Clearpath Lending Mortgage Lending & HMDA Data, 2016

In 2016, Clearpath Lending of Irvine, CA reported 5,207 mortgage applications totaling $1.3 billion. The average application was for $253,644, and applicants reported an average income of $6,146. 85% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (449), Riverside-San Bernardino-Ontario, CA (255) and Washington-Arlington-Alexandria, DC-VA-MD-WV (224) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 5,207
Total Mortgage Loan Application Amount $1,320,727,000
Average Mortgage Loan Application Amount $253,644
Highest Mortgage Loan Application Amount $1,484,000
Average Applicant Income $6,146
Highest Applicant Income $5,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 400 $ 94,016,000 $ 235,040 $ 19,000
Riverside, California 182 $ 56,503,000 $ 310,456 $ 9,000
San Diego, California 150 $ 64,708,000 $ 431,386 $ 11,000
Los Angeles, California 142 $ 53,238,000 $ 374,915 $ 11,000
Bexar, Texas 128 $ 28,163,000 $ 220,023 $ 1,000
Prince George's, Maryland 97 $ 34,794,000 $ 358,701 $ 10,000
Sacramento, California 80 $ 23,139,000 $ 289,237 $ 6,000
Pima, Arizona 79 $ 15,761,000 $ 199,506 $ 1,000
Tarrant, Texas 75 $ 15,781,000 $ 210,413 $ 0
San Bernardino, California 73 $ 19,431,000 $ 266,178 $ 4,000
Bell, Texas 72 $ 13,337,000 $ 185,236 $ 0
Montgomery, Tennessee 65 $ 12,388,000 $ 190,584 $ 1,000
Orange, California 61 $ 30,300,000 $ 496,721 $ 19,000
Dallas, Texas 60 $ 11,476,000 $ 191,266 $ 0
San Joaquin, California 59 $ 17,033,000 $ 288,694 $ 7,000
Anne Arundel, Maryland 58 $ 20,457,000 $ 352,706 $ 5,000
Kern, California 56 $ 11,935,000 $ 213,125 $ 4,000
Harris, Texas 53 $ 10,383,000 $ 195,905 $ 0
Pinal, Arizona 49 $ 9,026,000 $ 184,204 $ 5,000
El Paso, Colorado 49 $ 11,718,000 $ 239,142 $ 6,000
El Paso, Texas 47 $ 8,975,000 $ 190,957 $ 0
Collin, Texas 43 $ 11,767,000 $ 273,651 $ 10,000
Fresno, California 38 $ 8,724,000 $ 229,578 $ 4,000
Franklin, Ohio 35 $ 6,441,000 $ 184,028 $ 2,000
Shelby, Tennessee 35 $ 6,567,000 $ 187,628 $ 2,000
Oakland, Michigan 34 $ 6,656,000 $ 195,764 $ 7,000
York, Pennsylvania 33 $ 7,328,000 $ 222,060 $ 0
Contra Costa, California 31 $ 13,481,000 $ 434,870 $ 28,000
Denton, Texas 31 $ 7,331,000 $ 236,483 $ 0
Solano, California 30 $ 9,243,000 $ 308,100 $ 8,000
Ventura, California 30 $ 13,016,000 $ 433,866 $ 20,000
Placer, California 29 $ 10,381,000 $ 357,965 $ 4,000
Charles, Maryland 29 $ 9,996,000 $ 344,689 $ 9,000
Bernalillo, New Mexico 29 $ 5,615,000 $ 193,620 $ 0
Rutherford, Tennessee 29 $ 6,241,000 $ 215,206 $ 9,000
Prince William, Virginia 29 $ 10,390,000 $ 358,275 $ 0
Douglas, Nebraska 28 $ 5,516,000 $ 197,000 $ 0
Arapahoe, Colorado 27 $ 8,119,000 $ 300,703 $ 13,000
Sarpy, Nebraska 27 $ 4,410,000 $ 163,333 $ 0
Williamson, Texas 27 $ 5,990,000 $ 221,851 $ 0
Yavapai, Arizona 25 $ 5,145,000 $ 205,800 $ 1,000
Montgomery, Maryland 25 $ 10,876,000 $ 435,040 $ 27,000
Davidson, Tennessee 25 $ 4,846,000 $ 193,840 $ 2,000
Guadalupe, Texas 25 $ 5,645,000 $ 225,800 $ 0
Chesapeake, Virginia 24 $ 6,287,000 $ 261,958 $ 0
Baltimore, Maryland 23 $ 7,060,000 $ 306,956 $ 5,000
