BNC National Bank Mortgage Lending & HMDA Data, 2022
In 2022, BNC National Bank of Bismarck, ND reported 4,957 mortgage applications totaling $2.0 billion, down 50% from 2021. The average application was for $411,419, and applicants reported an average income of $158,961. 53% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (279), Bismarck, ND (160) and Washington-Arlington-Alexandria, DC-VA-MD-WV (160) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,957 |
| Total Mortgage Loan Application Amount | $2,039,405,000 |
| Average Mortgage Loan Application Amount | $411,419 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $158,961 |
| Highest Applicant Income | $3,349,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burleigh, North Dakota | 134 | $ 24,620,000 | $ 183,731 | $ 137,000 |
| Clark, Nevada | 104 | $ 43,570,000 | $ 418,942 | $ 148,000 |
| Jackson, Missouri | 94 | $ 19,380,000 | $ 206,170 | $ 66,000 |
| Johnson, Kansas | 88 | $ 26,670,000 | $ 303,068 | $ 106,000 |
| Harris, Texas | 69 | $ 26,775,000 | $ 388,043 | $ 166,000 |
| King, Washington | 60 | $ 35,900,000 | $ 598,333 | $ 203,000 |
| Los Angeles, California | 58 | $ 32,280,000 | $ 556,551 | $ 197,000 |
| Maricopa, Arizona | 52 | $ 27,920,000 | $ 536,923 | $ 221,000 |
| Collin, Texas | 48 | $ 24,000,000 | $ 500,000 | $ 182,000 |
| Fairfax, Virginia | 48 | $ 27,790,000 | $ 578,958 | $ 199,000 |
| Wyandotte, Kansas | 46 | $ 7,500,000 | $ 163,043 | $ 51,000 |
| Wake, North Carolina | 45 | $ 20,295,000 | $ 451,000 | $ 179,000 |
| Bexar, Texas | 43 | $ 16,765,000 | $ 389,883 | $ 191,000 |
| Rock Island, Illinois | 41 | $ 5,345,000 | $ 130,365 | $ 68,000 |
| Denton, Texas | 41 | $ 17,705,000 | $ 431,829 | $ 167,000 |
| Travis, Texas | 41 | $ 19,605,000 | $ 478,170 | $ 178,000 |
| Middlesex, Massachusetts | 40 | $ 21,180,000 | $ 529,500 | $ 182,000 |
| Montgomery, Maryland | 38 | $ 21,020,000 | $ 553,157 | $ 192,000 |
| Dallas, Texas | 36 | $ 16,150,000 | $ 448,611 | $ 196,000 |
| San Diego, California | 35 | $ 20,985,000 | $ 599,571 | $ 193,000 |
| Riverside, California | 33 | $ 15,815,000 | $ 479,242 | $ 272,000 |
| Hillsborough, Florida | 33 | $ 13,025,000 | $ 394,696 | $ 126,000 |
| Miami-Dade, Florida | 33 | $ 15,665,000 | $ 474,696 | $ 190,000 |
| Hennepin, Minnesota | 33 | $ 13,805,000 | $ 418,333 | $ 192,000 |
| Tarrant, Texas | 33 | $ 16,445,000 | $ 498,333 | $ 173,000 |
| Williamson, Texas | 33 | $ 15,375,000 | $ 465,909 | $ 202,000 |
| El Paso, Colorado | 30 | $ 16,210,000 | $ 540,333 | $ 135,000 |
| Anne Arundel, Maryland | 30 | $ 14,420,000 | $ 480,666 | $ 141,000 |
| Orange, Florida | 29 | $ 12,795,000 | $ 441,206 | $ 201,000 |
| Henry, Illinois | 29 | $ 3,515,000 | $ 121,206 | $ 70,000 |
| Sedgwick, Kansas | 29 | $ 8,175,000 | $ 281,896 | $ 120,000 |
| Pierce, Washington | 29 | $ 13,955,000 | $ 481,206 | $ 210,000 |
| Snohomish, Washington | 29 | $ 17,515,000 | $ 603,965 | $ 167,000 |
| Fulton, Georgia | 28 | $ 13,870,000 | $ 495,357 | $ 174,000 |
| Middlesex, New Jersey | 28 | $ 12,770,000 | $ 456,071 | $ 152,000 |
| Bernalillo, New Mexico | 27 | $ 10,965,000 | $ 406,111 | $ 166,000 |
| Orange, California | 26 | $ 20,310,000 | $ 781,153 | $ 208,000 |
| Broward, Florida | 26 | $ 13,660,000 | $ 525,384 | $ 205,000 |
| Bergen, New Jersey | 26 | $ 14,450,000 | $ 555,769 | $ 223,000 |
| Davidson, Tennessee | 26 | $ 11,510,000 | $ 442,692 | $ 219,000 |
| Mecklenburg, North Carolina | 25 | $ 10,875,000 | $ 435,000 | $ 176,000 |
| Morton, North Dakota | 24 | $ 3,390,000 | $ 141,250 | $ 127,000 |
| Washoe, Nevada | 23 | $ 11,295,000 | $ 491,086 | $ 175,000 |
| Fort Bend, Texas | 23 | $ 10,465,000 | $ 455,000 | $ 185,000 |
| Pinellas, Florida | 22 | $ 10,520,000 | $ 478,181 | $ 206,000 |
| Worcester, Massachusetts | 22 | $ 9,300,000 | $ 422,727 | $ 152,000 |
| Benton, Arkansas | 21 | $ 8,055,000 | $ 383,571 | $ 155,000 |
| Palm Beach, Florida | 21 | $ 8,935,000 | $ 425,476 | $ 160,000 |
| Cobb, Georgia | 20 | $ 8,100,000 | $ 405,000 | $ 150,000 |
| Clay, Missouri | 20 | $ 6,380,000 | $ 319,000 | $ 110,000 |
| Multnomah, Oregon | 20 | $ 9,290,000 | $ 464,500 | $ 214,000 |
| Salt Lake, Utah | 20 | $ 11,330,000 | $ 566,500 | $ 215,000 |
| District of Columbia, District Of Columbia | 19 | $ 11,665,000 | $ 613,947 | $ 165,000 |
| Duval, Florida | 19 | $ 7,735,000 | $ 407,105 | $ 178,000 |
| Gwinnett, Georgia | 19 | $ 7,665,000 | $ 403,421 | $ 166,000 |
| McLean, North Dakota | 19 | $ 3,665,000 | $ 192,894 | $ 120,000 |
| Brevard, Florida | 18 | $ 8,270,000 | $ 459,444 | $ 135,000 |
