Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Capital One Home Loans, LLC of Overland Park, KS reported 51,683 mortgage applications totaling $6.3 billion. The average application was for $121,450, and applicants reported an average income of $74,500. 57% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,374), Atlanta-Sandy Springs-Marietta, GA (1,160) and New York-White Plains-Wayne, NY-NJ (926) (applications in parentheses).

Mortgage Company & Address Capital One Home Loans, LLC
12800 Foster Street
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 51,683
Total Mortgage Loan Application Amount $6,276,947,000
Average Mortgage Loan Application Amount $121,450
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $74,500
Highest Applicant Income $3,399,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One Home Loans, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 827 $ 120,882,000 $ 146,169 $ 78,000
Maricopa, Arizona 661 $ 92,403,000 $ 139,792 $ 81,000
Los Angeles, California 591 $ 113,886,000 $ 192,700 $ 96,000
Clark, Nevada 443 $ 67,598,000 $ 152,591 $ 83,000
Suffolk, New York 398 $ 82,380,000 $ 206,984 $ 100,000
Miami-Dade, Florida 380 $ 61,896,000 $ 162,884 $ 82,000
Broward, Florida 358 $ 55,719,000 $ 155,639 $ 77,000
San Bernardino, California 352 $ 56,150,000 $ 159,517 $ 89,000
Johnson, Kansas 341 $ 55,635,000 $ 163,152 $ 115,000
Wayne, Michigan 325 $ 28,041,000 $ 86,280 $ 65,000
Philadelphia, Pennsylvania 298 $ 27,834,000 $ 93,402 $ 56,000
Riverside, California 288 $ 49,936,000 $ 173,388 $ 96,000
Prince George's, Maryland 251 $ 46,374,000 $ 184,756 $ 87,000
Jackson, Missouri 251 $ 30,474,000 $ 121,410 $ 78,000
Hillsborough, Florida 242 $ 32,144,000 $ 132,826 $ 73,000
Hartford, Connecticut 241 $ 31,562,000 $ 130,962 $ 82,000
Palm Beach, Florida 231 $ 35,948,000 $ 155,619 $ 81,000
Mecklenburg, North Carolina 224 $ 27,900,000 $ 124,553 $ 80,000
Wake, North Carolina 221 $ 26,766,000 $ 121,113 $ 86,000
Orange, Florida 218 $ 31,160,000 $ 142,935 $ 69,000
Baltimore, Maryland 218 $ 29,926,000 $ 137,275 $ 76,000
Cuyahoga, Ohio 218 $ 19,836,000 $ 90,990 $ 70,000
Salt Lake, Utah 215 $ 27,415,000 $ 127,511 $ 76,000
Erie, New York 213 $ 16,861,000 $ 79,159 $ 66,000
Camden, New Jersey 209 $ 25,884,000 $ 123,846 $ 71,000
Franklin, Ohio 203 $ 19,309,000 $ 95,118 $ 73,000
Ocean, New Jersey 197 $ 32,969,000 $ 167,355 $ 81,000
Nassau, New York 195 $ 44,957,000 $ 230,548 $ 117,000
King, Washington 194 $ 32,438,000 $ 167,206 $ 97,000
Pinellas, Florida 191 $ 23,174,000 $ 121,329 $ 74,000
San Diego, California 187 $ 35,407,000 $ 189,342 $ 102,000
Gwinnett, Georgia 186 $ 23,379,000 $ 125,693 $ 87,000
Allegheny, Pennsylvania 185 $ 13,356,000 $ 72,194 $ 66,000
Burlington, New Jersey 181 $ 27,226,000 $ 150,419 $ 83,000
Milwaukee, Wisconsin 181 $ 17,466,000 $ 96,497 $ 60,000
Pima, Arizona 180 $ 22,344,000 $ 124,133 $ 75,000
New Haven, Connecticut 178 $ 22,808,000 $ 128,134 $ 86,000
Montgomery, Pennsylvania 177 $ 25,643,000 $ 144,875 $ 84,000
Will, Illinois 173 $ 22,290,000 $ 128,843 $ 85,000
Oklahoma, Oklahoma 171 $ 14,972,000 $ 87,555 $ 67,000
Jefferson, Alabama 170 $ 16,308,000 $ 95,929 $ 65,000
Marion, Indiana 170 $ 13,916,000 $ 81,858 $ 69,000
Queens, New York 168 $ 33,011,000 $ 196,494 $ 74,000
Duval, Florida 164 $ 20,549,000 $ 125,298 $ 70,000
Polk, Florida 163 $ 19,575,000 $ 120,092 $ 64,000
Jefferson, Louisiana 161 $ 21,422,000 $ 133,055 $ 69,000
Sacramento, California 160 $ 22,207,000 $ 138,793 $ 90,000
Baltimore City, Maryland 160 $ 17,259,000 $ 107,868 $ 61,000
Bernalillo, New Mexico 160 $ 19,516,000 $ 121,975 $ 71,000
Pierce, Washington 159 $ 20,926,000 $ 131,610 $ 75,000
DeKalb, Georgia 158 $ 17,482,000 $ 110,645 $ 69,000
