Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2007
In 2007, Capital One Home Loans, LLC of Overland Park, KS reported 51,683 mortgage applications totaling $6.3 billion. The average application was for $121,450, and applicants reported an average income of $74,500. 57% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,374), Atlanta-Sandy Springs-Marietta, GA (1,160) and New York-White Plains-Wayne, NY-NJ (926) (applications in parentheses).
| Mortgage Company & Address | Capital One Home Loans, LLC 12800 Foster Street Overland Park, KS 66213 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 51,683 |
| Total Mortgage Loan Application Amount | $6,276,947,000 |
| Average Mortgage Loan Application Amount | $121,450 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $74,500 |
| Highest Applicant Income | $3,399,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 1,374 | $ 198,363,000 | $ 144,368 | $ 83,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,160 | $ 138,748,000 | $ 119,610 | $ 78,000 |
| New York-White Plains-Wayne, NY-NJ | 926 | $ 182,788,000 | $ 197,395 | $ 87,473 |
| Kansas City, MO-KS | 858 | $ 114,351,000 | $ 133,276 | $ 91,720 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 845 | $ 155,698,000 | $ 184,257 | $ 92,518 |
| Philadelphia, PA | 809 | $ 98,060,000 | $ 121,211 | $ 74,000 |
| Phoenix-Mesa-Scottsdale, AZ | 747 | $ 102,876,000 | $ 137,718 | $ 80,000 |
| Baltimore-Towson, MD | 650 | $ 92,817,000 | $ 142,795 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 640 | $ 106,086,000 | $ 165,759 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 598 | $ 74,439,000 | $ 124,479 | $ 71,000 |
| Nassau-Suffolk, NY | 593 | $ 127,337,000 | $ 214,733 | $ 105,000 |
| Los Angeles-Long Beach-Glendale, CA | 591 | $ 113,886,000 | $ 192,700 | $ 96,000 |
| Edison, NJ | 526 | $ 94,778,000 | $ 180,186 | $ 88,000 |
| St. Louis, MO-IL | 522 | $ 50,425,000 | $ 96,599 | $ 69,840 |
| Camden, NJ | 515 | $ 70,386,000 | $ 136,671 | $ 79,000 |
| Richmond, VA | 503 | $ 68,740,000 | $ 136,660 | $ 77,000 |
| Orlando-Kissimmee, FL | 479 | $ 69,077,000 | $ 144,210 | $ 74,000 |
| Denver-Aurora, CO | 478 | $ 58,960,000 | $ 123,347 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 478 | $ 59,857,000 | $ 125,223 | $ 84,661 |
| Las Vegas-Paradise, NV | 443 | $ 67,598,000 | $ 152,591 | $ 83,000 |
| Charlotte-Gastonia-Concord, NC-SC | 440 | $ 51,179,000 | $ 116,315 | $ 77,745 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 433 | $ 59,015,000 | $ 136,293 | $ 72,937 |
| Newark-Union, NJ-PA | 424 | $ 73,709,000 | $ 173,841 | $ 89,174 |
| New Orleans-Metairie-Kenner, LA | 423 | $ 60,530,000 | $ 143,096 | $ 75,000 |
| Pittsburgh, PA | 385 | $ 30,053,000 | $ 78,059 | $ 64,000 |
| Cincinnati-Middletown, OH-KY-IN | 381 | $ 33,433,000 | $ 87,750 | $ 73,039 |
| Cleveland-Elyria-Mentor, OH | 380 | $ 35,899,000 | $ 94,471 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 380 | $ 61,896,000 | $ 162,884 | $ 82,000 |
| Indianapolis-Carmel, IN | 377 | $ 35,172,000 | $ 93,294 | $ 74,000 |
| Warren-Troy-Farmington Hills, MI | 362 | $ 39,937,000 | $ 110,323 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 358 | $ 55,719,000 | $ 155,639 | $ 77,000 |
| Columbus, OH | 357 | $ 34,333,000 | $ 96,170 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 352 | $ 46,038,000 | $ 130,789 | $ 84,000 |
| Portland-Vancouver-Beaverton, OR-WA | 341 | $ 49,250,000 | $ 144,428 | $ 83,000 |
| Seattle-Bellevue-Everett, WA | 336 | $ 53,791,000 | $ 160,092 | $ 91,000 |
