Bay Equity LLC Mortgage Lending & HMDA Data, 2018

In 2018, Bay Equity LLC of Detroit, MI reported 18,451 mortgage applications totaling $5.4 billion, down 11% from 2017. The average application was for $290,896, and applicants reported an average income of $105,370. 71% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,447), Phoenix-Mesa-Scottsdale, AZ (1,336) and Grand Junction, CO (1,108) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 18,451
Total Mortgage Loan Application Amount $5,367,325,000
Average Mortgage Loan Application Amount $290,896
Highest Mortgage Loan Application Amount $4,185,000
Average Applicant Income $105,370
Highest Applicant Income $5,822,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,222 $ 326,480,000 $ 267,168 $ 109,000
Mesa, Colorado 1,108 $ 248,310,000 $ 224,106 $ 85,000
San Diego, California 757 $ 355,955,000 $ 470,217 $ 151,000
Pierce, Washington 718 $ 214,240,000 $ 298,384 $ 97,000
Los Angeles, California 656 $ 266,240,000 $ 405,853 $ 121,000
Garfield, Colorado 638 $ 198,120,000 $ 310,532 $ 89,000
Fresno, California 516 $ 136,830,000 $ 265,174 $ 112,000
King, Washington 444 $ 187,530,000 $ 422,364 $ 141,000
Cook, Illinois 422 $ 85,990,000 $ 203,767 $ 77,000
Washington, Utah 389 $ 94,705,000 $ 243,457 $ 87,000
Hennepin, Minnesota 383 $ 88,305,000 $ 230,561 $ 93,000
Alameda, California 303 $ 163,845,000 $ 540,742 $ 158,000
Campbell, Wyoming 262 $ 50,680,000 $ 193,435 $ 72,000
McHenry, Illinois 252 $ 50,670,000 $ 201,071 $ 90,000
Contra Costa, California 246 $ 122,870,000 $ 499,471 $ 154,000
El Paso, Colorado 243 $ 63,895,000 $ 262,942 $ 94,000
Orange, California 237 $ 134,135,000 $ 565,970 $ 160,000
Clark, Nevada 237 $ 59,095,000 $ 249,345 $ 88,000
San Joaquin, California 235 $ 68,745,000 $ 292,531 $ 104,000
Riverside, California 222 $ 63,590,000 $ 286,441 $ 97,000
Cobb, Georgia 218 $ 51,590,000 $ 236,651 $ 100,000
Lake, Illinois 218 $ 40,200,000 $ 184,403 $ 90,000
Routt, Colorado 189 $ 64,205,000 $ 339,708 $ 139,000
San Bernardino, California 187 $ 47,985,000 $ 256,604 $ 92,000
Fulton, Georgia 184 $ 68,770,000 $ 373,750 $ 157,000
Snohomish, Washington 182 $ 71,910,000 $ 395,109 $ 122,000
Dakota, Minnesota 174 $ 40,500,000 $ 232,758 $ 95,000
Sonoma, California 168 $ 72,900,000 $ 433,928 $ 139,000
Ramsey, Minnesota 162 $ 30,500,000 $ 188,271 $ 76,000
Will, Illinois 158 $ 30,820,000 $ 195,063 $ 80,000
Anoka, Minnesota 146 $ 32,330,000 $ 221,438 $ 77,000
Eagle, Colorado 145 $ 57,055,000 $ 393,482 $ 144,000
Wright, Minnesota 142 $ 32,870,000 $ 231,478 $ 89,000
Bernalillo, New Mexico 131 $ 23,455,000 $ 179,045 $ 85,000
Thurston, Washington 127 $ 34,255,000 $ 269,724 $ 87,000
Pinal, Arizona 114 $ 22,320,000 $ 195,789 $ 82,000
Gunnison, Colorado 110 $ 32,060,000 $ 291,454 $ 133,000
Monterey, California 109 $ 33,985,000 $ 311,788 $ 100,000
Washington, Minnesota 109 $ 24,825,000 $ 227,752 $ 95,000
Denver, Colorado 104 $ 35,230,000 $ 338,750 $ 139,000
Gwinnett, Georgia 99 $ 24,125,000 $ 243,686 $ 97,000
Santa Clara, California 98 $ 62,800,000 $ 640,816 $ 197,000
Skagit, Washington 97 $ 27,285,000 $ 281,288 $ 91,000
Montrose, Colorado 95 $ 21,395,000 $ 225,210 $ 87,000
Knox, Tennessee 92 $ 14,690,000 $ 159,673 $ 61,000
Buncombe, North Carolina 87 $ 25,875,000 $ 297,413 $ 116,000
Jefferson, Colorado 83 $ 30,865,000 $ 371,867 $ 126,000
Sevier, Tennessee 83 $ 16,675,000 $ 200,903 $ 83,000
Flathead, Montana 79 $ 20,925,000 $ 264,873 $ 101,000
Scott, Minnesota 77 $ 19,935,000 $ 258,896 $ 88,000
Cherokee, Georgia 74 $ 19,420,000 $ 262,432 $ 104,000
Lexington, South Carolina 72 $ 10,600,000 $ 147,222 $ 61,000
