BNC National Bank Mortgage Lending & HMDA Data, 2021
In 2021, BNC National Bank of Bismarck, ND reported 9,916 mortgage applications totaling $3.6 billion, down 28% from 2020. The average application was for $365,713, and applicants reported an average income of $135,563. 66% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (550), Washington-Arlington-Alexandria, DC-VA-MD-WV (498) and Wichita, KS (338) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,916 |
| Total Mortgage Loan Application Amount | $3,626,420,000 |
| Average Mortgage Loan Application Amount | $365,713 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $135,563 |
| Highest Applicant Income | $2,183,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 288 | $ 58,540,000 | $ 203,263 | $ 87,000 |
| Burleigh, North Dakota | 213 | $ 45,325,000 | $ 212,793 | $ 131,000 |
| Los Angeles, California | 211 | $ 106,985,000 | $ 507,037 | $ 174,000 |
| Johnson, Kansas | 187 | $ 50,225,000 | $ 268,582 | $ 97,000 |
| Clark, Nevada | 184 | $ 69,680,000 | $ 378,695 | $ 147,000 |
| Laclede, Missouri | 177 | $ 27,735,000 | $ 156,694 | $ 62,000 |
| Jackson, Missouri | 158 | $ 29,940,000 | $ 189,493 | $ 80,000 |
| Fairfax, Virginia | 147 | $ 72,765,000 | $ 495,000 | $ 156,000 |
| San Diego, California | 146 | $ 72,730,000 | $ 498,150 | $ 136,000 |
| Maricopa, Arizona | 144 | $ 49,660,000 | $ 344,861 | $ 137,000 |
| King, Washington | 139 | $ 69,475,000 | $ 499,820 | $ 182,000 |
| Middlesex, Massachusetts | 108 | $ 50,200,000 | $ 464,814 | $ 168,000 |
| Santa Clara, California | 91 | $ 56,785,000 | $ 624,010 | $ 220,000 |
| Anne Arundel, Maryland | 81 | $ 35,125,000 | $ 433,641 | $ 130,000 |
| Orange, California | 78 | $ 41,840,000 | $ 536,410 | $ 161,000 |
| Montgomery, Maryland | 78 | $ 36,110,000 | $ 462,948 | $ 184,000 |
| Wake, North Carolina | 75 | $ 28,155,000 | $ 375,400 | $ 144,000 |
| District of Columbia, District Of Columbia | 70 | $ 34,320,000 | $ 490,285 | $ 167,000 |
| Alameda, California | 67 | $ 38,595,000 | $ 576,044 | $ 195,000 |
| Riverside, California | 67 | $ 28,135,000 | $ 419,925 | $ 112,000 |
| Washoe, Nevada | 67 | $ 27,615,000 | $ 412,164 | $ 196,000 |
| El Paso, Colorado | 66 | $ 30,010,000 | $ 454,696 | $ 133,000 |
| Harris, Texas | 66 | $ 21,440,000 | $ 324,848 | $ 145,000 |
| Rock Island, Illinois | 65 | $ 9,715,000 | $ 149,461 | $ 74,000 |
| Morton, North Dakota | 63 | $ 18,495,000 | $ 293,571 | $ 145,000 |
| Wyandotte, Kansas | 62 | $ 10,250,000 | $ 165,322 | $ 54,000 |
| Travis, Texas | 61 | $ 24,795,000 | $ 406,475 | $ 171,000 |
| Henry, Illinois | 60 | $ 8,390,000 | $ 139,833 | $ 65,000 |
| Prince George's, Maryland | 53 | $ 21,975,000 | $ 414,622 | $ 112,000 |
| Hennepin, Minnesota | 53 | $ 20,105,000 | $ 379,339 | $ 161,000 |
| Norfolk, Massachusetts | 52 | $ 25,480,000 | $ 490,000 | $ 168,000 |
| Pierce, Washington | 52 | $ 21,130,000 | $ 406,346 | $ 114,000 |
| San Bernardino, California | 51 | $ 20,585,000 | $ 403,627 | $ 136,000 |
| Bexar, Texas | 51 | $ 17,005,000 | $ 333,431 | $ 101,000 |
| Loudoun, Virginia | 51 | $ 25,655,000 | $ 503,039 | $ 179,000 |
| Prince William, Virginia | 51 | $ 20,255,000 | $ 397,156 | $ 123,000 |
| Contra Costa, California | 50 | $ 28,590,000 | $ 571,800 | $ 182,000 |
| Broward, Florida | 49 | $ 19,965,000 | $ 407,448 | $ 142,000 |
| Suffolk, Massachusetts | 49 | $ 22,725,000 | $ 463,775 | $ 175,000 |
| Clay, Missouri | 48 | $ 11,200,000 | $ 233,333 | $ 72,000 |
| Snohomish, Washington | 48 | $ 21,960,000 | $ 457,500 | $ 167,000 |
| Bergen, New Jersey | 47 | $ 21,235,000 | $ 451,808 | $ 162,000 |
| Ventura, California | 46 | $ 23,940,000 | $ 520,434 | $ 149,000 |
| Butler, Kansas | 45 | $ 9,735,000 | $ 216,333 | $ 95,000 |
| Howard, Maryland | 45 | $ 21,635,000 | $ 480,777 | $ 140,000 |
| Multnomah, Oregon | 45 | $ 17,845,000 | $ 396,555 | $ 180,000 |
| Sacramento, California | 44 | $ 17,500,000 | $ 397,727 | $ 140,000 |
| Hillsborough, Florida | 44 | $ 16,400,000 | $ 372,727 | $ 156,000 |
| Cass, Missouri | 44 | $ 10,230,000 | $ 232,500 | $ 121,000 |
| Collin, Texas | 44 | $ 18,620,000 | $ 423,181 | $ 181,000 |
| Fairfield, Connecticut | 43 | $ 20,515,000 | $ 477,093 | $ 178,000 |
| Mecklenburg, North Carolina | 43 | $ 15,305,000 | $ 355,930 | $ 160,000 |
| Denver, Colorado | 42 | $ 19,240,000 | $ 458,095 | $ 206,000 |
| Palm Beach, Florida | 42 | $ 18,610,000 | $ 443,095 | $ 158,000 |
| Miami-Dade, Florida | 41 | $ 16,745,000 | $ 408,414 | $ 151,000 |
| Fulton, Georgia | 41 | $ 17,135,000 | $ 417,926 | $ 148,000 |
| Scott, Iowa | 40 | $ 6,560,000 | $ 164,000 | $ 70,000 |
