Capital One, National Association Mortgage Lending & HMDA Data, 2015

In 2015, Capital One, National Association of Plano, TX reported 36,780 mortgage applications totaling $12.6 billion, up 20% from 2014. The average application was for $343,123, and applicants reported an average income of $106,202. 38% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,779), New York-Jersey City-White Plains, NY-NJ (2,478) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,225) (applications in parentheses).

Mortgage Company & Address Capital One, National Association
7933 Preston Road
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 36,780
Total Mortgage Loan Application Amount $12,620,081,000
Average Mortgage Loan Application Amount $343,123
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $106,202
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One, National Association by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,922 $ 264,393,000 $ 137,561 $ 86,000
Montgomery, Maryland 925 $ 438,421,000 $ 473,968 $ 132,000
Suffolk, New York 770 $ 205,443,000 $ 266,809 $ 126,000
Dallas, Texas 719 $ 157,968,000 $ 219,705 $ 87,000
Jefferson, Louisiana 575 $ 62,642,000 $ 108,942 $ 76,000
Nassau, New York 568 $ 222,140,000 $ 391,091 $ 143,000
Fairfax, Virginia 554 $ 247,784,000 $ 447,263 $ 145,000
Queens, New York 497 $ 97,169,000 $ 195,511 $ 93,000
Cameron, Texas 474 $ 32,450,000 $ 68,459 $ 56,000
Orleans, Louisiana 473 $ 60,140,000 $ 127,145 $ 92,000
Tarrant, Texas 467 $ 61,227,000 $ 131,107 $ 90,000
Los Angeles, California 461 $ 391,159,000 $ 848,501 $ 162,000
Prince George's, Maryland 453 $ 145,507,000 $ 321,207 $ 101,000
Collin, Texas 416 $ 81,343,000 $ 195,536 $ 119,000
Fort Bend, Texas 413 $ 60,026,000 $ 145,341 $ 98,000
East Baton Rouge, Louisiana 390 $ 53,892,000 $ 138,184 $ 85,000
St. Tammany, Louisiana 380 $ 48,590,000 $ 127,868 $ 90,000
Maricopa, Arizona 363 $ 137,339,000 $ 378,344 $ 153,000
Hidalgo, Texas 349 $ 22,533,000 $ 64,564 $ 62,000
District of Columbia, District Of Columbia 334 $ 146,545,000 $ 438,757 $ 140,000
Travis, Texas 299 $ 126,846,000 $ 424,234 $ 128,000
Kings, New York 289 $ 160,386,000 $ 554,968 $ 88,000
Cook, Illinois 287 $ 85,088,000 $ 296,473 $ 140,000
Bexar, Texas 285 $ 25,598,000 $ 89,817 $ 66,000
Calcasieu, Louisiana 279 $ 29,026,000 $ 104,035 $ 68,000
Denton, Texas 276 $ 65,653,000 $ 237,873 $ 104,000
King, Washington 272 $ 103,614,000 $ 380,933 $ 134,000
Caddo, Louisiana 264 $ 22,592,000 $ 85,575 $ 68,000
Loudoun, Virginia 233 $ 78,500,000 $ 336,909 $ 134,000
Clark, Nevada 231 $ 49,884,000 $ 215,948 $ 95,000
Westchester, New York 228 $ 64,750,000 $ 283,991 $ 159,000
Prince William, Virginia 222 $ 49,121,000 $ 221,265 $ 93,000
Bergen, New Jersey 220 $ 84,839,000 $ 385,631 $ 140,000
Middlesex, New Jersey 215 $ 328,844,000 $ 1,529,506 $ 92,000
Montgomery, Texas 214 $ 27,535,000 $ 128,668 $ 104,000
Lafourche, Louisiana 201 $ 20,265,000 $ 100,820 $ 80,000
Essex, New Jersey 186 $ 106,995,000 $ 575,241 $ 126,000
New Castle, Delaware 182 $ 161,859,000 $ 889,335 $ 88,000
Broward, Florida 170 $ 35,367,000 $ 208,041 $ 106,000
Orange, California 168 $ 142,467,000 $ 848,017 $ 159,000
Livingston, Louisiana 166 $ 16,196,000 $ 97,566 $ 71,000
Palm Beach, Florida 164 $ 75,854,000 $ 462,524 $ 118,000
Hudson, New Jersey 163 $ 96,750,000 $ 593,558 $ 83,000
Anne Arundel, Maryland 162 $ 184,998,000 $ 1,141,962 $ 138,000
Howard, Maryland 161 $ 48,927,000 $ 303,894 $ 142,000
Monmouth, New Jersey 161 $ 93,391,000 $ 580,068 $ 123,000
Philadelphia, Pennsylvania 161 $ 176,358,000 $ 1,095,391 $ 94,000
Miami-Dade, Florida 158 $ 170,601,000 $ 1,079,753 $ 148,000
Henrico, Virginia 157 $ 34,418,000 $ 219,222 $ 106,000
Terrebonne, Louisiana 152 $ 16,695,000 $ 109,835 $ 100,000
Lafayette, Louisiana 149 $ 18,732,000 $ 125,718 $ 96,000
