Fourleaf Federal Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Fourleaf Federal Credit Union of Bethpage, NY reported 18,434 mortgage applications totaling $4.0 billion. The average application was for $216,549, and applicants reported an average income of $181,985. 40% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Nassau County-Suffolk County, NY (7,640), New York-Jersey City-White Plains, NY-NJ (1,928) and Los Angeles-Long Beach-Glendale, CA (437) (applications in parentheses).

Mortgage Company & Address Fourleaf Federal Credit Union
899 South Oyster Bay Road
Bethpage, NY 11714
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,434
Total Mortgage Loan Application Amount $3,991,880,000
Average Mortgage Loan Application Amount $216,549
Highest Mortgage Loan Application Amount $37,585,000
Average Applicant Income $181,985
Highest Applicant Income $4,755,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fourleaf Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fourleaf Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 3,963 $ 682,925,000 $ 172,325 $ 174,000
Nassau, New York 3,677 $ 731,145,000 $ 198,842 $ 183,000
Queens, New York 711 $ 172,935,000 $ 243,227 $ 156,000
Los Angeles, California 437 $ 137,495,000 $ 314,633 $ 228,000
Kings, New York 352 $ 166,140,000 $ 471,988 $ 232,000
Westchester, New York 266 $ 63,680,000 $ 239,398 $ 262,000
Maricopa, Arizona 246 $ 42,360,000 $ 172,195 $ 152,000
Orange, California 177 $ 46,725,000 $ 263,983 $ 237,000
San Diego, California 171 $ 41,285,000 $ 241,432 $ 202,000
Cook, Illinois 168 $ 82,870,000 $ 493,273 $ 239,000
Broward, Florida 151 $ 30,435,000 $ 201,556 $ 169,000
Riverside, California 149 $ 26,525,000 $ 178,020 $ 163,000
Palm Beach, Florida 138 $ 30,400,000 $ 220,289 $ 218,000
Richmond, New York 126 $ 24,360,000 $ 193,333 $ 163,000
Miami-Dade, Florida 122 $ 39,660,000 $ 325,081 $ 229,000
Clark, Nevada 121 $ 18,775,000 $ 155,165 $ 181,000
New York, New York 114 $ 81,280,000 $ 712,982 $ 408,000
Bronx, New York 111 $ 39,605,000 $ 356,801 $ 147,000
Fairfield, Connecticut 106 $ 35,000,000 $ 330,188 $ 315,000
Bergen, New Jersey 106 $ 30,160,000 $ 284,528 $ 259,000
King, Washington 106 $ 35,090,000 $ 331,037 $ 249,000
Alameda, California 103 $ 29,895,000 $ 290,242 $ 273,000
Monmouth, New Jersey 91 $ 31,855,000 $ 350,054 $ 294,000
Gwinnett, Georgia 82 $ 9,820,000 $ 119,756 $ 135,000
Hillsborough, Florida 81 $ 14,335,000 $ 176,975 $ 161,000
Fulton, Georgia 76 $ 37,930,000 $ 499,078 $ 251,000
Essex, New Jersey 75 $ 16,195,000 $ 215,933 $ 216,000
Contra Costa, California 70 $ 18,860,000 $ 269,428 $ 236,000
Mecklenburg, North Carolina 68 $ 19,600,000 $ 288,235 $ 173,000
Santa Clara, California 67 $ 26,295,000 $ 392,462 $ 302,000
Orange, New York 66 $ 12,110,000 $ 183,484 $ 181,000
Orange, Florida 64 $ 45,780,000 $ 715,312 $ 138,000
Ocean, New Jersey 61 $ 15,935,000 $ 261,229 $ 210,000
San Bernardino, California 59 $ 9,235,000 $ 156,525 $ 172,000
Ventura, California 59 $ 14,585,000 $ 247,203 $ 213,000
Sacramento, California 57 $ 7,865,000 $ 137,982 $ 145,000
Middlesex, New Jersey 57 $ 8,635,000 $ 151,491 $ 151,000
Wake, North Carolina 57 $ 10,455,000 $ 183,421 $ 241,000
Rockland, New York 56 $ 11,550,000 $ 206,250 $ 218,000
Pinellas, Florida 54 $ 7,040,000 $ 130,370 $ 124,000
Cobb, Georgia 52 $ 5,600,000 $ 107,692 $ 175,000
Union, New Jersey 52 $ 12,000,000 $ 230,769 $ 231,000
Erie, New York 50 $ 3,970,000 $ 79,400 $ 119,000
DeKalb, Georgia 49 $ 6,435,000 $ 131,326 $ 131,000
Middlesex, Massachusetts 47 $ 15,505,000 $ 329,893 $ 227,000
Beaufort, South Carolina 47 $ 14,565,000 $ 309,893 $ 234,000
Lee, Florida 46 $ 9,720,000 $ 211,304 $ 155,000
Morris, New Jersey 44 $ 13,010,000 $ 295,681 $ 260,000
Duval, Florida 43 $ 7,655,000 $ 178,023 $ 128,000
