Benchmark Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Benchmark Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Bank 461 Beecher Road Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,624 |
| Total Mortgage Loan Application Amount | $389,466,000 |
| Average Mortgage Loan Application Amount | $230,666 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $1,587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Benchmark Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Benchmark Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 222 | $ 50,429,000 | $ 227,000 | $ 95,000 |
| Delaware County Ohio | 62 | $ 17,869,000 | $ 288,000 | $ 126,000 |
| Licking County Ohio | 33 | $ 5,982,000 | $ 181,000 | $ 78,000 |
| Nassau County New York | 25 | $ 9,128,000 | $ 365,000 | $ 142,000 |
| Hamilton County Ohio | 25 | $ 3,866,000 | $ 154,000 | $ 78,000 |
| Queens County New York | 20 | $ 8,110,000 | $ 405,000 | $ 98,000 |
| Cook County Illinois | 19 | $ 4,061,000 | $ 213,000 | $ 81,000 |
| Suffolk County New York | 19 | $ 5,775,000 | $ 303,000 | $ 115,000 |
| Prince George's County Maryland | 18 | $ 4,936,000 | $ 274,000 | $ 108,000 |
| Kenton County Kentucky | 17 | $ 1,824,000 | $ 107,000 | $ 55,000 |
| Allen County Ohio | 16 | $ 2,006,000 | $ 125,000 | $ 62,000 |
| Clermont County Ohio | 15 | $ 2,824,000 | $ 188,000 | $ 94,000 |
| Boone County Kentucky | 14 | $ 2,975,000 | $ 212,000 | $ 91,000 |
| Westchester County New York | 14 | $ 4,455,000 | $ 318,000 | $ 132,000 |
| Fairfield County Ohio | 14 | $ 2,553,000 | $ 182,000 | $ 111,000 |
| Montgomery County Ohio | 14 | $ 1,930,000 | $ 137,000 | $ 110,000 |
| Miami-Dade County Florida | 13 | $ 3,809,000 | $ 293,000 | $ 122,000 |
| Richmond County New York | 13 | $ 4,196,000 | $ 322,000 | $ 97,000 |
| Kane County Illinois | 12 | $ 2,434,000 | $ 202,000 | $ 63,000 |
| Norfolk County Massachusetts | 12 | $ 3,398,000 | $ 283,000 | $ 112,000 |
| Union County Ohio | 12 | $ 2,385,000 | $ 198,000 | $ 64,000 |
| Broward County Florida | 11 | $ 2,574,000 | $ 234,000 | $ 128,000 |
| Pinellas County Florida | 10 | $ 2,102,000 | $ 210,000 | $ 73,000 |
| DuPage County Illinois | 10 | $ 2,127,000 | $ 212,000 | $ 79,000 |
| Baltimore County Maryland | 10 | $ 2,540,000 | $ 254,000 | $ 86,000 |
| Rockingham County New Hampshire | 10 | $ 2,724,000 | $ 272,000 | $ 116,000 |
| Bronx County New York | 10 | $ 4,009,000 | $ 400,000 | $ 95,000 |
| Erie County New York | 10 | $ 2,370,000 | $ 237,000 | $ 111,000 |
| Kings County New York | 10 | $ 4,537,000 | $ 453,000 | $ 92,000 |
| New Haven County Connecticut | 9 | $ 2,083,000 | $ 231,000 | $ 74,000 |
| Palm Beach County Florida | 9 | $ 2,331,000 | $ 259,000 | $ 75,000 |
| Will County Illinois | 9 | $ 2,626,000 | $ 291,000 | $ 132,000 |
| Campbell County Kentucky | 9 | $ 1,102,000 | $ 122,000 | $ 63,000 |
| Baltimore City County Maryland | 9 | $ 1,727,000 | $ 191,000 | $ 88,000 |
| Barnstable County Massachusetts | 9 | $ 2,636,000 | $ 292,000 | $ 138,000 |
| Bristol County Massachusetts | 9 | $ 2,001,000 | $ 222,000 | $ 99,000 |
| Plymouth County Massachusetts | 9 | $ 2,451,000 | $ 272,000 | $ 103,000 |
| Butler County Ohio | 9 | $ 1,691,000 | $ 187,000 | $ 85,000 |
| Hillsborough County Florida | 8 | $ 1,973,000 | $ 246,000 | $ 99,000 |
| Lee County Florida | 8 | $ 1,732,000 | $ 216,000 | $ 72,000 |
| Hamilton County Indiana | 8 | $ 1,888,000 | $ 236,000 | $ 275,000 |
| Frederick County Maryland | 8 | $ 1,826,000 | $ 228,000 | $ 103,000 |
| Charleston County South Carolina | 8 | $ 2,451,000 | $ 306,000 | $ 118,000 |
| New Castle County Delaware | 7 | $ 1,517,000 | $ 216,000 | $ 77,000 |
| Fulton County Georgia | 7 | $ 1,951,000 | $ 278,000 | $ 117,000 |
| Montgomery County Maryland | 7 | $ 2,126,000 | $ 303,000 | $ 93,000 |
| Cuyahoga County Ohio | 7 | $ 1,648,000 | $ 235,000 | $ 118,000 |
| Warren County Ohio | 7 | $ 1,559,000 | $ 222,000 | $ 156,000 |
| Monroe County Pennsylvania | 7 | $ 642,000 | $ 91,000 | $ 92,000 |
| Jefferson County West Virginia | 7 | $ 2,053,000 | $ 293,000 | $ 124,000 |
| Fairfield County Connecticut | 6 | $ 1,517,000 | $ 252,000 | $ 52,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,718,000 | $ 286,000 | $ 74,000 |
| Duval County Florida | 6 | $ 1,746,000 | $ 291,000 | $ 92,000 |
| Manatee County Florida | 6 | $ 1,667,000 | $ 277,000 | $ 50,000 |
| Sarasota County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 68,000 |
