Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Baxter Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
Vernon Hills, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,341
Total Mortgage Loan Application Amount $1,651,281,000
Average Mortgage Loan Application Amount $174,666
Highest Mortgage Loan Application Amount $5,020,000
Average Applicant Income $118,333
Highest Applicant Income $3,323,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2015.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Illinois 593 $ 121,177,000 $ 204,000 $ 123,000
Hennepin County Minnesota 469 $ 107,683,000 $ 229,000 $ 137,000
Cook County Illinois 368 $ 90,413,000 $ 245,000 $ 136,000
McHenry County Illinois 296 $ 46,612,000 $ 157,000 $ 107,000
Orange County California 154 $ 61,340,000 $ 398,000 $ 150,000
Los Angeles County California 128 $ 43,092,000 $ 336,000 $ 150,000
Anoka County Minnesota 114 $ 23,107,000 $ 202,000 $ 126,000
Ramsey County Minnesota 89 $ 17,502,000 $ 196,000 $ 123,000
Miami-Dade County Florida 83 $ 18,459,000 $ 222,000 $ 99,000
Franklin County Ohio 68 $ 11,205,000 $ 164,000 $ 116,000
Broward County Florida 64 $ 17,085,000 $ 266,000 $ 146,000
Dakota County Minnesota 55 $ 10,929,000 $ 198,000 $ 128,000
San Bernardino County California 53 $ 11,240,000 $ 212,000 $ 100,000
Ventura County California 50 $ 16,140,000 $ 322,000 $ 163,000
Riverside County California 48 $ 11,803,000 $ 245,000 $ 118,000
Kenosha County Wisconsin 48 $ 6,974,000 $ 145,000 $ 85,000
McDowell County North Carolina 47 $ 5,034,000 $ 107,000 $ 62,000
Baxter County Arkansas 46 $ 4,366,000 $ 94,000 $ 58,000
Maricopa County Arizona 45 $ 11,851,000 $ 263,000 $ 153,000
Washington County Minnesota 45 $ 9,587,000 $ 213,000 $ 126,000
DuPage County Illinois 44 $ 11,298,000 $ 256,000 $ 150,000
Bolivar County Mississippi 44 $ 4,180,000 $ 95,000 $ 65,000
Monroe County Indiana 40 $ 5,907,000 $ 147,000 $ 85,000
Kane County Illinois 39 $ 7,552,000 $ 193,000 $ 100,000
Wright County Minnesota 38 $ 8,030,000 $ 211,000 $ 111,000
Middlesex County Massachusetts 36 $ 18,067,000 $ 501,000 $ 216,000
Bexar County Texas 36 $ 4,600,000 $ 127,000 $ 81,000
San Diego County California 29 $ 11,647,000 $ 401,000 $ 169,000
Delaware County Ohio 29 $ 5,394,000 $ 186,000 $ 151,000
Worcester County Massachusetts 27 $ 8,917,000 $ 330,000 $ 163,000
Aguada County Puerto Rico 26 $ 2,347,000 $ 90,000 $ 29,000
Clark County Nevada 21 $ 4,029,000 $ 191,000 $ 154,000
Mitchell County North Carolina 21 $ 2,306,000 $ 109,000 $ 70,000
Wake County North Carolina 21 $ 4,065,000 $ 193,000 $ 118,000
Gwinnett County Georgia 19 $ 3,707,000 $ 195,000 $ 101,000
Carver County Minnesota 19 $ 4,579,000 $ 241,000 $ 135,000
Pinellas County Florida 18 $ 4,203,000 $ 233,000 $ 128,000
Will County Illinois 17 $ 3,418,000 $ 201,000 $ 115,000
Scott County Minnesota 17 $ 3,388,000 $ 199,000 $ 135,000
Sherburne County Minnesota 17 $ 2,621,000 $ 154,000 $ 94,000
Douglas County Colorado 16 $ 3,835,000 $ 239,000 $ 101,000
Palm Beach County Florida 16 $ 4,651,000 $ 290,000 $ 265,000
Harris County Texas 16 $ 2,102,000 $ 131,000 $ 87,000
Walworth County Wisconsin 16 $ 3,168,000 $ 198,000 $ 202,000
Contra Costa County California 15 $ 5,869,000 $ 391,000 $ 158,000
Santa Clara County California 15 $ 6,178,000 $ 411,000 $ 134,000
Mecklenburg County North Carolina 15 $ 2,827,000 $ 188,000 $ 111,000
Dallas County Texas 15 $ 4,616,000 $ 307,000 $ 190,000
Alameda County California 14 $ 4,074,000 $ 291,000 $ 123,000
Tarrant County Texas 14 $ 2,337,000 $ 166,000 $ 124,000
Arapahoe County Colorado 13 $ 2,688,000 $ 206,000 $ 78,000
Owen County Indiana 13 $ 1,445,000 $ 111,000 $ 67,000
Suffolk County Massachusetts 13 $ 8,964,000 $ 689,000 $ 267,000
Lee County Florida 12 $ 2,612,000 $ 217,000 $ 163,000
Orange County Florida 12 $ 3,996,000 $ 333,000 $ 126,000
Avery County North Carolina 12 $ 952,000 $ 79,000 $ 49,000
Anasco County Puerto Rico 12 $ 1,149,000 $ 95,000 $ 60,000
