Bokf NA Mortgage Lending & HMDA Data, 2021
In 2021, Bokf NA of Tulsa, OK reported 21,706 mortgage applications totaling $5.4 billion, down 27% from 2020. The average application was for $249,864, and applicants reported an average income of $133,047. 62% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Tulsa, OK (3,925), Oklahoma City, OK (2,761) and Albuquerque, NM (2,591) (applications in parentheses).
| Mortgage Company & Address | Bokf NA One West 3rd, 5th Fl Tulsa, OK 74172 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 21,706 |
| Total Mortgage Loan Application Amount | $5,423,560,000 |
| Average Mortgage Loan Application Amount | $249,864 |
| Highest Mortgage Loan Application Amount | $38,925,000 |
| Average Applicant Income | $133,047 |
| Highest Applicant Income | $8,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa, OK | 3,925 | $ 675,085,000 | $ 171,996 | $ 102,000 |
| Oklahoma City, OK | 2,761 | $ 443,295,000 | $ 160,555 | $ 108,000 |
| Albuquerque, NM | 2,591 | $ 556,855,000 | $ 214,918 | $ 105,000 |
| Outside any metro area | 1,930 | $ 602,600,000 | $ 312,227 | $ 163,992 |
| Denver-Aurora-Lakewood, CO | 1,620 | $ 570,680,000 | $ 352,271 | $ 174,000 |
| Dallas-Plano-Irving, TX | 1,292 | $ 421,240,000 | $ 326,037 | $ 180,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,103 | $ 316,225,000 | $ 286,695 | $ 178,000 |
| Kansas City, MO-KS | 1,064 | $ 222,110,000 | $ 208,750 | $ 111,026 |
| Phoenix-Mesa-Scottsdale, AZ | 845 | $ 303,395,000 | $ 359,047 | $ 182,000 |
| Fort Worth-Arlington, TX | 706 | $ 179,200,000 | $ 253,824 | $ 152,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 518 | $ 87,850,000 | $ 169,594 | $ 91,000 |
| Austin-Round Rock, TX | 361 | $ 122,435,000 | $ 339,155 | $ 194,000 |
| Santa Fe, NM | 205 | $ 46,105,000 | $ 224,902 | $ 111,000 |
| Wichita, KS | 197 | $ 31,085,000 | $ 157,791 | $ 72,000 |
| Enid, OK | 180 | $ 19,160,000 | $ 106,444 | $ 70,000 |
| San Antonio-New Braunfels, TX | 171 | $ 41,985,000 | $ 245,526 | $ 130,000 |
| Greeley, CO | 163 | $ 53,175,000 | $ 326,226 | $ 104,000 |
| Fort Collins, CO | 139 | $ 48,065,000 | $ 345,791 | $ 148,000 |
| Lawton, OK | 95 | $ 13,005,000 | $ 136,894 | $ 87,000 |
| Boulder, CO | 88 | $ 49,290,000 | $ 560,113 | $ 224,000 |
| Topeka, KS | 80 | $ 13,730,000 | $ 171,625 | $ 77,000 |
| Las Cruces, NM | 76 | $ 10,820,000 | $ 142,368 | $ 90,000 |
| Killeen-Temple, TX | 74 | $ 17,340,000 | $ 234,324 | $ 141,000 |
| Sherman-Denison, TX | 61 | $ 7,675,000 | $ 125,819 | $ 88,000 |
| Colorado Springs, CO | 58 | $ 16,390,000 | $ 282,586 | $ 128,000 |
| Tucson, AZ | 44 | $ 11,670,000 | $ 265,227 | $ 152,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 39 | $ 14,135,000 | $ 362,435 | $ 188,615 |
| Little Rock-North Little Rock-Conway, AR | 38 | $ 6,700,000 | $ 176,315 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 34 | $ 9,230,000 | $ 271,470 | $ 137,000 |
| Atlanta-Sandy Springs-Roswell, GA | 33 | $ 43,515,000 | $ 1,318,636 | $ 152,000 |
| El Paso, TX | 31 | $ 3,785,000 | $ 122,096 | $ 90,000 |
| Lubbock, TX | 25 | $ 3,955,000 | $ 158,200 | $ 89,000 |
| Waco, TX | 25 | $ 6,395,000 | $ 255,800 | $ 129,000 |
| Amarillo, TX | 23 | $ 3,965,000 | $ 172,391 | $ 119,000 |
| Los Angeles-Long Beach-Glendale, CA | 23 | $ 13,305,000 | $ 578,478 | $ 206,000 |
| San Diego-Carlsbad, CA | 23 | $ 11,335,000 | $ 492,826 | $ 223,000 |
| Seattle-Bellevue-Everett, WA | 23 | $ 10,075,000 | $ 438,043 | $ 173,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 6,135,000 | $ 266,739 | $ 103,130 |
| Springfield, MO | 22 | $ 3,430,000 | $ 155,909 | $ 98,000 |
| Baltimore-Columbia-Towson, MD | 21 | $ 6,065,000 | $ 288,809 | $ 135,000 |
| St. Louis, MO-IL | 21 | $ 25,875,000 | $ 1,232,142 | $ 132,000 |
| Tampa-St. Petersburg-Clearwater, FL | 21 | $ 8,425,000 | $ 401,190 | $ 222,000 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 4,940,000 | $ 247,000 | $ 120,100 |
| New York-Jersey City-White Plains, NY-NJ | 20 | $ 8,050,000 | $ 402,500 | $ 149,200 |
| Flagstaff, AZ | 19 | $ 7,345,000 | $ 386,578 | $ 399,000 |
