Bokf NA Mortgage Lending & HMDA Data, 2021

In 2021, Bokf NA of Tulsa, OK reported 21,706 mortgage applications totaling $5.4 billion, down 27% from 2020. The average application was for $249,864, and applicants reported an average income of $133,047. 62% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Tulsa, OK (3,925), Oklahoma City, OK (2,761) and Albuquerque, NM (2,591) (applications in parentheses).

Mortgage Company & Address Bokf NA
One West 3rd, 5th Fl
Tulsa, OK 74172
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 21,706
Total Mortgage Loan Application Amount $5,423,560,000
Average Mortgage Loan Application Amount $249,864
Highest Mortgage Loan Application Amount $38,925,000
Average Applicant Income $133,047
Highest Applicant Income $8,100,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bokf NA by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 2,899 $ 508,515,000 $ 175,410 $ 103,000
Bernalillo, New Mexico 1,938 $ 416,450,000 $ 214,886 $ 108,000
Oklahoma, Oklahoma 1,563 $ 247,325,000 $ 158,237 $ 112,000
Maricopa, Arizona 814 $ 295,690,000 $ 363,255 $ 185,000
Harris, Texas 725 $ 216,955,000 $ 299,248 $ 186,000
Cleveland, Oklahoma 666 $ 109,290,000 $ 164,099 $ 103,000
Tarrant, Texas 610 $ 156,980,000 $ 257,344 $ 155,000
Dallas, Texas 567 $ 201,065,000 $ 354,611 $ 204,000
Sandoval, New Mexico 514 $ 118,630,000 $ 230,797 $ 106,000
Summit, Colorado 446 $ 236,010,000 $ 529,170 $ 266,000
Wagoner, Oklahoma 380 $ 64,610,000 $ 170,026 $ 95,000
Jackson, Missouri 373 $ 73,205,000 $ 196,260 $ 107,000
Benton, Arkansas 364 $ 61,440,000 $ 168,791 $ 98,000
Jefferson, Colorado 357 $ 124,715,000 $ 349,341 $ 155,000
Collin, Texas 355 $ 95,685,000 $ 269,535 $ 171,000
Denver, Colorado 354 $ 137,350,000 $ 387,994 $ 207,000
Arapahoe, Colorado 321 $ 110,855,000 $ 345,342 $ 170,000
Canadian, Oklahoma 301 $ 47,075,000 $ 156,395 $ 101,000
Douglas, Colorado 294 $ 107,030,000 $ 364,047 $ 190,000
Johnson, Kansas 273 $ 75,645,000 $ 277,087 $ 166,000
Rogers, Oklahoma 267 $ 44,585,000 $ 166,985 $ 110,000
Denton, Texas 264 $ 67,060,000 $ 254,015 $ 160,000
Wyandotte, Kansas 237 $ 37,845,000 $ 159,683 $ 54,000
Travis, Texas 210 $ 82,530,000 $ 393,000 $ 216,000
Santa Fe, New Mexico 205 $ 46,105,000 $ 224,902 $ 111,000
Adams, Colorado 197 $ 56,255,000 $ 285,558 $ 142,000
Fort Bend, Texas 188 $ 38,870,000 $ 206,755 $ 138,000
Sedgwick, Kansas 181 $ 27,975,000 $ 154,558 $ 72,000
Garfield, Oklahoma 180 $ 19,160,000 $ 106,444 $ 70,000
Creek, Oklahoma 170 $ 26,110,000 $ 153,588 $ 104,000
Weld, Colorado 163 $ 53,175,000 $ 326,226 $ 104,000
Washington, Arkansas 148 $ 25,290,000 $ 170,878 $ 76,000
Larimer, Colorado 139 $ 48,065,000 $ 345,791 $ 148,000
Valencia, New Mexico 127 $ 20,185,000 $ 158,937 $ 68,000
Osage, Oklahoma 122 $ 19,070,000 $ 156,311 $ 84,000
Montgomery, Texas 114 $ 40,930,000 $ 359,035 $ 202,000
Eagle, Colorado 107 $ 61,115,000 $ 571,168 $ 195,000
Williamson, Texas 103 $ 27,695,000 $ 268,883 $ 167,000
Muskogee, Oklahoma 100 $ 8,550,000 $ 85,500 $ 67,000
Washington, Oklahoma 100 $ 9,660,000 $ 96,600 $ 69,000
Bexar, Texas 100 $ 24,420,000 $ 244,200 $ 125,000
Comanche, Oklahoma 91 $ 12,715,000 $ 139,725 $ 90,000
Boulder, Colorado 88 $ 49,290,000 $ 560,113 $ 224,000
Logan, Oklahoma 82 $ 14,510,000 $ 176,951 $ 119,000
Delaware, Oklahoma 80 $ 17,060,000 $ 213,250 $ 154,000
Dona Ana, New Mexico 76 $ 10,820,000 $ 142,368 $ 90,000
McClain, Oklahoma 73 $ 14,755,000 $ 202,123 $ 116,000
Bell, Texas 71 $ 16,565,000 $ 233,309 $ 140,000
Shawnee, Kansas 65 $ 10,905,000 $ 167,769 $ 79,000
Grayson, Texas 61 $ 7,675,000 $ 125,819 $ 88,000
Pittsburg, Oklahoma 60 $ 7,820,000 $ 130,333 $ 100,000
Grady, Oklahoma 59 $ 8,535,000 $ 144,661 $ 80,000
