Capital Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,522 |
| Total Mortgage Loan Application Amount | $1,373,530,000 |
| Average Mortgage Loan Application Amount | $416,750 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $146,750 |
| Highest Applicant Income | $5,125,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sussex County Delaware | 420 | $ 180,520,000 | $ 429,000 | $ 219,000 |
| District of Columbia County District Of Columbia | 407 | $ 204,585,000 | $ 502,000 | $ 119,000 |
| Montgomery County Maryland | 187 | $ 86,165,000 | $ 460,000 | $ 200,000 |
| Fairfax County Virginia | 184 | $ 91,290,000 | $ 496,000 | $ 188,000 |
| Prince George's County Maryland | 157 | $ 54,975,000 | $ 350,000 | $ 104,000 |
| Baltimore County Maryland | 97 | $ 32,375,000 | $ 333,000 | $ 116,000 |
| Prince William County Virginia | 96 | $ 40,350,000 | $ 420,000 | $ 143,000 |
| Anne Arundel County Maryland | 91 | $ 37,125,000 | $ 407,000 | $ 148,000 |
| Harford County Maryland | 79 | $ 24,425,000 | $ 309,000 | $ 124,000 |
| Loudoun County Virginia | 71 | $ 36,635,000 | $ 515,000 | $ 171,000 |
| Baltimore City County Maryland | 59 | $ 13,495,000 | $ 228,000 | $ 90,000 |
| Arlington County Virginia | 43 | $ 24,515,000 | $ 570,000 | $ 206,000 |
| Middlesex County Massachusetts | 35 | $ 15,015,000 | $ 429,000 | $ 217,000 |
| Alexandria County Virginia | 35 | $ 16,065,000 | $ 459,000 | $ 169,000 |
| Frederick County Maryland | 33 | $ 12,815,000 | $ 388,000 | $ 134,000 |
| Howard County Maryland | 32 | $ 11,420,000 | $ 356,000 | $ 142,000 |
| Orange County Florida | 26 | $ 7,610,000 | $ 292,000 | $ 102,000 |
| Stafford County Virginia | 24 | $ 9,770,000 | $ 407,000 | $ 135,000 |
| Maricopa County Arizona | 18 | $ 7,130,000 | $ 396,000 | $ 142,000 |
| Charles County Maryland | 18 | $ 6,600,000 | $ 366,000 | $ 101,000 |
| Wake County North Carolina | 18 | $ 6,770,000 | $ 376,000 | $ 224,000 |
| Kent County Delaware | 17 | $ 4,815,000 | $ 283,000 | $ 136,000 |
| Miami-Dade County Florida | 17 | $ 7,195,000 | $ 423,000 | $ 173,000 |
| Los Angeles County California | 16 | $ 9,170,000 | $ 573,000 | $ 192,000 |
| Broward County Florida | 16 | $ 5,600,000 | $ 350,000 | $ 165,000 |
| Hillsborough County Florida | 16 | $ 4,810,000 | $ 300,000 | $ 135,000 |
| Worcester County Massachusetts | 15 | $ 5,335,000 | $ 355,000 | $ 107,000 |
| Duval County Florida | 14 | $ 2,980,000 | $ 212,000 | $ 148,000 |
| Worcester County Maryland | 14 | $ 5,180,000 | $ 370,000 | $ 347,000 |
| Philadelphia County Pennsylvania | 14 | $ 6,640,000 | $ 474,000 | $ 185,000 |
| York County Pennsylvania | 14 | $ 3,300,000 | $ 235,000 | $ 87,000 |
| Washington County Maryland | 13 | $ 3,225,000 | $ 248,000 | $ 108,000 |
| Clark County Nevada | 13 | $ 4,585,000 | $ 352,000 | $ 88,000 |
| Montgomery County Pennsylvania | 13 | $ 3,665,000 | $ 281,000 | $ 133,000 |
| New Castle County Delaware | 12 | $ 3,870,000 | $ 322,000 | $ 159,000 |
| Calvert County Maryland | 12 | $ 5,030,000 | $ 419,000 | $ 150,000 |
| Fauquier County Virginia | 12 | $ 5,230,000 | $ 435,000 | $ 229,000 |
| Cobb County Georgia | 11 | $ 3,065,000 | $ 278,000 | $ 127,000 |
| Queen Anne's County Maryland | 11 | $ 4,015,000 | $ 365,000 | $ 129,000 |
| Bucks County Pennsylvania | 11 | $ 3,155,000 | $ 286,000 | $ 127,000 |
| Frederick County Virginia | 11 | $ 2,715,000 | $ 246,000 | $ 124,000 |
| El Paso County Colorado | 10 | $ 3,930,000 | $ 393,000 | $ 135,000 |
| Pinellas County Florida | 10 | $ 2,950,000 | $ 295,000 | $ 140,000 |
| Allegheny County Pennsylvania | 10 | $ 1,890,000 | $ 189,000 | $ 148,000 |
| Charleston County South Carolina | 10 | $ 3,680,000 | $ 368,000 | $ 163,000 |
| Virginia Beach County Virginia | 10 | $ 4,160,000 | $ 416,000 | $ 273,000 |
| San Diego County California | 9 | $ 3,125,000 | $ 347,000 | $ 101,000 |
| Seminole County Florida | 9 | $ 2,655,000 | $ 295,000 | $ 108,000 |
| Carroll County Maryland | 9 | $ 2,805,000 | $ 311,000 | $ 108,000 |
| Essex County Massachusetts | 9 | $ 2,835,000 | $ 315,000 | $ 107,000 |
| Plymouth County Massachusetts | 9 | $ 4,535,000 | $ 503,000 | $ 141,000 |
| Travis County Texas | 9 | $ 3,355,000 | $ 372,000 | $ 168,000 |
| Spotsylvania County Virginia | 9 | $ 2,845,000 | $ 316,000 | $ 92,000 |
| Hartford County Connecticut | 8 | $ 2,220,000 | $ 277,000 | $ 135,000 |
| Osceola County Florida | 8 | $ 2,610,000 | $ 326,000 | $ 56,000 |
| Polk County Florida | 8 | $ 1,110,000 | $ 138,000 | $ 89,000 |
| Rockingham County New Hampshire | 8 | $ 3,230,000 | $ 403,000 | $ 137,000 |
