City National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
City National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank 555 South Flower Street Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,641 |
| Total Mortgage Loan Application Amount | $3,718,146,000 |
| Average Mortgage Loan Application Amount | $1,320,000 |
| Highest Mortgage Loan Application Amount | $65,950,000 |
| Average Applicant Income | $593,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,358 | $ 1,774,911,000 | $ 1,307,000 | $ 627,000 |
| New York County New York | 136 | $ 264,362,000 | $ 1,943,000 | $ 907,000 |
| San Diego County California | 115 | $ 231,784,000 | $ 2,015,000 | $ 317,000 |
| Orange County California | 104 | $ 157,996,000 | $ 1,519,000 | $ 681,000 |
| Ventura County California | 56 | $ 60,912,000 | $ 1,087,000 | $ 759,000 |
| San Francisco County California | 42 | $ 57,839,000 | $ 1,377,000 | $ 482,000 |
| Suffolk County New York | 41 | $ 74,948,000 | $ 1,828,000 | $ 969,000 |
| Contra Costa County California | 40 | $ 40,114,000 | $ 1,002,000 | $ 427,000 |
| Riverside County California | 39 | $ 108,612,000 | $ 2,784,000 | $ 357,000 |
| Alameda County California | 30 | $ 61,434,000 | $ 2,047,000 | $ 386,000 |
| Kings County New York | 30 | $ 32,202,000 | $ 1,073,000 | $ 345,000 |
| Clark County Nevada | 29 | $ 27,298,000 | $ 941,000 | $ 566,000 |
| Santa Clara County California | 27 | $ 32,052,000 | $ 1,187,000 | $ 349,000 |
| Davidson County Tennessee | 27 | $ 14,959,000 | $ 554,000 | $ 273,000 |
| Santa Barbara County California | 26 | $ 62,572,000 | $ 2,406,000 | $ 703,000 |
| Marin County California | 24 | $ 26,804,000 | $ 1,116,000 | $ 798,000 |
| San Mateo County California | 22 | $ 28,724,000 | $ 1,305,000 | $ 594,000 |
| Nassau County New York | 17 | $ 21,279,000 | $ 1,251,000 | $ 715,000 |
| Westchester County New York | 17 | $ 23,736,000 | $ 1,396,000 | $ 455,000 |
| San Bernardino County California | 15 | $ 8,382,000 | $ 558,000 | $ 527,000 |
| Fairfield County Connecticut | 11 | $ 13,401,000 | $ 1,218,000 | $ 1,262,000 |
| Williamson County Tennessee | 9 | $ 6,280,000 | $ 697,000 | $ 240,000 |
| Pitkin County Colorado | 7 | $ 32,603,000 | $ 4,657,000 | $ 2,198,000 |
| Fulton County Georgia | 7 | $ 9,567,000 | $ 1,366,000 | $ 2,156,000 |
| Washoe County Nevada | 7 | $ 2,568,000 | $ 366,000 | $ 313,000 |
| Summit County Utah | 7 | $ 9,998,000 | $ 1,428,000 | $ 1,210,000 |
| Sacramento County California | 6 | $ 12,660,000 | $ 2,110,000 | $ 833,000 |
| Sonoma County California | 6 | $ 4,986,000 | $ 831,000 | $ 395,000 |
| Palm Beach County Florida | 6 | $ 16,954,000 | $ 2,825,000 | $ 2,344,000 |
| Douglas County Nevada | 6 | $ 3,705,000 | $ 617,000 | $ 311,000 |
| Monmouth County New Jersey | 6 | $ 6,250,000 | $ 1,041,000 | $ 553,000 |
| Mono County California | 5 | $ 4,331,000 | $ 866,000 | $ 853,000 |
| Monterey County California | 5 | $ 6,880,000 | $ 1,376,000 | $ 685,000 |
| Placer County California | 5 | $ 3,063,000 | $ 612,000 | $ 628,000 |
| Miami-Dade County Florida | 5 | $ 11,044,000 | $ 2,208,000 | $ 1,888,000 |
| Ocean County New Jersey | 5 | $ 2,832,000 | $ 566,000 | $ 851,000 |
| Napa County California | 4 | $ 6,017,000 | $ 1,504,000 | $ 1,103,000 |
| Santa Cruz County California | 4 | $ 2,571,000 | $ 642,000 | $ 1,535,000 |
| Broward County Florida | 4 | $ 2,542,000 | $ 635,000 | $ 1,595,000 |
| Honolulu County Hawaii | 4 | $ 6,337,000 | $ 1,584,000 | $ 4,078,000 |
| Bergen County New Jersey | 4 | $ 2,858,000 | $ 714,000 | $ 315,000 |
| Columbia County New York | 4 | $ 2,522,000 | $ 630,000 | $ 1,262,000 |
| Queens County New York | 4 | $ 10,228,000 | $ 2,557,000 | $ 58,000 |
| Charleston County South Carolina | 4 | $ 5,027,000 | $ 1,256,000 | $ 5,231,000 |
| Fairfax County Virginia | 4 | $ 4,782,000 | $ 1,195,000 | $ 996,000 |
| Maricopa County Arizona | 3 | $ 1,246,000 | $ 415,000 | $ 674,000 |
| El Dorado County California | 3 | $ 1,730,000 | $ 576,000 | $ 384,000 |
| Sarasota County Florida | 3 | $ 2,424,000 | $ 808,000 | $ 1,631,000 |
| Hawaii County Hawaii | 3 | $ 9,754,000 | $ 3,251,000 | $ 1,485,000 |
