Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bay Equity Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 32,544 |
| Total Mortgage Loan Application Amount | $10,991,090,000 |
| Average Mortgage Loan Application Amount | $333,333 |
| Highest Mortgage Loan Application Amount | $5,205,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $9,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 5,469 | $ 1,678,435,000 | $ 264,529 | $ 116,941 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,372 | $ 655,100,000 | $ 276,000 | $ 113,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,335 | $ 759,005,000 | $ 325,000 | $ 115,000 |
| GRAND JUNCTION, CO | 1,893 | $ 519,845,000 | $ 274,000 | $ 96,000 |
| SAN DIEGO-CARLSBAD, CA | 1,641 | $ 948,045,000 | $ 577,000 | $ 181,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,556 | $ 521,420,000 | $ 335,000 | $ 138,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,194 | $ 245,400,000 | $ 197,000 | $ 85,500 |
| TACOMA-LAKEWOOD, WA | 1,107 | $ 414,295,000 | $ 374,000 | $ 109,000 |
| CHICAGO-NAPERVILLE, IL | 922 | $ 219,610,000 | $ 238,000 | $ 86,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 871 | $ 389,965,000 | $ 447,000 | $ 130,000 |
| COLORADO SPRINGS, CO | 745 | $ 255,295,000 | $ 342,000 | $ 104,000 |
| DENVER-AURORA-LAKEWOOD, CO | 680 | $ 275,600,000 | $ 405,000 | $ 132,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 568 | $ 281,170,000 | $ 495,000 | $ 132,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 545 | $ 327,525,000 | $ 600,000 | $ 186,000 |
| FRESNO, CA | 540 | $ 195,490,000 | $ 362,000 | $ 143,000 |
| ST. GEORGE, UT | 525 | $ 179,005,000 | $ 340,000 | $ 109,000 |
| RENO, NV | 437 | $ 178,985,000 | $ 409,000 | $ 155,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 345 | $ 75,505,000 | $ 220,000 | $ 105,000 |
| ALBUQUERQUE, NM | 287 | $ 69,325,000 | $ 241,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 283 | $ 71,465,000 | $ 252,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 282 | $ 108,510,000 | $ 384,000 | $ 122,000 |
| MONTGOMERY, AL | 273 | $ 58,935,000 | $ 215,000 | $ 83,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 273 | $ 158,785,000 | $ 581,000 | $ 206,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 244 | $ 69,890,000 | $ 286,000 | $ 132,000 |
| WORCESTER, MA-CT | 208 | $ 58,450,000 | $ 228,500 | $ 83,500 |
| COLUMBIA, SC | 205 | $ 42,195,000 | $ 205,000 | $ 81,000 |
| OLYMPIA-TUMWATER, WA | 200 | $ 70,140,000 | $ 350,000 | $ 101,000 |
| BOSTON, MA | 194 | $ 82,980,000 | $ 427,000 | $ 105,000 |
| ASHEVILLE, NC | 193 | $ 66,325,000 | $ 343,000 | $ 124,000 |
| TUCSON, AZ | 175 | $ 41,405,000 | $ 236,000 | $ 100,000 |
| LEWISTON, ID-WA | 169 | $ 39,685,000 | $ 235,500 | $ 76,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 165 | $ 56,725,000 | $ 343,000 | $ 108,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 156 | $ 54,550,000 | $ 349,000 | $ 149,000 |
| KNOXVILLE, TN | 155 | $ 31,205,000 | $ 201,000 | $ 85,000 |
| SPRINGFIELD, MA | 145 | $ 34,255,000 | $ 236,000 | $ 107,000 |
| STOCKTON-LODI, CA | 143 | $ 49,475,000 | $ 345,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 137 | $ 42,605,000 | $ 310,000 | $ 93,000 |
| BRUNSWICK, GA | 131 | $ 33,535,000 | $ 255,000 | $ 105,000 |
