Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bethpage Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,434 |
| Total Mortgage Loan Application Amount | $3,991,880,000 |
| Average Mortgage Loan Application Amount | $518,600 |
| Highest Mortgage Loan Application Amount | $37,585,000 |
| Average Applicant Income | $202,000 |
| Highest Applicant Income | $4,755,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 7,640 | $ 1,414,070,000 | $ 185,000 | $ 178,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,928 | $ 629,670,000 | $ 352,000 | $ 219,500 |
| NA (OUTSIDE OF MSA/MD) | 607 | $ 134,865,000 | $ 260,333 | $ 153,733 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 437 | $ 137,495,000 | $ 314,000 | $ 228,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 410 | $ 87,220,000 | $ 212,000 | $ 164,000 |
| NEW YORK-NEWARK, NY | 332 | $ 77,710,000 | $ 218,000 | $ 200,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 258 | $ 43,370,000 | $ 168,000 | $ 151,000 |
| CHICAGO-NAPERVILLE, IL | 233 | $ 93,655,000 | $ 401,000 | $ 218,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 208 | $ 35,760,000 | $ 171,000 | $ 165,000 |
| NEWARK, NJ-PA | 204 | $ 47,080,000 | $ 221,000 | $ 196,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 177 | $ 46,725,000 | $ 263,000 | $ 237,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 173 | $ 48,755,000 | $ 281,000 | $ 258,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 173 | $ 26,845,000 | $ 155,000 | $ 153,000 |
| SAN DIEGO-CARLSBAD, CA | 171 | $ 41,285,000 | $ 241,000 | $ 202,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 159 | $ 31,675,000 | $ 169,000 | $ 149,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 156 | $ 27,620,000 | $ 138,500 | $ 177,250 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 151 | $ 30,435,000 | $ 201,000 | $ 169,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 148 | $ 57,240,000 | $ 386,000 | $ 148,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 139 | $ 41,895,000 | $ 301,000 | $ 234,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 138 | $ 30,400,000 | $ 220,000 | $ 218,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 122 | $ 39,660,000 | $ 325,000 | $ 229,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 121 | $ 18,775,000 | $ 155,000 | $ 181,000 |
| DENVER-AURORA-LAKEWOOD, CO | 116 | $ 22,630,000 | $ 195,000 | $ 183,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 111 | $ 18,705,000 | $ 168,000 | $ 160,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 106 | $ 35,000,000 | $ 330,000 | $ 315,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 102 | $ 14,140,000 | $ 145,500 | $ 148,500 |
| JACKSONVILLE, FL | 87 | $ 15,005,000 | $ 172,000 | $ 152,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 79 | $ 13,115,000 | $ 166,000 | $ 177,000 |
| RALEIGH, NC | 74 | $ 12,530,000 | $ 169,000 | $ 214,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 69 | $ 26,375,000 | $ 382,000 | $ 298,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 68 | $ 21,320,000 | $ 313,000 | $ 217,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 65 | $ 11,755,000 | $ 180,000 | $ 186,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 64 | $ 5,320,000 | $ 83,000 | $ 118,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 59 | $ 6,925,000 | $ 117,000 | $ 152,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 59 | $ 14,585,000 | $ 247,000 | $ 213,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 58 | $ 12,060,000 | $ 207,000 | $ 180,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 58 | $ 21,690,000 | $ 373,000 | $ 293,000 |