| Berkshire County Massachusetts | 3 | $ 1,233,000 | $ 411,000 | $ 583,000 |
| Carson City County Nevada | 3 | $ 603,000 | $ 201,000 | $ 124,000 |
| Hudson County New Jersey | 3 | $ 2,010,000 | $ 670,000 | $ 135,000 |
| Union County New Jersey | 3 | $ 2,758,000 | $ 919,000 | $ 430,000 |
| Ulster County New York | 3 | $ 2,864,000 | $ 954,000 | $ 1,126,000 |
| Fresno County California | 2 | $ 7,222,000 | $ 3,611,000 | $ 75,000 |
| Boulder County Colorado | 2 | $ 2,093,000 | $ 1,046,000 | $ 356,000 |
| Eagle County Colorado | 2 | $ 11,325,000 | $ 5,662,000 | $ 77,000 |
| Collier County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 1,944,000 |
| Orange County Florida | 2 | $ 3,750,000 | $ 1,875,000 | $ 4,999,000 |
| Pinellas County Florida | 2 | $ 1,334,000 | $ 667,000 | $ 1,297,000 |
| Kauai County Hawaii | 2 | $ 2,000,000 | $ 1,000,000 | $ 1,055,000 |
| Bonner County Idaho | 2 | $ 1,375,000 | $ 687,000 | $ 1,497,000 |
| York County Maine | 2 | $ 3,875,000 | $ 1,937,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 216,000 |
| Atlantic County New Jersey | 2 | $ 2,726,000 | $ 1,363,000 | $ 195,000 |
| Essex County New Jersey | 2 | $ 1,500,000 | $ 750,000 | $ 307,000 |
| Morris County New Jersey | 2 | $ 1,327,000 | $ 663,000 | $ 272,000 |
| Orange County New York | 2 | $ 514,000 | $ 257,000 | $ 125,000 |
| Richmond County New York | 2 | $ 1,048,000 | $ 524,000 | $ 163,000 |
| Sumner County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 32,000 |
| Coconino County Arizona | 1 | $ 560,000 | $ 560,000 | $ 2,680,000 |
| Mohave County Arizona | 1 | $ 267,000 | $ 267,000 | $ 250,000 |
| Alpine County California | 1 | $ 626,000 | $ 626,000 | $ 714,000 |
| Imperial County California | 1 | $ 228,000 | $ 228,000 | $ 550,000 |
| Madera County California | 1 | $ 179,000 | $ 179,000 | $ 262,000 |
| Nevada County California | 1 | $ 345,000 | $ 345,000 | $ 667,000 |
| San Benito County California | 1 | $ 540,000 | $ 540,000 | $ 518,000 |
| San Luis Obispo County California | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Stanislaus County California | 1 | $ 550,000 | $ 550,000 | $ 280,000 |
| Denver County Colorado | 1 | $ 1,609,000 | $ 1,609,000 | $ 0 |
| Douglas County Colorado | 1 | $ 850,000 | $ 850,000 | $ 554,000 |
| Jefferson County Colorado | 1 | $ 209,000 | $ 209,000 | $ 108,000 |
| San Miguel County Colorado | 1 | $ 825,000 | $ 825,000 | $ 858,000 |
| Litchfield County Connecticut | 1 | $ 338,000 | $ 338,000 | $ 1,586,000 |
| Middlesex County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| New Haven County Connecticut | 1 | $ 1,170,000 | $ 1,170,000 | $ 1,099,000 |
| Sussex County Delaware | 1 | $ 950,000 | $ 950,000 | $ 2,322,000 |
| Brevard County Florida | 1 | $ 1,160,000 | $ 1,160,000 | $ 392,000 |
| Lee County Florida | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 912,000 |
| Seminole County Florida | 1 | $ 550,000 | $ 550,000 | $ 458,000 |
| Walton County Florida | 1 | $ 1,219,000 | $ 1,219,000 | $ 0 |
| Chatham County Georgia | 1 | $ 2,450,000 | $ 2,450,000 | $ 1,157,000 |
| Cobb County Georgia | 1 | $ 720,000 | $ 720,000 | $ 140,000 |
| Fayette County Georgia | 1 | $ 520,000 | $ 520,000 | $ 714,000 |
| Forsyth County Georgia | 1 | $ 312,000 | $ 312,000 | $ 293,000 |
| Putnam County Georgia | 1 | $ 224,000 | $ 224,000 | $ 48,000 |
| Blaine County Idaho | 1 | $ 1,951,000 | $ 1,951,000 | $ 4,860,000 |
| Anne Arundel County Maryland | 1 | $ 900,000 | $ 900,000 | $ 4,695,000 |
| Barnstable County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 213,000 |
| Dukes County Massachusetts | 1 | $ 3,000,000 | $ 3,000,000 | $ 643,000 |
| Nantucket County Massachusetts | 1 | $ 2,730,000 | $ 2,730,000 | $ 1,656,000 |
| Norfolk County Massachusetts | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,102,000 |
| Ramsey County Minnesota | 1 | $ 850,000 | $ 850,000 | $ 134,000 |
| Gallatin County Montana | 1 | $ 1,700,000 | $ 1,700,000 | $ 435,000 |
| Lyon County Nevada | 1 | $ 390,000 | $ 390,000 | $ 150,000 |
| Camden County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 137,000 |
| Cape May County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 24,000 |