Stanislaus, California 22 $ 6,051,000 $ 275,045 $ 8,000
Cuyahoga, Ohio 22 $ 4,322,000 $ 196,454 $ 0
Philadelphia, Pennsylvania 22 $ 4,009,000 $ 182,227 $ 0
Chesterfield, Virginia 22 $ 6,006,000 $ 273,000 $ 6,000
Jefferson, Alabama 21 $ 4,012,000 $ 191,047 $ 0
Alameda, California 21 $ 9,105,000 $ 433,571 $ 24,000
Kings, California 21 $ 4,199,000 $ 199,952 $ 8,000
Tulare, California 21 $ 4,098,000 $ 195,142 $ 11,000
Jefferson, Louisiana 21 $ 3,937,000 $ 187,476 $ 5,000
Fort Bend, Texas 21 $ 4,839,000 $ 230,428 $ 0
Macomb, Michigan 20 $ 3,868,000 $ 193,400 $ 2,000
Mohave, Arizona 19 $ 3,671,000 $ 193,210 $ 0
Yuma, Arizona 19 $ 3,433,000 $ 180,684 $ 4,000
Santa Barbara, California 19 $ 7,346,000 $ 386,631 $ 2,000
Sumner, Tennessee 19 $ 4,015,000 $ 211,315 $ 5,000
Santa Clara, California 18 $ 9,925,000 $ 551,388 $ 30,000
Adams, Colorado 18 $ 4,035,000 $ 224,166 $ 0
St. Tammany, Louisiana 18 $ 3,935,000 $ 218,611 $ 12,000
Hamilton, Ohio 18 $ 2,894,000 $ 160,777 $ 0
Travis, Texas 18 $ 4,938,000 $ 274,333 $ 0
Cochise, Arizona 17 $ 3,405,000 $ 200,294 $ 0
Jefferson, Colorado 17 $ 4,391,000 $ 258,294 $ 8,000
Butler, Ohio 17 $ 3,276,000 $ 192,705 $ 0
Montgomery, Pennsylvania 17 $ 4,045,000 $ 237,941 $ 0
Brazoria, Texas 17 $ 3,627,000 $ 213,352 $ 0
Norfolk, Virginia 17 $ 3,947,000 $ 232,176 $ 0
Monterey, California 16 $ 7,500,000 $ 468,750 $ 15,000
Weld, Colorado 16 $ 3,839,000 $ 239,937 $ 6,000
Calcasieu, Louisiana 16 $ 3,694,000 $ 230,875 $ 0
Baltimore City, Maryland 16 $ 2,652,000 $ 165,750 $ 0
Hamilton, Tennessee 16 $ 2,928,000 $ 183,000 $ 0
Shasta, California 15 $ 2,874,000 $ 191,600 $ 2,000
New Castle, Delaware 15 $ 3,071,000 $ 204,733 $ 8,000
Westmoreland, Pennsylvania 15 $ 2,364,000 $ 157,600 $ 0
Knox, Tennessee 15 $ 2,602,000 $ 173,466 $ 5,000
Fairfax, Virginia 15 $ 5,879,000 $ 391,933 $ 0
Stafford, Virginia 15 $ 5,011,000 $ 334,066 $ 0
Virginia Beach, Virginia 15 $ 3,828,000 $ 255,200 $ 4,000
Mobile, Alabama 14 $ 2,394,000 $ 171,000 $ 0
Caddo, Louisiana 14 $ 2,354,000 $ 168,142 $ 0
East Baton Rouge, Louisiana 14 $ 3,114,000 $ 222,428 $ 0
Rapides, Louisiana 14 $ 2,248,000 $ 160,571 $ 2,000
Harford, Maryland 14 $ 4,205,000 $ 300,357 $ 6,000
Ottawa, Michigan 14 $ 2,502,000 $ 178,714 $ 5,000
Wilson, Tennessee 14 $ 3,406,000 $ 243,285 $ 12,000
Merced, California 13 $ 3,477,000 $ 267,461 $ 7,000
Bossier, Louisiana 13 $ 3,842,000 $ 295,538 $ 0
Wayne, Michigan 13 $ 2,010,000 $ 154,615 $ 0
Fairfield, Ohio 13 $ 2,308,000 $ 177,538 $ 0
Licking, Ohio 13 $ 2,790,000 $ 214,615 $ 0
Chester, Pennsylvania 13 $ 4,089,000 $ 314,538 $ 9,000
Dauphin, Pennsylvania 13 $ 2,556,000 $ 196,615 $ 6,000
Franklin, Pennsylvania 13 $ 2,787,000 $ 214,384 $ 0
Lancaster, Pennsylvania 13 $ 2,706,000 $ 208,153 $ 4,000
Lebanon, Pennsylvania 13 $ 2,252,000 $ 173,230 $ 0
Hampton, Virginia 13 $ 2,462,000 $ 189,384 $ 0
Newport News, Virginia 13 $ 2,793,000 $ 214,846 $ 0
Yuba, California 12 $ 2,467,000 $ 205,583 $ 0
Orleans, Louisiana 12 $ 2,691,000 $ 224,250 $ 0
Frederick, Maryland 12 $ 4,420,000 $ 368,333 $ 0
Kent, Michigan 12 $ 2,001,000 $ 166,750 $ 9,000
Bucks, Pennsylvania 12 $ 3,330,000 $ 277,500 $ 169,000
