Capitol Federal Savings Mortgage Lending & HMDA Data, 2004
In 2004, Capitol Federal Savings of Topeka, KS reported 8,959 mortgage applications totaling $1.6 billion, down 28% from 2003. The average application was for $183,188, and applicants reported an average income of $53,623. 61% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Wichita, KS (1,561), Topeka, KS (907) and Kansas City, MO-KS (810) (applications in parentheses).
| Mortgage Company & Address | Capitol Federal Savings 700 S. Kansas Ave Topeka, KS 66601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,959 |
| Total Mortgage Loan Application Amount | $1,641,189,000 |
| Average Mortgage Loan Application Amount | $183,188 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $53,623 |
| Highest Applicant Income | $3,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capitol Federal Savings filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson, Kansas | 2,139 | $ 374,285,000 | $ 174,981 | $ 75,000 |
| Sedgwick, Kansas | 1,393 | $ 156,027,000 | $ 112,007 | $ 62,000 |
| Shawnee, Kansas | 844 | $ 86,597,000 | $ 102,603 | $ 53,000 |
| Jackson, Missouri | 511 | $ 77,071,000 | $ 150,823 | $ 76,000 |
| Douglas, Kansas | 342 | $ 45,127,000 | $ 131,950 | $ 62,000 |
| Wyandotte, Kansas | 218 | $ 18,939,000 | $ 86,876 | $ 50,000 |
| Clay, Missouri | 167 | $ 25,736,000 | $ 154,107 | $ 71,000 |
| Butler, Kansas | 143 | $ 19,507,000 | $ 136,412 | $ 70,000 |
| Lyon, Kansas | 116 | $ 9,965,000 | $ 85,905 | $ 57,000 |
| Cook, Illinois | 105 | $ 49,314,000 | $ 469,657 | $ 0 |
| Riley, Kansas | 105 | $ 10,082,000 | $ 96,019 | $ 53,000 |
| Saline, Kansas | 104 | $ 10,194,000 | $ 98,019 | $ 55,000 |
| Platte, Missouri | 89 | $ 17,035,000 | $ 191,404 | $ 77,000 |
| St. Louis, Missouri | 48 | $ 18,195,000 | $ 379,062 | $ 0 |
| Maricopa, Arizona | 44 | $ 17,117,000 | $ 389,022 | $ 0 |
| Cass, Missouri | 43 | $ 7,981,000 | $ 185,604 | $ 74,000 |
| Lake, Illinois | 39 | $ 17,965,000 | $ 460,641 | $ 0 |
| DuPage, Illinois | 37 | $ 15,682,000 | $ 423,837 | $ 0 |
| Miami, Kansas | 37 | $ 6,029,000 | $ 162,945 | $ 98,000 |
| Leavenworth, Kansas | 35 | $ 5,990,000 | $ 171,142 | $ 155,000 |
| Pottawatomie, Kansas | 31 | $ 3,365,000 | $ 108,548 | $ 68,000 |
| Hennepin, Minnesota | 29 | $ 9,270,000 | $ 319,655 | $ 0 |
| Waukesha, Wisconsin | 28 | $ 10,311,000 | $ 368,250 | $ 0 |
| King, Washington | 27 | $ 13,514,000 | $ 500,518 | $ 0 |
| Nassau, New York | 24 | $ 13,643,000 | $ 568,458 | $ 0 |
| Fairfield, Connecticut | 23 | $ 12,365,000 | $ 537,608 | $ 0 |
| Oakland, Michigan | 23 | $ 11,298,000 | $ 491,217 | $ 0 |
| Wake, North Carolina | 22 | $ 8,881,000 | $ 403,681 | $ 0 |
| Jefferson, Kansas | 21 | $ 2,209,000 | $ 105,190 | $ 66,000 |
| Osage, Kansas | 20 | $ 2,017,000 | $ 100,850 | $ 68,000 |
| Middlesex, Massachusetts | 20 | $ 9,189,000 | $ 459,450 | $ 0 |
| Jackson, Kansas | 17 | $ 1,850,000 | $ 108,823 | $ 43,000 |
| Fulton, Georgia | 16 | $ 6,758,000 | $ 422,375 | $ 0 |
| Sumner, Kansas | 16 | $ 1,316,000 | $ 82,250 | $ 65,000 |
| Harris, Texas | 16 | $ 8,060,000 | $ 503,750 | $ 0 |
| Fairfax, Virginia | 16 | $ 6,444,000 | $ 402,750 | $ 0 |
| Montgomery, Maryland | 15 | $ 8,087,000 | $ 539,133 | $ 0 |
| Suffolk, New York | 15 | $ 7,298,000 | $ 486,533 | $ 0 |
| Loudoun, Virginia | 15 | $ 6,960,000 | $ 464,000 | $ 0 |
| Multnomah, Oregon | 14 | $ 4,876,000 | $ 348,285 | $ 0 |
| Kane, Illinois | 13 | $ 4,132,000 | $ 317,846 | $ 0 |
| Worcester, Massachusetts | 13 | $ 4,086,000 | $ 314,307 | $ 0 |
| McHenry, Illinois | 11 | $ 3,645,000 | $ 331,363 | $ 0 |
| Will, Illinois | 11 | $ 3,466,000 | $ 315,090 | $ 0 |
| Westchester, New York | 11 | $ 5,573,000 | $ 506,636 | $ 0 |
| New Haven, Connecticut | 10 | $ 4,258,000 | $ 425,800 | $ 0 |
| Palm Beach, Florida | 10 | $ 5,836,000 | $ 583,600 | $ 0 |
| Mecklenburg, North Carolina | 10 | $ 4,530,000 | $ 453,000 | $ 0 |
| Shelby, Tennessee | 10 | $ 4,347,000 | $ 434,700 | $ 0 |
| Denver, Colorado | 9 | $ 3,099,000 | $ 344,333 | $ 0 |
