Chickasaw Community Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,887 |
| Total Mortgage Loan Application Amount | $399,695,000 |
| Average Mortgage Loan Application Amount | $167,800 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $1,668,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Chickasaw Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chickasaw Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Chickasaw Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chickasaw Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chickasaw Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chickasaw Community Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 280 | $ 66,780,000 | $ 238,000 | $ 84,000 |
| Tulsa County Oklahoma | 123 | $ 23,075,000 | $ 187,000 | $ 106,000 |
| Cleveland County Oklahoma | 103 | $ 21,265,000 | $ 206,000 | $ 110,000 |
| Pontotoc County Oklahoma | 87 | $ 13,255,000 | $ 152,000 | $ 77,000 |
| Canadian County Oklahoma | 74 | $ 18,330,000 | $ 247,000 | $ 88,000 |
| Polk County Iowa | 48 | $ 10,390,000 | $ 216,000 | $ 80,000 |
| McClain County Oklahoma | 42 | $ 8,880,000 | $ 211,000 | $ 98,000 |
| Ottawa County Oklahoma | 41 | $ 4,985,000 | $ 121,000 | $ 58,000 |
| Cherokee County Oklahoma | 35 | $ 14,415,000 | $ 411,000 | $ 68,000 |
| Grady County Oklahoma | 35 | $ 7,825,000 | $ 223,000 | $ 87,000 |
| Carter County Oklahoma | 33 | $ 5,495,000 | $ 166,000 | $ 84,000 |
| Jackson County Oklahoma | 29 | $ 6,335,000 | $ 218,000 | $ 87,000 |
| Pottawatomie County Oklahoma | 29 | $ 4,715,000 | $ 162,000 | $ 77,000 |
| Garvin County Oklahoma | 24 | $ 2,970,000 | $ 123,000 | $ 58,000 |
| Stephens County Oklahoma | 20 | $ 3,150,000 | $ 157,000 | $ 80,000 |
| Comanche County Oklahoma | 19 | $ 2,605,000 | $ 137,000 | $ 63,000 |
| Murray County Oklahoma | 19 | $ 2,865,000 | $ 150,000 | $ 76,000 |
| Skagit County Washington | 18 | $ 6,210,000 | $ 345,000 | $ 114,000 |
| Dallas County Iowa | 17 | $ 4,355,000 | $ 256,000 | $ 104,000 |
| Johnston County Oklahoma | 17 | $ 1,465,000 | $ 86,000 | $ 53,000 |
| Sequoyah County Oklahoma | 17 | $ 2,025,000 | $ 119,000 | $ 60,000 |
| Woodbury County Iowa | 16 | $ 3,560,000 | $ 222,000 | $ 81,000 |
| Bryan County Oklahoma | 16 | $ 3,320,000 | $ 207,000 | $ 76,000 |
| Washington County Oklahoma | 16 | $ 2,090,000 | $ 130,000 | $ 105,000 |
| Lincoln County Oklahoma | 15 | $ 2,345,000 | $ 156,000 | $ 77,000 |
| Wagoner County Oklahoma | 15 | $ 3,385,000 | $ 225,000 | $ 87,000 |
| Creek County Oklahoma | 14 | $ 2,110,000 | $ 150,000 | $ 70,000 |
| Logan County Oklahoma | 14 | $ 3,670,000 | $ 262,000 | $ 105,000 |
| Douglas County Nebraska | 13 | $ 3,685,000 | $ 283,000 | $ 104,000 |
| Love County Oklahoma | 13 | $ 2,475,000 | $ 190,000 | $ 60,000 |
| Caddo County Oklahoma | 12 | $ 1,550,000 | $ 129,000 | $ 58,000 |
| Mayes County Oklahoma | 12 | $ 2,010,000 | $ 167,000 | $ 91,000 |
| Okmulgee County Oklahoma | 12 | $ 2,410,000 | $ 200,000 | $ 109,000 |
| Osage County Oklahoma | 12 | $ 1,690,000 | $ 140,000 | $ 63,000 |
| Rogers County Oklahoma | 12 | $ 2,280,000 | $ 190,000 | $ 75,000 |
| Anchorage County Alaska | 11 | $ 3,285,000 | $ 298,000 | $ 115,000 |
| Apache County Arizona | 11 | $ 3,855,000 | $ 350,000 | $ 132,000 |
| Story County Iowa | 11 | $ 2,465,000 | $ 224,000 | $ 76,000 |
| Delaware County Oklahoma | 11 | $ 1,735,000 | $ 157,000 | $ 63,000 |
| Le Flore County Oklahoma | 11 | $ 1,255,000 | $ 114,000 | $ 43,000 |
| Muskogee County Oklahoma | 11 | $ 1,935,000 | $ 175,000 | $ 44,000 |
| Coshocton County Ohio | 10 | $ 1,260,000 | $ 126,000 | $ 66,000 |
| Craig County Oklahoma | 10 | $ 1,580,000 | $ 158,000 | $ 77,000 |
| Seminole County Oklahoma | 10 | $ 870,000 | $ 87,000 | $ 75,000 |
| Calcasieu County Louisiana | 9 | $ 1,745,000 | $ 193,000 | $ 86,000 |
| McKinley County New Mexico | 9 | $ 1,795,000 | $ 199,000 | $ 78,000 |
| Matanuska-Susitna County Alaska | 8 | $ 1,850,000 | $ 231,000 | $ 76,000 |
| Santa Fe County New Mexico | 8 | $ 1,460,000 | $ 182,000 | $ 88,000 |
| Pittsburg County Oklahoma | 8 | $ 1,760,000 | $ 220,000 | $ 84,000 |
| Sebastian County Arkansas | 7 | $ 4,535,000 | $ 647,000 | $ 52,000 |
| Clay County Missouri | 7 | $ 915,000 | $ 130,000 | $ 64,000 |
| Garfield County Oklahoma | 7 | $ 2,745,000 | $ 392,000 | $ 70,000 |
| Marshall County Oklahoma | 7 | $ 3,435,000 | $ 490,000 | $ 84,000 |
| Charles City County Virginia | 7 | $ 1,405,000 | $ 200,000 | $ 84,000 |
