Capital Bank, N.A. Mortgage Lending & HMDA Data, 2016

In 2016, Capital Bank, N.A. of Rockville, MD reported 3,644 mortgage applications totaling $1.2 billion, up 18% from 2015. The average application was for $338,374, and applicants reported an average income of $118,624. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (575), Silver Spring-Frederick-Rockville, MD (382) and Baltimore-Columbia-Towson, MD (375) (applications in parentheses).

Mortgage Company & Address Capital Bank, N.A.
One Church St Suite 300
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,644
Total Mortgage Loan Application Amount $1,233,038,000
Average Mortgage Loan Application Amount $338,374
Highest Mortgage Loan Application Amount $5,500,000
Average Applicant Income $118,624
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Bank, N.A. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 347 $ 155,688,000 $ 448,668 $ 171,000
Anne Arundel, Maryland 174 $ 59,738,000 $ 343,321 $ 124,000
District of Columbia, District Of Columbia 133 $ 84,872,000 $ 638,135 $ 270,000
Fairfax, Virginia 133 $ 67,228,000 $ 505,473 $ 143,000
Prince George's, Maryland 109 $ 31,858,000 $ 292,275 $ 64,000
Baltimore, Maryland 60 $ 17,660,000 $ 294,333 $ 91,000
Los Angeles, California 58 $ 22,655,000 $ 390,603 $ 127,000
Maricopa, Arizona 54 $ 14,769,000 $ 273,500 $ 74,000
Loudoun, Virginia 52 $ 23,313,000 $ 448,326 $ 120,000
Howard, Maryland 50 $ 18,700,000 $ 374,000 $ 166,000
King, Washington 43 $ 15,114,000 $ 351,488 $ 182,000
San Diego, California 40 $ 14,922,000 $ 373,050 $ 98,000
Prince William, Virginia 38 $ 17,187,000 $ 452,289 $ 93,000
Frederick, Maryland 35 $ 11,754,000 $ 335,828 $ 105,000
Harford, Maryland 34 $ 11,139,000 $ 327,617 $ 64,000
Baltimore City, Maryland 30 $ 8,017,000 $ 267,233 $ 110,000
Charles, Maryland 29 $ 8,963,000 $ 309,068 $ 79,000
Arlington, Virginia 29 $ 18,852,000 $ 650,068 $ 193,000
Clark, Nevada 28 $ 8,206,000 $ 293,071 $ 94,000
Sussex, Delaware 27 $ 11,586,000 $ 429,111 $ 305,000
Riverside, California 26 $ 7,786,000 $ 299,461 $ 90,000
Broward, Florida 25 $ 7,001,000 $ 280,040 $ 113,000
Miami-Dade, Florida 25 $ 7,039,000 $ 281,560 $ 111,000
Wake, North Carolina 24 $ 7,427,000 $ 309,458 $ 116,000
Cook, Illinois 22 $ 6,521,000 $ 296,409 $ 143,000
Harris, Texas 22 $ 6,146,000 $ 279,363 $ 84,000
Contra Costa, California 19 $ 7,104,000 $ 373,894 $ 129,000
Carroll, Maryland 19 $ 6,826,000 $ 359,263 $ 101,000
Virginia Beach, Virginia 19 $ 4,946,000 $ 260,315 $ 48,000
San Bernardino, California 18 $ 4,551,000 $ 252,833 $ 88,000
Gwinnett, Georgia 18 $ 4,329,000 $ 240,500 $ 85,000
Palm Beach, Florida 16 $ 4,149,000 $ 259,312 $ 92,000
Sacramento, California 15 $ 5,241,000 $ 349,400 $ 115,000
El Paso, Colorado 15 $ 4,125,000 $ 275,000 $ 70,000
Hillsborough, Florida 15 $ 3,815,000 $ 254,333 $ 65,000
Orange, Florida 15 $ 3,677,000 $ 245,133 $ 79,000
Mecklenburg, North Carolina 15 $ 4,914,000 $ 327,600 $ 106,000
Orange, California 14 $ 4,826,000 $ 344,714 $ 112,000
Arapahoe, Colorado 14 $ 3,948,000 $ 282,000 $ 104,000
Calvert, Maryland 14 $ 4,489,000 $ 320,642 $ 143,000
Middlesex, Massachusetts 14 $ 4,300,000 $ 307,142 $ 144,000
Middlesex, New Jersey 14 $ 4,873,000 $ 348,071 $ 158,000
Snohomish, Washington 14 $ 4,793,000 $ 342,357 $ 112,000
Cobb, Georgia 13 $ 4,112,000 $ 316,307 $ 129,000
Worcester, Maryland 13 $ 2,748,000 $ 211,384 $ 152,000
Bucks, Pennsylvania 13 $ 4,743,000 $ 364,846 $ 138,000
Alexandria, Virginia 13 $ 8,242,000 $ 634,000 $ 156,000
Pima, Arizona 12 $ 2,792,000 $ 232,666 $ 105,000
Santa Clara, California 12 $ 4,623,000 $ 385,250 $ 155,000
