Fourleaf Federal Credit Union Mortgage Lending & HMDA Data, 2023
In 2023, Fourleaf Federal Credit Union of Bethpage, NY reported 18,434 mortgage applications totaling $4.0 billion. The average application was for $216,549, and applicants reported an average income of $181,985. 40% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Nassau County-Suffolk County, NY (7,640), New York-Jersey City-White Plains, NY-NJ (1,928) and Los Angeles-Long Beach-Glendale, CA (437) (applications in parentheses).
| Mortgage Company & Address | Fourleaf Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,434 |
| Total Mortgage Loan Application Amount | $3,991,880,000 |
| Average Mortgage Loan Application Amount | $216,549 |
| Highest Mortgage Loan Application Amount | $37,585,000 |
| Average Applicant Income | $181,985 |
| Highest Applicant Income | $4,755,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fourleaf Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 7,640 | $ 1,414,070,000 | $ 185,087 | $ 178,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,928 | $ 629,670,000 | $ 326,592 | $ 207,662 |
| Outside any metro area | 607 | $ 134,865,000 | $ 222,182 | $ 148,904 |
| Los Angeles-Long Beach-Glendale, CA | 437 | $ 137,495,000 | $ 314,633 | $ 228,000 |
| Atlanta-Sandy Springs-Roswell, GA | 410 | $ 87,220,000 | $ 212,731 | $ 164,000 |
| New York-Newark, NY | 332 | $ 77,710,000 | $ 234,066 | $ 209,036 |
| Phoenix-Mesa-Scottsdale, AZ | 258 | $ 43,370,000 | $ 168,100 | $ 151,000 |
| Chicago-Naperville, IL | 233 | $ 93,655,000 | $ 401,952 | $ 218,000 |
| Riverside-San Bernardino-Ontario, CA | 208 | $ 35,760,000 | $ 171,923 | $ 165,000 |
| Newark, NJ-PA | 204 | $ 47,080,000 | $ 230,784 | $ 224,294 |
| Anaheim-Santa Ana-Irvine, CA | 177 | $ 46,725,000 | $ 263,983 | $ 237,000 |
| Oakland-Hayward-Berkeley, CA | 173 | $ 48,755,000 | $ 281,820 | $ 258,000 |
| Tampa-St. Petersburg-Clearwater, FL | 173 | $ 26,845,000 | $ 155,173 | $ 153,000 |
| San Diego-Carlsbad, CA | 171 | $ 41,285,000 | $ 241,432 | $ 202,000 |
| Charlotte-Concord-Gastonia, NC-SC | 159 | $ 31,675,000 | $ 199,213 | $ 153,477 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 156 | $ 27,620,000 | $ 177,051 | $ 203,217 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 151 | $ 30,435,000 | $ 201,556 | $ 169,000 |
| Orlando-Kissimmee-Sanford, FL | 148 | $ 57,240,000 | $ 386,756 | $ 148,000 |
| Seattle-Bellevue-Everett, WA | 139 | $ 41,895,000 | $ 301,402 | $ 234,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 138 | $ 30,400,000 | $ 220,289 | $ 218,000 |
| Miami-Miami Beach-Kendall, FL | 122 | $ 39,660,000 | $ 325,081 | $ 229,000 |
| Las Vegas-Henderson-Paradise, NV | 121 | $ 18,775,000 | $ 155,165 | $ 181,000 |
| Denver-Aurora-Lakewood, CO | 116 | $ 22,630,000 | $ 195,086 | $ 183,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 111 | $ 18,705,000 | $ 168,513 | $ 160,000 |
| Bridgeport-Stamford-Norwalk, CT | 106 | $ 35,000,000 | $ 330,188 | $ 315,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 102 | $ 14,140,000 | $ 138,627 | $ 148,794 |
| Jacksonville, FL | 87 | $ 15,005,000 | $ 172,471 | $ 152,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 79 | $ 13,115,000 | $ 166,012 | $ 177,000 |
