Bay Equity LLC Mortgage Lending & HMDA Data, 2020

In 2020, Bay Equity LLC of Detroit, MI reported 40,377 mortgage applications totaling $12.4 billion, up 78% from 2019. The average application was for $306,747, and applicants reported an average income of $112,811. 77% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,934), Phoenix-Mesa-Scottsdale, AZ (2,902) and Grand Junction, CO (2,381) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 40,377
Total Mortgage Loan Application Amount $12,385,525,000
Average Mortgage Loan Application Amount $306,747
Highest Mortgage Loan Application Amount $3,085,000
Average Applicant Income $112,811
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,640 $ 768,930,000 $ 291,261 $ 112,000
Mesa, Colorado 2,381 $ 603,745,000 $ 253,567 $ 92,000
San Diego, California 2,139 $ 1,036,735,000 $ 484,682 $ 149,000
Pierce, Washington 1,570 $ 535,940,000 $ 341,363 $ 106,000
Garfield, Colorado 1,455 $ 489,605,000 $ 336,498 $ 104,000
Jefferson, Kentucky 1,269 $ 247,625,000 $ 195,133 $ 93,000
King, Washington 1,183 $ 534,695,000 $ 451,982 $ 149,000
Flathead, Montana 946 $ 271,740,000 $ 287,251 $ 99,000
El Paso, Colorado 889 $ 268,185,000 $ 301,670 $ 85,000
Hennepin, Minnesota 771 $ 204,125,000 $ 264,753 $ 114,000
Fresno, California 761 $ 247,075,000 $ 324,671 $ 146,000
Washington, Utah 637 $ 183,535,000 $ 288,124 $ 97,000
Los Angeles, California 632 $ 289,000,000 $ 457,278 $ 141,000
Campbell, Wyoming 538 $ 118,520,000 $ 220,297 $ 82,000
Cook, Illinois 535 $ 121,015,000 $ 226,196 $ 78,000
Snohomish, Washington 479 $ 193,525,000 $ 404,018 $ 124,000
Cobb, Georgia 423 $ 118,875,000 $ 281,028 $ 114,000
Routt, Colorado 407 $ 146,135,000 $ 359,054 $ 140,000
Washoe, Nevada 400 $ 131,530,000 $ 328,825 $ 134,000
Alameda, California 395 $ 233,915,000 $ 592,189 $ 186,000
Fulton, Georgia 394 $ 143,110,000 $ 363,223 $ 173,000
Lake, Illinois 373 $ 75,915,000 $ 203,525 $ 106,000
Dakota, Minnesota 370 $ 95,110,000 $ 257,054 $ 106,000
Anoka, Minnesota 363 $ 88,155,000 $ 242,851 $ 91,000
Will, Illinois 342 $ 75,560,000 $ 220,935 $ 102,000
Denver, Colorado 293 $ 114,905,000 $ 392,167 $ 146,000
Ramsey, Minnesota 285 $ 64,205,000 $ 225,280 $ 94,000
Wright, Minnesota 279 $ 72,765,000 $ 260,806 $ 98,000
Contra Costa, California 269 $ 142,275,000 $ 528,903 $ 170,000
Pinal, Arizona 262 $ 61,160,000 $ 233,435 $ 75,000
Thurston, Washington 261 $ 79,965,000 $ 306,379 $ 91,000
Washington, Minnesota 257 $ 72,215,000 $ 280,992 $ 115,000
Jefferson, Colorado 251 $ 93,555,000 $ 372,729 $ 132,000
Hartford, Connecticut 244 $ 56,260,000 $ 230,573 $ 119,000
Harris, Texas 216 $ 54,710,000 $ 253,287 $ 122,000
Gunnison, Colorado 215 $ 64,155,000 $ 298,395 $ 113,000
Fayette, Kentucky 212 $ 39,810,000 $ 187,783 $ 90,000
Bernalillo, New Mexico 210 $ 47,450,000 $ 225,952 $ 97,000
Worcester, Massachusetts 208 $ 58,370,000 $ 280,625 $ 102,000
Riverside, California 201 $ 71,705,000 $ 356,741 $ 124,000
Buncombe, North Carolina 198 $ 62,010,000 $ 313,181 $ 124,000
Kitsap, Washington 197 $ 65,975,000 $ 334,898 $ 87,000
Pima, Arizona 184 $ 42,990,000 $ 233,641 $ 98,000
Skagit, Washington 176 $ 54,970,000 $ 312,329 $ 114,000
San Joaquin, California 175 $ 53,765,000 $ 307,228 $ 108,000
Cherokee, Georgia 173 $ 47,825,000 $ 276,445 $ 108,000
Santa Clara, California 170 $ 101,890,000 $ 599,352 $ 216,000
Sevier, Tennessee 170 $ 38,610,000 $ 227,117 $ 130,000
Santa Cruz, California 169 $ 88,165,000 $ 521,686 $ 195,000
Eagle, Colorado 168 $ 74,830,000 $ 445,416 $ 146,000
Bullitt, Kentucky 167 $ 31,475,000 $ 188,473 $ 85,000
DeKalb, Georgia 161 $ 46,085,000 $ 286,242 $ 128,000
Gwinnett, Georgia 156 $ 39,870,000 $ 255,576 $ 95,000
Paulding, Georgia 152 $ 33,610,000 $ 221,118 $ 85,000
