Charles Schwab Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Charles Schwab Bank, Ssb 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Charles Schwab Bank, Ssb
2360 Corporate Circle
Westlake, TX 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,376
Total Mortgage Loan Application Amount $2,851,170,000
Average Mortgage Loan Application Amount $344,400
Highest Mortgage Loan Application Amount $13,505,000
Average Applicant Income $181,200
Highest Applicant Income $8,805,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.

Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2018.

Mortgage Loan Application Totals for Charles Schwab Bank, Ssb by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 348 $ 220,110,000 $ 632,000 $ 282,000
Santa Clara County California 249 $ 155,615,000 $ 624,000 $ 257,000
Orange County California 236 $ 126,540,000 $ 536,000 $ 280,000
San Diego County California 185 $ 110,415,000 $ 596,000 $ 259,000
Maricopa County Arizona 177 $ 66,915,000 $ 378,000 $ 224,000
Alameda County California 173 $ 77,045,000 $ 445,000 $ 228,000
Contra Costa County California 162 $ 79,320,000 $ 489,000 $ 261,000
San Mateo County California 158 $ 106,240,000 $ 672,000 $ 288,000
San Francisco County California 150 $ 99,340,000 $ 662,000 $ 372,000
King County Washington 141 $ 75,605,000 $ 536,000 $ 263,000
Marin County California 119 $ 67,275,000 $ 565,000 $ 267,000
Cook County Illinois 105 $ 41,195,000 $ 392,000 $ 237,000
Clark County Nevada 87 $ 20,725,000 $ 238,000 $ 123,000
Fulton County Georgia 79 $ 37,295,000 $ 472,000 $ 265,000
Denver County Colorado 73 $ 31,815,000 $ 435,000 $ 200,000
Washoe County Nevada 73 $ 26,055,000 $ 356,000 $ 190,000
Riverside County California 70 $ 25,310,000 $ 361,000 $ 218,000
Sonoma County California 68 $ 29,720,000 $ 437,000 $ 225,000
Fairfield County Connecticut 68 $ 45,200,000 $ 664,000 $ 359,000
Arapahoe County Colorado 64 $ 28,620,000 $ 447,000 $ 213,000
Travis County Texas 60 $ 30,970,000 $ 516,000 $ 231,000
Douglas County Colorado 58 $ 25,070,000 $ 432,000 $ 232,000
Palm Beach County Florida 48 $ 18,520,000 $ 385,000 $ 232,000
Multnomah County Oregon 48 $ 18,430,000 $ 383,000 $ 211,000
Harris County Texas 48 $ 29,500,000 $ 614,000 $ 416,000
Santa Barbara County California 46 $ 31,710,000 $ 689,000 $ 265,000
Placer County California 44 $ 15,690,000 $ 356,000 $ 184,000
Fairfax County Virginia 39 $ 18,075,000 $ 463,000 $ 327,000
Dallas County Texas 38 $ 16,950,000 $ 446,000 $ 293,000
Sacramento County California 37 $ 12,225,000 $ 330,000 $ 177,000
Lee County Florida 36 $ 12,750,000 $ 354,000 $ 197,000
Middlesex County Massachusetts 36 $ 20,370,000 $ 565,000 $ 263,000
St. Louis County Missouri 36 $ 11,130,000 $ 309,000 $ 144,000
Pima County Arizona 35 $ 11,095,000 $ 317,000 $ 152,000
Jefferson County Colorado 35 $ 11,015,000 $ 314,000 $ 161,000
Broward County Florida 33 $ 13,165,000 $ 398,000 $ 204,000
Santa Cruz County California 30 $ 13,730,000 $ 457,000 $ 230,000
Ventura County California 30 $ 12,870,000 $ 429,000 $ 194,000
New York County New York 30 $ 22,140,000 $ 738,000 $ 462,000
Mecklenburg County North Carolina 30 $ 10,020,000 $ 334,000 $ 212,000
Collier County Florida 29 $ 18,955,000 $ 653,000 $ 381,000
Miami-Dade County Florida 29 $ 13,055,000 $ 450,000 $ 204,000
DuPage County Illinois 29 $ 10,995,000 $ 379,000 $ 251,000
Montgomery County Maryland 29 $ 18,625,000 $ 642,000 $ 387,000
Hennepin County Minnesota 29 $ 12,195,000 $ 420,000 $ 246,000
San Bernardino County California 28 $ 8,140,000 $ 290,000 $ 203,000
Oakland County Michigan 28 $ 11,810,000 $ 421,000 $ 570,000
Monmouth County New Jersey 28 $ 12,280,000 $ 438,000 $ 341,000
Monterey County California 26 $ 13,840,000 $ 532,000 $ 402,000
Pinellas County Florida 25 $ 11,185,000 $ 447,000 $ 221,000
San Luis Obispo County California 24 $ 7,000,000 $ 291,000 $ 171,000
Boulder County Colorado 24 $ 8,780,000 $ 365,000 $ 195,000
District of Columbia County District Of Columbia 24 $ 15,150,000 $ 631,000 $ 368,000