| Middlesex, New Jersey | 40 | $ 14,400,000 | $ 360,000 | $ 150,000 |
| Oakland, Michigan | 39 | $ 15,275,000 | $ 391,666 | $ 156,000 |
| Williamson, Texas | 37 | $ 14,065,000 | $ 380,135 | $ 161,000 |
| Salt Lake, Utah | 37 | $ 16,365,000 | $ 442,297 | $ 153,000 |
| St. Johns, Florida | 36 | $ 12,890,000 | $ 358,055 | $ 119,000 |
| Essex, Massachusetts | 36 | $ 15,680,000 | $ 435,555 | $ 160,000 |
| Washington, Oregon | 36 | $ 14,580,000 | $ 405,000 | $ 143,000 |
| Rockingham, New Hampshire | 35 | $ 13,785,000 | $ 393,857 | $ 144,000 |
| Dallas, Texas | 35 | $ 14,585,000 | $ 416,714 | $ 182,000 |
| Worcester, Massachusetts | 34 | $ 13,830,000 | $ 406,764 | $ 140,000 |
| Ada, Idaho | 33 | $ 12,915,000 | $ 391,363 | $ 163,000 |
| Tarrant, Texas | 33 | $ 11,625,000 | $ 352,272 | $ 125,000 |
| Charleston, South Carolina | 32 | $ 13,300,000 | $ 415,625 | $ 132,000 |
| Cobb, Georgia | 31 | $ 11,405,000 | $ 367,903 | $ 187,000 |
| Douglas, Colorado | 30 | $ 13,540,000 | $ 451,333 | $ 126,000 |
| Arlington, Virginia | 30 | $ 15,490,000 | $ 516,333 | $ 195,000 |
| Monmouth, New Jersey | 29 | $ 13,705,000 | $ 472,586 | $ 204,000 |
| McLean, North Dakota | 29 | $ 3,245,000 | $ 111,896 | $ 92,000 |
| Chester, Pennsylvania | 29 | $ 11,225,000 | $ 387,068 | $ 231,000 |
| Jefferson, Colorado | 28 | $ 11,910,000 | $ 425,357 | $ 123,000 |
| Pasco, Florida | 28 | $ 10,640,000 | $ 380,000 | $ 124,000 |
| Pinellas, Florida | 27 | $ 8,675,000 | $ 321,296 | $ 137,000 |
| DeKalb, Georgia | 27 | $ 10,025,000 | $ 371,296 | $ 145,000 |
| Mountrail, North Dakota | 27 | $ 4,415,000 | $ 163,518 | $ 89,000 |
| Arapahoe, Colorado | 26 | $ 11,220,000 | $ 431,538 | $ 138,000 |
| Williamson, Tennessee | 26 | $ 12,110,000 | $ 465,769 | $ 148,000 |
| Chesapeake, Virginia | 26 | $ 9,980,000 | $ 383,846 | $ 73,000 |
| Virginia Beach, Virginia | 26 | $ 9,990,000 | $ 384,230 | $ 113,000 |
| Duval, Florida | 25 | $ 7,505,000 | $ 300,200 | $ 78,000 |
| Forsyth, Georgia | 25 | $ 9,835,000 | $ 393,400 | $ 135,000 |
| Bernalillo, New Mexico | 25 | $ 8,635,000 | $ 345,400 | $ 142,000 |
| Davidson, Tennessee | 25 | $ 10,135,000 | $ 405,400 | $ 155,000 |
| Clark, Washington | 25 | $ 9,595,000 | $ 383,800 | $ 133,000 |
| Kitsap, Washington | 25 | $ 11,155,000 | $ 446,200 | $ 112,000 |
| Boulder, Colorado | 24 | $ 10,020,000 | $ 417,500 | $ 178,000 |
| Manatee, Florida | 24 | $ 10,200,000 | $ 425,000 | $ 120,000 |
| Okaloosa, Florida | 24 | $ 8,610,000 | $ 358,750 | $ 115,000 |
| Orange, Florida | 24 | $ 9,600,000 | $ 400,000 | $ 174,000 |
| Morris, New Jersey | 24 | $ 11,140,000 | $ 464,166 | $ 186,000 |
| Franklin, Ohio | 24 | $ 8,050,000 | $ 335,416 | $ 124,000 |
| Bucks, Pennsylvania | 24 | $ 9,630,000 | $ 401,250 | $ 151,000 |
| Denton, Texas | 24 | $ 9,570,000 | $ 398,750 | $ 151,000 |
| Fort Bend, Texas | 24 | $ 9,950,000 | $ 414,583 | $ 161,000 |
| Montgomery, Texas | 24 | $ 7,920,000 | $ 330,000 | $ 102,000 |
| Montgomery, Pennsylvania | 23 | $ 9,555,000 | $ 415,434 | $ 221,000 |
| Weld, Colorado | 22 | $ 8,130,000 | $ 369,545 | $ 102,000 |
| Collier, Florida | 22 | $ 8,350,000 | $ 379,545 | $ 144,000 |
| Frederick, Maryland | 22 | $ 9,730,000 | $ 442,272 | $ 156,000 |
| Hillsborough, New Hampshire | 22 | $ 8,490,000 | $ 385,909 | $ 155,000 |
| Hudson, New Jersey | 22 | $ 10,630,000 | $ 483,181 | $ 180,000 |
| Stafford, Virginia | 22 | $ 9,570,000 | $ 435,000 | $ 124,000 |
| Pima, Arizona | 21 | $ 7,745,000 | $ 368,809 | $ 121,000 |
| Monterey, California | 21 | $ 13,555,000 | $ 645,476 | $ 159,000 |
| Hamilton, Indiana | 21 | $ 7,365,000 | $ 350,714 | $ 141,000 |
| Barnstable, Massachusetts | 21 | $ 8,295,000 | $ 395,000 | $ 138,000 |
| Somerset, New Jersey | 21 | $ 8,815,000 | $ 419,761 | $ 164,000 |
| San Joaquin, California | 20 | $ 8,290,000 | $ 414,500 | $ 131,000 |
| Plymouth, Massachusetts | 20 | $ 8,470,000 | $ 423,500 | $ 168,000 |
| Essex, New Jersey | 20 | $ 9,780,000 | $ 489,000 | $ 181,000 |
| Moore, North Carolina | 20 | $ 7,580,000 | $ 379,000 | $ 96,000 |
| Clackamas, Oregon | 20 | $ 9,760,000 | $ 488,000 | $ 180,000 |
| Utah, Utah | 20 | $ 7,580,000 | $ 379,000 | $ 140,000 |
| Chesterfield, Virginia | 20 | $ 7,380,000 | $ 369,000 | $ 163,000 |
| Madison, Alabama | 19 | $ 6,105,000 | $ 321,315 | $ 125,000 |
| Adams, Colorado | 19 | $ 7,725,000 | $ 406,578 | $ 130,000 |
| Hartford, Connecticut | 19 | $ 6,665,000 | $ 350,789 | $ 130,000 |
| Brevard, Florida | 19 | $ 7,215,000 | $ 379,736 | $ 100,000 |
| Baltimore, Maryland | 19 | $ 7,585,000 | $ 399,210 | $ 139,000 |
| McKenzie, North Dakota | 19 | $ 5,205,000 | $ 273,947 | $ 100,000 |