Arapahoe, Colorado 151 $ 51,445,000 $ 340,695 $ 110,000
Sherburne, Minnesota 146 $ 37,670,000 $ 258,013 $ 97,000
Palm Beach, Florida 142 $ 38,140,000 $ 268,591 $ 106,000
Pitkin, Colorado 141 $ 58,875,000 $ 417,553 $ 191,000
Montrose, Colorado 139 $ 34,135,000 $ 245,575 $ 83,000
Richland, South Carolina 139 $ 23,955,000 $ 172,338 $ 63,000
Glynn, Georgia 136 $ 33,310,000 $ 244,926 $ 102,000
Scott, Minnesota 136 $ 38,840,000 $ 285,588 $ 107,000
Oldham, Kentucky 131 $ 33,285,000 $ 254,083 $ 116,000
Forsyth, Georgia 128 $ 43,080,000 $ 336,562 $ 144,000
Middlesex, Massachusetts 128 $ 43,510,000 $ 339,921 $ 114,000
Clark, Nevada 127 $ 31,885,000 $ 251,062 $ 109,000
St. Lucie, Florida 125 $ 32,115,000 $ 256,920 $ 75,000
Lexington, South Carolina 123 $ 23,125,000 $ 188,008 $ 72,000
Brevard, Florida 122 $ 24,890,000 $ 204,016 $ 68,000
Yavapai, Arizona 111 $ 31,225,000 $ 281,306 $ 104,000
Douglas, Colorado 111 $ 43,505,000 $ 391,936 $ 134,000
Montgomery, Alabama 107 $ 20,945,000 $ 195,747 $ 80,000
Gila, Arizona 107 $ 21,235,000 $ 198,457 $ 65,000
Adams, Colorado 107 $ 33,415,000 $ 312,289 $ 105,000
Graham, Arizona 106 $ 20,470,000 $ 193,113 $ 70,000
Orange, California 106 $ 57,090,000 $ 538,584 $ 167,000
Essex, Massachusetts 101 $ 31,795,000 $ 314,801 $ 113,000
Plymouth, Massachusetts 101 $ 37,165,000 $ 367,970 $ 92,000
Carver, Minnesota 100 $ 30,280,000 $ 302,800 $ 120,000
Chelan, Washington 99 $ 28,295,000 $ 285,808 $ 115,000
Sandoval, New Mexico 97 $ 20,675,000 $ 213,144 $ 87,000
San Bernardino, California 96 $ 28,790,000 $ 299,895 $ 93,000
Clark, Indiana 94 $ 15,160,000 $ 161,276 $ 63,000
Lee, Florida 93 $ 21,825,000 $ 234,677 $ 102,000
Knox, Tennessee 93 $ 17,325,000 $ 186,290 $ 74,000
Nez Perce, Idaho 92 $ 19,670,000 $ 213,804 $ 71,000
Oklahoma, Oklahoma 86 $ 19,520,000 $ 226,976 $ 121,000
Elmore, Alabama 85 $ 17,925,000 $ 210,882 $ 75,000
McHenry, Illinois 84 $ 17,710,000 $ 210,833 $ 95,000
Sacramento, California 82 $ 30,570,000 $ 372,804 $ 151,000
Norfolk, Massachusetts 80 $ 31,960,000 $ 399,500 $ 114,000
Douglas, Washington 77 $ 22,495,000 $ 292,142 $ 71,000
DuPage, Illinois 76 $ 20,890,000 $ 274,868 $ 107,000
Honolulu, Hawaii 75 $ 43,145,000 $ 575,266 $ 132,000
New Haven, Connecticut 73 $ 14,385,000 $ 197,054 $ 110,000
Duval, Florida 73 $ 14,945,000 $ 204,726 $ 70,000
Steele, Minnesota 73 $ 14,365,000 $ 196,780 $ 90,000
Collin, Texas 72 $ 21,760,000 $ 302,222 $ 141,000
Madera, California 71 $ 22,025,000 $ 310,211 $ 193,000
Ada, Idaho 71 $ 24,255,000 $ 341,619 $ 147,000
Kittitas, Washington 71 $ 22,495,000 $ 316,830 $ 114,000
Chisago, Minnesota 70 $ 16,740,000 $ 239,142 $ 84,000
Iron, Utah 68 $ 14,110,000 $ 207,500 $ 74,000
Olmsted, Minnesota 66 $ 14,430,000 $ 218,636 $ 68,000
Isanti, Minnesota 65 $ 14,205,000 $ 218,538 $ 69,000
Kendall, Illinois 64 $ 14,740,000 $ 230,312 $ 120,000
Montgomery, Texas 62 $ 17,120,000 $ 276,129 $ 145,000
Litchfield, Connecticut 61 $ 11,515,000 $ 188,770 $ 89,000
Middlesex, Connecticut 59 $ 14,515,000 $ 246,016 $ 148,000
Bristol, Massachusetts 59 $ 19,165,000 $ 324,830 $ 90,000
Stanislaus, California 58 $ 17,100,000 $ 294,827 $ 95,000
Johnson, Kansas 58 $ 15,760,000 $ 271,724 $ 120,000
Whatcom, Washington 57 $ 19,245,000 $ 337,631 $ 124,000
Crook, Wyoming 57 $ 11,445,000 $ 200,789 $ 78,000
Delta, Colorado 56 $ 12,800,000 $ 228,571 $ 77,000
Broward, Florida 55 $ 16,235,000 $ 295,181 $ 179,000
Ventura, California 54 $ 25,750,000 $ 476,851 $ 141,000
Weld, Colorado 54 $ 16,080,000 $ 297,777 $ 211,000
Mason, Washington 51 $ 13,685,000 $ 268,333 $ 89,000
Utah, Utah 49 $ 16,325,000 $ 333,163 $ 120,000
Spencer, Kentucky 48 $ 11,040,000 $ 230,000 $ 98,000
Lincoln, Montana 48 $ 12,620,000 $ 262,916 $ 99,000
Clackamas, Oregon 48 $ 17,160,000 $ 357,500 $ 119,000
