Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Chevron Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,702 |
| Total Mortgage Loan Application Amount | $419,973,000 |
| Average Mortgage Loan Application Amount | $181,333 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $144,333 |
| Highest Applicant Income | $1,721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 421 | $ 118,962,000 | $ 282,000 | $ 137,000 |
| Harris County Texas | 171 | $ 29,383,000 | $ 171,000 | $ 134,000 |
| Alameda County California | 121 | $ 39,779,000 | $ 328,000 | $ 149,000 |
| Los Angeles County California | 94 | $ 33,138,000 | $ 352,000 | $ 141,000 |
| Solano County California | 70 | $ 14,398,000 | $ 205,000 | $ 114,000 |
| Fort Bend County Texas | 69 | $ 16,156,000 | $ 234,000 | $ 175,000 |
| Jackson County Mississippi | 53 | $ 7,991,000 | $ 150,000 | $ 103,000 |
| Mobile County Alabama | 43 | $ 5,711,000 | $ 132,000 | $ 97,000 |
| Orange County California | 40 | $ 12,012,000 | $ 300,000 | $ 145,000 |
| Montgomery County Texas | 31 | $ 6,348,000 | $ 204,000 | $ 148,000 |
| Kern County California | 26 | $ 5,429,000 | $ 208,000 | $ 121,000 |
| San Francisco County California | 26 | $ 9,762,000 | $ 375,000 | $ 144,000 |
| Marin County California | 22 | $ 7,808,000 | $ 354,000 | $ 169,000 |
| San Mateo County California | 21 | $ 8,548,000 | $ 407,000 | $ 166,000 |
| El Paso County Texas | 21 | $ 2,531,000 | $ 120,000 | $ 77,000 |
| Riverside County California | 18 | $ 4,158,000 | $ 231,000 | $ 105,000 |
| Santa Clara County California | 17 | $ 6,029,000 | $ 354,000 | $ 149,000 |
| Sonoma County California | 15 | $ 3,480,000 | $ 232,000 | $ 128,000 |
| St. Tammany County Louisiana | 13 | $ 2,380,000 | $ 183,000 | $ 118,000 |
| Brazoria County Texas | 13 | $ 2,506,000 | $ 192,000 | $ 179,000 |
| George County Mississippi | 12 | $ 1,480,000 | $ 123,000 | $ 79,000 |
| Maricopa County Arizona | 11 | $ 2,739,000 | $ 249,000 | $ 123,000 |
| Calaveras County California | 11 | $ 2,140,000 | $ 194,000 | $ 108,000 |
| Nevada County California | 11 | $ 3,170,000 | $ 288,000 | $ 193,000 |
| Jefferson County Louisiana | 11 | $ 1,630,000 | $ 148,000 | $ 94,000 |
| Napa County California | 9 | $ 2,637,000 | $ 293,000 | $ 141,000 |
| Placer County California | 9 | $ 2,415,000 | $ 268,000 | $ 179,000 |
| Sacramento County California | 9 | $ 2,077,000 | $ 230,000 | $ 130,000 |
| San Bernardino County California | 8 | $ 1,428,000 | $ 178,000 | $ 129,000 |
| Galveston County Texas | 8 | $ 1,500,000 | $ 187,000 | $ 131,000 |
| Stanislaus County California | 7 | $ 1,131,000 | $ 161,000 | $ 108,000 |
| Clark County Nevada | 7 | $ 1,280,000 | $ 182,000 | $ 143,000 |
| Washoe County Nevada | 7 | $ 1,599,000 | $ 228,000 | $ 99,000 |
| Travis County Texas | 7 | $ 1,413,000 | $ 201,000 | $ 180,000 |
| El Dorado County California | 6 | $ 2,209,000 | $ 368,000 | $ 194,000 |
| San Diego County California | 5 | $ 1,097,000 | $ 219,000 | $ 92,000 |
| San Luis Obispo County California | 5 | $ 1,672,000 | $ 334,000 | $ 147,000 |
| Miami-Dade County Florida | 5 | $ 968,000 | $ 193,000 | $ 108,000 |
| Orleans County Louisiana | 5 | $ 1,122,000 | $ 224,000 | $ 129,000 |
| Pima County Arizona | 4 | $ 662,000 | $ 165,000 | $ 95,000 |
| Butte County California | 4 | $ 539,000 | $ 134,000 | $ 69,000 |
| Ventura County California | 4 | $ 1,134,000 | $ 283,000 | $ 116,000 |
| Larimer County Colorado | 4 | $ 688,000 | $ 172,000 | $ 337,000 |
| Broward County Florida | 4 | $ 666,000 | $ 166,000 | $ 109,000 |
| Orange County Florida | 4 | $ 402,000 | $ 100,000 | $ 96,000 |
| Palm Beach County Florida | 4 | $ 736,000 | $ 184,000 | $ 88,000 |
| Honolulu County Hawaii | 4 | $ 853,000 | $ 213,000 | $ 102,000 |
| Bernalillo County New Mexico | 4 | $ 530,000 | $ 132,000 | $ 146,000 |
| Dona Ana County New Mexico | 4 | $ 953,000 | $ 238,000 | $ 105,000 |