Clay, Missouri 57 $ 11,195,000 $ 196,403 $ 94,000
Parker, Texas 54 $ 13,200,000 $ 244,444 $ 131,000
El Paso, Colorado 51 $ 14,325,000 $ 280,882 $ 126,000
Cass, Missouri 51 $ 9,755,000 $ 191,274 $ 108,000
Okmulgee, Oklahoma 49 $ 7,475,000 $ 152,551 $ 76,000
Park, Colorado 46 $ 16,560,000 $ 360,000 $ 170,000
Ellis, Texas 45 $ 9,165,000 $ 203,666 $ 88,000
Pima, Arizona 44 $ 11,670,000 $ 265,227 $ 152,000
Hays, Texas 40 $ 10,470,000 $ 261,750 $ 156,000
Pawnee, Oklahoma 38 $ 4,720,000 $ 124,210 $ 82,000
McIntosh, Oklahoma 37 $ 5,645,000 $ 152,567 $ 90,000
Comal, Texas 37 $ 9,675,000 $ 261,486 $ 137,000
Pottawatomie, Oklahoma 34 $ 4,670,000 $ 137,352 $ 94,000
Johnson, Texas 34 $ 8,220,000 $ 241,764 $ 148,000
Pinal, Arizona 31 $ 7,705,000 $ 248,548 $ 110,000
Platte, Missouri 31 $ 6,875,000 $ 221,774 $ 166,000
El Paso, Texas 31 $ 3,785,000 $ 122,096 $ 90,000
Galveston, Texas 30 $ 8,950,000 $ 298,333 $ 208,000
Mayes, Oklahoma 29 $ 6,465,000 $ 222,931 $ 166,000
McKinley, New Mexico 28 $ 3,920,000 $ 140,000 $ 114,000
Payne, Oklahoma 27 $ 4,125,000 $ 152,777 $ 126,000
Lubbock, Texas 25 $ 3,955,000 $ 158,200 $ 89,000
Rockwall, Texas 25 $ 41,605,000 $ 1,664,200 $ 255,000
Elbert, Colorado 24 $ 8,830,000 $ 367,916 $ 164,000
Brazoria, Texas 24 $ 4,630,000 $ 192,916 $ 137,000
Kaufman, Texas 24 $ 4,560,000 $ 190,000 $ 100,000
Los Angeles, California 23 $ 13,305,000 $ 578,478 $ 206,000
San Diego, California 23 $ 11,335,000 $ 492,826 $ 223,000
Grand, Colorado 23 $ 12,245,000 $ 532,391 $ 310,000
McLennan, Texas 23 $ 6,335,000 $ 275,434 $ 135,000
Rio Arriba, New Mexico 21 $ 2,995,000 $ 142,619 $ 62,000
Coconino, Arizona 19 $ 7,345,000 $ 386,578 $ 399,000
Yavapai, Arizona 19 $ 5,145,000 $ 270,789 $ 200,000
Broomfield, Colorado 19 $ 6,745,000 $ 355,000 $ 137,000
Mesa, Colorado 19 $ 7,235,000 $ 380,789 $ 235,000
King, Washington 19 $ 8,355,000 $ 439,736 $ 178,000
Pulaski, Arkansas 18 $ 3,830,000 $ 212,777 $ 105,000
Orange, California 18 $ 18,910,000 $ 1,050,555 $ 458,000
Randall, Texas 18 $ 3,540,000 $ 196,666 $ 127,000
Socorro, New Mexico 17 $ 2,295,000 $ 135,000 $ 98,000
Caddo, Oklahoma 17 $ 2,155,000 $ 126,764 $ 84,000
Cherokee, Oklahoma 17 $ 2,745,000 $ 161,470 $ 96,000
Garvin, Oklahoma 17 $ 2,035,000 $ 119,705 $ 83,000
Kingfisher, Oklahoma 17 $ 2,805,000 $ 165,000 $ 71,000
Lincoln, Oklahoma 17 $ 1,805,000 $ 106,176 $ 92,000
Leavenworth, Kansas 16 $ 2,380,000 $ 148,750 $ 91,000
Hood, Texas 15 $ 10,645,000 $ 709,666 $ 148,000
Saline, Arkansas 14 $ 2,270,000 $ 162,142 $ 95,000
Morgan, Colorado 14 $ 3,490,000 $ 249,285 $ 77,000
Butler, Kansas 14 $ 2,550,000 $ 182,142 $ 75,000
Kay, Oklahoma 14 $ 990,000 $ 70,714 $ 84,000
Anne Arundel, Maryland 13 $ 3,875,000 $ 298,076 $ 120,000
Smith, Texas 13 $ 1,415,000 $ 108,846 $ 84,000
Fairfax, Virginia 13 $ 4,995,000 $ 384,230 $ 154,000
Pueblo, Colorado 12 $ 1,860,000 $ 155,000 $ 81,000
Pinellas, Florida 12 $ 6,100,000 $ 508,333 $ 205,000
Allen, Kansas 12 $ 1,450,000 $ 120,833 $ 60,000
Miami, Kansas 12 $ 2,560,000 $ 213,333 $ 145,000
San Juan, New Mexico 12 $ 1,460,000 $ 121,666 $ 71,000
Torrance, New Mexico 12 $ 1,590,000 $ 132,500 $ 94,000
Wake, North Carolina 12 $ 4,160,000 $ 346,666 $ 182,000
Guadalupe, Texas 12 $ 2,610,000 $ 217,500 $ 107,000
Hunt, Texas 12 $ 2,100,000 $ 175,000 $ 105,000
Midland, Texas 12 $ 2,230,000 $ 185,833 $ 166,000
Wilson, Texas 12 $ 2,840,000 $ 236,666 $ 191,000
Santa Clara, California 11 $ 6,605,000 $ 600,454 $ 170,000
Lake, Colorado 11 $ 3,965,000 $ 360,454 $ 136,000
Greene, Missouri 11 $ 1,325,000 $ 120,454 $ 89,000
Knox, Tennessee 11 $ 2,055,000 $ 186,818 $ 215,000
Nueces, Texas 11 $ 3,035,000 $ 275,909 $ 316,000
