Chicago Bancorp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Chicago Bancorp 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chicago Bancorp 300 N Elizabeth Street Stuite 3E Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 2,822 |
| Total Mortgage Loan Application Amount | $775,238,000 |
| Average Mortgage Loan Application Amount | $310,333 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $149,333 |
| Highest Applicant Income | $4,830,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Chicago Bancorp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chicago Bancorp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Chicago Bancorp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chicago Bancorp serves its applicants.
Each category highlights the total number of mortgage applications processed by Chicago Bancorp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chicago Bancorp's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 972 | $ 250,868,000 | $ 258,000 | $ 131,000 |
| DuPage County Illinois | 212 | $ 57,397,000 | $ 270,000 | $ 143,000 |
| Will County Illinois | 211 | $ 43,672,000 | $ 206,000 | $ 99,000 |
| Queens County New York | 109 | $ 33,996,000 | $ 311,000 | $ 82,000 |
| Lake County Illinois | 104 | $ 32,648,000 | $ 313,000 | $ 213,000 |
| Kane County Illinois | 80 | $ 18,171,000 | $ 227,000 | $ 106,000 |
| Kings County New York | 80 | $ 34,200,000 | $ 427,000 | $ 155,000 |
| Los Angeles County California | 63 | $ 26,184,000 | $ 415,000 | $ 146,000 |
| McHenry County Illinois | 46 | $ 9,286,000 | $ 201,000 | $ 110,000 |
| Ocean County New Jersey | 41 | $ 11,063,000 | $ 269,000 | $ 152,000 |
| Orange County California | 37 | $ 13,081,000 | $ 353,000 | $ 116,000 |
| San Diego County California | 35 | $ 11,801,000 | $ 337,000 | $ 129,000 |
| Nassau County New York | 29 | $ 11,678,000 | $ 402,000 | $ 148,000 |
| Waukesha County Wisconsin | 25 | $ 6,468,000 | $ 258,000 | $ 98,000 |
| Kendall County Illinois | 23 | $ 3,707,000 | $ 161,000 | $ 75,000 |
| Fairfax County Virginia | 23 | $ 8,959,000 | $ 389,000 | $ 179,000 |
| Ozaukee County Wisconsin | 21 | $ 5,486,000 | $ 261,000 | $ 92,000 |
| Montgomery County Maryland | 18 | $ 7,066,000 | $ 392,000 | $ 130,000 |
| Orange County Florida | 17 | $ 4,436,000 | $ 260,000 | $ 95,000 |
| Harris County Texas | 17 | $ 3,756,000 | $ 220,000 | $ 115,000 |
| Santa Clara County California | 16 | $ 7,594,000 | $ 474,000 | $ 176,000 |
| Bronx County New York | 14 | $ 5,185,000 | $ 370,000 | $ 77,000 |
| Alameda County California | 13 | $ 5,473,000 | $ 421,000 | $ 189,000 |
| Milwaukee County Wisconsin | 13 | $ 3,273,000 | $ 251,000 | $ 105,000 |
| Riverside County California | 12 | $ 2,978,000 | $ 248,000 | $ 76,000 |
| Maricopa County Arizona | 11 | $ 2,513,000 | $ 228,000 | $ 111,000 |
| Ventura County California | 11 | $ 3,452,000 | $ 313,000 | $ 94,000 |
| New York County New York | 10 | $ 4,233,000 | $ 423,000 | $ 173,000 |
| Rockland County New York | 10 | $ 3,463,000 | $ 346,000 | $ 122,000 |
| Lake County Indiana | 9 | $ 1,715,000 | $ 190,000 | $ 71,000 |
| Westchester County New York | 9 | $ 3,139,000 | $ 348,000 | $ 199,000 |
| Washington County Wisconsin | 9 | $ 1,622,000 | $ 180,000 | $ 83,000 |
| San Bernardino County California | 8 | $ 2,296,000 | $ 287,000 | $ 88,000 |
| Essex County New Jersey | 8 | $ 1,963,000 | $ 245,000 | $ 80,000 |
| King County Washington | 8 | $ 2,289,000 | $ 286,000 | $ 103,000 |
| San Francisco County California | 7 | $ 3,035,000 | $ 433,000 | $ 153,000 |
| Fort Bend County Texas | 7 | $ 1,624,000 | $ 232,000 | $ 156,000 |
| Travis County Texas | 7 | $ 1,700,000 | $ 242,000 | $ 112,000 |
| Dane County Wisconsin | 7 | $ 2,168,000 | $ 309,000 | $ 128,000 |
| Henry County Illinois | 6 | $ 795,000 | $ 132,000 | $ 74,000 |
| Rock Island County Illinois | 6 | $ 520,000 | $ 86,000 | $ 64,000 |
| Porter County Indiana | 6 | $ 1,409,000 | $ 234,000 | $ 265,000 |