San Diego, California 146 $ 85,822,000 $ 587,821 $ 168,000
Baltimore, Maryland 144 $ 129,125,000 $ 896,701 $ 104,000
Jefferson, Texas 143 $ 12,400,000 $ 86,713 $ 65,000
Mecklenburg, North Carolina 142 $ 133,402,000 $ 939,450 $ 101,000
New York, New York 139 $ 337,676,000 $ 2,429,323 $ 169,000
Fulton, Georgia 136 $ 127,407,000 $ 936,816 $ 143,000
Wake, North Carolina 133 $ 80,816,000 $ 607,639 $ 123,000
Rapides, Louisiana 128 $ 12,904,000 $ 100,812 $ 70,000
Ocean, New Jersey 127 $ 71,687,000 $ 564,464 $ 147,000
Baltimore City, Maryland 126 $ 42,253,000 $ 335,341 $ 73,000
Riverside, California 125 $ 86,009,000 $ 688,072 $ 119,000
Santa Clara, California 125 $ 175,099,000 $ 1,400,792 $ 190,000
Arlington, Virginia 125 $ 62,491,000 $ 499,928 $ 169,000
Fairfield, Connecticut 124 $ 54,130,000 $ 436,532 $ 300,000
Union, New Jersey 124 $ 82,553,000 $ 665,750 $ 103,000
Williamson, Texas 123 $ 17,652,000 $ 143,512 $ 94,000
Frederick, Maryland 122 $ 23,931,000 $ 196,155 $ 103,000
Hennepin, Minnesota 122 $ 28,099,000 $ 230,319 $ 119,000
Chesterfield, Virginia 122 $ 44,252,000 $ 362,721 $ 101,000
Bronx, New York 118 $ 104,551,000 $ 886,025 $ 72,000
Richmond, New York 117 $ 22,896,000 $ 195,692 $ 106,000
Gwinnett, Georgia 113 $ 69,906,000 $ 618,637 $ 95,000
Ascension, Louisiana 113 $ 13,656,000 $ 120,849 $ 79,000
San Bernardino, California 112 $ 48,441,000 $ 432,508 $ 99,000
Bowie, Texas 112 $ 7,702,000 $ 68,767 $ 71,000
Montgomery, Pennsylvania 111 $ 194,256,000 $ 1,750,054 $ 179,000
Morris, New Jersey 110 $ 95,607,000 $ 869,154 $ 144,000
St. Charles, Louisiana 109 $ 11,974,000 $ 109,853 $ 77,000
Smith, Texas 109 $ 25,903,000 $ 237,642 $ 76,000
Tangipahoa, Louisiana 108 $ 10,464,000 $ 96,888 $ 64,000
Denver, Colorado 107 $ 71,179,000 $ 665,224 $ 118,000
Galveston, Texas 105 $ 58,447,000 $ 556,638 $ 85,000
Alameda, California 104 $ 51,123,000 $ 491,567 $ 167,000
Cobb, Georgia 102 $ 75,389,000 $ 739,107 $ 94,000
Mercer, New Jersey 101 $ 108,102,000 $ 1,070,316 $ 127,000
Passaic, New Jersey 97 $ 17,810,000 $ 183,608 $ 96,000
Erie, New York 96 $ 9,533,000 $ 99,302 $ 77,000
Middlesex, Massachusetts 94 $ 38,963,000 $ 414,500 $ 180,000
Burlington, New Jersey 94 $ 24,646,000 $ 262,191 $ 114,000
Contra Costa, California 91 $ 42,193,000 $ 463,659 $ 153,000
New Haven, Connecticut 89 $ 163,593,000 $ 1,838,123 $ 98,000
Multnomah, Oregon 88 $ 25,917,000 $ 294,511 $ 126,000
Avoyelles, Louisiana 86 $ 5,655,000 $ 65,755 $ 60,000
Somerset, New Jersey 85 $ 143,607,000 $ 1,689,494 $ 151,000
Bossier, Louisiana 84 $ 9,939,000 $ 118,321 $ 66,000
Camden, New Jersey 82 $ 24,820,000 $ 302,682 $ 90,000
Ouachita, Louisiana 81 $ 9,004,000 $ 111,160 $ 69,000
Anderson, Texas 80 $ 4,942,000 $ 61,775 $ 62,000
Hillsborough, Florida 78 $ 42,457,000 $ 544,320 $ 76,000
Sacramento, California 77 $ 32,003,000 $ 415,623 $ 108,000
Oakland, Michigan 77 $ 21,890,000 $ 284,285 $ 146,000
Orange, Florida 73 $ 35,679,000 $ 488,753 $ 96,000
Sussex, Delaware 72 $ 15,895,000 $ 220,763 $ 120,000
Orange, Texas 70 $ 5,402,000 $ 77,171 $ 77,000
Richmond City, Virginia 70 $ 13,983,000 $ 199,757 $ 125,000
Pinellas, Florida 69 $ 20,391,000 $ 295,521 $ 88,000
Bucks, Pennsylvania 69 $ 21,051,000 $ 305,086 $ 153,000
Hartford, Connecticut 67 $ 44,307,000 $ 661,298 $ 128,000
Chester, Pennsylvania 66 $ 50,792,000 $ 769,575 $ 148,000
Alexandria, Virginia 64 $ 19,090,000 $ 298,281 $ 144,000
St. Bernard, Louisiana 62 $ 6,323,000 $ 101,983 $ 79,000
Rockland, New York 62 $ 15,094,000 $ 243,451 $ 126,000
Washington, Louisiana 61 $ 4,658,000 $ 76,360 $ 56,000
Norfolk, Massachusetts 61 $ 23,625,000 $ 387,295 $ 161,000
Gloucester, New Jersey 60 $ 60,047,000 $ 1,000,783 $ 114,000
Ventura, California 59 $ 29,550,000 $ 500,847 $ 163,000
Lake, Illinois 59 $ 19,557,000 $ 331,474 $ 177,000
DuPage, Illinois 58 $ 19,517,000 $ 336,500 $ 165,000
Franklin, Ohio 58 $ 8,872,000 $ 152,965 $ 75,000
