Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bethpage Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,227 |
| Total Mortgage Loan Application Amount | $5,418,255,000 |
| Average Mortgage Loan Application Amount | $279,800 |
| Highest Mortgage Loan Application Amount | $62,505,000 |
| Average Applicant Income | $168,400 |
| Highest Applicant Income | $7,335,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 6,967 | $ 1,563,165,000 | $ 224,000 | $ 158,000 |
| Nassau County New York | 6,711 | $ 1,741,395,000 | $ 259,000 | $ 173,000 |
| Queens County New York | 1,207 | $ 320,895,000 | $ 265,000 | $ 135,000 |
| Kings County New York | 476 | $ 214,550,000 | $ 450,000 | $ 206,000 |
| Westchester County New York | 316 | $ 100,510,000 | $ 318,000 | $ 265,000 |
| Maricopa County Arizona | 223 | $ 29,135,000 | $ 130,000 | $ 169,000 |
| New York County New York | 201 | $ 179,785,000 | $ 894,000 | $ 334,000 |
| Palm Beach County Florida | 152 | $ 35,580,000 | $ 234,000 | $ 186,000 |
| Los Angeles County California | 144 | $ 53,490,000 | $ 371,000 | $ 251,000 |
| Bergen County New Jersey | 135 | $ 35,105,000 | $ 260,000 | $ 238,000 |
| Richmond County New York | 123 | $ 38,895,000 | $ 316,000 | $ 154,000 |
| Fairfield County Connecticut | 108 | $ 53,520,000 | $ 495,000 | $ 369,000 |
| Bronx County New York | 106 | $ 21,420,000 | $ 202,000 | $ 131,000 |
| King County Washington | 102 | $ 24,410,000 | $ 239,000 | $ 212,000 |
| Broward County Florida | 97 | $ 78,355,000 | $ 807,000 | $ 159,000 |
| Essex County New Jersey | 88 | $ 13,610,000 | $ 154,000 | $ 174,000 |
| Monmouth County New Jersey | 87 | $ 23,825,000 | $ 273,000 | $ 311,000 |
| Miami-Dade County Florida | 84 | $ 17,400,000 | $ 207,000 | $ 184,000 |
| Pinellas County Florida | 75 | $ 16,095,000 | $ 214,000 | $ 144,000 |
| Hillsborough County Florida | 73 | $ 9,745,000 | $ 133,000 | $ 126,000 |
| Fulton County Georgia | 71 | $ 10,995,000 | $ 154,000 | $ 176,000 |
| Mecklenburg County North Carolina | 66 | $ 8,800,000 | $ 133,000 | $ 155,000 |
| San Diego County California | 65 | $ 14,645,000 | $ 225,000 | $ 199,000 |
| Alameda County California | 63 | $ 36,465,000 | $ 578,000 | $ 276,000 |
| Orange County California | 61 | $ 15,015,000 | $ 246,000 | $ 230,000 |
| Cook County Illinois | 60 | $ 9,230,000 | $ 153,000 | $ 177,000 |
| Orange County New York | 60 | $ 14,270,000 | $ 237,000 | $ 138,000 |
| Orange County Florida | 59 | $ 9,045,000 | $ 153,000 | $ 125,000 |
| Fairfax County Virginia | 58 | $ 22,680,000 | $ 391,000 | $ 261,000 |
| Rockland County New York | 57 | $ 12,745,000 | $ 223,000 | $ 163,000 |
| Middlesex County New Jersey | 54 | $ 9,460,000 | $ 175,000 | $ 135,000 |
| Wake County North Carolina | 54 | $ 8,560,000 | $ 158,000 | $ 137,000 |
| Union County New Jersey | 53 | $ 10,575,000 | $ 199,000 | $ 215,000 |
| Hudson County New Jersey | 49 | $ 11,575,000 | $ 236,000 | $ 179,000 |
| Sarasota County Florida | 45 | $ 5,175,000 | $ 115,000 | $ 116,000 |
| Cobb County Georgia | 45 | $ 3,875,000 | $ 86,000 | $ 134,000 |
| Gwinnett County Georgia | 45 | $ 5,615,000 | $ 124,000 | $ 117,000 |
| Loudoun County Virginia | 45 | $ 8,755,000 | $ 194,000 | $ 212,000 |
| Clark County Nevada | 44 | $ 6,250,000 | $ 142,000 | $ 139,000 |
| Santa Clara County California | 43 | $ 26,715,000 | $ 621,000 | $ 324,000 |
| Brevard County Florida | 43 | $ 7,415,000 | $ 172,000 | $ 118,000 |
| Lee County Florida | 43 | $ 6,975,000 | $ 162,000 | $ 127,000 |
| St. Johns County Florida | 41 | $ 4,555,000 | $ 111,000 | $ 156,000 |
| DeKalb County Georgia | 41 | $ 5,515,000 | $ 134,000 | $ 116,000 |
| Morris County New Jersey | 38 | $ 6,490,000 | $ 170,000 | $ 205,000 |
| Contra Costa County California | 37 | $ 17,545,000 | $ 474,000 | $ 352,000 |
| Collier County Florida | 36 | $ 9,640,000 | $ 267,000 | $ 228,000 |
| Ocean County New Jersey | 36 | $ 4,660,000 | $ 129,000 | $ 267,000 |
| Snohomish County Washington | 34 | $ 5,100,000 | $ 150,000 | $ 160,000 |
| Passaic County New Jersey | 32 | $ 4,910,000 | $ 153,000 | $ 143,000 |
| Seminole County Florida | 31 | $ 3,845,000 | $ 124,000 | $ 102,000 |
| Middlesex County Massachusetts | 31 | $ 7,305,000 | $ 235,000 | $ 221,000 |
| Erie County New York | 30 | $ 2,240,000 | $ 74,000 | $ 81,000 |
| Riverside County California | 29 | $ 3,525,000 | $ 121,000 | $ 161,000 |
| New Haven County Connecticut | 29 | $ 3,975,000 | $ 137,000 | $ 162,000 |
| Mercer County New Jersey | 29 | $ 5,205,000 | $ 179,000 | $ 163,000 |
| Hartford County Connecticut | 28 | $ 6,140,000 | $ 219,000 | $ 167,000 |
| Cherokee County Georgia | 28 | $ 2,120,000 | $ 75,000 | $ 115,000 |
| Pima County Arizona | 27 | $ 3,095,000 | $ 114,000 | $ 114,000 |
| Volusia County Florida | 27 | $ 2,915,000 | $ 107,000 | $ 77,000 |
| San Bernardino County California | 26 | $ 2,890,000 | $ 111,000 | $ 139,000 |
