18,486,000 | $ 330,107 | $ 125,250 |
| Columbia, SC | 55 | $ 10,684,000 | $ 194,254 | $ 70,000 |
| Oakland-Hayward-Berkeley, CA | 55 | $ 23,759,000 | $ 431,981 | $ 118,000 |
| Pensacola-Ferry Pass-Brent, FL | 55 | $ 11,746,000 | $ 213,563 | $ 69,000 |
| Dayton, OH | 54 | $ 9,921,000 | $ 183,722 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 54 | $ 14,869,000 | $ 275,351 | $ 101,000 |
| Kansas City, MO-KS | 52 | $ 11,035,000 | $ 212,211 | $ 71,846 |
| Asheville, NC | 51 | $ 9,871,000 | $ 193,549 | $ 57,000 |
| Wilmington, DE-MD-NJ | 51 | $ 11,655,000 | $ 228,529 | $ 70,411 |
| Austin-Round Rock, TX | 48 | $ 10,893,000 | $ 226,937 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 48 | $ 17,539,000 | $ 365,395 | $ 109,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 48 | $ 10,419,000 | $ 217,062 | $ 91,416 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 48 | $ 11,138,000 | $ 232,041 | $ 76,812 |
| Ogden-Clearfield, UT | 48 | $ 10,074,000 | $ 209,875 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 48 | $ 12,257,000 | $ 255,354 | $ 78,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 12,100,000 | $ 257,446 | $ 130,000 |
| Provo-Orem, UT | 46 | $ 11,237,000 | $ 244,282 | $ 70,000 |
| Worcester, MA-CT | 46 | $ 10,416,000 | $ 226,434 | $ 77,304 |
| Detroit-Dearborn-Livonia, MI | 45 | $ 6,031,000 | $ 134,022 | $ 61,000 |
| St. Louis, MO-IL | 44 | $ 10,223,000 | $ 232,340 | $ 72,181 |
| Tacoma-Lakewood, WA | 43 | $ 11,969,000 | $ 278,348 | $ 71,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 40 | $ 11,101,000 | $ 277,525 | $ 89,000 |
| Oklahoma City, OK | 39 | $ 7,460,000 | $ 191,282 | $ 66,000 |
| Anaheim-Santa Ana-Irvine, CA | 37 | $ 17,348,000 | $ 468,864 | $ 105,000 |
| Bismarck, ND | 37 | $ 7,723,000 | $ 208,729 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 35 | $ 7,535,000 | $ 215,285 | $ 85,000 |
| Camden, NJ | 35 | $ 8,130,000 | $ 232,285 | $ 118,000 |
| Fort Worth-Arlington, TX | 35 | $ 7,344,000 | $ 209,828 | $ 76,000 |
| Richmond, VA | 34 | $ 8,589,000 | $ 252,617 | $ 67,000 |
| Charleston-North Charleston, SC | 32 | $ 8,008,000 | $ 250,250 | $ 42,000 |
| Fayetteville, NC | 32 | $ 6,555,000 | $ 204,843 | $ 59,000 |
| Augusta-Richmond County, GA-SC | 31 | $ 6,723,000 | $ 216,870 | $ 51,064 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 7,651,000 | $ 246,806 | $ 64,000 |
| Philadelphia, PA | 31 | $ 7,312,000 | $ 235,870 | $ 86,000 |
| Boulder, CO | 30 | $ 9,384,000 | $ 312,800 | $ 120,000 |
| Greeley, CO | 30 | $ 8,079,000 | $ 269,300 | $ 83,000 |
| Greenville-Anderson-Mauldin, SC | 30 | $ 6,429,000 | $ 214,300 | $ 91,000 |
| Norwich-New London, CT | 30 | $ 7,065,000 | $ 235,500 | $ 96,000 |
| Salisbury, MD-DE | 30 | $ 7,690,000 | $ 256,333 | $ 81,400 |
| Anchorage, AK | 29 | $ 9,600,000 | $ 331,034 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 29 | $ 12,515,000 | $ 431,551 | $ 90,000 |
