Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bnc National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bnc National Bank 20175 N 67Th Avenue Glendale, AZ 85308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,235 |
| Total Mortgage Loan Application Amount | $528,368,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $614,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,185,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 648 | $ 124,640,000 | $ 192,000 | $ 88,000 |
| Johnson County Kansas | 330 | $ 61,321,000 | $ 185,000 | $ 72,000 |
| Sedgwick County Kansas | 293 | $ 38,037,000 | $ 129,000 | $ 55,000 |
| Jackson County Missouri | 213 | $ 29,488,000 | $ 138,000 | $ 46,000 |
| Scott County Iowa | 133 | $ 17,592,000 | $ 132,000 | $ 35,000 |
| Cass County Missouri | 127 | $ 19,371,000 | $ 152,000 | $ 49,000 |
| Shawnee County Kansas | 92 | $ 11,854,000 | $ 128,000 | $ 50,000 |
| Rock Island County Illinois | 81 | $ 9,000,000 | $ 111,000 | $ 35,000 |
| Pinal County Arizona | 80 | $ 7,760,000 | $ 97,000 | $ 48,000 |
| Wyandotte County Kansas | 56 | $ 7,324,000 | $ 130,000 | $ 52,000 |
| Burleigh County North Dakota | 42 | $ 3,318,000 | $ 79,000 | $ 138,000 |
| Clay County Missouri | 38 | $ 6,221,000 | $ 163,000 | $ 51,000 |
| Salt Lake County Utah | 35 | $ 7,710,000 | $ 220,000 | $ 71,000 |
| Crawford County Kansas | 33 | $ 3,314,000 | $ 100,000 | $ 45,000 |
| Butler County Kansas | 22 | $ 2,946,000 | $ 133,000 | $ 41,000 |
| Muscatine County Iowa | 21 | $ 3,312,000 | $ 157,000 | $ 42,000 |
| Platte County Missouri | 21 | $ 3,564,000 | $ 169,000 | $ 55,000 |
| Utah County Utah | 19 | $ 3,912,000 | $ 205,000 | $ 90,000 |
| Henry County Illinois | 18 | $ 2,344,000 | $ 130,000 | $ 40,000 |
| Clinton County Iowa | 18 | $ 1,883,000 | $ 104,000 | $ 14,000 |
| Douglas County Kansas | 16 | $ 2,894,000 | $ 180,000 | $ 97,000 |
| Leavenworth County Kansas | 16 | $ 3,156,000 | $ 197,000 | $ 75,000 |
| St. Louis County Missouri | 15 | $ 2,323,000 | $ 154,000 | $ 63,000 |
| Davis County Utah | 15 | $ 3,366,000 | $ 224,000 | $ 71,000 |
| Miami County Kansas | 14 | $ 2,208,000 | $ 157,000 | $ 62,000 |
| Jasper County Missouri | 14 | $ 1,565,000 | $ 111,000 | $ 44,000 |
| Harvey County Kansas | 13 | $ 1,416,000 | $ 108,000 | $ 57,000 |
| Linn County Iowa | 12 | $ 1,747,000 | $ 145,000 | $ 42,000 |
| Johnson County Missouri | 12 | $ 1,685,000 | $ 140,000 | $ 45,000 |
| Morton County North Dakota | 12 | $ 1,386,000 | $ 115,000 | $ 127,000 |
| St. Charles County Missouri | 11 | $ 1,908,000 | $ 173,000 | $ 52,000 |
| Mercer County Illinois | 10 | $ 977,000 | $ 97,000 | $ 32,000 |
| Des Moines County Iowa | 10 | $ 774,000 | $ 77,000 | $ 28,000 |
| Douglas County Nebraska | 10 | $ 1,968,000 | $ 196,000 | $ 64,000 |
| Wake County North Carolina | 10 | $ 2,457,000 | $ 245,000 | $ 117,000 |
| Pima County Arizona | 9 | $ 1,976,000 | $ 219,000 | $ 69,000 |
| Bernalillo County New Mexico | 9 | $ 1,933,000 | $ 214,000 | $ 73,000 |
| Dickey County North Dakota | 9 | $ 299,000 | $ 33,000 | $ 60,000 |
| Emmons County North Dakota | 9 | $ 262,000 | $ 29,000 | $ 52,000 |
| Weber County Utah | 9 | $ 1,435,000 | $ 159,000 | $ 58,000 |
| Orange County California | 8 | $ 2,690,000 | $ 336,000 | $ 104,000 |
| Jackson County Iowa | 8 | $ 653,000 | $ 81,000 | $ 40,000 |
| Tulsa County Oklahoma | 8 | $ 2,126,000 | $ 265,000 | $ 103,000 |
| King County Washington | 8 | $ 2,726,000 | $ 340,000 | $ 108,000 |
| Mohave County Arizona | 7 | $ 1,310,000 | $ 187,000 | $ 57,000 |
| Yavapai County Arizona | 7 | $ 1,644,000 | $ 234,000 | $ 74,000 |
| Dubuque County Iowa | 7 | $ 753,000 | $ 107,000 | $ 26,000 |
| Coconino County Arizona | 6 | $ 1,954,000 | $ 325,000 | $ 241,000 |
| San Diego County California | 6 | $ 2,051,000 | $ 341,000 | $ 209,000 |
| El Paso County Colorado | 6 | $ 1,155,000 | $ 192,000 | $ 41,000 |
| Cedar County Iowa | 6 | $ 693,000 | $ 115,000 | $ 6,000 |
| Hennepin County Minnesota | 6 | $ 1,315,000 | $ 219,000 | $ 126,000 |
| Lafayette County Missouri | 6 | $ 867,000 | $ 144,000 | $ 45,000 |
| Denver County Colorado | 5 | $ 1,755,000 | $ 351,000 | $ 95,000 |
| Johnson County Iowa | 5 | $ 775,000 | $ 155,000 | $ 57,000 |
| Montgomery County Kansas | 5 | $ 589,000 | $ 117,000 | $ 23,000 |
| Osage County Kansas | 5 | $ 542,000 | $ 108,000 | $ 52,000 |
| Pratt County Kansas | 5 | $ 383,000 | $ 76,000 | $ 55,000 |