Kane, Illinois 71 $ 15,815,000 $ 222,746 $ 108,000
DeKalb, Georgia 69 $ 14,675,000 $ 212,681 $ 96,000
Sacramento, California 65 $ 19,355,000 $ 297,769 $ 110,000
St. Croix, Wisconsin 65 $ 13,975,000 $ 215,000 $ 85,000
Gila, Arizona 64 $ 11,460,000 $ 179,062 $ 73,000
Grand, Utah 64 $ 17,310,000 $ 270,468 $ 118,000
Montgomery, Alabama 63 $ 10,735,000 $ 170,396 $ 97,000
Kitsap, Washington 61 $ 17,845,000 $ 292,540 $ 111,000
Forsyth, Georgia 60 $ 18,270,000 $ 304,500 $ 126,000
Sherburne, Minnesota 60 $ 13,690,000 $ 228,166 $ 77,000
Graham, Arizona 58 $ 8,580,000 $ 147,931 $ 63,000
Yavapai, Arizona 58 $ 14,300,000 $ 246,551 $ 104,000
Paulding, Georgia 58 $ 11,260,000 $ 194,137 $ 68,000
Steele, Minnesota 57 $ 8,985,000 $ 157,631 $ 81,000
Douglas, Georgia 56 $ 11,900,000 $ 212,500 $ 97,000
Solano, California 53 $ 17,735,000 $ 334,622 $ 102,000
Lee, Florida 53 $ 11,815,000 $ 222,924 $ 97,000
DuPage, Illinois 52 $ 12,630,000 $ 242,884 $ 96,000
Harris, Texas 49 $ 11,175,000 $ 228,061 $ 120,000
Chelan, Washington 48 $ 12,130,000 $ 252,708 $ 99,000
Santa Cruz, California 47 $ 30,055,000 $ 639,468 $ 209,000
Hillsborough, Florida 47 $ 9,505,000 $ 202,234 $ 69,000
Arapahoe, Colorado 46 $ 16,600,000 $ 360,869 $ 113,000
Pitkin, Colorado 46 $ 18,760,000 $ 407,826 $ 153,000
Douglas, Washington 43 $ 10,805,000 $ 251,279 $ 69,000
Pima, Arizona 42 $ 7,650,000 $ 182,142 $ 69,000
Stanislaus, California 42 $ 11,340,000 $ 270,000 $ 101,000
Henry, Georgia 40 $ 7,620,000 $ 190,500 $ 69,000
Madera, California 38 $ 8,320,000 $ 218,947 $ 92,000
Clayton, Georgia 38 $ 4,740,000 $ 124,736 $ 56,000
Sandoval, New Mexico 37 $ 6,385,000 $ 172,567 $ 74,000
Pierce, Wisconsin 37 $ 7,095,000 $ 191,756 $ 73,000
Richland, South Carolina 36 $ 5,560,000 $ 154,444 $ 85,000
Marin, California 35 $ 23,965,000 $ 684,714 $ 207,000
Adams, Colorado 35 $ 11,235,000 $ 321,000 $ 96,000
Olmsted, Minnesota 35 $ 7,075,000 $ 202,142 $ 69,000
Ventura, California 34 $ 16,190,000 $ 476,176 $ 141,000
Ada, Idaho 34 $ 11,100,000 $ 326,470 $ 105,000
Elmore, Alabama 33 $ 5,585,000 $ 169,242 $ 63,000
Delta, Colorado 33 $ 7,055,000 $ 213,787 $ 85,000
Pasco, Florida 33 $ 5,635,000 $ 170,757 $ 90,000
Honolulu, Hawaii 33 $ 19,575,000 $ 593,181 $ 135,000
Kern, California 32 $ 7,020,000 $ 219,375 $ 98,000
San Mateo, California 32 $ 25,630,000 $ 800,937 $ 210,000
Pinellas, Florida 32 $ 6,470,000 $ 202,187 $ 93,000
Glynn, Georgia 32 $ 7,120,000 $ 222,500 $ 102,000
Douglas, Colorado 30 $ 11,680,000 $ 389,333 $ 139,000
Isanti, Minnesota 30 $ 5,280,000 $ 176,000 $ 70,000
Dorchester, South Carolina 30 $ 5,260,000 $ 175,333 $ 58,000
Mason, Washington 30 $ 6,790,000 $ 226,333 $ 82,000
Bartow, Georgia 29 $ 4,335,000 $ 149,482 $ 60,000
Tulare, California 28 $ 7,550,000 $ 269,642 $ 83,000
Kendall, Illinois 28 $ 5,500,000 $ 196,428 $ 76,000
Iron, Utah 27 $ 5,505,000 $ 203,888 $ 68,000
Rio Blanco, Colorado 26 $ 4,270,000 $ 164,230 $ 66,000
Kittitas, Washington 26 $ 8,050,000 $ 309,615 $ 135,000
Broward, Florida 25 $ 5,795,000 $ 231,800 $ 93,000
Spokane, Washington 25 $ 5,705,000 $ 228,200 $ 106,000
Merced, California 24 $ 6,010,000 $ 250,416 $ 91,000
Placer, California 24 $ 9,330,000 $ 388,750 $ 175,000
Carver, Minnesota 24 $ 5,770,000 $ 240,416 $ 85,000
Chisago, Minnesota 24 $ 5,300,000 $ 220,833 $ 78,000
Nye, Nevada 24 $ 3,790,000 $ 157,916 $ 57,000
Crook, Wyoming 23 $ 3,375,000 $ 146,739 $ 65,000
Napa, California 22 $ 11,980,000 $ 544,545 $ 175,000
Aiken, South Carolina 22 $ 3,630,000 $ 165,000 $ 58,000
Berkeley, South Carolina 22 $ 4,050,000 $ 184,090 $ 67,000
Utah, Utah 22 $ 6,980,000 $ 317,272 $ 149,000
Newton, Georgia 21 $ 3,665,000 $ 174,523 $ 67,000