| Yuba City, CA | 29 | $ 5,594,000 | $ 192,896 | $ 64,000 |
| Indianapolis-Carmel-Anderson, IN | 28 | $ 5,098,000 | $ 182,071 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 7,575,000 | $ 280,555 | $ 104,000 |
| Fort Collins, CO | 27 | $ 7,995,000 | $ 296,111 | $ 105,000 |
| Omaha-Council Bluffs, NE-IA | 27 | $ 6,218,000 | $ 230,296 | $ 58,814 |
| Reno, NV | 27 | $ 8,710,000 | $ 322,592 | $ 110,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 13,155,000 | $ 487,222 | $ 84,000 |
| Silver Spring-Frederick-Rockville, MD | 27 | $ 10,603,000 | $ 392,703 | $ 97,000 |
| Urban Honolulu, HI | 27 | $ 13,035,000 | $ 482,777 | $ 73,000 |
| Durham-Chapel Hill, NC | 26 | $ 6,699,000 | $ 257,653 | $ 67,000 |
| Lakeland-Winter Haven, FL | 26 | $ 4,592,000 | $ 176,615 | $ 63,000 |
| Tucson, AZ | 26 | $ 5,728,000 | $ 220,307 | $ 77,000 |
| Columbus, GA-AL | 25 | $ 4,187,000 | $ 167,480 | $ 119,080 |
| Portland-South Portland, ME | 25 | $ 6,658,000 | $ 266,320 | $ 56,000 |
| Shreveport-Bossier City, LA | 25 | $ 5,174,000 | $ 206,960 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 24 | $ 3,887,000 | $ 161,958 | $ 64,125 |
| Stockton-Lodi, CA | 24 | $ 7,458,000 | $ 310,750 | $ 72,000 |
| Albuquerque, NM | 22 | $ 5,249,000 | $ 238,590 | $ 66,000 |
| Birmingham-Hoover, AL | 22 | $ 4,681,000 | $ 212,772 | $ 68,000 |
| Dover, DE | 22 | $ 4,684,000 | $ 212,909 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 22 | $ 4,971,000 | $ 225,954 | $ 93,545 |
| Jonesboro, AR | 22 | $ 3,893,000 | $ 176,954 | $ 78,000 |
| Salem, OR | 22 | $ 5,113,000 | $ 232,409 | $ 78,000 |
| Fresno, CA | 21 | $ 5,963,000 | $ 283,952 | $ 81,000 |
| Greensboro-High Point, NC | 21 | $ 3,409,000 | $ 162,333 | $ 119,000 |
| Killeen-Temple, TX | 21 | $ 2,913,000 | $ 138,714 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 5,010,000 | $ 238,571 | $ 112,238 |
| Racine, WI | 21 | $ 3,549,000 | $ 169,000 | $ 83,000 |
| Bakersfield, CA | 20 | $ 3,581,000 | $ 179,050 | $ 65,000 |
| Knoxville, TN | 20 | $ 2,869,000 | $ 143,450 | $ 55,000 |
| Pueblo, CO | 20 | $ 3,689,000 | $ 184,450 | $ 75,000 |
| Rockingham County-Strafford County, NH | 20 | $ 5,654,000 | $ 282,700 | $ 101,000 |
| Winston-Salem, NC | 20 | $ 4,111,000 | $ 205,550 | $ 43,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 3,262,000 | $ 171,684 | $ 59,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 19 | $ 4,908,000 | $ 258,315 | $ 65,000 |
| Jackson, MS | 19 | $ 4,231,000 | $ 222,684 | $ 61,000 |
| Pine Bluff, AR | 19 | $ 1,869,000 | $ 98,368 | $ 42,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 11,460,000 | $ 603,157 | $ 161,000 |
| Syracuse, NY | 19 | $ 3,178,000 | $ 167,263 | $ 106,000 |
| Vallejo-Fairfield, CA | 19 | $ 5,246,000 | $ 276,105 | $ 59,000 |
| Akron, OH | 18 | $ 2,605,000 | $ 144,722 | $ 75,000 |
| Punta Gorda, FL | 18 | $ 2,914,000 | $ 161,888 | $ 59,000 |
| Barnstable Town, MA | 17 | $ 5,670,000 | $ 333,529 | $ 91,000 |