Cobb County Georgia 11 $ 3,009,000 $ 273,000 $ 182,000
Fulton County Georgia 11 $ 2,508,000 $ 228,000 $ 164,000
Walton County Georgia 11 $ 1,562,000 $ 142,000 $ 92,000
Norfolk County Massachusetts 11 $ 6,731,000 $ 611,000 $ 232,000
Allegheny County Pennsylvania 11 $ 1,599,000 $ 145,000 $ 131,000
Mayaguez County Puerto Rico 11 $ 1,922,000 $ 174,000 $ 64,000
Racine County Wisconsin 11 $ 1,546,000 $ 140,000 $ 106,000
Denver County Colorado 10 $ 2,976,000 $ 297,000 $ 119,000
DeKalb County Georgia 10 $ 752,000 $ 75,000 $ 58,000
Cabo Rojo County Puerto Rico 10 $ 1,510,000 $ 151,000 $ 94,000
Denton County Texas 10 $ 2,351,000 $ 235,000 $ 135,000
Waukesha County Wisconsin 10 $ 2,423,000 $ 242,000 $ 140,000
Newton County Georgia 9 $ 1,470,000 $ 163,000 $ 120,000
Hamilton County Indiana 9 $ 1,798,000 $ 199,000 $ 106,000
Kent County Michigan 9 $ 1,422,000 $ 158,000 $ 112,000
Oakland County Michigan 9 $ 2,332,000 $ 259,000 $ 148,000
DeSoto County Mississippi 9 $ 1,366,000 $ 151,000 $ 129,000
Niagara County New York 9 $ 718,000 $ 79,000 $ 46,000
Yancey County North Carolina 9 $ 1,044,000 $ 116,000 $ 44,000
Carolina County Puerto Rico 9 $ 820,000 $ 91,000 $ 62,000
San Juan County Puerto Rico 9 $ 1,269,000 $ 141,000 $ 71,000
Pima County Arizona 8 $ 1,706,000 $ 213,000 $ 125,000
Jefferson County Colorado 8 $ 1,826,000 $ 228,000 $ 123,000
Collier County Florida 8 $ 8,228,000 $ 1,028,000 $ 634,000
Hillsborough County Florida 8 $ 1,327,000 $ 165,000 $ 94,000
Manatee County Florida 8 $ 3,175,000 $ 396,000 $ 204,000
Hillsborough County New Hampshire 8 $ 1,776,000 $ 222,000 $ 130,000
Cuyahoga County Ohio 8 $ 1,212,000 $ 151,000 $ 108,000
Ponce County Puerto Rico 8 $ 1,175,000 $ 146,000 $ 161,000
Montgomery County Texas 8 $ 804,000 $ 100,000 $ 91,000
Kern County California 7 $ 2,006,000 $ 286,000 $ 117,000
Polk County Florida 7 $ 680,000 $ 97,000 $ 53,000
Marion County Indiana 7 $ 715,000 $ 102,000 $ 139,000
Prince George's County Maryland 7 $ 1,083,000 $ 154,000 $ 121,000
Essex County Massachusetts 7 $ 3,126,000 $ 446,000 $ 213,000
Wayne County Michigan 7 $ 848,000 $ 121,000 $ 145,000
St. Charles County Missouri 7 $ 1,092,000 $ 156,000 $ 86,000
Guilford County North Carolina 7 $ 1,034,000 $ 147,000 $ 95,000
Shelby County Tennessee 7 $ 1,241,000 $ 177,000 $ 110,000
El Paso County Texas 7 $ 1,010,000 $ 144,000 $ 125,000
Salt Lake County Utah 7 $ 2,331,000 $ 333,000 $ 143,000
King County Washington 7 $ 4,322,000 $ 617,000 $ 213,000
Milwaukee County Wisconsin 7 $ 1,193,000 $ 170,000 $ 123,000
Kendall County Illinois 6 $ 724,000 $ 120,000 $ 108,000
Lawrence County Indiana 6 $ 378,000 $ 63,000 $ 64,000
Montgomery County Maryland 6 $ 1,381,000 $ 230,000 $ 196,000
Sunflower County Mississippi 6 $ 382,000 $ 63,000 $ 230,000
Ozark County Missouri 6 $ 372,000 $ 62,000 $ 38,000
Monroe County New York 6 $ 914,000 $ 152,000 $ 109,000
Burke County North Carolina 6 $ 589,000 $ 98,000 $ 59,000
Union County North Carolina 6 $ 1,289,000 $ 214,000 $ 136,000
Chester County Pennsylvania 6 $ 1,628,000 $ 271,000 $ 151,000
Westmoreland County Pennsylvania 6 $ 1,051,000 $ 175,000 $ 104,000
Arroyo County Puerto Rico 6 $ 357,000 $ 59,000 $ 22,000
Guayama County Puerto Rico 6 $ 537,000 $ 89,000 $ 52,000
Rincon County Puerto Rico 6 $ 939,000 $ 156,000 $ 147,000
Collin County Texas 6 $ 1,821,000 $ 303,000 $ 148,000
Dane County Wisconsin 6 $ 1,822,000 $ 303,000 $ 127,000
Duval County Florida 5 $ 631,000 $ 126,000 $ 65,000
St. Johns County Florida 5 $ 1,549,000 $ 309,000 $ 177,000
Volusia County Florida 5 $ 527,000 $ 105,000 $ 83,000
Forsyth County Georgia 5 $ 1,019,000 $ 203,000 $ 170,000
DeKalb County Illinois 5 $ 413,000 $ 82,000 $ 85,000
Iroquois County Illinois 5 $ 512,000 $ 102,000 $ 87,000
Johnson County Indiana 5 $ 608,000 $ 121,000 $ 151,000
Frederick County Maryland 5 $ 1,056,000 $ 211,000 $ 105,000
Plymouth County Massachusetts 5 $ 2,557,000 $ 511,000 $ 234,000
Isanti County Minnesota 5 $ 546,000 $ 109,000 $ 127,000