| Douglas, Colorado | 9 | $ 2,747,000 | $ 305,222 | $ 0 |
| Pinellas, Florida | 9 | $ 4,087,000 | $ 454,111 | $ 0 |
| Johnson, Iowa | 9 | $ 1,975,000 | $ 219,444 | $ 0 |
| Polk, Iowa | 9 | $ 2,422,000 | $ 269,111 | $ 0 |
| Harvey, Kansas | 9 | $ 889,000 | $ 98,777 | $ 38,000 |
| Chester, Pennsylvania | 9 | $ 3,179,000 | $ 353,222 | $ 0 |
| Travis, Texas | 9 | $ 3,382,000 | $ 375,777 | $ 0 |
| Prince William, Virginia | 9 | $ 3,875,000 | $ 430,555 | $ 0 |
| Milwaukee, Wisconsin | 9 | $ 1,705,000 | $ 189,444 | $ 0 |
| Collier, Florida | 8 | $ 3,946,000 | $ 493,250 | $ 0 |
| Cobb, Georgia | 8 | $ 2,804,000 | $ 350,500 | $ 0 |
| DeKalb, Georgia | 8 | $ 2,987,000 | $ 373,375 | $ 0 |
| Franklin, Kansas | 8 | $ 908,000 | $ 113,500 | $ 61,000 |
| Fayette, Kentucky | 8 | $ 1,285,000 | $ 160,625 | $ 0 |
| Norfolk, Massachusetts | 8 | $ 3,231,000 | $ 403,875 | $ 0 |
| Dakota, Minnesota | 8 | $ 2,564,000 | $ 320,500 | $ 0 |
| St. Charles, Missouri | 8 | $ 1,535,000 | $ 191,875 | $ 0 |
| Clark, Nevada | 8 | $ 3,596,000 | $ 449,500 | $ 0 |
| Dallas, Texas | 8 | $ 3,208,000 | $ 401,000 | $ 0 |
| Jefferson, Colorado | 7 | $ 2,589,000 | $ 369,857 | $ 0 |
| Broward, Florida | 7 | $ 3,412,000 | $ 487,428 | $ 0 |
| Miami-Dade, Florida | 7 | $ 3,493,000 | $ 499,000 | $ 0 |
| McPherson, Kansas | 7 | $ 861,000 | $ 123,000 | $ 106,000 |
| Washtenaw, Michigan | 7 | $ 3,581,000 | $ 511,571 | $ 0 |
| Morris, New Jersey | 7 | $ 3,275,000 | $ 467,857 | $ 0 |
| Clackamas, Oregon | 7 | $ 2,041,000 | $ 291,571 | $ 0 |
| Pima, Arizona | 6 | $ 1,709,000 | $ 284,833 | $ 0 |
| Arapahoe, Colorado | 6 | $ 1,412,000 | $ 235,333 | $ 0 |
| Boulder, Colorado | 6 | $ 2,147,000 | $ 357,833 | $ 0 |
| Larimer, Colorado | 6 | $ 1,548,000 | $ 258,000 | $ 0 |
| Douglas, Nebraska | 6 | $ 1,185,000 | $ 197,500 | $ 0 |
| Jackson, Oregon | 6 | $ 1,393,000 | $ 232,166 | $ 0 |
| Lane, Oregon | 6 | $ 1,633,000 | $ 272,166 | $ 0 |
| Delaware, Pennsylvania | 6 | $ 2,963,000 | $ 493,833 | $ 0 |
| Beaufort, South Carolina | 6 | $ 2,628,000 | $ 438,000 | $ 0 |
| Alexandria, Virginia | 6 | $ 3,133,000 | $ 522,166 | $ 0 |
| Hillsborough, Florida | 5 | $ 1,439,000 | $ 287,800 | $ 0 |
| Walton, Florida | 5 | $ 3,083,000 | $ 616,600 | $ 0 |
| Gwinnett, Georgia | 5 | $ 1,788,000 | $ 357,600 | $ 0 |
| Wabaunsee, Kansas | 5 | $ 456,000 | $ 91,200 | $ 110,000 |
| Anne Arundel, Maryland | 5 | $ 2,320,000 | $ 464,000 | $ 0 |
| Howard, Maryland | 5 | $ 2,041,000 | $ 408,200 | $ 0 |
| Wayne, Michigan | 5 | $ 1,861,000 | $ 372,200 | $ 0 |
| Washington, Minnesota | 5 | $ 2,236,000 | $ 447,200 | $ 0 |
| Bergen, New Jersey | 5 | $ 2,407,000 | $ 481,400 | $ 0 |
| Essex, New Jersey | 5 | $ 2,366,000 | $ 473,200 | $ 0 |
| Monmouth, New Jersey | 5 | $ 1,910,000 | $ 382,000 | $ 0 |
| New York, New York | 5 | $ 2,249,000 | $ 449,800 | $ 0 |
| Cuyahoga, Ohio | 5 | $ 2,720,000 | $ 544,000 | $ 0 |
| Franklin, Ohio | 5 | $ 2,118,000 | $ 423,600 | $ 0 |
| Hamilton, Ohio | 5 | $ 2,148,000 | $ 429,600 | $ 0 |
| Allegheny, Pennsylvania | 5 | $ 2,027,000 | $ 405,400 | $ 0 |
| Bucks, Pennsylvania | 5 | $ 2,304,000 | $ 460,800 | $ 0 |
| Montgomery, Pennsylvania | 5 | $ 1,772,000 | $ 354,400 | $ 0 |
| Collin, Texas | 5 | $ 817,000 | $ 163,400 | $ 0 |
| Denton, Texas | 5 | $ 1,653,000 | $ 330,600 | $ 0 |
| Chesterfield, Virginia | 5 | $ 940,000 | $ 188,000 | $ 0 |
| Baldwin, Alabama | 4 | $ 1,823,000 | $ 455,750 | $ 0 |
| Pulaski, Arkansas | 4 | $ 1,702,000 | $ 425,500 | $ 0 |
| Broomfield, Colorado | 4 | $ 1,777,000 | $ 444,250 | $ 0 |
| Weld, Colorado | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Hartford, Connecticut | 4 | $ 1,551,000 | $ 387,750 | $ 0 |
| New Castle, Delaware | 4 | $ 1,271,000 | $ 317,750 | $ 0 |
| Monroe, Florida | 4 | $ 2,198,000 | $ 549,500 | $ 0 |
| Polk, Florida | 4 | $ 956,000 | $ 239,000 | $ 0 |
| Livingston, Michigan | 4 | $ 1,648,000 | $ 412,000 | $ 0 |
| Anoka, Minnesota | 4 | $ 674,000 | $ 168,500 | $ 0 |
| Lancaster, Nebraska | 4 | $ 619,000 | $ 154,750 | $ 0 |
