Charles Schwab Bank Mortgage Lending & HMDA Data, 2005
In 2005, Charles Schwab Bank of San Francisco, CA reported 7,986 mortgage applications totaling $2.5 billion, up 2% from 2004. The average application was for $308,388, and applicants reported an average income of $137,383. 61% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (431), Oakland-Fremont-Hayward, CA (242) and Los Angeles-Long Beach-Glendale, CA (215) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank 101 Montgomery Street 11-262 San Francisco, CA 94104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,986 |
| Total Mortgage Loan Application Amount | $2,462,792,000 |
| Average Mortgage Loan Application Amount | $308,388 |
| Highest Mortgage Loan Application Amount | $6,119,000 |
| Average Applicant Income | $137,383 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 417 | $ 102,096,000 | $ 244,834 | $ 102,000 |
| Los Angeles, California | 215 | $ 91,145,000 | $ 423,930 | $ 143,000 |
| San Diego, California | 161 | $ 77,917,000 | $ 483,956 | $ 206,000 |
| Alameda, California | 137 | $ 64,847,000 | $ 473,335 | $ 158,000 |
| Orange, California | 136 | $ 78,148,000 | $ 574,617 | $ 211,000 |
| Cook, Illinois | 133 | $ 45,484,000 | $ 341,984 | $ 159,000 |
| Santa Clara, California | 127 | $ 60,148,000 | $ 473,606 | $ 172,000 |
| Clark, Nevada | 127 | $ 38,807,000 | $ 305,566 | $ 119,000 |
| King, Washington | 119 | $ 46,892,000 | $ 394,050 | $ 176,000 |
| Contra Costa, California | 105 | $ 46,442,000 | $ 442,304 | $ 148,000 |
| Washoe, Nevada | 102 | $ 23,615,000 | $ 231,519 | $ 85,000 |
| Riverside, California | 98 | $ 29,769,000 | $ 303,765 | $ 117,000 |
| Palm Beach, Florida | 91 | $ 26,315,000 | $ 289,175 | $ 121,000 |
| San Francisco, California | 83 | $ 47,478,000 | $ 572,024 | $ 217,000 |
| Fairfax, Virginia | 75 | $ 29,939,000 | $ 399,186 | $ 134,000 |
| San Mateo, California | 64 | $ 36,691,000 | $ 573,296 | $ 161,000 |
| New York, New York | 63 | $ 23,830,000 | $ 378,253 | $ 142,000 |
| Broward, Florida | 62 | $ 17,568,000 | $ 283,354 | $ 131,000 |
| Denver, Colorado | 61 | $ 15,528,000 | $ 254,557 | $ 111,000 |
| Travis, Texas | 61 | $ 14,912,000 | $ 244,459 | $ 154,000 |
| Marin, California | 57 | $ 35,210,000 | $ 617,719 | $ 204,000 |
| Miami-Dade, Florida | 57 | $ 16,111,000 | $ 282,649 | $ 173,000 |
| Fulton, Georgia | 56 | $ 21,163,000 | $ 377,910 | $ 175,000 |
| Orange, Florida | 55 | $ 14,081,000 | $ 256,018 | $ 115,000 |
| Fairfield, Connecticut | 54 | $ 35,204,000 | $ 651,925 | $ 233,000 |
| Harris, Texas | 54 | $ 14,799,000 | $ 274,055 | $ 130,000 |
| Pima, Arizona | 53 | $ 12,421,000 | $ 234,358 | $ 155,000 |
| San Bernardino, California | 53 | $ 14,501,000 | $ 273,603 | $ 145,000 |
| Middlesex, Massachusetts | 49 | $ 20,114,000 | $ 410,489 | $ 216,000 |
| Montgomery, Maryland | 47 | $ 19,023,000 | $ 404,744 | $ 161,000 |
| Jefferson, Colorado | 43 | $ 8,611,000 | $ 200,255 | $ 97,000 |
| Honolulu, Hawaii | 43 | $ 20,344,000 | $ 473,116 | $ 214,000 |
| Hillsborough, Florida | 42 | $ 9,357,000 | $ 222,785 | $ 108,000 |
| Bernalillo, New Mexico | 42 | $ 7,422,000 | $ 176,714 | $ 100,000 |
| Duval, Florida | 41 | $ 9,493,000 | $ 231,536 | $ 96,000 |
| Suffolk, New York | 41 | $ 14,985,000 | $ 365,487 | $ 349,000 |
| Lee, Florida | 40 | $ 12,116,000 | $ 302,900 | $ 137,000 |
| Nassau, New York | 40 | $ 16,921,000 | $ 423,025 | $ 199,000 |
| DeKalb, Georgia | 38 | $ 10,470,000 | $ 275,526 | $ 164,000 |
| Sacramento, California | 37 | $ 10,405,000 | $ 281,216 | $ 94,000 |
| Pinellas, Florida | 37 | $ 8,697,000 | $ 235,054 | $ 149,000 |
| Hamilton, Indiana | 37 | $ 6,910,000 | $ 186,756 | $ 108,000 |
| Multnomah, Oregon | 36 | $ 10,363,000 | $ 287,861 | $ 155,000 |
| Kings, New York | 35 | $ 12,766,000 | $ 364,742 | $ 161,000 |
| Dallas, Texas | 35 | $ 6,419,000 | $ 183,400 | $ 126,000 |
| Placer, California | 34 | $ 11,045,000 | $ 324,852 | $ 142,000 |
| District of Columbia, District Of Columbia | 34 | $ 16,688,000 | $ 490,823 | $ 143,000 |
| Wake, North Carolina | 34 | $ 8,533,000 | $ 250,970 | $ 96,000 |
| Arapahoe, Colorado | 33 | $ 11,146,000 | $ 337,757 | $ 153,000 |
| Charleston, South Carolina | 33 | $ 11,523,000 | $ 349,181 | $ 146,000 |
| Stanislaus, California | 32 | $ 8,169,000 | $ 255,281 | $ 142,000 |
| Douglas, Colorado | 32 | $ 8,499,000 | $ 265,593 | $ 95,000 |
| Collier, Florida | 32 | $ 10,276,000 | $ 321,125 | $ 288,000 |
| Westchester, New York | 31 | $ 16,198,000 | $ 522,516 | $ 219,000 |