Douglas, Colorado 12 $ 4,101,000 $ 341,750 $ 129,000
Fairfield, Connecticut 12 $ 5,405,000 $ 450,416 $ 169,000
Essex, Massachusetts 12 $ 3,995,000 $ 332,916 $ 110,000
Montgomery, Pennsylvania 12 $ 3,205,000 $ 267,083 $ 141,000
Collin, Texas 12 $ 3,788,000 $ 315,666 $ 152,000
Alameda, California 11 $ 3,537,000 $ 321,545 $ 117,000
Monmouth, New Jersey 11 $ 3,635,000 $ 330,454 $ 147,000
Pasco, Florida 10 $ 2,243,000 $ 224,300 $ 32,000
Pinellas, Florida 10 $ 2,528,000 $ 252,800 $ 122,000
Hennepin, Minnesota 10 $ 3,524,000 $ 352,400 $ 215,000
Washoe, Nevada 10 $ 3,137,000 $ 313,700 $ 56,000
Bergen, New Jersey 10 $ 3,412,000 $ 341,200 $ 101,000
Morris, New Jersey 10 $ 3,591,000 $ 359,100 $ 127,000
Bexar, Texas 10 $ 2,506,000 $ 250,600 $ 44,000
Spokane, Washington 10 $ 2,715,000 $ 271,500 $ 107,000
Cherokee, Georgia 9 $ 2,332,000 $ 259,111 $ 73,000
Houston, Georgia 9 $ 1,172,000 $ 130,222 $ 39,000
St. Mary's, Maryland 9 $ 2,663,000 $ 295,888 $ 95,000
Ocean, New Jersey 9 $ 2,701,000 $ 300,111 $ 147,000
Philadelphia, Pennsylvania 9 $ 3,847,000 $ 427,444 $ 145,000
Charleston, South Carolina 9 $ 3,797,000 $ 421,888 $ 104,000
Fort Bend, Texas 9 $ 3,266,000 $ 362,888 $ 98,000
Tarrant, Texas 9 $ 2,879,000 $ 319,888 $ 170,000
Fresno, California 8 $ 2,169,000 $ 271,125 $ 44,000
Kern, California 8 $ 2,400,000 $ 300,000 $ 85,000
San Joaquin, California 8 $ 2,699,000 $ 337,375 $ 76,000
New Castle, Delaware 8 $ 1,980,000 $ 247,500 $ 106,000
Collier, Florida 8 $ 2,444,000 $ 305,500 $ 222,000
St. Johns, Florida 8 $ 1,929,000 $ 241,125 $ 78,000
DeKalb, Georgia 8 $ 1,862,000 $ 232,750 $ 84,000
Queen Anne's, Maryland 8 $ 2,410,000 $ 301,250 $ 139,000
Bristol, Massachusetts 8 $ 2,384,000 $ 298,000 $ 101,000
Norfolk, Massachusetts 8 $ 2,250,000 $ 281,250 $ 60,000
Bernalillo, New Mexico 8 $ 1,786,000 $ 223,250 $ 59,000
Dallas, Texas 8 $ 1,827,000 $ 228,375 $ 106,000
Chesapeake, Virginia 8 $ 2,575,000 $ 321,875 $ 87,000
Chesterfield, Virginia 8 $ 2,079,000 $ 259,875 $ 76,000
Yavapai, Arizona 7 $ 2,359,000 $ 337,000 $ 31,000
Solano, California 7 $ 2,509,000 $ 358,428 $ 107,000
Duval, Florida 7 $ 2,064,000 $ 294,857 $ 104,000
Fulton, Georgia 7 $ 2,266,000 $ 323,714 $ 137,000
Lake, Illinois 7 $ 2,825,000 $ 403,571 $ 212,000
Oakland, Michigan 7 $ 2,206,000 $ 315,142 $ 152,000
Washtenaw, Michigan 7 $ 1,968,000 $ 281,142 $ 146,000
Brunswick, North Carolina 7 $ 2,391,000 $ 341,571 $ 263,000
Chester, Pennsylvania 7 $ 2,031,000 $ 290,142 $ 87,000
Greenville, South Carolina 7 $ 1,246,000 $ 178,000 $ 59,000
Richland, South Carolina 7 $ 2,016,000 $ 288,000 $ 101,000
Davidson, Tennessee 7 $ 2,595,000 $ 370,714 $ 113,000
Bell, Texas 7 $ 1,381,000 $ 197,285 $ 47,000
Denton, Texas 7 $ 2,022,000 $ 288,857 $ 71,000
Travis, Texas 7 $ 1,792,000 $ 256,000 $ 135,000
Williamson, Texas 7 $ 1,677,000 $ 239,571 $ 77,000
Henrico, Virginia 7 $ 2,023,000 $ 289,000 $ 80,000
Stafford, Virginia 7 $ 2,495,000 $ 356,428 $ 22,000
Clark, Washington 7 $ 2,530,000 $ 361,428 $ 91,000
Pierce, Washington 7 $ 1,924,000 $ 274,857 $ 190,000
Ventura, California 6 $ 2,157,000 $ 359,500 $ 124,000
Jefferson, Colorado 6 $ 2,265,000 $ 377,500 $ 134,000
Hartford, Connecticut 6 $ 1,372,000 $ 228,666 $ 70,000
Kent, Delaware 6 $ 1,518,000 $ 253,000 $ 44,000
Brevard, Florida 6 $ 1,947,000 $ 324,500 $ 119,000
Lee, Florida 6 $ 1,037,000 $ 172,833 $ 110,000
Sarasota, Florida 6 $ 1,487,000 $ 247,833 $ 69,000
Volusia, Florida 6 $ 1,899,000 $ 316,500 $ 116,000
DuPage, Illinois 6 $ 2,015,000 $ 335,833 $ 158,000
St. Clair, Illinois 6 $ 1,381,000 $ 230,166 $ 40,000
Talbot, Maryland 6 $ 1,818,000 $ 303,000 $ 126,000
