Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2018
In 2018, Charles Schwab Bank, SSB of Lone Tree, CO reported 6,376 mortgage applications totaling $2.9 billion, up 35% from 2017. The average application was for $447,172, and applicants reported an average income of $242,601. 47% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (348), Oakland-Hayward-Berkeley, CA (335) and San Francisco-Redwood City-South San Francisco, CA (308) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,376 |
| Total Mortgage Loan Application Amount | $2,851,170,000 |
| Average Mortgage Loan Application Amount | $447,172 |
| Highest Mortgage Loan Application Amount | $13,505,000 |
| Average Applicant Income | $242,601 |
| Highest Applicant Income | $8,805,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 348 | $ 220,110,000 | $ 632,500 | $ 282,000 |
| Santa Clara, California | 249 | $ 155,615,000 | $ 624,959 | $ 257,000 |
| Orange, California | 236 | $ 126,540,000 | $ 536,186 | $ 280,000 |
| San Diego, California | 185 | $ 110,415,000 | $ 596,837 | $ 259,000 |
| Maricopa, Arizona | 177 | $ 66,915,000 | $ 378,050 | $ 224,000 |
| Alameda, California | 173 | $ 77,045,000 | $ 445,346 | $ 228,000 |
| Contra Costa, California | 162 | $ 79,320,000 | $ 489,629 | $ 261,000 |
| San Mateo, California | 158 | $ 106,240,000 | $ 672,405 | $ 288,000 |
| San Francisco, California | 150 | $ 99,340,000 | $ 662,266 | $ 372,000 |
| King, Washington | 141 | $ 75,605,000 | $ 536,205 | $ 263,000 |
| Marin, California | 119 | $ 67,275,000 | $ 565,336 | $ 267,000 |
| Cook, Illinois | 105 | $ 41,195,000 | $ 392,333 | $ 237,000 |
| Clark, Nevada | 87 | $ 20,725,000 | $ 238,218 | $ 123,000 |
| Fulton, Georgia | 79 | $ 37,295,000 | $ 472,088 | $ 265,000 |
| Denver, Colorado | 73 | $ 31,815,000 | $ 435,821 | $ 200,000 |
| Washoe, Nevada | 73 | $ 26,055,000 | $ 356,917 | $ 190,000 |
| Riverside, California | 70 | $ 25,310,000 | $ 361,571 | $ 218,000 |
| Sonoma, California | 68 | $ 29,720,000 | $ 437,058 | $ 225,000 |
| Fairfield, Connecticut | 68 | $ 45,200,000 | $ 664,705 | $ 359,000 |
| Arapahoe, Colorado | 64 | $ 28,620,000 | $ 447,187 | $ 213,000 |
| Travis, Texas | 60 | $ 30,970,000 | $ 516,166 | $ 231,000 |
| Douglas, Colorado | 58 | $ 25,070,000 | $ 432,241 | $ 232,000 |
| Palm Beach, Florida | 48 | $ 18,520,000 | $ 385,833 | $ 232,000 |
| Multnomah, Oregon | 48 | $ 18,430,000 | $ 383,958 | $ 211,000 |
| Harris, Texas | 48 | $ 29,500,000 | $ 614,583 | $ 416,000 |
| Santa Barbara, California | 46 | $ 31,710,000 | $ 689,347 | $ 265,000 |
| Placer, California | 44 | $ 15,690,000 | $ 356,590 | $ 184,000 |
| Fairfax, Virginia | 39 | $ 18,075,000 | $ 463,461 | $ 327,000 |
| Dallas, Texas | 38 | $ 16,950,000 | $ 446,052 | $ 293,000 |
| Sacramento, California | 37 | $ 12,225,000 | $ 330,405 | $ 177,000 |
| Lee, Florida | 36 | $ 12,750,000 | $ 354,166 | $ 197,000 |
| Middlesex, Massachusetts | 36 | $ 20,370,000 | $ 565,833 | $ 263,000 |
| St. Louis, Missouri | 36 | $ 11,130,000 | $ 309,166 | $ 144,000 |
| Pima, Arizona | 35 | $ 11,095,000 | $ 317,000 | $ 152,000 |
| Jefferson, Colorado | 35 | $ 11,015,000 | $ 314,714 | $ 161,000 |
| Broward, Florida | 33 | $ 13,165,000 | $ 398,939 | $ 204,000 |
| Santa Cruz, California | 30 | $ 13,730,000 | $ 457,666 | $ 230,000 |
| Ventura, California | 30 | $ 12,870,000 | $ 429,000 | $ 194,000 |
| New York, New York | 30 | $ 22,140,000 | $ 738,000 | $ 462,000 |
| Mecklenburg, North Carolina | 30 | $ 10,020,000 | $ 334,000 | $ 212,000 |
| Collier, Florida | 29 | $ 18,955,000 | $ 653,620 | $ 381,000 |
| Miami-Dade, Florida | 29 | $ 13,055,000 | $ 450,172 | $ 204,000 |
| DuPage, Illinois | 29 | $ 10,995,000 | $ 379,137 | $ 251,000 |
| Montgomery, Maryland | 29 | $ 18,625,000 | $ 642,241 | $ 387,000 |
| Hennepin, Minnesota | 29 | $ 12,195,000 | $ 420,517 | $ 246,000 |
| San Bernardino, California | 28 | $ 8,140,000 | $ 290,714 | $ 203,000 |
| Oakland, Michigan | 28 | $ 11,810,000 | $ 421,785 | $ 570,000 |
| Monmouth, New Jersey | 28 | $ 12,280,000 | $ 438,571 | $ 341,000 |
| Monterey, California | 26 | $ 13,840,000 | $ 532,307 | $ 402,000 |
| Pinellas, Florida | 25 | $ 11,185,000 | $ 447,400 | $ 221,000 |
| San Luis Obispo, California | 24 | $ 7,000,000 | $ 291,666 | $ 171,000 |
| Boulder, Colorado | 24 | $ 8,780,000 | $ 365,833 | $ 195,000 |
| District of Columbia, District Of Columbia | 24 | $ 15,150,000 | $ 631,250 | $ 368,000 |
| Lake, Illinois | 24 | $ 8,400,000 | $ 350,000 | $ 210,000 |
| Norfolk, Massachusetts | 24 | $ 11,830,000 | $ 492,916 | $ 215,000 |