| Philadelphia, Pennsylvania | 19 | $ 7,035,000 | $ 370,263 | $ 163,000 |
| Knox, Tennessee | 19 | $ 7,115,000 | $ 374,473 | $ 148,000 |
| New Castle, Delaware | 18 | $ 5,710,000 | $ 317,222 | $ 117,000 |
| Cherokee, Georgia | 18 | $ 6,540,000 | $ 363,333 | $ 130,000 |
| Wayne, Michigan | 18 | $ 4,080,000 | $ 226,666 | $ 97,000 |
| Platte, Missouri | 18 | $ 6,350,000 | $ 352,777 | $ 98,000 |
| Waukesha, Wisconsin | 18 | $ 7,730,000 | $ 429,444 | $ 164,000 |
| Placer, California | 17 | $ 8,075,000 | $ 475,000 | $ 193,000 |
| San Mateo, California | 17 | $ 10,595,000 | $ 623,235 | $ 205,000 |
| Solano, California | 17 | $ 8,595,000 | $ 505,588 | $ 140,000 |
| New Haven, Connecticut | 17 | $ 6,155,000 | $ 362,058 | $ 123,000 |
| Sarasota, Florida | 17 | $ 6,135,000 | $ 360,882 | $ 170,000 |
| Gwinnett, Georgia | 17 | $ 5,705,000 | $ 335,588 | $ 136,000 |
| Oklahoma, Oklahoma | 17 | $ 5,395,000 | $ 317,352 | $ 123,000 |
| Allegheny, Pennsylvania | 17 | $ 5,355,000 | $ 315,000 | $ 142,000 |
| Shelby, Tennessee | 17 | $ 5,535,000 | $ 325,588 | $ 98,000 |
| York, Virginia | 17 | $ 6,765,000 | $ 397,941 | $ 97,000 |
| Fresno, California | 16 | $ 5,800,000 | $ 362,500 | $ 175,000 |
| Polk, Florida | 16 | $ 5,320,000 | $ 332,500 | $ 153,000 |
| Santa Rosa, Florida | 16 | $ 6,840,000 | $ 427,500 | $ 109,000 |
| Cook, Illinois | 16 | $ 4,710,000 | $ 294,375 | $ 274,000 |
| Providence, Rhode Island | 16 | $ 5,780,000 | $ 361,250 | $ 170,000 |
| Benton, Arkansas | 15 | $ 4,625,000 | $ 308,333 | $ 154,000 |
| San Francisco, California | 15 | $ 8,365,000 | $ 557,666 | $ 275,000 |
| San Luis Obispo, California | 15 | $ 7,065,000 | $ 471,000 | $ 164,000 |
| Sussex, Delaware | 15 | $ 6,005,000 | $ 400,333 | $ 140,000 |
| Lee, Florida | 15 | $ 6,605,000 | $ 440,333 | $ 165,000 |
| Columbia, Georgia | 15 | $ 5,245,000 | $ 349,666 | $ 146,000 |
| Suffolk, New York | 15 | $ 5,595,000 | $ 373,000 | $ 90,000 |
| Emmons, North Dakota | 15 | $ 1,645,000 | $ 109,666 | $ 108,000 |
| Berkeley, South Carolina | 15 | $ 4,895,000 | $ 326,333 | $ 97,000 |
| Greenville, South Carolina | 15 | $ 5,195,000 | $ 346,333 | $ 131,000 |
| Sonoma, California | 14 | $ 6,940,000 | $ 495,714 | $ 154,000 |
| Miami, Kansas | 14 | $ 3,520,000 | $ 251,428 | $ 63,000 |
| Cumberland, Maine | 14 | $ 5,120,000 | $ 365,714 | $ 203,000 |
| Wilson, Tennessee | 14 | $ 5,840,000 | $ 417,142 | $ 141,000 |
| Henrico, Virginia | 14 | $ 5,460,000 | $ 390,000 | $ 119,000 |
| Thurston, Washington | 14 | $ 5,510,000 | $ 393,571 | $ 120,000 |
| El Dorado, California | 13 | $ 7,255,000 | $ 558,076 | $ 219,000 |
| Larimer, Colorado | 13 | $ 5,615,000 | $ 431,923 | $ 151,000 |
| Osceola, Florida | 13 | $ 3,885,000 | $ 298,846 | $ 265,000 |
| Des Moines, Iowa | 13 | $ 1,885,000 | $ 145,000 | $ 72,000 |
| Jefferson, Kentucky | 13 | $ 3,485,000 | $ 268,076 | $ 102,000 |
| Orleans, Louisiana | 13 | $ 5,475,000 | $ 421,153 | $ 148,000 |
| Livingston, Michigan | 13 | $ 3,275,000 | $ 251,923 | $ 88,000 |
| Macomb, Michigan | 13 | $ 5,285,000 | $ 406,538 | $ 158,000 |
| Washtenaw, Michigan | 13 | $ 4,055,000 | $ 311,923 | $ 141,000 |
| Camden, Missouri | 13 | $ 3,245,000 | $ 249,615 | $ 110,000 |
| St. Louis, Missouri | 13 | $ 3,255,000 | $ 250,384 | $ 132,000 |
| Ocean, New Jersey | 13 | $ 5,515,000 | $ 424,230 | $ 180,000 |
| Guilford, North Carolina | 13 | $ 3,905,000 | $ 300,384 | $ 116,000 |
| Delaware, Ohio | 13 | $ 4,845,000 | $ 372,692 | $ 144,000 |
| Lane, Oregon | 13 | $ 4,325,000 | $ 332,692 | $ 107,000 |
| York, South Carolina | 13 | $ 5,885,000 | $ 452,692 | $ 134,000 |
| Jefferson, Alabama | 12 | $ 4,070,000 | $ 339,166 | $ 160,000 |
| Santa Barbara, California | 12 | $ 5,030,000 | $ 419,166 | $ 115,000 |
| Seminole, Florida | 12 | $ 4,760,000 | $ 396,666 | $ 120,000 |
| Charles, Maryland | 12 | $ 4,400,000 | $ 366,666 | $ 112,000 |
| Camden, New Jersey | 12 | $ 4,640,000 | $ 386,666 | $ 200,000 |
| Hamilton, Ohio | 12 | $ 4,510,000 | $ 375,833 | $ 124,000 |
| Delaware, Pennsylvania | 12 | $ 4,890,000 | $ 407,500 | $ 178,000 |
| Horry, South Carolina | 12 | $ 3,980,000 | $ 331,666 | $ 124,000 |
| Richland, South Carolina | 12 | $ 4,570,000 | $ 380,833 | $ 143,000 |
| Bell, Texas | 12 | $ 3,350,000 | $ 279,166 | $ 101,000 |
| Davis, Utah | 12 | $ 5,820,000 | $ 485,000 | $ 131,000 |
| Alexandria, Virginia | 12 | $ 6,260,000 | $ 521,666 | $ 166,000 |
| James City, Virginia | 12 | $ 4,290,000 | $ 357,500 | $ 103,000 |
| Spokane, Washington | 12 | $ 5,480,000 | $ 456,666 | $ 176,000 |
| Washington, Arkansas | 11 | $ 3,875,000 | $ 352,272 | $ 131,000 |
