Bokf, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bokf, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bokf, National Association One West 3Rd, 5Th Fl Tulsa, OK 74103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 21,706 |
| Total Mortgage Loan Application Amount | $5,423,560,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $38,925,000 |
| Average Applicant Income | $132,800 |
| Highest Applicant Income | $8,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bokf, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bokf, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bokf, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bokf, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bokf, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bokf, National Association's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TULSA, OK | 3,925 | $ 675,085,000 | $ 171,000 | $ 102,000 |
| OKLAHOMA CITY, OK | 2,761 | $ 443,295,000 | $ 160,000 | $ 108,000 |
| ALBUQUERQUE, NM | 2,591 | $ 556,855,000 | $ 214,000 | $ 105,000 |
| NA (OUTSIDE OF MSA/MD) | 1,930 | $ 602,600,000 | $ 549,523 | $ 170,550 |
| DENVER-AURORA-LAKEWOOD, CO | 1,620 | $ 570,680,000 | $ 352,000 | $ 174,000 |
| DALLAS-PLANO-IRVING, TX | 1,292 | $ 421,240,000 | $ 326,000 | $ 180,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,103 | $ 316,225,000 | $ 286,000 | $ 178,000 |
| KANSAS CITY, MO-KS | 1,064 | $ 222,110,000 | $ 208,000 | $ 111,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 845 | $ 303,395,000 | $ 359,000 | $ 182,000 |
| FORT WORTH-ARLINGTON, TX | 706 | $ 179,200,000 | $ 253,000 | $ 152,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 518 | $ 87,850,000 | $ 169,000 | $ 91,000 |
| AUSTIN-ROUND ROCK, TX | 361 | $ 122,435,000 | $ 339,000 | $ 194,000 |
| SANTA FE, NM | 205 | $ 46,105,000 | $ 224,000 | $ 111,000 |
| WICHITA, KS | 197 | $ 31,085,000 | $ 157,000 | $ 72,000 |
| ENID, OK | 180 | $ 19,160,000 | $ 106,000 | $ 70,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 171 | $ 41,985,000 | $ 245,000 | $ 130,000 |
| GREELEY, CO | 163 | $ 53,175,000 | $ 326,000 | $ 104,000 |
| FORT COLLINS, CO | 139 | $ 48,065,000 | $ 345,000 | $ 148,000 |
| LAWTON, OK | 95 | $ 13,005,000 | $ 136,000 | $ 87,000 |
| BOULDER, CO | 88 | $ 49,290,000 | $ 560,000 | $ 224,000 |
| TOPEKA, KS | 80 | $ 13,730,000 | $ 171,000 | $ 77,000 |
| LAS CRUCES, NM | 76 | $ 10,820,000 | $ 142,000 | $ 90,000 |
| KILLEEN-TEMPLE, TX | 74 | $ 17,340,000 | $ 234,000 | $ 141,000 |
| SHERMAN-DENISON, TX | 61 | $ 7,675,000 | $ 125,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 58 | $ 16,390,000 | $ 282,000 | $ 128,000 |
| TUCSON, AZ | 44 | $ 11,670,000 | $ 265,000 | $ 152,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 39 | $ 14,135,000 | $ 377,000 | $ 249,250 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 38 | $ 6,700,000 | $ 176,000 | $ 94,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 34 | $ 9,230,000 | $ 271,000 | $ 137,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 33 | $ 43,515,000 | $ 1,318,000 | $ 152,000 |
| EL PASO, TX | 31 | $ 3,785,000 | $ 122,000 | $ 90,000 |
| LUBBOCK, TX | 25 | $ 3,955,000 | $ 158,000 | $ 89,000 |
| WACO, TX | 25 | $ 6,395,000 | $ 255,000 | $ 129,000 |
| AMARILLO, TX | 23 | $ 3,965,000 | $ 172,000 | $ 119,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 23 | $ 13,305,000 | $ 578,000 | $ 206,000 |
| SAN DIEGO-CARLSBAD, CA | 23 | $ 11,335,000 | $ 492,000 | $ 223,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 23 | $ 10,075,000 | $ 438,000 | $ 173,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 23 | $ 6,135,000 | $ 337,500 | $ 94,000 |
| SPRINGFIELD, MO | 22 | $ 3,430,000 | $ 155,000 | $ 98,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 21 | $ 6,065,000 | $ 288,000 | $ 135,000 |
| ST. LOUIS, MO-IL | 21 | $ 25,875,000 | $ 1,232,000 | $ 132,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 21 | $ 8,425,000 | $ 401,000 | $ 222,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 4,940,000 | $ 251,000 | $ 127,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 20 | $ 8,050,000 | $ 388,000 | $ 167,500 |