| Duval County Florida | 26 | $ 3,440,000 | $ 132,000 | $ 127,000 |
| Horry County South Carolina | 26 | $ 3,750,000 | $ 144,000 | $ 113,000 |
| Ventura County California | 25 | $ 9,575,000 | $ 383,000 | $ 235,000 |
| Manatee County Florida | 25 | $ 4,005,000 | $ 160,000 | $ 147,000 |
| Pasco County Florida | 25 | $ 2,965,000 | $ 118,000 | $ 110,000 |
| Dutchess County New York | 25 | $ 3,655,000 | $ 146,000 | $ 173,000 |
| Philadelphia County Pennsylvania | 25 | $ 9,545,000 | $ 381,000 | $ 140,000 |
| St. Lucie County Florida | 24 | $ 3,550,000 | $ 147,000 | $ 106,000 |
| Putnam County New York | 24 | $ 6,180,000 | $ 257,000 | $ 238,000 |
| Union County North Carolina | 24 | $ 3,380,000 | $ 140,000 | $ 123,000 |
| Somerset County New Jersey | 23 | $ 4,685,000 | $ 203,000 | $ 256,000 |
| Ulster County New York | 23 | $ 3,645,000 | $ 158,000 | $ 110,000 |
| Charleston County South Carolina | 23 | $ 3,245,000 | $ 141,000 | $ 216,000 |
| Pierce County Washington | 23 | $ 2,725,000 | $ 118,000 | $ 122,000 |
| Forsyth County Georgia | 22 | $ 3,330,000 | $ 151,000 | $ 220,000 |
| Franklin County Ohio | 22 | $ 2,020,000 | $ 91,000 | $ 101,000 |
| Monroe County Pennsylvania | 22 | $ 3,440,000 | $ 156,000 | $ 199,000 |
| Martin County Florida | 21 | $ 3,275,000 | $ 155,000 | $ 118,000 |
| Multnomah County Oregon | 21 | $ 2,925,000 | $ 139,000 | $ 118,000 |
| Charlotte County Florida | 20 | $ 2,940,000 | $ 147,000 | $ 171,000 |
| Sumter County Florida | 20 | $ 2,250,000 | $ 112,000 | $ 69,000 |
| Burlington County New Jersey | 20 | $ 2,940,000 | $ 147,000 | $ 116,000 |
| Pike County Pennsylvania | 20 | $ 2,170,000 | $ 108,000 | $ 109,000 |
| Sacramento County California | 19 | $ 2,775,000 | $ 146,000 | $ 133,000 |
| San Francisco County California | 19 | $ 7,585,000 | $ 399,000 | $ 391,000 |
| Marion County Florida | 19 | $ 2,365,000 | $ 124,000 | $ 79,000 |
| Guilford County North Carolina | 19 | $ 2,205,000 | $ 116,000 | $ 110,000 |
| York County South Carolina | 19 | $ 2,725,000 | $ 143,000 | $ 196,000 |
| San Mateo County California | 18 | $ 8,610,000 | $ 478,000 | $ 252,000 |
| Polk County Florida | 18 | $ 1,970,000 | $ 109,000 | $ 98,000 |
| Essex County Massachusetts | 18 | $ 2,110,000 | $ 117,000 | $ 179,000 |
| Washoe County Nevada | 18 | $ 1,760,000 | $ 97,000 | $ 146,000 |
| Northampton County Pennsylvania | 18 | $ 2,810,000 | $ 156,000 | $ 135,000 |
| New Castle County Delaware | 17 | $ 1,945,000 | $ 114,000 | $ 78,000 |
| Hernando County Florida | 17 | $ 1,765,000 | $ 103,000 | $ 95,000 |
| Lake County Florida | 17 | $ 2,235,000 | $ 131,000 | $ 111,000 |
| Osceola County Florida | 17 | $ 2,795,000 | $ 164,000 | $ 120,000 |
| Lake County Illinois | 17 | $ 2,385,000 | $ 140,000 | $ 157,000 |
| Broome County New York | 17 | $ 1,625,000 | $ 95,000 | $ 127,000 |
| Prince William County Virginia | 17 | $ 1,745,000 | $ 102,000 | $ 216,000 |
| Flagler County Florida | 16 | $ 2,540,000 | $ 158,000 | $ 244,000 |
| New Hanover County North Carolina | 16 | $ 2,740,000 | $ 171,000 | $ 124,000 |
| Bucks County Pennsylvania | 16 | $ 3,640,000 | $ 227,000 | $ 210,000 |
| Chester County Pennsylvania | 16 | $ 2,170,000 | $ 135,000 | $ 179,000 |
| District of Columbia County District Of Columbia | 15 | $ 2,925,000 | $ 195,000 | $ 167,000 |
| DuPage County Illinois | 15 | $ 2,445,000 | $ 163,000 | $ 181,000 |
| Saratoga County New York | 15 | $ 3,155,000 | $ 210,000 | $ 159,000 |
| Montgomery County Pennsylvania | 15 | $ 2,485,000 | $ 165,000 | $ 177,000 |
| Williamson County Tennessee | 15 | $ 3,325,000 | $ 221,000 | $ 174,000 |
| Henrico County Virginia | 15 | $ 2,045,000 | $ 136,000 | $ 180,000 |
| Pinal County Arizona | 14 | $ 1,010,000 | $ 72,000 | $ 92,000 |
| Sussex County Delaware | 14 | $ 1,610,000 | $ 115,000 | $ 104,000 |
| Ada County Idaho | 14 | $ 1,570,000 | $ 112,000 | $ 128,000 |
| Macomb County Michigan | 14 | $ 750,000 | $ 53,000 | $ 104,000 |
| Hennepin County Minnesota | 14 | $ 2,610,000 | $ 186,000 | $ 199,000 |
| Camden County New Jersey | 14 | $ 1,390,000 | $ 99,000 | $ 113,000 |
| Albany County New York | 14 | $ 2,410,000 | $ 172,000 | $ 137,000 |
| Delaware County New York | 14 | $ 2,370,000 | $ 169,000 | $ 149,000 |
| Sullivan County New York | 14 | $ 2,260,000 | $ 161,000 | $ 224,000 |
| Cuyahoga County Ohio | 14 | $ 960,000 | $ 68,000 | $ 114,000 |
| Arlington County Virginia | 14 | $ 2,280,000 | $ 162,000 | $ 253,000 |
| Placer County California | 13 | $ 2,095,000 | $ 161,000 | $ 158,000 |
| Norfolk County Massachusetts | 13 | $ 2,985,000 | $ 229,000 | $ 169,000 |
| Delaware County Pennsylvania | 13 | $ 1,675,000 | $ 128,000 | $ 138,000 |
| Greenville County South Carolina | 13 | $ 1,585,000 | $ 121,000 | $ 99,000 |
| Virginia Beach County Virginia | 13 | $ 1,435,000 | $ 110,000 | $ 102,000 |
| Alachua County Florida | 12 | $ 1,080,000 | $ 90,000 | $ 111,000 |
| Chatham County Georgia | 12 | $ 1,300,000 | $ 108,000 | $ 96,000 |
