Charles Schwab Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Charles Schwab Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charles Schwab Bank 101 Montgomery Street 11-262 San Francisco, CA 94104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,986 |
| Total Mortgage Loan Application Amount | $2,462,792,000 |
| Average Mortgage Loan Application Amount | $257,146 |
| Highest Mortgage Loan Application Amount | $6,119,000 |
| Average Applicant Income | $125,207 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Charles Schwab Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Charles Schwab Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 417 | $ 102,096,000 | $ 244,000 | $ 102,000 |
| Los Angeles County California | 215 | $ 91,145,000 | $ 423,000 | $ 143,000 |
| San Diego County California | 161 | $ 77,917,000 | $ 483,000 | $ 206,000 |
| Alameda County California | 137 | $ 64,847,000 | $ 473,000 | $ 158,000 |
| Orange County California | 136 | $ 78,148,000 | $ 574,000 | $ 211,000 |
| Cook County Illinois | 133 | $ 45,484,000 | $ 341,000 | $ 159,000 |
| Santa Clara County California | 127 | $ 60,148,000 | $ 473,000 | $ 172,000 |
| Clark County Nevada | 127 | $ 38,807,000 | $ 305,000 | $ 119,000 |
| King County Washington | 119 | $ 46,892,000 | $ 394,000 | $ 176,000 |
| Contra Costa County California | 105 | $ 46,442,000 | $ 442,000 | $ 148,000 |
| Washoe County Nevada | 102 | $ 23,615,000 | $ 231,000 | $ 85,000 |
| Riverside County California | 98 | $ 29,769,000 | $ 303,000 | $ 117,000 |
| Palm Beach County Florida | 91 | $ 26,315,000 | $ 289,000 | $ 121,000 |
| San Francisco County California | 83 | $ 47,478,000 | $ 572,000 | $ 217,000 |
| Fairfax County Virginia | 75 | $ 29,939,000 | $ 399,000 | $ 134,000 |
| San Mateo County California | 64 | $ 36,691,000 | $ 573,000 | $ 161,000 |
| New York County New York | 63 | $ 23,830,000 | $ 378,000 | $ 142,000 |
| Broward County Florida | 62 | $ 17,568,000 | $ 283,000 | $ 131,000 |
| Denver County Colorado | 61 | $ 15,528,000 | $ 254,000 | $ 111,000 |
| Travis County Texas | 61 | $ 14,912,000 | $ 244,000 | $ 154,000 |
| Marin County California | 57 | $ 35,210,000 | $ 617,000 | $ 204,000 |
| Miami-Dade County Florida | 57 | $ 16,111,000 | $ 282,000 | $ 173,000 |
| Fulton County Georgia | 56 | $ 21,163,000 | $ 377,000 | $ 175,000 |
| Orange County Florida | 55 | $ 14,081,000 | $ 256,000 | $ 115,000 |
| Fairfield County Connecticut | 54 | $ 35,204,000 | $ 651,000 | $ 233,000 |
| Harris County Texas | 54 | $ 14,799,000 | $ 274,000 | $ 130,000 |
| Pima County Arizona | 53 | $ 12,421,000 | $ 234,000 | $ 155,000 |
| San Bernardino County California | 53 | $ 14,501,000 | $ 273,000 | $ 145,000 |
| Middlesex County Massachusetts | 49 | $ 20,114,000 | $ 410,000 | $ 216,000 |
| Montgomery County Maryland | 47 | $ 19,023,000 | $ 404,000 | $ 161,000 |
| Jefferson County Colorado | 43 | $ 8,611,000 | $ 200,000 | $ 97,000 |
| Honolulu County Hawaii | 43 | $ 20,344,000 | $ 473,000 | $ 214,000 |
| Hillsborough County Florida | 42 | $ 9,357,000 | $ 222,000 | $ 108,000 |
| Bernalillo County New Mexico | 42 | $ 7,422,000 | $ 176,000 | $ 100,000 |
| Duval County Florida | 41 | $ 9,493,000 | $ 231,000 | $ 96,000 |
| Suffolk County New York | 41 | $ 14,985,000 | $ 365,000 | $ 349,000 |
| Lee County Florida | 40 | $ 12,116,000 | $ 302,000 | $ 137,000 |
| Nassau County New York | 40 | $ 16,921,000 | $ 423,000 | $ 199,000 |
| DeKalb County Georgia | 38 | $ 10,470,000 | $ 275,000 | $ 164,000 |
| Sacramento County California | 37 | $ 10,405,000 | $ 281,000 | $ 94,000 |
| Pinellas County Florida | 37 | $ 8,697,000 | $ 235,000 | $ 149,000 |
| Hamilton County Indiana | 37 | $ 6,910,000 | $ 186,000 | $ 108,000 |
| Multnomah County Oregon | 36 | $ 10,363,000 | $ 287,000 | $ 155,000 |
| Kings County New York | 35 | $ 12,766,000 | $ 364,000 | $ 161,000 |
| Dallas County Texas | 35 | $ 6,419,000 | $ 183,000 | $ 126,000 |
| Placer County California | 34 | $ 11,045,000 | $ 324,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 34 | $ 16,688,000 | $ 490,000 | $ 143,000 |
| Wake County North Carolina | 34 | $ 8,533,000 | $ 250,000 | $ 96,000 |
| Arapahoe County Colorado | 33 | $ 11,146,000 | $ 337,000 | $ 153,000 |
| Charleston County South Carolina | 33 | $ 11,523,000 | $ 349,000 | $ 146,000 |
| Stanislaus County California | 32 | $ 8,169,000 | $ 255,000 | $ 142,000 |
| Douglas County Colorado | 32 | $ 8,499,000 | $ 265,000 | $ 95,000 |
| Collier County Florida | 32 | $ 10,276,000 | $ 321,000 | $ 288,000 |
| Westchester County New York | 31 | $ 16,198,000 | $ 522,000 | $ 219,000 |
| Tarrant County Texas | 31 | $ 7,627,000 | $ 246,000 | $ 141,000 |
| Sonoma County California | 30 | $ 11,083,000 | $ 369,000 | $ 155,000 |
| El Paso County Colorado | 30 | $ 8,121,000 | $ 270,000 | $ 131,000 |
