Capital One, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Capital One, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 36,780 |
| Total Mortgage Loan Application Amount | $12,620,081,000 |
| Average Mortgage Loan Application Amount | $352,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,779 | $ 425,999,000 | $ 153,000 | $ 91,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,478 | $ 1,503,464,000 | $ 623,000 | $ 112,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,225 | $ 816,465,000 | $ 318,000 | $ 113,750 |
| NEW ORLEANS-METAIRIE, LA | 1,668 | $ 197,813,000 | $ 118,000 | $ 84,000 |
| DALLAS-PLANO-IRVING, TX | 1,493 | $ 316,208,000 | $ 211,000 | $ 100,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,338 | $ 427,583,000 | $ 319,000 | $ 133,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,047 | $ 462,352,000 | $ 441,000 | $ 129,000 |
| BATON ROUGE, LA | 716 | $ 89,420,000 | $ 124,000 | $ 81,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 693 | $ 429,045,000 | $ 619,000 | $ 115,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 569 | $ 317,237,000 | $ 557,000 | $ 106,000 |
| NEWARK, NJ-PA | 566 | $ 440,113,000 | $ 450,000 | $ 113,500 |
| FORT WORTH-ARLINGTON, TX | 507 | $ 65,759,000 | $ 129,000 | $ 90,000 |
| BROWNSVILLE-HARLINGEN, TX | 474 | $ 32,450,000 | $ 68,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 467 | $ 177,932,000 | $ 381,000 | $ 116,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 461 | $ 391,159,000 | $ 848,000 | $ 162,000 |
| RICHMOND, VA | 453 | $ 115,013,000 | $ 253,000 | $ 108,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 411 | $ 116,766,000 | $ 284,000 | $ 142,000 |
| SHREVEPORT-BOSSIER CITY, LA | 391 | $ 35,410,000 | $ 90,000 | $ 67,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 385 | $ 140,372,000 | $ 364,000 | $ 147,000 |
| HOUMA-THIBODAUX, LA | 353 | $ 36,960,000 | $ 104,000 | $ 89,000 |
| MCALLEN-EDINBURG-MISSION, TX | 349 | $ 22,533,000 | $ 64,000 | $ 62,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 330 | $ 31,552,000 | $ 95,000 | $ 69,000 |
| DENVER-AURORA-LAKEWOOD, CO | 312 | $ 142,449,000 | $ 456,000 | $ 118,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 307 | $ 113,698,000 | $ 370,000 | $ 132,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 285 | $ 60,100,000 | $ 192,500 | $ 93,000 |
| LAKE CHARLES, LA | 280 | $ 29,061,000 | $ 103,000 | $ 68,000 |
| LAFAYETTE, LA | 267 | $ 27,935,000 | $ 104,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 246 | $ 266,099,000 | $ 1,081,000 | $ 163,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 237 | $ 153,983,000 | $ 448,000 | $ 104,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 237 | $ 134,450,000 | $ 567,000 | $ 110,000 |
| CAMDEN, NJ | 236 | $ 109,513,000 | $ 464,000 | $ 106,000 |
| BEAUMONT-PORT ARTHUR, TX | 235 | $ 20,780,000 | $ 88,000 | $ 70,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 231 | $ 49,884,000 | $ 215,000 | $ 95,000 |
| PHILADELPHIA, PA | 219 | $ 192,006,000 | $ 876,000 | $ 99,000 |
| WILMINGTON, DE-MD-NJ | 206 | $ 166,330,000 | $ 423,000 | $ 88,333 |
| OAKLAND-HAYWARD-BERKELEY, CA | 195 | $ 93,316,000 | $ 478,000 | $ 161,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 192 | $ 69,821,000 | $ 363,000 | $ 81,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 186 | $ 91,169,000 | $ 372,000 | $ 109,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 176 | $ 58,753,000 | $ 301,000 | $ 156,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 170 | $ 35,367,000 | $ 208,000 | $ 106,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 168 | $ 142,467,000 | $ 848,000 | $ 159,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 164 | $ 75,854,000 | $ 462,000 | $ 118,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 158 | $ 170,601,000 | $ 1,079,000 | $ 148,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 149 | $ 64,580,000 | $ 433,000 | $ 133,000 |
