Bay Equity LLC Mortgage Lending & HMDA Data, 2021

In 2021, Bay Equity LLC of Detroit, MI reported 32,544 mortgage applications totaling $11.0 billion, down 19% from 2020. The average application was for $337,730, and applicants reported an average income of $118,341. 77% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,372), Phoenix-Mesa-Scottsdale, AZ (2,335) and Grand Junction, CO (1,893) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 32,544
Total Mortgage Loan Application Amount $10,991,090,000
Average Mortgage Loan Application Amount $337,730
Highest Mortgage Loan Application Amount $5,205,000
Average Applicant Income $118,341
Highest Applicant Income $9,572,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,110 $ 699,370,000 $ 331,454 $ 118,000
Mesa, Colorado 1,893 $ 519,845,000 $ 274,614 $ 96,000
San Diego, California 1,641 $ 948,045,000 $ 577,723 $ 181,000
Garfield, Colorado 1,127 $ 409,645,000 $ 363,482 $ 111,000
Pierce, Washington 1,107 $ 414,295,000 $ 374,250 $ 109,000
Jefferson, Kentucky 833 $ 162,555,000 $ 195,144 $ 87,000
Flathead, Montana 763 $ 256,495,000 $ 336,166 $ 122,000
El Paso, Colorado 728 $ 249,850,000 $ 343,200 $ 104,000
Hennepin, Minnesota 653 $ 183,965,000 $ 281,722 $ 108,000
Los Angeles, California 568 $ 281,170,000 $ 495,017 $ 132,000
King, Washington 547 $ 252,915,000 $ 462,367 $ 138,000
Fresno, California 540 $ 195,490,000 $ 362,018 $ 143,000
Washington, Utah 525 $ 179,005,000 $ 340,961 $ 109,000
Campbell, Wyoming 523 $ 117,345,000 $ 224,369 $ 83,000
Cook, Illinois 497 $ 120,625,000 $ 242,706 $ 76,000
Washoe, Nevada 435 $ 178,405,000 $ 410,126 $ 156,000
Cobb, Georgia 339 $ 104,965,000 $ 309,631 $ 118,000
Fulton, Georgia 327 $ 151,635,000 $ 463,715 $ 224,000
Snohomish, Washington 324 $ 137,050,000 $ 422,993 $ 116,000
Anoka, Minnesota 319 $ 89,085,000 $ 279,263 $ 95,000
Lake, Illinois 314 $ 68,620,000 $ 218,535 $ 103,000
Alameda, California 301 $ 196,155,000 $ 651,677 $ 182,000
Dakota, Minnesota 290 $ 78,240,000 $ 269,793 $ 109,000
Routt, Colorado 276 $ 111,030,000 $ 402,282 $ 137,000
Contra Costa, California 244 $ 131,370,000 $ 538,401 $ 191,000
Will, Illinois 235 $ 53,155,000 $ 226,191 $ 98,000
Ramsey, Minnesota 230 $ 56,570,000 $ 245,956 $ 93,000
Pinal, Arizona 225 $ 59,635,000 $ 265,044 $ 86,000
Hartford, Connecticut 219 $ 53,825,000 $ 245,776 $ 103,000
Worcester, Massachusetts 206 $ 58,100,000 $ 282,038 $ 99,000
Thurston, Washington 200 $ 70,140,000 $ 350,700 $ 101,000
Wright, Minnesota 199 $ 54,875,000 $ 275,753 $ 97,000
Denver, Colorado 195 $ 77,625,000 $ 398,076 $ 138,000
Bernalillo, New Mexico 191 $ 46,015,000 $ 240,916 $ 101,000
Jefferson, Colorado 187 $ 77,535,000 $ 414,625 $ 138,000
Pima, Arizona 175 $ 41,405,000 $ 236,600 $ 100,000
Washington, Minnesota 175 $ 52,955,000 $ 302,600 $ 120,000
Sevier, Tennessee 174 $ 60,800,000 $ 349,425 $ 153,000
Riverside, California 171 $ 67,665,000 $ 395,701 $ 133,000
Montgomery, Alabama 162 $ 33,800,000 $ 208,641 $ 84,000
Montrose, Colorado 157 $ 41,015,000 $ 261,242 $ 89,000
Clark, Nevada 156 $ 54,550,000 $ 349,679 $ 149,000
Cherokee, Georgia 154 $ 48,600,000 $ 315,584 $ 121,000
Buncombe, North Carolina 146 $ 52,850,000 $ 361,986 $ 128,000
Harris, Texas 145 $ 44,585,000 $ 307,482 $ 130,000
DeKalb, Georgia 144 $ 44,410,000 $ 308,402 $ 130,000
San Joaquin, California 143 $ 49,475,000 $ 345,979 $ 120,000
Palm Beach, Florida 137 $ 42,605,000 $ 310,985 $ 93,000
Eagle, Colorado 129 $ 61,775,000 $ 478,875 $ 141,000
Gwinnett, Georgia 128 $ 37,010,000 $ 289,140 $ 106,000
Glynn, Georgia 126 $ 32,540,000 $ 258,253 $ 107,000
St. Lucie, Florida 121 $ 34,025,000 $ 281,198 $ 79,000
Pitkin, Colorado 120 $ 57,150,000 $ 476,250 $ 170,000
Hampden, Massachusetts 120 $ 28,640,000 $ 238,666 $ 108,000