Galveston, Texas 12 $ 3,237,000 $ 269,750 $ 0
Montgomery, Texas 12 $ 3,031,000 $ 252,583 $ 0
Butte, California 11 $ 2,225,000 $ 202,272 $ 3,000
San Luis Obispo, California 11 $ 5,217,000 $ 474,272 $ 0
Denver, Colorado 11 $ 2,680,000 $ 243,636 $ 0
St. Clair, Michigan 11 $ 2,173,000 $ 197,545 $ 0
Sandoval, New Mexico 11 $ 2,026,000 $ 184,181 $ 0
Adams, Pennsylvania 11 $ 2,493,000 $ 226,636 $ 0
Hidalgo, Texas 11 $ 2,218,000 $ 201,636 $ 0
Baldwin, Alabama 10 $ 1,652,000 $ 165,200 $ 0
Imperial, California 10 $ 2,381,000 $ 238,100 $ 21,000
Sussex, Delaware 10 $ 2,350,000 $ 235,000 $ 0
Eaton, Michigan 10 $ 1,668,000 $ 166,800 $ 0
Genesee, Michigan 10 $ 1,450,000 $ 145,000 $ 0
Dona Ana, New Mexico 10 $ 1,665,000 $ 166,500 $ 21,000
Greene, Ohio 10 $ 2,241,000 $ 224,100 $ 0
Lorain, Ohio 10 $ 1,665,000 $ 166,500 $ 6,000
Montgomery, Ohio 10 $ 1,762,000 $ 176,200 $ 0
Summit, Ohio 10 $ 1,884,000 $ 188,400 $ 0
Comal, Texas 10 $ 2,421,000 $ 242,100 $ 0
Coryell, Texas 10 $ 1,810,000 $ 181,000 $ 0
Loudoun, Virginia 10 $ 5,241,000 $ 524,100 $ 0
Spotsylvania, Virginia 10 $ 2,417,000 $ 241,700 $ 0
Pueblo, Colorado 9 $ 1,759,000 $ 195,444 $ 6,000
Lafayette, Louisiana 9 $ 1,570,000 $ 174,444 $ 0
Washtenaw, Michigan 9 $ 2,414,000 $ 268,222 $ 0
Erie, Pennsylvania 9 $ 1,525,000 $ 169,444 $ 0
Sevier, Tennessee 9 $ 1,778,000 $ 197,555 $ 6,000
Ellis, Texas 9 $ 1,997,000 $ 221,888 $ 0
Rockwall, Texas 9 $ 2,054,000 $ 228,222 $ 0
Madison, Alabama 8 $ 1,401,000 $ 175,125 $ 0
Madera, California 8 $ 1,581,000 $ 197,625 $ 8,000
Douglas, Colorado 8 $ 2,325,000 $ 290,625 $ 28,000
Calvert, Maryland 8 $ 2,823,000 $ 352,875 $ 0
Howard, Maryland 8 $ 2,480,000 $ 310,000 $ 0
Washington, Maryland 8 $ 1,359,000 $ 169,875 $ 0
Clermont, Ohio 8 $ 1,673,000 $ 209,125 $ 0
Cumberland, Pennsylvania 8 $ 1,713,000 $ 214,125 $ 14,000
Northampton, Pennsylvania 8 $ 1,287,000 $ 160,875 $ 0
Portsmouth, Virginia 8 $ 1,451,000 $ 181,375 $ 0
Shelby, Alabama 7 $ 1,394,000 $ 199,142 $ 0
Santa Cruz, California 7 $ 3,413,000 $ 487,571 $ 10,000
Sonoma, California 7 $ 3,331,000 $ 475,857 $ 0
Tangipahoa, Louisiana 7 $ 1,406,000 $ 200,857 $ 0
Lancaster, Nebraska 7 $ 2,360,000 $ 337,142 $ 0
Blair, Pennsylvania 7 $ 1,121,000 $ 160,142 $ 0
Centre, Pennsylvania 7 $ 1,344,000 $ 192,000 $ 15,000
Washington, Pennsylvania 7 $ 1,317,000 $ 188,142 $ 0
Williamson, Tennessee 7 $ 2,343,000 $ 334,714 $ 0
Hays, Texas 7 $ 1,476,000 $ 210,857 $ 0
Randall, Texas 7 $ 1,225,000 $ 175,000 $ 0
James City, Virginia 7 $ 3,599,000 $ 514,142 $ 12,000
San Mateo, California 6 $ 4,117,000 $ 686,166 $ 0
Sutter, California 6 $ 1,206,000 $ 201,000 $ 9,000
Larimer, Colorado 6 $ 1,227,000 $ 204,500 $ 18,000
Kent, Delaware 6 $ 1,147,000 $ 191,166 $ 0
Fulton, Georgia 6 $ 991,000 $ 165,166 $ 0
St. Charles, Louisiana 6 $ 1,522,000 $ 253,666 $ 0
Washington, Louisiana 6 $ 1,243,000 $ 207,166 $ 0
Calhoun, Michigan 6 $ 1,026,000 $ 171,000 $ 0
Ingham, Michigan 6 $ 772,000 $ 128,666 $ 0
Jackson, Michigan 6 $ 1,053,000 $ 175,500 $ 0
Monroe, Michigan 6 $ 930,000 $ 155,000 $ 0
Lucas, Ohio 6 $ 1,081,000 $ 180,166 $ 0
Greene, Tennessee 6 $ 1,043,000 $ 173,833 $ 0
Maury, Tennessee 6 $ 1,461,000 $ 243,500 $ 11,000
