Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Chevron Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,433 |
| Total Mortgage Loan Application Amount | $1,186,025,000 |
| Average Mortgage Loan Application Amount | $297,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $183,800 |
| Highest Applicant Income | $2,095,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 513 | $ 185,555,000 | $ 361,000 | $ 208,000 |
| Contra Costa County California | 421 | $ 177,275,000 | $ 421,000 | $ 208,000 |
| Fort Bend County Texas | 182 | $ 58,210,000 | $ 319,000 | $ 198,000 |
| Los Angeles County California | 166 | $ 55,830,000 | $ 336,000 | $ 159,000 |
| Alameda County California | 134 | $ 75,870,000 | $ 566,000 | $ 206,000 |
| Kern County California | 124 | $ 34,410,000 | $ 277,000 | $ 155,000 |
| Montgomery County Texas | 117 | $ 37,525,000 | $ 320,000 | $ 204,000 |
| Solano County California | 85 | $ 28,215,000 | $ 331,000 | $ 144,000 |
| Jackson County Mississippi | 79 | $ 15,215,000 | $ 192,000 | $ 135,000 |
| Midland County Texas | 73 | $ 20,035,000 | $ 274,000 | $ 169,000 |
| St. Tammany County Louisiana | 53 | $ 15,395,000 | $ 290,000 | $ 172,000 |
| Mobile County Alabama | 50 | $ 8,690,000 | $ 173,000 | $ 128,000 |
| Orange County California | 35 | $ 16,935,000 | $ 483,000 | $ 205,000 |
| San Francisco County California | 33 | $ 16,175,000 | $ 490,000 | $ 210,000 |
| Riverside County California | 31 | $ 10,825,000 | $ 349,000 | $ 179,000 |
| Brazoria County Texas | 31 | $ 8,515,000 | $ 274,000 | $ 155,000 |
| Sacramento County California | 29 | $ 8,995,000 | $ 310,000 | $ 154,000 |
| Maricopa County Arizona | 27 | $ 9,615,000 | $ 356,000 | $ 205,000 |
| Galveston County Texas | 26 | $ 6,320,000 | $ 243,000 | $ 190,000 |
| Marin County California | 25 | $ 13,285,000 | $ 531,000 | $ 258,000 |
| Placer County California | 24 | $ 8,570,000 | $ 357,000 | $ 269,000 |
| El Paso County Texas | 24 | $ 2,980,000 | $ 124,000 | $ 118,000 |
| San Joaquin County California | 23 | $ 12,075,000 | $ 525,000 | $ 154,000 |
| Clark County Nevada | 22 | $ 5,660,000 | $ 257,000 | $ 164,000 |
| San Diego County California | 21 | $ 7,375,000 | $ 351,000 | $ 183,000 |
| Orleans County Louisiana | 20 | $ 7,240,000 | $ 362,000 | $ 185,000 |
| San Mateo County California | 19 | $ 10,635,000 | $ 559,000 | $ 198,000 |
| San Bernardino County California | 18 | $ 4,090,000 | $ 227,000 | $ 115,000 |
| Travis County Texas | 18 | $ 6,800,000 | $ 377,000 | $ 204,000 |
| Santa Clara County California | 17 | $ 18,705,000 | $ 1,100,000 | $ 302,000 |
| Salt Lake County Utah | 17 | $ 5,395,000 | $ 317,000 | $ 158,000 |
| Denver County Colorado | 16 | $ 8,070,000 | $ 504,000 | $ 196,000 |
| Dallas County Texas | 14 | $ 4,460,000 | $ 318,000 | $ 183,000 |
| Tarrant County Texas | 14 | $ 3,130,000 | $ 223,000 | $ 159,000 |
| Napa County California | 13 | $ 5,145,000 | $ 395,000 | $ 307,000 |
| Stanislaus County California | 12 | $ 2,930,000 | $ 244,000 | $ 140,000 |
| Pinal County Arizona | 11 | $ 2,885,000 | $ 262,000 | $ 110,000 |
| Sonoma County California | 11 | $ 4,985,000 | $ 453,000 | $ 238,000 |
| Jefferson County Colorado | 11 | $ 6,005,000 | $ 545,000 | $ 245,000 |
| Washoe County Nevada | 11 | $ 3,005,000 | $ 273,000 | $ 199,000 |
| Allegheny County Pennsylvania | 11 | $ 3,845,000 | $ 349,000 | $ 171,000 |
| Williamson County Texas | 11 | $ 1,545,000 | $ 140,000 | $ 137,000 |
| Fresno County California | 10 | $ 3,140,000 | $ 314,000 | $ 130,000 |
| Jefferson County Louisiana | 10 | $ 3,170,000 | $ 317,000 | $ 174,000 |
| Harrison County Mississippi | 10 | $ 2,610,000 | $ 261,000 | $ 184,000 |
| Baldwin County Alabama | 9 | $ 2,235,000 | $ 248,000 | $ 162,000 |
| Pima County Arizona | 9 | $ 2,255,000 | $ 250,000 | $ 189,000 |
| San Luis Obispo County California | 9 | $ 3,245,000 | $ 360,000 | $ 191,000 |
| Ventura County California | 9 | $ 3,525,000 | $ 391,000 | $ 184,000 |
| George County Mississippi | 9 | $ 1,755,000 | $ 195,000 | $ 123,000 |
| Eddy County New Mexico | 9 | $ 2,195,000 | $ 243,000 | $ 150,000 |
| Ector County Texas | 9 | $ 2,175,000 | $ 241,000 | $ 133,000 |
| King County Washington | 9 | $ 4,135,000 | $ 459,000 | $ 206,000 |
| Douglas County Colorado | 8 | $ 5,250,000 | $ 656,000 | $ 204,000 |
| Orange County Florida | 8 | $ 1,290,000 | $ 161,000 | $ 242,000 |
| Lafayette County Louisiana | 8 | $ 1,170,000 | $ 146,000 | $ 159,000 |