| Pima County Arizona | 6 | $ 1,230,000 | $ 205,000 | $ 75,000 |
| Jasper County Iowa | 6 | $ 1,020,000 | $ 170,000 | $ 74,000 |
| Warren County Iowa | 6 | $ 1,100,000 | $ 183,000 | $ 73,000 |
| Worcester County Massachusetts | 6 | $ 1,850,000 | $ 308,000 | $ 116,000 |
| Guernsey County Ohio | 6 | $ 970,000 | $ 161,000 | $ 55,000 |
| Tuscarawas County Ohio | 6 | $ 600,000 | $ 100,000 | $ 63,000 |
| Kay County Oklahoma | 6 | $ 1,000,000 | $ 166,000 | $ 89,000 |
| Snohomish County Washington | 6 | $ 1,670,000 | $ 278,000 | $ 116,000 |
| Sarpy County Nebraska | 5 | $ 1,415,000 | $ 283,000 | $ 91,000 |
| Coal County Oklahoma | 5 | $ 695,000 | $ 139,000 | $ 56,000 |
| Kingfisher County Oklahoma | 5 | $ 785,000 | $ 157,000 | $ 76,000 |
| Nowata County Oklahoma | 5 | $ 585,000 | $ 117,000 | $ 57,000 |
| Benton County Arkansas | 4 | $ 990,000 | $ 247,000 | $ 173,000 |
| Del Norte County California | 4 | $ 1,160,000 | $ 290,000 | $ 68,000 |
| Orange County California | 4 | $ 580,000 | $ 145,000 | $ 50,000 |
| Riverside County California | 4 | $ 1,930,000 | $ 482,000 | $ 187,000 |
| El Paso County Colorado | 4 | $ 690,000 | $ 172,000 | $ 60,000 |
| O'Brien County Iowa | 4 | $ 530,000 | $ 132,000 | $ 54,000 |
| Pottawattamie County Iowa | 4 | $ 1,110,000 | $ 277,000 | $ 125,000 |
| Adair County Oklahoma | 4 | $ 610,000 | $ 152,000 | $ 61,000 |
| Hughes County Oklahoma | 4 | $ 590,000 | $ 147,000 | $ 82,000 |
| Noble County Oklahoma | 4 | $ 430,000 | $ 107,000 | $ 50,000 |
| Payne County Oklahoma | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Whatcom County Washington | 4 | $ 1,160,000 | $ 290,000 | $ 163,000 |
| Ozaukee County Wisconsin | 4 | $ 1,370,000 | $ 342,000 | $ 386,000 |
| Mobile County Alabama | 3 | $ 675,000 | $ 225,000 | $ 111,000 |
| Maricopa County Arizona | 3 | $ 775,000 | $ 258,000 | $ 105,000 |
| Contra Costa County California | 3 | $ 1,315,000 | $ 438,000 | $ 184,000 |
| Shasta County California | 3 | $ 225,000 | $ 75,000 | $ 71,000 |
| Volusia County Florida | 3 | $ 315,000 | $ 105,000 | $ 39,000 |
| Cook County Illinois | 3 | $ 1,405,000 | $ 468,000 | $ 134,000 |
| Cass County Iowa | 3 | $ 355,000 | $ 118,000 | $ 52,000 |
| Marion County Iowa | 3 | $ 525,000 | $ 175,000 | $ 59,000 |
| Morton County Kansas | 3 | $ 245,000 | $ 81,000 | $ 45,000 |
| Sedgwick County Kansas | 3 | $ 625,000 | $ 208,000 | $ 99,000 |
| Essex County Massachusetts | 3 | $ 1,175,000 | $ 391,000 | $ 63,000 |
| Norfolk County Massachusetts | 3 | $ 1,075,000 | $ 358,000 | $ 163,000 |
| Lancaster County Nebraska | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
| Clark County Nevada | 3 | $ 765,000 | $ 255,000 | $ 80,000 |
| Bernalillo County New Mexico | 3 | $ 725,000 | $ 241,000 | $ 88,000 |
| San Juan County New Mexico | 3 | $ 745,000 | $ 248,000 | $ 114,000 |
| Muskingum County Ohio | 3 | $ 315,000 | $ 105,000 | $ 54,000 |
| McIntosh County Oklahoma | 3 | $ 415,000 | $ 138,000 | $ 58,000 |
| Pawnee County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 35,000 |
| Lane County Oregon | 3 | $ 1,225,000 | $ 408,000 | $ 97,000 |
| Lincoln County Oregon | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Umatilla County Oregon | 3 | $ 875,000 | $ 291,000 | $ 79,000 |
| Providence County Rhode Island | 3 | $ 965,000 | $ 321,000 | $ 141,000 |
| Salt Lake County Utah | 3 | $ 885,000 | $ 295,000 | $ 85,000 |
| Okanogan County Washington | 3 | $ 815,000 | $ 271,000 | $ 84,000 |
| Yakima County Washington | 3 | $ 615,000 | $ 205,000 | $ 83,000 |
| Humboldt County California | 2 | $ 320,000 | $ 160,000 | $ 222,000 |
| San Bernardino County California | 2 | $ 720,000 | $ 360,000 | $ 178,000 |
| Sonoma County California | 2 | $ 1,020,000 | $ 510,000 | $ 103,000 |
| Gilpin County Colorado | 2 | $ 750,000 | $ 375,000 | $ 110,000 |
| Mesa County Colorado | 2 | $ 780,000 | $ 390,000 | $ 105,000 |
| Hillsborough County Florida | 2 | $ 660,000 | $ 330,000 | $ 157,000 |
| Miami-Dade County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 432,000 |
| Palm Beach County Florida | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Suwannee County Florida | 2 | $ 300,000 | $ 150,000 | $ 91,000 |
| Appanoose County Iowa | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Boone County Iowa | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| Dickinson County Iowa | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Madison County Iowa | 2 | $ 680,000 | $ 340,000 | $ 94,000 |