| Oklahoma City, OK | 327 | $ 28,954,000 | $ 88,544 | $ 68,000 |
| Detroit-Livonia-Dearborn, MI | 325 | $ 28,041,000 | $ 86,280 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 295 | $ 33,039,000 | $ 111,996 | $ 73,000 |
| Baton Rouge, LA | 288 | $ 38,652,000 | $ 134,208 | $ 79,000 |
| Raleigh-Cary, NC | 280 | $ 32,317,000 | $ 115,417 | $ 83,000 |
| Birmingham-Hoover, AL | 272 | $ 27,331,000 | $ 100,481 | $ 70,000 |
| Buffalo-Niagara Falls, NY | 268 | $ 20,555,000 | $ 76,697 | $ 66,000 |
| Providence-New Bedford-Fall River, RI-MA | 267 | $ 36,441,000 | $ 136,483 | $ 77,408 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 266 | $ 30,588,000 | $ 114,992 | $ 70,000 |
| Jacksonville, FL | 263 | $ 33,717,000 | $ 128,201 | $ 76,000 |
| Memphis, TN-MS-AR | 261 | $ 24,490,000 | $ 93,831 | $ 70,068 |
| Allentown-Bethlehem-Easton, PA-NJ | 245 | $ 30,126,000 | $ 122,963 | $ 72,836 |
| Salt Lake City, UT | 239 | $ 30,425,000 | $ 127,301 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 235 | $ 26,566,000 | $ 113,046 | $ 73,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 232 | $ 34,932,000 | $ 150,568 | $ 89,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 231 | $ 35,948,000 | $ 155,619 | $ 81,000 |
| Albuquerque, NM | 230 | $ 26,623,000 | $ 115,752 | $ 72,000 |
| Houston-Sugar Land-Baytown, TX | 209 | $ 28,167,000 | $ 134,770 | $ 83,000 |
| Louisville-Jefferson County, KY-IN | 208 | $ 19,845,000 | $ 95,408 | $ 74,413 |
| Tulsa, OK | 202 | $ 16,855,000 | $ 83,440 | $ 66,000 |
| Wilmington, DE-MD-NJ | 195 | $ 27,194,000 | $ 139,456 | $ 74,215 |
| Rochester, NY | 194 | $ 16,245,000 | $ 83,737 | $ 70,000 |
| Gary, IN | 188 | $ 17,490,000 | $ 93,031 | $ 70,000 |
| Boston-Quincy, MA | 187 | $ 31,582,000 | $ 168,887 | $ 86,000 |
| San Diego-Carlsbad-San Marcos, CA | 187 | $ 35,407,000 | $ 189,342 | $ 102,000 |
| Little Rock-North Little Rock-Conway, AR | 186 | $ 15,878,000 | $ 85,365 | $ 65,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 183 | $ 31,425,000 | $ 171,721 | $ 91,000 |
| Bethesda-Gaithersburg-Frederick, MD | 182 | $ 34,314,000 | $ 188,538 | $ 100,000 |
| Tucson, AZ | 180 | $ 22,344,000 | $ 124,133 | $ 75,000 |
| New Haven-Milford, CT | 178 | $ 22,808,000 | $ 128,134 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 172 | $ 14,672,000 | $ 85,302 | $ 70,697 |
| Boise City-Nampa, ID | 166 | $ 19,409,000 | $ 116,921 | $ 67,000 |
| Lakeland, FL | 163 | $ 19,575,000 | $ 120,092 | $ 64,000 |
| Syracuse, NY | 162 | $ 14,166,000 | $ 87,444 | $ 70,000 |
| Tacoma, WA | 159 | $ 20,926,000 | $ 131,610 | $ 75,000 |
| Lake County-Kenosha County, IL-WI | 157 | $ 21,072,000 | $ 134,216 | $ 87,394 |
| Akron, OH | 151 | $ 13,543,000 | $ 89,688 | $ 69,000 |
| Jackson, MS | 150 | $ 14,292,000 | $ 95,280 | $ 63,000 |
| Oakland-Fremont-Hayward, CA | 150 | $ 30,903,000 | $ 206,020 | $ 97,000 |
| Colorado Springs, CO | 149 | $ 15,297,000 | $ 102,664 | $ 73,000 |
| Dayton, OH | 145 | $ 12,041,000 | $ 83,041 | $ 65,000 |
| Toledo, OH | 145 | $ 12,847,000 | $ 88,600 | $ 69,000 |
| Columbia, SC | 142 | $ 13,933,000 | $ 98,119 | $ 73,000 |
| Palm Bay-Melbourne-Titusville, FL | 142 | $ 18,860,000 | $ 132,816 | $ 74,000 |
| York-Hanover, PA | 142 | $ 14,512,000 | $ 102,197 | $ 75,000 |
| Cambridge-Newton-Framingham, MA | 138 | $ 22,959,000 | $ 166,369 | $ 85,000 |
| Ogden-Clearfield, UT | 137 | $ 14,871,000 | $ 108,547 | $ 75,000 |
| Santa Ana-Anaheim-Irvine, CA | 136 | $ 28,078,000 | $ 206,455 | $ 119,000 |