Sherburne, Minnesota 119 $ 31,315,000 $ 263,151 $ 86,000
Bullitt, Kentucky 118 $ 23,760,000 $ 201,355 $ 83,000
Sacramento, California 117 $ 56,345,000 $ 481,581 $ 177,000
Arapahoe, Colorado 116 $ 45,290,000 $ 390,431 $ 120,000
Forsyth, Georgia 115 $ 43,305,000 $ 376,565 $ 149,000
Santa Cruz, California 114 $ 66,830,000 $ 586,228 $ 211,000
Nez Perce, Idaho 113 $ 26,335,000 $ 233,053 $ 74,000
San Bernardino, California 111 $ 40,845,000 $ 367,972 $ 106,000
Middlesex, Massachusetts 105 $ 35,975,000 $ 342,619 $ 111,000
Lexington, South Carolina 105 $ 22,465,000 $ 213,952 $ 90,000
Brevard, Florida 104 $ 25,470,000 $ 244,903 $ 79,000
Kitsap, Washington 102 $ 36,300,000 $ 355,882 $ 111,000
Yavapai, Arizona 99 $ 33,115,000 $ 334,494 $ 112,000
Scott, Minnesota 98 $ 28,170,000 $ 287,448 $ 102,000
Plymouth, Massachusetts 97 $ 39,365,000 $ 405,824 $ 88,000
Skagit, Washington 95 $ 32,895,000 $ 346,263 $ 115,000
Graham, Arizona 94 $ 18,790,000 $ 199,893 $ 76,000
Lee, Florida 94 $ 26,580,000 $ 282,765 $ 141,000
New Haven, Connecticut 92 $ 20,710,000 $ 225,108 $ 92,000
Paulding, Georgia 92 $ 23,950,000 $ 260,326 $ 85,000
McHenry, Illinois 92 $ 21,250,000 $ 230,978 $ 103,000
Gila, Arizona 89 $ 20,155,000 $ 226,460 $ 75,000
Richland, South Carolina 88 $ 17,060,000 $ 193,863 $ 74,000
Adams, Colorado 87 $ 34,145,000 $ 392,471 $ 126,000
Knox, Tennessee 85 $ 18,365,000 $ 216,058 $ 95,000
Elmore, Alabama 84 $ 18,660,000 $ 222,142 $ 81,000
Carver, Minnesota 84 $ 27,240,000 $ 324,285 $ 129,000
Santa Clara, California 83 $ 59,445,000 $ 716,204 $ 246,000
El Dorado, California 82 $ 60,140,000 $ 733,414 $ 252,000
Oldham, Kentucky 82 $ 25,580,000 $ 311,951 $ 132,000
Orange, California 78 $ 48,800,000 $ 625,641 $ 187,000
Oklahoma, Oklahoma 78 $ 16,810,000 $ 215,512 $ 111,000
Mecklenburg, North Carolina 75 $ 16,875,000 $ 225,000 $ 63,000
Bristol, Massachusetts 71 $ 25,505,000 $ 359,225 $ 86,000
Sandoval, New Mexico 70 $ 18,120,000 $ 258,857 $ 96,000
Douglas, Colorado 68 $ 30,020,000 $ 441,470 $ 123,000
DuPage, Illinois 68 $ 17,510,000 $ 257,500 $ 99,000
Placer, California 66 $ 39,170,000 $ 593,484 $ 202,000
Honolulu, Hawaii 66 $ 37,430,000 $ 567,121 $ 187,000
Norfolk, Massachusetts 61 $ 23,895,000 $ 391,721 $ 112,000
Essex, Massachusetts 60 $ 20,750,000 $ 345,833 $ 102,000
Johnson, Kansas 59 $ 16,065,000 $ 272,288 $ 96,000
Ada, Idaho 58 $ 23,710,000 $ 408,793 $ 135,000
Isanti, Minnesota 58 $ 13,990,000 $ 241,206 $ 81,000
Duval, Florida 57 $ 13,295,000 $ 233,245 $ 92,000
Kendall, Illinois 56 $ 13,120,000 $ 234,285 $ 102,000
Asotin, Washington 56 $ 13,350,000 $ 238,392 $ 79,000
Pueblo, Colorado 55 $ 12,715,000 $ 231,181 $ 71,000
Gunnison, Colorado 53 $ 16,735,000 $ 315,754 $ 120,000
Chisago, Minnesota 53 $ 15,155,000 $ 285,943 $ 74,000
Delta, Colorado 52 $ 13,980,000 $ 268,846 $ 84,000
Middlesex, Connecticut 51 $ 14,615,000 $ 286,568 $ 119,000
Charlotte, Florida 51 $ 10,425,000 $ 204,411 $ 98,000
Steele, Minnesota 51 $ 8,825,000 $ 173,039 $ 84,000
Hillsborough, New Hampshire 50 $ 15,230,000 $ 304,600 $ 111,000
Rockingham, New Hampshire 50 $ 14,770,000 $ 295,400 $ 92,000
Crook, Wyoming 50 $ 11,490,000 $ 229,800 $ 80,000
Litchfield, Connecticut 49 $ 9,575,000 $ 195,408 $ 88,000
Madera, California 48 $ 16,650,000 $ 346,875 $ 150,000
Lincoln, Montana 48 $ 15,170,000 $ 316,041 $ 103,000
Sumter, South Carolina 48 $ 8,850,000 $ 184,375 $ 64,000
Collin, Texas 47 $ 16,825,000 $ 357,978 $ 179,000
Flagler, Florida 46 $ 9,900,000 $ 215,217 $ 90,000
Solano, California 45 $ 21,285,000 $ 473,000 $ 134,000
Spencer, Kentucky 45 $ 10,845,000 $ 241,000 $ 95,000
Moffat, Colorado 44 $ 9,280,000 $ 210,909 $ 65,000
Clark, Indiana 43 $ 7,725,000 $ 179,651 $ 72,000