| ALEXANDRIA, LA | 147 | $ 14,373,000 | $ 97,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 147 | $ 58,305,000 | $ 396,000 | $ 159,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 146 | $ 79,695,000 | $ 545,000 | $ 90,000 |
| SAN DIEGO-CARLSBAD, CA | 146 | $ 85,822,000 | $ 587,000 | $ 168,000 |
| RALEIGH, NC | 143 | $ 82,178,000 | $ 574,000 | $ 119,000 |
| BOSTON, MA | 139 | $ 164,669,000 | $ 1,184,000 | $ 144,000 |
| TEXARKANA, TX-AR | 130 | $ 9,953,000 | $ 96,500 | $ 61,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 129 | $ 176,362,000 | $ 1,367,000 | $ 188,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 127 | $ 29,153,000 | $ 229,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 124 | $ 54,130,000 | $ 436,000 | $ 300,000 |
| KANSAS CITY, MO-KS | 122 | $ 41,396,000 | $ 329,500 | $ 120,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 113 | $ 56,088,000 | $ 496,000 | $ 85,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 110 | $ 10,553,000 | $ 95,000 | $ 77,000 |
| TYLER, TX | 109 | $ 25,903,000 | $ 237,000 | $ 76,000 |
| HAMMOND, LA | 108 | $ 10,464,000 | $ 96,000 | $ 64,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 108 | $ 86,734,000 | $ 803,000 | $ 105,000 |
| ST. LOUIS, MO-IL | 108 | $ 20,826,000 | $ 153,500 | $ 93,500 |
| SALISBURY, MD-DE | 102 | $ 22,690,000 | $ 223,000 | $ 142,000 |
| TRENTON, NJ | 101 | $ 108,102,000 | $ 1,070,000 | $ 127,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 98 | $ 123,433,000 | $ 1,259,000 | $ 201,000 |
| CLEVELAND-ELYRIA, OH | 91 | $ 13,124,000 | $ 144,000 | $ 83,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 91 | $ 47,515,000 | $ 522,000 | $ 125,000 |
| NEW HAVEN-MILFORD, CT | 89 | $ 163,593,000 | $ 1,838,000 | $ 98,000 |
| COLUMBUS, OH | 85 | $ 13,146,000 | $ 154,000 | $ 82,000 |
| MONROE, LA | 85 | $ 9,237,000 | $ 108,000 | $ 69,000 |
| CINCINNATI, OH-KY-IN | 83 | $ 13,305,000 | $ 126,333 | $ 125,333 |
| ROCHESTER, NY | 76 | $ 9,563,000 | $ 125,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 74 | $ 12,430,000 | $ 173,500 | $ 95,500 |
| JACKSONVILLE, FL | 73 | $ 16,289,000 | $ 223,000 | $ 120,000 |
| OKLAHOMA CITY, OK | 73 | $ 11,974,000 | $ 164,000 | $ 94,000 |
| PITTSBURGH, PA | 73 | $ 11,290,000 | $ 154,000 | $ 84,000 |
| MEMPHIS, TN-MS-AR | 71 | $ 11,365,000 | $ 171,000 | $ 103,333 |
| TULSA, OK | 70 | $ 10,869,000 | $ 155,000 | $ 101,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 68 | $ 20,787,000 | $ 233,500 | $ 129,000 |
| PROVIDENCE-WARWICK, RI-MA | 67 | $ 48,345,000 | $ 545,500 | $ 115,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 66 | $ 69,258,000 | $ 1,049,000 | $ 147,000 |
| BIRMINGHAM-HOOVER, AL | 65 | $ 51,797,000 | $ 796,000 | $ 82,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 61 | $ 62,264,000 | $ 1,020,000 | $ 89,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 61 | $ 27,775,000 | $ 338,000 | $ 96,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 59 | $ 29,550,000 | $ 500,000 | $ 163,000 |
| CORPUS CHRISTI, TX | 57 | $ 8,721,000 | $ 153,000 | $ 97,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 57 | $ 65,529,000 | $ 1,149,000 | $ 141,000 |
| ALBANY-SCHENECTADY-TROY, NY | 56 | $ 7,477,000 | $ 133,000 | $ 99,000 |
| RENO, NV | 56 | $ 20,895,000 | $ 373,000 | $ 103,000 |
| URBAN HONOLULU, HI | 55 | $ 26,417,000 | $ 480,000 | $ 163,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 52 | $ 7,695,000 | $ 147,000 | $ 81,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 52 | $ 7,431,000 | $ 142,000 | $ 81,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 52 | $ 9,089,000 | $ 174,000 | $ 100,000 |