| OKLAHOMA CITY, OK | 127 | $ 28,415,000 | $ 223,000 | $ 108,000 |
| PORT ST. LUCIE, FL | 126 | $ 36,600,000 | $ 290,000 | $ 83,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 118 | $ 28,130,000 | $ 246,500 | $ 86,000 |
| KANSAS CITY, MO-KS | 114 | $ 29,440,000 | $ 249,500 | $ 90,500 |
| SANTA CRUZ-WATSONVILLE, CA | 114 | $ 66,830,000 | $ 586,000 | $ 211,000 |
| ELGIN, IL | 112 | $ 26,410,000 | $ 235,000 | $ 102,000 |
| DALLAS-PLANO-IRVING, TX | 105 | $ 33,255,000 | $ 316,000 | $ 152,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 104 | $ 25,470,000 | $ 244,000 | $ 79,000 |
| BREMERTON-SILVERDALE, WA | 102 | $ 36,300,000 | $ 355,000 | $ 111,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 99 | $ 33,115,000 | $ 334,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 97 | $ 36,495,000 | $ 376,000 | $ 115,500 |
| MOUNT VERNON-ANACORTES, WA | 95 | $ 32,895,000 | $ 346,000 | $ 115,000 |
| CAPE CORAL-FORT MYERS, FL | 94 | $ 26,580,000 | $ 282,000 | $ 141,000 |
| NEW HAVEN-MILFORD, CT | 92 | $ 20,710,000 | $ 225,000 | $ 92,000 |
| BOISE CITY, ID | 91 | $ 32,685,000 | $ 359,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 91 | $ 34,695,000 | $ 381,000 | $ 147,000 |
| JACKSONVILLE, FL | 90 | $ 22,520,000 | $ 250,000 | $ 95,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 86 | $ 60,650,000 | $ 705,000 | $ 243,000 |
| PROVIDENCE-WARWICK, RI-MA | 83 | $ 29,375,000 | $ 340,500 | $ 79,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 78 | $ 48,800,000 | $ 625,000 | $ 187,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 74 | $ 20,950,000 | $ 283,000 | $ 94,000 |
| URBAN HONOLULU, HI | 66 | $ 37,430,000 | $ 567,000 | $ 187,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 64 | $ 51,170,000 | $ 799,000 | $ 225,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 58 | $ 13,030,000 | $ 224,000 | $ 103,000 |
| ROCHESTER, MN | 57 | $ 12,975,000 | $ 227,000 | $ 89,000 |
| PUEBLO, CO | 55 | $ 12,715,000 | $ 231,000 | $ 71,000 |
| PUNTA GORDA, FL | 51 | $ 10,425,000 | $ 204,000 | $ 98,000 |
| MANCHESTER-NASHUA, NH | 50 | $ 15,230,000 | $ 304,000 | $ 111,000 |
| ST. CLOUD, MN | 50 | $ 11,330,000 | $ 226,000 | $ 85,000 |
| SUMTER, SC | 49 | $ 8,925,000 | $ 182,000 | $ 63,000 |
| MADERA, CA | 48 | $ 16,650,000 | $ 346,000 | $ 150,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 45 | $ 12,035,000 | $ 267,000 | $ 84,000 |
| VALLEJO-FAIRFIELD, CA | 45 | $ 21,285,000 | $ 473,000 | $ 134,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 44 | $ 17,750,000 | $ 403,000 | $ 172,000 |
| SPOKANE-SPOKANE VALLEY, WA | 44 | $ 13,850,000 | $ 314,000 | $ 114,000 |
| PITTSFIELD, MA | 42 | $ 10,880,000 | $ 259,000 | $ 104,000 |
| GREELEY, CO | 41 | $ 14,205,000 | $ 346,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 41 | $ 13,205,000 | $ 322,000 | $ 155,000 |
| AUSTIN-ROUND ROCK, TX | 36 | $ 10,930,000 | $ 303,000 | $ 125,000 |
| CORVALLIS, OR | 36 | $ 11,060,000 | $ 307,000 | $ 94,000 |
| GAINESVILLE, GA | 36 | $ 11,620,000 | $ 322,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 36 | $ 18,190,000 | $ 505,000 | $ 185,000 |
| DULUTH, MN-WI | 34 | $ 6,940,000 | $ 232,500 | $ 97,000 |
| MORRISTOWN, TN | 34 | $ 5,840,000 | $ 171,000 | $ 63,000 |
| OGDEN-CLEARFIELD, UT | 34 | $ 11,000,000 | $ 323,000 | $ 129,000 |