| FLAGSTAFF, AZ | 19 | $ 7,345,000 | $ 386,000 | $ 399,000 |
| GRAND JUNCTION, CO | 19 | $ 7,235,000 | $ 380,000 | $ 235,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 19 | $ 5,145,000 | $ 270,000 | $ 200,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 18 | $ 18,910,000 | $ 1,050,000 | $ 458,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 6,950,000 | $ 386,000 | $ 192,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 11,535,000 | $ 678,000 | $ 108,000 |
| FORT SMITH, AR-OK | 16 | $ 2,130,000 | $ 132,000 | $ 108,500 |
| CHICAGO-NAPERVILLE, IL | 15 | $ 3,745,000 | $ 249,000 | $ 158,000 |
| KNOXVILLE, TN | 14 | $ 2,630,000 | $ 187,000 | $ 198,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 14 | $ 4,620,000 | $ 324,000 | $ 155,500 |
| BOSTON, MA | 13 | $ 4,605,000 | $ 354,000 | $ 150,000 |
| TYLER, TX | 13 | $ 1,415,000 | $ 108,000 | $ 84,000 |
| FARMINGTON, NM | 12 | $ 1,460,000 | $ 121,000 | $ 71,000 |
| MIDLAND, TX | 12 | $ 2,230,000 | $ 185,000 | $ 166,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 12 | $ 12,570,000 | $ 1,047,000 | $ 207,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 12 | $ 8,170,000 | $ 680,000 | $ 287,000 |
| PUEBLO, CO | 12 | $ 1,860,000 | $ 155,000 | $ 81,000 |
| RALEIGH, NC | 12 | $ 4,160,000 | $ 346,000 | $ 182,000 |
| CORPUS CHRISTI, TX | 11 | $ 3,035,000 | $ 275,000 | $ 316,000 |
| JACKSONVILLE, FL | 11 | $ 4,035,000 | $ 366,000 | $ 172,000 |
| LONGVIEW, TX | 11 | $ 1,635,000 | $ 148,000 | $ 76,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 11 | $ 6,605,000 | $ 600,000 | $ 170,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 2,020,000 | $ 202,000 | $ 128,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 10 | $ 3,930,000 | $ 393,000 | $ 142,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 3,020,000 | $ 338,500 | $ 185,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 10 | $ 4,630,000 | $ 463,000 | $ 233,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 4,285,000 | $ 476,000 | $ 178,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 4,065,000 | $ 451,000 | $ 134,000 |
| NEW YORK-NEWARK, NY | 9 | $ 3,625,000 | $ 380,500 | $ 165,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 9 | $ 10,945,000 | $ 1,216,000 | $ 178,000 |
| ASHEVILLE, NC | 8 | $ 2,480,000 | $ 310,000 | $ 106,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 1,990,000 | $ 248,000 | $ 109,000 |
| CHATTANOOGA, TN-GA | 8 | $ 1,260,000 | $ 165,500 | $ 195,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 8 | $ 1,420,000 | $ 177,000 | $ 122,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,310,000 | $ 163,000 | $ 187,000 |
| RICHMOND, VA | 8 | $ 2,160,000 | $ 270,000 | $ 106,000 |
| IDAHO FALLS, ID | 7 | $ 1,885,000 | $ 269,000 | $ 178,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 2,155,000 | $ 307,000 | $ 124,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,255,000 | $ 465,000 | $ 145,000 |
| SALT LAKE CITY, UT | 7 | $ 2,835,000 | $ 405,000 | $ 149,000 |
| ABILENE, TX | 6 | $ 330,000 | $ 55,000 | $ 90,000 |
| AKRON, OH | 6 | $ 1,590,000 | $ 265,000 | $ 121,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 2,860,000 | $ 476,000 | $ 109,000 |
| BOISE CITY, ID | 6 | $ 1,970,000 | $ 328,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 6 | $ 1,210,000 | $ 201,000 | $ 154,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 1,490,000 | $ 248,000 | $ 175,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,920,000 | $ 320,000 | $ 142,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 1,630,000 | $ 271,000 | $ 122,000 |
| HOT SPRINGS, AR | 6 | $ 930,000 | $ 155,000 | $ 103,000 |
| LAWRENCE, KS | 6 | $ 740,000 | $ 123,000 | $ 83,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 1,260,000 | $ 210,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6 | $ 1,580,000 | $ 263,000 | $ 152,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 3,050,000 | $ 508,000 | $ 204,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 19,770,000 | $ 3,295,000 | $ 97,000 |