Berkshire, Massachusetts 42 $ 10,880,000 $ 259,047 $ 104,000
San Mateo, California 41 $ 32,245,000 $ 786,463 $ 236,000
Weld, Colorado 41 $ 14,205,000 $ 346,463 $ 106,000
Lewis, Washington 41 $ 13,255,000 $ 323,292 $ 97,000
Kane, Illinois 40 $ 10,590,000 $ 264,750 $ 113,000
Iron, Utah 39 $ 10,795,000 $ 276,794 $ 104,000
Hillsborough, Florida 38 $ 9,630,000 $ 253,421 $ 91,000
Stearns, Minnesota 38 $ 8,660,000 $ 227,894 $ 88,000
Rio Blanco, Colorado 37 $ 6,355,000 $ 171,756 $ 71,000
Bartow, Georgia 37 $ 8,795,000 $ 237,702 $ 84,000
Crow Wing, Minnesota 37 $ 8,795,000 $ 237,702 $ 136,000
Mille Lacs, Minnesota 37 $ 8,735,000 $ 236,081 $ 85,000
Spokane, Washington 37 $ 11,675,000 $ 315,540 $ 120,000
Ventura, California 36 $ 18,190,000 $ 505,277 $ 185,000
Hall, Georgia 36 $ 11,620,000 $ 322,777 $ 109,000
Shelby, Kentucky 36 $ 7,750,000 $ 215,277 $ 113,000
Suffolk, Massachusetts 36 $ 19,720,000 $ 547,777 $ 142,000
Benton, Oregon 36 $ 11,060,000 $ 307,222 $ 94,000
Pinellas, Florida 35 $ 19,105,000 $ 545,857 $ 226,000
Douglas, Georgia 35 $ 8,565,000 $ 244,714 $ 91,000
Lyon, Nevada 35 $ 10,335,000 $ 295,285 $ 101,000
Clackamas, Oregon 35 $ 14,235,000 $ 406,714 $ 121,000
Kittitas, Washington 35 $ 12,305,000 $ 351,571 $ 141,000
Denton, Texas 34 $ 10,360,000 $ 304,705 $ 124,000
Larimer, Colorado 33 $ 11,595,000 $ 351,363 $ 140,000
Olmsted, Minnesota 32 $ 8,060,000 $ 251,875 $ 103,000
Mason, Washington 32 $ 10,450,000 $ 326,562 $ 119,000
Coconino, Arizona 31 $ 15,645,000 $ 504,677 $ 273,000
Sonoma, California 31 $ 15,595,000 $ 503,064 $ 168,000
Kenosha, Wisconsin 31 $ 6,885,000 $ 222,096 $ 107,000
Stanislaus, California 30 $ 11,010,000 $ 367,000 $ 128,000
Grundy, Illinois 30 $ 7,070,000 $ 235,666 $ 96,000
San Luis Obispo, California 29 $ 14,525,000 $ 500,862 $ 205,000
Clayton, Georgia 29 $ 5,655,000 $ 195,000 $ 71,000
Henry, Georgia 29 $ 8,115,000 $ 279,827 $ 99,000
Miami, Kansas 29 $ 7,465,000 $ 257,413 $ 102,000
Montgomery, Texas 29 $ 7,855,000 $ 270,862 $ 156,000
Grays Harbor, Washington 29 $ 6,675,000 $ 230,172 $ 91,000
St. Croix, Wisconsin 29 $ 7,865,000 $ 271,206 $ 140,000
Fairfield, Connecticut 28 $ 14,170,000 $ 506,071 $ 355,000
Lake, Montana 28 $ 10,700,000 $ 382,142 $ 142,000
Henderson, North Carolina 28 $ 8,370,000 $ 298,928 $ 104,000
Whatcom, Washington 28 $ 9,310,000 $ 332,500 $ 125,000
Kern, California 27 $ 7,765,000 $ 287,592 $ 101,000
Nye, Nevada 27 $ 5,335,000 $ 197,592 $ 73,000
Lawrence, South Dakota 27 $ 8,455,000 $ 313,148 $ 112,000
Autauga, Alabama 26 $ 6,230,000 $ 239,615 $ 88,000
Boulder, Colorado 25 $ 11,815,000 $ 472,600 $ 129,000
Valencia, New Mexico 25 $ 5,015,000 $ 200,600 $ 61,000
Cleveland, Oklahoma 25 $ 5,185,000 $ 207,400 $ 93,000
Galveston, Texas 25 $ 5,425,000 $ 217,000 $ 125,000
Salt Lake, Utah 25 $ 8,675,000 $ 347,000 $ 145,000
Sheridan, Wyoming 25 $ 5,565,000 $ 222,600 $ 71,000
Marin, California 24 $ 14,990,000 $ 624,583 $ 225,000
Broward, Florida 24 $ 6,540,000 $ 272,500 $ 134,000
McLeod, Minnesota 24 $ 5,600,000 $ 233,333 $ 91,000
Strafford, New Hampshire 24 $ 6,180,000 $ 257,500 $ 99,000
Grand, Utah 24 $ 8,280,000 $ 345,000 $ 123,000
Weston, Wyoming 24 $ 4,230,000 $ 176,250 $ 66,000
San Francisco, California 23 $ 18,925,000 $ 822,826 $ 204,000
Davis, Utah 23 $ 7,875,000 $ 342,391 $ 143,000
Island, Washington 23 $ 8,065,000 $ 350,652 $ 129,000
Mohave, Arizona 22 $ 6,710,000 $ 305,000 $ 85,000
Floyd, Indiana 22 $ 4,600,000 $ 209,090 $ 99,000
Charleston, South Carolina 22 $ 6,640,000 $ 301,818 $ 93,000
Orange, Florida 21 $ 7,445,000 $ 354,523 $ 153,000
Canyon, Idaho 21 $ 5,235,000 $ 249,285 $ 102,000
Pine, Minnesota 21 $ 4,315,000 $ 205,476 $ 64,000
Multnomah, Oregon 21 $ 7,825,000 $ 372,619 $ 122,000
Cochise, Arizona 20 $ 3,250,000 $ 162,500 $ 65,000