| KANSAS CITY, MO-KS | 54 | $ 4,620,000 | $ 82,500 | $ 131,000 |
| BOSTON, MA | 51 | $ 18,555,000 | $ 363,000 | $ 250,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 49 | $ 15,175,000 | $ 309,000 | $ 230,000 |
| ALBANY-SCHENECTADY-TROY, NY | 48 | $ 6,140,000 | $ 127,000 | $ 133,000 |
| CAMDEN, NJ | 48 | $ 5,890,000 | $ 122,000 | $ 173,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 47 | $ 6,425,000 | $ 136,000 | $ 177,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 47 | $ 7,355,000 | $ 156,000 | $ 162,000 |
| CAPE CORAL-FORT MYERS, FL | 46 | $ 9,720,000 | $ 211,000 | $ 155,000 |
| RICHMOND, VA | 46 | $ 5,510,000 | $ 119,000 | $ 162,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 46 | $ 10,070,000 | $ 218,000 | $ 183,000 |
| CLEVELAND-ELYRIA, OH | 45 | $ 6,545,000 | $ 145,000 | $ 139,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 45 | $ 4,335,000 | $ 96,000 | $ 126,000 |
| COLUMBUS, OH | 44 | $ 4,610,000 | $ 104,000 | $ 146,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 4,570,000 | $ 148,000 | $ 173,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 40 | $ 6,160,000 | $ 144,000 | $ 136,000 |
| TUCSON, AZ | 39 | $ 6,035,000 | $ 154,000 | $ 152,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 38 | $ 5,530,000 | $ 145,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 38 | $ 9,090,000 | $ 239,000 | $ 124,000 |
| PHILADELPHIA, PA | 38 | $ 8,760,000 | $ 230,000 | $ 191,000 |
| PORT ST. LUCIE, FL | 38 | $ 6,210,000 | $ 163,000 | $ 111,000 |
| PITTSBURGH, PA | 36 | $ 5,280,000 | $ 146,000 | $ 146,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 35 | $ 13,755,000 | $ 393,000 | $ 238,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 33 | $ 4,435,000 | $ 134,000 | $ 155,000 |
| SAN RAFAEL, CA | 33 | $ 16,635,000 | $ 504,000 | $ 515,000 |
| PROVIDENCE-WARWICK, RI-MA | 32 | $ 4,470,000 | $ 137,000 | $ 128,000 |
| ROCHESTER, NY | 32 | $ 2,310,000 | $ 72,000 | $ 114,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 32 | $ 2,800,000 | $ 87,000 | $ 115,000 |
| SANTA MARIA-SANTA BARBARA, CA | 31 | $ 13,195,000 | $ 425,000 | $ 220,000 |
| TACOMA-LAKEWOOD, WA | 30 | $ 3,830,000 | $ 127,000 | $ 153,000 |
| WORCESTER, MA-CT | 30 | $ 6,060,000 | $ 164,500 | $ 241,500 |
| KINGSTON, NY | 29 | $ 5,825,000 | $ 200,000 | $ 237,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 29 | $ 9,435,000 | $ 242,000 | $ 106,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 29 | $ 2,845,000 | $ 98,000 | $ 137,000 |
| CINCINNATI, OH-KY-IN | 28 | $ 2,140,000 | $ 72,500 | $ 133,500 |
| NEW ORLEANS-METAIRIE, LA | 27 | $ 2,305,000 | $ 85,000 | $ 122,000 |
| RENO, NV | 27 | $ 5,675,000 | $ 210,000 | $ 146,000 |
| ST. LOUIS, MO-IL | 27 | $ 13,645,000 | $ 544,500 | $ 139,500 |
| SYRACUSE, NY | 27 | $ 2,845,000 | $ 105,000 | $ 146,000 |
| WILMINGTON, DE-MD-NJ | 27 | $ 1,815,000 | $ 47,333 | $ 120,333 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 26 | $ 3,030,000 | $ 110,500 | $ 170,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 26 | $ 1,870,000 | $ 71,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 26 | $ 3,170,000 | $ 121,000 | $ 133,000 |
| GREENSBORO-HIGH POINT, NC | 25 | $ 2,235,000 | $ 89,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 7,725,000 | $ 287,500 | $ 240,000 |
| ASHEVILLE, NC | 24 | $ 4,220,000 | $ 175,000 | $ 170,000 |
| COLUMBIA, SC | 24 | $ 2,440,000 | $ 101,000 | $ 104,000 |
| DURHAM-CHAPEL HILL, NC | 22 | $ 4,210,000 | $ 191,000 | $ 221,000 |
| SALT LAKE CITY, UT | 22 | $ 3,260,000 | $ 148,000 | $ 190,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 1,655,000 | $ 78,000 | $ 127,000 |