| Modesto, CA | 17 | $ 5,426,000 | $ 319,176 | $ 94,000 |
| Naples-Immokalee-Marco Island, FL | 17 | $ 6,475,000 | $ 380,882 | $ 189,000 |
| Port St. Lucie, FL | 17 | $ 4,929,000 | $ 289,941 | $ 75,000 |
| Rochester, NY | 17 | $ 2,771,000 | $ 163,000 | $ 62,000 |
| Bend-Redmond, OR | 16 | $ 3,588,000 | $ 224,250 | $ 77,000 |
| Bremerton-Silverdale, WA | 16 | $ 4,025,000 | $ 251,562 | $ 57,000 |
| Gainesville, FL | 16 | $ 3,010,000 | $ 188,125 | $ 96,000 |
| Gulfport-Biloxi-Pascagoula, MS | 16 | $ 3,479,000 | $ 217,437 | $ 65,000 |
| Tulsa, OK | 16 | $ 3,281,000 | $ 205,062 | $ 65,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 15 | $ 2,581,000 | $ 172,066 | $ 87,000 |
| Des Moines-West Des Moines, IA | 15 | $ 2,756,000 | $ 183,733 | $ 60,000 |
| Homosassa Springs, FL | 15 | $ 1,866,000 | $ 124,400 | $ 62,000 |
| Huntsville, AL | 15 | $ 3,653,000 | $ 243,533 | $ 71,000 |
| Montgomery, AL | 15 | $ 3,336,000 | $ 222,400 | $ 77,000 |
| Savannah, GA | 15 | $ 3,092,000 | $ 206,133 | $ 55,000 |
| Baton Rouge, LA | 14 | $ 3,488,000 | $ 249,142 | $ 72,000 |
| Elgin, IL | 14 | $ 2,502,000 | $ 178,714 | $ 86,000 |
| Manchester-Nashua, NH | 14 | $ 3,378,000 | $ 241,285 | $ 53,000 |
| Dutchess County-Putnam County, NY | 13 | $ 3,773,000 | $ 290,230 | $ 97,000 |
| Hot Springs, AR | 13 | $ 2,099,000 | $ 161,461 | $ 38,000 |
| Michigan City-La Porte, IN | 13 | $ 2,090,000 | $ 160,769 | $ 64,000 |
| York-Hanover, PA | 13 | $ 2,224,000 | $ 171,076 | $ 63,000 |
| Coeur D'Alene, ID | 12 | $ 5,696,000 | $ 474,666 | $ 99,000 |
| Lafayette, LA | 12 | $ 2,898,000 | $ 241,500 | $ 66,000 |
| Salinas, CA | 12 | $ 4,667,000 | $ 388,916 | $ 92,000 |
| Santa Maria-Santa Barbara, CA | 12 | $ 5,287,000 | $ 440,583 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 3,383,000 | $ 307,545 | $ 83,909 |
| Elizabethtown-Fort Knox, KY | 11 | $ 2,200,000 | $ 200,000 | $ 51,000 |
| Jacksonville, NC | 11 | $ 2,893,000 | $ 263,000 | $ 45,000 |
| Longview, WA | 11 | $ 2,566,000 | $ 233,272 | $ 50,000 |
| Lynchburg, VA | 11 | $ 2,007,000 | $ 182,454 | $ 62,000 |
| Morristown, TN | 11 | $ 1,945,000 | $ 176,818 | $ 46,000 |
| Olympia-Tumwater, WA | 11 | $ 3,170,000 | $ 288,181 | $ 84,000 |
| Santa Rosa, CA | 11 | $ 4,550,000 | $ 413,636 | $ 88,000 |
| Spartanburg, SC | 11 | $ 2,203,000 | $ 200,272 | $ 39,000 |
| Springfield, MA | 11 | $ 1,956,000 | $ 177,818 | $ 58,000 |
| Trenton, NJ | 11 | $ 3,019,000 | $ 274,454 | $ 75,000 |
| Wilmington, NC | 11 | $ 3,890,000 | $ 353,636 | $ 139,000 |
| Ann Arbor, MI | 10 | $ 2,367,000 | $ 236,700 | $ 63,000 |
| Billings, MT | 10 | $ 2,385,000 | $ 238,500 | $ 62,000 |
| Champaign-Urbana, IL | 10 | $ 1,577,000 | $ 157,700 | $ 74,000 |
| Lawton, OK | 10 | $ 2,055,000 | $ 205,500 | $ 32,000 |
| Medford, OR | 10 | $ 2,506,000 | $ 250,600 | $ 68,000 |
| Wichita, KS | 10 | $ 2,003,000 | $ 200,300 | $ 43,000 |
| California-Lexington Park, MD | 9 | $ 2,654,000 | $ 294,888 | $ 69,000 |
