Charles Schwab Bank, Ssb 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charles Schwab Bank, Ssb 2360 Corporate Circle Westlake, TX 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,376 |
| Total Mortgage Loan Application Amount | $2,851,170,000 |
| Average Mortgage Loan Application Amount | $344,400 |
| Highest Mortgage Loan Application Amount | $13,505,000 |
| Average Applicant Income | $181,200 |
| Highest Applicant Income | $8,805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 348 | $ 220,110,000 | $ 632,000 | $ 282,000 |
| Santa Clara County California | 249 | $ 155,615,000 | $ 624,000 | $ 257,000 |
| Orange County California | 236 | $ 126,540,000 | $ 536,000 | $ 280,000 |
| San Diego County California | 185 | $ 110,415,000 | $ 596,000 | $ 259,000 |
| Maricopa County Arizona | 177 | $ 66,915,000 | $ 378,000 | $ 224,000 |
| Alameda County California | 173 | $ 77,045,000 | $ 445,000 | $ 228,000 |
| Contra Costa County California | 162 | $ 79,320,000 | $ 489,000 | $ 261,000 |
| San Mateo County California | 158 | $ 106,240,000 | $ 672,000 | $ 288,000 |
| San Francisco County California | 150 | $ 99,340,000 | $ 662,000 | $ 372,000 |
| King County Washington | 141 | $ 75,605,000 | $ 536,000 | $ 263,000 |
| Marin County California | 119 | $ 67,275,000 | $ 565,000 | $ 267,000 |
| Cook County Illinois | 105 | $ 41,195,000 | $ 392,000 | $ 237,000 |
| Clark County Nevada | 87 | $ 20,725,000 | $ 238,000 | $ 123,000 |
| Fulton County Georgia | 79 | $ 37,295,000 | $ 472,000 | $ 265,000 |
| Denver County Colorado | 73 | $ 31,815,000 | $ 435,000 | $ 200,000 |
| Washoe County Nevada | 73 | $ 26,055,000 | $ 356,000 | $ 190,000 |
| Riverside County California | 70 | $ 25,310,000 | $ 361,000 | $ 218,000 |
| Sonoma County California | 68 | $ 29,720,000 | $ 437,000 | $ 225,000 |
| Fairfield County Connecticut | 68 | $ 45,200,000 | $ 664,000 | $ 359,000 |
| Arapahoe County Colorado | 64 | $ 28,620,000 | $ 447,000 | $ 213,000 |
| Travis County Texas | 60 | $ 30,970,000 | $ 516,000 | $ 231,000 |
| Douglas County Colorado | 58 | $ 25,070,000 | $ 432,000 | $ 232,000 |
| Palm Beach County Florida | 48 | $ 18,520,000 | $ 385,000 | $ 232,000 |
| Multnomah County Oregon | 48 | $ 18,430,000 | $ 383,000 | $ 211,000 |
| Harris County Texas | 48 | $ 29,500,000 | $ 614,000 | $ 416,000 |
| Santa Barbara County California | 46 | $ 31,710,000 | $ 689,000 | $ 265,000 |
| Placer County California | 44 | $ 15,690,000 | $ 356,000 | $ 184,000 |
| Fairfax County Virginia | 39 | $ 18,075,000 | $ 463,000 | $ 327,000 |
| Dallas County Texas | 38 | $ 16,950,000 | $ 446,000 | $ 293,000 |
| Sacramento County California | 37 | $ 12,225,000 | $ 330,000 | $ 177,000 |
| Lee County Florida | 36 | $ 12,750,000 | $ 354,000 | $ 197,000 |
| Middlesex County Massachusetts | 36 | $ 20,370,000 | $ 565,000 | $ 263,000 |
| St. Louis County Missouri | 36 | $ 11,130,000 | $ 309,000 | $ 144,000 |
| Pima County Arizona | 35 | $ 11,095,000 | $ 317,000 | $ 152,000 |
| Jefferson County Colorado | 35 | $ 11,015,000 | $ 314,000 | $ 161,000 |
| Broward County Florida | 33 | $ 13,165,000 | $ 398,000 | $ 204,000 |
| Santa Cruz County California | 30 | $ 13,730,000 | $ 457,000 | $ 230,000 |
| Ventura County California | 30 | $ 12,870,000 | $ 429,000 | $ 194,000 |
| New York County New York | 30 | $ 22,140,000 | $ 738,000 | $ 462,000 |
| Mecklenburg County North Carolina | 30 | $ 10,020,000 | $ 334,000 | $ 212,000 |
| Collier County Florida | 29 | $ 18,955,000 | $ 653,000 | $ 381,000 |
| Miami-Dade County Florida | 29 | $ 13,055,000 | $ 450,000 | $ 204,000 |
| DuPage County Illinois | 29 | $ 10,995,000 | $ 379,000 | $ 251,000 |
| Montgomery County Maryland | 29 | $ 18,625,000 | $ 642,000 | $ 387,000 |
| Hennepin County Minnesota | 29 | $ 12,195,000 | $ 420,000 | $ 246,000 |
| San Bernardino County California | 28 | $ 8,140,000 | $ 290,000 | $ 203,000 |
| Oakland County Michigan | 28 | $ 11,810,000 | $ 421,000 | $ 570,000 |
| Monmouth County New Jersey | 28 | $ 12,280,000 | $ 438,000 | $ 341,000 |
| Monterey County California | 26 | $ 13,840,000 | $ 532,000 | $ 402,000 |
| Pinellas County Florida | 25 | $ 11,185,000 | $ 447,000 | $ 221,000 |
| San Luis Obispo County California | 24 | $ 7,000,000 | $ 291,000 | $ 171,000 |
| Boulder County Colorado | 24 | $ 8,780,000 | $ 365,000 | $ 195,000 |
| District of Columbia County District Of Columbia | 24 | $ 15,150,000 | $ 631,000 | $ 368,000 |
| Lake County Illinois | 24 | $ 8,400,000 | $ 350,000 | $ 210,000 |
| Norfolk County Massachusetts | 24 | $ 11,830,000 | $ 492,000 | $ 215,000 |
| Morris County New Jersey | 24 | $ 9,520,000 | $ 396,000 | $ 268,000 |
| Wake County North Carolina | 24 | $ 7,590,000 | $ 316,000 | $ 198,000 |
| Beaufort County South Carolina | 24 | $ 8,800,000 | $ 366,000 | $ 158,000 |
| Denton County Texas | 24 | $ 7,670,000 | $ 319,000 | $ 172,000 |