| Montgomery County Maryland | 12 | $ 2,480,000 | $ 206,000 | $ 147,000 |
| Monroe County New York | 12 | $ 1,120,000 | $ 93,000 | $ 99,000 |
| Cabarrus County North Carolina | 12 | $ 1,540,000 | $ 128,000 | $ 148,000 |
| Citrus County Florida | 11 | $ 1,275,000 | $ 115,000 | $ 61,000 |
| Escambia County Florida | 11 | $ 885,000 | $ 80,000 | $ 92,000 |
| Worcester County Massachusetts | 11 | $ 1,115,000 | $ 101,000 | $ 117,000 |
| Oakland County Michigan | 11 | $ 925,000 | $ 84,000 | $ 132,000 |
| Durham County North Carolina | 11 | $ 1,355,000 | $ 123,000 | $ 106,000 |
| Allegheny County Pennsylvania | 11 | $ 1,075,000 | $ 97,000 | $ 94,000 |
| Davidson County Tennessee | 11 | $ 855,000 | $ 77,000 | $ 111,000 |
| Salt Lake County Utah | 11 | $ 1,365,000 | $ 124,000 | $ 124,000 |
| Marin County California | 10 | $ 2,770,000 | $ 277,000 | $ 304,000 |
| Santa Barbara County California | 10 | $ 4,230,000 | $ 423,000 | $ 237,000 |
| Henry County Georgia | 10 | $ 1,250,000 | $ 125,000 | $ 70,000 |
| Barnstable County Massachusetts | 10 | $ 1,990,000 | $ 199,000 | $ 152,000 |
| Hillsborough County New Hampshire | 10 | $ 2,170,000 | $ 217,000 | $ 163,000 |
| Greene County New York | 10 | $ 1,380,000 | $ 138,000 | $ 166,000 |
| Buncombe County North Carolina | 10 | $ 1,490,000 | $ 149,000 | $ 81,000 |
| Clackamas County Oregon | 10 | $ 1,870,000 | $ 187,000 | $ 144,000 |
| Shelby County Tennessee | 10 | $ 1,380,000 | $ 138,000 | $ 145,000 |
| Denver County Colorado | 9 | $ 2,075,000 | $ 230,000 | $ 148,000 |
| Kootenai County Idaho | 9 | $ 725,000 | $ 80,000 | $ 117,000 |
| Prince George's County Maryland | 9 | $ 945,000 | $ 105,000 | $ 184,000 |
| Hampden County Massachusetts | 9 | $ 1,415,000 | $ 157,000 | $ 116,000 |
| Onondaga County New York | 9 | $ 655,000 | $ 72,000 | $ 88,000 |
| Brunswick County North Carolina | 9 | $ 915,000 | $ 101,000 | $ 89,000 |
| Washington County Oregon | 9 | $ 795,000 | $ 88,000 | $ 177,000 |
| Chesterfield County Virginia | 9 | $ 1,955,000 | $ 217,000 | $ 170,000 |
| Spokane County Washington | 9 | $ 425,000 | $ 47,000 | $ 111,000 |
| Whatcom County Washington | 9 | $ 1,255,000 | $ 139,000 | $ 98,000 |
| El Dorado County California | 8 | $ 1,730,000 | $ 216,000 | $ 172,000 |
| Hall County Georgia | 8 | $ 870,000 | $ 108,000 | $ 111,000 |
| Suffolk County Massachusetts | 8 | $ 1,520,000 | $ 190,000 | $ 142,000 |
| Wayne County Michigan | 8 | $ 610,000 | $ 76,000 | $ 122,000 |
| Gloucester County New Jersey | 8 | $ 720,000 | $ 90,000 | $ 107,000 |
| Columbia County New York | 8 | $ 2,310,000 | $ 288,000 | $ 416,000 |
| Cumberland County North Carolina | 8 | $ 840,000 | $ 105,000 | $ 59,000 |
| Forsyth County North Carolina | 8 | $ 470,000 | $ 58,000 | $ 97,000 |
| Wayne County Pennsylvania | 8 | $ 1,710,000 | $ 213,000 | $ 203,000 |
| Beaufort County South Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 758,000 |
| Lexington County South Carolina | 8 | $ 1,210,000 | $ 151,000 | $ 135,000 |
| Clark County Washington | 8 | $ 880,000 | $ 110,000 | $ 144,000 |
| Yavapai County Arizona | 7 | $ 875,000 | $ 125,000 | $ 151,000 |
| San Joaquin County California | 7 | $ 2,825,000 | $ 403,000 | $ 177,000 |
| San Luis Obispo County California | 7 | $ 2,625,000 | $ 375,000 | $ 282,000 |
| Leon County Florida | 7 | $ 635,000 | $ 90,000 | $ 75,000 |
| Paulding County Georgia | 7 | $ 845,000 | $ 120,000 | $ 139,000 |
| Kane County Illinois | 7 | $ 1,665,000 | $ 237,000 | $ 260,000 |
| Johnson County Kansas | 7 | $ 845,000 | $ 120,000 | $ 128,000 |
| Otsego County New York | 7 | $ 1,035,000 | $ 147,000 | $ 96,000 |
| Schenectady County New York | 7 | $ 785,000 | $ 112,000 | $ 91,000 |
| Aiken County South Carolina | 7 | $ 225,000 | $ 32,000 | $ 66,000 |
| Hamilton County Tennessee | 7 | $ 1,525,000 | $ 217,000 | $ 163,000 |
| Windham County Vermont | 7 | $ 1,255,000 | $ 179,000 | $ 282,000 |
| Jefferson County Alabama | 6 | $ 600,000 | $ 100,000 | $ 220,000 |
| Mohave County Arizona | 6 | $ 410,000 | $ 68,000 | $ 78,000 |
| Benton County Arkansas | 6 | $ 870,000 | $ 145,000 | $ 176,000 |
| Fresno County California | 6 | $ 1,380,000 | $ 230,000 | $ 149,000 |
| Stanislaus County California | 6 | $ 520,000 | $ 86,000 | $ 102,000 |
| Yolo County California | 6 | $ 1,230,000 | $ 205,000 | $ 202,000 |
| Douglas County Colorado | 6 | $ 1,730,000 | $ 288,000 | $ 159,000 |
| Middlesex County Connecticut | 6 | $ 1,160,000 | $ 193,000 | $ 138,000 |
| Barrow County Georgia | 6 | $ 340,000 | $ 56,000 | $ 55,000 |
| Anne Arundel County Maryland | 6 | $ 1,430,000 | $ 238,000 | $ 95,000 |
| Bristol County Massachusetts | 6 | $ 1,060,000 | $ 176,000 | $ 138,000 |
| Plymouth County Massachusetts | 6 | $ 500,000 | $ 83,000 | $ 212,000 |
| St. Louis County Missouri | 6 | $ 590,000 | $ 98,000 | $ 202,000 |
| Gallatin County Montana | 6 | $ 1,380,000 | $ 230,000 | $ 85,000 |