| Osceola County Iowa | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Poweshiek County Iowa | 2 | $ 190,000 | $ 95,000 | $ 28,000 |
| Scott County Iowa | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Cherokee County Kansas | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Jackson County Kansas | 2 | $ 650,000 | $ 325,000 | $ 106,000 |
| Shawnee County Kansas | 2 | $ 600,000 | $ 300,000 | $ 102,000 |
| Baraga County Michigan | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 143,000 |
| Lake County Montana | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Dakota County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Gage County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Madison County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Douglas County Nevada | 2 | $ 570,000 | $ 285,000 | $ 64,000 |
| Sandoval County New Mexico | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Robeson County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Atoka County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| Blaine County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Choctaw County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Okfuskee County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Woodward County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Coos County Oregon | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Aiken County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Brazos County Texas | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| El Paso County Texas | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| Tarrant County Texas | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Bedford County Virginia | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Hopewell County Virginia | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Richmond City County Virginia | 2 | $ 590,000 | $ 295,000 | $ 60,000 |
| Clark County Washington | 2 | $ 580,000 | $ 290,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 2,405,000 | $ 2,405,000 | $ 172,000 |
| Nome County Alaska | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Mohave County Arizona | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Yavapai County Arizona | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Yuma County Arizona | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Boone County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Carroll County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| White County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Butte County California | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Kern County California | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Los Angeles County California | 1 | $ 595,000 | $ 595,000 | $ 178,000 |
| Mariposa County California | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Mendocino County California | 1 | $ 395,000 | $ 395,000 | $ 65,000 |
| Nevada County California | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Stanislaus County California | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Trinity County California | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Adams County Colorado | 1 | $ 545,000 | $ 545,000 | $ 143,000 |
| Broomfield County Colorado | 1 | $ 575,000 | $ 575,000 | $ 262,000 |
| Moffat County Colorado | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Pueblo County Colorado | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Columbia County Florida | 1 | $ 495,000 | $ 495,000 | $ 208,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Cobb County Georgia | 1 | $ 315,000 | $ 315,000 | $ 57,000 |
| Paulding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Upson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Latah County Idaho | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| McDonough County Illinois | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Warren County Illinois | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Woodford County Illinois | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Adair County Iowa | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Adams County Iowa | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Buena Vista County Iowa | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Calhoun County Iowa | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Carroll County Iowa | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Cerro Gordo County Iowa | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Des Moines County Iowa | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Greene County Iowa | 1 | $ 595,000 | $ 595,000 | $ 280,000 |