Garfield, Colorado 10 $ 3,020,000 $ 302,000 $ 173,000
La Plata, Colorado 10 $ 3,440,000 $ 344,000 $ 182,000
Palm Beach, Florida 10 $ 4,630,000 $ 463,000 $ 233,000
Fulton, Georgia 10 $ 37,160,000 $ 3,716,000 $ 162,000
Cook, Illinois 10 $ 2,490,000 $ 249,000 $ 195,000
Clark, Nevada 10 $ 3,930,000 $ 393,000 $ 142,000
Chaves, New Mexico 10 $ 1,210,000 $ 121,000 $ 97,000
Lea, New Mexico 10 $ 1,160,000 $ 116,000 $ 81,000
Davidson, Tennessee 10 $ 2,280,000 $ 228,000 $ 116,000
Brazos, Texas 10 $ 2,020,000 $ 202,000 $ 128,000
Alameda, California 9 $ 6,515,000 $ 723,888 $ 326,000
Riverside, California 9 $ 3,655,000 $ 406,111 $ 250,000
San Bernardino, California 9 $ 3,295,000 $ 366,111 $ 135,000
Gunnison, Colorado 9 $ 7,385,000 $ 820,555 $ 260,000
Lee, Florida 9 $ 4,065,000 $ 451,666 $ 134,000
Lafayette, Missouri 9 $ 1,915,000 $ 212,777 $ 79,000
St. Louis, Missouri 9 $ 22,385,000 $ 2,487,222 $ 141,000
Colfax, New Mexico 9 $ 1,785,000 $ 198,333 $ 139,000
Otero, New Mexico 9 $ 955,000 $ 106,111 $ 79,000
Taos, New Mexico 9 $ 2,155,000 $ 239,444 $ 172,000
Mecklenburg, North Carolina 9 $ 2,135,000 $ 237,222 $ 106,000
Sequoyah, Oklahoma 9 $ 1,255,000 $ 139,444 $ 124,000
Stephens, Oklahoma 9 $ 955,000 $ 106,111 $ 86,000
Rutherford, Tennessee 9 $ 1,275,000 $ 141,666 $ 200,000
Waller, Texas 9 $ 3,245,000 $ 360,555 $ 190,000
Mohave, Arizona 8 $ 1,310,000 $ 163,750 $ 187,000
Navajo, Arizona 8 $ 1,710,000 $ 213,750 $ 261,000
Middlesex, Massachusetts 8 $ 3,720,000 $ 465,000 $ 173,000
St. Charles, Missouri 8 $ 1,820,000 $ 227,500 $ 94,000
Taney, Missouri 8 $ 1,330,000 $ 166,250 $ 59,000
Gallatin, Montana 8 $ 14,230,000 $ 1,778,750 $ 72,000
Curry, New Mexico 8 $ 870,000 $ 108,750 $ 62,000
Suffolk, New York 8 $ 10,940,000 $ 1,367,500 $ 235,000
Ottawa, Oklahoma 8 $ 870,000 $ 108,750 $ 42,000
Wise, Texas 8 $ 800,000 $ 100,000 $ 75,000
Virginia Beach, Virginia 8 $ 2,250,000 $ 281,250 $ 77,000
Ventura, California 7 $ 3,255,000 $ 465,000 $ 145,000
Fremont, Colorado 7 $ 1,405,000 $ 200,714 $ 97,000
Teller, Colorado 7 $ 2,065,000 $ 295,000 $ 138,000
Collier, Florida 7 $ 2,155,000 $ 307,857 $ 124,000
Hillsborough, Florida 7 $ 1,815,000 $ 259,285 $ 208,000
Cherokee, Georgia 7 $ 2,285,000 $ 326,428 $ 196,000
Crawford, Kansas 7 $ 785,000 $ 112,142 $ 135,000
Neosho, Kansas 7 $ 745,000 $ 106,428 $ 63,000
Osage, Kansas 7 $ 1,535,000 $ 219,285 $ 66,000
Plymouth, Massachusetts 7 $ 2,335,000 $ 333,571 $ 125,000
San Miguel, New Mexico 7 $ 985,000 $ 140,714 $ 74,000
Carter, Oklahoma 7 $ 965,000 $ 137,857 $ 141,000
Latimer, Oklahoma 7 $ 925,000 $ 132,142 $ 57,000
Major, Oklahoma 7 $ 855,000 $ 122,142 $ 72,000
Nowata, Oklahoma 7 $ 445,000 $ 63,571 $ 50,000
Williamson, Tennessee 7 $ 4,145,000 $ 592,142 $ 144,000
Henderson, Texas 7 $ 6,895,000 $ 985,000 $ 658,000
Salt Lake, Utah 7 $ 2,835,000 $ 405,000 $ 149,000
Garland, Arkansas 6 $ 930,000 $ 155,000 $ 103,000
Madison, Arkansas 6 $ 1,120,000 $ 186,666 $ 62,000
Clear Creek, Colorado 6 $ 1,730,000 $ 288,333 $ 99,000
Duval, Florida 6 $ 1,570,000 $ 261,666 $ 171,000
Volusia, Florida 6 $ 1,920,000 $ 320,000 $ 142,000
Ada, Idaho 6 $ 1,970,000 $ 328,333 $ 77,000
Bonneville, Idaho 6 $ 1,700,000 $ 283,333 $ 187,000
Atchison, Kansas 6 $ 710,000 $ 118,333 $ 77,000
Douglas, Kansas 6 $ 740,000 $ 123,333 $ 83,000
Prince George's, Maryland 6 $ 1,650,000 $ 275,000 $ 111,000
Camden, Missouri 6 $ 1,740,000 $ 290,000 $ 208,000
Christian, Missouri 6 $ 1,210,000 $ 201,666 $ 132,000
Cibola, New Mexico 6 $ 670,000 $ 111,666 $ 72,000
Los Alamos, New Mexico 6 $ 970,000 $ 161,666 $ 80,000
Kings, New York 6 $ 3,080,000 $ 513,333 $ 160,000
Summit, Ohio 6 $ 1,590,000 $ 265,000 $ 121,000
Craig, Oklahoma 6 $ 510,000 $ 85,000 $ 88,000