| Raleigh, NC | 74 | $ 12,530,000 | $ 169,324 | $ 214,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 69 | $ 26,375,000 | $ 382,246 | $ 298,000 |
| Cambridge-Newton-Framingham, MA | 68 | $ 21,320,000 | $ 313,529 | $ 217,000 |
| Montgomery County-Bucks County-Chester County, PA | 65 | $ 11,755,000 | $ 180,846 | $ 186,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 64 | $ 5,320,000 | $ 83,125 | $ 118,000 |
| Baltimore-Columbia-Towson, MD | 59 | $ 6,925,000 | $ 117,372 | $ 152,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 59 | $ 14,585,000 | $ 247,203 | $ 213,000 |
| North Port-Sarasota-Bradenton, FL | 58 | $ 12,060,000 | $ 207,931 | $ 180,000 |
| San Francisco-Redwood City-South San Francisco, CA | 58 | $ 21,690,000 | $ 373,965 | $ 293,000 |
| Kansas City, MO-KS | 54 | $ 4,620,000 | $ 85,555 | $ 133,407 |
| Boston, MA | 51 | $ 18,555,000 | $ 363,823 | $ 250,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 49 | $ 15,175,000 | $ 309,693 | $ 230,000 |
| Albany-Schenectady-Troy, NY | 48 | $ 6,140,000 | $ 127,916 | $ 133,000 |
| Camden, NJ | 48 | $ 5,890,000 | $ 122,708 | $ 173,000 |
| Charleston-North Charleston, SC | 47 | $ 6,425,000 | $ 136,702 | $ 177,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 47 | $ 7,355,000 | $ 156,489 | $ 162,000 |
| Cape Coral-Fort Myers, FL | 46 | $ 9,720,000 | $ 211,304 | $ 155,000 |
| Richmond, VA | 46 | $ 5,510,000 | $ 119,782 | $ 162,000 |
| Washington-Baltimore-Arlington, DC | 46 | $ 10,070,000 | $ 218,913 | $ 183,000 |
| Cleveland-Elyria, OH | 45 | $ 6,545,000 | $ 145,444 | $ 139,000 |
| Indianapolis-Carmel-Anderson, IN | 45 | $ 4,335,000 | $ 96,333 | $ 126,000 |
| Columbus, OH | 44 | $ 4,610,000 | $ 104,772 | $ 146,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 44 | $ 4,570,000 | $ 103,863 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 40 | $ 6,160,000 | $ 154,000 | $ 137,800 |
| Tucson, AZ | 39 | $ 6,035,000 | $ 154,743 | $ 152,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 38 | $ 5,530,000 | $ 145,526 | $ 112,000 |
| New Haven-Milford, CT | 38 | $ 9,090,000 | $ 239,210 | $ 124,000 |
| Philadelphia, PA | 38 | $ 8,760,000 | $ 230,526 | $ 191,000 |
| Port St. Lucie, FL | 38 | $ 6,210,000 | $ 163,421 | $ 111,000 |
| Pittsburgh, PA | 36 | $ 5,280,000 | $ 146,666 | $ 146,000 |
| Naples-Immokalee-Marco Island, FL | 35 | $ 13,755,000 | $ 393,000 | $ 238,000 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 4,435,000 | $ 134,393 | $ 155,000 |
| San Rafael, CA | 33 | $ 16,635,000 | $ 504,090 | $ 515,000 |
| Providence-Warwick, RI-MA | 32 | $ 4,470,000 | $ 139,687 | $ 133,250 |
| Rochester, NY | 32 | $ 2,310,000 | $ 72,187 | $ 114,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 2,800,000 | $ 87,500 | $ 115,000 |
| Santa Maria-Santa Barbara, CA | 31 | $ 13,195,000 | $ 425,645 | $ 220,000 |
| Tacoma-Lakewood, WA | 30 | $ 3,830,000 | $ 127,666 | $ 153,000 |
| Worcester, MA-CT | 30 | $ 6,060,000 | $ 202,000 | $ 206,500 |
| Kingston, NY | 29 | $ 5,825,000 | $ 200,862 | $ 237,000 |
| Louisville/Jefferson County, KY-IN | 29 | $ 9,435,000 | $ 325,344 | $ 111,206 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 2,845,000 | $ 98,103 | $ 137,000 |
| Cincinnati, OH-KY-IN | 28 | $ 2,140,000 | $ 76,428 | $ 135,750 |