St. Louis County Missouri 5 $ 2,722,000 $ 544,000 $ 262,000
Bergen County New Jersey 5 $ 852,000 $ 170,000 $ 85,000
Ocean County New Jersey 5 $ 1,173,000 $ 234,000 $ 102,000
Buncombe County North Carolina 5 $ 1,460,000 $ 292,000 $ 154,000
Warren County Ohio 5 $ 976,000 $ 195,000 $ 122,000
Delaware County Pennsylvania 5 $ 1,720,000 $ 344,000 $ 193,000
Jayuya County Puerto Rico 5 $ 365,000 $ 73,000 $ 44,000
San German County Puerto Rico 5 $ 346,000 $ 69,000 $ 36,000
Charleston County South Carolina 5 $ 1,790,000 $ 358,000 $ 144,000
Greenville County South Carolina 5 $ 460,000 $ 92,000 $ 41,000
York County South Carolina 5 $ 1,224,000 $ 244,000 $ 115,000
Johnson County Texas 5 $ 730,000 $ 146,000 $ 71,000
Travis County Texas 5 $ 767,000 $ 153,000 $ 81,000
St. Croix County Wisconsin 5 $ 1,065,000 $ 213,000 $ 103,000
Marion County Arkansas 4 $ 297,000 $ 74,000 $ 61,000
Sacramento County California 4 $ 1,296,000 $ 324,000 $ 171,000
San Mateo County California 4 $ 2,092,000 $ 523,000 $ 159,000
Tulare County California 4 $ 598,000 $ 149,000 $ 143,000
Monroe County Florida 4 $ 1,429,000 $ 357,000 $ 354,000
Seminole County Florida 4 $ 270,000 $ 67,000 $ 103,000
Oconee County Georgia 4 $ 1,251,000 $ 312,000 $ 135,000
Greene County Indiana 4 $ 174,000 $ 43,000 $ 50,000
Johnson County Kansas 4 $ 1,048,000 $ 262,000 $ 316,000
York County Maine 4 $ 3,353,000 $ 838,000 $ 419,000
Cass County Minnesota 4 $ 563,000 $ 140,000 $ 142,000
Jackson County Missouri 4 $ 658,000 $ 164,000 $ 123,000
Douglas County Nebraska 4 $ 795,000 $ 198,000 $ 135,000
Somerset County New Jersey 4 $ 1,101,000 $ 275,000 $ 177,000
Orleans County New York 4 $ 167,000 $ 41,000 $ 40,000
Fairfield County Ohio 4 $ 435,000 $ 108,000 $ 85,000
Union County Ohio 4 $ 648,000 $ 162,000 $ 123,000
Aguadilla County Puerto Rico 4 $ 458,000 $ 114,000 $ 41,000
Bayamon County Puerto Rico 4 $ 514,000 $ 128,000 $ 59,000
Guaynabo County Puerto Rico 4 $ 785,000 $ 196,000 $ 161,000
Isabela County Puerto Rico 4 $ 352,000 $ 88,000 $ 32,000
Sabana Grande County Puerto Rico 4 $ 264,000 $ 66,000 $ 37,000
Salinas County Puerto Rico 4 $ 293,000 $ 73,000 $ 60,000
Santa Isabel County Puerto Rico 4 $ 351,000 $ 87,000 $ 99,000
Richland County South Carolina 4 $ 1,020,000 $ 255,000 $ 161,000
Davidson County Tennessee 4 $ 722,000 $ 180,000 $ 80,000
Ector County Texas 4 $ 391,000 $ 97,000 $ 140,000
Jefferson County Alabama 3 $ 1,010,000 $ 336,000 $ 172,000
Lee County Alabama 3 $ 566,000 $ 188,000 $ 338,000
Yavapai County Arizona 3 $ 1,058,000 $ 352,000 $ 116,000
Fulton County Arkansas 3 $ 120,000 $ 40,000 $ 28,000
Pulaski County Arkansas 3 $ 287,000 $ 95,000 $ 52,000
Saline County Arkansas 3 $ 707,000 $ 235,000 $ 189,000
San Francisco County California 3 $ 2,837,000 $ 945,000 $ 228,000
San Joaquin County California 3 $ 834,000 $ 278,000 $ 49,000
Broomfield County Colorado 3 $ 868,000 $ 289,000 $ 142,000
Larimer County Colorado 3 $ 657,000 $ 219,000 $ 74,000
Hartford County Connecticut 3 $ 832,000 $ 277,000 $ 100,000
New Castle County Delaware 3 $ 374,000 $ 124,000 $ 53,000
Columbia County Florida 3 $ 366,000 $ 122,000 $ 70,000
Escambia County Florida 3 $ 244,000 $ 81,000 $ 116,000
Flagler County Florida 3 $ 174,000 $ 58,000 $ 93,000
Lake County Florida 3 $ 450,000 $ 150,000 $ 92,000
Marion County Florida 3 $ 309,000 $ 103,000 $ 87,000
Walton County Florida 3 $ 1,067,000 $ 355,000 $ 192,000
Chatham County Georgia 3 $ 366,000 $ 122,000 $ 103,000
Henry County Georgia 3 $ 312,000 $ 104,000 $ 104,000
Boone County Indiana 3 $ 612,000 $ 204,000 $ 108,000
Lake County Indiana 3 $ 381,000 $ 127,000 $ 107,000
Boone County Kentucky 3 $ 841,000 $ 280,000 $ 117,000
Jefferson County Kentucky 3 $ 471,000 $ 157,000 $ 56,000
Cumberland County Maine 3 $ 655,000 $ 218,000 $ 145,000
Baltimore City County Maryland 3 $ 387,000 $ 129,000 $ 54,000
Calvert County Maryland 3 $ 523,000 $ 174,000 $ 59,000
Howard County Maryland 3 $ 690,000 $ 230,000 $ 131,000
