Chickasaw Community Bank Mortgage Lending & HMDA Data, 2022

In 2022, Chickasaw Community Bank of Oklahoma City, OK reported 1,887 mortgage applications totaling $399.7 million, down 45% from 2021. The average application was for $211,815, and applicants reported an average income of $85,151. 57% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Oklahoma City, OK (563), Tulsa, OK (191) and Des Moines-West Des Moines, IA (80) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,887
Total Mortgage Loan Application Amount $399,695,000
Average Mortgage Loan Application Amount $211,815
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $85,151
Highest Applicant Income $1,668,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 280 $ 66,780,000 $ 238,500 $ 84,000
Tulsa, Oklahoma 123 $ 23,075,000 $ 187,601 $ 106,000
Cleveland, Oklahoma 103 $ 21,265,000 $ 206,456 $ 110,000
Pontotoc, Oklahoma 87 $ 13,255,000 $ 152,356 $ 77,000
Canadian, Oklahoma 74 $ 18,330,000 $ 247,702 $ 88,000
Polk, Iowa 48 $ 10,390,000 $ 216,458 $ 80,000
McClain, Oklahoma 42 $ 8,880,000 $ 211,428 $ 98,000
Ottawa, Oklahoma 41 $ 4,985,000 $ 121,585 $ 58,000
Cherokee, Oklahoma 35 $ 14,415,000 $ 411,857 $ 68,000
Grady, Oklahoma 35 $ 7,825,000 $ 223,571 $ 87,000
Carter, Oklahoma 33 $ 5,495,000 $ 166,515 $ 84,000
Jackson, Oklahoma 29 $ 6,335,000 $ 218,448 $ 87,000
Pottawatomie, Oklahoma 29 $ 4,715,000 $ 162,586 $ 77,000
Garvin, Oklahoma 24 $ 2,970,000 $ 123,750 $ 58,000
Stephens, Oklahoma 20 $ 3,150,000 $ 157,500 $ 80,000
Comanche, Oklahoma 19 $ 2,605,000 $ 137,105 $ 63,000
Murray, Oklahoma 19 $ 2,865,000 $ 150,789 $ 76,000
Skagit, Washington 18 $ 6,210,000 $ 345,000 $ 114,000
Dallas, Iowa 17 $ 4,355,000 $ 256,176 $ 104,000
Johnston, Oklahoma 17 $ 1,465,000 $ 86,176 $ 53,000
Sequoyah, Oklahoma 17 $ 2,025,000 $ 119,117 $ 60,000
Woodbury, Iowa 16 $ 3,560,000 $ 222,500 $ 81,000
Bryan, Oklahoma 16 $ 3,320,000 $ 207,500 $ 76,000
Washington, Oklahoma 16 $ 2,090,000 $ 130,625 $ 105,000
Lincoln, Oklahoma 15 $ 2,345,000 $ 156,333 $ 77,000
Wagoner, Oklahoma 15 $ 3,385,000 $ 225,666 $ 87,000
Creek, Oklahoma 14 $ 2,110,000 $ 150,714 $ 70,000
Logan, Oklahoma 14 $ 3,670,000 $ 262,142 $ 105,000
Douglas, Nebraska 13 $ 3,685,000 $ 283,461 $ 104,000
Love, Oklahoma 13 $ 2,475,000 $ 190,384 $ 60,000
Caddo, Oklahoma 12 $ 1,550,000 $ 129,166 $ 58,000
Mayes, Oklahoma 12 $ 2,010,000 $ 167,500 $ 91,000
Okmulgee, Oklahoma 12 $ 2,410,000 $ 200,833 $ 109,000
Osage, Oklahoma 12 $ 1,690,000 $ 140,833 $ 63,000
Rogers, Oklahoma 12 $ 2,280,000 $ 190,000 $ 75,000
Anchorage, Alaska 11 $ 3,285,000 $ 298,636 $ 115,000
Apache, Arizona 11 $ 3,855,000 $ 350,454 $ 132,000
Story, Iowa 11 $ 2,465,000 $ 224,090 $ 76,000
Delaware, Oklahoma 11 $ 1,735,000 $ 157,727 $ 63,000
Le Flore, Oklahoma 11 $ 1,255,000 $ 114,090 $ 43,000