| Scott, Iowa | 18 | $ 3,950,000 | $ 219,444 | $ 94,000 |
| Hudson, New Jersey | 18 | $ 9,180,000 | $ 510,000 | $ 206,000 |
| Utah, Utah | 18 | $ 8,780,000 | $ 487,777 | $ 173,000 |
| Alameda, California | 17 | $ 11,595,000 | $ 682,058 | $ 400,000 |
| San Bernardino, California | 17 | $ 6,875,000 | $ 404,411 | $ 164,000 |
| Oklahoma, Oklahoma | 17 | $ 6,415,000 | $ 377,352 | $ 151,000 |
| Williamson, Tennessee | 17 | $ 9,715,000 | $ 571,470 | $ 252,000 |
| Clark, Washington | 17 | $ 8,125,000 | $ 477,941 | $ 156,000 |
| Douglas, Colorado | 16 | $ 8,700,000 | $ 543,750 | $ 201,000 |
| Cook, Illinois | 16 | $ 5,040,000 | $ 315,000 | $ 152,000 |
| Howard, Maryland | 16 | $ 8,880,000 | $ 555,000 | $ 190,000 |
| McKenzie, North Dakota | 16 | $ 4,420,000 | $ 276,250 | $ 140,000 |
| Charleston, South Carolina | 16 | $ 7,840,000 | $ 490,000 | $ 180,000 |
| Loudoun, Virginia | 16 | $ 10,200,000 | $ 637,500 | $ 208,000 |
| Prince William, Virginia | 16 | $ 8,390,000 | $ 524,375 | $ 182,000 |
| Santa Clara, California | 15 | $ 10,335,000 | $ 689,000 | $ 182,000 |
| Hartford, Connecticut | 15 | $ 4,345,000 | $ 289,666 | $ 126,000 |
| Plymouth, Massachusetts | 15 | $ 8,935,000 | $ 595,666 | $ 180,000 |
| Hillsborough, New Hampshire | 15 | $ 7,595,000 | $ 506,333 | $ 158,000 |
| Mountrail, North Dakota | 15 | $ 1,915,000 | $ 127,666 | $ 72,000 |
| Madison, Alabama | 14 | $ 6,150,000 | $ 439,285 | $ 191,000 |
| Pasco, Florida | 14 | $ 4,970,000 | $ 355,000 | $ 158,000 |
| Prince George's, Maryland | 14 | $ 4,660,000 | $ 332,857 | $ 156,000 |
| Washington, Oregon | 14 | $ 7,190,000 | $ 513,571 | $ 159,000 |
| Sacramento, California | 13 | $ 7,335,000 | $ 564,230 | $ 182,000 |
| Arapahoe, Colorado | 13 | $ 6,855,000 | $ 527,307 | $ 185,000 |
| St. Johns, Florida | 13 | $ 5,865,000 | $ 451,153 | $ 126,000 |
| Volusia, Florida | 13 | $ 5,305,000 | $ 408,076 | $ 157,000 |
| Ada, Idaho | 13 | $ 6,395,000 | $ 491,923 | $ 168,000 |
| Oakland, Michigan | 13 | $ 4,485,000 | $ 345,000 | $ 146,000 |
| Buchanan, Missouri | 13 | $ 2,175,000 | $ 167,307 | $ 62,000 |
| Emmons, North Dakota | 13 | $ 2,065,000 | $ 158,846 | $ 99,000 |
| Montgomery, Pennsylvania | 13 | $ 5,535,000 | $ 425,769 | $ 161,000 |
| Philadelphia, Pennsylvania | 13 | $ 5,545,000 | $ 426,538 | $ 136,000 |
| Providence, Rhode Island | 13 | $ 6,175,000 | $ 475,000 | $ 164,000 |
| Montgomery, Texas | 13 | $ 6,625,000 | $ 509,615 | $ 236,000 |
| Contra Costa, California | 12 | $ 8,120,000 | $ 676,666 | $ 206,000 |
| Ventura, California | 12 | $ 7,870,000 | $ 655,833 | $ 178,000 |
| Weld, Colorado | 12 | $ 5,800,000 | $ 483,333 | $ 145,000 |
| Fairfield, Connecticut | 12 | $ 6,670,000 | $ 555,833 | $ 182,000 |
| Orleans, Louisiana | 12 | $ 5,220,000 | $ 435,000 | $ 143,000 |
| Cass, Missouri | 12 | $ 2,850,000 | $ 237,500 | $ 88,000 |
| Deschutes, Oregon | 12 | $ 5,650,000 | $ 470,833 | $ 171,000 |
| Beaufort, South Carolina | 12 | $ 5,450,000 | $ 454,166 | $ 165,000 |
| Arlington, Virginia | 12 | $ 6,510,000 | $ 542,500 | $ 201,000 |
| Norfolk, Virginia | 12 | $ 4,840,000 | $ 403,333 | $ 117,000 |
| Thurston, Washington | 12 | $ 5,830,000 | $ 485,833 | $ 177,000 |
| Placer, California | 11 | $ 5,055,000 | $ 459,545 | $ 175,000 |
| Denver, Colorado | 11 | $ 6,105,000 | $ 555,000 | $ 325,000 |
| Jefferson, Colorado | 11 | $ 5,645,000 | $ 513,181 | $ 130,000 |
| Osceola, Florida | 11 | $ 3,495,000 | $ 317,727 | $ 122,000 |
| Bristol, Massachusetts | 11 | $ 4,795,000 | $ 435,909 | $ 162,000 |
| Somerset, New Jersey | 11 | $ 6,055,000 | $ 550,454 | $ 229,000 |
| Durham, North Carolina | 11 | $ 4,435,000 | $ 403,181 | $ 135,000 |
| Montgomery, Tennessee | 11 | $ 4,085,000 | $ 371,363 | $ 93,000 |
| Kitsap, Washington | 11 | $ 4,705,000 | $ 427,727 | $ 134,000 |
| Larimer, Colorado | 10 | $ 4,740,000 | $ 474,000 | $ 140,000 |
| Polk, Florida | 10 | $ 3,990,000 | $ 399,000 | $ 128,000 |
| Sarasota, Florida | 10 | $ 4,430,000 | $ 443,000 | $ 278,000 |
| Frederick, Maryland | 10 | $ 4,700,000 | $ 470,000 | $ 165,000 |
| Morris, New Jersey | 10 | $ 5,910,000 | $ 591,000 | $ 222,000 |
| Delaware, Pennsylvania | 10 | $ 4,480,000 | $ 448,000 | $ 218,000 |
| Knox, Tennessee | 10 | $ 3,270,000 | $ 327,000 | $ 109,000 |
| New Haven, Connecticut | 9 | $ 3,725,000 | $ 413,888 | $ 175,000 |
| New Castle, Delaware | 9 | $ 3,515,000 | $ 390,555 | $ 158,000 |
| Lee, Florida | 9 | $ 3,345,000 | $ 371,666 | $ 187,000 |
| Okaloosa, Florida | 9 | $ 3,665,000 | $ 407,222 | $ 184,000 |
| Chatham, Georgia | 9 | $ 3,425,000 | $ 380,555 | $ 146,000 |
| Forsyth, Georgia | 9 | $ 4,515,000 | $ 501,666 | $ 129,000 |