| Suffolk County New York | 6 | $ 3,099,000 | $ 516,000 | $ 291,000 |
| Dallas County Texas | 6 | $ 1,484,000 | $ 247,000 | $ 109,000 |
| Clark County Washington | 6 | $ 1,474,000 | $ 245,000 | $ 104,000 |
| Fresno County California | 5 | $ 1,159,000 | $ 231,000 | $ 71,000 |
| Jefferson County Colorado | 5 | $ 1,468,000 | $ 293,000 | $ 105,000 |
| Lee County Florida | 5 | $ 589,000 | $ 117,000 | $ 140,000 |
| Palm Beach County Florida | 5 | $ 1,322,000 | $ 264,000 | $ 119,000 |
| Grundy County Illinois | 5 | $ 675,000 | $ 135,000 | $ 48,000 |
| Anne Arundel County Maryland | 5 | $ 1,392,000 | $ 278,000 | $ 99,000 |
| Bergen County New Jersey | 5 | $ 1,792,000 | $ 358,000 | $ 120,000 |
| Orange County New York | 5 | $ 1,137,000 | $ 227,000 | $ 94,000 |
| Richmond County New York | 5 | $ 1,656,000 | $ 331,000 | $ 72,000 |
| Collin County Texas | 5 | $ 927,000 | $ 185,000 | $ 159,000 |
| Contra Costa County California | 4 | $ 1,574,000 | $ 393,000 | $ 186,000 |
| Monterey County California | 4 | $ 1,700,000 | $ 425,000 | $ 97,000 |
| Placer County California | 4 | $ 1,239,000 | $ 309,000 | $ 208,000 |
| Sacramento County California | 4 | $ 1,214,000 | $ 303,000 | $ 83,000 |
| Denver County Colorado | 4 | $ 1,363,000 | $ 340,000 | $ 131,000 |
| Miami-Dade County Florida | 4 | $ 966,000 | $ 241,000 | $ 93,000 |
| Fulton County Georgia | 4 | $ 1,194,000 | $ 298,000 | $ 153,000 |
| Champaign County Illinois | 4 | $ 802,000 | $ 200,000 | $ 66,000 |
| Hamilton County Indiana | 4 | $ 751,000 | $ 187,000 | $ 77,000 |
| LaPorte County Indiana | 4 | $ 879,000 | $ 219,000 | $ 194,000 |
| Johnson County Kansas | 4 | $ 763,000 | $ 190,000 | $ 97,000 |
| Baltimore County Maryland | 4 | $ 1,272,000 | $ 318,000 | $ 213,000 |
| Howard County Maryland | 4 | $ 1,271,000 | $ 317,000 | $ 155,000 |
| Berrien County Michigan | 4 | $ 1,023,000 | $ 255,000 | $ 187,000 |
| Washtenaw County Michigan | 4 | $ 959,000 | $ 239,000 | $ 249,000 |
| Middlesex County New Jersey | 4 | $ 968,000 | $ 242,000 | $ 64,000 |
| Monmouth County New Jersey | 4 | $ 1,491,000 | $ 372,000 | $ 83,000 |
| Morris County New Jersey | 4 | $ 1,546,000 | $ 386,000 | $ 166,000 |
| Sullivan County New York | 4 | $ 544,000 | $ 136,000 | $ 104,000 |
| Bexar County Texas | 4 | $ 669,000 | $ 167,000 | $ 100,000 |
| Montgomery County Texas | 4 | $ 978,000 | $ 244,000 | $ 107,000 |
| Parker County Texas | 4 | $ 1,109,000 | $ 277,000 | $ 106,000 |
| Tarrant County Texas | 4 | $ 663,000 | $ 165,000 | $ 98,000 |
| Arlington County Virginia | 4 | $ 1,579,000 | $ 394,000 | $ 90,000 |
| Walworth County Wisconsin | 4 | $ 1,009,000 | $ 252,000 | $ 241,000 |
| San Mateo County California | 3 | $ 1,482,000 | $ 494,000 | $ 129,000 |
| Solano County California | 3 | $ 901,000 | $ 300,000 | $ 119,000 |
| Arapahoe County Colorado | 3 | $ 609,000 | $ 203,000 | $ 109,000 |
| Boulder County Colorado | 3 | $ 765,000 | $ 255,000 | $ 144,000 |
| Larimer County Colorado | 3 | $ 926,000 | $ 308,000 | $ 124,000 |
| Broward County Florida | 3 | $ 550,000 | $ 183,000 | $ 77,000 |
| Pinellas County Florida | 3 | $ 1,161,000 | $ 387,000 | $ 111,000 |
| Gwinnett County Georgia | 3 | $ 654,000 | $ 218,000 | $ 125,000 |
| Marion County Indiana | 3 | $ 883,000 | $ 294,000 | $ 173,000 |
| Scott County Iowa | 3 | $ 459,000 | $ 153,000 | $ 47,000 |
| Sedgwick County Kansas | 3 | $ 406,000 | $ 135,000 | $ 62,000 |
| St. Mary's County Maryland | 3 | $ 868,000 | $ 289,000 | $ 149,000 |
| Union County New Jersey | 3 | $ 738,000 | $ 246,000 | $ 92,000 |
| Denton County Texas | 3 | $ 716,000 | $ 238,000 | $ 110,000 |
| Williamson County Texas | 3 | $ 515,000 | $ 171,000 | $ 119,000 |
| Stafford County Virginia | 3 | $ 1,159,000 | $ 386,000 | $ 64,000 |
| Kittitas County Washington | 3 | $ 539,000 | $ 179,000 | $ 273,000 |
| Skagit County Washington | 3 | $ 679,000 | $ 226,000 | $ 237,000 |
| Door County Wisconsin | 3 | $ 700,000 | $ 233,000 | $ 284,000 |
