Bank Of Internet Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Internet Usa 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,548 |
| Total Mortgage Loan Application Amount | $671,347,000 |
| Average Mortgage Loan Application Amount | $449,666 |
| Highest Mortgage Loan Application Amount | $5,587,000 |
| Average Applicant Income | $202,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 288 | $ 113,865,000 | $ 395,000 | $ 168,000 |
| Los Angeles County California | 259 | $ 169,930,000 | $ 656,000 | $ 345,000 |
| Orange County California | 124 | $ 68,408,000 | $ 551,000 | $ 215,000 |
| Riverside County California | 29 | $ 9,706,000 | $ 334,000 | $ 200,000 |
| Santa Clara County California | 24 | $ 13,950,000 | $ 581,000 | $ 270,000 |
| Alameda County California | 23 | $ 8,489,000 | $ 369,000 | $ 130,000 |
| King County Washington | 23 | $ 10,356,000 | $ 450,000 | $ 135,000 |
| San Bernardino County California | 22 | $ 5,857,000 | $ 266,000 | $ 122,000 |
| Ventura County California | 21 | $ 9,479,000 | $ 451,000 | $ 248,000 |
| Maricopa County Arizona | 20 | $ 9,248,000 | $ 462,000 | $ 222,000 |
| San Francisco County California | 16 | $ 8,320,000 | $ 520,000 | $ 115,000 |
| Contra Costa County California | 15 | $ 6,707,000 | $ 447,000 | $ 107,000 |
| Cook County Illinois | 13 | $ 5,215,000 | $ 401,000 | $ 124,000 |
| Middlesex County Massachusetts | 13 | $ 3,533,000 | $ 271,000 | $ 123,000 |
| Wake County North Carolina | 13 | $ 3,693,000 | $ 284,000 | $ 160,000 |
| Fairfax County Virginia | 13 | $ 3,883,000 | $ 298,000 | $ 138,000 |
| Fulton County Georgia | 8 | $ 1,839,000 | $ 229,000 | $ 107,000 |
| Worcester County Massachusetts | 8 | $ 1,868,000 | $ 233,000 | $ 148,000 |
| Kings County New York | 8 | $ 4,850,000 | $ 606,000 | $ 17,000 |
| Multnomah County Oregon | 8 | $ 2,200,000 | $ 275,000 | $ 156,000 |
| Douglas County Colorado | 7 | $ 2,115,000 | $ 302,000 | $ 135,000 |
| Essex County Massachusetts | 7 | $ 1,989,000 | $ 284,000 | $ 128,000 |
| Washtenaw County Michigan | 7 | $ 3,641,000 | $ 520,000 | $ 60,000 |
| Sacramento County California | 6 | $ 1,929,000 | $ 321,000 | $ 118,000 |
| San Luis Obispo County California | 6 | $ 2,540,000 | $ 423,000 | $ 73,000 |
| Arapahoe County Colorado | 6 | $ 1,726,000 | $ 287,000 | $ 167,000 |
| Chester County Pennsylvania | 6 | $ 1,889,000 | $ 314,000 | $ 130,000 |
| Montgomery County Pennsylvania | 6 | $ 1,844,000 | $ 307,000 | $ 169,000 |
| Snohomish County Washington | 6 | $ 1,901,000 | $ 316,000 | $ 105,000 |
| Yavapai County Arizona | 5 | $ 3,252,000 | $ 650,000 | $ 55,000 |
| San Mateo County California | 5 | $ 3,279,000 | $ 655,000 | $ 167,000 |
| Boulder County Colorado | 5 | $ 1,480,000 | $ 296,000 | $ 80,000 |
| Denver County Colorado | 5 | $ 1,130,000 | $ 226,000 | $ 181,000 |
| Fairfield County Connecticut | 5 | $ 1,697,000 | $ 339,000 | $ 98,000 |
| Cobb County Georgia | 5 | $ 1,231,000 | $ 246,000 | $ 152,000 |
| DuPage County Illinois | 5 | $ 1,146,000 | $ 229,000 | $ 120,000 |
| Howard County Maryland | 5 | $ 1,333,000 | $ 266,000 | $ 149,000 |
| Norfolk County Massachusetts | 5 | $ 1,470,000 | $ 294,000 | $ 105,000 |
| Monmouth County New Jersey | 5 | $ 2,274,000 | $ 454,000 | $ 92,000 |
| Morris County New Jersey | 5 | $ 1,210,000 | $ 242,000 | $ 100,000 |
| Suffolk County New York | 5 | $ 1,608,000 | $ 321,000 | $ 113,000 |
| Mecklenburg County North Carolina | 5 | $ 1,220,000 | $ 244,000 | $ 111,000 |
| Philadelphia County Pennsylvania | 5 | $ 766,000 | $ 153,000 | $ 64,000 |
| Harris County Texas | 5 | $ 3,358,000 | $ 671,000 | $ 24,000 |
| Summit County Utah | 5 | $ 4,359,000 | $ 871,000 | $ 591,000 |
| Santa Barbara County California | 4 | $ 3,196,000 | $ 799,000 | $ 304,000 |
| El Paso County Colorado | 4 | $ 985,000 | $ 246,000 | $ 111,000 |
| Jefferson County Colorado | 4 | $ 954,000 | $ 238,000 | $ 89,000 |
| Hartford County Connecticut | 4 | $ 991,000 | $ 247,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,188,000 | $ 297,000 | $ 148,000 |
| Brevard County Florida | 4 | $ 583,000 | $ 145,000 | $ 195,000 |
| Honolulu County Hawaii | 4 | $ 1,720,000 | $ 430,000 | $ 115,000 |