| New Orleans-Metairie, LA | 27 | $ 2,305,000 | $ 85,370 | $ 122,000 |
| Reno, NV | 27 | $ 5,675,000 | $ 210,185 | $ 146,000 |
| St. Louis, MO-IL | 27 | $ 13,645,000 | $ 505,370 | $ 144,222 |
| Syracuse, NY | 27 | $ 2,845,000 | $ 105,370 | $ 146,000 |
| Wilmington, DE-MD-NJ | 27 | $ 1,815,000 | $ 67,222 | $ 124,925 |
| Allentown-Bethlehem-Easton, PA-NJ | 26 | $ 3,030,000 | $ 116,538 | $ 170,000 |
| Greenville-Anderson-Mauldin, SC | 26 | $ 1,870,000 | $ 71,923 | $ 124,000 |
| Lakeland-Winter Haven, FL | 26 | $ 3,170,000 | $ 121,923 | $ 133,000 |
| Greensboro-High Point, NC | 25 | $ 2,235,000 | $ 89,400 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 25 | $ 7,725,000 | $ 309,000 | $ 218,920 |
| Asheville, NC | 24 | $ 4,220,000 | $ 175,833 | $ 170,000 |
| Columbia, SC | 24 | $ 2,440,000 | $ 101,666 | $ 104,000 |
| Durham-Chapel Hill, NC | 22 | $ 4,210,000 | $ 191,363 | $ 221,000 |
| Salt Lake City, UT | 22 | $ 3,260,000 | $ 148,181 | $ 190,000 |
| Birmingham-Hoover, AL | 21 | $ 1,655,000 | $ 78,809 | $ 127,000 |
| Boise City, ID | 20 | $ 4,500,000 | $ 225,000 | $ 173,000 |
| Elgin, IL | 20 | $ 2,290,000 | $ 114,500 | $ 140,000 |
| Gary, IN | 20 | $ 1,800,000 | $ 90,000 | $ 128,000 |
| Trenton, NJ | 20 | $ 2,760,000 | $ 138,000 | $ 160,000 |
| East Stroudsburg, PA | 19 | $ 2,435,000 | $ 128,157 | $ 129,000 |
| Fresno, CA | 19 | $ 2,205,000 | $ 116,052 | $ 226,000 |
| Portland-South Portland, ME | 19 | $ 3,065,000 | $ 161,315 | $ 142,000 |
| Stockton-Lodi, CA | 19 | $ 5,745,000 | $ 302,368 | $ 170,000 |
| Boulder, CO | 18 | $ 4,270,000 | $ 237,222 | $ 178,000 |
| Colorado Springs, CO | 18 | $ 2,100,000 | $ 116,666 | $ 173,000 |
| Memphis, TN-MS-AR | 18 | $ 38,900,000 | $ 2,161,111 | $ 130,833 |
| Oklahoma City, OK | 18 | $ 6,690,000 | $ 371,666 | $ 113,000 |
| Albuquerque, NM | 17 | $ 1,275,000 | $ 75,000 | $ 109,000 |
| Bend-Redmond, OR | 17 | $ 2,575,000 | $ 151,470 | $ 147,000 |
| Ocala, FL | 17 | $ 2,095,000 | $ 123,235 | $ 96,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 5,905,000 | $ 347,352 | $ 181,000 |
| Bakersfield, CA | 16 | $ 1,490,000 | $ 93,125 | $ 110,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 2,230,000 | $ 139,375 | $ 334,000 |
| Knoxville, TN | 16 | $ 2,950,000 | $ 184,375 | $ 204,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 1,520,000 | $ 95,000 | $ 160,000 |
| Salem, OR | 16 | $ 1,520,000 | $ 95,000 | $ 106,000 |
| Savannah, GA | 16 | $ 2,270,000 | $ 141,875 | $ 123,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 1,125,000 | $ 75,000 | $ 128,600 |
| Bremerton-Silverdale, WA | 15 | $ 2,435,000 | $ 162,333 | $ 172,000 |
| Fayetteville, NC | 15 | $ 1,215,000 | $ 81,000 | $ 98,000 |
| Huntsville, AL | 15 | $ 2,315,000 | $ 154,333 | $ 172,000 |
| Rockingham County-Strafford County, NH | 15 | $ 2,325,000 | $ 155,000 | $ 232,000 |
| Winston-Salem, NC | 15 | $ 1,195,000 | $ 79,666 | $ 100,000 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 4,950,000 | $ 353,571 | $ 440,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 1,510,000 | $ 107,857 | $ 149,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 1,260,000 | $ 90,000 | $ 168,000 |
| Lexington-Fayette, KY | 14 | $ 730,000 | $ 52,142 | $ 102,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 3,710,000 | $ 265,000 | $ 157,000 |