Muskogee, Oklahoma 11 $ 1,935,000 $ 175,909 $ 44,000
Coshocton, Ohio 10 $ 1,260,000 $ 126,000 $ 66,000
Craig, Oklahoma 10 $ 1,580,000 $ 158,000 $ 77,000
Seminole, Oklahoma 10 $ 870,000 $ 87,000 $ 75,000
Calcasieu, Louisiana 9 $ 1,745,000 $ 193,888 $ 86,000
McKinley, New Mexico 9 $ 1,795,000 $ 199,444 $ 78,000
Matanuska-Susitna, Alaska 8 $ 1,850,000 $ 231,250 $ 76,000
Santa Fe, New Mexico 8 $ 1,460,000 $ 182,500 $ 88,000
Pittsburg, Oklahoma 8 $ 1,760,000 $ 220,000 $ 84,000
Sebastian, Arkansas 7 $ 4,535,000 $ 647,857 $ 52,000
Clay, Missouri 7 $ 915,000 $ 130,714 $ 64,000
Garfield, Oklahoma 7 $ 2,745,000 $ 392,142 $ 70,000
Marshall, Oklahoma 7 $ 3,435,000 $ 490,714 $ 84,000
Charles City, Virginia 7 $ 1,405,000 $ 200,714 $ 84,000
Pima, Arizona 6 $ 1,230,000 $ 205,000 $ 75,000
Jasper, Iowa 6 $ 1,020,000 $ 170,000 $ 74,000
Warren, Iowa 6 $ 1,100,000 $ 183,333 $ 73,000
Worcester, Massachusetts 6 $ 1,850,000 $ 308,333 $ 116,000
Guernsey, Ohio 6 $ 970,000 $ 161,666 $ 55,000
Tuscarawas, Ohio 6 $ 600,000 $ 100,000 $ 63,000
Kay, Oklahoma 6 $ 1,000,000 $ 166,666 $ 89,000
Snohomish, Washington 6 $ 1,670,000 $ 278,333 $ 116,000
Sarpy, Nebraska 5 $ 1,415,000 $ 283,000 $ 91,000
Coal, Oklahoma 5 $ 695,000 $ 139,000 $ 56,000
Kingfisher, Oklahoma 5 $ 785,000 $ 157,000 $ 76,000
Nowata, Oklahoma 5 $ 585,000 $ 117,000 $ 57,000
Benton, Arkansas 4 $ 990,000 $ 247,500 $ 173,000
Del Norte, California 4 $ 1,160,000 $ 290,000 $ 68,000
Orange, California 4 $ 580,000 $ 145,000 $ 50,000
Riverside, California 4 $ 1,930,000 $ 482,500 $ 187,000
El Paso, Colorado 4 $ 690,000 $ 172,500 $ 60,000
O'Brien, Iowa 4 $ 530,000 $ 132,500 $ 54,000
Pottawattamie, Iowa 4 $ 1,110,000 $ 277,500 $ 125,000
Adair, Oklahoma 4 $ 610,000 $ 152,500 $ 61,000
Hughes, Oklahoma 4 $ 590,000 $ 147,500 $ 82,000
Noble, Oklahoma 4 $ 430,000 $ 107,500 $ 50,000
Payne, Oklahoma 4 $ 940,000 $ 235,000 $ 116,000
Whatcom, Washington 4 $ 1,160,000 $ 290,000 $ 163,000
Ozaukee, Wisconsin 4 $ 1,370,000 $ 342,500 $ 386,000
Mobile, Alabama 3 $ 675,000 $ 225,000 $ 111,000
Maricopa, Arizona 3 $ 775,000 $ 258,333 $ 105,000
Contra Costa, California 3 $ 1,315,000 $ 438,333 $ 184,000
Shasta, California 3 $ 225,000 $ 75,000 $ 71,000
Volusia, Florida 3 $ 315,000 $ 105,000 $ 39,000
Cook, Illinois 3 $ 1,405,000 $ 468,333 $ 134,000
Cass, Iowa 3 $ 355,000 $ 118,333 $ 52,000
Marion, Iowa 3 $ 525,000 $ 175,000 $ 59,000
Morton, Kansas 3 $ 245,000 $ 81,666 $ 45,000
Sedgwick, Kansas 3 $ 625,000 $ 208,333 $ 99,000
Essex, Massachusetts 3 $ 1,175,000 $ 391,666 $ 63,000
Norfolk, Massachusetts 3 $ 1,075,000 $ 358,333 $ 163,000
Lancaster, Nebraska 3 $ 655,000 $ 218,333 $ 103,000
Clark, Nevada 3 $ 765,000 $ 255,000 $ 80,000
Bernalillo, New Mexico 3 $ 725,000 $ 241,666 $ 88,000
San Juan, New Mexico 3 $ 745,000 $ 248,333 $ 114,000