| Scranton--Wilkes-Barre, PA | 136 | $ 11,705,000 | $ 86,066 | $ 58,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 135 | $ 17,497,000 | $ 129,607 | $ 65,000 |
| Springfield, MA | 133 | $ 15,116,000 | $ 113,654 | $ 64,000 |
| Des Moines-West Des Moines, IA | 131 | $ 12,996,000 | $ 99,206 | $ 69,000 |
| Wichita, KS | 131 | $ 10,499,000 | $ 80,145 | $ 67,000 |
| Bakersfield, CA | 127 | $ 20,348,000 | $ 160,220 | $ 84,000 |
| Reading, PA | 127 | $ 14,148,000 | $ 111,401 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 123 | $ 18,321,000 | $ 148,951 | $ 77,000 |
| Worcester, MA | 122 | $ 16,860,000 | $ 138,196 | $ 85,000 |
| Provo-Orem, UT | 120 | $ 16,937,000 | $ 141,141 | $ 75,000 |
| Charleston-North Charleston, SC | 118 | $ 14,853,000 | $ 125,872 | $ 74,000 |
| Fresno, CA | 117 | $ 17,336,000 | $ 148,170 | $ 81,000 |
| Portland-South Portland-Biddeford, ME | 117 | $ 14,145,000 | $ 120,897 | $ 73,000 |
| Greensboro-High Point, NC | 116 | $ 11,054,000 | $ 95,293 | $ 70,000 |
| Huntsville, AL | 116 | $ 10,420,000 | $ 89,827 | $ 70,000 |
| Knoxville, TN | 116 | $ 12,363,000 | $ 106,577 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 115 | $ 12,685,000 | $ 110,304 | $ 63,939 |
| Houma-Bayou Cane-Thibodaux, LA | 115 | $ 13,818,000 | $ 120,156 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 114 | $ 8,815,000 | $ 77,324 | $ 53,000 |
| Harrisburg-Carlisle, PA | 113 | $ 9,842,000 | $ 87,097 | $ 65,000 |
| Peabody, MA | 112 | $ 15,120,000 | $ 135,000 | $ 88,000 |
| Greenville-Mauldin-Easley, SC | 111 | $ 10,440,000 | $ 94,054 | $ 68,000 |
| Sarasota-Bradenton-Venice, FL | 109 | $ 14,231,000 | $ 130,559 | $ 71,000 |
| Bridgeport-Stamford-Norwalk, CT | 105 | $ 23,303,000 | $ 221,933 | $ 96,000 |
| Trenton-Ewing, NJ | 102 | $ 13,263,000 | $ 130,029 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 99 | $ 9,763,000 | $ 98,616 | $ 75,333 |
| Peoria, IL | 97 | $ 7,856,000 | $ 80,989 | $ 64,000 |
| Canton-Massillon, OH | 96 | $ 9,042,000 | $ 94,187 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 96 | $ 10,338,000 | $ 107,687 | $ 62,000 |
| Chattanooga, TN-GA | 95 | $ 8,312,000 | $ 87,494 | $ 66,326 |
| Hagerstown-Martinsburg, MD-WV | 94 | $ 11,517,000 | $ 122,521 | $ 70,936 |
| Port St. Lucie, FL | 93 | $ 10,790,000 | $ 116,021 | $ 63,000 |
| Atlantic City, NJ | 92 | $ 11,904,000 | $ 129,391 | $ 76,000 |
| Lancaster, PA | 90 | $ 9,615,000 | $ 106,833 | $ 68,000 |
| Dallas-Plano-Irving, TX | 89 | $ 17,396,000 | $ 195,460 | $ 115,000 |
| Rockingham County-Strafford County, NH | 88 | $ 12,150,000 | $ 138,068 | $ 86,000 |
| Manchester-Nashua, NH | 86 | $ 12,459,000 | $ 144,872 | $ 86,000 |
| Ocala, FL | 86 | $ 8,828,000 | $ 102,651 | $ 63,000 |
| Springfield, MO | 86 | $ 7,858,000 | $ 91,372 | $ 68,000 |
| Davenport-Moline-Rock Island, IA-IL | 85 | $ 6,427,000 | $ 75,611 | $ 67,376 |
| Grand Rapids-Wyoming, MI | 85 | $ 7,371,000 | $ 86,717 | $ 70,000 |
| Winston-Salem, NC | 85 | $ 6,784,000 | $ 79,811 | $ 62,000 |
| Asheville, NC | 84 | $ 12,097,000 | $ 144,011 | $ 70,000 |
| Hickory-Lenoir-Morganton, NC | 84 | $ 7,183,000 | $ 85,511 | $ 61,000 |
| Madison, WI | 83 | $ 9,134,000 | $ 110,048 | $ 79,000 |
| Salem, OR | 82 | $ 8,846,000 | $ 107,878 | $ 69,000 |
| Spokane, WA | 82 | $ 8,340,000 | $ 101,707 | $ 61,000 |
| Fayetteville, NC | 81 | $ 6,976,000 | $ 86,123 | $ 71,000 |
| Rockford, IL | 80 | $ 7,273,000 | $ 90,912 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 80 | $ 6,958,000 | $ 86,975 | $ 59,812 |
| Wilmington, NC | 79 | $ 11,780,000 | $ 149,113 | $ 68,000 |