| Morris, New Jersey | 24 | $ 9,520,000 | $ 396,666 | $ 268,000 |
| Wake, North Carolina | 24 | $ 7,590,000 | $ 316,250 | $ 198,000 |
| Beaufort, South Carolina | 24 | $ 8,800,000 | $ 366,666 | $ 158,000 |
| Denton, Texas | 24 | $ 7,670,000 | $ 319,583 | $ 172,000 |
| Bergen, New Jersey | 22 | $ 13,450,000 | $ 611,363 | $ 363,000 |
| Suffolk, New York | 22 | $ 14,200,000 | $ 645,454 | $ 389,000 |
| Tarrant, Texas | 22 | $ 8,950,000 | $ 406,818 | $ 212,000 |
| Napa, California | 21 | $ 8,435,000 | $ 401,666 | $ 203,000 |
| Orange, Florida | 21 | $ 10,525,000 | $ 501,190 | $ 214,000 |
| Ada, Idaho | 21 | $ 6,445,000 | $ 306,904 | $ 266,000 |
| Santa Fe, New Mexico | 21 | $ 8,235,000 | $ 392,142 | $ 179,000 |
| Snohomish, Washington | 21 | $ 5,465,000 | $ 260,238 | $ 114,000 |
| Sarasota, Florida | 20 | $ 7,870,000 | $ 393,500 | $ 219,000 |
| Yavapai, Arizona | 19 | $ 6,965,000 | $ 366,578 | $ 150,000 |
| Solano, California | 19 | $ 4,755,000 | $ 250,263 | $ 155,000 |
| Gwinnett, Georgia | 19 | $ 4,885,000 | $ 257,105 | $ 174,000 |
| Westchester, New York | 19 | $ 11,855,000 | $ 623,947 | $ 502,000 |
| Chester, Pennsylvania | 19 | $ 5,595,000 | $ 294,473 | $ 173,000 |
| DeKalb, Georgia | 18 | $ 5,730,000 | $ 318,333 | $ 213,000 |
| Deschutes, Oregon | 18 | $ 5,140,000 | $ 285,555 | $ 184,000 |
| Washington, Oregon | 18 | $ 3,420,000 | $ 190,000 | $ 139,000 |
| Charleston, South Carolina | 18 | $ 7,240,000 | $ 402,222 | $ 235,000 |
| El Paso, Colorado | 17 | $ 5,665,000 | $ 333,235 | $ 181,000 |
| Ocean, New Jersey | 17 | $ 7,745,000 | $ 455,588 | $ 209,000 |
| El Dorado, California | 16 | $ 6,440,000 | $ 402,500 | $ 182,000 |
| St. Johns, Florida | 16 | $ 9,750,000 | $ 609,375 | $ 308,000 |
| Essex, Massachusetts | 16 | $ 6,610,000 | $ 413,125 | $ 243,000 |
| Bernalillo, New Mexico | 16 | $ 6,920,000 | $ 432,500 | $ 209,000 |
| Williamson, Tennessee | 16 | $ 9,110,000 | $ 569,375 | $ 267,000 |
| Fort Bend, Texas | 16 | $ 5,090,000 | $ 318,125 | $ 184,000 |
| Kitsap, Washington | 16 | $ 8,960,000 | $ 560,000 | $ 280,000 |
| Somerset, New Jersey | 15 | $ 2,865,000 | $ 191,000 | $ 150,000 |
| Nassau, New York | 15 | $ 7,245,000 | $ 483,000 | $ 262,000 |
| Collin, Texas | 15 | $ 5,765,000 | $ 384,333 | $ 226,000 |
| Summit, Utah | 15 | $ 14,155,000 | $ 943,666 | $ 627,000 |
| Larimer, Colorado | 14 | $ 3,250,000 | $ 232,142 | $ 116,000 |
| Manatee, Florida | 14 | $ 6,410,000 | $ 457,857 | $ 271,000 |
| Cobb, Georgia | 14 | $ 6,020,000 | $ 430,000 | $ 190,000 |
| Delaware, Pennsylvania | 14 | $ 5,000,000 | $ 357,142 | $ 342,000 |
| Salt Lake, Utah | 14 | $ 4,800,000 | $ 342,857 | $ 234,000 |
| Hamilton, Indiana | 13 | $ 3,625,000 | $ 278,846 | $ 169,000 |
| Kings, New York | 13 | $ 8,475,000 | $ 651,923 | $ 343,000 |
| Montgomery, Pennsylvania | 13 | $ 4,455,000 | $ 342,692 | $ 204,000 |
| Philadelphia, Pennsylvania | 13 | $ 5,635,000 | $ 433,461 | $ 367,000 |
| Pierce, Washington | 13 | $ 4,645,000 | $ 357,307 | $ 162,000 |
| Summit, Colorado | 12 | $ 6,020,000 | $ 501,666 | $ 217,000 |
| Honolulu, Hawaii | 12 | $ 6,480,000 | $ 540,000 | $ 207,000 |
| Marion, Indiana | 12 | $ 2,020,000 | $ 168,333 | $ 117,000 |
| Johnson, Kansas | 12 | $ 3,240,000 | $ 270,000 | $ 245,000 |
| Wayne, Michigan | 12 | $ 2,720,000 | $ 226,666 | $ 200,000 |
| Cuyahoga, Ohio | 12 | $ 3,100,000 | $ 258,333 | $ 256,000 |
| Bucks, Pennsylvania | 12 | $ 4,260,000 | $ 355,000 | $ 225,000 |
| Nevada, California | 11 | $ 4,435,000 | $ 403,181 | $ 305,000 |
| Adams, Colorado | 11 | $ 2,955,000 | $ 268,636 | $ 151,000 |
| Eagle, Colorado | 11 | $ 6,825,000 | $ 620,454 | $ 635,000 |
| Blaine, Idaho | 11 | $ 6,865,000 | $ 624,090 | $ 286,000 |
| Kane, Illinois | 11 | $ 2,415,000 | $ 219,545 | $ 152,000 |
| Barnstable, Massachusetts | 11 | $ 4,255,000 | $ 386,818 | $ 192,000 |
| Suffolk, Massachusetts | 11 | $ 7,125,000 | $ 647,727 | $ 281,000 |
| Mercer, New Jersey | 11 | $ 5,625,000 | $ 511,363 | $ 234,000 |
| Montgomery, Texas | 11 | $ 3,895,000 | $ 354,090 | $ 222,000 |
| Arlington, Virginia | 11 | $ 6,395,000 | $ 581,363 | $ 225,000 |
| Loudoun, Virginia | 11 | $ 4,735,000 | $ 430,454 | $ 216,000 |
| Clark, Washington | 11 | $ 2,735,000 | $ 248,636 | $ 123,000 |
| Anchorage, Alaska | 10 | $ 1,900,000 | $ 190,000 | $ 165,000 |
| Calaveras, California | 10 | $ 3,010,000 | $ 301,000 | $ 355,000 |
| San Joaquin, California | 10 | $ 1,540,000 | $ 154,000 | $ 137,000 |
| Stanislaus, California | 10 | $ 2,420,000 | $ 242,000 | $ 194,000 |
| Indian River, Florida | 10 | $ 6,110,000 | $ 611,000 | $ 501,000 |
| Forsyth, Georgia | 10 | $ 2,330,000 | $ 233,000 | $ 165,000 |
