City National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank 555 South Flower Street Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,075 |
| Total Mortgage Loan Application Amount | $8,958,525,000 |
| Average Mortgage Loan Application Amount | $1,119,000 |
| Highest Mortgage Loan Application Amount | $55,005,000 |
| Average Applicant Income | $595,800 |
| Highest Applicant Income | $9,583,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,811 | $ 4,138,395,000 | $ 1,472,000 | $ 648,000 |
| Orange County California | 336 | $ 470,860,000 | $ 1,401,000 | $ 541,000 |
| San Diego County California | 280 | $ 274,190,000 | $ 979,000 | $ 569,000 |
| New York County New York | 188 | $ 437,300,000 | $ 2,326,000 | $ 888,000 |
| Ventura County California | 156 | $ 154,860,000 | $ 992,000 | $ 470,000 |
| Riverside County California | 155 | $ 134,695,000 | $ 869,000 | $ 646,000 |
| Clark County Nevada | 148 | $ 101,970,000 | $ 688,000 | $ 535,000 |
| Davidson County Tennessee | 120 | $ 100,810,000 | $ 840,000 | $ 311,000 |
| Alameda County California | 104 | $ 77,140,000 | $ 741,000 | $ 369,000 |
| Suffolk County New York | 94 | $ 157,980,000 | $ 1,680,000 | $ 903,000 |
| Maricopa County Arizona | 75 | $ 139,125,000 | $ 1,855,000 | $ 366,000 |
| San Mateo County California | 74 | $ 84,060,000 | $ 1,135,000 | $ 533,000 |
| Kings County New York | 73 | $ 120,385,000 | $ 1,649,000 | $ 690,000 |
| San Francisco County California | 72 | $ 77,790,000 | $ 1,080,000 | $ 373,000 |
| Contra Costa County California | 71 | $ 64,565,000 | $ 909,000 | $ 377,000 |
| Santa Barbara County California | 69 | $ 147,745,000 | $ 2,141,000 | $ 569,000 |
| Washoe County Nevada | 69 | $ 40,555,000 | $ 587,000 | $ 347,000 |
| Santa Clara County California | 59 | $ 79,735,000 | $ 1,351,000 | $ 475,000 |
| Palm Beach County Florida | 59 | $ 89,095,000 | $ 1,510,000 | $ 887,000 |
| Marin County California | 55 | $ 70,015,000 | $ 1,273,000 | $ 568,000 |
| Westchester County New York | 51 | $ 55,595,000 | $ 1,090,000 | $ 684,000 |
| Miami-Dade County Florida | 48 | $ 82,930,000 | $ 1,727,000 | $ 889,000 |
| King County Washington | 48 | $ 48,980,000 | $ 1,020,000 | $ 375,000 |
| District of Columbia County District Of Columbia | 47 | $ 48,755,000 | $ 1,037,000 | $ 454,000 |
| Montgomery County Maryland | 46 | $ 41,700,000 | $ 906,000 | $ 515,000 |
| Hennepin County Minnesota | 46 | $ 26,020,000 | $ 565,000 | $ 294,000 |
| San Bernardino County California | 45 | $ 23,895,000 | $ 531,000 | $ 891,000 |
| Fulton County Georgia | 44 | $ 44,090,000 | $ 1,002,000 | $ 703,000 |
| Fairfield County Connecticut | 33 | $ 56,795,000 | $ 1,721,000 | $ 829,000 |
| Williamson County Tennessee | 31 | $ 20,075,000 | $ 647,000 | $ 369,000 |
| Nassau County New York | 30 | $ 38,160,000 | $ 1,272,000 | $ 564,000 |
| Placer County California | 25 | $ 35,475,000 | $ 1,419,000 | $ 1,386,000 |
| Fairfax County Virginia | 25 | $ 26,955,000 | $ 1,078,000 | $ 888,000 |
| Bergen County New Jersey | 24 | $ 19,640,000 | $ 818,000 | $ 616,000 |
| Monterey County California | 22 | $ 94,430,000 | $ 4,292,000 | $ 1,659,000 |
| Monmouth County New Jersey | 22 | $ 32,140,000 | $ 1,460,000 | $ 1,210,000 |
| Sonoma County California | 21 | $ 22,275,000 | $ 1,060,000 | $ 1,031,000 |
| Cook County Illinois | 21 | $ 18,895,000 | $ 899,000 | $ 338,000 |
| Travis County Texas | 21 | $ 49,965,000 | $ 2,379,000 | $ 803,000 |
| Summit County Utah | 21 | $ 32,975,000 | $ 1,570,000 | $ 491,000 |
| Denver County Colorado | 20 | $ 17,050,000 | $ 852,000 | $ 374,000 |
| Douglas County Nevada | 19 | $ 12,955,000 | $ 681,000 | $ 193,000 |
| Broward County Florida | 17 | $ 15,665,000 | $ 921,000 | $ 876,000 |
| Collier County Florida | 17 | $ 11,915,000 | $ 700,000 | $ 196,000 |
| Pitkin County Colorado | 16 | $ 85,580,000 | $ 5,348,000 | $ 1,597,000 |
| Blaine County Idaho | 16 | $ 31,290,000 | $ 1,955,000 | $ 1,148,000 |
| Anne Arundel County Maryland | 16 | $ 14,980,000 | $ 936,000 | $ 284,000 |
| Eagle County Colorado | 15 | $ 22,705,000 | $ 1,513,000 | $ 524,000 |
| Sussex County Delaware | 14 | $ 8,950,000 | $ 639,000 | $ 896,000 |
| Pinellas County Florida | 14 | $ 7,630,000 | $ 545,000 | $ 202,000 |