Nelson, Kentucky 20 $ 4,070,000 $ 203,500 $ 64,000
Santa Fe, New Mexico 20 $ 6,470,000 $ 323,500 $ 104,000
Jefferson, Tennessee 20 $ 3,770,000 $ 188,500 $ 72,000
Fort Bend, Texas 20 $ 5,700,000 $ 285,000 $ 139,000
Utah, Utah 20 $ 7,520,000 $ 376,000 $ 105,000
Monterey, California 19 $ 10,665,000 $ 561,315 $ 174,000
Tulare, California 19 $ 6,325,000 $ 332,894 $ 112,000
Rockdale, Georgia 19 $ 6,825,000 $ 359,210 $ 98,000
Blount, Tennessee 19 $ 3,855,000 $ 202,894 $ 95,000
Travis, Texas 19 $ 6,085,000 $ 320,263 $ 114,000
Chelan, Washington 19 $ 6,215,000 $ 327,105 $ 99,000
Navajo, Arizona 18 $ 4,490,000 $ 249,444 $ 121,000
Amador, California 18 $ 4,440,000 $ 246,666 $ 89,000
Coweta, Georgia 18 $ 4,310,000 $ 239,444 $ 105,000
Houston, Georgia 18 $ 3,190,000 $ 177,222 $ 79,000
Hardin, Kentucky 18 $ 3,180,000 $ 176,666 $ 79,000
Franklin, Massachusetts 18 $ 4,040,000 $ 224,444 $ 82,000
St. Louis, Minnesota 18 $ 3,620,000 $ 201,111 $ 102,000
Calaveras, California 17 $ 5,975,000 $ 351,470 $ 223,000
Teller, Colorado 17 $ 5,445,000 $ 320,294 $ 108,000
Miami-Dade, Florida 17 $ 5,765,000 $ 339,117 $ 137,000
Newton, Georgia 17 $ 5,125,000 $ 301,470 $ 112,000
Rice, Minnesota 17 $ 4,275,000 $ 251,470 $ 67,000
Haywood, North Carolina 17 $ 4,505,000 $ 265,000 $ 123,000
York, South Carolina 17 $ 4,245,000 $ 249,705 $ 107,000
Brazoria, Texas 17 $ 4,085,000 $ 240,294 $ 137,000
Dallas, Texas 17 $ 4,485,000 $ 263,823 $ 163,000
Ouray, Colorado 16 $ 5,080,000 $ 317,500 $ 99,000
New London, Connecticut 16 $ 3,450,000 $ 215,625 $ 79,000
Sarasota, Florida 16 $ 4,350,000 $ 271,875 $ 110,000
DeKalb, Illinois 16 $ 2,700,000 $ 168,750 $ 76,000
Le Sueur, Minnesota 16 $ 3,480,000 $ 217,500 $ 98,000
Washington, Oregon 16 $ 5,830,000 $ 364,375 $ 124,000
Clark, Washington 16 $ 6,020,000 $ 376,250 $ 113,000
Greenlee, Arizona 15 $ 2,205,000 $ 147,000 $ 75,000
Santa Barbara, California 15 $ 6,885,000 $ 459,000 $ 126,000
Pasco, Florida 15 $ 5,365,000 $ 357,666 $ 125,000
Williamson, Tennessee 15 $ 9,165,000 $ 611,000 $ 243,000
Tarrant, Texas 15 $ 4,355,000 $ 290,333 $ 173,000
Clay, Florida 14 $ 3,310,000 $ 236,428 $ 78,000
Fayette, Georgia 14 $ 4,510,000 $ 322,142 $ 117,000
Tallapoosa, Alabama 13 $ 4,235,000 $ 325,769 $ 143,000
Merced, California 13 $ 4,345,000 $ 334,230 $ 110,000
Summit, Colorado 13 $ 6,325,000 $ 486,538 $ 188,000
Tolland, Connecticut 13 $ 3,025,000 $ 232,692 $ 116,000
Collier, Florida 13 $ 3,235,000 $ 248,846 $ 223,000
Manatee, Florida 13 $ 7,215,000 $ 555,000 $ 199,000
Dodge, Minnesota 13 $ 2,355,000 $ 181,153 $ 74,000
Missoula, Montana 13 $ 4,435,000 $ 341,153 $ 121,000
Carson City, Nevada 13 $ 4,225,000 $ 325,000 $ 121,000
Tulsa, Oklahoma 13 $ 2,625,000 $ 201,923 $ 143,000
Berkeley, South Carolina 13 $ 3,115,000 $ 239,615 $ 69,000
Butte, South Dakota 13 $ 3,065,000 $ 235,769 $ 96,000
Pennington, South Dakota 13 $ 2,735,000 $ 210,384 $ 67,000
Morgan, Tennessee 13 $ 1,985,000 $ 152,692 $ 67,000
Yakima, Washington 13 $ 3,475,000 $ 267,307 $ 91,000
Nevada, California 12 $ 6,710,000 $ 559,166 $ 178,000
Grand, Colorado 12 $ 5,100,000 $ 425,000 $ 203,000
La Plata, Colorado 12 $ 4,980,000 $ 415,000 $ 120,000
Volusia, Florida 12 $ 3,130,000 $ 260,833 $ 156,000
Barrow, Georgia 12 $ 3,130,000 $ 260,833 $ 164,000
Walton, Georgia 12 $ 3,720,000 $ 310,000 $ 104,000
Barnstable, Massachusetts 12 $ 4,000,000 $ 333,333 $ 120,000
Benton, Minnesota 12 $ 2,670,000 $ 222,500 $ 77,000
Goodhue, Minnesota 12 $ 2,570,000 $ 214,166 $ 81,000
Merrimack, New Hampshire 12 $ 3,570,000 $ 297,500 $ 140,000
Canadian, Oklahoma 12 $ 2,960,000 $ 246,666 $ 77,000
Roane, Tennessee 12 $ 2,250,000 $ 187,500 $ 62,000
Benton, Washington 12 $ 4,110,000 $ 342,500 $ 114,000
Cowlitz, Washington 12 $ 3,840,000 $ 320,000 $ 79,000