| Guthrie County Iowa | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Jefferson County Iowa | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Jones County Iowa | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Keokuk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Linn County Iowa | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Mahaska County Iowa | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Mitchell County Iowa | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Monona County Iowa | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Page County Iowa | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Palo Alto County Iowa | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Union County Iowa | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Van Buren County Iowa | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Wright County Iowa | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Douglas County Kansas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Ellis County Kansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Labette County Kansas | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Montgomery County Kansas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Sumner County Kansas | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Allen County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| East Baton Rouge County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Grant County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| St. Charles County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Hancock County Maine | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lincoln County Maine | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Midland County Michigan | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Jackson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Jasper County Missouri | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Jefferson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| McDonald County Missouri | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Newton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Sanders County Montana | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Yellowstone County Montana | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Cass County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Johnson County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Seward County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wayne County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Lyon County Nevada | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Washoe County Nevada | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| White Pine County Nevada | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Warren County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 186,000 |
| Luna County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Socorro County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Surry County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Mountrail County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Traill County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Noble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Perry County Ohio | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Stark County Ohio | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Beckham County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Ellis County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Greer County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Haskell County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| McCurtain County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pushmataha County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Woods County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Douglas County Oregon | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Multnomah County Oregon | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Luzerne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hutchinson County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Lyman County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Clay County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Bexar County Texas | 1 | $ 115,000 | $ 115,000 | $ 9,000 |