Berrien County Michigan 3 $ 149,000 $ 49,000 $ 24,000
Ottawa County Michigan 3 $ 435,000 $ 145,000 $ 96,000
Olmsted County Minnesota 3 $ 540,000 $ 180,000 $ 126,000
Madison County Mississippi 3 $ 208,000 $ 69,000 $ 50,000
Platte County Missouri 3 $ 406,000 $ 135,000 $ 144,000
Sarpy County Nebraska 3 $ 408,000 $ 136,000 $ 124,000
Camden County New Jersey 3 $ 326,000 $ 108,000 $ 115,000
Essex County New Jersey 3 $ 910,000 $ 303,000 $ 151,000
Hudson County New Jersey 3 $ 1,009,000 $ 336,000 $ 243,000
Mercer County New Jersey 3 $ 930,000 $ 310,000 $ 220,000
Sussex County New Jersey 3 $ 955,000 $ 318,000 $ 136,000
Union County New Jersey 3 $ 114,000 $ 38,000 $ 57,000
Bernalillo County New Mexico 3 $ 165,000 $ 55,000 $ 85,000
Erie County New York 3 $ 640,000 $ 213,000 $ 101,000
Durham County North Carolina 3 $ 314,000 $ 104,000 $ 57,000
Rutherford County North Carolina 3 $ 249,000 $ 83,000 $ 1,000
Madison County Ohio 3 $ 426,000 $ 142,000 $ 173,000
Portage County Ohio 3 $ 440,000 $ 146,000 $ 166,000
Linn County Oregon 3 $ 390,000 $ 130,000 $ 89,000
Marion County Oregon 3 $ 776,000 $ 258,000 $ 130,000
Montgomery County Pennsylvania 3 $ 751,000 $ 250,000 $ 112,000
Coamo County Puerto Rico 3 $ 365,000 $ 121,000 $ 84,000
Hormigueros County Puerto Rico 3 $ 276,000 $ 92,000 $ 15,000
Lajas County Puerto Rico 3 $ 249,000 $ 83,000 $ 57,000
Patillas County Puerto Rico 3 $ 202,000 $ 67,000 $ 48,000
Villalba County Puerto Rico 3 $ 249,000 $ 83,000 $ 48,000
Williamson County Tennessee 3 $ 1,606,000 $ 535,000 $ 167,000
Fort Bend County Texas 3 $ 795,000 $ 265,000 $ 213,000
Nueces County Texas 3 $ 281,000 $ 93,000 $ 57,000
Williamson County Texas 3 $ 811,000 $ 270,000 $ 192,000
James City County Virginia 3 $ 543,000 $ 181,000 $ 186,000
Door County Wisconsin 3 $ 359,000 $ 119,000 $ 61,000
Polk County Wisconsin 3 $ 425,000 $ 141,000 $ 276,000
Lawrence County Alabama 2 $ 130,000 $ 65,000 $ 106,000
Madison County Alabama 2 $ 408,000 $ 204,000 $ 107,000
Anchorage County Alaska 2 $ 633,000 $ 316,000 $ 141,000
Pinal County Arizona 2 $ 290,000 $ 145,000 $ 73,000
Washington County Arkansas 2 $ 571,000 $ 285,000 $ 100,000
El Dorado County California 2 $ 675,000 $ 337,000 $ 218,000
Santa Barbara County California 2 $ 817,000 $ 408,000 $ 161,000
Stanislaus County California 2 $ 348,000 $ 174,000 $ 120,000
Adams County Colorado 2 $ 481,000 $ 240,000 $ 118,000
Boulder County Colorado 2 $ 646,000 $ 323,000 $ 267,000
Garfield County Colorado 2 $ 436,000 $ 218,000 $ 105,000
New Haven County Connecticut 2 $ 506,000 $ 253,000 $ 148,000
Windham County Connecticut 2 $ 344,000 $ 172,000 $ 117,000
Brevard County Florida 2 $ 494,000 $ 247,000 $ 193,000
Citrus County Florida 2 $ 203,000 $ 101,000 $ 33,000
Sarasota County Florida 2 $ 890,000 $ 445,000 $ 450,000
St. Lucie County Florida 2 $ 230,000 $ 115,000 $ 164,000
Cherokee County Georgia 2 $ 173,000 $ 86,000 $ 235,000
Clarke County Georgia 2 $ 421,000 $ 210,000 $ 54,000
Douglas County Georgia 2 $ 147,000 $ 73,000 $ 59,000
Hart County Georgia 2 $ 140,000 $ 70,000 $ 191,000
Ada County Idaho 2 $ 576,000 $ 288,000 $ 134,000
Kootenai County Idaho 2 $ 380,000 $ 190,000 $ 44,000
Bureau County Illinois 2 $ 191,000 $ 95,000 $ 30,000
Kankakee County Illinois 2 $ 125,000 $ 62,000 $ 59,000
LaSalle County Illinois 2 $ 59,000 $ 29,000 $ 64,000
Williamson County Illinois 2 $ 188,000 $ 94,000 $ 89,000
Clay County Indiana 2 $ 124,000 $ 62,000 $ 66,000
Morgan County Indiana 2 $ 236,000 $ 118,000 $ 99,000
Sedgwick County Kansas 2 $ 231,000 $ 115,000 $ 80,000
Campbell County Kentucky 2 $ 100,000 $ 50,000 $ 28,000
Nelson County Kentucky 2 $ 190,000 $ 95,000 $ 30,000
Pulaski County Kentucky 2 $ 320,000 $ 160,000 $ 54,000
Franklin County Maine 2 $ 184,000 $ 92,000 $ 102,000
Anne Arundel County Maryland 2 $ 536,000 $ 268,000 $ 228,000
Carroll County Maryland 2 $ 280,000 $ 140,000 $ 186,000
Harford County Maryland 2 $ 195,000 $ 97,000 $ 82,000