Hudson, New Jersey 43 $ 33,505,000 $ 779,186 $ 231,000
Fairfax, Virginia 43 $ 7,805,000 $ 181,511 $ 229,000
Dutchess, New York 40 $ 6,520,000 $ 163,000 $ 165,000
Pima, Arizona 39 $ 6,035,000 $ 154,743 $ 152,000
DuPage, Illinois 39 $ 7,035,000 $ 180,384 $ 170,000
New Haven, Connecticut 38 $ 9,090,000 $ 239,210 $ 124,000
Placer, California 35 $ 6,505,000 $ 185,857 $ 166,000
Collier, Florida 35 $ 13,755,000 $ 393,000 $ 238,000
San Francisco, California 34 $ 14,280,000 $ 420,000 $ 283,000
Marin, California 33 $ 16,635,000 $ 504,090 $ 515,000
Denver, Colorado 33 $ 6,695,000 $ 202,878 $ 199,000
Snohomish, Washington 33 $ 6,805,000 $ 206,212 $ 184,000
District of Columbia, District Of Columbia 32 $ 7,380,000 $ 230,625 $ 230,000
Seminole, Florida 32 $ 5,460,000 $ 170,625 $ 186,000
Santa Barbara, California 31 $ 13,195,000 $ 425,645 $ 220,000
Osceola, Florida 31 $ 3,565,000 $ 115,000 $ 141,000
St. Johns, Florida 31 $ 5,705,000 $ 184,032 $ 186,000
Forsyth, Georgia 31 $ 4,875,000 $ 157,258 $ 185,000
Montgomery, Pennsylvania 31 $ 5,835,000 $ 188,225 $ 199,000
Pierce, Washington 30 $ 3,830,000 $ 127,666 $ 153,000
Brevard, Florida 29 $ 2,845,000 $ 98,103 $ 137,000
Manatee, Florida 29 $ 4,655,000 $ 160,517 $ 169,000
Pasco, Florida 29 $ 4,535,000 $ 156,379 $ 193,000
Sarasota, Florida 29 $ 7,405,000 $ 255,344 $ 192,000
Volusia, Florida 29 $ 4,165,000 $ 143,620 $ 112,000
Montgomery, Maryland 29 $ 6,855,000 $ 236,379 $ 214,000
Ulster, New York 29 $ 5,825,000 $ 200,862 $ 237,000
Horry, South Carolina 29 $ 4,805,000 $ 165,689 $ 140,000
Johnson, Kansas 28 $ 2,520,000 $ 90,000 $ 147,000
Passaic, New Jersey 28 $ 4,440,000 $ 158,571 $ 141,000
Charleston, South Carolina 28 $ 4,430,000 $ 158,214 $ 199,000
Davidson, Tennessee 28 $ 4,830,000 $ 172,500 $ 180,000
Cherokee, Georgia 27 $ 3,625,000 $ 134,259 $ 139,000
Washoe, Nevada 27 $ 5,675,000 $ 210,185 $ 146,000
Union, North Carolina 27 $ 4,745,000 $ 175,740 $ 171,000
Cuyahoga, Ohio 27 $ 4,645,000 $ 172,037 $ 135,000
Clackamas, Oregon 27 $ 3,745,000 $ 138,703 $ 140,000
Multnomah, Oregon 27 $ 3,105,000 $ 115,000 $ 146,000
Washington, Oregon 27 $ 3,965,000 $ 146,851 $ 164,000
Polk, Florida 26 $ 3,170,000 $ 121,923 $ 133,000
St. Lucie, Florida 26 $ 3,190,000 $ 122,692 $ 95,000
Douglas, Colorado 25 $ 5,265,000 $ 210,600 $ 205,000
Worcester, Massachusetts 25 $ 5,515,000 $ 220,600 $ 189,000
San Mateo, California 24 $ 7,410,000 $ 308,750 $ 308,000
Jefferson, Colorado 24 $ 5,330,000 $ 222,083 $ 209,000
Hartford, Connecticut 24 $ 3,160,000 $ 131,666 $ 160,000
Hennepin, Minnesota 24 $ 4,510,000 $ 187,916 $ 170,000
Allegheny, Pennsylvania 24 $ 3,230,000 $ 134,583 $ 135,000
Onondaga, New York 23 $ 2,285,000 $ 99,347 $ 146,000
Philadelphia, Pennsylvania 23 $ 6,475,000 $ 281,521 $ 134,000
Saratoga, New York 22 $ 3,470,000 $ 157,727 $ 148,000
Franklin, Ohio 22 $ 2,510,000 $ 114,090 $ 132,000
Loudoun, Virginia 22 $ 3,960,000 $ 180,000 $ 188,000
New Castle, Delaware 21 $ 1,595,000 $ 75,952 $ 121,000
Lake, Florida 21 $ 2,435,000 $ 115,952 $ 127,000
Lake, Illinois 21 $ 6,695,000 $ 318,809 $ 209,000
Essex, Massachusetts 21 $ 5,815,000 $ 276,904 $ 193,000
Norfolk, Massachusetts 21 $ 5,265,000 $ 250,714 $ 252,000
Salt Lake, Utah 21 $ 3,215,000 $ 153,095 $ 195,000
Oakland, Michigan 20 $ 2,000,000 $ 100,000 $ 114,000
Mercer, New Jersey 20 $ 2,760,000 $ 138,000 $ 160,000
Monroe, New York 20 $ 1,730,000 $ 86,500 $ 133,000
Buncombe, North Carolina 20 $ 3,610,000 $ 180,500 $ 167,000
Guilford, North Carolina 20 $ 1,840,000 $ 92,000 $ 111,000
Bucks, Pennsylvania 20 $ 3,660,000 $ 183,000 $ 173,000
Fresno, California 19 $ 2,205,000 $ 116,052 $ 226,000
San Joaquin, California 19 $ 5,745,000 $ 302,368 $ 170,000
Burlington, New Jersey 19 $ 2,855,000 $ 150,263 $ 209,000
Monroe, Pennsylvania 19 $ 2,435,000 $ 128,157 $ 129,000
