Bethpage Federal Credit Union Mortgage Lending & HMDA Data, 2021
In 2021, Bethpage Federal Credit Union of Bethpage, NY reported 22,227 mortgage applications totaling $5.4 billion, up 39% from 2020. The average application was for $243,769, and applicants reported an average income of $167,924. 49% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Nassau County-Suffolk County, NY (13,678), New York-Jersey City-White Plains, NY-NJ (2,726) and Atlanta-Sandy Springs-Roswell, GA (314) (applications in parentheses).
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,227 |
| Total Mortgage Loan Application Amount | $5,418,255,000 |
| Average Mortgage Loan Application Amount | $243,769 |
| Highest Mortgage Loan Application Amount | $62,505,000 |
| Average Applicant Income | $167,924 |
| Highest Applicant Income | $7,335,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bethpage Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 13,678 | $ 3,304,560,000 | $ 241,596 | $ 165,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,726 | $ 946,570,000 | $ 347,237 | $ 185,218 |
| Outside any metro area | 367 | $ 46,245,000 | $ 126,008 | $ 125,610 |
| Atlanta-Sandy Springs-Roswell, GA | 314 | $ 38,340,000 | $ 122,101 | $ 132,000 |
| New York-Newark, NY | 285 | $ 60,555,000 | $ 212,473 | $ 219,175 |
| Phoenix-Mesa-Scottsdale, AZ | 237 | $ 30,145,000 | $ 127,194 | $ 164,000 |
| Newark, NJ-PA | 210 | $ 34,940,000 | $ 166,380 | $ 184,095 |
| Tampa-St. Petersburg-Clearwater, FL | 190 | $ 30,570,000 | $ 160,894 | $ 128,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 181 | $ 43,365,000 | $ 239,585 | $ 239,618 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 152 | $ 35,580,000 | $ 234,078 | $ 186,000 |
| Los Angeles-Long Beach-Glendale, CA | 144 | $ 53,490,000 | $ 371,458 | $ 251,000 |
| Charlotte-Concord-Gastonia, NC-SC | 142 | $ 19,840,000 | $ 139,718 | $ 170,690 |
| Seattle-Bellevue-Everett, WA | 136 | $ 29,510,000 | $ 216,985 | $ 199,000 |
| Orlando-Kissimmee-Sanford, FL | 124 | $ 17,920,000 | $ 144,516 | $ 116,000 |
| Bridgeport-Stamford-Norwalk, CT | 108 | $ 53,520,000 | $ 495,555 | $ 369,000 |
| Oakland-Hayward-Berkeley, CA | 100 | $ 54,010,000 | $ 540,100 | $ 304,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 97 | $ 78,355,000 | $ 807,783 | $ 159,000 |
| Miami-Miami Beach-Kendall, FL | 84 | $ 17,400,000 | $ 207,142 | $ 184,000 |
| Chicago-Naperville, IL | 80 | $ 12,390,000 | $ 154,875 | $ 175,000 |
| Jacksonville, FL | 74 | $ 8,980,000 | $ 121,351 | $ 143,000 |
| North Port-Sarasota-Bradenton, FL | 70 | $ 9,180,000 | $ 131,142 | $ 127,000 |
| Raleigh, NC | 65 | $ 9,655,000 | $ 148,538 | $ 126,000 |
| San Diego-Carlsbad, CA | 65 | $ 14,645,000 | $ 225,307 | $ 199,000 |
| Anaheim-Santa Ana-Irvine, CA | 61 | $ 15,015,000 | $ 246,147 | $ 230,000 |
| Riverside-San Bernardino-Ontario, CA | 55 | $ 6,415,000 | $ 116,636 | $ 151,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 51 | $ 6,755,000 | $ 132,450 | $ 140,627 |
| Cambridge-Newton-Framingham, MA | 49 | $ 9,415,000 | $ 192,142 | $ 205,000 |
| Montgomery County-Bucks County-Chester County, PA | 47 | $ 8,295,000 | $ 176,489 | $ 189,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 46 | $ 7,830,000 | $ 170,217 | $ 156,000 |
| Port St. Lucie, FL | 45 | $ 6,825,000 | $ 151,666 | $ 111,000 |