| Springfield, MA | 14 | $ 900,000 | $ 64,285 | $ 119,000 |
| Salisbury, MD-DE | 13 | $ 1,775,000 | $ 136,538 | $ 133,461 |
| Wilmington, NC | 13 | $ 3,265,000 | $ 251,153 | $ 187,000 |
| Binghamton, NY | 12 | $ 1,560,000 | $ 130,000 | $ 231,000 |
| Glens Falls, NY | 12 | $ 1,860,000 | $ 155,000 | $ 128,000 |
| Manchester-Nashua, NH | 12 | $ 1,980,000 | $ 165,000 | $ 173,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 740,000 | $ 61,666 | $ 144,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 1,800,000 | $ 150,000 | $ 123,000 |
| Spokane-Spokane Valley, WA | 12 | $ 1,340,000 | $ 111,666 | $ 117,000 |
| Wichita, KS | 12 | $ 720,000 | $ 60,000 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 1,455,000 | $ 132,272 | $ 139,000 |
| Tulsa, OK | 11 | $ 855,000 | $ 77,727 | $ 115,000 |
| Akron, OH | 10 | $ 820,000 | $ 82,000 | $ 128,000 |
| Atlantic City-Hammonton, NJ | 10 | $ 1,110,000 | $ 111,000 | $ 144,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 760,000 | $ 76,000 | $ 105,000 |
| Fort Collins, CO | 10 | $ 1,100,000 | $ 110,000 | $ 133,000 |
| Gainesville, GA | 10 | $ 2,610,000 | $ 261,000 | $ 141,000 |
| Greeley, CO | 10 | $ 1,530,000 | $ 153,000 | $ 130,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 830,000 | $ 83,000 | $ 185,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 1,280,000 | $ 128,000 | $ 163,000 |
| Provo-Orem, UT | 10 | $ 1,750,000 | $ 175,000 | $ 148,000 |
| Salinas, CA | 10 | $ 3,340,000 | $ 334,000 | $ 281,000 |
| Santa Rosa, CA | 10 | $ 1,670,000 | $ 167,000 | $ 155,000 |
| Chattanooga, TN-GA | 9 | $ 1,535,000 | $ 170,555 | $ 156,000 |
| Macon-Bibb County, GA | 9 | $ 615,000 | $ 68,333 | $ 106,000 |
| Norwich-New London, CT | 9 | $ 1,135,000 | $ 126,111 | $ 211,000 |
| Punta Gorda, FL | 9 | $ 1,805,000 | $ 200,555 | $ 192,000 |
| Springfield, MO | 9 | $ 895,000 | $ 99,444 | $ 151,000 |
| Tallahassee, FL | 9 | $ 985,000 | $ 109,444 | $ 102,000 |
| Utica-Rome, NY | 9 | $ 575,000 | $ 63,888 | $ 99,000 |
| Yakima, WA | 9 | $ 905,000 | $ 100,555 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 595,000 | $ 66,111 | $ 155,000 |
| Athens-Clarke County, GA | 8 | $ 6,810,000 | $ 851,250 | $ 166,000 |
| Charlottesville, VA | 8 | $ 790,000 | $ 98,750 | $ 250,000 |
| Chico, CA | 8 | $ 920,000 | $ 115,000 | $ 188,000 |
| Coeur D'Alene, ID | 8 | $ 820,000 | $ 102,500 | $ 100,000 |
| Napa, CA | 8 | $ 2,830,000 | $ 353,750 | $ 196,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,880,000 | $ 235,000 | $ 213,000 |
| Ocean City, NJ | 8 | $ 3,820,000 | $ 477,500 | $ 282,000 |
| Reading, PA | 8 | $ 670,000 | $ 83,750 | $ 121,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,680,000 | $ 210,000 | $ 81,000 |
| The Villages, FL | 8 | $ 1,440,000 | $ 180,000 | $ 145,000 |
| Toledo, OH | 8 | $ 800,000 | $ 100,000 | $ 92,000 |
| Bangor, ME | 7 | $ 745,000 | $ 106,428 | $ 97,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 695,000 | $ 99,285 | $ 132,000 |
| Harrisburg-Carlisle, PA | 7 | $ 715,000 | $ 102,142 | $ 103,000 |
| Jacksonville, NC | 7 | $ 505,000 | $ 72,142 | $ 147,000 |