| Chester County Pennsylvania | 8 | $ 2,530,000 | $ 316,000 | $ 137,000 |
| Dallas County Texas | 8 | $ 4,670,000 | $ 583,000 | $ 196,000 |
| Brevard County Florida | 7 | $ 2,105,000 | $ 300,000 | $ 591,000 |
| Fulton County Georgia | 7 | $ 2,505,000 | $ 357,000 | $ 213,000 |
| Cecil County Maryland | 7 | $ 1,775,000 | $ 253,000 | $ 84,000 |
| Bristol County Massachusetts | 7 | $ 2,385,000 | $ 340,000 | $ 92,000 |
| Suffolk County Massachusetts | 7 | $ 2,505,000 | $ 357,000 | $ 175,000 |
| Washoe County Nevada | 7 | $ 3,525,000 | $ 503,000 | $ 115,000 |
| Hillsborough County New Hampshire | 7 | $ 2,505,000 | $ 357,000 | $ 194,000 |
| Camden County New Jersey | 7 | $ 2,045,000 | $ 292,000 | $ 130,000 |
| Lancaster County Pennsylvania | 7 | $ 1,755,000 | $ 250,000 | $ 95,000 |
| Horry County South Carolina | 7 | $ 1,435,000 | $ 205,000 | $ 108,000 |
| Harris County Texas | 7 | $ 1,965,000 | $ 280,000 | $ 126,000 |
| James City County Virginia | 7 | $ 2,475,000 | $ 353,000 | $ 189,000 |
| Pierce County Washington | 7 | $ 2,345,000 | $ 335,000 | $ 196,000 |
| Alameda County California | 6 | $ 2,930,000 | $ 488,000 | $ 315,000 |
| Arapahoe County Colorado | 6 | $ 2,480,000 | $ 413,000 | $ 128,000 |
| Jefferson County Colorado | 6 | $ 2,580,000 | $ 430,000 | $ 111,000 |
| New Haven County Connecticut | 6 | $ 2,190,000 | $ 365,000 | $ 116,000 |
| Manatee County Florida | 6 | $ 3,050,000 | $ 508,000 | $ 128,000 |
| Okaloosa County Florida | 6 | $ 1,390,000 | $ 231,000 | $ 134,000 |
| Cook County Illinois | 6 | $ 2,120,000 | $ 353,000 | $ 172,000 |
| York County Maine | 6 | $ 2,000,000 | $ 333,000 | $ 145,000 |
| Wicomico County Maryland | 6 | $ 1,420,000 | $ 236,000 | $ 76,000 |
| Jackson County Missouri | 6 | $ 2,100,000 | $ 350,000 | $ 150,000 |
| Bernalillo County New Mexico | 6 | $ 1,640,000 | $ 273,000 | $ 201,000 |
| Mecklenburg County North Carolina | 6 | $ 1,580,000 | $ 263,000 | $ 115,000 |
| Providence County Rhode Island | 6 | $ 1,470,000 | $ 245,000 | $ 125,000 |
| Bexar County Texas | 6 | $ 1,730,000 | $ 288,000 | $ 105,000 |
| Tarrant County Texas | 6 | $ 1,620,000 | $ 270,000 | $ 145,000 |
| Salt Lake County Utah | 6 | $ 2,700,000 | $ 450,000 | $ 145,000 |
| King County Washington | 6 | $ 3,120,000 | $ 520,000 | $ 196,000 |
| Riverside County California | 5 | $ 1,415,000 | $ 283,000 | $ 84,000 |
| Sacramento County California | 5 | $ 2,205,000 | $ 441,000 | $ 220,000 |
| Denver County Colorado | 5 | $ 1,885,000 | $ 377,000 | $ 88,000 |
| Middlesex County Connecticut | 5 | $ 1,335,000 | $ 267,000 | $ 91,000 |
| Lee County Florida | 5 | $ 1,775,000 | $ 355,000 | $ 79,000 |
| Pasco County Florida | 5 | $ 2,045,000 | $ 409,000 | $ 126,000 |
| DeKalb County Georgia | 5 | $ 1,885,000 | $ 377,000 | $ 541,000 |
| Johnson County Kansas | 5 | $ 1,485,000 | $ 297,000 | $ 86,000 |
| Cumberland County Maine | 5 | $ 2,085,000 | $ 417,000 | $ 111,000 |
| St. Mary's County Maryland | 5 | $ 1,875,000 | $ 375,000 | $ 89,000 |
| Barnstable County Massachusetts | 5 | $ 1,335,000 | $ 267,000 | $ 176,000 |
| Norfolk County Massachusetts | 5 | $ 2,085,000 | $ 417,000 | $ 137,000 |
| Oakland County Michigan | 5 | $ 1,575,000 | $ 315,000 | $ 88,000 |
| Strafford County New Hampshire | 5 | $ 1,135,000 | $ 227,000 | $ 515,000 |
| Brunswick County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 93,000 |
| Northampton County Pennsylvania | 5 | $ 1,105,000 | $ 221,000 | $ 88,000 |
| Davidson County Tennessee | 5 | $ 1,545,000 | $ 309,000 | $ 186,000 |
| Montgomery County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 309,000 |
| Culpeper County Virginia | 5 | $ 1,805,000 | $ 361,000 | $ 108,000 |
| Hanover County Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 171,000 |
| Jefferson County West Virginia | 5 | $ 1,565,000 | $ 313,000 | $ 112,000 |
| Madison County Alabama | 4 | $ 1,400,000 | $ 350,000 | $ 177,000 |
| Cochise County Arizona | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Yavapai County Arizona | 4 | $ 1,010,000 | $ 252,000 | $ 67,000 |
| Orange County California | 4 | $ 2,000,000 | $ 500,000 | $ 188,000 |
| Larimer County Colorado | 4 | $ 1,850,000 | $ 462,000 | $ 40,000 |
| Marion County Florida | 4 | $ 550,000 | $ 137,000 | $ 45,000 |
| Volusia County Florida | 4 | $ 980,000 | $ 245,000 | $ 78,000 |
| Chatham County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 210,000 |
| Gwinnett County Georgia | 4 | $ 1,320,000 | $ 330,000 | $ 145,000 |
| Lake County Illinois | 4 | $ 1,740,000 | $ 435,000 | $ 304,000 |
| Penobscot County Maine | 4 | $ 840,000 | $ 210,000 | $ 157,000 |