| Fort Wayne, IN | 78 | $ 5,494,000 | $ 70,435 | $ 68,000 |
| Lafayette, LA | 78 | $ 10,088,000 | $ 129,333 | $ 77,000 |
| Lake Charles, LA | 78 | $ 9,393,000 | $ 120,423 | $ 81,000 |
| Flint, MI | 77 | $ 6,793,000 | $ 88,220 | $ 67,000 |
| Montgomery, AL | 77 | $ 6,638,000 | $ 86,207 | $ 59,000 |
| Roanoke, VA | 77 | $ 8,426,000 | $ 109,428 | $ 63,000 |
| Columbus, GA-AL | 76 | $ 6,425,000 | $ 84,539 | $ 65,684 |
| Fort Smith, AR-OK | 76 | $ 7,189,000 | $ 94,592 | $ 53,750 |
| Lexington-Fayette, KY | 76 | $ 8,213,000 | $ 108,065 | $ 82,000 |
| Norwich-New London, CT | 76 | $ 10,302,000 | $ 135,552 | $ 77,000 |
| Durham, NC | 75 | $ 9,886,000 | $ 131,813 | $ 76,000 |
| Modesto, CA | 75 | $ 12,775,000 | $ 170,333 | $ 84,000 |
| Reno-Sparks, NV | 75 | $ 10,762,000 | $ 143,493 | $ 83,000 |
| Shreveport-Bossier City, LA | 75 | $ 8,350,000 | $ 111,333 | $ 67,000 |
| Utica-Rome, NY | 75 | $ 6,762,000 | $ 90,160 | $ 66,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 74 | $ 8,740,000 | $ 118,108 | $ 77,000 |
| Savannah, GA | 72 | $ 7,621,000 | $ 105,847 | $ 76,000 |
| Charleston, WV | 65 | $ 6,076,000 | $ 93,476 | $ 63,000 |
| Evansville, IN-KY | 63 | $ 5,227,000 | $ 82,968 | $ 66,761 |
| Springfield, IL | 62 | $ 5,421,000 | $ 87,435 | $ 68,000 |
| Stockton, CA | 61 | $ 10,909,000 | $ 178,836 | $ 84,000 |
| Kingsport-Bristol-Bristol, TN-VA | 60 | $ 5,186,000 | $ 86,433 | $ 57,000 |
| Mobile, AL | 60 | $ 5,752,000 | $ 95,866 | $ 61,000 |
| Lynchburg, VA | 59 | $ 5,284,000 | $ 89,559 | $ 60,000 |
| Tallahassee, FL | 59 | $ 6,944,000 | $ 117,694 | $ 74,000 |
| Visalia-Porterville, CA | 59 | $ 7,278,000 | $ 123,355 | $ 72,000 |
| Dover, DE | 57 | $ 7,313,000 | $ 128,298 | $ 67,000 |
| Lansing-East Lansing, MI | 55 | $ 5,138,000 | $ 93,418 | $ 62,000 |
| Naples-Marco Island, FL | 54 | $ 9,927,000 | $ 183,833 | $ 77,000 |
| Vineland-Millville-Bridgeton, NJ | 54 | $ 6,100,000 | $ 112,962 | $ 74,000 |
| Binghamton, NY | 53 | $ 4,408,000 | $ 83,169 | $ 58,000 |
| Bremerton-Silverdale, WA | 53 | $ 8,335,000 | $ 157,264 | $ 78,000 |
| Greeley, CO | 51 | $ 4,750,000 | $ 93,137 | $ 64,000 |
| Kennewick-Richland-Pasco, WA | 51 | $ 4,026,000 | $ 78,941 | $ 61,000 |
| Vallejo-Fairfield, CA | 51 | $ 8,696,000 | $ 170,509 | $ 92,000 |
| Fargo, ND-MN | 50 | $ 4,569,000 | $ 91,380 | $ 64,400 |
| Austin-Round Rock, TX | 48 | $ 7,703,000 | $ 160,479 | $ 87,000 |
| Spartanburg, SC | 48 | $ 4,263,000 | $ 88,812 | $ 59,000 |
| Topeka, KS | 48 | $ 3,543,000 | $ 73,812 | $ 63,000 |
| Barnstable Town, MA | 47 | $ 9,257,000 | $ 196,957 | $ 93,000 |
| Fort Walton Beach-Crestview-Destin, FL | 47 | $ 6,035,000 | $ 128,404 | $ 72,000 |
| Green Bay, WI | 47 | $ 4,446,000 | $ 94,595 | $ 65,000 |
| Kalamazoo-Portage, MI | 47 | $ 4,456,000 | $ 94,808 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 47 | $ 5,468,000 | $ 116,340 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 47 | $ 9,528,000 | $ 202,723 | $ 109,000 |
| Punta Gorda, FL | 47 | $ 6,080,000 | $ 129,361 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 47 | $ 7,900,000 | $ 168,085 | $ 97,000 |
| Winchester, VA-WV | 47 | $ 7,275,000 | $ 154,787 | $ 74,382 |
| Huntington-Ashland, WV-KY-OH | 46 | $ 3,281,000 | $ 71,326 | $ 49,891 |
| Macon, GA | 46 | $ 3,942,000 | $ 85,695 | $ 69,000 |
| San Antonio, TX | 46 | $ 7,364,000 | $ 160,086 | $ 78,000 |
| Wheeling, WV-OH | 46 | $ 3,695,000 | $ 80,326 | $ 48,652 |
| Yakima, WA | 46 | $ 5,290,000 | $ 115,000 | $ 70,000 |
| Cedar Rapids, IA | 45 | $ 3,912,000 | $ 86,933 | $ 66,000 |
