Branch Banking and Trust Co Mortgage Lending & HMDA Data, 2009
In 2009, Branch Banking and Trust Co of Wilson, NC reported 212,457 mortgage applications totaling $39.0 billion, up 54% from 2008. The average application was for $183,672, and applicants reported an average income of $65,879. 44% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (11,010), Atlanta-Sandy Springs-Marietta, GA (8,486) and Baltimore-Towson, MD (7,060) (applications in parentheses).
| Mortgage Company & Address | Branch Banking and Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 212,457 |
| Total Mortgage Loan Application Amount | $39,022,596,000 |
| Average Mortgage Loan Application Amount | $183,672 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $65,879 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Branch Banking and Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11,010 | $ 3,337,732,000 | $ 303,154 | $ 100,967 |
| Atlanta-Sandy Springs-Marietta, GA | 8,486 | $ 1,673,730,000 | $ 197,234 | $ 74,000 |
| Baltimore-Towson, MD | 7,060 | $ 1,824,982,000 | $ 258,496 | $ 79,000 |
| Charlotte-Gastonia-Concord, NC-SC | 6,969 | $ 1,176,373,000 | $ 168,800 | $ 85,486 |
| Raleigh-Cary, NC | 6,844 | $ 1,401,244,000 | $ 204,740 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5,351 | $ 1,067,039,000 | $ 199,409 | $ 69,373 |
| Richmond, VA | 5,189 | $ 979,840,000 | $ 188,830 | $ 67,000 |
| Bethesda-Frederick-Rockville, MD | 3,804 | $ 1,298,159,000 | $ 341,261 | $ 80,000 |
| Greensboro-High Point, NC | 3,369 | $ 526,881,000 | $ 156,390 | $ 85,000 |
| Wilmington, NC | 3,345 | $ 703,560,000 | $ 210,331 | $ 113,000 |
| Winston-Salem, NC | 3,292 | $ 522,799,000 | $ 158,808 | $ 84,000 |
| Louisville-Jefferson County, KY-IN | 3,188 | $ 436,443,000 | $ 136,901 | $ 65,811 |
| Durham-Chapel Hill, NC | 3,088 | $ 621,026,000 | $ 201,109 | $ 93,000 |
| Columbia, SC | 2,754 | $ 474,441,000 | $ 172,273 | $ 82,000 |
| Hickory-Lenoir-Morganton, NC | 2,647 | $ 352,835,000 | $ 133,296 | $ 74,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2,503 | $ 457,647,000 | $ 182,839 | $ 108,000 |
| Greenville-Mauldin-Easley, SC | 2,365 | $ 369,830,000 | $ 156,376 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,189 | $ 402,365,000 | $ 183,812 | $ 90,000 |
| Charleston-North Charleston-Summerville, SC | 1,925 | $ 440,794,000 | $ 228,983 | $ 108,000 |
| Jacksonville, FL | 1,845 | $ 400,609,000 | $ 217,132 | $ 91,000 |
| Chicago-Naperville-Joliet, IL | 1,829 | $ 384,424,000 | $ 210,182 | $ 3,000 |
| Fayetteville, NC | 1,814 | $ 262,775,000 | $ 144,859 | $ 80,000 |
| St. Louis, MO-IL | 1,750 | $ 304,137,000 | $ 173,792 | $ 926 |
| Lynchburg, VA | 1,702 | $ 240,706,000 | $ 141,425 | $ 75,000 |
| Tallahassee, FL | 1,624 | $ 299,682,000 | $ 184,533 | $ 87,000 |
| Asheville, NC | 1,521 | $ 306,034,000 | $ 201,205 | $ 93,000 |
| Knoxville, TN | 1,479 | $ 251,641,000 | $ 170,142 | $ 68,000 |
| Roanoke, VA | 1,382 | $ 212,254,000 | $ 153,584 | $ 64,000 |
| Kansas City, MO-KS | 1,371 | $ 224,484,000 | $ 163,737 | $ 482 |
| Greenville, NC | 1,233 | $ 183,153,000 | $ 148,542 | $ 87,000 |
| Morgantown, WV | 1,233 | $ 188,235,000 | $ 152,664 | $ 93,000 |
| Bradenton-Sarasota-Venice, FL | 1,223 | $ 228,077,000 | $ 186,489 | $ 88,000 |
| Charlottesville, VA | 1,219 | $ 243,713,000 | $ 199,928 | $ 97,000 |
| Denver-Aurora-Broomfield, CO | 1,190 | $ 276,095,000 | $ 232,012 | $ 0 |