| DuPage County Illinois | 28 | $ 7,446,000 | $ 265,000 | $ 137,000 |
| Oakland County Michigan | 28 | $ 8,319,000 | $ 297,000 | $ 156,000 |
| Santa Cruz County California | 27 | $ 10,130,000 | $ 375,000 | $ 177,000 |
| Boulder County Colorado | 27 | $ 9,192,000 | $ 340,000 | $ 158,000 |
| Mecklenburg County North Carolina | 27 | $ 8,491,000 | $ 314,000 | $ 133,000 |
| Anne Arundel County Maryland | 26 | $ 8,283,000 | $ 318,000 | $ 128,000 |
| Monmouth County New Jersey | 26 | $ 10,059,000 | $ 386,000 | $ 202,000 |
| Anchorage County Alaska | 25 | $ 5,718,000 | $ 228,000 | $ 109,000 |
| Ventura County California | 25 | $ 11,636,000 | $ 465,000 | $ 183,000 |
| Sarasota County Florida | 25 | $ 7,624,000 | $ 304,000 | $ 162,000 |
| Johnson County Kansas | 25 | $ 4,121,000 | $ 164,000 | $ 74,000 |
| Bergen County New Jersey | 25 | $ 10,770,000 | $ 430,000 | $ 155,000 |
| Queens County New York | 25 | $ 7,590,000 | $ 303,000 | $ 124,000 |
| Deschutes County Oregon | 25 | $ 7,701,000 | $ 308,000 | $ 166,000 |
| San Joaquin County California | 24 | $ 8,449,000 | $ 352,000 | $ 137,000 |
| Seminole County Florida | 24 | $ 5,314,000 | $ 221,000 | $ 70,000 |
| Cobb County Georgia | 24 | $ 5,938,000 | $ 247,000 | $ 222,000 |
| Hennepin County Minnesota | 24 | $ 6,191,000 | $ 257,000 | $ 118,000 |
| Essex County New Jersey | 24 | $ 9,981,000 | $ 415,000 | $ 171,000 |
| Middlesex County New Jersey | 24 | $ 6,598,000 | $ 274,000 | $ 135,000 |
| Somerset County New Jersey | 24 | $ 7,800,000 | $ 325,000 | $ 135,000 |
| Allegheny County Pennsylvania | 24 | $ 6,858,000 | $ 285,000 | $ 144,000 |
| Kern County California | 23 | $ 5,506,000 | $ 239,000 | $ 79,000 |
| St. Johns County Florida | 23 | $ 9,391,000 | $ 408,000 | $ 227,000 |
| Marion County Indiana | 23 | $ 3,455,000 | $ 150,000 | $ 70,000 |
| St. Louis County Missouri | 23 | $ 6,339,000 | $ 275,000 | $ 136,000 |
| Chester County Pennsylvania | 23 | $ 7,742,000 | $ 336,000 | $ 246,000 |
| Montgomery County Pennsylvania | 23 | $ 6,021,000 | $ 261,000 | $ 156,000 |
| Salt Lake County Utah | 23 | $ 5,695,000 | $ 247,000 | $ 118,000 |
| Norfolk County Massachusetts | 22 | $ 10,215,000 | $ 464,000 | $ 183,000 |
| Snohomish County Washington | 22 | $ 6,773,000 | $ 307,000 | $ 116,000 |
| Yavapai County Arizona | 21 | $ 5,662,000 | $ 269,000 | $ 86,000 |
| Volusia County Florida | 21 | $ 4,103,000 | $ 195,000 | $ 94,000 |
| Suffolk County Massachusetts | 21 | $ 7,400,000 | $ 352,000 | $ 136,000 |
| Morris County New Jersey | 21 | $ 8,367,000 | $ 398,000 | $ 161,000 |
| Shelby County Tennessee | 21 | $ 4,776,000 | $ 227,000 | $ 126,000 |
| Loudoun County Virginia | 21 | $ 7,728,000 | $ 368,000 | $ 99,000 |
| Spokane County Washington | 21 | $ 3,778,000 | $ 179,000 | $ 77,000 |
| San Luis Obispo County California | 20 | $ 7,728,000 | $ 386,000 | $ 155,000 |
| Baltimore City County Maryland | 20 | $ 4,266,000 | $ 213,000 | $ 85,000 |
| Clackamas County Oregon | 20 | $ 5,204,000 | $ 260,000 | $ 104,000 |
| Hartford County Connecticut | 19 | $ 5,074,000 | $ 267,000 | $ 127,000 |
| Manatee County Florida | 19 | $ 5,023,000 | $ 264,000 | $ 149,000 |
| Gwinnett County Georgia | 19 | $ 4,455,000 | $ 234,000 | $ 114,000 |
| Gloucester County New Jersey | 19 | $ 3,365,000 | $ 177,000 | $ 71,000 |
| Montgomery County Texas | 19 | $ 4,796,000 | $ 252,000 | $ 147,000 |
| Kitsap County Washington | 19 | $ 6,652,000 | $ 350,000 | $ 147,000 |
| Pierce County Washington | 19 | $ 4,735,000 | $ 249,000 | $ 126,000 |
| Monterey County California | 18 | $ 8,287,000 | $ 460,000 | $ 162,000 |
| Brevard County Florida | 18 | $ 4,264,000 | $ 236,000 | $ 103,000 |
| Ada County Idaho | 18 | $ 3,967,000 | $ 220,000 | $ 116,000 |
| Baltimore County Maryland | 18 | $ 5,657,000 | $ 314,000 | $ 126,000 |
| Howard County Maryland | 18 | $ 7,104,000 | $ 394,000 | $ 181,000 |
| Prince George's County Maryland | 18 | $ 4,219,000 | $ 234,000 | $ 121,000 |
| Ramsey County Minnesota | 18 | $ 4,631,000 | $ 257,000 | $ 185,000 |
| Arlington County Virginia | 18 | $ 6,319,000 | $ 351,000 | $ 174,000 |
| Clark County Washington | 18 | $ 4,935,000 | $ 274,000 | $ 92,000 |
| Coconino County Arizona | 17 | $ 5,763,000 | $ 339,000 | $ 203,000 |
| Fresno County California | 17 | $ 4,173,000 | $ 245,000 | $ 112,000 |
| Hamilton County Ohio | 17 | $ 2,698,000 | $ 158,000 | $ 73,000 |
| Jackson County Oregon | 17 | $ 4,250,000 | $ 250,000 | $ 108,000 |
| Bucks County Pennsylvania | 17 | $ 5,718,000 | $ 336,000 | $ 121,000 |
| Horry County South Carolina | 17 | $ 2,094,000 | $ 123,000 | $ 86,000 |
| Dane County Wisconsin | 17 | $ 3,828,000 | $ 225,000 | $ 139,000 |
| Nevada County California | 16 | $ 6,497,000 | $ 406,000 | $ 155,000 |
| Burlington County New Jersey | 16 | $ 2,994,000 | $ 187,000 | $ 89,000 |