| Blaine County Idaho | 4 | $ 2,508,000 | $ 627,000 | $ 657,000 |
| Prince George's County Maryland | 4 | $ 1,029,000 | $ 257,000 | $ 105,000 |
| Plymouth County Massachusetts | 4 | $ 1,089,000 | $ 272,000 | $ 88,000 |
| Suffolk County Massachusetts | 4 | $ 2,122,000 | $ 530,000 | $ 109,000 |
| Middlesex County New Jersey | 4 | $ 1,131,000 | $ 282,000 | $ 112,000 |
| Franklin County Ohio | 4 | $ 3,772,000 | $ 943,000 | $ 105,000 |
| Clackamas County Oregon | 4 | $ 2,542,000 | $ 635,000 | $ 203,000 |
| Marion County Oregon | 4 | $ 1,922,000 | $ 480,000 | $ 83,000 |
| Bucks County Pennsylvania | 4 | $ 903,000 | $ 225,000 | $ 115,000 |
| Dallas County Texas | 4 | $ 1,695,000 | $ 423,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 1,137,000 | $ 284,000 | $ 141,000 |
| Prince William County Virginia | 4 | $ 761,000 | $ 190,000 | $ 136,000 |
| Coconino County Arizona | 3 | $ 1,133,000 | $ 377,000 | $ 159,000 |
| Mohave County Arizona | 3 | $ 412,000 | $ 137,000 | $ 68,000 |
| Fresno County California | 3 | $ 782,000 | $ 260,000 | $ 108,000 |
| Nevada County California | 3 | $ 855,000 | $ 285,000 | $ 193,000 |
| San Joaquin County California | 3 | $ 1,140,000 | $ 380,000 | $ 165,000 |
| Santa Cruz County California | 3 | $ 840,000 | $ 280,000 | $ 75,000 |
| Solano County California | 3 | $ 1,225,000 | $ 408,000 | $ 100,000 |
| Grand County Colorado | 3 | $ 510,000 | $ 170,000 | $ 93,000 |
| Larimer County Colorado | 3 | $ 601,000 | $ 200,000 | $ 98,000 |
| Gwinnett County Georgia | 3 | $ 1,614,000 | $ 538,000 | $ 214,000 |
| Maui County Hawaii | 3 | $ 1,608,000 | $ 536,000 | $ 163,000 |
| McHenry County Illinois | 3 | $ 835,000 | $ 278,000 | $ 97,000 |
| Baltimore County Maryland | 3 | $ 765,000 | $ 255,000 | $ 126,000 |
| Montgomery County Maryland | 3 | $ 725,000 | $ 241,000 | $ 182,000 |
| Bristol County Massachusetts | 3 | $ 751,000 | $ 250,000 | $ 174,000 |
| Wayne County Michigan | 3 | $ 643,000 | $ 214,000 | $ 143,000 |
| St. Louis County Missouri | 3 | $ 927,000 | $ 309,000 | $ 177,000 |
| Clark County Nevada | 3 | $ 1,432,000 | $ 477,000 | $ 37,000 |
| Washoe County Nevada | 3 | $ 882,000 | $ 294,000 | $ 197,000 |
| Hillsborough County New Hampshire | 3 | $ 599,000 | $ 199,000 | $ 132,000 |
| Hunterdon County New Jersey | 3 | $ 1,188,000 | $ 396,000 | $ 210,000 |
| Somerset County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 240,000 |
| Union County New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 168,000 |
| Nassau County New York | 3 | $ 1,432,000 | $ 477,000 | $ 106,000 |
| Dare County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 127,000 |
| Durham County North Carolina | 3 | $ 603,000 | $ 201,000 | $ 178,000 |
| Providence County Rhode Island | 3 | $ 714,000 | $ 238,000 | $ 125,000 |
| Bexar County Texas | 3 | $ 1,979,000 | $ 659,000 | $ 60,000 |
| Galveston County Texas | 3 | $ 558,000 | $ 186,000 | $ 169,000 |
| Utah County Utah | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Chesterfield County Virginia | 3 | $ 1,524,000 | $ 508,000 | $ 144,000 |
| Clark County Washington | 3 | $ 811,000 | $ 270,000 | $ 166,000 |
| Island County Washington | 3 | $ 917,000 | $ 305,000 | $ 116,000 |
| Whatcom County Washington | 3 | $ 809,000 | $ 269,000 | $ 64,000 |
| Anchorage County Alaska | 2 | $ 601,000 | $ 300,000 | $ 139,000 |
| Garland County Arkansas | 2 | $ 636,000 | $ 318,000 | $ 182,000 |
| El Dorado County California | 2 | $ 617,000 | $ 308,000 | $ 108,000 |
| Humboldt County California | 2 | $ 295,000 | $ 147,000 | $ 65,000 |
| Marin County California | 2 | $ 1,027,000 | $ 513,000 | $ 132,000 |
| Placer County California | 2 | $ 1,412,000 | $ 706,000 | $ 627,000 |
| Sonoma County California | 2 | $ 915,000 | $ 457,000 | $ 238,000 |
| Eagle County Colorado | 2 | $ 1,303,000 | $ 651,000 | $ 198,000 |
| Middlesex County Connecticut | 2 | $ 943,000 | $ 471,000 | $ 267,000 |
| Miami-Dade County Florida | 2 | $ 495,000 | $ 247,000 | $ 123,000 |
| Palm Beach County Florida | 2 | $ 1,584,000 | $ 792,000 | $ 194,000 |
| Seminole County Florida | 2 | $ 1,211,000 | $ 605,000 | $ 70,000 |
| St. Lucie County Florida | 2 | $ 358,000 | $ 179,000 | $ 104,000 |