| Bergen County New Jersey | 22 | $ 13,450,000 | $ 611,000 | $ 363,000 |
| Suffolk County New York | 22 | $ 14,200,000 | $ 645,000 | $ 389,000 |
| Tarrant County Texas | 22 | $ 8,950,000 | $ 406,000 | $ 212,000 |
| Napa County California | 21 | $ 8,435,000 | $ 401,000 | $ 203,000 |
| Orange County Florida | 21 | $ 10,525,000 | $ 501,000 | $ 214,000 |
| Ada County Idaho | 21 | $ 6,445,000 | $ 306,000 | $ 266,000 |
| Santa Fe County New Mexico | 21 | $ 8,235,000 | $ 392,000 | $ 179,000 |
| Snohomish County Washington | 21 | $ 5,465,000 | $ 260,000 | $ 114,000 |
| Sarasota County Florida | 20 | $ 7,870,000 | $ 393,000 | $ 219,000 |
| Yavapai County Arizona | 19 | $ 6,965,000 | $ 366,000 | $ 150,000 |
| Solano County California | 19 | $ 4,755,000 | $ 250,000 | $ 155,000 |
| Gwinnett County Georgia | 19 | $ 4,885,000 | $ 257,000 | $ 174,000 |
| Westchester County New York | 19 | $ 11,855,000 | $ 623,000 | $ 502,000 |
| Chester County Pennsylvania | 19 | $ 5,595,000 | $ 294,000 | $ 173,000 |
| DeKalb County Georgia | 18 | $ 5,730,000 | $ 318,000 | $ 213,000 |
| Deschutes County Oregon | 18 | $ 5,140,000 | $ 285,000 | $ 184,000 |
| Washington County Oregon | 18 | $ 3,420,000 | $ 190,000 | $ 139,000 |
| Charleston County South Carolina | 18 | $ 7,240,000 | $ 402,000 | $ 235,000 |
| El Paso County Colorado | 17 | $ 5,665,000 | $ 333,000 | $ 181,000 |
| Ocean County New Jersey | 17 | $ 7,745,000 | $ 455,000 | $ 209,000 |
| El Dorado County California | 16 | $ 6,440,000 | $ 402,000 | $ 182,000 |
| St. Johns County Florida | 16 | $ 9,750,000 | $ 609,000 | $ 308,000 |
| Essex County Massachusetts | 16 | $ 6,610,000 | $ 413,000 | $ 243,000 |
| Bernalillo County New Mexico | 16 | $ 6,920,000 | $ 432,000 | $ 209,000 |
| Williamson County Tennessee | 16 | $ 9,110,000 | $ 569,000 | $ 267,000 |
| Fort Bend County Texas | 16 | $ 5,090,000 | $ 318,000 | $ 184,000 |
| Kitsap County Washington | 16 | $ 8,960,000 | $ 560,000 | $ 280,000 |
| Somerset County New Jersey | 15 | $ 2,865,000 | $ 191,000 | $ 150,000 |
| Nassau County New York | 15 | $ 7,245,000 | $ 483,000 | $ 262,000 |
| Collin County Texas | 15 | $ 5,765,000 | $ 384,000 | $ 226,000 |
| Summit County Utah | 15 | $ 14,155,000 | $ 943,000 | $ 627,000 |
| Larimer County Colorado | 14 | $ 3,250,000 | $ 232,000 | $ 116,000 |
| Manatee County Florida | 14 | $ 6,410,000 | $ 457,000 | $ 271,000 |
| Cobb County Georgia | 14 | $ 6,020,000 | $ 430,000 | $ 190,000 |
| Delaware County Pennsylvania | 14 | $ 5,000,000 | $ 357,000 | $ 342,000 |
| Salt Lake County Utah | 14 | $ 4,800,000 | $ 342,000 | $ 234,000 |
| Hamilton County Indiana | 13 | $ 3,625,000 | $ 278,000 | $ 169,000 |
| Kings County New York | 13 | $ 8,475,000 | $ 651,000 | $ 343,000 |
| Montgomery County Pennsylvania | 13 | $ 4,455,000 | $ 342,000 | $ 204,000 |
| Philadelphia County Pennsylvania | 13 | $ 5,635,000 | $ 433,000 | $ 367,000 |
| Pierce County Washington | 13 | $ 4,645,000 | $ 357,000 | $ 162,000 |
| Summit County Colorado | 12 | $ 6,020,000 | $ 501,000 | $ 217,000 |
| Honolulu County Hawaii | 12 | $ 6,480,000 | $ 540,000 | $ 207,000 |
| Marion County Indiana | 12 | $ 2,020,000 | $ 168,000 | $ 117,000 |
| Johnson County Kansas | 12 | $ 3,240,000 | $ 270,000 | $ 245,000 |
| Wayne County Michigan | 12 | $ 2,720,000 | $ 226,000 | $ 200,000 |
| Cuyahoga County Ohio | 12 | $ 3,100,000 | $ 258,000 | $ 256,000 |
| Bucks County Pennsylvania | 12 | $ 4,260,000 | $ 355,000 | $ 225,000 |
| Nevada County California | 11 | $ 4,435,000 | $ 403,000 | $ 305,000 |
| Adams County Colorado | 11 | $ 2,955,000 | $ 268,000 | $ 151,000 |
| Eagle County Colorado | 11 | $ 6,825,000 | $ 620,000 | $ 635,000 |
| Blaine County Idaho | 11 | $ 6,865,000 | $ 624,000 | $ 286,000 |
| Kane County Illinois | 11 | $ 2,415,000 | $ 219,000 | $ 152,000 |
| Barnstable County Massachusetts | 11 | $ 4,255,000 | $ 386,000 | $ 192,000 |
| Suffolk County Massachusetts | 11 | $ 7,125,000 | $ 647,000 | $ 281,000 |
| Mercer County New Jersey | 11 | $ 5,625,000 | $ 511,000 | $ 234,000 |
| Montgomery County Texas | 11 | $ 3,895,000 | $ 354,000 | $ 222,000 |
| Arlington County Virginia | 11 | $ 6,395,000 | $ 581,000 | $ 225,000 |
| Loudoun County Virginia | 11 | $ 4,735,000 | $ 430,000 | $ 216,000 |
| Clark County Washington | 11 | $ 2,735,000 | $ 248,000 | $ 123,000 |
| Anchorage County Alaska | 10 | $ 1,900,000 | $ 190,000 | $ 165,000 |
| Calaveras County California | 10 | $ 3,010,000 | $ 301,000 | $ 355,000 |
| San Joaquin County California | 10 | $ 1,540,000 | $ 154,000 | $ 137,000 |
| Stanislaus County California | 10 | $ 2,420,000 | $ 242,000 | $ 194,000 |
| Indian River County Florida | 10 | $ 6,110,000 | $ 611,000 | $ 501,000 |
| Forsyth County Georgia | 10 | $ 2,330,000 | $ 233,000 | $ 165,000 |
| Plymouth County Massachusetts | 10 | $ 5,550,000 | $ 555,000 | $ 285,000 |