| Garrett County Maryland | 4 | $ 1,580,000 | $ 395,000 | $ 329,000 |
| New Hanover County North Carolina | 4 | $ 2,340,000 | $ 585,000 | $ 273,000 |
| Franklin County Ohio | 4 | $ 1,220,000 | $ 305,000 | $ 87,000 |
| Lucas County Ohio | 4 | $ 1,350,000 | $ 337,000 | $ 175,000 |
| Kent County Rhode Island | 4 | $ 1,080,000 | $ 270,000 | $ 146,000 |
| Washington County Rhode Island | 4 | $ 1,510,000 | $ 377,000 | $ 168,000 |
| York County South Carolina | 4 | $ 1,730,000 | $ 432,000 | $ 195,000 |
| El Paso County Texas | 4 | $ 660,000 | $ 165,000 | $ 42,000 |
| Williamson County Texas | 4 | $ 930,000 | $ 232,000 | $ 59,000 |
| Fairfax City County Virginia | 4 | $ 1,820,000 | $ 455,000 | $ 130,000 |
| King George County Virginia | 4 | $ 1,690,000 | $ 422,000 | $ 149,000 |
| Manassas County Virginia | 4 | $ 1,430,000 | $ 357,000 | $ 118,000 |
| Richmond City County Virginia | 4 | $ 1,520,000 | $ 380,000 | $ 257,000 |
| Kitsap County Washington | 4 | $ 1,240,000 | $ 310,000 | $ 169,000 |
| Coconino County Arizona | 3 | $ 1,115,000 | $ 371,000 | $ 119,000 |
| Pima County Arizona | 3 | $ 675,000 | $ 225,000 | $ 144,000 |
| Contra Costa County California | 3 | $ 1,805,000 | $ 601,000 | $ 154,000 |
| Fresno County California | 3 | $ 1,045,000 | $ 348,000 | $ 117,000 |
| San Joaquin County California | 3 | $ 1,075,000 | $ 358,000 | $ 207,000 |
| Sonoma County California | 3 | $ 1,415,000 | $ 471,000 | $ 114,000 |
| Ventura County California | 3 | $ 1,505,000 | $ 501,000 | $ 0 |
| Adams County Colorado | 3 | $ 765,000 | $ 255,000 | $ 113,000 |
| Fairfield County Connecticut | 3 | $ 695,000 | $ 231,000 | $ 140,000 |
| Charlotte County Florida | 3 | $ 755,000 | $ 251,000 | $ 175,000 |
| Collier County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 145,000 |
| Palm Beach County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 130,000 |
| St. Johns County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 54,000 |
| Sumter County Florida | 3 | $ 595,000 | $ 198,000 | $ 61,000 |
| Cherokee County Georgia | 3 | $ 475,000 | $ 158,000 | $ 34,000 |
| Henry County Georgia | 3 | $ 705,000 | $ 235,000 | $ 42,000 |
| Talbot County Maryland | 3 | $ 1,335,000 | $ 445,000 | $ 278,000 |
| Dakota County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 86,000 |
| Washington County Minnesota | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| Clay County Missouri | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| Bergen County New Jersey | 3 | $ 1,265,000 | $ 421,000 | $ 194,000 |
| Burlington County New Jersey | 3 | $ 925,000 | $ 308,000 | $ 189,000 |
| Essex County New Jersey | 3 | $ 1,465,000 | $ 488,000 | $ 396,000 |
| Middlesex County New Jersey | 3 | $ 1,605,000 | $ 535,000 | $ 209,000 |
| Ocean County New Jersey | 3 | $ 1,195,000 | $ 398,000 | $ 243,000 |
| Moore County North Carolina | 3 | $ 1,975,000 | $ 658,000 | $ 147,000 |
| Onslow County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 313,000 |
| Orange County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 172,000 |
| Union County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 108,000 |
| Comanche County Oklahoma | 3 | $ 725,000 | $ 241,000 | $ 52,000 |
| Centre County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 91,000 |
| Delaware County Pennsylvania | 3 | $ 1,095,000 | $ 365,000 | $ 103,000 |
| Greenville County South Carolina | 3 | $ 715,000 | $ 238,000 | $ 82,000 |
| Lancaster County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 59,000 |
| Shelby County Tennessee | 3 | $ 615,000 | $ 205,000 | $ 96,000 |
| Williamson County Tennessee | 3 | $ 1,745,000 | $ 581,000 | $ 150,000 |
| Comal County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| Denton County Texas | 3 | $ 1,485,000 | $ 495,000 | $ 89,000 |
| Fort Bend County Texas | 3 | $ 765,000 | $ 255,000 | $ 86,000 |
| Galveston County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 123,000 |
| Chesapeake County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 105,000 |
| Chesterfield County Virginia | 3 | $ 745,000 | $ 248,000 | $ 60,000 |
| Clarke County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 151,000 |
| Louisa County Virginia | 3 | $ 1,715,000 | $ 571,000 | $ 261,000 |
| Shenandoah County Virginia | 3 | $ 1,235,000 | $ 411,000 | $ 193,000 |
| York County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 93,000 |
| Thurston County Washington | 3 | $ 755,000 | $ 251,000 | $ 169,000 |
| Berkeley County West Virginia | 3 | $ 835,000 | $ 278,000 | $ 116,000 |
| Waukesha County Wisconsin | 3 | $ 905,000 | $ 301,000 | $ 143,000 |
