Baxter Credit Union Mortgage Lending & HMDA Data, 2015

In 2015, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 7,341 mortgage applications totaling $1.7 billion, up 21% from 2014. The average application was for $224,939, and applicants reported an average income of $119,372. 36% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (878), Chicago-Naperville-Arlington Heights, IL (731) and Lake County-Kenosha County, IL-WI (641) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,341
Total Mortgage Loan Application Amount $1,651,281,000
Average Mortgage Loan Application Amount $224,939
Highest Mortgage Loan Application Amount $5,020,000
Average Applicant Income $119,372
Highest Applicant Income $3,323,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 593 $ 121,177,000 $ 204,345 $ 123,000
Hennepin, Minnesota 469 $ 107,683,000 $ 229,601 $ 137,000
Cook, Illinois 368 $ 90,413,000 $ 245,687 $ 136,000
McHenry, Illinois 296 $ 46,612,000 $ 157,472 $ 107,000
Orange, California 154 $ 61,340,000 $ 398,311 $ 150,000
Los Angeles, California 128 $ 43,092,000 $ 336,656 $ 150,000
Anoka, Minnesota 114 $ 23,107,000 $ 202,692 $ 126,000
Ramsey, Minnesota 89 $ 17,502,000 $ 196,651 $ 123,000
Miami-Dade, Florida 83 $ 18,459,000 $ 222,397 $ 99,000
Franklin, Ohio 68 $ 11,205,000 $ 164,779 $ 116,000
Broward, Florida 64 $ 17,085,000 $ 266,953 $ 146,000
Dakota, Minnesota 55 $ 10,929,000 $ 198,709 $ 128,000
San Bernardino, California 53 $ 11,240,000 $ 212,075 $ 100,000
Ventura, California 50 $ 16,140,000 $ 322,800 $ 163,000
Riverside, California 48 $ 11,803,000 $ 245,895 $ 118,000
Kenosha, Wisconsin 48 $ 6,974,000 $ 145,291 $ 85,000
McDowell, North Carolina 47 $ 5,034,000 $ 107,106 $ 62,000
Baxter, Arkansas 46 $ 4,366,000 $ 94,913 $ 58,000
Maricopa, Arizona 45 $ 11,851,000 $ 263,355 $ 153,000
Washington, Minnesota 45 $ 9,587,000 $ 213,044 $ 126,000
DuPage, Illinois 44 $ 11,298,000 $ 256,772 $ 150,000
Bolivar, Mississippi 44 $ 4,180,000 $ 95,000 $ 65,000
Monroe, Indiana 40 $ 5,907,000 $ 147,675 $ 85,000
Kane, Illinois 39 $ 7,552,000 $ 193,641 $ 100,000
Wright, Minnesota 38 $ 8,030,000 $ 211,315 $ 111,000
Middlesex, Massachusetts 36 $ 18,067,000 $ 501,861 $ 216,000
Bexar, Texas 36 $ 4,600,000 $ 127,777 $ 81,000
San Diego, California 29 $ 11,647,000 $ 401,620 $ 169,000
Delaware, Ohio 29 $ 5,394,000 $ 186,000 $ 151,000
Worcester, Massachusetts 27 $ 8,917,000 $ 330,259 $ 163,000
Aguada, Puerto Rico 26 $ 2,347,000 $ 90,269 $ 29,000
Clark, Nevada 21 $ 4,029,000 $ 191,857 $ 154,000
Mitchell, North Carolina 21 $ 2,306,000 $ 109,809 $ 70,000
Wake, North Carolina 21 $ 4,065,000 $ 193,571 $ 118,000
Gwinnett, Georgia 19 $ 3,707,000 $ 195,105 $ 101,000
Carver, Minnesota 19 $ 4,579,000 $ 241,000 $ 135,000
Pinellas, Florida 18 $ 4,203,000 $ 233,500 $ 128,000
Will, Illinois 17 $ 3,418,000 $ 201,058 $ 115,000
Scott, Minnesota 17 $ 3,388,000 $ 199,294 $ 135,000
Sherburne, Minnesota 17 $ 2,621,000 $ 154,176 $ 94,000
Douglas, Colorado 16 $ 3,835,000 $ 239,687 $ 101,000
Palm Beach, Florida 16 $ 4,651,000 $ 290,687 $ 265,000
Harris, Texas 16 $ 2,102,000 $ 131,375 $ 87,000
Walworth, Wisconsin 16 $ 3,168,000 $ 198,000 $ 202,000
Contra Costa, California 15 $ 5,869,000 $ 391,266 $ 158,000
Santa Clara, California 15 $ 6,178,000 $ 411,866 $ 134,000
Mecklenburg, North Carolina 15 $ 2,827,000 $ 188,466 $ 111,000
Dallas, Texas 15 $ 4,616,000 $ 307,733 $ 190,000
Alameda, California 14 $ 4,074,000 $ 291,000 $ 123,000
Tarrant, Texas 14 $ 2,337,000 $ 166,928 $ 124,000
Arapahoe, Colorado 13 $ 2,688,000 $ 206,769 $ 78,000
Owen, Indiana 13 $ 1,445,000 $ 111,153 $ 67,000