| Lancaster, PA | 7 | $ 685,000 | $ 97,857 | $ 126,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 585,000 | $ 83,571 | $ 154,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 445,000 | $ 63,571 | $ 96,000 |
| Burlington-South Burlington, VT | 6 | $ 1,350,000 | $ 225,000 | $ 144,000 |
| Canton-Massillon, OH | 6 | $ 260,000 | $ 43,333 | $ 151,000 |
| Columbus, GA-AL | 6 | $ 340,000 | $ 56,666 | $ 131,333 |
| Des Moines-West Des Moines, IA | 6 | $ 590,000 | $ 98,333 | $ 182,000 |
| Dover, DE | 6 | $ 450,000 | $ 75,000 | $ 82,000 |
| Eugene, OR | 6 | $ 830,000 | $ 138,333 | $ 170,000 |
| Flint, MI | 6 | $ 290,000 | $ 48,333 | $ 87,000 |
| Florence, SC | 6 | $ 420,000 | $ 70,000 | $ 76,000 |
| Gainesville, FL | 6 | $ 550,000 | $ 91,666 | $ 160,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 430,000 | $ 71,666 | $ 86,000 |
| Homosassa Springs, FL | 6 | $ 1,080,000 | $ 180,000 | $ 107,000 |
| Lynchburg, VA | 6 | $ 250,000 | $ 41,666 | $ 145,000 |
| Roanoke, VA | 6 | $ 840,000 | $ 140,000 | $ 99,000 |
| Rome, GA | 6 | $ 510,000 | $ 85,000 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 660,000 | $ 110,000 | $ 119,000 |
| Spartanburg, SC | 6 | $ 580,000 | $ 96,666 | $ 107,000 |
| Sumter, SC | 6 | $ 1,070,000 | $ 178,333 | $ 308,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,160,000 | $ 193,333 | $ 207,000 |
| Ann Arbor, MI | 5 | $ 635,000 | $ 127,000 | $ 154,000 |
| Barnstable Town, MA | 5 | $ 1,205,000 | $ 241,000 | $ 169,000 |
| Grand Junction, CO | 5 | $ 665,000 | $ 133,000 | $ 99,000 |
| Jackson, MS | 5 | $ 8,565,000 | $ 1,713,000 | $ 116,000 |
| Johnson City, TN | 5 | $ 495,000 | $ 99,000 | $ 81,000 |
| Lake Charles, LA | 5 | $ 225,000 | $ 45,000 | $ 65,000 |
| Mobile, AL | 5 | $ 385,000 | $ 77,000 | $ 84,000 |
| Modesto, CA | 5 | $ 195,000 | $ 39,000 | $ 96,000 |
| Montgomery, AL | 5 | $ 8,665,000 | $ 1,733,000 | $ 73,000 |
| Ogden-Clearfield, UT | 5 | $ 1,095,000 | $ 219,000 | $ 198,000 |
| Olympia-Tumwater, WA | 5 | $ 495,000 | $ 99,000 | $ 136,000 |
| Visalia-Porterville, CA | 5 | $ 855,000 | $ 171,000 | $ 179,000 |
| Wenatchee, WA | 5 | $ 1,285,000 | $ 257,000 | $ 175,000 |
| Anchorage, AK | 4 | $ 500,000 | $ 125,000 | $ 111,000 |
| Baton Rouge, LA | 4 | $ 210,000 | $ 52,500 | $ 105,000 |
| Billings, MT | 4 | $ 220,000 | $ 55,000 | $ 117,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 210,000 | $ 52,500 | $ 73,000 |
| Carson City, NV | 4 | $ 360,000 | $ 90,000 | $ 130,000 |
| Charleston, WV | 4 | $ 360,000 | $ 90,000 | $ 83,000 |
| Flagstaff, AZ | 4 | $ 1,180,000 | $ 295,000 | $ 211,000 |
| Fort Wayne, IN | 4 | $ 280,000 | $ 70,000 | $ 99,000 |
| Harrisonburg, VA | 4 | $ 520,000 | $ 130,000 | $ 165,000 |
| Lafayette, LA | 4 | $ 190,000 | $ 47,500 | $ 114,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 590,000 | $ 147,500 | $ 38,000 |
| Las Cruces, NM | 4 | $ 450,000 | $ 112,500 | $ 83,000 |
| Lawrence, KS | 4 | $ 760,000 | $ 190,000 | $ 139,000 |
| Mansfield, OH | 4 | $ 340,000 | $ 85,000 | $ 78,000 |
| Panama City, FL | 4 | $ 530,000 | $ 132,500 | $ 108,000 |
| Pittsfield, MA | 4 | $ 1,590,000 | $ 397,500 | $ 177,000 |
| Shreveport-Bossier City, LA | 4 | $ 170,000 | $ 42,500 | $ 103,000 |
| Urban Honolulu, HI | 4 | $ 740,000 | $ 185,000 | $ 123,000 |
| Warner Robins, GA | 4 | $ 170,000 | $ 42,500 | $ 135,000 |