| Atlantic County New Jersey | 6 | $ 620,000 | $ 103,000 | $ 105,000 |
| Hunterdon County New Jersey | 6 | $ 1,780,000 | $ 296,000 | $ 243,000 |
| Oneida County New York | 6 | $ 720,000 | $ 120,000 | $ 68,000 |
| Warren County New York | 6 | $ 1,210,000 | $ 201,000 | $ 189,000 |
| Catawba County North Carolina | 6 | $ 950,000 | $ 158,000 | $ 86,000 |
| Johnston County North Carolina | 6 | $ 700,000 | $ 116,000 | $ 84,000 |
| Delaware County Ohio | 6 | $ 880,000 | $ 146,000 | $ 119,000 |
| Hamilton County Ohio | 6 | $ 740,000 | $ 123,000 | $ 184,000 |
| Lucas County Ohio | 6 | $ 6,260,000 | $ 1,043,000 | $ 159,000 |
| Lackawanna County Pennsylvania | 6 | $ 1,140,000 | $ 190,000 | $ 146,000 |
| Harris County Texas | 6 | $ 16,860,000 | $ 2,810,000 | $ 141,000 |
| Utah County Utah | 6 | $ 590,000 | $ 98,000 | $ 164,000 |
| Chesapeake County Virginia | 6 | $ 850,000 | $ 141,000 | $ 120,000 |
| Island County Washington | 6 | $ 810,000 | $ 135,000 | $ 78,000 |
| Kitsap County Washington | 6 | $ 980,000 | $ 163,000 | $ 108,000 |
| Madison County Alabama | 5 | $ 375,000 | $ 75,000 | $ 160,000 |
| Kern County California | 5 | $ 515,000 | $ 103,000 | $ 169,000 |
| Monterey County California | 5 | $ 5,485,000 | $ 1,097,000 | $ 1,280,000 |
| Jefferson County Colorado | 5 | $ 1,915,000 | $ 383,000 | $ 171,000 |
| Litchfield County Connecticut | 5 | $ 815,000 | $ 163,000 | $ 82,000 |
| Kent County Delaware | 5 | $ 955,000 | $ 191,000 | $ 123,000 |
| Bay County Florida | 5 | $ 615,000 | $ 123,000 | $ 126,000 |
| Indian River County Florida | 5 | $ 805,000 | $ 161,000 | $ 143,000 |
| Clayton County Georgia | 5 | $ 485,000 | $ 97,000 | $ 61,000 |
| Coweta County Georgia | 5 | $ 235,000 | $ 47,000 | $ 59,000 |
| Lowndes County Georgia | 5 | $ 215,000 | $ 43,000 | $ 51,000 |
| Bonner County Idaho | 5 | $ 225,000 | $ 45,000 | $ 61,000 |
| Kent County Michigan | 5 | $ 735,000 | $ 147,000 | $ 125,000 |
| Washtenaw County Michigan | 5 | $ 1,115,000 | $ 223,000 | $ 127,000 |
| St. Charles County Missouri | 5 | $ 215,000 | $ 43,000 | $ 101,000 |
| Rockingham County New Hampshire | 5 | $ 485,000 | $ 97,000 | $ 137,000 |
| Sussex County New Jersey | 5 | $ 315,000 | $ 63,000 | $ 110,000 |
| Wayne County New York | 5 | $ 315,000 | $ 63,000 | $ 74,000 |
| Chatham County North Carolina | 5 | $ 385,000 | $ 77,000 | $ 105,000 |
| Franklin County North Carolina | 5 | $ 395,000 | $ 79,000 | $ 58,000 |
| Gaston County North Carolina | 5 | $ 465,000 | $ 93,000 | $ 110,000 |
| Iredell County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 747,000 |
| Lorain County Ohio | 5 | $ 295,000 | $ 59,000 | $ 87,000 |
| Tulsa County Oklahoma | 5 | $ 2,405,000 | $ 481,000 | $ 104,000 |
| Deschutes County Oregon | 5 | $ 2,355,000 | $ 471,000 | $ 372,000 |
| Carbon County Pennsylvania | 5 | $ 765,000 | $ 153,000 | $ 175,000 |
| Lehigh County Pennsylvania | 5 | $ 1,175,000 | $ 235,000 | $ 161,000 |
| York County Pennsylvania | 5 | $ 625,000 | $ 125,000 | $ 104,000 |
| Lancaster County South Carolina | 5 | $ 885,000 | $ 177,000 | $ 113,000 |
| Spartanburg County South Carolina | 5 | $ 745,000 | $ 149,000 | $ 106,000 |
| Rutherford County Tennessee | 5 | $ 415,000 | $ 83,000 | $ 109,000 |
| Sumner County Tennessee | 5 | $ 275,000 | $ 55,000 | $ 151,000 |
| Washington County Utah | 5 | $ 445,000 | $ 89,000 | $ 49,000 |
| Albemarle County Virginia | 5 | $ 1,065,000 | $ 213,000 | $ 229,000 |
| Alexandria County Virginia | 5 | $ 1,615,000 | $ 323,000 | $ 967,000 |
| Thurston County Washington | 5 | $ 765,000 | $ 153,000 | $ 168,000 |
| New London County Connecticut | 4 | $ 890,000 | $ 222,000 | $ 119,000 |
| Clay County Florida | 4 | $ 350,000 | $ 87,000 | $ 110,000 |
| Okaloosa County Florida | 4 | $ 310,000 | $ 77,000 | $ 133,000 |
| Santa Rosa County Florida | 4 | $ 350,000 | $ 87,000 | $ 74,000 |
| Bibb County Georgia | 4 | $ 170,000 | $ 42,000 | $ 62,000 |
| Dougherty County Georgia | 4 | $ 210,000 | $ 52,000 | $ 52,000 |
| Fayette County Georgia | 4 | $ 440,000 | $ 110,000 | $ 75,000 |
| Rockdale County Georgia | 4 | $ 340,000 | $ 85,000 | $ 68,000 |
| Walton County Georgia | 4 | $ 760,000 | $ 190,000 | $ 70,000 |
| Will County Illinois | 4 | $ 430,000 | $ 107,000 | $ 130,000 |
| Howard County Maryland | 4 | $ 600,000 | $ 150,000 | $ 171,000 |
| Dakota County Minnesota | 4 | $ 720,000 | $ 180,000 | $ 191,000 |
| Scott County Minnesota | 4 | $ 360,000 | $ 90,000 | $ 202,000 |
| Douglas County Nebraska | 4 | $ 150,000 | $ 37,000 | $ 96,000 |
| Warren County New Jersey | 4 | $ 910,000 | $ 227,000 | $ 120,000 |
| Cayuga County New York | 4 | $ 410,000 | $ 102,000 | $ 66,000 |
| Clinton County New York | 4 | $ 210,000 | $ 52,000 | $ 37,000 |
| Niagara County New York | 4 | $ 340,000 | $ 85,000 | $ 97,000 |
| Rensselaer County New York | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Schoharie County New York | 4 | $ 810,000 | $ 202,000 | $ 148,000 |