| Tarrant, Texas | 31 | $ 7,627,000 | $ 246,032 | $ 141,000 |
| Sonoma, California | 30 | $ 11,083,000 | $ 369,433 | $ 155,000 |
| El Paso, Colorado | 30 | $ 8,121,000 | $ 270,700 | $ 131,000 |
| DuPage, Illinois | 28 | $ 7,446,000 | $ 265,928 | $ 137,000 |
| Oakland, Michigan | 28 | $ 8,319,000 | $ 297,107 | $ 156,000 |
| Santa Cruz, California | 27 | $ 10,130,000 | $ 375,185 | $ 177,000 |
| Boulder, Colorado | 27 | $ 9,192,000 | $ 340,444 | $ 158,000 |
| Mecklenburg, North Carolina | 27 | $ 8,491,000 | $ 314,481 | $ 133,000 |
| Anne Arundel, Maryland | 26 | $ 8,283,000 | $ 318,576 | $ 128,000 |
| Monmouth, New Jersey | 26 | $ 10,059,000 | $ 386,884 | $ 202,000 |
| Anchorage, Alaska | 25 | $ 5,718,000 | $ 228,720 | $ 109,000 |
| Ventura, California | 25 | $ 11,636,000 | $ 465,440 | $ 183,000 |
| Sarasota, Florida | 25 | $ 7,624,000 | $ 304,960 | $ 162,000 |
| Johnson, Kansas | 25 | $ 4,121,000 | $ 164,840 | $ 74,000 |
| Bergen, New Jersey | 25 | $ 10,770,000 | $ 430,800 | $ 155,000 |
| Queens, New York | 25 | $ 7,590,000 | $ 303,600 | $ 124,000 |
| Deschutes, Oregon | 25 | $ 7,701,000 | $ 308,040 | $ 166,000 |
| San Joaquin, California | 24 | $ 8,449,000 | $ 352,041 | $ 137,000 |
| Seminole, Florida | 24 | $ 5,314,000 | $ 221,416 | $ 70,000 |
| Cobb, Georgia | 24 | $ 5,938,000 | $ 247,416 | $ 222,000 |
| Hennepin, Minnesota | 24 | $ 6,191,000 | $ 257,958 | $ 118,000 |
| Essex, New Jersey | 24 | $ 9,981,000 | $ 415,875 | $ 171,000 |
| Middlesex, New Jersey | 24 | $ 6,598,000 | $ 274,916 | $ 135,000 |
| Somerset, New Jersey | 24 | $ 7,800,000 | $ 325,000 | $ 135,000 |
| Allegheny, Pennsylvania | 24 | $ 6,858,000 | $ 285,750 | $ 144,000 |
| Kern, California | 23 | $ 5,506,000 | $ 239,391 | $ 79,000 |
| St. Johns, Florida | 23 | $ 9,391,000 | $ 408,304 | $ 227,000 |
| Marion, Indiana | 23 | $ 3,455,000 | $ 150,217 | $ 70,000 |
| St. Louis, Missouri | 23 | $ 6,339,000 | $ 275,608 | $ 136,000 |
| Chester, Pennsylvania | 23 | $ 7,742,000 | $ 336,608 | $ 246,000 |
| Montgomery, Pennsylvania | 23 | $ 6,021,000 | $ 261,782 | $ 156,000 |
| Salt Lake, Utah | 23 | $ 5,695,000 | $ 247,608 | $ 118,000 |
| Norfolk, Massachusetts | 22 | $ 10,215,000 | $ 464,318 | $ 183,000 |
| Snohomish, Washington | 22 | $ 6,773,000 | $ 307,863 | $ 116,000 |
| Yavapai, Arizona | 21 | $ 5,662,000 | $ 269,619 | $ 86,000 |
| Volusia, Florida | 21 | $ 4,103,000 | $ 195,380 | $ 94,000 |
| Suffolk, Massachusetts | 21 | $ 7,400,000 | $ 352,380 | $ 136,000 |
| Morris, New Jersey | 21 | $ 8,367,000 | $ 398,428 | $ 161,000 |
| Shelby, Tennessee | 21 | $ 4,776,000 | $ 227,428 | $ 126,000 |
| Loudoun, Virginia | 21 | $ 7,728,000 | $ 368,000 | $ 99,000 |
| Spokane, Washington | 21 | $ 3,778,000 | $ 179,904 | $ 77,000 |
| San Luis Obispo, California | 20 | $ 7,728,000 | $ 386,400 | $ 155,000 |
| Baltimore City, Maryland | 20 | $ 4,266,000 | $ 213,300 | $ 85,000 |
| Clackamas, Oregon | 20 | $ 5,204,000 | $ 260,200 | $ 104,000 |
| Hartford, Connecticut | 19 | $ 5,074,000 | $ 267,052 | $ 127,000 |
| Manatee, Florida | 19 | $ 5,023,000 | $ 264,368 | $ 149,000 |
| Gwinnett, Georgia | 19 | $ 4,455,000 | $ 234,473 | $ 114,000 |
| Gloucester, New Jersey | 19 | $ 3,365,000 | $ 177,105 | $ 71,000 |
| Montgomery, Texas | 19 | $ 4,796,000 | $ 252,421 | $ 147,000 |
| Kitsap, Washington | 19 | $ 6,652,000 | $ 350,105 | $ 147,000 |
| Pierce, Washington | 19 | $ 4,735,000 | $ 249,210 | $ 126,000 |
| Monterey, California | 18 | $ 8,287,000 | $ 460,388 | $ 162,000 |
| Brevard, Florida | 18 | $ 4,264,000 | $ 236,888 | $ 103,000 |
| Ada, Idaho | 18 | $ 3,967,000 | $ 220,388 | $ 116,000 |
| Baltimore, Maryland | 18 | $ 5,657,000 | $ 314,277 | $ 126,000 |
| Howard, Maryland | 18 | $ 7,104,000 | $ 394,666 | $ 181,000 |
| Prince George's, Maryland | 18 | $ 4,219,000 | $ 234,388 | $ 121,000 |
| Ramsey, Minnesota | 18 | $ 4,631,000 | $ 257,277 | $ 185,000 |
| Arlington, Virginia | 18 | $ 6,319,000 | $ 351,055 | $ 174,000 |
| Clark, Washington | 18 | $ 4,935,000 | $ 274,166 | $ 92,000 |
| Coconino, Arizona | 17 | $ 5,763,000 | $ 339,000 | $ 203,000 |
| Fresno, California | 17 | $ 4,173,000 | $ 245,470 | $ 112,000 |
| Hamilton, Ohio | 17 | $ 2,698,000 | $ 158,705 | $ 73,000 |
| Jackson, Oregon | 17 | $ 4,250,000 | $ 250,000 | $ 108,000 |
| Bucks, Pennsylvania | 17 | $ 5,718,000 | $ 336,352 | $ 121,000 |
| Horry, South Carolina | 17 | $ 2,094,000 | $ 123,176 | $ 86,000 |
| Dane, Wisconsin | 17 | $ 3,828,000 | $ 225,176 | $ 139,000 |