| Bexar County Texas | 4 | $ 696,000 | $ 174,000 | $ 126,000 |
| Dallas County Texas | 4 | $ 922,000 | $ 230,000 | $ 214,000 |
| King County Washington | 4 | $ 1,287,000 | $ 321,000 | $ 109,000 |
| Baldwin County Alabama | 3 | $ 682,000 | $ 227,000 | $ 172,000 |
| Tuscaloosa County Alabama | 3 | $ 400,000 | $ 133,000 | $ 181,000 |
| Lake County California | 3 | $ 705,000 | $ 235,000 | $ 182,000 |
| Monterey County California | 3 | $ 981,000 | $ 327,000 | $ 101,000 |
| San Joaquin County California | 3 | $ 301,000 | $ 100,000 | $ 77,000 |
| Arapahoe County Colorado | 3 | $ 334,000 | $ 111,000 | $ 76,000 |
| Douglas County Colorado | 3 | $ 566,000 | $ 188,000 | $ 115,000 |
| Ada County Idaho | 3 | $ 226,000 | $ 75,000 | $ 91,000 |
| Deschutes County Oregon | 3 | $ 854,000 | $ 284,000 | $ 232,000 |
| Multnomah County Oregon | 3 | $ 448,000 | $ 149,000 | $ 73,000 |
| Coconino County Arizona | 2 | $ 441,000 | $ 220,000 | $ 229,000 |
| Tuolumne County California | 2 | $ 413,000 | $ 206,000 | $ 167,000 |
| Yolo County California | 2 | $ 409,000 | $ 204,000 | $ 100,000 |
| Summit County Colorado | 2 | $ 1,900,000 | $ 950,000 | $ 262,000 |
| District of Columbia County District Of Columbia | 2 | $ 677,000 | $ 338,000 | $ 76,000 |
| Indian River County Florida | 2 | $ 538,000 | $ 269,000 | $ 101,000 |
| Pinellas County Florida | 2 | $ 517,000 | $ 258,000 | $ 255,000 |
| St. Johns County Florida | 2 | $ 268,000 | $ 134,000 | $ 23,000 |
| Cobb County Georgia | 2 | $ 144,000 | $ 72,000 | $ 90,000 |
| Maui County Hawaii | 2 | $ 810,000 | $ 405,000 | $ 78,000 |
| Cook County Illinois | 2 | $ 304,000 | $ 152,000 | $ 113,000 |
| Story County Iowa | 2 | $ 224,000 | $ 112,000 | $ 101,000 |
| Iberville County Louisiana | 2 | $ 299,000 | $ 149,000 | $ 68,000 |
| Lafayette County Louisiana | 2 | $ 413,000 | $ 206,000 | $ 87,000 |
| Lafourche County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 75,000 |
| St. Charles County Louisiana | 2 | $ 219,000 | $ 109,000 | $ 115,000 |
| St. Martin County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 160,000 |
| Tangipahoa County Louisiana | 2 | $ 144,000 | $ 72,000 | $ 77,000 |
| Terrebonne County Louisiana | 2 | $ 261,000 | $ 130,000 | $ 82,000 |
| Washington County Louisiana | 2 | $ 232,000 | $ 116,000 | $ 94,000 |
| Greene County Mississippi | 2 | $ 196,000 | $ 98,000 | $ 97,000 |
| Douglas County Nevada | 2 | $ 376,000 | $ 188,000 | $ 125,000 |
| Benton County Oregon | 2 | $ 318,000 | $ 159,000 | $ 83,000 |
| Marion County Oregon | 2 | $ 289,000 | $ 144,000 | $ 127,000 |
| Brown County Texas | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| Coke County Texas | 2 | $ 248,000 | $ 124,000 | $ 94,000 |
| Collin County Texas | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Midland County Texas | 2 | $ 204,000 | $ 102,000 | $ 116,000 |
| Polk County Texas | 2 | $ 890,000 | $ 445,000 | $ 316,000 |
| Waller County Texas | 2 | $ 760,000 | $ 380,000 | $ 259,000 |
| Davis County Utah | 2 | $ 315,000 | $ 157,000 | $ 79,000 |
| Utah County Utah | 2 | $ 363,000 | $ 181,000 | $ 208,000 |
| Clark County Washington | 2 | $ 417,000 | $ 208,000 | $ 76,000 |
| Mason County Washington | 2 | $ 90,000 | $ 45,000 | $ 28,000 |
| Thurston County Washington | 2 | $ 414,000 | $ 207,000 | $ 145,000 |
| Dodge County Wisconsin | 2 | $ 185,000 | $ 92,000 | $ 94,000 |
| Shelby County Alabama | 1 | $ 182,000 | $ 182,000 | $ 32,000 |
| Anchorage County Alaska | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Gila County Arizona | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Yuma County Arizona | 1 | $ 330,000 | $ 330,000 | $ 201,000 |
| Amador County California | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Lassen County California | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Madera County California | 1 | $ 350,000 | $ 350,000 | $ 349,000 |
| Santa Cruz County California | 1 | $ 293,000 | $ 293,000 | $ 498,000 |