| Plymouth, Massachusetts | 10 | $ 5,550,000 | $ 555,000 | $ 285,000 |
| Middlesex, New Jersey | 10 | $ 1,580,000 | $ 158,000 | $ 158,000 |
| Guilford, North Carolina | 10 | $ 2,720,000 | $ 272,000 | $ 249,000 |
| Davidson, Tennessee | 10 | $ 3,560,000 | $ 356,000 | $ 185,000 |
| Spokane, Washington | 10 | $ 2,180,000 | $ 218,000 | $ 153,000 |
| Jefferson, Alabama | 9 | $ 3,875,000 | $ 430,555 | $ 124,000 |
| Sumter, Florida | 9 | $ 2,315,000 | $ 257,222 | $ 125,000 |
| Walton, Florida | 9 | $ 5,795,000 | $ 643,888 | $ 379,000 |
| Cherokee, Georgia | 9 | $ 3,055,000 | $ 339,444 | $ 182,000 |
| Ramsey, Minnesota | 9 | $ 1,965,000 | $ 218,333 | $ 123,000 |
| Douglas, Nevada | 9 | $ 5,475,000 | $ 608,333 | $ 233,000 |
| Essex, New Jersey | 9 | $ 2,195,000 | $ 243,888 | $ 178,000 |
| Union, New Jersey | 9 | $ 2,535,000 | $ 281,666 | $ 225,000 |
| Buncombe, North Carolina | 9 | $ 3,215,000 | $ 357,222 | $ 150,000 |
| Allegheny, Pennsylvania | 9 | $ 2,155,000 | $ 239,444 | $ 151,000 |
| Newport, Rhode Island | 9 | $ 3,555,000 | $ 395,000 | $ 298,000 |
| Alexandria, Virginia | 9 | $ 3,885,000 | $ 431,666 | $ 241,000 |
| Mono, California | 8 | $ 2,590,000 | $ 323,750 | $ 230,000 |
| New Haven, Connecticut | 8 | $ 2,190,000 | $ 273,750 | $ 178,000 |
| Hillsborough, Florida | 8 | $ 3,610,000 | $ 451,250 | $ 175,000 |
| Washtenaw, Michigan | 8 | $ 2,190,000 | $ 273,750 | $ 273,000 |
| Gallatin, Montana | 8 | $ 3,730,000 | $ 466,250 | $ 327,000 |
| Durham, North Carolina | 8 | $ 2,620,000 | $ 327,500 | $ 171,000 |
| Orange, North Carolina | 8 | $ 2,940,000 | $ 367,500 | $ 310,000 |
| Franklin, Ohio | 8 | $ 2,260,000 | $ 282,500 | $ 191,000 |
| Jackson, Oregon | 8 | $ 2,480,000 | $ 310,000 | $ 166,000 |
| Horry, South Carolina | 8 | $ 1,120,000 | $ 140,000 | $ 101,000 |
| Shelby, Tennessee | 8 | $ 2,800,000 | $ 350,000 | $ 352,000 |
| Bexar, Texas | 8 | $ 3,300,000 | $ 412,500 | $ 206,000 |
| Shelby, Alabama | 7 | $ 1,755,000 | $ 250,714 | $ 187,000 |
| Coconino, Arizona | 7 | $ 2,545,000 | $ 363,571 | $ 109,000 |
| Pinal, Arizona | 7 | $ 1,485,000 | $ 212,142 | $ 132,000 |
| La Plata, Colorado | 7 | $ 5,015,000 | $ 716,428 | $ 273,000 |
| Weld, Colorado | 7 | $ 1,535,000 | $ 219,285 | $ 108,000 |
| Volusia, Florida | 7 | $ 1,165,000 | $ 166,428 | $ 162,000 |
| Orleans, Louisiana | 7 | $ 2,515,000 | $ 359,285 | $ 152,000 |
| Worcester, Massachusetts | 7 | $ 2,095,000 | $ 299,285 | $ 161,000 |
| Washington, Minnesota | 7 | $ 3,185,000 | $ 455,000 | $ 276,000 |
| Cape May, New Jersey | 7 | $ 3,685,000 | $ 526,428 | $ 422,000 |
| Hudson, New Jersey | 7 | $ 4,605,000 | $ 657,857 | $ 178,000 |
| Clackamas, Oregon | 7 | $ 2,625,000 | $ 375,000 | $ 137,000 |
| Dane, Wisconsin | 7 | $ 3,425,000 | $ 489,285 | $ 234,000 |
| Fresno, California | 6 | $ 1,940,000 | $ 323,333 | $ 213,000 |
| Mendocino, California | 6 | $ 3,990,000 | $ 665,000 | $ 247,000 |
| Hartford, Connecticut | 6 | $ 2,030,000 | $ 338,333 | $ 243,000 |
| New Castle, Delaware | 6 | $ 1,210,000 | $ 201,666 | $ 131,000 |
| Sussex, Delaware | 6 | $ 2,410,000 | $ 401,666 | $ 252,000 |
| Brevard, Florida | 6 | $ 1,480,000 | $ 246,666 | $ 171,000 |
| Lake, Florida | 6 | $ 1,260,000 | $ 210,000 | $ 161,000 |
| Pasco, Florida | 6 | $ 1,290,000 | $ 215,000 | $ 92,000 |
| Chatham, Georgia | 6 | $ 570,000 | $ 95,000 | $ 122,000 |
| Maui, Hawaii | 6 | $ 2,410,000 | $ 401,666 | $ 380,000 |
| Anne Arundel, Maryland | 6 | $ 2,620,000 | $ 436,666 | $ 179,000 |
| Howard, Maryland | 6 | $ 2,080,000 | $ 346,666 | $ 147,000 |
| Queens, New York | 6 | $ 1,440,000 | $ 240,000 | $ 138,000 |
| Oklahoma, Oklahoma | 6 | $ 2,000,000 | $ 333,333 | $ 151,000 |
| Tulsa, Oklahoma | 6 | $ 1,660,000 | $ 276,666 | $ 163,000 |
| Greenville, South Carolina | 6 | $ 3,140,000 | $ 523,333 | $ 272,000 |
| Chittenden, Vermont | 6 | $ 1,670,000 | $ 278,333 | $ 218,000 |
| Virginia Beach, Virginia | 6 | $ 1,460,000 | $ 243,333 | $ 72,000 |
| Mesa, Colorado | 5 | $ 1,825,000 | $ 365,000 | $ 151,000 |
| Routt, Colorado | 5 | $ 2,415,000 | $ 483,000 | $ 447,000 |
| New London, Connecticut | 5 | $ 535,000 | $ 107,000 | $ 138,000 |
| Duval, Florida | 5 | $ 1,745,000 | $ 349,000 | $ 202,000 |
| Martin, Florida | 5 | $ 2,075,000 | $ 415,000 | $ 259,000 |
| Monroe, Florida | 5 | $ 2,905,000 | $ 581,000 | $ 269,000 |
| Nassau, Florida | 5 | $ 1,265,000 | $ 253,000 | $ 116,000 |
| Seminole, Florida | 5 | $ 1,115,000 | $ 223,000 | $ 210,000 |
| St. Lucie, Florida | 5 | $ 995,000 | $ 199,000 | $ 108,000 |
| Kauai, Hawaii | 5 | $ 2,355,000 | $ 471,000 | $ 210,000 |