Grundy, Illinois 21 $ 3,855,000 $ 183,571 $ 70,000
Valencia, New Mexico 21 $ 2,845,000 $ 135,476 $ 68,000
Collin, Texas 21 $ 7,435,000 $ 354,047 $ 145,000
Charleston, South Carolina 20 $ 4,020,000 $ 201,000 $ 69,000
Fort Bend, Texas 20 $ 5,990,000 $ 299,500 $ 186,000
Grays Harbor, Washington 20 $ 4,580,000 $ 229,000 $ 91,000
Ingham, Michigan 19 $ 2,345,000 $ 123,421 $ 57,000
Stearns, Minnesota 19 $ 3,295,000 $ 173,421 $ 62,000
Salt Lake, Utah 19 $ 5,125,000 $ 269,736 $ 92,000
Weld, Colorado 18 $ 5,170,000 $ 287,222 $ 87,000
Miami, Kansas 18 $ 3,710,000 $ 206,111 $ 84,000
San Francisco, California 17 $ 13,145,000 $ 773,235 $ 367,000
Summit, Colorado 17 $ 5,635,000 $ 331,470 $ 182,000
Charlotte, Florida 17 $ 3,065,000 $ 180,294 $ 79,000
Whatcom, Washington 17 $ 5,115,000 $ 300,882 $ 85,000
Multnomah, Oregon 16 $ 5,580,000 $ 348,750 $ 156,000
Lewis, Washington 16 $ 3,750,000 $ 234,375 $ 65,000
Autauga, Alabama 15 $ 2,805,000 $ 187,000 $ 66,000
Hinsdale, Colorado 15 $ 3,285,000 $ 219,000 $ 87,000
Moffat, Colorado 15 $ 3,005,000 $ 200,333 $ 63,000
Clark, Washington 15 $ 5,345,000 $ 356,333 $ 102,000
Kenosha, Wisconsin 15 $ 3,075,000 $ 205,000 $ 96,000
Coconino, Arizona 14 $ 3,900,000 $ 278,571 $ 151,000
Navajo, Arizona 14 $ 2,490,000 $ 177,857 $ 219,000
Amador, California 14 $ 3,510,000 $ 250,714 $ 98,000
Lake, California 14 $ 4,050,000 $ 289,285 $ 89,000
Coweta, Georgia 14 $ 2,700,000 $ 192,857 $ 65,000
Rice, Minnesota 14 $ 2,860,000 $ 204,285 $ 71,000
Jefferson, Tennessee 14 $ 2,270,000 $ 162,142 $ 67,000
Davis, Utah 14 $ 3,250,000 $ 232,142 $ 77,000
Island, Washington 14 $ 5,810,000 $ 415,000 $ 138,000
Pueblo, Colorado 13 $ 2,465,000 $ 189,615 $ 67,000
Hall, Georgia 13 $ 2,665,000 $ 205,000 $ 87,000
Rockdale, Georgia 13 $ 2,345,000 $ 180,384 $ 64,000
Eaton, Michigan 13 $ 1,715,000 $ 131,923 $ 55,000
Clackamas, Oregon 13 $ 4,635,000 $ 356,538 $ 131,000
Greenlee, Arizona 12 $ 1,730,000 $ 144,166 $ 72,000
Johnson, Kansas 12 $ 3,380,000 $ 281,666 $ 97,000
Goodhue, Minnesota 12 $ 2,220,000 $ 185,000 $ 67,000
Denton, Texas 12 $ 3,530,000 $ 294,166 $ 91,000
Travis, Texas 12 $ 3,830,000 $ 319,166 $ 129,000
Grant, Washington 12 $ 2,070,000 $ 172,500 $ 80,000
Morgan, Colorado 11 $ 1,905,000 $ 173,181 $ 52,000
Carroll, Georgia 11 $ 1,365,000 $ 124,090 $ 106,000
Maui, Hawaii 11 $ 5,675,000 $ 515,909 $ 143,000
Edgefield, South Carolina 11 $ 2,125,000 $ 193,181 $ 68,000
Greenville, South Carolina 11 $ 3,385,000 $ 307,727 $ 98,000
San Luis Obispo, California 10 $ 4,990,000 $ 499,000 $ 202,000
Grand, Colorado 10 $ 3,120,000 $ 312,000 $ 112,000
Bay, Florida 10 $ 2,300,000 $ 230,000 $ 80,000
Polk, Florida 10 $ 1,650,000 $ 165,000 $ 83,000
Fayette, Georgia 10 $ 3,070,000 $ 307,000 $ 107,000
Houston, Georgia 10 $ 1,440,000 $ 144,000 $ 53,000
Benton, Minnesota 10 $ 1,640,000 $ 164,000 $ 72,000
Monroe, Tennessee 10 $ 1,250,000 $ 125,000 $ 49,000
Weber, Utah 10 $ 2,230,000 $ 223,000 $ 73,000
Kings, California 9 $ 2,115,000 $ 235,000 $ 74,000
Manatee, Florida 9 $ 3,705,000 $ 411,666 $ 333,000
McLeod, Minnesota 9 $ 1,515,000 $ 168,333 $ 70,000
Blount, Tennessee 9 $ 1,285,000 $ 142,777 $ 56,000
San Juan, Utah 9 $ 1,785,000 $ 198,333 $ 78,000
Cowlitz, Washington 9 $ 2,195,000 $ 243,888 $ 64,000
Polk, Wisconsin 9 $ 1,535,000 $ 170,555 $ 80,000
Calaveras, California 8 $ 2,110,000 $ 263,750 $ 171,000
El Dorado, California 8 $ 3,430,000 $ 428,750 $ 139,000
Mendocino, California 8 $ 3,020,000 $ 377,500 $ 125,000
Chaffee, Colorado 8 $ 2,200,000 $ 275,000 $ 106,000
Brevard, Florida 8 $ 1,230,000 $ 153,750 $ 67,000
Hernando, Florida 8 $ 1,350,000 $ 168,750 $ 75,000
Mille Lacs, Minnesota 8 $ 1,230,000 $ 153,750 $ 64,000