| BOISE CITY, ID | 20 | $ 4,500,000 | $ 225,000 | $ 173,000 |
| ELGIN, IL | 20 | $ 2,290,000 | $ 114,000 | $ 140,000 |
| GARY, IN | 20 | $ 1,800,000 | $ 90,000 | $ 128,000 |
| TRENTON, NJ | 20 | $ 2,760,000 | $ 138,000 | $ 160,000 |
| EAST STROUDSBURG, PA | 19 | $ 2,435,000 | $ 128,000 | $ 129,000 |
| FRESNO, CA | 19 | $ 2,205,000 | $ 116,000 | $ 226,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 3,065,000 | $ 161,000 | $ 142,000 |
| STOCKTON-LODI, CA | 19 | $ 5,745,000 | $ 302,000 | $ 170,000 |
| BOULDER, CO | 18 | $ 4,270,000 | $ 237,000 | $ 178,000 |
| COLORADO SPRINGS, CO | 18 | $ 2,100,000 | $ 116,000 | $ 173,000 |
| MEMPHIS, TN-MS-AR | 18 | $ 38,900,000 | $ 1,781,500 | $ 134,500 |
| OKLAHOMA CITY, OK | 18 | $ 6,690,000 | $ 371,000 | $ 113,000 |
| ALBUQUERQUE, NM | 17 | $ 1,275,000 | $ 75,000 | $ 109,000 |
| BEND-REDMOND, OR | 17 | $ 2,575,000 | $ 151,000 | $ 147,000 |
| OCALA, FL | 17 | $ 2,095,000 | $ 123,000 | $ 96,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 17 | $ 5,905,000 | $ 347,000 | $ 181,000 |
| BAKERSFIELD, CA | 16 | $ 1,490,000 | $ 93,000 | $ 110,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 16 | $ 2,230,000 | $ 139,000 | $ 334,000 |
| KNOXVILLE, TN | 16 | $ 2,950,000 | $ 184,000 | $ 204,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 16 | $ 1,520,000 | $ 95,000 | $ 160,000 |
| SALEM, OR | 16 | $ 1,520,000 | $ 95,000 | $ 106,000 |
| SAVANNAH, GA | 16 | $ 2,270,000 | $ 141,000 | $ 123,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 15 | $ 1,125,000 | $ 67,500 | $ 112,500 |
| BREMERTON-SILVERDALE, WA | 15 | $ 2,435,000 | $ 162,000 | $ 172,000 |
| FAYETTEVILLE, NC | 15 | $ 1,215,000 | $ 81,000 | $ 98,000 |
| HUNTSVILLE, AL | 15 | $ 2,315,000 | $ 154,000 | $ 172,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 15 | $ 2,325,000 | $ 155,000 | $ 232,000 |
| WINSTON-SALEM, NC | 15 | $ 1,195,000 | $ 79,000 | $ 100,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 14 | $ 4,950,000 | $ 353,000 | $ 440,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 14 | $ 1,510,000 | $ 107,000 | $ 149,000 |
| GRAND RAPIDS-WYOMING, MI | 14 | $ 1,260,000 | $ 90,000 | $ 168,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 730,000 | $ 52,000 | $ 102,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 3,710,000 | $ 265,000 | $ 157,000 |
| SPRINGFIELD, MA | 14 | $ 900,000 | $ 64,000 | $ 119,000 |
| SALISBURY, MD-DE | 13 | $ 1,775,000 | $ 129,000 | $ 130,000 |
| WILMINGTON, NC | 13 | $ 3,265,000 | $ 251,000 | $ 187,000 |
| BINGHAMTON, NY | 12 | $ 1,560,000 | $ 130,000 | $ 231,000 |
| GLENS FALLS, NY | 12 | $ 1,860,000 | $ 155,000 | $ 128,000 |
| MANCHESTER-NASHUA, NH | 12 | $ 1,980,000 | $ 165,000 | $ 173,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 740,000 | $ 61,000 | $ 144,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 12 | $ 1,800,000 | $ 150,000 | $ 123,000 |
| SPOKANE-SPOKANE VALLEY, WA | 12 | $ 1,340,000 | $ 111,000 | $ 117,000 |
| WICHITA, KS | 12 | $ 720,000 | $ 60,000 | $ 88,000 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 1,455,000 | $ 132,000 | $ 139,000 |
| TULSA, OK | 11 | $ 855,000 | $ 77,000 | $ 115,000 |
| AKRON, OH | 10 | $ 820,000 | $ 82,000 | $ 128,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 1,110,000 | $ 111,000 | $ 144,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 10 | $ 760,000 | $ 76,000 | $ 105,000 |
| FORT COLLINS, CO | 10 | $ 1,100,000 | $ 110,000 | $ 133,000 |
| GAINESVILLE, GA | 10 | $ 2,610,000 | $ 261,000 | $ 141,000 |
| GREELEY, CO | 10 | $ 1,530,000 | $ 153,000 | $ 130,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 830,000 | $ 78,000 | $ 184,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 1,280,000 | $ 128,000 | $ 163,000 |