| Henderson County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 67,000 |
| Lincoln County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 124,000 |
| Moore County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 86,000 |
| Onslow County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 125,000 |
| Miami County Ohio | 4 | $ 130,000 | $ 32,000 | $ 58,000 |
| Luzerne County Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 60,000 |
| Providence County Rhode Island | 4 | $ 560,000 | $ 140,000 | $ 92,000 |
| Dorchester County South Carolina | 4 | $ 310,000 | $ 77,000 | $ 118,000 |
| Richland County South Carolina | 4 | $ 540,000 | $ 135,000 | $ 102,000 |
| Sevier County Tennessee | 4 | $ 610,000 | $ 152,000 | $ 209,000 |
| Fauquier County Virginia | 4 | $ 200,000 | $ 50,000 | $ 106,000 |
| Norfolk County Virginia | 4 | $ 250,000 | $ 62,000 | $ 106,000 |
| Montgomery County Alabama | 3 | $ 335,000 | $ 111,000 | $ 137,000 |
| Cochise County Arizona | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Coconino County Arizona | 3 | $ 635,000 | $ 211,000 | $ 139,000 |
| Yuma County Arizona | 3 | $ 185,000 | $ 61,000 | $ 125,000 |
| Solano County California | 3 | $ 225,000 | $ 75,000 | $ 144,000 |
| Tulare County California | 3 | $ 115,000 | $ 38,000 | $ 109,000 |
| El Paso County Colorado | 3 | $ 935,000 | $ 311,000 | $ 149,000 |
| Windham County Connecticut | 3 | $ 475,000 | $ 158,000 | $ 142,000 |
| Nassau County Florida | 3 | $ 635,000 | $ 211,000 | $ 156,000 |
| Putnam County Florida | 3 | $ 215,000 | $ 71,000 | $ 57,000 |
| Camden County Georgia | 3 | $ 355,000 | $ 118,000 | $ 189,000 |
| Carroll County Georgia | 3 | $ 1,055,000 | $ 351,000 | $ 177,000 |
| Columbia County Georgia | 3 | $ 415,000 | $ 138,000 | $ 231,000 |
| Douglas County Georgia | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
| Muscogee County Georgia | 3 | $ 175,000 | $ 58,000 | $ 37,000 |
| Newton County Georgia | 3 | $ 405,000 | $ 135,000 | $ 59,000 |
| Whitfield County Georgia | 3 | $ 175,000 | $ 58,000 | $ 38,000 |
| Honolulu County Hawaii | 3 | $ 285,000 | $ 95,000 | $ 142,000 |
| Johnson County Illinois | 3 | $ 305,000 | $ 101,000 | $ 60,000 |
| Kendall County Illinois | 3 | $ 105,000 | $ 35,000 | $ 107,000 |
| Hamilton County Indiana | 3 | $ 285,000 | $ 95,000 | $ 152,000 |
| Marion County Indiana | 3 | $ 115,000 | $ 38,000 | $ 71,000 |
| Tippecanoe County Indiana | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Douglas County Kansas | 3 | $ 245,000 | $ 81,000 | $ 60,000 |
| Jefferson County Kentucky | 3 | $ 8,555,000 | $ 2,851,000 | $ 247,000 |
| Calcasieu County Louisiana | 3 | $ 65,000 | $ 21,000 | $ 38,000 |
| East Baton Rouge County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 214,000 |
| Jefferson County Louisiana | 3 | $ 155,000 | $ 51,000 | $ 114,000 |
| Orleans County Louisiana | 3 | $ 405,000 | $ 135,000 | $ 151,000 |
| York County Maine | 3 | $ 335,000 | $ 111,000 | $ 106,000 |
| Baltimore County Maryland | 3 | $ 555,000 | $ 185,000 | $ 191,000 |
| Baltimore City County Maryland | 3 | $ 2,735,000 | $ 911,000 | $ 54,000 |
| Frederick County Maryland | 3 | $ 905,000 | $ 301,000 | $ 176,000 |
| Berkshire County Massachusetts | 3 | $ 545,000 | $ 181,000 | $ 158,000 |
| Antrim County Michigan | 3 | $ 555,000 | $ 185,000 | $ 37,000 |
| Ingham County Michigan | 3 | $ 425,000 | $ 141,000 | $ 136,000 |
| Monroe County Michigan | 3 | $ 175,000 | $ 58,000 | $ 112,000 |
| Washington County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 276,000 |
| Washington County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 24,000 |
| Jackson County Missouri | 3 | $ 315,000 | $ 105,000 | $ 119,000 |
| St. Louis City County Missouri | 3 | $ 235,000 | $ 78,000 | $ 73,000 |
| Flathead County Montana | 3 | $ 405,000 | $ 135,000 | $ 185,000 |
| Sarpy County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 132,000 |
| Cape May County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 308,000 |
| Cumberland County New Jersey | 3 | $ 85,000 | $ 28,000 | $ 67,000 |
| Salem County New Jersey | 3 | $ 705,000 | $ 235,000 | $ 136,000 |
| Chenango County New York | 3 | $ 225,000 | $ 75,000 | $ 45,000 |
| Alamance County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 76,000 |
| Pender County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 168,000 |
| Pitt County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 102,000 |
| Greene County Ohio | 3 | $ 155,000 | $ 51,000 | $ 188,000 |
| Medina County Ohio | 3 | $ 165,000 | $ 55,000 | $ 111,000 |
| Montgomery County Ohio | 3 | $ 265,000 | $ 88,000 | $ 151,000 |
| Oklahoma County Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 366,000 |
| Lane County Oregon | 3 | $ 365,000 | $ 121,000 | $ 176,000 |
| Marion County Oregon | 3 | $ 335,000 | $ 111,000 | $ 56,000 |
| Butler County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 124,000 |