| Baldwin County Alabama | 2 | $ 834,000 | $ 417,000 | $ 196,000 |
| Marin County California | 2 | $ 855,000 | $ 427,000 | $ 131,000 |
| San Luis Obispo County California | 2 | $ 823,000 | $ 411,000 | $ 200,000 |
| Santa Cruz County California | 2 | $ 1,132,000 | $ 566,000 | $ 187,000 |
| Sonoma County California | 2 | $ 642,000 | $ 321,000 | $ 51,000 |
| El Paso County Colorado | 2 | $ 356,000 | $ 178,000 | $ 31,000 |
| Manatee County Florida | 2 | $ 514,000 | $ 257,000 | $ 150,000 |
| Polk County Florida | 2 | $ 305,000 | $ 152,000 | $ 115,000 |
| DeKalb County Georgia | 2 | $ 581,000 | $ 290,000 | $ 215,000 |
| Madison County Illinois | 2 | $ 306,000 | $ 153,000 | $ 177,000 |
| Starke County Indiana | 2 | $ 459,000 | $ 229,000 | $ 131,000 |
| Carroll County Maryland | 2 | $ 474,000 | $ 237,000 | $ 88,000 |
| Prince George's County Maryland | 2 | $ 738,000 | $ 369,000 | $ 112,000 |
| Worcester County Maryland | 2 | $ 675,000 | $ 337,000 | $ 235,000 |
| Oakland County Michigan | 2 | $ 834,000 | $ 417,000 | $ 996,000 |
| Wayne County Michigan | 2 | $ 602,000 | $ 301,000 | $ 128,000 |
| Hennepin County Minnesota | 2 | $ 312,000 | $ 156,000 | $ 209,000 |
| Camden County New Jersey | 2 | $ 304,000 | $ 152,000 | $ 31,000 |
| Dutchess County New York | 2 | $ 889,000 | $ 444,000 | $ 177,000 |
| Onondaga County New York | 2 | $ 497,000 | $ 248,000 | $ 154,000 |
| Saratoga County New York | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| Allegheny County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 136,000 |
| Beaufort County South Carolina | 2 | $ 559,000 | $ 279,000 | $ 155,000 |
| Richland County South Carolina | 2 | $ 509,000 | $ 254,000 | $ 95,000 |
| Comal County Texas | 2 | $ 572,000 | $ 286,000 | $ 74,000 |
| Hidalgo County Texas | 2 | $ 396,000 | $ 198,000 | $ 88,000 |
| Rockwall County Texas | 2 | $ 363,000 | $ 181,000 | $ 66,000 |
| Charlottesville County Virginia | 2 | $ 578,000 | $ 289,000 | $ 108,000 |
| Chesterfield County Virginia | 2 | $ 454,000 | $ 227,000 | $ 82,000 |
| Hampton County Virginia | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Isle of Wight County Virginia | 2 | $ 655,000 | $ 327,000 | $ 154,000 |
| Loudoun County Virginia | 2 | $ 979,000 | $ 489,000 | $ 0 |
| Orange County Virginia | 2 | $ 403,000 | $ 201,000 | $ 77,000 |
| Spotsylvania County Virginia | 2 | $ 592,000 | $ 296,000 | $ 89,000 |
| Pierce County Washington | 2 | $ 402,000 | $ 201,000 | $ 84,000 |
| Snohomish County Washington | 2 | $ 529,000 | $ 264,000 | $ 57,000 |
| Whatcom County Washington | 2 | $ 478,000 | $ 239,000 | $ 126,000 |
| Kenosha County Wisconsin | 2 | $ 357,000 | $ 178,000 | $ 87,000 |
| Oneida County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 87,000 |
| St. Croix County Wisconsin | 2 | $ 502,000 | $ 251,000 | $ 102,000 |
| Jefferson County Alabama | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Limestone County Alabama | 1 | $ 368,000 | $ 368,000 | $ 300,000 |
| Madison County Alabama | 1 | $ 279,000 | $ 279,000 | $ 135,000 |
| St. Clair County Alabama | 1 | $ 161,000 | $ 161,000 | $ 88,000 |
| El Dorado County California | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Inyo County California | 1 | $ 143,000 | $ 143,000 | $ 441,000 |
| Kern County California | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Lassen County California | 1 | $ 162,000 | $ 162,000 | $ 206,000 |
| Merced County California | 1 | $ 284,000 | $ 284,000 | $ 155,000 |
| Plumas County California | 1 | $ 178,000 | $ 178,000 | $ 165,000 |
| San Joaquin County California | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Santa Barbara County California | 1 | $ 260,000 | $ 260,000 | $ 48,000 |
| Stanislaus County California | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Tehama County California | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Tulare County California | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Yolo County California | 1 | $ 373,000 | $ 373,000 | $ 224,000 |