| Grand Junction, CO | 19 | $ 7,235,000 | $ 380,789 | $ 235,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 5,145,000 | $ 270,789 | $ 200,000 |
| Anaheim-Santa Ana-Irvine, CA | 18 | $ 18,910,000 | $ 1,050,555 | $ 458,000 |
| Riverside-San Bernardino-Ontario, CA | 18 | $ 6,950,000 | $ 386,111 | $ 192,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 11,535,000 | $ 678,529 | $ 108,000 |
| Fort Smith, AR-OK | 16 | $ 2,130,000 | $ 133,125 | $ 110,437 |
| Chicago-Naperville, IL | 15 | $ 3,745,000 | $ 249,666 | $ 158,000 |
| Knoxville, TN | 14 | $ 2,630,000 | $ 187,857 | $ 198,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 4,620,000 | $ 330,000 | $ 155,642 |
| Boston, MA | 13 | $ 4,605,000 | $ 354,230 | $ 150,000 |
| Tyler, TX | 13 | $ 1,415,000 | $ 108,846 | $ 84,000 |
| Farmington, NM | 12 | $ 1,460,000 | $ 121,666 | $ 71,000 |
| Midland, TX | 12 | $ 2,230,000 | $ 185,833 | $ 166,000 |
| Nassau County-Suffolk County, NY | 12 | $ 12,570,000 | $ 1,047,500 | $ 207,000 |
| Oakland-Hayward-Berkeley, CA | 12 | $ 8,170,000 | $ 680,833 | $ 287,000 |
| Pueblo, CO | 12 | $ 1,860,000 | $ 155,000 | $ 81,000 |
| Raleigh, NC | 12 | $ 4,160,000 | $ 346,666 | $ 182,000 |
| Corpus Christi, TX | 11 | $ 3,035,000 | $ 275,909 | $ 316,000 |
| Jacksonville, FL | 11 | $ 4,035,000 | $ 366,818 | $ 172,000 |
| Longview, TX | 11 | $ 1,635,000 | $ 148,636 | $ 76,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 6,605,000 | $ 600,454 | $ 170,000 |
| College Station-Bryan, TX | 10 | $ 2,020,000 | $ 202,000 | $ 128,000 |
| Las Vegas-Henderson-Paradise, NV | 10 | $ 3,930,000 | $ 393,000 | $ 142,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 3,020,000 | $ 302,000 | $ 149,100 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 4,630,000 | $ 463,000 | $ 233,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 4,285,000 | $ 476,111 | $ 178,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 4,065,000 | $ 451,666 | $ 134,000 |
| New York-Newark, NY | 9 | $ 3,625,000 | $ 402,777 | $ 174,333 |
| Sacramento--Roseville--Arden-Arcade, CA | 9 | $ 10,945,000 | $ 1,216,111 | $ 178,000 |
| Asheville, NC | 8 | $ 2,480,000 | $ 310,000 | $ 106,000 |
| Charleston-North Charleston, SC | 8 | $ 1,990,000 | $ 248,750 | $ 109,000 |
| Chattanooga, TN-GA | 8 | $ 1,260,000 | $ 157,500 | $ 184,625 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 1,420,000 | $ 177,500 | $ 122,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,310,000 | $ 163,750 | $ 187,000 |
| Richmond, VA | 8 | $ 2,160,000 | $ 270,000 | $ 106,000 |
| Idaho Falls, ID | 7 | $ 1,885,000 | $ 269,285 | $ 178,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 2,155,000 | $ 307,857 | $ 124,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,255,000 | $ 465,000 | $ 145,000 |
| Salt Lake City, UT | 7 | $ 2,835,000 | $ 405,000 | $ 149,000 |
| Abilene, TX | 6 | $ 330,000 | $ 55,000 | $ 90,000 |
| Akron, OH | 6 | $ 1,590,000 | $ 265,000 | $ 121,000 |
| Birmingham-Hoover, AL | 6 | $ 2,860,000 | $ 476,666 | $ 109,000 |
| Boise City, ID | 6 | $ 1,970,000 | $ 328,333 | $ 77,000 |
| Clarksville, TN-KY | 6 | $ 1,210,000 | $ 201,666 | $ 154,000 |
| Cleveland-Elyria, OH | 6 | $ 1,490,000 | $ 248,333 | $ 175,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,920,000 | $ 320,000 | $ 142,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,630,000 | $ 271,666 | $ 122,000 |
| Hot Springs, AR | 6 | $ 930,000 | $ 155,000 | $ 103,000 |
| Lawrence, KS | 6 | $ 740,000 | $ 123,333 | $ 83,000 |
| New Orleans-Metairie, LA | 6 | $ 1,260,000 | $ 210,000 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 1,580,000 | $ 263,333 | $ 152,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 3,050,000 | $ 508,333 | $ 204,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 19,770,000 | $ 3,295,000 | $ 97,000 |
| York-Hanover, PA | 6 | $ 990,000 | $ 165,000 | $ 101,000 |
| Bend-Redmond, OR | 5 | $ 2,015,000 | $ 403,000 | $ 320,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 3,055,000 | $ 611,000 | $ 270,000 |
| Brownsville-Harlingen, TX | 5 | $ 825,000 | $ 165,000 | $ 103,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 2,625,000 | $ 525,000 | $ 625,000 |