| Nevada, California | 16 | $ 6,497,000 | $ 406,062 | $ 155,000 |
| Burlington, New Jersey | 16 | $ 2,994,000 | $ 187,125 | $ 89,000 |
| Pasco, Florida | 15 | $ 2,473,000 | $ 164,866 | $ 113,000 |
| Hawaii, Hawaii | 15 | $ 5,400,000 | $ 360,000 | $ 172,000 |
| Beaufort, South Carolina | 15 | $ 4,740,000 | $ 316,000 | $ 133,000 |
| Bexar, Texas | 15 | $ 2,568,000 | $ 171,200 | $ 121,000 |
| Alexandria, Virginia | 15 | $ 5,338,000 | $ 355,866 | $ 121,000 |
| Pinal, Arizona | 14 | $ 4,627,000 | $ 330,500 | $ 134,000 |
| Summit, Colorado | 14 | $ 3,591,000 | $ 256,500 | $ 99,000 |
| Sussex, Delaware | 14 | $ 4,705,000 | $ 336,071 | $ 242,000 |
| Indian River, Florida | 14 | $ 4,076,000 | $ 291,142 | $ 195,000 |
| St. Charles, Missouri | 14 | $ 2,474,000 | $ 176,714 | $ 137,000 |
| Hudson, New Jersey | 14 | $ 4,398,000 | $ 314,142 | $ 135,000 |
| Mercer, New Jersey | 14 | $ 4,171,000 | $ 297,928 | $ 131,000 |
| Ocean, New Jersey | 14 | $ 3,670,000 | $ 262,142 | $ 138,000 |
| Collin, Texas | 14 | $ 2,752,000 | $ 196,571 | $ 215,000 |
| Prince William, Virginia | 14 | $ 4,689,000 | $ 334,928 | $ 96,000 |
| Napa, California | 13 | $ 6,933,000 | $ 533,307 | $ 136,000 |
| Larimer, Colorado | 13 | $ 4,185,000 | $ 321,923 | $ 112,000 |
| Lake, Florida | 13 | $ 1,776,000 | $ 136,615 | $ 64,000 |
| Essex, Massachusetts | 13 | $ 3,626,000 | $ 278,923 | $ 114,000 |
| Washtenaw, Michigan | 13 | $ 2,977,000 | $ 229,000 | $ 136,000 |
| Jackson, Missouri | 13 | $ 1,784,000 | $ 137,230 | $ 80,000 |
| Camden, New Jersey | 13 | $ 2,175,000 | $ 167,307 | $ 97,000 |
| Santa Fe, New Mexico | 13 | $ 2,879,000 | $ 221,461 | $ 94,000 |
| Philadelphia, Pennsylvania | 13 | $ 3,082,000 | $ 237,076 | $ 156,000 |
| Davidson, Tennessee | 13 | $ 3,256,000 | $ 250,461 | $ 117,000 |
| Williamson, Texas | 13 | $ 1,752,000 | $ 134,769 | $ 103,000 |
| New Haven, Connecticut | 12 | $ 4,782,000 | $ 398,500 | $ 145,000 |
| St. Lucie, Florida | 12 | $ 2,265,000 | $ 188,750 | $ 138,000 |
| Lake, Illinois | 12 | $ 3,391,000 | $ 282,583 | $ 97,000 |
| Will, Illinois | 12 | $ 2,630,000 | $ 219,166 | $ 116,000 |
| Lane, Oregon | 12 | $ 2,805,000 | $ 233,750 | $ 105,000 |
| Washington, Oregon | 12 | $ 3,560,000 | $ 296,666 | $ 142,000 |
| Henrico, Virginia | 12 | $ 2,827,000 | $ 235,583 | $ 125,000 |
| Island, Washington | 12 | $ 3,562,000 | $ 296,833 | $ 142,000 |
| Charlotte, Florida | 11 | $ 1,727,000 | $ 157,000 | $ 112,000 |
| Maui, Hawaii | 11 | $ 6,763,000 | $ 614,818 | $ 230,000 |
| Atlantic, New Jersey | 11 | $ 5,107,000 | $ 464,272 | $ 254,000 |
| New Hanover, North Carolina | 11 | $ 4,271,000 | $ 388,272 | $ 148,000 |
| Franklin, Ohio | 11 | $ 2,002,000 | $ 182,000 | $ 123,000 |
| Summit, Ohio | 11 | $ 3,723,000 | $ 338,454 | $ 143,000 |
| Denton, Texas | 11 | $ 1,552,000 | $ 141,090 | $ 236,000 |
| Fort Bend, Texas | 11 | $ 2,554,000 | $ 232,181 | $ 137,000 |
| Washington, Utah | 11 | $ 2,020,000 | $ 183,636 | $ 117,000 |
| Milwaukee, Wisconsin | 11 | $ 2,123,000 | $ 193,000 | $ 101,000 |
| Waukesha, Wisconsin | 11 | $ 2,969,000 | $ 269,909 | $ 162,000 |
| Mohave, Arizona | 10 | $ 1,556,000 | $ 155,600 | $ 58,000 |
| El Dorado, California | 10 | $ 3,624,000 | $ 362,400 | $ 152,000 |
| Santa Barbara, California | 10 | $ 3,137,000 | $ 313,700 | $ 145,000 |
| Solano, California | 10 | $ 4,297,000 | $ 429,700 | $ 127,000 |
| New Castle, Delaware | 10 | $ 2,923,000 | $ 292,300 | $ 122,000 |
| Bay, Florida | 10 | $ 3,067,000 | $ 306,700 | $ 211,000 |
| Cherokee, Georgia | 10 | $ 1,817,000 | $ 181,700 | $ 96,000 |
| Kauai, Hawaii | 10 | $ 4,416,000 | $ 441,600 | $ 128,000 |
| Kootenai, Idaho | 10 | $ 1,865,000 | $ 186,500 | $ 61,000 |
| Kane, Illinois | 10 | $ 2,410,000 | $ 241,000 | $ 86,000 |
| Orleans, Louisiana | 10 | $ 3,471,000 | $ 347,100 | $ 184,000 |
| Plymouth, Massachusetts | 10 | $ 4,436,000 | $ 443,600 | $ 120,000 |
| Worcester, Massachusetts | 10 | $ 2,326,000 | $ 232,600 | $ 113,000 |
| Hillsborough, New Hampshire | 10 | $ 2,502,000 | $ 250,200 | $ 128,000 |
| Orange, New York | 10 | $ 2,923,000 | $ 292,300 | $ 143,000 |
| Richmond, New York | 10 | $ 1,563,000 | $ 156,300 | $ 75,000 |
| Delaware, Pennsylvania | 10 | $ 3,790,000 | $ 379,000 | $ 184,000 |
| Williamson, Tennessee | 10 | $ 3,441,000 | $ 344,100 | $ 128,000 |
| Forsyth, Georgia | 9 | $ 1,817,000 | $ 201,888 | $ 91,000 |
| Wayne, Michigan | 9 | $ 2,050,000 | $ 227,777 | $ 62,000 |
| Dakota, Minnesota | 9 | $ 1,837,000 | $ 204,111 | $ 77,000 |