McLennan, Texas 6 $ 1,227,000 $ 204,500 $ 0
Nueces, Texas 6 $ 791,000 $ 131,833 $ 0
Henrico, Virginia 6 $ 1,450,000 $ 241,666 $ 0
Amador, California 5 $ 993,000 $ 198,600 $ 0
Nevada, California 5 $ 1,434,000 $ 286,800 $ 0
Mesa, Colorado 5 $ 1,010,000 $ 202,000 $ 0
Columbia, Georgia 5 $ 976,000 $ 195,200 $ 0
Wicomico, Maryland 5 $ 862,000 $ 172,400 $ 0
Berrien, Michigan 5 $ 1,197,000 $ 239,400 $ 0
Curry, New Mexico 5 $ 1,072,000 $ 214,400 $ 0
Santa Fe, New Mexico 5 $ 902,000 $ 180,400 $ 0
Delaware, Ohio 5 $ 1,341,000 $ 268,200 $ 23,000
Lake, Ohio 5 $ 985,000 $ 197,000 $ 0
Stark, Ohio 5 $ 890,000 $ 178,000 $ 0
Trumbull, Ohio 5 $ 1,176,000 $ 235,200 $ 0
Washington, Ohio 5 $ 777,000 $ 155,400 $ 0
Lackawanna, Pennsylvania 5 $ 716,000 $ 143,200 $ 0
Cheatham, Tennessee 5 $ 683,000 $ 136,600 $ 20,000
Tipton, Tennessee 5 $ 783,000 $ 156,600 $ 15,000
Gregg, Texas 5 $ 1,015,000 $ 203,000 $ 0
Johnson, Texas 5 $ 928,000 $ 185,600 $ 0
Wichita, Texas 5 $ 793,000 $ 158,600 $ 0
Suffolk, Virginia 5 $ 1,469,000 $ 293,800 $ 0
Montgomery, Alabama 4 $ 887,000 $ 221,750 $ 0
Coconino, Arizona 4 $ 825,000 $ 206,250 $ 0
El Dorado, California 4 $ 1,001,000 $ 250,250 $ 0
Napa, California 4 $ 1,930,000 $ 482,500 $ 0
Honolulu, Hawaii 4 $ 1,636,000 $ 409,000 $ 0
Carroll, Maryland 4 $ 1,122,000 $ 280,500 $ 41,000
Queen Anne's, Maryland 4 $ 1,502,000 $ 375,500 $ 0
Kalamazoo, Michigan 4 $ 833,000 $ 208,250 $ 0
Muskegon, Michigan 4 $ 597,000 $ 149,250 $ 0
Valencia, New Mexico 4 $ 618,000 $ 154,500 $ 0
Knox, Ohio 4 $ 702,000 $ 175,500 $ 0
Mahoning, Ohio 4 $ 699,000 $ 174,750 $ 0
Delaware, Pennsylvania 4 $ 797,000 $ 199,250 $ 0
Luzerne, Pennsylvania 4 $ 781,000 $ 195,250 $ 0
Monroe, Pennsylvania 4 $ 915,000 $ 228,750 $ 0
Anderson, Tennessee 4 $ 837,000 $ 209,250 $ 0
Bradley, Tennessee 4 $ 646,000 $ 161,500 $ 0
Carter, Tennessee 4 $ 578,000 $ 144,500 $ 0
Grainger, Tennessee 4 $ 819,000 $ 204,750 $ 52,000
Hardin, Tennessee 4 $ 689,000 $ 172,250 $ 0
Hawkins, Tennessee 4 $ 709,000 $ 177,250 $ 0
Loudon, Tennessee 4 $ 1,654,000 $ 413,500 $ 30,000
Monroe, Tennessee 4 $ 789,000 $ 197,250 $ 0
Kaufman, Texas 4 $ 959,000 $ 239,750 $ 0
Lubbock, Texas 4 $ 780,000 $ 195,000 $ 0
Medina, Texas 4 $ 853,000 $ 213,250 $ 0
Midland, Texas 4 $ 786,000 $ 196,500 $ 0
Augusta, Virginia 4 $ 844,000 $ 211,000 $ 0
Frederick, Virginia 4 $ 1,299,000 $ 324,750 $ 0
Gloucester, Virginia 4 $ 987,000 $ 246,750 $ 0
Manassas, Virginia 4 $ 1,338,000 $ 334,500 $ 0
Coffee, Alabama 3 $ 598,000 $ 199,333 $ 0
Navajo, Arizona 3 $ 453,000 $ 151,000 $ 0
Calaveras, California 3 $ 953,000 $ 317,666 $ 68,000
Lake, California 3 $ 439,000 $ 146,333 $ 0
San Benito, California 3 $ 1,349,000 $ 449,666 $ 14,000
San Francisco, California 3 $ 1,178,000 $ 392,666 $ 0
Tehama, California 3 $ 586,000 $ 195,333 $ 17,000
Tuolumne, California 3 $ 906,000 $ 302,000 $ 33,000
Yolo, California 3 $ 693,000 $ 231,000 $ 30,000
Boulder, Colorado 3 $ 939,000 $ 313,000 $ 0
Fremont, Colorado 3 $ 553,000 $ 184,333 $ 0
Ascension, Louisiana 3 $ 522,000 $ 174,000 $ 0
Livingston, Louisiana 3 $ 653,000 $ 217,666 $ 0
Ouachita, Louisiana 3 $ 512,000 $ 170,666 $ 19,000