| Carson City County Nevada | 14 | $ 8,960,000 | $ 640,000 | $ 279,000 |
| Mono County California | 13 | $ 9,695,000 | $ 745,000 | $ 805,000 |
| Baltimore County Maryland | 13 | $ 9,525,000 | $ 732,000 | $ 1,341,000 |
| Middlesex County Massachusetts | 13 | $ 14,565,000 | $ 1,120,000 | $ 417,000 |
| Essex County New Jersey | 13 | $ 7,535,000 | $ 579,000 | $ 334,000 |
| Multnomah County Oregon | 13 | $ 9,955,000 | $ 765,000 | $ 414,000 |
| Napa County California | 12 | $ 15,970,000 | $ 1,330,000 | $ 967,000 |
| Sacramento County California | 12 | $ 9,070,000 | $ 755,000 | $ 979,000 |
| San Luis Obispo County California | 12 | $ 6,780,000 | $ 565,000 | $ 254,000 |
| Cobb County Georgia | 12 | $ 5,130,000 | $ 427,000 | $ 154,000 |
| Ocean County New Jersey | 12 | $ 9,720,000 | $ 810,000 | $ 454,000 |
| Deschutes County Oregon | 12 | $ 8,670,000 | $ 722,000 | $ 279,000 |
| Dallas County Texas | 12 | $ 17,550,000 | $ 1,462,000 | $ 692,000 |
| Pima County Arizona | 11 | $ 5,545,000 | $ 504,000 | $ 297,000 |
| Arapahoe County Colorado | 11 | $ 9,435,000 | $ 857,000 | $ 499,000 |
| Litchfield County Connecticut | 11 | $ 6,845,000 | $ 622,000 | $ 366,000 |
| Barnstable County Massachusetts | 11 | $ 9,805,000 | $ 891,000 | $ 359,000 |
| Morris County New Jersey | 11 | $ 8,685,000 | $ 789,000 | $ 468,000 |
| Montgomery County Pennsylvania | 11 | $ 5,295,000 | $ 481,000 | $ 400,000 |
| Lee County Florida | 10 | $ 7,160,000 | $ 716,000 | $ 350,000 |
| DeKalb County Georgia | 10 | $ 4,980,000 | $ 498,000 | $ 484,000 |
| Hawaii County Hawaii | 10 | $ 35,780,000 | $ 3,578,000 | $ 1,556,000 |
| Ramsey County Minnesota | 10 | $ 2,870,000 | $ 287,000 | $ 303,000 |
| Mecklenburg County North Carolina | 10 | $ 8,720,000 | $ 872,000 | $ 840,000 |
| Clackamas County Oregon | 10 | $ 6,530,000 | $ 653,000 | $ 284,000 |
| Harris County Texas | 10 | $ 9,700,000 | $ 970,000 | $ 377,000 |
| Arlington County Virginia | 10 | $ 7,240,000 | $ 724,000 | $ 830,000 |
| Douglas County Colorado | 9 | $ 6,815,000 | $ 757,000 | $ 940,000 |
| Kauai County Hawaii | 9 | $ 50,545,000 | $ 5,616,000 | $ 580,000 |
| Suffolk County Massachusetts | 9 | $ 11,465,000 | $ 1,273,000 | $ 446,000 |
| Santa Fe County New Mexico | 9 | $ 5,765,000 | $ 640,000 | $ 336,000 |
| Columbia County New York | 9 | $ 4,145,000 | $ 460,000 | $ 222,000 |
| Dutchess County New York | 9 | $ 7,175,000 | $ 797,000 | $ 245,000 |
| Allegheny County Pennsylvania | 9 | $ 6,195,000 | $ 688,000 | $ 1,312,000 |
| Newport County Rhode Island | 9 | $ 22,075,000 | $ 2,452,000 | $ 924,000 |
| Santa Cruz County California | 8 | $ 7,000,000 | $ 875,000 | $ 326,000 |
| Manatee County Florida | 8 | $ 4,810,000 | $ 601,000 | $ 218,000 |
| Orange County Florida | 8 | $ 5,040,000 | $ 630,000 | $ 1,046,000 |
| Sarasota County Florida | 8 | $ 7,110,000 | $ 888,000 | $ 235,000 |
| Walton County Florida | 8 | $ 7,190,000 | $ 898,000 | $ 988,000 |
| Dukes County Massachusetts | 8 | $ 15,890,000 | $ 1,986,000 | $ 354,000 |
| Hudson County New Jersey | 8 | $ 9,530,000 | $ 1,191,000 | $ 453,000 |
| Union County New Jersey | 8 | $ 3,780,000 | $ 472,000 | $ 420,000 |
| Queens County New York | 8 | $ 8,230,000 | $ 1,028,000 | $ 316,000 |
| Collin County Texas | 8 | $ 4,810,000 | $ 601,000 | $ 262,000 |
| El Dorado County California | 7 | $ 8,875,000 | $ 1,267,000 | $ 882,000 |
| Honolulu County Hawaii | 7 | $ 7,955,000 | $ 1,136,000 | $ 250,000 |
| Maui County Hawaii | 7 | $ 15,555,000 | $ 2,222,000 | $ 1,974,000 |
| Ada County Idaho | 7 | $ 4,395,000 | $ 627,000 | $ 177,000 |
| Johnson County Kansas | 7 | $ 3,865,000 | $ 552,000 | $ 227,000 |
| Orleans County Louisiana | 7 | $ 2,545,000 | $ 363,000 | $ 73,000 |
| Norfolk County Massachusetts | 7 | $ 5,035,000 | $ 719,000 | $ 571,000 |
| Charleston County South Carolina | 7 | $ 6,265,000 | $ 895,000 | $ 496,000 |
| Wasatch County Utah | 7 | $ 8,165,000 | $ 1,166,000 | $ 567,000 |
| Alexandria County Virginia | 7 | $ 4,405,000 | $ 629,000 | $ 238,000 |
| Teton County Wyoming | 7 | $ 12,415,000 | $ 1,773,000 | $ 2,689,000 |
| Larimer County Colorado | 6 | $ 2,880,000 | $ 480,000 | $ 219,000 |
| Cumberland County Maine | 6 | $ 5,480,000 | $ 913,000 | $ 1,689,000 |