| Douglas County Colorado | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Elbert County Colorado | 1 | $ 272,000 | $ 272,000 | $ 164,000 |
| Grand County Colorado | 1 | $ 411,000 | $ 411,000 | $ 218,000 |
| Mesa County Colorado | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
| Montezuma County Colorado | 1 | $ 300,000 | $ 300,000 | $ 147,000 |
| Routt County Colorado | 1 | $ 820,000 | $ 820,000 | $ 183,000 |
| Summit County Colorado | 1 | $ 167,000 | $ 167,000 | $ 385,000 |
| Weld County Colorado | 1 | $ 256,000 | $ 256,000 | $ 182,000 |
| Middlesex County Connecticut | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Brevard County Florida | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 54,000 | $ 54,000 | $ 106,000 |
| Clay County Florida | 1 | $ 268,000 | $ 268,000 | $ 99,000 |
| Collier County Florida | 1 | $ 400,000 | $ 400,000 | $ 1,090,000 |
| Escambia County Florida | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Hillsborough County Florida | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Marion County Florida | 1 | $ 149,000 | $ 149,000 | $ 101,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 215,000 |
| Sarasota County Florida | 1 | $ 190,000 | $ 190,000 | $ 259,000 |
| Sumter County Florida | 1 | $ 151,000 | $ 151,000 | $ 219,000 |
| Cobb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 128,000 |
| Douglas County Georgia | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| Fannin County Georgia | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
| Greene County Georgia | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Hancock County Georgia | 1 | $ 378,000 | $ 378,000 | $ 89,000 |
| Christian County Illinois | 1 | $ 188,000 | $ 188,000 | $ 123,000 |
| DeKalb County Illinois | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| Kankakee County Illinois | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
| LaSalle County Illinois | 1 | $ 332,000 | $ 332,000 | $ 476,000 |
| Livingston County Illinois | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Macoupin County Illinois | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| McLean County Illinois | 1 | $ 196,000 | $ 196,000 | $ 109,000 |
| Richland County Illinois | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Sangamon County Illinois | 1 | $ 232,000 | $ 232,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Williamson County Illinois | 1 | $ 108,000 | $ 108,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Monroe County Indiana | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Warrick County Indiana | 1 | $ 230,000 | $ 230,000 | $ 87,000 |
| Polk County Iowa | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Clay County Kansas | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Douglas County Kansas | 1 | $ 150,000 | $ 150,000 | $ 215,000 |
| Reno County Kansas | 1 | $ 323,000 | $ 323,000 | $ 160,000 |
| Thomas County Kansas | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| York County Maine | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| Baltimore City County Maryland | 1 | $ 194,000 | $ 194,000 | $ 150,000 |
| Charles County Maryland | 1 | $ 449,000 | $ 449,000 | $ 277,000 |
| Frederick County Maryland | 1 | $ 188,000 | $ 188,000 | $ 43,000 |
| Talbot County Maryland | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Washington County Maryland | 1 | $ 645,000 | $ 645,000 | $ 262,000 |
| Middlesex County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Suffolk County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Allegan County Michigan | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| Cass County Michigan | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Gogebic County Michigan | 1 | $ 193,000 | $ 193,000 | $ 273,000 |
| Grand Traverse County Michigan | 1 | $ 258,000 | $ 258,000 | $ 70,000 |
| Kent County Michigan | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Mason County Michigan | 1 | $ 243,000 | $ 243,000 | $ 120,000 |
