City National Bank Mortgage Lending & HMDA Data, 2016
In 2016, City National Bank of Los Angeles, CA reported 2,641 mortgage applications totaling $3.7 billion, up 28% from 2015. The average application was for $1,407,855, and applicants reported an average income of $656,783. 67% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,358), New York-Jersey City-White Plains, NY-NJ (212) and San Diego-Carlsbad, CA (115) (applications in parentheses).
| Mortgage Company & Address | City National Bank 555 S Flower St Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,641 |
| Total Mortgage Loan Application Amount | $3,718,146,000 |
| Average Mortgage Loan Application Amount | $1,407,855 |
| Highest Mortgage Loan Application Amount | $65,950,000 |
| Average Applicant Income | $656,783 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,358 | $ 1,774,911,000 | $ 1,307,003 | $ 627,000 |
| New York-Jersey City-White Plains, NY-NJ | 212 | $ 347,024,000 | $ 1,636,905 | $ 715,150 |
| San Diego-Carlsbad, CA | 115 | $ 231,784,000 | $ 2,015,513 | $ 317,000 |
| Anaheim-Santa Ana-Irvine, CA | 104 | $ 157,996,000 | $ 1,519,192 | $ 681,000 |
| Oakland-Hayward-Berkeley, CA | 70 | $ 101,548,000 | $ 1,450,685 | $ 409,000 |
| San Francisco-Redwood City-South San Francisco, CA | 64 | $ 86,563,000 | $ 1,352,546 | $ 520,000 |
| Nassau County-Suffolk County, NY | 58 | $ 96,227,000 | $ 1,659,086 | $ 895,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 56 | $ 60,912,000 | $ 1,087,714 | $ 759,000 |
| Riverside-San Bernardino-Ontario, CA | 54 | $ 116,994,000 | $ 2,166,555 | $ 405,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 39 | $ 21,629,000 | $ 554,589 | $ 248,000 |
| Las Vegas-Henderson-Paradise, NV | 29 | $ 27,298,000 | $ 941,310 | $ 566,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 28 | $ 32,592,000 | $ 1,164,000 | $ 355,000 |
| Santa Maria-Santa Barbara, CA | 26 | $ 62,572,000 | $ 2,406,615 | $ 703,000 |
| San Rafael, CA | 24 | $ 26,804,000 | $ 1,116,833 | $ 798,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 17,453,000 | $ 1,246,642 | $ 663,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 13,401,000 | $ 1,218,272 | $ 1,262,000 |
| Atlanta-Sandy Springs-Roswell, GA | 10 | $ 11,119,000 | $ 1,111,900 | $ 1,623,000 |
| Newark, NJ-PA | 8 | $ 6,345,000 | $ 793,125 | $ 338,000 |
| Reno, NV | 7 | $ 2,568,000 | $ 366,857 | $ 313,000 |
| Santa Rosa, CA | 6 | $ 4,986,000 | $ 831,000 | $ 395,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 16,954,000 | $ 2,825,666 | $ 2,344,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 11,044,000 | $ 2,208,800 | $ 1,888,000 |
| Salinas, CA | 5 | $ 6,880,000 | $ 1,376,000 | $ 685,000 |
| Charleston-North Charleston, SC | 4 | $ 5,027,000 | $ 1,256,750 | $ 5,231,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 2,542,000 | $ 635,500 | $ 1,595,000 |
| Napa, CA | 4 | $ 6,017,000 | $ 1,504,250 | $ 1,103,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,571,000 | $ 642,750 | $ 1,535,000 |
| Urban Honolulu, HI | 4 | $ 6,337,000 | $ 1,584,250 | $ 4,078,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4 | $ 4,782,000 | $ 1,195,500 | $ 996,000 |
| Boston, MA | 3 | $ 3,730,000 | $ 1,243,333 | $ 511,000 |
| Carson City, NV | 3 | $ 603,000 | $ 201,000 | $ 124,000 |
| Denver-Aurora-Lakewood, CO | 3 | $ 2,668,000 | $ 889,333 | $ 220,000 |
| Kingston, NY | 3 | $ 2,864,000 | $ 954,666 | $ 1,126,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 2,424,000 | $ 808,000 | $ 1,631,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 4,300,000 | $ 1,433,333 | $ 3,485,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 1,246,000 | $ 415,333 | $ 674,000 |
| Pittsfield, MA | 3 | $ 1,233,000 | $ 411,000 | $ 583,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 2,726,000 | $ 1,363,000 | $ 195,000 |
| Boulder, CO | 2 | $ 2,093,000 | $ 1,046,500 | $ 356,000 |
| Fresno, CA | 2 | $ 7,222,000 | $ 3,611,000 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,050,000 | $ 525,000 | $ 1,944,000 |
| Portland-South Portland, ME | 2 | $ 3,875,000 | $ 1,937,500 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 1,334,000 | $ 667,000 | $ 1,297,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 356,000 | $ 356,000 | $ 231,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 900,000 | $ 900,000 | $ 4,695,000 |
| Barnstable Town, MA | 1 | $ 475,000 | $ 475,000 | $ 213,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 115,000 | $ 115,000 | $ 598,000 |