| Mercer County New Jersey | 6 | $ 2,300,000 | $ 383,000 | $ 406,000 |
| Beaufort County South Carolina | 6 | $ 3,150,000 | $ 525,000 | $ 179,000 |
| Nevada County California | 5 | $ 2,525,000 | $ 505,000 | $ 181,000 |
| Jefferson County Colorado | 5 | $ 3,345,000 | $ 669,000 | $ 1,372,000 |
| Summit County Colorado | 5 | $ 3,775,000 | $ 755,000 | $ 957,000 |
| Hillsborough County Florida | 5 | $ 3,105,000 | $ 621,000 | $ 902,000 |
| Martin County Florida | 5 | $ 2,895,000 | $ 579,000 | $ 237,000 |
| St. Johns County Florida | 5 | $ 4,035,000 | $ 807,000 | $ 196,000 |
| Fayette County Georgia | 5 | $ 3,075,000 | $ 615,000 | $ 245,000 |
| Gwinnett County Georgia | 5 | $ 3,865,000 | $ 773,000 | $ 639,000 |
| Howard County Maryland | 5 | $ 1,925,000 | $ 385,000 | $ 155,000 |
| Talbot County Maryland | 5 | $ 2,985,000 | $ 597,000 | $ 364,000 |
| Essex County Massachusetts | 5 | $ 3,825,000 | $ 765,000 | $ 212,000 |
| Nantucket County Massachusetts | 5 | $ 8,435,000 | $ 1,687,000 | $ 307,000 |
| Flathead County Montana | 5 | $ 5,465,000 | $ 1,093,000 | $ 405,000 |
| Rockingham County New Hampshire | 5 | $ 3,005,000 | $ 601,000 | $ 194,000 |
| Rockland County New York | 5 | $ 5,265,000 | $ 1,053,000 | $ 981,000 |
| Ulster County New York | 5 | $ 3,445,000 | $ 689,000 | $ 337,000 |
| Wake County North Carolina | 5 | $ 5,955,000 | $ 1,191,000 | $ 317,000 |
| Delaware County Ohio | 5 | $ 3,595,000 | $ 719,000 | $ 2,074,000 |
| Delaware County Pennsylvania | 5 | $ 3,965,000 | $ 793,000 | $ 396,000 |
| Sumner County Tennessee | 5 | $ 2,335,000 | $ 467,000 | $ 261,000 |
| Tarrant County Texas | 5 | $ 6,935,000 | $ 1,387,000 | $ 907,000 |
| Albemarle County Virginia | 5 | $ 2,225,000 | $ 445,000 | $ 586,000 |
| Pierce County Washington | 5 | $ 3,595,000 | $ 719,000 | $ 265,000 |
| Coconino County Arizona | 4 | $ 2,720,000 | $ 680,000 | $ 364,000 |
| Boulder County Colorado | 4 | $ 4,220,000 | $ 1,055,000 | $ 210,000 |
| New Haven County Connecticut | 4 | $ 920,000 | $ 230,000 | $ 74,000 |
| Indian River County Florida | 4 | $ 3,420,000 | $ 855,000 | $ 978,000 |
| Monroe County Florida | 4 | $ 5,180,000 | $ 1,295,000 | $ 3,440,000 |
| Hamilton County Indiana | 4 | $ 1,190,000 | $ 297,000 | $ 235,000 |
| Queen Anne's County Maryland | 4 | $ 2,650,000 | $ 662,000 | $ 1,015,000 |
| Berkshire County Massachusetts | 4 | $ 2,960,000 | $ 740,000 | $ 542,000 |
| Oakland County Michigan | 4 | $ 2,610,000 | $ 652,000 | $ 402,000 |
| Anoka County Minnesota | 4 | $ 1,200,000 | $ 300,000 | $ 158,000 |
| Washington County Minnesota | 4 | $ 2,090,000 | $ 522,000 | $ 168,000 |
| Belknap County New Hampshire | 4 | $ 3,040,000 | $ 760,000 | $ 632,000 |
| Bronx County New York | 4 | $ 1,420,000 | $ 355,000 | $ 328,000 |
| Jackson County North Carolina | 4 | $ 2,410,000 | $ 602,000 | $ 340,000 |
| Washington County Oregon | 4 | $ 3,200,000 | $ 800,000 | $ 332,000 |
| Knox County Tennessee | 4 | $ 1,250,000 | $ 312,000 | $ 318,000 |
| Wilson County Tennessee | 4 | $ 3,330,000 | $ 832,000 | $ 290,000 |
| Denton County Texas | 4 | $ 11,730,000 | $ 2,932,000 | $ 184,000 |
| Montgomery County Texas | 4 | $ 7,020,000 | $ 1,755,000 | $ 446,000 |
| Loudoun County Virginia | 4 | $ 4,130,000 | $ 1,032,000 | $ 744,000 |
| Kitsap County Washington | 4 | $ 1,320,000 | $ 330,000 | $ 160,000 |
| Whatcom County Washington | 4 | $ 1,600,000 | $ 400,000 | $ 2,000 |
| Navajo County Arizona | 3 | $ 1,505,000 | $ 501,000 | $ 328,000 |
| Yavapai County Arizona | 3 | $ 2,015,000 | $ 671,000 | $ 350,000 |
| Washington County Arkansas | 3 | $ 3,315,000 | $ 1,105,000 | $ 635,000 |
| Fresno County California | 3 | $ 1,385,000 | $ 461,000 | $ 262,000 |
| Kern County California | 3 | $ 645,000 | $ 215,000 | $ 144,000 |
| Stanislaus County California | 3 | $ 885,000 | $ 295,000 | $ 341,000 |
| El Paso County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 142,000 |
| Santa Rosa County Florida | 3 | $ 955,000 | $ 318,000 | $ 63,000 |
| Volusia County Florida | 3 | $ 1,235,000 | $ 411,000 | $ 492,000 |
| Chatham County Georgia | 3 | $ 1,515,000 | $ 505,000 | $ 98,000 |
| Greene County Georgia | 3 | $ 1,735,000 | $ 578,000 | $ 141,000 |