| YORK-HANOVER, PA | 6 | $ 990,000 | $ 165,000 | $ 101,000 |
| BEND-REDMOND, OR | 5 | $ 2,015,000 | $ 403,000 | $ 320,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 3,055,000 | $ 611,000 | $ 270,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 825,000 | $ 165,000 | $ 103,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 2,625,000 | $ 525,000 | $ 625,000 |
| JOPLIN, MO | 5 | $ 495,000 | $ 99,000 | $ 91,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 1,595,000 | $ 319,000 | $ 123,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 505,000 | $ 101,000 | $ 112,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,535,000 | $ 289,000 | $ 156,000 |
| NEWARK, NJ-PA | 5 | $ 2,865,000 | $ 573,000 | $ 166,000 |
| ODESSA, TX | 5 | $ 1,085,000 | $ 217,000 | $ 139,000 |
| PANAMA CITY, FL | 5 | $ 825,000 | $ 165,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 1,145,000 | $ 229,000 | $ 55,000 |
| SAN ANGELO, TX | 5 | $ 745,000 | $ 149,000 | $ 85,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 395,000 | $ 79,000 | $ 85,000 |
| ST. JOSEPH, MO-KS | 5 | $ 1,145,000 | $ 229,000 | $ 98,000 |
| VICTORIA, TX | 5 | $ 1,195,000 | $ 239,000 | $ 152,000 |
| WICHITA FALLS, TX | 5 | $ 635,000 | $ 127,000 | $ 91,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,950,000 | $ 487,000 | $ 281,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 1,210,000 | $ 302,000 | $ 213,000 |
| COLUMBIA, MO | 4 | $ 1,160,000 | $ 290,000 | $ 150,000 |
| COLUMBUS, OH | 4 | $ 540,000 | $ 135,000 | $ 151,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 860,000 | $ 215,000 | $ 197,000 |
| ERIE, PA | 4 | $ 850,000 | $ 212,000 | $ 99,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,690,000 | $ 422,000 | $ 139,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,720,000 | $ 430,000 | $ 144,000 |
| IOWA CITY, IA | 4 | $ 740,000 | $ 185,000 | $ 162,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 1,440,000 | $ 360,000 | $ 148,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 1,950,000 | $ 487,000 | $ 142,000 |
| RENO, NV | 4 | $ 1,580,000 | $ 395,000 | $ 144,000 |
| SAN RAFAEL, CA | 4 | $ 2,630,000 | $ 657,000 | $ 241,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 1,350,000 | $ 337,000 | $ 133,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 1,480,000 | $ 370,000 | $ 171,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 4 | $ 1,220,000 | $ 305,000 | $ 126,000 |
| WILMINGTON, NC | 4 | $ 950,000 | $ 237,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 375,000 | $ 125,000 | $ 92,000 |
| BATON ROUGE, LA | 3 | $ 525,000 | $ 175,000 | $ 147,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| COEUR D'ALENE, ID | 3 | $ 1,165,000 | $ 388,000 | $ 486,000 |
| FAYETTEVILLE, NC | 3 | $ 485,000 | $ 161,000 | $ 78,000 |
| GARY, IN | 3 | $ 865,000 | $ 288,000 | $ 163,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 435,000 | $ 145,000 | $ 70,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 1,355,000 | $ 451,000 | $ 216,000 |
| LANCASTER, PA | 3 | $ 965,000 | $ 321,000 | $ 144,000 |
| MANHATTAN, KS | 3 | $ 575,000 | $ 191,000 | $ 126,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 515,000 | $ 175,000 | $ 125,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 2,745,000 | $ 915,000 | $ 245,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 1,135,000 | $ 378,000 | $ 96,000 |
| PINE BLUFF, AR | 3 | $ 295,000 | $ 98,000 | $ 61,000 |
| PITTSBURGH, PA | 3 | $ 1,065,000 | $ 355,000 | $ 171,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 1,225,000 | $ 408,000 | $ 139,000 |
| SAVANNAH, GA | 3 | $ 1,745,000 | $ 581,000 | $ 131,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 335,000 | $ 111,000 | $ 44,000 |
| ST. GEORGE, UT | 3 | $ 1,235,000 | $ 411,000 | $ 254,000 |
| TEXARKANA, TX-AR | 3 | $ 305,000 | $ 101,000 | $ 89,000 |
| WORCESTER, MA-CT | 3 | $ 705,000 | $ 235,000 | $ 104,000 |
| ALBANY, GA | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| BAKERSFIELD, CA | 2 | $ 600,000 | $ 300,000 | $ 134,000 |