| Middlesex County New Jersey | 10 | $ 1,580,000 | $ 158,000 | $ 158,000 |
| Guilford County North Carolina | 10 | $ 2,720,000 | $ 272,000 | $ 249,000 |
| Davidson County Tennessee | 10 | $ 3,560,000 | $ 356,000 | $ 185,000 |
| Spokane County Washington | 10 | $ 2,180,000 | $ 218,000 | $ 153,000 |
| Jefferson County Alabama | 9 | $ 3,875,000 | $ 430,000 | $ 124,000 |
| Sumter County Florida | 9 | $ 2,315,000 | $ 257,000 | $ 125,000 |
| Walton County Florida | 9 | $ 5,795,000 | $ 643,000 | $ 379,000 |
| Cherokee County Georgia | 9 | $ 3,055,000 | $ 339,000 | $ 182,000 |
| Ramsey County Minnesota | 9 | $ 1,965,000 | $ 218,000 | $ 123,000 |
| Douglas County Nevada | 9 | $ 5,475,000 | $ 608,000 | $ 233,000 |
| Essex County New Jersey | 9 | $ 2,195,000 | $ 243,000 | $ 178,000 |
| Union County New Jersey | 9 | $ 2,535,000 | $ 281,000 | $ 225,000 |
| Buncombe County North Carolina | 9 | $ 3,215,000 | $ 357,000 | $ 150,000 |
| Allegheny County Pennsylvania | 9 | $ 2,155,000 | $ 239,000 | $ 151,000 |
| Newport County Rhode Island | 9 | $ 3,555,000 | $ 395,000 | $ 298,000 |
| Alexandria County Virginia | 9 | $ 3,885,000 | $ 431,000 | $ 241,000 |
| Mono County California | 8 | $ 2,590,000 | $ 323,000 | $ 230,000 |
| New Haven County Connecticut | 8 | $ 2,190,000 | $ 273,000 | $ 178,000 |
| Hillsborough County Florida | 8 | $ 3,610,000 | $ 451,000 | $ 175,000 |
| Washtenaw County Michigan | 8 | $ 2,190,000 | $ 273,000 | $ 273,000 |
| Gallatin County Montana | 8 | $ 3,730,000 | $ 466,000 | $ 327,000 |
| Durham County North Carolina | 8 | $ 2,620,000 | $ 327,000 | $ 171,000 |
| Orange County North Carolina | 8 | $ 2,940,000 | $ 367,000 | $ 310,000 |
| Franklin County Ohio | 8 | $ 2,260,000 | $ 282,000 | $ 191,000 |
| Jackson County Oregon | 8 | $ 2,480,000 | $ 310,000 | $ 166,000 |
| Horry County South Carolina | 8 | $ 1,120,000 | $ 140,000 | $ 101,000 |
| Shelby County Tennessee | 8 | $ 2,800,000 | $ 350,000 | $ 352,000 |
| Bexar County Texas | 8 | $ 3,300,000 | $ 412,000 | $ 206,000 |
| Shelby County Alabama | 7 | $ 1,755,000 | $ 250,000 | $ 187,000 |
| Coconino County Arizona | 7 | $ 2,545,000 | $ 363,000 | $ 109,000 |
| Pinal County Arizona | 7 | $ 1,485,000 | $ 212,000 | $ 132,000 |
| La Plata County Colorado | 7 | $ 5,015,000 | $ 716,000 | $ 273,000 |
| Weld County Colorado | 7 | $ 1,535,000 | $ 219,000 | $ 108,000 |
| Volusia County Florida | 7 | $ 1,165,000 | $ 166,000 | $ 162,000 |
| Orleans County Louisiana | 7 | $ 2,515,000 | $ 359,000 | $ 152,000 |
| Worcester County Massachusetts | 7 | $ 2,095,000 | $ 299,000 | $ 161,000 |
| Washington County Minnesota | 7 | $ 3,185,000 | $ 455,000 | $ 276,000 |
| Cape May County New Jersey | 7 | $ 3,685,000 | $ 526,000 | $ 422,000 |
| Hudson County New Jersey | 7 | $ 4,605,000 | $ 657,000 | $ 178,000 |
| Clackamas County Oregon | 7 | $ 2,625,000 | $ 375,000 | $ 137,000 |
| Dane County Wisconsin | 7 | $ 3,425,000 | $ 489,000 | $ 234,000 |
| Fresno County California | 6 | $ 1,940,000 | $ 323,000 | $ 213,000 |
| Mendocino County California | 6 | $ 3,990,000 | $ 665,000 | $ 247,000 |
| Hartford County Connecticut | 6 | $ 2,030,000 | $ 338,000 | $ 243,000 |
| New Castle County Delaware | 6 | $ 1,210,000 | $ 201,000 | $ 131,000 |
| Sussex County Delaware | 6 | $ 2,410,000 | $ 401,000 | $ 252,000 |
| Brevard County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 171,000 |
| Lake County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 161,000 |
| Pasco County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 92,000 |
| Chatham County Georgia | 6 | $ 570,000 | $ 95,000 | $ 122,000 |
| Maui County Hawaii | 6 | $ 2,410,000 | $ 401,000 | $ 380,000 |
| Anne Arundel County Maryland | 6 | $ 2,620,000 | $ 436,000 | $ 179,000 |
| Howard County Maryland | 6 | $ 2,080,000 | $ 346,000 | $ 147,000 |
| Queens County New York | 6 | $ 1,440,000 | $ 240,000 | $ 138,000 |
| Oklahoma County Oklahoma | 6 | $ 2,000,000 | $ 333,000 | $ 151,000 |
| Tulsa County Oklahoma | 6 | $ 1,660,000 | $ 276,000 | $ 163,000 |
| Greenville County South Carolina | 6 | $ 3,140,000 | $ 523,000 | $ 272,000 |
| Chittenden County Vermont | 6 | $ 1,670,000 | $ 278,000 | $ 218,000 |
| Virginia Beach County Virginia | 6 | $ 1,460,000 | $ 243,000 | $ 72,000 |
| Mesa County Colorado | 5 | $ 1,825,000 | $ 365,000 | $ 151,000 |
| Routt County Colorado | 5 | $ 2,415,000 | $ 483,000 | $ 447,000 |
| New London County Connecticut | 5 | $ 535,000 | $ 107,000 | $ 138,000 |
| Duval County Florida | 5 | $ 1,745,000 | $ 349,000 | $ 202,000 |
| Martin County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 259,000 |
| Monroe County Florida | 5 | $ 2,905,000 | $ 581,000 | $ 269,000 |
| Nassau County Florida | 5 | $ 1,265,000 | $ 253,000 | $ 116,000 |
| Seminole County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 210,000 |