Flagler, Florida 47 $ 10,315,000 $ 219,468 $ 78,000
Jessamine, Kentucky 46 $ 7,150,000 $ 155,434 $ 74,000
Boulder, Colorado 45 $ 16,835,000 $ 374,111 $ 156,000
Charlotte, Florida 45 $ 9,875,000 $ 219,444 $ 86,000
Mecklenburg, North Carolina 44 $ 12,820,000 $ 291,363 $ 90,000
Calaveras, California 43 $ 12,055,000 $ 280,348 $ 138,000
Larimer, Colorado 43 $ 12,925,000 $ 300,581 $ 169,000
Osceola, Florida 43 $ 9,505,000 $ 221,046 $ 89,000
Floyd, Indiana 43 $ 7,875,000 $ 183,139 $ 75,000
San Mateo, California 42 $ 29,540,000 $ 703,333 $ 220,000
Kane, Illinois 42 $ 11,050,000 $ 263,095 $ 113,000
Nelson, Kentucky 42 $ 5,650,000 $ 134,523 $ 69,000
Shelby, Kentucky 42 $ 10,810,000 $ 257,380 $ 103,000
St. Croix, Wisconsin 42 $ 11,940,000 $ 284,285 $ 100,000
El Dorado, California 41 $ 20,745,000 $ 505,975 $ 237,000
Placer, California 41 $ 17,505,000 $ 426,951 $ 213,000
Solano, California 41 $ 15,875,000 $ 387,195 $ 138,000
Suffolk, Massachusetts 41 $ 18,335,000 $ 447,195 $ 122,000
Moffat, Colorado 40 $ 8,330,000 $ 208,250 $ 86,000
Rockingham, New Hampshire 40 $ 11,910,000 $ 297,750 $ 107,000
Kern, California 39 $ 9,665,000 $ 247,820 $ 120,000
Orange, Florida 39 $ 10,095,000 $ 258,846 $ 102,000
Berkshire, Massachusetts 39 $ 8,935,000 $ 229,102 $ 125,000
Pueblo, Colorado 38 $ 8,790,000 $ 231,315 $ 77,000
Miami, Kansas 38 $ 8,770,000 $ 230,789 $ 80,000
Grays Harbor, Washington 38 $ 7,230,000 $ 190,263 $ 78,000
Rio Blanco, Colorado 37 $ 7,825,000 $ 211,486 $ 77,000
Bartow, Georgia 37 $ 8,265,000 $ 223,378 $ 86,000
Madison, Kentucky 37 $ 7,315,000 $ 197,702 $ 87,000
Stearns, Minnesota 37 $ 7,555,000 $ 204,189 $ 82,000
Spokane, Washington 37 $ 8,815,000 $ 238,243 $ 84,000
Hall, Georgia 36 $ 11,770,000 $ 326,944 $ 109,000
Asotin, Washington 36 $ 7,550,000 $ 209,722 $ 87,000
Coconino, Arizona 35 $ 10,615,000 $ 303,285 $ 205,000
Fairfield, Connecticut 35 $ 16,705,000 $ 477,285 $ 196,000
Charleston, South Carolina 35 $ 11,435,000 $ 326,714 $ 107,000
Salt Lake, Utah 35 $ 11,145,000 $ 318,428 $ 122,000
St. Johns, Florida 34 $ 10,050,000 $ 295,588 $ 123,000
Henderson, North Carolina 34 $ 9,600,000 $ 282,352 $ 92,000
Island, Washington 34 $ 11,010,000 $ 323,823 $ 136,000
San Luis Obispo, California 33 $ 16,535,000 $ 501,060 $ 193,000
Clayton, Georgia 33 $ 5,265,000 $ 159,545 $ 60,000
Douglas, Georgia 33 $ 6,605,000 $ 200,151 $ 89,000
Henry, Georgia 33 $ 7,955,000 $ 241,060 $ 73,000
Navajo, Arizona 32 $ 8,090,000 $ 252,812 $ 130,000
Amador, California 32 $ 8,270,000 $ 258,437 $ 86,000
Hillsborough, Florida 32 $ 7,100,000 $ 221,875 $ 103,000
Hardin, Kentucky 32 $ 4,650,000 $ 145,312 $ 64,000
Grand, Utah 32 $ 8,690,000 $ 271,562 $ 117,000
Benton, Washington 32 $ 8,730,000 $ 272,812 $ 92,000
Hillsborough, New Hampshire 31 $ 8,605,000 $ 277,580 $ 103,000
Denton, Texas 31 $ 8,765,000 $ 282,741 $ 145,000
San Francisco, California 30 $ 19,980,000 $ 666,000 $ 197,000
Sonoma, California 30 $ 15,090,000 $ 503,000 $ 227,000
Grundy, Illinois 30 $ 6,600,000 $ 220,000 $ 102,000
St. Louis, Minnesota 30 $ 6,630,000 $ 221,000 $ 95,000
Lewis, Washington 30 $ 7,660,000 $ 255,333 $ 68,000
Lake, Montana 29 $ 9,535,000 $ 328,793 $ 112,000
Valencia, New Mexico 29 $ 5,135,000 $ 177,068 $ 77,000
Multnomah, Oregon 29 $ 10,615,000 $ 366,034 $ 131,000
Marin, California 28 $ 20,820,000 $ 743,571 $ 305,000
New London, Connecticut 28 $ 8,260,000 $ 295,000 $ 126,000
York, South Carolina 28 $ 8,000,000 $ 285,714 $ 104,000
Polk, Florida 27 $ 5,265,000 $ 195,000 $ 66,000
Davis, Utah 27 $ 8,125,000 $ 300,925 $ 95,000
Santa Barbara, California 26 $ 9,820,000 $ 377,692 $ 134,000
Clark, Kentucky 26 $ 2,370,000 $ 91,153 $ 48,000
Rice, Minnesota 26 $ 5,790,000 $ 222,692 $ 89,000
Lyon, Nevada 26 $ 6,830,000 $ 262,692 $ 76,000