Lake County Illinois 24 $ 8,400,000 $ 350,000 $ 210,000
Norfolk County Massachusetts 24 $ 11,830,000 $ 492,000 $ 215,000
Morris County New Jersey 24 $ 9,520,000 $ 396,000 $ 268,000
Wake County North Carolina 24 $ 7,590,000 $ 316,000 $ 198,000
Beaufort County South Carolina 24 $ 8,800,000 $ 366,000 $ 158,000
Denton County Texas 24 $ 7,670,000 $ 319,000 $ 172,000
Bergen County New Jersey 22 $ 13,450,000 $ 611,000 $ 363,000
Suffolk County New York 22 $ 14,200,000 $ 645,000 $ 389,000
Tarrant County Texas 22 $ 8,950,000 $ 406,000 $ 212,000
Napa County California 21 $ 8,435,000 $ 401,000 $ 203,000
Orange County Florida 21 $ 10,525,000 $ 501,000 $ 214,000
Ada County Idaho 21 $ 6,445,000 $ 306,000 $ 266,000
Santa Fe County New Mexico 21 $ 8,235,000 $ 392,000 $ 179,000
Snohomish County Washington 21 $ 5,465,000 $ 260,000 $ 114,000
Sarasota County Florida 20 $ 7,870,000 $ 393,000 $ 219,000
Yavapai County Arizona 19 $ 6,965,000 $ 366,000 $ 150,000
Solano County California 19 $ 4,755,000 $ 250,000 $ 155,000
Gwinnett County Georgia 19 $ 4,885,000 $ 257,000 $ 174,000
Westchester County New York 19 $ 11,855,000 $ 623,000 $ 502,000
Chester County Pennsylvania 19 $ 5,595,000 $ 294,000 $ 173,000
DeKalb County Georgia 18 $ 5,730,000 $ 318,000 $ 213,000
Deschutes County Oregon 18 $ 5,140,000 $ 285,000 $ 184,000
Washington County Oregon 18 $ 3,420,000 $ 190,000 $ 139,000
Charleston County South Carolina 18 $ 7,240,000 $ 402,000 $ 235,000
El Paso County Colorado 17 $ 5,665,000 $ 333,000 $ 181,000
Ocean County New Jersey 17 $ 7,745,000 $ 455,000 $ 209,000
El Dorado County California 16 $ 6,440,000 $ 402,000 $ 182,000
St. Johns County Florida 16 $ 9,750,000 $ 609,000 $ 308,000
Essex County Massachusetts 16 $ 6,610,000 $ 413,000 $ 243,000
Bernalillo County New Mexico 16 $ 6,920,000 $ 432,000 $ 209,000
Williamson County Tennessee 16 $ 9,110,000 $ 569,000 $ 267,000
Fort Bend County Texas 16 $ 5,090,000 $ 318,000 $ 184,000
Kitsap County Washington 16 $ 8,960,000 $ 560,000 $ 280,000
Somerset County New Jersey 15 $ 2,865,000 $ 191,000 $ 150,000
Nassau County New York 15 $ 7,245,000 $ 483,000 $ 262,000
Collin County Texas 15 $ 5,765,000 $ 384,000 $ 226,000
Summit County Utah 15 $ 14,155,000 $ 943,000 $ 627,000
Larimer County Colorado 14 $ 3,250,000 $ 232,000 $ 116,000
Manatee County Florida 14 $ 6,410,000 $ 457,000 $ 271,000
Cobb County Georgia 14 $ 6,020,000 $ 430,000 $ 190,000
Delaware County Pennsylvania 14 $ 5,000,000 $ 357,000 $ 342,000
Salt Lake County Utah 14 $ 4,800,000 $ 342,000 $ 234,000
Hamilton County Indiana 13 $ 3,625,000 $ 278,000 $ 169,000
Kings County New York 13 $ 8,475,000 $ 651,000 $ 343,000
Montgomery County Pennsylvania 13 $ 4,455,000 $ 342,000 $ 204,000
Philadelphia County Pennsylvania 13 $ 5,635,000 $ 433,000 $ 367,000
Pierce County Washington 13 $ 4,645,000 $ 357,000 $ 162,000
Summit County Colorado 12 $ 6,020,000 $ 501,000 $ 217,000
Honolulu County Hawaii 12 $ 6,480,000 $ 540,000 $ 207,000
Marion County Indiana 12 $ 2,020,000 $ 168,000 $ 117,000
Johnson County Kansas 12 $ 3,240,000 $ 270,000 $ 245,000
Wayne County Michigan 12 $ 2,720,000 $ 226,000 $ 200,000
Cuyahoga County Ohio 12 $ 3,100,000 $ 258,000 $ 256,000
Bucks County Pennsylvania 12 $ 4,260,000 $ 355,000 $ 225,000
Nevada County California 11 $ 4,435,000 $ 403,000 $ 305,000
Adams County Colorado 11 $ 2,955,000 $ 268,000 $ 151,000
Eagle County Colorado 11 $ 6,825,000 $ 620,000 $ 635,000
Blaine County Idaho 11 $ 6,865,000 $ 624,000 $ 286,000
Kane County Illinois 11 $ 2,415,000 $ 219,000 $ 152,000
Barnstable County Massachusetts 11 $ 4,255,000 $ 386,000 $ 192,000
Suffolk County Massachusetts 11 $ 7,125,000 $ 647,000 $ 281,000
Mercer County New Jersey 11 $ 5,625,000 $ 511,000 $ 234,000
Montgomery County Texas 11 $ 3,895,000 $ 354,000 $ 222,000
Arlington County Virginia 11 $ 6,395,000 $ 581,000 $ 225,000
Loudoun County Virginia 11 $ 4,735,000 $ 430,000 $ 216,000
Clark County Washington 11 $ 2,735,000 $ 248,000 $ 123,000
Anchorage County Alaska 10 $ 1,900,000 $ 190,000 $ 165,000
Calaveras County California 10 $ 3,010,000 $ 301,000 $ 355,000