| York-Hanover, PA | 4 | $ 210,000 | $ 52,500 | $ 176,000 |
| Yuma, AZ | 4 | $ 250,000 | $ 62,500 | $ 96,000 |
| Brunswick, GA | 3 | $ 435,000 | $ 145,000 | $ 194,000 |
| Burlington, NC | 3 | $ 185,000 | $ 61,666 | $ 61,000 |
| Corvallis, OR | 3 | $ 285,000 | $ 95,000 | $ 179,000 |
| Dalton, GA | 3 | $ 165,000 | $ 55,000 | $ 52,000 |
| Houma-Thibodaux, LA | 3 | $ 325,000 | $ 108,333 | $ 166,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 175,000 | $ 58,333 | $ 99,000 |
| Ithaca, NY | 3 | $ 375,000 | $ 125,000 | $ 217,000 |
| Kennewick-Richland, WA | 3 | $ 285,000 | $ 95,000 | $ 171,000 |
| Lafayette-West Lafayette, IN | 3 | $ 175,000 | $ 58,333 | $ 107,000 |
| Longview, WA | 3 | $ 785,000 | $ 261,666 | $ 219,000 |
| Medford, OR | 3 | $ 535,000 | $ 178,333 | $ 158,000 |
| Missoula, MT | 3 | $ 285,000 | $ 95,000 | $ 74,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 615,000 | $ 205,000 | $ 120,000 |
| New Bern, NC | 3 | $ 195,000 | $ 65,000 | $ 102,000 |
| Racine, WI | 3 | $ 195,000 | $ 65,000 | $ 75,000 |
| Redding, CA | 3 | $ 265,000 | $ 88,333 | $ 154,000 |
| Rochester, MN | 3 | $ 275,000 | $ 91,666 | $ 195,000 |
| Rockford, IL | 3 | $ 235,000 | $ 78,333 | $ 111,000 |
| Santa Fe, NM | 3 | $ 915,000 | $ 305,000 | $ 314,000 |
| Sheboygan, WI | 3 | $ 275,000 | $ 91,666 | $ 122,000 |
| Sioux Falls, SD | 3 | $ 555,000 | $ 185,000 | $ 186,000 |
| Alexandria, LA | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Altoona, PA | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Appleton, WI | 2 | $ 240,000 | $ 120,000 | $ 223,000 |
| Auburn-Opelika, AL | 2 | $ 130,000 | $ 65,000 | $ 222,000 |
| Bellingham, WA | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| Bloomington, IL | 2 | $ 40,000 | $ 20,000 | $ 75,000 |
| Cedar Rapids, IA | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Cheyenne, WY | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Clarksville, TN-KY | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| Cleveland, TN | 2 | $ 270,000 | $ 135,000 | $ 265,000 |
| Columbia, MO | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Duluth, MN-WI | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| El Centro, CA | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Erie, PA | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Fairbanks, AK | 2 | $ 180,000 | $ 90,000 | $ 393,000 |
| Gadsden, AL | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 260,000 | $ 130,000 | $ 187,000 |
| Hattiesburg, MS | 2 | $ 220,000 | $ 110,000 | $ 205,000 |
| Hinesville, GA | 2 | $ 140,000 | $ 70,000 | $ 124,000 |
| Idaho Falls, ID | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 910,000 | $ 455,000 | $ 132,000 |
| Kankakee, IL | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| Lincoln, NE | 2 | $ 80,000 | $ 40,000 | $ 132,000 |
| Madison, WI | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| Merced, CA | 2 | $ 220,000 | $ 110,000 | $ 203,000 |
| Michigan City-La Porte, IN | 2 | $ 720,000 | $ 360,000 | $ 400,000 |
| Muncie, IN | 2 | $ 10,740,000 | $ 5,370,000 | $ 65,000 |
| Rapid City, SD | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| St. George, UT | 2 | $ 400,000 | $ 200,000 | $ 236,000 |