| Kent, Delaware | 11 | $ 3,535,000 | $ 321,363 | $ 71,000 |
| Clay, Florida | 11 | $ 3,955,000 | $ 359,545 | $ 104,000 |
| Calvert, Maryland | 11 | $ 4,005,000 | $ 364,090 | $ 76,000 |
| Mercer, New Jersey | 11 | $ 4,165,000 | $ 378,636 | $ 126,000 |
| New Hanover, North Carolina | 11 | $ 4,265,000 | $ 387,727 | $ 128,000 |
| Montgomery, Ohio | 11 | $ 3,795,000 | $ 345,000 | $ 153,000 |
| Deschutes, Oregon | 11 | $ 4,625,000 | $ 420,454 | $ 140,000 |
| Montgomery, Tennessee | 11 | $ 3,405,000 | $ 309,545 | $ 74,000 |
| Spotsylvania, Virginia | 11 | $ 4,435,000 | $ 403,181 | $ 164,000 |
| Suffolk, Virginia | 11 | $ 3,395,000 | $ 308,636 | $ 68,000 |
| Santa Cruz, California | 10 | $ 5,260,000 | $ 526,000 | $ 207,000 |
| Escambia, Florida | 10 | $ 3,780,000 | $ 378,000 | $ 90,000 |
| Volusia, Florida | 10 | $ 3,810,000 | $ 381,000 | $ 147,000 |
| Henry, Georgia | 10 | $ 3,050,000 | $ 305,000 | $ 82,000 |
| Canyon, Idaho | 10 | $ 3,190,000 | $ 319,000 | $ 90,000 |
| Douglas, Kansas | 10 | $ 1,810,000 | $ 181,000 | $ 67,000 |
| Harford, Maryland | 10 | $ 3,450,000 | $ 345,000 | $ 85,000 |
| Dakota, Minnesota | 10 | $ 3,590,000 | $ 359,000 | $ 112,000 |
| Douglas, Nebraska | 10 | $ 2,330,000 | $ 233,000 | $ 178,000 |
| Sarpy, Nebraska | 10 | $ 3,440,000 | $ 344,000 | $ 116,000 |
| Burlington, New Jersey | 10 | $ 3,180,000 | $ 318,000 | $ 129,000 |
| Onslow, North Carolina | 10 | $ 2,450,000 | $ 245,000 | $ 112,000 |
| Cass, North Dakota | 10 | $ 1,960,000 | $ 196,000 | $ 126,000 |
| Lehigh, Pennsylvania | 10 | $ 3,600,000 | $ 360,000 | $ 107,000 |
| Lake, Florida | 9 | $ 2,915,000 | $ 323,888 | $ 92,000 |
| Kootenai, Idaho | 9 | $ 3,955,000 | $ 439,444 | $ 130,000 |
| St. Mary's, Maryland | 9 | $ 3,585,000 | $ 398,333 | $ 112,000 |
| St. Charles, Missouri | 9 | $ 2,315,000 | $ 257,222 | $ 211,000 |
| Strafford, New Hampshire | 9 | $ 2,705,000 | $ 300,555 | $ 115,000 |
| Union, New Jersey | 9 | $ 3,335,000 | $ 370,555 | $ 209,000 |
| Westchester, New York | 9 | $ 4,325,000 | $ 480,555 | $ 134,000 |
| Cabarrus, North Carolina | 9 | $ 3,155,000 | $ 350,555 | $ 138,000 |
| Union, North Carolina | 9 | $ 2,875,000 | $ 319,444 | $ 121,000 |
| Williams, North Dakota | 9 | $ 2,575,000 | $ 286,111 | $ 175,000 |
| Cuyahoga, Ohio | 9 | $ 3,525,000 | $ 391,666 | $ 184,000 |
| Cleveland, Oklahoma | 9 | $ 2,555,000 | $ 283,888 | $ 123,000 |
| Weber, Utah | 9 | $ 3,085,000 | $ 342,777 | $ 57,000 |
| Island, Washington | 9 | $ 3,025,000 | $ 336,111 | $ 97,000 |
| Dane, Wisconsin | 9 | $ 3,415,000 | $ 379,444 | $ 155,000 |
| Baldwin, Alabama | 8 | $ 2,460,000 | $ 307,500 | $ 111,000 |
| Limestone, Alabama | 8 | $ 2,430,000 | $ 303,750 | $ 77,000 |
| Pulaski, Arkansas | 8 | $ 2,050,000 | $ 256,250 | $ 104,000 |
| Nassau, Florida | 8 | $ 2,860,000 | $ 357,500 | $ 119,000 |
| St. Lucie, Florida | 8 | $ 2,710,000 | $ 338,750 | $ 189,000 |
| Chatham, Georgia | 8 | $ 3,140,000 | $ 392,500 | $ 115,000 |
| Will, Illinois | 8 | $ 2,120,000 | $ 265,000 | $ 170,000 |
| Fayette, Kentucky | 8 | $ 2,550,000 | $ 318,750 | $ 176,000 |
| Anoka, Minnesota | 8 | $ 2,580,000 | $ 322,500 | $ 110,000 |
| DeSoto, Mississippi | 8 | $ 2,370,000 | $ 296,250 | $ 88,000 |
| Buchanan, Missouri | 8 | $ 920,000 | $ 115,000 | $ 36,000 |
| Merrimack, New Hampshire | 8 | $ 2,710,000 | $ 338,750 | $ 142,000 |
| Cape May, New Jersey | 8 | $ 3,540,000 | $ 442,500 | $ 227,000 |
| Carteret, North Carolina | 8 | $ 2,630,000 | $ 328,750 | $ 78,000 |
| Marion, Oregon | 8 | $ 2,680,000 | $ 335,000 | $ 71,000 |
| Northampton, Pennsylvania | 8 | $ 2,420,000 | $ 302,500 | $ 126,000 |
| York, Pennsylvania | 8 | $ 2,560,000 | $ 320,000 | $ 144,000 |
| Newport News, Virginia | 8 | $ 2,250,000 | $ 281,250 | $ 108,000 |
| Kern, California | 7 | $ 2,325,000 | $ 332,142 | $ 101,000 |
| Tulare, California | 7 | $ 2,455,000 | $ 350,714 | $ 149,000 |
| Marion, Florida | 7 | $ 4,045,000 | $ 577,857 | $ 276,000 |
| Martin, Florida | 7 | $ 2,945,000 | $ 420,714 | $ 256,000 |
| Walton, Florida | 7 | $ 3,395,000 | $ 485,000 | $ 171,000 |
| Houston, Georgia | 7 | $ 1,905,000 | $ 272,142 | $ 28,000 |
| Lowndes, Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 77,000 |
| Whiteside, Illinois | 7 | $ 805,000 | $ 115,000 | $ 63,000 |
| Marion, Indiana | 7 | $ 2,725,000 | $ 389,285 | $ 147,000 |
| York, Maine | 7 | $ 2,615,000 | $ 373,571 | $ 81,000 |
| Baltimore City, Maryland | 7 | $ 1,705,000 | $ 243,571 | $ 143,000 |
| Kent, Michigan | 7 | $ 1,745,000 | $ 249,285 | $ 86,000 |
| Ramsey, Minnesota | 7 | $ 2,405,000 | $ 343,571 | $ 330,000 |
| Washington, Minnesota | 7 | $ 3,035,000 | $ 433,571 | $ 126,000 |