| Hunterdon, New Jersey | 4 | $ 1,990,000 | $ 497,500 | $ 0 |
| Oklahoma, Oklahoma | 4 | $ 2,125,000 | $ 531,250 | $ 0 |
| Tarrant, Texas | 4 | $ 1,129,000 | $ 282,250 | $ 0 |
| Salt Lake, Utah | 4 | $ 1,423,000 | $ 355,750 | $ 0 |
| Summit, Utah | 4 | $ 2,514,000 | $ 628,500 | $ 0 |
| Chittenden, Vermont | 4 | $ 1,659,000 | $ 414,750 | $ 0 |
| Ozaukee, Wisconsin | 4 | $ 1,614,000 | $ 403,500 | $ 0 |
| Orange, California | 3 | $ 1,352,000 | $ 450,666 | $ 0 |
| El Paso, Colorado | 3 | $ 973,000 | $ 324,333 | $ 0 |
| Sussex, Delaware | 3 | $ 1,925,000 | $ 641,666 | $ 0 |
| Lee, Florida | 3 | $ 1,651,000 | $ 550,333 | $ 0 |
| Chatham, Georgia | 3 | $ 1,239,000 | $ 413,000 | $ 0 |
| St. Clair, Illinois | 3 | $ 490,000 | $ 163,333 | $ 0 |
| Dickinson, Kansas | 3 | $ 221,000 | $ 73,666 | $ 60,000 |
| Baltimore, Maryland | 3 | $ 1,607,000 | $ 535,666 | $ 0 |
| Frederick, Maryland | 3 | $ 677,000 | $ 225,666 | $ 0 |
| Prince George's, Maryland | 3 | $ 1,114,000 | $ 371,333 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 787,000 | $ 262,333 | $ 0 |
| Charlevoix, Michigan | 3 | $ 1,818,000 | $ 606,000 | $ 0 |
| Ingham, Michigan | 3 | $ 1,162,000 | $ 387,333 | $ 0 |
| Olmsted, Minnesota | 3 | $ 714,000 | $ 238,000 | $ 0 |
| Scott, Minnesota | 3 | $ 2,240,000 | $ 746,666 | $ 0 |
| Sarpy, Nebraska | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Burlington, New Jersey | 3 | $ 1,407,000 | $ 469,000 | $ 0 |
| Somerset, New Jersey | 3 | $ 1,253,000 | $ 417,666 | $ 0 |
| Union, New Jersey | 3 | $ 1,414,000 | $ 471,333 | $ 0 |
| Bernalillo, New Mexico | 3 | $ 1,250,000 | $ 416,666 | $ 0 |
| New Hanover, North Carolina | 3 | $ 1,611,000 | $ 537,000 | $ 0 |
| Orange, North Carolina | 3 | $ 1,439,000 | $ 479,666 | $ 0 |
| Cass, North Dakota | 3 | $ 620,000 | $ 206,666 | $ 0 |
| Tulsa, Oklahoma | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Washington, Oregon | 3 | $ 562,000 | $ 187,333 | $ 0 |
| Charleston, South Carolina | 3 | $ 1,263,000 | $ 421,000 | $ 0 |
| Greenville, South Carolina | 3 | $ 549,000 | $ 183,000 | $ 0 |
| Davidson, Tennessee | 3 | $ 1,158,000 | $ 386,000 | $ 0 |
| Knox, Tennessee | 3 | $ 1,019,000 | $ 339,666 | $ 0 |
| Fort Bend, Texas | 3 | $ 1,460,000 | $ 486,666 | $ 0 |
| Montgomery, Texas | 3 | $ 1,809,000 | $ 603,000 | $ 0 |
| Arlington, Virginia | 3 | $ 1,481,000 | $ 493,666 | $ 0 |
| Virginia Beach, Virginia | 3 | $ 1,440,000 | $ 480,000 | $ 0 |
| Clark, Washington | 3 | $ 938,000 | $ 312,666 | $ 0 |
| Snohomish, Washington | 3 | $ 1,405,000 | $ 468,333 | $ 0 |
| Whatcom, Washington | 3 | $ 482,000 | $ 160,666 | $ 0 |
| Walworth, Wisconsin | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Coconino, Arizona | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Los Angeles, California | 2 | $ 624,000 | $ 312,000 | $ 0 |
| San Diego, California | 2 | $ 1,237,000 | $ 618,500 | $ 0 |
| Santa Clara, California | 2 | $ 831,000 | $ 415,500 | $ 0 |
| Eagle, Colorado | 2 | $ 988,000 | $ 494,000 | $ 0 |
| Summit, Colorado | 2 | $ 916,000 | $ 458,000 | $ 0 |
| New London, Connecticut | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Kent, Delaware | 2 | $ 589,000 | $ 294,500 | $ 0 |
| Escambia, Florida | 2 | $ 141,000 | $ 70,500 | $ 27,000 |
| Okaloosa, Florida | 2 | $ 636,000 | $ 318,000 | $ 0 |
| Pasco, Florida | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Seminole, Florida | 2 | $ 868,000 | $ 434,000 | $ 0 |
| St. Johns, Florida | 2 | $ 896,000 | $ 448,000 | $ 0 |
| Cherokee, Georgia | 2 | $ 679,000 | $ 339,500 | $ 0 |
| Columbia, Georgia | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Glynn, Georgia | 2 | $ 1,263,000 | $ 631,500 | $ 0 |
| Monroe, Illinois | 2 | $ 727,000 | $ 363,500 | $ 0 |
| Allen, Indiana | 2 | $ 419,000 | $ 209,500 | $ 0 |
| Hamilton, Indiana | 2 | $ 867,000 | $ 433,500 | $ 0 |
| Marion, Indiana | 2 | $ 515,000 | $ 257,500 | $ 0 |
| Linn, Iowa | 2 | $ 1,043,000 | $ 521,500 | $ 0 |
| Coffey, Kansas | 2 | $ 134,000 | $ 67,000 | $ 59,000 |