| St. Joseph, MO-KS | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| Williamsport, PA | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Winchester, VA-WV | 2 | $ 110,000 | $ 55,000 | $ 140,000 |
| Yuba City, CA | 2 | $ 150,000 | $ 75,000 | $ 140,000 |
| Albany, GA | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Albany, OR | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Beckley, WV | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Bloomsburg-Berwick, PA | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| California-Lexington Park, MD | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Cape Girardeau, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Cumberland, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Danville, IL | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Decatur, IL | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Elmira, NY | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Enid, OK | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Evansville, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Farmington, NM | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Fond Du Lac, WI | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Goldsboro, NC | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Grand Forks, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Grand Island, NE | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Grants Pass, OR | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Green Bay, WI | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Greenville, NC | 1 | $ 23,805,000 | $ 23,805,000 | $ 0 |
| Hammond, LA | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Jackson, MI | 1 | $ 35,000 | $ 35,000 | $ 1,000 |
| Jackson, TN | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Johnstown, PA | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Jonesboro, AR | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Joplin, MO | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Kalamazoo-Portage, MI | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Kokomo, IN | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Lewiston-Auburn, ME | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Logan, UT-ID | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Madera, CA | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Mankato-North Mankato, MN | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Midland, MI | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Muskegon, MI | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Owensboro, KY | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Peoria, IL | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Pocatello, ID | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Pueblo, CO | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Rocky Mount, NC | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Saginaw, MI | 1 | $ 115,000 | $ 115,000 | $ 207,000 |
| St. Cloud, MN | 1 | $ 505,000 | $ 505,000 | $ 996,000 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Topeka, KS | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Twin Falls, ID | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Vineland-Bridgeton, NJ | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Fourleaf Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,335 | $1,188,855,000 | $142,000 | $2,005,000 | $175,000 | $4,343,000 |