| Kootenai, Idaho | 5 | $ 1,935,000 | $ 387,000 | $ 181,000 |
| Will, Illinois | 5 | $ 1,435,000 | $ 287,000 | $ 156,000 |
| Jefferson, Kentucky | 5 | $ 1,135,000 | $ 227,000 | $ 269,000 |
| Baltimore, Maryland | 5 | $ 2,165,000 | $ 433,000 | $ 197,000 |
| Jackson, Missouri | 5 | $ 1,465,000 | $ 293,000 | $ 130,000 |
| Hillsborough, New Hampshire | 5 | $ 2,715,000 | $ 543,000 | $ 228,000 |
| Hunterdon, New Jersey | 5 | $ 895,000 | $ 179,000 | $ 128,000 |
| Passaic, New Jersey | 5 | $ 975,000 | $ 195,000 | $ 127,000 |
| New Hanover, North Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 164,000 |
| Hamilton, Ohio | 5 | $ 1,335,000 | $ 267,000 | $ 215,000 |
| Lane, Oregon | 5 | $ 1,615,000 | $ 323,000 | $ 242,000 |
| Washington, Rhode Island | 5 | $ 1,845,000 | $ 369,000 | $ 175,000 |
| Richland, South Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 215,000 |
| York, South Carolina | 5 | $ 715,000 | $ 143,000 | $ 185,000 |
| Knox, Tennessee | 5 | $ 995,000 | $ 199,000 | $ 75,000 |
| Williamson, Texas | 5 | $ 1,495,000 | $ 299,000 | $ 180,000 |
| Wasatch, Utah | 5 | $ 1,635,000 | $ 327,000 | $ 148,000 |
| Whatcom, Washington | 5 | $ 1,105,000 | $ 221,000 | $ 162,000 |
| Milwaukee, Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 103,000 |
| Waukesha, Wisconsin | 5 | $ 2,185,000 | $ 437,000 | $ 216,000 |
| Gila, Arizona | 4 | $ 2,370,000 | $ 592,500 | $ 500,000 |
| Mohave, Arizona | 4 | $ 1,610,000 | $ 402,500 | $ 222,000 |
| Navajo, Arizona | 4 | $ 980,000 | $ 245,000 | $ 241,000 |
| Amador, California | 4 | $ 780,000 | $ 195,000 | $ 101,000 |
| Yolo, California | 4 | $ 670,000 | $ 167,500 | $ 92,000 |
| Broomfield, Colorado | 4 | $ 990,000 | $ 247,500 | $ 136,000 |
| Chaffee, Colorado | 4 | $ 1,400,000 | $ 350,000 | $ 149,000 |
| Garfield, Colorado | 4 | $ 2,380,000 | $ 595,000 | $ 303,000 |
| Pitkin, Colorado | 4 | $ 3,580,000 | $ 895,000 | $ 1,023,000 |
| Tolland, Connecticut | 4 | $ 490,000 | $ 122,500 | $ 98,000 |
| Flagler, Florida | 4 | $ 1,080,000 | $ 270,000 | $ 119,000 |
| Fayette, Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 185,000 |
| Hall, Georgia | 4 | $ 1,400,000 | $ 350,000 | $ 298,000 |
| Hawaii, Hawaii | 4 | $ 1,470,000 | $ 367,500 | $ 161,000 |
| Jefferson, Louisiana | 4 | $ 1,620,000 | $ 405,000 | $ 226,000 |
| Hancock, Maine | 4 | $ 1,030,000 | $ 257,500 | $ 164,000 |
| York, Maine | 4 | $ 1,150,000 | $ 287,500 | $ 150,000 |
| Baltimore City, Maryland | 4 | $ 1,450,000 | $ 362,500 | $ 251,000 |
| Berrien, Michigan | 4 | $ 1,260,000 | $ 315,000 | $ 284,000 |
| Macomb, Michigan | 4 | $ 440,000 | $ 110,000 | $ 171,000 |
| Dakota, Minnesota | 4 | $ 1,030,000 | $ 257,500 | $ 223,000 |
| Madison, Montana | 4 | $ 4,260,000 | $ 1,065,000 | $ 864,000 |
| Burlington, New Jersey | 4 | $ 470,000 | $ 117,500 | $ 89,000 |
| Chatham, North Carolina | 4 | $ 1,900,000 | $ 475,000 | $ 298,000 |
| Moore, North Carolina | 4 | $ 700,000 | $ 175,000 | $ 224,000 |
| Transylvania, North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 232,000 |
| Lucas, Ohio | 4 | $ 530,000 | $ 132,500 | $ 183,000 |
| Summit, Ohio | 4 | $ 640,000 | $ 160,000 | $ 194,000 |
| Marion, Oregon | 4 | $ 1,460,000 | $ 365,000 | $ 298,000 |
| Loudon, Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 126,000 |
| Windsor, Vermont | 4 | $ 1,250,000 | $ 312,500 | $ 177,000 |
| Henrico, Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 185,000 |
| Skagit, Washington | 4 | $ 2,200,000 | $ 550,000 | $ 184,000 |
| Madison, Alabama | 3 | $ 575,000 | $ 191,666 | $ 263,000 |
| Kern, California | 3 | $ 1,745,000 | $ 581,666 | $ 210,000 |
| Merced, California | 3 | $ 385,000 | $ 128,333 | $ 139,000 |
| Grand, Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 242,000 |
| Gunnison, Colorado | 3 | $ 1,825,000 | $ 608,333 | $ 291,000 |
| Litchfield, Connecticut | 3 | $ 2,475,000 | $ 825,000 | $ 131,000 |
| Middlesex, Connecticut | 3 | $ 835,000 | $ 278,333 | $ 261,000 |
| Charlotte, Florida | 3 | $ 1,035,000 | $ 345,000 | $ 127,000 |
| Escambia, Florida | 3 | $ 1,015,000 | $ 338,333 | $ 156,000 |
| Leon, Florida | 3 | $ 525,000 | $ 175,000 | $ 98,000 |
| Okaloosa, Florida | 3 | $ 1,475,000 | $ 491,666 | $ 295,000 |
| Lake, Indiana | 3 | $ 2,225,000 | $ 741,666 | $ 1,426,000 |
| St. Joseph, Indiana | 3 | $ 685,000 | $ 228,333 | $ 170,000 |
| Tippecanoe, Indiana | 3 | $ 465,000 | $ 155,000 | $ 203,000 |
| Cumberland, Maine | 3 | $ 835,000 | $ 278,333 | $ 194,000 |
| Worcester, Maryland | 3 | $ 1,705,000 | $ 568,333 | $ 247,000 |
| Bristol, Massachusetts | 3 | $ 205,000 | $ 68,333 | $ 140,000 |
