Chickasaw Community Bank Mortgage Lending & HMDA Data, 2014

In 2014, Chickasaw Community Bank of Oklahoma City, OK reported 1,033 mortgage applications totaling $156.0 million, up 28% from 2013. The average application was for $151,039, and applicants reported an average income of $69,795. 41% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Oklahoma City, OK (308), Tulsa, OK (159) and Lawton, OK (17) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 1,033
Total Mortgage Loan Application Amount $156,024,000
Average Mortgage Loan Application Amount $151,039
Highest Mortgage Loan Application Amount $1,154,000
Average Applicant Income $69,795
Highest Applicant Income $2,433,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma City, OK 308 $ 46,596,000 $ 151,285 $ 92,000
Tulsa, OK 159 $ 23,284,000 $ 146,440 $ 67,000
Lawton, OK 17 $ 1,828,000 $ 107,529 $ 56,000
Phoenix-Mesa-Scottsdale, AZ 15 $ 2,652,000 $ 176,800 $ 49,000
Anchorage, AK 14 $ 3,615,000 $ 258,214 $ 26,000
Albuquerque, NM 13 $ 1,820,000 $ 140,000 $ 47,000
Denver-Aurora-Lakewood, CO 11 $ 3,054,000 $ 277,636 $ 75,000
Riverside-San Bernardino-Ontario, CA 11 $ 3,226,000 $ 293,272 $ 44,000
Farmington, NM 9 $ 1,764,000 $ 196,000 $ 104,000
Fort Smith, AR-OK 8 $ 611,000 $ 76,375 $ 20,000
Las Vegas-Henderson-Paradise, NV 6 $ 1,240,000 $ 206,666 $ 92,000
San Diego-Carlsbad, CA 6 $ 2,054,000 $ 342,333 $ 109,000
Seattle-Bellevue-Everett, WA 6 $ 1,482,000 $ 247,000 $ 102,000
Urban Honolulu, HI 6 $ 1,859,000 $ 309,833 $ 49,000
Portland-Vancouver-Hillsboro, OR-WA 5 $ 1,577,000 $ 315,400 $ 111,000
Tacoma-Lakewood, WA 5 $ 837,000 $ 167,400 $ 42,000
Kansas City, MO-KS 4 $ 714,000 $ 178,500 $ 75,500
Los Angeles-Long Beach-Glendale, CA 4 $ 1,389,000 $ 347,250 $ 48,000
Reno, NV 4 $ 1,025,000 $ 256,250 $ 89,000
Sacramento--Roseville--Arden-Arcade, CA 4 $ 736,000 $ 184,000 $ 93,000
Salt Lake City, UT 4 $ 920,000 $ 230,000 $ 58,000
Charleston-North Charleston, SC 3 $ 291,000 $ 97,000 $ 39,000
Charlotte-Concord-Gastonia, NC-SC 3 $ 383,000 $ 127,666 $ 54,000
Chico, CA 3 $ 452,000 $ 150,666 $ 35,000
Columbia, SC 3 $ 507,000 $ 169,000 $ 70,000
Grand Junction, CO 3 $ 812,000 $ 270,666 $ 36,000
Santa Fe, NM 3 $ 484,000 $ 161,333 $ 88,000
Billings, MT 2 $ 414,000 $ 207,000 $ 152,000
Bismarck, ND 2 $ 519,000 $ 259,500 $ 54,000
Boise City, ID 2 $ 412,000 $ 206,000 $ 38,000
Buffalo-Cheektowaga-Niagara Falls, NY 2 $ 389,000 $ 194,500 $ 64,000
Colorado Springs, CO 2 $ 347,000 $ 173,500 $ 53,000
Elgin, IL 2 $ 600,000 $ 300,000 $ 134,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 271,000 $ 135,500 $ 44,000
Lawrence, KS 2 $ 345,000 $ 172,500 $ 99,000
Ogden-Clearfield, UT 2 $ 472,000 $ 236,000 $ 91,000
Olympia-Tumwater, WA 2 $ 318,000 $ 159,000 $ 53,000
Raleigh, NC 2 $ 325,000 $ 162,500 $ 66,000
Redding, CA 2 $ 430,000 $ 215,000 $ 29,000
Santa Rosa, CA 2 $ 820,000 $ 410,000 $ 133,000
Spokane-Spokane Valley, WA 2 $ 337,000 $ 168,500 $ 62,000
St. George, UT 2 $ 342,000 $ 171,000 $ 50,000
Topeka, KS 2 $ 343,000 $ 171,500 $ 79,000
Vallejo-Fairfield, CA 2 $ 721,000 $ 360,500 $ 60,000
Albany, OR 1 $ 184,000 $ 184,000 $ 0
Anaheim-Santa Ana-Irvine, CA 1 $ 416,000 $ 416,000 $ 108,000