| CANTON-MASSILLON, OH | 2 | $ 230,000 | $ 115,000 | $ 195,000 |
| CEDAR RAPIDS, IA | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| DOVER, DE | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| EUGENE, OR | 2 | $ 740,000 | $ 370,000 | $ 1,200,000 |
| FLINT, MI | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| FRESNO, CA | 2 | $ 330,000 | $ 165,000 | $ 232,000 |
| GAINESVILLE, GA | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| GREAT FALLS, MT | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| GREEN BAY, WI | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| HUNTSVILLE, AL | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| JACKSON, TN | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| JACKSONVILLE, NC | 2 | $ 260,000 | $ 130,000 | $ 107,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,420,000 | $ 710,000 | $ 513,000 |
| LEBANON, PA | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| MEDFORD, OR | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 540,000 | $ 270,000 | $ 183,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 830,000 | $ 415,000 | $ 74,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 640,000 | $ 320,000 | $ 192,000 |
| RAPID CITY, SD | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| READING, PA | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| SALISBURY, MD-DE | 2 | $ 1,140,000 | $ 570,000 | $ 156,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| SIOUX FALLS, SD | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 680,000 | $ 340,000 | $ 256,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 1,460,000 | $ 730,000 | $ 331,000 |
| TOLEDO, OH | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| WENATCHEE, WA | 2 | $ 1,200,000 | $ 600,000 | $ 233,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 680,000 | $ 340,000 | $ 123,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| ANCHORAGE, AK | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| ANN ARBOR, MI | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| AUBURN-OPELIKA, AL | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| BELLINGHAM, WA | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| BILLINGS, MT | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| BISMARCK, ND | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| BOWLING GREEN, KY | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| CAMDEN, NJ | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| CARBONDALE-MARION, IL | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| CASPER, WY | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| CHICO, CA | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| COLUMBIA, SC | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| DULUTH, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| EAST STROUDSBURG, PA | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| EAU CLAIRE, WI | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| ELMIRA, NY | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| FORT WAYNE, IN | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| GRANTS PASS, OR | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| HAMMOND, LA | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 505,000 | $ 505,000 | $ 204,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| JEFFERSON CITY, MO | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| JOHNSON CITY, TN | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| LAFAYETTE, LA | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| LINCOLN, NE | 1 | $ 605,000 | $ 605,000 | $ 282,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 32,575,000 | $ 32,575,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| MADISON, WI | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| MISSOULA, MT | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| OCALA, FL | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| POCATELLO, ID | 1 | $ 545,000 | $ 545,000 | $ 168,000 |