| PROVO-OREM, UT | 10 | $ 1,750,000 | $ 175,000 | $ 148,000 |
| SALINAS, CA | 10 | $ 3,340,000 | $ 334,000 | $ 281,000 |
| SANTA ROSA, CA | 10 | $ 1,670,000 | $ 167,000 | $ 155,000 |
| CHATTANOOGA, TN-GA | 9 | $ 1,535,000 | $ 170,000 | $ 156,000 |
| MACON-BIBB COUNTY, GA | 9 | $ 615,000 | $ 68,000 | $ 106,000 |
| NORWICH-NEW LONDON, CT | 9 | $ 1,135,000 | $ 126,000 | $ 211,000 |
| PUNTA GORDA, FL | 9 | $ 1,805,000 | $ 200,000 | $ 192,000 |
| SPRINGFIELD, MO | 9 | $ 895,000 | $ 99,000 | $ 151,000 |
| TALLAHASSEE, FL | 9 | $ 985,000 | $ 109,000 | $ 102,000 |
| UTICA-ROME, NY | 9 | $ 575,000 | $ 63,000 | $ 99,000 |
| YAKIMA, WA | 9 | $ 905,000 | $ 100,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 595,000 | $ 74,500 | $ 135,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 6,810,000 | $ 851,000 | $ 166,000 |
| CHARLOTTESVILLE, VA | 8 | $ 790,000 | $ 98,000 | $ 250,000 |
| CHICO, CA | 8 | $ 920,000 | $ 115,000 | $ 188,000 |
| COEUR D'ALENE, ID | 8 | $ 820,000 | $ 102,000 | $ 100,000 |
| NAPA, CA | 8 | $ 2,830,000 | $ 353,000 | $ 196,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 1,880,000 | $ 235,000 | $ 213,000 |
| OCEAN CITY, NJ | 8 | $ 3,820,000 | $ 477,000 | $ 282,000 |
| READING, PA | 8 | $ 670,000 | $ 83,000 | $ 121,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,680,000 | $ 210,000 | $ 81,000 |
| THE VILLAGES, FL | 8 | $ 1,440,000 | $ 180,000 | $ 145,000 |
| TOLEDO, OH | 8 | $ 800,000 | $ 100,000 | $ 92,000 |
| BANGOR, ME | 7 | $ 745,000 | $ 106,000 | $ 97,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 695,000 | $ 99,000 | $ 132,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 715,000 | $ 102,000 | $ 103,000 |
| JACKSONVILLE, NC | 7 | $ 505,000 | $ 72,000 | $ 147,000 |
| LANCASTER, PA | 7 | $ 685,000 | $ 97,000 | $ 126,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 585,000 | $ 83,000 | $ 154,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 445,000 | $ 63,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,350,000 | $ 225,000 | $ 144,000 |
| CANTON-MASSILLON, OH | 6 | $ 260,000 | $ 43,000 | $ 151,000 |
| COLUMBUS, GA-AL | 6 | $ 340,000 | $ 56,000 | $ 128,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 590,000 | $ 98,000 | $ 182,000 |
| DOVER, DE | 6 | $ 450,000 | $ 75,000 | $ 82,000 |
| EUGENE, OR | 6 | $ 830,000 | $ 138,000 | $ 170,000 |
| FLINT, MI | 6 | $ 290,000 | $ 48,000 | $ 87,000 |
| FLORENCE, SC | 6 | $ 420,000 | $ 70,000 | $ 76,000 |
| GAINESVILLE, FL | 6 | $ 550,000 | $ 91,000 | $ 160,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 430,000 | $ 71,000 | $ 86,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 1,080,000 | $ 180,000 | $ 107,000 |
| LYNCHBURG, VA | 6 | $ 250,000 | $ 41,000 | $ 145,000 |
| ROANOKE, VA | 6 | $ 840,000 | $ 140,000 | $ 99,000 |
| ROME, GA | 6 | $ 510,000 | $ 85,000 | $ 83,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 660,000 | $ 110,000 | $ 119,000 |
| SPARTANBURG, SC | 6 | $ 580,000 | $ 96,000 | $ 107,000 |
| SUMTER, SC | 6 | $ 1,070,000 | $ 178,000 | $ 308,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 1,160,000 | $ 193,000 | $ 207,000 |
| ANN ARBOR, MI | 5 | $ 635,000 | $ 127,000 | $ 154,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,205,000 | $ 241,000 | $ 169,000 |
| GRAND JUNCTION, CO | 5 | $ 665,000 | $ 133,000 | $ 99,000 |
| JACKSON, MS | 5 | $ 8,565,000 | $ 1,713,000 | $ 116,000 |
| JOHNSON CITY, TN | 5 | $ 495,000 | $ 99,000 | $ 81,000 |
| LAKE CHARLES, LA | 5 | $ 225,000 | $ 45,000 | $ 65,000 |
| MOBILE, AL | 5 | $ 385,000 | $ 77,000 | $ 84,000 |
