Bank Of Internet Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Internet Usa 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 968 |
| Total Mortgage Loan Application Amount | $314,036,000 |
| Average Mortgage Loan Application Amount | $392,000 |
| Highest Mortgage Loan Application Amount | $4,483,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $2,532,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 123 | $ 39,859,000 | $ 324,000 | $ 54,000 |
| San Diego County California | 122 | $ 53,157,000 | $ 435,000 | $ 209,000 |
| Orange County California | 45 | $ 18,237,000 | $ 405,000 | $ 221,000 |
| King County Washington | 22 | $ 7,323,000 | $ 332,000 | $ 127,000 |
| Alameda County California | 19 | $ 8,398,000 | $ 442,000 | $ 105,000 |
| Maricopa County Arizona | 18 | $ 4,294,000 | $ 238,000 | $ 152,000 |
| Contra Costa County California | 14 | $ 4,716,000 | $ 336,000 | $ 171,000 |
| San Francisco County California | 14 | $ 9,688,000 | $ 692,000 | $ 55,000 |
| Fairfax County Virginia | 12 | $ 4,138,000 | $ 344,000 | $ 296,000 |
| San Bernardino County California | 11 | $ 2,840,000 | $ 258,000 | $ 433,000 |
| Santa Clara County California | 11 | $ 4,802,000 | $ 436,000 | $ 76,000 |
| Riverside County California | 9 | $ 2,538,000 | $ 282,000 | $ 102,000 |
| Placer County California | 8 | $ 2,206,000 | $ 275,000 | $ 131,000 |
| San Mateo County California | 8 | $ 1,999,000 | $ 249,000 | $ 151,000 |
| Arapahoe County Colorado | 8 | $ 1,972,000 | $ 246,000 | $ 129,000 |
| Cook County Illinois | 8 | $ 2,262,000 | $ 282,000 | $ 218,000 |
| Clark County Nevada | 8 | $ 2,341,000 | $ 292,000 | $ 105,000 |
| Clackamas County Oregon | 8 | $ 3,291,000 | $ 411,000 | $ 84,000 |
| Douglas County Colorado | 7 | $ 2,496,000 | $ 356,000 | $ 172,000 |
| Fairfield County Connecticut | 7 | $ 2,070,000 | $ 295,000 | $ 125,000 |
| Pima County Arizona | 6 | $ 1,302,000 | $ 217,000 | $ 74,000 |
| Ventura County California | 6 | $ 2,179,000 | $ 363,000 | $ 110,000 |
| Boulder County Colorado | 6 | $ 1,901,000 | $ 316,000 | $ 143,000 |
| Middlesex County Massachusetts | 6 | $ 1,282,000 | $ 213,000 | $ 175,000 |
| Oakland County Michigan | 6 | $ 1,689,000 | $ 281,000 | $ 395,000 |
| Queens County New York | 6 | $ 1,526,000 | $ 254,000 | $ 90,000 |
| Salt Lake County Utah | 6 | $ 1,477,000 | $ 246,000 | $ 126,000 |
| Sonoma County California | 5 | $ 2,048,000 | $ 409,000 | $ 159,000 |
| Yolo County California | 5 | $ 1,479,000 | $ 295,000 | $ 186,000 |
| Jefferson County Colorado | 5 | $ 1,322,000 | $ 264,000 | $ 366,000 |
| Essex County New Jersey | 5 | $ 1,801,000 | $ 360,000 | $ 172,000 |
| Nassau County New York | 5 | $ 1,833,000 | $ 366,000 | $ 172,000 |
| Wake County North Carolina | 5 | $ 1,315,000 | $ 263,000 | $ 122,000 |
| Clark County Washington | 5 | $ 1,557,000 | $ 311,000 | $ 457,000 |
| Yavapai County Arizona | 4 | $ 922,000 | $ 230,000 | $ 29,000 |
| Marin County California | 4 | $ 1,563,000 | $ 390,000 | $ 462,000 |
| Sacramento County California | 4 | $ 3,107,000 | $ 776,000 | $ 76,000 |
| Santa Barbara County California | 4 | $ 1,039,000 | $ 259,000 | $ 125,000 |
| El Paso County Colorado | 4 | $ 1,219,000 | $ 304,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,215,000 | $ 303,000 | $ 281,000 |
| Cobb County Georgia | 4 | $ 716,000 | $ 179,000 | $ 72,000 |
| Honolulu County Hawaii | 4 | $ 1,275,000 | $ 318,000 | $ 163,000 |
| Ada County Idaho | 4 | $ 1,091,000 | $ 272,000 | $ 95,000 |
| Douglas County Nevada | 4 | $ 1,040,000 | $ 260,000 | $ 107,000 |
| Suffolk County New York | 4 | $ 1,902,000 | $ 475,000 | $ 107,000 |
| Multnomah County Oregon | 4 | $ 1,396,000 | $ 349,000 | $ 93,000 |
| Washington County Oregon | 4 | $ 1,064,000 | $ 266,000 | $ 103,000 |
| Montgomery County Pennsylvania | 4 | $ 873,000 | $ 218,000 | $ 101,000 |
| Summit County Utah | 4 | $ 1,221,000 | $ 305,000 | $ 124,000 |
| Snohomish County Washington | 4 | $ 1,042,000 | $ 260,000 | $ 129,000 |
| Anchorage County Alaska | 3 | $ 799,000 | $ 266,000 | $ 194,000 |
| Mohave County Arizona | 3 | $ 437,000 | $ 145,000 | $ 43,000 |
| Fresno County California | 3 | $ 894,000 | $ 298,000 | $ 85,000 |
| Larimer County Colorado | 3 | $ 858,000 | $ 286,000 | $ 63,000 |
| Broward County Florida | 3 | $ 582,000 | $ 194,000 | $ 126,000 |
| Hillsborough County Florida | 3 | $ 1,563,000 | $ 521,000 | $ 29,000 |
| Miami-Dade County Florida | 3 | $ 548,000 | $ 182,000 | $ 85,000 |
| Fulton County Georgia | 3 | $ 884,000 | $ 294,000 | $ 166,000 |
| Gwinnett County Georgia | 3 | $ 276,000 | $ 92,000 | $ 62,000 |
| Will County Illinois | 3 | $ 947,000 | $ 315,000 | $ 158,000 |
