Certainty Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Certainty Home Loans, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certainty Home Loans, Llc 6101 West Plano Parkway Wilmington, DE 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 8,155 |
| Total Mortgage Loan Application Amount | $1,714,855,000 |
| Average Mortgage Loan Application Amount | $213,250 |
| Highest Mortgage Loan Application Amount | $2,345,000 |
| Average Applicant Income | $240,250 |
| Highest Applicant Income | $3,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Certainty Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certainty Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Certainty Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certainty Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Certainty Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certainty Home Loans, Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chatham County Georgia | 619 | $ 138,005,000 | $ 222,000 | $ 106,000 |
| Cobb County Georgia | 314 | $ 83,290,000 | $ 265,000 | $ 116,000 |
| Harris County Texas | 313 | $ 67,565,000 | $ 215,000 | $ 110,000 |
| Mecklenburg County North Carolina | 256 | $ 51,110,000 | $ 199,000 | $ 81,000 |
| Guilford County North Carolina | 238 | $ 48,760,000 | $ 204,000 | $ 100,000 |
| Tarrant County Texas | 228 | $ 49,750,000 | $ 218,000 | $ 106,000 |
| Madison County Alabama | 227 | $ 41,535,000 | $ 182,000 | $ 77,000 |
| Fulton County Georgia | 227 | $ 63,975,000 | $ 281,000 | $ 137,000 |
| Caldwell County North Carolina | 209 | $ 26,805,000 | $ 128,000 | $ 58,000 |
| Galveston County Texas | 194 | $ 41,050,000 | $ 211,000 | $ 109,000 |
| Okaloosa County Florida | 176 | $ 44,620,000 | $ 253,000 | $ 88,000 |
| Oklahoma County Oklahoma | 163 | $ 29,335,000 | $ 179,000 | $ 87,000 |
| DeKalb County Georgia | 160 | $ 39,460,000 | $ 246,000 | $ 117,000 |
| York County South Carolina | 154 | $ 30,620,000 | $ 198,000 | $ 75,000 |
| Effingham County Georgia | 153 | $ 32,355,000 | $ 211,000 | $ 80,000 |
| Bryan County Georgia | 144 | $ 35,200,000 | $ 244,000 | $ 100,000 |
| Paulding County Georgia | 143 | $ 26,925,000 | $ 188,000 | $ 86,000 |
| Gwinnett County Georgia | 139 | $ 28,005,000 | $ 201,000 | $ 86,000 |
| Grayson County Texas | 137 | $ 23,645,000 | $ 172,000 | $ 84,000 |
| Denton County Texas | 127 | $ 36,455,000 | $ 287,000 | $ 133,000 |
| Nueces County Texas | 125 | $ 21,405,000 | $ 171,000 | $ 81,000 |
| El Paso County Colorado | 119 | $ 26,475,000 | $ 222,000 | $ 78,000 |
| Travis County Texas | 118 | $ 43,860,000 | $ 371,000 | $ 169,000 |
| Collin County Texas | 116 | $ 33,580,000 | $ 289,000 | $ 133,000 |
| Cumberland County North Carolina | 115 | $ 14,745,000 | $ 128,000 | $ 58,000 |
| Charleston County South Carolina | 112 | $ 31,010,000 | $ 276,000 | $ 123,000 |
| Montgomery County Alabama | 108 | $ 12,050,000 | $ 111,000 | $ 58,000 |
| Pueblo County Colorado | 95 | $ 12,185,000 | $ 128,000 | $ 58,000 |
| Forsyth County North Carolina | 93 | $ 15,055,000 | $ 161,000 | $ 73,000 |
| Berkeley County South Carolina | 92 | $ 21,030,000 | $ 228,000 | $ 82,000 |
| Cherokee County Georgia | 85 | $ 21,745,000 | $ 255,000 | $ 96,000 |
| Dallas County Texas | 82 | $ 18,440,000 | $ 224,000 | $ 99,000 |
| Davidson County North Carolina | 76 | $ 11,610,000 | $ 152,000 | $ 66,000 |
| Fort Bend County Texas | 76 | $ 21,850,000 | $ 287,000 | $ 129,000 |
| Smith County Texas | 73 | $ 12,125,000 | $ 166,000 | $ 82,000 |
| Dorchester County South Carolina | 70 | $ 14,800,000 | $ 211,000 | $ 82,000 |
| Cleveland County Oklahoma | 69 | $ 10,835,000 | $ 157,000 | $ 66,000 |
| Bulloch County Georgia | 64 | $ 10,330,000 | $ 161,000 | $ 76,000 |
| Richland County South Carolina | 63 | $ 11,155,000 | $ 177,000 | $ 69,000 |
| Elmore County Alabama | 62 | $ 9,220,000 | $ 148,000 | $ 77,000 |
| Beaufort County South Carolina | 60 | $ 13,320,000 | $ 222,000 | $ 102,000 |
| Limestone County Alabama | 56 | $ 10,170,000 | $ 181,000 | $ 85,000 |
| Coweta County Georgia | 54 | $ 11,370,000 | $ 210,000 | $ 120,000 |
| Bexar County Texas | 53 | $ 9,955,000 | $ 187,000 | $ 94,000 |
| Jackson County Alabama | 51 | $ 6,165,000 | $ 120,000 | $ 51,000 |
| Douglas County Georgia | 49 | $ 7,645,000 | $ 156,000 | $ 66,000 |
| Union County North Carolina | 47 | $ 11,425,000 | $ 243,000 | $ 89,000 |