Caroline, Maryland 3 $ 416,000 $ 138,666 $ 0
Cecil, Maryland 3 $ 665,000 $ 221,666 $ 0
St. Mary's, Maryland 3 $ 986,000 $ 328,666 $ 0
Livingston, Michigan 3 $ 529,000 $ 176,333 $ 0
Saginaw, Michigan 3 $ 435,000 $ 145,000 $ 0
Van Buren, Michigan 3 $ 525,000 $ 175,000 $ 0
Otero, New Mexico 3 $ 530,000 $ 176,666 $ 0
Auglaize, Ohio 3 $ 526,000 $ 175,333 $ 0
Clark, Ohio 3 $ 539,000 $ 179,666 $ 0
Miami, Ohio 3 $ 557,000 $ 185,666 $ 0
Portage, Ohio 3 $ 422,000 $ 140,666 $ 0
Sandusky, Ohio 3 $ 427,000 $ 142,333 $ 0
Scioto, Ohio 3 $ 452,000 $ 150,666 $ 0
Warren, Ohio 3 $ 527,000 $ 175,666 $ 18,000
Wood, Ohio 3 $ 545,000 $ 181,666 $ 0
Allegheny, Pennsylvania 3 $ 1,026,000 $ 342,000 $ 0
Beaver, Pennsylvania 3 $ 439,000 $ 146,333 $ 0
Huntingdon, Pennsylvania 3 $ 598,000 $ 199,333 $ 0
Lehigh, Pennsylvania 3 $ 639,000 $ 213,000 $ 0
Hamblen, Tennessee 3 $ 436,000 $ 145,333 $ 0
McMinn, Tennessee 3 $ 563,000 $ 187,666 $ 0
Robertson, Tennessee 3 $ 452,000 $ 150,666 $ 0
Bowie, Texas 3 $ 434,000 $ 144,666 $ 0
Burnet, Texas 3 $ 500,000 $ 166,666 $ 0
Ector, Texas 3 $ 540,000 $ 180,000 $ 0
Erath, Texas 3 $ 533,000 $ 177,666 $ 0
Webb, Texas 3 $ 753,000 $ 251,000 $ 0
Hanover, Virginia 3 $ 789,000 $ 263,000 $ 49,000
Isle of Wight, Virginia 3 $ 1,064,000 $ 354,666 $ 0
Lynchburg, Virginia 3 $ 637,000 $ 212,333 $ 0
Page, Virginia 3 $ 559,000 $ 186,333 $ 59,000
Roanoke, Virginia 3 $ 424,000 $ 141,333 $ 0
York, Virginia 3 $ 601,000 $ 200,333 $ 0
Marshall, Alabama 2 $ 219,000 $ 109,500 $ 0
St. Clair, Alabama 2 $ 662,000 $ 331,000 $ 0
Talladega, Alabama 2 $ 290,000 $ 145,000 $ 0
Gila, Arizona 2 $ 352,000 $ 176,000 $ 0
Graham, Arizona 2 $ 350,000 $ 175,000 $ 0
La Paz, Arizona 2 $ 872,000 $ 436,000 $ 0
Lassen, California 2 $ 362,000 $ 181,000 $ 0
Mendocino, California 2 $ 464,000 $ 232,000 $ 0
Mono, California 2 $ 432,000 $ 216,000 $ 0
Morgan, Colorado 2 $ 577,000 $ 288,500 $ 0
Barrow, Georgia 2 $ 254,000 $ 127,000 $ 0
Bartow, Georgia 2 $ 364,000 $ 182,000 $ 0
Cherokee, Georgia 2 $ 262,000 $ 131,000 $ 0
Cobb, Georgia 2 $ 329,000 $ 164,500 $ 0
Fayette, Georgia 2 $ 593,000 $ 296,500 $ 0
Gwinnett, Georgia 2 $ 400,000 $ 200,000 $ 0
Henry, Georgia 2 $ 405,000 $ 202,500 $ 0
Liberty, Georgia 2 $ 220,000 $ 110,000 $ 0
Ware, Georgia 2 $ 366,000 $ 183,000 $ 0
Union, Louisiana 2 $ 314,000 $ 157,000 $ 0
Allegan, Michigan 2 $ 323,000 $ 161,500 $ 0
Cass, Michigan 2 $ 586,000 $ 293,000 $ 0
Clinton, Michigan 2 $ 260,000 $ 130,000 $ 0
St. Joseph, Michigan 2 $ 288,000 $ 144,000 $ 0
Hennepin, Minnesota 2 $ 369,000 $ 184,500 $ 0
Dakota, Nebraska 2 $ 232,000 $ 116,000 $ 0
Washington, Nebraska 2 $ 638,000 $ 319,000 $ 0
Coshocton, Ohio 2 $ 258,000 $ 129,000 $ 0
Erie, Ohio 2 $ 475,000 $ 237,500 $ 0
Huron, Ohio 2 $ 313,000 $ 156,500 $ 0
Mercer, Ohio 2 $ 441,000 $ 220,500 $ 0
Morrow, Ohio 2 $ 492,000 $ 246,000 $ 0
Ross, Ohio 2 $ 516,000 $ 258,000 $ 0
Wayne, Ohio 2 $ 434,000 $ 217,000 $ 70,000
Armstrong, Pennsylvania 2 $ 214,000 $ 107,000 $ 0
Bradford, Pennsylvania 2 $ 301,000 $ 150,500 $ 0
Butler, Pennsylvania 2 $ 593,000 $ 296,500 $ 0
Carbon, Pennsylvania 2 $ 244,000 $ 122,000 $ 0
Indiana, Pennsylvania 2 $ 283,000 $ 141,500 $ 0