Santa Fe, New Mexico 8 $ 2,000,000 $ 250,000 $ 78,000
Henderson, North Carolina 8 $ 2,190,000 $ 273,750 $ 80,000
Dallas, Texas 8 $ 3,680,000 $ 460,000 $ 205,000
San Benito, California 7 $ 3,475,000 $ 496,428 $ 141,000
Larimer, Colorado 7 $ 1,845,000 $ 263,571 $ 80,000
St. Lucie, Florida 7 $ 1,135,000 $ 162,142 $ 47,000
Walton, Georgia 7 $ 1,355,000 $ 193,571 $ 74,000
Canyon, Idaho 7 $ 1,735,000 $ 247,857 $ 76,000
Shiawassee, Michigan 7 $ 1,075,000 $ 153,571 $ 57,000
Pine, Minnesota 7 $ 1,165,000 $ 166,428 $ 55,000
St. Louis, Minnesota 7 $ 1,005,000 $ 143,571 $ 49,000
Wabasha, Minnesota 7 $ 1,135,000 $ 162,142 $ 58,000
White Pine, Nevada 7 $ 1,125,000 $ 160,714 $ 59,000
Oklahoma, Oklahoma 7 $ 1,235,000 $ 176,428 $ 162,000
Benton, Washington 7 $ 1,475,000 $ 210,714 $ 79,000
Yuma, Arizona 6 $ 1,140,000 $ 190,000 $ 103,000
Nevada, California 6 $ 2,300,000 $ 383,333 $ 150,000
Broomfield, Colorado 6 $ 1,900,000 $ 316,666 $ 186,000
Park, Colorado 6 $ 1,630,000 $ 271,666 $ 85,000
Teller, Colorado 6 $ 2,080,000 $ 346,666 $ 100,000
Barrow, Georgia 6 $ 1,540,000 $ 256,666 $ 83,000
DeKalb, Illinois 6 $ 850,000 $ 141,666 $ 57,000
Winnebago, Illinois 6 $ 710,000 $ 118,333 $ 44,000
Porter, Indiana 6 $ 1,740,000 $ 290,000 $ 118,000
Linn, Kansas 6 $ 590,000 $ 98,333 $ 64,000
Meeker, Minnesota 6 $ 1,060,000 $ 176,666 $ 78,000
Mower, Minnesota 6 $ 640,000 $ 106,666 $ 43,000
Kershaw, South Carolina 6 $ 1,040,000 $ 173,333 $ 69,000
Williamson, Texas 6 $ 1,340,000 $ 223,333 $ 92,000
Carbon, Utah 6 $ 800,000 $ 133,333 $ 69,000
Burnett, Wisconsin 6 $ 1,360,000 $ 226,666 $ 152,000
Racine, Wisconsin 6 $ 890,000 $ 148,333 $ 92,000
Cochise, Arizona 5 $ 925,000 $ 185,000 $ 78,000
Yolo, California 5 $ 1,645,000 $ 329,000 $ 128,000
Boulder, Colorado 5 $ 2,065,000 $ 413,000 $ 87,000
Collier, Florida 5 $ 1,635,000 $ 327,000 $ 325,000
Orange, Florida 5 $ 1,225,000 $ 245,000 $ 74,000
Palm Beach, Florida 5 $ 1,125,000 $ 225,000 $ 78,000
Sarasota, Florida 5 $ 925,000 $ 185,000 $ 68,000
Bibb, Georgia 5 $ 555,000 $ 111,000 $ 67,000
Gordon, Georgia 5 $ 655,000 $ 131,000 $ 66,000
Pickens, Georgia 5 $ 1,175,000 $ 235,000 $ 83,000
Crow Wing, Minnesota 5 $ 845,000 $ 169,000 $ 80,000
Washoe, Nevada 5 $ 1,965,000 $ 393,000 $ 170,000
Deschutes, Oregon 5 $ 1,445,000 $ 289,000 $ 173,000
Lane, Oregon 5 $ 1,165,000 $ 233,000 $ 63,000
Lincoln, Oregon 5 $ 1,505,000 $ 301,000 $ 127,000
Marion, Oregon 5 $ 1,075,000 $ 215,000 $ 66,000
Washington, Oregon 5 $ 1,935,000 $ 387,000 $ 140,000
Spartanburg, South Carolina 5 $ 835,000 $ 167,000 $ 69,000
Anderson, Tennessee 5 $ 545,000 $ 109,000 $ 43,000
Hamblen, Tennessee 5 $ 535,000 $ 107,000 $ 38,000
McMinn, Tennessee 5 $ 515,000 $ 103,000 $ 48,000
Union, Tennessee 5 $ 665,000 $ 133,000 $ 59,000
Galveston, Texas 5 $ 1,525,000 $ 305,000 $ 143,000
Hays, Texas 5 $ 1,105,000 $ 221,000 $ 105,000
Clallam, Washington 5 $ 1,295,000 $ 259,000 $ 84,000
Okanogan, Washington 5 $ 1,025,000 $ 205,000 $ 88,000
Stevens, Washington 5 $ 975,000 $ 195,000 $ 92,000
Yakima, Washington 5 $ 1,385,000 $ 277,000 $ 124,000
Dunn, Wisconsin 5 $ 665,000 $ 133,000 $ 68,000
Sawyer, Wisconsin 5 $ 1,085,000 $ 217,000 $ 102,000
Washburn, Wisconsin 5 $ 1,025,000 $ 205,000 $ 107,000
Mohave, Arizona 4 $ 780,000 $ 195,000 $ 171,000
Siskiyou, California 4 $ 800,000 $ 200,000 $ 203,000
Elbert, Colorado 4 $ 1,770,000 $ 442,500 $ 123,000
Ouray, Colorado 4 $ 1,250,000 $ 312,500 $ 104,000
Citrus, Florida 4 $ 340,000 $ 85,000 $ 50,000
St. Johns, Florida 4 $ 940,000 $ 235,000 $ 92,000
Floyd, Georgia 4 $ 730,000 $ 182,500 $ 58,000
McIntosh, Georgia 4 $ 880,000 $ 220,000 $ 93,000
