Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Christensen Financial, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,010 |
| Total Mortgage Loan Application Amount | $741,480,000 |
| Average Mortgage Loan Application Amount | $197,750 |
| Highest Mortgage Loan Application Amount | $3,965,000 |
| Average Applicant Income | $70,250 |
| Highest Applicant Income | $2,265,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 549 | $ 144,555,000 | $ 263,000 | $ 96,000 |
| Brevard County Florida | 373 | $ 87,615,000 | $ 234,000 | $ 87,000 |
| Seminole County Florida | 250 | $ 59,760,000 | $ 239,000 | $ 101,000 |
| Volusia County Florida | 213 | $ 44,855,000 | $ 210,000 | $ 84,000 |
| Lake County Florida | 199 | $ 43,515,000 | $ 218,000 | $ 83,000 |
| St. Lucie County Florida | 161 | $ 34,625,000 | $ 215,000 | $ 73,000 |
| Osceola County Florida | 120 | $ 28,230,000 | $ 235,000 | $ 94,000 |
| Polk County Florida | 88 | $ 17,710,000 | $ 201,000 | $ 89,000 |
| Marion County Florida | 85 | $ 14,615,000 | $ 171,000 | $ 62,000 |
| Broward County Florida | 49 | $ 14,085,000 | $ 287,000 | $ 110,000 |
| Manatee County Florida | 48 | $ 17,390,000 | $ 362,000 | $ 140,000 |
| Hillsborough County Florida | 41 | $ 10,925,000 | $ 266,000 | $ 108,000 |
| Robertson County Tennessee | 41 | $ 9,855,000 | $ 240,000 | $ 68,000 |
| Henrico County Virginia | 37 | $ 7,805,000 | $ 210,000 | $ 78,000 |
| Chesterfield County Virginia | 36 | $ 9,630,000 | $ 267,000 | $ 77,000 |
| Sumner County Tennessee | 35 | $ 10,075,000 | $ 287,000 | $ 87,000 |
| Miami-Dade County Florida | 34 | $ 18,340,000 | $ 539,000 | $ 239,000 |
| Sarasota County Florida | 31 | $ 9,775,000 | $ 315,000 | $ 157,000 |
| Charlotte County Florida | 28 | $ 8,620,000 | $ 307,000 | $ 124,000 |
| Palm Beach County Florida | 26 | $ 8,070,000 | $ 310,000 | $ 133,000 |
| Flagler County Florida | 25 | $ 7,145,000 | $ 285,000 | $ 75,000 |
| Pinellas County Florida | 25 | $ 5,445,000 | $ 217,000 | $ 101,000 |
| Martin County Florida | 18 | $ 5,600,000 | $ 311,000 | $ 108,000 |
| Cobb County Georgia | 18 | $ 5,440,000 | $ 302,000 | $ 129,000 |
| St. Louis County Missouri | 18 | $ 3,440,000 | $ 191,000 | $ 116,000 |
| Wayne County Michigan | 16 | $ 1,800,000 | $ 112,000 | $ 54,000 |
| Indian River County Florida | 15 | $ 3,005,000 | $ 200,000 | $ 80,000 |
| Sumter County Florida | 14 | $ 2,810,000 | $ 200,000 | $ 73,000 |
| Fulton County Georgia | 14 | $ 4,310,000 | $ 307,000 | $ 120,000 |
| St. Charles County Missouri | 13 | $ 3,075,000 | $ 236,000 | $ 121,000 |
| Hanover County Virginia | 12 | $ 2,840,000 | $ 236,000 | $ 74,000 |
| Citrus County Florida | 11 | $ 2,295,000 | $ 208,000 | $ 73,000 |
| DeKalb County Georgia | 11 | $ 3,765,000 | $ 342,000 | $ 116,000 |
| Duval County Florida | 10 | $ 3,050,000 | $ 305,000 | $ 94,000 |
| Pasco County Florida | 10 | $ 2,170,000 | $ 217,000 | $ 70,000 |
| St. Johns County Florida | 9 | $ 2,605,000 | $ 289,000 | $ 72,000 |
| Richmond City County Virginia | 9 | $ 2,335,000 | $ 259,000 | $ 115,000 |
| Spotsylvania County Virginia | 9 | $ 3,575,000 | $ 397,000 | $ 101,000 |
| Gwinnett County Georgia | 8 | $ 2,510,000 | $ 313,000 | $ 82,000 |
| Macomb County Michigan | 8 | $ 1,030,000 | $ 128,000 | $ 59,000 |
| Caroline County Virginia | 8 | $ 2,420,000 | $ 302,000 | $ 101,000 |
| Lee County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 59,000 |
| Lexington County South Carolina | 7 | $ 1,685,000 | $ 240,000 | $ 76,000 |
| Davidson County Tennessee | 7 | $ 1,425,000 | $ 203,000 | $ 62,000 |
| New Kent County Virginia | 7 | $ 1,895,000 | $ 270,000 | $ 80,000 |
| Collier County Florida | 6 | $ 2,690,000 | $ 448,000 | $ 133,000 |
| Henry County Georgia | 6 | $ 1,700,000 | $ 283,000 | $ 130,000 |
| Stafford County Virginia | 6 | $ 2,240,000 | $ 373,000 | $ 120,000 |
| Leon County Florida | 5 | $ 475,000 | $ 95,000 | $ 88,000 |
| Douglas County Georgia | 5 | $ 1,655,000 | $ 331,000 | $ 83,000 |
| Paulding County Georgia | 5 | $ 1,395,000 | $ 279,000 | $ 86,000 |
| Albemarle County Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 105,000 |
| Fluvanna County Virginia | 5 | $ 1,295,000 | $ 259,000 | $ 74,000 |
| Escambia County Florida | 4 | $ 570,000 | $ 142,000 | $ 61,000 |
| Hernando County Florida | 4 | $ 850,000 | $ 212,000 | $ 112,000 |
| Cherokee County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 88,000 |
| Jefferson County Missouri | 4 | $ 560,000 | $ 140,000 | $ 64,000 |
| Lincoln County Missouri | 4 | $ 790,000 | $ 197,000 | $ 38,000 |
| Montgomery County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 60,000 |
| Dinwiddie County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 55,000 |
| Hopewell County Virginia | 4 | $ 660,000 | $ 165,000 | $ 54,000 |
| King William County Virginia | 4 | $ 890,000 | $ 222,000 | $ 52,000 |
| Newport News County Virginia | 4 | $ 810,000 | $ 202,000 | $ 67,000 |
| Prince Edward County Virginia | 4 | $ 880,000 | $ 220,000 | $ 86,000 |
| Clay County Florida | 3 | $ 745,000 | $ 248,000 | $ 128,000 |