| Boone County Missouri | 5 | $ 802,000 | $ 160,000 | $ 64,000 |
| Clinton County Missouri | 5 | $ 729,000 | $ 145,000 | $ 41,000 |
| Sarpy County Nebraska | 5 | $ 1,097,000 | $ 219,000 | $ 53,000 |
| McLean County North Dakota | 5 | $ 128,000 | $ 25,000 | $ 66,000 |
| Mountrail County North Dakota | 5 | $ 228,000 | $ 45,000 | $ 50,000 |
| Oklahoma County Oklahoma | 5 | $ 1,032,000 | $ 206,000 | $ 90,000 |
| Contra Costa County California | 4 | $ 1,560,000 | $ 390,000 | $ 112,000 |
| Adams County Colorado | 4 | $ 767,000 | $ 191,000 | $ 34,000 |
| Whiteside County Illinois | 4 | $ 499,000 | $ 124,000 | $ 69,000 |
| Cowley County Kansas | 4 | $ 403,000 | $ 100,000 | $ 24,000 |
| McPherson County Kansas | 4 | $ 631,000 | $ 157,000 | $ 69,000 |
| Saline County Kansas | 4 | $ 552,000 | $ 138,000 | $ 66,000 |
| Wabaunsee County Kansas | 4 | $ 519,000 | $ 129,000 | $ 19,000 |
| Wilson County Kansas | 4 | $ 377,000 | $ 94,000 | $ 43,000 |
| Buchanan County Missouri | 4 | $ 659,000 | $ 164,000 | $ 62,000 |
| Camden County Missouri | 4 | $ 747,000 | $ 186,000 | $ 166,000 |
| Greene County Missouri | 4 | $ 774,000 | $ 193,000 | $ 63,000 |
| Jefferson County Missouri | 4 | $ 652,000 | $ 163,000 | $ 60,000 |
| Clark County Nevada | 4 | $ 703,000 | $ 175,000 | $ 63,000 |
| Burlington County New Jersey | 4 | $ 1,107,000 | $ 276,000 | $ 121,000 |
| Box Elder County Utah | 4 | $ 578,000 | $ 144,000 | $ 66,000 |
| Cache County Utah | 4 | $ 778,000 | $ 194,000 | $ 55,000 |
| Arapahoe County Colorado | 3 | $ 540,000 | $ 180,000 | $ 51,000 |
| Weld County Colorado | 3 | $ 508,000 | $ 169,000 | $ 60,000 |
| Ada County Idaho | 3 | $ 526,000 | $ 175,000 | $ 67,000 |
| Cook County Illinois | 3 | $ 719,000 | $ 239,000 | $ 85,000 |
| Pottawattamie County Iowa | 3 | $ 445,000 | $ 148,000 | $ 42,000 |
| Anderson County Kansas | 3 | $ 315,000 | $ 105,000 | $ 24,000 |
| Bourbon County Kansas | 3 | $ 308,000 | $ 102,000 | $ 27,000 |
| Cherokee County Kansas | 3 | $ 340,000 | $ 113,000 | $ 58,000 |
| Ford County Kansas | 3 | $ 385,000 | $ 128,000 | $ 11,000 |
| Franklin County Kansas | 3 | $ 457,000 | $ 152,000 | $ 57,000 |
| Jackson County Kansas | 3 | $ 358,000 | $ 119,000 | $ 45,000 |
| Linn County Kansas | 3 | $ 474,000 | $ 158,000 | $ 19,000 |
| Riley County Kansas | 3 | $ 468,000 | $ 156,000 | $ 88,000 |
| Sumner County Kansas | 3 | $ 505,000 | $ 168,000 | $ 41,000 |
| East Baton Rouge County Louisiana | 3 | $ 474,000 | $ 158,000 | $ 71,000 |
| Terrebonne County Louisiana | 3 | $ 644,000 | $ 214,000 | $ 65,000 |
| Worcester County Massachusetts | 3 | $ 941,000 | $ 313,000 | $ 99,000 |
| Bates County Missouri | 3 | $ 397,000 | $ 132,000 | $ 10,000 |
| Franklin County Missouri | 3 | $ 601,000 | $ 200,000 | $ 83,000 |
| Phelps County Missouri | 3 | $ 458,000 | $ 152,000 | $ 48,000 |
| Ray County Missouri | 3 | $ 420,000 | $ 140,000 | $ 6,000 |
| St. Francois County Missouri | 3 | $ 363,000 | $ 121,000 | $ 50,000 |
| Washoe County Nevada | 3 | $ 971,000 | $ 323,000 | $ 112,000 |
| Morris County New Jersey | 3 | $ 821,000 | $ 273,000 | $ 108,000 |
| Sandoval County New Mexico | 3 | $ 823,000 | $ 274,000 | $ 132,000 |
| Davidson County North Carolina | 3 | $ 366,000 | $ 122,000 | $ 30,000 |
| Wagoner County Oklahoma | 3 | $ 394,000 | $ 131,000 | $ 36,000 |
| Dallas County Texas | 3 | $ 792,000 | $ 264,000 | $ 217,000 |
| Washington County Utah | 3 | $ 814,000 | $ 271,000 | $ 77,000 |
| Fairfax County Virginia | 3 | $ 864,000 | $ 288,000 | $ 92,000 |
| Cochise County Arizona | 2 | $ 538,000 | $ 269,000 | $ 23,000 |
| Navajo County Arizona | 2 | $ 452,000 | $ 226,000 | $ 69,000 |
| Sacramento County California | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| San Bernardino County California | 2 | $ 466,000 | $ 233,000 | $ 173,000 |
| Ventura County California | 2 | $ 641,000 | $ 320,000 | $ 99,000 |
| Boulder County Colorado | 2 | $ 613,000 | $ 306,000 | $ 98,000 |
| Douglas County Colorado | 2 | $ 468,000 | $ 234,000 | $ 45,000 |
| Garfield County Colorado | 2 | $ 816,000 | $ 408,000 | $ 80,000 |
| Jefferson County Colorado | 2 | $ 593,000 | $ 296,000 | $ 128,000 |
| Fairfield County Connecticut | 2 | $ 508,000 | $ 254,000 | $ 85,000 |
| Hartford County Connecticut | 2 | $ 416,000 | $ 208,000 | $ 92,000 |
| New Castle County Delaware | 2 | $ 310,000 | $ 155,000 | $ 39,000 |
| Bannock County Idaho | 2 | $ 257,000 | $ 128,000 | $ 37,000 |