| Bartow County Georgia | 44 | $ 8,180,000 | $ 185,000 | $ 99,000 |
| Brazoria County Texas | 44 | $ 9,110,000 | $ 207,000 | $ 134,000 |
| Gordon County Georgia | 43 | $ 6,345,000 | $ 147,000 | $ 57,000 |
| Catawba County North Carolina | 42 | $ 7,020,000 | $ 167,000 | $ 72,000 |
| Lexington County South Carolina | 41 | $ 6,565,000 | $ 160,000 | $ 56,000 |
| Santa Rosa County Florida | 39 | $ 7,835,000 | $ 200,000 | $ 74,000 |
| Randolph County North Carolina | 35 | $ 5,915,000 | $ 169,000 | $ 80,000 |
| Ellis County Texas | 33 | $ 8,495,000 | $ 257,000 | $ 114,000 |
| Forsyth County Georgia | 32 | $ 10,190,000 | $ 318,000 | $ 144,000 |
| Lamar County Texas | 32 | $ 2,770,000 | $ 86,000 | $ 53,000 |
| Arapahoe County Colorado | 31 | $ 7,695,000 | $ 248,000 | $ 85,000 |
| Cabarrus County North Carolina | 30 | $ 5,670,000 | $ 189,000 | $ 76,000 |
| Gaston County North Carolina | 29 | $ 4,565,000 | $ 157,000 | $ 88,000 |
| Fairfax County Virginia | 29 | $ 12,745,000 | $ 439,000 | $ 171,000 |
| Bee County Texas | 25 | $ 3,355,000 | $ 134,000 | $ 68,000 |
| Liberty County Georgia | 24 | $ 3,920,000 | $ 163,000 | $ 73,000 |
| Henry County Georgia | 23 | $ 3,495,000 | $ 151,000 | $ 75,000 |
| Montgomery County Texas | 23 | $ 5,385,000 | $ 234,000 | $ 132,000 |
| Lancaster County South Carolina | 22 | $ 4,260,000 | $ 193,000 | $ 68,000 |
| Williamson County Texas | 22 | $ 4,740,000 | $ 215,000 | $ 83,000 |
| Walton County Florida | 21 | $ 7,035,000 | $ 335,000 | $ 149,000 |
| San Patricio County Texas | 19 | $ 3,385,000 | $ 178,000 | $ 83,000 |
| Barrow County Georgia | 18 | $ 3,330,000 | $ 185,000 | $ 61,000 |
| Hoke County North Carolina | 18 | $ 2,150,000 | $ 119,000 | $ 66,000 |
| Wake County North Carolina | 18 | $ 4,330,000 | $ 240,000 | $ 106,000 |
| Rowan County North Carolina | 17 | $ 2,145,000 | $ 126,000 | $ 66,000 |
| Hays County Texas | 17 | $ 4,435,000 | $ 260,000 | $ 120,000 |
| Johnson County Texas | 17 | $ 3,515,000 | $ 206,000 | $ 79,000 |
| Parker County Texas | 17 | $ 3,695,000 | $ 217,000 | $ 110,000 |
| Hall County Georgia | 16 | $ 3,710,000 | $ 231,000 | $ 160,000 |
| Burke County North Carolina | 16 | $ 2,050,000 | $ 128,000 | $ 53,000 |
| Logan County Oklahoma | 16 | $ 2,660,000 | $ 166,000 | $ 77,000 |
| Fayette County Georgia | 15 | $ 3,805,000 | $ 253,000 | $ 167,000 |
| Walton County Georgia | 15 | $ 2,865,000 | $ 191,000 | $ 78,000 |
| Canadian County Oklahoma | 15 | $ 2,695,000 | $ 179,000 | $ 74,000 |
| Autauga County Alabama | 14 | $ 2,490,000 | $ 177,000 | $ 59,000 |
| Rockdale County Georgia | 14 | $ 2,150,000 | $ 153,000 | $ 140,000 |
| DeKalb County Alabama | 13 | $ 1,425,000 | $ 109,000 | $ 63,000 |
| Jackson County Georgia | 13 | $ 2,885,000 | $ 221,000 | $ 97,000 |
| Alamance County North Carolina | 13 | $ 1,745,000 | $ 134,000 | $ 90,000 |
| Harnett County North Carolina | 13 | $ 2,315,000 | $ 178,000 | $ 65,000 |
| Jefferson County Colorado | 12 | $ 3,980,000 | $ 331,000 | $ 117,000 |
| Grady County Oklahoma | 12 | $ 2,300,000 | $ 191,000 | $ 76,000 |
| Hunt County Texas | 12 | $ 1,650,000 | $ 137,000 | $ 102,000 |
| Rockwall County Texas | 12 | $ 2,800,000 | $ 233,000 | $ 149,000 |
| Marshall County Alabama | 11 | $ 3,455,000 | $ 314,000 | $ 126,000 |
| Carroll County Georgia | 11 | $ 1,765,000 | $ 160,000 | $ 74,000 |
| Clayton County Georgia | 11 | $ 1,365,000 | $ 124,000 | $ 45,000 |
| Emanuel County Georgia | 11 | $ 1,075,000 | $ 97,000 | $ 50,000 |
| Floyd County Georgia | 11 | $ 1,475,000 | $ 134,000 | $ 58,000 |
| Bladen County North Carolina | 10 | $ 1,200,000 | $ 120,000 | $ 54,000 |
| Durham County North Carolina | 10 | $ 2,760,000 | $ 276,000 | $ 135,000 |
| Pottawatomie County Oklahoma | 10 | $ 1,470,000 | $ 147,000 | $ 64,000 |
| Jefferson County Alabama | 9 | $ 1,675,000 | $ 186,000 | $ 71,000 |
| Morgan County Alabama | 9 | $ 1,095,000 | $ 121,000 | $ 49,000 |
| Johnston County North Carolina | 9 | $ 2,155,000 | $ 239,000 | $ 85,000 |
| Rockingham County North Carolina | 9 | $ 1,445,000 | $ 160,000 | $ 69,000 |
| Stanly County North Carolina | 9 | $ 895,000 | $ 99,000 | $ 43,000 |
| Fannin County Texas | 9 | $ 1,715,000 | $ 190,000 | $ 92,000 |
| Arlington County Virginia | 9 | $ 4,885,000 | $ 542,000 | $ 197,000 |
| Lee County Alabama | 8 | $ 1,410,000 | $ 176,000 | $ 135,000 |
| Denver County Colorado | 8 | $ 2,940,000 | $ 367,000 | $ 115,000 |