| FORT COLLINS, CO | 33 | $ 11,595,000 | $ 351,000 | $ 140,000 |
| FLAGSTAFF, AZ | 31 | $ 15,645,000 | $ 504,000 | $ 273,000 |
| SANTA ROSA, CA | 31 | $ 15,595,000 | $ 503,000 | $ 168,000 |
| WENATCHEE, WA | 31 | $ 9,755,000 | $ 314,000 | $ 87,000 |
| MODESTO, CA | 30 | $ 11,010,000 | $ 367,000 | $ 128,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 29 | $ 11,565,000 | $ 398,000 | $ 148,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 29 | $ 14,525,000 | $ 500,000 | $ 205,000 |
| BELLINGHAM, WA | 28 | $ 9,310,000 | $ 332,000 | $ 125,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 28 | $ 14,170,000 | $ 506,000 | $ 355,000 |
| BAKERSFIELD, CA | 27 | $ 7,765,000 | $ 287,000 | $ 101,000 |
| SALT LAKE CITY, UT | 27 | $ 9,155,000 | $ 339,000 | $ 140,000 |
| BOULDER, CO | 25 | $ 11,815,000 | $ 472,000 | $ 129,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 24 | $ 4,050,000 | $ 168,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 24 | $ 6,540,000 | $ 272,000 | $ 134,000 |
| SAN RAFAEL, CA | 24 | $ 14,990,000 | $ 624,000 | $ 225,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 22 | $ 6,710,000 | $ 305,000 | $ 85,000 |
| PROVO-OREM, UT | 20 | $ 7,520,000 | $ 376,000 | $ 105,000 |
| SANTA FE, NM | 20 | $ 6,470,000 | $ 323,000 | $ 104,000 |
| SIERRA VISTA-DOUGLAS, AZ | 20 | $ 3,250,000 | $ 162,000 | $ 65,000 |
| KENNEWICK-RICHLAND, WA | 19 | $ 6,325,000 | $ 332,000 | $ 120,000 |
| SALINAS, CA | 19 | $ 10,665,000 | $ 561,000 | $ 174,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 6,325,000 | $ 332,000 | $ 112,000 |
| WARNER ROBINS, GA | 19 | $ 3,275,000 | $ 172,000 | $ 77,000 |
| FORT WORTH-ARLINGTON, TX | 17 | $ 5,075,000 | $ 298,000 | $ 168,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 17 | $ 5,765,000 | $ 339,000 | $ 137,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 16 | $ 2,800,000 | $ 170,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 3,450,000 | $ 215,000 | $ 79,000 |
| RAPID CITY, SD | 15 | $ 3,175,000 | $ 211,000 | $ 73,000 |
| SANTA MARIA-SANTA BARBARA, CA | 15 | $ 6,885,000 | $ 459,000 | $ 126,000 |
| TULSA, OK | 15 | $ 2,945,000 | $ 196,000 | $ 135,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 14 | $ 8,970,000 | $ 640,000 | $ 305,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 3,150,000 | $ 225,000 | $ 146,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 4,210,000 | $ 300,000 | $ 163,000 |
| PORTLAND-SOUTH PORTLAND, ME | 14 | $ 3,770,000 | $ 269,000 | $ 105,000 |
| CARSON CITY, NV | 13 | $ 4,225,000 | $ 325,000 | $ 121,000 |
| GARY, IN | 13 | $ 2,705,000 | $ 208,000 | $ 83,000 |
| MERCED, CA | 13 | $ 4,345,000 | $ 334,000 | $ 110,000 |
| MISSOULA, MT | 13 | $ 4,435,000 | $ 341,000 | $ 121,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 3,235,000 | $ 248,000 | $ 223,000 |
| SAVANNAH, GA | 13 | $ 5,275,000 | $ 405,000 | $ 230,000 |
| YAKIMA, WA | 13 | $ 3,475,000 | $ 267,000 | $ 91,000 |
| BARNSTABLE TOWN, MA | 12 | $ 4,000,000 | $ 333,000 | $ 120,000 |
| LONGVIEW, WA | 12 | $ 3,840,000 | $ 320,000 | $ 79,000 |
| SALEM, OR | 12 | $ 4,100,000 | $ 341,000 | $ 114,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 11 | $ 3,125,000 | $ 284,000 | $ 103,000 |
| BEND-REDMOND, OR | 10 | $ 4,860,000 | $ 486,000 | $ 217,000 |