| Canton-Massillon, OH | 9 | $ 1,182,000 | $ 131,333 | $ 120,000 |
| Corpus Christi, TX | 9 | $ 1,358,000 | $ 150,888 | $ 54,000 |
| Dothan, AL | 9 | $ 1,546,000 | $ 171,777 | $ 46,000 |
| Duluth, MN-WI | 9 | $ 2,172,000 | $ 241,333 | $ 81,000 |
| Flint, MI | 9 | $ 1,633,000 | $ 181,444 | $ 76,000 |
| Fort Smith, AR-OK | 9 | $ 1,685,000 | $ 187,222 | $ 74,888 |
| Harrisburg-Carlisle, PA | 9 | $ 2,098,000 | $ 233,111 | $ 103,000 |
| Kennewick-Richland, WA | 9 | $ 1,788,000 | $ 198,666 | $ 66,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 3,689,000 | $ 409,888 | $ 84,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 9 | $ 1,268,000 | $ 140,888 | $ 46,000 |
| St. George, UT | 9 | $ 1,611,000 | $ 179,000 | $ 69,000 |
| Tallahassee, FL | 9 | $ 1,613,000 | $ 179,222 | $ 101,000 |
| Warner Robins, GA | 9 | $ 1,719,000 | $ 191,000 | $ 33,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 2,424,000 | $ 303,000 | $ 56,000 |
| Clarksville, TN-KY | 8 | $ 1,456,000 | $ 182,000 | $ 21,125 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,546,000 | $ 193,250 | $ 63,250 |
| Hattiesburg, MS | 8 | $ 1,245,000 | $ 155,625 | $ 37,000 |
| Janesville-Beloit, WI | 8 | $ 1,118,000 | $ 139,750 | $ 93,000 |
| Kingston, NY | 8 | $ 2,021,000 | $ 252,625 | $ 97,000 |
| Prescott, AZ | 8 | $ 1,594,000 | $ 199,250 | $ 48,000 |
| Springfield, OH | 8 | $ 1,007,000 | $ 125,875 | $ 30,000 |
| Visalia-Porterville, CA | 8 | $ 2,738,000 | $ 342,250 | $ 137,000 |
| Cedar Rapids, IA | 7 | $ 1,425,000 | $ 203,571 | $ 49,000 |
| Charleston, WV | 7 | $ 2,127,000 | $ 303,857 | $ 58,000 |
| Chattanooga, TN-GA | 7 | $ 1,351,000 | $ 193,000 | $ 59,571 |
| Idaho Falls, ID | 7 | $ 1,198,000 | $ 171,142 | $ 55,000 |
| Madison, WI | 7 | $ 1,593,000 | $ 227,571 | $ 75,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,095,000 | $ 156,428 | $ 58,000 |
| Missoula, MT | 7 | $ 1,846,000 | $ 263,714 | $ 77,000 |
| Peoria, IL | 7 | $ 863,000 | $ 123,285 | $ 62,000 |
| Rochester, MN | 7 | $ 1,327,000 | $ 189,571 | $ 70,000 |
| Sheboygan, WI | 7 | $ 780,000 | $ 111,428 | $ 52,000 |
| Spokane-Spokane Valley, WA | 7 | $ 2,030,000 | $ 290,000 | $ 91,000 |
| Albany, GA | 6 | $ 979,000 | $ 163,166 | $ 72,000 |
| Auburn-Opelika, AL | 6 | $ 1,394,000 | $ 232,333 | $ 26,000 |
| Bloomington, IL | 6 | $ 1,021,000 | $ 170,166 | $ 57,000 |
| Brunswick, GA | 6 | $ 1,727,000 | $ 287,833 | $ 97,000 |
| Burlington-South Burlington, VT | 6 | $ 1,243,000 | $ 207,166 | $ 44,000 |
| Charlottesville, VA | 6 | $ 1,915,000 | $ 319,166 | $ 62,000 |
| Florence, SC | 6 | $ 1,372,000 | $ 228,666 | $ 62,000 |
| Hinesville, GA | 6 | $ 994,000 | $ 165,666 | $ 46,000 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 2,553,000 | $ 425,500 | $ 48,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,125,000 | $ 187,500 | $ 91,000 |
| Kankakee, IL | 6 | $ 908,000 | $ 151,333 | $ 71,000 |