| Ottawa, Michigan | 3 | $ 1,325,000 | $ 441,666 | $ 209,000 |
| Carver, Minnesota | 3 | $ 1,015,000 | $ 338,333 | $ 103,000 |
| St. Charles, Missouri | 3 | $ 1,335,000 | $ 445,000 | $ 267,000 |
| St. Louis City, Missouri | 3 | $ 715,000 | $ 238,333 | $ 86,000 |
| Rockingham, New Hampshire | 3 | $ 735,000 | $ 245,000 | $ 134,000 |
| Camden, New Jersey | 3 | $ 895,000 | $ 298,333 | $ 141,000 |
| Sandoval, New Mexico | 3 | $ 565,000 | $ 188,333 | $ 95,000 |
| Richmond, New York | 3 | $ 795,000 | $ 265,000 | $ 87,000 |
| Rockland, New York | 3 | $ 1,105,000 | $ 368,333 | $ 353,000 |
| Forsyth, North Carolina | 3 | $ 495,000 | $ 165,000 | $ 152,000 |
| Gaston, North Carolina | 3 | $ 585,000 | $ 195,000 | $ 110,000 |
| Iredell, North Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 291,000 |
| Union, North Carolina | 3 | $ 1,555,000 | $ 518,333 | $ 281,000 |
| Lake, Ohio | 3 | $ 695,000 | $ 231,666 | $ 169,000 |
| Benton, Oregon | 3 | $ 765,000 | $ 255,000 | $ 121,000 |
| Lehigh, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 166,000 |
| Monroe, Pennsylvania | 3 | $ 565,000 | $ 188,333 | $ 175,000 |
| Berkeley, South Carolina | 3 | $ 2,005,000 | $ 668,333 | $ 168,000 |
| Spartanburg, South Carolina | 3 | $ 1,665,000 | $ 555,000 | $ 261,000 |
| Comal, Texas | 3 | $ 525,000 | $ 175,000 | $ 215,000 |
| Hays, Texas | 3 | $ 985,000 | $ 328,333 | $ 161,000 |
| Chesterfield, Virginia | 3 | $ 565,000 | $ 188,333 | $ 130,000 |
| James City, Virginia | 3 | $ 895,000 | $ 298,333 | $ 108,000 |
| Prince William, Virginia | 3 | $ 855,000 | $ 285,000 | $ 113,000 |
| Island, Washington | 3 | $ 1,255,000 | $ 418,333 | $ 195,000 |
| Kittitas, Washington | 3 | $ 1,405,000 | $ 468,333 | $ 280,000 |
| Ozaukee, Wisconsin | 3 | $ 905,000 | $ 301,666 | $ 117,000 |
| Teton, Wyoming | 3 | $ 2,275,000 | $ 758,333 | $ 678,000 |
| Baldwin, Alabama | 2 | $ 200,000 | $ 100,000 | $ 146,000 |
| Tuscaloosa, Alabama | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Kenai Peninsula, Alaska | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Ketchikan Gateway, Alaska | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Benton, Arkansas | 2 | $ 960,000 | $ 480,000 | $ 257,000 |
| White, Arkansas | 2 | $ 540,000 | $ 270,000 | $ 126,000 |
| Alpine, California | 2 | $ 470,000 | $ 235,000 | $ 234,000 |
| Humboldt, California | 2 | $ 210,000 | $ 105,000 | $ 171,000 |
| San Benito, California | 2 | $ 1,160,000 | $ 580,000 | $ 367,000 |
| Shasta, California | 2 | $ 420,000 | $ 210,000 | $ 116,000 |
| Tulare, California | 2 | $ 500,000 | $ 250,000 | $ 313,000 |
| Archuleta, Colorado | 2 | $ 630,000 | $ 315,000 | $ 158,000 |
| Elbert, Colorado | 2 | $ 210,000 | $ 105,000 | $ 112,000 |
| Pueblo, Colorado | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Marion, Florida | 2 | $ 700,000 | $ 350,000 | $ 181,000 |
| Glynn, Georgia | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Henry, Georgia | 2 | $ 410,000 | $ 205,000 | $ 140,000 |
| Paulding, Georgia | 2 | $ 210,000 | $ 105,000 | $ 174,000 |
| McHenry, Illinois | 2 | $ 570,000 | $ 285,000 | $ 311,000 |
| Boone, Indiana | 2 | $ 1,000,000 | $ 500,000 | $ 366,000 |
| Delaware, Indiana | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Hancock, Indiana | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Kosciusko, Indiana | 2 | $ 780,000 | $ 390,000 | $ 170,000 |
| Linn, Iowa | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Douglas, Kansas | 2 | $ 180,000 | $ 90,000 | $ 176,000 |
| Oldham, Kentucky | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| East Baton Rouge, Louisiana | 2 | $ 220,000 | $ 110,000 | $ 93,000 |
| Lafayette, Louisiana | 2 | $ 310,000 | $ 155,000 | $ 192,000 |
| Frederick, Maryland | 2 | $ 570,000 | $ 285,000 | $ 213,000 |
| Kent, Maryland | 2 | $ 940,000 | $ 470,000 | $ 163,000 |
| Queen Anne's, Maryland | 2 | $ 1,640,000 | $ 820,000 | $ 583,000 |
| Berkshire, Massachusetts | 2 | $ 810,000 | $ 405,000 | $ 233,000 |
| Delta, Michigan | 2 | $ 390,000 | $ 195,000 | $ 151,000 |
| Ingham, Michigan | 2 | $ 140,000 | $ 70,000 | $ 127,000 |
| Kalamazoo, Michigan | 2 | $ 760,000 | $ 380,000 | $ 257,000 |
| Kent, Michigan | 2 | $ 470,000 | $ 235,000 | $ 508,000 |
| Lenawee, Michigan | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Otsego, Michigan | 2 | $ 450,000 | $ 225,000 | $ 147,000 |
| Anoka, Minnesota | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Greene, Missouri | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Park, Montana | 2 | $ 1,260,000 | $ 630,000 | $ 327,000 |
| Douglas, Nebraska | 2 | $ 500,000 | $ 250,000 | $ 252,000 |