San Joaquin County California 10 $ 1,540,000 $ 154,000 $ 137,000
Stanislaus County California 10 $ 2,420,000 $ 242,000 $ 194,000
Indian River County Florida 10 $ 6,110,000 $ 611,000 $ 501,000
Forsyth County Georgia 10 $ 2,330,000 $ 233,000 $ 165,000
Plymouth County Massachusetts 10 $ 5,550,000 $ 555,000 $ 285,000
Middlesex County New Jersey 10 $ 1,580,000 $ 158,000 $ 158,000
Guilford County North Carolina 10 $ 2,720,000 $ 272,000 $ 249,000
Davidson County Tennessee 10 $ 3,560,000 $ 356,000 $ 185,000
Spokane County Washington 10 $ 2,180,000 $ 218,000 $ 153,000
Jefferson County Alabama 9 $ 3,875,000 $ 430,000 $ 124,000
Sumter County Florida 9 $ 2,315,000 $ 257,000 $ 125,000
Walton County Florida 9 $ 5,795,000 $ 643,000 $ 379,000
Cherokee County Georgia 9 $ 3,055,000 $ 339,000 $ 182,000
Ramsey County Minnesota 9 $ 1,965,000 $ 218,000 $ 123,000
Douglas County Nevada 9 $ 5,475,000 $ 608,000 $ 233,000
Essex County New Jersey 9 $ 2,195,000 $ 243,000 $ 178,000
Union County New Jersey 9 $ 2,535,000 $ 281,000 $ 225,000
Buncombe County North Carolina 9 $ 3,215,000 $ 357,000 $ 150,000
Allegheny County Pennsylvania 9 $ 2,155,000 $ 239,000 $ 151,000
Newport County Rhode Island 9 $ 3,555,000 $ 395,000 $ 298,000
Alexandria County Virginia 9 $ 3,885,000 $ 431,000 $ 241,000
Mono County California 8 $ 2,590,000 $ 323,000 $ 230,000
New Haven County Connecticut 8 $ 2,190,000 $ 273,000 $ 178,000
Hillsborough County Florida 8 $ 3,610,000 $ 451,000 $ 175,000
Washtenaw County Michigan 8 $ 2,190,000 $ 273,000 $ 273,000
Gallatin County Montana 8 $ 3,730,000 $ 466,000 $ 327,000
Durham County North Carolina 8 $ 2,620,000 $ 327,000 $ 171,000
Orange County North Carolina 8 $ 2,940,000 $ 367,000 $ 310,000
Franklin County Ohio 8 $ 2,260,000 $ 282,000 $ 191,000
Jackson County Oregon 8 $ 2,480,000 $ 310,000 $ 166,000
Horry County South Carolina 8 $ 1,120,000 $ 140,000 $ 101,000
Shelby County Tennessee 8 $ 2,800,000 $ 350,000 $ 352,000
Bexar County Texas 8 $ 3,300,000 $ 412,000 $ 206,000
Shelby County Alabama 7 $ 1,755,000 $ 250,000 $ 187,000
Coconino County Arizona 7 $ 2,545,000 $ 363,000 $ 109,000
Pinal County Arizona 7 $ 1,485,000 $ 212,000 $ 132,000
La Plata County Colorado 7 $ 5,015,000 $ 716,000 $ 273,000
Weld County Colorado 7 $ 1,535,000 $ 219,000 $ 108,000
Volusia County Florida 7 $ 1,165,000 $ 166,000 $ 162,000
Orleans County Louisiana 7 $ 2,515,000 $ 359,000 $ 152,000
Worcester County Massachusetts 7 $ 2,095,000 $ 299,000 $ 161,000
Washington County Minnesota 7 $ 3,185,000 $ 455,000 $ 276,000
Cape May County New Jersey 7 $ 3,685,000 $ 526,000 $ 422,000
Hudson County New Jersey 7 $ 4,605,000 $ 657,000 $ 178,000
Clackamas County Oregon 7 $ 2,625,000 $ 375,000 $ 137,000
Dane County Wisconsin 7 $ 3,425,000 $ 489,000 $ 234,000
Fresno County California 6 $ 1,940,000 $ 323,000 $ 213,000
Mendocino County California 6 $ 3,990,000 $ 665,000 $ 247,000
Hartford County Connecticut 6 $ 2,030,000 $ 338,000 $ 243,000
New Castle County Delaware 6 $ 1,210,000 $ 201,000 $ 131,000
Sussex County Delaware 6 $ 2,410,000 $ 401,000 $ 252,000
Brevard County Florida 6 $ 1,480,000 $ 246,000 $ 171,000
Lake County Florida 6 $ 1,260,000 $ 210,000 $ 161,000
Pasco County Florida 6 $ 1,290,000 $ 215,000 $ 92,000
Chatham County Georgia 6 $ 570,000 $ 95,000 $ 122,000
Maui County Hawaii 6 $ 2,410,000 $ 401,000 $ 380,000
Anne Arundel County Maryland 6 $ 2,620,000 $ 436,000 $ 179,000
Howard County Maryland 6 $ 2,080,000 $ 346,000 $ 147,000
Queens County New York 6 $ 1,440,000 $ 240,000 $ 138,000
Oklahoma County Oklahoma 6 $ 2,000,000 $ 333,000 $ 151,000
Tulsa County Oklahoma 6 $ 1,660,000 $ 276,000 $ 163,000
Greenville County South Carolina 6 $ 3,140,000 $ 523,000 $ 272,000
Chittenden County Vermont 6 $ 1,670,000 $ 278,000 $ 218,000
Virginia Beach County Virginia 6 $ 1,460,000 $ 243,000 $ 72,000
Mesa County Colorado 5 $ 1,825,000 $ 365,000 $ 151,000
Routt County Colorado 5 $ 2,415,000 $ 483,000 $ 447,000
New London County Connecticut 5 $ 535,000 $ 107,000 $ 138,000
Duval County Florida 5 $ 1,745,000 $ 349,000 $ 202,000