| Marion County Indiana | 3 | $ 1,345,000 | $ 448,000 | $ 204,000 |
| Baltimore City County Maryland | 3 | $ 725,000 | $ 241,000 | $ 270,000 |
| Carroll County Maryland | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| Carver County Minnesota | 3 | $ 2,185,000 | $ 728,000 | $ 296,000 |
| St. Louis County Missouri | 3 | $ 2,565,000 | $ 855,000 | $ 507,000 |
| Lancaster County Nebraska | 3 | $ 1,615,000 | $ 538,000 | $ 827,000 |
| Somerset County New Jersey | 3 | $ 2,455,000 | $ 818,000 | $ 255,000 |
| Delaware County New York | 3 | $ 1,055,000 | $ 351,000 | $ 491,000 |
| Onondaga County New York | 3 | $ 4,485,000 | $ 1,495,000 | $ 822,000 |
| Cherokee County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 206,000 |
| Union County North Carolina | 3 | $ 2,045,000 | $ 681,000 | $ 392,000 |
| Hamilton County Ohio | 3 | $ 1,045,000 | $ 348,000 | $ 735,000 |
| Providence County Rhode Island | 3 | $ 1,175,000 | $ 391,000 | $ 202,000 |
| Washington County Rhode Island | 3 | $ 2,845,000 | $ 948,000 | $ 643,000 |
| Aiken County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 116,000 |
| Franklin County Tennessee | 3 | $ 1,645,000 | $ 548,000 | $ 322,000 |
| Salt Lake County Utah | 3 | $ 2,815,000 | $ 938,000 | $ 846,000 |
| Island County Washington | 3 | $ 1,885,000 | $ 628,000 | $ 465,000 |
| Snohomish County Washington | 3 | $ 2,105,000 | $ 701,000 | $ 86,000 |
| Montgomery County Alabama | 2 | $ 790,000 | $ 395,000 | $ 1,031,000 |
| Tallapoosa County Alabama | 2 | $ 1,510,000 | $ 755,000 | $ 234,000 |
| Mohave County Arizona | 2 | $ 700,000 | $ 350,000 | $ 703,000 |
| Pulaski County Arkansas | 2 | $ 3,290,000 | $ 1,645,000 | $ 0 |
| San Joaquin County California | 2 | $ 660,000 | $ 330,000 | $ 175,000 |
| Shasta County California | 2 | $ 940,000 | $ 470,000 | $ 266,000 |
| Solano County California | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Tuolumne County California | 2 | $ 1,520,000 | $ 760,000 | $ 91,000 |
| Grand County Colorado | 2 | $ 2,770,000 | $ 1,385,000 | $ 764,000 |
| San Miguel County Colorado | 2 | $ 3,960,000 | $ 1,980,000 | $ 995,000 |
| Duval County Florida | 2 | $ 640,000 | $ 320,000 | $ 66,000 |
| Osceola County Florida | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Bartow County Georgia | 2 | $ 1,940,000 | $ 970,000 | $ 253,000 |
| Bibb County Georgia | 2 | $ 550,000 | $ 275,000 | $ 1,849,000 |
| Columbia County Georgia | 2 | $ 2,560,000 | $ 1,280,000 | $ 1,110,000 |
| Coweta County Georgia | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Douglas County Georgia | 2 | $ 210,000 | $ 105,000 | $ 477,000 |
| Fannin County Georgia | 2 | $ 3,430,000 | $ 1,715,000 | $ 8,105,000 |
| Glynn County Georgia | 2 | $ 5,110,000 | $ 2,555,000 | $ 35,000 |
| Paulding County Georgia | 2 | $ 510,000 | $ 255,000 | $ 400,000 |
| Kootenai County Idaho | 2 | $ 2,650,000 | $ 1,325,000 | $ 622,000 |
| Teton County Idaho | 2 | $ 570,000 | $ 285,000 | $ 491,000 |
| DuPage County Illinois | 2 | $ 850,000 | $ 425,000 | $ 148,000 |
| Will County Illinois | 2 | $ 850,000 | $ 425,000 | $ 126,000 |
| Winnebago County Illinois | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Polk County Iowa | 2 | $ 1,030,000 | $ 515,000 | $ 76,000 |
| Hancock County Maine | 2 | $ 1,130,000 | $ 565,000 | $ 157,000 |
| York County Maine | 2 | $ 1,100,000 | $ 550,000 | $ 956,000 |
| Calvert County Maryland | 2 | $ 740,000 | $ 370,000 | $ 175,000 |
| Franklin County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,620,000 | $ 810,000 | $ 77,000 |
| Berrien County Michigan | 2 | $ 430,000 | $ 215,000 | $ 655,000 |
| Wayne County Michigan | 2 | $ 120,000 | $ 60,000 | $ 233,000 |
| Beltrami County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 303,000 |
| Crow Wing County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 587,000 |
| Itasca County Minnesota | 2 | $ 1,270,000 | $ 635,000 | $ 1,096,000 |
| Scott County Minnesota | 2 | $ 810,000 | $ 405,000 | $ 482,000 |
| Platte County Missouri | 2 | $ 950,000 | $ 475,000 | $ 273,000 |
| Missoula County Montana | 2 | $ 1,310,000 | $ 655,000 | $ 260,000 |
| Park County Montana | 2 | $ 2,290,000 | $ 1,145,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 1,520,000 | $ 760,000 | $ 157,000 |