Queen Anne's County Maryland 2 $ 175,000 $ 87,000 $ 45,000
Wicomico County Maryland 2 $ 334,000 $ 167,000 $ 60,000
Macomb County Michigan 2 $ 974,000 $ 487,000 $ 181,000
Washtenaw County Michigan 2 $ 687,000 $ 343,000 $ 128,000
Chisago County Minnesota 2 $ 412,000 $ 206,000 $ 96,000
Crow Wing County Minnesota 2 $ 1,157,000 $ 578,000 $ 435,000
McLeod County Minnesota 2 $ 318,000 $ 159,000 $ 86,000
Mille Lacs County Minnesota 2 $ 387,000 $ 193,000 $ 128,000
Morrison County Minnesota 2 $ 240,000 $ 120,000 $ 96,000
St. Louis County Minnesota 2 $ 254,000 $ 127,000 $ 195,000
Stearns County Minnesota 2 $ 319,000 $ 159,000 $ 102,000
Todd County Minnesota 2 $ 268,000 $ 134,000 $ 218,000
Harrison County Mississippi 2 $ 170,000 $ 85,000 $ 95,000
Clay County Missouri 2 $ 229,000 $ 114,000 $ 100,000
Washoe County Nevada 2 $ 458,000 $ 229,000 $ 193,000
Strafford County New Hampshire 2 $ 265,000 $ 132,000 $ 117,000
Burlington County New Jersey 2 $ 441,000 $ 220,000 $ 64,000
Morris County New Jersey 2 $ 1,173,000 $ 586,000 $ 362,000
Dutchess County New York 2 $ 220,000 $ 110,000 $ 242,000
Kings County New York 2 $ 728,000 $ 364,000 $ 150,000
Onondaga County New York 2 $ 116,000 $ 58,000 $ 153,000
Westchester County New York 2 $ 1,019,000 $ 509,000 $ 209,000
Chatham County North Carolina 2 $ 946,000 $ 473,000 $ 167,000
Forsyth County North Carolina 2 $ 166,000 $ 83,000 $ 70,000
Henderson County North Carolina 2 $ 155,000 $ 77,000 $ 77,000
Lincoln County North Carolina 2 $ 219,000 $ 109,000 $ 65,000
Moore County North Carolina 2 $ 374,000 $ 187,000 $ 400,000
Rockingham County North Carolina 2 $ 325,000 $ 162,000 $ 68,000
Licking County Ohio 2 $ 360,000 $ 180,000 $ 183,000
Miami County Ohio 2 $ 396,000 $ 198,000 $ 75,000
Stark County Ohio 2 $ 463,000 $ 231,000 $ 507,000
Tulsa County Oklahoma 2 $ 96,000 $ 48,000 $ 128,000
Multnomah County Oregon 2 $ 1,091,000 $ 545,000 $ 252,000
Berks County Pennsylvania 2 $ 114,000 $ 57,000 $ 92,000
Bucks County Pennsylvania 2 $ 254,000 $ 127,000 $ 49,000
Butler County Pennsylvania 2 $ 287,000 $ 143,000 $ 149,000
Centre County Pennsylvania 2 $ 452,000 $ 226,000 $ 152,000
Franklin County Pennsylvania 2 $ 532,000 $ 266,000 $ 118,000
Lackawanna County Pennsylvania 2 $ 89,000 $ 44,000 $ 101,000
Lancaster County Pennsylvania 2 $ 158,000 $ 79,000 $ 77,000
Lehigh County Pennsylvania 2 $ 193,000 $ 96,000 $ 123,000
Philadelphia County Pennsylvania 2 $ 245,000 $ 122,000 $ 369,000
York County Pennsylvania 2 $ 146,000 $ 73,000 $ 70,000
Caguas County Puerto Rico 2 $ 232,000 $ 116,000 $ 46,000
Canovanas County Puerto Rico 2 $ 269,000 $ 134,000 $ 68,000
Cayey County Puerto Rico 2 $ 252,000 $ 126,000 $ 98,000
Culebra County Puerto Rico 2 $ 558,000 $ 279,000 $ 154,000
Guanica County Puerto Rico 2 $ 255,000 $ 127,000 $ 67,000
Juana Diaz County Puerto Rico 2 $ 228,000 $ 114,000 $ 632,000
San Sebastian County Puerto Rico 2 $ 91,000 $ 45,000 $ 64,000
Toa Alta County Puerto Rico 2 $ 380,000 $ 190,000 $ 68,000
Newport County Rhode Island 2 $ 523,000 $ 261,000 $ 170,000
Providence County Rhode Island 2 $ 332,000 $ 166,000 $ 102,000
Beaufort County South Carolina 2 $ 352,000 $ 176,000 $ 138,000
Georgetown County South Carolina 2 $ 287,000 $ 143,000 $ 61,000
Spartanburg County South Carolina 2 $ 240,000 $ 120,000 $ 87,000
Minnehaha County South Dakota 2 $ 335,000 $ 167,000 $ 154,000
Montgomery County Tennessee 2 $ 545,000 $ 272,000 $ 124,000
Wilson County Tennessee 2 $ 430,000 $ 215,000 $ 130,000
Brazoria County Texas 2 $ 317,000 $ 158,000 $ 68,000
Comal County Texas 2 $ 465,000 $ 232,000 $ 156,000
Hays County Texas 2 $ 519,000 $ 259,000 $ 152,000
Smith County Texas 2 $ 207,000 $ 103,000 $ 67,000
Grand Isle County Vermont 2 $ 895,000 $ 447,000 $ 96,000
Albemarle County Virginia 2 $ 855,000 $ 427,000 $ 138,000
Chesterfield County Virginia 2 $ 413,000 $ 206,000 $ 145,000
Franklin County Virginia 2 $ 511,000 $ 255,000 $ 200,000
Pierce County Washington 2 $ 1,207,000 $ 603,000 $ 256,000