| Other Purpose | 5,157 | $640,245,000 | $124,000 | $5,005,000 | $153,000 | $3,700,000 |
| Cash-out Refinancing | 2,729 | $743,855,000 | $272,000 | $2,005,000 | $203,000 | $4,300,000 |
| Home Purchase | 1,902 | $931,770,000 | $489,000 | $7,925,000 | $254,000 | $4,755,000 |
| Refinancing | 311 | $487,155,000 | $1,566,000 | $37,585,000 | $225,000 | $2,871,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,194 | $1,961,570,000 | $192,000 | $3,305,000 | $189,000 | $4,750,000 |
| Not Provided | 3,567 | $808,315,000 | $226,000 | $2,905,000 | $186,000 | $4,755,000 |
| Hispanic | 1,972 | $295,530,000 | $149,000 | $5,005,000 | $147,000 | $1,100,000 |
| Asian | 1,293 | $334,085,000 | $258,000 | $3,155,000 | $211,000 | $4,392,000 |
| Black or African American | 1,218 | $156,930,000 | $128,000 | $1,315,000 | $140,000 | $1,290,000 |
| American Indian or Alaskan Native | 70 | $9,630,000 | $137,000 | $505,000 | $141,000 | $875,000 |
| Not applicable | 53 | $405,335,000 | $7,647,000 | $37,585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 40 | $4,870,000 | $121,000 | $425,000 | $115,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,312 | $3,947,780,000 | $215,000 | $37,585,000 | $182,000 | $4,755,000 |
| FHA-insured (Federal Housing Administration) | 120 | $43,550,000 | $362,000 | $1,025,000 | $119,000 | $348,000 |
| VA-guaranteed (Veterans Administration) | 2 | $550,000 | $275,000 | $285,000 | $137,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,675 | $1,430,435,000 | $164,000 | $17,275,000 | $153,000 | $4,392,000 |
| Loan Originated | 7,283 | $1,823,885,000 | $250,000 | $34,905,000 | $208,000 | $4,755,000 |
| Application Withdrawn By Applicant | 2,177 | $590,005,000 | $271,000 | $37,585,000 | $208,000 | $3,494,000 |
| File Closed For Incompleteness | 184 | $71,230,000 | $387,000 | $1,905,000 | $190,000 | $2,064,000 |
| Application Approved But Not Accepted | 114 | $75,780,000 | $664,000 | $23,805,000 | $191,000 | $1,041,000 |
| Loan Purchased By The Institution | 1 | $545,000 | $545,000 | $545,000 | $159,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,759 | $2,561,445,000 | $262,000 | $37,585,000 | $207,000 | $4,755,000 |
| Credit History | 3,091 | $361,595,000 | $116,000 | $10,505,000 | $149,000 | $4,300,000 |
| Debt-To-Income Ratio | 3,004 | $565,290,000 | $188,000 | $2,505,000 | $112,000 | $875,000 |
| Collateral | 1,147 | $213,105,000 | $185,000 | $3,055,000 | $218,000 | $2,441,000 |
| Credit Application Incomplete | 1,037 | $180,615,000 | $174,000 | $4,605,000 | $195,000 | $4,392,000 |
| Unverifiable Information | 299 | $69,855,000 | $233,000 | $17,275,000 | $200,000 | $3,700,000 |
| Employment History | 72 | $17,430,000 | $242,000 | $1,035,000 | $160,000 | $1,350,000 |
| Other | 14 | $5,750,000 | $410,000 | $1,055,000 | $263,000 | $863,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $16,795,000 | $1,526,000 | $5,505,000 | $194,000 | $439,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fourleaf Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fourleaf Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About