| Bangor, ME | 44 | $ 3,944,000 | $ 89,636 | $ 58,000 |
| Eugene-Springfield, OR | 44 | $ 4,405,000 | $ 100,113 | $ 67,000 |
| Lebanon, PA | 44 | $ 3,886,000 | $ 88,318 | $ 67,000 |
| Sioux Falls, SD | 44 | $ 3,544,000 | $ 80,545 | $ 67,000 |
| Salisbury, MD | 43 | $ 5,744,000 | $ 133,581 | $ 69,000 |
| Clarksville, TN-KY | 42 | $ 3,126,000 | $ 74,428 | $ 70,214 |
| Duluth, MN-WI | 42 | $ 3,420,000 | $ 81,428 | $ 54,285 |
| Elkhart-Goshen, IN | 42 | $ 3,487,000 | $ 83,023 | $ 63,000 |
| Jacksonville, NC | 42 | $ 3,479,000 | $ 82,833 | $ 61,000 |
| Lincoln, NE | 42 | $ 3,693,000 | $ 87,928 | $ 76,000 |
| Olympia, WA | 42 | $ 5,504,000 | $ 131,047 | $ 82,000 |
| Charlottesville, VA | 41 | $ 6,353,000 | $ 154,951 | $ 68,000 |
| Janesville, WI | 41 | $ 3,453,000 | $ 84,219 | $ 63,000 |
| Alexandria, LA | 40 | $ 3,946,000 | $ 98,650 | $ 56,000 |
| Cumberland, MD-WV | 40 | $ 3,369,000 | $ 84,225 | $ 60,500 |
| Fort Worth-Arlington, TX | 40 | $ 5,342,000 | $ 133,550 | $ 75,000 |
| Glens Falls, NY | 40 | $ 4,886,000 | $ 122,150 | $ 57,000 |
| Auburn-Opelika, AL | 39 | $ 3,909,000 | $ 100,230 | $ 75,000 |
| Grand Junction, CO | 39 | $ 4,729,000 | $ 121,256 | $ 66,000 |
| Racine, WI | 39 | $ 3,815,000 | $ 97,820 | $ 60,000 |
| Erie, PA | 37 | $ 2,819,000 | $ 76,189 | $ 54,000 |
| Fort Collins-Loveland, CO | 37 | $ 4,464,000 | $ 120,648 | $ 84,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 37 | $ 2,833,000 | $ 76,567 | $ 63,216 |
| Prescott, AZ | 37 | $ 4,859,000 | $ 131,324 | $ 68,000 |
| Lafayette, IN | 36 | $ 2,465,000 | $ 68,472 | $ 76,000 |
| Ocean City, NJ | 36 | $ 5,291,000 | $ 146,972 | $ 75,000 |
| Oshkosh-Neenah, WI | 36 | $ 3,023,000 | $ 83,972 | $ 67,000 |
| Appleton, WI | 35 | $ 2,508,000 | $ 71,657 | $ 63,000 |
| Coeur D'Alene, ID | 35 | $ 5,047,000 | $ 144,200 | $ 59,000 |
| Gainesville, FL | 35 | $ 4,117,000 | $ 117,628 | $ 68,000 |
| Billings, MT | 34 | $ 3,107,000 | $ 91,382 | $ 62,000 |
| Bloomington-Normal, IL | 34 | $ 2,964,000 | $ 87,176 | $ 78,000 |
| Champaign-Urbana, IL | 34 | $ 3,035,000 | $ 89,264 | $ 60,000 |
| Cheyenne, WY | 34 | $ 3,133,000 | $ 92,147 | $ 66,000 |
| Gulfport-Biloxi, MS | 34 | $ 3,422,000 | $ 100,647 | $ 65,000 |
| Holland-Grand Haven, MI | 34 | $ 3,404,000 | $ 100,117 | $ 61,000 |
| Niles-Benton Harbor, MI | 34 | $ 3,486,000 | $ 102,529 | $ 62,000 |
| Santa Fe, NM | 34 | $ 5,925,000 | $ 174,264 | $ 84,000 |
| Ann Arbor, MI | 33 | $ 4,014,000 | $ 121,636 | $ 94,000 |
| Florence, SC | 33 | $ 3,307,000 | $ 100,212 | $ 63,000 |
| Idaho Falls, ID | 33 | $ 2,971,000 | $ 90,030 | $ 71,000 |
| Joplin, MO | 33 | $ 2,937,000 | $ 89,000 | $ 53,000 |
| Terre Haute, IN | 33 | $ 2,111,000 | $ 63,969 | $ 50,000 |
| Blacksburg-Christiansburg-Radford, VA | 32 | $ 3,945,000 | $ 123,281 | $ 82,000 |
| Kankakee-Bradley, IL | 32 | $ 3,292,000 | $ 102,875 | $ 74,000 |
| Monroe, LA | 32 | $ 3,515,000 | $ 109,843 | $ 78,000 |
| Rapid City, SD | 32 | $ 2,790,000 | $ 87,187 | $ 57,000 |
| Boulder, CO | 31 | $ 4,584,000 | $ 147,870 | $ 101,000 |
| Eau Claire, WI | 31 | $ 2,103,000 | $ 67,838 | $ 56,000 |
| Gainesville, GA | 31 | $ 4,095,000 | $ 132,096 | $ 77,000 |
| Greenville, NC | 31 | $ 3,404,000 | $ 109,806 | $ 75,000 |
| Lawrence, KS | 31 | $ 4,260,000 | $ 137,419 | $ 88,000 |
| Pittsfield, MA | 31 | $ 4,559,000 | $ 147,064 | $ 82,000 |
| Tuscaloosa, AL | 31 | $ 2,293,000 | $ 73,967 | $ 65,000 |
| Hot Springs, AR | 30 | $ 2,704,000 | $ 90,133 | $ 61,000 |
| Kingston, NY | 30 | $ 4,541,000 | $ 151,366 | $ 78,000 |