| Lincoln, NE | 6 | $ 1,422,000 | $ 237,000 | $ 68,000 |
| Morgantown, WV | 6 | $ 1,519,000 | $ 253,166 | $ 50,000 |
| Ocean City, NJ | 6 | $ 1,280,000 | $ 213,333 | $ 69,000 |
| Reading, PA | 6 | $ 1,393,000 | $ 232,166 | $ 91,000 |
| Redding, CA | 6 | $ 1,639,000 | $ 273,166 | $ 59,000 |
| Saginaw, MI | 6 | $ 1,074,000 | $ 179,000 | $ 79,000 |
| San Rafael, CA | 6 | $ 2,412,000 | $ 402,000 | $ 96,000 |
| Abilene, TX | 5 | $ 1,064,000 | $ 212,800 | $ 112,000 |
| Albany, OR | 5 | $ 1,313,000 | $ 262,600 | $ 88,000 |
| Binghamton, NY | 5 | $ 623,000 | $ 124,600 | $ 57,000 |
| Bloomington, IN | 5 | $ 1,028,000 | $ 205,600 | $ 75,000 |
| Bowling Green, KY | 5 | $ 943,000 | $ 188,600 | $ 64,000 |
| El Paso, TX | 5 | $ 943,000 | $ 188,600 | $ 150,000 |
| Fargo, ND-MN | 5 | $ 1,184,000 | $ 236,800 | $ 77,200 |
| Gainesville, GA | 5 | $ 1,617,000 | $ 323,400 | $ 134,000 |
| Glens Falls, NY | 5 | $ 895,000 | $ 179,000 | $ 57,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,809,000 | $ 361,800 | $ 75,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,235,000 | $ 247,000 | $ 99,000 |
| Lansing-East Lansing, MI | 5 | $ 572,000 | $ 114,400 | $ 60,000 |
| Las Cruces, NM | 5 | $ 1,656,000 | $ 331,200 | $ 91,000 |
| Merced, CA | 5 | $ 1,417,000 | $ 283,400 | $ 89,000 |
| Muskegon, MI | 5 | $ 1,397,000 | $ 279,400 | $ 41,000 |
| Parkersburg-Vienna, WV | 5 | $ 1,036,000 | $ 207,200 | $ 85,000 |
| Roanoke, VA | 5 | $ 1,150,000 | $ 230,000 | $ 58,000 |
| Rocky Mount, NC | 5 | $ 1,106,000 | $ 221,200 | $ 33,000 |
| Santa Fe, NM | 5 | $ 1,688,000 | $ 337,600 | $ 106,000 |
| Springfield, MO | 5 | $ 1,340,000 | $ 268,000 | $ 106,000 |
| Topeka, KS | 5 | $ 823,000 | $ 164,600 | $ 48,000 |
| Utica-Rome, NY | 5 | $ 649,000 | $ 129,800 | $ 40,000 |
| Valdosta, GA | 5 | $ 783,000 | $ 156,600 | $ 38,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 835,000 | $ 167,000 | $ 51,000 |
| Watertown-Fort Drum, NY | 5 | $ 822,000 | $ 164,400 | $ 33,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 621,000 | $ 124,200 | $ 51,000 |
| Amarillo, TX | 4 | $ 652,000 | $ 163,000 | $ 52,000 |
| Athens-Clarke County, GA | 4 | $ 984,000 | $ 246,000 | $ 72,000 |
| Carbondale-Marion, IL | 4 | $ 736,000 | $ 184,000 | $ 177,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 638,000 | $ 159,500 | $ 46,000 |
| Chico, CA | 4 | $ 1,053,000 | $ 263,250 | $ 66,000 |
| El Centro, CA | 4 | $ 1,506,000 | $ 376,500 | $ 19,000 |
| Eugene, OR | 4 | $ 905,000 | $ 226,250 | $ 54,000 |
| Fond Du Lac, WI | 4 | $ 729,000 | $ 182,250 | $ 87,000 |
| Fort Wayne, IN | 4 | $ 464,000 | $ 116,000 | $ 31,000 |
| Grand Island, NE | 4 | $ 902,000 | $ 225,500 | $ 109,000 |
| Houma-Thibodaux, LA | 4 | $ 647,000 | $ 161,750 | $ 41,000 |
| Johnson City, TN | 4 | $ 787,000 | $ 196,750 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 710,000 | $ 177,500 | $ 25,500 |
| Lake Charles, LA | 4 | $ 790,000 | $ 197,500 | $ 82,000 |