| Anne Arundel County Maryland | 6 | $ 1,896,000 | $ 316,000 | $ 119,000 |
| Middlesex County Massachusetts | 6 | $ 1,536,000 | $ 256,000 | $ 107,000 |
| Suffolk County Massachusetts | 6 | $ 1,733,000 | $ 288,000 | $ 45,000 |
| Monmouth County New Jersey | 6 | $ 2,178,000 | $ 363,000 | $ 83,000 |
| Pickaway County Ohio | 6 | $ 860,000 | $ 143,000 | $ 46,000 |
| Nassau County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 70,000 |
| Orange County Florida | 5 | $ 1,220,000 | $ 244,000 | $ 88,000 |
| Seminole County Florida | 5 | $ 1,119,000 | $ 223,000 | $ 180,000 |
| Cherokee County Georgia | 5 | $ 941,000 | $ 188,000 | $ 97,000 |
| Dearborn County Indiana | 5 | $ 692,000 | $ 138,000 | $ 78,000 |
| Carroll County Maryland | 5 | $ 1,384,000 | $ 276,000 | $ 122,000 |
| Oakland County Michigan | 5 | $ 1,239,000 | $ 247,000 | $ 104,000 |
| Hillsborough County New Hampshire | 5 | $ 1,333,000 | $ 266,000 | $ 81,000 |
| Ocean County New Jersey | 5 | $ 1,358,000 | $ 271,000 | $ 110,000 |
| Rockland County New York | 5 | $ 1,512,000 | $ 302,000 | $ 118,000 |
| Wake County North Carolina | 5 | $ 1,187,000 | $ 237,000 | $ 97,000 |
| Morrow County Ohio | 5 | $ 781,000 | $ 156,000 | $ 61,000 |
| Greenville County South Carolina | 5 | $ 953,000 | $ 190,000 | $ 62,000 |
| York County South Carolina | 5 | $ 1,250,000 | $ 250,000 | $ 71,000 |
| Hartford County Connecticut | 4 | $ 1,004,000 | $ 251,000 | $ 95,000 |
| Tolland County Connecticut | 4 | $ 971,000 | $ 242,000 | $ 74,000 |
| Brevard County Florida | 4 | $ 826,000 | $ 206,000 | $ 103,000 |
| Collier County Florida | 4 | $ 1,369,000 | $ 342,000 | $ 101,000 |
| Pasco County Florida | 4 | $ 1,118,000 | $ 279,000 | $ 85,000 |
| Polk County Florida | 4 | $ 786,000 | $ 196,000 | $ 83,000 |
| Santa Rosa County Florida | 4 | $ 818,000 | $ 204,000 | $ 73,000 |
| Forsyth County Georgia | 4 | $ 1,154,000 | $ 288,000 | $ 93,000 |
| Gwinnett County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 93,000 |
| St. Mary's County Maryland | 4 | $ 865,000 | $ 216,000 | $ 97,000 |
| Essex County Massachusetts | 4 | $ 1,227,000 | $ 306,000 | $ 179,000 |
| Worcester County Massachusetts | 4 | $ 818,000 | $ 204,000 | $ 171,000 |
| Hudson County New Jersey | 4 | $ 1,424,000 | $ 356,000 | $ 146,000 |
| Union County New Jersey | 4 | $ 1,467,000 | $ 366,000 | $ 118,000 |
| Dutchess County New York | 4 | $ 1,090,000 | $ 272,000 | $ 106,000 |
| Monroe County New York | 4 | $ 934,000 | $ 233,000 | $ 111,000 |
| Durham County North Carolina | 4 | $ 893,000 | $ 223,000 | $ 76,000 |
| Greene County Ohio | 4 | $ 777,000 | $ 194,000 | $ 124,000 |
| Knox County Ohio | 4 | $ 821,000 | $ 205,000 | $ 77,000 |
| Wood County Ohio | 4 | $ 1,081,000 | $ 270,000 | $ 115,000 |
| Bucks County Pennsylvania | 4 | $ 1,142,000 | $ 285,000 | $ 115,000 |
| Chester County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 70,000 |
| Blount County Tennessee | 4 | $ 972,000 | $ 243,000 | $ 63,000 |
| Shelby County Tennessee | 4 | $ 963,000 | $ 240,000 | $ 63,000 |
| Fairfax County Virginia | 4 | $ 1,580,000 | $ 395,000 | $ 108,000 |
| Prince William County Virginia | 4 | $ 1,264,000 | $ 316,000 | $ 107,000 |
| Stafford County Virginia | 4 | $ 1,297,000 | $ 324,000 | $ 56,000 |
| Berkeley County West Virginia | 4 | $ 773,000 | $ 193,000 | $ 76,000 |
| New London County Connecticut | 3 | $ 621,000 | $ 207,000 | $ 103,000 |
| Kent County Delaware | 3 | $ 638,000 | $ 212,000 | $ 39,000 |
| Charlotte County Florida | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
| Cobb County Georgia | 3 | $ 719,000 | $ 239,000 | $ 51,000 |
| Effingham County Georgia | 3 | $ 876,000 | $ 292,000 | $ 95,000 |
| Paulding County Georgia | 3 | $ 753,000 | $ 251,000 | $ 83,000 |
| Lake County Illinois | 3 | $ 908,000 | $ 302,000 | $ 105,000 |
| Porter County Indiana | 3 | $ 606,000 | $ 202,000 | $ 121,000 |
| Hardin County Kentucky | 3 | $ 653,000 | $ 217,000 | $ 80,000 |
| Cecil County Maryland | 3 | $ 809,000 | $ 269,000 | $ 74,000 |
| Harford County Maryland | 3 | $ 1,024,000 | $ 341,000 | $ 205,000 |
| Howard County Maryland | 3 | $ 1,002,000 | $ 334,000 | $ 120,000 |
| Cheshire County New Hampshire | 3 | $ 793,000 | $ 264,000 | $ 112,000 |
| Merrimack County New Hampshire | 3 | $ 612,000 | $ 204,000 | $ 56,000 |
| Camden County New Jersey | 3 | $ 515,000 | $ 171,000 | $ 82,000 |
| Essex County New Jersey | 3 | $ 1,017,000 | $ 339,000 | $ 67,000 |
| Morris County New Jersey | 3 | $ 1,219,000 | $ 406,000 | $ 147,000 |