| Huerfano County Colorado | 8 | $ 940,000 | $ 117,000 | $ 99,000 |
| Alexander County North Carolina | 8 | $ 1,280,000 | $ 160,000 | $ 61,000 |
| Douglas County Colorado | 7 | $ 3,215,000 | $ 459,000 | $ 156,000 |
| Iredell County North Carolina | 7 | $ 1,755,000 | $ 250,000 | $ 100,000 |
| McClain County Oklahoma | 7 | $ 1,195,000 | $ 170,000 | $ 80,000 |
| Comal County Texas | 7 | $ 2,375,000 | $ 339,000 | $ 117,000 |
| Cooke County Texas | 7 | $ 1,445,000 | $ 206,000 | $ 101,000 |
| Henderson County Texas | 7 | $ 1,685,000 | $ 240,000 | $ 242,000 |
| Adams County Colorado | 6 | $ 1,170,000 | $ 195,000 | $ 142,000 |
| Fremont County Colorado | 6 | $ 480,000 | $ 80,000 | $ 49,000 |
| Escambia County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 75,000 |
| Polk County Georgia | 6 | $ 960,000 | $ 160,000 | $ 57,000 |
| Moore County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 65,000 |
| Bryan County Oklahoma | 6 | $ 790,000 | $ 131,000 | $ 62,000 |
| Kershaw County South Carolina | 6 | $ 1,010,000 | $ 168,000 | $ 62,000 |
| Live Oak County Texas | 6 | $ 1,240,000 | $ 206,000 | $ 101,000 |
| Loudoun County Virginia | 6 | $ 2,920,000 | $ 486,000 | $ 153,000 |
| Tuscaloosa County Alabama | 5 | $ 455,000 | $ 91,000 | $ 44,000 |
| Long County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 66,000 |
| Meriwether County Georgia | 5 | $ 815,000 | $ 163,000 | $ 67,000 |
| Newton County Georgia | 5 | $ 695,000 | $ 139,000 | $ 71,000 |
| Spalding County Georgia | 5 | $ 825,000 | $ 165,000 | $ 100,000 |
| Montgomery County Maryland | 5 | $ 2,005,000 | $ 401,000 | $ 146,000 |
| Tulsa County Oklahoma | 5 | $ 1,065,000 | $ 213,000 | $ 117,000 |
| Lawrence County Alabama | 4 | $ 190,000 | $ 47,000 | $ 42,000 |
| Tallapoosa County Alabama | 4 | $ 850,000 | $ 212,000 | $ 53,000 |
| Park County Colorado | 4 | $ 1,150,000 | $ 287,000 | $ 79,000 |
| Teller County Colorado | 4 | $ 1,070,000 | $ 267,000 | $ 81,000 |
| Clarke County Georgia | 4 | $ 800,000 | $ 200,000 | $ 104,000 |
| Troup County Georgia | 4 | $ 710,000 | $ 177,000 | $ 49,000 |
| White County Georgia | 4 | $ 450,000 | $ 112,000 | $ 66,000 |
| Brazos County Texas | 4 | $ 680,000 | $ 170,000 | $ 123,000 |
| Chambers County Texas | 4 | $ 980,000 | $ 245,000 | $ 138,000 |
| Gillespie County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 89,000 |
| Victoria County Texas | 4 | $ 710,000 | $ 177,000 | $ 131,000 |
| Wilson County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 117,000 |
| Prince William County Virginia | 4 | $ 1,740,000 | $ 435,000 | $ 124,000 |
| Butler County Alabama | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| Calhoun County Alabama | 3 | $ 205,000 | $ 68,000 | $ 66,000 |
| Crenshaw County Alabama | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
| Lauderdale County Alabama | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Butts County Georgia | 3 | $ 435,000 | $ 145,000 | $ 58,000 |
| Candler County Georgia | 3 | $ 415,000 | $ 138,000 | $ 87,000 |
| Catoosa County Georgia | 3 | $ 305,000 | $ 101,000 | $ 46,000 |
| Dawson County Georgia | 3 | $ 585,000 | $ 195,000 | $ 63,000 |
| Evans County Georgia | 3 | $ 725,000 | $ 241,000 | $ 81,000 |
| Haralson County Georgia | 3 | $ 475,000 | $ 158,000 | $ 49,000 |
| Screven County Georgia | 3 | $ 415,000 | $ 138,000 | $ 209,000 |
| Upson County Georgia | 3 | $ 425,000 | $ 141,000 | $ 34,000 |
| Jefferson County Louisiana | 3 | $ 1,145,000 | $ 381,000 | $ 74,000 |
| Brunswick County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 163,000 |
| Carteret County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 260,000 |
| Davie County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Lee County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 94,000 |
| Stokes County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 58,000 |
| Aiken County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| Greenville County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 76,000 |
| Jasper County South Carolina | 3 | $ 545,000 | $ 181,000 | $ 68,000 |
| Orangeburg County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 51,000 |
| Davidson County Tennessee | 3 | $ 1,155,000 | $ 385,000 | $ 101,000 |
| Cherokee County Texas | 3 | $ 505,000 | $ 168,000 | $ 63,000 |
| Kaufman County Texas | 3 | $ 585,000 | $ 195,000 | $ 263,000 |
| Midland County Texas | 3 | $ 905,000 | $ 301,000 | $ 245,000 |