| MODESTO, CA | 5 | $ 195,000 | $ 39,000 | $ 96,000 |
| MONTGOMERY, AL | 5 | $ 8,665,000 | $ 1,733,000 | $ 73,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,095,000 | $ 219,000 | $ 198,000 |
| OLYMPIA-TUMWATER, WA | 5 | $ 495,000 | $ 99,000 | $ 136,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 855,000 | $ 171,000 | $ 179,000 |
| WENATCHEE, WA | 5 | $ 1,285,000 | $ 257,000 | $ 175,000 |
| ANCHORAGE, AK | 4 | $ 500,000 | $ 125,000 | $ 111,000 |
| BATON ROUGE, LA | 4 | $ 210,000 | $ 52,000 | $ 105,000 |
| BILLINGS, MT | 4 | $ 220,000 | $ 55,000 | $ 117,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 210,000 | $ 52,000 | $ 73,000 |
| CARSON CITY, NV | 4 | $ 360,000 | $ 90,000 | $ 130,000 |
| CHARLESTON, WV | 4 | $ 360,000 | $ 90,000 | $ 83,000 |
| FLAGSTAFF, AZ | 4 | $ 1,180,000 | $ 295,000 | $ 211,000 |
| FORT WAYNE, IN | 4 | $ 280,000 | $ 70,000 | $ 99,000 |
| HARRISONBURG, VA | 4 | $ 520,000 | $ 130,000 | $ 165,000 |
| LAFAYETTE, LA | 4 | $ 190,000 | $ 47,000 | $ 114,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 590,000 | $ 147,000 | $ 38,000 |
| LAS CRUCES, NM | 4 | $ 450,000 | $ 112,000 | $ 83,000 |
| LAWRENCE, KS | 4 | $ 760,000 | $ 190,000 | $ 139,000 |
| MANSFIELD, OH | 4 | $ 340,000 | $ 85,000 | $ 78,000 |
| PANAMA CITY, FL | 4 | $ 530,000 | $ 132,000 | $ 108,000 |
| PITTSFIELD, MA | 4 | $ 1,590,000 | $ 397,000 | $ 177,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 170,000 | $ 42,000 | $ 103,000 |
| URBAN HONOLULU, HI | 4 | $ 740,000 | $ 185,000 | $ 123,000 |
| WARNER ROBINS, GA | 4 | $ 170,000 | $ 42,000 | $ 135,000 |
| YORK-HANOVER, PA | 4 | $ 210,000 | $ 52,000 | $ 176,000 |
| YUMA, AZ | 4 | $ 250,000 | $ 62,000 | $ 96,000 |
| BRUNSWICK, GA | 3 | $ 435,000 | $ 145,000 | $ 194,000 |
| BURLINGTON, NC | 3 | $ 185,000 | $ 61,000 | $ 61,000 |
| CORVALLIS, OR | 3 | $ 285,000 | $ 95,000 | $ 179,000 |
| DALTON, GA | 3 | $ 165,000 | $ 55,000 | $ 52,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 325,000 | $ 108,000 | $ 166,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 175,000 | $ 77,500 | $ 122,000 |
| ITHACA, NY | 3 | $ 375,000 | $ 125,000 | $ 217,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 285,000 | $ 95,000 | $ 171,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 175,000 | $ 58,000 | $ 107,000 |
| LONGVIEW, WA | 3 | $ 785,000 | $ 261,000 | $ 219,000 |
| MEDFORD, OR | 3 | $ 535,000 | $ 178,000 | $ 158,000 |
| MISSOULA, MT | 3 | $ 285,000 | $ 95,000 | $ 74,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 615,000 | $ 205,000 | $ 120,000 |
| NEW BERN, NC | 3 | $ 195,000 | $ 65,000 | $ 102,000 |
| RACINE, WI | 3 | $ 195,000 | $ 65,000 | $ 75,000 |
| REDDING, CA | 3 | $ 265,000 | $ 88,000 | $ 154,000 |
| ROCHESTER, MN | 3 | $ 275,000 | $ 91,000 | $ 195,000 |
| ROCKFORD, IL | 3 | $ 235,000 | $ 78,000 | $ 111,000 |
| SANTA FE, NM | 3 | $ 915,000 | $ 305,000 | $ 314,000 |
| SHEBOYGAN, WI | 3 | $ 275,000 | $ 91,000 | $ 122,000 |
| SIOUX FALLS, SD | 3 | $ 555,000 | $ 185,000 | $ 186,000 |
| ALEXANDRIA, LA | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| ALTOONA, PA | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| APPLETON, WI | 2 | $ 240,000 | $ 120,000 | $ 223,000 |
| AUBURN-OPELIKA, AL | 2 | $ 130,000 | $ 65,000 | $ 222,000 |
| BELLINGHAM, WA | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| BLOOMINGTON, IL | 2 | $ 40,000 | $ 20,000 | $ 75,000 |
| CEDAR RAPIDS, IA | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| CHEYENNE, WY | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| CLARKSVILLE, TN-KY | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| CLEVELAND, TN | 2 | $ 270,000 | $ 135,000 | $ 265,000 |