| St. Lucie County Florida | 5 | $ 995,000 | $ 199,000 | $ 108,000 |
| Kauai County Hawaii | 5 | $ 2,355,000 | $ 471,000 | $ 210,000 |
| Kootenai County Idaho | 5 | $ 1,935,000 | $ 387,000 | $ 181,000 |
| Will County Illinois | 5 | $ 1,435,000 | $ 287,000 | $ 156,000 |
| Jefferson County Kentucky | 5 | $ 1,135,000 | $ 227,000 | $ 269,000 |
| Baltimore County Maryland | 5 | $ 2,165,000 | $ 433,000 | $ 197,000 |
| Jackson County Missouri | 5 | $ 1,465,000 | $ 293,000 | $ 130,000 |
| Hillsborough County New Hampshire | 5 | $ 2,715,000 | $ 543,000 | $ 228,000 |
| Hunterdon County New Jersey | 5 | $ 895,000 | $ 179,000 | $ 128,000 |
| Passaic County New Jersey | 5 | $ 975,000 | $ 195,000 | $ 127,000 |
| New Hanover County North Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 164,000 |
| Hamilton County Ohio | 5 | $ 1,335,000 | $ 267,000 | $ 215,000 |
| Lane County Oregon | 5 | $ 1,615,000 | $ 323,000 | $ 242,000 |
| Washington County Rhode Island | 5 | $ 1,845,000 | $ 369,000 | $ 175,000 |
| Richland County South Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 215,000 |
| York County South Carolina | 5 | $ 715,000 | $ 143,000 | $ 185,000 |
| Knox County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 75,000 |
| Williamson County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 180,000 |
| Wasatch County Utah | 5 | $ 1,635,000 | $ 327,000 | $ 148,000 |
| Whatcom County Washington | 5 | $ 1,105,000 | $ 221,000 | $ 162,000 |
| Milwaukee County Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 103,000 |
| Waukesha County Wisconsin | 5 | $ 2,185,000 | $ 437,000 | $ 216,000 |
| Gila County Arizona | 4 | $ 2,370,000 | $ 592,000 | $ 500,000 |
| Mohave County Arizona | 4 | $ 1,610,000 | $ 402,000 | $ 222,000 |
| Navajo County Arizona | 4 | $ 980,000 | $ 245,000 | $ 241,000 |
| Amador County California | 4 | $ 780,000 | $ 195,000 | $ 101,000 |
| Yolo County California | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
| Broomfield County Colorado | 4 | $ 990,000 | $ 247,000 | $ 136,000 |
| Chaffee County Colorado | 4 | $ 1,400,000 | $ 350,000 | $ 149,000 |
| Garfield County Colorado | 4 | $ 2,380,000 | $ 595,000 | $ 303,000 |
| Pitkin County Colorado | 4 | $ 3,580,000 | $ 895,000 | $ 1,023,000 |
| Tolland County Connecticut | 4 | $ 490,000 | $ 122,000 | $ 98,000 |
| Flagler County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 119,000 |
| Fayette County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 185,000 |
| Hall County Georgia | 4 | $ 1,400,000 | $ 350,000 | $ 298,000 |
| Hawaii County Hawaii | 4 | $ 1,470,000 | $ 367,000 | $ 161,000 |
| Jefferson County Louisiana | 4 | $ 1,620,000 | $ 405,000 | $ 226,000 |
| Hancock County Maine | 4 | $ 1,030,000 | $ 257,000 | $ 164,000 |
| York County Maine | 4 | $ 1,150,000 | $ 287,000 | $ 150,000 |
| Baltimore City County Maryland | 4 | $ 1,450,000 | $ 362,000 | $ 251,000 |
| Berrien County Michigan | 4 | $ 1,260,000 | $ 315,000 | $ 284,000 |
| Macomb County Michigan | 4 | $ 440,000 | $ 110,000 | $ 171,000 |
| Dakota County Minnesota | 4 | $ 1,030,000 | $ 257,000 | $ 223,000 |
| Madison County Montana | 4 | $ 4,260,000 | $ 1,065,000 | $ 864,000 |
| Burlington County New Jersey | 4 | $ 470,000 | $ 117,000 | $ 89,000 |
| Chatham County North Carolina | 4 | $ 1,900,000 | $ 475,000 | $ 298,000 |
| Moore County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 224,000 |
| Transylvania County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 232,000 |
| Lucas County Ohio | 4 | $ 530,000 | $ 132,000 | $ 183,000 |
| Summit County Ohio | 4 | $ 640,000 | $ 160,000 | $ 194,000 |
| Marion County Oregon | 4 | $ 1,460,000 | $ 365,000 | $ 298,000 |
| Loudon County Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 126,000 |
| Windsor County Vermont | 4 | $ 1,250,000 | $ 312,000 | $ 177,000 |
| Henrico County Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 185,000 |
| Skagit County Washington | 4 | $ 2,200,000 | $ 550,000 | $ 184,000 |
| Madison County Alabama | 3 | $ 575,000 | $ 191,000 | $ 263,000 |
| Kern County California | 3 | $ 1,745,000 | $ 581,000 | $ 210,000 |
| Merced County California | 3 | $ 385,000 | $ 128,000 | $ 139,000 |
| Grand County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 242,000 |
| Gunnison County Colorado | 3 | $ 1,825,000 | $ 608,000 | $ 291,000 |
| Litchfield County Connecticut | 3 | $ 2,475,000 | $ 825,000 | $ 131,000 |
| Middlesex County Connecticut | 3 | $ 835,000 | $ 278,000 | $ 261,000 |
| Charlotte County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 127,000 |
| Escambia County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 156,000 |
| Leon County Florida | 3 | $ 525,000 | $ 175,000 | $ 98,000 |
| Okaloosa County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 295,000 |
| Lake County Indiana | 3 | $ 2,225,000 | $ 741,000 | $ 1,426,000 |