| Lubbock, TX | 4 | $ 533,000 | $ 133,250 | $ 120,000 |
| Madera, CA | 4 | $ 1,083,000 | $ 270,750 | $ 74,000 |
| Mankato-North Mankato, MN | 4 | $ 423,000 | $ 105,750 | $ 79,000 |
| Midland, TX | 4 | $ 1,006,000 | $ 251,500 | $ 117,000 |
| Monroe, LA | 4 | $ 1,064,000 | $ 266,000 | $ 76,000 |
| New Bern, NC | 4 | $ 1,382,000 | $ 345,500 | $ 79,000 |
| Rapid City, SD | 4 | $ 865,000 | $ 216,250 | $ 36,000 |
| Rockford, IL | 4 | $ 642,000 | $ 160,500 | $ 65,000 |
| Sherman-Denison, TX | 4 | $ 1,245,000 | $ 311,250 | $ 150,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 696,000 | $ 174,000 | $ 61,500 |
| Springfield, IL | 4 | $ 489,000 | $ 122,250 | $ 58,000 |
| Sumter, SC | 4 | $ 542,000 | $ 135,500 | $ 0 |
| Texarkana, TX-AR | 4 | $ 486,000 | $ 121,500 | $ 36,500 |
| The Villages, FL | 4 | $ 776,000 | $ 194,000 | $ 46,000 |
| Yakima, WA | 4 | $ 721,000 | $ 180,250 | $ 22,000 |
| Ames, IA | 3 | $ 379,000 | $ 126,333 | $ 112,000 |
| Beaumont-Port Arthur, TX | 3 | $ 617,000 | $ 205,666 | $ 89,000 |
| Beckley, WV | 3 | $ 425,000 | $ 141,666 | $ 56,000 |
| East Stroudsburg, PA | 3 | $ 497,000 | $ 165,666 | $ 87,000 |
| Eau Claire, WI | 3 | $ 1,045,000 | $ 348,333 | $ 100,000 |
| Flagstaff, AZ | 3 | $ 660,000 | $ 220,000 | $ 80,000 |
| Gettysburg, PA | 3 | $ 672,000 | $ 224,000 | $ 18,000 |
| Grand Forks, ND-MN | 3 | $ 508,000 | $ 169,333 | $ 45,000 |
| Greenville, NC | 3 | $ 519,000 | $ 173,000 | $ 54,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 821,000 | $ 273,666 | $ 209,000 |
| Lewiston, ID-WA | 3 | $ 764,000 | $ 254,666 | $ 48,000 |
| Lewiston-Auburn, ME | 3 | $ 491,000 | $ 163,666 | $ 64,000 |
| Logan, UT-ID | 3 | $ 271,000 | $ 90,333 | $ 39,000 |
| Monroe, MI | 3 | $ 620,000 | $ 206,666 | $ 95,000 |
| Napa, CA | 3 | $ 617,000 | $ 205,666 | $ 146,000 |
| Oshkosh-Neenah, WI | 3 | $ 615,000 | $ 205,000 | $ 39,000 |
| Pittsfield, MA | 3 | $ 403,000 | $ 134,333 | $ 39,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 471,000 | $ 157,000 | $ 70,000 |
| Sebastian-Vero Beach, FL | 3 | $ 894,000 | $ 298,000 | $ 88,000 |
| Sioux City, IA-NE-SD | 3 | $ 564,000 | $ 188,000 | $ 87,000 |
| Sioux Falls, SD | 3 | $ 588,000 | $ 196,000 | $ 95,000 |
| Toledo, OH | 3 | $ 309,000 | $ 103,000 | $ 72,000 |
| Vineland-Bridgeton, NJ | 3 | $ 613,000 | $ 204,333 | $ 0 |
| Walla Walla, WA | 3 | $ 950,000 | $ 316,666 | $ 76,000 |
| Winchester, VA-WV | 3 | $ 766,000 | $ 255,333 | $ 111,333 |
| Bellingham, WA | 2 | $ 607,000 | $ 303,500 | $ 91,000 |
| Carson City, NV | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Cheyenne, WY | 2 | $ 214,000 | $ 107,000 | $ 36,000 |
| College Station-Bryan, TX | 2 | $ 404,000 | $ 202,000 | $ 76,000 |
| Columbia, MO | 2 | $ 272,000 | $ 136,000 | $ 19,000 |
| Columbus, IN | 2 | $ 289,000 | $ 144,500 | $ 62,000 |
| Cumberland, MD-WV | 2 | $ 464,000 | $ 232,000 | $ 92,500 |
| Dalton, GA | 2 | $ 354,000 | $ 177,000 | $ 102,000 |
| Decatur, IL | 2 | $ 476,000 | $ 238,000 | $ 106,000 |