Greenville, South Carolina 19 $ 1,565,000 $ 82,368 $ 133,000
Virginia Beach, Virginia 19 $ 2,135,000 $ 112,368 $ 150,000
Clark, Washington 19 $ 3,075,000 $ 161,842 $ 150,000
Boulder, Colorado 18 $ 4,270,000 $ 237,222 $ 178,000
El Paso, Colorado 18 $ 2,100,000 $ 116,666 $ 173,000
Suffolk, Massachusetts 18 $ 10,550,000 $ 586,111 $ 273,000
Chesterfield, Virginia 18 $ 2,100,000 $ 116,666 $ 140,000
San Luis Obispo, California 17 $ 5,905,000 $ 347,352 $ 181,000
Marion, Florida 17 $ 2,095,000 $ 123,235 $ 96,000
Jefferson, Kentucky 17 $ 8,785,000 $ 516,764 $ 123,000
Orleans, Louisiana 17 $ 1,265,000 $ 74,411 $ 125,000
Frederick, Maryland 17 $ 3,215,000 $ 189,117 $ 131,000
Somerset, New Jersey 17 $ 2,655,000 $ 156,176 $ 162,000
Deschutes, Oregon 17 $ 2,575,000 $ 151,470 $ 147,000
Kern, California 16 $ 1,490,000 $ 93,125 $ 110,000
Adams, Colorado 16 $ 2,150,000 $ 134,375 $ 113,000
Kane, Illinois 16 $ 1,890,000 $ 118,125 $ 140,000
Wayne, Michigan 16 $ 2,230,000 $ 139,375 $ 334,000
Sullivan, New York 16 $ 2,160,000 $ 135,000 $ 134,000
Sumner, Tennessee 16 $ 2,010,000 $ 125,625 $ 180,000
Williamson, Tennessee 16 $ 4,180,000 $ 261,250 $ 232,000
El Dorado, California 15 $ 2,995,000 $ 199,666 $ 216,000
Ada, Idaho 15 $ 3,885,000 $ 259,000 $ 158,000
Anne Arundel, Maryland 15 $ 2,355,000 $ 157,000 $ 161,000
Gloucester, New Jersey 15 $ 1,625,000 $ 108,333 $ 135,000
Columbia, New York 15 $ 4,355,000 $ 290,333 $ 219,000
Putnam, New York 15 $ 2,015,000 $ 134,333 $ 157,000
Iredell, North Carolina 15 $ 1,535,000 $ 102,333 $ 122,000
Johnston, North Carolina 15 $ 1,905,000 $ 127,000 $ 125,000
Delaware, Pennsylvania 15 $ 2,285,000 $ 152,333 $ 274,000
Prince William, Virginia 15 $ 1,245,000 $ 83,000 $ 182,000
Kitsap, Washington 15 $ 2,435,000 $ 162,333 $ 172,000
Santa Cruz, California 14 $ 3,710,000 $ 265,000 $ 157,000
Arapahoe, Colorado 14 $ 2,680,000 $ 191,428 $ 147,000
Will, Illinois 14 $ 2,290,000 $ 163,571 $ 129,000
St. Louis, Missouri 14 $ 9,490,000 $ 677,857 $ 160,000
Camden, New Jersey 14 $ 1,410,000 $ 100,714 $ 164,000
Niagara, New York 14 $ 1,350,000 $ 96,428 $ 113,000
Chester, Pennsylvania 14 $ 2,260,000 $ 161,428 $ 177,000
Jefferson, Alabama 13 $ 1,125,000 $ 86,538 $ 160,000
Madison, Alabama 13 $ 1,895,000 $ 145,769 $ 179,000
Marion, Indiana 13 $ 1,325,000 $ 101,923 $ 109,000
Bristol, Massachusetts 13 $ 1,615,000 $ 124,230 $ 100,000
Jackson, Missouri 13 $ 1,015,000 $ 78,076 $ 116,000
Rockingham, New Hampshire 13 $ 1,865,000 $ 143,461 $ 235,000
York, South Carolina 13 $ 1,775,000 $ 136,538 $ 148,000
Pinal, Arizona 12 $ 1,010,000 $ 84,166 $ 119,000
Yavapai, Arizona 12 $ 1,800,000 $ 150,000 $ 123,000
Martin, Florida 12 $ 3,020,000 $ 251,666 $ 146,000
McHenry, Illinois 12 $ 1,460,000 $ 121,666 $ 186,000
Lake, Indiana 12 $ 710,000 $ 59,166 $ 109,000
Baltimore, Maryland 12 $ 890,000 $ 74,166 $ 161,000
Plymouth, Massachusetts 12 $ 2,740,000 $ 228,333 $ 211,000
Hillsborough, New Hampshire 12 $ 1,980,000 $ 165,000 $ 173,000
Hunterdon, New Jersey 12 $ 2,020,000 $ 168,333 $ 166,000
Durham, North Carolina 12 $ 1,740,000 $ 145,000 $ 172,000
Pike, Pennsylvania 12 $ 2,530,000 $ 210,833 $ 165,000
Lexington, South Carolina 12 $ 1,180,000 $ 98,333 $ 81,000
Richland, South Carolina 12 $ 1,260,000 $ 105,000 $ 123,000
Fayette, Kentucky 11 $ 645,000 $ 58,636 $ 113,000
Howard, Maryland 11 $ 1,625,000 $ 147,727 $ 146,000
Hampden, Massachusetts 11 $ 725,000 $ 65,909 $ 106,000
Kent, Michigan 11 $ 1,025,000 $ 93,181 $ 180,000
Brunswick, North Carolina 11 $ 1,355,000 $ 123,181 $ 132,000
Forsyth, North Carolina 11 $ 825,000 $ 75,000 $ 113,000
New Hanover, North Carolina 11 $ 3,115,000 $ 283,181 $ 214,000
Berkeley, South Carolina 11 $ 1,135,000 $ 103,181 $ 124,000
Henrico, Virginia 11 $ 1,685,000 $ 153,181 $ 193,000