Snohomish County Washington 2 $ 735,000 $ 367,000 $ 101,000
Mineral County West Virginia 2 $ 317,000 $ 158,000 $ 112,000
Bayfield County Wisconsin 2 $ 414,000 $ 207,000 $ 280,000
Douglas County Wisconsin 2 $ 1,136,000 $ 568,000 $ 253,000
Juneau County Wisconsin 2 $ 383,000 $ 191,000 $ 240,000
Outagamie County Wisconsin 2 $ 468,000 $ 234,000 $ 147,000
Ozaukee County Wisconsin 2 $ 909,000 $ 454,000 $ 209,000
Vilas County Wisconsin 2 $ 619,000 $ 309,000 $ 117,000
Washington County Wisconsin 2 $ 540,000 $ 270,000 $ 179,000
Winnebago County Wisconsin 2 $ 407,000 $ 203,000 $ 105,000
Baldwin County Alabama 1 $ 200,000 $ 200,000 $ 219,000
Houston County Alabama 1 $ 221,000 $ 221,000 $ 111,000
Mohave County Arizona 1 $ 128,000 $ 128,000 $ 104,000
Benton County Arkansas 1 $ 111,000 $ 111,000 $ 65,000
Greene County Arkansas 1 $ 348,000 $ 348,000 $ 174,000
Jefferson County Arkansas 1 $ 88,000 $ 88,000 $ 304,000
Alpine County California 1 $ 417,000 $ 417,000 $ 473,000
Butte County California 1 $ 82,000 $ 82,000 $ 100,000
Fresno County California 1 $ 78,000 $ 78,000 $ 124,000
Nevada County California 1 $ 170,000 $ 170,000 $ 131,000
Placer County California 1 $ 280,000 $ 280,000 $ 88,000
Santa Cruz County California 1 $ 511,000 $ 511,000 $ 200,000
Shasta County California 1 $ 119,000 $ 119,000 $ 45,000
Solano County California 1 $ 239,000 $ 239,000 $ 56,000
Sonoma County California 1 $ 346,000 $ 346,000 $ 158,000
Sutter County California 1 $ 249,000 $ 249,000 $ 87,000
Yolo County California 1 $ 220,000 $ 220,000 $ 129,000
Eagle County Colorado 1 $ 823,000 $ 823,000 $ 554,000
El Paso County Colorado 1 $ 120,000 $ 120,000 $ 85,000
Summit County Colorado 1 $ 150,000 $ 150,000 $ 147,000
Weld County Colorado 1 $ 100,000 $ 100,000 $ 29,000
Fairfield County Connecticut 1 $ 136,000 $ 136,000 $ 62,000
Sussex County Delaware 1 $ 283,000 $ 283,000 $ 142,000
District of Columbia County District Of Columbia 1 $ 230,000 $ 230,000 $ 117,000
Charlotte County Florida 1 $ 473,000 $ 473,000 $ 1,000
Levy County Florida 1 $ 66,000 $ 66,000 $ 26,000
Martin County Florida 1 $ 54,000 $ 54,000 $ 23,000
Osceola County Florida 1 $ 88,000 $ 88,000 $ 30,000
Pasco County Florida 1 $ 128,000 $ 128,000 $ 80,000
Santa Rosa County Florida 1 $ 140,000 $ 140,000 $ 227,000
Union County Florida 1 $ 95,000 $ 95,000 $ 95,000
Bryan County Georgia 1 $ 405,000 $ 405,000 $ 178,000
Catoosa County Georgia 1 $ 115,000 $ 115,000 $ 50,000
Colquitt County Georgia 1 $ 104,000 $ 104,000 $ 37,000
Columbia County Georgia 1 $ 203,000 $ 203,000 $ 97,000
Coweta County Georgia 1 $ 230,000 $ 230,000 $ 196,000
Crawford County Georgia 1 $ 29,000 $ 29,000 $ 1,000
Floyd County Georgia 1 $ 207,000 $ 207,000 $ 86,000
Glynn County Georgia 1 $ 276,000 $ 276,000 $ 99,000
Houston County Georgia 1 $ 81,000 $ 81,000 $ 68,000
Jones County Georgia 1 $ 190,000 $ 190,000 $ 135,000
Putnam County Georgia 1 $ 215,000 $ 215,000 $ 201,000
Tift County Georgia 1 $ 121,000 $ 121,000 $ 77,000
Union County Georgia 1 $ 200,000 $ 200,000 $ 40,000
Hawaii County Hawaii 1 $ 290,000 $ 290,000 $ 114,000
Honolulu County Hawaii 1 $ 34,000 $ 34,000 $ 83,000
Kauai County Hawaii 1 $ 136,000 $ 136,000 $ 282,000
Maui County Hawaii 1 $ 153,000 $ 153,000 $ 123,000
Bonneville County Idaho 1 $ 183,000 $ 183,000 $ 88,000
Boone County Illinois 1 $ 35,000 $ 35,000 $ 89,000
Champaign County Illinois 1 $ 184,000 $ 184,000 $ 85,000
Christian County Illinois 1 $ 587,000 $ 587,000 $ 167,000
Jo Daviess County Illinois 1 $ 101,000 $ 101,000 $ 110,000
Knox County Illinois 1 $ 92,000 $ 92,000 $ 30,000
Macon County Illinois 1 $ 185,000 $ 185,000 $ 104,000
McLean County Illinois 1 $ 307,000 $ 307,000 $ 102,000
Montgomery County Illinois 1 $ 35,000 $ 35,000 $ 50,000
St. Clair County Illinois 1 $ 68,000 $ 68,000 $ 15,000
Winnebago County Illinois 1 $ 208,000 $ 208,000 $ 67,000
Delaware County Indiana 1 $ 69,000 $ 69,000 $ 91,000
Elkhart County Indiana 1 $ 70,000 $ 70,000 $ 165,000