Delaware, Pennsylvania 58 $ 15,648,000 $ 269,793 $ 115,000
Cuyahoga, Ohio 57 $ 8,029,000 $ 140,859 $ 86,000
Jefferson, Colorado 56 $ 14,971,000 $ 267,339 $ 121,000
DeKalb, Georgia 56 $ 11,067,000 $ 197,625 $ 99,000
Washoe, Nevada 56 $ 20,895,000 $ 373,125 $ 103,000
Wharton, Texas 56 $ 4,334,000 $ 77,392 $ 87,000
Arapahoe, Colorado 55 $ 29,306,000 $ 532,836 $ 127,000
Honolulu, Hawaii 55 $ 26,417,000 $ 480,309 $ 163,000
St. John the Baptist, Louisiana 55 $ 6,507,000 $ 118,309 $ 82,000
Brazoria, Texas 55 $ 8,381,000 $ 152,381 $ 223,000
Hanover, Virginia 55 $ 13,263,000 $ 241,145 $ 116,000
San Mateo, California 54 $ 29,030,000 $ 537,592 $ 227,000
St. Louis, Missouri 54 $ 12,472,000 $ 230,962 $ 128,000
Essex, Massachusetts 53 $ 19,342,000 $ 364,943 $ 122,000
Marion, Indiana 52 $ 45,131,000 $ 867,903 $ 73,000
Monroe, New York 52 $ 7,969,000 $ 153,250 $ 79,000
Harrison, Texas 52 $ 4,247,000 $ 81,673 $ 79,000
Tulsa, Oklahoma 51 $ 7,966,000 $ 156,196 $ 103,000
Pima, Arizona 50 $ 8,152,000 $ 163,040 $ 96,000
Lee, Florida 50 $ 8,671,000 $ 173,420 $ 88,000
Allegheny, Pennsylvania 50 $ 7,886,000 $ 157,720 $ 90,000
Nueces, Texas 49 $ 7,588,000 $ 154,857 $ 99,000
Jefferson Davis, Louisiana 48 $ 4,276,000 $ 89,083 $ 72,000
Wayne, Michigan 48 $ 7,839,000 $ 163,312 $ 91,000
Charleston, South Carolina 48 $ 52,528,000 $ 1,094,333 $ 161,000
Angelina, Texas 48 $ 4,456,000 $ 92,833 $ 93,000
Salt Lake, Utah 47 $ 11,450,000 $ 243,617 $ 100,000
Kern, California 46 $ 8,652,000 $ 188,086 $ 101,000
Orange, New York 45 $ 7,621,000 $ 169,355 $ 103,000
Shelby, Tennessee 45 $ 6,643,000 $ 147,622 $ 94,000
Spotsylvania, Virginia 45 $ 9,192,000 $ 204,266 $ 104,000
San Francisco, California 44 $ 94,403,000 $ 2,145,522 $ 169,000
Johnson, Kansas 43 $ 10,413,000 $ 242,162 $ 167,000
Vermilion, Louisiana 43 $ 3,084,000 $ 71,720 $ 63,000
Carroll, Maryland 43 $ 10,498,000 $ 244,139 $ 112,000
Will, Illinois 42 $ 8,741,000 $ 208,119 $ 99,000
Iberia, Louisiana 42 $ 3,455,000 $ 82,261 $ 67,000
Oklahoma, Oklahoma 42 $ 7,168,000 $ 170,666 $ 98,000
Jefferson, Alabama 41 $ 38,458,000 $ 938,000 $ 86,000
St. Mary, Louisiana 41 $ 3,547,000 $ 86,512 $ 72,000
Greenville, South Carolina 41 $ 53,452,000 $ 1,303,707 $ 90,000
Horry, South Carolina 41 $ 5,566,000 $ 135,756 $ 114,000
Plymouth, Massachusetts 40 $ 13,038,000 $ 325,950 $ 160,000
Davidson, Tennessee 40 $ 71,242,000 $ 1,781,050 $ 95,000
Pulaski, Arkansas 39 $ 5,179,000 $ 132,794 $ 81,000
Brevard, Florida 39 $ 7,821,000 $ 200,538 $ 100,000
Forsyth, Georgia 39 $ 10,342,000 $ 265,179 $ 122,000
Harford, Maryland 39 $ 7,601,000 $ 194,897 $ 95,000
Jackson, Missouri 39 $ 25,892,000 $ 663,897 $ 113,000
Suffolk, Massachusetts 38 $ 128,006,000 $ 3,368,578 $ 100,000
Austin, Texas 38 $ 3,703,000 $ 97,447 $ 62,000
Placer, California 37 $ 15,478,000 $ 418,324 $ 172,000
Adams, Colorado 37 $ 6,227,000 $ 168,297 $ 78,000
Douglas, Colorado 37 $ 13,746,000 $ 371,513 $ 137,000
Volusia, Florida 37 $ 5,316,000 $ 143,675 $ 81,000
Jefferson, Kentucky 37 $ 24,285,000 $ 656,351 $ 124,000
Morehouse, Louisiana 37 $ 2,184,000 $ 59,027 $ 50,000
Guilford, North Carolina 37 $ 47,011,000 $ 1,270,567 $ 70,000
Washington, Oregon 37 $ 49,917,000 $ 1,349,108 $ 103,000
Colorado, Texas 37 $ 2,915,000 $ 78,783 $ 72,000
Duval, Florida 36 $ 6,961,000 $ 193,361 $ 108,000
Sarasota, Florida 36 $ 61,547,000 $ 1,709,638 $ 171,000
Worcester, Massachusetts 36 $ 8,974,000 $ 249,277 $ 116,000
El Paso, Texas 36 $ 12,690,000 $ 352,500 $ 72,000
Pierce, Washington 36 $ 11,745,000 $ 326,250 $ 129,000
Collier, Florida 35 $ 13,542,000 $ 386,914 $ 226,000
Allen, Louisiana 35 $ 2,255,000 $ 64,428 $ 53,000
Charles, Maryland 35 $ 6,173,000 $ 176,371 $ 367,000
Washington, Maryland 35 $ 4,968,000 $ 141,942 $ 67,000
Macomb, Michigan 35 $ 4,765,000 $ 136,142 $ 76,000
Washtenaw, Michigan 35 $ 6,312,000 $ 180,342 $ 98,000