Cleveland, Oklahoma 26 $ 4,920,000 $ 189,230 $ 93,000
Autauga, Alabama 25 $ 4,535,000 $ 181,400 $ 67,000
Clay, Florida 25 $ 5,805,000 $ 232,200 $ 87,000
Crow Wing, Minnesota 25 $ 4,785,000 $ 191,400 $ 119,000
Mille Lacs, Minnesota 25 $ 4,775,000 $ 191,000 $ 69,000
Grant, Washington 25 $ 6,325,000 $ 253,000 $ 112,000
Kootenai, Idaho 24 $ 7,440,000 $ 310,000 $ 96,000
Scott, Kentucky 24 $ 3,800,000 $ 158,333 $ 67,000
Yakima, Washington 24 $ 5,930,000 $ 247,083 $ 107,000
Kenosha, Wisconsin 24 $ 4,940,000 $ 205,833 $ 85,000
Teller, Colorado 23 $ 7,085,000 $ 308,043 $ 95,000
Clark, Washington 23 $ 7,625,000 $ 331,521 $ 107,000
Mohave, Arizona 22 $ 5,570,000 $ 253,181 $ 108,000
Newton, Georgia 22 $ 4,270,000 $ 194,090 $ 77,000
Pine, Minnesota 22 $ 4,120,000 $ 187,272 $ 70,000
Haywood, North Carolina 22 $ 5,590,000 $ 254,090 $ 85,000
Monterey, California 21 $ 13,345,000 $ 635,476 $ 288,000
Broomfield, Colorado 21 $ 7,655,000 $ 364,523 $ 154,000
Missoula, Montana 21 $ 5,375,000 $ 255,952 $ 92,000
Jefferson, Tennessee 21 $ 3,755,000 $ 178,809 $ 97,000
Franklin, Washington 21 $ 5,645,000 $ 268,809 $ 97,000
Pinellas, Florida 20 $ 4,900,000 $ 245,000 $ 146,000
Canadian, Oklahoma 20 $ 4,420,000 $ 221,000 $ 95,000
Tolland, Connecticut 19 $ 4,335,000 $ 228,157 $ 93,000
Miami-Dade, Florida 19 $ 5,515,000 $ 290,263 $ 111,000
Franklin, Massachusetts 19 $ 4,735,000 $ 249,210 $ 104,000
Washington, Oregon 19 $ 6,415,000 $ 337,631 $ 122,000
Berkeley, South Carolina 19 $ 4,815,000 $ 253,421 $ 78,000
Weston, Wyoming 19 $ 3,885,000 $ 204,473 $ 77,000
Summit, Colorado 18 $ 6,700,000 $ 372,222 $ 150,000
McLeod, Minnesota 18 $ 3,270,000 $ 181,666 $ 69,000
Nye, Nevada 18 $ 4,170,000 $ 231,666 $ 69,000
Benton, Oregon 18 $ 4,740,000 $ 263,333 $ 96,000
Dallas, Texas 18 $ 4,660,000 $ 258,888 $ 129,000
Volusia, Florida 17 $ 3,555,000 $ 209,117 $ 68,000
Barnstable, Massachusetts 17 $ 6,225,000 $ 366,176 $ 143,000
Deschutes, Oregon 17 $ 8,255,000 $ 485,588 $ 182,000
Providence, Rhode Island 17 $ 4,555,000 $ 267,941 $ 85,000
Aiken, South Carolina 17 $ 3,035,000 $ 178,529 $ 78,000
Weber, Utah 17 $ 3,805,000 $ 223,823 $ 83,000
Johnson, Wyoming 17 $ 3,665,000 $ 215,588 $ 80,000
Tulare, California 16 $ 4,170,000 $ 260,625 $ 91,000
La Plata, Colorado 16 $ 5,590,000 $ 349,375 $ 151,000
Ouray, Colorado 16 $ 5,140,000 $ 321,250 $ 181,000
Collier, Florida 16 $ 5,410,000 $ 338,125 $ 136,000
Hampden, Massachusetts 16 $ 3,710,000 $ 231,875 $ 87,000
Goodhue, Minnesota 16 $ 2,740,000 $ 171,250 $ 64,000
Marion, Oregon 16 $ 4,840,000 $ 302,500 $ 86,000
Comal, Texas 16 $ 3,680,000 $ 230,000 $ 143,000
Galveston, Texas 16 $ 4,660,000 $ 291,250 $ 126,000
Greenlee, Arizona 15 $ 2,695,000 $ 179,666 $ 75,000
Sarasota, Florida 15 $ 2,735,000 $ 182,333 $ 69,000
Franklin, Kentucky 15 $ 1,985,000 $ 132,333 $ 59,000
Le Sueur, Minnesota 15 $ 3,605,000 $ 240,333 $ 96,000
Fort Bend, Texas 15 $ 3,865,000 $ 257,666 $ 113,000
Pasco, Florida 14 $ 3,510,000 $ 250,714 $ 91,000
Rockdale, Georgia 14 $ 3,260,000 $ 232,857 $ 76,000
Meade, Kentucky 14 $ 2,360,000 $ 168,571 $ 77,000
Dorchester, South Carolina 14 $ 3,400,000 $ 242,857 $ 73,000
Blount, Tennessee 14 $ 2,330,000 $ 166,428 $ 53,000
Walla Walla, Washington 14 $ 4,100,000 $ 292,857 $ 102,000
Nevada, California 13 $ 5,075,000 $ 390,384 $ 140,000
Coweta, Georgia 13 $ 3,695,000 $ 284,230 $ 128,000
Benton, Minnesota 13 $ 2,375,000 $ 182,692 $ 56,000
Morrison, Minnesota 13 $ 2,425,000 $ 186,538 $ 76,000
Kershaw, South Carolina 13 $ 2,595,000 $ 199,615 $ 72,000
Brazoria, Texas 13 $ 2,895,000 $ 222,692 $ 98,000
Travis, Texas 13 $ 4,155,000 $ 319,615 $ 162,000
Polk, Wisconsin 13 $ 2,785,000 $ 214,230 $ 111,000
Sheridan, Wyoming 13 $ 4,255,000 $ 327,307 $ 121,000