| Onondaga County New York | 3 | $ 667,000 | $ 222,000 | $ 73,000 |
| Putnam County New York | 3 | $ 1,159,000 | $ 386,000 | $ 131,000 |
| Saratoga County New York | 3 | $ 653,000 | $ 217,000 | $ 140,000 |
| Ulster County New York | 3 | $ 688,000 | $ 229,000 | $ 116,000 |
| Currituck County North Carolina | 3 | $ 762,000 | $ 254,000 | $ 47,000 |
| Champaign County Ohio | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
| Logan County Ohio | 3 | $ 324,000 | $ 108,000 | $ 70,000 |
| Madison County Ohio | 3 | $ 763,000 | $ 254,000 | $ 97,000 |
| Miami County Ohio | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
| Allegheny County Pennsylvania | 3 | $ 624,000 | $ 208,000 | $ 85,000 |
| Montgomery County Pennsylvania | 3 | $ 721,000 | $ 240,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 3 | $ 699,000 | $ 233,000 | $ 135,000 |
| Washington County Rhode Island | 3 | $ 650,000 | $ 216,000 | $ 57,000 |
| Aiken County South Carolina | 3 | $ 701,000 | $ 233,000 | $ 97,000 |
| Berkeley County South Carolina | 3 | $ 569,000 | $ 189,000 | $ 42,000 |
| Horry County South Carolina | 3 | $ 561,000 | $ 187,000 | $ 111,000 |
| Lexington County South Carolina | 3 | $ 568,000 | $ 189,000 | $ 75,000 |
| Davidson County Tennessee | 3 | $ 887,000 | $ 295,000 | $ 228,000 |
| Hamilton County Tennessee | 3 | $ 847,000 | $ 282,000 | $ 113,000 |
| Montgomery County Tennessee | 3 | $ 596,000 | $ 198,000 | $ 47,000 |
| Sumner County Tennessee | 3 | $ 946,000 | $ 315,000 | $ 78,000 |
| Williamson County Tennessee | 3 | $ 1,108,000 | $ 369,000 | $ 170,000 |
| Chesapeake County Virginia | 3 | $ 1,031,000 | $ 343,000 | $ 84,000 |
| Chesterfield County Virginia | 3 | $ 817,000 | $ 272,000 | $ 152,000 |
| Virginia Beach County Virginia | 3 | $ 650,000 | $ 216,000 | $ 88,000 |
| Marion County West Virginia | 3 | $ 716,000 | $ 238,000 | $ 88,000 |
| Madison County Alabama | 2 | $ 609,000 | $ 304,000 | $ 116,000 |
| Mobile County Alabama | 2 | $ 577,000 | $ 288,000 | $ 89,000 |
| Montgomery County Alabama | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Shelby County Alabama | 2 | $ 604,000 | $ 302,000 | $ 88,000 |
| Maricopa County Arizona | 2 | $ 468,000 | $ 234,000 | $ 107,000 |
| Sharp County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Los Angeles County California | 2 | $ 647,000 | $ 323,000 | $ 100,000 |
| Adams County Colorado | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Middlesex County Connecticut | 2 | $ 183,000 | $ 91,000 | $ 77,000 |
| Sussex County Delaware | 2 | $ 535,000 | $ 267,000 | $ 71,000 |
| Clay County Florida | 2 | $ 522,000 | $ 261,000 | $ 124,000 |
| Hernando County Florida | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Osceola County Florida | 2 | $ 626,000 | $ 313,000 | $ 70,000 |
| St. Johns County Florida | 2 | $ 574,000 | $ 287,000 | $ 176,000 |
| Bryan County Georgia | 2 | $ 695,000 | $ 347,000 | $ 84,000 |
| Coweta County Georgia | 2 | $ 369,000 | $ 184,000 | $ 79,000 |
| Elbert County Georgia | 2 | $ 471,000 | $ 235,000 | $ 57,000 |
| Fayette County Georgia | 2 | $ 816,000 | $ 408,000 | $ 148,000 |
| Kendall County Illinois | 2 | $ 528,000 | $ 264,000 | $ 88,000 |
| Elkhart County Indiana | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Franklin County Indiana | 2 | $ 277,000 | $ 138,000 | $ 70,000 |
| Marion County Indiana | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Jefferson County Kentucky | 2 | $ 466,000 | $ 233,000 | $ 107,000 |
| Oldham County Kentucky | 2 | $ 551,000 | $ 275,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 2 | $ 656,000 | $ 328,000 | $ 101,000 |
| St. Tammany County Louisiana | 2 | $ 528,000 | $ 264,000 | $ 106,000 |
| Queen Anne's County Maryland | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Worcester County Maryland | 2 | $ 449,000 | $ 224,000 | $ 18,000 |
| Gogebic County Michigan | 2 | $ 438,000 | $ 219,000 | $ 40,000 |
| Strafford County New Hampshire | 2 | $ 383,000 | $ 191,000 | $ 96,000 |
| Bergen County New Jersey | 2 | $ 599,000 | $ 299,000 | $ 105,000 |
| Hunterdon County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 126,000 |
| Middlesex County New Jersey | 2 | $ 514,000 | $ 257,000 | $ 126,000 |
| Bernalillo County New Mexico | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
| Ontario County New York | 2 | $ 658,000 | $ 329,000 | $ 144,000 |
| Warren County New York | 2 | $ 441,000 | $ 220,000 | $ 61,000 |