| Bartow County Georgia | 2 | $ 386,000 | $ 193,000 | $ 77,000 |
| Forsyth County Georgia | 2 | $ 423,000 | $ 211,000 | $ 75,000 |
| Hall County Georgia | 2 | $ 392,000 | $ 196,000 | $ 177,000 |
| Ada County Idaho | 2 | $ 323,000 | $ 161,000 | $ 71,000 |
| Saline County Kansas | 2 | $ 448,000 | $ 224,000 | $ 156,000 |
| Cumberland County Maine | 2 | $ 524,000 | $ 262,000 | $ 245,000 |
| Frederick County Maryland | 2 | $ 524,000 | $ 262,000 | $ 123,000 |
| Barnstable County Massachusetts | 2 | $ 1,943,000 | $ 971,000 | $ 335,000 |
| Hampden County Massachusetts | 2 | $ 447,000 | $ 223,000 | $ 74,000 |
| Oakland County Michigan | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
| Carver County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| Ramsey County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 138,000 |
| Washington County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 174,000 |
| Lake County Montana | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Rockingham County New Hampshire | 2 | $ 525,000 | $ 262,000 | $ 196,000 |
| Camden County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 133,000 |
| Essex County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 154,000 |
| Grant County New Mexico | 2 | $ 478,000 | $ 239,000 | $ 61,000 |
| Sandoval County New Mexico | 2 | $ 324,000 | $ 162,000 | $ 59,000 |
| Monroe County New York | 2 | $ 315,000 | $ 157,000 | $ 149,000 |
| Westchester County New York | 2 | $ 643,000 | $ 321,000 | $ 169,000 |
| Catawba County North Carolina | 2 | $ 418,000 | $ 209,000 | $ 84,000 |
| Forsyth County North Carolina | 2 | $ 803,000 | $ 401,000 | $ 700,000 |
| Guilford County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 57,000 |
| Transylvania County North Carolina | 2 | $ 774,000 | $ 387,000 | $ 30,000 |
| Cuyahoga County Ohio | 2 | $ 700,000 | $ 350,000 | $ 228,000 |
| Summit County Ohio | 2 | $ 3,119,000 | $ 1,559,000 | $ 32,000 |
| Deschutes County Oregon | 2 | $ 348,000 | $ 174,000 | $ 57,000 |
| Jackson County Oregon | 2 | $ 488,000 | $ 244,000 | $ 126,000 |
| Lane County Oregon | 2 | $ 580,000 | $ 290,000 | $ 16,000 |
| Cumberland County Pennsylvania | 2 | $ 564,000 | $ 282,000 | $ 135,000 |
| Delaware County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 172,000 |
| Lehigh County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 69,000 |
| Northampton County Pennsylvania | 2 | $ 574,000 | $ 287,000 | $ 66,000 |
| Newport County Rhode Island | 2 | $ 537,000 | $ 268,000 | $ 133,000 |
| Charleston County South Carolina | 2 | $ 576,000 | $ 288,000 | $ 108,000 |
| Lexington County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 134,000 |
| Ector County Texas | 2 | $ 2,257,000 | $ 1,128,000 | $ 0 |
| Nueces County Texas | 2 | $ 1,525,000 | $ 762,000 | $ 0 |
| Tarrant County Texas | 2 | $ 714,000 | $ 357,000 | $ 38,000 |
| Chesapeake County Virginia | 2 | $ 459,000 | $ 229,000 | $ 160,000 |
| Loudoun County Virginia | 2 | $ 949,000 | $ 474,000 | $ 184,000 |
| New Kent County Virginia | 2 | $ 600,000 | $ 300,000 | $ 65,000 |
| Spotsylvania County Virginia | 2 | $ 407,000 | $ 203,000 | $ 122,000 |
| Virginia Beach County Virginia | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| Pierce County Washington | 2 | $ 194,000 | $ 97,000 | $ 164,000 |
| Skamania County Washington | 2 | $ 479,000 | $ 239,000 | $ 121,000 |
| Thurston County Washington | 2 | $ 825,000 | $ 412,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 955,000 | $ 477,000 | $ 256,000 |
| Milwaukee County Wisconsin | 2 | $ 408,000 | $ 204,000 | $ 130,000 |
| Baldwin County Alabama | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Madison County Alabama | 1 | $ 380,000 | $ 380,000 | $ 500,000 |
| Shelby County Alabama | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Juneau County Alaska | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Pima County Arizona | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
| Yuma County Arizona | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
| Union County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 20,000 |