Douglas, Washington 12 $ 3,540,000 $ 295,000 $ 66,000
Grant, Washington 12 $ 3,020,000 $ 251,666 $ 121,000
Pierce, Wisconsin 12 $ 3,460,000 $ 288,333 $ 86,000
Polk, Wisconsin 12 $ 2,560,000 $ 213,333 $ 80,000
Walton, Florida 11 $ 8,065,000 $ 733,181 $ 337,000
Fannin, Georgia 11 $ 3,955,000 $ 359,545 $ 190,000
Shoshone, Idaho 11 $ 1,915,000 $ 174,090 $ 73,000
Fayette, Kentucky 11 $ 2,275,000 $ 206,818 $ 159,000
Marion, Oregon 11 $ 3,615,000 $ 328,636 $ 112,000
Kershaw, South Carolina 11 $ 2,165,000 $ 196,818 $ 61,000
Williamson, Texas 11 $ 3,485,000 $ 316,818 $ 154,000
Nassau, Florida 10 $ 2,950,000 $ 295,000 $ 99,000
Osceola, Florida 10 $ 2,590,000 $ 259,000 $ 183,000
Floyd, Georgia 10 $ 2,150,000 $ 215,000 $ 92,000
Pickens, Georgia 10 $ 2,730,000 $ 273,000 $ 135,000
Gem, Idaho 10 $ 3,100,000 $ 310,000 $ 102,000
Henry, Kentucky 10 $ 1,730,000 $ 173,000 $ 83,000
York, Maine 10 $ 2,780,000 $ 278,000 $ 116,000
Freeborn, Minnesota 10 $ 1,340,000 $ 134,000 $ 55,000
Sibley, Minnesota 10 $ 1,780,000 $ 178,000 $ 66,000
Wabasha, Minnesota 10 $ 2,190,000 $ 219,000 $ 70,000
Deschutes, Oregon 10 $ 4,860,000 $ 486,000 $ 217,000
Dorchester, South Carolina 10 $ 2,280,000 $ 228,000 $ 83,000
Anderson, Tennessee 10 $ 2,090,000 $ 209,000 $ 76,000
Hamblen, Tennessee 10 $ 1,400,000 $ 140,000 $ 43,000
Morgan, Colorado 9 $ 2,505,000 $ 278,333 $ 98,000
Bay, Florida 9 $ 2,375,000 $ 263,888 $ 162,000
Indian River, Florida 9 $ 2,315,000 $ 257,222 $ 91,000
St. Johns, Florida 9 $ 2,965,000 $ 329,444 $ 134,000
Gilmer, Georgia 9 $ 3,075,000 $ 341,666 $ 100,000
Kootenai, Idaho 9 $ 3,705,000 $ 411,666 $ 126,000
Kankakee, Illinois 9 $ 1,565,000 $ 173,888 $ 75,000
Lake, Indiana 9 $ 1,985,000 $ 220,555 $ 86,000
Carlton, Minnesota 9 $ 2,035,000 $ 226,111 $ 96,000
Kanabec, Minnesota 9 $ 2,175,000 $ 241,666 $ 84,000
Mower, Minnesota 9 $ 1,145,000 $ 127,222 $ 54,000
Douglas, Nevada 9 $ 5,455,000 $ 606,111 $ 235,000
Providence, Rhode Island 9 $ 2,555,000 $ 283,888 $ 67,000
Aiken, South Carolina 9 $ 1,705,000 $ 189,444 $ 109,000
Loudon, Tennessee 9 $ 1,565,000 $ 173,888 $ 46,000
Weber, Utah 9 $ 2,525,000 $ 280,555 $ 105,000
Walla Walla, Washington 9 $ 2,865,000 $ 318,333 $ 112,000
Johnson, Wyoming 9 $ 2,395,000 $ 266,111 $ 61,000
Yolo, California 8 $ 3,130,000 $ 391,250 $ 194,000
Archuleta, Colorado 8 $ 2,210,000 $ 276,250 $ 83,000
Chaffee, Colorado 8 $ 2,520,000 $ 315,000 $ 145,000
Hinsdale, Colorado 8 $ 2,260,000 $ 282,500 $ 219,000
Alachua, Florida 8 $ 1,420,000 $ 177,500 $ 144,000
Carroll, Georgia 8 $ 2,180,000 $ 272,500 $ 91,000
Chatham, Georgia 8 $ 3,850,000 $ 481,250 $ 298,000
Jackson, Georgia 8 $ 2,360,000 $ 295,000 $ 113,000
Polk, Georgia 8 $ 1,370,000 $ 171,250 $ 50,000
Spalding, Georgia 8 $ 1,900,000 $ 237,500 $ 150,000
Aitkin, Minnesota 8 $ 1,910,000 $ 238,750 $ 111,000
Meeker, Minnesota 8 $ 1,430,000 $ 178,750 $ 87,000
Jackson, Missouri 8 $ 1,820,000 $ 227,500 $ 92,000
Lewis and Clark, Montana 8 $ 2,890,000 $ 361,250 $ 169,000
Logan, Oklahoma 8 $ 2,470,000 $ 308,750 $ 177,000
Horry, South Carolina 8 $ 1,860,000 $ 232,500 $ 97,000
Cocke, Tennessee 8 $ 1,430,000 $ 178,750 $ 65,000
Sumner, Tennessee 8 $ 2,370,000 $ 296,250 $ 241,000
Ferry, Washington 8 $ 1,680,000 $ 210,000 $ 74,000
Waukesha, Wisconsin 8 $ 2,220,000 $ 277,500 $ 90,000
Butte, California 7 $ 1,915,000 $ 273,571 $ 93,000
Lake, California 7 $ 1,675,000 $ 239,285 $ 121,000
Napa, California 7 $ 2,995,000 $ 427,857 $ 190,000
Tuolumne, California 7 $ 2,075,000 $ 296,428 $ 180,000
Yuba, California 7 $ 2,655,000 $ 379,285 $ 128,000
Broomfield, Colorado 7 $ 2,945,000 $ 420,714 $ 167,000
Fremont, Colorado 7 $ 2,085,000 $ 297,857 $ 106,000
Idaho, Idaho 7 $ 1,385,000 $ 197,857 $ 47,000
Franklin, Kentucky 7 $ 1,125,000 $ 160,714 $ 65,000