Perry, Pennsylvania 2 $ 378,000 $ 189,000 $ 0
Pike, Pennsylvania 2 $ 315,000 $ 157,500 $ 33,000
Susquehanna, Pennsylvania 2 $ 365,000 $ 182,500 $ 0
Venango, Pennsylvania 2 $ 287,000 $ 143,500 $ 0
Blount, Tennessee 2 $ 405,000 $ 202,500 $ 0
Cannon, Tennessee 2 $ 551,000 $ 275,500 $ 0
Coffee, Tennessee 2 $ 270,000 $ 135,000 $ 0
Cumberland, Tennessee 2 $ 374,000 $ 187,000 $ 0
Dickson, Tennessee 2 $ 284,000 $ 142,000 $ 0
Gibson, Tennessee 2 $ 362,000 $ 181,000 $ 0
Jefferson, Tennessee 2 $ 320,000 $ 160,000 $ 0
Madison, Tennessee 2 $ 460,000 $ 230,000 $ 0
Marshall, Tennessee 2 $ 410,000 $ 205,000 $ 0
Moore, Tennessee 2 $ 293,000 $ 146,500 $ 0
Van Buren, Tennessee 2 $ 267,000 $ 133,500 $ 0
Washington, Tennessee 2 $ 646,000 $ 323,000 $ 0
Aransas, Texas 2 $ 469,000 $ 234,500 $ 0
Atascosa, Texas 2 $ 302,000 $ 151,000 $ 0
Bandera, Texas 2 $ 436,000 $ 218,000 $ 0
Bastrop, Texas 2 $ 297,000 $ 148,500 $ 0
Brazos, Texas 2 $ 347,000 $ 173,500 $ 0
Brown, Texas 2 $ 288,000 $ 144,000 $ 0
Cameron, Texas 2 $ 258,000 $ 129,000 $ 0
Grayson, Texas 2 $ 305,000 $ 152,500 $ 0
Hill, Texas 2 $ 276,000 $ 138,000 $ 0
Hood, Texas 2 $ 500,000 $ 250,000 $ 0
Jackson, Texas 2 $ 692,000 $ 346,000 $ 0
Kendall, Texas 2 $ 549,000 $ 274,500 $ 0
Kerr, Texas 2 $ 718,000 $ 359,000 $ 0
Milam, Texas 2 $ 330,000 $ 165,000 $ 0
Parker, Texas 2 $ 453,000 $ 226,500 $ 0
Taylor, Texas 2 $ 329,000 $ 164,500 $ 0
Victoria, Texas 2 $ 353,000 $ 176,500 $ 0
Wise, Texas 2 $ 378,000 $ 189,000 $ 0
Alexandria, Virginia 2 $ 874,000 $ 437,000 $ 0
Arlington, Virginia 2 $ 1,390,000 $ 695,000 $ 0
Campbell, Virginia 2 $ 418,000 $ 209,000 $ 0
Caroline, Virginia 2 $ 367,000 $ 183,500 $ 0
Fluvanna, Virginia 2 $ 373,000 $ 186,500 $ 0
Franklin, Virginia 2 $ 328,000 $ 164,000 $ 0
Hopewell, Virginia 2 $ 399,000 $ 199,500 $ 0
King George, Virginia 2 $ 422,000 $ 211,000 $ 0
Roanoke City, Virginia 2 $ 280,000 $ 140,000 $ 0
Shenandoah, Virginia 2 $ 398,000 $ 199,000 $ 57,000
Warren, Virginia 2 $ 446,000 $ 223,000 $ 0
Autauga, Alabama 1 $ 123,000 $ 123,000 $ 0
Cullman, Alabama 1 $ 197,000 $ 197,000 $ 0
Dale, Alabama 1 $ 117,000 $ 117,000 $ 0
Elmore, Alabama 1 $ 165,000 $ 165,000 $ 0
Houston, Alabama 1 $ 187,000 $ 187,000 $ 0
Morgan, Alabama 1 $ 137,000 $ 137,000 $ 0
Humboldt, California 1 $ 190,000 $ 190,000 $ 0
Marin, California 1 $ 907,000 $ 907,000 $ 0
Mariposa, California 1 $ 219,000 $ 219,000 $ 0
Broomfield, Colorado 1 $ 279,000 $ 279,000 $ 0
Elbert, Colorado 1 $ 477,000 $ 477,000 $ 0
La Plata, Colorado 1 $ 261,000 $ 261,000 $ 0
Otero, Colorado 1 $ 101,000 $ 101,000 $ 0
Routt, Colorado 1 $ 369,000 $ 369,000 $ 0
Summit, Colorado 1 $ 404,000 $ 404,000 $ 0
Teller, Colorado 1 $ 288,000 $ 288,000 $ 0
Baldwin, Georgia 1 $ 174,000 $ 174,000 $ 0
Bibb, Georgia 1 $ 150,000 $ 150,000 $ 0
Chatham, Georgia 1 $ 231,000 $ 231,000 $ 0
Clayton, Georgia 1 $ 106,000 $ 106,000 $ 0
Coweta, Georgia 1 $ 111,000 $ 111,000 $ 0
DeKalb, Georgia 1 $ 255,000 $ 255,000 $ 0
Floyd, Georgia 1 $ 112,000 $ 112,000 $ 0
Hall, Georgia 1 $ 236,000 $ 236,000 $ 0
Harris, Georgia 1 $ 571,000 $ 571,000 $ 0
Houston, Georgia 1 $ 132,000 $ 132,000 $ 0
Long, Georgia 1 $ 190,000 $ 190,000 $ 0