| Hays County Texas | 8 | $ 2,450,000 | $ 306,000 | $ 337,000 |
| Nevada County California | 7 | $ 2,225,000 | $ 317,000 | $ 204,000 |
| Boulder County Colorado | 7 | $ 4,325,000 | $ 617,000 | $ 250,000 |
| Plaquemines County Louisiana | 7 | $ 1,585,000 | $ 226,000 | $ 137,000 |
| Frederick County Maryland | 7 | $ 1,755,000 | $ 250,000 | $ 111,000 |
| New York County New York | 7 | $ 2,365,000 | $ 337,000 | $ 184,000 |
| Spokane County Washington | 7 | $ 1,765,000 | $ 252,000 | $ 123,000 |
| Yolo County California | 6 | $ 1,790,000 | $ 298,000 | $ 161,000 |
| Okaloosa County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 197,000 |
| Walton County Florida | 6 | $ 2,910,000 | $ 485,000 | $ 267,000 |
| Kauai County Hawaii | 6 | $ 1,700,000 | $ 283,000 | $ 198,000 |
| Kootenai County Idaho | 6 | $ 1,270,000 | $ 211,000 | $ 188,000 |
| Cook County Illinois | 6 | $ 1,530,000 | $ 255,000 | $ 171,000 |
| Greene County Mississippi | 6 | $ 690,000 | $ 115,000 | $ 108,000 |
| Clackamas County Oregon | 6 | $ 3,040,000 | $ 506,000 | $ 155,000 |
| Yavapai County Arizona | 5 | $ 1,675,000 | $ 335,000 | $ 159,000 |
| Monterey County California | 5 | $ 1,255,000 | $ 251,000 | $ 104,000 |
| Arapahoe County Colorado | 5 | $ 1,135,000 | $ 227,000 | $ 146,000 |
| Weld County Colorado | 5 | $ 2,165,000 | $ 433,000 | $ 170,000 |
| Escambia County Florida | 5 | $ 475,000 | $ 95,000 | $ 168,000 |
| Miami-Dade County Florida | 5 | $ 2,525,000 | $ 505,000 | $ 220,000 |
| Sarasota County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 137,000 |
| DeKalb County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 120,000 |
| Hawaii County Hawaii | 5 | $ 1,465,000 | $ 293,000 | $ 195,000 |
| East Baton Rouge County Louisiana | 5 | $ 1,475,000 | $ 295,000 | $ 206,000 |
| Oakland County Michigan | 5 | $ 1,525,000 | $ 305,000 | $ 288,000 |
| Yellowstone County Montana | 5 | $ 965,000 | $ 193,000 | $ 687,000 |
| Bergen County New Jersey | 5 | $ 995,000 | $ 199,000 | $ 137,000 |
| Cuyahoga County Ohio | 5 | $ 1,035,000 | $ 207,000 | $ 332,000 |
| Multnomah County Oregon | 5 | $ 1,945,000 | $ 389,000 | $ 140,000 |
| Knox County Tennessee | 5 | $ 2,905,000 | $ 581,000 | $ 210,000 |
| Montgomery County Tennessee | 5 | $ 1,075,000 | $ 215,000 | $ 204,000 |
| Denton County Texas | 5 | $ 2,535,000 | $ 507,000 | $ 262,000 |
| Liberty County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 152,000 |
| Summit County Utah | 5 | $ 5,805,000 | $ 1,161,000 | $ 474,000 |
| Uintah County Utah | 5 | $ 1,065,000 | $ 213,000 | $ 212,000 |
| Uinta County Wyoming | 5 | $ 765,000 | $ 153,000 | $ 151,000 |
| Butte County California | 4 | $ 1,230,000 | $ 307,000 | $ 112,000 |
| Lake County California | 4 | $ 1,030,000 | $ 257,000 | $ 229,000 |
| Tulare County California | 4 | $ 670,000 | $ 167,000 | $ 153,000 |
| Cobb County Georgia | 4 | $ 1,310,000 | $ 327,000 | $ 129,000 |
| Gwinnett County Georgia | 4 | $ 1,090,000 | $ 272,000 | $ 173,000 |
| Prince George's County Maryland | 4 | $ 1,130,000 | $ 282,000 | $ 140,000 |
| Middlesex County Massachusetts | 4 | $ 1,260,000 | $ 315,000 | $ 283,000 |
| Marquette County Michigan | 4 | $ 260,000 | $ 65,000 | $ 165,000 |
| Burlington County New Jersey | 4 | $ 970,000 | $ 242,000 | $ 125,000 |
| Dona Ana County New Mexico | 4 | $ 640,000 | $ 160,000 | $ 94,000 |
| Taos County New Mexico | 4 | $ 1,160,000 | $ 290,000 | $ 206,000 |
| Andrews County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 141,000 |
| Brazos County Texas | 4 | $ 670,000 | $ 167,000 | $ 336,000 |
| Waller County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 122,000 |
| Davis County Utah | 4 | $ 1,200,000 | $ 300,000 | $ 293,000 |
| Utah County Utah | 4 | $ 1,420,000 | $ 355,000 | $ 105,000 |
| Loudoun County Virginia | 4 | $ 2,330,000 | $ 582,000 | $ 263,000 |
| Mohave County Arizona | 3 | $ 775,000 | $ 258,000 | $ 111,000 |
| Amador County California | 3 | $ 1,445,000 | $ 481,000 | $ 124,000 |
| Calaveras County California | 3 | $ 765,000 | $ 255,000 | $ 181,000 |
| Santa Barbara County California | 3 | $ 1,585,000 | $ 528,000 | $ 218,000 |
| Tuolumne County California | 3 | $ 645,000 | $ 215,000 | $ 60,000 |
| El Paso County Colorado | 3 | $ 985,000 | $ 328,000 | $ 156,000 |
| Mesa County Colorado | 3 | $ 665,000 | $ 221,000 | $ 109,000 |
| Rio Blanco County Colorado | 3 | $ 495,000 | $ 165,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 3 | $ 895,000 | $ 298,000 | $ 213,000 |