| SALT LAKE CITY, UT | 52 | $ 12,270,000 | $ 235,000 | $ 97,000 |
| CAPE CORAL-FORT MYERS, FL | 50 | $ 8,671,000 | $ 173,000 | $ 88,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 50 | $ 7,492,000 | $ 174,500 | $ 116,000 |
| TUCSON, AZ | 50 | $ 8,152,000 | $ 163,000 | $ 96,000 |
| WORCESTER, MA-CT | 49 | $ 10,228,000 | $ 172,500 | $ 95,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 48 | $ 7,839,000 | $ 163,000 | $ 91,000 |
| LONGVIEW, TX | 48 | $ 3,438,000 | $ 71,000 | $ 77,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 47 | $ 7,003,000 | $ 155,000 | $ 88,000 |
| BAKERSFIELD, CA | 46 | $ 8,652,000 | $ 188,000 | $ 101,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 46 | $ 8,454,000 | $ 183,000 | $ 149,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 46 | $ 7,387,000 | $ 145,500 | $ 98,000 |
| COLUMBIA, SC | 45 | $ 27,746,000 | $ 616,000 | $ 85,000 |
| BOISE CITY, ID | 43 | $ 7,671,000 | $ 178,000 | $ 93,000 |
| SYRACUSE, NY | 43 | $ 3,536,000 | $ 82,000 | $ 70,000 |
| ALBUQUERQUE, NM | 42 | $ 9,477,000 | $ 225,000 | $ 93,000 |
| DURHAM-CHAPEL HILL, NC | 42 | $ 46,700,000 | $ 1,111,000 | $ 95,000 |
| AKRON, OH | 41 | $ 5,898,000 | $ 143,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 41 | $ 5,773,000 | $ 138,500 | $ 66,000 |
| ROANOKE, VA | 41 | $ 6,272,000 | $ 152,000 | $ 92,000 |
| GREENSBORO-HIGH POINT, NC | 40 | $ 47,409,000 | $ 1,185,000 | $ 69,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 39 | $ 7,821,000 | $ 200,000 | $ 100,000 |
| PORT ST. LUCIE, FL | 39 | $ 8,100,000 | $ 207,000 | $ 141,000 |
| GRAND RAPIDS-WYOMING, MI | 38 | $ 13,638,000 | $ 358,000 | $ 83,000 |
| GARY, IN | 37 | $ 4,416,000 | $ 119,000 | $ 80,000 |
| EL PASO, TX | 36 | $ 12,690,000 | $ 352,000 | $ 72,000 |
| HARRISBURG-CARLISLE, PA | 36 | $ 29,941,000 | $ 831,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 36 | $ 11,745,000 | $ 326,000 | $ 129,000 |
| WINSTON-SALEM, NC | 36 | $ 5,299,000 | $ 147,000 | $ 81,000 |
| ANN ARBOR, MI | 35 | $ 6,312,000 | $ 180,000 | $ 98,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 35 | $ 13,542,000 | $ 386,000 | $ 226,000 |
| STOCKTON-LODI, CA | 34 | $ 7,829,000 | $ 230,000 | $ 93,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 33 | $ 6,269,000 | $ 189,000 | $ 119,000 |
| FRESNO, CA | 33 | $ 12,359,000 | $ 374,000 | $ 114,000 |
| CHARLOTTESVILLE, VA | 31 | $ 7,297,000 | $ 235,000 | $ 113,000 |
| VALLEJO-FAIRFIELD, CA | 31 | $ 11,120,000 | $ 358,000 | $ 119,000 |
| LAKELAND-WINTER HAVEN, FL | 30 | $ 4,388,000 | $ 146,000 | $ 98,000 |
| MANCHESTER-NASHUA, NH | 30 | $ 15,171,000 | $ 505,000 | $ 125,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 29 | $ 4,186,000 | $ 161,500 | $ 97,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 29 | $ 5,584,000 | $ 192,000 | $ 97,000 |
| PORTLAND-SOUTH PORTLAND, ME | 29 | $ 6,161,000 | $ 212,000 | $ 123,000 |
| SPRINGFIELD, MA | 29 | $ 5,417,000 | $ 186,000 | $ 87,000 |
| DOVER, DE | 28 | $ 3,706,000 | $ 132,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 28 | $ 47,194,000 | $ 1,685,000 | $ 112,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 28 | $ 3,695,000 | $ 131,000 | $ 89,000 |
| ASHEVILLE, NC | 27 | $ 8,414,000 | $ 311,000 | $ 119,000 |
| LYNCHBURG, VA | 27 | $ 3,148,000 | $ 116,000 | $ 83,000 |
| DAYTON, OH | 26 | $ 2,429,000 | $ 93,000 | $ 59,000 |
| KILLEEN-TEMPLE, TX | 26 | $ 2,501,000 | $ 96,000 | $ 67,000 |
| NORWICH-NEW LONDON, CT | 26 | $ 2,969,000 | $ 114,000 | $ 95,000 |
| SANTA ROSA, CA | 26 | $ 10,575,000 | $ 406,000 | $ 115,000 |
| HUNTSVILLE, AL | 25 | $ 29,627,000 | $ 1,185,000 | $ 78,000 |
| MODESTO, CA | 25 | $ 6,170,000 | $ 246,000 | $ 75,000 |
| OCEAN CITY, NJ | 25 | $ 6,785,000 | $ 271,000 | $ 187,000 |
| WILMINGTON, NC | 25 | $ 16,671,000 | $ 666,000 | $ 145,000 |