Snohomish, Washington 35 $ 10,084,000 $ 288,114 $ 113,000
San Joaquin, California 34 $ 7,829,000 $ 230,264 $ 93,000
Summit, Ohio 34 $ 5,073,000 $ 149,205 $ 80,000
Fresno, California 33 $ 12,359,000 $ 374,515 $ 114,000
Atlantic, New Jersey 33 $ 6,269,000 $ 189,969 $ 119,000
Hamilton, Tennessee 33 $ 4,709,000 $ 142,696 $ 62,000
Gregg, Texas 33 $ 2,311,000 $ 70,030 $ 66,000
Hays, Texas 33 $ 31,882,000 $ 966,121 $ 99,000
Lamar, Texas 33 $ 2,421,000 $ 73,363 $ 73,000
Hamilton, Ohio 32 $ 6,057,000 $ 189,281 $ 405,000
Cass, Texas 32 $ 2,135,000 $ 66,718 $ 69,000
Fauquier, Virginia 32 $ 8,138,000 $ 254,312 $ 125,000
Virginia Beach, Virginia 32 $ 10,377,000 $ 324,281 $ 124,000
Solano, California 31 $ 11,120,000 $ 358,709 $ 119,000
Assumption, Louisiana 31 $ 1,978,000 $ 63,806 $ 69,000
Calvert, Maryland 31 $ 5,646,000 $ 182,129 $ 103,000
Hampton, Virginia 31 $ 28,413,000 $ 916,548 $ 85,000
Newport News, Virginia 31 $ 3,683,000 $ 118,806 $ 82,000
Pasco, Florida 30 $ 5,208,000 $ 173,600 $ 92,000
Polk, Florida 30 $ 4,388,000 $ 146,266 $ 98,000
Seminole, Florida 30 $ 37,836,000 $ 1,261,200 $ 91,000
Cherokee, Georgia 30 $ 10,998,000 $ 366,600 $ 91,000
Anoka, Minnesota 30 $ 4,881,000 $ 162,700 $ 92,000
Hillsborough, New Hampshire 30 $ 15,171,000 $ 505,700 $ 125,000
Onondaga, New York 30 $ 2,444,000 $ 81,466 $ 75,000
Clackamas, Oregon 30 $ 8,753,000 $ 291,766 $ 112,000
Ada, Idaho 29 $ 5,491,000 $ 189,344 $ 105,000
De Soto, Louisiana 29 $ 2,085,000 $ 71,896 $ 64,000
Ramsey, Minnesota 29 $ 6,201,000 $ 213,827 $ 130,000
Milwaukee, Wisconsin 29 $ 3,548,000 $ 122,344 $ 85,000
Kent, Delaware 28 $ 3,706,000 $ 132,357 $ 88,000
Hamilton, Indiana 28 $ 6,632,000 $ 236,857 $ 117,000
Dakota, Minnesota 28 $ 4,700,000 $ 167,857 $ 134,000
Wood, Texas 28 $ 2,556,000 $ 91,285 $ 66,000
St. Lucie, Florida 27 $ 3,305,000 $ 122,407 $ 75,000
Lake, Indiana 27 $ 3,220,000 $ 119,259 $ 89,000
Sussex, New Jersey 27 $ 3,668,000 $ 135,851 $ 99,000
Bernalillo, New Mexico 27 $ 6,263,000 $ 231,962 $ 95,000
Dutchess, New York 27 $ 4,923,000 $ 182,333 $ 179,000
Kaufman, Texas 27 $ 2,810,000 $ 104,074 $ 83,000
Sonoma, California 26 $ 10,575,000 $ 406,730 $ 115,000
New London, Connecticut 26 $ 2,969,000 $ 114,192 $ 95,000
St. Johns, Florida 26 $ 7,233,000 $ 278,192 $ 147,000
Union, North Carolina 26 $ 8,048,000 $ 309,538 $ 137,000
Lehigh, Pennsylvania 26 $ 4,595,000 $ 176,730 $ 101,000
Northampton, Pennsylvania 26 $ 4,142,000 $ 159,307 $ 88,000
Stafford, Virginia 26 $ 5,289,000 $ 203,423 $ 101,000
Stanislaus, California 25 $ 6,170,000 $ 246,800 $ 75,000
Osceola, Florida 25 $ 3,483,000 $ 139,320 $ 78,000
Kent, Michigan 25 $ 3,244,000 $ 129,760 $ 74,000
Cape May, New Jersey 25 $ 6,785,000 $ 271,400 $ 187,000
Durham, North Carolina 25 $ 20,714,000 $ 828,560 $ 90,000
Providence, Rhode Island 25 $ 8,690,000 $ 347,600 $ 109,000
Worcester, Maryland 24 $ 6,334,000 $ 263,916 $ 183,000
Douglas, Nebraska 24 $ 4,285,000 $ 178,541 $ 105,000
Rockingham, New Hampshire 24 $ 46,499,000 $ 1,937,458 $ 115,000
Victoria, Texas 24 $ 1,960,000 $ 81,666 $ 98,000
Marin, California 23 $ 11,456,000 $ 498,086 $ 184,000
Boulder, Colorado 23 $ 12,198,000 $ 530,347 $ 241,000
Forsyth, North Carolina 23 $ 3,067,000 $ 133,347 $ 66,000
New Hanover, North Carolina 23 $ 16,065,000 $ 698,478 $ 145,000
Utah, Utah 23 $ 6,007,000 $ 261,173 $ 108,000
Pinal, Arizona 22 $ 3,033,000 $ 137,863 $ 56,000
Yavapai, Arizona 22 $ 5,452,000 $ 247,818 $ 154,000
Carver, Minnesota 22 $ 5,458,000 $ 248,090 $ 123,000
Hunterdon, New Jersey 22 $ 6,386,000 $ 290,272 $ 152,000
Richland, South Carolina 22 $ 24,363,000 $ 1,107,409 $ 90,000
Williamson, Tennessee 22 $ 8,158,000 $ 370,818 $ 169,000
Clark, Washington 22 $ 4,809,000 $ 218,590 $ 103,000
Madison, Alabama 21 $ 29,371,000 $ 1,398,619 $ 81,000
Benton, Arkansas 21 $ 4,262,000 $ 202,952 $ 97,000
Manatee, Florida 21 $ 3,982,000 $ 189,619 $ 90,000