Shelby, Tennessee 156 $ 14,882,000 $ 95,397 $ 72,000
Middlesex, New Jersey 152 $ 27,526,000 $ 181,092 $ 94,000
Oakland, Michigan 151 $ 19,293,000 $ 127,768 $ 88,000
Kings, New York 149 $ 31,283,000 $ 209,953 $ 67,000
Cobb, Georgia 146 $ 18,159,000 $ 124,376 $ 78,000
Macomb, Michigan 143 $ 13,674,000 $ 95,622 $ 82,000
Chesterfield, Virginia 143 $ 20,107,000 $ 140,608 $ 84,000
El Paso, Colorado 142 $ 14,312,000 $ 100,788 $ 73,000
Brevard, Florida 142 $ 18,860,000 $ 132,816 $ 74,000
St. Louis, Missouri 142 $ 14,101,000 $ 99,302 $ 72,000
York, Pennsylvania 142 $ 14,512,000 $ 102,197 $ 75,000
Snohomish, Washington 142 $ 21,353,000 $ 150,373 $ 84,000
Essex, New Jersey 140 $ 23,255,000 $ 166,107 $ 84,000
New Castle, Delaware 138 $ 19,520,000 $ 141,449 $ 74,000
Middlesex, Massachusetts 138 $ 22,959,000 $ 166,369 $ 85,000
Orange, California 136 $ 28,078,000 $ 206,455 $ 119,000
Henrico, Virginia 136 $ 19,462,000 $ 143,102 $ 82,000
Volusia, Florida 135 $ 17,497,000 $ 129,607 $ 65,000
East Baton Rouge, Louisiana 135 $ 18,996,000 $ 140,711 $ 81,000
DuPage, Illinois 134 $ 21,624,000 $ 161,373 $ 95,000
Hennepin, Minnesota 131 $ 18,383,000 $ 140,328 $ 83,000
Bergen, New Jersey 129 $ 27,641,000 $ 214,271 $ 109,000
Monmouth, New Jersey 129 $ 23,953,000 $ 185,682 $ 92,000
Kern, California 127 $ 20,348,000 $ 160,220 $ 84,000
Lake, Indiana 127 $ 11,479,000 $ 90,385 $ 67,000
Berks, Pennsylvania 127 $ 14,148,000 $ 111,401 $ 73,000
Gloucester, New Jersey 125 $ 17,276,000 $ 138,208 $ 87,000
Fulton, Georgia 124 $ 14,891,000 $ 120,088 $ 79,000
Lee, Florida 123 $ 18,321,000 $ 148,951 $ 77,000
Bucks, Pennsylvania 123 $ 16,720,000 $ 135,934 $ 84,000
Worcester, Massachusetts 122 $ 16,860,000 $ 138,196 $ 85,000
Tulsa, Oklahoma 120 $ 9,801,000 $ 81,675 $ 65,000
Pasco, Florida 118 $ 14,432,000 $ 122,305 $ 70,000
Montgomery, Maryland 118 $ 24,203,000 $ 205,110 $ 104,000
Orange, New York 118 $ 20,543,000 $ 174,093 $ 90,000
Utah, Utah 118 $ 16,493,000 $ 139,771 $ 75,000
Fresno, California 117 $ 17,336,000 $ 148,170 $ 81,000
Lake, Illinois 117 $ 16,665,000 $ 142,435 $ 93,000
Monroe, New York 117 $ 9,719,000 $ 83,068 $ 70,000
Delaware, Pennsylvania 117 $ 13,556,000 $ 115,863 $ 74,000
Summit, Ohio 115 $ 10,250,000 $ 89,130 $ 69,000
Harris, Texas 114 $ 14,597,000 $ 128,043 $ 85,000
St. Tammany, Louisiana 113 $ 17,886,000 $ 158,283 $ 81,000
Essex, Massachusetts 112 $ 15,120,000 $ 135,000 $ 88,000
Onondaga, New York 112 $ 9,821,000 $ 87,687 $ 73,000
Northampton, Pennsylvania 112 $ 14,225,000 $ 127,008 $ 73,000
Virginia Beach, Virginia 111 $ 16,000,000 $ 144,144 $ 72,000
Jefferson, Kentucky 110 $ 10,972,000 $ 99,745 $ 72,000
Anne Arundel, Maryland 109 $ 18,116,000 $ 166,201 $ 100,000
Bristol, Massachusetts 109 $ 15,370,000 $ 141,009 $ 78,000
Arapahoe, Colorado 108 $ 11,566,000 $ 107,092 $ 79,000
Seminole, Florida 108 $ 15,060,000 $ 139,444 $ 87,000
Richmond, New York 108 $ 20,598,000 $ 190,722 $ 81,000
Hamilton, Ohio 108 $ 9,635,000 $ 89,212 $ 69,000
Ada, Idaho 107 $ 12,648,000 $ 118,205 $ 71,000
Sedgwick, Kansas 107 $ 8,916,000 $ 83,327 $ 67,000
Lucas, Ohio 106 $ 8,883,000 $ 83,801 $ 68,000
Fairfield, Connecticut 105 $ 23,303,000 $ 221,933 $ 96,000
Westchester, New York 104 $ 21,271,000 $ 204,528 $ 118,000
Fairfax, Virginia 104 $ 21,341,000 $ 205,201 $ 104,000
Hampden, Massachusetts 103 $ 11,042,000 $ 107,203 $ 62,000
Mercer, New Jersey 102 $ 13,263,000 $ 130,029 $ 72,000
Pulaski, Arkansas 101 $ 8,121,000 $ 80,405 $ 60,000
Lake, Florida 101 $ 15,061,000 $ 149,118 $ 73,000
Madison, Alabama 98 $ 9,112,000 $ 92,979 $ 69,000
Jefferson, Colorado 98 $ 11,695,000 $ 119,336 $ 85,000
Kane, Illinois 95 $ 13,850,000 $ 145,789 $ 92,000
Providence, Rhode Island 95 $ 12,572,000 $ 132,336 $ 77,000