| Pasco County Florida | 15 | $ 2,473,000 | $ 164,000 | $ 113,000 |
| Hawaii County Hawaii | 15 | $ 5,400,000 | $ 360,000 | $ 172,000 |
| Beaufort County South Carolina | 15 | $ 4,740,000 | $ 316,000 | $ 133,000 |
| Bexar County Texas | 15 | $ 2,568,000 | $ 171,000 | $ 121,000 |
| Alexandria County Virginia | 15 | $ 5,338,000 | $ 355,000 | $ 121,000 |
| Pinal County Arizona | 14 | $ 4,627,000 | $ 330,000 | $ 134,000 |
| Summit County Colorado | 14 | $ 3,591,000 | $ 256,000 | $ 99,000 |
| Sussex County Delaware | 14 | $ 4,705,000 | $ 336,000 | $ 242,000 |
| Indian River County Florida | 14 | $ 4,076,000 | $ 291,000 | $ 195,000 |
| St. Charles County Missouri | 14 | $ 2,474,000 | $ 176,000 | $ 137,000 |
| Hudson County New Jersey | 14 | $ 4,398,000 | $ 314,000 | $ 135,000 |
| Mercer County New Jersey | 14 | $ 4,171,000 | $ 297,000 | $ 131,000 |
| Ocean County New Jersey | 14 | $ 3,670,000 | $ 262,000 | $ 138,000 |
| Collin County Texas | 14 | $ 2,752,000 | $ 196,000 | $ 215,000 |
| Prince William County Virginia | 14 | $ 4,689,000 | $ 334,000 | $ 96,000 |
| Napa County California | 13 | $ 6,933,000 | $ 533,000 | $ 136,000 |
| Larimer County Colorado | 13 | $ 4,185,000 | $ 321,000 | $ 112,000 |
| Lake County Florida | 13 | $ 1,776,000 | $ 136,000 | $ 64,000 |
| Essex County Massachusetts | 13 | $ 3,626,000 | $ 278,000 | $ 114,000 |
| Washtenaw County Michigan | 13 | $ 2,977,000 | $ 229,000 | $ 136,000 |
| Jackson County Missouri | 13 | $ 1,784,000 | $ 137,000 | $ 80,000 |
| Camden County New Jersey | 13 | $ 2,175,000 | $ 167,000 | $ 97,000 |
| Santa Fe County New Mexico | 13 | $ 2,879,000 | $ 221,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 13 | $ 3,082,000 | $ 237,000 | $ 156,000 |
| Davidson County Tennessee | 13 | $ 3,256,000 | $ 250,000 | $ 117,000 |
| Williamson County Texas | 13 | $ 1,752,000 | $ 134,000 | $ 103,000 |
| New Haven County Connecticut | 12 | $ 4,782,000 | $ 398,000 | $ 145,000 |
| St. Lucie County Florida | 12 | $ 2,265,000 | $ 188,000 | $ 138,000 |
| Lake County Illinois | 12 | $ 3,391,000 | $ 282,000 | $ 97,000 |
| Will County Illinois | 12 | $ 2,630,000 | $ 219,000 | $ 116,000 |
| Lane County Oregon | 12 | $ 2,805,000 | $ 233,000 | $ 105,000 |
| Washington County Oregon | 12 | $ 3,560,000 | $ 296,000 | $ 142,000 |
| Henrico County Virginia | 12 | $ 2,827,000 | $ 235,000 | $ 125,000 |
| Island County Washington | 12 | $ 3,562,000 | $ 296,000 | $ 142,000 |
| Charlotte County Florida | 11 | $ 1,727,000 | $ 157,000 | $ 112,000 |
| Maui County Hawaii | 11 | $ 6,763,000 | $ 614,000 | $ 230,000 |
| Atlantic County New Jersey | 11 | $ 5,107,000 | $ 464,000 | $ 254,000 |
| New Hanover County North Carolina | 11 | $ 4,271,000 | $ 388,000 | $ 148,000 |
| Franklin County Ohio | 11 | $ 2,002,000 | $ 182,000 | $ 123,000 |
| Summit County Ohio | 11 | $ 3,723,000 | $ 338,000 | $ 143,000 |
| Denton County Texas | 11 | $ 1,552,000 | $ 141,000 | $ 236,000 |
| Fort Bend County Texas | 11 | $ 2,554,000 | $ 232,000 | $ 137,000 |
| Washington County Utah | 11 | $ 2,020,000 | $ 183,000 | $ 117,000 |
| Milwaukee County Wisconsin | 11 | $ 2,123,000 | $ 193,000 | $ 101,000 |
| Waukesha County Wisconsin | 11 | $ 2,969,000 | $ 269,000 | $ 162,000 |
| Mohave County Arizona | 10 | $ 1,556,000 | $ 155,000 | $ 58,000 |
| El Dorado County California | 10 | $ 3,624,000 | $ 362,000 | $ 152,000 |
| Santa Barbara County California | 10 | $ 3,137,000 | $ 313,000 | $ 145,000 |
| Solano County California | 10 | $ 4,297,000 | $ 429,000 | $ 127,000 |
| New Castle County Delaware | 10 | $ 2,923,000 | $ 292,000 | $ 122,000 |
| Bay County Florida | 10 | $ 3,067,000 | $ 306,000 | $ 211,000 |
| Cherokee County Georgia | 10 | $ 1,817,000 | $ 181,000 | $ 96,000 |
| Kauai County Hawaii | 10 | $ 4,416,000 | $ 441,000 | $ 128,000 |
| Kootenai County Idaho | 10 | $ 1,865,000 | $ 186,000 | $ 61,000 |
| Kane County Illinois | 10 | $ 2,410,000 | $ 241,000 | $ 86,000 |
| Orleans County Louisiana | 10 | $ 3,471,000 | $ 347,000 | $ 184,000 |
| Plymouth County Massachusetts | 10 | $ 4,436,000 | $ 443,000 | $ 120,000 |
| Worcester County Massachusetts | 10 | $ 2,326,000 | $ 232,000 | $ 113,000 |
| Hillsborough County New Hampshire | 10 | $ 2,502,000 | $ 250,000 | $ 128,000 |
| Orange County New York | 10 | $ 2,923,000 | $ 292,000 | $ 143,000 |
| Richmond County New York | 10 | $ 1,563,000 | $ 156,000 | $ 75,000 |
| Delaware County Pennsylvania | 10 | $ 3,790,000 | $ 379,000 | $ 184,000 |
| Williamson County Tennessee | 10 | $ 3,441,000 | $ 344,000 | $ 128,000 |
| Forsyth County Georgia | 9 | $ 1,817,000 | $ 201,000 | $ 91,000 |
| Wayne County Michigan | 9 | $ 2,050,000 | $ 227,000 | $ 62,000 |
| Dakota County Minnesota | 9 | $ 1,837,000 | $ 204,000 | $ 77,000 |
| Ulster County New York | 9 | $ 1,954,000 | $ 217,000 | $ 85,000 |