Hillsborough, New Hampshire 6 $ 1,747,000 $ 291,166 $ 121,000
Burlington, New Jersey 6 $ 1,976,000 $ 329,333 $ 120,000
Cape May, New Jersey 6 $ 2,418,000 $ 403,000 $ 274,000
Hudson, New Jersey 6 $ 1,730,000 $ 288,333 $ 116,000
Hunterdon, New Jersey 6 $ 1,704,000 $ 284,000 $ 128,000
Durham, North Carolina 6 $ 1,358,000 $ 226,333 $ 125,000
Forsyth, North Carolina 6 $ 1,520,000 $ 253,333 $ 74,000
Warren, Ohio 6 $ 1,797,000 $ 299,500 $ 102,000
Clackamas, Oregon 6 $ 2,354,000 $ 392,333 $ 165,000
Delaware, Pennsylvania 6 $ 1,905,000 $ 317,500 $ 99,000
Providence, Rhode Island 6 $ 1,598,000 $ 266,333 $ 91,000
Berkeley, South Carolina 6 $ 1,468,000 $ 244,666 $ 48,000
Montgomery, Tennessee 6 $ 1,182,000 $ 197,000 $ 36,000
Williamson, Tennessee 6 $ 1,915,000 $ 319,166 $ 84,000
Fairfax City, Virginia 6 $ 2,589,000 $ 431,500 $ 116,000
Norfolk, Virginia 6 $ 1,625,000 $ 270,833 $ 32,000
Monterey, California 5 $ 2,884,000 $ 576,800 $ 98,000
Adams, Colorado 5 $ 1,221,000 $ 244,200 $ 69,000
Denver, Colorado 5 $ 1,533,000 $ 306,600 $ 125,000
Tolland, Connecticut 5 $ 1,457,000 $ 291,400 $ 57,000
Manatee, Florida 5 $ 1,746,000 $ 349,200 $ 195,000
Seminole, Florida 5 $ 1,973,000 $ 394,600 $ 138,000
St. Lucie, Florida 5 $ 1,046,000 $ 209,200 $ 60,000
Sumter, Florida 5 $ 1,479,000 $ 295,800 $ 101,000
Fayette, Georgia 5 $ 1,483,000 $ 296,600 $ 0
Forsyth, Georgia 5 $ 1,823,000 $ 364,600 $ 135,000
Will, Illinois 5 $ 1,325,000 $ 265,000 $ 93,000
York, Maine 5 $ 1,365,000 $ 273,000 $ 124,000
Suffolk, Massachusetts 5 $ 1,695,000 $ 339,000 $ 138,000
Dakota, Minnesota 5 $ 1,444,000 $ 288,800 $ 104,000
St. Louis, Missouri 5 $ 1,182,000 $ 236,400 $ 83,000
Essex, New Jersey 5 $ 1,376,000 $ 275,200 $ 58,000
Passaic, New Jersey 5 $ 1,348,000 $ 269,600 $ 95,000
Guilford, North Carolina 5 $ 1,362,000 $ 272,400 $ 81,000
Johnston, North Carolina 5 $ 983,000 $ 196,600 $ 59,000
Onslow, North Carolina 5 $ 1,162,000 $ 232,400 $ 17,000
Union, North Carolina 5 $ 1,337,000 $ 267,400 $ 78,000
Montgomery, Ohio 5 $ 1,153,000 $ 230,600 $ 78,000
Summit, Ohio 5 $ 1,391,000 $ 278,200 $ 85,000
Cleveland, Oklahoma 5 $ 977,000 $ 195,400 $ 38,000
York, Pennsylvania 5 $ 1,392,000 $ 278,400 $ 112,000
Beaufort, South Carolina 5 $ 1,401,000 $ 280,200 $ 147,000
Horry, South Carolina 5 $ 1,220,000 $ 244,000 $ 59,000
Salt Lake, Utah 5 $ 1,502,000 $ 300,400 $ 97,000
Utah, Utah 5 $ 1,379,000 $ 275,800 $ 94,000
Washington, Utah 5 $ 1,386,000 $ 277,200 $ 48,000
Spotsylvania, Virginia 5 $ 1,462,000 $ 292,400 $ 19,000
Kitsap, Washington 5 $ 1,050,000 $ 210,000 $ 39,000
Baldwin, Alabama 4 $ 866,000 $ 216,500 $ 100,000
Placer, California 4 $ 1,234,000 $ 308,500 $ 120,000
San Francisco, California 4 $ 1,423,000 $ 355,750 $ 133,000
San Mateo, California 4 $ 1,588,000 $ 397,000 $ 107,000
Santa Cruz, California 4 $ 1,403,000 $ 350,750 $ 170,000
Mesa, Colorado 4 $ 980,000 $ 245,000 $ 57,000
Weld, Colorado 4 $ 972,000 $ 243,000 $ 73,000
Litchfield, Connecticut 4 $ 1,254,000 $ 313,500 $ 143,000
Okaloosa, Florida 4 $ 1,210,000 $ 302,500 $ 0
Polk, Florida 4 $ 884,000 $ 221,000 $ 46,000
Chatham, Georgia 4 $ 1,114,000 $ 278,500 $ 65,000
Columbia, Georgia 4 $ 1,024,000 $ 256,000 $ 47,000
Jefferson, Kentucky 4 $ 1,042,000 $ 260,500 $ 72,000
Barnstable, Massachusetts 4 $ 1,464,000 $ 366,000 $ 139,000
Plymouth, Massachusetts 4 $ 1,311,000 $ 327,750 $ 49,000
Worcester, Massachusetts 4 $ 829,000 $ 207,250 $ 125,000
Wayne, Michigan 4 $ 1,033,000 $ 258,250 $ 66,000
Douglas, Nebraska 4 $ 1,069,000 $ 267,250 $ 55,000
Rockingham, New Hampshire 4 $ 1,218,000 $ 304,500 $ 102,000
Sullivan, New Hampshire 4 $ 923,000 $ 230,750 $ 82,000