Haskell, Oklahoma 6 $ 630,000 $ 105,000 $ 69,000
Jackson, Oklahoma 6 $ 1,000,000 $ 166,666 $ 69,000
McCurtain, Oklahoma 6 $ 3,060,000 $ 510,000 $ 267,000
Seminole, Oklahoma 6 $ 650,000 $ 108,333 $ 57,000
Multnomah, Oregon 6 $ 2,360,000 $ 393,333 $ 172,000
York, Pennsylvania 6 $ 990,000 $ 165,000 $ 101,000
Montgomery, Tennessee 6 $ 1,210,000 $ 201,666 $ 154,000
Angelina, Texas 6 $ 520,000 $ 86,666 $ 136,000
Fannin, Texas 6 $ 1,700,000 $ 283,333 $ 93,000
Prince William, Virginia 6 $ 2,110,000 $ 351,666 $ 136,000
Jefferson, Alabama 5 $ 2,365,000 $ 473,000 $ 113,000
Cochise, Arizona 5 $ 395,000 $ 79,000 $ 85,000
Pope, Arkansas 5 $ 785,000 $ 157,000 $ 106,000
Sacramento, California 5 $ 9,515,000 $ 1,903,000 $ 108,000
San Miguel, Colorado 5 $ 5,135,000 $ 1,027,000 $ 234,000
Fairfield, Connecticut 5 $ 3,055,000 $ 611,000 $ 270,000
Bay, Florida 5 $ 825,000 $ 165,000 $ 90,000
St. Tammany, Louisiana 5 $ 1,095,000 $ 219,000 $ 105,000
Norfolk, Massachusetts 5 $ 1,925,000 $ 385,000 $ 192,000
Johnson, Missouri 5 $ 885,000 $ 177,000 $ 97,000
McDonald, Missouri 5 $ 765,000 $ 153,000 $ 117,000
Douglas, Nebraska 5 $ 1,395,000 $ 279,000 $ 161,000
Queens, New York 5 $ 1,815,000 $ 363,000 $ 100,000
Buncombe, North Carolina 5 $ 1,635,000 $ 327,000 $ 115,000
Blaine, Oklahoma 5 $ 355,000 $ 71,000 $ 41,000
Bryan, Oklahoma 5 $ 315,000 $ 63,000 $ 65,000
Deschutes, Oregon 5 $ 2,015,000 $ 403,000 $ 320,000
Charleston, South Carolina 5 $ 1,315,000 $ 263,000 $ 136,000
York, South Carolina 5 $ 1,385,000 $ 277,000 $ 180,000
Hamilton, Tennessee 5 $ 665,000 $ 133,000 $ 152,000
Austin, Texas 5 $ 965,000 $ 193,000 $ 88,000
Burnet, Texas 5 $ 875,000 $ 175,000 $ 148,000
Cameron, Texas 5 $ 825,000 $ 165,000 $ 103,000
Ector, Texas 5 $ 1,085,000 $ 217,000 $ 139,000
Gregg, Texas 5 $ 705,000 $ 141,000 $ 73,000
Hidalgo, Texas 5 $ 505,000 $ 101,000 $ 112,000
Liberty, Texas 5 $ 1,135,000 $ 227,000 $ 90,000
Llano, Texas 5 $ 3,505,000 $ 701,000 $ 250,000
Palo Pinto, Texas 5 $ 4,375,000 $ 875,000 $ 862,000
Taylor, Texas 5 $ 205,000 $ 41,000 $ 92,000
Tom Green, Texas 5 $ 745,000 $ 149,000 $ 85,000
Victoria, Texas 5 $ 1,195,000 $ 239,000 $ 152,000
Washington, Texas 5 $ 1,085,000 $ 217,000 $ 140,000
Loudoun, Virginia 5 $ 1,685,000 $ 337,000 $ 192,000
Benton, Washington 5 $ 1,595,000 $ 319,000 $ 123,000
Clark, Washington 5 $ 1,525,000 $ 305,000 $ 155,000
Lonoke, Arkansas 4 $ 430,000 $ 107,500 $ 62,000
Sebastian, Arkansas 4 $ 730,000 $ 182,500 $ 104,000
El Dorado, California 4 $ 1,430,000 $ 357,500 $ 248,000
Marin, California 4 $ 2,630,000 $ 657,500 $ 241,000
San Mateo, California 4 $ 2,010,000 $ 502,500 $ 257,000
Santa Barbara, California 4 $ 1,350,000 $ 337,500 $ 133,000
Chaffee, Colorado 4 $ 1,350,000 $ 337,500 $ 180,000
District of Columbia, District Of Columbia 4 $ 1,850,000 $ 462,500 $ 551,000
Broward, Florida 4 $ 1,690,000 $ 422,500 $ 139,000
Miami-Dade, Florida 4 $ 1,440,000 $ 360,000 $ 148,000
Osceola, Florida 4 $ 1,170,000 $ 292,500 $ 172,000
DeKalb, Georgia 4 $ 1,330,000 $ 332,500 $ 148,000
Johnson, Iowa 4 $ 740,000 $ 185,000 $ 162,000
Jackson, Kansas 4 $ 820,000 $ 205,000 $ 75,000
York, Maine 4 $ 1,950,000 $ 487,500 $ 142,000
Baltimore City, Maryland 4 $ 1,110,000 $ 277,500 $ 167,000
Barnstable, Massachusetts 4 $ 1,950,000 $ 487,500 $ 281,000
Dakota, Minnesota 4 $ 960,000 $ 240,000 $ 153,000
Hennepin, Minnesota 4 $ 8,710,000 $ 2,177,500 $ 74,000
Scott, Minnesota 4 $ 570,000 $ 142,500 $ 63,000
Benton, Missouri 4 $ 540,000 $ 135,000 $ 224,000
Boone, Missouri 4 $ 1,160,000 $ 290,000 $ 150,000
Jasper, Missouri 4 $ 380,000 $ 95,000 $ 82,000
Laclede, Missouri 4 $ 140,000 $ 35,000 $ 60,000
Washoe, Nevada 4 $ 1,580,000 $ 395,000 $ 144,000