| Charleston, WV | 1,189 | $ 139,217,000 | $ 117,087 | $ 83,000 |
| Orlando-Kissimmee, FL | 1,093 | $ 217,869,000 | $ 199,331 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 1,020 | $ 154,740,000 | $ 151,705 | $ 74,396 |
| Cincinnati-Middletown, OH-KY-IN | 1,014 | $ 171,881,000 | $ 169,507 | $ 2,216 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 975 | $ 196,377,000 | $ 201,412 | $ 33,000 |
| Springfield, MO | 950 | $ 134,505,000 | $ 141,584 | $ 0 |
| Augusta-Richmond County, GA-SC | 890 | $ 149,268,000 | $ 167,716 | $ 11,125 |
| Spartanburg, SC | 886 | $ 121,537,000 | $ 137,174 | $ 69,000 |
| Savannah, GA | 885 | $ 155,012,000 | $ 175,154 | $ 62,000 |
| Indianapolis-Carmel, IN | 847 | $ 141,575,000 | $ 167,148 | $ 6,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 801 | $ 157,310,000 | $ 196,392 | $ 72,000 |
| Birmingham-Hoover, AL | 797 | $ 156,235,000 | $ 196,028 | $ 33,000 |
| Goldsboro, NC | 781 | $ 99,152,000 | $ 126,955 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 751 | $ 78,784,000 | $ 104,905 | $ 51,912 |
| Lexington-Fayette, KY | 743 | $ 133,396,000 | $ 179,537 | $ 99,000 |
| Salt Lake City, UT | 741 | $ 146,523,000 | $ 197,736 | $ 1,000 |
| Milwaukee-Waukesha-West Allis, WI | 728 | $ 128,154,000 | $ 176,035 | $ 0 |
| Rocky Mount, NC | 728 | $ 92,143,000 | $ 126,570 | $ 73,000 |
| Evansville, IN-KY | 711 | $ 97,494,000 | $ 137,122 | $ 4,434 |
| Gainesville, GA | 705 | $ 136,674,000 | $ 193,863 | $ 99,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 655 | $ 154,079,000 | $ 235,235 | $ 120,000 |
| Owensboro, KY | 637 | $ 72,082,000 | $ 113,158 | $ 66,000 |
| Palm Bay-Melbourne-Titusville, FL | 625 | $ 111,194,000 | $ 177,910 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 607 | $ 96,124,000 | $ 158,359 | $ 1,000 |
| Harrisonburg, VA | 600 | $ 82,525,000 | $ 137,541 | $ 64,000 |
| Winchester, VA-WV | 600 | $ 104,173,000 | $ 173,621 | $ 83,766 |
| Wheeling, WV-OH | 599 | $ 57,125,000 | $ 95,367 | $ 67,806 |
| Houston-Sugar Land-Baytown, TX | 594 | $ 120,104,000 | $ 202,195 | $ 26,000 |
| Chattanooga, TN-GA | 593 | $ 99,627,000 | $ 168,005 | $ 58,259 |
| Columbus, OH | 587 | $ 92,004,000 | $ 156,735 | $ 7,000 |
| Blacksburg-Christiansburg-Radford, VA | 566 | $ 63,456,000 | $ 112,113 | $ 63,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 562 | $ 116,440,000 | $ 207,188 | $ 0 |
| Fort Wayne, IN | 556 | $ 78,074,000 | $ 140,420 | $ 1,000 |
| Anderson, SC | 550 | $ 78,571,000 | $ 142,856 | $ 74,000 |
| Wilmington, DE-MD-NJ | 526 | $ 97,765,000 | $ 185,865 | $ 19,152 |
| Pensacola-Ferry Pass-Brent, FL | 523 | $ 89,187,000 | $ 170,529 | $ 55,000 |
| Provo-Orem, UT | 520 | $ 102,631,000 | $ 197,367 | $ 1,000 |
| Dalton, GA | 516 | $ 61,049,000 | $ 118,312 | $ 54,000 |
| Burlington, NC | 514 | $ 80,733,000 | $ 157,068 | $ 79,000 |
| Macon, GA | 504 | $ 65,045,000 | $ 129,057 | $ 72,000 |
| Danville, VA | 489 | $ 62,256,000 | $ 127,312 | $ 68,000 |
| Dallas-Plano-Irving, TX | 487 | $ 117,448,000 | $ 241,166 | $ 56,000 |
| Huntington-Ashland, WV-KY-OH | 485 | $ 50,635,000 | $ 104,402 | $ 66,063 |
| Huntsville, AL | 485 | $ 93,962,000 | $ 193,736 | $ 16,000 |
| Ocala, FL | 478 | $ 70,512,000 | $ 147,514 | $ 66,000 |
| Philadelphia, PA | 478 | $ 106,127,000 | $ 222,023 | $ 9,000 |
| Bowling Green, KY | 464 | $ 75,825,000 | $ 163,415 | $ 91,000 |
| Spokane, WA | 448 | $ 89,142,000 | $ 198,977 | $ 1,000 |