Hampshire, Massachusetts 7 $ 1,575,000 $ 225,000 $ 147,000
Blue Earth, Minnesota 7 $ 1,465,000 $ 209,285 $ 65,000
Gallatin, Montana 7 $ 2,415,000 $ 345,000 $ 145,000
Rutherford, North Carolina 7 $ 1,705,000 $ 243,571 $ 84,000
Greenville, South Carolina 7 $ 1,895,000 $ 270,714 $ 109,000
Orangeburg, South Carolina 7 $ 975,000 $ 139,285 $ 39,000
Maury, Tennessee 7 $ 2,305,000 $ 329,285 $ 103,000
Rutherford, Tennessee 7 $ 1,885,000 $ 269,285 $ 95,000
Kane, Utah 7 $ 1,985,000 $ 283,571 $ 93,000
San Juan, Utah 7 $ 2,665,000 $ 380,714 $ 150,000
Franklin, Washington 7 $ 2,215,000 $ 316,428 $ 129,000
Jefferson, Washington 7 $ 1,815,000 $ 259,285 $ 98,000
Stevens, Washington 7 $ 2,175,000 $ 310,714 $ 86,000
Laramie, Wyoming 7 $ 2,135,000 $ 305,000 $ 80,000
Clear Creek, Colorado 6 $ 2,300,000 $ 383,333 $ 177,000
Elbert, Colorado 6 $ 2,650,000 $ 441,666 $ 127,000
Huerfano, Colorado 6 $ 2,170,000 $ 361,666 $ 124,000
Park, Colorado 6 $ 1,950,000 $ 325,000 $ 108,000
Marion, Florida 6 $ 1,070,000 $ 178,333 $ 45,000
Seminole, Florida 6 $ 2,020,000 $ 336,666 $ 123,000
Bibb, Georgia 6 $ 900,000 $ 150,000 $ 57,000
Camden, Georgia 6 $ 1,160,000 $ 193,333 $ 45,000
Gordon, Georgia 6 $ 1,330,000 $ 221,666 $ 97,000
LaSalle, Illinois 6 $ 920,000 $ 153,333 $ 76,000
Franklin, Kansas 6 $ 1,810,000 $ 301,666 $ 113,000
Wyandotte, Kansas 6 $ 1,250,000 $ 208,333 $ 86,000
Meade, Kentucky 6 $ 870,000 $ 145,000 $ 62,000
Cass, Minnesota 6 $ 1,860,000 $ 310,000 $ 190,000
Itasca, Minnesota 6 $ 1,610,000 $ 268,333 $ 134,000
Pope, Minnesota 6 $ 1,790,000 $ 298,333 $ 156,000
Todd, Minnesota 6 $ 1,160,000 $ 193,333 $ 66,000
Ravalli, Montana 6 $ 2,080,000 $ 346,666 $ 113,000
Belknap, New Hampshire 6 $ 1,910,000 $ 318,333 $ 120,000
Cabarrus, North Carolina 6 $ 1,610,000 $ 268,333 $ 157,000
Gaston, North Carolina 6 $ 1,290,000 $ 215,000 $ 61,000
Lane, Oregon 6 $ 1,760,000 $ 293,333 $ 96,000
Yamhill, Oregon 6 $ 1,910,000 $ 318,333 $ 91,000
Spartanburg, South Carolina 6 $ 1,500,000 $ 250,000 $ 70,000
Bexar, Texas 6 $ 1,400,000 $ 233,333 $ 150,000
Cache, Utah 6 $ 1,520,000 $ 253,333 $ 136,000
Carbon, Utah 6 $ 1,140,000 $ 190,000 $ 70,000
Uintah, Utah 6 $ 780,000 $ 130,000 $ 59,000
Clallam, Washington 6 $ 1,630,000 $ 271,666 $ 103,000
Okanogan, Washington 6 $ 1,240,000 $ 206,666 $ 74,000
Lee, Alabama 5 $ 1,825,000 $ 365,000 $ 151,000
Imperial, California 5 $ 1,025,000 $ 205,000 $ 138,000
Shasta, California 5 $ 1,285,000 $ 257,000 $ 117,000
San Miguel, Colorado 5 $ 1,775,000 $ 355,000 $ 131,000
Martin, Florida 5 $ 2,575,000 $ 515,000 $ 175,000
Polk, Florida 5 $ 935,000 $ 187,000 $ 74,000
Clarke, Georgia 5 $ 895,000 $ 179,000 $ 156,000
Liberty, Georgia 5 $ 855,000 $ 171,000 $ 57,000
Lowndes, Georgia 5 $ 985,000 $ 197,000 $ 47,000
Towns, Georgia 5 $ 1,525,000 $ 305,000 $ 130,000
Hawaii, Hawaii 5 $ 2,785,000 $ 557,000 $ 162,000
Latah, Idaho 5 $ 925,000 $ 185,000 $ 94,000
Twin Falls, Idaho 5 $ 2,545,000 $ 509,000 $ 283,000
Hamilton, Indiana 5 $ 1,535,000 $ 307,000 $ 122,000
Barren, Kentucky 5 $ 655,000 $ 131,000 $ 60,000
Grayson, Kentucky 5 $ 1,335,000 $ 267,000 $ 136,000
Lake, Minnesota 5 $ 755,000 $ 151,000 $ 39,000
Waseca, Minnesota 5 $ 905,000 $ 181,000 $ 86,000
Sanders, Montana 5 $ 1,435,000 $ 287,000 $ 73,000
Elko, Nevada 5 $ 1,215,000 $ 243,000 $ 132,000
Dona Ana, New Mexico 5 $ 1,015,000 $ 203,000 $ 82,000
Catawba, North Carolina 5 $ 1,215,000 $ 243,000 $ 68,000
McDowell, North Carolina 5 $ 985,000 $ 197,000 $ 131,000
Polk, North Carolina 5 $ 875,000 $ 175,000 $ 61,000
Union, North Carolina 5 $ 1,535,000 $ 307,000 $ 98,000
Coos, Oregon 5 $ 1,165,000 $ 233,000 $ 83,000
Lincoln, Oregon 5 $ 1,895,000 $ 379,000 $ 153,000
Linn, Oregon 5 $ 1,395,000 $ 279,000 $ 63,000