Richmond, Georgia 4 $ 290,000 $ 72,500 $ 55,000
Spalding, Georgia 4 $ 500,000 $ 125,000 $ 33,000
Gem, Idaho 4 $ 770,000 $ 192,500 $ 55,000
Valley, Idaho 4 $ 1,340,000 $ 335,000 $ 210,000
Boone, Illinois 4 $ 730,000 $ 182,500 $ 95,000
LaSalle, Illinois 4 $ 620,000 $ 155,000 $ 58,000
Ogle, Illinois 4 $ 500,000 $ 125,000 $ 64,000
Clinton, Michigan 4 $ 440,000 $ 110,000 $ 51,000
Jackson, Michigan 4 $ 440,000 $ 110,000 $ 30,000
Blue Earth, Minnesota 4 $ 900,000 $ 225,000 $ 82,000
Le Sueur, Minnesota 4 $ 800,000 $ 200,000 $ 69,000
Waseca, Minnesota 4 $ 520,000 $ 130,000 $ 44,000
Anderson, South Carolina 4 $ 1,140,000 $ 285,000 $ 107,000
Loudon, Tennessee 4 $ 760,000 $ 190,000 $ 83,000
Bexar, Texas 4 $ 830,000 $ 207,500 $ 90,000
Comal, Texas 4 $ 1,010,000 $ 252,500 $ 108,000
Lubbock, Texas 4 $ 750,000 $ 187,500 $ 208,000
Montgomery, Texas 4 $ 820,000 $ 205,000 $ 104,000
Rockwall, Texas 4 $ 1,540,000 $ 385,000 $ 281,000
Tarrant, Texas 4 $ 810,000 $ 202,500 $ 117,000
Barron, Wisconsin 4 $ 680,000 $ 170,000 $ 123,000
Walworth, Wisconsin 4 $ 790,000 $ 197,500 $ 104,000
Lee, Alabama 3 $ 515,000 $ 171,666 $ 76,000
Apache, Arizona 3 $ 655,000 $ 218,333 $ 255,000
Alpine, California 3 $ 775,000 $ 258,333 $ 212,000
Butte, California 3 $ 825,000 $ 275,000 $ 239,000
Plumas, California 3 $ 435,000 $ 145,000 $ 107,000
Santa Barbara, California 3 $ 3,625,000 $ 1,208,333 $ 579,000
Tehama, California 3 $ 645,000 $ 215,000 $ 68,000
Yuba, California 3 $ 615,000 $ 205,000 $ 108,000
Clear Creek, Colorado 3 $ 995,000 $ 331,666 $ 212,000
Saguache, Colorado 3 $ 485,000 $ 161,666 $ 60,000
Duval, Florida 3 $ 495,000 $ 165,000 $ 59,000
Volusia, Florida 3 $ 655,000 $ 218,333 $ 90,000
Peach, Georgia 3 $ 315,000 $ 105,000 $ 61,000
Bannock, Idaho 3 $ 465,000 $ 155,000 $ 107,000
Kankakee, Illinois 3 $ 355,000 $ 118,333 $ 65,000
Livingston, Illinois 3 $ 265,000 $ 88,333 $ 35,000
Lake, Indiana 3 $ 595,000 $ 198,333 $ 91,000
Franklin, Kansas 3 $ 365,000 $ 121,666 $ 40,000
Wyandotte, Kansas 3 $ 645,000 $ 215,000 $ 82,000
Aitkin, Minnesota 3 $ 655,000 $ 218,333 $ 262,000
Cass, Minnesota 3 $ 625,000 $ 208,333 $ 87,000
Dodge, Minnesota 3 $ 635,000 $ 211,666 $ 91,000
Kanabec, Minnesota 3 $ 445,000 $ 148,333 $ 53,000
Lake, Montana 3 $ 1,485,000 $ 495,000 $ 944,000
Lincoln, Montana 3 $ 655,000 $ 218,333 $ 129,000
Wake, North Carolina 3 $ 885,000 $ 295,000 $ 91,000
Canadian, Oklahoma 3 $ 835,000 $ 278,333 $ 113,000
McClain, Oklahoma 3 $ 595,000 $ 198,333 $ 91,000
Yamhill, Oregon 3 $ 965,000 $ 321,666 $ 83,000
Orangeburg, South Carolina 3 $ 455,000 $ 151,666 $ 42,000
Cocke, Tennessee 3 $ 405,000 $ 135,000 $ 44,000
Cumberland, Tennessee 3 $ 565,000 $ 188,333 $ 111,000
Grainger, Tennessee 3 $ 445,000 $ 148,333 $ 151,000
Meigs, Tennessee 3 $ 405,000 $ 135,000 $ 49,000
Sequatchie, Tennessee 3 $ 385,000 $ 128,333 $ 40,000
Brazoria, Texas 3 $ 615,000 $ 205,000 $ 79,000
Uintah, Utah 3 $ 615,000 $ 205,000 $ 190,000
Wasatch, Utah 3 $ 835,000 $ 278,333 $ 180,000
Milwaukee, Wisconsin 3 $ 355,000 $ 118,333 $ 53,000
Laramie, Wyoming 3 $ 615,000 $ 205,000 $ 65,000
Sheridan, Wyoming 3 $ 735,000 $ 245,000 $ 77,000
Weston, Wyoming 3 $ 545,000 $ 181,666 $ 77,000
Chilton, Alabama 2 $ 320,000 $ 160,000 $ 68,000
Colusa, California 2 $ 420,000 $ 210,000 $ 21,000
Mariposa, California 2 $ 860,000 $ 430,000 $ 81,000
Shasta, California 2 $ 490,000 $ 245,000 $ 57,000
Sutter, California 2 $ 680,000 $ 340,000 $ 134,000
Tuolumne, California 2 $ 250,000 $ 125,000 $ 158,000
Alamosa, Colorado 2 $ 240,000 $ 120,000 $ 52,000
Archuleta, Colorado 2 $ 460,000 $ 230,000 $ 56,000
La Plata, Colorado 2 $ 530,000 $ 265,000 $ 59,000
Las Animas, Colorado 2 $ 340,000 $ 170,000 $ 75,000
