Clearpath Lending 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 6,599 |
| Total Mortgage Loan Application Amount | $1,616,156,000 |
| Average Mortgage Loan Application Amount | $402,666 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Clearpath Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpath Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Clearpath Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpath Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpath Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpath Lending's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 400 | $ 90,793,000 | $ 226,000 | $ 15,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 276 | $ 59,752,000 | $ 216,000 | $ 10,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 244 | $ 78,431,000 | $ 321,000 | $ 16,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 214 | $ 85,813,000 | $ 393,000 | $ 17,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 211 | $ 51,933,000 | $ 246,000 | $ 10,000 |
| DENVER-AURORA-LAKEWOOD, CO | 142 | $ 43,745,000 | $ 308,000 | $ 24,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 142 | $ 34,392,000 | $ 242,000 | $ 3,000 |
| COLORADO SPRINGS, CO | 141 | $ 34,781,000 | $ 246,000 | $ 19,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 128 | $ 52,431,000 | $ 409,000 | $ 20,000 |
| SAN DIEGO-CARLSBAD, CA | 114 | $ 50,536,000 | $ 443,000 | $ 19,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 104 | $ 23,638,000 | $ 241,000 | $ 6,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 104 | $ 34,266,000 | $ 329,000 | $ 22,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 101 | $ 24,088,000 | $ 238,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 95 | $ 16,371,000 | $ 172,000 | $ 5,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 90 | $ 20,614,000 | $ 229,000 | $ 21,000 |
| TUCSON, AZ | 88 | $ 17,604,000 | $ 200,000 | $ 12,000 |
| DALLAS-PLANO-IRVING, TX | 85 | $ 19,423,000 | $ 228,000 | $ 1,000 |
| RICHMOND, VA | 84 | $ 20,239,000 | $ 240,000 | $ 10,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 80 | $ 16,565,000 | $ 207,000 | $ 5,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 76 | $ 21,967,000 | $ 289,000 | $ 5,000 |
| ALBUQUERQUE, NM | 72 | $ 13,871,000 | $ 192,000 | $ 9,000 |
| COLUMBUS, OH | 69 | $ 12,748,000 | $ 184,000 | $ 11,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 65 | $ 13,008,000 | $ 200,000 | $ 13,000 |
| URBAN HONOLULU, HI | 63 | $ 33,736,000 | $ 535,000 | $ 15,000 |
| FORT WORTH-ARLINGTON, TX | 62 | $ 13,085,000 | $ 211,000 | $ 13,000 |
| CINCINNATI, OH-KY-IN | 56 | $ 9,677,000 | $ 169,000 | $ 4,500 |
| KILLEEN-TEMPLE, TX | 53 | $ 9,895,000 | $ 186,000 | $ 3,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 53 | $ 11,334,000 | $ 213,000 | $ 7,000 |
| AUSTIN-ROUND ROCK, TX | 51 | $ 12,557,000 | $ 246,000 | $ 1,000 |
| CLARKSVILLE, TN-KY | 51 | $ 9,646,000 | $ 189,000 | $ 5,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 50 | $ 9,841,000 | $ 196,000 | $ 6,000 |
| BOISE CITY, ID | 50 | $ 10,567,000 | $ 211,000 | $ 11,000 |
| CLEVELAND-ELYRIA, OH | 45 | $ 8,770,000 | $ 194,000 | $ 6,000 |
| BAKERSFIELD, CA | 43 | $ 9,271,000 | $ 215,000 | $ 12,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 43 | $ 20,228,000 | $ 470,000 | $ 40,000 |
| NEW ORLEANS-METAIRIE, LA | 42 | $ 8,551,000 | $ 203,000 | $ 13,000 |