| Pulaski, Missouri | 7 | $ 1,245,000 | $ 177,857 | $ 66,000 |
| Wright, Missouri | 7 | $ 1,725,000 | $ 246,428 | $ 71,000 |
| Lancaster, Nebraska | 7 | $ 2,355,000 | $ 336,428 | $ 83,000 |
| Douglas, Nevada | 7 | $ 3,035,000 | $ 433,571 | $ 104,000 |
| Warren, New Jersey | 7 | $ 2,385,000 | $ 340,714 | $ 147,000 |
| Buncombe, North Carolina | 7 | $ 2,515,000 | $ 359,285 | $ 156,000 |
| Craven, North Carolina | 7 | $ 2,165,000 | $ 309,285 | $ 161,000 |
| Gaston, North Carolina | 7 | $ 2,225,000 | $ 317,857 | $ 122,000 |
| Johnston, North Carolina | 7 | $ 1,935,000 | $ 276,428 | $ 67,000 |
| Geauga, Ohio | 7 | $ 3,895,000 | $ 556,428 | $ 171,000 |
| Greene, Ohio | 7 | $ 2,095,000 | $ 299,285 | $ 52,000 |
| Warren, Ohio | 7 | $ 2,535,000 | $ 362,142 | $ 105,000 |
| Jackson, Oregon | 7 | $ 2,405,000 | $ 343,571 | $ 99,000 |
| Yamhill, Oregon | 7 | $ 1,985,000 | $ 283,571 | $ 506,000 |
| Dorchester, South Carolina | 7 | $ 2,255,000 | $ 322,142 | $ 81,000 |
| Lexington, South Carolina | 7 | $ 2,315,000 | $ 330,714 | $ 140,000 |
| Hamilton, Tennessee | 7 | $ 2,995,000 | $ 427,857 | $ 173,000 |
| Maury, Tennessee | 7 | $ 1,985,000 | $ 283,571 | $ 115,000 |
| Rutherford, Tennessee | 7 | $ 2,105,000 | $ 300,714 | $ 137,000 |
| Hays, Texas | 7 | $ 2,875,000 | $ 410,714 | $ 191,000 |
| Bennington, Vermont | 7 | $ 2,095,000 | $ 299,285 | $ 117,000 |
| Fauquier, Virginia | 7 | $ 2,865,000 | $ 409,285 | $ 114,000 |
| Norfolk, Virginia | 7 | $ 1,645,000 | $ 235,000 | $ 104,000 |
| Pinal, Arizona | 6 | $ 1,720,000 | $ 286,666 | $ 102,000 |
| Pueblo, Colorado | 6 | $ 1,890,000 | $ 315,000 | $ 77,000 |
| New London, Connecticut | 6 | $ 1,860,000 | $ 310,000 | $ 142,000 |
| Alachua, Florida | 6 | $ 1,810,000 | $ 301,666 | $ 114,000 |
| Charlotte, Florida | 6 | $ 1,840,000 | $ 306,666 | $ 135,000 |
| Lake, Illinois | 6 | $ 2,590,000 | $ 431,666 | $ 159,000 |
| Leavenworth, Kansas | 6 | $ 2,260,000 | $ 376,666 | $ 126,000 |
| Carroll, Maryland | 6 | $ 2,470,000 | $ 411,666 | $ 175,000 |
| Worcester, Maryland | 6 | $ 3,440,000 | $ 573,333 | $ 209,000 |
| Bristol, Massachusetts | 6 | $ 2,190,000 | $ 365,000 | $ 173,000 |
| Hampshire, Massachusetts | 6 | $ 2,390,000 | $ 398,333 | $ 127,000 |
| St. Louis City, Missouri | 6 | $ 1,710,000 | $ 285,000 | $ 121,000 |
| Sussex, New Jersey | 6 | $ 2,240,000 | $ 373,333 | $ 245,000 |
| Santa Fe, New Mexico | 6 | $ 2,520,000 | $ 420,000 | $ 100,000 |
| Nassau, New York | 6 | $ 2,820,000 | $ 470,000 | $ 157,000 |
| Forsyth, North Carolina | 6 | $ 1,760,000 | $ 293,333 | $ 89,000 |
| Harnett, North Carolina | 6 | $ 1,800,000 | $ 300,000 | $ 62,000 |
| Jackson, North Carolina | 6 | $ 1,720,000 | $ 286,666 | $ 114,000 |
| Mercer, North Dakota | 6 | $ 1,210,000 | $ 201,666 | $ 126,000 |
| Jackson, Oklahoma | 6 | $ 1,640,000 | $ 273,333 | $ 104,000 |
| Benton, Oregon | 6 | $ 1,840,000 | $ 306,666 | $ 150,000 |
| Butler, Pennsylvania | 6 | $ 2,220,000 | $ 370,000 | $ 223,000 |
| Westmoreland, Pennsylvania | 6 | $ 2,390,000 | $ 398,333 | $ 170,000 |
| Kent, Rhode Island | 6 | $ 2,270,000 | $ 378,333 | $ 109,000 |
| Newport, Rhode Island | 6 | $ 2,630,000 | $ 438,333 | $ 188,000 |
| Spartanburg, South Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 94,000 |
| Lawrence, South Dakota | 6 | $ 3,110,000 | $ 518,333 | $ 219,000 |
| Brazoria, Texas | 6 | $ 2,000,000 | $ 333,333 | $ 135,000 |
| Comal, Texas | 6 | $ 3,010,000 | $ 501,666 | $ 128,000 |
| El Paso, Texas | 6 | $ 1,320,000 | $ 220,000 | $ 69,000 |
| Guadalupe, Texas | 6 | $ 1,680,000 | $ 280,000 | $ 77,000 |
| Tooele, Utah | 6 | $ 2,260,000 | $ 376,666 | $ 60,000 |
| Chittenden, Vermont | 6 | $ 3,910,000 | $ 651,666 | $ 270,000 |
| Skagit, Washington | 6 | $ 2,450,000 | $ 408,333 | $ 105,000 |
| Whatcom, Washington | 6 | $ 1,880,000 | $ 313,333 | $ 83,000 |
| Jefferson, West Virginia | 6 | $ 2,270,000 | $ 378,333 | $ 103,000 |
| St. Croix, Wisconsin | 6 | $ 1,860,000 | $ 310,000 | $ 66,000 |
| Washington, Wisconsin | 6 | $ 1,920,000 | $ 320,000 | $ 92,000 |
| Laramie, Wyoming | 6 | $ 2,290,000 | $ 381,666 | $ 0 |
| Lee, Alabama | 5 | $ 1,885,000 | $ 377,000 | $ 106,000 |
| Montgomery, Alabama | 5 | $ 1,705,000 | $ 341,000 | $ 44,000 |
| Mohave, Arizona | 5 | $ 1,245,000 | $ 249,000 | $ 58,000 |
| Yavapai, Arizona | 5 | $ 2,335,000 | $ 467,000 | $ 206,000 |
| Saline, Arkansas | 5 | $ 1,855,000 | $ 371,000 | $ 187,000 |
| Nevada, California | 5 | $ 2,505,000 | $ 501,000 | $ 250,000 |
| Middlesex, Connecticut | 5 | $ 1,435,000 | $ 287,000 | $ 148,000 |
| Bay, Florida | 5 | $ 1,725,000 | $ 345,000 | $ 44,000 |