| Sumter, SC | 443 | $ 58,037,000 | $ 131,009 | $ 71,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 437 | $ 43,628,000 | $ 99,835 | $ 74,908 |
| Florence, SC | 419 | $ 65,275,000 | $ 155,787 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 411 | $ 60,445,000 | $ 147,068 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 401 | $ 89,683,000 | $ 223,648 | $ 47,000 |
| Port St. Lucie, FL | 400 | $ 62,960,000 | $ 157,400 | $ 21,000 |
| Jacksonville, NC | 391 | $ 67,983,000 | $ 173,869 | $ 70,000 |
| Clarksville, TN-KY | 388 | $ 43,642,000 | $ 112,479 | $ 50,100 |
| Bloomington, IN | 387 | $ 61,757,000 | $ 159,578 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 386 | $ 154,532,000 | $ 400,341 | $ 17,158 |
| Joplin, MO | 370 | $ 44,920,000 | $ 121,405 | $ 0 |
| Memphis, TN-MS-AR | 360 | $ 61,039,000 | $ 169,552 | $ 7,777 |
| Warner Robins, GA | 338 | $ 51,076,000 | $ 151,112 | $ 62,000 |
| Cleveland, TN | 330 | $ 43,198,000 | $ 130,903 | $ 58,000 |
| Ogden-Clearfield, UT | 327 | $ 59,259,000 | $ 181,220 | $ 0 |
| Montgomery, AL | 310 | $ 58,498,000 | $ 188,703 | $ 37,000 |
| Lafayette, IN | 307 | $ 43,510,000 | $ 141,726 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 306 | $ 54,327,000 | $ 177,539 | $ 4,000 |
| Salisbury, MD | 299 | $ 47,657,000 | $ 159,387 | $ 66,000 |
| Austin-Round Rock, TX | 298 | $ 66,164,000 | $ 222,026 | $ 25,000 |
| Seattle-Bellevue-Everett, WA | 291 | $ 95,782,000 | $ 329,147 | $ 23,000 |
| Athens-Clarke County, GA | 290 | $ 41,555,000 | $ 143,293 | $ 58,000 |
| Mobile, AL | 288 | $ 44,147,000 | $ 153,288 | $ 36,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 287 | $ 54,119,000 | $ 188,567 | $ 122,000 |
| Lakeland-Winter Haven, FL | 285 | $ 41,630,000 | $ 146,070 | $ 42,000 |
| Brunswick, GA | 276 | $ 63,188,000 | $ 228,942 | $ 108,000 |
| Las Vegas-Paradise, NV | 268 | $ 43,994,000 | $ 164,156 | $ 11,000 |
| Morristown, TN | 264 | $ 35,487,000 | $ 134,420 | $ 42,000 |
| Baton Rouge, LA | 258 | $ 47,931,000 | $ 185,779 | $ 3,000 |
| Wichita, KS | 254 | $ 33,990,000 | $ 133,818 | $ 2,000 |
| Burlington-South Burlington, VT | 253 | $ 55,056,000 | $ 217,612 | $ 0 |
| Cambridge-Newton-Framingham, MA | 235 | $ 81,876,000 | $ 348,408 | $ 9,000 |
| Columbus, GA-AL | 231 | $ 32,809,000 | $ 142,030 | $ 29,363 |
| Johnson City, TN | 227 | $ 29,839,000 | $ 131,449 | $ 53,000 |
| Green Bay, WI | 226 | $ 34,801,000 | $ 153,986 | $ 0 |
| Boise City-Nampa, ID | 219 | $ 37,392,000 | $ 170,739 | $ 0 |
| Colorado Springs, CO | 214 | $ 48,075,000 | $ 224,649 | $ 3,000 |
| Pittsburgh, PA | 214 | $ 32,866,000 | $ 153,579 | $ 46,000 |
| Little Rock-North Little Rock-Conway, AR | 204 | $ 31,746,000 | $ 155,617 | $ 0 |
| Boulder, CO | 203 | $ 56,487,000 | $ 278,261 | $ 5,000 |
| Edison-New Brunswick, NJ | 199 | $ 59,263,000 | $ 297,804 | $ 1,000 |
| Cleveland-Elyria-Mentor, OH | 198 | $ 30,221,000 | $ 152,631 | $ 4,000 |
| Boston-Quincy, MA | 195 | $ 72,682,000 | $ 372,728 | $ 13,000 |
| Valdosta, GA | 193 | $ 31,199,000 | $ 161,652 | $ 84,000 |
| Naples-Marco Island, FL | 191 | $ 45,786,000 | $ 239,717 | $ 170,000 |
| Anderson, IN | 189 | $ 21,659,000 | $ 114,597 | $ 0 |
| Lake County-Kenosha County, IL-WI | 187 | $ 43,019,000 | $ 230,048 | $ 4,887 |
| Fort Walton Beach-Crestview-Destin, FL | 182 | $ 34,977,000 | $ 192,181 | $ 31,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 181 | $ 35,097,000 | $ 193,906 | $ 107,000 |