| Pitt County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Geauga County Ohio | 2 | $ 472,000 | $ 236,000 | $ 37,000 |
| Hocking County Ohio | 2 | $ 322,000 | $ 161,000 | $ 48,000 |
| Lorain County Ohio | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Lucas County Ohio | 2 | $ 517,000 | $ 258,000 | $ 103,000 |
| Portage County Ohio | 2 | $ 304,000 | $ 152,000 | $ 63,000 |
| Summit County Ohio | 2 | $ 349,000 | $ 174,000 | $ 336,000 |
| Oklahoma County Oklahoma | 2 | $ 408,000 | $ 204,000 | $ 105,000 |
| Butler County Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 141,000 |
| Bristol County Rhode Island | 2 | $ 626,000 | $ 313,000 | $ 91,000 |
| Newport County Rhode Island | 2 | $ 511,000 | $ 255,000 | $ 66,000 |
| Providence County Rhode Island | 2 | $ 633,000 | $ 316,000 | $ 122,000 |
| Cumberland County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 156,000 |
| Monroe County Tennessee | 2 | $ 468,000 | $ 234,000 | $ 100,000 |
| Sullivan County Tennessee | 2 | $ 476,000 | $ 238,000 | $ 81,000 |
| Bexar County Texas | 2 | $ 265,000 | $ 132,000 | $ 75,000 |
| Collin County Texas | 2 | $ 598,000 | $ 299,000 | $ 30,000 |
| Harris County Texas | 2 | $ 474,000 | $ 237,000 | $ 73,000 |
| Tarrant County Texas | 2 | $ 253,000 | $ 126,000 | $ 65,000 |
| Washington County Vermont | 2 | $ 625,000 | $ 312,000 | $ 85,000 |
| Fauquier County Virginia | 2 | $ 581,000 | $ 290,000 | $ 75,000 |
| Hampton County Virginia | 2 | $ 518,000 | $ 259,000 | $ 99,000 |
| Loudoun County Virginia | 2 | $ 615,000 | $ 307,000 | $ 92,000 |
| Newport News County Virginia | 2 | $ 386,000 | $ 193,000 | $ 38,000 |
| Richmond City County Virginia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Spotsylvania County Virginia | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Westmoreland County Virginia | 2 | $ 414,000 | $ 207,000 | $ 76,000 |
| Pierce County Washington | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Boone County West Virginia | 2 | $ 653,000 | $ 326,000 | $ 87,000 |
| Kanawha County West Virginia | 2 | $ 461,000 | $ 230,000 | $ 65,000 |
| Nicholas County West Virginia | 2 | $ 745,000 | $ 372,000 | $ 84,000 |
| Baldwin County Alabama | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Coffee County Alabama | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Lee County Alabama | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Limestone County Alabama | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Morgan County Alabama | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| St. Clair County Alabama | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| Talladega County Alabama | 1 | $ 358,000 | $ 358,000 | $ 150,000 |
| Tuscaloosa County Alabama | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Alameda County California | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Amador County California | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Kern County California | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
| Lassen County California | 1 | $ 362,000 | $ 362,000 | $ 108,000 |
| Orange County California | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| San Bernardino County California | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| San Diego County California | 1 | $ 367,000 | $ 367,000 | $ 60,000 |
| San Joaquin County California | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
| San Luis Obispo County California | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Shasta County California | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Stanislaus County California | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Sutter County California | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Tuolumne County California | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Huerfano County Colorado | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Litchfield County Connecticut | 1 | $ 390,000 | $ 390,000 | $ 50,000 |
| Windham County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Bay County Florida | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Calhoun County Florida | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Flagler County Florida | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Leon County Florida | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Marion County Florida | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Martin County Florida | 1 | $ 230,000 | $ 230,000 | $ 113,000 |