Monterey, California 10 $ 3,340,000 $ 334,000 $ 281,000
Sonoma, California 10 $ 1,670,000 $ 167,000 $ 155,000
Larimer, Colorado 10 $ 1,100,000 $ 110,000 $ 133,000
Weld, Colorado 10 $ 1,530,000 $ 153,000 $ 130,000
Litchfield, Connecticut 10 $ 3,240,000 $ 324,000 $ 302,000
Coweta, Georgia 10 $ 820,000 $ 82,000 $ 135,000
Fayette, Georgia 10 $ 1,230,000 $ 123,000 $ 92,000
Hall, Georgia 10 $ 2,610,000 $ 261,000 $ 141,000
Paulding, Georgia 10 $ 1,090,000 $ 109,000 $ 132,000
Prince George's, Maryland 10 $ 1,000,000 $ 100,000 $ 149,000
Atlantic, New Jersey 10 $ 1,110,000 $ 111,000 $ 144,000
Broome, New York 10 $ 1,090,000 $ 109,000 $ 106,000
Rensselaer, New York 10 $ 870,000 $ 87,000 $ 120,000
Lincoln, North Carolina 10 $ 1,700,000 $ 170,000 $ 133,000
Delaware, Ohio 10 $ 930,000 $ 93,000 $ 188,000
Oklahoma, Oklahoma 10 $ 6,130,000 $ 613,000 $ 102,000
Marion, Oregon 10 $ 950,000 $ 95,000 $ 114,000
Northampton, Pennsylvania 10 $ 1,260,000 $ 126,000 $ 191,000
Knox, Tennessee 10 $ 1,690,000 $ 169,000 $ 200,000
Utah, Utah 10 $ 1,750,000 $ 175,000 $ 148,000
Spokane, Washington 10 $ 970,000 $ 97,000 $ 114,000
New London, Connecticut 9 $ 1,135,000 $ 126,111 $ 211,000
Charlotte, Florida 9 $ 1,805,000 $ 200,555 $ 192,000
Flagler, Florida 9 $ 1,365,000 $ 151,666 $ 114,000
Hernando, Florida 9 $ 935,000 $ 103,888 $ 116,000
Santa Rosa, Florida 9 $ 615,000 $ 68,333 $ 171,000
Chatham, Georgia 9 $ 1,915,000 $ 212,777 $ 142,000
Henry, Georgia 9 $ 1,045,000 $ 116,111 $ 150,000
St. Tammany, Louisiana 9 $ 965,000 $ 107,222 $ 124,000
Cumberland, Maine 9 $ 1,195,000 $ 132,777 $ 129,000
York, Maine 9 $ 1,765,000 $ 196,111 $ 154,000
Macomb, Michigan 9 $ 485,000 $ 53,888 $ 117,000
Douglas, Nebraska 9 $ 725,000 $ 80,555 $ 191,000
Merrimack, New Hampshire 9 $ 635,000 $ 70,555 $ 139,000
Sussex, New Jersey 9 $ 1,325,000 $ 147,222 $ 229,000
Bernalillo, New Mexico 9 $ 755,000 $ 83,888 $ 101,000
Albany, New York 9 $ 865,000 $ 96,111 $ 120,000
Gaston, North Carolina 9 $ 725,000 $ 80,555 $ 88,000
Providence, Rhode Island 9 $ 1,295,000 $ 143,888 $ 116,000
Hamilton, Tennessee 9 $ 1,535,000 $ 170,555 $ 156,000
Shelby, Tennessee 9 $ 38,265,000 $ 4,251,666 $ 98,000
Arlington, Virginia 9 $ 2,495,000 $ 277,222 $ 230,000
Yakima, Washington 9 $ 905,000 $ 100,555 $ 79,000
Shelby, Alabama 8 $ 530,000 $ 66,250 $ 74,000
Benton, Arkansas 8 $ 1,320,000 $ 165,000 $ 187,000
Butte, California 8 $ 920,000 $ 115,000 $ 188,000
Napa, California 8 $ 2,830,000 $ 353,750 $ 196,000
Nevada, California 8 $ 1,940,000 $ 242,500 $ 183,000
Sussex, Delaware 8 $ 1,290,000 $ 161,250 $ 145,000
Indian River, Florida 8 $ 1,680,000 $ 210,000 $ 81,000
Leon, Florida 8 $ 940,000 $ 117,500 $ 106,000
Nassau, Florida 8 $ 1,210,000 $ 151,250 $ 148,000
Sumter, Florida 8 $ 1,440,000 $ 180,000 $ 145,000
Columbia, Georgia 8 $ 610,000 $ 76,250 $ 160,000
Douglas, Georgia 8 $ 570,000 $ 71,250 $ 115,000
Kootenai, Idaho 8 $ 820,000 $ 102,500 $ 100,000
Hendricks, Indiana 8 $ 460,000 $ 57,500 $ 114,000
Sedgwick, Kansas 8 $ 430,000 $ 53,750 $ 100,000
Berrien, Michigan 8 $ 1,880,000 $ 235,000 $ 213,000
Greene, Missouri 8 $ 840,000 $ 105,000 $ 160,000
Cape May, New Jersey 8 $ 3,820,000 $ 477,500 $ 282,000
Warren, New York 8 $ 1,400,000 $ 175,000 $ 132,000
Catawba, North Carolina 8 $ 1,120,000 $ 140,000 $ 153,000
Cumberland, North Carolina 8 $ 540,000 $ 67,500 $ 85,000
Butler, Ohio 8 $ 690,000 $ 86,250 $ 118,000
Summit, Ohio 8 $ 720,000 $ 90,000 $ 144,000
Berks, Pennsylvania 8 $ 670,000 $ 83,750 $ 121,000
Wayne, Pennsylvania 8 $ 1,530,000 $ 191,250 $ 169,000
Dorchester, South Carolina 8 $ 860,000 $ 107,500 $ 172,000
Baldwin, Alabama 7 $ 695,000 $ 99,285 $ 132,000
Monroe, Florida 7 $ 935,000 $ 133,571 $ 210,000
Okaloosa, Florida 7 $ 1,905,000 $ 272,142 $ 177,000
Walton, Florida 7 $ 3,045,000 $ 435,000 $ 703,000