Suffolk, Massachusetts 13 $ 8,964,000 $ 689,538 $ 267,000
Lee, Florida 12 $ 2,612,000 $ 217,666 $ 163,000
Orange, Florida 12 $ 3,996,000 $ 333,000 $ 126,000
Avery, North Carolina 12 $ 952,000 $ 79,333 $ 49,000
Anasco, Puerto Rico 12 $ 1,149,000 $ 95,750 $ 60,000
Cobb, Georgia 11 $ 3,009,000 $ 273,545 $ 182,000
Fulton, Georgia 11 $ 2,508,000 $ 228,000 $ 164,000
Walton, Georgia 11 $ 1,562,000 $ 142,000 $ 92,000
Norfolk, Massachusetts 11 $ 6,731,000 $ 611,909 $ 232,000
Allegheny, Pennsylvania 11 $ 1,599,000 $ 145,363 $ 131,000
Mayaguez, Puerto Rico 11 $ 1,922,000 $ 174,727 $ 64,000
Racine, Wisconsin 11 $ 1,546,000 $ 140,545 $ 106,000
Denver, Colorado 10 $ 2,976,000 $ 297,600 $ 119,000
DeKalb, Georgia 10 $ 752,000 $ 75,200 $ 58,000
Cabo Rojo, Puerto Rico 10 $ 1,510,000 $ 151,000 $ 94,000
Denton, Texas 10 $ 2,351,000 $ 235,100 $ 135,000
Waukesha, Wisconsin 10 $ 2,423,000 $ 242,300 $ 140,000
Newton, Georgia 9 $ 1,470,000 $ 163,333 $ 120,000
Hamilton, Indiana 9 $ 1,798,000 $ 199,777 $ 106,000
Kent, Michigan 9 $ 1,422,000 $ 158,000 $ 112,000
Oakland, Michigan 9 $ 2,332,000 $ 259,111 $ 148,000
DeSoto, Mississippi 9 $ 1,366,000 $ 151,777 $ 129,000
Niagara, New York 9 $ 718,000 $ 79,777 $ 46,000
Yancey, North Carolina 9 $ 1,044,000 $ 116,000 $ 44,000
Carolina, Puerto Rico 9 $ 820,000 $ 91,111 $ 62,000
San Juan, Puerto Rico 9 $ 1,269,000 $ 141,000 $ 71,000
Pima, Arizona 8 $ 1,706,000 $ 213,250 $ 125,000
Jefferson, Colorado 8 $ 1,826,000 $ 228,250 $ 123,000
Collier, Florida 8 $ 8,228,000 $ 1,028,500 $ 634,000
Hillsborough, Florida 8 $ 1,327,000 $ 165,875 $ 94,000
Manatee, Florida 8 $ 3,175,000 $ 396,875 $ 204,000
Hillsborough, New Hampshire 8 $ 1,776,000 $ 222,000 $ 130,000
Cuyahoga, Ohio 8 $ 1,212,000 $ 151,500 $ 108,000
Ponce, Puerto Rico 8 $ 1,175,000 $ 146,875 $ 161,000
Montgomery, Texas 8 $ 804,000 $ 100,500 $ 91,000
Kern, California 7 $ 2,006,000 $ 286,571 $ 117,000
Polk, Florida 7 $ 680,000 $ 97,142 $ 53,000
Marion, Indiana 7 $ 715,000 $ 102,142 $ 139,000
Prince George's, Maryland 7 $ 1,083,000 $ 154,714 $ 121,000
Essex, Massachusetts 7 $ 3,126,000 $ 446,571 $ 213,000
Wayne, Michigan 7 $ 848,000 $ 121,142 $ 145,000
St. Charles, Missouri 7 $ 1,092,000 $ 156,000 $ 86,000
Guilford, North Carolina 7 $ 1,034,000 $ 147,714 $ 95,000
Shelby, Tennessee 7 $ 1,241,000 $ 177,285 $ 110,000
El Paso, Texas 7 $ 1,010,000 $ 144,285 $ 125,000
Salt Lake, Utah 7 $ 2,331,000 $ 333,000 $ 143,000
King, Washington 7 $ 4,322,000 $ 617,428 $ 213,000
Milwaukee, Wisconsin 7 $ 1,193,000 $ 170,428 $ 123,000
Kendall, Illinois 6 $ 724,000 $ 120,666 $ 108,000
Lawrence, Indiana 6 $ 378,000 $ 63,000 $ 64,000
Montgomery, Maryland 6 $ 1,381,000 $ 230,166 $ 196,000
Sunflower, Mississippi 6 $ 382,000 $ 63,666 $ 230,000
Ozark, Missouri 6 $ 372,000 $ 62,000 $ 38,000
Monroe, New York 6 $ 914,000 $ 152,333 $ 109,000
Burke, North Carolina 6 $ 589,000 $ 98,166 $ 59,000
Union, North Carolina 6 $ 1,289,000 $ 214,833 $ 136,000
Chester, Pennsylvania 6 $ 1,628,000 $ 271,333 $ 151,000
Westmoreland, Pennsylvania 6 $ 1,051,000 $ 175,166 $ 104,000
Arroyo, Puerto Rico 6 $ 357,000 $ 59,500 $ 22,000
Guayama, Puerto Rico 6 $ 537,000 $ 89,500 $ 52,000
Rincon, Puerto Rico 6 $ 939,000 $ 156,500 $ 147,000
Collin, Texas 6 $ 1,821,000 $ 303,500 $ 148,000
Dane, Wisconsin 6 $ 1,822,000 $ 303,666 $ 127,000
Duval, Florida 5 $ 631,000 $ 126,200 $ 65,000
St. Johns, Florida 5 $ 1,549,000 $ 309,800 $ 177,000
Volusia, Florida 5 $ 527,000 $ 105,400 $ 83,000
Forsyth, Georgia 5 $ 1,019,000 $ 203,800 $ 170,000
DeKalb, Illinois 5 $ 413,000 $ 82,600 $ 85,000
Iroquois, Illinois 5 $ 512,000 $ 102,400 $ 87,000