Middlesex, New Jersey 4 $ 1,850,000 $ 462,500 $ 184,000
Eddy, New Mexico 4 $ 650,000 $ 162,500 $ 117,000
Grant, New Mexico 4 $ 550,000 $ 137,500 $ 176,000
Lincoln, New Mexico 4 $ 780,000 $ 195,000 $ 79,000
Nassau, New York 4 $ 1,630,000 $ 407,500 $ 166,000
Gaston, North Carolina 4 $ 950,000 $ 237,500 $ 99,000
Cuyahoga, Ohio 4 $ 1,050,000 $ 262,500 $ 228,000
Alfalfa, Oklahoma 4 $ 170,000 $ 42,500 $ 44,000
Cotton, Oklahoma 4 $ 290,000 $ 72,500 $ 38,000
Custer, Oklahoma 4 $ 1,360,000 $ 340,000 $ 221,000
Hughes, Oklahoma 4 $ 460,000 $ 115,000 $ 51,000
Le Flore, Oklahoma 4 $ 390,000 $ 97,500 $ 56,000
Woodward, Oklahoma 4 $ 730,000 $ 182,500 $ 125,000
Erie, Pennsylvania 4 $ 850,000 $ 212,500 $ 99,000
Beaufort, South Carolina 4 $ 1,720,000 $ 430,000 $ 144,000
Bastrop, Texas 4 $ 980,000 $ 245,000 $ 227,000
Caldwell, Texas 4 $ 760,000 $ 190,000 $ 89,000
Erath, Texas 4 $ 530,000 $ 132,500 $ 52,000
Hansford, Texas 4 $ 270,000 $ 67,500 $ 65,000
Navarro, Texas 4 $ 870,000 $ 217,500 $ 150,000
Walker, Texas 4 $ 680,000 $ 170,000 $ 104,000
Wichita, Texas 4 $ 530,000 $ 132,500 $ 89,000
Norfolk, Virginia 4 $ 1,260,000 $ 315,000 $ 136,000
Snohomish, Washington 4 $ 1,720,000 $ 430,000 $ 151,000
Gila, Arizona 3 $ 805,000 $ 268,333 $ 80,000
Cleburne, Arkansas 3 $ 1,215,000 $ 405,000 $ 568,000
Crawford, Arkansas 3 $ 145,000 $ 48,333 $ 79,000
Jefferson, Arkansas 3 $ 295,000 $ 98,333 $ 61,000
Contra Costa, California 3 $ 1,655,000 $ 551,666 $ 171,000
Archuleta, Colorado 3 $ 2,425,000 $ 808,333 $ 1,047,000
Huerfano, Colorado 3 $ 545,000 $ 181,666 $ 98,000
Escambia, Florida 3 $ 565,000 $ 188,333 $ 52,000
Manatee, Florida 3 $ 2,745,000 $ 915,000 $ 245,000
St. Johns, Florida 3 $ 1,385,000 $ 461,666 $ 213,000
Walton, Florida 3 $ 1,455,000 $ 485,000 $ 494,000
Chatham, Georgia 3 $ 1,745,000 $ 581,666 $ 131,000
Cobb, Georgia 3 $ 755,000 $ 251,666 $ 98,000
Kootenai, Idaho 3 $ 1,165,000 $ 388,333 $ 486,000
Hamilton, Indiana 3 $ 825,000 $ 275,000 $ 109,000
St. Joseph, Indiana 3 $ 335,000 $ 111,666 $ 44,000
Polk, Iowa 3 $ 715,000 $ 238,333 $ 241,000
Coffey, Kansas 3 $ 375,000 $ 125,000 $ 47,000
Nemaha, Kansas 3 $ 255,000 $ 85,000 $ 36,000
Reno, Kansas 3 $ 505,000 $ 168,333 $ 116,000
Riley, Kansas 3 $ 575,000 $ 191,666 $ 126,000
Bossier, Louisiana 3 $ 1,205,000 $ 401,666 $ 174,000
Montgomery, Maryland 3 $ 795,000 $ 265,000 $ 129,000
Worcester, Massachusetts 3 $ 705,000 $ 235,000 $ 104,000
Oakland, Michigan 3 $ 575,000 $ 191,666 $ 67,000
Buchanan, Missouri 3 $ 455,000 $ 151,666 $ 90,000
Morgan, Missouri 3 $ 675,000 $ 225,000 $ 128,000
Phelps, Missouri 3 $ 265,000 $ 88,333 $ 118,000
St. Louis City, Missouri 3 $ 1,555,000 $ 518,333 $ 230,000
Stone, Missouri 3 $ 625,000 $ 208,333 $ 207,000
Webster, Missouri 3 $ 605,000 $ 201,666 $ 55,000
Sarpy, Nebraska 3 $ 725,000 $ 241,666 $ 107,000
Lyon, Nevada 3 $ 915,000 $ 305,000 $ 78,000
Rockingham, New Hampshire 3 $ 1,225,000 $ 408,333 $ 139,000
Hunterdon, New Jersey 3 $ 1,375,000 $ 458,333 $ 136,000
Luna, New Mexico 3 $ 465,000 $ 155,000 $ 66,000
Roosevelt, New Mexico 3 $ 215,000 $ 71,666 $ 65,000
Sierra, New Mexico 3 $ 365,000 $ 121,666 $ 99,000
Richmond, New York 3 $ 825,000 $ 275,000 $ 129,000
Dare, North Carolina 3 $ 1,405,000 $ 468,333 $ 258,000
Durham, North Carolina 3 $ 665,000 $ 221,666 $ 90,000
McDowell, North Carolina 3 $ 955,000 $ 318,333 $ 125,000
Pender, North Carolina 3 $ 815,000 $ 271,666 $ 77,000
Franklin, Ohio 3 $ 435,000 $ 145,000 $ 158,000
Adair, Oklahoma 3 $ 485,000 $ 161,666 $ 77,000
Beckham, Oklahoma 3 $ 365,000 $ 121,666 $ 82,000
Greer, Oklahoma 3 $ 255,000 $ 85,000 $ 89,000
Murray, Oklahoma 3 $ 485,000 $ 161,666 $ 105,000
Noble, Oklahoma 3 $ 145,000 $ 48,333 $ 54,000
Allegheny, Pennsylvania 3 $ 1,065,000 $ 355,000 $ 171,000