| Merrimack, New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 95,000 |
| Gloucester, New Jersey | 2 | $ 570,000 | $ 285,000 | $ 180,000 |
| Taos, New Mexico | 2 | $ 770,000 | $ 385,000 | $ 168,000 |
| Bronx, New York | 2 | $ 370,000 | $ 185,000 | $ 142,000 |
| Chautauqua, New York | 2 | $ 860,000 | $ 430,000 | $ 269,000 |
| Dutchess, New York | 2 | $ 550,000 | $ 275,000 | $ 203,000 |
| Erie, New York | 2 | $ 690,000 | $ 345,000 | $ 160,000 |
| Monroe, New York | 2 | $ 740,000 | $ 370,000 | $ 203,000 |
| Saratoga, New York | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Brunswick, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Craven, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 243,000 |
| Henderson, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 93,000 |
| Jackson, North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 211,000 |
| Lincoln, North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 210,000 |
| Macon, North Carolina | 2 | $ 720,000 | $ 360,000 | $ 368,000 |
| Fairfield, Ohio | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Medina, Ohio | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Warren, Ohio | 2 | $ 850,000 | $ 425,000 | $ 397,000 |
| Clatsop, Oregon | 2 | $ 740,000 | $ 370,000 | $ 143,000 |
| Coos, Oregon | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Josephine, Oregon | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Cumberland, Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Northampton, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 227,000 |
| Bristol, Rhode Island | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Providence, Rhode Island | 2 | $ 960,000 | $ 480,000 | $ 497,000 |
| Lexington, South Carolina | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| Oconee, South Carolina | 2 | $ 380,000 | $ 190,000 | $ 169,000 |
| Hamilton, Tennessee | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Wilson, Tennessee | 2 | $ 1,010,000 | $ 505,000 | $ 221,000 |
| Kendall, Texas | 2 | $ 500,000 | $ 250,000 | $ 190,000 |
| Llano, Texas | 2 | $ 1,990,000 | $ 995,000 | $ 687,000 |
| Parker, Texas | 2 | $ 450,000 | $ 225,000 | $ 111,000 |
| Rockwall, Texas | 2 | $ 410,000 | $ 205,000 | $ 159,000 |
| Smith, Texas | 2 | $ 710,000 | $ 355,000 | $ 190,000 |
| Davis, Utah | 2 | $ 210,000 | $ 105,000 | $ 202,000 |
| Lamoille, Vermont | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Washington, Vermont | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Albemarle, Virginia | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Charlottesville, Virginia | 2 | $ 430,000 | $ 215,000 | $ 55,000 |
| Hanover, Virginia | 2 | $ 410,000 | $ 205,000 | $ 330,000 |
| Middlesex, Virginia | 2 | $ 220,000 | $ 110,000 | $ 118,000 |
| Montgomery, Virginia | 2 | $ 260,000 | $ 130,000 | $ 124,000 |
| Nelson, Virginia | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| Northampton, Virginia | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Richmond City, Virginia | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Benton, Washington | 2 | $ 450,000 | $ 225,000 | $ 199,000 |
| Clallam, Washington | 2 | $ 970,000 | $ 485,000 | $ 214,000 |
| Douglas, Washington | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Jefferson, Washington | 2 | $ 510,000 | $ 255,000 | $ 168,000 |
| Mason, Washington | 2 | $ 320,000 | $ 160,000 | $ 121,000 |
| San Juan, Washington | 2 | $ 910,000 | $ 455,000 | $ 272,000 |
| Thurston, Washington | 2 | $ 1,020,000 | $ 510,000 | $ 113,000 |
| Door, Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Walworth, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Houston, Alabama | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Lauderdale, Alabama | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Lee, Alabama | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Morgan, Alabama | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Fairbanks North Star, Alaska | 1 | $ 185,000 | $ 185,000 | $ 306,000 |
| Sitka, Alaska | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Santa Cruz, Arizona | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Columbia, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Pulaski, Arkansas | 1 | $ 365,000 | $ 365,000 | $ 340,000 |
| Washington, Arkansas | 1 | $ 915,000 | $ 915,000 | $ 329,000 |