| Harris County Georgia | 3 | $ 715,000 | $ 238,000 | $ 56,000 |
| Rockdale County Georgia | 3 | $ 795,000 | $ 265,000 | $ 65,000 |
| DuPage County Illinois | 3 | $ 675,000 | $ 225,000 | $ 108,000 |
| Oakland County Michigan | 3 | $ 635,000 | $ 211,000 | $ 84,000 |
| St. Louis City County Missouri | 3 | $ 745,000 | $ 248,000 | $ 135,000 |
| Warren County Missouri | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Rowan County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 72,000 |
| Cheatham County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 82,000 |
| Williamson County Tennessee | 3 | $ 1,235,000 | $ 411,000 | $ 75,000 |
| Wilson County Tennessee | 3 | $ 1,155,000 | $ 385,000 | $ 88,000 |
| Harris County Texas | 3 | $ 655,000 | $ 218,000 | $ 117,000 |
| Essex County Virginia | 3 | $ 745,000 | $ 248,000 | $ 101,000 |
| Louisa County Virginia | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Powhatan County Virginia | 3 | $ 925,000 | $ 308,000 | $ 69,000 |
| Prince George County Virginia | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| Liberty County Florida | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Okeechobee County Florida | 2 | $ 330,000 | $ 165,000 | $ 26,000 |
| Santa Rosa County Florida | 2 | $ 920,000 | $ 460,000 | $ 116,000 |
| Mecosta County Michigan | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Franklin County Missouri | 2 | $ 870,000 | $ 435,000 | $ 125,000 |
| Catawba County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
| Mecklenburg County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 156,000 |
| Wake County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Chester County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 159,000 |
| DeKalb County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Rutherford County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Augusta County Virginia | 2 | $ 590,000 | $ 295,000 | $ 63,000 |
| Charlotte County Virginia | 2 | $ 550,000 | $ 275,000 | $ 61,000 |
| Colonial Heights County Virginia | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Cumberland County Virginia | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Fairfax County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 163,000 |
| James City County Virginia | 2 | $ 660,000 | $ 330,000 | $ 153,000 |
| Orange County Virginia | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Southampton County Virginia | 2 | $ 900,000 | $ 450,000 | $ 145,000 |
| Winchester County Virginia | 2 | $ 480,000 | $ 240,000 | $ 191,000 |
| Coffee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Elmore County Alabama | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Houston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Washington County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Garfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Jefferson County Colorado | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Bradford County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Columbia County Florida | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Glades County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Holmes County Florida | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Levy County Florida | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Nassau County Florida | 1 | $ 385,000 | $ 385,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Wakulla County Florida | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 155,000 | $ 155,000 | $ 205,000 |
| Fayette County Georgia | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Floyd County Georgia | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Gordon County Georgia | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Madison County Georgia | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Murray County Georgia | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Towns County Georgia | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Union County Georgia | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Cook County Illinois | 1 | $ 265,000 | $ 265,000 | $ 426,000 |
| Bossier County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Livingston County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Anne Arundel County Maryland | 1 | $ 595,000 | $ 595,000 | $ 193,000 |
| Jackson County Michigan | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Lapeer County Michigan | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Montmorency County Michigan | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Newaygo County Michigan | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Osceola County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Alcorn County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Copiah County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Lawrence County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Montgomery County Missouri | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Ste. Genevieve County Missouri | 1 | $ 225,000 | $ 225,000 | $ 228,000 |
