Chickasaw Community Bank Mortgage Lending & HMDA Data, 2022
In 2022, Chickasaw Community Bank of Oklahoma City, OK reported 1,887 mortgage applications totaling $399.7 million, down 45% from 2021. The average application was for $211,815, and applicants reported an average income of $85,151. 57% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Oklahoma City, OK (563), Tulsa, OK (191) and Des Moines-West Des Moines, IA (80) (applications in parentheses).
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73142 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,887 |
| Total Mortgage Loan Application Amount | $399,695,000 |
| Average Mortgage Loan Application Amount | $211,815 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $85,151 |
| Highest Applicant Income | $1,668,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 690 | $ 121,960,000 | $ 176,753 | $ 72,107 |
| Oklahoma City, OK | 563 | $ 129,095,000 | $ 229,298 | $ 93,000 |
| Tulsa, OK | 191 | $ 35,335,000 | $ 185,000 | $ 95,000 |
| Des Moines-West Des Moines, IA | 80 | $ 17,860,000 | $ 223,250 | $ 85,000 |
| Fort Smith, AR-OK | 25 | $ 6,625,000 | $ 265,000 | $ 56,800 |
| Omaha-Council Bluffs, NE-IA | 23 | $ 6,375,000 | $ 277,173 | $ 101,043 |
| Anchorage, AK | 19 | $ 5,135,000 | $ 270,263 | $ 95,000 |
| Lawton, OK | 19 | $ 2,605,000 | $ 137,105 | $ 63,000 |
| Mount Vernon-Anacortes, WA | 18 | $ 6,210,000 | $ 345,000 | $ 114,000 |
| Sioux City, IA-NE-SD | 18 | $ 3,870,000 | $ 215,000 | $ 84,666 |
| Ames, IA | 13 | $ 2,725,000 | $ 209,615 | $ 71,000 |
| Richmond, VA | 12 | $ 2,730,000 | $ 227,500 | $ 89,000 |
| Lake Charles, LA | 9 | $ 1,745,000 | $ 193,888 | $ 86,000 |
| Kansas City, MO-KS | 8 | $ 930,000 | $ 116,250 | $ 62,000 |
| Santa Fe, NM | 8 | $ 1,460,000 | $ 182,500 | $ 88,000 |
| Enid, OK | 7 | $ 2,745,000 | $ 392,142 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 2,650,000 | $ 441,666 | $ 184,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,670,000 | $ 278,333 | $ 116,000 |
| Tucson, AZ | 6 | $ 1,230,000 | $ 205,000 | $ 75,000 |
| Worcester, MA-CT | 6 | $ 1,850,000 | $ 308,333 | $ 116,000 |
| Albuquerque, NM | 5 | $ 1,085,000 | $ 217,000 | $ 80,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 580,000 | $ 145,000 | $ 50,000 |
| Bellingham, WA | 4 | $ 1,160,000 | $ 290,000 | $ 163,000 |
| Chicago-Naperville, IL | 4 | $ 1,710,000 | $ 427,500 | $ 118,000 |
| Colorado Springs, CO | 4 | $ 690,000 | $ 172,500 | $ 60,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 1,870,000 | $ 467,500 | $ 171,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 990,000 | $ 247,500 | $ 173,000 |
| Lincoln, NE | 4 | $ 780,000 | $ 195,000 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 1,370,000 | $ 342,500 | $ 386,000 |
| Topeka, KS | 4 | $ 1,250,000 | $ 312,500 | $ 104,000 |
| Wichita, KS | 4 | $ 740,000 | $ 185,000 | $ 98,000 |
| Boston, MA | 3 | $ 1,075,000 | $ 358,333 | $ 163,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,175,000 | $ 391,666 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 315,000 | $ 105,000 | $ 39,000 |
| Eugene, OR | 3 | $ 1,225,000 | $ 408,333 | $ 97,000 |
| Farmington, NM | 3 | $ 745,000 | $ 248,333 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 765,000 | $ 255,000 | $ 80,000 |
| Mobile, AL | 3 | $ 675,000 | $ 225,000 | $ 111,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,315,000 | $ 438,333 | $ 184,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 775,000 | $ 258,333 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 945,000 | $ 315,000 | $ 55,000 |
| Providence-Warwick, RI-MA | 3 | $ 965,000 | $ 321,666 | $ 141,000 |
| Redding, CA | 3 | $ 225,000 | $ 75,000 | $ 71,000 |
| Salt Lake City, UT | 3 | $ 885,000 | $ 295,000 | $ 85,000 |
| Yakima, WA | 3 | $ 615,000 | $ 205,000 | $ 83,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 560,000 | $ 280,000 | $ 57,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Cedar Rapids, IA | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| College Station-Bryan, TX | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| El Paso, TX | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| Fort Worth-Arlington, TX | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Grand Junction, CO | 2 | $ 780,000 | $ 390,000 | $ 105,000 |
| Joplin, MO | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Lynchburg, VA | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 1,250,000 | $ 625,000 | $ 432,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 640,000 | $ 320,000 | $ 143,000 |
| Santa Rosa, CA | 2 | $ 1,020,000 | $ 510,000 | $ 103,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 660,000 | $ 330,000 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Alexandria, LA | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 545,000 | $ 545,000 | $ 186,000 |