Cumberland, New Jersey 4 $ 734,000 $ 183,500 $ 56,000
Somerset, New Jersey 4 $ 1,354,000 $ 338,500 $ 152,000
Alamance, North Carolina 4 $ 645,000 $ 161,250 $ 68,000
Wood, Ohio 4 $ 1,047,000 $ 261,750 $ 50,000
Oklahoma, Oklahoma 4 $ 1,225,000 $ 306,250 $ 102,000
Tulsa, Oklahoma 4 $ 1,126,000 $ 281,500 $ 68,000
Allegheny, Pennsylvania 4 $ 1,378,000 $ 344,500 $ 129,000
Lehigh, Pennsylvania 4 $ 1,247,000 $ 311,750 $ 79,000
Lexington, South Carolina 4 $ 880,000 $ 220,000 $ 79,000
Spartanburg, South Carolina 4 $ 1,135,000 $ 283,750 $ 46,000
Anderson, Texas 4 $ 274,000 $ 68,500 $ 28,000
Guadalupe, Texas 4 $ 665,000 $ 166,250 $ 41,000
Hays, Texas 4 $ 1,104,000 $ 276,000 $ 99,000
Nueces, Texas 4 $ 714,000 $ 178,500 $ 57,000
Hampton, Virginia 4 $ 880,000 $ 220,000 $ 68,000
James City, Virginia 4 $ 1,087,000 $ 271,750 $ 96,000
Island, Washington 4 $ 952,000 $ 238,000 $ 49,000
Thurston, Washington 4 $ 1,265,000 $ 316,250 $ 18,000
Mohave, Arizona 3 $ 693,000 $ 231,000 $ 74,000
Pinal, Arizona 3 $ 829,000 $ 276,333 $ 113,000
Benton, Arkansas 3 $ 799,000 $ 266,333 $ 56,000
El Dorado, California 3 $ 1,144,000 $ 381,333 $ 48,000
Merced, California 3 $ 622,000 $ 207,333 $ 63,000
Sonoma, California 3 $ 795,000 $ 265,000 $ 108,000
Stanislaus, California 3 $ 812,000 $ 270,666 $ 74,000
Larimer, Colorado 3 $ 781,000 $ 260,333 $ 74,000
New Haven, Connecticut 3 $ 763,000 $ 254,333 $ 82,000
Bay, Florida 3 $ 600,000 $ 200,000 $ 108,000
Charlotte, Florida 3 $ 574,000 $ 191,333 $ 81,000
Indian River, Florida 3 $ 1,119,000 $ 373,000 $ 61,000
Lake, Florida 3 $ 798,000 $ 266,000 $ 72,000
Marion, Florida 3 $ 332,000 $ 110,666 $ 49,000
Osceola, Florida 3 $ 857,000 $ 285,666 $ 107,000
Santa Rosa, Florida 3 $ 1,211,000 $ 403,666 $ 98,000
Muscogee, Georgia 3 $ 698,000 $ 232,666 $ 35,000
Ada, Idaho 3 $ 639,000 $ 213,000 $ 162,000
Johnson, Indiana 3 $ 367,000 $ 122,333 $ 75,000
Johnson, Kansas 3 $ 758,000 $ 252,666 $ 87,000
Sedgwick, Kansas 3 $ 1,216,000 $ 405,333 $ 120,000
Jefferson, Louisiana 3 $ 758,000 $ 252,666 $ 112,000
Orleans, Louisiana 3 $ 933,000 $ 311,000 $ 95,000
Kent, Maryland 3 $ 711,000 $ 237,000 $ 90,000
Washington, Maryland 3 $ 682,000 $ 227,333 $ 42,000
Wicomico, Maryland 3 $ 733,000 $ 244,333 $ 144,000
Hampden, Massachusetts 3 $ 804,000 $ 268,000 $ 110,000
Macomb, Michigan 3 $ 995,000 $ 331,666 $ 220,000
Scott, Minnesota 3 $ 639,000 $ 213,000 $ 48,000
Boone, Missouri 3 $ 561,000 $ 187,000 $ 144,000
Clay, Missouri 3 $ 774,000 $ 258,000 $ 209,000
Camden, New Jersey 3 $ 585,000 $ 195,000 $ 77,000
Cabarrus, North Carolina 3 $ 881,000 $ 293,666 $ 90,000
Catawba, North Carolina 3 $ 1,220,000 $ 406,666 $ 157,000
Cumberland, North Carolina 3 $ 454,000 $ 151,333 $ 126,000
Dare, North Carolina 3 $ 1,172,000 $ 390,666 $ 131,000
Lincoln, North Carolina 3 $ 1,102,000 $ 367,333 $ 120,000
Moore, North Carolina 3 $ 1,249,000 $ 416,333 $ 44,000
Ward, North Dakota 3 $ 906,000 $ 302,000 $ 90,000
Butler, Ohio 3 $ 602,000 $ 200,666 $ 78,000
Cuyahoga, Ohio 3 $ 601,000 $ 200,333 $ 55,000
Franklin, Ohio 3 $ 831,000 $ 277,000 $ 136,000
Fulton, Ohio 3 $ 715,000 $ 238,333 $ 27,000
Lorain, Ohio 3 $ 653,000 $ 217,666 $ 85,000
Lucas, Ohio 3 $ 731,000 $ 243,666 $ 29,000
Comanche, Oklahoma 3 $ 789,000 $ 263,000 $ 66,000
Lane, Oregon 3 $ 738,000 $ 246,000 $ 54,000
Multnomah, Oregon 3 $ 746,000 $ 248,666 $ 64,000
Dauphin, Pennsylvania 3 $ 944,000 $ 314,666 $ 166,000
Lancaster, Pennsylvania 3 $ 722,000 $ 240,666 $ 102,000
Westmoreland, Pennsylvania 3 $ 1,037,000 $ 345,666 $ 104,000
Dorchester, South Carolina 3 $ 535,000 $ 178,333 $ 61,000
Greene, Tennessee 3 $ 830,000 $ 276,666 $ 69,000