| BIRMINGHAM-HOOVER, AL | 40 | $ 7,874,000 | $ 196,000 | $ 13,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 7,630,000 | $ 195,000 | $ 7,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 39 | $ 7,559,000 | $ 193,000 | $ 18,000 |
| PHILADELPHIA, PA | 38 | $ 6,550,000 | $ 172,000 | $ 6,000 |
| STOCKTON-LODI, CA | 36 | $ 10,898,000 | $ 302,000 | $ 10,000 |
| PRESCOTT, AZ | 34 | $ 7,104,000 | $ 208,000 | $ 11,000 |
| RENO, NV | 34 | $ 9,150,000 | $ 269,000 | $ 15,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 32 | $ 7,865,000 | $ 245,000 | $ 17,000 |
| PITTSBURGH, PA | 32 | $ 5,441,000 | $ 170,000 | $ 8,000 |
| WILMINGTON, DE-MD-NJ | 32 | $ 8,073,000 | $ 275,000 | $ 11,000 |
| FRESNO, CA | 31 | $ 8,197,000 | $ 264,000 | $ 15,000 |
| JACKSONVILLE, FL | 31 | $ 6,497,000 | $ 209,000 | $ 11,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 31 | $ 5,484,000 | $ 176,000 | $ 3,000 |
| BATON ROUGE, LA | 30 | $ 6,418,000 | $ 213,000 | $ 4,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 30 | $ 6,539,000 | $ 217,000 | $ 5,000 |
| GREELEY, CO | 30 | $ 7,614,000 | $ 253,000 | $ 24,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 29 | $ 6,796,000 | $ 234,000 | $ 4,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 13,774,000 | $ 491,000 | $ 46,000 |
| HUNTSVILLE, AL | 28 | $ 6,373,000 | $ 227,000 | $ 9,000 |
| KNOXVILLE, TN | 28 | $ 5,145,000 | $ 183,000 | $ 19,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 28 | $ 5,205,000 | $ 185,000 | $ 11,000 |
| SHREVEPORT-BOSSIER CITY, LA | 28 | $ 6,044,000 | $ 215,000 | $ 1,000 |
| COLUMBUS, GA-AL | 27 | $ 5,594,000 | $ 207,000 | $ 3,000 |
| HINESVILLE, GA | 27 | $ 4,432,000 | $ 164,000 | $ 1,000 |
| PUEBLO, CO | 27 | $ 4,512,000 | $ 167,000 | $ 19,000 |
| DAYTON, OH | 26 | $ 4,782,000 | $ 183,000 | $ 2,000 |
| EL PASO, TX | 26 | $ 4,335,000 | $ 166,000 | $ 3,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 26 | $ 10,439,000 | $ 401,000 | $ 25,000 |
| SAVANNAH, GA | 25 | $ 5,387,000 | $ 215,000 | $ 0 |
| MODESTO, CA | 24 | $ 6,522,000 | $ 271,000 | $ 10,000 |
| VALLEJO-FAIRFIELD, CA | 24 | $ 8,754,000 | $ 364,000 | $ 22,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 22 | $ 4,416,000 | $ 200,000 | $ 22,000 |
| WARNER ROBINS, GA | 21 | $ 3,789,000 | $ 180,000 | $ 0 |
| CHATTANOOGA, TN-GA | 20 | $ 3,714,000 | $ 183,000 | $ 3,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 9,164,000 | $ 482,000 | $ 41,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 18 | $ 3,199,000 | $ 177,000 | $ 0 |
| GARY, IN | 18 | $ 3,692,000 | $ 205,000 | $ 10,000 |
| MONTGOMERY, AL | 18 | $ 3,866,000 | $ 214,000 | $ 5,000 |
| GRAND JUNCTION, CO | 17 | $ 3,408,000 | $ 200,000 | $ 16,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 16 | $ 4,050,000 | $ 253,000 | $ 3,000 |
| LAS CRUCES, NM | 16 | $ 3,451,000 | $ 215,000 | $ 5,000 |
| REDDING, CA | 16 | $ 3,297,000 | $ 206,000 | $ 7,000 |
| CORPUS CHRISTI, TX | 15 | $ 2,823,000 | $ 188,000 | $ 5,000 |
| FLINT, MI | 15 | $ 2,467,000 | $ 164,000 | $ 0 |
| SALISBURY, MD-DE | 15 | $ 3,633,000 | $ 231,500 | $ 6,000 |
| YUMA, AZ | 15 | $ 2,787,000 | $ 185,000 | $ 11,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 3,051,000 | $ 250,500 | $ 0 |
| CHARLOTTESVILLE, VA | 14 | $ 3,264,000 | $ 233,000 | $ 3,000 |
| FAYETTEVILLE, NC | 14 | $ 2,309,000 | $ 164,000 | $ 12,000 |
| FORT COLLINS, CO | 14 | $ 3,628,000 | $ 259,000 | $ 14,000 |
| TOLEDO, OH | 14 | $ 2,304,000 | $ 164,000 | $ 8,000 |
| YORK-HANOVER, PA | 14 | $ 2,707,000 | $ 193,000 | $ 4,000 |