| Fremont County Idaho | 2 | $ 364,000 | $ 182,000 | $ 20,000 |
| Nez Perce County Idaho | 2 | $ 834,000 | $ 417,000 | $ 101,000 |
| Carroll County Illinois | 2 | $ 177,000 | $ 88,000 | $ 8,000 |
| Knox County Illinois | 2 | $ 221,000 | $ 110,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 419,000 | $ 209,000 | $ 0 |
| Morgan County Indiana | 2 | $ 181,000 | $ 90,000 | $ 61,000 |
| Benton County Iowa | 2 | $ 261,000 | $ 130,000 | $ 65,000 |
| Iowa County Iowa | 2 | $ 264,000 | $ 132,000 | $ 32,000 |
| Louisa County Iowa | 2 | $ 202,000 | $ 101,000 | $ 42,000 |
| Marion County Iowa | 2 | $ 410,000 | $ 205,000 | $ 33,000 |
| Barton County Kansas | 2 | $ 471,000 | $ 235,000 | $ 97,000 |
| Ellis County Kansas | 2 | $ 478,000 | $ 239,000 | $ 2,000 |
| Finney County Kansas | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Geary County Kansas | 2 | $ 232,000 | $ 116,000 | $ 78,000 |
| Grant County Kansas | 2 | $ 352,000 | $ 176,000 | $ 89,000 |
| Gray County Kansas | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Hamilton County Kansas | 2 | $ 139,000 | $ 69,000 | $ 36,000 |
| Jefferson County Kansas | 2 | $ 278,000 | $ 139,000 | $ 53,000 |
| Neosho County Kansas | 2 | $ 203,000 | $ 101,000 | $ 46,000 |
| Stevens County Kansas | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Jessamine County Kentucky | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 494,000 | $ 247,000 | $ 101,000 |
| Jefferson County Louisiana | 2 | $ 343,000 | $ 171,000 | $ 49,000 |
| Lafayette County Louisiana | 2 | $ 524,000 | $ 262,000 | $ 102,000 |
| Livingston County Louisiana | 2 | $ 388,000 | $ 194,000 | $ 29,000 |
| Rapides County Louisiana | 2 | $ 385,000 | $ 192,000 | $ 0 |
| St. Mary County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 26,000 |
| St. Tammany County Louisiana | 2 | $ 352,000 | $ 176,000 | $ 18,000 |
| Barnstable County Massachusetts | 2 | $ 517,000 | $ 258,000 | $ 123,000 |
| Washington County Minnesota | 2 | $ 601,000 | $ 300,000 | $ 137,000 |
| Cape Girardeau County Missouri | 2 | $ 283,000 | $ 141,000 | $ 59,000 |
| Christian County Missouri | 2 | $ 362,000 | $ 181,000 | $ 54,000 |
| Dallas County Missouri | 2 | $ 231,000 | $ 115,000 | $ 22,000 |
| Howell County Missouri | 2 | $ 197,000 | $ 98,000 | $ 10,000 |
| Morgan County Missouri | 2 | $ 416,000 | $ 208,000 | $ 80,000 |
| Newton County Missouri | 2 | $ 206,000 | $ 103,000 | $ 16,000 |
| Nodaway County Missouri | 2 | $ 193,000 | $ 96,000 | $ 46,000 |
| Polk County Missouri | 2 | $ 133,000 | $ 66,000 | $ 30,000 |
| St. Louis City County Missouri | 2 | $ 289,000 | $ 144,000 | $ 86,000 |
| Stoddard County Missouri | 2 | $ 306,000 | $ 153,000 | $ 32,000 |
| Taney County Missouri | 2 | $ 263,000 | $ 131,000 | $ 90,000 |
| Texas County Missouri | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Nye County Nevada | 2 | $ 271,000 | $ 135,000 | $ 85,000 |
| Rockingham County New Hampshire | 2 | $ 443,000 | $ 221,000 | $ 70,000 |
| Cumberland County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 24,000 |
| Durham County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 113,000 |
| Guilford County North Carolina | 2 | $ 449,000 | $ 224,000 | $ 88,000 |
| Henderson County North Carolina | 2 | $ 544,000 | $ 272,000 | $ 91,000 |
| Orange County North Carolina | 2 | $ 681,000 | $ 340,000 | $ 189,000 |
| Rowan County North Carolina | 2 | $ 441,000 | $ 220,000 | $ 42,000 |
| Divide County North Dakota | 2 | $ 66,000 | $ 33,000 | $ 72,000 |
| Lane County Oregon | 2 | $ 305,000 | $ 152,000 | $ 36,000 |
| Westmoreland County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 47,000 |
| Minnehaha County South Dakota | 2 | $ 287,000 | $ 143,000 | $ 16,000 |
| Denton County Texas | 2 | $ 483,000 | $ 241,000 | $ 116,000 |
| El Paso County Texas | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
| Fort Bend County Texas | 2 | $ 583,000 | $ 291,000 | $ 105,000 |
| Galveston County Texas | 2 | $ 413,000 | $ 206,000 | $ 59,000 |
| Summit County Utah | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Tooele County Utah | 2 | $ 393,000 | $ 196,000 | $ 87,000 |
| Wasatch County Utah | 2 | $ 783,000 | $ 391,000 | $ 74,000 |
| Pierce County Washington | 2 | $ 615,000 | $ 307,000 | $ 151,000 |
| Kenosha County Wisconsin | 2 | $ 356,000 | $ 178,000 | $ 27,000 |