| Hamilton, Indiana | 9 | $ 3,765,000 | $ 418,333 | $ 159,000 |
| Des Moines, Iowa | 9 | $ 745,000 | $ 82,777 | $ 53,000 |
| Barnstable, Massachusetts | 9 | $ 3,745,000 | $ 416,111 | $ 203,000 |
| Essex, Massachusetts | 9 | $ 4,805,000 | $ 533,888 | $ 189,000 |
| Norfolk, Massachusetts | 9 | $ 4,725,000 | $ 525,000 | $ 191,000 |
| Wayne, Michigan | 9 | $ 2,865,000 | $ 318,333 | $ 106,000 |
| Washington, Minnesota | 9 | $ 3,515,000 | $ 390,555 | $ 143,000 |
| Bucks, Pennsylvania | 9 | $ 3,725,000 | $ 413,888 | $ 160,000 |
| Greenville, South Carolina | 9 | $ 2,765,000 | $ 307,222 | $ 102,000 |
| York, South Carolina | 9 | $ 3,265,000 | $ 362,777 | $ 152,000 |
| Brazoria, Texas | 9 | $ 3,575,000 | $ 397,222 | $ 156,000 |
| Comal, Texas | 9 | $ 3,665,000 | $ 407,222 | $ 159,000 |
| Parker, Texas | 9 | $ 3,565,000 | $ 396,111 | $ 144,000 |
| Davis, Utah | 9 | $ 5,215,000 | $ 579,444 | $ 173,000 |
| Limestone, Alabama | 8 | $ 2,940,000 | $ 367,500 | $ 106,000 |
| Pima, Arizona | 8 | $ 3,230,000 | $ 403,750 | $ 130,000 |
| Pulaski, Arkansas | 8 | $ 3,360,000 | $ 420,000 | $ 246,000 |
| Sussex, Delaware | 8 | $ 3,290,000 | $ 411,250 | $ 201,000 |
| St. Lucie, Florida | 8 | $ 3,110,000 | $ 388,750 | $ 137,000 |
| Cherokee, Georgia | 8 | $ 3,190,000 | $ 398,750 | $ 180,000 |
| St. Tammany, Louisiana | 8 | $ 3,460,000 | $ 432,500 | $ 117,000 |
| York, Maine | 8 | $ 3,390,000 | $ 423,750 | $ 82,000 |
| Charles, Maryland | 8 | $ 3,600,000 | $ 450,000 | $ 119,000 |
| Harrison, Mississippi | 8 | $ 2,150,000 | $ 268,750 | $ 108,000 |
| Platte, Missouri | 8 | $ 2,430,000 | $ 303,750 | $ 117,000 |
| Douglas, Nebraska | 8 | $ 1,750,000 | $ 218,750 | $ 81,000 |
| Rockingham, New Hampshire | 8 | $ 3,770,000 | $ 471,250 | $ 283,000 |
| Burlington, New Jersey | 8 | $ 3,100,000 | $ 387,500 | $ 125,000 |
| Camden, New Jersey | 8 | $ 3,750,000 | $ 468,750 | $ 174,000 |
| Essex, New Jersey | 8 | $ 3,730,000 | $ 466,250 | $ 176,000 |
| Mercer, New Jersey | 8 | $ 2,880,000 | $ 360,000 | $ 129,000 |
| Union, North Carolina | 8 | $ 4,630,000 | $ 578,750 | $ 141,000 |
| Franklin, Ohio | 8 | $ 3,220,000 | $ 402,500 | $ 192,000 |
| Clackamas, Oregon | 8 | $ 3,990,000 | $ 498,750 | $ 120,000 |
| Allegheny, Pennsylvania | 8 | $ 2,250,000 | $ 281,250 | $ 172,000 |
| El Paso, Texas | 8 | $ 2,480,000 | $ 310,000 | $ 128,000 |
| Hays, Texas | 8 | $ 3,810,000 | $ 476,250 | $ 180,000 |
| Coffee, Alabama | 7 | $ 2,015,000 | $ 287,857 | $ 69,000 |
| Boulder, Colorado | 7 | $ 5,125,000 | $ 732,142 | $ 184,000 |
| Middlesex, Connecticut | 7 | $ 2,745,000 | $ 392,142 | $ 151,000 |
| New London, Connecticut | 7 | $ 2,615,000 | $ 373,571 | $ 131,000 |
| Lake, Florida | 7 | $ 2,485,000 | $ 355,000 | $ 146,000 |
| Mercer, Illinois | 7 | $ 745,000 | $ 106,428 | $ 63,000 |
| Jefferson, Kentucky | 7 | $ 3,135,000 | $ 447,857 | $ 202,000 |
| Suffolk, Massachusetts | 7 | $ 3,425,000 | $ 489,285 | $ 170,000 |
| DeSoto, Mississippi | 7 | $ 2,495,000 | $ 356,428 | $ 126,000 |
| St. Charles, Missouri | 7 | $ 2,135,000 | $ 305,000 | $ 122,000 |
| Union, New Jersey | 7 | $ 3,155,000 | $ 450,714 | $ 206,000 |
| Nassau, New York | 7 | $ 3,695,000 | $ 527,857 | $ 200,000 |
| Cabarrus, North Carolina | 7 | $ 2,645,000 | $ 377,857 | $ 126,000 |
| Forsyth, North Carolina | 7 | $ 2,515,000 | $ 359,285 | $ 134,000 |
| Cleveland, Oklahoma | 7 | $ 2,635,000 | $ 376,428 | $ 130,000 |
| Tulsa, Oklahoma | 7 | $ 2,695,000 | $ 385,000 | $ 161,000 |
| Lehigh, Pennsylvania | 7 | $ 2,205,000 | $ 315,000 | $ 166,000 |
| Horry, South Carolina | 7 | $ 1,845,000 | $ 263,571 | $ 98,000 |
| Richland, South Carolina | 7 | $ 2,505,000 | $ 357,857 | $ 141,000 |
| Bell, Texas | 7 | $ 2,315,000 | $ 330,714 | $ 110,000 |
| Val Verde, Texas | 7 | $ 1,795,000 | $ 256,428 | $ 114,000 |
| Chesapeake, Virginia | 7 | $ 2,965,000 | $ 423,571 | $ 114,000 |
| Eau Claire, Wisconsin | 7 | $ 2,155,000 | $ 307,857 | $ 152,000 |
| Baldwin, Alabama | 6 | $ 2,010,000 | $ 335,000 | $ 147,000 |
| Jefferson, Alabama | 6 | $ 2,180,000 | $ 363,333 | $ 116,000 |
| Washington, Arkansas | 6 | $ 2,910,000 | $ 485,000 | $ 240,000 |
| Kern, California | 6 | $ 2,250,000 | $ 375,000 | $ 119,000 |
| Collier, Florida | 6 | $ 3,100,000 | $ 516,666 | $ 203,000 |
| Escambia, Florida | 6 | $ 2,570,000 | $ 428,333 | $ 171,000 |
| Leon, Florida | 6 | $ 2,040,000 | $ 340,000 | $ 84,000 |
| Manatee, Florida | 6 | $ 2,630,000 | $ 438,333 | $ 192,000 |
| Santa Rosa, Florida | 6 | $ 1,900,000 | $ 316,666 | $ 125,000 |
| Walton, Florida | 6 | $ 2,430,000 | $ 405,000 | $ 142,000 |