| Monroe County Florida | 1 | $ 210,000 | $ 210,000 | $ 36,000 |
| Okaloosa County Florida | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
| Sumter County Florida | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Bartow County Georgia | 1 | $ 158,000 | $ 158,000 | $ 208,000 |
| Carroll County Georgia | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
| Chatham County Georgia | 1 | $ 362,000 | $ 362,000 | $ 69,000 |
| Gilmer County Georgia | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Glynn County Georgia | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Hall County Georgia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Hart County Georgia | 1 | $ 253,000 | $ 253,000 | $ 112,000 |
| Henry County Georgia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Houston County Georgia | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Muscogee County Georgia | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Richmond County Georgia | 1 | $ 383,000 | $ 383,000 | $ 157,000 |
| Towns County Georgia | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Kootenai County Idaho | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| DeKalb County Illinois | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
| Jo Daviess County Illinois | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Kankakee County Illinois | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Madison County Illinois | 1 | $ 256,000 | $ 256,000 | $ 60,000 |
| Peoria County Illinois | 1 | $ 286,000 | $ 286,000 | $ 250,000 |
| Sangamon County Illinois | 1 | $ 190,000 | $ 190,000 | $ 256,000 |
| St. Clair County Illinois | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
| Union County Illinois | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Whiteside County Illinois | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Williamson County Illinois | 1 | $ 57,000 | $ 57,000 | $ 97,000 |
| Allen County Indiana | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Boone County Indiana | 1 | $ 207,000 | $ 207,000 | $ 32,000 |
| Clark County Indiana | 1 | $ 228,000 | $ 228,000 | $ 33,000 |
| Hancock County Indiana | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Harrison County Indiana | 1 | $ 207,000 | $ 207,000 | $ 157,000 |
| Jefferson County Indiana | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Johnson County Indiana | 1 | $ 201,000 | $ 201,000 | $ 35,000 |
| Kosciusko County Indiana | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Lake County Indiana | 1 | $ 291,000 | $ 291,000 | $ 216,000 |
| Monroe County Indiana | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Ripley County Indiana | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Switzerland County Indiana | 1 | $ 211,000 | $ 211,000 | $ 176,000 |
| Tippecanoe County Indiana | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Vigo County Indiana | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Harrison County Iowa | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Johnson County Iowa | 1 | $ 362,000 | $ 362,000 | $ 235,000 |
| Polk County Iowa | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 282,000 | $ 282,000 | $ 190,000 |
| Geary County Kansas | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
| Johnson County Kansas | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Leavenworth County Kansas | 1 | $ 400,000 | $ 400,000 | $ 159,000 |
| Fayette County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Gallatin County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Grant County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Lawrence County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Madison County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| McCracken County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Acadia County Louisiana | 1 | $ 216,000 | $ 216,000 | $ 57,000 |
| Ascension County Louisiana | 1 | $ 183,000 | $ 183,000 | $ 98,000 |
| Calcasieu County Louisiana | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Livingston County Louisiana | 1 | $ 237,000 | $ 237,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 100,000 |
| Terrebonne County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Webster County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Penobscot County Maine | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Somerset County Maine | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Waldo County Maine | 1 | $ 218,000 | $ 218,000 | $ 43,000 |