| Cuyahoga County Ohio | 9 | $ 1,554,000 | $ 172,000 | $ 154,000 |
| Oklahoma County Oklahoma | 9 | $ 1,239,000 | $ 137,000 | $ 115,000 |
| Lehigh County Pennsylvania | 9 | $ 1,101,000 | $ 122,000 | $ 87,000 |
| Galveston County Texas | 9 | $ 2,538,000 | $ 282,000 | $ 249,000 |
| Chesterfield County Virginia | 9 | $ 2,998,000 | $ 333,000 | $ 177,000 |
| Virginia Beach County Virginia | 9 | $ 2,674,000 | $ 297,000 | $ 114,000 |
| Jefferson County Alabama | 8 | $ 1,641,000 | $ 205,000 | $ 118,000 |
| Pulaski County Arkansas | 8 | $ 1,830,000 | $ 228,000 | $ 159,000 |
| Adams County Colorado | 8 | $ 1,686,000 | $ 210,000 | $ 78,000 |
| Eagle County Colorado | 8 | $ 4,743,000 | $ 592,000 | $ 155,000 |
| Litchfield County Connecticut | 8 | $ 2,567,000 | $ 320,000 | $ 143,000 |
| Marion County Florida | 8 | $ 1,742,000 | $ 217,000 | $ 487,000 |
| Kenton County Kentucky | 8 | $ 994,000 | $ 124,000 | $ 29,000 |
| Barnstable County Massachusetts | 8 | $ 2,933,000 | $ 366,000 | $ 194,000 |
| Rockingham County New Hampshire | 8 | $ 2,042,000 | $ 255,000 | $ 47,000 |
| Cape May County New Jersey | 8 | $ 2,761,000 | $ 345,000 | $ 138,000 |
| Union County New Jersey | 8 | $ 4,573,000 | $ 571,000 | $ 259,000 |
| Monroe County New York | 8 | $ 798,000 | $ 99,000 | $ 56,000 |
| Warren County Ohio | 8 | $ 2,843,000 | $ 355,000 | $ 112,000 |
| Tulsa County Oklahoma | 8 | $ 1,375,000 | $ 171,000 | $ 120,000 |
| York County Pennsylvania | 8 | $ 1,643,000 | $ 205,000 | $ 104,000 |
| Greenville County South Carolina | 8 | $ 2,578,000 | $ 322,000 | $ 140,000 |
| Teton County Wyoming | 8 | $ 4,626,000 | $ 578,000 | $ 251,000 |
| Amador County California | 7 | $ 1,340,000 | $ 191,000 | $ 108,000 |
| Mendocino County California | 7 | $ 2,510,000 | $ 358,000 | $ 166,000 |
| Routt County Colorado | 7 | $ 2,793,000 | $ 399,000 | $ 221,000 |
| Escambia County Florida | 7 | $ 1,057,000 | $ 151,000 | $ 80,000 |
| Okaloosa County Florida | 7 | $ 1,784,000 | $ 254,000 | $ 121,000 |
| Polk County Florida | 7 | $ 1,345,000 | $ 192,000 | $ 129,000 |
| East Baton Rouge County Louisiana | 7 | $ 960,000 | $ 137,000 | $ 100,000 |
| St. Tammany County Louisiana | 7 | $ 1,655,000 | $ 236,000 | $ 113,000 |
| York County Maine | 7 | $ 1,808,000 | $ 258,000 | $ 136,000 |
| Harford County Maryland | 7 | $ 1,342,000 | $ 191,000 | $ 73,000 |
| Jackson County Mississippi | 7 | $ 861,000 | $ 123,000 | $ 140,000 |
| Albany County New York | 7 | $ 911,000 | $ 130,000 | $ 109,000 |
| Rockland County New York | 7 | $ 2,041,000 | $ 291,000 | $ 113,000 |
| Buncombe County North Carolina | 7 | $ 1,891,000 | $ 270,000 | $ 100,000 |
| Lancaster County Pennsylvania | 7 | $ 838,000 | $ 119,000 | $ 47,000 |
| Hamilton County Tennessee | 7 | $ 1,717,000 | $ 245,000 | $ 91,000 |
| Summit County Utah | 7 | $ 2,943,000 | $ 420,000 | $ 246,000 |
| Fauquier County Virginia | 7 | $ 2,919,000 | $ 417,000 | $ 129,000 |
| Thurston County Washington | 7 | $ 1,744,000 | $ 249,000 | $ 66,000 |
| Navajo County Arizona | 6 | $ 964,000 | $ 160,000 | $ 172,000 |
| Butte County California | 6 | $ 1,072,000 | $ 178,000 | $ 111,000 |
| Merced County California | 6 | $ 1,345,000 | $ 224,000 | $ 81,000 |
| Shasta County California | 6 | $ 1,466,000 | $ 244,000 | $ 88,000 |
| Siskiyou County California | 6 | $ 1,423,000 | $ 237,000 | $ 106,000 |
| Tulare County California | 6 | $ 1,079,000 | $ 179,000 | $ 92,000 |
| Yolo County California | 6 | $ 2,067,000 | $ 344,000 | $ 167,000 |
| Flagler County Florida | 6 | $ 1,935,000 | $ 322,000 | $ 155,000 |
| Martin County Florida | 6 | $ 2,766,000 | $ 461,000 | $ 294,000 |
| Osceola County Florida | 6 | $ 1,511,000 | $ 251,000 | $ 149,000 |
| Chatham County Georgia | 6 | $ 1,716,000 | $ 286,000 | $ 85,000 |
| Blaine County Idaho | 6 | $ 4,154,000 | $ 692,000 | $ 202,000 |
| Champaign County Illinois | 6 | $ 708,000 | $ 118,000 | $ 159,000 |
| McHenry County Illinois | 6 | $ 1,303,000 | $ 217,000 | $ 93,000 |
| Boone County Indiana | 6 | $ 953,000 | $ 158,000 | $ 80,000 |
| Tippecanoe County Indiana | 6 | $ 618,000 | $ 103,000 | $ 98,000 |
| Jefferson County Louisiana | 6 | $ 1,549,000 | $ 258,000 | $ 151,000 |
| Worcester County Maryland | 6 | $ 1,797,000 | $ 299,000 | $ 179,000 |
| Berkshire County Massachusetts | 6 | $ 2,572,000 | $ 428,000 | $ 293,000 |
| Hampden County Massachusetts | 6 | $ 1,099,000 | $ 183,000 | $ 121,000 |
| Kent County Michigan | 6 | $ 1,162,000 | $ 193,000 | $ 75,000 |
| Harrison County Mississippi | 6 | $ 535,000 | $ 89,000 | $ 134,000 |
| Missoula County Montana | 6 | $ 813,000 | $ 135,000 | $ 54,000 |
| Douglas County Nevada | 6 | $ 2,113,000 | $ 352,000 | $ 163,000 |
| Nye County Nevada | 6 | $ 1,354,000 | $ 225,000 | $ 83,000 |
| Sandoval County New Mexico | 6 | $ 762,000 | $ 127,000 | $ 94,000 |
| Dutchess County New York | 6 | $ 1,631,000 | $ 271,000 | $ 123,000 |