Johnson, Indiana 5 $ 608,000 $ 121,600 $ 151,000
Frederick, Maryland 5 $ 1,056,000 $ 211,200 $ 105,000
Plymouth, Massachusetts 5 $ 2,557,000 $ 511,400 $ 234,000
Isanti, Minnesota 5 $ 546,000 $ 109,200 $ 127,000
St. Louis, Missouri 5 $ 2,722,000 $ 544,400 $ 262,000
Bergen, New Jersey 5 $ 852,000 $ 170,400 $ 85,000
Ocean, New Jersey 5 $ 1,173,000 $ 234,600 $ 102,000
Buncombe, North Carolina 5 $ 1,460,000 $ 292,000 $ 154,000
Warren, Ohio 5 $ 976,000 $ 195,200 $ 122,000
Delaware, Pennsylvania 5 $ 1,720,000 $ 344,000 $ 193,000
Jayuya, Puerto Rico 5 $ 365,000 $ 73,000 $ 44,000
San German, Puerto Rico 5 $ 346,000 $ 69,200 $ 36,000
Charleston, South Carolina 5 $ 1,790,000 $ 358,000 $ 144,000
Greenville, South Carolina 5 $ 460,000 $ 92,000 $ 41,000
York, South Carolina 5 $ 1,224,000 $ 244,800 $ 115,000
Johnson, Texas 5 $ 730,000 $ 146,000 $ 71,000
Travis, Texas 5 $ 767,000 $ 153,400 $ 81,000
St. Croix, Wisconsin 5 $ 1,065,000 $ 213,000 $ 103,000
Marion, Arkansas 4 $ 297,000 $ 74,250 $ 61,000
Sacramento, California 4 $ 1,296,000 $ 324,000 $ 171,000
San Mateo, California 4 $ 2,092,000 $ 523,000 $ 159,000
Tulare, California 4 $ 598,000 $ 149,500 $ 143,000
Monroe, Florida 4 $ 1,429,000 $ 357,250 $ 354,000
Seminole, Florida 4 $ 270,000 $ 67,500 $ 103,000
Oconee, Georgia 4 $ 1,251,000 $ 312,750 $ 135,000
Greene, Indiana 4 $ 174,000 $ 43,500 $ 50,000
Johnson, Kansas 4 $ 1,048,000 $ 262,000 $ 316,000
York, Maine 4 $ 3,353,000 $ 838,250 $ 419,000
Cass, Minnesota 4 $ 563,000 $ 140,750 $ 142,000
Jackson, Missouri 4 $ 658,000 $ 164,500 $ 123,000
Douglas, Nebraska 4 $ 795,000 $ 198,750 $ 135,000
Somerset, New Jersey 4 $ 1,101,000 $ 275,250 $ 177,000
Orleans, New York 4 $ 167,000 $ 41,750 $ 40,000
Fairfield, Ohio 4 $ 435,000 $ 108,750 $ 85,000
Union, Ohio 4 $ 648,000 $ 162,000 $ 123,000
Aguadilla, Puerto Rico 4 $ 458,000 $ 114,500 $ 41,000
Bayamon, Puerto Rico 4 $ 514,000 $ 128,500 $ 59,000
Guaynabo, Puerto Rico 4 $ 785,000 $ 196,250 $ 161,000
Isabela, Puerto Rico 4 $ 352,000 $ 88,000 $ 32,000
Sabana Grande, Puerto Rico 4 $ 264,000 $ 66,000 $ 37,000
Salinas, Puerto Rico 4 $ 293,000 $ 73,250 $ 60,000
Santa Isabel, Puerto Rico 4 $ 351,000 $ 87,750 $ 99,000
Richland, South Carolina 4 $ 1,020,000 $ 255,000 $ 161,000
Davidson, Tennessee 4 $ 722,000 $ 180,500 $ 80,000
Ector, Texas 4 $ 391,000 $ 97,750 $ 140,000
Jefferson, Alabama 3 $ 1,010,000 $ 336,666 $ 172,000
Lee, Alabama 3 $ 566,000 $ 188,666 $ 338,000
Yavapai, Arizona 3 $ 1,058,000 $ 352,666 $ 116,000
Fulton, Arkansas 3 $ 120,000 $ 40,000 $ 28,000
Pulaski, Arkansas 3 $ 287,000 $ 95,666 $ 52,000
Saline, Arkansas 3 $ 707,000 $ 235,666 $ 189,000
San Francisco, California 3 $ 2,837,000 $ 945,666 $ 228,000
San Joaquin, California 3 $ 834,000 $ 278,000 $ 49,000
Broomfield, Colorado 3 $ 868,000 $ 289,333 $ 142,000
Larimer, Colorado 3 $ 657,000 $ 219,000 $ 74,000
Hartford, Connecticut 3 $ 832,000 $ 277,333 $ 100,000
New Castle, Delaware 3 $ 374,000 $ 124,666 $ 53,000
Columbia, Florida 3 $ 366,000 $ 122,000 $ 70,000
Escambia, Florida 3 $ 244,000 $ 81,333 $ 116,000
Flagler, Florida 3 $ 174,000 $ 58,000 $ 93,000
Lake, Florida 3 $ 450,000 $ 150,000 $ 92,000
Marion, Florida 3 $ 309,000 $ 103,000 $ 87,000
Walton, Florida 3 $ 1,067,000 $ 355,666 $ 192,000
Chatham, Georgia 3 $ 366,000 $ 122,000 $ 103,000
Henry, Georgia 3 $ 312,000 $ 104,000 $ 104,000
Boone, Indiana 3 $ 612,000 $ 204,000 $ 108,000
Lake, Indiana 3 $ 381,000 $ 127,000 $ 107,000
Boone, Kentucky 3 $ 841,000 $ 280,333 $ 117,000
Jefferson, Kentucky 3 $ 471,000 $ 157,000 $ 56,000
Cumberland, Maine 3 $ 655,000 $ 218,333 $ 145,000