| BINGHAMTON, NY | 24 | $ 1,750,000 | $ 72,000 | $ 69,000 |
| PROVO-OREM, UT | 24 | $ 6,240,000 | $ 260,000 | $ 106,000 |
| VICTORIA, TX | 24 | $ 1,960,000 | $ 81,000 | $ 98,000 |
| BOULDER, CO | 23 | $ 12,198,000 | $ 530,000 | $ 241,000 |
| ELGIN, IL | 23 | $ 5,363,000 | $ 233,000 | $ 124,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 23 | $ 3,099,000 | $ 134,000 | $ 147,000 |
| KNOXVILLE, TN | 23 | $ 43,309,000 | $ 1,883,000 | $ 86,000 |
| OGDEN-CLEARFIELD, UT | 23 | $ 8,145,000 | $ 354,000 | $ 101,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 23 | $ 6,266,000 | $ 272,000 | $ 130,000 |
| SAN RAFAEL, CA | 23 | $ 11,456,000 | $ 498,000 | $ 184,000 |
| SAVANNAH, GA | 23 | $ 19,057,000 | $ 828,000 | $ 79,000 |
| COLORADO SPRINGS, CO | 22 | $ 5,140,000 | $ 233,000 | $ 100,000 |
| DES MOINES-WEST DES MOINES, IA | 22 | $ 4,144,000 | $ 188,000 | $ 98,000 |
| KALAMAZOO-PORTAGE, MI | 22 | $ 4,098,000 | $ 186,000 | $ 99,000 |
| MONTGOMERY, AL | 22 | $ 2,690,000 | $ 122,000 | $ 102,000 |
| PRESCOTT, AZ | 22 | $ 5,452,000 | $ 247,000 | $ 154,000 |
| WICHITA, KS | 22 | $ 2,514,000 | $ 114,000 | $ 81,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 21 | $ 9,748,000 | $ 464,000 | $ 252,000 |
| JACKSON, MS | 21 | $ 3,276,000 | $ 156,000 | $ 124,000 |
| LANCASTER, PA | 21 | $ 6,277,000 | $ 298,000 | $ 73,000 |
| ST. CLOUD, MN | 21 | $ 3,036,000 | $ 144,000 | $ 74,000 |
| UTICA-ROME, NY | 21 | $ 1,366,000 | $ 65,000 | $ 65,000 |
| CANTON-MASSILLON, OH | 20 | $ 2,354,000 | $ 117,000 | $ 76,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 20 | $ 4,588,000 | $ 229,000 | $ 336,000 |
| EAST STROUDSBURG, PA | 20 | $ 3,190,000 | $ 159,000 | $ 137,000 |
| FORT COLLINS, CO | 20 | $ 4,813,000 | $ 240,000 | $ 119,000 |
| HICKORY-LENOIR-MORGANTON, NC | 20 | $ 2,830,000 | $ 141,000 | $ 101,000 |
| LAREDO, TX | 20 | $ 2,029,000 | $ 101,000 | $ 109,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 20 | $ 5,983,000 | $ 299,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 19 | $ 5,102,000 | $ 268,000 | $ 138,000 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 3,289,000 | $ 173,000 | $ 115,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 19 | $ 1,608,000 | $ 82,333 | $ 59,000 |
| LANSING-EAST LANSING, MI | 19 | $ 2,371,000 | $ 124,000 | $ 130,000 |
| SPARTANBURG, SC | 19 | $ 2,182,000 | $ 114,000 | $ 69,000 |
| SPRINGFIELD, MO | 19 | $ 2,772,000 | $ 145,000 | $ 91,000 |
| ANCHORAGE, AK | 18 | $ 5,568,000 | $ 309,000 | $ 96,000 |
| GREELEY, CO | 18 | $ 4,669,000 | $ 259,000 | $ 88,000 |
| KINGSTON, NY | 18 | $ 2,635,000 | $ 146,000 | $ 112,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 2,700,000 | $ 150,000 | $ 85,000 |
| LUBBOCK, TX | 18 | $ 6,368,000 | $ 353,000 | $ 79,000 |
| OCALA, FL | 18 | $ 1,672,000 | $ 92,000 | $ 67,000 |
| SPOKANE-SPOKANE VALLEY, WA | 18 | $ 3,154,000 | $ 175,000 | $ 79,000 |
| TALLAHASSEE, FL | 18 | $ 15,640,000 | $ 868,000 | $ 94,000 |
| TOLEDO, OH | 18 | $ 1,643,000 | $ 91,000 | $ 60,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 17 | $ 3,770,000 | $ 221,000 | $ 90,000 |
| COEUR D'ALENE, ID | 17 | $ 4,264,000 | $ 250,000 | $ 178,000 |
| ODESSA, TX | 17 | $ 940,000 | $ 55,000 | $ 98,000 |
| SANTA FE, NM | 17 | $ 9,125,000 | $ 536,000 | $ 193,000 |
| VINELAND-BRIDGETON, NJ | 17 | $ 1,597,000 | $ 93,000 | $ 67,000 |
| WACO, TX | 17 | $ 919,000 | $ 54,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 16 | $ 6,499,000 | $ 406,000 | $ 109,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 2,079,000 | $ 129,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 16 | $ 1,513,000 | $ 96,000 | $ 92,000 |
| CHARLESTON, WV | 15 | $ 2,297,000 | $ 153,000 | $ 112,000 |
| FORT SMITH, AR-OK | 15 | $ 1,600,000 | $ 121,000 | $ 105,500 |
| FORT WAYNE, IN | 15 | $ 1,651,000 | $ 110,000 | $ 81,000 |