Hendricks County Indiana 1 $ 293,000 $ 293,000 $ 465,000
Jasper County Indiana 1 $ 100,000 $ 100,000 $ 43,000
LaPorte County Indiana 1 $ 41,000 $ 41,000 $ 174,000
Porter County Indiana 1 $ 218,000 $ 218,000 $ 30,000
Putnam County Indiana 1 $ 43,000 $ 43,000 $ 95,000
St. Joseph County Indiana 1 $ 75,000 $ 75,000 $ 34,000
Steuben County Indiana 1 $ 405,000 $ 405,000 $ 285,000
Vigo County Indiana 1 $ 175,000 $ 175,000 $ 111,000
Black Hawk County Iowa 1 $ 400,000 $ 400,000 $ 195,000
Dubuque County Iowa 1 $ 200,000 $ 200,000 $ 94,000
Grundy County Iowa 1 $ 140,000 $ 140,000 $ 92,000
Polk County Iowa 1 $ 218,000 $ 218,000 $ 318,000
Cowley County Kansas 1 $ 71,000 $ 71,000 $ 80,000
Labette County Kansas 1 $ 66,000 $ 66,000 $ 49,000
Fayette County Kentucky 1 $ 176,000 $ 176,000 $ 111,000
Hardin County Kentucky 1 $ 130,000 $ 130,000 $ 30,000
Jefferson County Louisiana 1 $ 172,000 $ 172,000 $ 137,000
Lafayette County Louisiana 1 $ 199,000 $ 199,000 $ 195,000
Orleans County Louisiana 1 $ 175,000 $ 175,000 $ 141,000
Knox County Maine 1 $ 2,340,000 $ 2,340,000 $ 1,130,000
Baltimore County Maryland 1 $ 851,000 $ 851,000 $ 348,000
Worcester County Maryland 1 $ 131,000 $ 131,000 $ 94,000
Barnstable County Massachusetts 1 $ 287,000 $ 287,000 $ 153,000
Bristol County Massachusetts 1 $ 315,000 $ 315,000 $ 96,000
Hampshire County Massachusetts 1 $ 294,000 $ 294,000 $ 128,000
Barry County Michigan 1 $ 340,000 $ 340,000 $ 114,000
Cass County Michigan 1 $ 405,000 $ 405,000 $ 130,000
Genesee County Michigan 1 $ 172,000 $ 172,000 $ 68,000
Grand Traverse County Michigan 1 $ 417,000 $ 417,000 $ 118,000
Kalamazoo County Michigan 1 $ 50,000 $ 50,000 $ 1,000
Aitkin County Minnesota 1 $ 45,000 $ 45,000 $ 101,000
Becker County Minnesota 1 $ 159,000 $ 159,000 $ 116,000
Blue Earth County Minnesota 1 $ 251,000 $ 251,000 $ 91,000
Clay County Minnesota 1 $ 30,000 $ 30,000 $ 60,000
Houston County Minnesota 1 $ 132,000 $ 132,000 $ 50,000
Hubbard County Minnesota 1 $ 172,000 $ 172,000 $ 70,000
Le Sueur County Minnesota 1 $ 30,000 $ 30,000 $ 46,000
Pine County Minnesota 1 $ 45,000 $ 45,000 $ 118,000
Rice County Minnesota 1 $ 196,000 $ 196,000 $ 92,000
Steele County Minnesota 1 $ 332,000 $ 332,000 $ 119,000
Attala County Mississippi 1 $ 51,000 $ 51,000 $ 21,000
Hinds County Mississippi 1 $ 199,000 $ 199,000 $ 122,000
Humphreys County Mississippi 1 $ 110,000 $ 110,000 $ 68,000
Lafayette County Mississippi 1 $ 96,000 $ 96,000 $ 30,000
Leflore County Mississippi 1 $ 40,000 $ 40,000 $ 60,000
Pontotoc County Mississippi 1 $ 135,000 $ 135,000 $ 77,000
Yazoo County Mississippi 1 $ 158,000 $ 158,000 $ 136,000
Greene County Missouri 1 $ 51,000 $ 51,000 $ 30,000
Laclede County Missouri 1 $ 132,000 $ 132,000 $ 41,000
Maries County Missouri 1 $ 92,000 $ 92,000 $ 32,000
Polk County Missouri 1 $ 38,000 $ 38,000 $ 140,000
St. Louis City County Missouri 1 $ 98,000 $ 98,000 $ 141,000
Stone County Missouri 1 $ 300,000 $ 300,000 $ 313,000
Taney County Missouri 1 $ 146,000 $ 146,000 $ 112,000
Cascade County Montana 1 $ 15,000 $ 15,000 $ 10,000
Gallatin County Montana 1 $ 244,000 $ 244,000 $ 181,000
Cheyenne County Nebraska 1 $ 259,000 $ 259,000 $ 110,000
Belknap County New Hampshire 1 $ 148,000 $ 148,000 $ 400,000
Rockingham County New Hampshire 1 $ 230,000 $ 230,000 $ 150,000
Atlantic County New Jersey 1 $ 141,000 $ 141,000 $ 98,000
Cape May County New Jersey 1 $ 900,000 $ 900,000 $ 503,000
Cumberland County New Jersey 1 $ 380,000 $ 380,000 $ 109,000
Gloucester County New Jersey 1 $ 69,000 $ 69,000 $ 38,000
Monmouth County New Jersey 1 $ 498,000 $ 498,000 $ 187,000
Sandoval County New Mexico 1 $ 128,000 $ 128,000 $ 60,000
Fulton County New York 1 $ 35,000 $ 35,000 $ 10,000
Nassau County New York 1 $ 300,000 $ 300,000 $ 372,000
New York County New York 1 $ 990,000 $ 990,000 $ 325,000
Ontario County New York 1 $ 81,000 $ 81,000 $ 62,000
Saratoga County New York 1 $ 282,000 $ 282,000 $ 265,000