| COLUMBIA, MO | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| DULUTH, MN-WI | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| EL CENTRO, CA | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| ERIE, PA | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| FAIRBANKS, AK | 2 | $ 180,000 | $ 90,000 | $ 393,000 |
| GADSDEN, AL | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 260,000 | $ 130,000 | $ 187,000 |
| HATTIESBURG, MS | 2 | $ 220,000 | $ 110,000 | $ 205,000 |
| HINESVILLE, GA | 2 | $ 140,000 | $ 70,000 | $ 124,000 |
| IDAHO FALLS, ID | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 910,000 | $ 455,000 | $ 132,000 |
| KANKAKEE, IL | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| LINCOLN, NE | 2 | $ 80,000 | $ 40,000 | $ 132,000 |
| MADISON, WI | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| MERCED, CA | 2 | $ 220,000 | $ 110,000 | $ 203,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 720,000 | $ 360,000 | $ 400,000 |
| MUNCIE, IN | 2 | $ 10,740,000 | $ 5,370,000 | $ 65,000 |
| RAPID CITY, SD | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| ST. GEORGE, UT | 2 | $ 400,000 | $ 200,000 | $ 236,000 |
| ST. JOSEPH, MO-KS | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| WILLIAMSPORT, PA | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| WINCHESTER, VA-WV | 2 | $ 110,000 | $ 55,000 | $ 140,000 |
| YUBA CITY, CA | 2 | $ 150,000 | $ 75,000 | $ 140,000 |
| ALBANY, GA | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| ALBANY, OR | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| BATTLE CREEK, MI | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| BECKLEY, WV | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| CUMBERLAND, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| DANVILLE, IL | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| DECATUR, IL | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| ELMIRA, NY | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| ENID, OK | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| EVANSVILLE, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| FARMINGTON, NM | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| FOND DU LAC, WI | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| GOLDSBORO, NC | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| GRAND FORKS, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| GRAND ISLAND, NE | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| GRANTS PASS, OR | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| GREEN BAY, WI | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| GREENVILLE, NC | 1 | $ 23,805,000 | $ 23,805,000 | $ 0 |
| HAMMOND, LA | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| JACKSON, MI | 1 | $ 35,000 | $ 35,000 | $ 1,000 |
| JACKSON, TN | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| JOHNSTOWN, PA | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| JONESBORO, AR | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| JOPLIN, MO | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| KOKOMO, IN | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| LEBANON, PA | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| LEWISTON-AUBURN, ME | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| LOGAN, UT-ID | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| MADERA, CA | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| MIDLAND, MI | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| MUSKEGON, MI | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| OWENSBORO, KY | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| PEORIA, IL | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| POCATELLO, ID | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| PUEBLO, CO | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| ROCKY MOUNT, NC | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| SAGINAW, MI | 1 | $ 115,000 | $ 115,000 | $ 207,000 |