McMinn, Tennessee 5 $ 1,135,000 $ 227,000 $ 61,000
Monroe, Tennessee 5 $ 845,000 $ 169,000 $ 38,000
Grayson, Texas 5 $ 1,015,000 $ 203,000 $ 142,000
Wasatch, Utah 5 $ 3,785,000 $ 757,000 $ 503,000
Whitman, Washington 5 $ 1,235,000 $ 247,000 $ 68,000
Walworth, Wisconsin 5 $ 2,345,000 $ 469,000 $ 364,000
Natrona, Wyoming 5 $ 1,455,000 $ 291,000 $ 93,000
Macon, Alabama 4 $ 630,000 $ 157,500 $ 59,000
Kings, California 4 $ 1,140,000 $ 285,000 $ 98,000
Lassen, California 4 $ 660,000 $ 165,000 $ 77,000
DeSoto, Florida 4 $ 690,000 $ 172,500 $ 134,000
Hendry, Florida 4 $ 1,020,000 $ 255,000 $ 64,000
Lake, Florida 4 $ 1,150,000 $ 287,500 $ 148,000
Santa Rosa, Florida 4 $ 1,050,000 $ 262,500 $ 111,000
Dawson, Georgia 4 $ 1,370,000 $ 342,500 $ 99,000
McIntosh, Georgia 4 $ 820,000 $ 205,000 $ 69,000
Richmond, Georgia 4 $ 490,000 $ 122,500 $ 73,000
Wayne, Georgia 4 $ 1,420,000 $ 355,000 $ 104,000
Bonneville, Idaho 4 $ 990,000 $ 247,500 $ 108,000
Clearwater, Idaho 4 $ 1,170,000 $ 292,500 $ 186,000
Elmore, Idaho 4 $ 1,400,000 $ 350,000 $ 99,000
Winnebago, Illinois 4 $ 830,000 $ 207,500 $ 57,000
Harrison, Indiana 4 $ 700,000 $ 175,000 $ 62,000
Atchison, Kansas 4 $ 580,000 $ 145,000 $ 56,000
Sedgwick, Kansas 4 $ 1,080,000 $ 270,000 $ 227,000
Anderson, Kentucky 4 $ 980,000 $ 245,000 $ 82,000
Warren, Kentucky 4 $ 1,020,000 $ 255,000 $ 98,000
St. Tammany, Louisiana 4 $ 600,000 $ 150,000 $ 84,000
Cumberland, Maine 4 $ 990,000 $ 247,500 $ 78,000
Douglas, Minnesota 4 $ 1,140,000 $ 285,000 $ 101,000
Kandiyohi, Minnesota 4 $ 770,000 $ 192,500 $ 52,000
Koochiching, Minnesota 4 $ 890,000 $ 222,500 $ 66,000
Morrison, Minnesota 4 $ 990,000 $ 247,500 $ 80,000
San Juan, New Mexico 4 $ 790,000 $ 197,500 $ 70,000
Transylvania, North Carolina 4 $ 990,000 $ 247,500 $ 139,000
Ward, North Dakota 4 $ 1,120,000 $ 280,000 $ 135,000
Clatsop, Oregon 4 $ 1,090,000 $ 272,500 $ 152,000
Jackson, Oregon 4 $ 1,840,000 $ 460,000 $ 138,000
Greenwood, South Carolina 4 $ 1,000,000 $ 250,000 $ 78,000
Lancaster, South Carolina 4 $ 1,230,000 $ 307,500 $ 75,000
Newberry, South Carolina 4 $ 710,000 $ 177,500 $ 106,000
Custer, South Dakota 4 $ 760,000 $ 190,000 $ 79,000
Fall River, South Dakota 4 $ 940,000 $ 235,000 $ 75,000
Davidson, Tennessee 4 $ 1,150,000 $ 287,500 $ 61,000
Grainger, Tennessee 4 $ 670,000 $ 167,500 $ 69,000
Hamilton, Tennessee 4 $ 1,440,000 $ 360,000 $ 111,000
Lewis, Tennessee 4 $ 1,240,000 $ 310,000 $ 128,000
Union, Tennessee 4 $ 710,000 $ 177,500 $ 64,000
Austin, Texas 4 $ 1,060,000 $ 265,000 $ 98,000
Brazos, Texas 4 $ 2,330,000 $ 582,500 $ 198,000
Garfield, Utah 4 $ 1,200,000 $ 300,000 $ 88,000
Dane, Wisconsin 4 $ 960,000 $ 240,000 $ 66,000
Dunn, Wisconsin 4 $ 880,000 $ 220,000 $ 244,000
Milwaukee, Wisconsin 4 $ 1,420,000 $ 355,000 $ 271,000
Pepin, Wisconsin 4 $ 780,000 $ 195,000 $ 121,000
Racine, Wisconsin 4 $ 730,000 $ 182,500 $ 127,000
Sawyer, Wisconsin 4 $ 970,000 $ 242,500 $ 101,000
Baldwin, Alabama 3 $ 445,000 $ 148,333 $ 46,000
Jefferson, Alabama 3 $ 725,000 $ 241,666 $ 108,000
Apache, Arizona 3 $ 525,000 $ 175,000 $ 46,000
Santa Cruz, Arizona 3 $ 875,000 $ 291,666 $ 124,000
Yuma, Arizona 3 $ 625,000 $ 208,333 $ 89,000
Alpine, California 3 $ 865,000 $ 288,333 $ 201,000
San Benito, California 3 $ 1,205,000 $ 401,666 $ 94,000
Saguache, Colorado 3 $ 735,000 $ 245,000 $ 104,000
Escambia, Florida 3 $ 555,000 $ 185,000 $ 137,000
Hernando, Florida 3 $ 595,000 $ 198,333 $ 62,000
Okaloosa, Florida 3 $ 905,000 $ 301,666 $ 185,000
Sumter, Florida 3 $ 685,000 $ 228,333 $ 68,000
Bryan, Georgia 3 $ 835,000 $ 278,333 $ 137,000
Colquitt, Georgia 3 $ 395,000 $ 131,666 $ 97,000
Haralson, Georgia 3 $ 345,000 $ 115,000 $ 77,000
Jones, Georgia 3 $ 555,000 $ 185,000 $ 54,000
Lumpkin, Georgia 3 $ 475,000 $ 158,333 $ 87,000