| St. Joseph County Indiana | 3 | $ 685,000 | $ 228,000 | $ 170,000 |
| Tippecanoe County Indiana | 3 | $ 465,000 | $ 155,000 | $ 203,000 |
| Cumberland County Maine | 3 | $ 835,000 | $ 278,000 | $ 194,000 |
| Worcester County Maryland | 3 | $ 1,705,000 | $ 568,000 | $ 247,000 |
| Bristol County Massachusetts | 3 | $ 205,000 | $ 68,000 | $ 140,000 |
| Ottawa County Michigan | 3 | $ 1,325,000 | $ 441,000 | $ 209,000 |
| Carver County Minnesota | 3 | $ 1,015,000 | $ 338,000 | $ 103,000 |
| St. Charles County Missouri | 3 | $ 1,335,000 | $ 445,000 | $ 267,000 |
| St. Louis City County Missouri | 3 | $ 715,000 | $ 238,000 | $ 86,000 |
| Rockingham County New Hampshire | 3 | $ 735,000 | $ 245,000 | $ 134,000 |
| Camden County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 141,000 |
| Sandoval County New Mexico | 3 | $ 565,000 | $ 188,000 | $ 95,000 |
| Richmond County New York | 3 | $ 795,000 | $ 265,000 | $ 87,000 |
| Rockland County New York | 3 | $ 1,105,000 | $ 368,000 | $ 353,000 |
| Forsyth County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 152,000 |
| Gaston County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 110,000 |
| Iredell County North Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 291,000 |
| Union County North Carolina | 3 | $ 1,555,000 | $ 518,000 | $ 281,000 |
| Lake County Ohio | 3 | $ 695,000 | $ 231,000 | $ 169,000 |
| Benton County Oregon | 3 | $ 765,000 | $ 255,000 | $ 121,000 |
| Lehigh County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 166,000 |
| Monroe County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 175,000 |
| Berkeley County South Carolina | 3 | $ 2,005,000 | $ 668,000 | $ 168,000 |
| Spartanburg County South Carolina | 3 | $ 1,665,000 | $ 555,000 | $ 261,000 |
| Comal County Texas | 3 | $ 525,000 | $ 175,000 | $ 215,000 |
| Hays County Texas | 3 | $ 985,000 | $ 328,000 | $ 161,000 |
| Chesterfield County Virginia | 3 | $ 565,000 | $ 188,000 | $ 130,000 |
| James City County Virginia | 3 | $ 895,000 | $ 298,000 | $ 108,000 |
| Prince William County Virginia | 3 | $ 855,000 | $ 285,000 | $ 113,000 |
| Island County Washington | 3 | $ 1,255,000 | $ 418,000 | $ 195,000 |
| Kittitas County Washington | 3 | $ 1,405,000 | $ 468,000 | $ 280,000 |
| Ozaukee County Wisconsin | 3 | $ 905,000 | $ 301,000 | $ 117,000 |
| Teton County Wyoming | 3 | $ 2,275,000 | $ 758,000 | $ 678,000 |
| Baldwin County Alabama | 2 | $ 200,000 | $ 100,000 | $ 146,000 |
| Tuscaloosa County Alabama | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Kenai Peninsula County Alaska | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Ketchikan Gateway County Alaska | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Benton County Arkansas | 2 | $ 960,000 | $ 480,000 | $ 257,000 |
| White County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 126,000 |
| Alpine County California | 2 | $ 470,000 | $ 235,000 | $ 234,000 |
| Humboldt County California | 2 | $ 210,000 | $ 105,000 | $ 171,000 |
| San Benito County California | 2 | $ 1,160,000 | $ 580,000 | $ 367,000 |
| Shasta County California | 2 | $ 420,000 | $ 210,000 | $ 116,000 |
| Tulare County California | 2 | $ 500,000 | $ 250,000 | $ 313,000 |
| Archuleta County Colorado | 2 | $ 630,000 | $ 315,000 | $ 158,000 |
| Elbert County Colorado | 2 | $ 210,000 | $ 105,000 | $ 112,000 |
| Pueblo County Colorado | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Marion County Florida | 2 | $ 700,000 | $ 350,000 | $ 181,000 |
| Glynn County Georgia | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Henry County Georgia | 2 | $ 410,000 | $ 205,000 | $ 140,000 |
| Paulding County Georgia | 2 | $ 210,000 | $ 105,000 | $ 174,000 |
| McHenry County Illinois | 2 | $ 570,000 | $ 285,000 | $ 311,000 |
| Boone County Indiana | 2 | $ 1,000,000 | $ 500,000 | $ 366,000 |
| Delaware County Indiana | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Hancock County Indiana | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Kosciusko County Indiana | 2 | $ 780,000 | $ 390,000 | $ 170,000 |
| Linn County Iowa | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Douglas County Kansas | 2 | $ 180,000 | $ 90,000 | $ 176,000 |
| Oldham County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| East Baton Rouge County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 93,000 |
| Lafayette County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 192,000 |
| Frederick County Maryland | 2 | $ 570,000 | $ 285,000 | $ 213,000 |
| Kent County Maryland | 2 | $ 940,000 | $ 470,000 | $ 163,000 |
| Queen Anne's County Maryland | 2 | $ 1,640,000 | $ 820,000 | $ 583,000 |
| Berkshire County Massachusetts | 2 | $ 810,000 | $ 405,000 | $ 233,000 |
| Delta County Michigan | 2 | $ 390,000 | $ 195,000 | $ 151,000 |
| Ingham County Michigan | 2 | $ 140,000 | $ 70,000 | $ 127,000 |