| Shasta County California | 1 | $ 334,000 | $ 334,000 | $ 144,000 |
| Sierra County California | 1 | $ 417,000 | $ 417,000 | $ 16,000 |
| Tulare County California | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
| Custer County Colorado | 1 | $ 243,000 | $ 243,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 270,000 | $ 270,000 | $ 87,000 |
| Mesa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Pitkin County Colorado | 1 | $ 626,000 | $ 626,000 | $ 171,000 |
| Saguache County Colorado | 1 | $ 242,000 | $ 242,000 | $ 82,000 |
| Charlotte County Florida | 1 | $ 360,000 | $ 360,000 | $ 238,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Martin County Florida | 1 | $ 224,000 | $ 224,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 280,000 | $ 280,000 | $ 138,000 |
| Chatham County Georgia | 1 | $ 38,000 | $ 38,000 | $ 93,000 |
| Forsyth County Georgia | 1 | $ 298,000 | $ 298,000 | $ 80,000 |
| Hawaii County Hawaii | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Canyon County Idaho | 1 | $ 99,000 | $ 99,000 | $ 102,000 |
| DuPage County Illinois | 1 | $ 307,000 | $ 307,000 | $ 102,000 |
| Marion County Indiana | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Boone County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 125,000 |
| Oldham County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Ascension County Louisiana | 1 | $ 298,000 | $ 298,000 | $ 150,000 |
| Rapides County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Lincoln County Maine | 1 | $ 403,000 | $ 403,000 | $ 120,000 |
| Baltimore County Maryland | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Charles County Maryland | 1 | $ 266,000 | $ 266,000 | $ 87,000 |
| Franklin County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Middlesex County Massachusetts | 1 | $ 339,000 | $ 339,000 | $ 118,000 |
| Suffolk County Massachusetts | 1 | $ 303,000 | $ 303,000 | $ 120,000 |
| Marquette County Michigan | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Wayne County Michigan | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Cass County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 158,000 |
| Hennepin County Minnesota | 1 | $ 416,000 | $ 416,000 | $ 407,000 |
| DeSoto County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 118,000 |
| Harrison County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Carbon County Montana | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Jefferson County Montana | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Storey County Nevada | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Essex County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Somerset County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 101,000 |
| Hidalgo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Los Alamos County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 183,000 |
| Otero County New Mexico | 1 | $ 258,000 | $ 258,000 | $ 165,000 |
| Sandoval County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Valencia County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Orange County New York | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| St. Lawrence County New York | 1 | $ 260,000 | $ 260,000 | $ 156,000 |
| Suffolk County New York | 1 | $ 144,000 | $ 144,000 | $ 139,000 |
| Buncombe County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 220,000 |
| Mecklenburg County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 206,000 |
| Logan County Oklahoma | 1 | $ 358,000 | $ 358,000 | $ 173,000 |
| Tulsa County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 161,000 |
| Jackson County Oregon | 1 | $ 154,000 | $ 154,000 | $ 108,000 |
| Josephine County Oregon | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Washington County Oregon | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Yamhill County Oregon | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Providence County Rhode Island | 1 | $ 416,000 | $ 416,000 | $ 118,000 |