Shelby, Tennessee 3 $ 944,000 $ 314,666 $ 199,000
Sumner, Tennessee 3 $ 846,000 $ 282,000 $ 92,000
Johnson, Texas 3 $ 696,000 $ 232,000 $ 42,000
Montgomery, Texas 3 $ 799,000 $ 266,333 $ 127,000
Summit, Utah 3 $ 1,072,000 $ 357,333 $ 203,000
Charlottesville, Virginia 3 $ 1,034,000 $ 344,666 $ 184,000
Hanover, Virginia 3 $ 746,000 $ 248,666 $ 48,000
Newport News, Virginia 3 $ 849,000 $ 283,000 $ 37,000
Suffolk, Virginia 3 $ 1,101,000 $ 367,000 $ 41,000
Walla Walla, Washington 3 $ 781,000 $ 260,333 $ 48,000
Berkeley, West Virginia 3 $ 958,000 $ 319,333 $ 97,000
Cullman, Alabama 2 $ 712,000 $ 356,000 $ 155,000
Jefferson, Alabama 2 $ 647,000 $ 323,500 $ 172,000
Madison, Alabama 2 $ 521,000 $ 260,500 $ 46,000
Russell, Alabama 2 $ 524,000 $ 262,000 $ 0
Matanuska-Susitna, Alaska 2 $ 465,000 $ 232,500 $ 40,000
Cochise, Arizona 2 $ 507,000 $ 253,500 $ 48,000
Coconino, Arizona 2 $ 354,000 $ 177,000 $ 101,000
Saline, Arkansas 2 $ 370,000 $ 185,000 $ 28,000
Calaveras, California 2 $ 754,000 $ 377,000 $ 107,000
Imperial, California 2 $ 501,000 $ 250,500 $ 121,000
Napa, California 2 $ 810,000 $ 405,000 $ 95,000
Nevada, California 2 $ 666,000 $ 333,000 $ 156,000
San Luis Obispo, California 2 $ 526,000 $ 263,000 $ 105,000
Boulder, Colorado 2 $ 592,000 $ 296,000 $ 104,000
Broomfield, Colorado 2 $ 564,000 $ 282,000 $ 81,000
Teller, Colorado 2 $ 787,000 $ 393,500 $ 229,000
New London, Connecticut 2 $ 463,000 $ 231,500 $ 107,000
Citrus, Florida 2 $ 485,000 $ 242,500 $ 117,000
Clay, Florida 2 $ 487,000 $ 243,500 $ 47,000
Flagler, Florida 2 $ 498,000 $ 249,000 $ 72,000
Hernando, Florida 2 $ 173,000 $ 86,500 $ 114,000
Monroe, Florida 2 $ 719,000 $ 359,500 $ 106,000
Henry, Georgia 2 $ 484,000 $ 242,000 $ 48,000
Liberty, Georgia 2 $ 346,000 $ 173,000 $ 63,000
Rabun, Georgia 2 $ 330,000 $ 165,000 $ 40,000
Richmond, Georgia 2 $ 273,000 $ 136,500 $ 0
Honolulu, Hawaii 2 $ 1,020,000 $ 510,000 $ 72,000
Kootenai, Idaho 2 $ 467,000 $ 233,500 $ 17,000
Lake, Indiana 2 $ 797,000 $ 398,500 $ 119,000
Marion, Indiana 2 $ 316,000 $ 158,000 $ 158,000
Porter, Indiana 2 $ 474,000 $ 237,000 $ 159,000
Leavenworth, Kansas 2 $ 187,000 $ 93,500 $ 71,000
Anderson, Kentucky 2 $ 486,000 $ 243,000 $ 23,000
Kenton, Kentucky 2 $ 458,000 $ 229,000 $ 65,000
Rapides, Louisiana 2 $ 618,000 $ 309,000 $ 103,000
Tangipahoa, Louisiana 2 $ 527,000 $ 263,500 $ 94,000
Cecil, Maryland 2 $ 324,000 $ 162,000 $ 29,000
Dorchester, Maryland 2 $ 715,000 $ 357,500 $ 194,000
Garrett, Maryland 2 $ 393,000 $ 196,500 $ 124,000
Berkshire, Massachusetts 2 $ 489,000 $ 244,500 $ 666,000
Genesee, Michigan 2 $ 351,000 $ 175,500 $ 86,000
Lyon, Minnesota 2 $ 400,000 $ 200,000 $ 94,000
Ramsey, Minnesota 2 $ 501,000 $ 250,500 $ 18,000
Washington, Minnesota 2 $ 750,000 $ 375,000 $ 146,000
Wright, Minnesota 2 $ 351,000 $ 175,500 $ 90,000
Lee, Mississippi 2 $ 390,000 $ 195,000 $ 80,000
Cass, Missouri 2 $ 546,000 $ 273,000 $ 116,000
St. Louis City, Missouri 2 $ 563,000 $ 281,500 $ 80,000
Gallatin, Montana 2 $ 316,000 $ 158,000 $ 68,000
Lyon, Nevada 2 $ 425,000 $ 212,500 $ 34,000
Merrimack, New Hampshire 2 $ 729,000 $ 364,500 $ 252,000
Atlantic, New Jersey 2 $ 340,000 $ 170,000 $ 49,000
Gloucester, New Jersey 2 $ 583,000 $ 291,500 $ 37,000
Sussex, New Jersey 2 $ 460,000 $ 230,000 $ 160,000
Union, New Jersey 2 $ 710,000 $ 355,000 $ 206,000
Warren, New Jersey 2 $ 710,000 $ 355,000 $ 132,000
Otero, New Mexico 2 $ 364,000 $ 182,000 $ 78,000
Sandoval, New Mexico 2 $ 612,000 $ 306,000 $ 98,000
Santa Fe, New Mexico 2 $ 630,000 $ 315,000 $ 40,000
Orange, New York 2 $ 524,000 $ 262,000 $ 69,000