| Wyoming County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 109,000 |
| Newport County Rhode Island | 3 | $ 1,015,000 | $ 338,000 | $ 383,000 |
| Washington County Rhode Island | 3 | $ 785,000 | $ 261,000 | $ 140,000 |
| Berkeley County South Carolina | 3 | $ 375,000 | $ 125,000 | $ 110,000 |
| Bradley County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 152,000 |
| Montgomery County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 65,000 |
| Dallas County Texas | 3 | $ 225,000 | $ 75,000 | $ 131,000 |
| Portsmouth County Virginia | 3 | $ 105,000 | $ 35,000 | $ 87,000 |
| Richmond City County Virginia | 3 | $ 255,000 | $ 85,000 | $ 171,000 |
| Spotsylvania County Virginia | 3 | $ 125,000 | $ 41,000 | $ 115,000 |
| Stafford County Virginia | 3 | $ 855,000 | $ 285,000 | $ 123,000 |
| Benton County Washington | 3 | $ 315,000 | $ 105,000 | $ 337,000 |
| Jefferson County Washington | 3 | $ 435,000 | $ 145,000 | $ 106,000 |
| Milwaukee County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 58,000 |
| Houston County Alabama | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Lee County Alabama | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Marshall County Alabama | 2 | $ 60,000 | $ 30,000 | $ 76,000 |
| Mobile County Alabama | 2 | $ 60,000 | $ 30,000 | $ 102,000 |
| Shelby County Alabama | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Gila County Arizona | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
| Santa Cruz County Arizona | 2 | $ 260,000 | $ 130,000 | $ 124,000 |
| Garland County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| White County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Butte County California | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Nevada County California | 2 | $ 110,000 | $ 55,000 | $ 179,000 |
| Santa Cruz County California | 2 | $ 340,000 | $ 170,000 | $ 267,000 |
| Shasta County California | 2 | $ 90,000 | $ 45,000 | $ 154,000 |
| Arapahoe County Colorado | 2 | $ 1,870,000 | $ 935,000 | $ 330,000 |
| Boulder County Colorado | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Tolland County Connecticut | 2 | $ 200,000 | $ 100,000 | $ 203,000 |
| Hardee County Florida | 2 | $ 110,000 | $ 55,000 | $ 243,000 |
| Highlands County Florida | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Walton County Florida | 2 | $ 390,000 | $ 195,000 | $ 130,000 |
| Chattooga County Georgia | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Dawson County Georgia | 2 | $ 120,000 | $ 60,000 | $ 101,000 |
| Effingham County Georgia | 2 | $ 200,000 | $ 100,000 | $ 117,000 |
| Fannin County Georgia | 2 | $ 110,000 | $ 55,000 | $ 179,000 |
| Jones County Georgia | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Pickens County Georgia | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Polk County Georgia | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| Richmond County Georgia | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Stephens County Georgia | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Thomas County Georgia | 2 | $ 100,000 | $ 50,000 | $ 82,000 |
| Wilkinson County Georgia | 2 | $ 30,000 | $ 15,000 | $ 32,000 |
| Maui County Hawaii | 2 | $ 700,000 | $ 350,000 | $ 116,000 |
| Scott County Indiana | 2 | $ 120,000 | $ 60,000 | $ 151,000 |
| Sedgwick County Kansas | 2 | $ 610,000 | $ 305,000 | $ 247,000 |
| Boyle County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 30,000 |
| De Soto County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| St. Tammany County Louisiana | 2 | $ 70,000 | $ 35,000 | $ 133,000 |
| Aroostook County Maine | 2 | $ 100,000 | $ 50,000 | $ 167,000 |
| Cumberland County Maine | 2 | $ 170,000 | $ 85,000 | $ 145,000 |
| Kennebec County Maine | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Sagadahoc County Maine | 2 | $ 820,000 | $ 410,000 | $ 121,000 |
| Nantucket County Massachusetts | 2 | $ 1,070,000 | $ 535,000 | $ 292,000 |
| Allegan County Michigan | 2 | $ 280,000 | $ 140,000 | $ 167,000 |
| Genesee County Michigan | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Livingston County Michigan | 2 | $ 320,000 | $ 160,000 | $ 411,000 |
| Anoka County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 86,000 |
| Carver County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Chisago County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| St. Louis County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| DeSoto County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 102,000 |
| Harrison County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 58,000 |
| Hinds County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Jackson County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Lee County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Madison County Mississippi | 2 | $ 90,000 | $ 45,000 | $ 162,000 |