| Pinal County Arizona | 2 | $ 870,000 | $ 435,000 | $ 99,000 |
| Kern County California | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Monterey County California | 2 | $ 810,000 | $ 405,000 | $ 245,000 |
| Placer County California | 2 | $ 690,000 | $ 345,000 | $ 0 |
| San Bernardino County California | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| San Mateo County California | 2 | $ 870,000 | $ 435,000 | $ 169,000 |
| Santa Barbara County California | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Weld County Colorado | 2 | $ 860,000 | $ 430,000 | $ 199,000 |
| Litchfield County Connecticut | 2 | $ 780,000 | $ 390,000 | $ 191,000 |
| New London County Connecticut | 2 | $ 1,040,000 | $ 520,000 | $ 240,000 |
| Citrus County Florida | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Lake County Florida | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| Santa Rosa County Florida | 2 | $ 500,000 | $ 250,000 | $ 59,000 |
| St. Lucie County Florida | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Butts County Georgia | 2 | $ 430,000 | $ 215,000 | $ 201,000 |
| Fayette County Georgia | 2 | $ 700,000 | $ 350,000 | $ 121,000 |
| Forsyth County Georgia | 2 | $ 600,000 | $ 300,000 | $ 59,000 |
| Glynn County Georgia | 2 | $ 850,000 | $ 425,000 | $ 145,000 |
| Richmond County Georgia | 2 | $ 480,000 | $ 240,000 | $ 151,000 |
| Ada County Idaho | 2 | $ 1,050,000 | $ 525,000 | $ 167,000 |
| DuPage County Illinois | 2 | $ 680,000 | $ 340,000 | $ 192,000 |
| Marion County Indiana | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Caddo County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 252,000 |
| St. Tammany County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Macomb County Michigan | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Monroe County Michigan | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Hennepin County Minnesota | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| Scott County Minnesota | 2 | $ 1,120,000 | $ 560,000 | $ 284,000 |
| Greene County Missouri | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Johnson County Missouri | 2 | $ 660,000 | $ 330,000 | $ 224,000 |
| Platte County Missouri | 2 | $ 680,000 | $ 340,000 | $ 114,000 |
| Lewis and Clark County Montana | 2 | $ 860,000 | $ 430,000 | $ 119,000 |
| Carroll County New Hampshire | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Cape May County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 127,000 |
| Hudson County New Jersey | 2 | $ 680,000 | $ 340,000 | $ 159,000 |
| Morris County New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 221,000 |
| Salem County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Somerset County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 201,000 |
| Union County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Nassau County New York | 2 | $ 750,000 | $ 375,000 | $ 107,000 |
| Catawba County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 192,000 |
| Chatham County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 105,000 |
| Currituck County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 150,000 |
| Dare County North Carolina | 2 | $ 960,000 | $ 480,000 | $ 281,000 |
| Franklin County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Guilford County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Harnett County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Johnston County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Pender County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| Surry County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 39,000 |
| Montgomery County Ohio | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Summit County Ohio | 2 | $ 330,000 | $ 165,000 | $ 148,000 |
| Clackamas County Oregon | 2 | $ 1,240,000 | $ 620,000 | $ 178,000 |
| Douglas County Oregon | 2 | $ 660,000 | $ 330,000 | $ 80,000 |
| Berks County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 232,000 |
| Butler County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 152,000 |
| Columbia County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Cumberland County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Franklin County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 110,000 |
| Venango County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Aiken County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Anderson County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 81,000 |