Madison, Georgia 1 $ 116,000 $ 116,000 $ 0
Muscogee, Georgia 1 $ 133,000 $ 133,000 $ 0
Richmond, Georgia 1 $ 117,000 $ 117,000 $ 0
Rockdale, Georgia 1 $ 200,000 $ 200,000 $ 0
De Soto, Louisiana 1 $ 264,000 $ 264,000 $ 0
East Feliciana, Louisiana 1 $ 165,000 $ 165,000 $ 0
Lafourche, Louisiana 1 $ 149,000 $ 149,000 $ 0
Lincoln, Louisiana 1 $ 135,000 $ 135,000 $ 0
Plaquemines, Louisiana 1 $ 211,000 $ 211,000 $ 0
St. Bernard, Louisiana 1 $ 156,000 $ 156,000 $ 0
Vernon, Louisiana 1 $ 127,000 $ 127,000 $ 0
Dorchester, Maryland 1 $ 151,000 $ 151,000 $ 0
Worcester, Maryland 1 $ 202,000 $ 202,000 $ 0
Barry, Michigan 1 $ 109,000 $ 109,000 $ 0
Bay, Michigan 1 $ 194,000 $ 194,000 $ 0
Chippewa, Michigan 1 $ 124,000 $ 124,000 $ 0
Hillsdale, Michigan 1 $ 116,000 $ 116,000 $ 0
Lake, Michigan 1 $ 109,000 $ 109,000 $ 0
Mecosta, Michigan 1 $ 144,000 $ 144,000 $ 0
Midland, Michigan 1 $ 157,000 $ 157,000 $ 0
Missaukee, Michigan 1 $ 113,000 $ 113,000 $ 0
Oceana, Michigan 1 $ 154,000 $ 154,000 $ 0
Tuscola, Michigan 1 $ 116,000 $ 116,000 $ 0
Brown, Minnesota 1 $ 109,000 $ 109,000 $ 0
Dakota, Minnesota 1 $ 181,000 $ 181,000 $ 0
Wright, Minnesota 1 $ 249,000 $ 249,000 $ 0
Cascade, Montana 1 $ 179,000 $ 179,000 $ 0
Box Butte, Nebraska 1 $ 204,000 $ 204,000 $ 0
Saunders, Nebraska 1 $ 122,000 $ 122,000 $ 0
Scotts Bluff, Nebraska 1 $ 136,000 $ 136,000 $ 0
Clark, Nevada 1 $ 123,000 $ 123,000 $ 0
Chaves, New Mexico 1 $ 141,000 $ 141,000 $ 0
Los Alamos, New Mexico 1 $ 180,000 $ 180,000 $ 0
McKinley, New Mexico 1 $ 255,000 $ 255,000 $ 0
San Juan, New Mexico 1 $ 229,000 $ 229,000 $ 0
Ashtabula, Ohio 1 $ 128,000 $ 128,000 $ 0
Athens, Ohio 1 $ 243,000 $ 243,000 $ 0
Brown, Ohio 1 $ 119,000 $ 119,000 $ 0
Columbiana, Ohio 1 $ 172,000 $ 172,000 $ 0
Fulton, Ohio 1 $ 135,000 $ 135,000 $ 0
Geauga, Ohio 1 $ 203,000 $ 203,000 $ 0
Guernsey, Ohio 1 $ 136,000 $ 136,000 $ 0
Hancock, Ohio 1 $ 170,000 $ 170,000 $ 0
Jefferson, Ohio 1 $ 188,000 $ 188,000 $ 0
Madison, Ohio 1 $ 102,000 $ 102,000 $ 0
Marion, Ohio 1 $ 220,000 $ 220,000 $ 0
Medina, Ohio 1 $ 245,000 $ 245,000 $ 0
Pickaway, Ohio 1 $ 115,000 $ 115,000 $ 0
Preble, Ohio 1 $ 133,000 $ 133,000 $ 0
Richland, Ohio 1 $ 219,000 $ 219,000 $ 0
Seneca, Ohio 1 $ 130,000 $ 130,000 $ 0
Bedford, Pennsylvania 1 $ 164,000 $ 164,000 $ 65,000
Berks, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Columbia, Pennsylvania 1 $ 137,000 $ 137,000 $ 0
Fayette, Pennsylvania 1 $ 138,000 $ 138,000 $ 0
Jefferson, Pennsylvania 1 $ 164,000 $ 164,000 $ 0
Mercer, Pennsylvania 1 $ 152,000 $ 152,000 $ 0
Schuylkill, Pennsylvania 1 $ 172,000 $ 172,000 $ 69,000
Wayne, Pennsylvania 1 $ 273,000 $ 273,000 $ 0
Bedford, Tennessee 1 $ 162,000 $ 162,000 $ 0
Campbell, Tennessee 1 $ 127,000 $ 127,000 $ 0
Claiborne, Tennessee 1 $ 105,000 $ 105,000 $ 0
Cocke, Tennessee 1 $ 173,000 $ 173,000 $ 0
Fentress, Tennessee 1 $ 157,000 $ 157,000 $ 0
Grundy, Tennessee 1 $ 180,000 $ 180,000 $ 0
Houston, Tennessee 1 $ 150,000 $ 150,000 $ 0
Johnson, Tennessee 1 $ 106,000 $ 106,000 $ 0
Macon, Tennessee 1 $ 157,000 $ 157,000 $ 0
Marion, Tennessee 1 $ 273,000 $ 273,000 $ 0
Morgan, Tennessee 1 $ 204,000 $ 204,000 $ 0