| Kalamazoo County Michigan | 2 | $ 760,000 | $ 380,000 | $ 257,000 |
| Kent County Michigan | 2 | $ 470,000 | $ 235,000 | $ 508,000 |
| Lenawee County Michigan | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Otsego County Michigan | 2 | $ 450,000 | $ 225,000 | $ 147,000 |
| Anoka County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Greene County Missouri | 2 | $ 230,000 | $ 115,000 | $ 31,000 |
| Park County Montana | 2 | $ 1,260,000 | $ 630,000 | $ 327,000 |
| Douglas County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 252,000 |
| Merrimack County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 95,000 |
| Gloucester County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 180,000 |
| Taos County New Mexico | 2 | $ 770,000 | $ 385,000 | $ 168,000 |
| Bronx County New York | 2 | $ 370,000 | $ 185,000 | $ 142,000 |
| Chautauqua County New York | 2 | $ 860,000 | $ 430,000 | $ 269,000 |
| Dutchess County New York | 2 | $ 550,000 | $ 275,000 | $ 203,000 |
| Erie County New York | 2 | $ 690,000 | $ 345,000 | $ 160,000 |
| Monroe County New York | 2 | $ 740,000 | $ 370,000 | $ 203,000 |
| Saratoga County New York | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Brunswick County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Craven County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 243,000 |
| Henderson County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 93,000 |
| Jackson County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 211,000 |
| Lincoln County North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 210,000 |
| Macon County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 368,000 |
| Fairfield County Ohio | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Medina County Ohio | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Warren County Ohio | 2 | $ 850,000 | $ 425,000 | $ 397,000 |
| Clatsop County Oregon | 2 | $ 740,000 | $ 370,000 | $ 143,000 |
| Coos County Oregon | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Josephine County Oregon | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Cumberland County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Northampton County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 227,000 |
| Bristol County Rhode Island | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Providence County Rhode Island | 2 | $ 960,000 | $ 480,000 | $ 497,000 |
| Lexington County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| Oconee County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 169,000 |
| Hamilton County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Wilson County Tennessee | 2 | $ 1,010,000 | $ 505,000 | $ 221,000 |
| Kendall County Texas | 2 | $ 500,000 | $ 250,000 | $ 190,000 |
| Llano County Texas | 2 | $ 1,990,000 | $ 995,000 | $ 687,000 |
| Parker County Texas | 2 | $ 450,000 | $ 225,000 | $ 111,000 |
| Rockwall County Texas | 2 | $ 410,000 | $ 205,000 | $ 159,000 |
| Smith County Texas | 2 | $ 710,000 | $ 355,000 | $ 190,000 |
| Davis County Utah | 2 | $ 210,000 | $ 105,000 | $ 202,000 |
| Lamoille County Vermont | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Washington County Vermont | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Albemarle County Virginia | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Charlottesville County Virginia | 2 | $ 430,000 | $ 215,000 | $ 55,000 |
| Hanover County Virginia | 2 | $ 410,000 | $ 205,000 | $ 330,000 |
| Middlesex County Virginia | 2 | $ 220,000 | $ 110,000 | $ 118,000 |
| Montgomery County Virginia | 2 | $ 260,000 | $ 130,000 | $ 124,000 |
| Nelson County Virginia | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| Northampton County Virginia | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Richmond City County Virginia | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Benton County Washington | 2 | $ 450,000 | $ 225,000 | $ 199,000 |
| Clallam County Washington | 2 | $ 970,000 | $ 485,000 | $ 214,000 |
| Douglas County Washington | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Jefferson County Washington | 2 | $ 510,000 | $ 255,000 | $ 168,000 |
| Mason County Washington | 2 | $ 320,000 | $ 160,000 | $ 121,000 |
| San Juan County Washington | 2 | $ 910,000 | $ 455,000 | $ 272,000 |
| Thurston County Washington | 2 | $ 1,020,000 | $ 510,000 | $ 113,000 |
| Door County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Walworth County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Houston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Lauderdale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Lee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Morgan County Alabama | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Fairbanks North Star County Alaska | 1 | $ 185,000 | $ 185,000 | $ 306,000 |