| Ulster, New York | 9 | $ 1,954,000 | $ 217,111 | $ 85,000 |
| Cuyahoga, Ohio | 9 | $ 1,554,000 | $ 172,666 | $ 154,000 |
| Oklahoma, Oklahoma | 9 | $ 1,239,000 | $ 137,666 | $ 115,000 |
| Lehigh, Pennsylvania | 9 | $ 1,101,000 | $ 122,333 | $ 87,000 |
| Galveston, Texas | 9 | $ 2,538,000 | $ 282,000 | $ 249,000 |
| Chesterfield, Virginia | 9 | $ 2,998,000 | $ 333,111 | $ 177,000 |
| Virginia Beach, Virginia | 9 | $ 2,674,000 | $ 297,111 | $ 114,000 |
| Jefferson, Alabama | 8 | $ 1,641,000 | $ 205,125 | $ 118,000 |
| Pulaski, Arkansas | 8 | $ 1,830,000 | $ 228,750 | $ 159,000 |
| Adams, Colorado | 8 | $ 1,686,000 | $ 210,750 | $ 78,000 |
| Eagle, Colorado | 8 | $ 4,743,000 | $ 592,875 | $ 155,000 |
| Litchfield, Connecticut | 8 | $ 2,567,000 | $ 320,875 | $ 143,000 |
| Marion, Florida | 8 | $ 1,742,000 | $ 217,750 | $ 487,000 |
| Kenton, Kentucky | 8 | $ 994,000 | $ 124,250 | $ 29,000 |
| Barnstable, Massachusetts | 8 | $ 2,933,000 | $ 366,625 | $ 194,000 |
| Rockingham, New Hampshire | 8 | $ 2,042,000 | $ 255,250 | $ 47,000 |
| Cape May, New Jersey | 8 | $ 2,761,000 | $ 345,125 | $ 138,000 |
| Union, New Jersey | 8 | $ 4,573,000 | $ 571,625 | $ 259,000 |
| Monroe, New York | 8 | $ 798,000 | $ 99,750 | $ 56,000 |
| Warren, Ohio | 8 | $ 2,843,000 | $ 355,375 | $ 112,000 |
| Tulsa, Oklahoma | 8 | $ 1,375,000 | $ 171,875 | $ 120,000 |
| York, Pennsylvania | 8 | $ 1,643,000 | $ 205,375 | $ 104,000 |
| Greenville, South Carolina | 8 | $ 2,578,000 | $ 322,250 | $ 140,000 |
| Teton, Wyoming | 8 | $ 4,626,000 | $ 578,250 | $ 251,000 |
| Amador, California | 7 | $ 1,340,000 | $ 191,428 | $ 108,000 |
| Mendocino, California | 7 | $ 2,510,000 | $ 358,571 | $ 166,000 |
| Routt, Colorado | 7 | $ 2,793,000 | $ 399,000 | $ 221,000 |
| Escambia, Florida | 7 | $ 1,057,000 | $ 151,000 | $ 80,000 |
| Okaloosa, Florida | 7 | $ 1,784,000 | $ 254,857 | $ 121,000 |
| Polk, Florida | 7 | $ 1,345,000 | $ 192,142 | $ 129,000 |
| East Baton Rouge, Louisiana | 7 | $ 960,000 | $ 137,142 | $ 100,000 |
| St. Tammany, Louisiana | 7 | $ 1,655,000 | $ 236,428 | $ 113,000 |
| York, Maine | 7 | $ 1,808,000 | $ 258,285 | $ 136,000 |
| Harford, Maryland | 7 | $ 1,342,000 | $ 191,714 | $ 73,000 |
| Jackson, Mississippi | 7 | $ 861,000 | $ 123,000 | $ 140,000 |
| Albany, New York | 7 | $ 911,000 | $ 130,142 | $ 109,000 |
| Rockland, New York | 7 | $ 2,041,000 | $ 291,571 | $ 113,000 |
| Buncombe, North Carolina | 7 | $ 1,891,000 | $ 270,142 | $ 100,000 |
| Lancaster, Pennsylvania | 7 | $ 838,000 | $ 119,714 | $ 47,000 |
| Hamilton, Tennessee | 7 | $ 1,717,000 | $ 245,285 | $ 91,000 |
| Summit, Utah | 7 | $ 2,943,000 | $ 420,428 | $ 246,000 |
| Fauquier, Virginia | 7 | $ 2,919,000 | $ 417,000 | $ 129,000 |
| Thurston, Washington | 7 | $ 1,744,000 | $ 249,142 | $ 66,000 |
| Navajo, Arizona | 6 | $ 964,000 | $ 160,666 | $ 172,000 |
| Butte, California | 6 | $ 1,072,000 | $ 178,666 | $ 111,000 |
| Merced, California | 6 | $ 1,345,000 | $ 224,166 | $ 81,000 |
| Shasta, California | 6 | $ 1,466,000 | $ 244,333 | $ 88,000 |
| Siskiyou, California | 6 | $ 1,423,000 | $ 237,166 | $ 106,000 |
| Tulare, California | 6 | $ 1,079,000 | $ 179,833 | $ 92,000 |
| Yolo, California | 6 | $ 2,067,000 | $ 344,500 | $ 167,000 |
| Flagler, Florida | 6 | $ 1,935,000 | $ 322,500 | $ 155,000 |
| Martin, Florida | 6 | $ 2,766,000 | $ 461,000 | $ 294,000 |
| Osceola, Florida | 6 | $ 1,511,000 | $ 251,833 | $ 149,000 |
| Chatham, Georgia | 6 | $ 1,716,000 | $ 286,000 | $ 85,000 |
| Blaine, Idaho | 6 | $ 4,154,000 | $ 692,333 | $ 202,000 |
| Champaign, Illinois | 6 | $ 708,000 | $ 118,000 | $ 159,000 |
| McHenry, Illinois | 6 | $ 1,303,000 | $ 217,166 | $ 93,000 |
| Boone, Indiana | 6 | $ 953,000 | $ 158,833 | $ 80,000 |
| Tippecanoe, Indiana | 6 | $ 618,000 | $ 103,000 | $ 98,000 |
| Jefferson, Louisiana | 6 | $ 1,549,000 | $ 258,166 | $ 151,000 |
| Worcester, Maryland | 6 | $ 1,797,000 | $ 299,500 | $ 179,000 |
| Berkshire, Massachusetts | 6 | $ 2,572,000 | $ 428,666 | $ 293,000 |
| Hampden, Massachusetts | 6 | $ 1,099,000 | $ 183,166 | $ 121,000 |
| Kent, Michigan | 6 | $ 1,162,000 | $ 193,666 | $ 75,000 |
| Harrison, Mississippi | 6 | $ 535,000 | $ 89,166 | $ 134,000 |
| Missoula, Montana | 6 | $ 813,000 | $ 135,500 | $ 54,000 |
| Douglas, Nevada | 6 | $ 2,113,000 | $ 352,166 | $ 163,000 |
| Nye, Nevada | 6 | $ 1,354,000 | $ 225,666 | $ 83,000 |
| Sandoval, New Mexico | 6 | $ 762,000 | $ 127,000 | $ 94,000 |