| Erie County New York | 6 | $ 871,000 | $ 145,000 | $ 106,000 |
| Onondaga County New York | 6 | $ 893,000 | $ 148,000 | $ 84,000 |
| Henderson County North Carolina | 6 | $ 997,000 | $ 166,000 | $ 64,000 |
| Union County North Carolina | 6 | $ 1,105,000 | $ 184,000 | $ 85,000 |
| Lorain County Ohio | 6 | $ 1,282,000 | $ 213,000 | $ 72,000 |
| Cumberland County Pennsylvania | 6 | $ 1,341,000 | $ 223,000 | $ 122,000 |
| Providence County Rhode Island | 6 | $ 1,444,000 | $ 240,000 | $ 94,000 |
| Washington County Rhode Island | 6 | $ 2,360,000 | $ 393,000 | $ 124,000 |
| Richland County South Carolina | 6 | $ 735,000 | $ 122,000 | $ 67,000 |
| Knox County Tennessee | 6 | $ 1,488,000 | $ 248,000 | $ 164,000 |
| Chittenden County Vermont | 6 | $ 1,401,000 | $ 233,000 | $ 62,000 |
| Richmond City County Virginia | 6 | $ 1,468,000 | $ 244,000 | $ 135,000 |
| Montgomery County Alabama | 5 | $ 320,000 | $ 64,000 | $ 77,000 |
| Cochise County Arizona | 5 | $ 659,000 | $ 131,000 | $ 66,000 |
| Humboldt County California | 5 | $ 1,331,000 | $ 266,000 | $ 117,000 |
| Tuolumne County California | 5 | $ 2,014,000 | $ 402,000 | $ 150,000 |
| Grand County Colorado | 5 | $ 2,626,000 | $ 525,000 | $ 121,000 |
| La Plata County Colorado | 5 | $ 1,026,000 | $ 205,000 | $ 158,000 |
| Leon County Florida | 5 | $ 871,000 | $ 174,000 | $ 34,000 |
| Nassau County Florida | 5 | $ 1,180,000 | $ 236,000 | $ 97,000 |
| Santa Rosa County Florida | 5 | $ 560,000 | $ 112,000 | $ 62,000 |
| Sumter County Florida | 5 | $ 929,000 | $ 185,000 | $ 58,000 |
| Lake County Indiana | 5 | $ 755,000 | $ 151,000 | $ 84,000 |
| Polk County Iowa | 5 | $ 1,069,000 | $ 213,000 | $ 123,000 |
| Wyandotte County Kansas | 5 | $ 307,000 | $ 61,000 | $ 69,000 |
| Jefferson County Kentucky | 5 | $ 1,111,000 | $ 222,000 | $ 158,000 |
| Cumberland County Maine | 5 | $ 2,266,000 | $ 453,000 | $ 287,000 |
| Bristol County Massachusetts | 5 | $ 1,450,000 | $ 290,000 | $ 122,000 |
| Dukes County Massachusetts | 5 | $ 4,131,000 | $ 826,000 | $ 274,000 |
| Berrien County Michigan | 5 | $ 3,950,000 | $ 790,000 | $ 189,000 |
| St. Louis City County Missouri | 5 | $ 858,000 | $ 171,000 | $ 50,000 |
| Carson City County Nevada | 5 | $ 1,122,000 | $ 224,000 | $ 132,000 |
| Lyon County Nevada | 5 | $ 918,000 | $ 183,000 | $ 48,000 |
| Hunterdon County New Jersey | 5 | $ 1,733,000 | $ 346,000 | $ 242,000 |
| Passaic County New Jersey | 5 | $ 1,419,000 | $ 283,000 | $ 88,000 |
| Lincoln County New Mexico | 5 | $ 651,000 | $ 130,000 | $ 99,000 |
| San Juan County New Mexico | 5 | $ 1,040,000 | $ 208,000 | $ 212,000 |
| Brunswick County North Carolina | 5 | $ 1,662,000 | $ 332,000 | $ 167,000 |
| Durham County North Carolina | 5 | $ 1,160,000 | $ 232,000 | $ 159,000 |
| Guilford County North Carolina | 5 | $ 980,000 | $ 196,000 | $ 115,000 |
| Haywood County North Carolina | 5 | $ 900,000 | $ 180,000 | $ 130,000 |
| Moore County North Carolina | 5 | $ 1,368,000 | $ 273,000 | $ 193,000 |
| Onslow County North Carolina | 5 | $ 839,000 | $ 167,000 | $ 95,000 |
| Butler County Ohio | 5 | $ 517,000 | $ 103,000 | $ 62,000 |
| Delaware County Ohio | 5 | $ 661,000 | $ 132,000 | $ 161,000 |
| Montgomery County Ohio | 5 | $ 757,000 | $ 151,000 | $ 94,000 |
| Dauphin County Pennsylvania | 5 | $ 1,123,000 | $ 224,000 | $ 83,000 |
| Pike County Pennsylvania | 5 | $ 1,302,000 | $ 260,000 | $ 71,000 |
| Anderson County South Carolina | 5 | $ 744,000 | $ 148,000 | $ 107,000 |
| Nueces County Texas | 5 | $ 785,000 | $ 157,000 | $ 70,000 |
| Utah County Utah | 5 | $ 1,186,000 | $ 237,000 | $ 119,000 |
| Clallam County Washington | 5 | $ 1,135,000 | $ 227,000 | $ 119,000 |
| Jefferson County Washington | 5 | $ 1,523,000 | $ 304,000 | $ 182,000 |
| Mason County Washington | 5 | $ 843,000 | $ 168,000 | $ 82,000 |
| Skagit County Washington | 5 | $ 978,000 | $ 195,000 | $ 83,000 |
| Shelby County Alabama | 4 | $ 849,000 | $ 212,000 | $ 66,000 |
| Sevier County Arkansas | 4 | $ 168,000 | $ 42,000 | $ 53,000 |
| Calaveras County California | 4 | $ 1,407,000 | $ 351,000 | $ 106,000 |
| Weld County Colorado | 4 | $ 763,000 | $ 190,000 | $ 64,000 |
| Monroe County Florida | 4 | $ 3,614,000 | $ 903,000 | $ 256,000 |
| Walton County Florida | 4 | $ 1,750,000 | $ 437,000 | $ 133,000 |
| Coweta County Georgia | 4 | $ 545,000 | $ 136,000 | $ 116,000 |
| Hall County Georgia | 4 | $ 1,096,000 | $ 274,000 | $ 109,000 |
| Henry County Georgia | 4 | $ 570,000 | $ 142,000 | $ 113,000 |
| Hancock County Indiana | 4 | $ 584,000 | $ 146,000 | $ 83,000 |
| Warrick County Indiana | 4 | $ 787,000 | $ 196,000 | $ 150,000 |
| Sedgwick County Kansas | 4 | $ 483,000 | $ 120,000 | $ 61,000 |
| Caddo County Louisiana | 4 | $ 657,000 | $ 164,000 | $ 107,000 |
| Knox County Maine | 4 | $ 1,515,000 | $ 378,000 | $ 111,000 |