| Sitka County Alaska | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Santa Cruz County Arizona | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Columbia County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Pulaski County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 340,000 |
| Washington County Arkansas | 1 | $ 915,000 | $ 915,000 | $ 329,000 |
| Butte County California | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Lassen County California | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Madera County California | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Siskiyou County California | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Tuolumne County California | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Fremont County Colorado | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Huerfano County Colorado | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Jackson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Ouray County Colorado | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Park County Colorado | 1 | $ 435,000 | $ 435,000 | $ 264,000 |
| Rio Grande County Colorado | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| San Miguel County Colorado | 1 | $ 995,000 | $ 995,000 | $ 117,000 |
| Kent County Delaware | 1 | $ 635,000 | $ 635,000 | $ 764,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Gadsden County Florida | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Gulf County Florida | 1 | $ 675,000 | $ 675,000 | $ 114,000 |
| Osceola County Florida | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Santa Rosa County Florida | 1 | $ 615,000 | $ 615,000 | $ 362,000 |
| Bryan County Georgia | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Camden County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Clarke County Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Coweta County Georgia | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Fannin County Georgia | 1 | $ 295,000 | $ 295,000 | $ 350,000 |
| Habersham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Houston County Georgia | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Jackson County Georgia | 1 | $ 405,000 | $ 405,000 | $ 82,000 |
| Spalding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Nez Perce County Idaho | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Coles County Illinois | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| DeKalb County Illinois | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Kendall County Illinois | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Peoria County Illinois | 1 | $ 255,000 | $ 255,000 | $ 480,000 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 423,000 |
| Winnebago County Illinois | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 340,000 |
| Cass County Indiana | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| LaPorte County Indiana | 1 | $ 715,000 | $ 715,000 | $ 955,000 |
| Porter County Indiana | 1 | $ 335,000 | $ 335,000 | $ 288,000 |
| Steuben County Indiana | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Dallas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Dickinson County Iowa | 1 | $ 475,000 | $ 475,000 | $ 342,000 |
| Dubuque County Iowa | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Marion County Iowa | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Montgomery County Iowa | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Polk County Iowa | 1 | $ 1,205,000 | $ 1,205,000 | $ 666,000 |
| Story County Iowa | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Sedgwick County Kansas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Shawnee County Kansas | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Campbell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 372,000 |
| Kenton County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 235,000 |
| Meade County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Pulaski County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Scott County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 384,000 |
| Warren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Bossier County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| St. Charles County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| St. Tammany County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Kennebec County Maine | 1 | $ 475,000 | $ 475,000 | $ 254,000 |
| Knox County Maine | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Lincoln County Maine | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Penobscot County Maine | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| Sagadahoc County Maine | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Calvert County Maryland | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Carroll County Maryland | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| St. Mary's County Maryland | 1 | $ 635,000 | $ 635,000 | $ 238,000 |