| Albany-Schenectady-Troy, NY | 44 | $ 7,620,000 | $ 173,181 | $ 132,000 |
| Las Vegas-Henderson-Paradise, NV | 44 | $ 6,250,000 | $ 142,045 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 44 | $ 26,850,000 | $ 610,227 | $ 321,000 |
| Cape Coral-Fort Myers, FL | 43 | $ 6,975,000 | $ 162,209 | $ 127,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 43 | $ 5,455,000 | $ 126,860 | $ 139,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 7,415,000 | $ 172,441 | $ 118,000 |
| Camden, NJ | 42 | $ 5,050,000 | $ 120,238 | $ 113,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 40 | $ 5,090,000 | $ 127,250 | $ 138,000 |
| Philadelphia, PA | 38 | $ 11,220,000 | $ 295,263 | $ 140,000 |
| San Francisco-Redwood City-South San Francisco, CA | 37 | $ 16,195,000 | $ 437,702 | $ 323,000 |
| Hartford-West Hartford-East Hartford, CT | 36 | $ 7,500,000 | $ 208,333 | $ 164,000 |
| Naples-Immokalee-Marco Island, FL | 36 | $ 9,640,000 | $ 267,777 | $ 228,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 35 | $ 4,665,000 | $ 133,285 | $ 106,828 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 34 | $ 2,580,000 | $ 75,882 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 32 | $ 5,660,000 | $ 176,875 | $ 143,625 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 32 | $ 4,970,000 | $ 155,312 | $ 183,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 31 | $ 3,235,000 | $ 104,354 | $ 105,064 |
| Charleston-North Charleston, SC | 30 | $ 3,930,000 | $ 131,000 | $ 192,000 |
| Richmond, VA | 30 | $ 4,690,000 | $ 156,333 | $ 164,000 |
| Columbus, OH | 29 | $ 2,925,000 | $ 100,862 | $ 103,000 |
| New Haven-Milford, CT | 29 | $ 3,975,000 | $ 137,068 | $ 162,000 |
| Trenton, NJ | 29 | $ 5,205,000 | $ 179,482 | $ 163,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 2,030,000 | $ 72,500 | $ 137,000 |
| Boston, MA | 27 | $ 5,005,000 | $ 185,370 | $ 170,000 |
| Tucson, AZ | 27 | $ 3,095,000 | $ 114,629 | $ 114,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 9,575,000 | $ 383,000 | $ 235,000 |
| Cleveland-Elyria, OH | 24 | $ 1,510,000 | $ 62,916 | $ 101,000 |
| Denver-Aurora-Lakewood, CO | 23 | $ 7,625,000 | $ 331,521 | $ 183,000 |
| Kingston, NY | 23 | $ 3,645,000 | $ 158,478 | $ 110,000 |
| Tacoma-Lakewood, WA | 23 | $ 2,725,000 | $ 118,478 | $ 122,000 |
| East Stroudsburg, PA | 22 | $ 3,440,000 | $ 156,363 | $ 199,000 |
| Greensboro-High Point, NC | 22 | $ 2,680,000 | $ 121,818 | $ 104,000 |
| Punta Gorda, FL | 20 | $ 2,940,000 | $ 147,000 | $ 171,000 |
| Rochester, NY | 20 | $ 1,790,000 | $ 89,500 | $ 88,000 |
| The Villages, FL | 20 | $ 2,250,000 | $ 112,500 | $ 69,000 |
| Wilmington, DE-MD-NJ | 20 | $ 2,650,000 | $ 132,500 | $ 86,700 |
| Baltimore-Columbia-Towson, MD | 19 | $ 5,785,000 | $ 304,473 | $ 122,000 |
| Durham-Chapel Hill, NC | 19 | $ 2,155,000 | $ 113,421 | $ 103,000 |
| Ocala, FL | 19 | $ 2,365,000 | $ 124,473 | $ 79,000 |
| Providence-Warwick, RI-MA | 19 | $ 3,715,000 | $ 195,526 | $ 168,105 |
| Wilmington, NC | 19 | $ 3,315,000 | $ 174,473 | $ 131,000 |
| Binghamton, NY | 18 | $ 1,680,000 | $ 93,333 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 18 | $ 2,420,000 | $ 134,444 | $ 153,611 |
| Lakeland-Winter Haven, FL | 18 | $ 1,970,000 | $ 109,444 | $ 98,000 |