Escambia, Florida 2 $ 430,000 $ 215,000 $ 85,000
Flagler, Florida 2 $ 410,000 $ 205,000 $ 57,000
Leon, Florida 2 $ 510,000 $ 255,000 $ 243,000
Miami-Dade, Florida 2 $ 580,000 $ 290,000 $ 79,000
Monroe, Florida 2 $ 1,130,000 $ 565,000 $ 525,000
Nassau, Florida 2 $ 580,000 $ 290,000 $ 90,000
Seminole, Florida 2 $ 320,000 $ 160,000 $ 62,000
Walton, Florida 2 $ 1,050,000 $ 525,000 $ 327,000
Banks, Georgia 2 $ 160,000 $ 80,000 $ 38,000
Chatham, Georgia 2 $ 570,000 $ 285,000 $ 133,000
Chattooga, Georgia 2 $ 410,000 $ 205,000 $ 39,000
Dougherty, Georgia 2 $ 170,000 $ 85,000 $ 105,000
Gilmer, Georgia 2 $ 470,000 $ 235,000 $ 309,000
Greene, Georgia 2 $ 460,000 $ 230,000 $ 205,000
Jackson, Georgia 2 $ 300,000 $ 150,000 $ 49,000
Liberty, Georgia 2 $ 140,000 $ 70,000 $ 53,000
Lumpkin, Georgia 2 $ 370,000 $ 185,000 $ 58,000
Polk, Georgia 2 $ 370,000 $ 185,000 $ 69,000
Towns, Georgia 2 $ 300,000 $ 150,000 $ 126,000
Union, Georgia 2 $ 510,000 $ 255,000 $ 114,000
Hawaii, Hawaii 2 $ 370,000 $ 185,000 $ 68,000
Kauai, Hawaii 2 $ 990,000 $ 495,000 $ 139,000
Bonneville, Idaho 2 $ 290,000 $ 145,000 $ 278,000
Ionia, Michigan 2 $ 210,000 $ 105,000 $ 34,000
Lake, Michigan 2 $ 190,000 $ 95,000 $ 90,000
Douglas, Minnesota 2 $ 330,000 $ 165,000 $ 83,000
Faribault, Minnesota 2 $ 190,000 $ 95,000 $ 93,000
Lake, Minnesota 2 $ 510,000 $ 255,000 $ 63,000
Morrison, Minnesota 2 $ 330,000 $ 165,000 $ 47,000
Polk, Minnesota 2 $ 320,000 $ 160,000 $ 85,000
Sibley, Minnesota 2 $ 280,000 $ 140,000 $ 43,000
Cass, Missouri 2 $ 230,000 $ 115,000 $ 59,000
Clay, Missouri 2 $ 480,000 $ 240,000 $ 118,000
Gallatin, Montana 2 $ 730,000 $ 365,000 $ 100,000
Missoula, Montana 2 $ 650,000 $ 325,000 $ 104,000
Lyon, Nevada 2 $ 420,000 $ 210,000 $ 39,000
Dona Ana, New Mexico 2 $ 410,000 $ 205,000 $ 141,000
Otero, New Mexico 2 $ 200,000 $ 100,000 $ 54,000
Clatsop, Oregon 2 $ 500,000 $ 250,000 $ 86,000
Columbia, Oregon 2 $ 550,000 $ 275,000 $ 115,000
Douglas, Oregon 2 $ 490,000 $ 245,000 $ 128,000
Malheur, Oregon 2 $ 210,000 $ 105,000 $ 42,000
Polk, Oregon 2 $ 450,000 $ 225,000 $ 80,000
Horry, South Carolina 2 $ 560,000 $ 280,000 $ 138,000
Custer, South Dakota 2 $ 490,000 $ 245,000 $ 3,013,000
Davidson, Tennessee 2 $ 350,000 $ 175,000 $ 127,000
Roane, Tennessee 2 $ 250,000 $ 125,000 $ 61,000
Brown, Texas 2 $ 280,000 $ 140,000 $ 44,000
Gaines, Texas 2 $ 430,000 $ 215,000 $ 167,000
Hunt, Texas 2 $ 380,000 $ 190,000 $ 92,000
Kaufman, Texas 2 $ 430,000 $ 215,000 $ 78,000
Liberty, Texas 2 $ 570,000 $ 285,000 $ 89,000
Beaver, Utah 2 $ 210,000 $ 105,000 $ 51,000
Cache, Utah 2 $ 350,000 $ 175,000 $ 142,000
Summit, Utah 2 $ 550,000 $ 275,000 $ 151,000
Jefferson, Washington 2 $ 420,000 $ 210,000 $ 74,000
Klickitat, Washington 2 $ 1,080,000 $ 540,000 $ 250,000
Chippewa, Wisconsin 2 $ 400,000 $ 200,000 $ 52,000
Dane, Wisconsin 2 $ 660,000 $ 330,000 $ 75,000
Vilas, Wisconsin 2 $ 390,000 $ 195,000 $ 202,000
Albany, Wyoming 2 $ 300,000 $ 150,000 $ 92,000
Uinta, Wyoming 2 $ 390,000 $ 195,000 $ 60,000
Washakie, Wyoming 2 $ 390,000 $ 195,000 $ 121,000
Dallas, Alabama 1 $ 75,000 $ 75,000 $ 18,000
Shelby, Alabama 1 $ 105,000 $ 105,000 $ 291,000
Talladega, Alabama 1 $ 195,000 $ 195,000 $ 85,000
Tallapoosa, Alabama 1 $ 175,000 $ 175,000 $ 103,000
La Paz, Arizona 1 $ 85,000 $ 85,000 $ 37,000
Glenn, California 1 $ 315,000 $ 315,000 $ 75,000
Imperial, California 1 $ 165,000 $ 165,000 $ 68,000
Mono, California 1 $ 885,000 $ 885,000 $ 324,000
Custer, Colorado 1 $ 135,000 $ 135,000 $ 23,000
Dolores, Colorado 1 $ 55,000 $ 55,000 $ 85,000
Fremont, Colorado 1 $ 255,000 $ 255,000 $ 67,000
Gilpin, Colorado 1 $ 235,000 $ 235,000 $ 49,000