Baltimore City, Maryland 3 $ 387,000 $ 129,000 $ 54,000
Calvert, Maryland 3 $ 523,000 $ 174,333 $ 59,000
Howard, Maryland 3 $ 690,000 $ 230,000 $ 131,000
Berrien, Michigan 3 $ 149,000 $ 49,666 $ 24,000
Ottawa, Michigan 3 $ 435,000 $ 145,000 $ 96,000
Olmsted, Minnesota 3 $ 540,000 $ 180,000 $ 126,000
Madison, Mississippi 3 $ 208,000 $ 69,333 $ 50,000
Platte, Missouri 3 $ 406,000 $ 135,333 $ 144,000
Sarpy, Nebraska 3 $ 408,000 $ 136,000 $ 124,000
Camden, New Jersey 3 $ 326,000 $ 108,666 $ 115,000
Essex, New Jersey 3 $ 910,000 $ 303,333 $ 151,000
Hudson, New Jersey 3 $ 1,009,000 $ 336,333 $ 243,000
Mercer, New Jersey 3 $ 930,000 $ 310,000 $ 220,000
Sussex, New Jersey 3 $ 955,000 $ 318,333 $ 136,000
Union, New Jersey 3 $ 114,000 $ 38,000 $ 57,000
Bernalillo, New Mexico 3 $ 165,000 $ 55,000 $ 85,000
Erie, New York 3 $ 640,000 $ 213,333 $ 101,000
Durham, North Carolina 3 $ 314,000 $ 104,666 $ 57,000
Rutherford, North Carolina 3 $ 249,000 $ 83,000 $ 1,000
Madison, Ohio 3 $ 426,000 $ 142,000 $ 173,000
Portage, Ohio 3 $ 440,000 $ 146,666 $ 166,000
Linn, Oregon 3 $ 390,000 $ 130,000 $ 89,000
Marion, Oregon 3 $ 776,000 $ 258,666 $ 130,000
Montgomery, Pennsylvania 3 $ 751,000 $ 250,333 $ 112,000
Coamo, Puerto Rico 3 $ 365,000 $ 121,666 $ 84,000
Hormigueros, Puerto Rico 3 $ 276,000 $ 92,000 $ 15,000
Lajas, Puerto Rico 3 $ 249,000 $ 83,000 $ 57,000
Patillas, Puerto Rico 3 $ 202,000 $ 67,333 $ 48,000
Villalba, Puerto Rico 3 $ 249,000 $ 83,000 $ 48,000
Williamson, Tennessee 3 $ 1,606,000 $ 535,333 $ 167,000
Fort Bend, Texas 3 $ 795,000 $ 265,000 $ 213,000
Nueces, Texas 3 $ 281,000 $ 93,666 $ 57,000
Williamson, Texas 3 $ 811,000 $ 270,333 $ 192,000
James City, Virginia 3 $ 543,000 $ 181,000 $ 186,000
Door, Wisconsin 3 $ 359,000 $ 119,666 $ 61,000
Polk, Wisconsin 3 $ 425,000 $ 141,666 $ 276,000
Lawrence, Alabama 2 $ 130,000 $ 65,000 $ 106,000
Madison, Alabama 2 $ 408,000 $ 204,000 $ 107,000
Anchorage, Alaska 2 $ 633,000 $ 316,500 $ 141,000
Pinal, Arizona 2 $ 290,000 $ 145,000 $ 73,000
Washington, Arkansas 2 $ 571,000 $ 285,500 $ 100,000
El Dorado, California 2 $ 675,000 $ 337,500 $ 218,000
Santa Barbara, California 2 $ 817,000 $ 408,500 $ 161,000
Stanislaus, California 2 $ 348,000 $ 174,000 $ 120,000
Adams, Colorado 2 $ 481,000 $ 240,500 $ 118,000
Boulder, Colorado 2 $ 646,000 $ 323,000 $ 267,000
Garfield, Colorado 2 $ 436,000 $ 218,000 $ 105,000
New Haven, Connecticut 2 $ 506,000 $ 253,000 $ 148,000
Windham, Connecticut 2 $ 344,000 $ 172,000 $ 117,000
Brevard, Florida 2 $ 494,000 $ 247,000 $ 193,000
Citrus, Florida 2 $ 203,000 $ 101,500 $ 33,000
Sarasota, Florida 2 $ 890,000 $ 445,000 $ 450,000
St. Lucie, Florida 2 $ 230,000 $ 115,000 $ 164,000
Cherokee, Georgia 2 $ 173,000 $ 86,500 $ 235,000
Clarke, Georgia 2 $ 421,000 $ 210,500 $ 54,000
Douglas, Georgia 2 $ 147,000 $ 73,500 $ 59,000
Hart, Georgia 2 $ 140,000 $ 70,000 $ 191,000
Ada, Idaho 2 $ 576,000 $ 288,000 $ 134,000
Kootenai, Idaho 2 $ 380,000 $ 190,000 $ 44,000
Bureau, Illinois 2 $ 191,000 $ 95,500 $ 30,000
Kankakee, Illinois 2 $ 125,000 $ 62,500 $ 59,000
LaSalle, Illinois 2 $ 59,000 $ 29,500 $ 64,000
Williamson, Illinois 2 $ 188,000 $ 94,000 $ 89,000
Clay, Indiana 2 $ 124,000 $ 62,000 $ 66,000
Morgan, Indiana 2 $ 236,000 $ 118,000 $ 99,000
Sedgwick, Kansas 2 $ 231,000 $ 115,500 $ 80,000
Campbell, Kentucky 2 $ 100,000 $ 50,000 $ 28,000
Nelson, Kentucky 2 $ 190,000 $ 95,000 $ 30,000
Pulaski, Kentucky 2 $ 320,000 $ 160,000 $ 54,000
Franklin, Maine 2 $ 184,000 $ 92,000 $ 102,000
Anne Arundel, Maryland 2 $ 536,000 $ 268,000 $ 228,000
Carroll, Maryland 2 $ 280,000 $ 140,000 $ 186,000