| Camden County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 26,000 |
| Cape May County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 262,000 |
| Hunterdon County New Jersey | 2 | $ 1,100,000 | $ 550,000 | $ 305,000 |
| Passaic County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 464,000 |
| Sussex County New Jersey | 2 | $ 1,510,000 | $ 755,000 | $ 345,000 |
| Orange County New York | 2 | $ 340,000 | $ 170,000 | $ 318,000 |
| Putnam County New York | 2 | $ 2,080,000 | $ 1,040,000 | $ 177,000 |
| Brunswick County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 146,000 |
| Buncombe County North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 84,000 |
| Lincoln County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Macon County North Carolina | 2 | $ 2,180,000 | $ 1,090,000 | $ 422,000 |
| New Hanover County North Carolina | 2 | $ 2,940,000 | $ 1,470,000 | $ 367,000 |
| Franklin County Ohio | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 495,000 |
| Jackson County Oregon | 2 | $ 620,000 | $ 310,000 | $ 133,000 |
| Lincoln County Oregon | 2 | $ 650,000 | $ 325,000 | $ 80,000 |
| Dauphin County Pennsylvania | 2 | $ 910,000 | $ 455,000 | $ 341,000 |
| Huntingdon County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 354,000 |
| Philadelphia County Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 167,000 |
| York County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 371,000 |
| Meade County South Dakota | 2 | $ 640,000 | $ 320,000 | $ 187,000 |
| Hickman County Tennessee | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 876,000 |
| Bexar County Texas | 2 | $ 1,200,000 | $ 600,000 | $ 57,000 |
| Burnet County Texas | 2 | $ 790,000 | $ 395,000 | $ 185,000 |
| Chittenden County Vermont | 2 | $ 390,000 | $ 195,000 | $ 315,000 |
| Grant County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 599,000 |
| Dane County Wisconsin | 2 | $ 1,560,000 | $ 780,000 | $ 215,000 |
| Rock County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 129,000 |
| St. Croix County Wisconsin | 2 | $ 870,000 | $ 435,000 | $ 83,000 |
| Walworth County Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 342,000 |
| Waukesha County Wisconsin | 2 | $ 790,000 | $ 395,000 | $ 450,000 |
| Baldwin County Alabama | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Houston County Alabama | 1 | $ 395,000 | $ 395,000 | $ 360,000 |
| Madison County Alabama | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Winston County Alabama | 1 | $ 1,095,000 | $ 1,095,000 | $ 900,000 |
| Gila County Arizona | 1 | $ 1,165,000 | $ 1,165,000 | $ 1,074,000 |
| Alpine County California | 1 | $ 1,285,000 | $ 1,285,000 | $ 529,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Lassen County California | 1 | $ 185,000 | $ 185,000 | $ 23,000 |
| Mendocino County California | 1 | $ 2,665,000 | $ 2,665,000 | $ 1,034,000 |
| Siskiyou County California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Adams County Colorado | 1 | $ 575,000 | $ 575,000 | $ 355,000 |
| Broomfield County Colorado | 1 | $ 635,000 | $ 635,000 | $ 172,000 |
| Mesa County Colorado | 1 | $ 445,000 | $ 445,000 | $ 74,000 |
| Ouray County Colorado | 1 | $ 905,000 | $ 905,000 | $ 454,000 |
| Hartford County Connecticut | 1 | $ 1,025,000 | $ 1,025,000 | $ 600,000 |
| Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 1,020,000 |
| Nassau County Florida | 1 | $ 395,000 | $ 395,000 | $ 32,000 |
| Pasco County Florida | 1 | $ 65,000 | $ 65,000 | $ 434,000 |
| Clayton County Georgia | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Dawson County Georgia | 1 | $ 255,000 | $ 255,000 | $ 271,000 |
| Forsyth County Georgia | 1 | $ 1,305,000 | $ 1,305,000 | $ 537,000 |
| Hall County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 455,000 |
| Putnam County Georgia | 1 | $ 845,000 | $ 845,000 | $ 366,000 |
| Richmond County Georgia | 1 | $ 655,000 | $ 655,000 | $ 3,528,000 |
| Towns County Georgia | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Troup County Georgia | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Boise County Idaho | 1 | $ 525,000 | $ 525,000 | $ 1,443,000 |