Lake, Colorado 1 $ 265,000 $ 265,000 $ 63,000
Otero, Colorado 1 $ 115,000 $ 115,000 $ 57,000
San Miguel, Colorado 1 $ 415,000 $ 415,000 $ 103,000
Sedgwick, Colorado 1 $ 115,000 $ 115,000 $ 38,000
Yuma, Colorado 1 $ 85,000 $ 85,000 $ 37,000
Alachua, Florida 1 $ 215,000 $ 215,000 $ 85,000
Calhoun, Florida 1 $ 85,000 $ 85,000 $ 47,000
Indian River, Florida 1 $ 255,000 $ 255,000 $ 120,000
Jackson, Florida 1 $ 115,000 $ 115,000 $ 72,000
Lake, Florida 1 $ 355,000 $ 355,000 $ 131,000
Osceola, Florida 1 $ 105,000 $ 105,000 $ 34,000
Sumter, Florida 1 $ 95,000 $ 95,000 $ 59,000
Wakulla, Florida 1 $ 205,000 $ 205,000 $ 68,000
Bulloch, Georgia 1 $ 115,000 $ 115,000 $ 65,000
Catoosa, Georgia 1 $ 165,000 $ 165,000 $ 49,000
Crawford, Georgia 1 $ 135,000 $ 135,000 $ 41,000
Franklin, Georgia 1 $ 95,000 $ 95,000 $ 34,000
Haralson, Georgia 1 $ 175,000 $ 175,000 $ 54,000
Jasper, Georgia 1 $ 135,000 $ 135,000 $ 82,000
Jones, Georgia 1 $ 135,000 $ 135,000 $ 80,000
Oconee, Georgia 1 $ 265,000 $ 265,000 $ 54,000
Pike, Georgia 1 $ 215,000 $ 215,000 $ 120,000
Putnam, Georgia 1 $ 145,000 $ 145,000 $ 72,000
Rabun, Georgia 1 $ 425,000 $ 425,000 $ 202,000
Stephens, Georgia 1 $ 85,000 $ 85,000 $ 59,000
Talbot, Georgia 1 $ 155,000 $ 155,000 $ 29,000
Thomas, Georgia 1 $ 115,000 $ 115,000 $ 35,000
Tift, Georgia 1 $ 125,000 $ 125,000 $ 48,000
Troup, Georgia 1 $ 105,000 $ 105,000 $ 70,000
White, Georgia 1 $ 75,000 $ 75,000 $ 47,000
Whitfield, Georgia 1 $ 155,000 $ 155,000 $ 40,000
Lemhi, Idaho 1 $ 335,000 $ 335,000 $ 79,000
Owyhee, Idaho 1 $ 175,000 $ 175,000 $ 44,000
Iroquois, Illinois 1 $ 75,000 $ 75,000 $ 29,000
Jo Daviess, Illinois 1 $ 85,000 $ 85,000 $ 149,000
St. Clair, Illinois 1 $ 125,000 $ 125,000 $ 85,000
Douglas, Kansas 1 $ 155,000 $ 155,000 $ 68,000
Leavenworth, Kansas 1 $ 185,000 $ 185,000 $ 78,000
Shawnee, Kansas 1 $ 95,000 $ 95,000 $ 28,000
Arenac, Michigan 1 $ 155,000 $ 155,000 $ 60,000
Cass, Michigan 1 $ 145,000 $ 145,000 $ 66,000
Genesee, Michigan 1 $ 165,000 $ 165,000 $ 59,000
Kent, Michigan 1 $ 65,000 $ 65,000 $ 55,000
Lenawee, Michigan 1 $ 75,000 $ 75,000 $ 60,000
Newaygo, Michigan 1 $ 205,000 $ 205,000 $ 117,000
Wayne, Michigan 1 $ 115,000 $ 115,000 $ 25,000
Beltrami, Minnesota 1 $ 95,000 $ 95,000 $ 68,000
Big Stone, Minnesota 1 $ 105,000 $ 105,000 $ 123,000
Clay, Minnesota 1 $ 85,000 $ 85,000 $ 125,000
Freeborn, Minnesota 1 $ 65,000 $ 65,000 $ 32,000
Itasca, Minnesota 1 $ 115,000 $ 115,000 $ 47,000
Kandiyohi, Minnesota 1 $ 145,000 $ 145,000 $ 39,000
Lac qui Parle, Minnesota 1 $ 105,000 $ 105,000 $ 47,000
Nicollet, Minnesota 1 $ 185,000 $ 185,000 $ 116,000
Otter Tail, Minnesota 1 $ 205,000 $ 205,000 $ 72,000
Pope, Minnesota 1 $ 255,000 $ 255,000 $ 510,000
Todd, Minnesota 1 $ 145,000 $ 145,000 $ 56,000
Wadena, Minnesota 1 $ 105,000 $ 105,000 $ 50,000
Christian, Missouri 1 $ 155,000 $ 155,000 $ 34,000
Jackson, Missouri 1 $ 425,000 $ 425,000 $ 92,000
Johnson, Missouri 1 $ 205,000 $ 205,000 $ 49,000
Taney, Missouri 1 $ 105,000 $ 105,000 $ 0
Park, Montana 1 $ 245,000 $ 245,000 $ 64,000
Sanders, Montana 1 $ 285,000 $ 285,000 $ 56,000
Yellowstone, Montana 1 $ 85,000 $ 85,000 $ 45,000
Elko, Nevada 1 $ 225,000 $ 225,000 $ 120,000
Lea, New Mexico 1 $ 145,000 $ 145,000 $ 90,000
McKinley, New Mexico 1 $ 75,000 $ 75,000 $ 125,000
San Juan, New Mexico 1 $ 195,000 $ 195,000 $ 69,000
Cabarrus, North Carolina 1 $ 345,000 $ 345,000 $ 113,000
Durham, North Carolina 1 $ 105,000 $ 105,000 $ 61,000
Guilford, North Carolina 1 $ 55,000 $ 55,000 $ 217,000
Haywood, North Carolina 1 $ 95,000 $ 95,000 $ 20,000
Jackson, North Carolina 1 $ 425,000 $ 425,000 $ 423,000