Napa, California 12 $ 6,730,000 $ 560,833 $ 261,000
Grand, Colorado 12 $ 3,540,000 $ 295,000 $ 355,000
Morgan, Colorado 12 $ 3,420,000 $ 285,000 $ 79,000
Park, Colorado 12 $ 3,930,000 $ 327,500 $ 94,000
Barrow, Georgia 12 $ 2,950,000 $ 245,833 $ 70,000
Carroll, Georgia 12 $ 1,920,000 $ 160,000 $ 85,000
Fayette, Georgia 12 $ 4,130,000 $ 344,166 $ 133,000
Pickens, Georgia 12 $ 3,630,000 $ 302,500 $ 87,000
Shoshone, Idaho 12 $ 1,980,000 $ 165,000 $ 67,000
Harrison, Indiana 12 $ 1,870,000 $ 155,833 $ 53,000
Kanabec, Minnesota 12 $ 2,310,000 $ 192,500 $ 64,000
Wabasha, Minnesota 12 $ 2,200,000 $ 183,333 $ 87,000
Santa Fe, New Mexico 12 $ 3,520,000 $ 293,333 $ 111,000
Okanogan, Washington 12 $ 2,980,000 $ 248,333 $ 110,000
Cochise, Arizona 11 $ 1,685,000 $ 153,181 $ 61,000
Merced, California 11 $ 3,785,000 $ 344,090 $ 97,000
San Benito, California 11 $ 5,255,000 $ 477,727 $ 161,000
Tuolumne, California 11 $ 3,425,000 $ 311,363 $ 150,000
Chatham, Georgia 11 $ 3,415,000 $ 310,454 $ 149,000
Floyd, Georgia 11 $ 2,635,000 $ 239,545 $ 146,000
Houston, Georgia 11 $ 2,215,000 $ 201,363 $ 64,000
Clearwater, Idaho 11 $ 2,255,000 $ 205,000 $ 60,000
Union, North Carolina 11 $ 3,455,000 $ 314,090 $ 128,000
Logan, Oklahoma 11 $ 2,865,000 $ 260,454 $ 180,000
Edgefield, South Carolina 11 $ 2,305,000 $ 209,545 $ 88,000
Anderson, Tennessee 11 $ 1,895,000 $ 172,272 $ 86,000
Bexar, Texas 11 $ 2,505,000 $ 227,727 $ 138,000
Yolo, California 10 $ 4,190,000 $ 419,000 $ 186,000
San Miguel, Colorado 10 $ 3,630,000 $ 363,000 $ 199,000
Manatee, Florida 10 $ 7,540,000 $ 754,000 $ 337,000
Grayson, Kentucky 10 $ 1,700,000 $ 170,000 $ 147,000
Woodford, Kentucky 10 $ 2,340,000 $ 234,000 $ 93,000
Aitkin, Minnesota 10 $ 1,860,000 $ 186,000 $ 108,000
Cass, Minnesota 10 $ 2,420,000 $ 242,000 $ 147,000
Carson City, Nevada 10 $ 2,930,000 $ 293,000 $ 80,000
Sumter, South Carolina 10 $ 1,830,000 $ 183,000 $ 68,000
Cocke, Tennessee 10 $ 1,290,000 $ 129,000 $ 50,000
Loudon, Tennessee 10 $ 1,910,000 $ 191,000 $ 70,000
Beaver, Utah 10 $ 1,290,000 $ 129,000 $ 106,000
Kane, Utah 10 $ 3,060,000 $ 306,000 $ 154,000
Stevens, Washington 10 $ 2,650,000 $ 265,000 $ 109,000
Pierce, Wisconsin 10 $ 2,520,000 $ 252,000 $ 93,000
Elbert, Colorado 9 $ 4,005,000 $ 445,000 $ 137,000
Hinsdale, Colorado 9 $ 2,095,000 $ 232,777 $ 110,000
Bay, Florida 9 $ 2,495,000 $ 277,222 $ 170,000
Seminole, Florida 9 $ 1,475,000 $ 163,888 $ 60,000
Canyon, Idaho 9 $ 2,425,000 $ 269,444 $ 90,000
Idaho, Idaho 9 $ 1,625,000 $ 180,555 $ 52,000
Blue Earth, Minnesota 9 $ 1,735,000 $ 192,777 $ 98,000
Dodge, Minnesota 9 $ 1,925,000 $ 213,888 $ 73,000
Spartanburg, South Carolina 9 $ 1,815,000 $ 201,666 $ 62,000
Tarrant, Texas 9 $ 1,715,000 $ 190,555 $ 90,000
Cowlitz, Washington 9 $ 2,315,000 $ 257,222 $ 82,000
Jefferson, Washington 9 $ 2,845,000 $ 316,111 $ 123,000
Laramie, Wyoming 9 $ 2,605,000 $ 289,444 $ 70,000
Lee, Alabama 8 $ 1,930,000 $ 241,250 $ 103,000
Indian River, Florida 8 $ 1,480,000 $ 185,000 $ 85,000
Lake, Florida 8 $ 2,240,000 $ 280,000 $ 94,000
Walton, Florida 8 $ 4,090,000 $ 511,250 $ 356,000
Dawson, Georgia 8 $ 2,230,000 $ 278,750 $ 171,000
Jackson, Georgia 8 $ 2,280,000 $ 285,000 $ 94,000
Long, Georgia 8 $ 1,600,000 $ 200,000 $ 117,000
McIntosh, Georgia 8 $ 1,480,000 $ 185,000 $ 66,000
Walton, Georgia 8 $ 1,520,000 $ 190,000 $ 59,000
Gem, Idaho 8 $ 1,850,000 $ 231,250 $ 81,000
Mercer, Kentucky 8 $ 990,000 $ 123,750 $ 46,000
Gallatin, Montana 8 $ 2,760,000 $ 345,000 $ 103,000
Douglas, Nevada 8 $ 2,450,000 $ 306,250 $ 90,000
Grainger, Tennessee 8 $ 1,190,000 $ 148,750 $ 49,000
Burnett, Wisconsin 8 $ 1,640,000 $ 205,000 $ 139,000
Tallapoosa, Alabama 7 $ 2,255,000 $ 322,142 $ 230,000
Yuma, Arizona 7 $ 1,415,000 $ 202,142 $ 44,000