| Medford, OR | 30 | $ 4,795,000 | $ 159,833 | $ 75,000 |
| Pueblo, CO | 30 | $ 2,719,000 | $ 90,633 | $ 67,000 |
| Rochester, MN | 30 | $ 2,951,000 | $ 98,366 | $ 77,000 |
| Warner Robins, GA | 30 | $ 2,462,000 | $ 82,066 | $ 68,000 |
| Anderson, IN | 29 | $ 2,462,000 | $ 84,896 | $ 68,000 |
| Rocky Mount, NC | 29 | $ 2,689,000 | $ 92,724 | $ 58,000 |
| San Francisco-San Mateo-Redwood City, CA | 29 | $ 8,441,000 | $ 291,068 | $ 118,000 |
| St. Joseph, MO-KS | 29 | $ 2,487,000 | $ 85,758 | $ 59,000 |
| Wausau, WI | 29 | $ 2,651,000 | $ 91,413 | $ 60,000 |
| Yuma, AZ | 29 | $ 2,728,000 | $ 94,068 | $ 64,000 |
| Bellingham, WA | 28 | $ 3,724,000 | $ 133,000 | $ 83,000 |
| Decatur, IL | 28 | $ 2,241,000 | $ 80,035 | $ 57,000 |
| Michigan City-La Porte, IN | 28 | $ 2,472,000 | $ 88,285 | $ 61,000 |
| Albany, GA | 27 | $ 1,779,000 | $ 65,888 | $ 59,000 |
| Athens-Clarke County, GA | 27 | $ 2,834,000 | $ 104,962 | $ 71,000 |
| Bloomington, IN | 27 | $ 2,314,000 | $ 85,703 | $ 62,000 |
| Brunswick, GA | 27 | $ 2,366,000 | $ 87,629 | $ 53,000 |
| Dothan, AL | 27 | $ 2,119,000 | $ 78,481 | $ 48,000 |
| Monroe, MI | 27 | $ 3,027,000 | $ 112,111 | $ 68,000 |
| Texarkana, Tx-Texarkana, AR | 27 | $ 2,257,000 | $ 83,592 | $ 69,481 |
| Wenatchee, WA | 27 | $ 3,599,000 | $ 133,296 | $ 72,000 |
| Burlington, NC | 26 | $ 2,001,000 | $ 76,961 | $ 56,000 |
| Jackson, MI | 26 | $ 2,475,000 | $ 95,192 | $ 70,000 |
| Lawton, OK | 26 | $ 2,198,000 | $ 84,538 | $ 67,000 |
| Sioux City, IA-NE-SD | 26 | $ 1,672,000 | $ 64,307 | $ 60,000 |
| Anniston-Oxford, AL | 25 | $ 2,476,000 | $ 99,040 | $ 68,000 |
| Beaumont-Port Arthur, TX | 25 | $ 2,354,000 | $ 94,160 | $ 67,000 |
| Bend, OR | 25 | $ 4,449,000 | $ 177,960 | $ 72,000 |
| Longview, WA | 25 | $ 2,951,000 | $ 118,040 | $ 77,000 |
| Madera, CA | 25 | $ 4,086,000 | $ 163,440 | $ 91,000 |
| Merced, CA | 25 | $ 4,524,000 | $ 180,960 | $ 92,000 |
| Panama City-Lynn Haven, FL | 25 | $ 3,600,000 | $ 144,000 | $ 64,000 |
| Sebastian-Vero Beach, FL | 25 | $ 2,660,000 | $ 106,400 | $ 64,000 |
| St. George, UT | 25 | $ 4,467,000 | $ 178,680 | $ 73,000 |
| Valdosta, GA | 25 | $ 2,209,000 | $ 88,360 | $ 70,000 |
| Altoona, PA | 24 | $ 2,185,000 | $ 91,041 | $ 66,000 |
| Anderson, SC | 24 | $ 2,130,000 | $ 88,750 | $ 69,000 |
| Iowa City, IA | 24 | $ 2,201,000 | $ 91,708 | $ 65,000 |
| Johnson City, TN | 24 | $ 2,771,000 | $ 115,458 | $ 64,000 |
| Jonesboro, AR | 24 | $ 1,987,000 | $ 82,791 | $ 54,000 |
| Lima, OH | 24 | $ 1,628,000 | $ 67,833 | $ 65,000 |
| Saginaw-Saginaw Township North, MI | 24 | $ 1,687,000 | $ 70,291 | $ 62,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 24 | $ 4,866,000 | $ 202,750 | $ 96,000 |
| Yuba City, CA | 24 | $ 2,775,000 | $ 115,625 | $ 74,000 |
| Florence-Muscle Shoals, AL | 23 | $ 2,304,000 | $ 100,173 | $ 59,000 |
| Jefferson City, MO | 23 | $ 1,904,000 | $ 82,782 | $ 83,000 |
| Las Cruces, NM | 23 | $ 2,149,000 | $ 93,434 | $ 65,000 |
| Lewiston-Auburn, ME | 23 | $ 2,396,000 | $ 104,173 | $ 60,000 |
| St. Cloud, MN | 23 | $ 2,298,000 | $ 99,913 | $ 60,000 |
| Weirton-Steubenville, WV-OH | 23 | $ 1,765,000 | $ 76,739 | $ 51,956 |
| Chico, CA | 22 | $ 3,342,000 | $ 151,909 | $ 71,000 |
| Columbia, MO | 22 | $ 2,721,000 | $ 123,681 | $ 63,000 |
| Danville, IL | 22 | $ 1,246,000 | $ 56,636 | $ 54,000 |
| Decatur, AL | 22 | $ 1,588,000 | $ 72,181 | $ 67,000 |
| Gadsden, AL | 22 | $ 1,831,000 | $ 83,227 | $ 55,000 |
| Hattiesburg, MS | 22 | $ 2,026,000 | $ 92,090 | $ 71,000 |
| La Crosse, WI-MN | 22 | $ 1,921,000 | $ 87,318 | $ 59,090 |