Muskingum, Ohio 3 $ 315,000 $ 105,000 $ 54,000
McIntosh, Oklahoma 3 $ 415,000 $ 138,333 $ 58,000
Pawnee, Oklahoma 3 $ 385,000 $ 128,333 $ 35,000
Lane, Oregon 3 $ 1,225,000 $ 408,333 $ 97,000
Lincoln, Oregon 3 $ 345,000 $ 115,000 $ 52,000
Umatilla, Oregon 3 $ 875,000 $ 291,666 $ 79,000
Providence, Rhode Island 3 $ 965,000 $ 321,666 $ 141,000
Salt Lake, Utah 3 $ 885,000 $ 295,000 $ 85,000
Okanogan, Washington 3 $ 815,000 $ 271,666 $ 84,000
Yakima, Washington 3 $ 615,000 $ 205,000 $ 83,000
Humboldt, California 2 $ 320,000 $ 160,000 $ 222,000
San Bernardino, California 2 $ 720,000 $ 360,000 $ 178,000
Sonoma, California 2 $ 1,020,000 $ 510,000 $ 103,000
Gilpin, Colorado 2 $ 750,000 $ 375,000 $ 110,000
Mesa, Colorado 2 $ 780,000 $ 390,000 $ 105,000
Hillsborough, Florida 2 $ 660,000 $ 330,000 $ 157,000
Miami-Dade, Florida 2 $ 1,250,000 $ 625,000 $ 432,000
Palm Beach, Florida 2 $ 640,000 $ 320,000 $ 89,000
Suwannee, Florida 2 $ 300,000 $ 150,000 $ 91,000
Appanoose, Iowa 2 $ 170,000 $ 85,000 $ 64,000
Boone, Iowa 2 $ 260,000 $ 130,000 $ 42,000
Dickinson, Iowa 2 $ 710,000 $ 355,000 $ 111,000
Madison, Iowa 2 $ 680,000 $ 340,000 $ 94,000
Osceola, Iowa 2 $ 270,000 $ 135,000 $ 75,000
Poweshiek, Iowa 2 $ 190,000 $ 95,000 $ 28,000
Scott, Iowa 2 $ 290,000 $ 145,000 $ 75,000
Cherokee, Kansas 2 $ 270,000 $ 135,000 $ 45,000
Jackson, Kansas 2 $ 650,000 $ 325,000 $ 106,000
Shawnee, Kansas 2 $ 600,000 $ 300,000 $ 102,000
Baraga, Michigan 2 $ 180,000 $ 90,000 $ 0
Hennepin, Minnesota 2 $ 640,000 $ 320,000 $ 143,000
Lake, Montana 2 $ 410,000 $ 205,000 $ 0
Dakota, Nebraska 2 $ 310,000 $ 155,000 $ 114,000
Gage, Nebraska 2 $ 270,000 $ 135,000 $ 46,000
Madison, Nebraska 2 $ 260,000 $ 130,000 $ 43,000
Douglas, Nevada 2 $ 570,000 $ 285,000 $ 64,000
Sandoval, New Mexico 2 $ 360,000 $ 180,000 $ 68,000
Robeson, North Carolina 2 $ 240,000 $ 120,000 $ 41,000
Atoka, Oklahoma 2 $ 340,000 $ 170,000 $ 59,000
Blaine, Oklahoma 2 $ 230,000 $ 115,000 $ 44,000
Choctaw, Oklahoma 2 $ 210,000 $ 105,000 $ 41,000
Okfuskee, Oklahoma 2 $ 120,000 $ 60,000 $ 49,000
Woodward, Oklahoma 2 $ 470,000 $ 235,000 $ 67,000
Coos, Oregon 2 $ 340,000 $ 170,000 $ 65,000
Aiken, South Carolina 2 $ 450,000 $ 225,000 $ 75,000
Brazos, Texas 2 $ 550,000 $ 275,000 $ 146,000
El Paso, Texas 2 $ 340,000 $ 170,000 $ 38,000
Tarrant, Texas 2 $ 680,000 $ 340,000 $ 134,000
Bedford, Virginia 2 $ 490,000 $ 245,000 $ 73,000
Hopewell, Virginia 2 $ 350,000 $ 175,000 $ 79,000
Richmond City, Virginia 2 $ 590,000 $ 295,000 $ 60,000
Clark, Washington 2 $ 580,000 $ 290,000 $ 51,000
Baldwin, Alabama 1 $ 2,405,000 $ 2,405,000 $ 172,000
Nome, Alaska 1 $ 335,000 $ 335,000 $ 104,000
Mohave, Arizona 1 $ 265,000 $ 265,000 $ 62,000
Yavapai, Arizona 1 $ 45,000 $ 45,000 $ 78,000
Yuma, Arizona 1 $ 335,000 $ 335,000 $ 126,000
Boone, Arkansas 1 $ 135,000 $ 135,000 $ 84,000