Liberty, Georgia 7 $ 1,285,000 $ 183,571 $ 80,000
Wayne, Georgia 7 $ 1,345,000 $ 192,142 $ 112,000
DeKalb, Illinois 7 $ 1,165,000 $ 166,428 $ 84,000
Henry, Kentucky 7 $ 1,385,000 $ 197,857 $ 132,000
Montgomery, Kentucky 7 $ 1,165,000 $ 166,428 $ 85,000
York, Maine 7 $ 2,485,000 $ 355,000 $ 267,000
Freeborn, Minnesota 7 $ 1,195,000 $ 170,714 $ 90,000
Meeker, Minnesota 7 $ 1,625,000 $ 232,142 $ 89,000
Lewis and Clark, Montana 7 $ 1,245,000 $ 177,857 $ 54,000
Merrimack, New Hampshire 7 $ 1,775,000 $ 253,571 $ 90,000
Rutherford, North Carolina 7 $ 1,335,000 $ 190,714 $ 68,000
Transylvania, North Carolina 7 $ 2,055,000 $ 293,571 $ 133,000
Greenville, South Carolina 7 $ 2,375,000 $ 339,285 $ 119,000
Lawrence, South Dakota 7 $ 1,815,000 $ 259,285 $ 252,000
Hamblen, Tennessee 7 $ 945,000 $ 135,000 $ 53,000
Union, Tennessee 7 $ 1,295,000 $ 185,000 $ 98,000
Wasatch, Utah 7 $ 2,375,000 $ 339,285 $ 144,000
Milwaukee, Wisconsin 7 $ 965,000 $ 137,857 $ 118,000
Natrona, Wyoming 7 $ 1,785,000 $ 255,000 $ 118,000
Jefferson, Alabama 6 $ 1,130,000 $ 188,333 $ 68,000
Imperial, California 6 $ 1,230,000 $ 205,000 $ 81,000
Plumas, California 6 $ 1,880,000 $ 313,333 $ 187,000
Chaffee, Colorado 6 $ 2,340,000 $ 390,000 $ 224,000
Nassau, Florida 6 $ 1,500,000 $ 250,000 $ 74,000
Camden, Georgia 6 $ 1,350,000 $ 225,000 $ 60,000
Richmond, Georgia 6 $ 920,000 $ 153,333 $ 77,000
Kauai, Hawaii 6 $ 3,070,000 $ 511,666 $ 92,000
LaSalle, Illinois 6 $ 990,000 $ 165,000 $ 61,000
Hamilton, Indiana 6 $ 1,770,000 $ 295,000 $ 265,000
Anderson, Kentucky 6 $ 930,000 $ 155,000 $ 68,000
Boone, Kentucky 6 $ 540,000 $ 90,000 $ 53,000
Breckinridge, Kentucky 6 $ 660,000 $ 110,000 $ 51,000
Garrard, Kentucky 6 $ 1,110,000 $ 185,000 $ 69,000
Kenton, Kentucky 6 $ 440,000 $ 73,333 $ 49,000
Larue, Kentucky 6 $ 380,000 $ 63,333 $ 45,000
Cumberland, Maine 6 $ 1,210,000 $ 201,666 $ 182,000
Lake, Minnesota 6 $ 820,000 $ 136,666 $ 67,000
Waseca, Minnesota 6 $ 810,000 $ 135,000 $ 78,000
Clay, Missouri 6 $ 1,310,000 $ 218,333 $ 115,000
Jackson, Missouri 6 $ 1,260,000 $ 210,000 $ 71,000
Elko, Nevada 6 $ 1,310,000 $ 218,333 $ 122,000
Cheshire, New Hampshire 6 $ 960,000 $ 160,000 $ 68,000
Rio Arriba, New Mexico 6 $ 1,420,000 $ 236,666 $ 86,000
McDowell, North Carolina 6 $ 1,230,000 $ 205,000 $ 89,000
Lincoln, Oregon 6 $ 1,700,000 $ 283,333 $ 109,000
Lancaster, South Carolina 6 $ 1,190,000 $ 198,333 $ 55,000
Hays, Texas 6 $ 2,130,000 $ 355,000 $ 172,000
Williamson, Texas 6 $ 1,740,000 $ 290,000 $ 135,000
Cache, Utah 6 $ 1,500,000 $ 250,000 $ 126,000
Barron, Wisconsin 6 $ 1,060,000 $ 176,666 $ 106,000
Chilton, Alabama 5 $ 895,000 $ 179,000 $ 64,000
Lake, California 5 $ 1,035,000 $ 207,000 $ 184,000
Shasta, California 5 $ 1,605,000 $ 321,000 $ 128,000
Clear Creek, Colorado 5 $ 2,185,000 $ 437,000 $ 191,000
Gilpin, Colorado 5 $ 1,715,000 $ 343,000 $ 219,000
Montezuma, Colorado 5 $ 1,165,000 $ 233,000 $ 117,000
Rio Grande, Colorado 5 $ 1,315,000 $ 263,000 $ 94,000
DeSoto, Florida 5 $ 765,000 $ 153,000 $ 95,000
Sumter, Florida 5 $ 1,005,000 $ 201,000 $ 115,000
Gilmer, Georgia 5 $ 1,515,000 $ 303,000 $ 83,000
Polk, Georgia 5 $ 755,000 $ 151,000 $ 65,000
Bonner, Idaho 5 $ 1,395,000 $ 279,000 $ 153,000
Lake, Indiana 5 $ 905,000 $ 181,000 $ 72,000
Wyandotte, Kansas 5 $ 1,135,000 $ 227,000 $ 87,000
Bath, Kentucky 5 $ 315,000 $ 63,000 $ 34,000
Boyle, Kentucky 5 $ 515,000 $ 103,000 $ 48,000
Warren, Kentucky 5 $ 815,000 $ 163,000 $ 67,000
Carlton, Minnesota 5 $ 1,355,000 $ 271,000 $ 117,000
Douglas, Minnesota 5 $ 1,105,000 $ 221,000 $ 80,000
Cass, Missouri 5 $ 1,045,000 $ 209,000 $ 113,000
Gaston, North Carolina 5 $ 2,115,000 $ 423,000 $ 181,000
Madison, North Carolina 5 $ 1,335,000 $ 267,000 $ 91,000
McClain, Oklahoma 5 $ 1,055,000 $ 211,000 $ 80,000