Buncombe, North Carolina 2 $ 418,000 $ 209,000 $ 65,000
Clay, North Carolina 2 $ 290,000 $ 145,000 $ 31,000
Harnett, North Carolina 2 $ 786,000 $ 393,000 $ 33,000
Wilson, North Carolina 2 $ 344,000 $ 172,000 $ 0
Delaware, Ohio 2 $ 642,000 $ 321,000 $ 102,000
Mahoning, Ohio 2 $ 273,000 $ 136,500 $ 40,000
Pike, Ohio 2 $ 272,000 $ 136,000 $ 24,000
Portage, Ohio 2 $ 403,000 $ 201,500 $ 68,000
Stark, Ohio 2 $ 294,000 $ 147,000 $ 35,000
Cherokee, Oklahoma 2 $ 280,000 $ 140,000 $ 53,000
Logan, Oklahoma 2 $ 517,000 $ 258,500 $ 77,000
Deschutes, Oregon 2 $ 575,000 $ 287,500 $ 100,000
Washington, Oregon 2 $ 657,000 $ 328,500 $ 0
Adams, Pennsylvania 2 $ 676,000 $ 338,000 $ 107,000
Fayette, Pennsylvania 2 $ 808,000 $ 404,000 $ 145,000
Fulton, Pennsylvania 2 $ 288,000 $ 144,000 $ 55,000
Monroe, Pennsylvania 2 $ 293,000 $ 146,500 $ 59,000
Northampton, Pennsylvania 2 $ 473,000 $ 236,500 $ 217,000
Union, Pennsylvania 2 $ 430,000 $ 215,000 $ 59,000
Washington, Pennsylvania 2 $ 249,000 $ 124,500 $ 91,000
Aiken, South Carolina 2 $ 379,000 $ 189,500 $ 85,000
Lancaster, South Carolina 2 $ 409,000 $ 204,500 $ 68,000
Pickens, South Carolina 2 $ 408,000 $ 204,000 $ 58,000
Sumter, South Carolina 2 $ 352,000 $ 176,000 $ 0
Hamilton, Tennessee 2 $ 755,000 $ 377,500 $ 210,000
Knox, Tennessee 2 $ 331,000 $ 165,500 $ 91,000
Rutherford, Tennessee 2 $ 508,000 $ 254,000 $ 39,000
Tipton, Tennessee 2 $ 344,000 $ 172,000 $ 106,000
Comal, Texas 2 $ 892,000 $ 446,000 $ 208,000
Galveston, Texas 2 $ 544,000 $ 272,000 $ 77,000
Parker, Texas 2 $ 265,000 $ 132,500 $ 107,000
Tom Green, Texas 2 $ 277,000 $ 138,500 $ 0
Val Verde, Texas 2 $ 426,000 $ 213,000 $ 0
Davis, Utah 2 $ 686,000 $ 343,000 $ 0
Chittenden, Vermont 2 $ 1,029,000 $ 514,500 $ 216,000
Accomack, Virginia 2 $ 468,000 $ 234,000 $ 596,000
Botetourt, Virginia 2 $ 528,000 $ 264,000 $ 29,000
Caroline, Virginia 2 $ 478,000 $ 239,000 $ 213,000
Falls Church, Virginia 2 $ 1,568,000 $ 784,000 $ 53,000
Henry, Virginia 2 $ 496,000 $ 248,000 $ 32,000
Isle of Wight, Virginia 2 $ 760,000 $ 380,000 $ 69,000
Manassas, Virginia 2 $ 551,000 $ 275,500 $ 72,000
Rockingham, Virginia 2 $ 560,000 $ 280,000 $ 70,000
York, Virginia 2 $ 424,000 $ 212,000 $ 104,000
Benton, Washington 2 $ 687,000 $ 343,500 $ 94,000
Clallam, Washington 2 $ 618,000 $ 309,000 $ 30,000
Douglas, Washington 2 $ 525,000 $ 262,500 $ 46,000
Monongalia, West Virginia 2 $ 359,000 $ 179,500 $ 113,000
Morgan, West Virginia 2 $ 268,000 $ 134,000 $ 81,000
Brown, Wisconsin 2 $ 269,000 $ 134,500 $ 43,000
Monroe, Wisconsin 2 $ 384,000 $ 192,000 $ 0
Vernon, Wisconsin 2 $ 700,000 $ 350,000 $ 118,000
Albany, Wyoming 2 $ 394,000 $ 197,000 $ 0
Sweetwater, Wyoming 2 $ 463,000 $ 231,500 $ 78,000
Colbert, Alabama 1 $ 284,000 $ 284,000 $ 115,000
Covington, Alabama 1 $ 249,000 $ 249,000 $ 327,000
Elmore, Alabama 1 $ 243,000 $ 243,000 $ 0
Etowah, Alabama 1 $ 240,000 $ 240,000 $ 97,000
Jackson, Alabama 1 $ 164,000 $ 164,000 $ 74,000
Limestone, Alabama 1 $ 360,000 $ 360,000 $ 133,000
Montgomery, Alabama 1 $ 114,000 $ 114,000 $ 0
Morgan, Alabama 1 $ 101,000 $ 101,000 $ 84,000
Shelby, Alabama 1 $ 302,000 $ 302,000 $ 101,000
Tuscaloosa, Alabama 1 $ 115,000 $ 115,000 $ 64,000
Navajo, Arizona 1 $ 209,000 $ 209,000 $ 0
Cleburne, Arkansas 1 $ 247,000 $ 247,000 $ 0
Miller, Arkansas 1 $ 140,000 $ 140,000 $ 103,000
Pulaski, Arkansas 1 $ 417,000 $ 417,000 $ 116,000
Butte, California 1 $ 401,000 $ 401,000 $ 0
Lake, California 1 $ 262,000 $ 262,000 $ 170,000
Madera, California 1 $ 308,000 $ 308,000 $ 104,000
Marin, California 1 $ 302,000 $ 302,000 $ 235,000
Mariposa, California 1 $ 236,000 $ 236,000 $ 0