| Red River County Texas | 3 | $ 135,000 | $ 45,000 | $ 29,000 |
| Chilton County Alabama | 2 | $ 640,000 | $ 320,000 | $ 155,000 |
| Colbert County Alabama | 2 | $ 180,000 | $ 90,000 | $ 133,000 |
| Dale County Alabama | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Washington County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Otero County Colorado | 2 | $ 90,000 | $ 45,000 | $ 48,000 |
| Lumpkin County Georgia | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Walker County Georgia | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| Harford County Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 209,000 |
| Talbot County Maryland | 2 | $ 750,000 | $ 375,000 | $ 250,000 |
| Chatham County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Cleveland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Henderson County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Lincoln County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| New Hanover County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Onslow County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Colleton County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Maury County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Bastrop County Texas | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Bell County Texas | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Bosque County Texas | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Gregg County Texas | 2 | $ 520,000 | $ 260,000 | $ 85,000 |
| Hood County Texas | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Kleberg County Texas | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Lee County Texas | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| McLennan County Texas | 2 | $ 510,000 | $ 255,000 | $ 236,000 |
| Refugio County Texas | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Rusk County Texas | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Titus County Texas | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Van Zandt County Texas | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Wise County Texas | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Alexandria County Virginia | 2 | $ 1,310,000 | $ 655,000 | $ 222,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Bullock County Alabama | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Coosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Dallas County Alabama | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Hale County Alabama | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
| Pike County Alabama | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Shelby County Alabama | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Boulder County Colorado | 1 | $ 555,000 | $ 555,000 | $ 216,000 |
| Broomfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Chaffee County Colorado | 1 | $ 435,000 | $ 435,000 | $ 113,000 |
| Conejos County Colorado | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Custer County Colorado | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Elbert County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Garfield County Colorado | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Grand County Colorado | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Summit County Colorado | 1 | $ 355,000 | $ 355,000 | $ 414,000 |
| District of Columbia County District Of Columbia | 1 | $ 635,000 | $ 635,000 | $ 165,000 |
| Bay County Florida | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Duval County Florida | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 266,000 |
| Orange County Florida | 1 | $ 595,000 | $ 595,000 | $ 282,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Washington County Florida | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Baldwin County Georgia | 1 | $ 235,000 | $ 235,000 | $ 221,000 |