| Dutchess, New York | 6 | $ 1,631,000 | $ 271,833 | $ 123,000 |
| Erie, New York | 6 | $ 871,000 | $ 145,166 | $ 106,000 |
| Onondaga, New York | 6 | $ 893,000 | $ 148,833 | $ 84,000 |
| Henderson, North Carolina | 6 | $ 997,000 | $ 166,166 | $ 64,000 |
| Union, North Carolina | 6 | $ 1,105,000 | $ 184,166 | $ 85,000 |
| Lorain, Ohio | 6 | $ 1,282,000 | $ 213,666 | $ 72,000 |
| Cumberland, Pennsylvania | 6 | $ 1,341,000 | $ 223,500 | $ 122,000 |
| Providence, Rhode Island | 6 | $ 1,444,000 | $ 240,666 | $ 94,000 |
| Washington, Rhode Island | 6 | $ 2,360,000 | $ 393,333 | $ 124,000 |
| Richland, South Carolina | 6 | $ 735,000 | $ 122,500 | $ 67,000 |
| Knox, Tennessee | 6 | $ 1,488,000 | $ 248,000 | $ 164,000 |
| Chittenden, Vermont | 6 | $ 1,401,000 | $ 233,500 | $ 62,000 |
| Richmond City, Virginia | 6 | $ 1,468,000 | $ 244,666 | $ 135,000 |
| Montgomery, Alabama | 5 | $ 320,000 | $ 64,000 | $ 77,000 |
| Cochise, Arizona | 5 | $ 659,000 | $ 131,800 | $ 66,000 |
| Humboldt, California | 5 | $ 1,331,000 | $ 266,200 | $ 117,000 |
| Tuolumne, California | 5 | $ 2,014,000 | $ 402,800 | $ 150,000 |
| Grand, Colorado | 5 | $ 2,626,000 | $ 525,200 | $ 121,000 |
| La Plata, Colorado | 5 | $ 1,026,000 | $ 205,200 | $ 158,000 |
| Leon, Florida | 5 | $ 871,000 | $ 174,200 | $ 34,000 |
| Nassau, Florida | 5 | $ 1,180,000 | $ 236,000 | $ 97,000 |
| Santa Rosa, Florida | 5 | $ 560,000 | $ 112,000 | $ 62,000 |
| Sumter, Florida | 5 | $ 929,000 | $ 185,800 | $ 58,000 |
| Lake, Indiana | 5 | $ 755,000 | $ 151,000 | $ 84,000 |
| Polk, Iowa | 5 | $ 1,069,000 | $ 213,800 | $ 123,000 |
| Wyandotte, Kansas | 5 | $ 307,000 | $ 61,400 | $ 69,000 |
| Jefferson, Kentucky | 5 | $ 1,111,000 | $ 222,200 | $ 158,000 |
| Cumberland, Maine | 5 | $ 2,266,000 | $ 453,200 | $ 287,000 |
| Bristol, Massachusetts | 5 | $ 1,450,000 | $ 290,000 | $ 122,000 |
| Dukes, Massachusetts | 5 | $ 4,131,000 | $ 826,200 | $ 274,000 |
| Berrien, Michigan | 5 | $ 3,950,000 | $ 790,000 | $ 189,000 |
| St. Louis City, Missouri | 5 | $ 858,000 | $ 171,600 | $ 50,000 |
| Carson City, Nevada | 5 | $ 1,122,000 | $ 224,400 | $ 132,000 |
| Lyon, Nevada | 5 | $ 918,000 | $ 183,600 | $ 48,000 |
| Hunterdon, New Jersey | 5 | $ 1,733,000 | $ 346,600 | $ 242,000 |
| Passaic, New Jersey | 5 | $ 1,419,000 | $ 283,800 | $ 88,000 |
| Lincoln, New Mexico | 5 | $ 651,000 | $ 130,200 | $ 99,000 |
| San Juan, New Mexico | 5 | $ 1,040,000 | $ 208,000 | $ 212,000 |
| Brunswick, North Carolina | 5 | $ 1,662,000 | $ 332,400 | $ 167,000 |
| Durham, North Carolina | 5 | $ 1,160,000 | $ 232,000 | $ 159,000 |
| Guilford, North Carolina | 5 | $ 980,000 | $ 196,000 | $ 115,000 |
| Haywood, North Carolina | 5 | $ 900,000 | $ 180,000 | $ 130,000 |
| Moore, North Carolina | 5 | $ 1,368,000 | $ 273,600 | $ 193,000 |
| Onslow, North Carolina | 5 | $ 839,000 | $ 167,800 | $ 95,000 |
| Butler, Ohio | 5 | $ 517,000 | $ 103,400 | $ 62,000 |
| Delaware, Ohio | 5 | $ 661,000 | $ 132,200 | $ 161,000 |
| Montgomery, Ohio | 5 | $ 757,000 | $ 151,400 | $ 94,000 |
| Dauphin, Pennsylvania | 5 | $ 1,123,000 | $ 224,600 | $ 83,000 |
| Pike, Pennsylvania | 5 | $ 1,302,000 | $ 260,400 | $ 71,000 |
| Anderson, South Carolina | 5 | $ 744,000 | $ 148,800 | $ 107,000 |
| Nueces, Texas | 5 | $ 785,000 | $ 157,000 | $ 70,000 |
| Utah, Utah | 5 | $ 1,186,000 | $ 237,200 | $ 119,000 |
| Clallam, Washington | 5 | $ 1,135,000 | $ 227,000 | $ 119,000 |
| Jefferson, Washington | 5 | $ 1,523,000 | $ 304,600 | $ 182,000 |
| Mason, Washington | 5 | $ 843,000 | $ 168,600 | $ 82,000 |
| Skagit, Washington | 5 | $ 978,000 | $ 195,600 | $ 83,000 |
| Shelby, Alabama | 4 | $ 849,000 | $ 212,250 | $ 66,000 |
| Sevier, Arkansas | 4 | $ 168,000 | $ 42,000 | $ 53,000 |
| Calaveras, California | 4 | $ 1,407,000 | $ 351,750 | $ 106,000 |
| Weld, Colorado | 4 | $ 763,000 | $ 190,750 | $ 64,000 |
| Monroe, Florida | 4 | $ 3,614,000 | $ 903,500 | $ 256,000 |
| Walton, Florida | 4 | $ 1,750,000 | $ 437,500 | $ 133,000 |
| Coweta, Georgia | 4 | $ 545,000 | $ 136,250 | $ 116,000 |
| Hall, Georgia | 4 | $ 1,096,000 | $ 274,000 | $ 109,000 |
| Henry, Georgia | 4 | $ 570,000 | $ 142,500 | $ 113,000 |
| Hancock, Indiana | 4 | $ 584,000 | $ 146,000 | $ 83,000 |
| Warrick, Indiana | 4 | $ 787,000 | $ 196,750 | $ 150,000 |
| Sedgwick, Kansas | 4 | $ 483,000 | $ 120,750 | $ 61,000 |
| Caddo, Louisiana | 4 | $ 657,000 | $ 164,250 | $ 107,000 |
| Knox, Maine | 4 | $ 1,515,000 | $ 378,750 | $ 111,000 |