Harford, Maryland 2 $ 195,000 $ 97,500 $ 82,000
Queen Anne's, Maryland 2 $ 175,000 $ 87,500 $ 45,000
Wicomico, Maryland 2 $ 334,000 $ 167,000 $ 60,000
Macomb, Michigan 2 $ 974,000 $ 487,000 $ 181,000
Washtenaw, Michigan 2 $ 687,000 $ 343,500 $ 128,000
Chisago, Minnesota 2 $ 412,000 $ 206,000 $ 96,000
Crow Wing, Minnesota 2 $ 1,157,000 $ 578,500 $ 435,000
McLeod, Minnesota 2 $ 318,000 $ 159,000 $ 86,000
Mille Lacs, Minnesota 2 $ 387,000 $ 193,500 $ 128,000
Morrison, Minnesota 2 $ 240,000 $ 120,000 $ 96,000
St. Louis, Minnesota 2 $ 254,000 $ 127,000 $ 195,000
Stearns, Minnesota 2 $ 319,000 $ 159,500 $ 102,000
Todd, Minnesota 2 $ 268,000 $ 134,000 $ 218,000
Harrison, Mississippi 2 $ 170,000 $ 85,000 $ 95,000
Clay, Missouri 2 $ 229,000 $ 114,500 $ 100,000
Washoe, Nevada 2 $ 458,000 $ 229,000 $ 193,000
Strafford, New Hampshire 2 $ 265,000 $ 132,500 $ 117,000
Burlington, New Jersey 2 $ 441,000 $ 220,500 $ 64,000
Morris, New Jersey 2 $ 1,173,000 $ 586,500 $ 362,000
Dutchess, New York 2 $ 220,000 $ 110,000 $ 242,000
Kings, New York 2 $ 728,000 $ 364,000 $ 150,000
Onondaga, New York 2 $ 116,000 $ 58,000 $ 153,000
Westchester, New York 2 $ 1,019,000 $ 509,500 $ 209,000
Chatham, North Carolina 2 $ 946,000 $ 473,000 $ 167,000
Forsyth, North Carolina 2 $ 166,000 $ 83,000 $ 70,000
Henderson, North Carolina 2 $ 155,000 $ 77,500 $ 77,000
Lincoln, North Carolina 2 $ 219,000 $ 109,500 $ 65,000
Moore, North Carolina 2 $ 374,000 $ 187,000 $ 400,000
Rockingham, North Carolina 2 $ 325,000 $ 162,500 $ 68,000
Licking, Ohio 2 $ 360,000 $ 180,000 $ 183,000
Miami, Ohio 2 $ 396,000 $ 198,000 $ 75,000
Stark, Ohio 2 $ 463,000 $ 231,500 $ 507,000
Tulsa, Oklahoma 2 $ 96,000 $ 48,000 $ 128,000
Multnomah, Oregon 2 $ 1,091,000 $ 545,500 $ 252,000
Berks, Pennsylvania 2 $ 114,000 $ 57,000 $ 92,000
Bucks, Pennsylvania 2 $ 254,000 $ 127,000 $ 49,000
Butler, Pennsylvania 2 $ 287,000 $ 143,500 $ 149,000
Centre, Pennsylvania 2 $ 452,000 $ 226,000 $ 152,000
Franklin, Pennsylvania 2 $ 532,000 $ 266,000 $ 118,000
Lackawanna, Pennsylvania 2 $ 89,000 $ 44,500 $ 101,000
Lancaster, Pennsylvania 2 $ 158,000 $ 79,000 $ 77,000
Lehigh, Pennsylvania 2 $ 193,000 $ 96,500 $ 123,000
Philadelphia, Pennsylvania 2 $ 245,000 $ 122,500 $ 369,000
York, Pennsylvania 2 $ 146,000 $ 73,000 $ 70,000
Caguas, Puerto Rico 2 $ 232,000 $ 116,000 $ 46,000
Canovanas, Puerto Rico 2 $ 269,000 $ 134,500 $ 68,000
Cayey, Puerto Rico 2 $ 252,000 $ 126,000 $ 98,000
Culebra, Puerto Rico 2 $ 558,000 $ 279,000 $ 154,000
Guanica, Puerto Rico 2 $ 255,000 $ 127,500 $ 67,000
Juana Diaz, Puerto Rico 2 $ 228,000 $ 114,000 $ 632,000
San Sebastian, Puerto Rico 2 $ 91,000 $ 45,500 $ 64,000
Toa Alta, Puerto Rico 2 $ 380,000 $ 190,000 $ 68,000
Newport, Rhode Island 2 $ 523,000 $ 261,500 $ 170,000
Providence, Rhode Island 2 $ 332,000 $ 166,000 $ 102,000
Beaufort, South Carolina 2 $ 352,000 $ 176,000 $ 138,000
Georgetown, South Carolina 2 $ 287,000 $ 143,500 $ 61,000
Spartanburg, South Carolina 2 $ 240,000 $ 120,000 $ 87,000
Minnehaha, South Dakota 2 $ 335,000 $ 167,500 $ 154,000
Montgomery, Tennessee 2 $ 545,000 $ 272,500 $ 124,000
Wilson, Tennessee 2 $ 430,000 $ 215,000 $ 130,000
Brazoria, Texas 2 $ 317,000 $ 158,500 $ 68,000
Comal, Texas 2 $ 465,000 $ 232,500 $ 156,000
Hays, Texas 2 $ 519,000 $ 259,500 $ 152,000
Smith, Texas 2 $ 207,000 $ 103,500 $ 67,000
Grand Isle, Vermont 2 $ 895,000 $ 447,500 $ 96,000
Albemarle, Virginia 2 $ 855,000 $ 427,500 $ 138,000
Chesterfield, Virginia 2 $ 413,000 $ 206,500 $ 145,000
Franklin, Virginia 2 $ 511,000 $ 255,500 $ 200,000
Pierce, Washington 2 $ 1,207,000 $ 603,500 $ 256,000