| Calvert County Maryland | 1 | $ 440,000 | $ 440,000 | $ 72,000 |
| Washington County Maryland | 1 | $ 232,000 | $ 232,000 | $ 131,000 |
| Wicomico County Maryland | 1 | $ 232,000 | $ 232,000 | $ 47,000 |
| Berkshire County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 141,000 |
| Dukes County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Franklin County Massachusetts | 1 | $ 331,000 | $ 331,000 | $ 75,000 |
| Hampden County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Eaton County Michigan | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Mecosta County Michigan | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Saginaw County Michigan | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Wayne County Michigan | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Itasca County Minnesota | 1 | $ 488,000 | $ 488,000 | $ 112,000 |
| Kanabec County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Wabasha County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 93,000 |
| Washington County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 216,000 |
| Carroll County Mississippi | 1 | $ 219,000 | $ 219,000 | $ 78,000 |
| Madison County Mississippi | 1 | $ 700,000 | $ 700,000 | $ 500,000 |
| Pearl River County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 114,000 |
| Rankin County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Boone County Missouri | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Jackson County Missouri | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Polk County Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Pulaski County Missouri | 1 | $ 180,000 | $ 180,000 | $ 166,000 |
| St. Charles County Missouri | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
| Carson City County Nevada | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Clark County Nevada | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Douglas County Nevada | 1 | $ 189,000 | $ 189,000 | $ 32,000 |
| Washoe County Nevada | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Carroll County New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 88,000 |
| Coos County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Grafton County New Hampshire | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
| Atlantic County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Burlington County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Cape May County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Gloucester County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Mercer County New Jersey | 1 | $ 291,000 | $ 291,000 | $ 95,000 |
| Warren County New Jersey | 1 | $ 307,000 | $ 307,000 | $ 40,000 |
| Albany County New York | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Broome County New York | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Chenango County New York | 1 | $ 292,000 | $ 292,000 | $ 129,000 |
| Clinton County New York | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Columbia County New York | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| Madison County New York | 1 | $ 134,000 | $ 134,000 | $ 138,000 |
| Montgomery County New York | 1 | $ 287,000 | $ 287,000 | $ 300,000 |
| Oneida County New York | 1 | $ 194,000 | $ 194,000 | $ 49,000 |
| Rensselaer County New York | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Schenectady County New York | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Seneca County New York | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Sullivan County New York | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Tompkins County New York | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Avery County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 142,000 |
| Cabarrus County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
| Catawba County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Cherokee County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 54,000 |
| Cumberland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Davie County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Hoke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Johnston County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 25,000 |
| Moore County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