| Suffolk County Massachusetts | 3 | $ 764,000 | $ 254,000 | $ 108,000 |
| Hennepin County Minnesota | 3 | $ 1,119,000 | $ 373,000 | $ 223,000 |
| Washoe County Nevada | 3 | $ 969,000 | $ 323,000 | $ 215,000 |
| Monmouth County New Jersey | 3 | $ 607,000 | $ 202,000 | $ 316,000 |
| Westchester County New York | 3 | $ 1,044,000 | $ 348,000 | $ 148,000 |
| Durham County North Carolina | 3 | $ 538,000 | $ 179,000 | $ 99,000 |
| Mecklenburg County North Carolina | 3 | $ 574,000 | $ 191,000 | $ 265,000 |
| Davis County Utah | 3 | $ 809,000 | $ 269,000 | $ 107,000 |
| Loudoun County Virginia | 3 | $ 1,113,000 | $ 371,000 | $ 84,000 |
| Kenai Peninsula County Alaska | 2 | $ 547,000 | $ 273,000 | $ 100,000 |
| Amador County California | 2 | $ 594,000 | $ 297,000 | $ 40,000 |
| Mendocino County California | 2 | $ 560,000 | $ 280,000 | $ 1,023,000 |
| San Joaquin County California | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Santa Cruz County California | 2 | $ 751,000 | $ 375,000 | $ 299,000 |
| Stanislaus County California | 2 | $ 790,000 | $ 395,000 | $ 67,000 |
| Yuba County California | 2 | $ 245,000 | $ 122,000 | $ 44,000 |
| Denver County Colorado | 2 | $ 556,000 | $ 278,000 | $ 173,000 |
| Grand County Colorado | 2 | $ 704,000 | $ 352,000 | $ 81,000 |
| Ouray County Colorado | 2 | $ 667,000 | $ 333,000 | $ 230,000 |
| Summit County Colorado | 2 | $ 655,000 | $ 327,000 | $ 184,000 |
| Weld County Colorado | 2 | $ 625,000 | $ 312,000 | $ 173,000 |
| New Haven County Connecticut | 2 | $ 177,000 | $ 88,000 | $ 30,000 |
| Windham County Connecticut | 2 | $ 433,000 | $ 216,000 | $ 79,000 |
| Indian River County Florida | 2 | $ 430,000 | $ 215,000 | $ 951,000 |
| Orange County Florida | 2 | $ 598,000 | $ 299,000 | $ 114,000 |
| Seminole County Florida | 2 | $ 575,000 | $ 287,000 | $ 119,000 |
| DeKalb County Georgia | 2 | $ 362,000 | $ 181,000 | $ 127,000 |
| Hall County Georgia | 2 | $ 405,000 | $ 202,000 | $ 99,000 |
| Henry County Georgia | 2 | $ 228,000 | $ 114,000 | $ 33,000 |
| Houston County Georgia | 2 | $ 180,000 | $ 90,000 | $ 23,000 |
| Maui County Hawaii | 2 | $ 958,000 | $ 479,000 | $ 79,000 |
| Kootenai County Idaho | 2 | $ 524,000 | $ 262,000 | $ 107,000 |
| Warren County Kentucky | 2 | $ 875,000 | $ 437,000 | $ 232,000 |
| York County Maine | 2 | $ 511,000 | $ 255,000 | $ 106,000 |
| Montgomery County Maryland | 2 | $ 775,000 | $ 387,000 | $ 111,000 |
| Essex County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Livingston County Michigan | 2 | $ 379,000 | $ 189,000 | $ 97,000 |
| Greene County Missouri | 2 | $ 88,000 | $ 44,000 | $ 37,000 |
| Strafford County New Hampshire | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Bergen County New Jersey | 2 | $ 561,000 | $ 280,000 | $ 95,000 |
| Burlington County New Jersey | 2 | $ 476,000 | $ 238,000 | $ 109,000 |
| Hunterdon County New Jersey | 2 | $ 735,000 | $ 367,000 | $ 187,000 |
| Middlesex County New Jersey | 2 | $ 569,000 | $ 284,000 | $ 140,000 |
| Ocean County New Jersey | 2 | $ 658,000 | $ 329,000 | $ 122,000 |
| Richmond County New York | 2 | $ 208,000 | $ 104,000 | $ 25,000 |
| Schenectady County New York | 2 | $ 278,000 | $ 139,000 | $ 120,000 |
| Carteret County North Carolina | 2 | $ 572,000 | $ 286,000 | $ 65,000 |
| Moore County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 99,000 |
| Cuyahoga County Ohio | 2 | $ 205,000 | $ 102,000 | $ 82,000 |
| Marion County Oregon | 2 | $ 447,000 | $ 223,000 | $ 133,000 |
| Bucks County Pennsylvania | 2 | $ 681,000 | $ 340,000 | $ 147,000 |
| Philadelphia County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Shelby County Tennessee | 2 | $ 443,000 | $ 221,000 | $ 312,000 |
| Bowie County Texas | 2 | $ 48,000 | $ 24,000 | $ 0 |
| El Paso County Texas | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 453,000 | $ 226,000 | $ 142,000 |
| Arlington County Virginia | 2 | $ 737,000 | $ 368,000 | $ 207,000 |
| Norfolk County Virginia | 2 | $ 685,000 | $ 342,000 | $ 13,000 |
| Spotsylvania County Virginia | 2 | $ 386,000 | $ 193,000 | $ 597,000 |
| Virginia Beach County Virginia | 2 | $ 328,000 | $ 164,000 | $ 41,000 |
| Washington County Virginia | 2 | $ 834,000 | $ 417,000 | $ 76,000 |
| Pierce County Washington | 2 | $ 5,094,000 | $ 2,547,000 | $ 0 |
| Whatcom County Washington | 2 | $ 635,000 | $ 317,000 | $ 110,000 |
| Autauga County Alabama | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Baldwin County Alabama | 1 | $ 228,000 | $ 228,000 | $ 97,000 |