| YUBA CITY, CA | 14 | $ 3,057,000 | $ 218,000 | $ 16,000 |
| CANTON-MASSILLON, OH | 13 | $ 1,854,000 | $ 142,000 | $ 3,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 2,091,000 | $ 160,000 | $ 6,000 |
| HANFORD-CORCORAN, CA | 13 | $ 2,553,000 | $ 196,000 | $ 16,000 |
| SIERRA VISTA-DOUGLAS, AZ | 13 | $ 2,208,000 | $ 169,000 | $ 11,000 |
| CHICO, CA | 12 | $ 2,206,000 | $ 183,000 | $ 8,000 |
| FORT WAYNE, IN | 11 | $ 1,768,000 | $ 160,000 | $ 2,000 |
| JACKSONVILLE, NC | 11 | $ 1,589,000 | $ 144,000 | $ 0 |
| MERCED, CA | 11 | $ 2,917,000 | $ 265,000 | $ 15,000 |
| MOBILE, AL | 11 | $ 1,902,000 | $ 172,000 | $ 7,000 |
| MONROE, LA | 11 | $ 2,506,000 | $ 227,000 | $ 10,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 11 | $ 1,994,000 | $ 181,000 | $ 7,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 1,942,000 | $ 176,000 | $ 6,000 |
| ROANOKE, VA | 11 | $ 1,992,000 | $ 181,000 | $ 4,000 |
| SANTA MARIA-SANTA BARBARA, CA | 11 | $ 3,751,000 | $ 341,000 | $ 22,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 1,989,000 | $ 180,000 | $ 6,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 11 | $ 1,698,000 | $ 154,000 | $ 34,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 10 | $ 1,920,000 | $ 192,000 | $ 6,000 |
| DECATUR, AL | 10 | $ 1,538,000 | $ 153,000 | $ 18,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 2,083,000 | $ 208,000 | $ 0 |
| GREEN BAY, WI | 10 | $ 1,721,000 | $ 172,000 | $ 6,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 1,769,000 | $ 176,000 | $ 0 |
| LAKE CHARLES, LA | 10 | $ 1,832,000 | $ 183,000 | $ 6,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 1,674,000 | $ 167,000 | $ 9,000 |
| LYNCHBURG, VA | 10 | $ 1,682,000 | $ 168,000 | $ 6,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 3,725,000 | $ 372,000 | $ 0 |
| RALEIGH, NC | 10 | $ 2,622,000 | $ 262,000 | $ 16,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,604,000 | $ 160,000 | $ 18,000 |
| AKRON, OH | 9 | $ 1,602,000 | $ 178,000 | $ 5,000 |
| ANN ARBOR, MI | 9 | $ 2,217,000 | $ 246,000 | $ 19,000 |
| CAMDEN, NJ | 9 | $ 2,734,000 | $ 303,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 9 | $ 1,542,000 | $ 171,000 | $ 7,000 |
| DOVER, DE | 9 | $ 2,224,000 | $ 247,000 | $ 10,000 |
| EVANSVILLE, IN-KY | 9 | $ 1,571,000 | $ 174,000 | $ 0 |
| LANSING-EAST LANSING, MI | 9 | $ 2,056,000 | $ 228,000 | $ 0 |
| PANAMA CITY, FL | 9 | $ 1,381,000 | $ 153,000 | $ 0 |
| PORT ST. LUCIE, FL | 9 | $ 1,645,000 | $ 182,000 | $ 4,000 |
| SALINAS, CA | 9 | $ 3,451,000 | $ 383,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 8 | $ 1,482,000 | $ 185,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,836,000 | $ 229,000 | $ 27,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,171,000 | $ 146,000 | $ 0 |
| IDAHO FALLS, ID | 8 | $ 1,249,000 | $ 156,000 | $ 14,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,189,000 | $ 148,000 | $ 16,000 |
| LEBANON, PA | 8 | $ 1,545,000 | $ 193,000 | $ 6,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 1,592,000 | $ 199,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 1,418,000 | $ 177,000 | $ 14,000 |
| SAGINAW, MI | 8 | $ 1,082,000 | $ 135,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8 | $ 3,374,000 | $ 421,000 | $ 11,000 |
| SANTA ROSA, CA | 8 | $ 2,709,000 | $ 338,000 | $ 26,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 8 | $ 1,534,000 | $ 191,000 | $ 11,000 |