| Bibb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Camden County Georgia | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Fannin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Franklin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Gilmer County Georgia | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Hart County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Heard County Georgia | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Jasper County Georgia | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| Jenkins County Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lamar County Georgia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Lowndes County Georgia | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Muscogee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Oconee County Georgia | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Pickens County Georgia | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Pike County Georgia | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Putnam County Georgia | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Rabun County Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Tattnall County Georgia | 1 | $ 245,000 | $ 245,000 | $ 215,000 |
| Ware County Georgia | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Ford County Kansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Kearny County Kansas | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Anne Arundel County Maryland | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Alleghany County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Anson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Columbus County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Granville County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Haywood County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| McDowell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
| Montgomery County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 238,000 |
| Orange County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
| Pender County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Rutherford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sampson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Surry County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Transylvania County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 160,000 |
| Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Wilkes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Yadkin County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Carter County Oklahoma | 1 | $ 525,000 | $ 525,000 | $ 344,000 |
| Garfield County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Garvin County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Murray County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Pontotoc County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Rogers County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Anderson County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Bamberg County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 225,000 |
| Cherokee County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Chester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Georgetown County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Hampton County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Marion County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| McCormick County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Oconee County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 218,000 |
| Sumter County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Union County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 276,000 |
| Cumberland County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Lincoln County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Rhea County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 168,000 |
| Anderson County Texas | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Burnet County Texas | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Camp County Texas | 1 | $ 195,000 | $ 195,000 | $ 277,000 |
| Coryell County Texas | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Delta County Texas | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Freestone County Texas | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Grimes County Texas | 1 | $ 155,000 | $ 155,000 | $ 287,000 |