| Middlesex County New Jersey | 1 | $ 473,000 | $ 473,000 | $ 101,000 |
| Passaic County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 760,000 | $ 760,000 | $ 261,000 |
| Erie County New York | 1 | $ 115,000 | $ 115,000 | $ 598,000 |
| Putnam County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Rockland County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Schoharie County New York | 1 | $ 356,000 | $ 356,000 | $ 231,000 |
| Washington County New York | 1 | $ 785,000 | $ 785,000 | $ 176,000 |
| Chatham County North Carolina | 1 | $ 1,170,000 | $ 1,170,000 | $ 627,000 |
| Iredell County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 286,000 |
| Wake County North Carolina | 1 | $ 1,163,000 | $ 1,163,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 443,000 | $ 443,000 | $ 175,000 |
| Newport County Rhode Island | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,862,000 |
| Beaufort County South Carolina | 1 | $ 711,000 | $ 711,000 | $ 656,000 |
| Maury County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Collin County Texas | 1 | $ 42,000,000 | $ 42,000,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 780,000 | $ 780,000 | $ 438,000 |
| Island County Washington | 1 | $ 259,000 | $ 259,000 | $ 64,000 |
| Thurston County Washington | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for City National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,583 | $2,211,526,000 | $1,397,000 | $31,000,000 | $649,000 | $9,999,000 |
| Home Purchase | 829 | $1,270,303,000 | $1,532,000 | $65,950,000 | $747,000 | $9,999,000 |
| Home Improvement | 229 | $236,317,000 | $1,031,000 | $10,000,000 | $384,000 | $4,634,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,822 | $2,218,460,000 | $1,217,000 | $12,000,000 | $734,000 | $9,999,000 |
| Not applicable | 284 | $901,547,000 | $3,174,000 | $65,950,000 | $14,000 | $1,578,000 |
| Not Provided | 262 | $332,522,000 | $1,269,000 | $14,250,000 | $767,000 | $9,999,000 |
| Asian | 111 | $122,461,000 | $1,103,000 | $4,780,000 | $522,000 | $4,818,000 |
| Hispanic | 94 | $65,740,000 | $699,000 | $3,900,000 | $469,000 | $9,999,000 |
| Black or African American | 58 | $68,283,000 | $1,177,000 | $9,900,000 | $1,520,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $8,673,000 | $963,000 | $2,000,000 | $219,000 | $704,000 |
| American Indian or Alaskan Native | 1 | $460,000 | $460,000 | $460,000 | $728,000 | $728,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,641 | $3,718,146,000 | $1,407,000 | $65,950,000 | $657,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,763 | $2,412,289,000 | $1,368,000 | $42,000,000 | $673,000 | $9,999,000 |
| Application Denied By Financial Institution | 247 | $380,084,000 | $1,538,000 | $65,950,000 | $369,000 | $9,999,000 |
| Application Approved But Not Accepted | 197 | $286,013,000 | $1,451,000 | $10,500,000 | $816,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 163 | $235,285,000 | $1,443,000 | $9,900,000 | $764,000 | $9,999,000 |
| Application Withdrawn By Applicant | 122 | $245,690,000 | $2,013,000 | $31,000,000 | $894,000 | $9,999,000 |
| File Closed For Incompleteness | 102 | $128,829,000 | $1,263,000 | $6,200,000 | $564,000 | $6,683,000 |
| Preapproval Denied by Financial Institution | 28 | $27,661,000 | $987,000 | $2,990,000 | $202,000 | $638,000 |
| Loan Purchased By The Institution | 19 | $2,295,000 | $120,000 | $184,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 123 | $160,178,000 | $1,302,000 | $8,500,000 | $168,000 | $1,085,000 |
| Collateral | 51 | $64,087,000 | $1,256,000 | $11,750,000 | $702,000 | $9,999,000 |
| Other | 35 | $53,587,000 | $1,531,000 | $12,000,000 | $501,000 | $5,148,000 |
| Credit History | 29 | $25,917,000 | $893,000 | $3,000,000 | $306,000 | $2,909,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $93,246,000 | $3,330,000 | $65,950,000 | $267,000 | $2,296,000 |
| Employment History | 6 | $7,819,000 | $1,303,000 | $3,950,000 | $829,000 | $3,935,000 |
| Unverifiable Information | 1 | $551,000 | $551,000 | $551,000 | $493,000 | $493,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.