| Ottawa County Michigan | 1 | $ 412,000 | $ 412,000 | $ 177,000 |
| St. Joseph County Michigan | 1 | $ 227,000 | $ 227,000 | $ 238,000 |
| Van Buren County Michigan | 1 | $ 158,000 | $ 158,000 | $ 145,000 |
| Hillsborough County New Hampshire | 1 | $ 187,000 | $ 187,000 | $ 115,000 |
| Rockingham County New Hampshire | 1 | $ 324,000 | $ 324,000 | $ 109,000 |
| Burlington County New Jersey | 1 | $ 189,000 | $ 189,000 | $ 77,000 |
| Cape May County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 164,000 |
| Somerset County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 128,000 |
| Sussex County New Jersey | 1 | $ 384,000 | $ 384,000 | $ 98,000 |
| Albany County New York | 1 | $ 290,000 | $ 290,000 | $ 250,000 |
| Cortland County New York | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Delaware County New York | 1 | $ 238,000 | $ 238,000 | $ 86,000 |
| Fulton County New York | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Jefferson County New York | 1 | $ 369,000 | $ 369,000 | $ 144,000 |
| Ontario County New York | 1 | $ 336,000 | $ 336,000 | $ 134,000 |
| Putnam County New York | 1 | $ 266,000 | $ 266,000 | $ 161,000 |
| Ulster County New York | 1 | $ 262,000 | $ 262,000 | $ 70,000 |
| Brunswick County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 105,000 |
| Catawba County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 125,000 |
| Guilford County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 103,000 |
| Haywood County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 77,000 |
| Lincoln County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 94,000 |
| Mecklenburg County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 107,000 |
| Wake County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Oklahoma County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 93,000 |
| Berks County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 209,000 |
| Bucks County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 98,000 |
| Luzerne County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 221,000 |
| Georgetown County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Bell County Texas | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Brazoria County Texas | 1 | $ 279,000 | $ 279,000 | $ 0 |
| El Paso County Texas | 1 | $ 700,000 | $ 700,000 | $ 220,000 |
| Ellis County Texas | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| Galveston County Texas | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Hays County Texas | 1 | $ 308,000 | $ 308,000 | $ 120,000 |
| Henderson County Texas | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Hood County Texas | 1 | $ 390,000 | $ 390,000 | $ 141,000 |
| Houston County Texas | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| Jefferson County Texas | 1 | $ 260,000 | $ 260,000 | $ 119,000 |
| Uvalde County Texas | 1 | $ 630,000 | $ 630,000 | $ 133,000 |
| Wilson County Texas | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Alexandria County Virginia | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Amelia County Virginia | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Caroline County Virginia | 1 | $ 151,000 | $ 151,000 | $ 95,000 |
| Chesapeake County Virginia | 1 | $ 309,000 | $ 309,000 | $ 121,000 |
| Clarke County Virginia | 1 | $ 407,000 | $ 407,000 | $ 65,000 |
| Fairfax City County Virginia | 1 | $ 473,000 | $ 473,000 | $ 104,000 |
| Falls Church County Virginia | 1 | $ 671,000 | $ 671,000 | $ 215,000 |
| Henrico County Virginia | 1 | $ 536,000 | $ 536,000 | $ 245,000 |
| James City County Virginia | 1 | $ 267,000 | $ 267,000 | $ 76,000 |
| Newport News County Virginia | 1 | $ 306,000 | $ 306,000 | $ 98,000 |
| Norfolk County Virginia | 1 | $ 352,000 | $ 352,000 | $ 78,000 |
| Page County Virginia | 1 | $ 241,000 | $ 241,000 | $ 83,000 |
| Richmond City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 237,000 |