| Nash County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Rockingham County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 178,000 |
| Surry County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 156,000 |
| Wayne County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Morton County North Dakota | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Adams County Ohio | 1 | $ 270,000 | $ 270,000 | $ 156,000 |
| Auglaize County Ohio | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Brown County Ohio | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Clinton County Ohio | 1 | $ 66,000 | $ 66,000 | $ 106,000 |
| Coshocton County Ohio | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Crawford County Ohio | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Erie County Ohio | 1 | $ 74,000 | $ 74,000 | $ 92,000 |
| Fayette County Ohio | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Henry County Ohio | 1 | $ 81,000 | $ 81,000 | $ 105,000 |
| Lake County Ohio | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
| Marion County Ohio | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Medina County Ohio | 1 | $ 179,000 | $ 179,000 | $ 191,000 |
| Morgan County Ohio | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Putnam County Ohio | 1 | $ 113,000 | $ 113,000 | $ 80,000 |
| Richland County Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Ross County Ohio | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Scioto County Ohio | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Shelby County Ohio | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Stark County Ohio | 1 | $ 219,000 | $ 219,000 | $ 152,000 |
| Trumbull County Ohio | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Wayne County Ohio | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Comanche County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Josephine County Oregon | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Lane County Oregon | 1 | $ 320,000 | $ 320,000 | $ 42,000 |
| Washington County Oregon | 1 | $ 431,000 | $ 431,000 | $ 116,000 |
| Carbon County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Centre County Pennsylvania | 1 | $ 354,000 | $ 354,000 | $ 115,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Erie County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Jefferson County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 37,000 |
| Lackawanna County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 108,000 |
| Northampton County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Northumberland County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
| Westmoreland County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
| Kent County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Beaufort County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Clarendon County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
| Georgetown County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
| Laurens County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Newberry County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
| Oconee County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Richland County South Carolina | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Spartanburg County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Custer County South Dakota | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Anderson County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Grainger County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
| Lincoln County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Madison County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Rutherford County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Sevier County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
| Washington County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Aransas County Texas | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
| Bandera County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Ector County Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Fort Bend County Texas | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
| Galveston County Texas | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
| Hays County Texas | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Kerr County Texas | 1 | $ 219,000 | $ 219,000 | $ 93,000 |