| Beaufort County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Berkeley County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 42,000 |
| Spartanburg County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Sumter County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 66,000 |
| Sevier County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Bell County Texas | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Brazoria County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Collin County Texas | 2 | $ 600,000 | $ 300,000 | $ 131,000 |
| Lubbock County Texas | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Parker County Texas | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Val Verde County Texas | 2 | $ 400,000 | $ 200,000 | $ 108,000 |
| Tooele County Utah | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Utah County Utah | 2 | $ 840,000 | $ 420,000 | $ 74,000 |
| Weber County Utah | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Albemarle County Virginia | 2 | $ 660,000 | $ 330,000 | $ 152,000 |
| Caroline County Virginia | 2 | $ 510,000 | $ 255,000 | $ 64,000 |
| Hampton County Virginia | 2 | $ 540,000 | $ 270,000 | $ 153,000 |
| Henrico County Virginia | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Mathews County Virginia | 2 | $ 640,000 | $ 320,000 | $ 176,000 |
| Newport News County Virginia | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Suffolk County Virginia | 2 | $ 1,180,000 | $ 590,000 | $ 145,000 |
| Clark County Washington | 2 | $ 990,000 | $ 495,000 | $ 160,000 |
| Snohomish County Washington | 2 | $ 890,000 | $ 445,000 | $ 84,000 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Coffee County Alabama | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Morgan County Alabama | 1 | $ 705,000 | $ 705,000 | $ 216,000 |
| Pike County Alabama | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Tuscaloosa County Alabama | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Juneau County Alaska | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Benton County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Craighead County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Amador County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| El Dorado County California | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Humboldt County California | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Merced County California | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Modoc County California | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Santa Clara County California | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Tulare County California | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Broomfield County Colorado | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Chaffee County Colorado | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Eagle County Colorado | 1 | $ 425,000 | $ 425,000 | $ 57,000 |
| Fremont County Colorado | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Gunnison County Colorado | 1 | $ 395,000 | $ 395,000 | $ 63,000 |
| La Plata County Colorado | 1 | $ 545,000 | $ 545,000 | $ 64,000 |
| Mesa County Colorado | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Montezuma County Colorado | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Phillips County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Summit County Colorado | 1 | $ 545,000 | $ 545,000 | $ 206,000 |
| Tolland County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Windham County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Alachua County Florida | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Bay County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 227,000 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Indian River County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Monroe County Florida | 1 | $ 545,000 | $ 545,000 | $ 165,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Bryan County Georgia | 1 | $ 265,000 | $ 265,000 | $ 182,000 |