| Brevard County Florida | 3 | $ 625,000 | $ 208,000 | $ 107,000 |
| Citrus County Florida | 3 | $ 315,000 | $ 105,000 | $ 141,000 |
| Lake County Florida | 3 | $ 535,000 | $ 178,000 | $ 182,000 |
| Leon County Florida | 3 | $ 475,000 | $ 158,000 | $ 118,000 |
| Palm Beach County Florida | 3 | $ 865,000 | $ 288,000 | $ 95,000 |
| Pinellas County Florida | 3 | $ 395,000 | $ 131,000 | $ 209,000 |
| Fulton County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 154,000 |
| Ada County Idaho | 3 | $ 845,000 | $ 281,000 | $ 108,000 |
| Canyon County Idaho | 3 | $ 815,000 | $ 271,000 | $ 142,000 |
| McHenry County Illinois | 3 | $ 215,000 | $ 71,000 | $ 76,000 |
| Lafourche County Louisiana | 3 | $ 205,000 | $ 68,000 | $ 103,000 |
| St. Landry County Louisiana | 3 | $ 1,065,000 | $ 355,000 | $ 191,000 |
| Montgomery County Maryland | 3 | $ 835,000 | $ 278,000 | $ 121,000 |
| Hennepin County Minnesota | 3 | $ 755,000 | $ 251,000 | $ 146,000 |
| St. Louis County Missouri | 3 | $ 1,065,000 | $ 355,000 | $ 379,000 |
| Gallatin County Montana | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Colfax County New Mexico | 3 | $ 1,585,000 | $ 528,000 | $ 319,000 |
| Washington County Oregon | 3 | $ 745,000 | $ 248,000 | $ 171,000 |
| Chester County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 116,000 |
| York County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 132,000 |
| Davidson County Tennessee | 3 | $ 1,705,000 | $ 568,000 | $ 329,000 |
| Bexar County Texas | 3 | $ 885,000 | $ 295,000 | $ 105,000 |
| Chambers County Texas | 3 | $ 685,000 | $ 228,000 | $ 151,000 |
| Comal County Texas | 3 | $ 885,000 | $ 295,000 | $ 229,000 |
| Hidalgo County Texas | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Jefferson County Texas | 3 | $ 635,000 | $ 211,000 | $ 50,000 |
| Nueces County Texas | 3 | $ 605,000 | $ 201,000 | $ 121,000 |
| Fairfax County Virginia | 3 | $ 965,000 | $ 321,000 | $ 224,000 |
| Norfolk County Virginia | 3 | $ 1,465,000 | $ 488,000 | $ 202,000 |
| Pierce County Washington | 3 | $ 925,000 | $ 308,000 | $ 171,000 |
| Marshall County Alabama | 2 | $ 210,000 | $ 105,000 | $ 29,000 |
| Anchorage County Alaska | 2 | $ 720,000 | $ 360,000 | $ 186,000 |
| Gila County Arizona | 2 | $ 260,000 | $ 130,000 | $ 138,000 |
| El Dorado County California | 2 | $ 440,000 | $ 220,000 | $ 174,000 |
| Humboldt County California | 2 | $ 1,150,000 | $ 575,000 | $ 206,000 |
| Santa Cruz County California | 2 | $ 610,000 | $ 305,000 | $ 280,000 |
| San Juan County Colorado | 2 | $ 770,000 | $ 385,000 | $ 186,000 |
| Summit County Colorado | 2 | $ 1,690,000 | $ 845,000 | $ 399,000 |
| Fairfield County Connecticut | 2 | $ 2,180,000 | $ 1,090,000 | $ 360,000 |
| Sussex County Delaware | 2 | $ 690,000 | $ 345,000 | $ 192,000 |
| Broward County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 260,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 173,000 |
| Flagler County Florida | 2 | $ 440,000 | $ 220,000 | $ 207,000 |
| Hernando County Florida | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Hillsborough County Florida | 2 | $ 920,000 | $ 460,000 | $ 214,000 |
| St. Johns County Florida | 2 | $ 440,000 | $ 220,000 | $ 239,000 |
| Volusia County Florida | 2 | $ 510,000 | $ 255,000 | $ 327,000 |
| Gibson County Indiana | 2 | $ 500,000 | $ 250,000 | $ 179,000 |
| Lake County Indiana | 2 | $ 350,000 | $ 175,000 | $ 150,000 |
| Ascension County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Tangipahoa County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 160,000 |
| Barnstable County Massachusetts | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Essex County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 205,000 |
| Ramsey County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 219,000 |
| Rankin County Mississippi | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Wayne County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Flathead County Montana | 2 | $ 2,860,000 | $ 1,430,000 | $ 524,000 |
| Douglas County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 256,000 |
| Carson City County Nevada | 2 | $ 660,000 | $ 330,000 | $ 139,000 |
| Douglas County Nevada | 2 | $ 1,000,000 | $ 500,000 | $ 94,000 |
| Lyon County Nevada | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Belknap County New Hampshire | 2 | $ 1,210,000 | $ 605,000 | $ 316,000 |