Snohomish, Washington 2 $ 735,000 $ 367,500 $ 101,000
Mineral, West Virginia 2 $ 317,000 $ 158,500 $ 112,000
Bayfield, Wisconsin 2 $ 414,000 $ 207,000 $ 280,000
Douglas, Wisconsin 2 $ 1,136,000 $ 568,000 $ 253,000
Juneau, Wisconsin 2 $ 383,000 $ 191,500 $ 240,000
Outagamie, Wisconsin 2 $ 468,000 $ 234,000 $ 147,000
Ozaukee, Wisconsin 2 $ 909,000 $ 454,500 $ 209,000
Vilas, Wisconsin 2 $ 619,000 $ 309,500 $ 117,000
Washington, Wisconsin 2 $ 540,000 $ 270,000 $ 179,000
Winnebago, Wisconsin 2 $ 407,000 $ 203,500 $ 105,000
Baldwin, Alabama 1 $ 200,000 $ 200,000 $ 219,000
Houston, Alabama 1 $ 221,000 $ 221,000 $ 111,000
Mohave, Arizona 1 $ 128,000 $ 128,000 $ 104,000
Benton, Arkansas 1 $ 111,000 $ 111,000 $ 65,000
Greene, Arkansas 1 $ 348,000 $ 348,000 $ 174,000
Jefferson, Arkansas 1 $ 88,000 $ 88,000 $ 304,000
Alpine, California 1 $ 417,000 $ 417,000 $ 473,000
Butte, California 1 $ 82,000 $ 82,000 $ 100,000
Fresno, California 1 $ 78,000 $ 78,000 $ 124,000
Nevada, California 1 $ 170,000 $ 170,000 $ 131,000
Placer, California 1 $ 280,000 $ 280,000 $ 88,000
Santa Cruz, California 1 $ 511,000 $ 511,000 $ 200,000
Shasta, California 1 $ 119,000 $ 119,000 $ 45,000
Solano, California 1 $ 239,000 $ 239,000 $ 56,000
Sonoma, California 1 $ 346,000 $ 346,000 $ 158,000
Sutter, California 1 $ 249,000 $ 249,000 $ 87,000
Yolo, California 1 $ 220,000 $ 220,000 $ 129,000
Eagle, Colorado 1 $ 823,000 $ 823,000 $ 554,000
El Paso, Colorado 1 $ 120,000 $ 120,000 $ 85,000
Summit, Colorado 1 $ 150,000 $ 150,000 $ 147,000
Weld, Colorado 1 $ 100,000 $ 100,000 $ 29,000
Fairfield, Connecticut 1 $ 136,000 $ 136,000 $ 62,000
Sussex, Delaware 1 $ 283,000 $ 283,000 $ 142,000
District of Columbia, District Of Columbia 1 $ 230,000 $ 230,000 $ 117,000
Charlotte, Florida 1 $ 473,000 $ 473,000 $ 1,000
Levy, Florida 1 $ 66,000 $ 66,000 $ 26,000
Martin, Florida 1 $ 54,000 $ 54,000 $ 23,000
Osceola, Florida 1 $ 88,000 $ 88,000 $ 30,000
Pasco, Florida 1 $ 128,000 $ 128,000 $ 80,000
Santa Rosa, Florida 1 $ 140,000 $ 140,000 $ 227,000
Union, Florida 1 $ 95,000 $ 95,000 $ 95,000
Bryan, Georgia 1 $ 405,000 $ 405,000 $ 178,000
Catoosa, Georgia 1 $ 115,000 $ 115,000 $ 50,000
Colquitt, Georgia 1 $ 104,000 $ 104,000 $ 37,000
Columbia, Georgia 1 $ 203,000 $ 203,000 $ 97,000
Coweta, Georgia 1 $ 230,000 $ 230,000 $ 196,000
Crawford, Georgia 1 $ 29,000 $ 29,000 $ 1,000
Floyd, Georgia 1 $ 207,000 $ 207,000 $ 86,000
Glynn, Georgia 1 $ 276,000 $ 276,000 $ 99,000
Houston, Georgia 1 $ 81,000 $ 81,000 $ 68,000
Jones, Georgia 1 $ 190,000 $ 190,000 $ 135,000
Putnam, Georgia 1 $ 215,000 $ 215,000 $ 201,000
Tift, Georgia 1 $ 121,000 $ 121,000 $ 77,000
Union, Georgia 1 $ 200,000 $ 200,000 $ 40,000
Hawaii, Hawaii 1 $ 290,000 $ 290,000 $ 114,000
Honolulu, Hawaii 1 $ 34,000 $ 34,000 $ 83,000
Kauai, Hawaii 1 $ 136,000 $ 136,000 $ 282,000
Maui, Hawaii 1 $ 153,000 $ 153,000 $ 123,000
Bonneville, Idaho 1 $ 183,000 $ 183,000 $ 88,000
Boone, Illinois 1 $ 35,000 $ 35,000 $ 89,000
Champaign, Illinois 1 $ 184,000 $ 184,000 $ 85,000
Christian, Illinois 1 $ 587,000 $ 587,000 $ 167,000
Jo Daviess, Illinois 1 $ 101,000 $ 101,000 $ 110,000
Knox, Illinois 1 $ 92,000 $ 92,000 $ 30,000
Macon, Illinois 1 $ 185,000 $ 185,000 $ 104,000
McLean, Illinois 1 $ 307,000 $ 307,000 $ 102,000
Montgomery, Illinois 1 $ 35,000 $ 35,000 $ 50,000
St. Clair, Illinois 1 $ 68,000 $ 68,000 $ 15,000
Winnebago, Illinois 1 $ 208,000 $ 208,000 $ 67,000
Delaware, Indiana 1 $ 69,000 $ 69,000 $ 91,000
Elkhart, Indiana 1 $ 70,000 $ 70,000 $ 165,000
Hendricks, Indiana 1 $ 293,000 $ 293,000 $ 465,000
Jasper, Indiana 1 $ 100,000 $ 100,000 $ 43,000