Oconee, Georgia 3 $ 1,035,000 $ 345,000 $ 253,000
Ware, Georgia 3 $ 315,000 $ 105,000 $ 27,000
Benewah, Idaho 3 $ 825,000 $ 275,000 $ 110,000
Bonner, Idaho 3 $ 1,255,000 $ 418,333 $ 175,000
Payette, Idaho 3 $ 955,000 $ 318,333 $ 119,000
Valley, Idaho 3 $ 875,000 $ 291,666 $ 107,000
Jefferson, Indiana 3 $ 485,000 $ 161,666 $ 78,000
Porter, Indiana 3 $ 605,000 $ 201,666 $ 71,000
Leavenworth, Kansas 3 $ 615,000 $ 205,000 $ 65,000
Mercer, Kentucky 3 $ 325,000 $ 108,333 $ 63,000
Dukes, Massachusetts 3 $ 1,115,000 $ 371,666 $ 187,000
Kent, Michigan 3 $ 1,435,000 $ 478,333 $ 114,000
Hubbard, Minnesota 3 $ 695,000 $ 231,666 $ 64,000
Polk, Minnesota 3 $ 555,000 $ 185,000 $ 56,000
Wadena, Minnesota 3 $ 345,000 $ 115,000 $ 228,000
Winona, Minnesota 3 $ 565,000 $ 188,333 $ 74,000
Cass, Missouri 3 $ 825,000 $ 275,000 $ 97,000
Clay, Missouri 3 $ 745,000 $ 248,333 $ 74,000
Yellowstone, Montana 3 $ 845,000 $ 281,666 $ 143,000
Churchill, Nevada 3 $ 535,000 $ 178,333 $ 75,000
Carroll, New Hampshire 3 $ 415,000 $ 138,333 $ 94,000
Page:

Mortgage Loan Application Detail Totals for Bay Equity LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,796 $5,863,330,000 $349,000 $5,205,000 $116,000 $9,572,000
Refinancing 8,940 $2,899,260,000 $324,000 $3,005,000 $123,000 $3,035,000
Cash-out Refinancing 6,808 $2,228,500,000 $327,000 $3,005,000 $118,000 $2,168,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,342 $7,085,440,000 $331,000 $5,005,000 $120,000 $3,875,000
Not Provided 4,213 $1,613,565,000 $382,000 $5,205,000 $142,000 $9,572,000
Hispanic 3,705 $1,175,725,000 $317,000 $2,525,000 $92,000 $932,000
Black or African American 1,711 $496,905,000 $290,000 $1,175,000 $90,000 $907,000
Asian 1,139 $464,125,000 $407,000 $3,005,000 $135,000 $735,000
American Indian or Alaskan Native 207 $63,655,000 $307,000 $2,085,000 $101,000 $503,000
Native Hawaiian or Other Pacific Islander 80 $29,990,000 $374,000 $865,000 $104,000 $294,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,415 $8,765,345,000 $344,000 $5,205,000 $128,000 $9,572,000
FHA-insured (Federal Housing Administration) 4,631 $1,304,105,000 $281,000 $1,095,000 $74,000 $5,597,000
VA-guaranteed (Veterans Administration) 2,065 $822,755,000 $398,000 $3,015,000 $101,000 $635,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 433 $98,885,000 $228,000 $755,000 $62,000 $296,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,976 $8,300,450,000 $332,000 $5,005,000 $116,000 $3,875,000
File Closed For Incompleteness 3,954 $1,406,640,000 $355,000 $5,205,000 $135,000 $9,572,000
Application Denied By Financial Institution 1,747 $623,715,000 $357,000 $3,005,000 $119,000 $1,724,000
Application Withdrawn By Applicant 1,437 $479,695,000 $333,000 $2,625,000 $115,000 $3,196,000
Application Approved But Not Accepted 172 $56,040,000 $325,000 $1,645,000 $128,000 $635,000
Preapproval Approved but not Accepted 169 $82,155,000 $486,000 $1,705,000 $118,000 $735,000
Preapproval Denied by Financial Institution 89 $42,395,000 $476,000 $1,575,000 $110,000 $554,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 30,708 $10,324,980,000 $336,000 $5,205,000 $118,000 $9,572,000
Debt-To-Income Ratio 771 $316,525,000 $410,000 $3,005,000 $122,000 $1,724,000
Collateral 554 $168,240,000 $303,000 $1,235,000 $112,000 $1,644,000
Credit History 212 $71,040,000 $335,000 $1,265,000 $116,000 $992,000
Insufficient Cash (Downpayment, Closing Cost) 150 $54,610,000 $364,000 $2,505,000 $120,000 $675,000
Employment History 138 $51,740,000 $374,000 $1,895,000 $130,000 $802,000
Other 9 $2,495,000 $277,000 $805,000 $97,000 $262,000
Unverifiable Information 2 $1,460,000 $730,000 $905,000 $205,000 $272,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List