| Morgantown, WV | 22 | $ 1,879,000 | $ 85,409 | $ 63,000 |
| Dalton, GA | 21 | $ 2,062,000 | $ 98,190 | $ 57,000 |
| Goldsboro, NC | 21 | $ 2,365,000 | $ 112,619 | $ 62,000 |
| Mansfield, OH | 21 | $ 1,655,000 | $ 78,809 | $ 54,000 |
| Owensboro, KY | 21 | $ 1,355,000 | $ 64,523 | $ 59,000 |
| Casper, WY | 20 | $ 2,478,000 | $ 123,900 | $ 77,000 |
| Cleveland, TN | 20 | $ 2,141,000 | $ 107,050 | $ 77,000 |
| Grand Forks, ND-MN | 20 | $ 1,617,000 | $ 80,850 | $ 61,850 |
| Morristown, TN | 20 | $ 2,252,000 | $ 112,600 | $ 56,000 |
| Pascagoula, MS | 20 | $ 1,616,000 | $ 80,800 | $ 60,000 |
| Springfield, OH | 20 | $ 1,482,000 | $ 74,100 | $ 68,000 |
| Sumter, SC | 20 | $ 1,829,000 | $ 91,450 | $ 63,000 |
| Anchorage, AK | 19 | $ 2,947,000 | $ 155,105 | $ 89,000 |
| Bowling Green, KY | 19 | $ 1,139,000 | $ 59,947 | $ 66,000 |
| Burlington-South Burlington, VT | 19 | $ 2,799,000 | $ 147,315 | $ 78,000 |
| Danville, VA | 19 | $ 1,482,000 | $ 78,000 | $ 60,000 |
| Johnstown, PA | 19 | $ 1,083,000 | $ 57,000 | $ 60,000 |
| Muskegon-Norton Shores, MI | 19 | $ 1,323,000 | $ 69,631 | $ 59,000 |
| Pine Bluff, AR | 19 | $ 1,130,000 | $ 59,473 | $ 53,000 |
| Elizabethtown, KY | 18 | $ 1,411,000 | $ 78,388 | $ 70,000 |
| Kokomo, IN | 18 | $ 1,321,000 | $ 73,388 | $ 55,000 |
| San Luis Obispo-Paso Robles, CA | 18 | $ 5,130,000 | $ 285,000 | $ 128,000 |
| Santa Rosa-Petaluma, CA | 18 | $ 4,102,000 | $ 227,888 | $ 111,000 |
| Battle Creek, MI | 17 | $ 1,171,000 | $ 68,882 | $ 70,000 |
| Brownsville-Harlingen, TX | 17 | $ 1,581,000 | $ 93,000 | $ 52,000 |
| Farmington, NM | 17 | $ 2,287,000 | $ 134,529 | $ 73,000 |
| Flagstaff, AZ | 17 | $ 3,758,000 | $ 221,058 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 2,424,000 | $ 142,588 | $ 65,000 |
| Sandusky, OH | 17 | $ 1,490,000 | $ 87,647 | $ 84,000 |
| State College, PA | 17 | $ 1,702,000 | $ 100,117 | $ 69,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 1,580,000 | $ 92,941 | $ 59,000 |
| Elmira, NY | 16 | $ 1,279,000 | $ 79,937 | $ 79,000 |
| Great Falls, MT | 16 | $ 996,000 | $ 62,250 | $ 58,000 |
| Lewiston, ID-WA | 16 | $ 1,466,000 | $ 91,625 | $ 71,875 |
| Palm Coast, FL | 16 | $ 1,871,000 | $ 116,937 | $ 52,000 |
| Salinas, CA | 16 | $ 3,573,000 | $ 223,312 | $ 126,000 |
| Tyler, TX | 16 | $ 2,116,000 | $ 132,250 | $ 75,000 |
| Bay City, MI | 15 | $ 921,000 | $ 61,400 | $ 69,000 |
| El Centro, CA | 15 | $ 2,438,000 | $ 162,533 | $ 75,000 |
| Hanford-Corcoran, CA | 15 | $ 1,641,000 | $ 109,400 | $ 84,000 |
| Rome, GA | 15 | $ 1,336,000 | $ 89,066 | $ 69,000 |
| Bismarck, ND | 14 | $ 1,022,000 | $ 73,000 | $ 79,000 |
| Columbus, IN | 14 | $ 1,567,000 | $ 111,928 | $ 74,000 |
| Hinesville-Fort Stewart, GA | 14 | $ 1,529,000 | $ 109,214 | $ 83,000 |
| Logan, UT-ID | 14 | $ 1,785,000 | $ 127,500 | $ 63,285 |
| Ames, IA | 13 | $ 891,000 | $ 68,538 | $ 75,000 |
| Fond Du Lac, WI | 13 | $ 1,155,000 | $ 88,846 | $ 65,000 |
| Pocatello, ID | 13 | $ 1,353,000 | $ 104,076 | $ 63,000 |
| Sheboygan, WI | 13 | $ 1,100,000 | $ 84,615 | $ 60,000 |
| Corvallis, OR | 12 | $ 1,365,000 | $ 113,750 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 3,528,000 | $ 294,000 | $ 117,000 |
| Carson City, NV | 11 | $ 1,184,000 | $ 107,636 | $ 70,000 |
| Corpus Christi, TX | 11 | $ 1,851,000 | $ 168,272 | $ 141,000 |
| Harrisonburg, VA | 11 | $ 1,331,000 | $ 121,000 | $ 57,000 |
| Longview, TX | 11 | $ 1,389,000 | $ 126,272 | $ 70,000 |
| Missoula, MT | 11 | $ 1,763,000 | $ 160,272 | $ 65,000 |