| Carroll County Georgia | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Clarke County Georgia | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Columbia County Georgia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Houston County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Liberty County Georgia | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Long County Georgia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Newton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Paulding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Pickens County Georgia | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| White County Georgia | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Honolulu County Hawaii | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Canyon County Idaho | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Champaign County Illinois | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Grundy County Illinois | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Will County Illinois | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Williamson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boone County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Grant County Indiana | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Hamilton County Indiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Johnson County Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Black Hawk County Iowa | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Boone County Iowa | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Polk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Butler County Kansas | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Jefferson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Orleans County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 240,000 |
| Plaquemines County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Rapides County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 128,000 |
| Washington County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Androscoggin County Maine | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Kennebec County Maine | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Knox County Maine | 1 | $ 445,000 | $ 445,000 | $ 350,000 |
| Caroline County Maryland | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Kent County Maryland | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Hampshire County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Bay County Michigan | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Calhoun County Michigan | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Charlevoix County Michigan | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Houghton County Michigan | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Kent County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Mecosta County Michigan | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Midland County Michigan | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Montcalm County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 245,000 | $ 245,000 | $ 192,000 |
| Anoka County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Meeker County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Olmsted County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Ramsey County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Hancock County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Harrison County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Rankin County Mississippi | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Cass County Missouri | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Cedar County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Christian County Missouri | 1 | $ 535,000 | $ 535,000 | $ 104,000 |
| Franklin County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| St. Louis County Missouri | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| St. Louis City County Missouri | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Taney County Missouri | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Missoula County Montana | 1 | $ 605,000 | $ 605,000 | $ 134,000 |
| Yellowstone County Montana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| York County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Douglas County Nevada | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Belknap County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 157,000 |
| Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Merrimack County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Atlantic County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| Monmouth County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 207,000 |
| Dona Ana County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Albany County New York | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Chautauqua County New York | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Kings County New York | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Queens County New York | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Saratoga County New York | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Suffolk County New York | 1 | $ 525,000 | $ 525,000 | $ 205,000 |