| PORT ST. LUCIE, FL | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| REDDING, CA | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| SALINAS, CA | 1 | $ 645,000 | $ 645,000 | $ 363,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 595,000 | $ 595,000 | $ 160,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 1,055,000 | $ 1,055,000 | $ 260,000 |
| SANTA ROSA, CA | 1 | $ 705,000 | $ 705,000 | $ 204,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| SPRINGFIELD, MA | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| SUMTER, SC | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| TALLAHASSEE, FL | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| VALDOSTA, GA | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| WARNER ROBINS, GA | 1 | $ 185,000 | $ 185,000 | $ 257,000 |
| WINCHESTER, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| YUMA, AZ | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Bokf, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,124 | $2,316,800,000 | $325,000 | $38,925,000 | $135,000 | $8,100,000 |
| Refinancing | 6,395 | $1,705,605,000 | $266,000 | $33,505,000 | $141,000 | $7,784,000 |
| Cash-out Refinancing | 3,899 | $976,905,000 | $250,000 | $9,605,000 | $120,000 | $5,092,000 |
| Home Improvement | 2,743 | $211,345,000 | $77,000 | $3,405,000 | $119,000 | $1,600,000 |
| Other Purpose | 1,545 | $212,905,000 | $137,000 | $3,005,000 | $149,000 | $5,614,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,320 | $3,298,940,000 | $247,000 | $6,395,000 | $144,000 | $8,100,000 |
| Hispanic | 2,987 | $540,045,000 | $180,000 | $2,555,000 | $92,000 | $4,961,000 |
| Not Provided | 2,332 | $654,700,000 | $280,000 | $4,005,000 | $161,000 | $8,080,000 |
| Asian | 1,182 | $268,250,000 | $226,000 | $3,605,000 | $110,000 | $1,300,000 |
| Black or African American | 833 | $148,145,000 | $177,000 | $1,505,000 | $94,000 | $600,000 |
| American Indian or Alaskan Native | 789 | $128,345,000 | $162,000 | $1,385,000 | $94,000 | $492,000 |
| Not applicable | 51 | $329,475,000 | $6,460,000 | $38,925,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 22 | $2,970,000 | $135,000 | $545,000 | $77,000 | $179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,906 | $4,989,610,000 | $250,000 | $38,925,000 | $138,000 | $8,100,000 |
| FHA-insured (Federal Housing Administration) | 1,189 | $250,605,000 | $210,000 | $705,000 | $69,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 549 | $173,715,000 | $316,000 | $2,125,000 | $105,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $9,630,000 | $155,000 | $445,000 | $49,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,560 | $3,764,220,000 | $277,000 | $38,925,000 | $140,000 | $7,784,000 |
| Application Denied By Financial Institution | 3,630 | $455,710,000 | $125,000 | $3,605,000 | $98,000 | $2,080,000 |
| Application Withdrawn By Applicant | 3,218 | $888,570,000 | $276,000 | $6,005,000 | $139,000 | $8,080,000 |
| File Closed For Incompleteness | 874 | $225,450,000 | $257,000 | $4,005,000 | $122,000 | $4,961,000 |
| Application Approved But Not Accepted | 424 | $89,610,000 | $211,000 | $3,005,000 | $179,000 | $8,100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,076 | $4,967,850,000 | $274,000 | $38,925,000 | $140,000 | $8,100,000 |
| Credit History | 1,251 | $117,475,000 | $93,000 | $2,505,000 | $84,000 | $2,080,000 |
| Debt-To-Income Ratio | 1,216 | $188,310,000 | $154,000 | $3,605,000 | $72,000 | $1,250,000 |
| Collateral | 387 | $43,355,000 | $112,000 | $3,005,000 | $140,000 | $988,000 |
| Unverifiable Information | 374 | $43,560,000 | $116,000 | $1,245,000 | $136,000 | $1,020,000 |
| Other | 344 | $47,970,000 | $139,000 | $1,335,000 | $154,000 | $855,000 |
| Employment History | 29 | $6,725,000 | $231,000 | $1,615,000 | $106,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,705,000 | $176,000 | $425,000 | $83,000 | $264,000 |
| Credit Application Incomplete | 7 | $4,405,000 | $629,000 | $1,505,000 | $190,000 | $750,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $81,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bokf, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.