Chester, Pennsylvania 94 $ 14,307,000 $ 152,202 $ 96,000
Atlantic, New Jersey 92 $ 11,904,000 $ 129,391 $ 76,000
Plymouth, Massachusetts 91 $ 14,876,000 $ 163,472 $ 88,000
Multnomah, Oregon 91 $ 14,097,000 $ 154,912 $ 79,000
Polk, Iowa 90 $ 8,658,000 $ 96,200 $ 67,000
Lancaster, Pennsylvania 90 $ 9,615,000 $ 106,833 $ 68,000
Denver, Colorado 89 $ 11,137,000 $ 125,134 $ 79,000
Douglas, Nebraska 89 $ 8,295,000 $ 93,202 $ 76,000
Stark, Ohio 89 $ 8,463,000 $ 95,089 $ 63,000
Montgomery, Ohio 88 $ 7,014,000 $ 79,704 $ 66,000
Prince William, Virginia 88 $ 16,696,000 $ 189,727 $ 93,000
Union, New Jersey 87 $ 15,807,000 $ 181,689 $ 89,000
Pinal, Arizona 86 $ 10,473,000 $ 121,779 $ 75,000
Marion, Florida 86 $ 8,828,000 $ 102,651 $ 63,000
St. Charles, Missouri 86 $ 10,016,000 $ 116,465 $ 81,000
Hillsborough, New Hampshire 86 $ 12,459,000 $ 144,872 $ 86,000
Monroe, Pennsylvania 85 $ 11,220,000 $ 132,000 $ 70,000
Greenville, South Carolina 84 $ 8,567,000 $ 101,988 $ 72,000
Chesapeake, Virginia 84 $ 11,959,000 $ 142,369 $ 71,000
Adams, Colorado 83 $ 9,905,000 $ 119,337 $ 78,000
Spokane, Washington 82 $ 8,340,000 $ 101,707 $ 61,000
McHenry, Illinois 81 $ 11,796,000 $ 145,629 $ 99,000
Davidson, Tennessee 81 $ 9,389,000 $ 115,913 $ 67,000
Davis, Utah 81 $ 8,254,000 $ 101,901 $ 76,000
Lehigh, Pennsylvania 80 $ 8,660,000 $ 108,250 $ 70,000
Luzerne, Pennsylvania 80 $ 6,923,000 $ 86,537 $ 59,000
Clark, Washington 80 $ 10,400,000 $ 130,000 $ 83,000
Alameda, California 78 $ 17,884,000 $ 229,282 $ 95,000
Hudson, New Jersey 78 $ 13,963,000 $ 179,012 $ 82,000
Douglas, Colorado 77 $ 12,292,000 $ 159,636 $ 129,000
Calcasieu, Louisiana 77 $ 9,257,000 $ 120,220 $ 80,000
Genesee, Michigan 77 $ 6,793,000 $ 88,220 $ 67,000
Guilford, North Carolina 77 $ 7,693,000 $ 99,909 $ 72,000
Washington, Oregon 77 $ 10,908,000 $ 141,662 $ 88,000
New London, Connecticut 76 $ 10,302,000 $ 135,552 $ 77,000
Stanislaus, California 75 $ 12,775,000 $ 170,333 $ 84,000
Sussex, New Jersey 75 $ 13,456,000 $ 179,413 $ 87,000
Knox, Tennessee 75 $ 7,357,000 $ 98,093 $ 72,000
Washoe, Nevada 74 $ 10,523,000 $ 142,202 $ 82,000
Horry, South Carolina 74 $ 8,740,000 $ 118,108 $ 77,000
St. Lucie, Florida 73 $ 8,427,000 $ 115,438 $ 63,000
Dakota, Minnesota 73 $ 8,608,000 $ 117,917 $ 91,000
Contra Costa, California 72 $ 13,019,000 $ 180,819 $ 100,000
Cumberland, North Carolina 71 $ 6,274,000 $ 88,366 $ 72,000
Harford, Maryland 70 $ 10,729,000 $ 153,271 $ 83,000
Clay, Missouri 69 $ 6,827,000 $ 98,942 $ 83,000
Rockingham, New Hampshire 69 $ 9,658,000 $ 139,971 $ 89,000
Cherokee, Georgia 68 $ 10,270,000 $ 151,029 $ 89,000
Winnebago, Illinois 68 $ 5,971,000 $ 87,808 $ 64,000
Orleans, Louisiana 68 $ 10,038,000 $ 147,617 $ 82,000
Hinds, Mississippi 68 $ 6,342,000 $ 93,264 $ 53,000
Cleveland, Oklahoma 68 $ 5,744,000 $ 84,470 $ 69,000
Middlesex, Connecticut 67 $ 8,780,000 $ 131,044 $ 88,000
Hamilton, Indiana 66 $ 8,200,000 $ 124,242 $ 88,000
Kent, Michigan 66 $ 5,884,000 $ 89,151 $ 71,000
Forsyth, North Carolina 66 $ 5,261,000 $ 79,712 $ 60,000
Westmoreland, Pennsylvania 66 $ 5,342,000 $ 80,939 $ 62,000
Waukesha, Wisconsin 66 $ 9,256,000 $ 140,242 $ 96,000
St. Joseph, Indiana 65 $ 5,671,000 $ 87,246 $ 60,000
Lafourche, Louisiana 65 $ 8,037,000 $ 123,646 $ 64,000
Dutchess, New York 65 $ 10,882,000 $ 167,415 $ 94,000
Litchfield, Connecticut 64 $ 8,961,000 $ 140,015 $ 75,000
Manatee, Florida 64 $ 9,184,000 $ 143,500 $ 77,000
Madison, Illinois 64 $ 5,726,000 $ 89,468 $ 68,000
Frederick, Maryland 64 $ 10,111,000 $ 157,984 $ 92,000
Morris, New Jersey 64 $ 14,383,000 $ 224,734 $ 99,000
Hamilton, Tennessee 64 $ 5,624,000 $ 87,875 $ 77,000
Allen, Indiana 62 $ 4,151,000 $ 66,951 $ 67,000