| MACON-BIBB COUNTY, GA | 10 | $ 1,630,000 | $ 163,000 | $ 58,000 |
| ROME, GA | 10 | $ 2,150,000 | $ 215,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 2,380,000 | $ 238,000 | $ 147,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 2,065,000 | $ 229,000 | $ 182,000 |
| COEUR D'ALENE, ID | 9 | $ 3,705,000 | $ 411,000 | $ 126,000 |
| KANKAKEE, IL | 9 | $ 1,565,000 | $ 173,000 | $ 75,000 |
| MANKATO-NORTH MANKATO, MN | 9 | $ 2,055,000 | $ 228,000 | $ 71,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 9 | $ 2,115,000 | $ 243,500 | $ 94,000 |
| PANAMA CITY, FL | 9 | $ 2,375,000 | $ 263,000 | $ 162,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 2,315,000 | $ 257,000 | $ 91,000 |
| WALLA WALLA, WA | 9 | $ 2,865,000 | $ 318,000 | $ 112,000 |
| GAINESVILLE, FL | 8 | $ 1,420,000 | $ 177,000 | $ 144,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,870,000 | $ 233,000 | $ 108,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 8 | $ 2,410,000 | $ 301,000 | $ 114,000 |
| CHATTANOOGA, TN-GA | 7 | $ 2,415,000 | $ 345,000 | $ 191,000 |
| CHEYENNE, WY | 7 | $ 2,135,000 | $ 305,000 | $ 80,000 |
| CHICO, CA | 7 | $ 1,915,000 | $ 273,000 | $ 93,000 |
| HINESVILLE, GA | 7 | $ 1,215,000 | $ 173,000 | $ 51,000 |
| NAPA, CA | 7 | $ 2,995,000 | $ 427,000 | $ 190,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,605,000 | $ 229,000 | $ 120,000 |
| YUBA CITY, CA | 7 | $ 2,655,000 | $ 379,000 | $ 128,000 |
| EUGENE, OR | 6 | $ 1,760,000 | $ 293,000 | $ 96,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 1,020,000 | $ 170,000 | $ 64,000 |
| LOGAN, UT-ID | 6 | $ 1,520,000 | $ 253,000 | $ 136,000 |
| OCALA, FL | 6 | $ 1,070,000 | $ 178,000 | $ 45,000 |
| ROCKFORD, IL | 6 | $ 1,270,000 | $ 211,000 | $ 62,000 |
| SPARTANBURG, SC | 6 | $ 1,500,000 | $ 250,000 | $ 70,000 |
| TOPEKA, KS | 6 | $ 930,000 | $ 155,000 | $ 61,000 |
| VALDOSTA, GA | 6 | $ 1,190,000 | $ 198,000 | $ 48,000 |
| ALBANY, OR | 5 | $ 1,395,000 | $ 279,000 | $ 63,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,825,000 | $ 365,000 | $ 151,000 |
| BOWLING GREEN, KY | 5 | $ 1,345,000 | $ 269,000 | $ 165,000 |
| CASPER, WY | 5 | $ 1,455,000 | $ 291,000 | $ 93,000 |
| EL CENTRO, CA | 5 | $ 1,025,000 | $ 205,000 | $ 138,000 |
| IDAHO FALLS, ID | 5 | $ 1,275,000 | $ 255,000 | $ 115,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 935,000 | $ 187,000 | $ 74,000 |
| LAS CRUCES, NM | 5 | $ 1,015,000 | $ 203,000 | $ 82,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 925,000 | $ 185,000 | $ 124,000 |
| REDDING, CA | 5 | $ 1,285,000 | $ 257,000 | $ 117,000 |
| SHERMAN-DENISON, TX | 5 | $ 1,015,000 | $ 203,000 | $ 142,000 |
| TWIN FALLS, ID | 5 | $ 2,545,000 | $ 509,000 | $ 283,000 |
| BILLINGS, MT | 4 | $ 1,120,000 | $ 280,000 | $ 135,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 2,330,000 | $ 582,000 | $ 198,000 |
| FARMINGTON, NM | 4 | $ 790,000 | $ 197,000 | $ 70,000 |
| HANFORD-CORCORAN, CA | 4 | $ 1,140,000 | $ 285,000 | $ 98,000 |
| JACKSON, TN | 4 | $ 600,000 | $ 150,000 | $ 42,000 |
| LONGVIEW, TX | 4 | $ 1,020,000 | $ 255,000 | $ 79,000 |
| MADISON, WI | 4 | $ 960,000 | $ 240,000 | $ 66,000 |
| MEDFORD, OR | 4 | $ 1,840,000 | $ 460,000 | $ 138,000 |
| RACINE, WI | 4 | $ 730,000 | $ 182,000 | $ 127,000 |
