Chickasaw Community Bank Mortgage Lending & HMDA Data, 2014

In 2014, Chickasaw Community Bank of Oklahoma City, OK reported 1,033 mortgage applications totaling $156.0 million, up 28% from 2013. The average application was for $151,039, and applicants reported an average income of $69,795. 41% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Oklahoma City, OK (308), Tulsa, OK (159) and Lawton, OK (17) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 1,033
Total Mortgage Loan Application Amount $156,024,000
Average Mortgage Loan Application Amount $151,039
Highest Mortgage Loan Application Amount $1,154,000
Average Applicant Income $69,795
Highest Applicant Income $2,433,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 154 $ 23,480,000 $ 152,467 $ 116,000
Tulsa, Oklahoma 101 $ 14,887,000 $ 147,396 $ 67,000
Cleveland, Oklahoma 71 $ 10,322,000 $ 145,380 $ 62,000
Canadian, Oklahoma 46 $ 6,700,000 $ 145,652 $ 75,000
Cherokee, Oklahoma 45 $ 3,416,000 $ 75,911 $ 14,000
Muskogee, Oklahoma 26 $ 2,737,000 $ 105,269 $ 26,000
Carter, Oklahoma 21 $ 2,576,000 $ 122,666 $ 73,000
Pontotoc, Oklahoma 20 $ 2,836,000 $ 141,800 $ 72,000
Adair, Oklahoma 19 $ 1,281,000 $ 67,421 $ 2,000
McClain, Oklahoma 19 $ 3,580,000 $ 188,421 $ 66,000
Comanche, Oklahoma 17 $ 1,828,000 $ 107,529 $ 56,000
Rogers, Oklahoma 17 $ 2,768,000 $ 162,823 $ 70,000
Delaware, Oklahoma 14 $ 1,173,000 $ 83,785 $ 37,000
Mayes, Oklahoma 14 $ 1,473,000 $ 105,214 $ 32,000
Pottawatomie, Oklahoma 14 $ 1,833,000 $ 130,928 $ 79,000
Maricopa, Arizona 13 $ 2,290,000 $ 176,153 $ 48,000
Logan, Oklahoma 12 $ 2,006,000 $ 167,166 $ 80,000
Wagoner, Oklahoma 12 $ 1,640,000 $ 136,666 $ 55,000
Riverside, California 11 $ 3,226,000 $ 293,272 $ 44,000
Matanuska-Susitna, Alaska 10 $ 2,556,000 $ 255,600 $ 7,000
Okmulgee, Oklahoma 10 $ 1,038,000 $ 103,800 $ 57,000
San Juan, New Mexico 9 $ 1,764,000 $ 196,000 $ 104,000
Osage, Oklahoma 9 $ 1,571,000 $ 174,555 $ 82,000
Lake, Montana 8 $ 914,000 $ 114,250 $ 69,000
Bernalillo, New Mexico 8 $ 1,211,000 $ 151,375 $ 61,000
Creek, Oklahoma 8 $ 1,222,000 $ 152,750 $ 59,000
Sequoyah, Oklahoma 8 $ 611,000 $ 76,375 $ 20,000
Apache, Arizona 7 $ 1,137,000 $ 162,428 $ 46,000
Garvin, Oklahoma 7 $ 805,000 $ 115,000 $ 49,000
Payne, Oklahoma 7 $ 1,017,000 $ 145,285 $ 51,000
Pittsburg, Oklahoma 7 $ 1,025,000 $ 146,428 $ 49,000
San Diego, California 6 $ 2,054,000 $ 342,333 $ 109,000
Honolulu, Hawaii 6 $ 1,859,000 $ 309,833 $ 49,000
Clark, Nevada 6 $ 1,240,000 $ 206,666 $ 92,000
Grady, Oklahoma 6 $ 508,000 $ 84,666 $ 69,000
Ottawa, Oklahoma 6 $ 487,000 $ 81,166 $ 46,000
Caddo, Oklahoma 5 $ 358,000 $ 71,600 $ 74,000
Kay, Oklahoma 5 $ 426,000 $ 85,200 $ 33,000
McIntosh, Oklahoma 5 $ 711,000 $ 142,200 $ 306,000
Okfuskee, Oklahoma 5 $ 288,000 $ 57,600 $ 36,000
Washington, Oklahoma 5 $ 788,000 $ 157,600 $ 95,000
Pierce, Washington 5 $ 837,000 $ 167,400 $ 42,000