Carroll, Arkansas 1 $ 185,000 $ 185,000 $ 0
Crawford, Arkansas 1 $ 65,000 $ 65,000 $ 37,000
White, Arkansas 1 $ 75,000 $ 75,000 $ 82,000
Butte, California 1 $ 165,000 $ 165,000 $ 69,000
Kern, California 1 $ 345,000 $ 345,000 $ 133,000
Los Angeles, California 1 $ 595,000 $ 595,000 $ 178,000
Mariposa, California 1 $ 45,000 $ 45,000 $ 24,000
Mendocino, California 1 $ 395,000 $ 395,000 $ 65,000
Nevada, California 1 $ 355,000 $ 355,000 $ 69,000
Stanislaus, California 1 $ 295,000 $ 295,000 $ 76,000
Trinity, California 1 $ 225,000 $ 225,000 $ 49,000
Adams, Colorado 1 $ 545,000 $ 545,000 $ 143,000
Broomfield, Colorado 1 $ 575,000 $ 575,000 $ 262,000
Moffat, Colorado 1 $ 205,000 $ 205,000 $ 63,000
Pueblo, Colorado 1 $ 275,000 $ 275,000 $ 63,000
Brevard, Florida 1 $ 295,000 $ 295,000 $ 79,000
Columbia, Florida 1 $ 495,000 $ 495,000 $ 208,000
Polk, Florida 1 $ 125,000 $ 125,000 $ 31,000
Cobb, Georgia 1 $ 315,000 $ 315,000 $ 57,000
Paulding, Georgia 1 $ 245,000 $ 245,000 $ 57,000
Upson, Georgia 1 $ 25,000 $ 25,000 $ 17,000
Latah, Idaho 1 $ 195,000 $ 195,000 $ 197,000
DuPage, Illinois 1 $ 305,000 $ 305,000 $ 70,000
McDonough, Illinois 1 $ 55,000 $ 55,000 $ 49,000
Warren, Illinois 1 $ 115,000 $ 115,000 $ 38,000
Woodford, Illinois 1 $ 305,000 $ 305,000 $ 217,000
Adair, Iowa 1 $ 155,000 $ 155,000 $ 51,000
Adams, Iowa 1 $ 205,000 $ 205,000 $ 47,000
Buena Vista, Iowa 1 $ 185,000 $ 185,000 $ 79,000
Calhoun, Iowa 1 $ 135,000 $ 135,000 $ 83,000
Carroll, Iowa 1 $ 235,000 $ 235,000 $ 131,000
Cerro Gordo, Iowa 1 $ 165,000 $ 165,000 $ 76,000
Des Moines, Iowa 1 $ 95,000 $ 95,000 $ 43,000
Greene, Iowa 1 $ 595,000 $ 595,000 $ 280,000
Guthrie, Iowa 1 $ 315,000 $ 315,000 $ 141,000
Jefferson, Iowa 1 $ 305,000 $ 305,000 $ 0
Jones, Iowa 1 $ 235,000 $ 235,000 $ 75,000
Keokuk, Iowa 1 $ 175,000 $ 175,000 $ 57,000
Linn, Iowa 1 $ 195,000 $ 195,000 $ 67,000
Mahaska, Iowa 1 $ 145,000 $ 145,000 $ 43,000
Mitchell, Iowa 1 $ 305,000 $ 305,000 $ 72,000
Monona, Iowa 1 $ 195,000 $ 195,000 $ 92,000
Page, Iowa 1 $ 145,000 $ 145,000 $ 54,000
Palo Alto, Iowa 1 $ 125,000 $ 125,000 $ 53,000
Union, Iowa 1 $ 85,000 $ 85,000 $ 31,000
Van Buren, Iowa 1 $ 155,000 $ 155,000 $ 118,000
Wright, Iowa 1 $ 95,000 $ 95,000 $ 46,000
Douglas, Kansas 1 $ 55,000 $ 55,000 $ 60,000
Ellis, Kansas 1 $ 115,000 $ 115,000 $ 0
Labette, Kansas 1 $ 175,000 $ 175,000 $ 73,000
Montgomery, Kansas 1 $ 145,000 $ 145,000 $ 56,000
Sumner, Kansas 1 $ 115,000 $ 115,000 $ 97,000
Allen, Louisiana 1 $ 285,000 $ 285,000 $ 154,000
East Baton Rouge, Louisiana 1 $ 95,000 $ 95,000 $ 73,000
Grant, Louisiana 1 $ 145,000 $ 145,000 $ 64,000
St. Charles, Louisiana 1 $ 185,000 $ 185,000 $ 73,000
Hancock, Maine 1 $ 155,000 $ 155,000 $ 52,000
Lincoln, Maine 1 $ 115,000 $ 115,000 $ 43,000
Midland, Michigan 1 $ 165,000 $ 165,000 $ 118,000