Schenectady County New York 1 $ 54,000 $ 54,000 $ 130,000
Warren County New York 1 $ 238,000 $ 238,000 $ 90,000
Washington County New York 1 $ 30,000 $ 30,000 $ 284,000
Alamance County North Carolina 1 $ 78,000 $ 78,000 $ 36,000
Caldwell County North Carolina 1 $ 260,000 $ 260,000 $ 95,000
Catawba County North Carolina 1 $ 374,000 $ 374,000 $ 250,000
Gaston County North Carolina 1 $ 163,000 $ 163,000 $ 64,000
Greene County North Carolina 1 $ 50,000 $ 50,000 $ 76,000
Hoke County North Carolina 1 $ 75,000 $ 75,000 $ 75,000
Jackson County North Carolina 1 $ 264,000 $ 264,000 $ 102,000
Nash County North Carolina 1 $ 62,000 $ 62,000 $ 107,000
Northampton County North Carolina 1 $ 278,000 $ 278,000 $ 235,000
Orange County North Carolina 1 $ 384,000 $ 384,000 $ 148,000
Watauga County North Carolina 1 $ 108,000 $ 108,000 $ 179,000
Cass County North Dakota 1 $ 80,000 $ 80,000 $ 3,000
Belmont County Ohio 1 $ 61,000 $ 61,000 $ 99,000
Coshocton County Ohio 1 $ 128,000 $ 128,000 $ 72,000
Erie County Ohio 1 $ 171,000 $ 171,000 $ 100,000
Lake County Ohio 1 $ 127,000 $ 127,000 $ 39,000
Lucas County Ohio 1 $ 50,000 $ 50,000 $ 1,000
Mahoning County Ohio 1 $ 148,000 $ 148,000 $ 88,000
Montgomery County Ohio 1 $ 28,000 $ 28,000 $ 42,000
Muskingum County Ohio 1 $ 20,000 $ 20,000 $ 104,000
Ottawa County Ohio 1 $ 191,000 $ 191,000 $ 115,000
Pickaway County Ohio 1 $ 190,000 $ 190,000 $ 70,000
Summit County Ohio 1 $ 110,000 $ 110,000 $ 57,000
Wood County Ohio 1 $ 290,000 $ 290,000 $ 235,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,355 $1,098,496,000 $252,000 $5,020,000 $121,000 $3,323,000
Refinancing 2,815 $538,856,000 $191,000 $1,481,000 $117,000 $1,217,000
Home Improvement 171 $13,929,000 $81,000 $436,000 $117,000 $340,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,975 $922,220,000 $232,000 $2,797,000 $127,000 $2,236,000
Not Provided 1,501 $328,149,000 $218,000 $5,020,000 $115,000 $3,323,000
Hispanic 881 $162,384,000 $184,000 $1,308,000 $97,000 $1,217,000
Asian 571 $167,220,000 $292,000 $1,800,000 $138,000 $1,064,000
Black or African American 357 $60,925,000 $170,000 $1,300,000 $89,000 $364,000
American Indian or Alaskan Native 37 $5,908,000 $159,000 $792,000 $93,000 $314,000
Native Hawaiian or Other Pacific Islander 17 $4,199,000 $247,000 $560,000 $123,000 $361,000
Not applicable 2 $276,000 $138,000 $202,000 $341,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,247 $1,632,569,000 $225,000 $5,020,000 $120,000 $3,323,000
FHA-insured (Federal Housing Administration) 94 $18,712,000 $199,000 $717,000 $92,000 $1,242,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,666 $646,312,000 $242,000 $5,020,000 $139,000 $3,323,000
Application Approved But Not Accepted 1,664 $349,214,000 $209,000 $2,340,000 $125,000 $1,435,000
Preapproval Approved but not Accepted 1,442 $384,936,000 $266,000 $2,988,000 $126,000 $1,350,000
Application Denied By Financial Institution 742 $118,943,000 $160,000 $1,300,000 $84,000 $620,000
Preapproval Denied by Financial Institution 593 $105,004,000 $177,000 $1,120,000 $68,000 $453,000
File Closed For Incompleteness 216 $41,099,000 $190,000 $1,442,000 $63,000 $1,242,000
Application Withdrawn By Applicant 18 $5,773,000 $320,000 $1,120,000 $141,000 $367,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 632 $93,947,000 $148,000 $1,300,000 $77,000 $620,000
Debt-To-Income Ratio 472 $89,527,000 $189,000 $1,120,000 $63,000 $260,000
Collateral 87 $15,878,000 $182,000 $645,000 $119,000 $449,000
Other 74 $11,463,000 $154,000 $990,000 $101,000 $453,000
Insufficient Cash (Downpayment, Closing Cost) 31 $4,654,000 $150,000 $354,000 $77,000 $300,000
Unverifiable Information 10 $2,822,000 $282,000 $604,000 $83,000 $265,000
Employment History 5 $1,302,000 $260,000 $540,000 $59,000 $100,000
Mortgage Insurance Denied 1 $219,000 $219,000 $219,000 $226,000 $226,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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