| Gooding County Idaho | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Henry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 829,000 |
| Lake County Illinois | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Boone County Indiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 405,000 | $ 405,000 | $ 138,000 |
| Johnson County Iowa | 1 | $ 725,000 | $ 725,000 | $ 169,000 |
| Linn County Iowa | 1 | $ 365,000 | $ 365,000 | $ 269,000 |
| Sedgwick County Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 366,000 |
| Kenton County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 695,000 | $ 695,000 | $ 1,229,000 |
| Caddo County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Kennebec County Maine | 1 | $ 385,000 | $ 385,000 | $ 31,000 |
| Knox County Maine | 1 | $ 1,615,000 | $ 1,615,000 | $ 4,493,000 |
| Frederick County Maryland | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Garrett County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Harford County Maryland | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Kent County Maryland | 1 | $ 675,000 | $ 675,000 | $ 896,000 |
| Prince George's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 228,000 |
| Worcester County Maryland | 1 | $ 225,000 | $ 225,000 | $ 201,000 |
| Hampshire County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 564,000 |
| Worcester County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 438,000 |
| Alger County Michigan | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Allegan County Michigan | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Emmet County Michigan | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Macomb County Michigan | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Blue Earth County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Cass County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 275,000 |
| Cook County Minnesota | 1 | $ 855,000 | $ 855,000 | $ 1,952,000 |
| Dakota County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Lake County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 36,000 |
| Sherburne County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 275,000 |
| Boone County Missouri | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Camden County Missouri | 1 | $ 505,000 | $ 505,000 | $ 520,000 |
| Cass County Missouri | 1 | $ 485,000 | $ 485,000 | $ 99,000 |
| Cedar County Missouri | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Jackson County Missouri | 1 | $ 295,000 | $ 295,000 | $ 6,000 |
| Gallatin County Montana | 1 | $ 2,765,000 | $ 2,765,000 | $ 5,000 |
| Lewis and Clark County Montana | 1 | $ 725,000 | $ 725,000 | $ 735,000 |
| Madison County Montana | 1 | $ 9,725,000 | $ 9,725,000 | $ 7,223,000 |
| Ravalli County Montana | 1 | $ 465,000 | $ 465,000 | $ 101,000 |
| Grafton County New Hampshire | 1 | $ 625,000 | $ 625,000 | $ 197,000 |
| Hillsborough County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 67,000 |
| Merrimack County New Hampshire | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 401,000 |
| Middlesex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 472,000 |
| Albany County New York | 1 | $ 355,000 | $ 355,000 | $ 747,000 |
| Erie County New York | 1 | $ 595,000 | $ 595,000 | $ 128,000 |
| Greene County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 4,030,000 |
| Livingston County New York | 1 | $ 305,000 | $ 305,000 | $ 1,075,000 |
| Monroe County New York | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Ontario County New York | 1 | $ 405,000 | $ 405,000 | $ 1,075,000 |
| Richmond County New York | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Sullivan County New York | 1 | $ 1,655,000 | $ 1,655,000 | $ 547,000 |
| Yates County New York | 1 | $ 605,000 | $ 605,000 | $ 35,000 |
| Beaufort County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 267,000 |
| Chatham County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 464,000 |
| Dare County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Franklin County North Carolina | 1 | $ 1,435,000 | $ 1,435,000 | $ 200,000 |
| Guilford County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 19,000 |