| Somerset County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Bernalillo County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 167,000 |
| Sandoval County New Mexico | 2 | $ 870,000 | $ 435,000 | $ 128,000 |
| Santa Fe County New Mexico | 2 | $ 1,580,000 | $ 790,000 | $ 211,000 |
| Suffolk County New York | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Brunswick County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 296,000 |
| New Hanover County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Hamilton County Ohio | 2 | $ 420,000 | $ 210,000 | $ 129,000 |
| Cleveland County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 159,000 |
| Tulsa County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 255,000 |
| Columbia County Oregon | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| Bucks County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Philadelphia County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 164,000 |
| Washington County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 216,000 |
| Westmoreland County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Charleston County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
| Greenville County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 181,000 |
| Williamson County Tennessee | 2 | $ 1,220,000 | $ 610,000 | $ 318,000 |
| Caldwell County Texas | 2 | $ 850,000 | $ 425,000 | $ 219,000 |
| Cameron County Texas | 2 | $ 230,000 | $ 115,000 | $ 117,000 |
| Freestone County Texas | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Grimes County Texas | 2 | $ 540,000 | $ 270,000 | $ 143,000 |
| Hill County Texas | 2 | $ 380,000 | $ 190,000 | $ 184,000 |
| Kendall County Texas | 2 | $ 270,000 | $ 135,000 | $ 141,000 |
| Kerr County Texas | 2 | $ 310,000 | $ 155,000 | $ 400,000 |
| Polk County Texas | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Rusk County Texas | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Smith County Texas | 2 | $ 610,000 | $ 305,000 | $ 171,000 |
| Tooele County Utah | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Arlington County Virginia | 2 | $ 630,000 | $ 315,000 | $ 944,000 |
| Prince William County Virginia | 2 | $ 850,000 | $ 425,000 | $ 212,000 |
| Clark County Washington | 2 | $ 940,000 | $ 470,000 | $ 177,000 |
| Skagit County Washington | 2 | $ 610,000 | $ 305,000 | $ 142,000 |
| Whatcom County Washington | 2 | $ 1,160,000 | $ 580,000 | $ 259,000 |
| Natrona County Wyoming | 2 | $ 220,000 | $ 110,000 | $ 185,000 |
| Jefferson County Alabama | 1 | $ 545,000 | $ 545,000 | $ 192,000 |
| Lauderdale County Alabama | 1 | $ 95,000 | $ 95,000 | $ 199,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 181,000 |
| Tuscaloosa County Alabama | 1 | $ 185,000 | $ 185,000 | $ 228,000 |
| Wilcox County Alabama | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Kenai Peninsula County Alaska | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Apache County Arizona | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Coconino County Arizona | 1 | $ 845,000 | $ 845,000 | $ 250,000 |
| Yuma County Arizona | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Conway County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Pope County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Saline County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Colusa County California | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Kings County California | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Shasta County California | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Archuleta County Colorado | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Broomfield County Colorado | 1 | $ 625,000 | $ 625,000 | $ 334,000 |
| Delta County Colorado | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Grand County Colorado | 1 | $ 515,000 | $ 515,000 | $ 228,000 |
| Gunnison County Colorado | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| La Plata County Colorado | 1 | $ 1,255,000 | $ 1,255,000 | $ 388,000 |
| Larimer County Colorado | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Sedgwick County Colorado | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| New Haven County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| Bay County Florida | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Highlands County Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Indian River County Florida | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Levy County Florida | 1 | $ 275,000 | $ 275,000 | $ 238,000 |