| Muncie, IN | 11 | $ 1,199,000 | $ 109,000 | $ 54,000 |
| Redding, CA | 11 | $ 1,325,000 | $ 120,454 | $ 58,000 |
| Williamsport, PA | 11 | $ 883,000 | $ 80,272 | $ 65,000 |
| Fairbanks, AK | 10 | $ 1,353,000 | $ 135,300 | $ 46,000 |
| Ithaca, NY | 10 | $ 1,150,000 | $ 115,000 | $ 65,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,081,000 | $ 120,111 | $ 97,000 |
| Dubuque, IA | 7 | $ 425,000 | $ 60,714 | $ 73,000 |
| Honolulu, HI | 7 | $ 2,332,000 | $ 333,142 | $ 70,000 |
| Jackson, TN | 7 | $ 1,053,000 | $ 150,428 | $ 66,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 535,000 | $ 89,166 | $ 67,000 |
| Napa, CA | 6 | $ 976,000 | $ 162,666 | $ 131,000 |
| College Station-Bryan, TX | 4 | $ 401,000 | $ 100,250 | $ 79,000 |
| El Paso, TX | 4 | $ 546,000 | $ 136,500 | $ 95,000 |
| Lubbock, TX | 4 | $ 328,000 | $ 82,000 | $ 65,000 |
| Odessa, TX | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Midland, TX | 3 | $ 238,000 | $ 79,333 | $ 61,000 |
| Sherman-Denison, TX | 3 | $ 284,000 | $ 94,666 | $ 55,000 |
| Abilene, TX | 2 | $ 311,000 | $ 155,500 | $ 55,000 |
| Waco, TX | 2 | $ 274,000 | $ 137,000 | $ 66,000 |
| Laredo, TX | 1 | $ 142,000 | $ 142,000 | $ 53,000 |
| Victoria, TX | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Wichita Falls, TX | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,254 | $4,435,819,000 | $129,000 | $2,000,000 | $74,000 | $1,329,000 |
| Home Improvement | 14,553 | $1,371,112,000 | $94,000 | $1,020,000 | $74,000 | $904,000 |
| Home Purchase | 2,876 | $470,016,000 | $163,000 | $1,000,000 | $83,000 | $3,399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,333 | $3,259,072,000 | $119,000 | $2,000,000 | $74,000 | $3,399,000 |
| Not Provided | 16,709 | $2,012,738,000 | $120,000 | $2,000,000 | $76,000 | $1,329,000 |
| Black or African American | 3,894 | $479,552,000 | $123,000 | $1,020,000 | $65,000 | $625,000 |
| Hispanic | 2,484 | $345,687,000 | $139,000 | $1,149,000 | $72,000 | $394,000 |
| Asian | 696 | $114,602,000 | $164,000 | $1,360,000 | $88,000 | $360,000 |
| American Indian or Alaskan Native | 460 | $50,409,000 | $109,000 | $893,000 | $65,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $14,887,000 | $139,000 | $900,000 | $88,000 | $356,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 51,683 | $6,276,947,000 | $121,000 | $2,000,000 | $74,000 | $3,399,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,321 | $3,638,298,000 | $124,000 | $1,321,000 | $75,000 | $3,399,000 |
| Application Denied By Financial Institution | 12,091 | $1,429,964,000 | $118,000 | $2,000,000 | $72,000 | $904,000 |
| Application Approved But Not Accepted | 10,271 | $1,208,685,000 | $117,000 | $2,000,000 | $76,000 | $1,329,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 6,536 | $754,226,000 | $115,000 | $1,450,000 | $76,000 | $904,000 |
| Collateral | 2,957 | $366,332,000 | $123,000 | $1,020,000 | $68,000 | $557,000 |
| Debt-To-Income Ratio | 1,376 | $167,042,000 | $121,000 | $2,000,000 | $63,000 | $500,000 |
| Credit History | 771 | $86,755,000 | $112,000 | $1,000,000 | $71,000 | $553,000 |
| Employment History | 174 | $19,259,000 | $110,000 | $365,000 | $62,000 | $247,000 |
| Unverifiable Information | 161 | $20,996,000 | $130,000 | $568,000 | $79,000 | $524,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 114 | $15,085,000 | $132,000 | $720,000 | $64,000 | $243,000 |
| Other | 2 | $269,000 | $134,000 | $172,000 | $84,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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