| Joplin, MO | 5 | $ 495,000 | $ 99,000 | $ 91,000 |
| Kennewick-Richland, WA | 5 | $ 1,595,000 | $ 319,000 | $ 123,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 505,000 | $ 101,000 | $ 112,000 |
| Memphis, TN-MS-AR | 5 | $ 1,535,000 | $ 307,000 | $ 168,600 |
| Newark, NJ-PA | 5 | $ 2,865,000 | $ 573,000 | $ 166,000 |
| Odessa, TX | 5 | $ 1,085,000 | $ 217,000 | $ 139,000 |
| Panama City, FL | 5 | $ 825,000 | $ 165,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,145,000 | $ 229,000 | $ 55,000 |
| San Angelo, TX | 5 | $ 745,000 | $ 149,000 | $ 85,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 395,000 | $ 79,000 | $ 85,000 |
| St. Joseph, MO-KS | 5 | $ 1,145,000 | $ 229,000 | $ 98,000 |
| Victoria, TX | 5 | $ 1,195,000 | $ 239,000 | $ 152,000 |
| Wichita Falls, TX | 5 | $ 635,000 | $ 127,000 | $ 91,000 |
| Barnstable Town, MA | 4 | $ 1,950,000 | $ 487,500 | $ 281,000 |
| Beaumont-Port Arthur, TX | 4 | $ 1,210,000 | $ 302,500 | $ 213,000 |
| Columbia, MO | 4 | $ 1,160,000 | $ 290,000 | $ 150,000 |
| Columbus, OH | 4 | $ 540,000 | $ 135,000 | $ 151,000 |
| Des Moines-West Des Moines, IA | 4 | $ 860,000 | $ 215,000 | $ 197,000 |
| Erie, PA | 4 | $ 850,000 | $ 212,500 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,690,000 | $ 422,500 | $ 139,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,720,000 | $ 430,000 | $ 144,000 |
| Iowa City, IA | 4 | $ 740,000 | $ 185,000 | $ 162,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,440,000 | $ 360,000 | $ 148,000 |
| Portland-South Portland, ME | 4 | $ 1,950,000 | $ 487,500 | $ 142,000 |
| Reno, NV | 4 | $ 1,580,000 | $ 395,000 | $ 144,000 |
| San Rafael, CA | 4 | $ 2,630,000 | $ 657,500 | $ 241,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 1,350,000 | $ 337,500 | $ 133,000 |
| Shreveport-Bossier City, LA | 4 | $ 1,480,000 | $ 370,000 | $ 171,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 1,220,000 | $ 305,000 | $ 126,000 |
| Wilmington, NC | 4 | $ 950,000 | $ 237,500 | $ 68,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 375,000 | $ 125,000 | $ 92,000 |
| Baton Rouge, LA | 3 | $ 525,000 | $ 175,000 | $ 147,000 |
| Cincinnati, OH-KY-IN | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| Coeur D'Alene, ID | 3 | $ 1,165,000 | $ 388,333 | $ 486,000 |
| Fayetteville, NC | 3 | $ 485,000 | $ 161,666 | $ 78,000 |
| Gary, IN | 3 | $ 865,000 | $ 288,333 | $ 163,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 435,000 | $ 145,000 | $ 70,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,355,000 | $ 451,666 | $ 216,000 |
| Lancaster, PA | 3 | $ 965,000 | $ 321,666 | $ 144,000 |
| Manhattan, KS | 3 | $ 575,000 | $ 191,666 | $ 126,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 515,000 | $ 171,666 | $ 118,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 2,745,000 | $ 915,000 | $ 245,000 |
| Ogden-Clearfield, UT | 3 | $ 1,135,000 | $ 378,333 | $ 96,000 |
| Pine Bluff, AR | 3 | $ 295,000 | $ 98,333 | $ 61,000 |
| Pittsburgh, PA | 3 | $ 1,065,000 | $ 355,000 | $ 171,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,225,000 | $ 408,333 | $ 139,000 |
| Savannah, GA | 3 | $ 1,745,000 | $ 581,666 | $ 131,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 335,000 | $ 111,666 | $ 44,000 |
| St. George, UT | 3 | $ 1,235,000 | $ 411,666 | $ 254,000 |
| Texarkana, TX-AR | 3 | $ 305,000 | $ 101,666 | $ 89,000 |
| Worcester, MA-CT | 3 | $ 705,000 | $ 235,000 | $ 104,000 |
| Albany, GA | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| Bakersfield, CA | 2 | $ 600,000 | $ 300,000 | $ 134,000 |
| Canton-Massillon, OH | 2 | $ 230,000 | $ 115,000 | $ 195,000 |
| Cedar Rapids, IA | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Dover, DE | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Eugene, OR | 2 | $ 740,000 | $ 370,000 | $ 1,200,000 |
| Flint, MI | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Fresno, CA | 2 | $ 330,000 | $ 165,000 | $ 232,000 |