| ST. CLOUD, MN | 1 | $ 505,000 | $ 505,000 | $ 996,000 |
| TERRE HAUTE, IN | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| TOPEKA, KS | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| TWIN FALLS, ID | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,335 | $1,188,855,000 | $142,000 | $2,005,000 | $175,000 | $4,343,000 |
| Other Purpose | 5,157 | $640,245,000 | $124,000 | $5,005,000 | $153,000 | $3,700,000 |
| Cash-out Refinancing | 2,729 | $743,855,000 | $272,000 | $2,005,000 | $203,000 | $4,300,000 |
| Home Purchase | 1,902 | $931,770,000 | $489,000 | $7,925,000 | $254,000 | $4,755,000 |
| Refinancing | 311 | $487,155,000 | $1,566,000 | $37,585,000 | $225,000 | $2,871,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,194 | $1,961,570,000 | $192,000 | $3,305,000 | $189,000 | $4,750,000 |
| Not Provided | 3,567 | $808,315,000 | $226,000 | $2,905,000 | $186,000 | $4,755,000 |
| Hispanic | 1,972 | $295,530,000 | $149,000 | $5,005,000 | $147,000 | $1,100,000 |
| Asian | 1,293 | $334,085,000 | $258,000 | $3,155,000 | $211,000 | $4,392,000 |
| Black or African American | 1,218 | $156,930,000 | $128,000 | $1,315,000 | $140,000 | $1,290,000 |
| American Indian or Alaskan Native | 70 | $9,630,000 | $137,000 | $505,000 | $141,000 | $875,000 |
| Not applicable | 53 | $405,335,000 | $7,647,000 | $37,585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 40 | $4,870,000 | $121,000 | $425,000 | $115,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,312 | $3,947,780,000 | $215,000 | $37,585,000 | $182,000 | $4,755,000 |
| FHA-insured (Federal Housing Administration) | 120 | $43,550,000 | $362,000 | $1,025,000 | $119,000 | $348,000 |
| VA-guaranteed (Veterans Administration) | 2 | $550,000 | $275,000 | $285,000 | $137,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,675 | $1,430,435,000 | $164,000 | $17,275,000 | $153,000 | $4,392,000 |
| Loan Originated | 7,283 | $1,823,885,000 | $250,000 | $34,905,000 | $208,000 | $4,755,000 |
| Application Withdrawn By Applicant | 2,177 | $590,005,000 | $271,000 | $37,585,000 | $208,000 | $3,494,000 |
| File Closed For Incompleteness | 184 | $71,230,000 | $387,000 | $1,905,000 | $190,000 | $2,064,000 |
| Application Approved But Not Accepted | 114 | $75,780,000 | $664,000 | $23,805,000 | $191,000 | $1,041,000 |
| Loan Purchased By The Institution | 1 | $545,000 | $545,000 | $545,000 | $159,000 | $159,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,759 | $2,561,445,000 | $262,000 | $37,585,000 | $207,000 | $4,755,000 |
| Credit History | 3,091 | $361,595,000 | $116,000 | $10,505,000 | $149,000 | $4,300,000 |
| Debt-To-Income Ratio | 3,004 | $565,290,000 | $188,000 | $2,505,000 | $112,000 | $875,000 |
| Collateral | 1,147 | $213,105,000 | $185,000 | $3,055,000 | $218,000 | $2,441,000 |
| Credit Application Incomplete | 1,037 | $180,615,000 | $174,000 | $4,605,000 | $195,000 | $4,392,000 |
| Unverifiable Information | 299 | $69,855,000 | $233,000 | $17,275,000 | $200,000 | $3,700,000 |
| Employment History | 72 | $17,430,000 | $242,000 | $1,035,000 | $160,000 | $1,350,000 |
| Other | 14 | $5,750,000 | $410,000 | $1,055,000 | $263,000 | $863,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $16,795,000 | $1,526,000 | $5,505,000 | $194,000 | $439,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.