| Beaufort County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 221,000 |
| Carteret County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Hoke County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Iredell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lee County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| McDowell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 419,000 |
| Nash County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Polk County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Stanly County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Transylvania County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 396,000 |
| Wayne County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Burleigh County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Clermont County Ohio | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Delaware County Ohio | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Fulton County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Greene County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Licking County Ohio | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Stark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Wood County Ohio | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 330,000 |
| Rogers County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Benton County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Klamath County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lane County Oregon | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Polk County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Washington County Oregon | 1 | $ 505,000 | $ 505,000 | $ 110,000 |
| Yamhill County Oregon | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Adams County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Beaver County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Bedford County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Dauphin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Lawrence County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Lebanon County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 221,000 |
| Luzerne County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Lycoming County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Monroe County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Somerset County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Union County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Washington County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Newport County Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Georgetown County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Jasper County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Lexington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Blount County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 10,000 |
| Hamilton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Maury County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Sumner County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Anderson County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Freestone County Texas | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Guadalupe County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hopkins County Texas | 1 | $ 265,000 | $ 265,000 | $ 280,000 |
| Hunt County Texas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Johnson County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Kendall County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McLennan County Texas | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Potter County Texas | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Titus County Texas | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Van Zandt County Texas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Wise County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 156,000 |
| Davis County Utah | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Utah | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Washington County Vermont | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Windsor County Vermont | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Accomack County Virginia | 1 | $ 225,000 | $ 225,000 | $ 222,000 |