| Elkhart-Goshen, IN | 2 | $ 518,000 | $ 259,000 | $ 62,000 |
| Erie, PA | 2 | $ 266,000 | $ 133,000 | $ 50,000 |
| Farmington, NM | 2 | $ 758,000 | $ 379,000 | $ 251,000 |
| Goldsboro, NC | 2 | $ 364,000 | $ 182,000 | $ 76,000 |
| Grand Junction, CO | 2 | $ 409,000 | $ 204,500 | $ 46,000 |
| Grants Pass, OR | 2 | $ 399,000 | $ 199,500 | $ 71,000 |
| Green Bay, WI | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Hanford-Corcoran, CA | 2 | $ 616,000 | $ 308,000 | $ 0 |
| Iowa City, IA | 2 | $ 344,000 | $ 172,000 | $ 24,000 |
| Ithaca, NY | 2 | $ 314,000 | $ 157,000 | $ 33,000 |
| Joplin, MO | 2 | $ 286,000 | $ 143,000 | $ 22,000 |
| Lancaster, PA | 2 | $ 255,000 | $ 127,500 | $ 73,000 |
| Macon, GA | 2 | $ 292,000 | $ 146,000 | $ 77,000 |
| Manhattan, KS | 2 | $ 367,000 | $ 183,500 | $ 124,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 447,000 | $ 223,500 | $ 53,000 |
| Niles-Benton Harbor, MI | 2 | $ 485,000 | $ 242,500 | $ 26,000 |
| Owensboro, KY | 2 | $ 305,000 | $ 152,500 | $ 57,000 |
| Sebring, FL | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 283,000 | $ 141,500 | $ 69,000 |
| St. Cloud, MN | 2 | $ 383,000 | $ 191,500 | $ 101,000 |
| Tuscaloosa, AL | 2 | $ 545,000 | $ 272,500 | $ 86,000 |
| Tyler, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Wausau, WI | 2 | $ 370,000 | $ 185,000 | $ 43,000 |
| Wichita Falls, TX | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
| Altoona, PA | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Appleton, WI | 1 | $ 188,000 | $ 188,000 | $ 91,000 |
| Bangor, ME | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Battle Creek, MI | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Bloomsburg-Berwick, PA | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Brownsville-Harlingen, TX | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Burlington, NC | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Casper, WY | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Cleveland, TN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Corvallis, OR | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Danville, IL | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Decatur, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Elmira, NY | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Evansville, IN-KY | 1 | $ 202,000 | $ 202,000 | $ 80,000 |
| Fairbanks, AK | 1 | $ 237,000 | $ 237,000 | $ 6,000 |
| Florence-Muscle Shoals, AL | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Gadsden, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Great Falls, MT | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Hammond, LA | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Jefferson City, MO | 1 | $ 242,000 | $ 242,000 | $ 67,000 |