| Fort Worth-Arlington, TX | 174 | $ 34,138,000 | $ 196,195 | $ 26,000 |
| Anniston-Oxford, AL | 172 | $ 21,603,000 | $ 125,598 | $ 77,000 |
| York-Hanover, PA | 172 | $ 29,333,000 | $ 170,540 | $ 40,000 |
| Fort Smith, AR-OK | 164 | $ 21,546,000 | $ 131,378 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 164 | $ 39,411,000 | $ 240,310 | $ 0 |
| Cumberland, MD-WV | 162 | $ 17,065,000 | $ 105,339 | $ 54,697 |
| Grand Junction, CO | 162 | $ 31,022,000 | $ 191,493 | $ 0 |
| Idaho Falls, ID | 160 | $ 25,791,000 | $ 161,193 | $ 38,000 |
| Jackson, MS | 160 | $ 29,570,000 | $ 184,812 | $ 0 |
| Newark-Union, NJ-PA | 158 | $ 57,014,000 | $ 360,848 | $ 974 |
| San Antonio, TX | 150 | $ 28,557,000 | $ 190,380 | $ 39,000 |
| Palm Coast, FL | 147 | $ 36,993,000 | $ 251,653 | $ 145,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 144 | $ 22,550,000 | $ 156,597 | $ 0 |
| Muncie, IN | 142 | $ 16,481,000 | $ 116,063 | $ 0 |
| Manhattan, KS | 140 | $ 21,408,000 | $ 152,914 | $ 0 |
| Rome, GA | 131 | $ 20,273,000 | $ 154,755 | $ 19,000 |
| Topeka, KS | 129 | $ 18,225,000 | $ 141,279 | $ 0 |
| Coeur D'Alene, ID | 127 | $ 24,672,000 | $ 194,267 | $ 7,000 |
| Terre Haute, IN | 126 | $ 15,838,000 | $ 125,698 | $ 9,000 |
| Portland-South Portland-Biddeford, ME | 123 | $ 27,924,000 | $ 227,024 | $ 3,000 |
| Michigan City-La Porte, IN | 121 | $ 18,520,000 | $ 153,057 | $ 0 |
| Bloomington-Normal, IL | 120 | $ 19,133,000 | $ 159,441 | $ 0 |
| Grand Rapids-Wyoming, MI | 119 | $ 18,157,000 | $ 152,579 | $ 0 |
| Dayton, OH | 117 | $ 21,244,000 | $ 181,572 | $ 2,000 |
| Fort Collins-Loveland, CO | 117 | $ 27,311,000 | $ 233,427 | $ 12,000 |
| Greeley, CO | 116 | $ 25,589,000 | $ 220,594 | $ 3,000 |
| Lawrence, KS | 114 | $ 17,799,000 | $ 156,131 | $ 0 |
| Gary, IN | 111 | $ 18,429,000 | $ 166,027 | $ 2,000 |
| Gainesville, FL | 109 | $ 23,353,000 | $ 214,247 | $ 30,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 103 | $ 18,030,000 | $ 175,048 | $ 5,825 |
| Punta Gorda, FL | 103 | $ 15,313,000 | $ 148,669 | $ 67,000 |
| Auburn-Opelika, AL | 101 | $ 16,947,000 | $ 167,792 | $ 28,000 |
| Bridgeport-Stamford-Norwalk, CT | 101 | $ 40,733,000 | $ 403,297 | $ 3,000 |
| Tacoma, WA | 101 | $ 24,422,000 | $ 241,801 | $ 2,000 |
| Iowa City, IA | 99 | $ 14,464,000 | $ 146,101 | $ 0 |
| Madison, WI | 97 | $ 18,815,000 | $ 193,969 | $ 0 |
| Pocatello, ID | 97 | $ 16,203,000 | $ 167,041 | $ 6,000 |
| Peoria, IL | 94 | $ 15,746,000 | $ 167,510 | $ 0 |
| St. Joseph, MO-KS | 93 | $ 11,302,000 | $ 121,526 | $ 0 |
| Tuscaloosa, AL | 92 | $ 18,927,000 | $ 205,728 | $ 27,000 |
| Sebastian-Vero Beach, FL | 90 | $ 15,003,000 | $ 166,700 | $ 17,000 |
| Nassau-Suffolk, NY | 89 | $ 31,602,000 | $ 355,078 | $ 8,000 |
| Columbia, MO | 88 | $ 12,696,000 | $ 144,272 | $ 0 |
| Peabody, MA | 88 | $ 27,298,000 | $ 310,204 | $ 11,000 |
| Camden, NJ | 87 | $ 19,092,000 | $ 219,448 | $ 2,000 |
| Duluth, MN-WI | 86 | $ 13,329,000 | $ 154,988 | $ 0 |
| Des Moines-West Des Moines, IA | 85 | $ 14,087,000 | $ 165,729 | $ 0 |
| Rockford, IL | 85 | $ 10,995,000 | $ 129,352 | $ 0 |
| Albuquerque, NM | 84 | $ 16,600,000 | $ 197,619 | $ 5,000 |
| Lafayette, LA | 81 | $ 15,781,000 | $ 194,827 | $ 6,000 |
| Columbus, IN | 78 | $ 11,855,000 | $ 151,987 | $ 12,000 |
| Decatur, AL | 78 | $ 14,323,000 | $ 183,628 | $ 18,000 |
| St. George, UT | 74 | $ 13,532,000 | $ 182,864 | $ 3,000 |