| DeKalb, Georgia | 6 | $ 2,500,000 | $ 416,666 | $ 150,000 |
| Jackson, Georgia | 6 | $ 2,550,000 | $ 425,000 | $ 183,000 |
| Kane, Illinois | 6 | $ 2,230,000 | $ 371,666 | $ 106,000 |
| Dakota, Minnesota | 6 | $ 3,090,000 | $ 515,000 | $ 184,000 |
| Merrimack, New Hampshire | 6 | $ 3,940,000 | $ 656,666 | $ 244,000 |
| Sandoval, New Mexico | 6 | $ 2,340,000 | $ 390,000 | $ 156,000 |
| Buncombe, North Carolina | 6 | $ 1,810,000 | $ 301,666 | $ 137,000 |
| Harnett, North Carolina | 6 | $ 1,720,000 | $ 286,666 | $ 109,000 |
| Johnston, North Carolina | 6 | $ 1,890,000 | $ 315,000 | $ 138,000 |
| Onslow, North Carolina | 6 | $ 2,210,000 | $ 368,333 | $ 82,000 |
| Clermont, Ohio | 6 | $ 2,150,000 | $ 358,333 | $ 99,000 |
| Delaware, Ohio | 6 | $ 2,420,000 | $ 403,333 | $ 136,000 |
| Lane, Oregon | 6 | $ 2,190,000 | $ 365,000 | $ 141,000 |
| Berkeley, South Carolina | 6 | $ 2,310,000 | $ 385,000 | $ 105,000 |
| Sevier, Tennessee | 6 | $ 2,260,000 | $ 376,666 | $ 131,000 |
| Chesterfield, Virginia | 6 | $ 2,230,000 | $ 371,666 | $ 94,000 |
| Henrico, Virginia | 6 | $ 2,230,000 | $ 371,666 | $ 186,000 |
| Stafford, Virginia | 6 | $ 2,690,000 | $ 448,333 | $ 112,000 |
| Virginia Beach, Virginia | 6 | $ 2,660,000 | $ 443,333 | $ 115,000 |
| Spokane, Washington | 6 | $ 2,320,000 | $ 386,666 | $ 161,000 |
| Kanawha, West Virginia | 6 | $ 1,210,000 | $ 201,666 | $ 198,000 |
| Shelby, Alabama | 5 | $ 2,245,000 | $ 449,000 | $ 147,000 |
| Coconino, Arizona | 5 | $ 3,085,000 | $ 617,000 | $ 379,000 |
| Monterey, California | 5 | $ 3,675,000 | $ 735,000 | $ 276,000 |
| San Francisco, California | 5 | $ 4,885,000 | $ 977,000 | $ 647,000 |
| Charlotte, Florida | 5 | $ 1,775,000 | $ 355,000 | $ 166,000 |
| Seminole, Florida | 5 | $ 1,835,000 | $ 367,000 | $ 87,000 |
| Henry, Georgia | 5 | $ 1,825,000 | $ 365,000 | $ 196,000 |
| Kootenai, Idaho | 5 | $ 2,065,000 | $ 413,000 | $ 92,000 |
| Lake, Indiana | 5 | $ 1,575,000 | $ 315,000 | $ 81,000 |
| St. Joseph, Indiana | 5 | $ 1,905,000 | $ 381,000 | $ 138,000 |
| Cumberland, Maine | 5 | $ 2,295,000 | $ 459,000 | $ 152,000 |
| Baltimore, Maryland | 5 | $ 1,715,000 | $ 343,000 | $ 116,000 |
| Washtenaw, Michigan | 5 | $ 1,795,000 | $ 359,000 | $ 297,000 |
| Johnson, Missouri | 5 | $ 1,115,000 | $ 223,000 | $ 72,000 |
| Taney, Missouri | 5 | $ 1,705,000 | $ 341,000 | $ 103,000 |
| Sarpy, Nebraska | 5 | $ 1,595,000 | $ 319,000 | $ 95,000 |
| Monmouth, New Jersey | 5 | $ 1,915,000 | $ 383,000 | $ 165,000 |
| Queens, New York | 5 | $ 3,965,000 | $ 793,000 | $ 184,000 |
| Westchester, New York | 5 | $ 1,765,000 | $ 353,000 | $ 194,000 |
| Lincoln, North Carolina | 5 | $ 2,205,000 | $ 441,000 | $ 126,000 |
| Moore, North Carolina | 5 | $ 1,915,000 | $ 383,000 | $ 127,000 |
| New Hanover, North Carolina | 5 | $ 2,155,000 | $ 431,000 | $ 546,000 |
| McIntosh, North Dakota | 5 | $ 395,000 | $ 79,000 | $ 98,000 |
| McCurtain, Oklahoma | 5 | $ 2,065,000 | $ 413,000 | $ 686,000 |
| Marion, Oregon | 5 | $ 1,675,000 | $ 335,000 | $ 77,000 |
| Northampton, Pennsylvania | 5 | $ 2,325,000 | $ 465,000 | $ 145,000 |
| Hamilton, Tennessee | 5 | $ 2,255,000 | $ 451,000 | $ 137,000 |
| Brazos, Texas | 5 | $ 1,645,000 | $ 329,000 | $ 250,000 |
| Galveston, Texas | 5 | $ 1,855,000 | $ 371,000 | $ 130,000 |
| Chittenden, Vermont | 5 | $ 2,045,000 | $ 409,000 | $ 159,000 |
| Alexandria, Virginia | 5 | $ 2,755,000 | $ 551,000 | $ 171,000 |
| Charlottesville, Virginia | 5 | $ 2,245,000 | $ 449,000 | $ 182,000 |
| Newport News, Virginia | 5 | $ 1,565,000 | $ 313,000 | $ 108,000 |
| Lewis, Washington | 5 | $ 1,765,000 | $ 353,000 | $ 174,000 |
| Milwaukee, Wisconsin | 5 | $ 1,335,000 | $ 267,000 | $ 103,000 |
| Tuscaloosa, Alabama | 4 | $ 2,150,000 | $ 537,500 | $ 224,000 |
| Yavapai, Arizona | 4 | $ 2,720,000 | $ 680,000 | $ 134,000 |
| Saline, Arkansas | 4 | $ 1,720,000 | $ 430,000 | $ 187,000 |
| El Dorado, California | 4 | $ 1,560,000 | $ 390,000 | $ 158,000 |
| Fresno, California | 4 | $ 1,190,000 | $ 297,500 | $ 107,000 |
| Sonoma, California | 4 | $ 1,880,000 | $ 470,000 | $ 132,000 |
| Stanislaus, California | 4 | $ 1,420,000 | $ 355,000 | $ 127,000 |
| Adams, Colorado | 4 | $ 2,020,000 | $ 505,000 | $ 134,000 |
| Kent, Delaware | 4 | $ 1,450,000 | $ 362,500 | $ 99,000 |
| Hernando, Florida | 4 | $ 1,610,000 | $ 402,500 | $ 137,000 |
| Indian River, Florida | 4 | $ 1,920,000 | $ 480,000 | $ 201,000 |
| Marion, Florida | 4 | $ 1,660,000 | $ 415,000 | $ 91,000 |
| Nassau, Florida | 4 | $ 1,870,000 | $ 467,500 | $ 118,000 |
| Fayette, Georgia | 4 | $ 1,930,000 | $ 482,500 | $ 148,000 |