| Manatee County Florida | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Nassau County Florida | 1 | $ 65,000 | $ 65,000 | $ 238,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Putnam County Florida | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Sumter County Florida | 1 | $ 705,000 | $ 705,000 | $ 144,000 |
| Bryan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Chatham County Georgia | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Cherokee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Fayette County Georgia | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Honolulu County Hawaii | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Maui County Hawaii | 1 | $ 1,505,000 | $ 1,505,000 | $ 442,000 |
| Bear Lake County Idaho | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Jefferson County Idaho | 1 | $ 175,000 | $ 175,000 | $ 206,000 |
| Washington County Idaho | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Kendall County Illinois | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| Will County Illinois | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Elkhart County Indiana | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Hamilton County Indiana | 1 | $ 325,000 | $ 325,000 | $ 212,000 |
| Hancock County Indiana | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Jefferson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 212,000 |
| Des Moines County Iowa | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Calloway County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 207,000 |
| Campbell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Fayette County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 353,000 |
| Marshall County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 206,000 |
| Oldham County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Warren County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Caddo County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 486,000 |
| Calcasieu County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Jefferson Davis County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 212,000 |
| Livingston County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Madison County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| St. Bernard County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Washington County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Knox County Maine | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Baltimore County Maryland | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Norfolk County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 201,000 |
| Plymouth County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 233,000 |
| Suffolk County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 442,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Allegan County Michigan | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Iosco County Michigan | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Jackson County Michigan | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Mecosta County Michigan | 1 | $ 315,000 | $ 315,000 | $ 285,000 |
| Anoka County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Dakota County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Stearns County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 228,000 |
| Adams County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Hancock County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Hinds County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Lamar County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Marion County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Pearl River County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Perry County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| Simpson County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 196,000 |
| Bates County Missouri | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Boone County Missouri | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Cape Girardeau County Missouri | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Jefferson County Missouri | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Phelps County Missouri | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Fergus County Montana | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Missoula County Montana | 1 | $ 515,000 | $ 515,000 | $ 333,000 |