| Lee County Alabama | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Mobile County Alabama | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Cochise County Arizona | 1 | $ 320,000 | $ 320,000 | $ 104,000 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Butte County California | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Lake County California | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Merced County California | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Monterey County California | 1 | $ 172,000 | $ 172,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 382,000 | $ 382,000 | $ 90,000 |
| Solano County California | 1 | $ 212,000 | $ 212,000 | $ 74,000 |
| Tehama County California | 1 | $ 390,000 | $ 390,000 | $ 58,000 |
| Trinity County California | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Broomfield County Colorado | 1 | $ 234,000 | $ 234,000 | $ 153,000 |
| Elbert County Colorado | 1 | $ 249,000 | $ 249,000 | $ 94,000 |
| La Plata County Colorado | 1 | $ 340,000 | $ 340,000 | $ 133,000 |
| Logan County Colorado | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Litchfield County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| New London County Connecticut | 1 | $ 402,000 | $ 402,000 | $ 811,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
| Gilchrist County Florida | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Manatee County Florida | 1 | $ 399,000 | $ 399,000 | $ 300,000 |
| Okaloosa County Florida | 1 | $ 328,000 | $ 328,000 | $ 117,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Palm Beach County Florida | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Polk County Florida | 1 | $ 194,000 | $ 194,000 | $ 1,284,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 205,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| St. Lucie County Florida | 1 | $ 78,000 | $ 78,000 | $ 112,000 |
| Clarke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 15,000 |
| Forsyth County Georgia | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Greene County Georgia | 1 | $ 243,000 | $ 243,000 | $ 109,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 420,000 |
| Richmond County Georgia | 1 | $ 29,000 | $ 29,000 | $ 135,000 |
| Hawaii County Hawaii | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Bannock County Idaho | 1 | $ 2,277,000 | $ 2,277,000 | $ 0 |
| Bonner County Idaho | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| DuPage County Illinois | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Kendall County Illinois | 1 | $ 114,000 | $ 114,000 | $ 141,000 |
| McHenry County Illinois | 1 | $ 200,000 | $ 200,000 | $ 126,000 |
| Allen County Indiana | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Clark County Indiana | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Hendricks County Indiana | 1 | $ 390,000 | $ 390,000 | $ 223,000 |
| Jasper County Indiana | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Marion County Indiana | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Monroe County Indiana | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Polk County Iowa | 1 | $ 104,000 | $ 104,000 | $ 71,000 |
| Russell County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Cumberland County Maine | 1 | $ 278,000 | $ 278,000 | $ 78,000 |
| Barnstable County Massachusetts | 1 | $ 403,000 | $ 403,000 | $ 122,000 |
| Berkshire County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Chippewa County Michigan | 1 | $ 360,000 | $ 360,000 | $ 74,000 |
| Dickinson County Michigan | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Genesee County Michigan | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Ingham County Michigan | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Macomb County Michigan | 1 | $ 168,000 | $ 168,000 | $ 1,126,000 |
| Mecosta County Michigan | 1 | $ 335,000 | $ 335,000 | $ 336,000 |
| Muskegon County Michigan | 1 | $ 192,000 | $ 192,000 | $ 576,000 |
| St. Joseph County Michigan | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Wayne County Michigan | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Anoka County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Brown County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Carver County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 195,000 |
| Mille Lacs County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Ramsey County Minnesota | 1 | $ 390,000 | $ 390,000 | $ 250,000 |
| Redwood County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Jackson County Mississippi | 1 | $ 229,000 | $ 229,000 | $ 145,000 |
| Clay County Missouri | 1 | $ 151,000 | $ 151,000 | $ 161,000 |