| Houston, Georgia | 4 | $ 1,390,000 | $ 347,500 | $ 98,000 |
| Lake, Illinois | 4 | $ 1,730,000 | $ 432,500 | $ 167,000 |
| Allen, Indiana | 4 | $ 1,330,000 | $ 332,500 | $ 121,000 |
| Johnson, Indiana | 4 | $ 1,510,000 | $ 377,500 | $ 118,000 |
| Marion, Indiana | 4 | $ 1,170,000 | $ 292,500 | $ 171,000 |
| Harford, Maryland | 4 | $ 1,480,000 | $ 370,000 | $ 137,000 |
| Hampden, Massachusetts | 4 | $ 1,370,000 | $ 342,500 | $ 122,000 |
| Scott, Minnesota | 4 | $ 1,230,000 | $ 307,500 | $ 181,000 |
| Stearns, Minnesota | 4 | $ 740,000 | $ 185,000 | $ 218,000 |
| Madison, Mississippi | 4 | $ 1,910,000 | $ 477,500 | $ 144,000 |
| Laclede, Missouri | 4 | $ 660,000 | $ 165,000 | $ 43,000 |
| St. Louis, Missouri | 4 | $ 1,320,000 | $ 330,000 | $ 127,000 |
| Missoula, Montana | 4 | $ 1,690,000 | $ 422,500 | $ 175,000 |
| Lancaster, Nebraska | 4 | $ 1,220,000 | $ 305,000 | $ 155,000 |
| Carson City, Nevada | 4 | $ 2,280,000 | $ 570,000 | $ 120,000 |
| Cheshire, New Hampshire | 4 | $ 1,200,000 | $ 300,000 | $ 141,000 |
| Santa Fe, New Mexico | 4 | $ 1,720,000 | $ 430,000 | $ 108,000 |
| Onondaga, New York | 4 | $ 2,270,000 | $ 567,500 | $ 255,000 |
| Suffolk, New York | 4 | $ 1,330,000 | $ 332,500 | $ 143,000 |
| Brunswick, North Carolina | 4 | $ 1,370,000 | $ 342,500 | $ 117,000 |
| Carteret, North Carolina | 4 | $ 2,040,000 | $ 510,000 | $ 135,000 |
| Mercer, North Dakota | 4 | $ 1,720,000 | $ 430,000 | $ 89,000 |
| Ward, North Dakota | 4 | $ 870,000 | $ 217,500 | $ 118,000 |
| Hamilton, Ohio | 4 | $ 1,350,000 | $ 337,500 | $ 185,000 |
| Montgomery, Ohio | 4 | $ 1,840,000 | $ 460,000 | $ 126,000 |
| Stark, Ohio | 4 | $ 1,240,000 | $ 310,000 | $ 193,000 |
| Summit, Ohio | 4 | $ 1,430,000 | $ 357,500 | $ 90,000 |
| Warren, Ohio | 4 | $ 1,470,000 | $ 367,500 | $ 108,000 |
| Canadian, Oklahoma | 4 | $ 1,510,000 | $ 377,500 | $ 140,000 |
| Monroe, Pennsylvania | 4 | $ 1,290,000 | $ 322,500 | $ 100,000 |
| Kent, Rhode Island | 4 | $ 1,190,000 | $ 297,500 | $ 88,000 |
| Dorchester, South Carolina | 4 | $ 1,750,000 | $ 437,500 | $ 144,000 |
| Lancaster, South Carolina | 4 | $ 1,550,000 | $ 387,500 | $ 100,000 |
| Lexington, South Carolina | 4 | $ 1,650,000 | $ 412,500 | $ 186,000 |
| Spartanburg, South Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 128,000 |
| Shelby, Tennessee | 4 | $ 1,640,000 | $ 410,000 | $ 157,000 |
| Washington, Tennessee | 4 | $ 1,140,000 | $ 285,000 | $ 103,000 |
| Wilson, Tennessee | 4 | $ 2,070,000 | $ 517,500 | $ 163,000 |
| Hidalgo, Texas | 4 | $ 1,460,000 | $ 365,000 | $ 132,000 |
| Nueces, Texas | 4 | $ 840,000 | $ 210,000 | $ 106,000 |
| Taylor, Texas | 4 | $ 1,390,000 | $ 347,500 | $ 103,000 |
| Weber, Utah | 4 | $ 1,390,000 | $ 347,500 | $ 90,000 |
| Albemarle, Virginia | 4 | $ 2,430,000 | $ 607,500 | $ 264,000 |
| Richmond City, Virginia | 4 | $ 1,350,000 | $ 337,500 | $ 210,000 |
| Monongalia, West Virginia | 4 | $ 1,030,000 | $ 257,500 | $ 78,000 |
| Waukesha, Wisconsin | 4 | $ 1,930,000 | $ 482,500 | $ 166,000 |
| Lee, Alabama | 3 | $ 955,000 | $ 318,333 | $ 105,000 |
| Marshall, Alabama | 3 | $ 765,000 | $ 255,000 | $ 61,000 |
| Mohave, Arizona | 3 | $ 1,095,000 | $ 365,000 | $ 133,000 |
| Sebastian, Arkansas | 3 | $ 795,000 | $ 265,000 | $ 115,000 |
| San Luis Obispo, California | 3 | $ 1,075,000 | $ 358,333 | $ 285,000 |
| Santa Barbara, California | 3 | $ 1,375,000 | $ 458,333 | $ 93,000 |
| Broomfield, Colorado | 3 | $ 2,395,000 | $ 798,333 | $ 152,000 |
| Litchfield, Connecticut | 3 | $ 1,525,000 | $ 508,333 | $ 165,000 |
| Bay, Florida | 3 | $ 1,875,000 | $ 625,000 | $ 924,000 |
| Flagler, Florida | 3 | $ 885,000 | $ 295,000 | $ 130,000 |
| Martin, Florida | 3 | $ 1,855,000 | $ 618,333 | $ 254,000 |
| Sumter, Florida | 3 | $ 1,015,000 | $ 338,333 | $ 180,000 |
| Columbia, Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 112,000 |
| Hall, Georgia | 3 | $ 1,245,000 | $ 415,000 | $ 102,000 |
| Paulding, Georgia | 3 | $ 935,000 | $ 311,666 | $ 139,000 |
| Canyon, Idaho | 3 | $ 1,075,000 | $ 358,333 | $ 100,000 |
| DuPage, Illinois | 3 | $ 1,735,000 | $ 578,333 | $ 215,000 |
| Madison, Illinois | 3 | $ 1,395,000 | $ 465,000 | $ 127,000 |
| Will, Illinois | 3 | $ 975,000 | $ 325,000 | $ 107,000 |
| Boone, Indiana | 3 | $ 1,235,000 | $ 411,666 | $ 116,000 |
| Tippecanoe, Indiana | 3 | $ 1,215,000 | $ 405,000 | $ 101,000 |
| Warrick, Indiana | 3 | $ 865,000 | $ 288,333 | $ 260,000 |
| Douglas, Kansas | 3 | $ 965,000 | $ 321,666 | $ 151,000 |
| Boone, Kentucky | 3 | $ 1,435,000 | $ 478,333 | $ 117,000 |