Lancaster, Pennsylvania 3 $ 965,000 $ 321,666 $ 144,000
Aransas, Texas 3 $ 4,165,000 $ 1,388,333 $ 112,000
Atascosa, Texas 3 $ 465,000 $ 155,000 $ 73,000
Bandera, Texas 3 $ 855,000 $ 285,000 $ 148,000
Bosque, Texas 3 $ 1,405,000 $ 468,333 $ 321,000
Bowie, Texas 3 $ 305,000 $ 101,666 $ 89,000
Chambers, Texas 3 $ 545,000 $ 181,666 $ 130,000
Gillespie, Texas 3 $ 1,495,000 $ 498,333 $ 522,000
Hill, Texas 3 $ 365,000 $ 121,666 $ 232,000
Hopkins, Texas 3 $ 845,000 $ 281,666 $ 286,000
Kendall, Texas 3 $ 885,000 $ 295,000 $ 105,000
Kerr, Texas 3 $ 505,000 $ 168,333 $ 130,000
Montague, Texas 3 $ 775,000 $ 258,333 $ 93,000
Polk, Texas 3 $ 255,000 $ 85,000 $ 110,000
Potter, Texas 3 $ 135,000 $ 45,000 $ 75,000
Upshur, Texas 3 $ 615,000 $ 205,000 $ 83,000
Wood, Texas 3 $ 1,815,000 $ 605,000 $ 61,000
Washington, Utah 3 $ 1,235,000 $ 411,666 $ 254,000
Henrico, Virginia 3 $ 1,005,000 $ 335,000 $ 159,000
Washington, Virginia 3 $ 1,355,000 $ 451,666 $ 216,000
Baldwin, Alabama 2 $ 430,000 $ 215,000 $ 53,000
Santa Cruz, Arizona 2 $ 530,000 $ 265,000 $ 95,000
Baxter, Arkansas 2 $ 270,000 $ 135,000 $ 93,000
Clark, Arkansas 2 $ 200,000 $ 100,000 $ 96,000
Faulkner, Arkansas 2 $ 170,000 $ 85,000 $ 77,000
White, Arkansas 2 $ 190,000 $ 95,000 $ 167,000
Fresno, California 2 $ 330,000 $ 165,000 $ 232,000
Kern, California 2 $ 600,000 $ 300,000 $ 134,000
San Francisco, California 2 $ 1,040,000 $ 520,000 $ 97,000
Custer, Colorado 2 $ 540,000 $ 270,000 $ 189,000
Gilpin, Colorado 2 $ 610,000 $ 305,000 $ 60,000
Moffat, Colorado 2 $ 250,000 $ 125,000 $ 61,000
Ouray, Colorado 2 $ 620,000 $ 310,000 $ 388,000
Phillips, Colorado 2 $ 650,000 $ 325,000 $ 106,000
Routt, Colorado 2 $ 1,000,000 $ 500,000 $ 266,000
Washington, Colorado 2 $ 140,000 $ 70,000 $ 17,000
Kent, Delaware 2 $ 590,000 $ 295,000 $ 127,000
Sussex, Delaware 2 $ 1,140,000 $ 570,000 $ 156,000
Brevard, Florida 2 $ 830,000 $ 415,000 $ 74,000
Hernando, Florida 2 $ 510,000 $ 255,000 $ 372,000
Nassau, Florida 2 $ 1,080,000 $ 540,000 $ 117,000
Okaloosa, Florida 2 $ 1,170,000 $ 585,000 $ 757,000
Santa Rosa, Florida 2 $ 580,000 $ 290,000 $ 63,000
Bibb, Georgia 2 $ 420,000 $ 210,000 $ 57,000
Dade, Georgia 2 $ 230,000 $ 115,000 $ 91,000
Forsyth, Georgia 2 $ 430,000 $ 215,000 $ 218,000
Gwinnett, Georgia 2 $ 550,000 $ 275,000 $ 68,000
Hall, Georgia 2 $ 210,000 $ 105,000 $ 30,000
Lee, Georgia 2 $ 440,000 $ 220,000 $ 110,000
Paulding, Georgia 2 $ 320,000 $ 160,000 $ 185,000
Maui, Hawaii 2 $ 1,420,000 $ 710,000 $ 513,000
Fremont, Idaho 2 $ 390,000 $ 195,000 $ 88,000
McHenry, Illinois 2 $ 450,000 $ 225,000 $ 93,000
Will, Illinois 2 $ 500,000 $ 250,000 $ 92,000
Lake, Indiana 2 $ 520,000 $ 260,000 $ 120,000
Madison, Indiana 2 $ 130,000 $ 65,000 $ 138,000
Linn, Iowa 2 $ 180,000 $ 90,000 $ 54,000
Plymouth, Iowa 2 $ 260,000 $ 130,000 $ 49,000
Franklin, Kansas 2 $ 140,000 $ 70,000 $ 75,000
Jefferson, Kansas 2 $ 220,000 $ 110,000 $ 97,000
Lyon, Kansas 2 $ 150,000 $ 75,000 $ 64,000
Montgomery, Kansas 2 $ 210,000 $ 105,000 $ 57,000
Sherman, Kansas 2 $ 310,000 $ 155,000 $ 61,000
Sumner, Kansas 2 $ 560,000 $ 280,000 $ 103,000
Wabaunsee, Kansas 2 $ 250,000 $ 125,000 $ 42,000
Woodson, Kansas 2 $ 170,000 $ 85,000 $ 53,000
Baltimore, Maryland 2 $ 560,000 $ 280,000 $ 178,000
Genesee, Michigan 2 $ 450,000 $ 225,000 $ 75,000
Macomb, Michigan 2 $ 18,940,000 $ 9,470,000 $ 32,000
Anoka, Minnesota 2 $ 530,000 $ 265,000 $ 163,000
DeSoto, Mississippi 2 $ 400,000 $ 200,000 $ 93,000
Jackson, Mississippi 2 $ 450,000 $ 225,000 $ 75,000
Andrew, Missouri 2 $ 690,000 $ 345,000 $ 109,000
Bates, Missouri 2 $ 360,000 $ 180,000 $ 123,000
Dallas, Missouri 2 $ 290,000 $ 145,000 $ 107,000