Union, North Carolina 62 $ 7,534,000 $ 121,516 $ 84,000
San Joaquin, California 61 $ 10,909,000 $ 178,836 $ 84,000
District of Columbia, District Of Columbia 61 $ 11,983,000 $ 196,442 $ 76,000
Ascension, Louisiana 61 $ 8,714,000 $ 142,852 $ 86,000
Lafayette, Louisiana 61 $ 8,899,000 $ 145,885 $ 82,000
DeSoto, Mississippi 61 $ 5,932,000 $ 97,245 $ 70,000
Passaic, New Jersey 61 $ 12,261,000 $ 201,000 $ 87,000
Clackamas, Oregon 61 $ 10,065,000 $ 165,000 $ 90,000
Marion, Oregon 61 $ 6,987,000 $ 114,540 $ 66,000
Lexington, South Carolina 61 $ 6,159,000 $ 100,967 $ 72,000
Richland, South Carolina 61 $ 5,921,000 $ 97,065 $ 80,000
Mobile, Alabama 60 $ 5,752,000 $ 95,866 $ 61,000
St. Clair, Illinois 60 $ 5,444,000 $ 90,733 $ 66,000
Albany, New York 60 $ 6,995,000 $ 116,583 $ 71,000
Dane, Wisconsin 60 $ 6,992,000 $ 116,533 $ 83,000
Benton, Arkansas 59 $ 7,246,000 $ 122,813 $ 71,000
Tulare, California 59 $ 7,278,000 $ 123,355 $ 72,000
Greene, Missouri 59 $ 5,280,000 $ 89,491 $ 66,000
Jefferson, Missouri 59 $ 5,202,000 $ 88,169 $ 66,000
Escambia, Florida 58 $ 5,744,000 $ 99,034 $ 53,000
Sangamon, Illinois 58 $ 5,244,000 $ 90,413 $ 66,000
Norfolk, Massachusetts 58 $ 10,774,000 $ 185,758 $ 93,000
Anoka, Minnesota 58 $ 8,105,000 $ 139,741 $ 85,000
Bronx, New York 58 $ 10,090,000 $ 173,965 $ 66,000
Schenectady, New York 58 $ 6,228,000 $ 107,379 $ 71,000
Dauphin, Pennsylvania 58 $ 4,894,000 $ 84,379 $ 67,000
Kent, Delaware 57 $ 7,313,000 $ 128,298 $ 67,000
York, Maine 57 $ 7,035,000 $ 123,421 $ 72,000
Lorain, Ohio 57 $ 5,287,000 $ 92,754 $ 73,000
Livingston, Louisiana 56 $ 7,463,000 $ 133,267 $ 73,000
Oneida, New York 56 $ 4,923,000 $ 87,910 $ 72,000
York, South Carolina 56 $ 5,766,000 $ 102,964 $ 76,000
Spotsylvania, Virginia 56 $ 9,070,000 $ 161,964 $ 83,000
Canyon, Idaho 55 $ 6,188,000 $ 112,509 $ 57,000
Niagara, New York 55 $ 3,694,000 $ 67,163 $ 63,000
Collier, Florida 54 $ 9,927,000 $ 183,833 $ 77,000
Ramsey, Minnesota 54 $ 5,625,000 $ 104,166 $ 75,000
Cumberland, New Jersey 54 $ 6,100,000 $ 112,962 $ 74,000
Saratoga, New York 54 $ 7,093,000 $ 131,351 $ 81,000
Shelby, Alabama 53 $ 6,664,000 $ 125,735 $ 90,000
Henry, Georgia 53 $ 6,349,000 $ 119,792 $ 78,000
Cumberland, Maine 53 $ 6,275,000 $ 118,396 $ 76,000
Butler, Ohio 53 $ 5,232,000 $ 98,716 $ 85,000
Weber, Utah 53 $ 6,300,000 $ 118,867 $ 75,000
Kitsap, Washington 53 $ 8,335,000 $ 157,264 $ 78,000
Washington, Arkansas 52 $ 5,189,000 $ 99,788 $ 56,000
Osceola, Florida 52 $ 7,796,000 $ 149,923 $ 67,000
Sandoval, New Mexico 52 $ 5,375,000 $ 103,365 $ 77,000
Norfolk, Virginia 52 $ 6,551,000 $ 125,980 $ 59,000
Richmond City, Virginia 52 $ 7,358,000 $ 141,500 $ 63,000
Solano, California 51 $ 8,696,000 $ 170,509 $ 92,000
Weld, Colorado 51 $ 4,750,000 $ 93,137 $ 64,000
Clay, Florida 51 $ 6,145,000 $ 120,490 $ 78,000
Rensselaer, New York 51 $ 5,137,000 $ 100,725 $ 71,000
Durham, North Carolina 51 $ 6,035,000 $ 118,333 $ 68,000
Mahoning, Ohio 51 $ 3,713,000 $ 72,803 $ 52,000
Berkeley, West Virginia 51 $ 5,987,000 $ 117,392 $ 69,000
Peoria, Illinois 50 $ 4,125,000 $ 82,500 $ 70,000
Terrebonne, Louisiana 50 $ 5,781,000 $ 115,620 $ 77,000
Lackawanna, Pennsylvania 50 $ 4,148,000 $ 82,960 $ 58,000
Kanawha, West Virginia 50 $ 4,580,000 $ 91,600 $ 59,000
Baldwin, Alabama 49 $ 6,337,000 $ 129,326 $ 76,000
Chatham, Georgia 49 $ 5,197,000 $ 106,061 $ 72,000
Gaston, North Carolina 49 $ 4,100,000 $ 83,673 $ 67,000
Paulding, Georgia 48 $ 5,555,000 $ 115,729 $ 74,000
Caddo, Louisiana 48 $ 5,491,000 $ 114,395 $ 70,000
Cass, Missouri 48 $ 5,044,000 $ 105,083 $ 71,000
Somerset, New Jersey 48 $ 10,330,000 $ 215,208 $ 94,000
Lake, Ohio 48 $ 4,826,000 $ 100,541 $ 81,000
Dorchester, South Carolina 48 $ 5,060,000 $ 105,416 $ 64,000