| Fayette, Kentucky | 3 | $ 875,000 | $ 291,666 | $ 119,000 |
| Warren, Kentucky | 3 | $ 1,015,000 | $ 338,333 | $ 96,000 |
| Ascension, Louisiana | 3 | $ 775,000 | $ 258,333 | $ 89,000 |
| Calcasieu, Louisiana | 3 | $ 845,000 | $ 281,666 | $ 67,000 |
| Penobscot, Maine | 3 | $ 1,535,000 | $ 511,666 | $ 185,000 |
| Somerset, Maine | 3 | $ 795,000 | $ 265,000 | $ 151,000 |
| Carroll, Maryland | 3 | $ 1,385,000 | $ 461,666 | $ 125,000 |
| St. Mary's, Maryland | 3 | $ 1,255,000 | $ 418,333 | $ 140,000 |
| Washington, Maryland | 3 | $ 1,065,000 | $ 355,000 | $ 113,000 |
| Berkshire, Massachusetts | 3 | $ 1,055,000 | $ 351,666 | $ 187,000 |
| Kent, Michigan | 3 | $ 1,075,000 | $ 358,333 | $ 153,000 |
| Crow Wing, Minnesota | 3 | $ 925,000 | $ 308,333 | $ 75,000 |
| Ramsey, Minnesota | 3 | $ 1,715,000 | $ 571,666 | $ 220,000 |
| Sherburne, Minnesota | 3 | $ 1,155,000 | $ 385,000 | $ 124,000 |
| Jackson, Mississippi | 3 | $ 845,000 | $ 281,666 | $ 156,000 |
| Boone, Missouri | 3 | $ 1,235,000 | $ 411,666 | $ 132,000 |
| Clinton, Missouri | 3 | $ 445,000 | $ 148,333 | $ 297,000 |
| Lafayette, Missouri | 3 | $ 1,685,000 | $ 561,666 | $ 215,000 |
| Lincoln, Missouri | 3 | $ 1,075,000 | $ 358,333 | $ 91,000 |
| Cascade, Montana | 3 | $ 1,945,000 | $ 648,333 | $ 364,000 |
| Gallatin, Montana | 3 | $ 1,565,000 | $ 521,666 | $ 263,000 |
| Douglas, Nevada | 3 | $ 1,055,000 | $ 351,666 | $ 259,000 |
| Lyon, Nevada | 3 | $ 1,295,000 | $ 431,666 | $ 94,000 |
| Mineral, Nevada | 3 | $ 565,000 | $ 188,333 | $ 30,000 |
| Nye, Nevada | 3 | $ 1,015,000 | $ 338,333 | $ 111,000 |
| Cape May, New Jersey | 3 | $ 1,145,000 | $ 381,666 | $ 126,000 |
| Ocean, New Jersey | 3 | $ 1,445,000 | $ 481,666 | $ 106,000 |
| Passaic, New Jersey | 3 | $ 1,445,000 | $ 481,666 | $ 138,000 |
| Warren, New Jersey | 3 | $ 1,035,000 | $ 345,000 | $ 179,000 |
| Chatham, North Carolina | 3 | $ 1,725,000 | $ 575,000 | $ 148,000 |
| Cumberland, North Carolina | 3 | $ 1,085,000 | $ 361,666 | $ 172,000 |
| Currituck, North Carolina | 3 | $ 1,525,000 | $ 508,333 | $ 233,000 |
| Hoke, North Carolina | 3 | $ 1,075,000 | $ 358,333 | $ 117,000 |
| Iredell, North Carolina | 3 | $ 1,205,000 | $ 401,666 | $ 153,000 |
| Stutsman, North Dakota | 3 | $ 755,000 | $ 251,666 | $ 130,000 |
| Cuyahoga, Ohio | 3 | $ 1,535,000 | $ 511,666 | $ 133,000 |
| Grady, Oklahoma | 3 | $ 855,000 | $ 285,000 | $ 107,000 |
| Pike, Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 141,000 |
| York, Pennsylvania | 3 | $ 1,495,000 | $ 498,333 | $ 164,000 |
| Washington, Rhode Island | 3 | $ 1,395,000 | $ 465,000 | $ 227,000 |
| Aiken, South Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 126,000 |
| Fayette, Tennessee | 3 | $ 1,415,000 | $ 471,666 | $ 146,000 |
| Sumner, Tennessee | 3 | $ 1,175,000 | $ 391,666 | $ 129,000 |
| Grayson, Texas | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| Guadalupe, Texas | 3 | $ 1,285,000 | $ 428,333 | $ 115,000 |
| Kendall, Texas | 3 | $ 1,775,000 | $ 591,666 | $ 126,000 |
| Polk, Texas | 3 | $ 1,075,000 | $ 358,333 | $ 138,000 |
| Rockwall, Texas | 3 | $ 1,075,000 | $ 358,333 | $ 164,000 |
| Cache, Utah | 3 | $ 1,165,000 | $ 388,333 | $ 124,000 |
| Washington, Utah | 3 | $ 1,655,000 | $ 551,666 | $ 324,000 |
| Washington, Vermont | 3 | $ 1,065,000 | $ 355,000 | $ 203,000 |
| Hampton, Virginia | 3 | $ 1,075,000 | $ 358,333 | $ 105,000 |
| Hanover, Virginia | 3 | $ 1,375,000 | $ 458,333 | $ 166,000 |
| Spotsylvania, Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 81,000 |
| York, Virginia | 3 | $ 1,615,000 | $ 538,333 | $ 159,000 |
| Chelan, Washington | 3 | $ 1,965,000 | $ 655,000 | $ 267,000 |
| Whatcom, Washington | 3 | $ 1,465,000 | $ 488,333 | $ 126,000 |
| Dane, Wisconsin | 3 | $ 1,115,000 | $ 371,666 | $ 218,000 |
| Outagamie, Wisconsin | 3 | $ 1,255,000 | $ 418,333 | $ 155,000 |
| Laramie, Wyoming | 3 | $ 1,055,000 | $ 351,666 | $ 82,000 |
| Mobile, Alabama | 2 | $ 1,090,000 | $ 545,000 | $ 95,000 |
| Montgomery, Alabama | 2 | $ 340,000 | $ 170,000 | $ 233,000 |
| Gila, Arizona | 2 | $ 710,000 | $ 355,000 | $ 108,000 |
| Yuma, Arizona | 2 | $ 780,000 | $ 390,000 | $ 80,000 |
| Craighead, Arkansas | 2 | $ 1,010,000 | $ 505,000 | $ 306,000 |
| Faulkner, Arkansas | 2 | $ 810,000 | $ 405,000 | $ 164,000 |
| Mississippi, Arkansas | 2 | $ 220,000 | $ 110,000 | $ 114,000 |
| Imperial, California | 2 | $ 600,000 | $ 300,000 | $ 152,000 |
| Marin, California | 2 | $ 1,020,000 | $ 510,000 | $ 194,000 |
| Napa, California | 2 | $ 1,230,000 | $ 615,000 | $ 283,000 |
| San Joaquin, California | 2 | $ 1,360,000 | $ 680,000 | $ 233,000 |