| GLENS FALLS, NY | 15 | $ 2,849,000 | $ 189,000 | $ 114,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 15 | $ 2,545,000 | $ 159,500 | $ 85,500 |
| MOBILE, AL | 15 | $ 3,595,000 | $ 239,000 | $ 101,000 |
| SALEM, OR | 15 | $ 3,382,000 | $ 225,000 | $ 66,000 |
| SHERMAN-DENISON, TX | 15 | $ 1,166,000 | $ 77,000 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 14,016,000 | $ 934,000 | $ 75,000 |
| WINCHESTER, VA-WV | 15 | $ 3,761,000 | $ 211,500 | $ 168,500 |
| BREMERTON-SILVERDALE, WA | 14 | $ 3,968,000 | $ 283,000 | $ 129,000 |
| COLUMBUS, GA-AL | 14 | $ 1,445,000 | $ 96,500 | $ 81,000 |
| EVANSVILLE, IN-KY | 14 | $ 4,869,000 | $ 347,000 | $ 84,000 |
| FLINT, MI | 14 | $ 1,516,000 | $ 108,000 | $ 68,000 |
| MADISON, WI | 14 | $ 3,093,000 | $ 220,000 | $ 112,000 |
| SALINAS, CA | 14 | $ 9,432,000 | $ 673,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 7,310,000 | $ 522,000 | $ 177,000 |
| BEND-REDMOND, OR | 13 | $ 3,565,000 | $ 274,000 | $ 170,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 2,413,000 | $ 185,000 | $ 90,000 |
| MIDLAND, TX | 13 | $ 1,795,000 | $ 138,000 | $ 106,000 |
| READING, PA | 13 | $ 2,465,000 | $ 189,000 | $ 123,000 |
| SANTA MARIA-SANTA BARBARA, CA | 13 | $ 5,327,000 | $ 409,000 | $ 161,000 |
| SEBASTIAN-VERO BEACH, FL | 13 | $ 2,188,000 | $ 168,000 | $ 102,000 |
| AMARILLO, TX | 12 | $ 1,358,000 | $ 113,000 | $ 53,000 |
| CHICO, CA | 12 | $ 9,638,000 | $ 803,000 | $ 68,000 |
| EUGENE, OR | 12 | $ 2,819,000 | $ 234,000 | $ 116,000 |
| GAINESVILLE, FL | 12 | $ 2,501,000 | $ 208,000 | $ 105,000 |
| JACKSON, MI | 12 | $ 1,466,000 | $ 122,000 | $ 77,000 |
| MACON, GA | 12 | $ 1,393,000 | $ 116,000 | $ 78,000 |
| PUNTA GORDA, FL | 12 | $ 2,033,000 | $ 169,000 | $ 128,000 |
| TOPEKA, KS | 12 | $ 1,476,000 | $ 123,000 | $ 75,000 |
| WARNER ROBINS, GA | 12 | $ 20,952,000 | $ 1,746,000 | $ 57,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $ 1,260,000 | $ 103,000 | $ 85,500 |
| HOT SPRINGS, AR | 11 | $ 824,000 | $ 74,000 | $ 77,000 |
| MEDFORD, OR | 11 | $ 2,171,000 | $ 197,000 | $ 78,000 |
| MORGANTOWN, WV | 11 | $ 1,538,000 | $ 139,000 | $ 94,000 |
| NAPA, CA | 11 | $ 4,306,000 | $ 391,000 | $ 139,000 |
| ROCKFORD, IL | 11 | $ 12,109,000 | $ 1,100,000 | $ 72,000 |
| YORK-HANOVER, PA | 11 | $ 1,310,000 | $ 119,000 | $ 73,000 |
| AUBURN-OPELIKA, AL | 10 | $ 1,919,000 | $ 191,000 | $ 101,000 |
| BURLINGTON, NC | 10 | $ 1,705,000 | $ 170,000 | $ 91,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 1,397,000 | $ 139,000 | $ 92,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 10 | $ 2,153,000 | $ 215,000 | $ 130,000 |
| DULUTH, MN-WI | 10 | $ 1,146,000 | $ 145,000 | $ 71,500 |
| IDAHO FALLS, ID | 10 | $ 1,762,000 | $ 176,000 | $ 84,000 |
| KENNEWICK-RICHLAND, WA | 10 | $ 1,918,000 | $ 191,000 | $ 126,000 |
| MONROE, MI | 10 | $ 1,376,000 | $ 137,000 | $ 60,000 |
| OLYMPIA-TUMWATER, WA | 10 | $ 1,651,000 | $ 165,000 | $ 89,000 |
| RAPID CITY, SD | 10 | $ 1,284,000 | $ 128,000 | $ 78,000 |
| TERRE HAUTE, IN | 10 | $ 1,181,000 | $ 118,000 | $ 61,000 |
| TUSCALOOSA, AL | 10 | $ 27,516,000 | $ 2,751,000 | $ 60,000 |
| BELLINGHAM, WA | 9 | $ 2,668,000 | $ 296,000 | $ 118,000 |
| BRUNSWICK, GA | 9 | $ 2,115,000 | $ 235,000 | $ 114,000 |
| FARMINGTON, NM | 9 | $ 1,622,000 | $ 180,000 | $ 184,000 |
| GAINESVILLE, GA | 9 | $ 1,393,000 | $ 154,000 | $ 63,000 |
| HOMOSASSA SPRINGS, FL | 9 | $ 1,678,000 | $ 186,000 | $ 55,000 |
| JOPLIN, MO | 9 | $ 963,000 | $ 107,000 | $ 50,000 |
| LINCOLN, NE | 9 | $ 1,585,000 | $ 176,000 | $ 93,000 |
| MANHATTAN, KS | 9 | $ 11,966,000 | $ 1,329,000 | $ 86,000 |
| PEORIA, IL | 9 | $ 1,027,000 | $ 114,000 | $ 73,000 |
| SAN ANGELO, TX | 9 | $ 487,000 | $ 54,000 | $ 63,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,373,000 | $ 152,000 | $ 78,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 693,000 | $ 69,500 | $ 39,000 |