| GAINESVILLE, GA | 7 | $ 1,445,000 | $ 206,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 7 | $ 1,133,000 | $ 161,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,394,000 | $ 199,000 | $ 0 |
| READING, PA | 7 | $ 1,418,000 | $ 202,000 | $ 0 |
| ALTOONA, PA | 6 | $ 957,000 | $ 159,000 | $ 0 |
| GETTYSBURG, PA | 6 | $ 1,158,000 | $ 193,000 | $ 7,000 |
| LAFAYETTE, LA | 6 | $ 1,279,000 | $ 213,000 | $ 24,000 |
| LUBBOCK, TX | 6 | $ 1,322,000 | $ 220,000 | $ 0 |
| MADISON, WI | 6 | $ 1,713,000 | $ 285,000 | $ 43,000 |
| OCALA, FL | 6 | $ 982,000 | $ 163,000 | $ 10,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,116,000 | $ 186,000 | $ 14,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,504,000 | $ 250,000 | $ 0 |
| WINCHESTER, VA-WV | 6 | $ 1,958,000 | $ 326,000 | $ 19,000 |
| WINSTON-SALEM, NC | 6 | $ 984,000 | $ 164,000 | $ 0 |
| ASHEVILLE, NC | 5 | $ 1,363,000 | $ 272,000 | $ 0 |
| BLOOMINGTON, IN | 5 | $ 867,000 | $ 173,000 | $ 0 |
| CLEVELAND, TN | 5 | $ 801,000 | $ 160,000 | $ 7,000 |
| DOTHAN, AL | 5 | $ 735,000 | $ 147,000 | $ 0 |
| DULUTH, MN-WI | 5 | $ 955,000 | $ 191,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,164,000 | $ 232,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 5 | $ 880,000 | $ 176,000 | $ 17,000 |
| JOHNSON CITY, TN | 5 | $ 943,000 | $ 188,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 960,000 | $ 192,000 | $ 11,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,041,000 | $ 194,000 | $ 0 |
| MONROE, MI | 5 | $ 1,280,000 | $ 256,000 | $ 29,000 |
| MORRISTOWN, TN | 5 | $ 704,000 | $ 140,000 | $ 10,000 |
| RACINE, WI | 5 | $ 1,200,000 | $ 240,000 | $ 32,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 3,279,000 | $ 655,000 | $ 15,000 |
| ALBANY, GA | 4 | $ 687,000 | $ 171,000 | $ 0 |
| ALEXANDRIA, LA | 4 | $ 535,000 | $ 133,000 | $ 0 |
| AMARILLO, TX | 4 | $ 647,000 | $ 161,000 | $ 0 |
| ANCHORAGE, AK | 4 | $ 1,023,000 | $ 255,000 | $ 24,000 |
| APPLETON, WI | 4 | $ 879,000 | $ 219,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 553,000 | $ 138,000 | $ 0 |
| BATTLE CREEK, MI | 4 | $ 760,000 | $ 190,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 550,000 | $ 137,000 | $ 0 |
| BOULDER, CO | 4 | $ 1,713,000 | $ 428,000 | $ 26,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,317,000 | $ 329,000 | $ 20,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 876,000 | $ 219,000 | $ 0 |
| EAST STROUDSBURG, PA | 4 | $ 912,000 | $ 228,000 | $ 0 |
| EAU CLAIRE, WI | 4 | $ 644,000 | $ 161,000 | $ 18,000 |
| GREAT FALLS, MT | 4 | $ 721,000 | $ 180,000 | $ 0 |
| HAMMOND, LA | 4 | $ 733,000 | $ 183,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 763,000 | $ 190,000 | $ 0 |
| LIMA, OH | 4 | $ 537,000 | $ 134,000 | $ 19,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 967,000 | $ 241,000 | $ 0 |
| MADERA, CA | 4 | $ 1,026,000 | $ 256,000 | $ 9,000 |
| MANSFIELD, OH | 4 | $ 658,000 | $ 164,000 | $ 44,000 |
| NAPA, CA | 4 | $ 2,446,000 | $ 611,000 | $ 67,000 |
| PUNTA GORDA, FL | 4 | $ 487,000 | $ 121,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,040,000 | $ 510,000 | $ 35,000 |
| SANTA FE, NM | 4 | $ 1,367,000 | $ 341,000 | $ 10,000 |
| TUSCALOOSA, AL | 4 | $ 837,000 | $ 209,000 | $ 0 |
| VALDOSTA, GA | 4 | $ 660,000 | $ 165,000 | $ 0 |
| ABILENE, TX | 3 | $ 480,000 | $ 160,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 502,000 | $ 167,000 | $ 84,000 |