Barrow, Georgia 7 $ 565,000 $ 80,714 $ 108,000
Bartow, Georgia 7 $ 935,000 $ 133,571 $ 324,000
Clayton, Georgia 7 $ 8,915,000 $ 1,273,571 $ 65,000
Hamilton, Indiana 7 $ 1,475,000 $ 210,714 $ 181,000
Penobscot, Maine 7 $ 745,000 $ 106,428 $ 97,000
Baltimore City, Maryland 7 $ 565,000 $ 80,714 $ 92,000
Carver, Minnesota 7 $ 995,000 $ 142,142 $ 165,000
Sandoval, New Mexico 7 $ 415,000 $ 59,285 $ 99,000
Genesee, New York 7 $ 575,000 $ 82,142 $ 124,000
Oneida, New York 7 $ 435,000 $ 62,142 $ 98,000
Moore, North Carolina 7 $ 695,000 $ 99,285 $ 118,000
Onslow, North Carolina 7 $ 505,000 $ 72,142 $ 147,000
Lancaster, Pennsylvania 7 $ 685,000 $ 97,857 $ 126,000
Washington, Arkansas 6 $ 190,000 $ 31,666 $ 99,000
Solano, California 6 $ 1,160,000 $ 193,333 $ 207,000
Middlesex, Connecticut 6 $ 1,020,000 $ 170,000 $ 178,000
Kent, Delaware 6 $ 450,000 $ 75,000 $ 82,000
Citrus, Florida 6 $ 1,080,000 $ 180,000 $ 107,000
Floyd, Georgia 6 $ 510,000 $ 85,000 $ 83,000
Johnson, Indiana 6 $ 320,000 $ 53,333 $ 136,000
Porter, Indiana 6 $ 940,000 $ 156,666 $ 183,000
St. Joseph, Indiana 6 $ 660,000 $ 110,000 $ 119,000
Harford, Maryland 6 $ 510,000 $ 85,000 $ 176,000
Queen Anne's, Maryland 6 $ 800,000 $ 133,333 $ 186,000
Genesee, Michigan 6 $ 290,000 $ 48,333 $ 87,000
DeSoto, Mississippi 6 $ 530,000 $ 88,333 $ 127,000
Sarpy, Nebraska 6 $ 690,000 $ 115,000 $ 102,000
Warren, New Jersey 6 $ 600,000 $ 100,000 $ 170,000
Schenectady, New York 6 $ 830,000 $ 138,333 $ 133,000
Orange, North Carolina 6 $ 1,410,000 $ 235,000 $ 259,000
Clermont, Ohio 6 $ 450,000 $ 75,000 $ 174,000
Licking, Ohio 6 $ 650,000 $ 108,333 $ 117,000
Mahoning, Ohio 6 $ 370,000 $ 61,666 $ 188,000
Montgomery, Ohio 6 $ 540,000 $ 90,000 $ 92,000
Tulsa, Oklahoma 6 $ 410,000 $ 68,333 $ 127,000
Lane, Oregon 6 $ 830,000 $ 138,333 $ 170,000
Polk, Oregon 6 $ 570,000 $ 95,000 $ 94,000
Lehigh, Pennsylvania 6 $ 310,000 $ 51,666 $ 138,000
Washington, Rhode Island 6 $ 1,220,000 $ 203,333 $ 249,000
Lancaster, South Carolina 6 $ 520,000 $ 86,666 $ 100,000
Spartanburg, South Carolina 6 $ 580,000 $ 96,666 $ 107,000
Rutherford, Tennessee 6 $ 490,000 $ 81,666 $ 89,000
Chittenden, Vermont 6 $ 1,350,000 $ 225,000 $ 144,000
Richmond City, Virginia 6 $ 500,000 $ 83,333 $ 105,000
Waukesha, Wisconsin 6 $ 820,000 $ 136,666 $ 145,000
Mobile, Alabama 5 $ 385,000 $ 77,000 $ 84,000
Stanislaus, California 5 $ 195,000 $ 39,000 $ 96,000
Tulare, California 5 $ 855,000 $ 171,000 $ 179,000
Mesa, Colorado 5 $ 665,000 $ 133,000 $ 99,000
Windham, Connecticut 5 $ 545,000 $ 109,000 $ 294,000
Alachua, Florida 5 $ 475,000 $ 95,000 $ 168,000
Clay, Florida 5 $ 435,000 $ 87,000 $ 158,000
Clarke, Georgia 5 $ 6,485,000 $ 1,297,000 $ 187,000
Newton, Georgia 5 $ 235,000 $ 47,000 $ 136,000
Canyon, Idaho 5 $ 615,000 $ 123,000 $ 228,000
Calcasieu, Louisiana 5 $ 225,000 $ 45,000 $ 65,000
Barnstable, Massachusetts 5 $ 1,205,000 $ 241,000 $ 169,000
Washtenaw, Michigan 5 $ 635,000 $ 127,000 $ 154,000
Gallatin, Montana 5 $ 355,000 $ 71,000 $ 96,000
Belknap, New Hampshire 5 $ 1,015,000 $ 203,000 $ 224,000
Chautauqua, New York 5 $ 265,000 $ 53,000 $ 41,000
Delaware, New York 5 $ 315,000 $ 63,000 $ 121,000
Greene, New York 5 $ 1,445,000 $ 289,000 $ 282,000
Harnett, North Carolina 5 $ 575,000 $ 115,000 $ 116,000
Lorain, Ohio 5 $ 725,000 $ 145,000 $ 125,000
Medina, Ohio 5 $ 325,000 $ 65,000 $ 107,000
Stark, Ohio 5 $ 245,000 $ 49,000 $ 153,000
Luzerne, Pennsylvania 5 $ 285,000 $ 57,000 $ 63,000
Westmoreland, Pennsylvania 5 $ 1,195,000 $ 239,000 $ 138,000
Sumter, South Carolina 5 $ 665,000 $ 133,000 $ 60,000
Robertson, Tennessee 5 $ 1,065,000 $ 213,000 $ 157,000
Spotsylvania, Virginia 5 $ 505,000 $ 101,000 $ 160,000
Island, Washington 5 $ 1,985,000 $ 397,000 $ 152,000
Thurston, Washington 5 $ 495,000 $ 99,000 $ 136,000