| Natrona County Wyoming | 2 | $ 296,000 | $ 148,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Jefferson County Alabama | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Anchorage County Alaska | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Apache County Arizona | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Gila County Arizona | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Yuma County Arizona | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 199,000 | $ 199,000 | $ 46,000 |
| Cross County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Hot Spring County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Jefferson County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Pulaski County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Saline County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 106,000 |
| Fresno County California | 1 | $ 204,000 | $ 204,000 | $ 85,000 |
| Humboldt County California | 1 | $ 302,000 | $ 302,000 | $ 118,000 |
| Imperial County California | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Kern County California | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Nevada County California | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Solano County California | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Yolo County California | 1 | $ 167,000 | $ 167,000 | $ 75,000 |
| Elbert County Colorado | 1 | $ 373,000 | $ 373,000 | $ 200,000 |
| Larimer County Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Mesa County Colorado | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Otero County Colorado | 1 | $ 123,000 | $ 123,000 | $ 94,000 |
| Phillips County Colorado | 1 | $ 107,000 | $ 107,000 | $ 84,000 |
| Teller County Colorado | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Litchfield County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Windham County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Broward County Florida | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| DeSoto County Florida | 1 | $ 166,000 | $ 166,000 | $ 45,000 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Sumter County Florida | 1 | $ 360,000 | $ 360,000 | $ 63,000 |
| Chatham County Georgia | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Crisp County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Douglas County Georgia | 1 | $ 134,000 | $ 134,000 | $ 91,000 |
| Fulton County Georgia | 1 | $ 240,000 | $ 240,000 | $ 141,000 |
| Gwinnett County Georgia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Hart County Georgia | 1 | $ 170,000 | $ 170,000 | $ 253,000 |
| Lee County Georgia | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Whitfield County Georgia | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Bonner County Idaho | 1 | $ 390,000 | $ 390,000 | $ 72,000 |
| Canyon County Idaho | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Teton County Idaho | 1 | $ 197,000 | $ 197,000 | $ 73,000 |
| Adams County Illinois | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Henderson County Illinois | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| McHenry County Illinois | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Will County Illinois | 1 | $ 316,000 | $ 316,000 | $ 213,000 |
| Clinton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Hamilton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Lake County Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Porter County Indiana | 1 | $ 417,000 | $ 417,000 | $ 489,000 |
| Black Hawk County Iowa | 1 | $ 143,000 | $ 143,000 | $ 29,000 |
| Dallas County Iowa | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| Floyd County Iowa | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Jones County Iowa | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Lee County Iowa | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Polk County Iowa | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Wapello County Iowa | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Allen County Kansas | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Brown County Kansas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Coffey County Kansas | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Dickinson County Kansas | 1 | $ 186,000 | $ 186,000 | $ 84,000 |
| Ellsworth County Kansas | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Harper County Kansas | 1 | $ 41,000 | $ 41,000 | $ 40,000 |