| ABILENE, TX | 8 | $ 982,000 | $ 122,000 | $ 60,000 |
| BILLINGS, MT | 8 | $ 1,648,000 | $ 206,000 | $ 103,000 |
| BLOOMINGTON, IL | 8 | $ 1,054,000 | $ 131,000 | $ 89,000 |
| CHEYENNE, WY | 8 | $ 1,346,000 | $ 168,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,084,000 | $ 131,500 | $ 91,500 |
| ELMIRA, NY | 8 | $ 656,000 | $ 82,000 | $ 79,000 |
| FAYETTEVILLE, NC | 8 | $ 10,372,000 | $ 1,296,000 | $ 59,000 |
| FLAGSTAFF, AZ | 8 | $ 2,088,000 | $ 261,000 | $ 189,000 |
| ROCKY MOUNT, NC | 8 | $ 674,000 | $ 84,000 | $ 67,000 |
| WATERTOWN-FORT DRUM, NY | 8 | $ 717,000 | $ 89,000 | $ 68,000 |
| BANGOR, ME | 7 | $ 871,000 | $ 124,000 | $ 89,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,122,000 | $ 160,000 | $ 85,000 |
| GETTYSBURG, PA | 7 | $ 1,129,000 | $ 161,000 | $ 86,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 2,192,000 | $ 313,000 | $ 77,000 |
| LEBANON, PA | 7 | $ 903,000 | $ 129,000 | $ 95,000 |
| MANSFIELD, OH | 7 | $ 536,000 | $ 76,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 691,000 | $ 98,000 | $ 91,000 |
| NEW BERN, NC | 7 | $ 69,080,000 | $ 9,868,000 | $ 69,000 |
| PITTSFIELD, MA | 7 | $ 945,000 | $ 135,000 | $ 113,000 |
| ROCHESTER, MN | 7 | $ 1,339,000 | $ 191,000 | $ 87,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 770,000 | $ 110,000 | $ 90,000 |
| SPRINGFIELD, OH | 7 | $ 661,000 | $ 94,000 | $ 81,000 |
| ST. GEORGE, UT | 7 | $ 896,000 | $ 128,000 | $ 53,000 |
| WICHITA FALLS, TX | 7 | $ 2,679,000 | $ 382,000 | $ 62,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 1,168,000 | $ 194,000 | $ 87,000 |
| COLUMBUS, IN | 6 | $ 736,000 | $ 122,000 | $ 64,000 |
| CORVALLIS, OR | 6 | $ 1,186,000 | $ 197,000 | $ 72,000 |
| EAU CLAIRE, WI | 6 | $ 852,000 | $ 142,000 | $ 85,000 |
| ELKHART-GOSHEN, IN | 6 | $ 707,000 | $ 117,000 | $ 69,000 |
| FARGO, ND-MN | 6 | $ 1,123,000 | $ 172,500 | $ 79,000 |
| GRAND FORKS, ND-MN | 6 | $ 847,000 | $ 135,500 | $ 99,500 |
| GREAT FALLS, MT | 6 | $ 785,000 | $ 130,000 | $ 55,000 |
| HATTIESBURG, MS | 6 | $ 713,000 | $ 118,000 | $ 78,000 |
| KOKOMO, IN | 6 | $ 472,000 | $ 78,000 | $ 68,000 |
| MISSOULA, MT | 6 | $ 1,032,000 | $ 172,000 | $ 95,000 |
| OSHKOSH-NEENAH, WI | 6 | $ 669,000 | $ 111,000 | $ 82,000 |
| PUEBLO, CO | 6 | $ 673,000 | $ 112,000 | $ 56,000 |
| SAGINAW, MI | 6 | $ 579,000 | $ 96,000 | $ 66,000 |
| SIOUX FALLS, SD | 6 | $ 926,000 | $ 154,000 | $ 95,000 |
| ST. JOSEPH, MO-KS | 6 | $ 788,000 | $ 131,000 | $ 105,000 |
| YUBA CITY, CA | 6 | $ 1,116,000 | $ 186,000 | $ 86,000 |
| YUMA, AZ | 6 | $ 687,000 | $ 114,000 | $ 73,000 |
| BECKLEY, WV | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
| BLOOMINGTON, IN | 5 | $ 554,000 | $ 110,000 | $ 76,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 444,000 | $ 88,000 | $ 75,000 |
| CUMBERLAND, MD-WV | 5 | $ 334,000 | $ 66,000 | $ 45,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 635,000 | $ 127,000 | $ 81,000 |
| GRANTS PASS, OR | 5 | $ 829,000 | $ 165,000 | $ 82,000 |
| GREEN BAY, WI | 5 | $ 644,000 | $ 128,000 | $ 133,000 |
| JOHNSON CITY, TN | 5 | $ 368,000 | $ 73,000 | $ 63,000 |
| LAWRENCE, KS | 5 | $ 531,000 | $ 106,000 | $ 65,000 |
| LOGAN, UT-ID | 5 | $ 1,024,000 | $ 204,000 | $ 74,000 |
| MERCED, CA | 5 | $ 863,000 | $ 172,000 | $ 81,000 |
| MUSKEGON, MI | 5 | $ 619,000 | $ 123,000 | $ 102,000 |
| PARKERSBURG-VIENNA, WV | 5 | $ 720,000 | $ 144,000 | $ 74,000 |
| REDDING, CA | 5 | $ 858,000 | $ 171,000 | $ 92,000 |
| ROME, GA | 5 | $ 352,000 | $ 70,000 | $ 76,000 |
| SEBRING, FL | 5 | $ 300,000 | $ 60,000 | $ 133,000 |
| VALDOSTA, GA | 5 | $ 18,986,000 | $ 3,797,000 | $ 142,000 |
| WHEELING, WV-OH | 5 | $ 494,000 | $ 94,000 | $ 102,000 |