| Franklin County Missouri | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Platte County Missouri | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| St. Charles County Missouri | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Cascade County Montana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 738,000 | $ 738,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Camden County New Jersey | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 178,000 |
| Morris County New Jersey | 1 | $ 328,000 | $ 328,000 | $ 166,000 |
| Somerset County New Jersey | 1 | $ 383,000 | $ 383,000 | $ 32,000 |
| Warren County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 88,000 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Lincoln County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Sandoval County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 127,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 77,000 |
| Taos County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Valencia County New Mexico | 1 | $ 202,000 | $ 202,000 | $ 56,000 |
| Albany County New York | 1 | $ 120,000 | $ 120,000 | $ 152,000 |
| Broome County New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Essex County New York | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Jefferson County New York | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Monroe County New York | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Onondaga County New York | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Saratoga County New York | 1 | $ 243,000 | $ 243,000 | $ 147,000 |
| Steuben County New York | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Avery County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Brunswick County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 162,000 |
| Buncombe County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Caldwell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Cumberland County North Carolina | 1 | $ 359,000 | $ 359,000 | $ 167,000 |
| Guilford County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 230,000 |
| Henderson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Lincoln County North Carolina | 1 | $ 389,000 | $ 389,000 | $ 300,000 |
| Nash County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 235,000 |
| Orange County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Rockingham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Union County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 102,000 |
| Wayne County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 59,000 |
| Clark County Ohio | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Columbiana County Ohio | 1 | $ 134,000 | $ 134,000 | $ 52,000 |
| Delaware County Ohio | 1 | $ 298,000 | $ 298,000 | $ 120,000 |
| Fairfield County Ohio | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Franklin County Ohio | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Hamilton County Ohio | 1 | $ 274,000 | $ 274,000 | $ 206,000 |
| Licking County Ohio | 1 | $ 171,000 | $ 171,000 | $ 130,000 |
| Montgomery County Ohio | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Richland County Ohio | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Warren County Ohio | 1 | $ 360,000 | $ 360,000 | $ 125,000 |
| Benton County Oregon | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Clatsop County Oregon | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Coos County Oregon | 1 | $ 340,000 | $ 340,000 | $ 54,000 |
| Curry County Oregon | 1 | $ 409,000 | $ 409,000 | $ 59,000 |
| Deschutes County Oregon | 1 | $ 298,000 | $ 298,000 | $ 126,000 |
| Klamath County Oregon | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Lane County Oregon | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 240,000 |
| Delaware County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 318,000 | $ 318,000 | $ 176,000 |
| Luzerne County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 164,000 |
| Kent County Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 195,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Charleston County South Carolina | 1 | $ 253,000 | $ 253,000 | $ 244,000 |
| Dorchester County South Carolina | 1 | $ 303,000 | $ 303,000 | $ 126,000 |
| Greenville County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 142,000 |
| Richland County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 84,000 |