| Haskell County Kansas | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Kingman County Kansas | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Labette County Kansas | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Marion County Kansas | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Meade County Kansas | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Pottawatomie County Kansas | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Reno County Kansas | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Rice County Kansas | 1 | $ 149,000 | $ 149,000 | $ 97,000 |
| Seward County Kansas | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Sheridan County Kansas | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Woodson County Kansas | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Jefferson County Kentucky | 1 | $ 269,000 | $ 269,000 | $ 0 |
| McLean County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Caddo County Louisiana | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| East Feliciana County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| St. Landry County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Hancock County Maine | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| York County Maine | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Essex County Massachusetts | 1 | $ 533,000 | $ 533,000 | $ 168,000 |
| Middlesex County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 62,000 |
| Plymouth County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 201,000 | $ 201,000 | $ 41,000 |
| Genesee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oakland County Michigan | 1 | $ 276,000 | $ 276,000 | $ 106,000 |
| Wayne County Michigan | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Anoka County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Becker County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 162,000 |
| Cass County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Douglas County Minnesota | 1 | $ 413,000 | $ 413,000 | $ 195,000 |
| Goodhue County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Pike County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Atchison County Missouri | 1 | $ 250,000 | $ 250,000 | $ 161,000 |
| Barry County Missouri | 1 | $ 193,000 | $ 193,000 | $ 107,000 |
| Benton County Missouri | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Butler County Missouri | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Caldwell County Missouri | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Crawford County Missouri | 1 | $ 194,000 | $ 194,000 | $ 84,000 |
| Dent County Missouri | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Gasconade County Missouri | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Hickory County Missouri | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Howard County Missouri | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Lawrence County Missouri | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Livingston County Missouri | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Madison County Missouri | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Pettis County Missouri | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Reynolds County Missouri | 1 | $ 212,000 | $ 212,000 | $ 42,000 |
| Shannon County Missouri | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Stone County Missouri | 1 | $ 298,000 | $ 298,000 | $ 67,000 |
| Vernon County Missouri | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Cascade County Montana | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Gallatin County Montana | 1 | $ 172,000 | $ 172,000 | $ 311,000 |
| Lewis and Clark County Montana | 1 | $ 152,000 | $ 152,000 | $ 25,000 |
| Missoula County Montana | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Yellowstone County Montana | 1 | $ 200,000 | $ 200,000 | $ 129,000 |
| Dawson County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Dodge County Nebraska | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Keith County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 988,000 |
| Hillsborough County New Hampshire | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Camden County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 125,000 |
| Essex County New Jersey | 1 | $ 381,000 | $ 381,000 | $ 156,000 |