| Gainesville, GA | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Great Falls, MT | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Green Bay, WI | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| Huntsville, AL | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Jackson, TN | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Jacksonville, NC | 2 | $ 260,000 | $ 130,000 | $ 107,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,420,000 | $ 710,000 | $ 513,000 |
| Lebanon, PA | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Macon-Bibb County, GA | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Manchester-Nashua, NH | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Medford, OR | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 540,000 | $ 270,000 | $ 183,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 830,000 | $ 415,000 | $ 74,000 |
| Providence-Warwick, RI-MA | 2 | $ 640,000 | $ 320,000 | $ 192,000 |
| Rapid City, SD | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Reading, PA | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Salisbury, MD-DE | 2 | $ 1,140,000 | $ 570,000 | $ 156,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Sioux Falls, SD | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Spokane-Spokane Valley, WA | 2 | $ 680,000 | $ 340,000 | $ 256,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,460,000 | $ 730,000 | $ 331,000 |
| Toledo, OH | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 250,000 | $ 125,000 | $ 86,000 |
| Wenatchee, WA | 2 | $ 1,200,000 | $ 600,000 | $ 233,000 |
| Wilmington, DE-MD-NJ | 2 | $ 680,000 | $ 340,000 | $ 123,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Anchorage, AK | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| Ann Arbor, MI | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| Auburn-Opelika, AL | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Bellingham, WA | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Billings, MT | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Bismarck, ND | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 475,000 | $ 475,000 | $ 165,000 |
| Bowling Green, KY | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Camden, NJ | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Carbondale-Marion, IL | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| Casper, WY | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Columbia, SC | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Duluth, MN-WI | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| East Stroudsburg, PA | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Eau Claire, WI | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| Elmira, NY | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Fort Wayne, IN | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Grants Pass, OR | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Greensboro-High Point, NC | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Hammond, LA | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 505,000 | $ 505,000 | $ 204,000 |
| Houma-Thibodaux, LA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Jefferson City, MO | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Johnson City, TN | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Lafayette, LA | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Lakeland-Winter Haven, FL | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Lincoln, NE | 1 | $ 605,000 | $ 605,000 | $ 282,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 32,575,000 | $ 32,575,000 | $ 0 |
| Lynchburg, VA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Madison, WI | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Missoula, MT | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Ocala, FL | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Pocatello, ID | 1 | $ 545,000 | $ 545,000 | $ 168,000 |
| Port St. Lucie, FL | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| Redding, CA | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Salinas, CA | 1 | $ 645,000 | $ 645,000 | $ 363,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 595,000 | $ 595,000 | $ 160,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,055,000 | $ 1,055,000 | $ 260,000 |