| Flagler, Florida | 5 | $ 1,805,000 | $ 361,000 | $ 219,000 |
| Bartow, Georgia | 5 | $ 1,665,000 | $ 333,000 | $ 106,000 |
| Coweta, Georgia | 5 | $ 1,795,000 | $ 359,000 | $ 142,000 |
| Hall, Georgia | 5 | $ 2,025,000 | $ 405,000 | $ 141,000 |
| Rockdale, Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 196,000 |
| Hendricks, Indiana | 5 | $ 1,565,000 | $ 313,000 | $ 49,000 |
| Porter, Indiana | 5 | $ 1,645,000 | $ 329,000 | $ 103,000 |
| Clinton, Iowa | 5 | $ 695,000 | $ 139,000 | $ 46,000 |
| Cowley, Kansas | 5 | $ 725,000 | $ 145,000 | $ 81,000 |
| Bossier, Louisiana | 5 | $ 1,705,000 | $ 341,000 | $ 101,000 |
| Jefferson, Louisiana | 5 | $ 1,675,000 | $ 335,000 | $ 92,000 |
| Queen Anne's, Maryland | 5 | $ 2,465,000 | $ 493,000 | $ 48,000 |
| Hampden, Massachusetts | 5 | $ 1,585,000 | $ 317,000 | $ 104,000 |
| Scott, Minnesota | 5 | $ 1,415,000 | $ 283,000 | $ 66,000 |
| Madison, Mississippi | 5 | $ 2,035,000 | $ 407,000 | $ 116,000 |
| Boone, Missouri | 5 | $ 1,515,000 | $ 303,000 | $ 109,000 |
| Johnson, Missouri | 5 | $ 1,065,000 | $ 213,000 | $ 96,000 |
| Lafayette, Missouri | 5 | $ 1,365,000 | $ 273,000 | $ 87,000 |
| Taney, Missouri | 5 | $ 1,115,000 | $ 223,000 | $ 66,000 |
| Missoula, Montana | 5 | $ 2,945,000 | $ 589,000 | $ 235,000 |
| Queens, New York | 5 | $ 3,305,000 | $ 661,000 | $ 262,000 |
| Brunswick, North Carolina | 5 | $ 2,155,000 | $ 431,000 | $ 211,000 |
| Chatham, North Carolina | 5 | $ 1,865,000 | $ 373,000 | $ 130,000 |
| Cumberland, North Carolina | 5 | $ 1,705,000 | $ 341,000 | $ 173,000 |
| Durham, North Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 115,000 |
| Iredell, North Carolina | 5 | $ 1,865,000 | $ 373,000 | $ 130,000 |
| Lee, North Carolina | 5 | $ 1,495,000 | $ 299,000 | $ 75,000 |
| Lincoln, North Carolina | 5 | $ 1,885,000 | $ 377,000 | $ 109,000 |
| McIntosh, North Dakota | 5 | $ 645,000 | $ 129,000 | $ 66,000 |
| Ward, North Dakota | 5 | $ 705,000 | $ 141,000 | $ 126,000 |
| Lorain, Ohio | 5 | $ 1,485,000 | $ 297,000 | $ 120,000 |
| Medina, Ohio | 5 | $ 1,625,000 | $ 325,000 | $ 144,000 |
| Logan, Oklahoma | 5 | $ 1,995,000 | $ 399,000 | $ 124,000 |
| Tulsa, Oklahoma | 5 | $ 1,585,000 | $ 317,000 | $ 123,000 |
| Washington, Pennsylvania | 5 | $ 1,125,000 | $ 225,000 | $ 120,000 |
| Beaufort, South Carolina | 5 | $ 1,635,000 | $ 327,000 | $ 64,000 |
| Sevier, Tennessee | 5 | $ 1,795,000 | $ 359,000 | $ 131,000 |
| Galveston, Texas | 5 | $ 1,595,000 | $ 319,000 | $ 135,000 |
| Rockwall, Texas | 5 | $ 1,685,000 | $ 337,000 | $ 164,000 |
| Cache, Utah | 5 | $ 2,255,000 | $ 451,000 | $ 112,000 |
| Washington, Utah | 5 | $ 2,155,000 | $ 431,000 | $ 136,000 |
| Albemarle, Virginia | 5 | $ 2,065,000 | $ 413,000 | $ 148,000 |
| Hampton, Virginia | 5 | $ 2,175,000 | $ 435,000 | $ 122,000 |
| Richmond City, Virginia | 5 | $ 1,985,000 | $ 397,000 | $ 140,000 |
| Benton, Washington | 5 | $ 1,605,000 | $ 321,000 | $ 133,000 |
| Milwaukee, Wisconsin | 5 | $ 2,105,000 | $ 421,000 | $ 254,000 |
| Coffee, Alabama | 4 | $ 1,280,000 | $ 320,000 | $ 113,000 |
| Marshall, Alabama | 4 | $ 1,280,000 | $ 320,000 | $ 126,000 |
| Mobile, Alabama | 4 | $ 1,140,000 | $ 285,000 | $ 170,000 |
| Shelby, Alabama | 4 | $ 1,770,000 | $ 442,500 | $ 152,000 |
| Coconino, Arizona | 4 | $ 1,930,000 | $ 482,500 | $ 365,000 |
| Marin, California | 4 | $ 1,970,000 | $ 492,500 | $ 168,000 |
| Mono, California | 4 | $ 2,100,000 | $ 525,000 | $ 362,000 |
| Yolo, California | 4 | $ 1,910,000 | $ 477,500 | $ 266,000 |
| Mesa, Colorado | 4 | $ 1,520,000 | $ 380,000 | $ 61,000 |
| Summit, Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 224,000 |
| Teller, Colorado | 4 | $ 950,000 | $ 237,500 | $ 146,000 |
| Litchfield, Connecticut | 4 | $ 1,590,000 | $ 397,500 | $ 95,000 |
| Tolland, Connecticut | 4 | $ 1,700,000 | $ 425,000 | $ 182,000 |
| Monroe, Florida | 4 | $ 2,020,000 | $ 505,000 | $ 149,000 |
| Sumter, Florida | 4 | $ 1,600,000 | $ 400,000 | $ 81,000 |
| Bibb, Georgia | 4 | $ 960,000 | $ 240,000 | $ 105,000 |
| Bryan, Georgia | 4 | $ 1,330,000 | $ 332,500 | $ 87,000 |
| Muscogee, Georgia | 4 | $ 1,450,000 | $ 362,500 | $ 232,000 |
| Allen, Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 112,000 |
| Johnson, Indiana | 4 | $ 1,080,000 | $ 270,000 | $ 118,000 |
| Morgan, Indiana | 4 | $ 1,180,000 | $ 295,000 | $ 58,000 |
| Polk, Iowa | 4 | $ 1,370,000 | $ 342,500 | $ 93,000 |
| Harvey, Kansas | 4 | $ 920,000 | $ 230,000 | $ 77,000 |
| Barren, Kentucky | 4 | $ 850,000 | $ 212,500 | $ 54,000 |
| Boone, Kentucky | 4 | $ 1,120,000 | $ 280,000 | $ 88,000 |