| Gloucester County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 170,000 |
| Ocean County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Santa Fe County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Valencia County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Buncombe County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 121,000 |
| Cabarrus County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Catawba County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Cleveland County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 90,000 |
| Currituck County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Harnett County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 62,000 |
| Johnston County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Lee County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
| Mecklenburg County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Onslow County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 214,000 |
| Pasquotank County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Polk County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Randolph County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Rutherford County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Union County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 141,000 |
| Wilkes County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Wilson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 130,000 |
| Cass County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 251,000 |
| Traill County North Dakota | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Ward County North Dakota | 1 | $ 182,000 | $ 182,000 | $ 67,000 |
| Butler County Ohio | 1 | $ 159,000 | $ 159,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 172,000 | $ 172,000 | $ 125,000 |
| Lake County Ohio | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Stark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Canadian County Oklahoma | 1 | $ 256,000 | $ 256,000 | $ 125,000 |
| Cleveland County Oklahoma | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| Comanche County Oklahoma | 1 | $ 166,000 | $ 166,000 | $ 84,000 |
| Garfield County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Grady County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Benton County Oregon | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Clatsop County Oregon | 1 | $ 217,000 | $ 217,000 | $ 62,000 |
| Deschutes County Oregon | 1 | $ 413,000 | $ 413,000 | $ 674,000 |
| Josephine County Oregon | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Polk County Oregon | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Washington County Oregon | 1 | $ 242,000 | $ 242,000 | $ 139,000 |
| Berks County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Bucks County Pennsylvania | 1 | $ 427,000 | $ 427,000 | $ 189,000 |
| Dauphin County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 161,000 |
| Erie County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Lancaster County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Lawrence County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Providence County Rhode Island | 1 | $ 340,000 | $ 340,000 | $ 158,000 |
| Custer County South Dakota | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Davison County South Dakota | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Lawrence County South Dakota | 1 | $ 332,000 | $ 332,000 | $ 135,000 |
| Bradley County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Greene County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 107,000 |
| Hamilton County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Shelby County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Tipton County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Williamson County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 57,000 |
| Bexar County Texas | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| Burnet County Texas | 1 | $ 334,000 | $ 334,000 | $ 61,000 |
| Hays County Texas | 1 | $ 356,000 | $ 356,000 | $ 97,000 |
| Kendall County Texas | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Montgomery County Texas | 1 | $ 349,000 | $ 349,000 | $ 181,000 |
| Rockwall County Texas | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Travis County Texas | 1 | $ 139,000 | $ 139,000 | $ 153,000 |