| Kingman, Kansas | 2 | $ 268,000 | $ 134,000 | $ 156,000 |
| Linn, Kansas | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Reno, Kansas | 2 | $ 196,000 | $ 98,000 | $ 103,000 |
| Baltimore City, Maryland | 2 | $ 729,000 | $ 364,500 | $ 0 |
| Barnstable, Massachusetts | 2 | $ 881,000 | $ 440,500 | $ 0 |
| Essex, Massachusetts | 2 | $ 582,000 | $ 291,000 | $ 0 |
| Kent, Michigan | 2 | $ 1,091,000 | $ 545,500 | $ 0 |
| Crow Wing, Minnesota | 2 | $ 361,000 | $ 180,500 | $ 0 |
| Sherburne, Minnesota | 2 | $ 709,000 | $ 354,500 | $ 0 |
| Camden, Missouri | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| St. Louis City, Missouri | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Lake, Montana | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Washoe, Nevada | 2 | $ 946,000 | $ 473,000 | $ 0 |
| Atlantic, New Jersey | 2 | $ 455,000 | $ 227,500 | $ 0 |
| Camden, New Jersey | 2 | $ 1,138,000 | $ 569,000 | $ 0 |
| Middlesex, New Jersey | 2 | $ 884,000 | $ 442,000 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 1,398,000 | $ 699,000 | $ 0 |
| Kings, New York | 2 | $ 902,000 | $ 451,000 | $ 0 |
| Orange, New York | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Richmond, New York | 2 | $ 1,258,000 | $ 629,000 | $ 0 |
| Saratoga, New York | 2 | $ 733,000 | $ 366,500 | $ 0 |
| Brunswick, North Carolina | 2 | $ 818,000 | $ 409,000 | $ 0 |
| Iredell, North Carolina | 2 | $ 1,079,000 | $ 539,500 | $ 0 |
| Butler, Ohio | 2 | $ 582,000 | $ 291,000 | $ 0 |
| Warren, Ohio | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Deschutes, Oregon | 2 | $ 777,000 | $ 388,500 | $ 0 |
| Marion, Oregon | 2 | $ 546,000 | $ 273,000 | $ 0 |
| Berks, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Bristol, Rhode Island | 2 | $ 641,000 | $ 320,500 | $ 0 |
| Kent, Rhode Island | 2 | $ 921,000 | $ 460,500 | $ 0 |
| Washington, Rhode Island | 2 | $ 1,189,000 | $ 594,500 | $ 0 |
| Dorchester, South Carolina | 2 | $ 471,000 | $ 235,500 | $ 0 |
| Spartanburg, South Carolina | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Lawrence, South Dakota | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Bexar, Texas | 2 | $ 993,000 | $ 496,500 | $ 0 |
| Rockwall, Texas | 2 | $ 1,261,000 | $ 630,500 | $ 0 |
| Utah, Utah | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Lamoille, Vermont | 2 | $ 1,031,000 | $ 515,500 | $ 0 |
| Albemarle, Virginia | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Richmond City, Virginia | 2 | $ 1,043,000 | $ 521,500 | $ 0 |
| Benton, Washington | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Dane, Wisconsin | 2 | $ 787,000 | $ 393,500 | $ 0 |
| Kenosha, Wisconsin | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Racine, Wisconsin | 2 | $ 323,000 | $ 161,500 | $ 0 |
| St. Croix, Wisconsin | 2 | $ 721,000 | $ 360,500 | $ 0 |
| Colbert, Alabama | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Cullman, Alabama | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Shelby, Alabama | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Talladega, Alabama | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Navajo, Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Yuma, Arizona | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Johnson, Arkansas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Sebastian, Arkansas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Contra Costa, California | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Napa, California | 1 | $ 506,000 | $ 506,000 | $ 0 |