Plumas, California 1 $ 250,000 $ 250,000 $ 78,000
San Benito, California 1 $ 331,000 $ 331,000 $ 100,000
Santa Barbara, California 1 $ 350,000 $ 350,000 $ 129,000
Sutter, California 1 $ 224,000 $ 224,000 $ 0
Tulare, California 1 $ 274,000 $ 274,000 $ 318,000
Yolo, California 1 $ 265,000 $ 265,000 $ 77,000
Clear Creek, Colorado 1 $ 390,000 $ 390,000 $ 128,000
Custer, Colorado 1 $ 185,000 $ 185,000 $ 55,000
Lake, Colorado 1 $ 305,000 $ 305,000 $ 84,000
Pueblo, Colorado 1 $ 160,000 $ 160,000 $ 93,000
Middlesex, Connecticut 1 $ 350,000 $ 350,000 $ 90,000
Columbia, Florida 1 $ 194,000 $ 194,000 $ 0
Jackson, Florida 1 $ 126,000 $ 126,000 $ 40,000
Leon, Florida 1 $ 322,000 $ 322,000 $ 186,000
Levy, Florida 1 $ 415,000 $ 415,000 $ 95,000
Martin, Florida 1 $ 270,000 $ 270,000 $ 161,000
Nassau, Florida 1 $ 195,000 $ 195,000 $ 0
Putnam, Florida 1 $ 254,000 $ 254,000 $ 160,000
Bibb, Georgia 1 $ 158,000 $ 158,000 $ 85,000
Bulloch, Georgia 1 $ 93,000 $ 93,000 $ 110,000
Clarke, Georgia 1 $ 175,000 $ 175,000 $ 72,000
Clayton, Georgia 1 $ 220,000 $ 220,000 $ 72,000
Colquitt, Georgia 1 $ 136,000 $ 136,000 $ 73,000
Coweta, Georgia 1 $ 417,000 $ 417,000 $ 113,000
Dougherty, Georgia 1 $ 413,000 $ 413,000 $ 89,000
Douglas, Georgia 1 $ 235,000 $ 235,000 $ 66,000
Hall, Georgia 1 $ 662,000 $ 662,000 $ 227,000
Harris, Georgia 1 $ 207,000 $ 207,000 $ 62,000
Heard, Georgia 1 $ 270,000 $ 270,000 $ 154,000
Long, Georgia 1 $ 186,000 $ 186,000 $ 52,000
Lowndes, Georgia 1 $ 114,000 $ 114,000 $ 103,000
Toombs, Georgia 1 $ 311,000 $ 311,000 $ 0
Walton, Georgia 1 $ 304,000 $ 304,000 $ 152,000
Maui, Hawaii 1 $ 412,000 $ 412,000 $ 350,000
Payette, Idaho 1 $ 326,000 $ 326,000 $ 157,000
Valley, Idaho 1 $ 164,000 $ 164,000 $ 114,000
Boone, Illinois 1 $ 310,000 $ 310,000 $ 205,000
Clinton, Illinois 1 $ 189,000 $ 189,000 $ 0
Kankakee, Illinois 1 $ 135,000 $ 135,000 $ 139,000
Kendall, Illinois 1 $ 363,000 $ 363,000 $ 264,000
Madison, Illinois 1 $ 680,000 $ 680,000 $ 175,000
McHenry, Illinois 1 $ 210,000 $ 210,000 $ 109,000
McLean, Illinois 1 $ 296,000 $ 296,000 $ 203,000
Rock Island, Illinois 1 $ 177,000 $ 177,000 $ 80,000
Carroll, Indiana 1 $ 213,000 $ 213,000 $ 0
Clark, Indiana 1 $ 155,000 $ 155,000 $ 0
Dearborn, Indiana 1 $ 299,000 $ 299,000 $ 125,000
Hamilton, Indiana 1 $ 235,000 $ 235,000 $ 0
LaPorte, Indiana 1 $ 350,000 $ 350,000 $ 0
Madison, Indiana 1 $ 292,000 $ 292,000 $ 75,000
Owen, Indiana 1 $ 181,000 $ 181,000 $ 0
Carroll, Iowa 1 $ 258,000 $ 258,000 $ 92,000
Linn, Iowa 1 $ 190,000 $ 190,000 $ 65,000
Scott, Iowa 1 $ 284,000 $ 284,000 $ 0
Taylor, Iowa 1 $ 220,000 $ 220,000 $ 78,000
Douglas, Kansas 1 $ 147,000 $ 147,000 $ 35,000
Geary, Kansas 1 $ 243,000 $ 243,000 $ 101,000
Riley, Kansas 1 $ 260,000 $ 260,000 $ 0
Sumner, Kansas 1 $ 219,000 $ 219,000 $ 54,000
Boone, Kentucky 1 $ 240,000 $ 240,000 $ 117,000
Estill, Kentucky 1 $ 210,000 $ 210,000 $ 133,000
Franklin, Kentucky 1 $ 242,000 $ 242,000 $ 119,000
Gallatin, Kentucky 1 $ 319,000 $ 319,000 $ 67,000
Greenup, Kentucky 1 $ 45,000 $ 45,000 $ 156,000
Mercer, Kentucky 1 $ 156,000 $ 156,000 $ 35,000
Oldham, Kentucky 1 $ 408,000 $ 408,000 $ 72,000
Shelby, Kentucky 1 $ 417,000 $ 417,000 $ 83,000
Beauregard, Louisiana 1 $ 208,000 $ 208,000 $ 0
Calcasieu, Louisiana 1 $ 183,000 $ 183,000 $ 236,000
Iberia, Louisiana 1 $ 325,000 $ 325,000 $ 115,000
Lafayette, Louisiana 1 $ 200,000 $ 200,000 $ 75,000
Livingston, Louisiana 1 $ 269,000 $ 269,000 $ 70,000
Plaquemines, Louisiana 1 $ 320,000 $ 320,000 $ 50,000
St. Tammany, Louisiana 1 $ 210,000 $ 210,000 $ 94,000
Vernon, Louisiana 1 $ 224,000 $ 224,000 $ 0