| Charles County Maryland | 4 | $ 664,000 | $ 166,000 | $ 46,000 |
| Frederick County Maryland | 4 | $ 779,000 | $ 194,000 | $ 77,000 |
| Garrett County Maryland | 4 | $ 1,436,000 | $ 359,000 | $ 176,000 |
| Talbot County Maryland | 4 | $ 1,860,000 | $ 465,000 | $ 123,000 |
| Livingston County Michigan | 4 | $ 1,321,000 | $ 330,000 | $ 106,000 |
| Macomb County Michigan | 4 | $ 823,000 | $ 205,000 | $ 119,000 |
| Olmsted County Minnesota | 4 | $ 1,128,000 | $ 282,000 | $ 140,000 |
| Clay County Missouri | 4 | $ 543,000 | $ 135,000 | $ 66,000 |
| Flathead County Montana | 4 | $ 893,000 | $ 223,000 | $ 122,000 |
| Douglas County Nebraska | 4 | $ 1,115,000 | $ 278,000 | $ 81,000 |
| Sussex County New Jersey | 4 | $ 959,000 | $ 239,000 | $ 95,000 |
| Dona Ana County New Mexico | 4 | $ 655,000 | $ 163,000 | $ 64,000 |
| Columbia County New York | 4 | $ 807,000 | $ 201,000 | $ 87,000 |
| Putnam County New York | 4 | $ 2,368,000 | $ 592,000 | $ 133,000 |
| Avery County North Carolina | 4 | $ 1,594,000 | $ 398,000 | $ 253,000 |
| Forsyth County North Carolina | 4 | $ 887,000 | $ 221,000 | $ 115,000 |
| Orange County North Carolina | 4 | $ 729,000 | $ 182,000 | $ 57,000 |
| Lake County Ohio | 4 | $ 591,000 | $ 147,000 | $ 80,000 |
| Medina County Ohio | 4 | $ 684,000 | $ 171,000 | $ 78,000 |
| Columbia County Oregon | 4 | $ 878,000 | $ 219,000 | $ 101,000 |
| Lincoln County Oregon | 4 | $ 348,000 | $ 87,000 | $ 69,000 |
| Marion County Oregon | 4 | $ 599,000 | $ 149,000 | $ 139,000 |
| Northampton County Pennsylvania | 4 | $ 724,000 | $ 181,000 | $ 53,000 |
| Newport County Rhode Island | 4 | $ 1,569,000 | $ 392,000 | $ 84,000 |
| Aiken County South Carolina | 4 | $ 668,000 | $ 167,000 | $ 82,000 |
| El Paso County Texas | 4 | $ 612,000 | $ 153,000 | $ 79,000 |
| Windsor County Vermont | 4 | $ 2,331,000 | $ 582,000 | $ 260,000 |
| Newport News County Virginia | 4 | $ 569,000 | $ 142,000 | $ 61,000 |
| Norfolk County Virginia | 4 | $ 780,000 | $ 195,000 | $ 139,000 |
| Lee County Alabama | 3 | $ 381,000 | $ 127,000 | $ 94,000 |
| Mobile County Alabama | 3 | $ 554,000 | $ 184,000 | $ 69,000 |
| Kenai Peninsula County Alaska | 3 | $ 1,079,000 | $ 359,000 | $ 141,000 |
| Gila County Arizona | 3 | $ 652,000 | $ 217,000 | $ 92,000 |
| Yuma County Arizona | 3 | $ 285,000 | $ 95,000 | $ 49,000 |
| Lake County California | 3 | $ 660,000 | $ 220,000 | $ 177,000 |
| Broomfield County Colorado | 3 | $ 566,000 | $ 188,000 | $ 85,000 |
| Kent County Delaware | 3 | $ 444,000 | $ 148,000 | $ 101,000 |
| Alachua County Florida | 3 | $ 536,000 | $ 178,000 | $ 85,000 |
| Citrus County Florida | 3 | $ 650,000 | $ 216,000 | $ 111,000 |
| Clay County Florida | 3 | $ 440,000 | $ 146,000 | $ 71,000 |
| Wakulla County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 337,000 |
| Glynn County Georgia | 3 | $ 673,000 | $ 224,000 | $ 151,000 |
| Canyon County Idaho | 3 | $ 503,000 | $ 167,000 | $ 94,000 |
| McLean County Illinois | 3 | $ 415,000 | $ 138,000 | $ 288,000 |
| Delaware County Indiana | 3 | $ 320,000 | $ 106,000 | $ 96,000 |
| Johnson County Indiana | 3 | $ 434,000 | $ 144,000 | $ 73,000 |
| Porter County Indiana | 3 | $ 551,000 | $ 183,000 | $ 69,000 |
| Jefferson County Iowa | 3 | $ 229,000 | $ 76,000 | $ 91,000 |
| Boone County Kentucky | 3 | $ 773,000 | $ 257,000 | $ 120,000 |
| Lafayette County Louisiana | 3 | $ 379,000 | $ 126,000 | $ 108,000 |
| Lincoln County Maine | 3 | $ 960,000 | $ 320,000 | $ 189,000 |
| Hampshire County Massachusetts | 3 | $ 471,000 | $ 157,000 | $ 74,000 |
| Ottawa County Michigan | 3 | $ 427,000 | $ 142,000 | $ 53,000 |
| Anoka County Minnesota | 3 | $ 1,235,000 | $ 411,000 | $ 142,000 |
| Washington County Minnesota | 3 | $ 781,000 | $ 260,000 | $ 86,000 |
| Camden County Missouri | 3 | $ 1,348,000 | $ 449,000 | $ 156,000 |
| Platte County Missouri | 3 | $ 393,000 | $ 131,000 | $ 53,000 |
| Yellowstone County Montana | 3 | $ 390,000 | $ 130,000 | $ 97,000 |
| Churchill County Nevada | 3 | $ 393,000 | $ 131,000 | $ 83,000 |
| Carroll County New Hampshire | 3 | $ 525,000 | $ 175,000 | $ 107,000 |
| Bronx County New York | 3 | $ 613,000 | $ 204,000 | $ 82,000 |
| Chautauqua County New York | 3 | $ 622,000 | $ 207,000 | $ 88,000 |
| Essex County New York | 3 | $ 485,000 | $ 161,000 | $ 512,000 |
| Ontario County New York | 3 | $ 1,209,000 | $ 403,000 | $ 124,000 |
| Saratoga County New York | 3 | $ 900,000 | $ 300,000 | $ 172,000 |
| Chatham County North Carolina | 3 | $ 419,000 | $ 139,000 | $ 88,000 |
| Duplin County North Carolina | 3 | $ 601,000 | $ 200,000 | $ 105,000 |
| Jackson County North Carolina | 3 | $ 737,000 | $ 245,000 | $ 105,000 |
| Greene County Ohio | 3 | $ 1,020,000 | $ 340,000 | $ 286,000 |
| Lucas County Ohio | 3 | $ 350,000 | $ 116,000 | $ 53,000 |