| Amador County California | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Butte County California | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Calaveras County California | 1 | $ 208,000 | $ 208,000 | $ 31,000 |
| Madera County California | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
| Monterey County California | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Plumas County California | 1 | $ 179,000 | $ 179,000 | $ 64,000 |
| San Benito County California | 1 | $ 690,000 | $ 690,000 | $ 207,000 |
| Sutter County California | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Yolo County California | 1 | $ 411,000 | $ 411,000 | $ 137,000 |
| Archuleta County Colorado | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Chaffee County Colorado | 1 | $ 311,000 | $ 311,000 | $ 41,000 |
| Clear Creek County Colorado | 1 | $ 348,000 | $ 348,000 | $ 169,000 |
| La Plata County Colorado | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
| Pitkin County Colorado | 1 | $ 3,500,000 | $ 3,500,000 | $ 2,738,000 |
| Pueblo County Colorado | 1 | $ 256,000 | $ 256,000 | $ 144,000 |
| Weld County Colorado | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| Kent County Delaware | 1 | $ 258,000 | $ 258,000 | $ 382,000 |
| Alachua County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Orange County Florida | 1 | $ 270,000 | $ 270,000 | $ 181,000 |
| Pasco County Florida | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Pinellas County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Chatham County Georgia | 1 | $ 312,000 | $ 312,000 | $ 97,000 |
| DeKalb County Georgia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Fayette County Georgia | 1 | $ 278,000 | $ 278,000 | $ 130,000 |
| Peach County Georgia | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
| Hawaii County Hawaii | 1 | $ 169,000 | $ 169,000 | $ 265,000 |
| Canyon County Idaho | 1 | $ 150,000 | $ 150,000 | $ 320,000 |
| Fremont County Idaho | 1 | $ 232,000 | $ 232,000 | $ 55,000 |
| Kootenai County Idaho | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Lake County Illinois | 1 | $ 112,000 | $ 112,000 | $ 124,000 |
| McDonough County Illinois | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 234,000 | $ 234,000 | $ 110,000 |
| Hamilton County Indiana | 1 | $ 270,000 | $ 270,000 | $ 85,000 |
| Morgan County Indiana | 1 | $ 360,000 | $ 360,000 | $ 480,000 |
| Woodbury County Iowa | 1 | $ 810,000 | $ 810,000 | $ 0 |
| Butler County Kansas | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Sedgwick County Kansas | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Calloway County Kentucky | 1 | $ 338,000 | $ 338,000 | $ 485,000 |
| Nelson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Warren County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Androscoggin County Maine | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Penobscot County Maine | 1 | $ 300,000 | $ 300,000 | $ 400,000 |
| York County Maine | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Anne Arundel County Maryland | 1 | $ 267,000 | $ 267,000 | $ 112,000 |
| Carroll County Maryland | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Kalamazoo County Michigan | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Kent County Michigan | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 160,000 | $ 160,000 | $ 118,000 |
| Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Hennepin County Minnesota | 1 | $ 407,000 | $ 407,000 | $ 302,000 |
| Isanti County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 263,000 |
| Sherburne County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| Hinds County Mississippi | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Jackson County Missouri | 1 | $ 289,000 | $ 289,000 | $ 129,000 |
| St. Louis City County Missouri | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Flathead County Montana | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Gallatin County Montana | 1 | $ 417,000 | $ 417,000 | $ 604,000 |
| Mineral County Montana | 1 | $ 264,000 | $ 264,000 | $ 65,000 |
| Douglas County Nebraska | 1 | $ 264,000 | $ 264,000 | $ 51,000 |