| Reno, NV | 18 | $ 1,760,000 | $ 97,777 | $ 146,000 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 2,095,000 | $ 123,235 | $ 107,000 |
| Asheville, NC | 16 | $ 2,060,000 | $ 128,750 | $ 75,000 |
| Pittsburgh, PA | 16 | $ 1,880,000 | $ 117,500 | $ 101,000 |
| Boise City, ID | 15 | $ 1,615,000 | $ 107,666 | $ 124,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 1,235,000 | $ 82,333 | $ 87,000 |
| St. Louis, MO-IL | 15 | $ 1,055,000 | $ 70,333 | $ 131,800 |
| Washington-Baltimore-Arlington, DC | 15 | $ 3,385,000 | $ 225,666 | $ 153,000 |
| Columbia, SC | 14 | $ 2,090,000 | $ 149,285 | $ 121,000 |
| Salisbury, MD-DE | 14 | $ 1,610,000 | $ 115,000 | $ 104,000 |
| Savannah, GA | 14 | $ 1,500,000 | $ 107,142 | $ 99,000 |
| Worcester, MA-CT | 14 | $ 1,590,000 | $ 113,571 | $ 122,357 |
| Memphis, TN-MS-AR | 13 | $ 1,495,000 | $ 115,000 | $ 134,846 |
| Scranton--Wilkes-Barre--Hazleton, PA | 13 | $ 1,755,000 | $ 135,000 | $ 111,000 |
| Syracuse, NY | 13 | $ 17,295,000 | $ 1,330,384 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 690,000 | $ 57,500 | $ 101,833 |
| Gainesville, FL | 12 | $ 1,080,000 | $ 90,000 | $ 111,000 |
| Fayetteville, NC | 11 | $ 1,105,000 | $ 100,454 | $ 85,000 |
| Homosassa Springs, FL | 11 | $ 1,275,000 | $ 115,909 | $ 61,000 |
| Kansas City, MO-KS | 11 | $ 1,195,000 | $ 108,636 | $ 123,272 |
| Salt Lake City, UT | 11 | $ 1,365,000 | $ 124,090 | $ 124,000 |
| Winston-Salem, NC | 11 | $ 785,000 | $ 71,363 | $ 93,000 |
| Barnstable Town, MA | 10 | $ 1,990,000 | $ 199,000 | $ 152,000 |
| Cincinnati, OH-KY-IN | 10 | $ 1,040,000 | $ 104,000 | $ 162,500 |
| Dayton-Springfield-Kettering, OH | 10 | $ 550,000 | $ 55,000 | $ 125,000 |
| Elgin, IL | 10 | $ 1,770,000 | $ 177,000 | $ 214,000 |
| Manchester-Nashua, NH | 10 | $ 2,170,000 | $ 217,000 | $ 163,000 |
| San Rafael, CA | 10 | $ 2,770,000 | $ 277,000 | $ 304,000 |
| Santa Maria-Santa Barbara, CA | 10 | $ 4,230,000 | $ 423,000 | $ 237,000 |
| Bellingham, WA | 9 | $ 1,255,000 | $ 139,444 | $ 98,000 |
| Birmingham-Hoover, AL | 9 | $ 855,000 | $ 95,000 | $ 169,000 |
| Chattanooga, TN-GA | 9 | $ 1,735,000 | $ 192,777 | $ 152,333 |
| Coeur D'Alene, ID | 9 | $ 725,000 | $ 80,555 | $ 117,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 1,595,000 | $ 177,222 | $ 683,000 |
| New Orleans-Metairie, LA | 9 | $ 695,000 | $ 77,222 | $ 132,000 |
| Spokane-Spokane Valley, WA | 9 | $ 425,000 | $ 47,222 | $ 111,000 |
| Springfield, MA | 9 | $ 1,415,000 | $ 157,222 | $ 116,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 610,000 | $ 76,250 | $ 122,000 |
| Gainesville, GA | 8 | $ 870,000 | $ 108,750 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,210,000 | $ 151,250 | $ 78,000 |
| Houston-The Woodlands-Sugar Land, TX | 8 | $ 17,000,000 | $ 2,125,000 | $ 341,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 520,000 | $ 65,000 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 530,000 | $ 66,250 | $ 110,750 |
| Toledo, OH | 8 | $ 6,320,000 | $ 790,000 | $ 145,000 |
| Utica-Rome, NY | 8 | $ 1,020,000 | $ 127,500 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 925,000 | $ 132,142 | $ 158,000 |
| Knoxville, TN | 7 | $ 745,000 | $ 106,428 | $ 102,000 |
| Portland-South Portland, ME | 7 | $ 1,325,000 | $ 189,285 | $ 121,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 875,000 | $ 125,000 | $ 151,000 |