| Portage County Ohio | 3 | $ 568,000 | $ 189,000 | $ 94,000 |
| Benton County Oregon | 3 | $ 428,000 | $ 142,000 | $ 75,000 |
| Hood River County Oregon | 3 | $ 995,000 | $ 331,000 | $ 155,000 |
| Polk County Oregon | 3 | $ 418,000 | $ 139,000 | $ 64,000 |
| Centre County Pennsylvania | 3 | $ 717,000 | $ 239,000 | $ 116,000 |
| Lebanon County Pennsylvania | 3 | $ 659,000 | $ 219,000 | $ 68,000 |
| Monroe County Pennsylvania | 3 | $ 522,000 | $ 174,000 | $ 187,000 |
| Kent County Rhode Island | 3 | $ 826,000 | $ 275,000 | $ 84,000 |
| Georgetown County South Carolina | 3 | $ 800,000 | $ 266,000 | $ 113,000 |
| Oconee County South Carolina | 3 | $ 1,006,000 | $ 335,000 | $ 135,000 |
| Spartanburg County South Carolina | 3 | $ 418,000 | $ 139,000 | $ 41,000 |
| Sumner County Tennessee | 3 | $ 906,000 | $ 302,000 | $ 277,000 |
| Comal County Texas | 3 | $ 561,000 | $ 187,000 | $ 140,000 |
| Ellis County Texas | 3 | $ 832,000 | $ 277,000 | $ 245,000 |
| Hays County Texas | 3 | $ 629,000 | $ 209,000 | $ 140,000 |
| Jefferson County Texas | 3 | $ 221,000 | $ 73,000 | $ 88,000 |
| Bennington County Vermont | 3 | $ 685,000 | $ 228,000 | $ 447,000 |
| Orange County Vermont | 3 | $ 1,435,000 | $ 478,000 | $ 127,000 |
| Albemarle County Virginia | 3 | $ 693,000 | $ 231,000 | $ 73,000 |
| James City County Virginia | 3 | $ 924,000 | $ 308,000 | $ 89,000 |
| Stevens County Washington | 3 | $ 427,000 | $ 142,000 | $ 100,000 |
| Whatcom County Washington | 3 | $ 963,000 | $ 321,000 | $ 72,000 |
| Kanawha County West Virginia | 3 | $ 345,000 | $ 115,000 | $ 13,000 |
| Eau Claire County Wisconsin | 3 | $ 314,000 | $ 104,000 | $ 97,000 |
| Winnebago County Wisconsin | 3 | $ 586,000 | $ 195,000 | $ 495,000 |
| Autauga County Alabama | 2 | $ 196,000 | $ 98,000 | $ 110,000 |
| Elmore County Alabama | 2 | $ 341,000 | $ 170,000 | $ 118,000 |
| Etowah County Alabama | 2 | $ 621,000 | $ 310,000 | $ 248,000 |
| Madison County Alabama | 2 | $ 248,000 | $ 124,000 | $ 66,000 |
| Fairbanks North Star County Alaska | 2 | $ 536,000 | $ 268,000 | $ 137,000 |
| Matanuska-Susitna County Alaska | 2 | $ 252,000 | $ 126,000 | $ 76,000 |
| Benton County Arkansas | 2 | $ 268,000 | $ 134,000 | $ 52,000 |
| Faulkner County Arkansas | 2 | $ 391,000 | $ 195,000 | $ 92,000 |
| Garland County Arkansas | 2 | $ 259,000 | $ 129,000 | $ 58,000 |
| Saline County Arkansas | 2 | $ 383,000 | $ 191,000 | $ 152,000 |
| Sebastian County Arkansas | 2 | $ 192,000 | $ 96,000 | $ 34,000 |
| Mono County California | 2 | $ 1,110,000 | $ 555,000 | $ 76,000 |
| Plumas County California | 2 | $ 308,000 | $ 154,000 | $ 44,000 |
| San Benito County California | 2 | $ 1,234,000 | $ 617,000 | $ 264,000 |
| Sutter County California | 2 | $ 415,000 | $ 207,000 | $ 59,000 |
| Archuleta County Colorado | 2 | $ 695,000 | $ 347,000 | $ 195,000 |
| Clear Creek County Colorado | 2 | $ 831,000 | $ 415,000 | $ 231,000 |
| Gunnison County Colorado | 2 | $ 736,000 | $ 368,000 | $ 160,000 |
| Pueblo County Colorado | 2 | $ 750,000 | $ 375,000 | $ 142,000 |
| New London County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Tolland County Connecticut | 2 | $ 600,000 | $ 300,000 | $ 267,000 |
| DeSoto County Florida | 2 | $ 445,000 | $ 222,000 | $ 84,000 |
| Dixie County Florida | 2 | $ 162,000 | $ 81,000 | $ 27,000 |
| Bartow County Georgia | 2 | $ 237,000 | $ 118,000 | $ 103,000 |
| Bryan County Georgia | 2 | $ 304,000 | $ 152,000 | $ 132,000 |
| Camden County Georgia | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Clayton County Georgia | 2 | $ 217,000 | $ 108,000 | $ 81,000 |
| Douglas County Georgia | 2 | $ 657,000 | $ 328,000 | $ 174,000 |
| Greene County Georgia | 2 | $ 602,000 | $ 301,000 | $ 149,000 |
| Paulding County Georgia | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Putnam County Georgia | 2 | $ 1,280,000 | $ 640,000 | $ 805,000 |
| Bonner County Idaho | 2 | $ 562,000 | $ 281,000 | $ 107,000 |
| Gem County Idaho | 2 | $ 173,000 | $ 86,000 | $ 133,000 |
| Jo Daviess County Illinois | 2 | $ 455,000 | $ 227,000 | $ 216,000 |
| Kendall County Illinois | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Madison County Illinois | 2 | $ 552,000 | $ 276,000 | $ 69,000 |
| Peoria County Illinois | 2 | $ 370,000 | $ 185,000 | $ 241,000 |
| Sangamon County Illinois | 2 | $ 181,000 | $ 90,000 | $ 22,000 |
| Winnebago County Illinois | 2 | $ 575,000 | $ 287,000 | $ 99,000 |
| Clark County Indiana | 2 | $ 208,000 | $ 104,000 | $ 95,000 |
| Hendricks County Indiana | 2 | $ 292,000 | $ 146,000 | $ 177,000 |
| St. Joseph County Indiana | 2 | $ 217,000 | $ 108,000 | $ 74,000 |
| Vigo County Indiana | 2 | $ 328,000 | $ 164,000 | $ 59,000 |
| Dallas County Iowa | 2 | $ 403,000 | $ 201,000 | $ 125,000 |
| Johnson County Iowa | 2 | $ 571,000 | $ 285,000 | $ 163,000 |
| Dickinson County Kansas | 2 | $ 359,000 | $ 179,000 | $ 295,000 |