| BILLINGS, MT | 3 | $ 462,000 | $ 154,000 | $ 17,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 638,000 | $ 212,000 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 569,000 | $ 189,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 877,000 | $ 292,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 346,000 | $ 115,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 885,000 | $ 295,000 | $ 0 |
| EL CENTRO, CA | 3 | $ 769,000 | $ 256,000 | $ 0 |
| ELKHART-GOSHEN, IN | 3 | $ 437,000 | $ 145,000 | $ 13,000 |
| ERIE, PA | 3 | $ 465,000 | $ 155,000 | $ 13,000 |
| FARGO, ND-MN | 3 | $ 752,000 | $ 250,000 | $ 0 |
| GAINESVILLE, FL | 3 | $ 548,000 | $ 182,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 830,000 | $ 276,000 | $ 21,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 386,000 | $ 128,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 1,242,000 | $ 414,000 | $ 0 |
| LANCASTER, PA | 3 | $ 564,000 | $ 188,000 | $ 0 |
| LINCOLN, NE | 3 | $ 599,000 | $ 199,000 | $ 25,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 615,000 | $ 205,000 | $ 0 |
| NEWARK, NJ-PA | 3 | $ 949,000 | $ 289,000 | $ 0 |
| ODESSA, TX | 3 | $ 668,000 | $ 222,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 3 | $ 608,000 | $ 202,000 | $ 0 |
| ROME, GA | 3 | $ 590,000 | $ 196,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 953,000 | $ 317,000 | $ 0 |
| TALLAHASSEE, FL | 3 | $ 525,000 | $ 175,000 | $ 0 |
| TERRE HAUTE, IN | 3 | $ 546,000 | $ 182,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 3 | $ 534,000 | $ 178,000 | $ 0 |
| WACO, TX | 3 | $ 762,000 | $ 254,000 | $ 0 |
| WAUSAU, WI | 3 | $ 427,000 | $ 142,000 | $ 0 |
| WILMINGTON, NC | 3 | $ 554,000 | $ 184,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 298,000 | $ 149,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| DALTON, GA | 2 | $ 283,000 | $ 141,000 | $ 0 |
| ELGIN, IL | 2 | $ 451,000 | $ 225,000 | $ 140,000 |
| FLAGSTAFF, AZ | 2 | $ 1,023,000 | $ 511,000 | $ 0 |
| FOND DU LAC, WI | 2 | $ 290,000 | $ 145,000 | $ 14,000 |
| GREENVILLE, NC | 2 | $ 416,000 | $ 208,000 | $ 40,000 |
| JACKSON, TN | 2 | $ 275,000 | $ 137,000 | $ 0 |
| KANSAS CITY, MO-KS | 2 | $ 463,000 | $ 231,000 | $ 0 |
| LAREDO, TX | 2 | $ 524,000 | $ 262,000 | $ 0 |
| LONGVIEW, TX | 2 | $ 285,000 | $ 142,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 392,000 | $ 196,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 340,000 | $ 170,000 | $ 0 |
| MIDLAND, MI | 2 | $ 275,000 | $ 137,000 | $ 0 |
| MIDLAND, TX | 2 | $ 372,000 | $ 186,000 | $ 0 |
| MISSOULA, MT | 2 | $ 686,000 | $ 343,000 | $ 119,000 |
| MUSKEGON, MI | 2 | $ 316,000 | $ 158,000 | $ 25,000 |
| PEORIA, IL | 2 | $ 238,000 | $ 119,000 | $ 0 |
| POCATELLO, ID | 2 | $ 327,000 | $ 163,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 261,000 | $ 130,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 292,000 | $ 146,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 443,000 | $ 221,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 302,000 | $ 151,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 617,000 | $ 308,500 | $ 47,500 |
| SPRINGFIELD, IL | 2 | $ 256,000 | $ 128,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 279,000 | $ 139,000 | $ 48,000 |
| STATE COLLEGE, PA | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| THE VILLAGES, FL | 2 | $ 231,000 | $ 115,000 | $ 17,000 |
| VICTORIA, TX | 2 | $ 350,000 | $ 175,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 275,000 | $ 137,000 | $ 0 |