Spartanburg, South Carolina 48 $ 4,263,000 $ 88,812 $ 59,000
Montgomery, Alabama 47 $ 3,994,000 $ 84,978 $ 58,000
Mohave, Arizona 47 $ 5,468,000 $ 116,340 $ 65,000
Ventura, California 47 $ 9,528,000 $ 202,723 $ 109,000
Charlotte, Florida 47 $ 6,080,000 $ 129,361 $ 70,000
Hernando, Florida 47 $ 4,689,000 $ 99,765 $ 54,000
Okaloosa, Florida 47 $ 6,035,000 $ 128,404 $ 72,000
Barnstable, Massachusetts 47 $ 9,257,000 $ 196,957 $ 93,000
Johnston, North Carolina 47 $ 4,431,000 $ 94,276 $ 70,000
New Hanover, North Carolina 47 $ 6,569,000 $ 139,765 $ 71,000
Rutherford, Tennessee 47 $ 4,623,000 $ 98,361 $ 62,000
Hanover, Virginia 47 $ 6,953,000 $ 147,936 $ 79,000
Muscogee, Georgia 46 $ 4,222,000 $ 91,782 $ 62,000
Porter, Indiana 46 $ 4,945,000 $ 107,500 $ 80,000
Jefferson, New York 46 $ 3,849,000 $ 83,673 $ 62,000
Buncombe, North Carolina 46 $ 6,921,000 $ 150,456 $ 77,000
Clermont, Ohio 46 $ 4,539,000 $ 98,673 $ 81,000
Charleston, South Carolina 46 $ 7,283,000 $ 158,326 $ 85,000
Yakima, Washington 46 $ 5,290,000 $ 115,000 $ 70,000
Sarasota, Florida 45 $ 5,047,000 $ 112,155 $ 63,000
Forsyth, Georgia 45 $ 5,979,000 $ 132,866 $ 98,000
Fayette, Kentucky 45 $ 5,066,000 $ 112,577 $ 87,000
Carroll, Maryland 45 $ 7,259,000 $ 161,311 $ 90,000
Rankin, Mississippi 45 $ 4,116,000 $ 91,466 $ 68,000
Cabarrus, North Carolina 45 $ 5,494,000 $ 122,088 $ 74,000
Warren, Ohio 45 $ 4,065,000 $ 90,333 $ 77,000
Cumberland, Pennsylvania 45 $ 3,994,000 $ 88,755 $ 62,000
Santa Clara, California 44 $ 7,686,000 $ 174,681 $ 95,000
Tolland, Connecticut 44 $ 5,696,000 $ 129,454 $ 88,000
Penobscot, Maine 44 $ 3,944,000 $ 89,636 $ 58,000
Charles, Maryland 44 $ 6,938,000 $ 157,681 $ 96,000
Lane, Oregon 44 $ 4,405,000 $ 100,113 $ 67,000
Lebanon, Pennsylvania 44 $ 3,886,000 $ 88,318 $ 67,000
Clayton, Georgia 43 $ 4,345,000 $ 101,046 $ 65,000
Newport News, Virginia 43 $ 4,828,000 $ 112,279 $ 64,000
Stafford, Virginia 43 $ 6,974,000 $ 162,186 $ 92,000
Columbia, Georgia 42 $ 4,218,000 $ 100,428 $ 77,000
Elkhart, Indiana 42 $ 3,487,000 $ 83,023 $ 63,000
St. Louis City, Missouri 42 $ 3,812,000 $ 90,761 $ 58,000
Onslow, North Carolina 42 $ 3,479,000 $ 82,833 $ 61,000
Franklin, Pennsylvania 42 $ 4,292,000 $ 102,190 $ 63,000
Thurston, Washington 42 $ 5,504,000 $ 131,047 $ 82,000
Kenton, Kentucky 41 $ 2,849,000 $ 69,487 $ 70,000
Medina, Ohio 41 $ 4,107,000 $ 100,170 $ 79,000
Canadian, Oklahoma 41 $ 3,830,000 $ 93,414 $ 82,000
Beaver, Pennsylvania 41 $ 3,386,000 $ 82,585 $ 57,000
Rock, Wisconsin 41 $ 3,453,000 $ 84,219 $ 63,000
Windham, Connecticut 40 $ 4,767,000 $ 119,175 $ 72,000
Leon, Florida 40 $ 4,796,000 $ 119,900 $ 71,000
Wyandotte, Kansas 40 $ 3,560,000 $ 89,000 $ 60,000
Howard, Maryland 40 $ 8,284,000 $ 207,100 $ 128,000
Ingham, Michigan 40 $ 3,647,000 $ 91,175 $ 60,000
Loudoun, Virginia 40 $ 8,562,000 $ 214,050 $ 130,000
Benton, Washington 40 $ 3,227,000 $ 80,675 $ 61,000
Kenosha, Wisconsin 40 $ 4,407,000 $ 110,175 $ 71,000
Lee, Alabama 39 $ 3,909,000 $ 100,230 $ 75,000
Cochise, Arizona 39 $ 4,054,000 $ 103,948 $ 67,000
Mesa, Colorado 39 $ 4,729,000 $ 121,256 $ 66,000
Hendricks, Indiana 39 $ 3,393,000 $ 87,000 $ 81,000
Johnson, Indiana 39 $ 3,365,000 $ 86,282 $ 71,000
Scott, Iowa 39 $ 2,984,000 $ 76,512 $ 69,000
Cecil, Maryland 39 $ 5,417,000 $ 138,897 $ 76,000
Lancaster, Nebraska 39 $ 3,327,000 $ 85,307 $ 76,000
Delaware, Ohio 39 $ 4,287,000 $ 109,923 $ 91,000
Racine, Wisconsin 39 $ 3,815,000 $ 97,820 $ 60,000
Sussex, Delaware 38 $ 5,470,000 $ 143,947 $ 63,000
Santa Rosa, Florida 38 $ 4,594,000 $ 120,894 $ 75,000
St. Mary's, Maryland 38 $ 7,327,000 $ 192,815 $ 85,000
Suffolk, Massachusetts 38 $ 5,932,000 $ 156,105 $ 67,000
Davidson, North Carolina 38 $ 3,757,000 $ 98,868 $ 59,000