Jackson, Missouri 1 $ 15,000 $ 15,000 $ 60,000
Jasper, Missouri 1 $ 145,000 $ 145,000 $ 72,000
Jefferson, Missouri 1 $ 65,000 $ 65,000 $ 14,000
McDonald, Missouri 1 $ 115,000 $ 115,000 $ 29,000
Newton, Missouri 1 $ 115,000 $ 115,000 $ 59,000
Sanders, Montana 1 $ 195,000 $ 195,000 $ 107,000
Yellowstone, Montana 1 $ 255,000 $ 255,000 $ 90,000
Cass, Nebraska 1 $ 165,000 $ 165,000 $ 41,000
Johnson, Nebraska 1 $ 115,000 $ 115,000 $ 81,000
Seward, Nebraska 1 $ 125,000 $ 125,000 $ 0
Wayne, Nebraska 1 $ 315,000 $ 315,000 $ 73,000
Lyon, Nevada 1 $ 285,000 $ 285,000 $ 83,000
Washoe, Nevada 1 $ 435,000 $ 435,000 $ 96,000
White Pine, Nevada 1 $ 145,000 $ 145,000 $ 48,000
Warren, New Jersey 1 $ 545,000 $ 545,000 $ 186,000
Luna, New Mexico 1 $ 125,000 $ 125,000 $ 60,000
Socorro, New Mexico 1 $ 175,000 $ 175,000 $ 87,000
Brunswick, North Carolina 1 $ 255,000 $ 255,000 $ 61,000
Forsyth, North Carolina 1 $ 225,000 $ 225,000 $ 0
Sampson, North Carolina 1 $ 75,000 $ 75,000 $ 48,000
Surry, North Carolina 1 $ 135,000 $ 135,000 $ 79,000
Mountrail, North Dakota 1 $ 185,000 $ 185,000 $ 74,000
Traill, North Dakota 1 $ 195,000 $ 195,000 $ 65,000
Noble, Ohio 1 $ 125,000 $ 125,000 $ 42,000
Perry, Ohio 1 $ 105,000 $ 105,000 $ 58,000
Stark, Ohio 1 $ 45,000 $ 45,000 $ 36,000
Beckham, Oklahoma 1 $ 75,000 $ 75,000 $ 36,000
Ellis, Oklahoma 1 $ 105,000 $ 105,000 $ 90,000
Greer, Oklahoma 1 $ 115,000 $ 115,000 $ 60,000
Haskell, Oklahoma 1 $ 135,000 $ 135,000 $ 35,000
McCurtain, Oklahoma 1 $ 285,000 $ 285,000 $ 0
Pushmataha, Oklahoma 1 $ 125,000 $ 125,000 $ 68,000
Woods, Oklahoma 1 $ 65,000 $ 65,000 $ 0
Douglas, Oregon 1 $ 235,000 $ 235,000 $ 103,000
Multnomah, Oregon 1 $ 365,000 $ 365,000 $ 63,000
Lackawanna, Pennsylvania 1 $ 85,000 $ 85,000 $ 59,000
Luzerne, Pennsylvania 1 $ 85,000 $ 85,000 $ 62,000
Richland, South Carolina 1 $ 215,000 $ 215,000 $ 55,000
Spartanburg, South Carolina 1 $ 65,000 $ 65,000 $ 54,000
York, South Carolina 1 $ 65,000 $ 65,000 $ 0
Hutchinson, South Dakota 1 $ 65,000 $ 65,000 $ 36,000
Lyman, South Dakota 1 $ 145,000 $ 145,000 $ 51,000
Clay, Tennessee 1 $ 75,000 $ 75,000 $ 31,000
Bexar, Texas 1 $ 115,000 $ 115,000 $ 9,000
Denton, Texas 1 $ 75,000 $ 75,000 $ 44,000
Hardin, Texas 1 $ 205,000 $ 205,000 $ 39,000
Hays, Texas 1 $ 345,000 $ 345,000 $ 0
Howard, Texas 1 $ 245,000 $ 245,000 $ 121,000
Martin, Texas 1 $ 285,000 $ 285,000 $ 91,000
Rusk, Texas 1 $ 115,000 $ 115,000 $ 120,000
Scurry, Texas 1 $ 65,000 $ 65,000 $ 19,000
Waller, Texas 1 $ 155,000 $ 155,000 $ 71,000
Wichita, Texas 1 $ 175,000 $ 175,000 $ 103,000
Uintah, Utah 1 $ 295,000 $ 295,000 $ 106,000
Orleans, Vermont 1 $ 185,000 $ 185,000 $ 46,000
Henrico, Virginia 1 $ 385,000 $ 385,000 $ 206,000
Middlesex, Virginia 1 $ 345,000 $ 345,000 $ 84,000
Northumberland, Virginia 1 $ 415,000 $ 415,000 $ 121,000