Anchorage, Alaska 4 $ 1,059,000 $ 264,750 $ 72,000
Los Angeles, California 4 $ 1,389,000 $ 347,250 $ 48,000
Washoe, Nevada 4 $ 1,025,000 $ 256,250 $ 89,000
Sandoval, New Mexico 4 $ 436,000 $ 109,000 $ 31,000
Salt Lake, Utah 4 $ 920,000 $ 230,000 $ 58,000
King, Washington 4 $ 1,332,000 $ 333,000 $ 124,000
Butte, California 3 $ 452,000 $ 150,666 $ 35,000
Humboldt, California 3 $ 626,000 $ 208,666 $ 13,000
Sacramento, California 3 $ 456,000 $ 152,000 $ 65,000
Adams, Colorado 3 $ 694,000 $ 231,333 $ 46,000
Jefferson, Colorado 3 $ 875,000 $ 291,666 $ 106,000
Mesa, Colorado 3 $ 812,000 $ 270,666 $ 36,000
Sanders, Montana 3 $ 581,000 $ 193,666 $ 26,000
Lyon, Nevada 3 $ 434,000 $ 144,666 $ 106,000
Santa Fe, New Mexico 3 $ 484,000 $ 161,333 $ 88,000
Bryan, Oklahoma 3 $ 355,000 $ 118,333 $ 69,000
Craig, Oklahoma 3 $ 153,000 $ 51,000 $ 13,000
Custer, Oklahoma 3 $ 202,000 $ 67,333 $ 75,000
Marshall, Oklahoma 3 $ 77,000 $ 25,666 $ 29,000
Pinal, Arizona 2 $ 362,000 $ 181,000 $ 54,000
Shasta, California 2 $ 430,000 $ 215,000 $ 29,000
Solano, California 2 $ 721,000 $ 360,500 $ 60,000
Sonoma, California 2 $ 820,000 $ 410,000 $ 133,000
Arapahoe, Colorado 2 $ 641,000 $ 320,500 $ 77,000
Douglas, Colorado 2 $ 666,000 $ 333,000 $ 83,000
El Paso, Colorado 2 $ 347,000 $ 173,500 $ 53,000
La Plata, Colorado 2 $ 334,000 $ 167,000 $ 78,000
Kauai, Hawaii 2 $ 393,000 $ 196,500 $ 48,000
Kane, Illinois 2 $ 600,000 $ 300,000 $ 134,000
Douglas, Kansas 2 $ 345,000 $ 172,500 $ 99,000
Shawnee, Kansas 2 $ 343,000 $ 171,500 $ 79,000
Isabella, Michigan 2 $ 214,000 $ 107,000 $ 43,000
Jackson, Missouri 2 $ 289,000 $ 144,500 $ 66,000
McDonald, Missouri 2 $ 271,000 $ 135,500 $ 44,000
Silver Bow, Montana 2 $ 326,000 $ 163,000 $ 97,000
Yellowstone, Montana 2 $ 414,000 $ 207,000 $ 152,000
McKinley, New Mexico 2 $ 386,000 $ 193,000 $ 13,000
Erie, New York 2 $ 389,000 $ 194,500 $ 64,000
Franklin, New York 2 $ 158,000 $ 79,000 $ 32,000
Jackson, North Carolina 2 $ 377,000 $ 188,500 $ 34,000
Johnston, North Carolina 2 $ 325,000 $ 162,500 $ 66,000
Robeson, North Carolina 2 $ 318,000 $ 159,000 $ 29,000
Coal, Oklahoma 2 $ 66,000 $ 33,000 $ 45,000
Kingfisher, Oklahoma 2 $ 414,000 $ 207,000 $ 85,000
Murray, Oklahoma 2 $ 184,000 $ 92,000 $ 62,000
Pawnee, Oklahoma 2 $ 158,000 $ 79,000 $ 98,000
Roger Mills, Oklahoma 2 $ 156,000 $ 78,000 $ 57,000
Stephens, Oklahoma 2 $ 184,000 $ 92,000 $ 60,000
Multnomah, Oregon 2 $ 762,000 $ 381,000 $ 168,000
Berkeley, South Carolina 2 $ 170,000 $ 85,000 $ 44,000
Chester, South Carolina 2 $ 160,000 $ 80,000 $ 30,000
Kershaw, South Carolina 2 $ 320,000 $ 160,000 $ 63,000
Washington, Utah 2 $ 342,000 $ 171,000 $ 50,000
Okanogan, Washington 2 $ 348,000 $ 174,000 $ 0
Snohomish, Washington 2 $ 150,000 $ 75,000 $ 58,000
Spokane, Washington 2 $ 337,000 $ 168,500 $ 62,000
Thurston, Washington 2 $ 318,000 $ 159,000 $ 53,000
Mobile, Alabama 1 $ 45,000 $ 45,000 $ 81,000