| Butte, California | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Lassen, California | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Madera, California | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Siskiyou, California | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Tuolumne, California | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Fremont, Colorado | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Huerfano, Colorado | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Jackson, Colorado | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Ouray, Colorado | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Park, Colorado | 1 | $ 435,000 | $ 435,000 | $ 264,000 |
| Rio Grande, Colorado | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| San Miguel, Colorado | 1 | $ 995,000 | $ 995,000 | $ 117,000 |
| Kent, Delaware | 1 | $ 635,000 | $ 635,000 | $ 764,000 |
| Bay, Florida | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Gadsden, Florida | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Gulf, Florida | 1 | $ 675,000 | $ 675,000 | $ 114,000 |
| Osceola, Florida | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Polk, Florida | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Santa Rosa, Florida | 1 | $ 615,000 | $ 615,000 | $ 362,000 |
| Bryan, Georgia | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Camden, Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Clarke, Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Columbia, Georgia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Coweta, Georgia | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Fannin, Georgia | 1 | $ 295,000 | $ 295,000 | $ 350,000 |
| Habersham, Georgia | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Houston, Georgia | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Jackson, Georgia | 1 | $ 405,000 | $ 405,000 | $ 82,000 |
| Spalding, Georgia | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Nez Perce, Idaho | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Coles, Illinois | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| DeKalb, Illinois | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Kendall, Illinois | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Peoria, Illinois | 1 | $ 255,000 | $ 255,000 | $ 480,000 |
| Rock Island, Illinois | 1 | $ 85,000 | $ 85,000 | $ 423,000 |
| Winnebago, Illinois | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Allen, Indiana | 1 | $ 155,000 | $ 155,000 | $ 340,000 |
| Cass, Indiana | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| LaPorte, Indiana | 1 | $ 715,000 | $ 715,000 | $ 955,000 |
| Porter, Indiana | 1 | $ 335,000 | $ 335,000 | $ 288,000 |
| Steuben, Indiana | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Dallas, Iowa | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Dickinson, Iowa | 1 | $ 475,000 | $ 475,000 | $ 342,000 |
| Dubuque, Iowa | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Marion, Iowa | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Montgomery, Iowa | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Polk, Iowa | 1 | $ 1,205,000 | $ 1,205,000 | $ 666,000 |
| Story, Iowa | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Sedgwick, Kansas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Shawnee, Kansas | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Campbell, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Fayette, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 372,000 |
| Kenton, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 235,000 |
| Meade, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Pulaski, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Scott, Kentucky | 1 | $ 265,000 | $ 265,000 | $ 384,000 |
| Warren, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Bossier, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| St. Charles, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| St. Tammany, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Kennebec, Maine | 1 | $ 475,000 | $ 475,000 | $ 254,000 |
| Knox, Maine | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Lincoln, Maine | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Penobscot, Maine | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| Sagadahoc, Maine | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Calvert, Maryland | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Carroll, Maryland | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Charles, Maryland | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Harford, Maryland | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Prince George's, Maryland | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| St. Mary's, Maryland | 1 | $ 635,000 | $ 635,000 | $ 238,000 |