Martin County Florida 5 $ 2,075,000 $ 415,000 $ 259,000
Monroe County Florida 5 $ 2,905,000 $ 581,000 $ 269,000
Nassau County Florida 5 $ 1,265,000 $ 253,000 $ 116,000
Seminole County Florida 5 $ 1,115,000 $ 223,000 $ 210,000
St. Lucie County Florida 5 $ 995,000 $ 199,000 $ 108,000
Kauai County Hawaii 5 $ 2,355,000 $ 471,000 $ 210,000
Kootenai County Idaho 5 $ 1,935,000 $ 387,000 $ 181,000
Will County Illinois 5 $ 1,435,000 $ 287,000 $ 156,000
Jefferson County Kentucky 5 $ 1,135,000 $ 227,000 $ 269,000
Baltimore County Maryland 5 $ 2,165,000 $ 433,000 $ 197,000
Jackson County Missouri 5 $ 1,465,000 $ 293,000 $ 130,000
Hillsborough County New Hampshire 5 $ 2,715,000 $ 543,000 $ 228,000
Hunterdon County New Jersey 5 $ 895,000 $ 179,000 $ 128,000
Passaic County New Jersey 5 $ 975,000 $ 195,000 $ 127,000
New Hanover County North Carolina 5 $ 1,295,000 $ 259,000 $ 164,000
Hamilton County Ohio 5 $ 1,335,000 $ 267,000 $ 215,000
Lane County Oregon 5 $ 1,615,000 $ 323,000 $ 242,000
Washington County Rhode Island 5 $ 1,845,000 $ 369,000 $ 175,000
Richland County South Carolina 5 $ 1,465,000 $ 293,000 $ 215,000
York County South Carolina 5 $ 715,000 $ 143,000 $ 185,000
Knox County Tennessee 5 $ 995,000 $ 199,000 $ 75,000
Williamson County Texas 5 $ 1,495,000 $ 299,000 $ 180,000
Wasatch County Utah 5 $ 1,635,000 $ 327,000 $ 148,000
Whatcom County Washington 5 $ 1,105,000 $ 221,000 $ 162,000
Milwaukee County Wisconsin 5 $ 795,000 $ 159,000 $ 103,000
Waukesha County Wisconsin 5 $ 2,185,000 $ 437,000 $ 216,000
Gila County Arizona 4 $ 2,370,000 $ 592,000 $ 500,000
Mohave County Arizona 4 $ 1,610,000 $ 402,000 $ 222,000
Navajo County Arizona 4 $ 980,000 $ 245,000 $ 241,000
Amador County California 4 $ 780,000 $ 195,000 $ 101,000
Yolo County California 4 $ 670,000 $ 167,000 $ 92,000
Broomfield County Colorado 4 $ 990,000 $ 247,000 $ 136,000
Chaffee County Colorado 4 $ 1,400,000 $ 350,000 $ 149,000
Garfield County Colorado 4 $ 2,380,000 $ 595,000 $ 303,000
Pitkin County Colorado 4 $ 3,580,000 $ 895,000 $ 1,023,000
Tolland County Connecticut 4 $ 490,000 $ 122,000 $ 98,000
Flagler County Florida 4 $ 1,080,000 $ 270,000 $ 119,000
Fayette County Georgia 4 $ 1,280,000 $ 320,000 $ 185,000
Hall County Georgia 4 $ 1,400,000 $ 350,000 $ 298,000
Hawaii County Hawaii 4 $ 1,470,000 $ 367,000 $ 161,000
Jefferson County Louisiana 4 $ 1,620,000 $ 405,000 $ 226,000
Hancock County Maine 4 $ 1,030,000 $ 257,000 $ 164,000
York County Maine 4 $ 1,150,000 $ 287,000 $ 150,000
Baltimore City County Maryland 4 $ 1,450,000 $ 362,000 $ 251,000
Berrien County Michigan 4 $ 1,260,000 $ 315,000 $ 284,000
Macomb County Michigan 4 $ 440,000 $ 110,000 $ 171,000
Dakota County Minnesota 4 $ 1,030,000 $ 257,000 $ 223,000
Madison County Montana 4 $ 4,260,000 $ 1,065,000 $ 864,000
Burlington County New Jersey 4 $ 470,000 $ 117,000 $ 89,000
Chatham County North Carolina 4 $ 1,900,000 $ 475,000 $ 298,000
Moore County North Carolina 4 $ 700,000 $ 175,000 $ 224,000
Transylvania County North Carolina 4 $ 1,120,000 $ 280,000 $ 232,000
Lucas County Ohio 4 $ 530,000 $ 132,000 $ 183,000
Summit County Ohio 4 $ 640,000 $ 160,000 $ 194,000
Marion County Oregon 4 $ 1,460,000 $ 365,000 $ 298,000
Loudon County Tennessee 4 $ 1,120,000 $ 280,000 $ 126,000
Windsor County Vermont 4 $ 1,250,000 $ 312,000 $ 177,000
Henrico County Virginia 4 $ 1,000,000 $ 250,000 $ 185,000
Skagit County Washington 4 $ 2,200,000 $ 550,000 $ 184,000
Madison County Alabama 3 $ 575,000 $ 191,000 $ 263,000
Kern County California 3 $ 1,745,000 $ 581,000 $ 210,000
Merced County California 3 $ 385,000 $ 128,000 $ 139,000
Grand County Colorado 3 $ 1,365,000 $ 455,000 $ 242,000
Gunnison County Colorado 3 $ 1,825,000 $ 608,000 $ 291,000
Litchfield County Connecticut 3 $ 2,475,000 $ 825,000 $ 131,000
Middlesex County Connecticut 3 $ 835,000 $ 278,000 $ 261,000
Charlotte County Florida 3 $ 1,035,000 $ 345,000 $ 127,000
Escambia County Florida 3 $ 1,015,000 $ 338,000 $ 156,000
Leon County Florida 3 $ 525,000 $ 175,000 $ 98,000