Washington, Alabama 1 $ 134,000 $ 134,000 $ 54,000
Pima, Arizona 1 $ 194,000 $ 194,000 $ 0
Yuma, Arizona 1 $ 118,000 $ 118,000 $ 41,000
Calaveras, California 1 $ 266,000 $ 266,000 $ 92,000
Del Norte, California 1 $ 127,000 $ 127,000 $ 90,000
Fresno, California 1 $ 220,000 $ 220,000 $ 0
Inyo, California 1 $ 179,000 $ 179,000 $ 50,000
Mendocino, California 1 $ 152,000 $ 152,000 $ 48,000
Monterey, California 1 $ 201,000 $ 201,000 $ 108,000
Orange, California 1 $ 416,000 $ 416,000 $ 108,000
Placer, California 1 $ 280,000 $ 280,000 $ 179,000
Sutter, California 1 $ 264,000 $ 264,000 $ 54,000
Tehama, California 1 $ 275,000 $ 275,000 $ 197,000
Boulder, Colorado 1 $ 274,000 $ 274,000 $ 80,000
Broomfield, Colorado 1 $ 178,000 $ 178,000 $ 49,000
Eagle, Colorado 1 $ 370,000 $ 370,000 $ 116,000
Montezuma, Colorado 1 $ 164,000 $ 164,000 $ 60,000
Pueblo, Colorado 1 $ 146,000 $ 146,000 $ 60,000
Brevard, Florida 1 $ 273,000 $ 273,000 $ 110,000
Broward, Florida 1 $ 345,000 $ 345,000 $ 130,000
Santa Rosa, Florida 1 $ 105,000 $ 105,000 $ 25,000
Ada, Idaho 1 $ 197,000 $ 197,000 $ 0
Bannock, Idaho 1 $ 225,000 $ 225,000 $ 79,000
Benewah, Idaho 1 $ 273,000 $ 273,000 $ 91,000
Canyon, Idaho 1 $ 215,000 $ 215,000 $ 77,000
Marion, Indiana 1 $ 125,000 $ 125,000 $ 88,000
Johnson, Kansas 1 $ 252,000 $ 252,000 $ 98,000
Leavenworth, Kansas 1 $ 173,000 $ 173,000 $ 72,000
Wilson, Kansas 1 $ 252,000 $ 252,000 $ 107,000
Norfolk, Massachusetts 1 $ 372,000 $ 372,000 $ 65,000
Wayne, Michigan 1 $ 162,000 $ 162,000 $ 89,000
Jones, Mississippi 1 $ 247,000 $ 247,000 $ 107,000
Neshoba, Mississippi 1 $ 65,000 $ 65,000 $ 62,000
Newton, Missouri 1 $ 163,000 $ 163,000 $ 72,000
Missoula, Montana 1 $ 202,000 $ 202,000 $ 78,000
Roosevelt, Montana 1 $ 46,000 $ 46,000 $ 81,000
Hall, Nebraska 1 $ 165,000 $ 165,000 $ 97,000
Lancaster, Nebraska 1 $ 154,000 $ 154,000 $ 72,000
Valencia, New Mexico 1 $ 173,000 $ 173,000 $ 0
Dutchess, New York 1 $ 200,000 $ 200,000 $ 77,000
Onondaga, New York 1 $ 84,000 $ 84,000 $ 41,000
Brunswick, North Carolina 1 $ 122,000 $ 122,000 $ 67,000
Cumberland, North Carolina 1 $ 74,000 $ 74,000 $ 0
Davidson, North Carolina 1 $ 161,000 $ 161,000 $ 48,000
Guilford, North Carolina 1 $ 123,000 $ 123,000 $ 68,000
Mecklenburg, North Carolina 1 $ 223,000 $ 223,000 $ 102,000
Pasquotank, North Carolina 1 $ 176,000 $ 176,000 $ 121,000
Burleigh, North Dakota 1 $ 305,000 $ 305,000 $ 108,000
Rolette, North Dakota 1 $ 61,000 $ 61,000 $ 200,000
Sioux, North Dakota 1 $ 214,000 $ 214,000 $ 0
Choctaw, Oklahoma 1 $ 102,000 $ 102,000 $ 58,000
Garfield, Oklahoma 1 $ 233,000 $ 233,000 $ 80,000
Haskell, Oklahoma 1 $ 109,000 $ 109,000 $ 76,000
Hughes, Oklahoma 1 $ 181,000 $ 181,000 $ 37,000
Johnston, Oklahoma 1 $ 74,000 $ 74,000 $ 66,000
McCurtain, Oklahoma 1 $ 136,000 $ 136,000 $ 86,000
Noble, Oklahoma 1 $ 145,000 $ 145,000 $ 117,000
Nowata, Oklahoma 1 $ 132,000 $ 132,000 $ 257,000