| Haywood County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 46,000 |
| Iredell County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 450,000 |
| Orange County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 605,000 |
| Pender County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 348,000 |
| Rutherford County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 337,000 |
| Warren County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 267,000 |
| Watauga County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 196,000 |
| Butler County Ohio | 1 | $ 355,000 | $ 355,000 | $ 248,000 |
| Cuyahoga County Ohio | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Portage County Ohio | 1 | $ 455,000 | $ 455,000 | $ 151,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Wagoner County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Clatsop County Oregon | 1 | $ 755,000 | $ 755,000 | $ 120,000 |
| Columbia County Oregon | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Coos County Oregon | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Crook County Oregon | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Curry County Oregon | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Hood River County Oregon | 1 | $ 505,000 | $ 505,000 | $ 156,000 |
| Lane County Oregon | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Yamhill County Oregon | 1 | $ 665,000 | $ 665,000 | $ 147,000 |
| Bucks County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 140,000 |
| Butler County Pennsylvania | 1 | $ 785,000 | $ 785,000 | $ 358,000 |
| Chester County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Cumberland County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 387,000 |
| Erie County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Bristol County Rhode Island | 1 | $ 1,395,000 | $ 1,395,000 | $ 198,000 |
| Berkeley County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 39,000 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 515,000 |
| Greenville County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 398,000 |
| Lexington County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Oconee County South Carolina | 1 | $ 2,165,000 | $ 2,165,000 | $ 1,528,000 |
| Pickens County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Richland County South Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 840,000 |
| York County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 180,000 |
| Cheatham County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| Clay County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 142,000 |
| Lawrence County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 154,000 |
| Maury County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Trousdale County Tennessee | 1 | $ 1,105,000 | $ 1,105,000 | $ 458,000 |
| Galveston County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 477,000 |
| Hays County Texas | 1 | $ 525,000 | $ 525,000 | $ 44,000 |
| Llano County Texas | 1 | $ 1,415,000 | $ 1,415,000 | $ 180,000 |
| Midland County Texas | 1 | $ 785,000 | $ 785,000 | $ 18,000 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 842,000 |
| Taylor County Texas | 1 | $ 475,000 | $ 475,000 | $ 550,000 |
| Garfield County Utah | 1 | $ 295,000 | $ 295,000 | $ 258,000 |
| Utah County Utah | 1 | $ 2,365,000 | $ 2,365,000 | $ 0 |
| Weber County Utah | 1 | $ 1,385,000 | $ 1,385,000 | $ 488,000 |
| Bennington County Vermont | 1 | $ 275,000 | $ 275,000 | $ 440,000 |
| Orange County Vermont | 1 | $ 355,000 | $ 355,000 | $ 158,000 |
| Windham County Vermont | 1 | $ 275,000 | $ 275,000 | $ 356,000 |
| Windsor County Vermont | 1 | $ 335,000 | $ 335,000 | $ 300,000 |
| Charlottesville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| James City County Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 1,125,000 |
| Nelson County Virginia | 1 | $ 445,000 | $ 445,000 | $ 2,549,000 |
| Norfolk County Virginia | 1 | $ 355,000 | $ 355,000 | $ 54,000 |
| Northampton County Virginia | 1 | $ 1,095,000 | $ 1,095,000 | $ 197,000 |
| Northumberland County Virginia | 1 | $ 505,000 | $ 505,000 | $ 423,000 |
| Prince William County Virginia | 1 | $ 475,000 | $ 475,000 | $ 30,000 |