Perry, Tennessee 1 $ 148,000 $ 148,000 $ 0
Polk, Tennessee 1 $ 194,000 $ 194,000 $ 0
Putnam, Tennessee 1 $ 192,000 $ 192,000 $ 0
Sequatchie, Tennessee 1 $ 258,000 $ 258,000 $ 0
Smith, Tennessee 1 $ 103,000 $ 103,000 $ 0
Stewart, Tennessee 1 $ 123,000 $ 123,000 $ 0
Sullivan, Tennessee 1 $ 185,000 $ 185,000 $ 0
Warren, Tennessee 1 $ 111,000 $ 111,000 $ 0
Anderson, Texas 1 $ 131,000 $ 131,000 $ 0
Cooke, Texas 1 $ 124,000 $ 124,000 $ 0
Freestone, Texas 1 $ 153,000 $ 153,000 $ 0
Hopkins, Texas 1 $ 124,000 $ 124,000 $ 0
Hunt, Texas 1 $ 172,000 $ 172,000 $ 0
Liberty, Texas 1 $ 197,000 $ 197,000 $ 0
Marion, Texas 1 $ 220,000 $ 220,000 $ 0
Navarro, Texas 1 $ 129,000 $ 129,000 $ 0
Polk, Texas 1 $ 156,000 $ 156,000 $ 0
San Patricio, Texas 1 $ 195,000 $ 195,000 $ 0
Smith, Texas 1 $ 139,000 $ 139,000 $ 0
Tom Green, Texas 1 $ 288,000 $ 288,000 $ 0
Van Zandt, Texas 1 $ 142,000 $ 142,000 $ 0
Washington, Texas 1 $ 175,000 $ 175,000 $ 0
Albemarle, Virginia 1 $ 263,000 $ 263,000 $ 0
Botetourt, Virginia 1 $ 277,000 $ 277,000 $ 0
Brunswick, Virginia 1 $ 286,000 $ 286,000 $ 0
Carroll, Virginia 1 $ 236,000 $ 236,000 $ 0
Fredericksburg, Virginia 1 $ 387,000 $ 387,000 $ 0
Goochland, Virginia 1 $ 269,000 $ 269,000 $ 0
Louisa, Virginia 1 $ 163,000 $ 163,000 $ 0
Mecklenburg, Virginia 1 $ 172,000 $ 172,000 $ 0
New Kent, Virginia 1 $ 251,000 $ 251,000 $ 0
Orange, Virginia 1 $ 255,000 $ 255,000 $ 0
Petersburg, Virginia 1 $ 188,000 $ 188,000 $ 0
Richmond City, Virginia 1 $ 173,000 $ 173,000 $ 0
Salem, Virginia 1 $ 260,000 $ 260,000 $ 47,000
Winchester, Virginia 1 $ 125,000 $ 125,000 $ 0

Mortgage Loan Application Detail Totals for Clearpath Lending in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,192 $1,315,834,000 $253,000 $1,484,000 $6,000 $5,700,000
Home Purchase 15 $4,893,000 $326,000 $626,000 $57,000 $234,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,067 $766,345,000 $249,000 $1,111,000 $7,000 $5,700,000
Black or African American 1,020 $254,528,000 $249,000 $1,020,000 $3,000 $210,000
Hispanic 691 $178,019,000 $257,000 $1,484,000 $4,000 $234,000
Not Provided 232 $61,417,000 $264,000 $831,000 $6,000 $188,000
Asian 106 $36,201,000 $341,000 $715,000 $9,000 $171,000
American Indian or Alaskan Native 59 $14,919,000 $252,000 $764,000 $4,000 $120,000
Native Hawaiin or Other Pacific Islander 32 $9,298,000 $290,000 $511,000 $2,000 $79,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 5,090 $1,283,446,000 $252,000 $1,484,000 $5,000 $5,700,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 102 $33,018,000 $323,000 $715,000 $58,000 $1,870,000
FHA-insured (Federal Housing Administration) 15 $4,263,000 $284,000 $569,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,418 $1,124,239,000 $254,000 $1,484,000 $7,000 $5,700,000
Application Withdrawn By Applicant 361 $90,982,000 $252,000 $1,111,000 $0 $81,000
File Closed For Incompleteness 215 $53,914,000 $250,000 $933,000 $0 $104,000
Application Denied By Financial Institution 213 $51,592,000 $242,000 $1,020,000 $3,000 $123,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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