| BOWLING GREEN, KY | 4 | $ 585,000 | $ 146,000 | $ 97,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 523,000 | $ 130,000 | $ 95,000 |
| CASPER, WY | 4 | $ 818,000 | $ 204,000 | $ 137,000 |
| CEDAR RAPIDS, IA | 4 | $ 397,000 | $ 99,000 | $ 105,000 |
| COLUMBIA, MO | 4 | $ 1,056,000 | $ 264,000 | $ 235,000 |
| DALTON, GA | 4 | $ 461,000 | $ 115,000 | $ 68,000 |
| ERIE, PA | 4 | $ 860,000 | $ 215,000 | $ 92,000 |
| FAIRBANKS, AK | 4 | $ 643,000 | $ 160,000 | $ 75,000 |
| FLORENCE, SC | 4 | $ 449,000 | $ 112,000 | $ 83,000 |
| GADSDEN, AL | 4 | $ 292,000 | $ 73,000 | $ 106,000 |
| GOLDSBORO, NC | 4 | $ 340,000 | $ 85,000 | $ 119,000 |
| GRAND ISLAND, NE | 4 | $ 314,000 | $ 78,000 | $ 59,000 |
| GRAND JUNCTION, CO | 4 | $ 537,000 | $ 134,000 | $ 67,000 |
| JACKSON, TN | 4 | $ 451,000 | $ 112,000 | $ 33,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 320,000 | $ 80,000 | $ 50,000 |
| JEFFERSON CITY, MO | 4 | $ 580,000 | $ 145,000 | $ 83,000 |
| JOHNSTOWN, PA | 4 | $ 384,000 | $ 96,000 | $ 85,000 |
| JONESBORO, AR | 4 | $ 452,000 | $ 113,000 | $ 61,000 |
| LAS CRUCES, NM | 4 | $ 1,236,000 | $ 309,000 | $ 156,000 |
| MADERA, CA | 4 | $ 711,000 | $ 177,000 | $ 100,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 709,000 | $ 177,000 | $ 85,000 |
| STATE COLLEGE, PA | 4 | $ 956,000 | $ 239,000 | $ 327,000 |
| THE VILLAGES, FL | 4 | $ 486,000 | $ 121,000 | $ 114,000 |
| WENATCHEE, WA | 4 | $ 1,137,000 | $ 284,000 | $ 128,000 |
| APPLETON, WI | 3 | $ 736,000 | $ 245,000 | $ 131,000 |
| BISMARCK, ND | 3 | $ 500,000 | $ 166,000 | $ 84,000 |
| CARSON CITY, NV | 3 | $ 499,000 | $ 166,000 | $ 53,000 |
| DECATUR, AL | 3 | $ 338,000 | $ 112,000 | $ 77,000 |
| EL CENTRO, CA | 3 | $ 350,000 | $ 116,000 | $ 56,000 |
| GREENVILLE, NC | 3 | $ 534,000 | $ 178,000 | $ 97,000 |
| HANFORD-CORCORAN, CA | 3 | $ 313,000 | $ 104,000 | $ 62,000 |
| HARRISONBURG, VA | 3 | $ 561,000 | $ 187,000 | $ 110,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 199,000 | $ 66,000 | $ 40,000 |
| LEWISTON-AUBURN, ME | 3 | $ 473,000 | $ 157,000 | $ 91,000 |
| LIMA, OH | 3 | $ 276,000 | $ 92,000 | $ 54,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 521,000 | $ 173,000 | $ 83,000 |
| PANAMA CITY, FL | 3 | $ 248,000 | $ 82,000 | $ 48,000 |
| PINE BLUFF, AR | 3 | $ 263,000 | $ 87,000 | $ 101,000 |
| SUMTER, SC | 3 | $ 324,000 | $ 108,000 | $ 85,000 |
| WAUSAU, WI | 3 | $ 597,000 | $ 199,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 356,000 | $ 132,500 | $ 100,000 |
| WILLIAMSPORT, PA | 3 | $ 407,000 | $ 135,000 | $ 65,000 |
| ALBANY, GA | 2 | $ 269,000 | $ 134,000 | $ 67,000 |
| ALBANY, OR | 2 | $ 546,000 | $ 273,000 | $ 136,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| CLEVELAND, TN | 2 | $ 209,000 | $ 104,000 | $ 50,000 |
| DANVILLE, IL | 2 | $ 122,000 | $ 61,000 | $ 60,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 193,000 | $ 96,000 | $ 69,000 |
| FOND DU LAC, WI | 2 | $ 323,000 | $ 161,000 | $ 86,000 |
| IOWA CITY, IA | 2 | $ 294,000 | $ 147,000 | $ 117,000 |
| ITHACA, NY | 2 | $ 213,000 | $ 106,000 | $ 32,000 |
| KANKAKEE, IL | 2 | $ 336,000 | $ 168,000 | $ 106,000 |
| LEWISTON, ID-WA | 2 | $ 244,000 | $ 122,000 | $ 39,000 |
| LONGVIEW, WA | 2 | $ 337,000 | $ 168,000 | $ 162,000 |
| MIDLAND, MI | 2 | $ 241,000 | $ 120,000 | $ 61,000 |
| MORRISTOWN, TN | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 359,000 | $ 179,000 | $ 51,000 |
| MUNCIE, IN | 2 | $ 101,000 | $ 50,000 | $ 49,000 |
| RACINE, WI | 2 | $ 204,000 | $ 102,000 | $ 77,000 |
| SHEBOYGAN, WI | 2 | $ 148,000 | $ 74,000 | $ 64,000 |
| SPRINGFIELD, IL | 2 | $ 137,000 | $ 68,000 | $ 50,000 |
| WALLA WALLA, WA | 2 | $ 411,000 | $ 205,000 | $ 115,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| YAKIMA, WA | 2 | $ 388,000 | $ 194,000 | $ 60,000 |