| Richmond City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 401,000 |
| Chelan County Washington | 1 | $ 345,000 | $ 345,000 | $ 39,000 |
| Skagit County Washington | 1 | $ 895,000 | $ 895,000 | $ 400,000 |
| Spokane County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 8,000 |
| Thurston County Washington | 1 | $ 505,000 | $ 505,000 | $ 49,000 |
| Kanawha County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Tucker County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Brown County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Door County Wisconsin | 1 | $ 905,000 | $ 905,000 | $ 428,000 |
| Fond du Lac County Wisconsin | 1 | $ 555,000 | $ 555,000 | $ 340,000 |
| Iowa County Wisconsin | 1 | $ 555,000 | $ 555,000 | $ 291,000 |
| Kenosha County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 1,075,000 |
| Milwaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 390,000 |
| Pierce County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 25,000 |
| Polk County Wisconsin | 1 | $ 1,505,000 | $ 1,505,000 | $ 300,000 |
| Sawyer County Wisconsin | 1 | $ 895,000 | $ 895,000 | $ 1,875,000 |
| Vilas County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Washington County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,055 | $3,083,795,000 | $1,500,000 | $24,655,000 | $712,000 | $9,583,000 |
| Refinancing | 2,023 | $2,679,965,000 | $1,324,000 | $45,005,000 | $569,000 | $8,796,000 |
| Cash-out Refinancing | 1,460 | $1,889,960,000 | $1,294,000 | $55,005,000 | $502,000 | $8,851,000 |
| Other Purpose | 1,229 | $1,133,665,000 | $922,000 | $14,005,000 | $612,000 | $9,038,000 |
| Home Improvement | 308 | $171,140,000 | $555,000 | $8,005,000 | $584,000 | $9,473,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,179 | $4,617,845,000 | $1,105,000 | $21,005,000 | $587,000 | $9,473,000 |
| Not Provided | 1,412 | $1,645,640,000 | $1,165,000 | $15,505,000 | $654,000 | $9,583,000 |
| Not applicable | 799 | $2,024,145,000 | $2,533,000 | $55,005,000 | $0 | $0 |
| Asian | 261 | $295,425,000 | $1,131,000 | $6,555,000 | $480,000 | $3,964,000 |
| Hispanic | 204 | $175,350,000 | $859,000 | $6,535,000 | $528,000 | $6,168,000 |
| Black or African American | 171 | $154,625,000 | $904,000 | $5,765,000 | $855,000 | $7,816,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $5,705,000 | $518,000 | $1,205,000 | $424,000 | $1,250,000 |
| American Indian or Alaskan Native | 10 | $12,040,000 | $1,204,000 | $2,755,000 | $265,000 | $738,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,075 | $8,958,525,000 | $1,266,000 | $55,005,000 | $601,000 | $9,583,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,748 | $5,753,280,000 | $1,211,000 | $55,005,000 | $630,000 | $9,583,000 |
| Application Withdrawn By Applicant | 966 | $1,441,390,000 | $1,492,000 | $30,005,000 | $680,000 | $8,105,000 |
| Application Denied By Financial Institution | 833 | $1,055,635,000 | $1,267,000 | $35,005,000 | $349,000 | $8,468,000 |
| Application Approved But Not Accepted | 238 | $294,050,000 | $1,235,000 | $14,305,000 | $578,000 | $5,018,000 |
| File Closed For Incompleteness | 192 | $327,500,000 | $1,705,000 | $45,005,000 | $814,000 | $7,801,000 |
| Loan Purchased By The Institution | 98 | $86,670,000 | $884,000 | $4,155,000 | $290,000 | $3,247,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,242 | $7,902,890,000 | $1,266,000 | $55,005,000 | $635,000 | $9,583,000 |
| Debt-To-Income Ratio | 609 | $725,625,000 | $1,191,000 | $14,255,000 | $245,000 | $8,468,000 |
| Collateral | 114 | $181,950,000 | $1,596,000 | $35,005,000 | $714,000 | $3,236,000 |
| Credit History | 44 | $40,790,000 | $927,000 | $4,205,000 | $355,000 | $919,000 |
| Other | 38 | $75,020,000 | $1,974,000 | $10,005,000 | $1,252,000 | $4,193,000 |
| Unverifiable Information | 20 | $19,450,000 | $972,000 | $2,485,000 | $517,000 | $1,964,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $11,995,000 | $1,713,000 | $6,005,000 | $391,000 | $900,000 |
| Employment History | 1 | $805,000 | $805,000 | $805,000 | $122,000 | $122,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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