Harrison, Missouri 2 $ 240,000 $ 120,000 $ 114,000
Pulaski, Missouri 2 $ 280,000 $ 140,000 $ 167,000
Texas, Missouri 2 $ 200,000 $ 100,000 $ 44,000
Cascade, Montana 2 $ 590,000 $ 295,000 $ 100,000
Flathead, Montana 2 $ 680,000 $ 340,000 $ 127,000
Hillsborough, New Hampshire 2 $ 360,000 $ 180,000 $ 87,000
Bergen, New Jersey 2 $ 550,000 $ 275,000 $ 181,000
Hudson, New Jersey 2 $ 910,000 $ 455,000 $ 215,000
Orange, New York 2 $ 520,000 $ 260,000 $ 156,000
Schenectady, New York 2 $ 250,000 $ 125,000 $ 110,000
Carteret, North Carolina 2 $ 850,000 $ 425,000 $ 300,000
Cumberland, North Carolina 2 $ 280,000 $ 140,000 $ 63,000
Henderson, North Carolina 2 $ 750,000 $ 375,000 $ 113,000
Onslow, North Carolina 2 $ 260,000 $ 130,000 $ 107,000
Orange, North Carolina 2 $ 760,000 $ 380,000 $ 169,000
Stark, Ohio 2 $ 230,000 $ 115,000 $ 195,000
Atoka, Oklahoma 2 $ 420,000 $ 210,000 $ 81,000
Beaver, Oklahoma 2 $ 280,000 $ 140,000 $ 82,000
Pushmataha, Oklahoma 2 $ 380,000 $ 190,000 $ 52,000
Clackamas, Oregon 2 $ 560,000 $ 280,000 $ 104,000
Jackson, Oregon 2 $ 720,000 $ 360,000 $ 130,000
Lane, Oregon 2 $ 740,000 $ 370,000 $ 1,200,000
Berks, Pennsylvania 2 $ 500,000 $ 250,000 $ 121,000
Lackawanna, Pennsylvania 2 $ 530,000 $ 265,000 $ 96,000
Lebanon, Pennsylvania 2 $ 420,000 $ 210,000 $ 97,000
Dorchester, South Carolina 2 $ 560,000 $ 280,000 $ 80,000
Georgetown, South Carolina 2 $ 820,000 $ 410,000 $ 401,000
Greenville, South Carolina 2 $ 320,000 $ 160,000 $ 83,000
Horry, South Carolina 2 $ 330,000 $ 165,000 $ 103,000
Lancaster, South Carolina 2 $ 470,000 $ 235,000 $ 76,000
Custer, South Dakota 2 $ 290,000 $ 145,000 $ 102,000
Lawrence, South Dakota 2 $ 730,000 $ 365,000 $ 201,000
Minnehaha, South Dakota 2 $ 460,000 $ 230,000 $ 67,000
Pennington, South Dakota 2 $ 360,000 $ 180,000 $ 83,000
Lawrence, Tennessee 2 $ 550,000 $ 275,000 $ 80,000
Madison, Tennessee 2 $ 380,000 $ 190,000 $ 86,000
Maury, Tennessee 2 $ 460,000 $ 230,000 $ 126,000
Robertson, Tennessee 2 $ 320,000 $ 160,000 $ 40,000
Shelby, Tennessee 2 $ 700,000 $ 350,000 $ 100,000
Sumner, Tennessee 2 $ 500,000 $ 250,000 $ 132,000
Carson, Texas 2 $ 290,000 $ 145,000 $ 113,000
Coryell, Texas 2 $ 410,000 $ 205,000 $ 156,000
Eastland, Texas 2 $ 110,000 $ 55,000 $ 48,000
Falls, Texas 2 $ 60,000 $ 30,000 $ 61,000
Franklin, Texas 2 $ 1,540,000 $ 770,000 $ 400,000
Hamilton, Texas 2 $ 410,000 $ 205,000 $ 129,000
Jack, Texas 2 $ 350,000 $ 175,000 $ 69,000
Jefferson, Texas 2 $ 1,020,000 $ 510,000 $ 326,000
Limestone, Texas 2 $ 230,000 $ 115,000 $ 110,000
Milam, Texas 2 $ 370,000 $ 185,000 $ 179,000
Nacogdoches, Texas 2 $ 420,000 $ 210,000 $ 173,000
Red River, Texas 2 $ 50,000 $ 25,000 $ 91,000
Rusk, Texas 2 $ 140,000 $ 70,000 $ 50,000
San Jacinto, Texas 2 $ 410,000 $ 205,000 $ 107,000
Van Zandt, Texas 2 $ 280,000 $ 140,000 $ 53,000
Yoakum, Texas 2 $ 450,000 $ 225,000 $ 83,000
Summit, Utah 2 $ 1,050,000 $ 525,000 $ 529,000
Weber, Utah 2 $ 490,000 $ 245,000 $ 90,000
Alexandria, Virginia 2 $ 860,000 $ 430,000 $ 130,000
Chesapeake, Virginia 2 $ 530,000 $ 265,000 $ 100,000
Portsmouth, Virginia 2 $ 350,000 $ 175,000 $ 54,000
Suffolk, Virginia 2 $ 480,000 $ 240,000 $ 227,000
Chelan, Washington 2 $ 1,200,000 $ 600,000 $ 233,000
Pierce, Washington 2 $ 1,460,000 $ 730,000 $ 331,000
Spokane, Washington 2 $ 680,000 $ 340,000 $ 256,000
Kewaunee, Wisconsin 2 $ 530,000 $ 265,000 $ 107,000
Lee, Alabama 1 $ 225,000 $ 225,000 $ 205,000
Limestone, Alabama 1 $ 195,000 $ 195,000 $ 113,000
Madison, Alabama 1 $ 105,000 $ 105,000 $ 151,000
Pike, Alabama 1 $ 195,000 $ 195,000 $ 62,000
Shelby, Alabama 1 $ 495,000 $ 495,000 $ 91,000
Sumter, Alabama 1 $ 205,000 $ 205,000 $ 0
Kenai Peninsula, Alaska 1 $ 265,000 $ 265,000 $ 97,000