| Rockingham County-Strafford County, NH | 7 | $ 815,000 | $ 116,428 | $ 130,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 2,625,000 | $ 375,000 | $ 282,000 |
| Stockton-Lodi, CA | 7 | $ 2,825,000 | $ 403,571 | $ 177,000 |
| Tallahassee, FL | 7 | $ 635,000 | $ 90,714 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 620,000 | $ 103,333 | $ 105,000 |
| Bremerton-Silverdale, WA | 6 | $ 980,000 | $ 163,333 | $ 108,000 |
| Charlottesville, VA | 6 | $ 1,080,000 | $ 180,000 | $ 203,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 700,000 | $ 116,666 | $ 132,000 |
| Dallas-Plano-Irving, TX | 6 | $ 610,000 | $ 101,666 | $ 164,000 |
| Fresno, CA | 6 | $ 1,380,000 | $ 230,000 | $ 149,000 |
| Glens Falls, NY | 6 | $ 1,210,000 | $ 201,666 | $ 189,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 800,000 | $ 133,333 | $ 118,000 |
| Huntsville, AL | 6 | $ 460,000 | $ 76,666 | $ 152,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 410,000 | $ 68,333 | $ 78,000 |
| Macon-Bibb County, GA | 6 | $ 400,000 | $ 66,666 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 470,000 | $ 78,333 | $ 212,000 |
| Modesto, CA | 6 | $ 520,000 | $ 86,666 | $ 102,000 |
| Oklahoma City, OK | 6 | $ 720,000 | $ 120,000 | $ 245,000 |
| Provo-Orem, UT | 6 | $ 590,000 | $ 98,333 | $ 164,000 |
| Ann Arbor, MI | 5 | $ 1,115,000 | $ 223,000 | $ 127,000 |
| Bakersfield, CA | 5 | $ 515,000 | $ 103,000 | $ 169,000 |
| Bend-Redmond, OR | 5 | $ 2,355,000 | $ 471,000 | $ 372,000 |
| Columbus, GA-AL | 5 | $ 405,000 | $ 81,000 | $ 76,000 |
| Dover, DE | 5 | $ 955,000 | $ 191,000 | $ 123,000 |
| Jackson, MS | 5 | $ 525,000 | $ 105,000 | $ 221,000 |
| Olympia-Tumwater, WA | 5 | $ 765,000 | $ 153,000 | $ 168,000 |
| Panama City, FL | 5 | $ 615,000 | $ 123,000 | $ 126,000 |
| Salinas, CA | 5 | $ 5,485,000 | $ 1,097,000 | $ 1,280,000 |
| Sebastian-Vero Beach, FL | 5 | $ 805,000 | $ 161,000 | $ 143,000 |
| Spartanburg, SC | 5 | $ 745,000 | $ 149,000 | $ 106,000 |
| St. George, UT | 5 | $ 445,000 | $ 89,000 | $ 49,000 |
| Tulsa, OK | 5 | $ 2,405,000 | $ 481,000 | $ 104,000 |
| Valdosta, GA | 5 | $ 215,000 | $ 43,000 | $ 51,000 |
| York-Hanover, PA | 5 | $ 625,000 | $ 125,000 | $ 104,000 |
| Albany, GA | 4 | $ 210,000 | $ 52,500 | $ 52,000 |
| Baton Rouge, LA | 4 | $ 250,000 | $ 62,500 | $ 186,000 |
| Clarksville, TN-KY | 4 | $ 260,000 | $ 65,000 | $ 59,750 |
| Colorado Springs, CO | 4 | $ 1,240,000 | $ 310,000 | $ 149,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 180,000 | $ 45,000 | $ 74,000 |
| Jacksonville, NC | 4 | $ 740,000 | $ 185,000 | $ 125,000 |
| Lansing-East Lansing, MI | 4 | $ 450,000 | $ 112,500 | $ 114,000 |
| Norwich-New London, CT | 4 | $ 890,000 | $ 222,500 | $ 119,000 |
| Shreveport-Bossier City, LA | 4 | $ 280,000 | $ 70,000 | $ 65,000 |
| Burlington, NC | 3 | $ 185,000 | $ 61,666 | $ 76,000 |
| Burlington-South Burlington, VT | 3 | $ 465,000 | $ 155,000 | $ 139,000 |
| Carbondale-Marion, IL | 3 | $ 305,000 | $ 101,666 | $ 60,000 |
| Cleveland, TN | 3 | $ 715,000 | $ 238,333 | $ 152,000 |
| Dalton, GA | 3 | $ 175,000 | $ 58,333 | $ 38,000 |
| Eugene, OR | 3 | $ 365,000 | $ 121,666 | $ 176,000 |
| Flagstaff, AZ | 3 | $ 635,000 | $ 211,666 | $ 139,000 |
| Fort Worth-Arlington, TX | 3 | $ 885,000 | $ 295,000 | $ 923,000 |