Kalamazoo, Michigan 21 $ 3,948,000 $ 188,000 $ 98,000
Lancaster, Pennsylvania 21 $ 6,277,000 $ 298,904 $ 73,000
Bell, Texas 21 $ 2,074,000 $ 98,761 $ 67,000
San Luis Obispo, California 20 $ 5,983,000 $ 299,150 $ 105,000
Yolo, California 20 $ 11,932,000 $ 596,600 $ 132,000
El Paso, Colorado 20 $ 4,395,000 $ 219,750 $ 95,000
Larimer, Colorado 20 $ 4,813,000 $ 240,650 $ 119,000
Kane, Illinois 20 $ 4,984,000 $ 249,200 $ 132,000
St. Martin, Louisiana 20 $ 1,657,000 $ 82,850 $ 83,000
Broome, New York 20 $ 1,493,000 $ 74,650 $ 61,000
Schenectady, New York 20 $ 1,891,000 $ 94,550 $ 104,000
Monroe, Pennsylvania 20 $ 3,190,000 $ 159,500 $ 137,000
Ellis, Texas 20 $ 3,828,000 $ 191,400 $ 91,000
Hardin, Texas 20 $ 2,917,000 $ 145,850 $ 86,000
Rockwall, Texas 20 $ 3,502,000 $ 175,100 $ 131,000
Webb, Texas 20 $ 2,029,000 $ 101,450 $ 109,000
Sedgwick, Kansas 19 $ 2,042,000 $ 107,473 $ 80,000
Grant, Louisiana 19 $ 1,469,000 $ 77,315 $ 69,000
Barnstable, Massachusetts 19 $ 5,102,000 $ 268,526 $ 138,000
Putnam, New York 19 $ 3,531,000 $ 185,842 $ 106,000
Buncombe, North Carolina 19 $ 6,838,000 $ 359,894 $ 139,000
Stark, Ohio 19 $ 2,259,000 $ 118,894 $ 76,000
Dauphin, Pennsylvania 19 $ 17,194,000 $ 904,947 $ 76,000
Beaufort, South Carolina 19 $ 9,490,000 $ 499,473 $ 274,000
York, South Carolina 19 $ 3,714,000 $ 195,473 $ 104,000
Miller, Arkansas 18 $ 2,251,000 $ 125,055 $ 52,000
Weld, Colorado 18 $ 4,669,000 $ 259,388 $ 88,000
Litchfield, Connecticut 18 $ 3,990,000 $ 221,666 $ 101,000
Lake, Florida 18 $ 2,697,000 $ 149,833 $ 79,000
Marion, Florida 18 $ 1,672,000 $ 92,888 $ 67,000
West Carroll, Louisiana 18 $ 1,458,000 $ 81,000 $ 83,000
Queen Anne's, Maryland 18 $ 5,643,000 $ 313,500 $ 115,000
DeSoto, Mississippi 18 $ 2,959,000 $ 164,388 $ 87,000
St. Charles, Missouri 18 $ 2,891,000 $ 160,611 $ 71,000
Ulster, New York 18 $ 2,635,000 $ 146,388 $ 112,000
Luzerne, Pennsylvania 18 $ 2,078,000 $ 115,444 $ 84,000
Lexington, South Carolina 18 $ 2,922,000 $ 162,333 $ 83,000
Brazos, Texas 18 $ 3,249,000 $ 180,500 $ 118,000
Lubbock, Texas 18 $ 6,368,000 $ 353,777 $ 79,000
Paulding, Georgia 17 $ 2,033,000 $ 119,588 $ 73,000
Kootenai, Idaho 17 $ 4,264,000 $ 250,823 $ 178,000
McHenry, Illinois 17 $ 2,434,000 $ 143,176 $ 201,000
St. Landry, Louisiana 17 $ 1,198,000 $ 70,470 $ 85,000
St. Mary's, Maryland 17 $ 3,770,000 $ 221,764 $ 90,000
Hampden, Massachusetts 17 $ 2,866,000 $ 168,588 $ 84,000
Cumberland, New Jersey 17 $ 1,597,000 $ 93,941 $ 67,000
Warren, New Jersey 17 $ 3,137,000 $ 184,529 $ 98,000
Santa Fe, New Mexico 17 $ 9,125,000 $ 536,764 $ 193,000
Cabarrus, North Carolina 17 $ 2,959,000 $ 174,058 $ 102,000
Montgomery, Ohio 17 $ 1,541,000 $ 90,647 $ 56,000
Cleveland, Oklahoma 17 $ 2,579,000 $ 151,705 $ 85,000
Spartanburg, South Carolina 17 $ 2,115,000 $ 124,411 $ 73,000
Knox, Tennessee 17 $ 41,816,000 $ 2,459,764 $ 78,000
Ector, Texas 17 $ 940,000 $ 55,294 $ 98,000
James City, Virginia 17 $ 4,369,000 $ 257,000 $ 163,000
Spokane, Washington 17 $ 3,104,000 $ 182,588 $ 82,000
Tolland, Connecticut 16 $ 2,056,000 $ 128,500 $ 112,000
Beauregard, Louisiana 16 $ 1,011,000 $ 63,187 $ 65,000
West Baton Rouge, Louisiana 16 $ 1,744,000 $ 109,000 $ 63,000
Bristol, Massachusetts 16 $ 3,348,000 $ 209,250 $ 120,000
Stearns, Minnesota 16 $ 2,358,000 $ 147,375 $ 78,000
Medina, Ohio 16 $ 2,903,000 $ 181,437 $ 85,000
McLennan, Texas 16 $ 887,000 $ 55,437 $ 67,000
Waller, Texas 16 $ 2,056,000 $ 128,500 $ 83,000
Washington, Texas 16 $ 1,819,000 $ 113,687 $ 75,000
Chesapeake, Virginia 16 $ 2,475,000 $ 154,687 $ 98,000
Mobile, Alabama 15 $ 3,595,000 $ 239,666 $ 101,000
El Dorado, California 15 $ 5,167,000 $ 344,466 $ 164,000
Tulare, California 15 $ 14,016,000 $ 934,400 $ 75,000
Flagler, Florida 15 $ 2,379,000 $ 158,600 $ 83,000
Hernando, Florida 15 $ 1,765,000 $ 117,666 $ 54,000