Okaloosa County Florida 3 $ 1,475,000 $ 491,000 $ 295,000
Lake County Indiana 3 $ 2,225,000 $ 741,000 $ 1,426,000
St. Joseph County Indiana 3 $ 685,000 $ 228,000 $ 170,000
Tippecanoe County Indiana 3 $ 465,000 $ 155,000 $ 203,000
Cumberland County Maine 3 $ 835,000 $ 278,000 $ 194,000
Worcester County Maryland 3 $ 1,705,000 $ 568,000 $ 247,000
Bristol County Massachusetts 3 $ 205,000 $ 68,000 $ 140,000
Ottawa County Michigan 3 $ 1,325,000 $ 441,000 $ 209,000
Carver County Minnesota 3 $ 1,015,000 $ 338,000 $ 103,000
St. Charles County Missouri 3 $ 1,335,000 $ 445,000 $ 267,000
St. Louis City County Missouri 3 $ 715,000 $ 238,000 $ 86,000
Rockingham County New Hampshire 3 $ 735,000 $ 245,000 $ 134,000
Camden County New Jersey 3 $ 895,000 $ 298,000 $ 141,000
Sandoval County New Mexico 3 $ 565,000 $ 188,000 $ 95,000
Richmond County New York 3 $ 795,000 $ 265,000 $ 87,000
Rockland County New York 3 $ 1,105,000 $ 368,000 $ 353,000
Forsyth County North Carolina 3 $ 495,000 $ 165,000 $ 152,000
Gaston County North Carolina 3 $ 585,000 $ 195,000 $ 110,000
Iredell County North Carolina 3 $ 1,365,000 $ 455,000 $ 291,000
Union County North Carolina 3 $ 1,555,000 $ 518,000 $ 281,000
Lake County Ohio 3 $ 695,000 $ 231,000 $ 169,000
Benton County Oregon 3 $ 765,000 $ 255,000 $ 121,000
Lehigh County Pennsylvania 3 $ 485,000 $ 161,000 $ 166,000
Monroe County Pennsylvania 3 $ 565,000 $ 188,000 $ 175,000
Berkeley County South Carolina 3 $ 2,005,000 $ 668,000 $ 168,000
Spartanburg County South Carolina 3 $ 1,665,000 $ 555,000 $ 261,000
Comal County Texas 3 $ 525,000 $ 175,000 $ 215,000
Hays County Texas 3 $ 985,000 $ 328,000 $ 161,000
Chesterfield County Virginia 3 $ 565,000 $ 188,000 $ 130,000
James City County Virginia 3 $ 895,000 $ 298,000 $ 108,000
Prince William County Virginia 3 $ 855,000 $ 285,000 $ 113,000
Island County Washington 3 $ 1,255,000 $ 418,000 $ 195,000
Kittitas County Washington 3 $ 1,405,000 $ 468,000 $ 280,000
Ozaukee County Wisconsin 3 $ 905,000 $ 301,000 $ 117,000
Teton County Wyoming 3 $ 2,275,000 $ 758,000 $ 678,000
Baldwin County Alabama 2 $ 200,000 $ 100,000 $ 146,000
Tuscaloosa County Alabama 2 $ 530,000 $ 265,000 $ 95,000
Kenai Peninsula County Alaska 2 $ 270,000 $ 135,000 $ 128,000
Ketchikan Gateway County Alaska 2 $ 460,000 $ 230,000 $ 133,000
Benton County Arkansas 2 $ 960,000 $ 480,000 $ 257,000
White County Arkansas 2 $ 540,000 $ 270,000 $ 126,000
Alpine County California 2 $ 470,000 $ 235,000 $ 234,000
Humboldt County California 2 $ 210,000 $ 105,000 $ 171,000
San Benito County California 2 $ 1,160,000 $ 580,000 $ 367,000
Shasta County California 2 $ 420,000 $ 210,000 $ 116,000
Tulare County California 2 $ 500,000 $ 250,000 $ 313,000
Archuleta County Colorado 2 $ 630,000 $ 315,000 $ 158,000
Elbert County Colorado 2 $ 210,000 $ 105,000 $ 112,000
Pueblo County Colorado 2 $ 200,000 $ 100,000 $ 34,000
Marion County Florida 2 $ 700,000 $ 350,000 $ 181,000
Glynn County Georgia 2 $ 480,000 $ 240,000 $ 85,000
Henry County Georgia 2 $ 410,000 $ 205,000 $ 140,000
Paulding County Georgia 2 $ 210,000 $ 105,000 $ 174,000
McHenry County Illinois 2 $ 570,000 $ 285,000 $ 311,000
Boone County Indiana 2 $ 1,000,000 $ 500,000 $ 366,000
Delaware County Indiana 2 $ 150,000 $ 75,000 $ 52,000
Hancock County Indiana 2 $ 390,000 $ 195,000 $ 97,000
Kosciusko County Indiana 2 $ 780,000 $ 390,000 $ 170,000
Linn County Iowa 2 $ 340,000 $ 170,000 $ 77,000
Douglas County Kansas 2 $ 180,000 $ 90,000 $ 176,000
Oldham County Kentucky 2 $ 390,000 $ 195,000 $ 99,000
East Baton Rouge County Louisiana 2 $ 220,000 $ 110,000 $ 93,000
Lafayette County Louisiana 2 $ 310,000 $ 155,000 $ 192,000
Frederick County Maryland 2 $ 570,000 $ 285,000 $ 213,000
Kent County Maryland 2 $ 940,000 $ 470,000 $ 163,000
Queen Anne's County Maryland 2 $ 1,640,000 $ 820,000 $ 583,000
Berkshire County Massachusetts 2 $ 810,000 $ 405,000 $ 233,000
Delta County Michigan 2 $ 390,000 $ 195,000 $ 151,000
Ingham County Michigan 2 $ 140,000 $ 70,000 $ 127,000
Kalamazoo County Michigan 2 $ 760,000 $ 380,000 $ 257,000