| York County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Maury County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Bexar County Texas | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Brazos County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Coryell County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Grayson County Texas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Harris County Texas | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Lamar County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Limestone County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Tarrant County Texas | 1 | $ 2,579,000 | $ 2,579,000 | $ 0 |
| Travis County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Box Elder County Utah | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Iron County Utah | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Weber County Utah | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| Chesterfield County Virginia | 1 | $ 331,000 | $ 331,000 | $ 150,000 |
| Fauquier County Virginia | 1 | $ 347,000 | $ 347,000 | $ 175,000 |
| Franklin County Virginia | 1 | $ 294,000 | $ 294,000 | $ 116,000 |
| Greensville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Hampton County Virginia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Orange County Virginia | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 277,000 |
| Stafford County Virginia | 1 | $ 279,000 | $ 279,000 | $ 125,000 |
| Chelan County Washington | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Thurston County Washington | 1 | $ 397,000 | $ 397,000 | $ 189,000 |
| Walla Walla County Washington | 1 | $ 417,000 | $ 417,000 | $ 55,000 |
| Berkeley County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 222,000 |
| Jackson County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 153,000 |
| Kanawha County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Kenosha County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 88,000 |
| Milwaukee County Wisconsin | 1 | $ 273,000 | $ 273,000 | $ 124,000 |
| Rock County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 23,000 |
| St. Croix County Wisconsin | 1 | $ 369,000 | $ 369,000 | $ 109,000 |
| Waukesha County Wisconsin | 1 | $ 371,000 | $ 371,000 | $ 178,000 |
| Laramie County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 920 | $293,913,000 | $319,000 | $4,483,000 | $140,000 | $2,532,000 |
| Home Improvement | 25 | $4,745,000 | $189,000 | $450,000 | $133,000 | $292,000 |
| Home Purchase | 23 | $15,378,000 | $668,000 | $2,300,000 | $215,000 | $806,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 539 | $163,907,000 | $304,000 | $2,972,000 | $170,000 | $2,005,000 |
| Not Provided | 181 | $56,556,000 | $312,000 | $2,300,000 | $197,000 | $2,532,000 |
| Not applicable | 177 | $72,046,000 | $407,000 | $4,483,000 | $0 | $66,000 |
| Asian | 37 | $11,951,000 | $323,000 | $660,000 | $133,000 | $335,000 |
| Hispanic | 22 | $6,874,000 | $312,000 | $528,000 | $160,000 | $609,000 |
| Black or African American | 7 | $1,333,000 | $190,000 | $525,000 | $161,000 | $504,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $853,000 | $284,000 | $344,000 | $180,000 | $319,000 |
| American Indian or Alaskan Native | 2 | $516,000 | $258,000 | $416,000 | $83,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 968 | $314,036,000 | $324,000 | $4,483,000 | $142,000 | $2,532,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $145,462,000 | $314,000 | $2,972,000 | $172,000 | $2,005,000 |
| Loan Purchased By The Institution | 175 | $71,456,000 | $408,000 | $4,483,000 | $0 | $0 |
| Application Denied By Financial Institution | 168 | $49,629,000 | $295,000 | $730,000 | $145,000 | $1,848,000 |
| Application Withdrawn By Applicant | 124 | $38,005,000 | $306,000 | $1,750,000 | $208,000 | $2,532,000 |
| File Closed For Incompleteness | 38 | $9,484,000 | $249,000 | $730,000 | $201,000 | $1,140,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 71 | $20,953,000 | $295,000 | $660,000 | $198,000 | $1,848,000 |
| Debt-To-Income Ratio | 46 | $14,772,000 | $321,000 | $730,000 | $77,000 | $445,000 |
| Credit History | 19 | $4,220,000 | $222,000 | $525,000 | $141,000 | $1,126,000 |
| Collateral | 12 | $3,423,000 | $285,000 | $417,000 | $186,000 | $340,000 |
| Credit Application Incomplete | 6 | $2,147,000 | $357,000 | $555,000 | $130,000 | $197,000 |
| Unverifiable Information | 6 | $1,907,000 | $317,000 | $417,000 | $110,000 | $186,000 |
| Employment History | 6 | $1,433,000 | $238,000 | $383,000 | $61,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $774,000 | $387,000 | $534,000 | $71,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Internet Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.