Bexar, Texas 38 $ 6,198,000 $ 163,105 $ 81,000
Yavapai, Arizona 37 $ 4,859,000 $ 131,324 $ 68,000
Larimer, Colorado 37 $ 4,464,000 $ 120,648 $ 84,000
Washington, Maryland 37 $ 4,508,000 $ 121,837 $ 77,000
Broome, New York 37 $ 3,154,000 $ 85,243 $ 60,000
Catawba, North Carolina 37 $ 3,502,000 $ 94,648 $ 64,000
Erie, Pennsylvania 37 $ 2,819,000 $ 76,189 $ 54,000
Pike, Pennsylvania 37 $ 3,799,000 $ 102,675 $ 91,000
Williamson, Tennessee 37 $ 5,285,000 $ 142,837 $ 98,000
Brown, Wisconsin 37 $ 3,528,000 $ 95,351 $ 69,000
Tazewell, Illinois 36 $ 2,671,000 $ 74,194 $ 56,000
Cape May, New Jersey 36 $ 5,291,000 $ 146,972 $ 75,000
Rowan, North Carolina 36 $ 3,033,000 $ 84,250 $ 69,000
Portage, Ohio 36 $ 3,293,000 $ 91,472 $ 70,000
Adams, Pennsylvania 36 $ 4,081,000 $ 113,361 $ 71,000
Washington, Pennsylvania 36 $ 3,156,000 $ 87,666 $ 75,000
Fort Bend, Texas 36 $ 5,276,000 $ 146,555 $ 95,000
Winnebago, Wisconsin 36 $ 3,023,000 $ 83,972 $ 67,000
St. Johns, Florida 35 $ 5,449,000 $ 155,685 $ 98,000
Kootenai, Idaho 35 $ 5,047,000 $ 144,200 $ 59,000
St. Charles, Louisiana 35 $ 4,979,000 $ 142,257 $ 80,000
Wicomico, Maryland 35 $ 5,013,000 $ 143,228 $ 71,000
Cass, North Dakota 35 $ 3,608,000 $ 103,085 $ 65,000
Fairfield, Ohio 35 $ 2,871,000 $ 82,028 $ 78,000
Sebastian, Arkansas 34 $ 3,831,000 $ 112,676 $ 59,000
Alachua, Florida 34 $ 3,963,000 $ 116,558 $ 69,000
McLean, Illinois 34 $ 2,964,000 $ 87,176 $ 78,000
Shawnee, Kansas 34 $ 2,602,000 $ 76,529 $ 65,000
Rapides, Louisiana 34 $ 3,443,000 $ 101,264 $ 55,000
Berrien, Michigan 34 $ 3,486,000 $ 102,529 $ 62,000
Ottawa, Michigan 34 $ 3,404,000 $ 100,117 $ 61,000
Sarpy, Nebraska 34 $ 2,708,000 $ 79,647 $ 78,000
Santa Fe, New Mexico 34 $ 5,925,000 $ 174,264 $ 84,000
Lawrence, Pennsylvania 34 $ 2,588,000 $ 76,117 $ 51,000
Schuylkill, Pennsylvania 34 $ 2,493,000 $ 73,323 $ 63,000
Minnehaha, South Dakota 34 $ 2,314,000 $ 68,058 $ 65,000
Laramie, Wyoming 34 $ 3,133,000 $ 92,147 $ 66,000
Citrus, Florida 33 $ 4,162,000 $ 126,121 $ 56,000
Washtenaw, Michigan 33 $ 4,014,000 $ 121,636 $ 94,000
Yellowstone, Montana 33 $ 2,991,000 $ 90,636 $ 62,000
Licking, Ohio 33 $ 3,375,000 $ 102,272 $ 76,000
Kent, Rhode Island 33 $ 3,897,000 $ 118,090 $ 69,000
Dallas, Texas 33 $ 6,666,000 $ 202,000 $ 121,000
Tarrant, Texas 33 $ 4,638,000 $ 140,545 $ 76,000
Frederick, Virginia 33 $ 5,558,000 $ 168,424 $ 78,000
Placer, California 32 $ 5,666,000 $ 177,062 $ 93,000
Kankakee, Illinois 32 $ 3,292,000 $ 102,875 $ 74,000
Kalamazoo, Michigan 32 $ 3,436,000 $ 107,375 $ 78,000
Chautauqua, New York 32 $ 2,086,000 $ 65,187 $ 49,000
Oswego, New York 32 $ 2,664,000 $ 83,250 $ 63,000
Rockland, New York 32 $ 5,155,000 $ 161,093 $ 93,000
Columbiana, Ohio 32 $ 2,100,000 $ 65,625 $ 51,000
Trumbull, Ohio 32 $ 2,255,000 $ 70,468 $ 56,000
Washington, Wisconsin 32 $ 3,782,000 $ 118,187 $ 89,000
Boulder, Colorado 31 $ 4,584,000 $ 147,870 $ 101,000
Hall, Georgia 31 $ 4,095,000 $ 132,096 $ 77,000
Vanderburgh, Indiana 31 $ 2,362,000 $ 76,193 $ 63,000
Linn, Iowa 31 $ 2,415,000 $ 77,903 $ 64,000
Douglas, Kansas 31 $ 4,260,000 $ 137,419 $ 88,000
Berkshire, Massachusetts 31 $ 4,559,000 $ 147,064 $ 82,000
Washington, Minnesota 31 $ 3,056,000 $ 98,580 $ 84,000
Wayne, New York 31 $ 2,747,000 $ 88,612 $ 73,000
Iredell, North Carolina 31 $ 3,944,000 $ 127,225 $ 67,000
Mercer, Pennsylvania 31 $ 2,847,000 $ 91,838 $ 53,000
Sullivan, Tennessee 31 $ 2,301,000 $ 74,225 $ 59,000
Fauquier, Virginia 31 $ 5,713,000 $ 184,290 $ 103,000
Garland, Arkansas 30 $ 2,704,000 $ 90,133 $ 61,000
Pueblo, Colorado 30 $ 2,719,000 $ 90,633 $ 67,000
Carroll, Georgia 30 $ 2,903,000 $ 96,766 $ 69,000
Houston, Georgia 30 $ 2,462,000 $ 82,066 $ 68,000
Newton, Georgia 30 $ 3,001,000 $ 100,033 $ 67,000