| Williamson County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Carbon County Utah | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Emery County Utah | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Grand County Utah | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Kane County Utah | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Rich County Utah | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Sanpete County Utah | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Uintah County Utah | 1 | $ 300,000 | $ 300,000 | $ 99,000 |
| Orleans County Vermont | 1 | $ 331,000 | $ 331,000 | $ 129,000 |
| Albemarle County Virginia | 1 | $ 125,000 | $ 125,000 | $ 285,000 |
| Alexandria County Virginia | 1 | $ 347,000 | $ 347,000 | $ 102,000 |
| Cowlitz County Washington | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Jefferson County Washington | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Kitsap County Washington | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
| Spokane County Washington | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Thurston County Washington | 1 | $ 291,000 | $ 291,000 | $ 62,000 |
| Jefferson County West Virginia | 1 | $ 192,000 | $ 192,000 | $ 70,000 |
| Wood County West Virginia | 1 | $ 254,000 | $ 254,000 | $ 75,000 |
| Barron County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 86,000 |
| Dane County Wisconsin | 1 | $ 361,000 | $ 361,000 | $ 183,000 |
| Dodge County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 97,000 |
| Milwaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Sawyer County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 33,000 |
| Wood County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bnc National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,941 | $346,498,000 | $178,000 | $614,000 | $64,000 | $1,148,000 |
| Home Purchase | 1,267 | $181,203,000 | $143,000 | $565,000 | $67,000 | $1,000,000 |
| Home Improvement | 27 | $667,000 | $24,000 | $105,000 | $103,000 | $1,185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,528 | $412,353,000 | $163,000 | $565,000 | $66,000 | $1,185,000 |
| Not Provided | 325 | $59,200,000 | $182,000 | $614,000 | $77,000 | $532,000 |
| Hispanic | 161 | $21,971,000 | $136,000 | $417,000 | $54,000 | $1,000,000 |
| Black or African American | 132 | $19,689,000 | $149,000 | $332,000 | $42,000 | $221,000 |
| Asian | 68 | $12,777,000 | $187,000 | $392,000 | $66,000 | $168,000 |
| American Indian or Alaskan Native | 15 | $1,711,000 | $114,000 | $219,000 | $48,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $667,000 | $111,000 | $161,000 | $38,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,889 | $283,223,000 | $149,000 | $614,000 | $45,000 | $532,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,176 | $214,024,000 | $181,000 | $455,000 | $100,000 | $1,185,000 |
| VA-guaranteed (Veterans Administration) | 169 | $31,085,000 | $183,000 | $417,000 | $51,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $36,000 | $36,000 | $36,000 | $42,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,035 | $495,350,000 | $163,000 | $614,000 | $64,000 | $1,185,000 |
| Application Denied By Financial Institution | 134 | $21,505,000 | $160,000 | $417,000 | $87,000 | $563,000 |
| Application Withdrawn By Applicant | 56 | $9,565,000 | $170,000 | $455,000 | $68,000 | $396,000 |
| Application Approved But Not Accepted | 7 | $1,222,000 | $174,000 | $269,000 | $53,000 | $100,000 |
| File Closed For Incompleteness | 3 | $726,000 | $242,000 | $336,000 | $83,000 | $161,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 43 | $7,868,000 | $182,000 | $417,000 | $122,000 | $563,000 |
| Debt-To-Income Ratio | 28 | $5,441,000 | $194,000 | $403,000 | $80,000 | $267,000 |
| Credit History | 27 | $3,713,000 | $137,000 | $350,000 | $59,000 | $250,000 |
| Other | 18 | $2,120,000 | $117,000 | $202,000 | $83,000 | $285,000 |
| Employment History | 8 | $955,000 | $119,000 | $274,000 | $47,000 | $111,000 |
| Unverifiable Information | 7 | $1,104,000 | $157,000 | $300,000 | $75,000 | $262,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $186,000 | $93,000 | $149,000 | $68,000 | $111,000 |
| Mortgage Insurance Denied | 1 | $118,000 | $118,000 | $118,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bnc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.