| Guadalupe County Texas | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Jackson County Texas | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Jim Wells County Texas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Kinney County Texas | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Liberty County Texas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Lubbock County Texas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Marion County Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Montague County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Polk County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| San Jacinto County Texas | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Scurry County Texas | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Val Verde County Texas | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Wichita County Texas | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Wood County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Chesapeake County Virginia | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Culpeper County Virginia | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Fairfax City County Virginia | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Falls Church County Virginia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Fauquier County Virginia | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Frederick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Henry County Virginia | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Norfolk County Virginia | 1 | $ 585,000 | $ 585,000 | $ 339,000 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 313,000 |
Mortgage Loan Application Detail Totals for Certainty Home Loans, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,440 | $1,546,370,000 | $207,000 | $2,345,000 | $93,000 | $3,260,000 |
| Cash-out Refinancing | 510 | $113,450,000 | $222,000 | $1,935,000 | $109,000 | $1,418,000 |
| Refinancing | 204 | $54,880,000 | $269,000 | $1,205,000 | $135,000 | $1,638,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $624,000 | $624,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,412 | $948,650,000 | $215,000 | $2,345,000 | $96,000 | $1,758,000 |
| Not Provided | 2,019 | $436,035,000 | $215,000 | $2,345,000 | $104,000 | $1,539,000 |
| Black or African American | 779 | $150,105,000 | $192,000 | $2,005,000 | $79,000 | $3,260,000 |
| Hispanic | 697 | $121,915,000 | $174,000 | $995,000 | $74,000 | $563,000 |
| Asian | 202 | $50,050,000 | $247,000 | $1,285,000 | $114,000 | $1,545,000 |
| American Indian or Alaskan Native | 40 | $6,560,000 | $164,000 | $425,000 | $74,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $345,000 | $76,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,770 | $1,043,990,000 | $218,000 | $2,345,000 | $110,000 | $3,260,000 |
| FHA-insured (Federal Housing Administration) | 1,973 | $351,995,000 | $178,000 | $585,000 | $68,000 | $1,638,000 |
| VA-guaranteed (Veterans Administration) | 1,084 | $272,270,000 | $251,000 | $1,475,000 | $91,000 | $1,378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 328 | $46,600,000 | $142,000 | $425,000 | $51,000 | $449,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,059 | $1,271,515,000 | $209,000 | $2,345,000 | $92,000 | $3,260,000 |
| Application Withdrawn By Applicant | 1,274 | $268,580,000 | $210,000 | $875,000 | $102,000 | $1,539,000 |
| Application Denied By Financial Institution | 446 | $80,620,000 | $180,000 | $1,285,000 | $101,000 | $1,638,000 |
| Application Approved But Not Accepted | 366 | $91,270,000 | $249,000 | $2,345,000 | $111,000 | $1,758,000 |
| File Closed For Incompleteness | 10 | $2,870,000 | $287,000 | $505,000 | $126,000 | $272,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,709 | $1,634,235,000 | $211,000 | $2,345,000 | $95,000 | $3,260,000 |
| Debt-To-Income Ratio | 143 | $28,645,000 | $200,000 | $905,000 | $74,000 | $749,000 |
| Credit History | 80 | $12,130,000 | $151,000 | $1,285,000 | $133,000 | $1,638,000 |
| Collateral | 66 | $10,820,000 | $163,000 | $695,000 | $98,000 | $377,000 |
| Unverifiable Information | 54 | $12,320,000 | $228,000 | $1,205,000 | $141,000 | $744,000 |
| Other | 36 | $4,540,000 | $126,000 | $295,000 | $56,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,855,000 | $234,000 | $655,000 | $163,000 | $1,296,000 |
| Credit Application Incomplete | 23 | $3,925,000 | $170,000 | $455,000 | $117,000 | $806,000 |
| Employment History | 19 | $2,385,000 | $125,000 | $255,000 | $68,000 | $275,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certainty Home Loans, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certainty Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.