Seminole, Oklahoma 1 $ 41,000 $ 41,000 $ 19,000
Washita, Oklahoma 1 $ 110,000 $ 110,000 $ 285,000
Woodward, Oklahoma 1 $ 179,000 $ 179,000 $ 78,000
Clackamas, Oregon 1 $ 317,000 $ 317,000 $ 69,000
Columbia, Oregon 1 $ 170,000 $ 170,000 $ 60,000
Jackson, Oregon 1 $ 190,000 $ 190,000 $ 42,000
Linn, Oregon 1 $ 184,000 $ 184,000 $ 0
Umatilla, Oregon 1 $ 75,000 $ 75,000 $ 40,000
Washington, Oregon 1 $ 328,000 $ 328,000 $ 91,000
Beaufort, South Carolina 1 $ 200,000 $ 200,000 $ 79,000
Dorchester, South Carolina 1 $ 121,000 $ 121,000 $ 30,000
Greenwood, South Carolina 1 $ 8,000 $ 8,000 $ 51,000
Lexington, South Carolina 1 $ 187,000 $ 187,000 $ 85,000
Dewey, South Dakota 1 $ 54,000 $ 54,000 $ 170,000
Haakon, South Dakota 1 $ 217,000 $ 217,000 $ 66,000
Minnehaha, South Dakota 1 $ 270,000 $ 270,000 $ 300,000
El Paso, Texas 1 $ 86,000 $ 86,000 $ 40,000
Kerr, Texas 1 $ 118,000 $ 118,000 $ 76,000
Tarrant, Texas 1 $ 20,000 $ 20,000 $ 317,000
Davis, Utah 1 $ 252,000 $ 252,000 $ 93,000
Weber, Utah 1 $ 220,000 $ 220,000 $ 90,000
Klickitat, Washington 1 $ 291,000 $ 291,000 $ 145,000
Yakima, Washington 1 $ 232,000 $ 232,000 $ 110,000
Bayfield, Wisconsin 1 $ 43,000 $ 43,000 $ 69,000
Columbia, Wisconsin 1 $ 192,000 $ 192,000 $ 70,000
Lafayette, Wisconsin 1 $ 108,000 $ 108,000 $ 49,000
Menominee, Wisconsin 1 $ 13,000 $ 13,000 $ 14,000
Sawyer, Wisconsin 1 $ 126,000 $ 126,000 $ 66,000
Waukesha, Wisconsin 1 $ 200,000 $ 200,000 $ 53,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 663 $101,966,000 $153,000 $840,000 $63,000 $1,157,000
Refinancing 315 $48,085,000 $152,000 $1,154,000 $79,000 $2,433,000
Home Improvement 55 $5,973,000 $108,000 $412,000 $99,000 $685,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 774 $122,902,000 $158,000 $495,000 $67,000 $300,000
Not applicable 107 $11,914,000 $111,000 $1,154,000 $0 $0
White 86 $10,098,000 $117,000 $388,000 $179,000 $2,433,000
Hispanic 26 $4,982,000 $191,000 $504,000 $77,000 $317,000
Native Hawaiian or Other Pacific Islander 19 $3,335,000 $175,000 $379,000 $61,000 $117,000
Not Provided 18 $1,807,000 $100,000 $272,000 $56,000 $138,000
Black or African American 2 $673,000 $336,000 $540,000 $197,000 $350,000
Asian 1 $313,000 $313,000 $313,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 881 $137,135,000 $155,000 $504,000 $59,000 $300,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 152 $18,889,000 $124,000 $1,154,000 $129,000 $2,433,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 426 $63,108,000 $148,000 $1,154,000 $72,000 $2,433,000
Loan Purchased By The Institution 302 $46,888,000 $155,000 $495,000 $64,000 $240,000
Application Denied By Financial Institution 229 $32,424,000 $141,000 $421,000 $69,000 $300,000
Application Withdrawn By Applicant 76 $13,604,000 $179,000 $840,000 $80,000 $350,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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