| Charles, Maryland | 4 | $ 664,000 | $ 166,000 | $ 46,000 |
| Frederick, Maryland | 4 | $ 779,000 | $ 194,750 | $ 77,000 |
| Garrett, Maryland | 4 | $ 1,436,000 | $ 359,000 | $ 176,000 |
| Talbot, Maryland | 4 | $ 1,860,000 | $ 465,000 | $ 123,000 |
| Livingston, Michigan | 4 | $ 1,321,000 | $ 330,250 | $ 106,000 |
| Macomb, Michigan | 4 | $ 823,000 | $ 205,750 | $ 119,000 |
| Olmsted, Minnesota | 4 | $ 1,128,000 | $ 282,000 | $ 140,000 |
| Clay, Missouri | 4 | $ 543,000 | $ 135,750 | $ 66,000 |
| Flathead, Montana | 4 | $ 893,000 | $ 223,250 | $ 122,000 |
| Douglas, Nebraska | 4 | $ 1,115,000 | $ 278,750 | $ 81,000 |
| Sussex, New Jersey | 4 | $ 959,000 | $ 239,750 | $ 95,000 |
| Dona Ana, New Mexico | 4 | $ 655,000 | $ 163,750 | $ 64,000 |
| Columbia, New York | 4 | $ 807,000 | $ 201,750 | $ 87,000 |
| Putnam, New York | 4 | $ 2,368,000 | $ 592,000 | $ 133,000 |
| Avery, North Carolina | 4 | $ 1,594,000 | $ 398,500 | $ 253,000 |
| Forsyth, North Carolina | 4 | $ 887,000 | $ 221,750 | $ 115,000 |
| Orange, North Carolina | 4 | $ 729,000 | $ 182,250 | $ 57,000 |
| Lake, Ohio | 4 | $ 591,000 | $ 147,750 | $ 80,000 |
| Medina, Ohio | 4 | $ 684,000 | $ 171,000 | $ 78,000 |
| Columbia, Oregon | 4 | $ 878,000 | $ 219,500 | $ 101,000 |
| Lincoln, Oregon | 4 | $ 348,000 | $ 87,000 | $ 69,000 |
| Marion, Oregon | 4 | $ 599,000 | $ 149,750 | $ 139,000 |
| Northampton, Pennsylvania | 4 | $ 724,000 | $ 181,000 | $ 53,000 |
| Newport, Rhode Island | 4 | $ 1,569,000 | $ 392,250 | $ 84,000 |
| Aiken, South Carolina | 4 | $ 668,000 | $ 167,000 | $ 82,000 |
| El Paso, Texas | 4 | $ 612,000 | $ 153,000 | $ 79,000 |
| Windsor, Vermont | 4 | $ 2,331,000 | $ 582,750 | $ 260,000 |
| Newport News, Virginia | 4 | $ 569,000 | $ 142,250 | $ 61,000 |
| Norfolk, Virginia | 4 | $ 780,000 | $ 195,000 | $ 139,000 |
| Lee, Alabama | 3 | $ 381,000 | $ 127,000 | $ 94,000 |
| Mobile, Alabama | 3 | $ 554,000 | $ 184,666 | $ 69,000 |
| Kenai Peninsula, Alaska | 3 | $ 1,079,000 | $ 359,666 | $ 141,000 |
| Gila, Arizona | 3 | $ 652,000 | $ 217,333 | $ 92,000 |
| Yuma, Arizona | 3 | $ 285,000 | $ 95,000 | $ 49,000 |
| Lake, California | 3 | $ 660,000 | $ 220,000 | $ 177,000 |
| Broomfield, Colorado | 3 | $ 566,000 | $ 188,666 | $ 85,000 |
| Kent, Delaware | 3 | $ 444,000 | $ 148,000 | $ 101,000 |
| Alachua, Florida | 3 | $ 536,000 | $ 178,666 | $ 85,000 |
| Citrus, Florida | 3 | $ 650,000 | $ 216,666 | $ 111,000 |
| Clay, Florida | 3 | $ 440,000 | $ 146,666 | $ 71,000 |
| Wakulla, Florida | 3 | $ 1,375,000 | $ 458,333 | $ 337,000 |
| Glynn, Georgia | 3 | $ 673,000 | $ 224,333 | $ 151,000 |
| Canyon, Idaho | 3 | $ 503,000 | $ 167,666 | $ 94,000 |
| McLean, Illinois | 3 | $ 415,000 | $ 138,333 | $ 288,000 |
| Delaware, Indiana | 3 | $ 320,000 | $ 106,666 | $ 96,000 |
| Johnson, Indiana | 3 | $ 434,000 | $ 144,666 | $ 73,000 |
| Porter, Indiana | 3 | $ 551,000 | $ 183,666 | $ 69,000 |
| Jefferson, Iowa | 3 | $ 229,000 | $ 76,333 | $ 91,000 |
| Boone, Kentucky | 3 | $ 773,000 | $ 257,666 | $ 120,000 |
| Lafayette, Louisiana | 3 | $ 379,000 | $ 126,333 | $ 108,000 |
| Lincoln, Maine | 3 | $ 960,000 | $ 320,000 | $ 189,000 |
| Hampshire, Massachusetts | 3 | $ 471,000 | $ 157,000 | $ 74,000 |
| Ottawa, Michigan | 3 | $ 427,000 | $ 142,333 | $ 53,000 |
| Anoka, Minnesota | 3 | $ 1,235,000 | $ 411,666 | $ 142,000 |
| Washington, Minnesota | 3 | $ 781,000 | $ 260,333 | $ 86,000 |
| Camden, Missouri | 3 | $ 1,348,000 | $ 449,333 | $ 156,000 |
| Platte, Missouri | 3 | $ 393,000 | $ 131,000 | $ 53,000 |
| Yellowstone, Montana | 3 | $ 390,000 | $ 130,000 | $ 97,000 |
| Churchill, Nevada | 3 | $ 393,000 | $ 131,000 | $ 83,000 |
| Carroll, New Hampshire | 3 | $ 525,000 | $ 175,000 | $ 107,000 |
| Bronx, New York | 3 | $ 613,000 | $ 204,333 | $ 82,000 |
| Chautauqua, New York | 3 | $ 622,000 | $ 207,333 | $ 88,000 |
| Essex, New York | 3 | $ 485,000 | $ 161,666 | $ 512,000 |
| Ontario, New York | 3 | $ 1,209,000 | $ 403,000 | $ 124,000 |
| Saratoga, New York | 3 | $ 900,000 | $ 300,000 | $ 172,000 |
| Chatham, North Carolina | 3 | $ 419,000 | $ 139,666 | $ 88,000 |
| Duplin, North Carolina | 3 | $ 601,000 | $ 200,333 | $ 105,000 |
| Jackson, North Carolina | 3 | $ 737,000 | $ 245,666 | $ 105,000 |
| Greene, Ohio | 3 | $ 1,020,000 | $ 340,000 | $ 286,000 |
| Lucas, Ohio | 3 | $ 350,000 | $ 116,666 | $ 53,000 |
| Portage, Ohio | 3 | $ 568,000 | $ 189,333 | $ 94,000 |
| Benton, Oregon | 3 | $ 428,000 | $ 142,666 | $ 75,000 |