Boston, MA 1 $ 372,000 $ 372,000 $ 65,000
Boulder, CO 1 $ 274,000 $ 274,000 $ 80,000
Detroit-Dearborn-Livonia, MI 1 $ 162,000 $ 162,000 $ 89,000
Dutchess County-Putnam County, NY 1 $ 200,000 $ 200,000 $ 77,000
El Paso, TX 1 $ 86,000 $ 86,000 $ 40,000
Fayetteville, NC 1 $ 74,000 $ 74,000 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 345,000 $ 345,000 $ 130,000
Fort Worth-Arlington, TX 1 $ 20,000 $ 20,000 $ 317,000
Fresno, CA 1 $ 220,000 $ 220,000 $ 0
Grand Island, NE 1 $ 165,000 $ 165,000 $ 97,000
Greensboro-High Point, NC 1 $ 123,000 $ 123,000 $ 68,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 200,000 $ 200,000 $ 79,000
Indianapolis-Carmel-Anderson, IN 1 $ 125,000 $ 125,000 $ 88,000
Joplin, MO 1 $ 163,000 $ 163,000 $ 72,000
Lincoln, NE 1 $ 154,000 $ 154,000 $ 72,000
Madison, WI 1 $ 192,000 $ 192,000 $ 70,000
Medford, OR 1 $ 190,000 $ 190,000 $ 42,000
Milwaukee-Waukesha-West Allis, WI 1 $ 200,000 $ 200,000 $ 53,000
Missoula, MT 1 $ 202,000 $ 202,000 $ 78,000
Mobile, AL 1 $ 45,000 $ 45,000 $ 81,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 122,000 $ 122,000 $ 67,000
Palm Bay-Melbourne-Titusville, FL 1 $ 273,000 $ 273,000 $ 110,000
Pensacola-Ferry Pass-Brent, FL 1 $ 105,000 $ 105,000 $ 25,000
Pocatello, ID 1 $ 225,000 $ 225,000 $ 79,000
Pueblo, CO 1 $ 146,000 $ 146,000 $ 60,000
Salinas, CA 1 $ 201,000 $ 201,000 $ 108,000
Sioux Falls, SD 1 $ 270,000 $ 270,000 $ 300,000
Syracuse, NY 1 $ 84,000 $ 84,000 $ 41,000
Tucson, AZ 1 $ 194,000 $ 194,000 $ 0
Winston-Salem, NC 1 $ 161,000 $ 161,000 $ 48,000
Yakima, WA 1 $ 232,000 $ 232,000 $ 110,000
Yuba City, CA 1 $ 264,000 $ 264,000 $ 54,000
Yuma, AZ 1 $ 118,000 $ 118,000 $ 41,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 663 $101,966,000 $153,000 $840,000 $63,000 $1,157,000
Refinancing 315 $48,085,000 $152,000 $1,154,000 $79,000 $2,433,000
Home Improvement 55 $5,973,000 $108,000 $412,000 $99,000 $685,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 774 $122,902,000 $158,000 $495,000 $67,000 $300,000
Not applicable 107 $11,914,000 $111,000 $1,154,000 $0 $0
White 86 $10,098,000 $117,000 $388,000 $179,000 $2,433,000
Hispanic 26 $4,982,000 $191,000 $504,000 $77,000 $317,000
Native Hawaiian or Other Pacific Islander 19 $3,335,000 $175,000 $379,000 $61,000 $117,000
Not Provided 18 $1,807,000 $100,000 $272,000 $56,000 $138,000
Black or African American 2 $673,000 $336,000 $540,000 $197,000 $350,000
Asian 1 $313,000 $313,000 $313,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 881 $137,135,000 $155,000 $504,000 $59,000 $300,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 152 $18,889,000 $124,000 $1,154,000 $129,000 $2,433,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 426 $63,108,000 $148,000 $1,154,000 $72,000 $2,433,000
Loan Purchased By The Institution 302 $46,888,000 $155,000 $495,000 $64,000 $240,000
Application Denied By Financial Institution 229 $32,424,000 $141,000 $421,000 $69,000 $300,000
Application Withdrawn By Applicant 76 $13,604,000 $179,000 $840,000 $80,000 $350,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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