| Akron, OH | 72 | $ 10,445,000 | $ 145,069 | $ 30,000 |
| Hartford-West Hartford-East Hartford, CT | 72 | $ 14,902,000 | $ 206,972 | $ 0 |
| Worcester, MA | 71 | $ 16,940,000 | $ 238,591 | $ 2,000 |
| Dothan, AL | 69 | $ 12,296,000 | $ 178,202 | $ 20,000 |
| Wenatchee-East Wenatchee, WA | 68 | $ 14,466,000 | $ 212,735 | $ 0 |
| Holland-Grand Haven, MI | 67 | $ 10,823,000 | $ 161,537 | $ 0 |
| Racine, WI | 66 | $ 10,245,000 | $ 155,227 | $ 0 |
| Florence-Muscle Shoals, AL | 64 | $ 9,279,000 | $ 144,984 | $ 2,000 |
| Gadsden, AL | 63 | $ 8,888,000 | $ 141,079 | $ 11,000 |
| Toledo, OH | 63 | $ 9,120,000 | $ 144,761 | $ 2,000 |
| Omaha-Council Bluffs, NE-IA | 62 | $ 9,766,000 | $ 157,516 | $ 0 |
| Appleton, WI | 61 | $ 9,756,000 | $ 159,934 | $ 0 |
| New Haven-Milford, CT | 61 | $ 13,710,000 | $ 224,754 | $ 0 |
| Lancaster, PA | 60 | $ 9,379,000 | $ 156,316 | $ 13,000 |
| Oklahoma City, OK | 60 | $ 10,416,000 | $ 173,600 | $ 6,000 |
| Providence-New Bedford-Fall River, RI-MA | 59 | $ 13,853,000 | $ 234,796 | $ 6,898 |
| Reno-Sparks, NV | 59 | $ 12,272,000 | $ 208,000 | $ 91,000 |
| Rochester, NY | 57 | $ 7,017,000 | $ 123,105 | $ 1,000 |
| Warren-Troy-Farmington Hills, MI | 57 | $ 11,589,000 | $ 203,315 | $ 37,000 |
| Reading, PA | 56 | $ 8,585,000 | $ 153,303 | $ 6,000 |
| Detroit-Livonia-Dearborn, MI | 53 | $ 5,967,000 | $ 112,584 | $ 0 |
| Canton-Massillon, OH | 52 | $ 8,922,000 | $ 171,576 | $ 2,000 |
| Davenport-Moline-Rock Island, IA-IL | 50 | $ 6,501,000 | $ 130,020 | $ 0 |
| Weirton-Steubenville, WV-OH | 50 | $ 5,238,000 | $ 104,760 | $ 193,400 |
| Albany, GA | 48 | $ 7,025,000 | $ 146,354 | $ 27,000 |
| Tulsa, OK | 48 | $ 8,165,000 | $ 170,104 | $ 0 |
| Jefferson City, MO | 47 | $ 6,495,000 | $ 138,191 | $ 0 |
| Scranton--Wilkes-Barre, PA | 44 | $ 5,958,000 | $ 135,409 | $ 3,000 |
| South Bend-Mishawaka, IN-MI | 44 | $ 8,172,000 | $ 185,727 | $ 4,045 |
| Cedar Rapids, IA | 43 | $ 6,549,000 | $ 152,302 | $ 0 |
| Cheyenne, WY | 43 | $ 8,870,000 | $ 206,279 | $ 10,000 |
| Harrisburg-Carlisle, PA | 43 | $ 7,924,000 | $ 184,279 | $ 35,000 |
| Hinesville-Fort Stewart, GA | 42 | $ 6,761,000 | $ 160,976 | $ 36,000 |
| Youngstown-Warren-Boardman, OH-PA | 42 | $ 5,529,000 | $ 131,642 | $ 6,809 |
| Hattiesburg, MS | 40 | $ 6,415,000 | $ 160,375 | $ 0 |
| Altoona, PA | 39 | $ 5,140,000 | $ 131,794 | $ 9,000 |
| Dover, DE | 38 | $ 5,930,000 | $ 156,052 | $ 16,000 |
| Shreveport-Bossier City, LA | 37 | $ 7,144,000 | $ 193,081 | $ 0 |
| Johnstown, PA | 35 | $ 4,088,000 | $ 116,800 | $ 2,000 |
| Dubuque, IA | 34 | $ 5,003,000 | $ 147,147 | $ 0 |
| Olympia, WA | 34 | $ 7,344,000 | $ 216,000 | $ 0 |
| Logan, UT-ID | 33 | $ 4,972,000 | $ 150,666 | $ 0 |
| Eau Claire, WI | 32 | $ 4,531,000 | $ 141,593 | $ 0 |
| State College, PA | 32 | $ 5,941,000 | $ 185,656 | $ 0 |
| Danville, IL | 31 | $ 2,828,000 | $ 91,225 | $ 0 |
| Kennewick-Pasco-Richland, WA | 31 | $ 5,143,000 | $ 165,903 | $ 0 |
| Casper, WY | 30 | $ 5,026,000 | $ 167,533 | $ 0 |
| Oshkosh-Neenah, WI | 29 | $ 4,419,000 | $ 152,379 | $ 0 |
| Elkhart-Goshen, IN | 28 | $ 4,234,000 | $ 151,214 | $ 0 |
| Bremerton-Silverdale, WA | 27 | $ 6,776,000 | $ 250,962 | $ 0 |
| Elizabethtown, KY | 27 | $ 6,374,000 | $ 236,074 | $ 72,000 |
| Jackson, TN | 27 | $ 3,932,000 | $ 145,629 | $ 4,000 |
| Beaumont-Port Arthur, TX | 26 | $ 3,663,000 | $ 140,884 | $ 1,000 |