Tippecanoe, Indiana 30 $ 1,891,000 $ 63,033 $ 76,000
Allegany, Maryland 30 $ 2,246,000 $ 74,866 $ 59,000
Warren, New Jersey 30 $ 5,261,000 $ 175,366 $ 86,000
Ulster, New York 30 $ 4,541,000 $ 151,366 $ 78,000
Jackson, Oregon 30 $ 4,795,000 $ 159,833 $ 75,000
Clearfield, Pennsylvania 30 $ 2,025,000 $ 67,500 $ 59,000
Aiken, South Carolina 30 $ 3,442,000 $ 114,733 $ 77,000
Montgomery, Tennessee 30 $ 2,430,000 $ 81,000 $ 66,000
Hampton, Virginia 30 $ 2,912,000 $ 97,066 $ 91,000
Yuma, Arizona 29 $ 2,728,000 $ 94,068 $ 64,000
Fayette, Georgia 29 $ 3,425,000 $ 118,103 $ 100,000
Madison, Indiana 29 $ 2,462,000 $ 84,896 $ 68,000
Tangipahoa, Louisiana 29 $ 3,487,000 $ 120,241 $ 59,000
Cattaraugus, New York 29 $ 1,833,000 $ 63,206 $ 62,000
Clinton, New York 29 $ 2,807,000 $ 96,793 $ 68,000
Sumner, Tennessee 29 $ 3,062,000 $ 105,586 $ 68,000
Marathon, Wisconsin 29 $ 2,651,000 $ 91,413 $ 60,000
Walworth, Wisconsin 29 $ 3,366,000 $ 116,068 $ 71,000
Faulkner, Arkansas 28 $ 2,567,000 $ 91,678 $ 71,000
Rockdale, Georgia 28 $ 2,539,000 $ 90,678 $ 75,000
LaSalle, Illinois 28 $ 3,068,000 $ 109,571 $ 67,000
Macon, Illinois 28 $ 2,241,000 $ 80,035 $ 57,000
Rock Island, Illinois 28 $ 2,085,000 $ 74,464 $ 58,000
LaPorte, Indiana 28 $ 2,472,000 $ 88,285 $ 61,000
Ouachita, Louisiana 28 $ 3,162,000 $ 112,928 $ 82,000
St. Clair, Michigan 28 $ 2,443,000 $ 87,250 $ 62,000
Scott, Minnesota 28 $ 3,809,000 $ 136,035 $ 109,000
Pitt, North Carolina 28 $ 3,141,000 $ 112,178 $ 74,000
Northumberland, Pennsylvania 28 $ 1,919,000 $ 68,535 $ 56,000
Beaufort, South Carolina 28 $ 4,863,000 $ 173,678 $ 82,000
Collin, Texas 28 $ 5,575,000 $ 199,107 $ 106,000
Whatcom, Washington 28 $ 3,724,000 $ 133,000 $ 83,000
Jefferson, West Virginia 28 $ 3,915,000 $ 139,821 $ 80,000
Tuscaloosa, Alabama 27 $ 2,104,000 $ 77,925 $ 65,000
El Dorado, California 27 $ 4,562,000 $ 168,962 $ 84,000
Walton, Georgia 27 $ 3,117,000 $ 115,444 $ 70,000
Leavenworth, Kansas 27 $ 3,241,000 $ 120,037 $ 81,000
Boone, Kentucky 27 $ 2,124,000 $ 78,666 $ 68,000
Calvert, Maryland 27 $ 3,434,000 $ 127,185 $ 87,000
Monroe, Michigan 27 $ 3,027,000 $ 112,111 $ 68,000
Tuscarawas, Ohio 27 $ 2,679,000 $ 99,222 $ 65,000
Wayne, Ohio 27 $ 2,342,000 $ 86,740 $ 71,000
Fayette, Pennsylvania 27 $ 2,308,000 $ 85,481 $ 49,000
Pennington, South Dakota 27 $ 2,280,000 $ 84,444 $ 56,000
Bibb, Georgia 26 $ 2,244,000 $ 86,307 $ 63,000
Bonneville, Idaho 26 $ 2,604,000 $ 100,153 $ 71,000
Kennebec, Maine 26 $ 2,707,000 $ 104,115 $ 54,000
Jackson, Michigan 26 $ 2,475,000 $ 95,192 $ 70,000
Sherburne, Minnesota 26 $ 3,791,000 $ 145,807 $ 77,000
St. Louis, Minnesota 26 $ 2,341,000 $ 90,038 $ 59,000
Harrison, Mississippi 26 $ 2,435,000 $ 93,653 $ 61,000
Greene, New York 26 $ 2,512,000 $ 96,615 $ 63,000
Alamance, North Carolina 26 $ 2,001,000 $ 76,961 $ 56,000
Comanche, Oklahoma 26 $ 2,198,000 $ 84,538 $ 67,000
Linn, Oregon 26 $ 3,165,000 $ 121,730 $ 66,000
Lewis, Washington 26 $ 2,897,000 $ 111,423 $ 74,000
Calhoun, Alabama 25 $ 2,476,000 $ 99,040 $ 68,000
Lonoke, Arkansas 25 $ 2,182,000 $ 87,280 $ 79,000
Madera, California 25 $ 4,086,000 $ 163,440 $ 91,000
Merced, California 25 $ 4,524,000 $ 180,960 $ 92,000
Bay, Florida 25 $ 3,600,000 $ 144,000 $ 64,000
Indian River, Florida 25 $ 2,660,000 $ 106,400 $ 64,000
Barrow, Georgia 25 $ 2,600,000 $ 104,000 $ 67,000
Bartow, Georgia 25 $ 3,335,000 $ 133,400 $ 97,000
Champaign, Illinois 25 $ 2,473,000 $ 98,920 $ 64,000
DeKalb, Illinois 25 $ 2,483,000 $ 99,320 $ 84,000
Pottawattamie, Iowa 25 $ 1,840,000 $ 73,600 $ 53,000
St. John the Baptist, Louisiana 25 $ 3,560,000 $ 142,400 $ 70,000
Livingston, Michigan 25 $ 2,967,000 $ 118,680 $ 82,000
Madison, Mississippi 25 $ 2,749,000 $ 109,960 $ 79,000