| Greenville County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 180,000 |
| Blount County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 143,000 |
| Cheatham County Tennessee | 1 | $ 308,000 | $ 308,000 | $ 155,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Chambers County Texas | 1 | $ 186,000 | $ 186,000 | $ 112,000 |
| Denton County Texas | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Ellis County Texas | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| Fayette County Texas | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Houston County Texas | 1 | $ 103,000 | $ 103,000 | $ 108,000 |
| Liberty County Texas | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 261,000 |
| Orange County Texas | 1 | $ 297,000 | $ 297,000 | $ 163,000 |
| Tarrant County Texas | 1 | $ 340,000 | $ 340,000 | $ 160,000 |
| Iron County Utah | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Salt Lake County Utah | 1 | $ 380,000 | $ 380,000 | $ 80,000 |
| Alexandria County Virginia | 1 | $ 290,000 | $ 290,000 | $ 165,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Benton County Washington | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Jefferson County Washington | 1 | $ 263,000 | $ 263,000 | $ 960,000 |
| Kitsap County Washington | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Snohomish County Washington | 1 | $ 242,000 | $ 242,000 | $ 136,000 |
| Whatcom County Washington | 1 | $ 130,000 | $ 130,000 | $ 186,000 |
| Outagamie County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Sheridan County Wyoming | 1 | $ 218,000 | $ 218,000 | $ 287,000 |
| Sublette County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,255 | $323,488,000 | $257,000 | $1,485,000 | $133,000 | $960,000 |
| Home Purchase | 445 | $96,342,000 | $216,000 | $1,060,000 | $139,000 | $1,721,000 |
| Home Improvement | 2 | $143,000 | $71,000 | $88,000 | $161,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 751 | $172,659,000 | $229,000 | $1,025,000 | $135,000 | $1,721,000 |
| Not Provided | 619 | $169,864,000 | $274,000 | $1,485,000 | $140,000 | $860,000 |
| Hispanic | 124 | $25,358,000 | $204,000 | $914,000 | $110,000 | $354,000 |
| Asian | 109 | $31,342,000 | $287,000 | $1,060,000 | $137,000 | $329,000 |
| Black or African American | 81 | $15,611,000 | $192,000 | $595,000 | $116,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,314,000 | $276,000 | $680,000 | $150,000 | $330,000 |
| American Indian or Alaskan Native | 6 | $1,825,000 | $304,000 | $579,000 | $149,000 | $189,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,702 | $419,973,000 | $246,000 | $1,485,000 | $135,000 | $1,721,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,003 | $251,507,000 | $250,000 | $1,060,000 | $136,000 | $1,721,000 |
| Application Denied By Financial Institution | 699 | $168,466,000 | $241,000 | $1,485,000 | $133,000 | $960,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 391 | $93,153,000 | $238,000 | $1,485,000 | $136,000 | $960,000 |
| Collateral | 94 | $23,961,000 | $254,000 | $704,000 | $126,000 | $381,000 |
| Other | 32 | $6,628,000 | $207,000 | $595,000 | $123,000 | $310,000 |
| Debt-To-Income Ratio | 31 | $7,378,000 | $238,000 | $1,120,000 | $93,000 | $295,000 |
| Credit History | 29 | $5,811,000 | $200,000 | $625,000 | $97,000 | $256,000 |
| Unverifiable Information | 11 | $3,116,000 | $283,000 | $457,000 | $160,000 | $260,000 |
| Mortgage Insurance Denied | 11 | $2,388,000 | $217,000 | $415,000 | $130,000 | $354,000 |
| Employment History | 9 | $1,836,000 | $204,000 | $704,000 | $139,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $641,000 | $128,000 | $179,000 | $78,000 | $125,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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