| Champaign-Urbana, IL | 26 | $ 4,390,000 | $ 168,846 | $ 0 |
| McAllen-Edinburg-Mission, TX | 26 | $ 4,348,000 | $ 167,230 | $ 18,000 |
| Buffalo-Niagara Falls, NY | 25 | $ 3,460,000 | $ 138,400 | $ 0 |
| Salem, OR | 25 | $ 4,340,000 | $ 173,600 | $ 0 |
| Barnstable Town, MA | 24 | $ 7,379,000 | $ 307,458 | $ 12,000 |
| Cape Girardeau-Jackson, MO-IL | 24 | $ 3,913,000 | $ 163,041 | $ 0 |
| Erie, PA | 24 | $ 3,874,000 | $ 161,416 | $ 8,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 23 | $ 5,322,000 | $ 231,391 | $ 2,000 |
| Trenton-Ewing, NJ | 23 | $ 5,011,000 | $ 217,869 | $ 0 |
| Gulfport-Biloxi, MS | 22 | $ 3,392,000 | $ 154,181 | $ 0 |
| Kokomo, IN | 21 | $ 2,097,000 | $ 99,857 | $ 17,000 |
| Tucson, AZ | 21 | $ 4,262,000 | $ 202,952 | $ 0 |
| El Paso, TX | 20 | $ 3,427,000 | $ 171,350 | $ 36,000 |
| Killeen-Temple-Fort Hood, TX | 20 | $ 2,573,000 | $ 128,650 | $ 0 |
| Tyler, TX | 20 | $ 2,995,000 | $ 149,750 | $ 0 |
| Eugene-Springfield, OR | 19 | $ 4,367,000 | $ 229,842 | $ 0 |
| Springfield, IL | 18 | $ 1,899,000 | $ 105,500 | $ 0 |
| Victoria, TX | 18 | $ 1,860,000 | $ 103,333 | $ 0 |
| Kalamazoo-Portage, MI | 17 | $ 3,382,000 | $ 198,941 | $ 0 |
| Pueblo, CO | 17 | $ 2,796,000 | $ 164,470 | $ 0 |
| Waterloo-Cedar Falls, IA | 17 | $ 2,406,000 | $ 141,529 | $ 0 |
| Williamsport, PA | 17 | $ 1,957,000 | $ 115,117 | $ 5,000 |
| Houma-Bayou Cane-Thibodaux, LA | 16 | $ 2,787,000 | $ 174,187 | $ 0 |
| Odessa, TX | 16 | $ 2,011,000 | $ 125,687 | $ 0 |
| Atlantic City-Hammonton, NJ | 15 | $ 2,916,000 | $ 194,400 | $ 0 |
| Corpus Christi, TX | 15 | $ 2,232,000 | $ 148,800 | $ 0 |
| Kankakee-Bradley, IL | 15 | $ 2,205,000 | $ 147,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 15 | $ 1,997,000 | $ 133,133 | $ 0 |
| Pascagoula, MS | 15 | $ 2,449,000 | $ 163,266 | $ 0 |
| Santa Fe, NM | 15 | $ 5,268,000 | $ 351,200 | $ 16,000 |
| Wausau, WI | 15 | $ 2,023,000 | $ 134,866 | $ 0 |
| Bend, OR | 14 | $ 3,700,000 | $ 264,285 | $ 0 |
| Manchester-Nashua, NH | 14 | $ 3,931,000 | $ 280,785 | $ 0 |
| Rockingham County-Strafford County, NH | 14 | $ 2,990,000 | $ 213,571 | $ 0 |
| Springfield, OH | 14 | $ 2,009,000 | $ 143,500 | $ 12,000 |
| Billings, MT | 13 | $ 2,792,000 | $ 214,769 | $ 29,000 |
| College Station-Bryan, TX | 13 | $ 2,534,000 | $ 194,923 | $ 6,000 |
| Sherman-Denison, TX | 13 | $ 1,962,000 | $ 150,923 | $ 0 |
| Yakima, WA | 13 | $ 1,919,000 | $ 147,615 | $ 0 |
| Longview, TX | 12 | $ 1,623,000 | $ 135,250 | $ 0 |
| Mansfield, OH | 12 | $ 1,579,000 | $ 131,583 | $ 0 |
| Monroe, LA | 12 | $ 1,530,000 | $ 127,500 | $ 0 |
| Janesville, WI | 11 | $ 1,760,000 | $ 160,000 | $ 0 |
| Jonesboro, AR | 11 | $ 1,674,000 | $ 152,181 | $ 45,000 |
| Lewiston-Auburn, ME | 11 | $ 1,743,000 | $ 158,454 | $ 0 |
| Norwich-New London, CT | 11 | $ 3,122,000 | $ 283,818 | $ 20,000 |
| Bellingham, WA | 10 | $ 2,574,000 | $ 257,400 | $ 0 |
| La Crosse, WI-MN | 10 | $ 1,594,000 | $ 159,400 | $ 0 |
| Muskegon-Norton Shores, MI | 10 | $ 1,414,000 | $ 141,400 | $ 0 |
| Ocean City, NJ | 10 | $ 2,739,000 | $ 273,900 | $ 39,000 |
| Rochester, MN | 10 | $ 1,543,000 | $ 154,300 | $ 0 |
| Sioux City, IA-NE-SD | 10 | $ 1,203,000 | $ 120,300 | $ 0 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,770,000 | $ 196,666 | $ 11,000 |
| Hot Springs, AR | 9 | $ 2,037,000 | $ 226,333 | $ 51,000 |
| Lake Charles, LA | 9 | $ 1,379,000 | $ 153,222 | $ 0 |