| WICHITA, KS | 4 | $ 1,080,000 | $ 270,000 | $ 227,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 935,000 | $ 311,000 | $ 123,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 725,000 | $ 241,000 | $ 108,000 |
| BISMARCK, ND | 3 | $ 635,000 | $ 211,000 | $ 54,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 715,000 | $ 238,000 | $ 99,000 |
| CLARKSVILLE, TN-KY | 3 | $ 605,000 | $ 201,000 | $ 159,000 |
| COLUMBUS, GA-AL | 3 | $ 545,000 | $ 181,000 | $ 149,000 |
| CORPUS CHRISTI, TX | 3 | $ 665,000 | $ 221,000 | $ 145,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 445,000 | $ 148,000 | $ 46,000 |
| EAU CLAIRE, WI | 3 | $ 375,000 | $ 125,000 | $ 219,000 |
| EL PASO, TX | 3 | $ 545,000 | $ 181,000 | $ 67,000 |
| FLORENCE, SC | 3 | $ 395,000 | $ 131,000 | $ 35,000 |
| GRAND FORKS, ND-MN | 3 | $ 555,000 | $ 185,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 1,435,000 | $ 478,000 | $ 114,000 |
| GREEN BAY, WI | 3 | $ 535,000 | $ 178,000 | $ 71,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 985,000 | $ 328,000 | $ 131,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 695,000 | $ 235,000 | $ 141,500 |
| MIDLAND, TX | 3 | $ 425,000 | $ 141,000 | $ 130,000 |
| ODESSA, TX | 3 | $ 565,000 | $ 188,000 | $ 121,000 |
| SPRINGFIELD, MO | 3 | $ 925,000 | $ 308,000 | $ 71,000 |
| TALLAHASSEE, FL | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| THE VILLAGES, FL | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| TYLER, TX | 3 | $ 1,205,000 | $ 401,000 | $ 109,000 |
| YUMA, AZ | 3 | $ 625,000 | $ 208,000 | $ 89,000 |
| AMARILLO, TX | 2 | $ 590,000 | $ 295,000 | $ 230,000 |
| BLOOMINGTON, IL | 2 | $ 220,000 | $ 110,000 | $ 118,000 |
| FARGO, ND-MN | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| GREAT FALLS, MT | 2 | $ 520,000 | $ 260,000 | $ 123,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| JOHNSON CITY, TN | 2 | $ 800,000 | $ 400,000 | $ 142,000 |
| PEORIA, IL | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| SIOUX FALLS, SD | 2 | $ 350,000 | $ 175,000 | $ 37,000 |
| ST. LOUIS, MO-IL | 2 | $ 340,000 | $ 170,000 | $ 115,000 |
| ABILENE, TX | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 455,000 | $ 455,000 | $ 96,000 |
| CARBONDALE-MARION, IL | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| DECATUR, AL | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ENID, OK | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| HUNTSVILLE, AL | 1 | $ 235,000 | $ 235,000 | $ 223,000 |
| JACKSON, MS | 1 | $ 535,000 | $ 535,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 445,000 | $ 445,000 | $ 536,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| LAWRENCE, KS | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| LAWTON, OK | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| LEWISTON-AUBURN, ME | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| LINCOLN, NE | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| MANHATTAN, KS | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| MUSKEGON, MI | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 315,000 | $ 315,000 | $ 255,000 |
| PINE BLUFF, AR | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| POCATELLO, ID | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| RALEIGH, NC | 1 | $ 415,000 | $ 415,000 | $ 207,000 |