| AMES, IA | 1 | $ 82,000 | $ 82,000 | $ 119,000 |
| BAY CITY, MI | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| CARBONDALE-MARION, IL | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| DECATUR, IL | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| DOTHAN, AL | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| DUBUQUE, IA | 1 | $ 319,000 | $ 319,000 | $ 375,000 |
| HINESVILLE, GA | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| JACKSONVILLE, NC | 1 | $ 147,000 | $ 147,000 | $ 23,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 187,000 | $ 187,000 | $ 76,000 |
| LAWTON, OK | 1 | $ 227,000 | $ 227,000 | $ 157,000 |
| POCATELLO, ID | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 28,000 | $ 28,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,391 | $5,426,104,000 | $295,000 | $88,700,000 | $110,000 | $9,999,000 |
| Home Purchase | 10,055 | $4,852,824,000 | $482,000 | $99,999,000 | $116,000 | $9,496,000 |
| Home Improvement | 8,334 | $2,341,153,000 | $280,000 | $52,151,000 | $86,000 | $2,158,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,595 | $4,082,595,000 | $208,000 | $2,500,000 | $115,000 | $9,999,000 |
| Hispanic | 4,739 | $596,058,000 | $125,000 | $2,480,000 | $75,000 | $6,837,000 |
| Not Provided | 3,989 | $985,879,000 | $247,000 | $3,000,000 | $137,000 | $8,000,000 |
| Black or African American | 3,761 | $479,018,000 | $127,000 | $1,628,000 | $81,000 | $9,496,000 |
| Asian | 2,639 | $689,654,000 | $261,000 | $2,500,000 | $124,000 | $1,935,000 |
| Not applicable | 1,689 | $5,729,390,000 | $3,392,000 | $99,999,000 | $43,000 | $760,000 |
| American Indian or Alaskan Native | 270 | $34,825,000 | $128,000 | $573,000 | $83,000 | $605,000 |
| Native Hawaiian or Other Pacific Islander | 98 | $22,662,000 | $231,000 | $2,222,000 | $119,000 | $995,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,509 | $12,366,764,000 | $348,000 | $99,999,000 | $107,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,187 | $235,473,000 | $198,000 | $12,620,000 | $65,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 84 | $17,844,000 | $212,000 | $417,000 | $61,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,442 | $2,423,402,000 | $167,000 | $17,120,000 | $92,000 | $8,000,000 |
| Loan Originated | 14,074 | $7,961,472,000 | $565,000 | $99,999,000 | $112,000 | $9,496,000 |
| File Closed For Incompleteness | 3,973 | $875,495,000 | $220,000 | $2,500,000 | $131,000 | $6,296,000 |
| Application Withdrawn By Applicant | 2,768 | $944,198,000 | $341,000 | $39,200,000 | $134,000 | $9,999,000 |
| Loan Purchased By The Institution | 1,141 | $199,894,000 | $175,000 | $490,000 | $63,000 | $760,000 |
| Preapproval Denied by Financial Institution | 202 | $28,404,000 | $140,000 | $520,000 | $43,000 | $120,000 |
| Application Approved But Not Accepted | 180 | $187,216,000 | $1,040,000 | $38,475,000 | $150,000 | $6,348,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,779 | $607,985,000 | $127,000 | $17,120,000 | $91,000 | $6,837,000 |
| Debt-To-Income Ratio | 4,151 | $735,734,000 | $177,000 | $3,000,000 | $63,000 | $600,000 |
| Collateral | 2,717 | $534,518,000 | $196,000 | $7,490,000 | $115,000 | $1,646,000 |
| Other | 2,128 | $388,145,000 | $182,000 | $6,175,000 | $107,000 | $3,000,000 |
| Credit Application Incomplete | 332 | $72,749,000 | $219,000 | $2,293,000 | $125,000 | $8,000,000 |
| Unverifiable Information | 253 | $48,194,000 | $190,000 | $1,598,000 | $120,000 | $952,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 199 | $42,340,000 | $212,000 | $1,930,000 | $79,000 | $623,000 |
| Employment History | 83 | $22,000,000 | $265,000 | $1,432,000 | $123,000 | $850,000 |
| Mortgage Insurance Denied | 2 | $141,000 | $70,000 | $81,000 | $53,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.