| Lincoln, NE | 9 | $ 1,722,000 | $ 191,333 | $ 0 |
| Medford, OR | 9 | $ 1,639,000 | $ 182,111 | $ 0 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,277,000 | $ 253,000 | $ 0 |
| Yuma, AZ | 9 | $ 1,190,000 | $ 132,222 | $ 0 |
| Abilene, TX | 8 | $ 1,221,000 | $ 152,625 | $ 0 |
| Ann Arbor, MI | 8 | $ 1,367,000 | $ 170,875 | $ 0 |
| Battle Creek, MI | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| Brownsville-Harlingen, TX | 8 | $ 1,168,000 | $ 146,000 | $ 0 |
| Flint, MI | 8 | $ 923,000 | $ 115,375 | $ 0 |
| Fond Du Lac, WI | 8 | $ 1,107,000 | $ 138,375 | $ 0 |
| Laredo, TX | 8 | $ 860,000 | $ 107,500 | $ 0 |
| Las Cruces, NM | 8 | $ 1,202,000 | $ 150,250 | $ 0 |
| Lima, OH | 8 | $ 896,000 | $ 112,000 | $ 0 |
| St. Cloud, MN | 8 | $ 1,612,000 | $ 201,500 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,607,000 | $ 200,875 | $ 0 |
| Prescott, AZ | 7 | $ 1,386,000 | $ 198,000 | $ 0 |
| Corvallis, OR | 6 | $ 1,207,000 | $ 201,166 | $ 0 |
| Monroe, MI | 6 | $ 879,000 | $ 146,500 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 785,000 | $ 130,833 | $ 0 |
| Ames, IA | 5 | $ 521,000 | $ 104,200 | $ 0 |
| Bangor, ME | 5 | $ 473,000 | $ 94,600 | $ 0 |
| Farmington, NM | 5 | $ 903,000 | $ 180,600 | $ 0 |
| Lansing-East Lansing, MI | 5 | $ 664,000 | $ 132,800 | $ 0 |
| Midland, TX | 5 | $ 865,000 | $ 173,000 | $ 0 |
| Niles-Benton Harbor, MI | 5 | $ 714,000 | $ 142,800 | $ 0 |
| Sandusky, OH | 5 | $ 890,000 | $ 178,000 | $ 50,000 |
| Sheboygan, WI | 5 | $ 836,000 | $ 167,200 | $ 0 |
| Alexandria, LA | 4 | $ 994,000 | $ 248,500 | $ 0 |
| Flagstaff, AZ | 4 | $ 828,000 | $ 207,000 | $ 0 |
| Lawton, OK | 4 | $ 666,000 | $ 166,500 | $ 0 |
| Longview, WA | 4 | $ 553,000 | $ 138,250 | $ 0 |
| Amarillo, TX | 3 | $ 486,000 | $ 162,000 | $ 0 |
| Bay City, MI | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Bismarck, ND | 3 | $ 407,000 | $ 135,666 | $ 0 |
| Carson City, NV | 3 | $ 429,000 | $ 143,000 | $ 30,000 |
| Glens Falls, NY | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Grand Forks, ND-MN | 3 | $ 497,000 | $ 165,666 | $ 0 |
| Jackson, MI | 3 | $ 529,000 | $ 176,333 | $ 0 |
| Lebanon, PA | 3 | $ 494,000 | $ 164,666 | $ 47,000 |
| Lewiston, ID-WA | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Missoula, MT | 3 | $ 738,000 | $ 246,000 | $ 0 |
| Springfield, MA | 3 | $ 553,000 | $ 184,333 | $ 0 |
| Syracuse, NY | 3 | $ 364,000 | $ 121,333 | $ 0 |
| Waco, TX | 3 | $ 296,000 | $ 98,666 | $ 0 |
| Decatur, IL | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Fargo, ND-MN | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Kingston, NY | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 345,000 | $ 172,500 | $ 0 |
| Sioux Falls, SD | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Wichita Falls, TX | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Binghamton, NY | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Ithaca, NY | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Lubbock, TX | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Pittsfield, MA | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Rapid City, SD | 1 | $ 169,000 | $ 169,000 | $ 0 |
| San Angelo, TX | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 1,470,000 | $ 1,470,000 | $ 6,000,000 |
| Utica-Rome, NY | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Branch Banking and Trust Co in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 138,829 | $26,949,972,000 | $194,000 | $30,000,000 | $68,000 | $9,999,000 |