| Hardin, Kentucky | 4 | $ 950,000 | $ 237,500 | $ 99,000 |
| East Baton Rouge, Louisiana | 4 | $ 1,400,000 | $ 350,000 | $ 138,000 |
| Washington, Maryland | 4 | $ 1,640,000 | $ 410,000 | $ 98,000 |
| Jackson, Michigan | 4 | $ 920,000 | $ 230,000 | $ 120,000 |
| Monroe, Michigan | 4 | $ 780,000 | $ 195,000 | $ 113,000 |
| Ottawa, Michigan | 4 | $ 1,140,000 | $ 285,000 | $ 71,000 |
| Jefferson, Missouri | 4 | $ 560,000 | $ 140,000 | $ 43,000 |
| Phelps, Missouri | 4 | $ 410,000 | $ 102,500 | $ 66,000 |
| Flathead, Montana | 4 | $ 1,640,000 | $ 410,000 | $ 280,000 |
| Gallatin, Montana | 4 | $ 1,480,000 | $ 370,000 | $ 74,000 |
| Ravalli, Montana | 4 | $ 1,170,000 | $ 292,500 | $ 72,000 |
| Carson City, Nevada | 4 | $ 1,790,000 | $ 447,500 | $ 66,000 |
| Grafton, New Hampshire | 4 | $ 1,530,000 | $ 382,500 | $ 96,000 |
| Gloucester, New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 183,000 |
| Hunterdon, New Jersey | 4 | $ 1,660,000 | $ 415,000 | $ 125,000 |
| Kings, New York | 4 | $ 1,950,000 | $ 487,500 | $ 168,000 |
| Orange, New York | 4 | $ 1,280,000 | $ 320,000 | $ 144,000 |
| Currituck, North Carolina | 4 | $ 1,310,000 | $ 327,500 | $ 90,000 |
| Dare, North Carolina | 4 | $ 1,610,000 | $ 402,500 | $ 210,000 |
| Divide, North Dakota | 4 | $ 550,000 | $ 137,500 | $ 78,000 |
| Summit, Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 139,000 |
| Wagoner, Oklahoma | 4 | $ 1,230,000 | $ 307,500 | $ 175,000 |
| Lincoln, Oregon | 4 | $ 1,280,000 | $ 320,000 | $ 298,000 |
| Cumberland, Pennsylvania | 4 | $ 1,410,000 | $ 352,500 | $ 0 |
| Monroe, Pennsylvania | 4 | $ 1,200,000 | $ 300,000 | $ 115,000 |
| Washington, Rhode Island | 4 | $ 2,170,000 | $ 542,500 | $ 314,000 |
| Aiken, South Carolina | 4 | $ 1,880,000 | $ 470,000 | $ 70,000 |
| Georgetown, South Carolina | 4 | $ 1,510,000 | $ 377,500 | $ 142,000 |
| Lancaster, South Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 133,000 |
| Sumter, South Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 76,000 |
| Blount, Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 110,000 |
| Brazos, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 203,000 |
| Ellis, Texas | 4 | $ 1,650,000 | $ 412,500 | $ 124,000 |
| Hidalgo, Texas | 4 | $ 1,270,000 | $ 317,500 | $ 126,000 |
| Nueces, Texas | 4 | $ 1,470,000 | $ 367,500 | $ 192,000 |
| Iron, Utah | 4 | $ 1,200,000 | $ 300,000 | $ 64,000 |
| Bedford, Virginia | 4 | $ 1,390,000 | $ 347,500 | $ 164,000 |
| Isle of Wight, Virginia | 4 | $ 1,510,000 | $ 377,500 | $ 129,000 |
| Chelan, Washington | 4 | $ 1,480,000 | $ 370,000 | $ 110,000 |
| Lewis, Washington | 4 | $ 1,410,000 | $ 352,500 | $ 129,000 |
| Berkeley, West Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 134,000 |
| Kanawha, West Virginia | 4 | $ 580,000 | $ 145,000 | $ 104,000 |
| Autauga, Alabama | 3 | $ 785,000 | $ 261,666 | $ 28,000 |
| Houston, Alabama | 3 | $ 825,000 | $ 275,000 | $ 61,000 |
| Talladega, Alabama | 3 | $ 525,000 | $ 175,000 | $ 97,000 |
| Cochise, Arizona | 3 | $ 1,055,000 | $ 351,666 | $ 98,000 |
| Kings, California | 3 | $ 805,000 | $ 268,333 | $ 92,000 |
| Merced, California | 3 | $ 1,035,000 | $ 345,000 | $ 122,000 |
| Sutter, California | 3 | $ 1,155,000 | $ 385,000 | $ 87,000 |
| Indian River, Florida | 3 | $ 1,435,000 | $ 478,333 | $ 42,000 |
| Douglas, Georgia | 3 | $ 975,000 | $ 325,000 | $ 5,000 |
| Fayette, Georgia | 3 | $ 955,000 | $ 318,333 | $ 144,000 |
| Richmond, Georgia | 3 | $ 865,000 | $ 288,333 | $ 38,000 |
| Spalding, Georgia | 3 | $ 385,000 | $ 128,333 | $ 46,000 |
| DuPage, Illinois | 3 | $ 1,365,000 | $ 455,000 | $ 161,000 |
| Mercer, Illinois | 3 | $ 235,000 | $ 78,333 | $ 65,000 |
| Clark, Indiana | 3 | $ 475,000 | $ 158,333 | $ 54,000 |
| Vanderburgh, Indiana | 3 | $ 705,000 | $ 235,000 | $ 71,000 |
| Franklin, Kansas | 3 | $ 1,355,000 | $ 451,666 | $ 58,000 |
| McPherson, Kansas | 3 | $ 835,000 | $ 278,333 | $ 120,000 |
| Montgomery, Kansas | 3 | $ 195,000 | $ 65,000 | $ 129,000 |
| Riley, Kansas | 3 | $ 955,000 | $ 318,333 | $ 41,000 |
| Shawnee, Kansas | 3 | $ 1,475,000 | $ 491,666 | $ 309,000 |
| Jessamine, Kentucky | 3 | $ 1,395,000 | $ 465,000 | $ 86,000 |
| Kenton, Kentucky | 3 | $ 545,000 | $ 181,666 | $ 108,000 |
| Oldham, Kentucky | 3 | $ 1,085,000 | $ 361,666 | $ 161,000 |
| Pulaski, Kentucky | 3 | $ 535,000 | $ 178,333 | $ 66,000 |
| Lafayette, Louisiana | 3 | $ 1,575,000 | $ 525,000 | $ 222,000 |
| Cecil, Maryland | 3 | $ 825,000 | $ 275,000 | $ 28,000 |
| Genesee, Michigan | 3 | $ 1,295,000 | $ 431,666 | $ 66,000 |
| Kalamazoo, Michigan | 3 | $ 735,000 | $ 245,000 | $ 136,000 |