| RICHMOND, VA | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| ST. JOSEPH, MO-KS | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| WACO, TX | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| WINSTON-SALEM, NC | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,796 | $5,863,330,000 | $349,000 | $5,205,000 | $116,000 | $9,572,000 |
| Refinancing | 8,940 | $2,899,260,000 | $324,000 | $3,005,000 | $123,000 | $3,035,000 |
| Cash-out Refinancing | 6,808 | $2,228,500,000 | $327,000 | $3,005,000 | $118,000 | $2,168,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,342 | $7,085,440,000 | $331,000 | $5,005,000 | $120,000 | $3,875,000 |
| Not Provided | 4,213 | $1,613,565,000 | $382,000 | $5,205,000 | $142,000 | $9,572,000 |
| Hispanic | 3,705 | $1,175,725,000 | $317,000 | $2,525,000 | $92,000 | $932,000 |
| Black or African American | 1,711 | $496,905,000 | $290,000 | $1,175,000 | $90,000 | $907,000 |
| Asian | 1,139 | $464,125,000 | $407,000 | $3,005,000 | $135,000 | $735,000 |
| American Indian or Alaskan Native | 207 | $63,655,000 | $307,000 | $2,085,000 | $101,000 | $503,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $29,990,000 | $374,000 | $865,000 | $104,000 | $294,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,415 | $8,765,345,000 | $344,000 | $5,205,000 | $128,000 | $9,572,000 |
| FHA-insured (Federal Housing Administration) | 4,631 | $1,304,105,000 | $281,000 | $1,095,000 | $74,000 | $5,597,000 |
| VA-guaranteed (Veterans Administration) | 2,065 | $822,755,000 | $398,000 | $3,015,000 | $101,000 | $635,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 433 | $98,885,000 | $228,000 | $755,000 | $62,000 | $296,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,976 | $8,300,450,000 | $332,000 | $5,005,000 | $116,000 | $3,875,000 |
| File Closed For Incompleteness | 3,954 | $1,406,640,000 | $355,000 | $5,205,000 | $135,000 | $9,572,000 |
| Application Denied By Financial Institution | 1,747 | $623,715,000 | $357,000 | $3,005,000 | $119,000 | $1,724,000 |
| Application Withdrawn By Applicant | 1,437 | $479,695,000 | $333,000 | $2,625,000 | $115,000 | $3,196,000 |
| Application Approved But Not Accepted | 172 | $56,040,000 | $325,000 | $1,645,000 | $128,000 | $635,000 |
| Preapproval Approved but not Accepted | 169 | $82,155,000 | $486,000 | $1,705,000 | $118,000 | $735,000 |
| Preapproval Denied by Financial Institution | 89 | $42,395,000 | $476,000 | $1,575,000 | $110,000 | $554,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,708 | $10,324,980,000 | $336,000 | $5,205,000 | $118,000 | $9,572,000 |
| Debt-To-Income Ratio | 771 | $316,525,000 | $410,000 | $3,005,000 | $122,000 | $1,724,000 |
| Collateral | 554 | $168,240,000 | $303,000 | $1,235,000 | $112,000 | $1,644,000 |
| Credit History | 212 | $71,040,000 | $335,000 | $1,265,000 | $116,000 | $992,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 150 | $54,610,000 | $364,000 | $2,505,000 | $120,000 | $675,000 |
| Employment History | 138 | $51,740,000 | $374,000 | $1,895,000 | $130,000 | $802,000 |
| Other | 9 | $2,495,000 | $277,000 | $805,000 | $97,000 | $262,000 |
| Unverifiable Information | 2 | $1,460,000 | $730,000 | $905,000 | $205,000 | $272,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.