McDowell, North Carolina 1 $ 115,000 $ 115,000 $ 30,000
Union, North Carolina 1 $ 335,000 $ 335,000 $ 156,000
Burleigh, North Dakota 1 $ 185,000 $ 185,000 $ 80,000
Cass, North Dakota 1 $ 455,000 $ 455,000 $ 186,000
Dunn, North Dakota 1 $ 295,000 $ 295,000 $ 644,000
Mountrail, North Dakota 1 $ 105,000 $ 105,000 $ 94,000
Slope, North Dakota 1 $ 65,000 $ 65,000 $ 24,000
Stark, North Dakota 1 $ 235,000 $ 235,000 $ 127,000
Williams, North Dakota 1 $ 365,000 $ 365,000 $ 129,000
Cleveland, Oklahoma 1 $ 75,000 $ 75,000 $ 77,000
Grady, Oklahoma 1 $ 65,000 $ 65,000 $ 73,000
Logan, Oklahoma 1 $ 505,000 $ 505,000 $ 398,000
Noble, Oklahoma 1 $ 135,000 $ 135,000 $ 150,000
Benton, Oregon 1 $ 335,000 $ 335,000 $ 49,000
Coos, Oregon 1 $ 55,000 $ 55,000 $ 76,000
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Mortgage Loan Application Detail Totals for Bay Equity LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,409 $4,032,515,000 $279,000 $2,875,000 $102,000 $4,320,000
Cash-out Refinancing 2,678 $862,670,000 $322,000 $2,725,000 $113,000 $5,822,000
Refinancing 1,364 $472,140,000 $346,000 $4,185,000 $126,000 $2,254,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,275 $3,232,455,000 $286,000 $4,185,000 $108,000 $2,254,000
Hispanic 2,963 $793,065,000 $267,000 $1,885,000 $82,000 $3,195,000
Not Provided 2,225 $753,355,000 $338,000 $2,875,000 $127,000 $5,822,000
Black or African American 1,034 $248,700,000 $240,000 $2,005,000 $87,000 $1,401,000
Asian 732 $273,910,000 $374,000 $2,725,000 $123,000 $1,200,000
American Indian or Alaskan Native 128 $33,010,000 $257,000 $975,000 $103,000 $753,000
Native Hawaiian or Other Pacific Islander 57 $19,235,000 $337,000 $1,085,000 $102,000 $222,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,113 $3,723,995,000 $307,000 $4,185,000 $120,000 $4,320,000
FHA-insured (Federal Housing Administration) 4,517 $1,112,825,000 $246,000 $955,000 $74,000 $649,000
VA-guaranteed (Veterans Administration) 1,393 $450,025,000 $323,000 $1,305,000 $96,000 $5,822,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 428 $80,480,000 $188,000 $605,000 $58,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,109 $3,710,555,000 $283,000 $2,875,000 $104,000 $3,195,000
Application Withdrawn By Applicant 2,129 $642,675,000 $301,000 $4,185,000 $112,000 $1,868,000
File Closed For Incompleteness 1,890 $588,850,000 $311,000 $2,505,000 $115,000 $5,822,000
Application Denied By Financial Institution 920 $273,060,000 $296,000 $1,685,000 $101,000 $1,186,000
Preapproval Approved but not Accepted 175 $80,935,000 $462,000 $1,725,000 $124,000 $493,000
Application Approved But Not Accepted 116 $34,910,000 $300,000 $935,000 $93,000 $355,000
Preapproval Denied by Financial Institution 112 $36,340,000 $324,000 $1,145,000 $84,000 $415,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,419 $5,057,925,000 $290,000 $4,185,000 $106,000 $5,822,000
Credit Application Incomplete 236 $71,330,000 $302,000 $1,265,000 $99,000 $558,000
Collateral 217 $61,585,000 $283,000 $1,245,000 $106,000 $559,000
Debt-To-Income Ratio 210 $70,020,000 $333,000 $1,575,000 $87,000 $753,000
Credit History 129 $34,625,000 $268,000 $925,000 $106,000 $1,186,000
Unverifiable Information 90 $26,930,000 $299,000 $1,545,000 $111,000 $626,000
Insufficient Cash (Downpayment, Closing Cost) 88 $30,180,000 $342,000 $1,685,000 $106,000 $782,000
Employment History 40 $8,980,000 $224,000 $535,000 $69,000 $174,000
Other 21 $5,505,000 $262,000 $665,000 $93,000 $189,000
Mortgage Insurance Denied 1 $245,000 $245,000 $245,000 $89,000 $89,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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