| Greenville, NC | 3 | $ 405,000 | $ 135,000 | $ 102,000 |
| Kennewick-Richland, WA | 3 | $ 315,000 | $ 105,000 | $ 337,000 |
| Lafayette-West Lafayette, IN | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Lake Charles, LA | 3 | $ 65,000 | $ 21,666 | $ 38,000 |
| Lawrence, KS | 3 | $ 245,000 | $ 81,666 | $ 60,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 8,555,000 | $ 2,851,666 | $ 247,000 |
| Monroe, MI | 3 | $ 175,000 | $ 58,333 | $ 112,000 |
| Montgomery, AL | 3 | $ 335,000 | $ 111,666 | $ 137,000 |
| Ocean City, NJ | 3 | $ 995,000 | $ 331,666 | $ 308,000 |
| Pittsfield, MA | 3 | $ 545,000 | $ 181,666 | $ 158,000 |
| Roanoke, VA | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Salem, OR | 3 | $ 335,000 | $ 111,666 | $ 56,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Urban Honolulu, HI | 3 | $ 285,000 | $ 95,000 | $ 142,000 |
| Vallejo-Fairfield, CA | 3 | $ 225,000 | $ 75,000 | $ 144,000 |
| Vineland-Bridgeton, NJ | 3 | $ 85,000 | $ 28,333 | $ 67,000 |
| Visalia-Porterville, CA | 3 | $ 115,000 | $ 38,333 | $ 109,000 |
| Yuma, AZ | 3 | $ 185,000 | $ 61,666 | $ 125,000 |
| Akron, OH | 2 | $ 160,000 | $ 80,000 | $ 190,000 |
| Albuquerque, NM | 2 | $ 120,000 | $ 60,000 | $ 236,000 |
| Anchorage, AK | 2 | $ 60,000 | $ 30,000 | $ 23,000 |
| Auburn-Opelika, AL | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 240,000 | $ 120,000 | $ 170,000 |
| Boulder, CO | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Brunswick, GA | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Chico, CA | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Dothan, AL | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Duluth, MN-WI | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| Eau Claire, WI | 2 | $ 130,000 | $ 65,000 | $ 181,000 |
| Flint, MI | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Florence, SC | 2 | $ 120,000 | $ 60,000 | $ 93,000 |
| Gary, IN | 2 | $ 60,000 | $ 30,000 | $ 95,000 |
| Harrisburg-Carlisle, PA | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Hot Springs, AR | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Johnson City, TN | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 700,000 | $ 350,000 | $ 116,000 |
| Lafayette, LA | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Lincoln, NE | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 240,000 | $ 120,000 | $ 148,000 |
| Logan, UT-ID | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Lynchburg, VA | 2 | $ 100,000 | $ 50,000 | $ 64,000 |
| Mobile, AL | 2 | $ 60,000 | $ 30,000 | $ 102,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 150,000 | $ 75,000 | $ 140,000 |
| New Bern, NC | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Ogden-Clearfield, UT | 2 | $ 860,000 | $ 430,000 | $ 491,000 |
| Oshkosh-Neenah, WI | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Reading, PA | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| Redding, CA | 2 | $ 90,000 | $ 45,000 | $ 154,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 340,000 | $ 170,000 | $ 267,000 |
| Sebring, FL | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Springfield, MO | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Watertown-Fort Drum, NY | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Wichita, KS | 2 | $ 610,000 | $ 305,000 | $ 247,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 210,000 | $ 105,000 | $ 185,500 |