| San Joaquin, California | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Ventura, California | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Grand, Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Mesa, Colorado | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Ouray, Colorado | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Teller, Colorado | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Litchfield, Connecticut | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 357,000 | $ 357,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Duval, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin, Florida | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Leon, Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Manatee, Florida | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Martin, Florida | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Orange, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bartow, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bibb, Georgia | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Bryan, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clarke, Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Greene, Georgia | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Hall, Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Henry, Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Pierce, Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Union, Georgia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Bear Lake, Idaho | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Bonner, Idaho | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Payette, Idaho | 1 | $ 609,000 | $ 609,000 | $ 0 |
| Madison, Illinois | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Peoria, Illinois | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Lake, Indiana | 1 | $ 549,000 | $ 549,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Porter, Indiana | 1 | $ 213,000 | $ 213,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Tippecanoe, Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Warrick, Indiana | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Dallas, Iowa | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Dickinson, Iowa | 1 | $ 644,000 | $ 644,000 | $ 0 |
| Jasper, Iowa | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Chase, Kansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Geary, Kansas | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Greenwood, Kansas | 1 | $ 87,000 | $ 87,000 | $ 70,000 |
| Nemaha, Kansas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Ottawa, Kansas | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Boyle, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 742,000 | $ 742,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Hancock, Maine | 1 | $ 682,000 | $ 682,000 | $ 0 |
| Penobscot, Maine | 1 | $ 230,000 | $ 230,000 | $ 0 |
| York, Maine | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carroll, Maryland | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Charles, Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Harford, Maryland | 1 | $ 424,000 | $ 424,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 602,000 | $ 602,000 | $ 0 |
| Washington, Maryland | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Berrien, Michigan | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Branch, Michigan | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Cass, Michigan | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 887,000 | $ 887,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Van Buren, Michigan | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Carver, Minnesota | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Mower, Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Roseau, Minnesota | 1 | $ 73,000 | $ 73,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Stearns, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wright, Minnesota | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Lamar, Mississippi | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Boone, Missouri | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Christian, Missouri | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Greene, Missouri | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Jefferson, Missouri | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Morgan, Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Missoula, Montana | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cass, Nebraska | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Red Willow, Nebraska | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Saunders, Nebraska | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Carson City, Nevada | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Carroll, New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Merrimack, New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Mercer, New Jersey | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Sandoval, New Mexico | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Dutchess, New York | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Greene, New York | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Otsego, New York | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Queens, New York | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Rockland, New York | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Dare, North Carolina | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Durham, North Carolina | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Haywood, North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Henderson, North Carolina | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Jackson, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lee, North Carolina | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Montgomery, North Carolina | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Moore, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Pender, North Carolina | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Transylvania, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Union, North Carolina | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Clermont, Ohio | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Greene, Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ottawa, Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Summit, Ohio | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Wayne, Ohio | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wagoner, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbia, Oregon | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Josephine, Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Klamath, Oregon | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Lincoln, Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Polk, Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Tillamook, Oregon | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Wasco, Oregon | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Centre, Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Horry, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Richland, South Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Sumter, South Carolina | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cumberland, Tennessee | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Madison, Tennessee | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Maury, Tennessee | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Brazos, Texas | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Grayson, Texas | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Jefferson, Texas | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Llano, Texas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Lubbock, Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Nueces, Texas | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Parker, Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Davis, Utah | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Washington, Utah | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Washington, Vermont | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Franklin, Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Goochland, Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Henrico, Virginia | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Louisa, Virginia | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Montgomery, Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Nelson, Virginia | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Pittsylvania, Virginia | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Stafford, Virginia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Cowlitz, Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Island, Washington | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Kitsap, Washington | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Skagit, Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Putnam, West Virginia | 1 | $ 564,000 | $ 564,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Calumet, Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Dodge, Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Green Lake, Wisconsin | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Pierce, Wisconsin | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Sawyer, Wisconsin | 1 | $ 732,000 | $ 732,000 | $ 0 |
| Campbell, Wyoming | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Sublette, Wyoming | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Sweetwater, Wyoming | 1 | $ 264,000 | $ 264,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,622 | $1,015,008,000 | $361,217 | $1,500,000 | $3,956 | $3,250,000 |
| Refinancing | 2,840 | $572,295,000 | $373,040 | $1,000,000 | $2,673 | $2,900,000 |
| Home Improvement | 497 | $53,886,000 | $128,500 | $1,165,000 | $69,500 | $862,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,385 | $908,168,000 | $118,000 | $1,500,000 | $67,750 | $3,250,000 |
| Not applicable | 1,604 | $623,395,000 | $370,400 | $1,000,000 | $240 | $217,000 |
| Black or African American | 358 | $40,025,000 | $116,000 | $597,000 | $56,333 | $306,000 |
| Hispanic | 286 | $27,725,000 | $107,000 | $519,000 | $54,333 | $241,000 |
| Asian | 233 | $32,003,000 | $136,000 | $475,000 | $57,000 | $582,000 |
| American Indian or Alaskan Native | 69 | $7,982,000 | $133,000 | $513,000 | $68,666 | $406,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,651,000 | $136,500 | $330,000 | $65,000 | $170,000 |
| Not Provided | 12 | $240,000 | $20,500 | $39,000 | $66,500 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,959 | $1,641,189,000 | $367,360 | $1,500,000 | $3,620 | $3,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,430 | $727,158,000 | $142,500 | $1,500,000 | $71,000 | $2,888,000 |
| Loan Purchased By The Institution | 1,779 | $664,115,000 | $376,244 | $1,190,000 | $3,020 | $3,250,000 |
| Preapproval Denied by Financial Institution | 528 | $67,549,000 | $127,000 | $540,000 | $41,000 | $308,000 |
| Preapproval Approved but not Accepted | 463 | $79,555,000 | $171,000 | $720,000 | $64,000 | $358,000 |
| Application Denied By Financial Institution | 297 | $38,071,000 | $137,500 | $512,000 | $53,500 | $446,000 |
| Application Approved But Not Accepted | 275 | $39,750,000 | $139,000 | $650,000 | $72,500 | $317,000 |
| Application Withdrawn By Applicant | 137 | $16,645,000 | $87,333 | $829,000 | $70,666 | $442,000 |
| File Closed For Incompleteness | 50 | $8,346,000 | $145,500 | $650,000 | $74,000 | $500,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 349 | $38,687,000 | $109,666 | $504,000 | $47,666 | $308,000 |
| Debt-To-Income Ratio | 313 | $43,792,000 | $142,000 | $540,000 | $41,666 | $218,000 |
| Other | 88 | $12,292,000 | $145,000 | $323,000 | $54,333 | $146,000 |
| Collateral | 37 | $5,750,000 | $166,000 | $480,000 | $75,500 | $446,000 |
| Employment History | 19 | $2,034,000 | $98,333 | $260,000 | $33,666 | $108,000 |
| Unverifiable Information | 14 | $2,276,000 | $176,000 | $450,000 | $18,333 | $118,000 |
| Mortgage Insurance Denied | 4 | $468,000 | $117,000 | $171,000 | $50,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $321,000 | $321,000 | $321,000 | $104,000 | $104,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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