| Douglas County Kansas | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Reno County Kansas | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| Hardin County Kentucky | 2 | $ 276,000 | $ 138,000 | $ 117,000 |
| Woodford County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 52,000 |
| Calcasieu County Louisiana | 2 | $ 163,000 | $ 81,000 | $ 87,000 |
| Androscoggin County Maine | 2 | $ 264,000 | $ 132,000 | $ 81,000 |
| Oxford County Maine | 2 | $ 281,000 | $ 140,000 | $ 132,000 |
| Waldo County Maine | 2 | $ 1,659,000 | $ 829,000 | $ 514,000 |
| Carroll County Maryland | 2 | $ 241,000 | $ 120,000 | $ 81,000 |
| St. Mary's County Maryland | 2 | $ 614,000 | $ 307,000 | $ 93,000 |
| Nantucket County Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 332,000 |
| Alcona County Michigan | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Allegan County Michigan | 2 | $ 306,000 | $ 153,000 | $ 32,000 |
| Calhoun County Michigan | 2 | $ 405,000 | $ 202,000 | $ 85,000 |
| Cass County Michigan | 2 | $ 268,000 | $ 134,000 | $ 112,000 |
| Charlevoix County Michigan | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Grand Traverse County Michigan | 2 | $ 923,000 | $ 461,000 | $ 77,000 |
| Ingham County Michigan | 2 | $ 689,000 | $ 344,000 | $ 84,000 |
| Kalamazoo County Michigan | 2 | $ 185,000 | $ 92,000 | $ 63,000 |
| Leelanau County Michigan | 2 | $ 706,000 | $ 353,000 | $ 139,000 |
| Monroe County Michigan | 2 | $ 253,000 | $ 126,000 | $ 95,000 |
| Carver County Minnesota | 2 | $ 458,000 | $ 229,000 | $ 83,000 |
| Crow Wing County Minnesota | 2 | $ 609,000 | $ 304,000 | $ 131,000 |
| Rice County Minnesota | 2 | $ 343,000 | $ 171,000 | $ 77,000 |
| Sherburne County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 80,000 |
| Hancock County Mississippi | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| Lafayette County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Madison County Mississippi | 2 | $ 626,000 | $ 313,000 | $ 257,000 |
| Cape Girardeau County Missouri | 2 | $ 293,000 | $ 146,000 | $ 211,000 |
| Cole County Missouri | 2 | $ 422,000 | $ 211,000 | $ 187,000 |
| Franklin County Missouri | 2 | $ 543,000 | $ 271,000 | $ 329,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,129 | $1,265,307,000 | $258,260 | $6,119,000 | $123,060 | $4,200,000 |
| Home Purchase | 3,706 | $1,158,728,000 | $276,500 | $4,500,000 | $134,560 | $6,000,000 |
| Home Improvement | 151 | $38,757,000 | $223,033 | $890,000 | $113,200 | $1,154,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,547 | $1,672,172,000 | $262,060 | $4,500,000 | $131,460 | $6,000,000 |
| Not Provided | 1,412 | $488,401,000 | $305,600 | $6,119,000 | $171,911 | $4,200,000 |
| Asian | 351 | $124,723,000 | $274,437 | $3,000,000 | $130,812 | $1,200,000 |
| Not applicable | 234 | $65,676,000 | $267,190 | $2,000,000 | $0 | $0 |
| Hispanic | 227 | $57,636,000 | $220,689 | $1,332,000 | $125,862 | $1,075,000 |
| Black or African American | 136 | $30,973,000 | $215,560 | $800,000 | $99,720 | $511,000 |
| American Indian or Alaskan Native | 43 | $11,477,000 | $283,550 | $780,000 | $109,300 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $11,734,000 | $338,333 | $1,268,000 | $139,466 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,986 | $2,462,792,000 | $263,500 | $6,119,000 | $128,160 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,853 | $1,275,216,000 | $226,860 | $4,500,000 | $123,720 | $6,000,000 |
| Application Denied By Financial Institution | 1,332 | $531,335,000 | $327,428 | $6,119,000 | $138,591 | $4,200,000 |
| Application Withdrawn By Applicant | 1,017 | $451,178,000 | $354,914 | $3,519,000 | $172,234 | $3,000,000 |
| Application Approved But Not Accepted | 506 | $126,707,000 | $236,391 | $2,000,000 | $121,000 | $3,000,000 |
| Loan Purchased By The Institution | 234 | $65,676,000 | $267,190 | $2,000,000 | $0 | $0 |
| File Closed For Incompleteness | 44 | $12,680,000 | $242,631 | $1,332,000 | $143,736 | $550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 546 | $261,109,000 | $400,116 | $6,119,000 | $122,302 | $4,200,000 |
| Collateral | 278 | $76,189,000 | $254,454 | $1,163,000 | $148,409 | $1,993,000 |
| Credit Application Incomplete | 170 | $67,610,000 | $345,352 | $1,500,000 | $190,411 | $1,125,000 |
| Credit History | 147 | $46,428,000 | $275,323 | $1,850,000 | $120,529 | $1,800,000 |
| Other | 145 | $62,679,000 | $369,937 | $3,547,000 | $197,812 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $10,010,000 | $275,555 | $1,440,000 | $87,722 | $609,000 |
| Employment History | 10 | $3,642,000 | $339,888 | $975,000 | $124,777 | $360,000 |
| Unverifiable Information | 8 | $3,668,000 | $448,600 | $1,000,000 | $204,200 | $340,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.