| Sherburne, Minnesota | 3 | $ 895,000 | $ 298,333 | $ 120,000 |
| Jackson, Mississippi | 3 | $ 925,000 | $ 308,333 | $ 505,000 |
| Lowndes, Mississippi | 3 | $ 885,000 | $ 295,000 | $ 61,000 |
| Rankin, Mississippi | 3 | $ 855,000 | $ 285,000 | $ 56,000 |
| Christian, Missouri | 3 | $ 1,195,000 | $ 398,333 | $ 129,000 |
| Clinton, Missouri | 3 | $ 795,000 | $ 265,000 | $ 166,000 |
| Greene, Missouri | 3 | $ 725,000 | $ 241,666 | $ 48,000 |
| Howell, Missouri | 3 | $ 445,000 | $ 148,333 | $ 61,000 |
| Newton, Missouri | 3 | $ 305,000 | $ 101,666 | $ 135,000 |
| Pettis, Missouri | 3 | $ 515,000 | $ 171,666 | $ 118,000 |
| Webster, Missouri | 3 | $ 555,000 | $ 185,000 | $ 46,000 |
| Nye, Nevada | 3 | $ 975,000 | $ 325,000 | $ 98,000 |
| Carroll, New Hampshire | 3 | $ 845,000 | $ 281,666 | $ 255,000 |
| Passaic, New Jersey | 3 | $ 1,215,000 | $ 405,000 | $ 156,000 |
| Curry, New Mexico | 3 | $ 1,015,000 | $ 338,333 | $ 106,000 |
| Dona Ana, New Mexico | 3 | $ 935,000 | $ 311,666 | $ 73,000 |
| Sandoval, New Mexico | 3 | $ 875,000 | $ 291,666 | $ 83,000 |
| Valencia, New Mexico | 3 | $ 1,185,000 | $ 395,000 | $ 116,000 |
| Orange, North Carolina | 3 | $ 925,000 | $ 308,333 | $ 111,000 |
| Pasquotank, North Carolina | 3 | $ 1,045,000 | $ 348,333 | $ 123,000 |
| Randolph, North Carolina | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| Oliver, North Dakota | 3 | $ 685,000 | $ 228,333 | $ 154,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,677 | $1,747,735,000 | $373,000 | $3,405,000 | $131,000 | $1,209,000 |
| Home Purchase | 3,172 | $1,122,200,000 | $353,000 | $1,825,000 | $132,000 | $2,183,000 |
| Cash-out Refinancing | 1,755 | $676,875,000 | $385,000 | $1,575,000 | $150,000 | $2,183,000 |
| Home Improvement | 156 | $51,760,000 | $331,000 | $1,345,000 | $165,000 | $543,000 |
| Other Purpose | 156 | $27,850,000 | $178,000 | $705,000 | $153,000 | $1,043,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,026 | $2,124,090,000 | $352,000 | $1,575,000 | $135,000 | $1,215,000 |
| Not Provided | 1,895 | $773,115,000 | $407,000 | $1,645,000 | $150,000 | $2,183,000 |
| Asian | 773 | $328,515,000 | $424,000 | $1,825,000 | $163,000 | $1,250,000 |
| Hispanic | 631 | $190,505,000 | $301,000 | $1,045,000 | $89,000 | $365,000 |
| Black or African American | 448 | $155,120,000 | $346,000 | $1,285,000 | $110,000 | $739,000 |
| American Indian or Alaskan Native | 82 | $28,570,000 | $348,000 | $1,195,000 | $130,000 | $601,000 |
| Not applicable | 22 | $9,040,000 | $410,000 | $3,405,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $6,555,000 | $385,000 | $835,000 | $105,000 | $229,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,456 | $2,331,710,000 | $361,000 | $3,405,000 | $159,000 | $2,183,000 |
| VA-guaranteed (Veterans Administration) | 2,971 | $1,199,685,000 | $403,000 | $1,825,000 | $87,000 | $1,215,000 |
| FHA-insured (Federal Housing Administration) | 366 | $77,770,000 | $212,000 | $1,005,000 | $65,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $17,255,000 | $140,000 | $405,000 | $46,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,547 | $2,340,745,000 | $357,000 | $3,405,000 | $131,000 | $2,183,000 |
| Application Withdrawn By Applicant | 2,450 | $943,960,000 | $385,000 | $1,545,000 | $148,000 | $1,215,000 |
| Application Denied By Financial Institution | 914 | $339,850,000 | $371,000 | $1,435,000 | $136,000 | $900,000 |
| Loan Purchased By The Institution | 4 | $1,840,000 | $460,000 | $495,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $25,000 | $25,000 | $25,000 | $77,000 | $77,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,002 | $3,286,570,000 | $365,000 | $3,405,000 | $136,000 | $2,183,000 |
| Credit Application Incomplete | 479 | $188,515,000 | $393,000 | $1,435,000 | $154,000 | $900,000 |
| Credit History | 103 | $32,875,000 | $319,000 | $1,285,000 | $114,000 | $739,000 |
| Debt-To-Income Ratio | 89 | $32,365,000 | $363,000 | $1,035,000 | $85,000 | $323,000 |
| Other | 84 | $33,060,000 | $393,000 | $985,000 | $139,000 | $588,000 |
| Collateral | 65 | $22,745,000 | $349,000 | $965,000 | $158,000 | $672,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $12,630,000 | $315,000 | $905,000 | $82,000 | $297,000 |
| Unverifiable Information | 35 | $11,895,000 | $339,000 | $765,000 | $113,000 | $600,000 |
| Employment History | 18 | $5,530,000 | $307,000 | $545,000 | $104,000 | $408,000 |
| Mortgage Insurance Denied | 1 | $235,000 | $235,000 | $235,000 | $44,000 | $44,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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