| Appomattox County Virginia | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Botetourt County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Brunswick County Virginia | 1 | $ 655,000 | $ 655,000 | $ 170,000 |
| Charlottesville County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Fluvanna County Virginia | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Franklin County Virginia | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Fredericksburg County Virginia | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Greene County Virginia | 1 | $ 185,000 | $ 185,000 | $ 259,000 |
| Harrisonburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Lynchburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Mecklenburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Middlesex County Virginia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Montgomery County Virginia | 1 | $ 165,000 | $ 165,000 | $ 406,000 |
| Norfolk County Virginia | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Orange County Virginia | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Scott County Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Winchester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 31,000 |
| Cowlitz County Washington | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Grays Harbor County Washington | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Mason County Washington | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Walla Walla County Washington | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,533 | $603,455,000 | $393,000 | $18,005,000 | $174,000 | $5,125,000 |
| Home Purchase | 1,385 | $550,865,000 | $397,000 | $1,705,000 | $148,000 | $1,850,000 |
| Cash-out Refinancing | 603 | $218,695,000 | $362,000 | $1,435,000 | $135,000 | $1,344,000 |
| Other Purpose | 1 | $515,000 | $515,000 | $515,000 | $130,000 | $130,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,986 | $768,910,000 | $387,000 | $2,095,000 | $169,000 | $5,125,000 |
| Not Provided | 585 | $221,965,000 | $379,000 | $1,705,000 | $165,000 | $867,000 |
| Black or African American | 504 | $176,130,000 | $349,000 | $1,905,000 | $104,000 | $936,000 |
| Hispanic | 241 | $79,035,000 | $327,000 | $1,175,000 | $127,000 | $3,260,000 |
| Asian | 134 | $58,160,000 | $434,000 | $1,135,000 | $159,000 | $658,000 |
| Not applicable | 38 | $56,750,000 | $1,493,000 | $18,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $4,100,000 | $292,000 | $505,000 | $143,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,315,000 | $463,000 | $695,000 | $118,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,525 | $979,355,000 | $387,000 | $18,005,000 | $163,000 | $5,125,000 |
| VA-guaranteed (Veterans Administration) | 772 | $322,050,000 | $417,000 | $1,505,000 | $140,000 | $567,000 |
| FHA-insured (Federal Housing Administration) | 212 | $68,600,000 | $323,000 | $815,000 | $83,000 | $371,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $3,525,000 | $271,000 | $475,000 | $67,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,696 | $1,073,860,000 | $398,000 | $18,005,000 | $157,000 | $5,125,000 |
| Application Withdrawn By Applicant | 613 | $226,665,000 | $369,000 | $1,905,000 | $149,000 | $2,432,000 |
| File Closed For Incompleteness | 99 | $37,105,000 | $374,000 | $1,395,000 | $208,000 | $3,260,000 |
| Application Denied By Financial Institution | 85 | $25,545,000 | $300,000 | $885,000 | $93,000 | $552,000 |
| Application Approved But Not Accepted | 27 | $9,605,000 | $355,000 | $895,000 | $124,000 | $280,000 |
| Preapproval Approved but not Accepted | 1 | $545,000 | $545,000 | $545,000 | $135,000 | $135,000 |
| Preapproval Denied by Financial Institution | 1 | $205,000 | $205,000 | $205,000 | $38,000 | $38,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,436 | $1,347,780,000 | $392,000 | $18,005,000 | $156,000 | $5,125,000 |
| Debt-To-Income Ratio | 49 | $15,655,000 | $319,000 | $715,000 | $80,000 | $333,000 |
| Collateral | 14 | $3,110,000 | $222,000 | $345,000 | $133,000 | $552,000 |
| Credit History | 8 | $2,240,000 | $280,000 | $405,000 | $116,000 | $183,000 |
| Other | 7 | $1,875,000 | $267,000 | $545,000 | $72,000 | $103,000 |
| Unverifiable Information | 3 | $1,425,000 | $475,000 | $885,000 | $121,000 | $226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,075,000 | $358,000 | $385,000 | $97,000 | $116,000 |
| Employment History | 2 | $370,000 | $185,000 | $205,000 | $36,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.