| Lancaster County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Douglas County Nevada | 1 | $ 417,000 | $ 417,000 | $ 57,000 |
| Belknap County New Hampshire | 1 | $ 652,000 | $ 652,000 | $ 298,000 |
| Coos County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
| Merrimack County New Hampshire | 1 | $ 284,000 | $ 284,000 | $ 127,000 |
| Bergen County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Burlington County New Jersey | 1 | $ 159,000 | $ 159,000 | $ 93,000 |
| Gloucester County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Mercer County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| Bernalillo County New Mexico | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Luna County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Orange County New York | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
| Otsego County New York | 1 | $ 230,000 | $ 230,000 | $ 168,000 |
| Putnam County New York | 1 | $ 204,000 | $ 204,000 | $ 200,000 |
| Buncombe County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 67,000 |
| Craven County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 116,000 |
| Cumberland County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 165,000 |
| Currituck County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Davie County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 193,000 |
| Franklin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Granville County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 91,000 |
| Harnett County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 120,000 |
| Iredell County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 252,000 |
| Jackson County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 1,055,000 |
| Lincoln County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Macon County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 208,000 |
| Pender County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 626,000 |
| Pitt County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Belmont County Ohio | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Delaware County Ohio | 1 | $ 243,000 | $ 243,000 | $ 117,000 |
| Hamilton County Ohio | 1 | $ 1,686,000 | $ 1,686,000 | $ 0 |
| Stark County Ohio | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Warren County Ohio | 1 | $ 345,000 | $ 345,000 | $ 267,000 |
| Oklahoma County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Stephens County Oklahoma | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Benton County Oregon | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Lincoln County Oregon | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Linn County Oregon | 1 | $ 257,000 | $ 257,000 | $ 180,000 |
| Tillamook County Oregon | 1 | $ 204,000 | $ 204,000 | $ 92,000 |
| Wallowa County Oregon | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Adams County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Allegheny County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Monroe County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Kent County Rhode Island | 1 | $ 184,000 | $ 184,000 | $ 328,000 |
| Washington County Rhode Island | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Aiken County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
| Berkeley County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Georgetown County South Carolina | 1 | $ 582,000 | $ 582,000 | $ 336,000 |
| Horry County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 59,000 |
| Blount County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 137,000 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Sevier County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
| Shelby County Tennessee | 1 | $ 287,000 | $ 287,000 | $ 218,000 |
| Angelina County Texas | 1 | $ 1,203,000 | $ 1,203,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 720,000 | $ 720,000 | $ 550,000 |
| Hays County Texas | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