Fremont, Wyoming 5 $ 885,000 $ 177,000 $ 90,000
Coconino, Arizona 4 $ 1,180,000 $ 295,000 $ 211,000
Mohave, Arizona 4 $ 590,000 $ 147,500 $ 38,000
Yuma, Arizona 4 $ 250,000 $ 62,500 $ 96,000
Humboldt, California 4 $ 570,000 $ 142,500 $ 291,000
Yolo, California 4 $ 1,340,000 $ 335,000 $ 121,000
Bay, Florida 4 $ 530,000 $ 132,500 $ 108,000
Bibb, Georgia 4 $ 300,000 $ 75,000 $ 75,000
Bryan, Georgia 4 $ 230,000 $ 57,500 $ 118,000
Carroll, Georgia 4 $ 520,000 $ 130,000 $ 107,000
Dawson, Georgia 4 $ 1,770,000 $ 442,500 $ 163,000
Harris, Georgia 4 $ 250,000 $ 62,500 $ 151,000
Monroe, Georgia 4 $ 280,000 $ 70,000 $ 140,000
Honolulu, Hawaii 4 $ 740,000 $ 185,000 $ 123,000
Kendall, Illinois 4 $ 400,000 $ 100,000 $ 142,000
Allen, Indiana 4 $ 280,000 $ 70,000 $ 99,000
Floyd, Indiana 4 $ 240,000 $ 60,000 $ 116,000
Morgan, Indiana 4 $ 280,000 $ 70,000 $ 137,000
Polk, Iowa 4 $ 230,000 $ 57,500 $ 211,000
Douglas, Kansas 4 $ 760,000 $ 190,000 $ 139,000
Oldham, Kentucky 4 $ 190,000 $ 47,500 $ 94,000
Kennebec, Maine 4 $ 230,000 $ 57,500 $ 67,000
Washington, Maine 4 $ 1,100,000 $ 275,000 $ 206,000
Cecil, Maryland 4 $ 170,000 $ 42,500 $ 176,000
Worcester, Maryland 4 $ 460,000 $ 115,000 $ 137,000
Berkshire, Massachusetts 4 $ 1,590,000 $ 397,500 $ 177,000
Anoka, Minnesota 4 $ 230,000 $ 57,500 $ 102,000
Washington, Minnesota 4 $ 310,000 $ 77,500 $ 198,000
Platte, Missouri 4 $ 200,000 $ 50,000 $ 95,000
Carson City, Nevada 4 $ 360,000 $ 90,000 $ 130,000
Cheshire, New Hampshire 4 $ 650,000 $ 162,500 $ 210,000
Dona Ana, New Mexico 4 $ 450,000 $ 112,500 $ 83,000
Fulton, New York 4 $ 350,000 $ 87,500 $ 124,000
Ontario, New York 4 $ 160,000 $ 40,000 $ 118,000
St. Lawrence, New York 4 $ 290,000 $ 72,500 $ 98,000
Washington, New York 4 $ 460,000 $ 115,000 $ 119,000
Cabarrus, North Carolina 4 $ 280,000 $ 70,000 $ 119,000
Currituck, North Carolina 4 $ 810,000 $ 202,500 $ 201,000
Dare, North Carolina 4 $ 1,290,000 $ 322,500 $ 181,000
Randolph, North Carolina 4 $ 180,000 $ 45,000 $ 84,000
Rowan, North Carolina 4 $ 270,000 $ 67,500 $ 117,000
Geauga, Ohio 4 $ 390,000 $ 97,500 $ 127,000
Lake, Ohio 4 $ 460,000 $ 115,000 $ 236,000
Richland, Ohio 4 $ 340,000 $ 85,000 $ 78,000
Warren, Ohio 4 $ 380,000 $ 95,000 $ 156,000
Wood, Ohio 4 $ 520,000 $ 130,000 $ 87,000
Cleveland, Oklahoma 4 $ 210,000 $ 52,500 $ 100,000
Douglas, Oregon 4 $ 200,000 $ 50,000 $ 86,000
Carbon, Pennsylvania 4 $ 860,000 $ 215,000 $ 165,000
Cumberland, Pennsylvania 4 $ 190,000 $ 47,500 $ 109,000
Fayette, Pennsylvania 4 $ 180,000 $ 45,000 $ 83,000
York, Pennsylvania 4 $ 210,000 $ 52,500 $ 176,000
Florence, South Carolina 4 $ 250,000 $ 62,500 $ 93,000
Pickens, South Carolina 4 $ 180,000 $ 45,000 $ 92,000
Sullivan, Tennessee 4 $ 220,000 $ 55,000 $ 182,000
Wilson, Tennessee 4 $ 280,000 $ 70,000 $ 161,000
Summit, Utah 4 $ 5,240,000 $ 1,310,000 $ 347,000
Alexandria, Virginia 4 $ 1,030,000 $ 257,500 $ 207,000
Bedford, Virginia 4 $ 120,000 $ 30,000 $ 145,000
Caroline, Virginia 4 $ 680,000 $ 170,000 $ 107,000
Chesapeake, Virginia 4 $ 190,000 $ 47,500 $ 175,000
Isle of Wight, Virginia 4 $ 310,000 $ 77,500 $ 75,000
Norfolk, Virginia 4 $ 530,000 $ 132,500 $ 169,000
Washington, Virginia 4 $ 480,000 $ 120,000 $ 239,000
Chelan, Washington 4 $ 980,000 $ 245,000 $ 184,000
Kittitas, Washington 4 $ 1,650,000 $ 412,500 $ 184,000
Klickitat, Washington 4 $ 890,000 $ 222,500 $ 204,000
Mason, Washington 4 $ 360,000 $ 90,000 $ 140,000
Kenosha, Wisconsin 4 $ 1,030,000 $ 257,500 $ 271,000
Autauga, Alabama 3 $ 175,000 $ 58,333 $ 47,000
Anchorage, Alaska 3 $ 295,000 $ 98,333 $ 97,000
Navajo, Arizona 3 $ 205,000 $ 68,333 $ 100,000
Saline, Arkansas 3 $ 265,000 $ 88,333 $ 134,000
Shasta, California 3 $ 265,000 $ 88,333 $ 154,000
Broomfield, Colorado 3 $ 435,000 $ 145,000 $ 160,000
La Plata, Colorado 3 $ 515,000 $ 171,666 $ 177,000