| Austin-Round Rock, TX | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Bakersfield, CA | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Baton Rouge, LA | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Beaumont-Port Arthur, TX | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Billings, MT | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Canton-Massillon, OH | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chico, CA | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Columbia, SC | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Columbus, OH | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Dallas-Plano-Irving, TX | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 2,405,000 | $ 2,405,000 | $ 172,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Lakeland-Winter Haven, FL | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Lawrence, KS | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Longview, TX | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Longview, WA | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 595,000 | $ 595,000 | $ 178,000 |
| Midland, MI | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Midland, TX | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Modesto, CA | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| New Orleans-Metairie, LA | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Olympia-Tumwater, WA | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Peoria, IL | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Pueblo, CO | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Reno, NV | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| San Antonio-New Braunfels, TX | 1 | $ 115,000 | $ 115,000 | $ 9,000 |
| Spartanburg, SC | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| St. Louis, MO-IL | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Tacoma-Lakewood, WA | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 415,000 | $ 415,000 | $ 60,000 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Winston-Salem, NC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Yuma, AZ | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,375 | $298,725,000 | $217,000 | $9,005,000 | $82,000 | $1,203,000 |
| Cash-out Refinancing | 265 | $55,105,000 | $207,000 | $2,405,000 | $88,000 | $234,000 |
| Refinancing | 183 | $39,395,000 | $215,000 | $1,835,000 | $97,000 | $432,000 |
| Other Purpose | 33 | $3,825,000 | $115,000 | $435,000 | $113,000 | $1,668,000 |
| Home Improvement | 31 | $2,645,000 | $85,000 | $825,000 | $101,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 834 | $160,140,000 | $192,000 | $815,000 | $84,000 | $1,203,000 |
| White | 560 | $109,040,000 | $194,000 | $645,000 | $84,000 | $569,000 |
| Not applicable | 325 | $88,485,000 | $272,000 | $9,005,000 | $0 | $0 |
| Hispanic | 69 | $13,455,000 | $195,000 | $515,000 | $76,000 | $240,000 |
| Black or African American | 42 | $9,580,000 | $228,000 | $595,000 | $77,000 | $160,000 |
| Not Provided | 40 | $14,270,000 | $356,000 | $2,405,000 | $145,000 | $1,668,000 |
| Asian | 13 | $4,005,000 | $308,000 | $475,000 | $85,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,059 | $200,995,000 | $189,000 | $595,000 | $80,000 | $1,203,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 517 | $139,265,000 | $269,000 | $9,005,000 | $123,000 | $1,668,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 198 | $26,620,000 | $134,000 | $365,000 | $55,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 113 | $32,815,000 | $290,000 | $2,405,000 | $95,000 | $280,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,083 | $239,255,000 | $220,000 | $9,005,000 | $84,000 | $1,203,000 |
| Application Denied By Financial Institution | 416 | $82,010,000 | $197,000 | $2,405,000 | $75,000 | $291,000 |
| Application Withdrawn By Applicant | 276 | $56,030,000 | $203,000 | $1,005,000 | $101,000 | $1,668,000 |
| Loan Purchased By The Institution | 50 | $9,050,000 | $181,000 | $535,000 | $0 | $0 |
| File Closed For Incompleteness | 48 | $10,500,000 | $218,000 | $645,000 | $88,000 | $258,000 |
| Application Approved But Not Accepted | 14 | $2,850,000 | $203,000 | $515,000 | $80,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,471 | $317,685,000 | $215,000 | $9,005,000 | $88,000 | $1,668,000 |
| Debt-To-Income Ratio | 158 | $34,000,000 | $215,000 | $2,405,000 | $60,000 | $280,000 |
| Credit History | 125 | $23,255,000 | $186,000 | $815,000 | $90,000 | $223,000 |
| Collateral | 66 | $12,310,000 | $186,000 | $585,000 | $81,000 | $291,000 |
| Other | 23 | $3,905,000 | $169,000 | $425,000 | $82,000 | $176,000 |
| Unverifiable Information | 19 | $3,615,000 | $190,000 | $345,000 | $80,000 | $234,000 |
| Employment History | 15 | $2,685,000 | $179,000 | $355,000 | $64,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,240,000 | $224,000 | $595,000 | $80,000 | $172,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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