Chatham, Georgia 15 $ 17,829,000 $ 1,188,600 $ 75,000
Madison, Louisiana 15 $ 568,000 $ 37,866 $ 49,000
Gallatin, Montana 15 $ 3,204,000 $ 213,600 $ 72,000
Oneida, New York 15 $ 996,000 $ 66,400 $ 64,000
Cherokee, Texas 15 $ 684,000 $ 45,600 $ 37,000
Grayson, Texas 15 $ 1,166,000 $ 77,733 $ 63,000
Hunt, Texas 15 $ 1,104,000 $ 73,600 $ 95,000
Albemarle, Virginia 15 $ 5,235,000 $ 349,000 $ 142,000
Shelby, Alabama 14 $ 12,057,000 $ 861,214 $ 94,000
Monterey, California 14 $ 9,432,000 $ 673,714 $ 103,000
Santa Cruz, California 14 $ 7,310,000 $ 522,142 $ 177,000
Canyon, Idaho 14 $ 2,180,000 $ 155,714 $ 68,000
St. Joseph, Indiana 14 $ 1,317,000 $ 94,071 $ 63,000
Polk, Iowa 14 $ 1,803,000 $ 128,785 $ 67,000
Fayette, Kentucky 14 $ 2,127,000 $ 151,928 $ 93,000
Webster, Louisiana 14 $ 794,000 $ 56,714 $ 51,000
Cumberland, Maine 14 $ 3,155,000 $ 225,357 $ 135,000
York, Maine 14 $ 2,941,000 $ 210,071 $ 117,000
Genesee, Michigan 14 $ 1,516,000 $ 108,285 $ 68,000
Ingham, Michigan 14 $ 1,574,000 $ 112,428 $ 136,000
Albany, New York 14 $ 2,091,000 $ 149,357 $ 102,000
Niagara, New York 14 $ 1,020,000 $ 72,857 $ 79,000
Camp, Texas 14 $ 1,239,000 $ 88,500 $ 69,000
Comal, Texas 14 $ 1,841,000 $ 131,500 $ 113,000
Henderson, Texas 14 $ 1,161,000 $ 82,928 $ 81,000
Matagorda, Texas 14 $ 938,000 $ 67,000 $ 65,000
Parker, Texas 14 $ 1,632,000 $ 116,571 $ 96,000
Starr, Texas 14 $ 1,083,000 $ 77,357 $ 74,000
Davis, Utah 14 $ 4,318,000 $ 308,428 $ 113,000
Bedford, Virginia 14 $ 1,735,000 $ 123,928 $ 93,000
Culpeper, Virginia 14 $ 3,355,000 $ 239,642 $ 96,000
Kitsap, Washington 14 $ 3,968,000 $ 283,428 $ 129,000
Kanawha, West Virginia 14 $ 2,254,000 $ 161,000 $ 117,000
Waukesha, Wisconsin 14 $ 3,281,000 $ 234,357 $ 118,000
Mohave, Arizona 13 $ 2,413,000 $ 185,615 $ 90,000
Nevada, California 13 $ 3,299,000 $ 253,769 $ 115,000
Santa Barbara, California 13 $ 5,327,000 $ 409,769 $ 161,000
Broomfield, Colorado 13 $ 4,985,000 $ 383,461 $ 145,000
Windham, Connecticut 13 $ 1,254,000 $ 96,461 $ 75,000
Indian River, Florida 13 $ 2,188,000 $ 168,307 $ 102,000
Leon, Florida 13 $ 14,725,000 $ 1,132,692 $ 85,000
Henry, Georgia 13 $ 1,371,000 $ 105,461 $ 76,000
Acadia, Louisiana 13 $ 1,007,000 $ 77,461 $ 69,000
Evangeline, Louisiana 13 $ 1,068,000 $ 82,153 $ 69,000
Sarpy, Nebraska 13 $ 2,019,000 $ 155,307 $ 109,000
Salem, New Jersey 13 $ 1,828,000 $ 140,615 $ 86,000
Saratoga, New York 13 $ 2,632,000 $ 202,461 $ 104,000
Iredell, North Carolina 13 $ 2,734,000 $ 210,307 $ 83,000
Deschutes, Oregon 13 $ 3,565,000 $ 274,230 $ 170,000
Berks, Pennsylvania 13 $ 2,465,000 $ 189,615 $ 123,000
Cumberland, Pennsylvania 13 $ 12,417,000 $ 955,153 $ 71,000
Rutherford, Tennessee 13 $ 1,865,000 $ 143,461 $ 62,000
Guadalupe, Texas 13 $ 1,509,000 $ 116,076 $ 66,000
Midland, Texas 13 $ 1,795,000 $ 138,076 $ 106,000
Goochland, Virginia 13 $ 3,553,000 $ 273,307 $ 144,000
Norfolk, Virginia 13 $ 2,389,000 $ 183,769 $ 87,000
Butte, California 12 $ 9,638,000 $ 803,166 $ 68,000
Alachua, Florida 12 $ 2,501,000 $ 208,416 $ 105,000
Charlotte, Florida 12 $ 2,033,000 $ 169,416 $ 128,000
Martin, Florida 12 $ 4,795,000 $ 399,583 $ 289,000
Santa Rosa, Florida 12 $ 2,691,000 $ 224,250 $ 117,000
Walton, Florida 12 $ 3,208,000 $ 267,333 $ 429,000
Allen, Indiana 12 $ 1,298,000 $ 108,166 $ 93,000
Sabine, Louisiana 12 $ 1,216,000 $ 101,333 $ 80,000
Talbot, Maryland 12 $ 3,723,000 $ 310,250 $ 154,000
Hampshire, Massachusetts 12 $ 2,551,000 $ 212,583 $ 90,000
Jackson, Michigan 12 $ 1,466,000 $ 122,166 $ 77,000
Washington, Minnesota 12 $ 2,810,000 $ 234,166 $ 135,000
Clay, Missouri 12 $ 1,497,000 $ 124,750 $ 67,000
Greene, Missouri 12 $ 1,572,000 $ 131,000 $ 87,000
St. Louis City, Missouri 12 $ 1,702,000 $ 141,833 $ 77,000
Essex, New York 12 $ 1,565,000 $ 130,416 $ 139,000
St. Lawrence, New York 12 $ 1,269,000 $ 105,750 $ 69,000
Wagoner, Oklahoma 12 $ 2,224,000 $ 185,333 $ 113,000