West Baton Rouge, Louisiana 1 $ 248,000 $ 248,000 $ 0
Cumberland, Maine 1 $ 148,000 $ 148,000 $ 165,000
Sagadahoc, Maine 1 $ 212,000 $ 212,000 $ 103,000
Washington, Maine 1 $ 123,000 $ 123,000 $ 212,000
Allegany, Maryland 1 $ 185,000 $ 185,000 $ 79,000
Caroline, Maryland 1 $ 257,000 $ 257,000 $ 60,000
Hampshire, Massachusetts 1 $ 245,000 $ 245,000 $ 104,000
Allegan, Michigan 1 $ 277,000 $ 277,000 $ 92,000
Clare, Michigan 1 $ 127,000 $ 127,000 $ 127,000
Crawford, Michigan 1 $ 280,000 $ 280,000 $ 125,000
Ingham, Michigan 1 $ 138,000 $ 138,000 $ 59,000
Kalamazoo, Michigan 1 $ 217,000 $ 217,000 $ 188,000
Kent, Michigan 1 $ 218,000 $ 218,000 $ 0
Leelanau, Michigan 1 $ 256,000 $ 256,000 $ 0
Anoka, Minnesota 1 $ 241,000 $ 241,000 $ 65,000
Carver, Minnesota 1 $ 283,000 $ 283,000 $ 82,000
Crow Wing, Minnesota 1 $ 111,000 $ 111,000 $ 299,000
Sherburne, Minnesota 1 $ 299,000 $ 299,000 $ 97,000
St. Louis, Minnesota 1 $ 280,000 $ 280,000 $ 0
Stearns, Minnesota 1 $ 124,000 $ 124,000 $ 84,000
DeSoto, Mississippi 1 $ 334,000 $ 334,000 $ 57,000
Hancock, Mississippi 1 $ 278,000 $ 278,000 $ 71,000
Harrison, Mississippi 1 $ 212,000 $ 212,000 $ 0
Jackson, Mississippi 1 $ 183,000 $ 183,000 $ 134,000
Lauderdale, Mississippi 1 $ 167,000 $ 167,000 $ 0
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Mortgage Loan Application Detail Totals for Capital Bank, N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,997 $996,519,000 $332,000 $5,500,000 $109,000 $3,193,000
Home Purchase 646 $236,069,000 $365,000 $3,000,000 $163,000 $9,999,000
Home Improvement 1 $450,000 $450,000 $450,000 $297,000 $297,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,264 $768,948,000 $339,000 $3,000,000 $121,000 $9,999,000
Not Provided 443 $145,544,000 $328,000 $1,232,000 $128,000 $2,000,000
Asian 334 $111,227,000 $333,000 $1,316,000 $150,000 $3,193,000
Black or African American 305 $93,756,000 $307,000 $1,488,000 $87,000 $1,454,000
Hispanic 232 $73,224,000 $315,000 $1,500,000 $96,000 $1,278,000
Not applicable 33 $30,811,000 $933,000 $5,500,000 $0 $0
American Indian or Alaskan Native 17 $4,492,000 $264,000 $497,000 $77,000 $136,000
Native Hawaiin or Other Pacific Islander 16 $5,036,000 $314,000 $626,000 $77,000 $184,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,094 $739,222,000 $353,000 $5,500,000 $163,000 $9,999,000
VA-guaranteed (Veterans Administration) 1,356 $440,883,000 $325,000 $1,420,000 $58,000 $1,002,000
FHA-insured (Federal Housing Administration) 194 $52,933,000 $272,000 $693,000 $62,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,601 $899,648,000 $345,000 $5,500,000 $120,000 $9,999,000
Application Withdrawn By Applicant 493 $161,057,000 $326,000 $3,350,000 $121,000 $3,193,000
Application Denied By Financial Institution 232 $75,735,000 $326,000 $1,233,000 $115,000 $744,000
File Closed For Incompleteness 207 $63,029,000 $304,000 $1,211,000 $107,000 $637,000
Application Approved But Not Accepted 111 $33,569,000 $302,000 $780,000 $89,000 $311,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 106 $36,084,000 $340,000 $804,000 $146,000 $744,000
Debt-To-Income Ratio 75 $24,751,000 $330,000 $1,233,000 $77,000 $368,000
Other 21 $5,273,000 $251,000 $405,000 $104,000 $651,000
Credit History 19 $6,707,000 $353,000 $1,184,000 $104,000 $252,000
Unverifiable Information 7 $1,965,000 $280,000 $417,000 $130,000 $316,000
Employment History 2 $420,000 $210,000 $344,000 $69,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 2 $535,000 $267,000 $360,000 $139,000 $226,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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