| Barry County Michigan | 1 | $ 455,000 | $ 455,000 | $ 113,000 |
| Calhoun County Michigan | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Charlevoix County Michigan | 1 | $ 295,000 | $ 295,000 | $ 335,000 |
| Cheboygan County Michigan | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Genesee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Grand Traverse County Michigan | 1 | $ 635,000 | $ 635,000 | $ 325,000 |
| Jackson County Michigan | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Leelanau County Michigan | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Mason County Michigan | 1 | $ 105,000 | $ 105,000 | $ 228,000 |
| Monroe County Michigan | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Oceana County Michigan | 1 | $ 545,000 | $ 545,000 | $ 225,000 |
| Van Buren County Michigan | 1 | $ 385,000 | $ 385,000 | $ 579,000 |
| Chisago County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Hubbard County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Le Sueur County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Olmsted County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Rice County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| DeSoto County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Harrison County Mississippi | 1 | $ 705,000 | $ 705,000 | $ 309,000 |
| Madison County Mississippi | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Warren County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Boone County Missouri | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Camden County Missouri | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Cass County Missouri | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Franklin County Missouri | 1 | $ 525,000 | $ 525,000 | $ 486,000 |
| Jefferson County Missouri | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Johnson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 360,000 |
| Pettis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Platte County Missouri | 1 | $ 475,000 | $ 475,000 | $ 254,000 |
| Flathead County Montana | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,692 | $1,475,550,000 | $399,000 | $5,605,000 | $233,000 | $8,805,000 |
| Home Purchase | 2,061 | $1,161,485,000 | $563,000 | $13,505,000 | $273,000 | $6,173,000 |
| Other Purpose | 559 | $200,855,000 | $359,000 | $2,705,000 | $207,000 | $3,039,000 |
| Home Improvement | 55 | $11,555,000 | $210,000 | $995,000 | $141,000 | $641,000 |
| Cash-out Refinancing | 9 | $1,725,000 | $191,000 | $345,000 | $52,000 | $75,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,845 | $1,611,475,000 | $419,000 | $13,505,000 | $234,000 | $8,805,000 |
| Not Provided | 1,990 | $987,970,000 | $496,000 | $5,605,000 | $260,000 | $4,050,000 |
| Asian | 285 | $145,855,000 | $511,000 | $2,465,000 | $249,000 | $1,654,000 |
| Hispanic | 108 | $41,450,000 | $383,000 | $2,525,000 | $223,000 | $1,754,000 |
| Black or African American | 38 | $10,350,000 | $272,000 | $1,725,000 | $169,000 | $476,000 |
| American Indian or Alaskan Native | 9 | $3,535,000 | $392,000 | $695,000 | $229,000 | $568,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,655,000 | $531,000 | $1,345,000 | $199,000 | $504,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,376 | $2,851,170,000 | $447,000 | $13,505,000 | $243,000 | $8,805,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,001 | $1,856,555,000 | $618,000 | $13,505,000 | $300,000 | $8,805,000 |
| Loan Purchased By The Institution | 2,909 | $645,835,000 | $222,000 | $1,255,000 | $176,000 | $1,500,000 |
| Application Denied By Financial Institution | 415 | $317,675,000 | $765,000 | $5,605,000 | $290,000 | $4,050,000 |
| Application Approved But Not Accepted | 39 | $19,575,000 | $501,000 | $1,085,000 | $240,000 | $2,156,000 |
| Application Withdrawn By Applicant | 8 | $6,180,000 | $772,000 | $1,475,000 | $199,000 | $352,000 |
| Preapproval Denied by Financial Institution | 4 | $5,350,000 | $1,337,000 | $3,005,000 | $422,000 | $1,305,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,957 | $2,528,145,000 | $424,000 | $13,505,000 | $239,000 | $8,805,000 |
| Debt-To-Income Ratio | 180 | $141,630,000 | $786,000 | $5,605,000 | $192,000 | $1,756,000 |
| Other | 114 | $93,850,000 | $823,000 | $5,005,000 | $396,000 | $4,050,000 |
| Unverifiable Information | 72 | $48,410,000 | $672,000 | $3,105,000 | $290,000 | $2,402,000 |
| Collateral | 41 | $32,825,000 | $800,000 | $2,825,000 | $421,000 | $1,582,000 |
| Credit History | 10 | $5,680,000 | $568,000 | $2,345,000 | $378,000 | $750,000 |
| Employment History | 2 | $630,000 | $315,000 | $425,000 | $139,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.