LaPorte, Indiana 1 $ 41,000 $ 41,000 $ 174,000
Porter, Indiana 1 $ 218,000 $ 218,000 $ 30,000
Putnam, Indiana 1 $ 43,000 $ 43,000 $ 95,000
St. Joseph, Indiana 1 $ 75,000 $ 75,000 $ 34,000
Steuben, Indiana 1 $ 405,000 $ 405,000 $ 285,000
Vigo, Indiana 1 $ 175,000 $ 175,000 $ 111,000
Black Hawk, Iowa 1 $ 400,000 $ 400,000 $ 195,000
Dubuque, Iowa 1 $ 200,000 $ 200,000 $ 94,000
Grundy, Iowa 1 $ 140,000 $ 140,000 $ 92,000
Polk, Iowa 1 $ 218,000 $ 218,000 $ 318,000
Cowley, Kansas 1 $ 71,000 $ 71,000 $ 80,000
Labette, Kansas 1 $ 66,000 $ 66,000 $ 49,000
Fayette, Kentucky 1 $ 176,000 $ 176,000 $ 111,000
Hardin, Kentucky 1 $ 130,000 $ 130,000 $ 30,000
Jefferson, Louisiana 1 $ 172,000 $ 172,000 $ 137,000
Lafayette, Louisiana 1 $ 199,000 $ 199,000 $ 195,000
Orleans, Louisiana 1 $ 175,000 $ 175,000 $ 141,000
Knox, Maine 1 $ 2,340,000 $ 2,340,000 $ 1,130,000
Baltimore, Maryland 1 $ 851,000 $ 851,000 $ 348,000
Worcester, Maryland 1 $ 131,000 $ 131,000 $ 94,000
Barnstable, Massachusetts 1 $ 287,000 $ 287,000 $ 153,000
Bristol, Massachusetts 1 $ 315,000 $ 315,000 $ 96,000
Hampshire, Massachusetts 1 $ 294,000 $ 294,000 $ 128,000
Barry, Michigan 1 $ 340,000 $ 340,000 $ 114,000
Cass, Michigan 1 $ 405,000 $ 405,000 $ 130,000
Genesee, Michigan 1 $ 172,000 $ 172,000 $ 68,000
Grand Traverse, Michigan 1 $ 417,000 $ 417,000 $ 118,000
Kalamazoo, Michigan 1 $ 50,000 $ 50,000 $ 1,000
Aitkin, Minnesota 1 $ 45,000 $ 45,000 $ 101,000
Becker, Minnesota 1 $ 159,000 $ 159,000 $ 116,000
Blue Earth, Minnesota 1 $ 251,000 $ 251,000 $ 91,000
Clay, Minnesota 1 $ 30,000 $ 30,000 $ 60,000
Houston, Minnesota 1 $ 132,000 $ 132,000 $ 50,000
Hubbard, Minnesota 1 $ 172,000 $ 172,000 $ 70,000
Le Sueur, Minnesota 1 $ 30,000 $ 30,000 $ 46,000
Pine, Minnesota 1 $ 45,000 $ 45,000 $ 118,000
Rice, Minnesota 1 $ 196,000 $ 196,000 $ 92,000
Steele, Minnesota 1 $ 332,000 $ 332,000 $ 119,000
Attala, Mississippi 1 $ 51,000 $ 51,000 $ 21,000
Hinds, Mississippi 1 $ 199,000 $ 199,000 $ 122,000
Humphreys, Mississippi 1 $ 110,000 $ 110,000 $ 68,000
Lafayette, Mississippi 1 $ 96,000 $ 96,000 $ 30,000
Leflore, Mississippi 1 $ 40,000 $ 40,000 $ 60,000
Pontotoc, Mississippi 1 $ 135,000 $ 135,000 $ 77,000
Yazoo, Mississippi 1 $ 158,000 $ 158,000 $ 136,000
Greene, Missouri 1 $ 51,000 $ 51,000 $ 30,000
Laclede, Missouri 1 $ 132,000 $ 132,000 $ 41,000
Maries, Missouri 1 $ 92,000 $ 92,000 $ 32,000
Polk, Missouri 1 $ 38,000 $ 38,000 $ 140,000
St. Louis City, Missouri 1 $ 98,000 $ 98,000 $ 141,000
Stone, Missouri 1 $ 300,000 $ 300,000 $ 313,000
Taney, Missouri 1 $ 146,000 $ 146,000 $ 112,000
Cascade, Montana 1 $ 15,000 $ 15,000 $ 10,000
Gallatin, Montana 1 $ 244,000 $ 244,000 $ 181,000
Cheyenne, Nebraska 1 $ 259,000 $ 259,000 $ 110,000
Belknap, New Hampshire 1 $ 148,000 $ 148,000 $ 400,000
Rockingham, New Hampshire 1 $ 230,000 $ 230,000 $ 150,000
Atlantic, New Jersey 1 $ 141,000 $ 141,000 $ 98,000
Cape May, New Jersey 1 $ 900,000 $ 900,000 $ 503,000
Cumberland, New Jersey 1 $ 380,000 $ 380,000 $ 109,000
Gloucester, New Jersey 1 $ 69,000 $ 69,000 $ 38,000
Monmouth, New Jersey 1 $ 498,000 $ 498,000 $ 187,000
Sandoval, New Mexico 1 $ 128,000 $ 128,000 $ 60,000
Fulton, New York 1 $ 35,000 $ 35,000 $ 10,000
Nassau, New York 1 $ 300,000 $ 300,000 $ 372,000
New York, New York 1 $ 990,000 $ 990,000 $ 325,000
Ontario, New York 1 $ 81,000 $ 81,000 $ 62,000
Saratoga, New York 1 $ 282,000 $ 282,000 $ 265,000
Schenectady, New York 1 $ 54,000 $ 54,000 $ 130,000
Warren, New York 1 $ 238,000 $ 238,000 $ 90,000
Washington, New York 1 $ 30,000 $ 30,000 $ 284,000
Alamance, North Carolina 1 $ 78,000 $ 78,000 $ 36,000