Lane, Oregon 12 $ 2,819,000 $ 234,916 $ 116,000
Pike, Pennsylvania 12 $ 1,297,000 $ 108,083 $ 99,000
Washington, Rhode Island 12 $ 3,810,000 $ 317,500 $ 131,000
Sumner, Tennessee 12 $ 2,880,000 $ 240,000 $ 126,000
Bastrop, Texas 12 $ 1,552,000 $ 129,333 $ 73,000
Johnson, Texas 12 $ 1,017,000 $ 84,750 $ 70,000
Panola, Texas 12 $ 1,097,000 $ 91,416 $ 83,000
Manassas, Virginia 12 $ 1,739,000 $ 144,916 $ 88,000
Berkeley, West Virginia 12 $ 2,035,000 $ 169,583 $ 109,000
Montgomery, Alabama 11 $ 1,116,000 $ 101,454 $ 72,000
Garland, Arkansas 11 $ 824,000 $ 74,909 $ 77,000
Napa, California 11 $ 4,306,000 $ 391,454 $ 139,000
Escambia, Florida 11 $ 3,575,000 $ 325,000 $ 143,000
Shawnee, Kansas 11 $ 1,136,000 $ 103,272 $ 67,000
Boone, Kentucky 11 $ 1,732,000 $ 157,454 $ 62,000
St. James, Louisiana 11 $ 1,507,000 $ 137,000 $ 91,000
Cecil, Maryland 11 $ 2,643,000 $ 240,272 $ 91,000
Harrison, Mississippi 11 $ 1,918,000 $ 174,363 $ 188,000
Merrimack, New Hampshire 11 $ 2,070,000 $ 188,181 $ 96,000
Sandoval, New Mexico 11 $ 2,383,000 $ 216,636 $ 95,000
Gaston, North Carolina 11 $ 1,842,000 $ 167,454 $ 85,000
Warren, Ohio 11 $ 1,815,000 $ 165,000 $ 85,000
Jackson, Oregon 11 $ 2,171,000 $ 197,363 $ 78,000
York, Pennsylvania 11 $ 1,310,000 $ 119,090 $ 73,000
Upshur, Texas 11 $ 823,000 $ 74,818 $ 89,000
Van Zandt, Texas 11 $ 1,006,000 $ 91,454 $ 65,000
Manassas Park, Virginia 11 $ 1,563,000 $ 142,090 $ 57,000
Roanoke, Virginia 11 $ 2,149,000 $ 195,363 $ 123,000
Dane, Wisconsin 11 $ 2,820,000 $ 256,363 $ 123,000
Baldwin, Alabama 10 $ 2,153,000 $ 215,300 $ 130,000
Lee, Alabama 10 $ 1,919,000 $ 191,900 $ 101,000
Anchorage, Alaska 10 $ 3,756,000 $ 375,600 $ 111,000
Bibb, Georgia 10 $ 1,232,000 $ 123,200 $ 77,000
Clarke, Georgia 10 $ 5,626,000 $ 562,600 $ 122,000
Clayton, Georgia 10 $ 704,000 $ 70,400 $ 88,000
Columbia, Georgia 10 $ 1,382,000 $ 138,200 $ 102,000
Houston, Georgia 10 $ 20,645,000 $ 2,064,500 $ 56,000
Vigo, Indiana 10 $ 1,181,000 $ 118,100 $ 61,000
Monroe, Michigan 10 $ 1,376,000 $ 137,600 $ 60,000
Hinds, Mississippi 10 $ 1,442,000 $ 144,200 $ 126,000
Pearl River, Mississippi 10 $ 1,753,000 $ 175,300 $ 106,000
Carroll, New Hampshire 10 $ 1,737,000 $ 173,700 $ 150,000
Warren, New York 10 $ 2,072,000 $ 207,200 $ 98,000
Alamance, North Carolina 10 $ 1,705,000 $ 170,500 $ 91,000
Catawba, North Carolina 10 $ 1,724,000 $ 172,400 $ 112,000
Delaware, Ohio 10 $ 1,875,000 $ 187,500 $ 81,000
Lorain, Ohio 10 $ 872,000 $ 87,200 $ 55,000
Franklin, Pennsylvania 10 $ 1,397,000 $ 139,700 $ 92,000
Dorchester, South Carolina 10 $ 14,188,000 $ 1,418,800 $ 71,000
Liberty, Texas 10 $ 407,000 $ 40,700 $ 46,000
Nacogdoches, Texas 10 $ 836,000 $ 83,600 $ 61,000
Franklin, Virginia 10 $ 1,366,000 $ 136,600 $ 72,000
Frederick, Virginia 10 $ 3,067,000 $ 306,700 $ 171,000
Thurston, Washington 10 $ 1,651,000 $ 165,100 $ 89,000
Monongalia, West Virginia 10 $ 1,338,000 $ 133,800 $ 100,000
Saline, Arkansas 9 $ 1,778,000 $ 197,555 $ 87,000
Sebastian, Arkansas 9 $ 837,000 $ 93,000 $ 132,000
Citrus, Florida 9 $ 1,678,000 $ 186,444 $ 55,000
Fayette, Georgia 9 $ 2,361,000 $ 262,333 $ 122,000
Glynn, Georgia 9 $ 2,115,000 $ 235,000 $ 114,000
Hall, Georgia 9 $ 1,393,000 $ 154,777 $ 63,000
Bonneville, Idaho 9 $ 1,605,000 $ 178,333 $ 87,000
Dorchester, Maryland 9 $ 1,122,000 $ 124,666 $ 49,000
Scott, Minnesota 9 $ 2,800,000 $ 311,111 $ 106,000
Sherburne, Minnesota 9 $ 1,214,000 $ 134,888 $ 99,000
St. Louis, Minnesota 9 $ 962,000 $ 106,888 $ 85,000
Hancock, Mississippi 9 $ 937,000 $ 104,111 $ 111,000
Flathead, Montana 9 $ 2,546,000 $ 282,888 $ 135,000
San Juan, New Mexico 9 $ 1,622,000 $ 180,222 $ 184,000
Cattaraugus, New York 9 $ 466,000 $ 51,777 $ 57,000
Fulton, New York 9 $ 656,000 $ 72,888 $ 72,000
Oswego, New York 9 $ 581,000 $ 64,555 $ 57,000
Sullivan, New York 9 $ 1,567,000 $ 174,111 $ 140,000