Kent County Michigan 2 $ 470,000 $ 235,000 $ 508,000
Lenawee County Michigan 2 $ 240,000 $ 120,000 $ 98,000
Otsego County Michigan 2 $ 450,000 $ 225,000 $ 147,000
Anoka County Minnesota 2 $ 360,000 $ 180,000 $ 121,000
Greene County Missouri 2 $ 230,000 $ 115,000 $ 31,000
Park County Montana 2 $ 1,260,000 $ 630,000 $ 327,000
Douglas County Nebraska 2 $ 500,000 $ 250,000 $ 252,000
Merrimack County New Hampshire 2 $ 210,000 $ 105,000 $ 95,000
Gloucester County New Jersey 2 $ 570,000 $ 285,000 $ 180,000
Taos County New Mexico 2 $ 770,000 $ 385,000 $ 168,000
Bronx County New York 2 $ 370,000 $ 185,000 $ 142,000
Chautauqua County New York 2 $ 860,000 $ 430,000 $ 269,000
Dutchess County New York 2 $ 550,000 $ 275,000 $ 203,000
Erie County New York 2 $ 690,000 $ 345,000 $ 160,000
Monroe County New York 2 $ 740,000 $ 370,000 $ 203,000
Saratoga County New York 2 $ 430,000 $ 215,000 $ 102,000
Brunswick County North Carolina 2 $ 180,000 $ 90,000 $ 85,000
Craven County North Carolina 2 $ 520,000 $ 260,000 $ 243,000
Henderson County North Carolina 2 $ 120,000 $ 60,000 $ 93,000
Jackson County North Carolina 2 $ 1,330,000 $ 665,000 $ 211,000
Lincoln County North Carolina 2 $ 1,020,000 $ 510,000 $ 210,000
Macon County North Carolina 2 $ 720,000 $ 360,000 $ 368,000
Fairfield County Ohio 2 $ 470,000 $ 235,000 $ 94,000
Medina County Ohio 2 $ 220,000 $ 110,000 $ 67,000
Warren County Ohio 2 $ 850,000 $ 425,000 $ 397,000
Clatsop County Oregon 2 $ 740,000 $ 370,000 $ 143,000
Coos County Oregon 2 $ 310,000 $ 155,000 $ 83,000
Josephine County Oregon 2 $ 370,000 $ 185,000 $ 77,000
Cumberland County Pennsylvania 2 $ 360,000 $ 180,000 $ 85,000
Northampton County Pennsylvania 2 $ 300,000 $ 150,000 $ 227,000
Bristol County Rhode Island 2 $ 610,000 $ 305,000 $ 144,000
Providence County Rhode Island 2 $ 960,000 $ 480,000 $ 497,000
Lexington County South Carolina 2 $ 480,000 $ 240,000 $ 122,000
Oconee County South Carolina 2 $ 380,000 $ 190,000 $ 169,000
Hamilton County Tennessee 2 $ 230,000 $ 115,000 $ 65,000
Wilson County Tennessee 2 $ 1,010,000 $ 505,000 $ 221,000
Kendall County Texas 2 $ 500,000 $ 250,000 $ 190,000
Llano County Texas 2 $ 1,990,000 $ 995,000 $ 687,000
Parker County Texas 2 $ 450,000 $ 225,000 $ 111,000
Rockwall County Texas 2 $ 410,000 $ 205,000 $ 159,000
Smith County Texas 2 $ 710,000 $ 355,000 $ 190,000
Davis County Utah 2 $ 210,000 $ 105,000 $ 202,000
Lamoille County Vermont 2 $ 430,000 $ 215,000 $ 93,000
Washington County Vermont 2 $ 310,000 $ 155,000 $ 68,000
Albemarle County Virginia 2 $ 570,000 $ 285,000 $ 94,000
Charlottesville County Virginia 2 $ 430,000 $ 215,000 $ 55,000
Hanover County Virginia 2 $ 410,000 $ 205,000 $ 330,000
Middlesex County Virginia 2 $ 220,000 $ 110,000 $ 118,000
Montgomery County Virginia 2 $ 260,000 $ 130,000 $ 124,000
Nelson County Virginia 2 $ 670,000 $ 335,000 $ 123,000
Northampton County Virginia 2 $ 370,000 $ 185,000 $ 75,000
Richmond City County Virginia 2 $ 340,000 $ 170,000 $ 119,000
Benton County Washington 2 $ 450,000 $ 225,000 $ 199,000
Clallam County Washington 2 $ 970,000 $ 485,000 $ 214,000
Douglas County Washington 2 $ 350,000 $ 175,000 $ 84,000
Jefferson County Washington 2 $ 510,000 $ 255,000 $ 168,000
Mason County Washington 2 $ 320,000 $ 160,000 $ 121,000
San Juan County Washington 2 $ 910,000 $ 455,000 $ 272,000
Thurston County Washington 2 $ 1,020,000 $ 510,000 $ 113,000
Door County Wisconsin 2 $ 470,000 $ 235,000 $ 96,000
Walworth County Wisconsin 2 $ 260,000 $ 130,000 $ 101,000
Houston County Alabama 1 $ 165,000 $ 165,000 $ 46,000
Lauderdale County Alabama 1 $ 75,000 $ 75,000 $ 173,000
Lee County Alabama 1 $ 195,000 $ 195,000 $ 108,000
Morgan County Alabama 1 $ 275,000 $ 275,000 $ 124,000
Fairbanks North Star County Alaska 1 $ 185,000 $ 185,000 $ 306,000
Sitka County Alaska 1 $ 105,000 $ 105,000 $ 50,000
Santa Cruz County Arizona 1 $ 465,000 $ 465,000 $ 149,000
Columbia County Arkansas 1 $ 55,000 $ 55,000 $ 144,000
Pulaski County Arkansas 1 $ 365,000 $ 365,000 $ 340,000