| Hood River, Oregon | 3 | $ 995,000 | $ 331,666 | $ 155,000 |
| Polk, Oregon | 3 | $ 418,000 | $ 139,333 | $ 64,000 |
| Centre, Pennsylvania | 3 | $ 717,000 | $ 239,000 | $ 116,000 |
| Lebanon, Pennsylvania | 3 | $ 659,000 | $ 219,666 | $ 68,000 |
| Monroe, Pennsylvania | 3 | $ 522,000 | $ 174,000 | $ 187,000 |
| Kent, Rhode Island | 3 | $ 826,000 | $ 275,333 | $ 84,000 |
| Georgetown, South Carolina | 3 | $ 800,000 | $ 266,666 | $ 113,000 |
| Oconee, South Carolina | 3 | $ 1,006,000 | $ 335,333 | $ 135,000 |
| Spartanburg, South Carolina | 3 | $ 418,000 | $ 139,333 | $ 41,000 |
| Sumner, Tennessee | 3 | $ 906,000 | $ 302,000 | $ 277,000 |
| Comal, Texas | 3 | $ 561,000 | $ 187,000 | $ 140,000 |
| Ellis, Texas | 3 | $ 832,000 | $ 277,333 | $ 245,000 |
| Hays, Texas | 3 | $ 629,000 | $ 209,666 | $ 140,000 |
| Jefferson, Texas | 3 | $ 221,000 | $ 73,666 | $ 88,000 |
| Bennington, Vermont | 3 | $ 685,000 | $ 228,333 | $ 447,000 |
| Orange, Vermont | 3 | $ 1,435,000 | $ 478,333 | $ 127,000 |
| Albemarle, Virginia | 3 | $ 693,000 | $ 231,000 | $ 73,000 |
| James City, Virginia | 3 | $ 924,000 | $ 308,000 | $ 89,000 |
| Stevens, Washington | 3 | $ 427,000 | $ 142,333 | $ 100,000 |
| Whatcom, Washington | 3 | $ 963,000 | $ 321,000 | $ 72,000 |
| Kanawha, West Virginia | 3 | $ 345,000 | $ 115,000 | $ 13,000 |
| Eau Claire, Wisconsin | 3 | $ 314,000 | $ 104,666 | $ 97,000 |
| Winnebago, Wisconsin | 3 | $ 586,000 | $ 195,333 | $ 495,000 |
| Autauga, Alabama | 2 | $ 196,000 | $ 98,000 | $ 110,000 |
| Elmore, Alabama | 2 | $ 341,000 | $ 170,500 | $ 118,000 |
| Etowah, Alabama | 2 | $ 621,000 | $ 310,500 | $ 248,000 |
| Madison, Alabama | 2 | $ 248,000 | $ 124,000 | $ 66,000 |
| Fairbanks North Star, Alaska | 2 | $ 536,000 | $ 268,000 | $ 137,000 |
| Matanuska-Susitna, Alaska | 2 | $ 252,000 | $ 126,000 | $ 76,000 |
| Benton, Arkansas | 2 | $ 268,000 | $ 134,000 | $ 52,000 |
| Faulkner, Arkansas | 2 | $ 391,000 | $ 195,500 | $ 92,000 |
| Garland, Arkansas | 2 | $ 259,000 | $ 129,500 | $ 58,000 |
| Saline, Arkansas | 2 | $ 383,000 | $ 191,500 | $ 152,000 |
| Sebastian, Arkansas | 2 | $ 192,000 | $ 96,000 | $ 34,000 |
| Mono, California | 2 | $ 1,110,000 | $ 555,000 | $ 76,000 |
| Plumas, California | 2 | $ 308,000 | $ 154,000 | $ 44,000 |
| San Benito, California | 2 | $ 1,234,000 | $ 617,000 | $ 264,000 |
| Sutter, California | 2 | $ 415,000 | $ 207,500 | $ 59,000 |
| Archuleta, Colorado | 2 | $ 695,000 | $ 347,500 | $ 195,000 |
| Clear Creek, Colorado | 2 | $ 831,000 | $ 415,500 | $ 231,000 |
| Gunnison, Colorado | 2 | $ 736,000 | $ 368,000 | $ 160,000 |
| Pueblo, Colorado | 2 | $ 750,000 | $ 375,000 | $ 142,000 |
| New London, Connecticut | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Tolland, Connecticut | 2 | $ 600,000 | $ 300,000 | $ 267,000 |
| DeSoto, Florida | 2 | $ 445,000 | $ 222,500 | $ 84,000 |
| Dixie, Florida | 2 | $ 162,000 | $ 81,000 | $ 27,000 |
| Bartow, Georgia | 2 | $ 237,000 | $ 118,500 | $ 103,000 |
| Bryan, Georgia | 2 | $ 304,000 | $ 152,000 | $ 132,000 |
| Camden, Georgia | 2 | $ 225,000 | $ 112,500 | $ 59,000 |
| Clayton, Georgia | 2 | $ 217,000 | $ 108,500 | $ 81,000 |
| Douglas, Georgia | 2 | $ 657,000 | $ 328,500 | $ 174,000 |
| Greene, Georgia | 2 | $ 602,000 | $ 301,000 | $ 149,000 |
| Paulding, Georgia | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Putnam, Georgia | 2 | $ 1,280,000 | $ 640,000 | $ 805,000 |
| Bonner, Idaho | 2 | $ 562,000 | $ 281,000 | $ 107,000 |
| Gem, Idaho | 2 | $ 173,000 | $ 86,500 | $ 133,000 |
| Jo Daviess, Illinois | 2 | $ 455,000 | $ 227,500 | $ 216,000 |
| Kendall, Illinois | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Madison, Illinois | 2 | $ 552,000 | $ 276,000 | $ 69,000 |
| Peoria, Illinois | 2 | $ 370,000 | $ 185,000 | $ 241,000 |
| Sangamon, Illinois | 2 | $ 181,000 | $ 90,500 | $ 22,000 |
| Winnebago, Illinois | 2 | $ 575,000 | $ 287,500 | $ 99,000 |
| Clark, Indiana | 2 | $ 208,000 | $ 104,000 | $ 95,000 |
| Hendricks, Indiana | 2 | $ 292,000 | $ 146,000 | $ 177,000 |
| St. Joseph, Indiana | 2 | $ 217,000 | $ 108,500 | $ 74,000 |
| Vigo, Indiana | 2 | $ 328,000 | $ 164,000 | $ 59,000 |
| Dallas, Iowa | 2 | $ 403,000 | $ 201,500 | $ 125,000 |
| Johnson, Iowa | 2 | $ 571,000 | $ 285,500 | $ 163,000 |
| Dickinson, Kansas | 2 | $ 359,000 | $ 179,500 | $ 295,000 |
| Douglas, Kansas | 2 | $ 269,000 | $ 134,500 | $ 60,000 |
| Reno, Kansas | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| Hardin, Kentucky | 2 | $ 276,000 | $ 138,000 | $ 117,000 |