| Barry, Michigan | 1 | $ 455,000 | $ 455,000 | $ 113,000 |
| Calhoun, Michigan | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Charlevoix, Michigan | 1 | $ 295,000 | $ 295,000 | $ 335,000 |
| Cheboygan, Michigan | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Genesee, Michigan | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Grand Traverse, Michigan | 1 | $ 635,000 | $ 635,000 | $ 325,000 |
| Jackson, Michigan | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Leelanau, Michigan | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Mason, Michigan | 1 | $ 105,000 | $ 105,000 | $ 228,000 |
| Monroe, Michigan | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Oceana, Michigan | 1 | $ 545,000 | $ 545,000 | $ 225,000 |
| Van Buren, Michigan | 1 | $ 385,000 | $ 385,000 | $ 579,000 |
| Chisago, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Hubbard, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Le Sueur, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Olmsted, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Rice, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| DeSoto, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Harrison, Mississippi | 1 | $ 705,000 | $ 705,000 | $ 309,000 |
| Madison, Mississippi | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Warren, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Boone, Missouri | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Camden, Missouri | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Cass, Missouri | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Franklin, Missouri | 1 | $ 525,000 | $ 525,000 | $ 486,000 |
| Jefferson, Missouri | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Johnson, Missouri | 1 | $ 115,000 | $ 115,000 | $ 360,000 |
| Pettis, Missouri | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Platte, Missouri | 1 | $ 475,000 | $ 475,000 | $ 254,000 |
| Flathead, Montana | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,692 | $1,475,550,000 | $399,000 | $5,605,000 | $233,000 | $8,805,000 |
| Home Purchase | 2,061 | $1,161,485,000 | $563,000 | $13,505,000 | $273,000 | $6,173,000 |
| Other Purpose | 559 | $200,855,000 | $359,000 | $2,705,000 | $207,000 | $3,039,000 |
| Home Improvement | 55 | $11,555,000 | $210,000 | $995,000 | $141,000 | $641,000 |
| Cash-out Refinancing | 9 | $1,725,000 | $191,000 | $345,000 | $52,000 | $75,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,845 | $1,611,475,000 | $419,000 | $13,505,000 | $234,000 | $8,805,000 |
| Not Provided | 1,990 | $987,970,000 | $496,000 | $5,605,000 | $260,000 | $4,050,000 |
| Asian | 285 | $145,855,000 | $511,000 | $2,465,000 | $249,000 | $1,654,000 |
| Hispanic | 108 | $41,450,000 | $383,000 | $2,525,000 | $223,000 | $1,754,000 |
| Black or African American | 38 | $10,350,000 | $272,000 | $1,725,000 | $169,000 | $476,000 |
| American Indian or Alaskan Native | 9 | $3,535,000 | $392,000 | $695,000 | $229,000 | $568,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,655,000 | $531,000 | $1,345,000 | $199,000 | $504,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,376 | $2,851,170,000 | $447,000 | $13,505,000 | $243,000 | $8,805,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,001 | $1,856,555,000 | $618,000 | $13,505,000 | $300,000 | $8,805,000 |
| Loan Purchased By The Institution | 2,909 | $645,835,000 | $222,000 | $1,255,000 | $176,000 | $1,500,000 |
| Application Denied By Financial Institution | 415 | $317,675,000 | $765,000 | $5,605,000 | $290,000 | $4,050,000 |
| Application Approved But Not Accepted | 39 | $19,575,000 | $501,000 | $1,085,000 | $240,000 | $2,156,000 |
| Application Withdrawn By Applicant | 8 | $6,180,000 | $772,000 | $1,475,000 | $199,000 | $352,000 |
| Preapproval Denied by Financial Institution | 4 | $5,350,000 | $1,337,000 | $3,005,000 | $422,000 | $1,305,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,957 | $2,528,145,000 | $424,000 | $13,505,000 | $239,000 | $8,805,000 |
| Debt-To-Income Ratio | 180 | $141,630,000 | $786,000 | $5,605,000 | $192,000 | $1,756,000 |
| Other | 114 | $93,850,000 | $823,000 | $5,005,000 | $396,000 | $4,050,000 |
| Unverifiable Information | 72 | $48,410,000 | $672,000 | $3,105,000 | $290,000 | $2,402,000 |
| Collateral | 41 | $32,825,000 | $800,000 | $2,825,000 | $421,000 | $1,582,000 |
| Credit History | 10 | $5,680,000 | $568,000 | $2,345,000 | $378,000 | $750,000 |
| Employment History | 2 | $630,000 | $315,000 | $425,000 | $139,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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