Washington County Arkansas 1 $ 915,000 $ 915,000 $ 329,000
Butte County California 1 $ 165,000 $ 165,000 $ 100,000
Lassen County California 1 $ 155,000 $ 155,000 $ 95,000
Madera County California 1 $ 225,000 $ 225,000 $ 60,000
Siskiyou County California 1 $ 205,000 $ 205,000 $ 158,000
Tuolumne County California 1 $ 225,000 $ 225,000 $ 102,000
Fremont County Colorado 1 $ 55,000 $ 55,000 $ 88,000
Huerfano County Colorado 1 $ 475,000 $ 475,000 $ 113,000
Jackson County Colorado 1 $ 215,000 $ 215,000 $ 159,000
Ouray County Colorado 1 $ 185,000 $ 185,000 $ 57,000
Park County Colorado 1 $ 435,000 $ 435,000 $ 264,000
Rio Grande County Colorado 1 $ 185,000 $ 185,000 $ 73,000
San Miguel County Colorado 1 $ 995,000 $ 995,000 $ 117,000
Kent County Delaware 1 $ 635,000 $ 635,000 $ 764,000
Bay County Florida 1 $ 185,000 $ 185,000 $ 46,000
Gadsden County Florida 1 $ 215,000 $ 215,000 $ 40,000
Gulf County Florida 1 $ 675,000 $ 675,000 $ 114,000
Osceola County Florida 1 $ 165,000 $ 165,000 $ 133,000
Polk County Florida 1 $ 105,000 $ 105,000 $ 100,000
Santa Rosa County Florida 1 $ 615,000 $ 615,000 $ 362,000
Bryan County Georgia 1 $ 65,000 $ 65,000 $ 180,000
Camden County Georgia 1 $ 175,000 $ 175,000 $ 70,000
Clarke County Georgia 1 $ 55,000 $ 55,000 $ 80,000
Columbia County Georgia 1 $ 75,000 $ 75,000 $ 35,000
Coweta County Georgia 1 $ 455,000 $ 455,000 $ 93,000
Fannin County Georgia 1 $ 295,000 $ 295,000 $ 350,000
Habersham County Georgia 1 $ 245,000 $ 245,000 $ 144,000
Houston County Georgia 1 $ 265,000 $ 265,000 $ 106,000
Jackson County Georgia 1 $ 405,000 $ 405,000 $ 82,000
Spalding County Georgia 1 $ 185,000 $ 185,000 $ 102,000
Nez Perce County Idaho 1 $ 215,000 $ 215,000 $ 80,000
Coles County Illinois 1 $ 115,000 $ 115,000 $ 167,000
DeKalb County Illinois 1 $ 265,000 $ 265,000 $ 72,000
Kendall County Illinois 1 $ 65,000 $ 65,000 $ 131,000
Peoria County Illinois 1 $ 255,000 $ 255,000 $ 480,000
Rock Island County Illinois 1 $ 85,000 $ 85,000 $ 423,000
Winnebago County Illinois 1 $ 75,000 $ 75,000 $ 180,000
Allen County Indiana 1 $ 155,000 $ 155,000 $ 340,000
Cass County Indiana 1 $ 55,000 $ 55,000 $ 116,000
LaPorte County Indiana 1 $ 715,000 $ 715,000 $ 955,000
Porter County Indiana 1 $ 335,000 $ 335,000 $ 288,000
Steuben County Indiana 1 $ 425,000 $ 425,000 $ 225,000
Dallas County Iowa 1 $ 105,000 $ 105,000 $ 300,000
Dickinson County Iowa 1 $ 475,000 $ 475,000 $ 342,000
Dubuque County Iowa 1 $ 365,000 $ 365,000 $ 180,000
Marion County Iowa 1 $ 55,000 $ 55,000 $ 71,000
Montgomery County Iowa 1 $ 115,000 $ 115,000 $ 182,000
Polk County Iowa 1 $ 1,205,000 $ 1,205,000 $ 666,000
Story County Iowa 1 $ 135,000 $ 135,000 $ 88,000
Sedgwick County Kansas 1 $ 55,000 $ 55,000 $ 81,000
Shawnee County Kansas 1 $ 195,000 $ 195,000 $ 68,000
Campbell County Kentucky 1 $ 255,000 $ 255,000 $ 264,000
Fayette County Kentucky 1 $ 105,000 $ 105,000 $ 372,000
Kenton County Kentucky 1 $ 405,000 $ 405,000 $ 235,000
Meade County Kentucky 1 $ 75,000 $ 75,000 $ 30,000
Pulaski County Kentucky 1 $ 245,000 $ 245,000 $ 66,000
Scott County Kentucky 1 $ 265,000 $ 265,000 $ 384,000
Warren County Kentucky 1 $ 55,000 $ 55,000 $ 34,000
Bossier County Louisiana 1 $ 185,000 $ 185,000 $ 177,000
St. Charles County Louisiana 1 $ 75,000 $ 75,000 $ 110,000
St. Tammany County Louisiana 1 $ 175,000 $ 175,000 $ 60,000
Kennebec County Maine 1 $ 475,000 $ 475,000 $ 254,000
Knox County Maine 1 $ 255,000 $ 255,000 $ 126,000
Lincoln County Maine 1 $ 385,000 $ 385,000 $ 85,000
Penobscot County Maine 1 $ 175,000 $ 175,000 $ 230,000
Sagadahoc County Maine 1 $ 225,000 $ 225,000 $ 144,000
Calvert County Maryland 1 $ 85,000 $ 85,000 $ 70,000
Carroll County Maryland 1 $ 55,000 $ 55,000 $ 187,000
Charles County Maryland 1 $ 255,000 $ 255,000 $ 108,000
Harford County Maryland 1 $ 75,000 $ 75,000 $ 90,000
Prince George's County Maryland 1 $ 215,000 $ 215,000 $ 164,000
St. Mary's County Maryland 1 $ 635,000 $ 635,000 $ 238,000
Barry County Michigan 1 $ 455,000 $ 455,000 $ 113,000
Calhoun County Michigan 1 $ 305,000 $ 305,000 $ 205,000