Summit, Colorado 3 $ 355,000 $ 118,333 $ 92,000
Tolland, Connecticut 3 $ 255,000 $ 85,000 $ 77,000
Escambia, Florida 3 $ 125,000 $ 41,666 $ 64,000
Effingham, Georgia 3 $ 125,000 $ 41,666 $ 71,000
Glynn, Georgia 3 $ 435,000 $ 145,000 $ 194,000
Houston, Georgia 3 $ 125,000 $ 41,666 $ 160,000
Jackson, Georgia 3 $ 435,000 $ 145,000 $ 60,000
Rockdale, Georgia 3 $ 145,000 $ 48,333 $ 58,000
Walton, Georgia 3 $ 465,000 $ 155,000 $ 150,000
Whitfield, Georgia 3 $ 165,000 $ 55,000 $ 52,000
Bonner, Idaho 3 $ 715,000 $ 238,333 $ 139,000
Boone, Illinois 3 $ 235,000 $ 78,333 $ 111,000
Madison, Illinois 3 $ 495,000 $ 165,000 $ 119,000
St. Clair, Illinois 3 $ 3,195,000 $ 1,065,000 $ 148,000
Clark, Indiana 3 $ 185,000 $ 61,666 $ 74,000
Barren, Kentucky 3 $ 145,000 $ 48,333 $ 55,000
Kenton, Kentucky 3 $ 145,000 $ 48,333 $ 122,000
East Baton Rouge, Louisiana 3 $ 145,000 $ 48,333 $ 138,000
Washington, Maryland 3 $ 305,000 $ 101,666 $ 91,000
Hampshire, Massachusetts 3 $ 175,000 $ 58,333 $ 170,000
Ottawa, Michigan 3 $ 235,000 $ 78,333 $ 125,000
Dakota, Minnesota 3 $ 315,000 $ 105,000 $ 155,000
Olmsted, Minnesota 3 $ 275,000 $ 91,666 $ 195,000
Rice, Minnesota 3 $ 215,000 $ 71,666 $ 108,000
Hinds, Mississippi 3 $ 8,395,000 $ 2,798,333 $ 164,000
Clay, Missouri 3 $ 115,000 $ 38,333 $ 107,000
Jefferson, Missouri 3 $ 145,000 $ 48,333 $ 96,000
St. Charles, Missouri 3 $ 275,000 $ 91,666 $ 145,000
Flathead, Montana 3 $ 295,000 $ 98,333 $ 108,000
Lewis and Clark, Montana 3 $ 305,000 $ 101,666 $ 110,000
Missoula, Montana 3 $ 285,000 $ 95,000 $ 74,000
Nye, Nevada 3 $ 615,000 $ 205,000 $ 122,000
Coos, New Hampshire 3 $ 465,000 $ 155,000 $ 293,000
Grafton, New Hampshire 3 $ 675,000 $ 225,000 $ 305,000
Santa Fe, New Mexico 3 $ 915,000 $ 305,000 $ 314,000
Chenango, New York 3 $ 165,000 $ 55,000 $ 174,000
Orleans, New York 3 $ 175,000 $ 58,333 $ 54,000
Otsego, New York 3 $ 945,000 $ 315,000 $ 258,000
Tompkins, New York 3 $ 375,000 $ 125,000 $ 217,000
Wayne, New York 3 $ 95,000 $ 31,666 $ 79,000
Alamance, North Carolina 3 $ 185,000 $ 61,666 $ 61,000
Chatham, North Carolina 3 $ 855,000 $ 285,000 $ 327,000
Craven, North Carolina 3 $ 195,000 $ 65,000 $ 102,000
Scotland, North Carolina 3 $ 235,000 $ 78,333 $ 199,000
Ashtabula, Ohio 3 $ 185,000 $ 61,666 $ 83,000
Fairfield, Ohio 3 $ 195,000 $ 65,000 $ 154,000
Hamilton, Ohio 3 $ 155,000 $ 51,666 $ 93,000
Lucas, Ohio 3 $ 185,000 $ 61,666 $ 99,000
Miami, Ohio 3 $ 195,000 $ 65,000 $ 128,000
Canadian, Oklahoma 3 $ 305,000 $ 101,666 $ 160,000
Wagoner, Oklahoma 3 $ 305,000 $ 101,666 $ 95,000
Benton, Oregon 3 $ 285,000 $ 95,000 $ 179,000
Jackson, Oregon 3 $ 535,000 $ 178,333 $ 158,000
Abbeville, South Carolina 3 $ 535,000 $ 178,333 $ 116,000
Aiken, South Carolina 3 $ 175,000 $ 58,333 $ 102,000
Anderson, South Carolina 3 $ 125,000 $ 41,666 $ 112,000
Chester, South Carolina 3 $ 525,000 $ 175,000 $ 213,000
Oconee, South Carolina 3 $ 555,000 $ 185,000 $ 246,000
Sevier, Tennessee 3 $ 345,000 $ 115,000 $ 176,000
Washington, Tennessee 3 $ 365,000 $ 121,666 $ 81,000
Davis, Utah 3 $ 245,000 $ 81,666 $ 138,000
Wasatch, Utah 3 $ 395,000 $ 131,666 $ 57,000
Windham, Vermont 3 $ 1,475,000 $ 491,666 $ 399,000
Accomack, Virginia 3 $ 585,000 $ 195,000 $ 166,000
Albemarle, Virginia 3 $ 495,000 $ 165,000 $ 491,000
Fairfax City, Virginia 3 $ 525,000 $ 175,000 $ 183,000
Harrisonburg, Virginia 3 $ 315,000 $ 105,000 $ 78,000
Montgomery, Virginia 3 $ 165,000 $ 55,000 $ 66,000
Newport News, Virginia 3 $ 195,000 $ 65,000 $ 134,000
Suffolk, Virginia 3 $ 225,000 $ 75,000 $ 180,000
Warren, Virginia 3 $ 815,000 $ 271,666 $ 172,000
Clallam, Washington 3 $ 515,000 $ 171,666 $ 95,000
Cowlitz, Washington 3 $ 785,000 $ 261,666 $ 219,000
Grant, Washington 3 $ 285,000 $ 95,000 $ 132,000
Grays Harbor, Washington 3 $ 445,000 $ 148,333 $ 162,000