| Roanoke County Virginia | 1 | $ 220,000 | $ 220,000 | $ 173,000 |
| Washington County Virginia | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Benton County Washington | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Island County Washington | 1 | $ 103,000 | $ 103,000 | $ 102,000 |
| Kitsap County Washington | 1 | $ 212,000 | $ 212,000 | $ 46,000 |
| Mason County Washington | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Spokane County Washington | 1 | $ 131,000 | $ 131,000 | $ 94,000 |
| Stevens County Washington | 1 | $ 164,000 | $ 164,000 | $ 31,000 |
| Thurston County Washington | 1 | $ 204,000 | $ 204,000 | $ 57,000 |
| Brown County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 138,000 |
| Dodge County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Marathon County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Marquette County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Menominee County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 88,000 |
| Racine County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 350,000 |
| Vilas County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Chicago Bancorp in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,619 | $477,804,000 | $295,000 | $1,600,000 | $145,000 | $4,830,000 |
| Home Purchase | 1,201 | $296,655,000 | $247,000 | $1,332,000 | $107,000 | $1,844,000 |
| Home Improvement | 2 | $779,000 | $389,000 | $417,000 | $196,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,145 | $610,275,000 | $284,000 | $1,600,000 | $140,000 | $4,830,000 |
| Hispanic | 314 | $62,044,000 | $197,000 | $1,089,000 | $77,000 | $1,090,000 |
| Black or African American | 177 | $46,305,000 | $261,000 | $690,000 | $85,000 | $378,000 |
| Asian | 154 | $47,005,000 | $305,000 | $1,000,000 | $126,000 | $616,000 |
| Not Provided | 17 | $5,003,000 | $294,000 | $412,000 | $116,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,900,000 | $362,000 | $530,000 | $179,000 | $319,000 |
| American Indian or Alaskan Native | 7 | $1,706,000 | $243,000 | $417,000 | $253,000 | $444,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,976 | $567,507,000 | $287,000 | $1,600,000 | $151,000 | $4,830,000 |
| FHA-insured (Federal Housing Administration) | 709 | $163,135,000 | $230,000 | $1,125,000 | $77,000 | $1,844,000 |
| VA-guaranteed (Veterans Administration) | 134 | $44,061,000 | $328,000 | $910,000 | $90,000 | $362,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $535,000 | $178,000 | $216,000 | $53,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,251 | $618,167,000 | $274,000 | $1,463,000 | $127,000 | $4,830,000 |
| Application Withdrawn By Applicant | 389 | $108,370,000 | $278,000 | $1,166,000 | $141,000 | $1,333,000 |
| Application Approved But Not Accepted | 131 | $35,087,000 | $267,000 | $1,600,000 | $138,000 | $1,844,000 |
| Application Denied By Financial Institution | 49 | $13,218,000 | $269,000 | $950,000 | $107,000 | $898,000 |
| File Closed For Incompleteness | 2 | $396,000 | $198,000 | $268,000 | $99,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 9 | $2,422,000 | $269,000 | $620,000 | $115,000 | $384,000 |
| Debt-To-Income Ratio | 8 | $2,207,000 | $275,000 | $820,000 | $66,000 | $183,000 |
| Employment History | 3 | $492,000 | $164,000 | $183,000 | $63,000 | $114,000 |
| Other | 3 | $827,000 | $275,000 | $352,000 | $81,000 | $93,000 |
| Unverifiable Information | 3 | $661,000 | $220,000 | $238,000 | $77,000 | $106,000 |
| Credit History | 2 | $439,000 | $219,000 | $234,000 | $94,000 | $102,000 |
| Credit Application Incomplete | 1 | $328,000 | $328,000 | $328,000 | $74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $128,000 | $128,000 | $128,000 | $129,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chicago Bancorp's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chicago Bancorp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.