| WILLIAMSPORT, PA | 2 | $ 376,000 | $ 188,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 223,000 | $ 223,000 | $ 0 |
| BAY CITY, MI | 1 | $ 142,000 | $ 142,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 224,000 | $ 224,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 133,000 | $ 133,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| JACKSON, MI | 1 | $ 238,000 | $ 238,000 | $ 0 |
| KOKOMO, IN | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| MUNCIE, IN | 1 | $ 104,000 | $ 104,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| NEW BERN, NC | 1 | $ 149,000 | $ 149,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 201,000 | $ 201,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 197,000 | $ 197,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 1,066,000 | $ 1,066,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 122,000 | $ 122,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 156,000 | $ 156,000 | $ 0 |
| TYLER, TX | 1 | $ 117,000 | $ 117,000 | $ 0 |
| WICHITA, KS | 1 | $ 264,000 | $ 264,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 397,000 | $ 397,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,596 | $1,614,568,000 | $244,000 | $1,462,000 | $11,000 | $487,000 |
| Home Purchase | 2 | $1,248,000 | $624,000 | $624,000 | $177,000 | $185,000 |
| Home Improvement | 1 | $340,000 | $340,000 | $340,000 | $108,000 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,635 | $849,472,000 | $233,000 | $1,462,000 | $12,000 | $487,000 |
| Black or African American | 1,604 | $406,868,000 | $253,000 | $920,000 | $9,000 | $247,000 |
| Hispanic | 680 | $175,394,000 | $257,000 | $917,000 | $13,000 | $218,000 |
| Not Provided | 447 | $109,550,000 | $245,000 | $1,040,000 | $10,000 | $251,000 |
| Asian | 115 | $43,589,000 | $379,000 | $1,002,000 | $14,000 | $268,000 |
| American Indian or Alaskan Native | 65 | $13,516,000 | $207,000 | $549,000 | $6,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $17,433,000 | $335,000 | $733,000 | $8,000 | $143,000 |
| Not applicable | 1 | $334,000 | $334,000 | $334,000 | $100,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,437 | $1,578,569,000 | $245,000 | $1,462,000 | $11,000 | $487,000 |
| FHA-insured (Federal Housing Administration) | 125 | $27,005,000 | $216,000 | $414,000 | $3,000 | $132,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37 | $10,582,000 | $286,000 | $624,000 | $104,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,048 | $1,236,292,000 | $244,000 | $1,462,000 | $10,000 | $336,000 |
| Application Withdrawn By Applicant | 670 | $167,500,000 | $250,000 | $849,000 | $12,000 | $487,000 |
| Application Denied By Financial Institution | 594 | $141,852,000 | $238,000 | $923,000 | $24,000 | $247,000 |
| File Closed For Incompleteness | 287 | $70,512,000 | $245,000 | $729,000 | $7,000 | $145,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 324 | $78,453,000 | $242,000 | $795,000 | $17,000 | $218,000 |
| Credit History | 164 | $37,957,000 | $231,000 | $917,000 | $22,000 | $247,000 |
| Debt-To-Income Ratio | 43 | $10,807,000 | $251,000 | $923,000 | $56,000 | $178,000 |
| Collateral | 30 | $7,769,000 | $258,000 | $650,000 | $63,000 | $195,000 |
| Employment History | 10 | $2,095,000 | $209,000 | $354,000 | $66,000 | $115,000 |
| Mortgage Insurance Denied | 1 | $183,000 | $183,000 | $183,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.