Beaufort, South Carolina 5 $ 1,755,000 $ 351,000 $ 143,000
Hamilton, Tennessee 5 $ 1,185,000 $ 237,000 $ 81,000
Roane, Tennessee 5 $ 1,545,000 $ 309,000 $ 105,000
Ector, Texas 5 $ 875,000 $ 175,000 $ 79,000
Lincoln, Washington 5 $ 1,185,000 $ 237,000 $ 92,000
Brown, Wisconsin 5 $ 1,055,000 $ 211,000 $ 125,000
Racine, Wisconsin 5 $ 865,000 $ 173,000 $ 138,000
Shelby, Alabama 4 $ 1,230,000 $ 307,500 $ 69,000
Humboldt, California 4 $ 1,280,000 $ 320,000 $ 121,000
Kings, California 4 $ 1,140,000 $ 285,000 $ 110,000
Fremont, Colorado 4 $ 980,000 $ 245,000 $ 50,000
Lake, Colorado 4 $ 1,120,000 $ 280,000 $ 76,000
Bryan, Georgia 4 $ 1,110,000 $ 277,500 $ 95,000
Bulloch, Georgia 4 $ 1,000,000 $ 250,000 $ 76,000
Columbia, Georgia 4 $ 670,000 $ 167,500 $ 65,000
Gordon, Georgia 4 $ 980,000 $ 245,000 $ 65,000
Greene, Georgia 4 $ 1,580,000 $ 395,000 $ 313,000
Oconee, Georgia 4 $ 1,790,000 $ 447,500 $ 100,000
Upson, Georgia 4 $ 1,050,000 $ 262,500 $ 12,000
Bannock, Idaho 4 $ 470,000 $ 117,500 $ 36,000
Scott, Indiana 4 $ 520,000 $ 130,000 $ 62,000
Allen, Kentucky 4 $ 600,000 $ 150,000 $ 145,000
Trimble, Kentucky 4 $ 850,000 $ 212,500 $ 86,000
Otter Tail, Minnesota 4 $ 930,000 $ 232,500 $ 108,000
Winona, Minnesota 4 $ 780,000 $ 195,000 $ 108,000
Cascade, Montana 4 $ 810,000 $ 202,500 $ 151,000
Storey, Nevada 4 $ 1,450,000 $ 362,500 $ 131,000
Grafton, New Hampshire 4 $ 650,000 $ 162,500 $ 144,000
Guilford, North Carolina 4 $ 430,000 $ 107,500 $ 63,000
Iredell, North Carolina 4 $ 1,610,000 $ 402,500 $ 109,000
Polk, North Carolina 4 $ 990,000 $ 247,500 $ 202,000
Wake, North Carolina 4 $ 1,050,000 $ 262,500 $ 84,000
Grady, Oklahoma 4 $ 730,000 $ 182,500 $ 78,000
Lane, Oregon 4 $ 1,050,000 $ 262,500 $ 90,000
Polk, Oregon 4 $ 960,000 $ 240,000 $ 77,000
Yamhill, Oregon 4 $ 1,300,000 $ 325,000 $ 126,000
Horry, South Carolina 4 $ 870,000 $ 217,500 $ 91,000
Newberry, South Carolina 4 $ 700,000 $ 175,000 $ 56,000
Montgomery, Tennessee 4 $ 840,000 $ 210,000 $ 152,000
Shelby, Tennessee 4 $ 1,080,000 $ 270,000 $ 68,000
Williamson, Tennessee 4 $ 1,900,000 $ 475,000 $ 96,000
Burnet, Texas 4 $ 1,210,000 $ 302,500 $ 97,000
McLennan, Texas 4 $ 560,000 $ 140,000 $ 104,000
Clallam, Washington 4 $ 930,000 $ 232,500 $ 83,000
Sawyer, Wisconsin 4 $ 970,000 $ 242,500 $ 165,000
Baldwin, Alabama 3 $ 445,000 $ 148,333 $ 134,000
DeKalb, Alabama 3 $ 665,000 $ 221,666 $ 94,000
Lowndes, Alabama 3 $ 325,000 $ 108,333 $ 85,000
Apache, Arizona 3 $ 585,000 $ 195,000 $ 81,000
Las Animas, Colorado 3 $ 585,000 $ 195,000 $ 78,000
Otero, Colorado 3 $ 595,000 $ 198,333 $ 58,000
Saguache, Colorado 3 $ 935,000 $ 311,666 $ 121,000
Alachua, Florida 3 $ 765,000 $ 255,000 $ 60,000
Martin, Florida 3 $ 1,065,000 $ 355,000 $ 126,000
Monroe, Florida 3 $ 1,465,000 $ 488,333 $ 284,000
Clarke, Georgia 3 $ 775,000 $ 258,333 $ 122,000
Dade, Georgia 3 $ 515,000 $ 171,666 $ 48,000
Haralson, Georgia 3 $ 455,000 $ 151,666 $ 39,000
Towns, Georgia 3 $ 915,000 $ 305,000 $ 229,000
Union, Georgia 3 $ 855,000 $ 285,000 $ 190,000
Hawaii, Hawaii 3 $ 1,525,000 $ 508,333 $ 224,000
Jefferson, Idaho 3 $ 805,000 $ 268,333 $ 282,000
Latah, Idaho 3 $ 745,000 $ 248,333 $ 122,000
Valley, Idaho 3 $ 1,025,000 $ 341,666 $ 140,000
Marshall, Illinois 3 $ 645,000 $ 215,000 $ 94,000
Jefferson, Indiana 3 $ 555,000 $ 185,000 $ 111,000
Washington, Indiana 3 $ 445,000 $ 148,333 $ 46,000
Shawnee, Kansas 3 $ 465,000 $ 155,000 $ 37,000
Daviess, Kentucky 3 $ 175,000 $ 58,333 $ 25,000
Edmonson, Kentucky 3 $ 385,000 $ 128,333 $ 143,000
Washington, Kentucky 3 $ 395,000 $ 131,666 $ 62,000
Nicollet, Minnesota 3 $ 465,000 $ 155,000 $ 67,000
Pope, Minnesota 3 $ 925,000 $ 308,333 $ 304,000
Sibley, Minnesota 3 $ 365,000 $ 121,666 $ 41,000
Sanders, Montana 3 $ 845,000 $ 281,666 $ 82,000