| Albany, OR | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Ames, IA | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
| Athens-Clarke County, GA | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Austin-Round Rock, TX | 1 | $ 915,000 | $ 915,000 | $ 207,000 |
| Billings, MT | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Bowling Green, KY | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| California-Lexington Park, MD | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Canton-Massillon, OH | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| Cape Girardeau, MO-IL | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Carson City, NV | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| El Paso, TX | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Elmira, NY | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Evansville, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Fort Collins, CO | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Fort Wayne, IN | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Goldsboro, NC | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Grants Pass, OR | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Great Falls, MT | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Green Bay, WI | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Hammond, LA | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Harrisonburg, VA | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Hattiesburg, MS | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Idaho Falls, ID | 1 | $ 35,000 | $ 35,000 | $ 224,000 |
| Jefferson City, MO | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Kalamazoo-Portage, MI | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Lancaster, PA | 1 | $ 465,000 | $ 465,000 | $ 146,000 |
| Lebanon, PA | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Lewiston-Auburn, ME | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Lubbock, TX | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Madera, CA | 1 | $ 75,000 | $ 75,000 | $ 225,000 |
| Medford, OR | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Midland, MI | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Morgantown, WV | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Morristown, TN | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Niles-Benton Harbor, MI | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Owensboro, KY | 1 | $ 805,000 | $ 805,000 | $ 245,000 |
| Parkersburg-Vienna, WV | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Peoria, IL | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Racine, WI | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Rapid City, SD | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Rocky Mount, NC | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Santa Fe, NM | 1 | $ 505,000 | $ 505,000 | $ 198,000 |
| Santa Rosa, CA | 1 | $ 205,000 | $ 205,000 | $ 294,000 |
| Sioux Falls, SD | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 199,000 |