| Camden, NJ | 1 | $ 270,000 | $ 270,000 | $ 137,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 635,000 | $ 635,000 | $ 286,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 1,219,000 | $ 1,219,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 42,000,000 | $ 42,000,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 1,170,000 | $ 1,170,000 | $ 627,000 |
| Dutchess County-Putnam County, NY | 1 | $ 350,000 | $ 350,000 | $ 0 |
| El Centro, CA | 1 | $ 228,000 | $ 228,000 | $ 550,000 |
| Flagstaff, AZ | 1 | $ 560,000 | $ 560,000 | $ 2,680,000 |
| Glens Falls, NY | 1 | $ 785,000 | $ 785,000 | $ 176,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 711,000 | $ 711,000 | $ 656,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 267,000 | $ 267,000 | $ 250,000 |
| Madera, CA | 1 | $ 179,000 | $ 179,000 | $ 262,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 850,000 | $ 850,000 | $ 134,000 |
| Modesto, CA | 1 | $ 550,000 | $ 550,000 | $ 280,000 |
| New Haven-Milford, CT | 1 | $ 1,170,000 | $ 1,170,000 | $ 1,099,000 |
| Ocean City, NJ | 1 | $ 1,000,000 | $ 1,000,000 | $ 24,000 |
| Olympia-Tumwater, WA | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 1,160,000 | $ 1,160,000 | $ 392,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 443,000 | $ 443,000 | $ 175,000 |
| Providence-Warwick, RI-MA | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,862,000 |
| Raleigh, NC | 1 | $ 1,163,000 | $ 1,163,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 950,000 | $ 950,000 | $ 2,322,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Savannah, GA | 1 | $ 2,450,000 | $ 2,450,000 | $ 1,157,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 780,000 | $ 780,000 | $ 438,000 |
Mortgage Loan Application Detail Totals for City National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,583 | $2,211,526,000 | $1,397,000 | $31,000,000 | $649,000 | $9,999,000 |
| Home Purchase | 829 | $1,270,303,000 | $1,532,000 | $65,950,000 | $747,000 | $9,999,000 |
| Home Improvement | 229 | $236,317,000 | $1,031,000 | $10,000,000 | $384,000 | $4,634,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,822 | $2,218,460,000 | $1,217,000 | $12,000,000 | $734,000 | $9,999,000 |
| Not applicable | 284 | $901,547,000 | $3,174,000 | $65,950,000 | $14,000 | $1,578,000 |
| Not Provided | 262 | $332,522,000 | $1,269,000 | $14,250,000 | $767,000 | $9,999,000 |
| Asian | 111 | $122,461,000 | $1,103,000 | $4,780,000 | $522,000 | $4,818,000 |
| Hispanic | 94 | $65,740,000 | $699,000 | $3,900,000 | $469,000 | $9,999,000 |
| Black or African American | 58 | $68,283,000 | $1,177,000 | $9,900,000 | $1,520,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $8,673,000 | $963,000 | $2,000,000 | $219,000 | $704,000 |
| American Indian or Alaskan Native | 1 | $460,000 | $460,000 | $460,000 | $728,000 | $728,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,641 | $3,718,146,000 | $1,407,000 | $65,950,000 | $657,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,763 | $2,412,289,000 | $1,368,000 | $42,000,000 | $673,000 | $9,999,000 |
| Application Denied By Financial Institution | 247 | $380,084,000 | $1,538,000 | $65,950,000 | $369,000 | $9,999,000 |
| Application Approved But Not Accepted | 197 | $286,013,000 | $1,451,000 | $10,500,000 | $816,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 163 | $235,285,000 | $1,443,000 | $9,900,000 | $764,000 | $9,999,000 |
| Application Withdrawn By Applicant | 122 | $245,690,000 | $2,013,000 | $31,000,000 | $894,000 | $9,999,000 |
| File Closed For Incompleteness | 102 | $128,829,000 | $1,263,000 | $6,200,000 | $564,000 | $6,683,000 |
| Preapproval Denied by Financial Institution | 28 | $27,661,000 | $987,000 | $2,990,000 | $202,000 | $638,000 |
| Loan Purchased By The Institution | 19 | $2,295,000 | $120,000 | $184,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 123 | $160,178,000 | $1,302,000 | $8,500,000 | $168,000 | $1,085,000 |
| Collateral | 51 | $64,087,000 | $1,256,000 | $11,750,000 | $702,000 | $9,999,000 |
| Other | 35 | $53,587,000 | $1,531,000 | $12,000,000 | $501,000 | $5,148,000 |
| Credit History | 29 | $25,917,000 | $893,000 | $3,000,000 | $306,000 | $2,909,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $93,246,000 | $3,330,000 | $65,950,000 | $267,000 | $2,296,000 |
| Employment History | 6 | $7,819,000 | $1,303,000 | $3,950,000 | $829,000 | $3,935,000 |
| Unverifiable Information | 1 | $551,000 | $551,000 | $551,000 | $493,000 | $493,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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