| Midland County Texas | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Tom Green County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Iron County Utah | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Weber County Utah | 1 | $ 211,000 | $ 211,000 | $ 84,000 |
| Rutland County Vermont | 1 | $ 350,000 | $ 350,000 | $ 143,000 |
| Arlington County Virginia | 1 | $ 226,000 | $ 226,000 | $ 240,000 |
| Campbell County Virginia | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
| Charlottesville County Virginia | 1 | $ 300,000 | $ 300,000 | $ 119,000 |
| Fairfax City County Virginia | 1 | $ 298,000 | $ 298,000 | $ 121,000 |
| Falls Church County Virginia | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Fauquier County Virginia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Mathews County Virginia | 1 | $ 251,000 | $ 251,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Stafford County Virginia | 1 | $ 81,000 | $ 81,000 | $ 124,000 |
| Chelan County Washington | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| Cowlitz County Washington | 1 | $ 249,000 | $ 249,000 | $ 315,000 |
| Franklin County Washington | 1 | $ 177,000 | $ 177,000 | $ 23,000 |
| Kitsap County Washington | 1 | $ 288,000 | $ 288,000 | $ 63,000 |
| Mason County Washington | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Skagit County Washington | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Spokane County Washington | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Berkeley County West Virginia | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Jefferson County West Virginia | 1 | $ 316,000 | $ 316,000 | $ 134,000 |
| Ozaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
| St. Croix County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
| Teton County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,315 | $510,897,000 | $388,000 | $3,500,000 | $166,000 | $6,568,000 |
| Home Purchase | 229 | $159,390,000 | $696,000 | $5,587,000 | $321,000 | $9,999,000 |
| Home Improvement | 4 | $1,060,000 | $265,000 | $370,000 | $120,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,012 | $413,523,000 | $408,000 | $5,587,000 | $221,000 | $9,999,000 |
| Not Provided | 249 | $98,859,000 | $397,000 | $2,000,000 | $163,000 | $2,052,000 |
| Asian | 109 | $47,966,000 | $440,000 | $3,350,000 | $159,000 | $1,226,000 |
| Not applicable | 89 | $80,455,000 | $903,000 | $3,185,000 | $0 | $0 |
| Hispanic | 64 | $22,866,000 | $357,000 | $2,210,000 | $119,000 | $635,000 |
| Black or African American | 15 | $4,646,000 | $309,000 | $1,090,000 | $146,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,168,000 | $361,000 | $725,000 | $191,000 | $328,000 |
| American Indian or Alaskan Native | 4 | $864,000 | $216,000 | $385,000 | $134,000 | $260,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,534 | $666,709,000 | $434,000 | $5,587,000 | $190,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 14 | $4,638,000 | $331,000 | $581,000 | $58,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 906 | $388,468,000 | $428,000 | $4,500,000 | $170,000 | $9,999,000 |
| Application Denied By Financial Institution | 267 | $117,676,000 | $440,000 | $3,500,000 | $207,000 | $6,568,000 |
| Application Withdrawn By Applicant | 254 | $124,735,000 | $491,000 | $5,587,000 | $261,000 | $8,117,000 |
| File Closed For Incompleteness | 121 | $40,468,000 | $334,000 | $2,205,000 | $142,000 | $700,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 115 | $52,915,000 | $460,000 | $3,500,000 | $330,000 | $6,568,000 |
| Debt-To-Income Ratio | 65 | $26,565,000 | $408,000 | $2,450,000 | $87,000 | $480,000 |
| Collateral | 45 | $18,954,000 | $421,000 | $2,145,000 | $119,000 | $805,000 |
| Credit History | 19 | $10,765,000 | $566,000 | $2,700,000 | $154,000 | $442,000 |
| Unverifiable Information | 12 | $4,359,000 | $363,000 | $730,000 | $129,000 | $240,000 |
| Employment History | 5 | $1,315,000 | $263,000 | $377,000 | $167,000 | $485,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,485,000 | $497,000 | $800,000 | $156,000 | $298,000 |
| Credit Application Incomplete | 1 | $318,000 | $318,000 | $318,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Internet Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.