| Woodford, Kentucky | 2 | $ 189,000 | $ 94,500 | $ 52,000 |
| Calcasieu, Louisiana | 2 | $ 163,000 | $ 81,500 | $ 87,000 |
| Androscoggin, Maine | 2 | $ 264,000 | $ 132,000 | $ 81,000 |
| Oxford, Maine | 2 | $ 281,000 | $ 140,500 | $ 132,000 |
| Waldo, Maine | 2 | $ 1,659,000 | $ 829,500 | $ 514,000 |
| Carroll, Maryland | 2 | $ 241,000 | $ 120,500 | $ 81,000 |
| St. Mary's, Maryland | 2 | $ 614,000 | $ 307,000 | $ 93,000 |
| Nantucket, Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 332,000 |
| Alcona, Michigan | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Allegan, Michigan | 2 | $ 306,000 | $ 153,000 | $ 32,000 |
| Calhoun, Michigan | 2 | $ 405,000 | $ 202,500 | $ 85,000 |
| Cass, Michigan | 2 | $ 268,000 | $ 134,000 | $ 112,000 |
| Charlevoix, Michigan | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Grand Traverse, Michigan | 2 | $ 923,000 | $ 461,500 | $ 77,000 |
| Ingham, Michigan | 2 | $ 689,000 | $ 344,500 | $ 84,000 |
| Kalamazoo, Michigan | 2 | $ 185,000 | $ 92,500 | $ 63,000 |
| Leelanau, Michigan | 2 | $ 706,000 | $ 353,000 | $ 139,000 |
| Monroe, Michigan | 2 | $ 253,000 | $ 126,500 | $ 95,000 |
| Carver, Minnesota | 2 | $ 458,000 | $ 229,000 | $ 83,000 |
| Crow Wing, Minnesota | 2 | $ 609,000 | $ 304,500 | $ 131,000 |
| Rice, Minnesota | 2 | $ 343,000 | $ 171,500 | $ 77,000 |
| Sherburne, Minnesota | 2 | $ 194,000 | $ 97,000 | $ 80,000 |
| Hancock, Mississippi | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| Lafayette, Mississippi | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Madison, Mississippi | 2 | $ 626,000 | $ 313,000 | $ 257,000 |
| Cape Girardeau, Missouri | 2 | $ 293,000 | $ 146,500 | $ 211,000 |
| Cole, Missouri | 2 | $ 422,000 | $ 211,000 | $ 187,000 |
| Franklin, Missouri | 2 | $ 543,000 | $ 271,500 | $ 329,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,129 | $1,265,307,000 | $258,260 | $6,119,000 | $123,060 | $4,200,000 |
| Home Purchase | 3,706 | $1,158,728,000 | $276,500 | $4,500,000 | $134,560 | $6,000,000 |
| Home Improvement | 151 | $38,757,000 | $223,033 | $890,000 | $113,200 | $1,154,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,547 | $1,672,172,000 | $262,060 | $4,500,000 | $131,460 | $6,000,000 |
| Not Provided | 1,412 | $488,401,000 | $305,600 | $6,119,000 | $171,911 | $4,200,000 |
| Asian | 351 | $124,723,000 | $274,437 | $3,000,000 | $130,812 | $1,200,000 |
| Not applicable | 234 | $65,676,000 | $267,190 | $2,000,000 | $0 | $0 |
| Hispanic | 227 | $57,636,000 | $220,689 | $1,332,000 | $125,862 | $1,075,000 |
| Black or African American | 136 | $30,973,000 | $215,560 | $800,000 | $99,720 | $511,000 |
| American Indian or Alaskan Native | 43 | $11,477,000 | $283,550 | $780,000 | $109,300 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $11,734,000 | $338,333 | $1,268,000 | $139,466 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,986 | $2,462,792,000 | $263,500 | $6,119,000 | $128,160 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,853 | $1,275,216,000 | $226,860 | $4,500,000 | $123,720 | $6,000,000 |
| Application Denied By Financial Institution | 1,332 | $531,335,000 | $327,428 | $6,119,000 | $138,591 | $4,200,000 |
| Application Withdrawn By Applicant | 1,017 | $451,178,000 | $354,914 | $3,519,000 | $172,234 | $3,000,000 |
| Application Approved But Not Accepted | 506 | $126,707,000 | $236,391 | $2,000,000 | $121,000 | $3,000,000 |
| Loan Purchased By The Institution | 234 | $65,676,000 | $267,190 | $2,000,000 | $0 | $0 |
| File Closed For Incompleteness | 44 | $12,680,000 | $242,631 | $1,332,000 | $143,736 | $550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 546 | $261,109,000 | $400,116 | $6,119,000 | $122,302 | $4,200,000 |
| Collateral | 278 | $76,189,000 | $254,454 | $1,163,000 | $148,409 | $1,993,000 |
| Credit Application Incomplete | 170 | $67,610,000 | $345,352 | $1,500,000 | $190,411 | $1,125,000 |
| Credit History | 147 | $46,428,000 | $275,323 | $1,850,000 | $120,529 | $1,800,000 |
| Other | 145 | $62,679,000 | $369,937 | $3,547,000 | $197,812 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $10,010,000 | $275,555 | $1,440,000 | $87,722 | $609,000 |
| Employment History | 10 | $3,642,000 | $339,888 | $975,000 | $124,777 | $360,000 |
| Unverifiable Information | 8 | $3,668,000 | $448,600 | $1,000,000 | $204,200 | $340,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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