| Springfield, IL | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Staunton-Waynesboro, VA | 1 | $ 75,000 | $ 75,000 | $ 2,544,000 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Warner Robins, GA | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Wenatchee, WA | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Winchester, VA-WV | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Yuba City, CA | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,072 | $1,060,990,000 | $131,000 | $1,505,000 | $165,000 | $4,640,000 |
| Cash-out Refinancing | 5,657 | $1,743,475,000 | $308,000 | $5,205,000 | $173,000 | $5,025,000 |
| Other Purpose | 3,292 | $448,700,000 | $136,000 | $5,005,000 | $155,000 | $5,500,000 |
| Refinancing | 3,243 | $1,381,135,000 | $425,000 | $62,505,000 | $177,000 | $2,772,000 |
| Home Purchase | 1,963 | $783,955,000 | $399,000 | $16,455,000 | $172,000 | $7,335,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,340 | $2,449,860,000 | $216,000 | $5,005,000 | $178,000 | $5,500,000 |
| Not Provided | 6,503 | $1,801,485,000 | $277,000 | $5,205,000 | $163,000 | $4,594,000 |
| Asian | 1,611 | $476,525,000 | $295,000 | $2,875,000 | $184,000 | $7,335,000 |
| Hispanic | 1,545 | $261,085,000 | $168,000 | $2,245,000 | $136,000 | $1,397,000 |
| Black or African American | 1,105 | $159,995,000 | $144,000 | $745,000 | $120,000 | $5,025,000 |
| American Indian or Alaskan Native | 55 | $9,025,000 | $164,000 | $1,005,000 | $152,000 | $1,274,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $6,270,000 | $195,000 | $1,125,000 | $115,000 | $783,000 |
| Not applicable | 25 | $247,085,000 | $9,883,000 | $62,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,970 | $5,328,820,000 | $242,000 | $62,505,000 | $169,000 | $7,335,000 |
| FHA-insured (Federal Housing Administration) | 250 | $86,620,000 | $346,000 | $775,000 | $109,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,815,000 | $402,000 | $525,000 | $125,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,797 | $3,044,035,000 | $281,000 | $62,255,000 | $181,000 | $7,335,000 |
| Application Denied By Financial Institution | 7,306 | $1,196,770,000 | $163,000 | $8,505,000 | $146,000 | $5,025,000 |
| Application Withdrawn By Applicant | 2,876 | $760,270,000 | $264,000 | $62,505,000 | $179,000 | $5,500,000 |
| File Closed For Incompleteness | 1,011 | $353,705,000 | $349,000 | $2,685,000 | $162,000 | $4,413,000 |
| Application Approved But Not Accepted | 237 | $63,475,000 | $267,000 | $9,175,000 | $163,000 | $984,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,921 | $4,221,485,000 | $282,000 | $62,505,000 | $179,000 | $7,335,000 |
| Credit History | 1,957 | $222,245,000 | $113,000 | $8,505,000 | $130,000 | $2,544,000 |
| Debt-To-Income Ratio | 1,952 | $395,980,000 | $202,000 | $1,505,000 | $91,000 | $1,057,000 |
| Collateral | 1,489 | $250,995,000 | $168,000 | $2,605,000 | $190,000 | $2,885,000 |
| Credit Application Incomplete | 1,291 | $219,845,000 | $170,000 | $2,505,000 | $179,000 | $2,096,000 |
| Unverifiable Information | 446 | $72,460,000 | $162,000 | $1,805,000 | $209,000 | $5,025,000 |
| Other | 91 | $18,395,000 | $202,000 | $1,365,000 | $174,000 | $820,000 |
| Employment History | 70 | $13,810,000 | $197,000 | $1,005,000 | $126,000 | $683,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,040,000 | $304,000 | $505,000 | $125,000 | $239,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About