| Johnstown, PA | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Lafayette-West Lafayette, IN | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Lima, OH | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Muncie, IN | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| Odessa, TX | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Pocatello, ID | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| San Angelo, TX | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| State College, PA | 1 | $ 410,000 | $ 410,000 | $ 119,000 |
| Staunton-Waynesboro, VA | 1 | $ 267,000 | $ 267,000 | $ 36,000 |
| Terre Haute, IN | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
| Waco, TX | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Wenatchee, WA | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Williamsport, PA | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,240 | $1,905,474,000 | $206,000 | $1,900,000 | $84,000 | $1,454,000 |
| Refinancing | 8,095 | $2,136,016,000 | $263,000 | $2,450,000 | $83,000 | $3,600,000 |
| Home Improvement | 57 | $1,743,000 | $30,000 | $344,000 | $63,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,355 | $2,873,842,000 | $232,000 | $2,450,000 | $88,000 | $3,600,000 |
| Black or African American | 1,686 | $358,220,000 | $212,000 | $1,900,000 | $68,000 | $1,437,000 |
| Not Provided | 1,536 | $395,466,000 | $257,000 | $1,441,000 | $77,000 | $1,456,000 |
| Hispanic | 1,236 | $270,010,000 | $218,000 | $1,246,000 | $69,000 | $1,140,000 |
| Asian | 383 | $98,962,000 | $258,000 | $864,000 | $105,000 | $1,311,000 |
| American Indian or Alaskan Native | 98 | $22,845,000 | $233,000 | $641,000 | $71,000 | $335,000 |
| Native Hawaiin or Other Pacific Islander | 92 | $22,838,000 | $248,000 | $800,000 | $79,000 | $300,000 |
| Not applicable | 6 | $1,050,000 | $175,000 | $477,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,736 | $1,797,735,000 | $232,000 | $2,450,000 | $106,000 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 4,687 | $1,342,718,000 | $286,000 | $2,066,000 | $71,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 4,237 | $801,849,000 | $189,000 | $636,000 | $63,000 | $876,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 732 | $100,931,000 | $137,000 | $391,000 | $49,000 | $995,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,239 | $2,306,867,000 | $225,000 | $1,896,000 | $84,000 | $1,454,000 |
| Application Withdrawn By Applicant | 4,879 | $1,213,948,000 | $248,000 | $2,031,000 | $87,000 | $3,600,000 |
| Application Denied By Financial Institution | 1,643 | $373,032,000 | $227,000 | $2,450,000 | $72,000 | $1,437,000 |
| Application Approved But Not Accepted | 471 | $113,005,000 | $239,000 | $1,850,000 | $92,000 | $1,432,000 |
| File Closed For Incompleteness | 141 | $33,199,000 | $235,000 | $1,080,000 | $81,000 | $535,000 |
| Loan Purchased By The Institution | 19 | $3,182,000 | $167,000 | $335,000 | $71,000 | $146,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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