Brunswick, North Carolina 9 $ 1,926,000 $ 214,000 $ 118,000
Dare, North Carolina 9 $ 1,576,000 $ 175,111 $ 119,000
Johnston, North Carolina 9 $ 1,243,000 $ 138,111 $ 70,000
Orange, North Carolina 9 $ 24,017,000 $ 2,668,555 $ 99,000
Clermont, Ohio 9 $ 1,418,000 $ 157,555 $ 90,000
Lucas, Ohio 9 $ 714,000 $ 79,333 $ 60,000
Lackawanna, Pennsylvania 9 $ 1,501,000 $ 166,777 $ 103,000
Kent, Rhode Island 9 $ 21,172,000 $ 2,352,444 $ 63,000
Aiken, South Carolina 9 $ 1,889,000 $ 209,888 $ 104,000
Anderson, South Carolina 9 $ 1,258,000 $ 139,777 $ 89,000
Pennington, South Dakota 9 $ 1,141,000 $ 126,777 $ 81,000
Sullivan, Tennessee 9 $ 1,734,000 $ 192,666 $ 88,000
Calhoun, Texas 9 $ 766,000 $ 85,111 $ 66,000
Weber, Utah 9 $ 3,827,000 $ 425,222 $ 81,000
Roanoke City, Virginia 9 $ 1,197,000 $ 133,000 $ 80,000
Whatcom, Washington 9 $ 2,668,000 $ 296,444 $ 118,000
Kenosha, Wisconsin 9 $ 1,230,000 $ 136,666 $ 81,000
Elmore, Alabama 8 $ 892,000 $ 111,500 $ 133,000
Tuscaloosa, Alabama 8 $ 27,372,000 $ 3,421,500 $ 57,000
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Mortgage Loan Application Detail Totals for Capital One, National Association in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,391 $5,426,104,000 $295,000 $88,700,000 $110,000 $9,999,000
Home Purchase 10,055 $4,852,824,000 $482,000 $99,999,000 $116,000 $9,496,000
Home Improvement 8,334 $2,341,153,000 $280,000 $52,151,000 $86,000 $2,158,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,595 $4,082,595,000 $208,000 $2,500,000 $115,000 $9,999,000
Hispanic 4,739 $596,058,000 $125,000 $2,480,000 $75,000 $6,837,000
Not Provided 3,989 $985,879,000 $247,000 $3,000,000 $137,000 $8,000,000
Black or African American 3,761 $479,018,000 $127,000 $1,628,000 $81,000 $9,496,000
Asian 2,639 $689,654,000 $261,000 $2,500,000 $124,000 $1,935,000
Not applicable 1,689 $5,729,390,000 $3,392,000 $99,999,000 $43,000 $760,000
American Indian or Alaskan Native 270 $34,825,000 $128,000 $573,000 $83,000 $605,000
Native Hawaiian or Other Pacific Islander 98 $22,662,000 $231,000 $2,222,000 $119,000 $995,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,509 $12,366,764,000 $348,000 $99,999,000 $107,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,187 $235,473,000 $198,000 $12,620,000 $65,000 $307,000
VA-guaranteed (Veterans Administration) 84 $17,844,000 $212,000 $417,000 $61,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,442 $2,423,402,000 $167,000 $17,120,000 $92,000 $8,000,000
Loan Originated 14,074 $7,961,472,000 $565,000 $99,999,000 $112,000 $9,496,000
File Closed For Incompleteness 3,973 $875,495,000 $220,000 $2,500,000 $131,000 $6,296,000
Application Withdrawn By Applicant 2,768 $944,198,000 $341,000 $39,200,000 $134,000 $9,999,000
Loan Purchased By The Institution 1,141 $199,894,000 $175,000 $490,000 $63,000 $760,000
Preapproval Denied by Financial Institution 202 $28,404,000 $140,000 $520,000 $43,000 $120,000
Application Approved But Not Accepted 180 $187,216,000 $1,040,000 $38,475,000 $150,000 $6,348,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,779 $607,985,000 $127,000 $17,120,000 $91,000 $6,837,000
Debt-To-Income Ratio 4,151 $735,734,000 $177,000 $3,000,000 $63,000 $600,000
Collateral 2,717 $534,518,000 $196,000 $7,490,000 $115,000 $1,646,000
Other 2,128 $388,145,000 $182,000 $6,175,000 $107,000 $3,000,000
Credit Application Incomplete 332 $72,749,000 $219,000 $2,293,000 $125,000 $8,000,000
Unverifiable Information 253 $48,194,000 $190,000 $1,598,000 $120,000 $952,000
Insufficient Cash (Downpayment, Closing Cost) 199 $42,340,000 $212,000 $1,930,000 $79,000 $623,000
Employment History 83 $22,000,000 $265,000 $1,432,000 $123,000 $850,000
Mortgage Insurance Denied 2 $141,000 $70,000 $81,000 $53,000 $56,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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