Charlevoix County Michigan 1 $ 295,000 $ 295,000 $ 335,000
Cheboygan County Michigan 1 $ 55,000 $ 55,000 $ 85,000
Genesee County Michigan 1 $ 75,000 $ 75,000 $ 158,000
Grand Traverse County Michigan 1 $ 635,000 $ 635,000 $ 325,000
Jackson County Michigan 1 $ 175,000 $ 175,000 $ 220,000
Leelanau County Michigan 1 $ 455,000 $ 455,000 $ 204,000
Mason County Michigan 1 $ 105,000 $ 105,000 $ 228,000
Monroe County Michigan 1 $ 55,000 $ 55,000 $ 126,000
Oceana County Michigan 1 $ 545,000 $ 545,000 $ 225,000
Van Buren County Michigan 1 $ 385,000 $ 385,000 $ 579,000
Chisago County Minnesota 1 $ 255,000 $ 255,000 $ 88,000
Hubbard County Minnesota 1 $ 105,000 $ 105,000 $ 166,000
Le Sueur County Minnesota 1 $ 255,000 $ 255,000 $ 121,000
Olmsted County Minnesota 1 $ 75,000 $ 75,000 $ 43,000
Rice County Minnesota 1 $ 105,000 $ 105,000 $ 217,000
DeSoto County Mississippi 1 $ 105,000 $ 105,000 $ 145,000
Harrison County Mississippi 1 $ 705,000 $ 705,000 $ 309,000
Madison County Mississippi 1 $ 485,000 $ 485,000 $ 120,000
Warren County Mississippi 1 $ 185,000 $ 185,000 $ 78,000
Boone County Missouri 1 $ 55,000 $ 55,000 $ 90,000
Camden County Missouri 1 $ 265,000 $ 265,000 $ 120,000
Cass County Missouri 1 $ 55,000 $ 55,000 $ 76,000
Franklin County Missouri 1 $ 525,000 $ 525,000 $ 486,000
Jefferson County Missouri 1 $ 325,000 $ 325,000 $ 111,000
Johnson County Missouri 1 $ 115,000 $ 115,000 $ 360,000
Pettis County Missouri 1 $ 255,000 $ 255,000 $ 96,000
Platte County Missouri 1 $ 475,000 $ 475,000 $ 254,000
Flathead County Montana 1 $ 315,000 $ 315,000 $ 175,000
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Mortgage Loan Application Detail Totals for Charles Schwab Bank, Ssb in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,692 $1,475,550,000 $399,000 $5,605,000 $233,000 $8,805,000
Home Purchase 2,061 $1,161,485,000 $563,000 $13,505,000 $273,000 $6,173,000
Other Purpose 559 $200,855,000 $359,000 $2,705,000 $207,000 $3,039,000
Home Improvement 55 $11,555,000 $210,000 $995,000 $141,000 $641,000
Cash-out Refinancing 9 $1,725,000 $191,000 $345,000 $52,000 $75,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,845 $1,611,475,000 $419,000 $13,505,000 $234,000 $8,805,000
Not Provided 1,990 $987,970,000 $496,000 $5,605,000 $260,000 $4,050,000
Asian 285 $145,855,000 $511,000 $2,465,000 $249,000 $1,654,000
Hispanic 108 $41,450,000 $383,000 $2,525,000 $223,000 $1,754,000
Black or African American 38 $10,350,000 $272,000 $1,725,000 $169,000 $476,000
American Indian or Alaskan Native 9 $3,535,000 $392,000 $695,000 $229,000 $568,000
Native Hawaiian or Other Pacific Islander 5 $2,655,000 $531,000 $1,345,000 $199,000 $504,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,376 $2,851,170,000 $447,000 $13,505,000 $243,000 $8,805,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,001 $1,856,555,000 $618,000 $13,505,000 $300,000 $8,805,000
Loan Purchased By The Institution 2,909 $645,835,000 $222,000 $1,255,000 $176,000 $1,500,000
Application Denied By Financial Institution 415 $317,675,000 $765,000 $5,605,000 $290,000 $4,050,000
Application Approved But Not Accepted 39 $19,575,000 $501,000 $1,085,000 $240,000 $2,156,000
Application Withdrawn By Applicant 8 $6,180,000 $772,000 $1,475,000 $199,000 $352,000
Preapproval Denied by Financial Institution 4 $5,350,000 $1,337,000 $3,005,000 $422,000 $1,305,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,957 $2,528,145,000 $424,000 $13,505,000 $239,000 $8,805,000
Debt-To-Income Ratio 180 $141,630,000 $786,000 $5,605,000 $192,000 $1,756,000
Other 114 $93,850,000 $823,000 $5,005,000 $396,000 $4,050,000
Unverifiable Information 72 $48,410,000 $672,000 $3,105,000 $290,000 $2,402,000
Collateral 41 $32,825,000 $800,000 $2,825,000 $421,000 $1,582,000
Credit History 10 $5,680,000 $568,000 $2,345,000 $378,000 $750,000
Employment History 2 $630,000 $315,000 $425,000 $139,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank, Ssb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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