| Gage County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 205,000 |
| Lancaster County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Gloucester County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Middlesex County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 229,000 |
| Monmouth County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Morris County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Sussex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Sierra County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Valencia County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 196,000 |
| Essex County New York | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Kings County New York | 1 | $ 455,000 | $ 455,000 | $ 67,000 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| Nassau County New York | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Caldwell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 233,000 |
| Gaston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Guilford County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Orange County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 654,000 |
| Transylvania County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 280,000 |
| Wake County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Franklin County Ohio | 1 | $ 435,000 | $ 435,000 | $ 284,000 |
| Mahoning County Ohio | 1 | $ 365,000 | $ 365,000 | $ 410,000 |
| Summit County Ohio | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Choctaw County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Douglas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Lane County Oregon | 1 | $ 505,000 | $ 505,000 | $ 202,000 |
| Lincoln County Oregon | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Linn County Oregon | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Yamhill County Oregon | 1 | $ 705,000 | $ 705,000 | $ 450,000 |
| Beaver County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Lexington County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Minnehaha County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 139,000 |
| Grundy County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Jefferson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Rhea County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Rutherford County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 195,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| White County Tennessee | 1 | $ 835,000 | $ 835,000 | $ 255,000 |
| Bastrop County Texas | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Collin County Texas | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Colorado County Texas | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Ellis County Texas | 1 | $ 445,000 | $ 445,000 | $ 217,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Gillespie County Texas | 1 | $ 75,000 | $ 75,000 | $ 227,000 |
| Hardin County Texas | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Kaufman County Texas | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Llano County Texas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Orange County Texas | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Panola County Texas | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Rockwall County Texas | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| San Augustine County Texas | 1 | $ 145,000 | $ 145,000 | $ 205,000 |
| San Jacinto County Texas | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Stephens County Texas | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Taylor County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tyler County Texas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Ward County Texas | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Wise County Texas | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Wood County Texas | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
| Duchesne County Utah | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Iron County Utah | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Weber County Utah | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Rutland County Vermont | 1 | $ 295,000 | $ 295,000 | $ 317,000 |