| San Mateo, California | 2 | $ 1,940,000 | $ 970,000 | $ 153,000 |
| Santa Cruz, California | 2 | $ 1,340,000 | $ 670,000 | $ 350,000 |
| Tulare, California | 2 | $ 1,070,000 | $ 535,000 | $ 167,000 |
| Gilpin, Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 147,000 |
| Summit, Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 325,000 |
| Windham, Connecticut | 2 | $ 600,000 | $ 300,000 | $ 114,000 |
| Alachua, Florida | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| Citrus, Florida | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Clay, Florida | 2 | $ 760,000 | $ 380,000 | $ 126,000 |
| Bryan, Georgia | 2 | $ 790,000 | $ 395,000 | $ 123,000 |
| Lowndes, Georgia | 2 | $ 670,000 | $ 335,000 | $ 161,000 |
| Muscogee, Georgia | 2 | $ 840,000 | $ 420,000 | $ 113,000 |
| Richmond, Georgia | 2 | $ 330,000 | $ 165,000 | $ 147,000 |
| Tift, Georgia | 2 | $ 830,000 | $ 415,000 | $ 179,000 |
| Union, Georgia | 2 | $ 680,000 | $ 340,000 | $ 137,000 |
| Bonner, Idaho | 2 | $ 1,030,000 | $ 515,000 | $ 255,000 |
| St. Clair, Illinois | 2 | $ 610,000 | $ 305,000 | $ 151,000 |
| Warren, Illinois | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Whiteside, Illinois | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Clark, Indiana | 2 | $ 570,000 | $ 285,000 | $ 150,000 |
| Gibson, Indiana | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Jefferson, Indiana | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Clinton, Iowa | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Butler, Kansas | 2 | $ 570,000 | $ 285,000 | $ 190,000 |
| Leavenworth, Kansas | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Shawnee, Kansas | 2 | $ 300,000 | $ 150,000 | $ 226,000 |
| Hardin, Kentucky | 2 | $ 830,000 | $ 415,000 | $ 163,000 |
| Taylor, Kentucky | 2 | $ 1,270,000 | $ 635,000 | $ 217,000 |
| Woodford, Kentucky | 2 | $ 610,000 | $ 305,000 | $ 109,000 |
| Caddo, Louisiana | 2 | $ 830,000 | $ 415,000 | $ 71,000 |
| Ouachita, Louisiana | 2 | $ 560,000 | $ 280,000 | $ 108,000 |
| Baltimore City, Maryland | 2 | $ 770,000 | $ 385,000 | $ 99,000 |
| Calvert, Maryland | 2 | $ 980,000 | $ 490,000 | $ 72,000 |
| Genesee, Michigan | 2 | $ 880,000 | $ 440,000 | $ 312,000 |
| Ingham, Michigan | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Chisago, Minnesota | 2 | $ 890,000 | $ 445,000 | $ 146,000 |
| Wright, Minnesota | 2 | $ 740,000 | $ 370,000 | $ 106,000 |
| Warren, Mississippi | 2 | $ 960,000 | $ 480,000 | $ 310,000 |
| Christian, Missouri | 2 | $ 830,000 | $ 415,000 | $ 42,000 |
| Greene, Missouri | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Jefferson, Missouri | 2 | $ 610,000 | $ 305,000 | $ 105,000 |
| Lawrence, Missouri | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Pulaski, Missouri | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| St. Louis City, Missouri | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Carroll, New Hampshire | 2 | $ 500,000 | $ 250,000 | $ 115,000 |
| Grafton, New Hampshire | 2 | $ 810,000 | $ 405,000 | $ 101,000 |
| Strafford, New Hampshire | 2 | $ 990,000 | $ 495,000 | $ 169,000 |
| Gloucester, New Jersey | 2 | $ 910,000 | $ 455,000 | $ 144,000 |
| Hunterdon, New Jersey | 2 | $ 790,000 | $ 395,000 | $ 140,000 |
| Otero, New Mexico | 2 | $ 770,000 | $ 385,000 | $ 218,000 |
| Valencia, New Mexico | 2 | $ 720,000 | $ 360,000 | $ 87,000 |
| Erie, New York | 2 | $ 660,000 | $ 330,000 | $ 89,000 |
| Franklin, New York | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Greene, New York | 2 | $ 1,080,000 | $ 540,000 | $ 129,000 |
| Saratoga, New York | 2 | $ 660,000 | $ 330,000 | $ 236,000 |
| Alamance, North Carolina | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Craven, North Carolina | 2 | $ 750,000 | $ 375,000 | $ 121,000 |
| Dare, North Carolina | 2 | $ 780,000 | $ 390,000 | $ 265,000 |
| Guilford, North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 323,000 |
| Orange, North Carolina | 2 | $ 770,000 | $ 385,000 | $ 137,000 |
| Pender, North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 132,000 |
| Perquimans, North Carolina | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Bottineau, North Dakota | 2 | $ 730,000 | $ 365,000 | $ 414,000 |
| Cass, North Dakota | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Grand Forks, North Dakota | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Oliver, North Dakota | 2 | $ 300,000 | $ 150,000 | $ 258,000 |
| Pierce, North Dakota | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Adams, Ohio | 2 | $ 370,000 | $ 185,000 | $ 151,000 |