| Lancaster County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Coos County New Hampshire | 2 | $ 110,000 | $ 55,000 | $ 101,000 |
| Strafford County New Hampshire | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Lincoln County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Cattaraugus County New York | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Chautauqua County New York | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| Fulton County New York | 2 | $ 360,000 | $ 180,000 | $ 146,000 |
| Herkimer County New York | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Jefferson County New York | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Madison County New York | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Montgomery County New York | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Orleans County New York | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Oswego County New York | 2 | $ 16,550,000 | $ 8,275,000 | $ 43,000 |
| St. Lawrence County New York | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Davidson County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Hoke County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 204,000 |
| Lee County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| McDowell County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 67,000 |
| Orange County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Pamlico County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Polk County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Randolph County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Rowan County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Rutherford County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 105,000 |
| Transylvania County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 164,000 |
| Summit County Ohio | 2 | $ 160,000 | $ 80,000 | $ 190,000 |
| Washington County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 192,000 |
| Columbia County Oregon | 2 | $ 230,000 | $ 115,000 | $ 113,000 |
| Beaver County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 105,000 |
| Berks County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| Susquehanna County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Union County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 339,000 |
| Kent County Rhode Island | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Anderson County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 150,000 |
| Florence County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 93,000 |
| Greenwood County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 101,000 |
| Kershaw County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| Oconee County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Blount County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Knox County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 191,000 |
| Denton County Texas | 2 | $ 310,000 | $ 155,000 | $ 232,000 |
| Montgomery County Texas | 2 | $ 140,000 | $ 70,000 | $ 842,000 |
| Tarrant County Texas | 2 | $ 850,000 | $ 425,000 | $ 1,233,000 |
| Cache County Utah | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Bennington County Vermont | 2 | $ 660,000 | $ 330,000 | $ 210,000 |
| Chittenden County Vermont | 2 | $ 420,000 | $ 210,000 | $ 180,000 |
| Rutland County Vermont | 2 | $ 650,000 | $ 325,000 | $ 220,000 |
| Washington County Vermont | 2 | $ 420,000 | $ 210,000 | $ 539,000 |
| Windsor County Vermont | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| Clarke County Virginia | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Danville County Virginia | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Franklin County Virginia | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Hanover County Virginia | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Orange County Virginia | 2 | $ 200,000 | $ 100,000 | $ 116,000 |
| Shenandoah County Virginia | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| York County Virginia | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Clallam County Washington | 2 | $ 660,000 | $ 330,000 | $ 166,000 |
| Kittitas County Washington | 2 | $ 450,000 | $ 225,000 | $ 238,000 |
| Lewis County Washington | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| San Juan County Washington | 2 | $ 1,310,000 | $ 655,000 | $ 260,000 |
| Skagit County Washington | 2 | $ 150,000 | $ 75,000 | $ 140,000 |
| Jefferson County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 124,000 |
| Chippewa County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 181,000 |
| Jefferson County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Ozaukee County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 200,000 |