Skagit, Washington 3 $ 615,000 $ 205,000 $ 120,000
Berkeley, West Virginia 3 $ 125,000 $ 41,666 $ 81,000
Jefferson, West Virginia 3 $ 165,000 $ 55,000 $ 128,000
Kanawha, West Virginia 3 $ 235,000 $ 78,333 $ 93,000
Racine, Wisconsin 3 $ 195,000 $ 65,000 $ 75,000
Sheboygan, Wisconsin 3 $ 275,000 $ 91,666 $ 122,000
Etowah, Alabama 2 $ 200,000 $ 100,000 $ 50,000
Lee, Alabama 2 $ 130,000 $ 65,000 $ 222,000
Limestone, Alabama 2 $ 420,000 $ 210,000 $ 130,000
Fairbanks North Star, Alaska 2 $ 180,000 $ 90,000 $ 393,000
Cochise, Arizona 2 $ 60,000 $ 30,000 $ 36,000
Santa Cruz, Arizona 2 $ 160,000 $ 80,000 $ 64,000
Pulaski, Arkansas 2 $ 170,000 $ 85,000 $ 173,000
Amador, California 2 $ 130,000 $ 65,000 $ 121,000
Calaveras, California 2 $ 440,000 $ 220,000 $ 261,000
Imperial, California 2 $ 70,000 $ 35,000 $ 47,000
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Mortgage Loan Application Detail Totals for Fourleaf Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 8,335 $1,188,855,000 $142,000 $2,005,000 $175,000 $4,343,000
Other Purpose 5,157 $640,245,000 $124,000 $5,005,000 $153,000 $3,700,000
Cash-out Refinancing 2,729 $743,855,000 $272,000 $2,005,000 $203,000 $4,300,000
Home Purchase 1,902 $931,770,000 $489,000 $7,925,000 $254,000 $4,755,000
Refinancing 311 $487,155,000 $1,566,000 $37,585,000 $225,000 $2,871,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,194 $1,961,570,000 $192,000 $3,305,000 $189,000 $4,750,000
Not Provided 3,567 $808,315,000 $226,000 $2,905,000 $186,000 $4,755,000
Hispanic 1,972 $295,530,000 $149,000 $5,005,000 $147,000 $1,100,000
Asian 1,293 $334,085,000 $258,000 $3,155,000 $211,000 $4,392,000
Black or African American 1,218 $156,930,000 $128,000 $1,315,000 $140,000 $1,290,000
American Indian or Alaskan Native 70 $9,630,000 $137,000 $505,000 $141,000 $875,000
Not applicable 53 $405,335,000 $7,647,000 $37,585,000 $0 $0
Native Hawaiian or Other Pacific Islander 40 $4,870,000 $121,000 $425,000 $115,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,312 $3,947,780,000 $215,000 $37,585,000 $182,000 $4,755,000
FHA-insured (Federal Housing Administration) 120 $43,550,000 $362,000 $1,025,000 $119,000 $348,000
VA-guaranteed (Veterans Administration) 2 $550,000 $275,000 $285,000 $137,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,675 $1,430,435,000 $164,000 $17,275,000 $153,000 $4,392,000
Loan Originated 7,283 $1,823,885,000 $250,000 $34,905,000 $208,000 $4,755,000
Application Withdrawn By Applicant 2,177 $590,005,000 $271,000 $37,585,000 $208,000 $3,494,000
File Closed For Incompleteness 184 $71,230,000 $387,000 $1,905,000 $190,000 $2,064,000
Application Approved But Not Accepted 114 $75,780,000 $664,000 $23,805,000 $191,000 $1,041,000
Loan Purchased By The Institution 1 $545,000 $545,000 $545,000 $159,000 $159,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,759 $2,561,445,000 $262,000 $37,585,000 $207,000 $4,755,000
Credit History 3,091 $361,595,000 $116,000 $10,505,000 $149,000 $4,300,000
Debt-To-Income Ratio 3,004 $565,290,000 $188,000 $2,505,000 $112,000 $875,000
Collateral 1,147 $213,105,000 $185,000 $3,055,000 $218,000 $2,441,000
Credit Application Incomplete 1,037 $180,615,000 $174,000 $4,605,000 $195,000 $4,392,000
Unverifiable Information 299 $69,855,000 $233,000 $17,275,000 $200,000 $3,700,000
Employment History 72 $17,430,000 $242,000 $1,035,000 $160,000 $1,350,000
Other 14 $5,750,000 $410,000 $1,055,000 $263,000 $863,000
Insufficient Cash (Downpayment, Closing Cost) 11 $16,795,000 $1,526,000 $5,505,000 $194,000 $439,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fourleaf Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fourleaf Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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