Matanuska-Susitna, Alaska 1 $ 485,000 $ 485,000 $ 193,000
Apache, Arizona 1 $ 155,000 $ 155,000 $ 85,000
Graham, Arizona 1 $ 145,000 $ 145,000 $ 36,000
Yuma, Arizona 1 $ 155,000 $ 155,000 $ 132,000
Carroll, Arkansas 1 $ 545,000 $ 545,000 $ 200,000
Clay, Arkansas 1 $ 145,000 $ 145,000 $ 37,000
Drew, Arkansas 1 $ 305,000 $ 305,000 $ 140,000
Greene, Arkansas 1 $ 855,000 $ 855,000 $ 350,000
Izard, Arkansas 1 $ 125,000 $ 125,000 $ 215,000
Logan, Arkansas 1 $ 495,000 $ 495,000 $ 94,000
Marion, Arkansas 1 $ 145,000 $ 145,000 $ 334,000
Randolph, Arkansas 1 $ 25,000 $ 25,000 $ 40,000
Van Buren, Arkansas 1 $ 165,000 $ 165,000 $ 162,000
Butte, California 1 $ 275,000 $ 275,000 $ 131,000
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Mortgage Loan Application Detail Totals for Bokf NA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,124 $2,316,800,000 $325,000 $38,925,000 $135,000 $8,100,000
Refinancing 6,395 $1,705,605,000 $266,000 $33,505,000 $141,000 $7,784,000
Cash-out Refinancing 3,899 $976,905,000 $250,000 $9,605,000 $120,000 $5,092,000
Home Improvement 2,743 $211,345,000 $77,000 $3,405,000 $119,000 $1,600,000
Other Purpose 1,545 $212,905,000 $137,000 $3,005,000 $149,000 $5,614,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,320 $3,298,940,000 $247,000 $6,395,000 $144,000 $8,100,000
Hispanic 2,987 $540,045,000 $180,000 $2,555,000 $92,000 $4,961,000
Not Provided 2,332 $654,700,000 $280,000 $4,005,000 $161,000 $8,080,000
Asian 1,182 $268,250,000 $226,000 $3,605,000 $110,000 $1,300,000
Black or African American 833 $148,145,000 $177,000 $1,505,000 $94,000 $600,000
American Indian or Alaskan Native 789 $128,345,000 $162,000 $1,385,000 $94,000 $492,000
Not applicable 51 $329,475,000 $6,460,000 $38,925,000 $0 $0
Native Hawaiian or Other Pacific Islander 22 $2,970,000 $135,000 $545,000 $77,000 $179,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,906 $4,989,610,000 $250,000 $38,925,000 $138,000 $8,100,000
FHA-insured (Federal Housing Administration) 1,189 $250,605,000 $210,000 $705,000 $69,000 $750,000
VA-guaranteed (Veterans Administration) 549 $173,715,000 $316,000 $2,125,000 $105,000 $560,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $9,630,000 $155,000 $445,000 $49,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,560 $3,764,220,000 $277,000 $38,925,000 $140,000 $7,784,000
Application Denied By Financial Institution 3,630 $455,710,000 $125,000 $3,605,000 $98,000 $2,080,000
Application Withdrawn By Applicant 3,218 $888,570,000 $276,000 $6,005,000 $139,000 $8,080,000
File Closed For Incompleteness 874 $225,450,000 $257,000 $4,005,000 $122,000 $4,961,000
Application Approved But Not Accepted 424 $89,610,000 $211,000 $3,005,000 $179,000 $8,100,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,076 $4,967,850,000 $274,000 $38,925,000 $140,000 $8,100,000
Credit History 1,251 $117,475,000 $93,000 $2,505,000 $84,000 $2,080,000
Debt-To-Income Ratio 1,216 $188,310,000 $154,000 $3,605,000 $72,000 $1,250,000
Collateral 387 $43,355,000 $112,000 $3,005,000 $140,000 $988,000
Unverifiable Information 374 $43,560,000 $116,000 $1,245,000 $136,000 $1,020,000
Other 344 $47,970,000 $139,000 $1,335,000 $154,000 $855,000
Employment History 29 $6,725,000 $231,000 $1,615,000 $106,000 $248,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,705,000 $176,000 $425,000 $83,000 $264,000
Credit Application Incomplete 7 $4,405,000 $629,000 $1,505,000 $190,000 $750,000
Mortgage Insurance Denied 1 $205,000 $205,000 $205,000 $81,000 $81,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bokf NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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