Merrimack, New Hampshire 25 $ 2,644,000 $ 105,760 $ 81,000
Ontario, New York 25 $ 1,988,000 $ 79,520 $ 72,000
Steuben, New York 25 $ 1,744,000 $ 69,760 $ 53,000
Randolph, North Carolina 25 $ 2,273,000 $ 90,920 $ 70,000
Deschutes, Oregon 25 $ 4,449,000 $ 177,960 $ 72,000
Wayne, Pennsylvania 25 $ 3,296,000 $ 131,840 $ 64,000
Washington, Utah 25 $ 4,467,000 $ 178,680 $ 73,000
Roanoke, Virginia 25 $ 2,593,000 $ 103,720 $ 68,000
Cowlitz, Washington 25 $ 2,951,000 $ 118,040 $ 77,000
Saline, Arkansas 24 $ 2,323,000 $ 96,791 $ 65,000
Santa Barbara, California 24 $ 4,866,000 $ 202,750 $ 96,000
Coweta, Georgia 24 $ 2,592,000 $ 108,000 $ 64,000
Saginaw, Michigan 24 $ 1,687,000 $ 70,291 $ 62,000
Flathead, Montana 24 $ 3,340,000 $ 139,166 $ 74,000
Cleveland, North Carolina 24 $ 2,403,000 $ 100,125 $ 56,000
Allen, Ohio 24 $ 1,628,000 $ 67,833 $ 65,000
Miami, Ohio 24 $ 1,934,000 $ 80,583 $ 56,000
Blair, Pennsylvania 24 $ 2,185,000 $ 91,041 $ 66,000
Anderson, South Carolina 24 $ 2,130,000 $ 88,750 $ 69,000
Berkeley, South Carolina 24 $ 2,510,000 $ 104,583 $ 70,000
Blount, Tennessee 24 $ 2,674,000 $ 111,416 $ 64,000
Dodge, Wisconsin 24 $ 2,157,000 $ 89,875 $ 60,000
Miller, Arkansas 23 $ 1,833,000 $ 79,695 $ 72,000
Douglas, Georgia 23 $ 3,206,000 $ 139,391 $ 62,000
Androscoggin, Maine 23 $ 2,396,000 $ 104,173 $ 60,000
Somerset, Maine 23 $ 1,853,000 $ 80,565 $ 60,000
Lee, Mississippi 23 $ 2,055,000 $ 89,347 $ 63,000
Buchanan, Missouri 23 $ 1,859,000 $ 80,826 $ 64,000
Platte, Missouri 23 $ 3,510,000 $ 152,608 $ 96,000
Belknap, New Hampshire 23 $ 2,650,000 $ 115,217 $ 65,000
Dona Ana, New Mexico 23 $ 2,149,000 $ 93,434 $ 65,000
Otsego, New York 23 $ 2,407,000 $ 104,652 $ 57,000
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Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 34,254 $4,435,819,000 $129,000 $2,000,000 $74,000 $1,329,000
Home Improvement 14,553 $1,371,112,000 $94,000 $1,020,000 $74,000 $904,000
Home Purchase 2,876 $470,016,000 $163,000 $1,000,000 $83,000 $3,399,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 27,333 $3,259,072,000 $119,000 $2,000,000 $74,000 $3,399,000
Not Provided 16,709 $2,012,738,000 $120,000 $2,000,000 $76,000 $1,329,000
Black or African American 3,894 $479,552,000 $123,000 $1,020,000 $65,000 $625,000
Hispanic 2,484 $345,687,000 $139,000 $1,149,000 $72,000 $394,000
Asian 696 $114,602,000 $164,000 $1,360,000 $88,000 $360,000
American Indian or Alaskan Native 460 $50,409,000 $109,000 $893,000 $65,000 $307,000
Native Hawaiian or Other Pacific Islander 107 $14,887,000 $139,000 $900,000 $88,000 $356,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 51,683 $6,276,947,000 $121,000 $2,000,000 $74,000 $3,399,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 29,321 $3,638,298,000 $124,000 $1,321,000 $75,000 $3,399,000
Application Denied By Financial Institution 12,091 $1,429,964,000 $118,000 $2,000,000 $72,000 $904,000
Application Approved But Not Accepted 10,271 $1,208,685,000 $117,000 $2,000,000 $76,000 $1,329,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 6,536 $754,226,000 $115,000 $1,450,000 $76,000 $904,000
Collateral 2,957 $366,332,000 $123,000 $1,020,000 $68,000 $557,000
Debt-To-Income Ratio 1,376 $167,042,000 $121,000 $2,000,000 $63,000 $500,000
Credit History 771 $86,755,000 $112,000 $1,000,000 $71,000 $553,000
Employment History 174 $19,259,000 $110,000 $365,000 $62,000 $247,000
Unverifiable Information 161 $20,996,000 $130,000 $568,000 $79,000 $524,000
Insufficient Cash (Downpayment, Closing Cost) 114 $15,085,000 $132,000 $720,000 $64,000 $243,000
Other 2 $269,000 $134,000 $172,000 $84,000 $131,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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