Caldwell, North Carolina 1 $ 260,000 $ 260,000 $ 95,000
Catawba, North Carolina 1 $ 374,000 $ 374,000 $ 250,000
Gaston, North Carolina 1 $ 163,000 $ 163,000 $ 64,000
Greene, North Carolina 1 $ 50,000 $ 50,000 $ 76,000
Hoke, North Carolina 1 $ 75,000 $ 75,000 $ 75,000
Jackson, North Carolina 1 $ 264,000 $ 264,000 $ 102,000
Nash, North Carolina 1 $ 62,000 $ 62,000 $ 107,000
Northampton, North Carolina 1 $ 278,000 $ 278,000 $ 235,000
Orange, North Carolina 1 $ 384,000 $ 384,000 $ 148,000
Watauga, North Carolina 1 $ 108,000 $ 108,000 $ 179,000
Cass, North Dakota 1 $ 80,000 $ 80,000 $ 3,000
Belmont, Ohio 1 $ 61,000 $ 61,000 $ 99,000
Coshocton, Ohio 1 $ 128,000 $ 128,000 $ 72,000
Erie, Ohio 1 $ 171,000 $ 171,000 $ 100,000
Lake, Ohio 1 $ 127,000 $ 127,000 $ 39,000
Lucas, Ohio 1 $ 50,000 $ 50,000 $ 1,000
Mahoning, Ohio 1 $ 148,000 $ 148,000 $ 88,000
Montgomery, Ohio 1 $ 28,000 $ 28,000 $ 42,000
Muskingum, Ohio 1 $ 20,000 $ 20,000 $ 104,000
Ottawa, Ohio 1 $ 191,000 $ 191,000 $ 115,000
Pickaway, Ohio 1 $ 190,000 $ 190,000 $ 70,000
Summit, Ohio 1 $ 110,000 $ 110,000 $ 57,000
Wood, Ohio 1 $ 290,000 $ 290,000 $ 235,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,355 $1,098,496,000 $252,000 $5,020,000 $121,000 $3,323,000
Refinancing 2,815 $538,856,000 $191,000 $1,481,000 $117,000 $1,217,000
Home Improvement 171 $13,929,000 $81,000 $436,000 $117,000 $340,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,975 $922,220,000 $232,000 $2,797,000 $127,000 $2,236,000
Not Provided 1,501 $328,149,000 $218,000 $5,020,000 $115,000 $3,323,000
Hispanic 881 $162,384,000 $184,000 $1,308,000 $97,000 $1,217,000
Asian 571 $167,220,000 $292,000 $1,800,000 $138,000 $1,064,000
Black or African American 357 $60,925,000 $170,000 $1,300,000 $89,000 $364,000
American Indian or Alaskan Native 37 $5,908,000 $159,000 $792,000 $93,000 $314,000
Native Hawaiian or Other Pacific Islander 17 $4,199,000 $247,000 $560,000 $123,000 $361,000
Not applicable 2 $276,000 $138,000 $202,000 $341,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,247 $1,632,569,000 $225,000 $5,020,000 $120,000 $3,323,000
FHA-insured (Federal Housing Administration) 94 $18,712,000 $199,000 $717,000 $92,000 $1,242,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,666 $646,312,000 $242,000 $5,020,000 $139,000 $3,323,000
Application Approved But Not Accepted 1,664 $349,214,000 $209,000 $2,340,000 $125,000 $1,435,000
Preapproval Approved but not Accepted 1,442 $384,936,000 $266,000 $2,988,000 $126,000 $1,350,000
Application Denied By Financial Institution 742 $118,943,000 $160,000 $1,300,000 $84,000 $620,000
Preapproval Denied by Financial Institution 593 $105,004,000 $177,000 $1,120,000 $68,000 $453,000
File Closed For Incompleteness 216 $41,099,000 $190,000 $1,442,000 $63,000 $1,242,000
Application Withdrawn By Applicant 18 $5,773,000 $320,000 $1,120,000 $141,000 $367,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 632 $93,947,000 $148,000 $1,300,000 $77,000 $620,000
Debt-To-Income Ratio 472 $89,527,000 $189,000 $1,120,000 $63,000 $260,000
Collateral 87 $15,878,000 $182,000 $645,000 $119,000 $449,000
Other 74 $11,463,000 $154,000 $990,000 $101,000 $453,000
Insufficient Cash (Downpayment, Closing Cost) 31 $4,654,000 $150,000 $354,000 $77,000 $300,000
Unverifiable Information 10 $2,822,000 $282,000 $604,000 $83,000 $265,000
Employment History 5 $1,302,000 $260,000 $540,000 $59,000 $100,000
Mortgage Insurance Denied 1 $219,000 $219,000 $219,000 $226,000 $226,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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