| Franklin County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Guilford County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Haywood County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Lincoln County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Swain County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 1,200,000 |
| Stephens County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Kershaw County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Lancaster County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Dickson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Franklin County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Macon County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Maury County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Sequatchie County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Sevier County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Shelby County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| Trousdale County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Washington County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Bexar County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Dallas County Texas | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Kerr County Texas | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Amelia County Virginia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Buckingham County Virginia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Chesapeake County Virginia | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Fredericksburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Gloucester County Virginia | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Goochland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Greene County Virginia | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Isle of Wight County Virginia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| King George County Virginia | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Loudoun County Virginia | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| Mathews County Virginia | 1 | $ 305,000 | $ 305,000 | $ 248,000 |
| Petersburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Prince William County Virginia | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| York County Virginia | 1 | $ 545,000 | $ 545,000 | $ 253,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,709 | $448,595,000 | $262,000 | $3,965,000 | $93,000 | $2,265,000 |
| Refinancing | 683 | $156,215,000 | $228,000 | $1,425,000 | $100,000 | $1,725,000 |
| Home Improvement | 616 | $136,510,000 | $221,000 | $745,000 | $88,000 | $1,200,000 |
| Other Purpose | 2 | $160,000 | $80,000 | $85,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,942 | $485,580,000 | $250,000 | $3,965,000 | $98,000 | $2,265,000 |
| Hispanic | 491 | $108,205,000 | $220,000 | $695,000 | $76,000 | $525,000 |
| Black or African American | 331 | $78,965,000 | $238,000 | $985,000 | $80,000 | $480,000 |
| Asian | 129 | $39,195,000 | $303,000 | $795,000 | $122,000 | $1,200,000 |
| Not Provided | 81 | $20,625,000 | $254,000 | $1,725,000 | $88,000 | $600,000 |
| American Indian or Alaskan Native | 19 | $5,085,000 | $267,000 | $545,000 | $169,000 | $1,725,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $495,000 | $165,000 | $225,000 | $64,000 | $104,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,333 | $567,015,000 | $243,000 | $3,965,000 | $101,000 | $2,265,000 |
| FHA-insured (Federal Housing Administration) | 478 | $114,490,000 | $239,000 | $1,425,000 | $61,000 | $1,221,000 |
| VA-guaranteed (Veterans Administration) | 168 | $52,650,000 | $313,000 | $745,000 | $88,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $7,325,000 | $236,000 | $345,000 | $55,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,046 | $502,180,000 | $245,000 | $1,405,000 | $93,000 | $1,725,000 |
| Application Withdrawn By Applicant | 744 | $179,860,000 | $241,000 | $1,725,000 | $90,000 | $1,632,000 |
| File Closed For Incompleteness | 149 | $43,435,000 | $291,000 | $3,965,000 | $133,000 | $2,265,000 |
| Application Denied By Financial Institution | 69 | $15,695,000 | $227,000 | $505,000 | $71,000 | $607,000 |
| Application Approved But Not Accepted | 2 | $310,000 | $155,000 | $295,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,941 | $725,785,000 | $246,000 | $3,965,000 | $94,000 | $2,265,000 |
| Collateral | 25 | $5,485,000 | $219,000 | $505,000 | $94,000 | $607,000 |
| Debt-To-Income Ratio | 18 | $4,810,000 | $267,000 | $425,000 | $57,000 | $163,000 |
| Credit History | 9 | $1,825,000 | $202,000 | $405,000 | $52,000 | $92,000 |
| Unverifiable Information | 6 | $1,680,000 | $280,000 | $365,000 | $62,000 | $91,000 |
| Employment History | 6 | $1,070,000 | $178,000 | $505,000 | $58,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $825,000 | $165,000 | $265,000 | $58,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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