| Winnebago County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Franklin County Alabama | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Limestone County Alabama | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Pike County Alabama | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| St. Clair County Alabama | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Anchorage County Alaska | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Bristol Bay County Alaska | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Matanuska-Susitna County Alaska | 1 | $ 15,000 | $ 15,000 | $ 7,000 |
| Apache County Arizona | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Greene County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 239,000 |
| Ouachita County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Saline County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Union County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Washington County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Lake County California | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Madera County California | 1 | $ 75,000 | $ 75,000 | $ 225,000 |
| Mendocino County California | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| San Benito County California | 1 | $ 135,000 | $ 135,000 | $ 194,000 |
| Siskiyou County California | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Sonoma County California | 1 | $ 205,000 | $ 205,000 | $ 294,000 |
| Trinity County California | 1 | $ 35,000 | $ 35,000 | $ 300,000 |
| Tuolumne County California | 1 | $ 355,000 | $ 355,000 | $ 36,000 |
| Yuba County California | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 400,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Calhoun County Florida | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Columbia County Florida | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Suwannee County Florida | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,072 | $1,060,990,000 | $131,000 | $1,505,000 | $165,000 | $4,640,000 |
| Cash-out Refinancing | 5,657 | $1,743,475,000 | $308,000 | $5,205,000 | $173,000 | $5,025,000 |
| Other Purpose | 3,292 | $448,700,000 | $136,000 | $5,005,000 | $155,000 | $5,500,000 |
| Refinancing | 3,243 | $1,381,135,000 | $425,000 | $62,505,000 | $177,000 | $2,772,000 |
| Home Purchase | 1,963 | $783,955,000 | $399,000 | $16,455,000 | $172,000 | $7,335,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,340 | $2,449,860,000 | $216,000 | $5,005,000 | $178,000 | $5,500,000 |
| Not Provided | 6,503 | $1,801,485,000 | $277,000 | $5,205,000 | $163,000 | $4,594,000 |
| Asian | 1,611 | $476,525,000 | $295,000 | $2,875,000 | $184,000 | $7,335,000 |
| Hispanic | 1,545 | $261,085,000 | $168,000 | $2,245,000 | $136,000 | $1,397,000 |
| Black or African American | 1,105 | $159,995,000 | $144,000 | $745,000 | $120,000 | $5,025,000 |
| American Indian or Alaskan Native | 55 | $9,025,000 | $164,000 | $1,005,000 | $152,000 | $1,274,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $6,270,000 | $195,000 | $1,125,000 | $115,000 | $783,000 |
| Not applicable | 25 | $247,085,000 | $9,883,000 | $62,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,970 | $5,328,820,000 | $242,000 | $62,505,000 | $169,000 | $7,335,000 |
| FHA-insured (Federal Housing Administration) | 250 | $86,620,000 | $346,000 | $775,000 | $109,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,815,000 | $402,000 | $525,000 | $125,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,797 | $3,044,035,000 | $281,000 | $62,255,000 | $181,000 | $7,335,000 |
| Application Denied By Financial Institution | 7,306 | $1,196,770,000 | $163,000 | $8,505,000 | $146,000 | $5,025,000 |
| Application Withdrawn By Applicant | 2,876 | $760,270,000 | $264,000 | $62,505,000 | $179,000 | $5,500,000 |
| File Closed For Incompleteness | 1,011 | $353,705,000 | $349,000 | $2,685,000 | $162,000 | $4,413,000 |
| Application Approved But Not Accepted | 237 | $63,475,000 | $267,000 | $9,175,000 | $163,000 | $984,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,921 | $4,221,485,000 | $282,000 | $62,505,000 | $179,000 | $7,335,000 |
| Credit History | 1,957 | $222,245,000 | $113,000 | $8,505,000 | $130,000 | $2,544,000 |
| Debt-To-Income Ratio | 1,952 | $395,980,000 | $202,000 | $1,505,000 | $91,000 | $1,057,000 |
| Collateral | 1,489 | $250,995,000 | $168,000 | $2,605,000 | $190,000 | $2,885,000 |
| Credit Application Incomplete | 1,291 | $219,845,000 | $170,000 | $2,505,000 | $179,000 | $2,096,000 |
| Unverifiable Information | 446 | $72,460,000 | $162,000 | $1,805,000 | $209,000 | $5,025,000 |
| Other | 91 | $18,395,000 | $202,000 | $1,365,000 | $174,000 | $820,000 |
| Employment History | 70 | $13,810,000 | $197,000 | $1,005,000 | $126,000 | $683,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,040,000 | $304,000 | $505,000 | $125,000 | $239,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.