| Buena Vista County Virginia | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Carroll County Virginia | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Manassas County Virginia | 1 | $ 135,000 | $ 135,000 | $ 185,000 |
| Orange County Virginia | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Richmond City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Washington County Virginia | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| York County Virginia | 1 | $ 345,000 | $ 345,000 | $ 684,000 |
| Benton County Washington | 1 | $ 75,000 | $ 75,000 | $ 204,000 |
| Grays Harbor County Washington | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Island County Washington | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Kitsap County Washington | 1 | $ 105,000 | $ 105,000 | $ 280,000 |
| Klickitat County Washington | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Okanogan County Washington | 1 | $ 225,000 | $ 225,000 | $ 364,000 |
| Snohomish County Washington | 1 | $ 465,000 | $ 465,000 | $ 177,000 |
| Thurston County Washington | 1 | $ 455,000 | $ 455,000 | $ 94,000 |
| Berkeley County West Virginia | 1 | $ 375,000 | $ 375,000 | $ 154,000 |
| Cabell County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Jefferson County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| Columbia County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Dane County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 255,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Vilas County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 351,000 |
| Waukesha County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Big Horn County Wyoming | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| Teton County Wyoming | 1 | $ 1,755,000 | $ 1,755,000 | $ 875,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,175 | $563,295,000 | $479,000 | $3,005,000 | $208,000 | $1,645,000 |
| Refinancing | 732 | $221,050,000 | $301,000 | $1,715,000 | $176,000 | $2,095,000 |
| Cash-out Refinancing | 694 | $272,260,000 | $392,000 | $2,105,000 | $172,000 | $1,291,000 |
| Home Improvement | 500 | $71,380,000 | $142,000 | $965,000 | $178,000 | $863,000 |
| Other Purpose | 332 | $58,040,000 | $174,000 | $1,505,000 | $185,000 | $1,790,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,858 | $627,800,000 | $337,000 | $3,005,000 | $191,000 | $1,645,000 |
| Not Provided | 526 | $195,080,000 | $370,000 | $2,005,000 | $203,000 | $2,095,000 |
| Hispanic | 401 | $115,245,000 | $287,000 | $1,385,000 | $163,000 | $607,000 |
| Asian | 281 | $132,775,000 | $472,000 | $2,105,000 | $205,000 | $733,000 |
| Black or African American | 249 | $68,005,000 | $273,000 | $1,315,000 | $152,000 | $486,000 |
| American Indian or Alaskan Native | 28 | $7,210,000 | $257,000 | $695,000 | $130,000 | $269,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $5,380,000 | $384,000 | $745,000 | $164,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,433 | $1,186,025,000 | $345,000 | $3,005,000 | $187,000 | $2,095,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,196 | $800,400,000 | $364,000 | $3,005,000 | $192,000 | $1,790,000 |
| Application Denied By Financial Institution | 1,106 | $336,660,000 | $304,000 | $2,105,000 | $176,000 | $2,095,000 |
| Application Approved But Not Accepted | 129 | $48,115,000 | $372,000 | $1,675,000 | $198,000 | $601,000 |
| Application Withdrawn By Applicant | 2 | $850,000 | $425,000 | $445,000 | $207,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,327 | $849,365,000 | $365,000 | $3,005,000 | $192,000 | $1,790,000 |
| Credit Application Incomplete | 762 | $250,740,000 | $329,000 | $2,105,000 | $195,000 | $2,095,000 |
| Debt-To-Income Ratio | 170 | $43,960,000 | $258,000 | $1,805,000 | $98,000 | $384,000 |
| Collateral | 83 | $18,445,000 | $222,000 | $1,135,000 | $171,000 | $472,000 |
| Credit History | 55 | $11,525,000 | $209,000 | $1,145,000 | $142,000 | $452,000 |
| Other | 21 | $6,465,000 | $307,000 | $665,000 | $211,000 | $627,000 |
| Unverifiable Information | 10 | $4,160,000 | $416,000 | $1,525,000 | $210,000 | $435,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $315,000 | $105,000 | $175,000 | $164,000 | $250,000 |
| Employment History | 2 | $1,050,000 | $525,000 | $945,000 | $260,000 | $260,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.