| Midland County Texas | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Rockwall County Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Wilson County Texas | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Utah County Utah | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Weber County Utah | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Grand Isle County Vermont | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Arlington County Virginia | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Bedford County Virginia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Carroll County Virginia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Frederick County Virginia | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
| Fredericksburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Giles County Virginia | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Gloucester County Virginia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Hanover County Virginia | 1 | $ 229,000 | $ 229,000 | $ 41,000 |
| Henrico County Virginia | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Isle of Wight County Virginia | 1 | $ 350,000 | $ 350,000 | $ 243,000 |
| Mecklenburg County Virginia | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Norfolk County Virginia | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Nottoway County Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Petersburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Powhatan County Virginia | 1 | $ 273,000 | $ 273,000 | $ 45,000 |
| Rappahannock County Virginia | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
| Shenandoah County Virginia | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Warren County Virginia | 1 | $ 280,000 | $ 280,000 | $ 126,000 |
| Franklin County Washington | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Grays Harbor County Washington | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| King County Washington | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Kitsap County Washington | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
| Hampshire County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Lincoln County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 64,000 |
| Preston County West Virginia | 1 | $ 263,000 | $ 263,000 | $ 28,000 |
| Putnam County West Virginia | 1 | $ 329,000 | $ 329,000 | $ 48,000 |
| Raleigh County West Virginia | 1 | $ 232,000 | $ 232,000 | $ 166,000 |
| Milwaukee County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Benchmark Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,186 | $302,340,000 | $254,000 | $2,800,000 | $98,000 | $1,587,000 |
| Home Purchase | 362 | $68,087,000 | $188,000 | $1,700,000 | $87,000 | $581,000 |
| Home Improvement | 76 | $19,039,000 | $250,000 | $660,000 | $106,000 | $516,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,113 | $257,390,000 | $231,000 | $1,170,000 | $101,000 | $1,587,000 |
| Not Provided | 266 | $66,883,000 | $251,000 | $919,000 | $84,000 | $347,000 |
| Black or African American | 136 | $30,292,000 | $222,000 | $496,000 | $81,000 | $503,000 |
| Hispanic | 58 | $13,743,000 | $236,000 | $417,000 | $94,000 | $229,000 |
| Asian | 29 | $7,466,000 | $257,000 | $625,000 | $119,000 | $272,000 |
| Not applicable | 11 | $11,231,000 | $1,021,000 | $2,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,869,000 | $233,000 | $368,000 | $76,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $592,000 | $197,000 | $284,000 | $155,000 | $372,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 825 | $208,368,000 | $252,000 | $2,800,000 | $113,000 | $1,587,000 |
| VA-guaranteed (Veterans Administration) | 458 | $114,051,000 | $249,000 | $919,000 | $80,000 | $279,000 |
| FHA-insured (Federal Housing Administration) | 323 | $64,438,000 | $199,000 | $493,000 | $76,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,609,000 | $144,000 | $205,000 | $56,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $184,265,000 | $234,000 | $2,800,000 | $97,000 | $581,000 |
| File Closed For Incompleteness | 500 | $122,250,000 | $244,000 | $919,000 | $98,000 | $1,587,000 |
| Application Withdrawn By Applicant | 226 | $55,544,000 | $245,000 | $735,000 | $98,000 | $500,000 |
| Application Denied By Financial Institution | 107 | $26,208,000 | $244,000 | $1,186,000 | $71,000 | $230,000 |
| Application Approved But Not Accepted | 6 | $1,199,000 | $199,000 | $313,000 | $106,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.