Suffolk, Virginia 1 $ 415,000 $ 415,000 $ 60,000
Cowlitz, Washington 1 $ 515,000 $ 515,000 $ 168,000
Mason, Washington 1 $ 185,000 $ 185,000 $ 50,000
Pierce, Washington 1 $ 525,000 $ 525,000 $ 130,000
Thurston, Washington 1 $ 365,000 $ 365,000 $ 136,000
Upshur, West Virginia 1 $ 55,000 $ 55,000 $ 32,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,375 $298,725,000 $217,000 $9,005,000 $82,000 $1,203,000
Cash-out Refinancing 265 $55,105,000 $207,000 $2,405,000 $88,000 $234,000
Refinancing 183 $39,395,000 $215,000 $1,835,000 $97,000 $432,000
Other Purpose 33 $3,825,000 $115,000 $435,000 $113,000 $1,668,000
Home Improvement 31 $2,645,000 $85,000 $825,000 $101,000 $569,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 834 $160,140,000 $192,000 $815,000 $84,000 $1,203,000
White 560 $109,040,000 $194,000 $645,000 $84,000 $569,000
Not applicable 325 $88,485,000 $272,000 $9,005,000 $0 $0
Hispanic 69 $13,455,000 $195,000 $515,000 $76,000 $240,000
Black or African American 42 $9,580,000 $228,000 $595,000 $77,000 $160,000
Not Provided 40 $14,270,000 $356,000 $2,405,000 $145,000 $1,668,000
Asian 13 $4,005,000 $308,000 $475,000 $85,000 $183,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,059 $200,995,000 $189,000 $595,000 $80,000 $1,203,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 517 $139,265,000 $269,000 $9,005,000 $123,000 $1,668,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 198 $26,620,000 $134,000 $365,000 $55,000 $131,000
VA-guaranteed (Veterans Administration) 113 $32,815,000 $290,000 $2,405,000 $95,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,083 $239,255,000 $220,000 $9,005,000 $84,000 $1,203,000
Application Denied By Financial Institution 416 $82,010,000 $197,000 $2,405,000 $75,000 $291,000
Application Withdrawn By Applicant 276 $56,030,000 $203,000 $1,005,000 $101,000 $1,668,000
Loan Purchased By The Institution 50 $9,050,000 $181,000 $535,000 $0 $0
File Closed For Incompleteness 48 $10,500,000 $218,000 $645,000 $88,000 $258,000
Application Approved But Not Accepted 14 $2,850,000 $203,000 $515,000 $80,000 $172,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,471 $317,685,000 $215,000 $9,005,000 $88,000 $1,668,000
Debt-To-Income Ratio 158 $34,000,000 $215,000 $2,405,000 $60,000 $280,000
Credit History 125 $23,255,000 $186,000 $815,000 $90,000 $223,000
Collateral 66 $12,310,000 $186,000 $585,000 $81,000 $291,000
Other 23 $3,905,000 $169,000 $425,000 $82,000 $176,000
Unverifiable Information 19 $3,615,000 $190,000 $345,000 $80,000 $234,000
Employment History 15 $2,685,000 $179,000 $355,000 $64,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,240,000 $224,000 $595,000 $80,000 $172,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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