| Denton County Texas | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Hardin County Texas | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Hays County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Howard County Texas | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Martin County Texas | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Rusk County Texas | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Scurry County Texas | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Waller County Texas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Wichita County Texas | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Uintah County Utah | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Orleans County Vermont | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Henrico County Virginia | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| Middlesex County Virginia | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Northumberland County Virginia | 1 | $ 415,000 | $ 415,000 | $ 121,000 |
| Suffolk County Virginia | 1 | $ 415,000 | $ 415,000 | $ 60,000 |
| Cowlitz County Washington | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Pierce County Washington | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Thurston County Washington | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Upshur County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,375 | $298,725,000 | $217,000 | $9,005,000 | $82,000 | $1,203,000 |
| Cash-out Refinancing | 265 | $55,105,000 | $207,000 | $2,405,000 | $88,000 | $234,000 |
| Refinancing | 183 | $39,395,000 | $215,000 | $1,835,000 | $97,000 | $432,000 |
| Other Purpose | 33 | $3,825,000 | $115,000 | $435,000 | $113,000 | $1,668,000 |
| Home Improvement | 31 | $2,645,000 | $85,000 | $825,000 | $101,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 834 | $160,140,000 | $192,000 | $815,000 | $84,000 | $1,203,000 |
| White | 560 | $109,040,000 | $194,000 | $645,000 | $84,000 | $569,000 |
| Not applicable | 325 | $88,485,000 | $272,000 | $9,005,000 | $0 | $0 |
| Hispanic | 69 | $13,455,000 | $195,000 | $515,000 | $76,000 | $240,000 |
| Black or African American | 42 | $9,580,000 | $228,000 | $595,000 | $77,000 | $160,000 |
| Not Provided | 40 | $14,270,000 | $356,000 | $2,405,000 | $145,000 | $1,668,000 |
| Asian | 13 | $4,005,000 | $308,000 | $475,000 | $85,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,059 | $200,995,000 | $189,000 | $595,000 | $80,000 | $1,203,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 517 | $139,265,000 | $269,000 | $9,005,000 | $123,000 | $1,668,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 198 | $26,620,000 | $134,000 | $365,000 | $55,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 113 | $32,815,000 | $290,000 | $2,405,000 | $95,000 | $280,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,083 | $239,255,000 | $220,000 | $9,005,000 | $84,000 | $1,203,000 |
| Application Denied By Financial Institution | 416 | $82,010,000 | $197,000 | $2,405,000 | $75,000 | $291,000 |
| Application Withdrawn By Applicant | 276 | $56,030,000 | $203,000 | $1,005,000 | $101,000 | $1,668,000 |
| Loan Purchased By The Institution | 50 | $9,050,000 | $181,000 | $535,000 | $0 | $0 |
| File Closed For Incompleteness | 48 | $10,500,000 | $218,000 | $645,000 | $88,000 | $258,000 |
| Application Approved But Not Accepted | 14 | $2,850,000 | $203,000 | $515,000 | $80,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,471 | $317,685,000 | $215,000 | $9,005,000 | $88,000 | $1,668,000 |
| Debt-To-Income Ratio | 158 | $34,000,000 | $215,000 | $2,405,000 | $60,000 | $280,000 |
| Credit History | 125 | $23,255,000 | $186,000 | $815,000 | $90,000 | $223,000 |
| Collateral | 66 | $12,310,000 | $186,000 | $585,000 | $81,000 | $291,000 |
| Other | 23 | $3,905,000 | $169,000 | $425,000 | $82,000 | $176,000 |
| Unverifiable Information | 19 | $3,615,000 | $190,000 | $345,000 | $80,000 | $234,000 |
| Employment History | 15 | $2,685,000 | $179,000 | $355,000 | $64,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,240,000 | $224,000 | $595,000 | $80,000 | $172,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.