| Butler, Ohio | 2 | $ 630,000 | $ 315,000 | $ 170,000 |
| Greene, Ohio | 2 | $ 920,000 | $ 460,000 | $ 128,000 |
| Hancock, Ohio | 2 | $ 790,000 | $ 395,000 | $ 134,000 |
| Lake, Ohio | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Medina, Ohio | 2 | $ 660,000 | $ 330,000 | $ 68,000 |
| Union, Ohio | 2 | $ 1,410,000 | $ 705,000 | $ 171,000 |
| McClain, Oklahoma | 2 | $ 920,000 | $ 460,000 | $ 112,000 |
| Rogers, Oklahoma | 2 | $ 1,040,000 | $ 520,000 | $ 167,000 |
| Wagoner, Oklahoma | 2 | $ 770,000 | $ 385,000 | $ 192,000 |
| Benton, Oregon | 2 | $ 860,000 | $ 430,000 | $ 156,000 |
| Clatsop, Oregon | 2 | $ 780,000 | $ 390,000 | $ 84,000 |
| Hood River, Oregon | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Lincoln, Oregon | 2 | $ 820,000 | $ 410,000 | $ 196,000 |
| Linn, Oregon | 2 | $ 1,090,000 | $ 545,000 | $ 104,000 |
| Centre, Pennsylvania | 2 | $ 920,000 | $ 460,000 | $ 496,000 |
| Chester, Pennsylvania | 2 | $ 1,280,000 | $ 640,000 | $ 149,000 |
| Lackawanna, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 20,000 |
| Newport, Rhode Island | 2 | $ 870,000 | $ 435,000 | $ 231,000 |
| Kershaw, South Carolina | 2 | $ 690,000 | $ 345,000 | $ 102,000 |
| Lawrence, South Dakota | 2 | $ 950,000 | $ 475,000 | $ 101,000 |
| Minnehaha, South Dakota | 2 | $ 600,000 | $ 300,000 | $ 118,000 |
| Anderson, Tennessee | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
| Bedford, Tennessee | 2 | $ 1,020,000 | $ 510,000 | $ 199,000 |
| Blount, Tennessee | 2 | $ 810,000 | $ 405,000 | $ 117,000 |
| Jefferson, Tennessee | 2 | $ 1,390,000 | $ 695,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,764 | $1,609,640,000 | $427,000 | $1,925,000 | $160,000 | $2,358,000 |
| Cash-out Refinancing | 571 | $219,495,000 | $384,000 | $1,505,000 | $155,000 | $3,349,000 |
| Refinancing | 454 | $175,720,000 | $387,000 | $8,005,000 | $152,000 | $1,681,000 |
| Other Purpose | 99 | $14,225,000 | $143,000 | $905,000 | $177,000 | $2,054,000 |
| Home Improvement | 69 | $20,325,000 | $294,000 | $1,195,000 | $155,000 | $883,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,732 | $1,093,750,000 | $400,000 | $1,925,000 | $158,000 | $2,358,000 |
| Not Provided | 925 | $409,415,000 | $442,000 | $1,705,000 | $175,000 | $1,681,000 |
| Asian | 620 | $290,810,000 | $469,000 | $1,495,000 | $179,000 | $3,349,000 |
| Hispanic | 358 | $111,040,000 | $310,000 | $1,075,000 | $100,000 | $808,000 |
| Black or African American | 231 | $88,755,000 | $384,000 | $1,275,000 | $128,000 | $424,000 |
| American Indian or Alaskan Native | 33 | $13,535,000 | $410,000 | $1,015,000 | $160,000 | $465,000 |
| Not applicable | 26 | $16,660,000 | $640,000 | $8,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,755,000 | $351,000 | $535,000 | $116,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,654 | $1,471,670,000 | $402,000 | $8,005,000 | $173,000 | $3,349,000 |
| VA-guaranteed (Veterans Administration) | 1,019 | $490,745,000 | $481,000 | $1,835,000 | $129,000 | $559,000 |
| FHA-insured (Federal Housing Administration) | 267 | $74,705,000 | $279,000 | $975,000 | $86,000 | $472,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,285,000 | $134,000 | $345,000 | $53,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,648 | $1,050,550,000 | $396,000 | $8,005,000 | $155,000 | $3,349,000 |
| Application Withdrawn By Applicant | 1,767 | $771,325,000 | $436,000 | $1,895,000 | $169,000 | $2,358,000 |
| Application Denied By Financial Institution | 539 | $216,675,000 | $401,000 | $1,925,000 | $146,000 | $2,358,000 |
| Loan Purchased By The Institution | 3 | $855,000 | $285,000 | $475,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,418 | $1,822,730,000 | $412,000 | $8,005,000 | $160,000 | $3,349,000 |
| Credit Application Incomplete | 261 | $115,585,000 | $442,000 | $1,925,000 | $178,000 | $2,358,000 |
| Debt-To-Income Ratio | 89 | $34,365,000 | $386,000 | $975,000 | $95,000 | $1,736,000 |
| Credit History | 74 | $22,510,000 | $304,000 | $1,055,000 | $102,000 | $248,000 |
| Other | 36 | $14,290,000 | $396,000 | $975,000 | $147,000 | $576,000 |
| Collateral | 34 | $10,970,000 | $322,000 | $825,000 | $115,000 | $320,000 |
| Unverifiable Information | 28 | $11,830,000 | $422,000 | $985,000 | $177,000 | $1,140,000 |
| Employment History | 9 | $3,545,000 | $393,000 | $745,000 | $75,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,580,000 | $447,000 | $885,000 | $144,000 | $352,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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