| Santa Rosa, CA | 1 | $ 705,000 | $ 705,000 | $ 204,000 |
| Sebastian-Vero Beach, FL | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Springfield, MA | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Staunton-Waynesboro, VA | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Sumter, SC | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| Tallahassee, FL | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Valdosta, GA | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Visalia-Porterville, CA | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Warner Robins, GA | 1 | $ 185,000 | $ 185,000 | $ 257,000 |
| Winchester, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Yuma, AZ | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Bokf NA in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,124 | $2,316,800,000 | $325,000 | $38,925,000 | $135,000 | $8,100,000 |
| Refinancing | 6,395 | $1,705,605,000 | $266,000 | $33,505,000 | $141,000 | $7,784,000 |
| Cash-out Refinancing | 3,899 | $976,905,000 | $250,000 | $9,605,000 | $120,000 | $5,092,000 |
| Home Improvement | 2,743 | $211,345,000 | $77,000 | $3,405,000 | $119,000 | $1,600,000 |
| Other Purpose | 1,545 | $212,905,000 | $137,000 | $3,005,000 | $149,000 | $5,614,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,320 | $3,298,940,000 | $247,000 | $6,395,000 | $144,000 | $8,100,000 |
| Hispanic | 2,987 | $540,045,000 | $180,000 | $2,555,000 | $92,000 | $4,961,000 |
| Not Provided | 2,332 | $654,700,000 | $280,000 | $4,005,000 | $161,000 | $8,080,000 |
| Asian | 1,182 | $268,250,000 | $226,000 | $3,605,000 | $110,000 | $1,300,000 |
| Black or African American | 833 | $148,145,000 | $177,000 | $1,505,000 | $94,000 | $600,000 |
| American Indian or Alaskan Native | 789 | $128,345,000 | $162,000 | $1,385,000 | $94,000 | $492,000 |
| Not applicable | 51 | $329,475,000 | $6,460,000 | $38,925,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 22 | $2,970,000 | $135,000 | $545,000 | $77,000 | $179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,906 | $4,989,610,000 | $250,000 | $38,925,000 | $138,000 | $8,100,000 |
| FHA-insured (Federal Housing Administration) | 1,189 | $250,605,000 | $210,000 | $705,000 | $69,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 549 | $173,715,000 | $316,000 | $2,125,000 | $105,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $9,630,000 | $155,000 | $445,000 | $49,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,560 | $3,764,220,000 | $277,000 | $38,925,000 | $140,000 | $7,784,000 |
| Application Denied By Financial Institution | 3,630 | $455,710,000 | $125,000 | $3,605,000 | $98,000 | $2,080,000 |
| Application Withdrawn By Applicant | 3,218 | $888,570,000 | $276,000 | $6,005,000 | $139,000 | $8,080,000 |
| File Closed For Incompleteness | 874 | $225,450,000 | $257,000 | $4,005,000 | $122,000 | $4,961,000 |
| Application Approved But Not Accepted | 424 | $89,610,000 | $211,000 | $3,005,000 | $179,000 | $8,100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,076 | $4,967,850,000 | $274,000 | $38,925,000 | $140,000 | $8,100,000 |
| Credit History | 1,251 | $117,475,000 | $93,000 | $2,505,000 | $84,000 | $2,080,000 |
| Debt-To-Income Ratio | 1,216 | $188,310,000 | $154,000 | $3,605,000 | $72,000 | $1,250,000 |
| Collateral | 387 | $43,355,000 | $112,000 | $3,005,000 | $140,000 | $988,000 |
| Unverifiable Information | 374 | $43,560,000 | $116,000 | $1,245,000 | $136,000 | $1,020,000 |
| Other | 344 | $47,970,000 | $139,000 | $1,335,000 | $154,000 | $855,000 |
| Employment History | 29 | $6,725,000 | $231,000 | $1,615,000 | $106,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,705,000 | $176,000 | $425,000 | $83,000 | $264,000 |
| Credit Application Incomplete | 7 | $4,405,000 | $629,000 | $1,505,000 | $190,000 | $750,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $81,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bokf NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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