| Home Purchase | 62,977 | $11,195,572,000 | $177,000 | $8,250,000 | $60,000 | $9,999,000 |
| Home Improvement | 10,651 | $877,052,000 | $82,000 | $5,185,000 | $73,000 | $6,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 112,740 | $19,392,578,000 | $172,000 | $6,000,000 | $96,000 | $9,999,000 |
| Not applicable | 67,114 | $13,564,000,000 | $202,000 | $30,000,000 | $0 | $0 |
| Not Provided | 18,036 | $3,801,419,000 | $210,000 | $6,000,000 | $114,000 | $9,999,000 |
| Black or African American | 9,067 | $1,255,841,000 | $138,000 | $2,000,000 | $69,000 | $9,999,000 |
| Hispanic | 2,731 | $408,441,000 | $149,000 | $3,920,000 | $75,000 | $2,008,000 |
| Asian | 2,083 | $479,643,000 | $230,000 | $3,995,000 | $117,000 | $4,519,000 |
| American Indian or Alaskan Native | 419 | $70,725,000 | $168,000 | $1,500,000 | $96,000 | $3,614,000 |
| Native Hawaiian or Other Pacific Islander | 267 | $49,949,000 | $187,000 | $1,167,000 | $101,000 | $1,030,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 175,482 | $32,741,269,000 | $186,000 | $30,000,000 | $74,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 28,298 | $4,603,639,000 | $162,000 | $754,000 | $28,000 | $2,688,000 |
| VA-guaranteed (Veterans Administration) | 7,077 | $1,468,942,000 | $207,000 | $1,137,000 | $24,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,600 | $208,746,000 | $130,000 | $379,000 | $37,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 93,542 | $16,398,705,000 | $175,000 | $30,000,000 | $98,000 | $9,999,000 |
| Loan Purchased By The Institution | 65,552 | $13,098,190,000 | $199,000 | $876,000 | $0 | $0 |
| Application Denied By Financial Institution | 23,210 | $3,672,509,000 | $158,000 | $14,000,000 | $77,000 | $6,572,000 |
| Application Withdrawn By Applicant | 17,487 | $3,598,398,000 | $205,000 | $6,400,000 | $108,000 | $9,999,000 |
| File Closed For Incompleteness | 7,636 | $1,596,026,000 | $209,000 | $3,995,000 | $106,000 | $3,600,000 |
| Application Approved But Not Accepted | 3,044 | $386,288,000 | $126,000 | $2,000,000 | $91,000 | $2,554,000 |
| Preapproval Denied by Financial Institution | 1,986 | $272,480,000 | $137,000 | $1,500,000 | $51,000 | $1,744,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,428 | $944,695,000 | $112,000 | $2,400,000 | $61,000 | $4,560,000 |
| Debt-To-Income Ratio | 8,287 | $1,336,490,000 | $161,000 | $4,200,000 | $56,000 | $1,408,000 |
| Collateral | 5,717 | $1,173,083,000 | $205,000 | $2,550,000 | $109,000 | $5,474,000 |
| Other | 1,639 | $248,076,000 | $151,000 | $14,000,000 | $110,000 | $6,572,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 498 | $99,299,000 | $199,000 | $2,108,000 | $105,000 | $1,192,000 |
| Unverifiable Information | 312 | $62,474,000 | $200,000 | $2,000,000 | $91,000 | $1,575,000 |
| Employment History | 226 | $35,285,000 | $156,000 | $1,330,000 | $55,000 | $1,645,000 |
| Credit Application Incomplete | 52 | $39,189,000 | $753,000 | $2,000,000 | $339,000 | $2,268,000 |
| Mortgage Insurance Denied | 21 | $4,164,000 | $198,000 | $400,000 | $66,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Branch Banking and Trust Co's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Branch Banking and Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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