Silver Bow, Montana 3 $ 605,000 $ 201,666 $ 58,000
Yellowstone, Montana 3 $ 705,000 $ 235,000 $ 94,000
Belknap, New Hampshire 3 $ 1,125,000 $ 375,000 $ 130,000
Carroll, New Hampshire 3 $ 695,000 $ 231,666 $ 96,000
Strafford, New Hampshire 3 $ 625,000 $ 208,333 $ 180,000
Colfax, New Mexico 3 $ 315,000 $ 105,000 $ 62,000
Cabarrus, North Carolina 3 $ 785,000 $ 261,666 $ 96,000
Rowan, North Carolina 3 $ 435,000 $ 145,000 $ 42,000
Cass, North Dakota 3 $ 495,000 $ 165,000 $ 74,000
Ward, North Dakota 3 $ 1,045,000 $ 348,333 $ 130,000
Lincoln, Oklahoma 3 $ 565,000 $ 188,333 $ 98,000
Douglas, Oregon 3 $ 1,405,000 $ 468,333 $ 253,000
Jackson, Oregon 3 $ 905,000 $ 301,666 $ 59,000
Linn, Oregon 3 $ 845,000 $ 281,666 $ 78,000
Wasco, Oregon 3 $ 845,000 $ 281,666 $ 48,000
Oconee, South Carolina 3 $ 675,000 $ 225,000 $ 102,000
Butte, South Dakota 3 $ 485,000 $ 161,666 $ 55,000
Claiborne, Tennessee 3 $ 835,000 $ 278,333 $ 95,000
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Mortgage Loan Application Detail Totals for Bay Equity LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,002 $5,341,470,000 $296,000 $3,085,000 $103,000 $7,200,000
Refinancing 15,783 $5,030,175,000 $318,000 $2,605,000 $121,000 $2,814,000
Cash-out Refinancing 6,592 $2,013,880,000 $305,000 $2,095,000 $120,000 $2,778,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26,744 $8,077,520,000 $302,000 $3,085,000 $114,000 $2,778,000
Not Provided 5,854 $2,002,850,000 $342,000 $2,605,000 $129,000 $2,814,000
Hispanic 4,215 $1,220,045,000 $289,000 $2,725,000 $89,000 $7,200,000
Black or African American 1,792 $462,900,000 $258,000 $1,975,000 $85,000 $2,485,000
Asian 1,406 $510,160,000 $362,000 $1,835,000 $128,000 $800,000
American Indian or Alaskan Native 230 $64,170,000 $279,000 $1,355,000 $91,000 $807,000
Native Hawaiian or Other Pacific Islander 103 $34,855,000 $338,000 $945,000 $102,000 $377,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,134 $9,762,190,000 $313,000 $3,085,000 $126,000 $7,200,000
FHA-insured (Federal Housing Administration) 6,106 $1,557,770,000 $255,000 $985,000 $70,000 $400,000
VA-guaranteed (Veterans Administration) 2,555 $939,735,000 $367,000 $1,605,000 $69,000 $850,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 582 $125,830,000 $216,000 $635,000 $60,000 $604,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 31,172 $9,499,400,000 $304,000 $2,725,000 $112,000 $2,814,000
File Closed For Incompleteness 4,160 $1,324,840,000 $318,000 $3,085,000 $123,000 $2,778,000
Application Withdrawn By Applicant 2,532 $730,980,000 $288,000 $1,945,000 $108,000 $7,200,000
Application Denied By Financial Institution 2,078 $676,480,000 $325,000 $2,605,000 $114,000 $2,225,000
Application Approved But Not Accepted 240 $69,720,000 $290,000 $1,205,000 $102,000 $725,000
Preapproval Approved but not Accepted 103 $52,295,000 $507,000 $1,605,000 $142,000 $729,000
Preapproval Denied by Financial Institution 92 $31,810,000 $345,000 $1,765,000 $98,000 $532,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 38,207 $11,677,235,000 $305,000 $3,085,000 $113,000 $7,200,000
Debt-To-Income Ratio 814 $294,060,000 $361,000 $2,605,000 $111,000 $2,099,000
Collateral 677 $207,395,000 $306,000 $1,815,000 $118,000 $1,724,000
Credit History 241 $70,075,000 $290,000 $815,000 $101,000 $523,000
Employment History 225 $68,725,000 $305,000 $1,765,000 $111,000 $1,198,000
Insufficient Cash (Downpayment, Closing Cost) 211 $67,125,000 $318,000 $2,055,000 $120,000 $2,225,000
Credit Application Incomplete 1 $575,000 $575,000 $575,000 $215,000 $215,000
Unverifiable Information 1 $335,000 $335,000 $335,000 $0 $0
Other 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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