Clearpath Lending Mortgage Lending & HMDA Data, 2019
In 2019, Clearpath Lending of Irvine, CA reported 12,678 mortgage applications totaling $3.3 billion, up 137% from 2018. The average application was for $256,556, and applicants reported an average income of $274. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (710), Las Vegas-Henderson-Paradise, NV (451) and Riverside-San Bernardino-Ontario, CA (436) (applications in parentheses).
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 12,678 |
| Total Mortgage Loan Application Amount | $3,252,620,000 |
| Average Mortgage Loan Application Amount | $256,556 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $274 |
| Highest Applicant Income | $154,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,100 | $ 238,750,000 | $ 217,045 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 710 | $ 174,080,000 | $ 245,183 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 451 | $ 126,785,000 | $ 281,119 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 436 | $ 137,880,000 | $ 316,238 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 354 | $ 85,170,000 | $ 240,593 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 282 | $ 69,930,000 | $ 247,978 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 259 | $ 101,845,000 | $ 393,223 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 228 | $ 56,650,000 | $ 248,464 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 204 | $ 47,790,000 | $ 234,264 | $ 0 |
| Chicago-Naperville, IL | 201 | $ 48,825,000 | $ 242,910 | $ 0 |
| Colorado Springs, CO | 191 | $ 53,535,000 | $ 280,287 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 178 | $ 46,390,000 | $ 260,617 | $ 0 |
| Tucson, AZ | 177 | $ 37,845,000 | $ 213,813 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 171 | $ 46,105,000 | $ 269,619 | $ 0 |
| San Diego-Carlsbad, CA | 171 | $ 84,385,000 | $ 493,479 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 166 | $ 40,520,000 | $ 244,096 | $ 0 |
| Fayetteville, NC | 158 | $ 30,510,000 | $ 193,101 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 149 | $ 52,565,000 | $ 352,785 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 148 | $ 68,070,000 | $ 459,932 | $ 1,000 |
| Columbia, SC | 146 | $ 30,170,000 | $ 206,643 | $ 0 |
| Denver-Aurora-Lakewood, CO | 145 | $ 50,265,000 | $ 346,655 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 145 | $ 31,445,000 | $ 216,862 | $ 0 |
| Jacksonville, FL | 144 | $ 34,800,000 | $ 241,666 | $ 0 |
| San Antonio-New Braunfels, TX | 142 | $ 37,550,000 | $ 264,436 | $ 0 |
| Charleston-North Charleston, SC | 140 | $ 32,290,000 | $ 230,642 | $ 0 |
| Dallas-Plano-Irving, TX | 136 | $ 39,020,000 | $ 286,911 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 124 | $ 27,870,000 | $ 224,758 | $ 0 |
| Columbus, OH | 119 | $ 26,775,000 | $ 225,000 | $ 0 |
| Urban Honolulu, HI | 104 | $ 55,080,000 | $ 529,615 | $ 0 |
| Baltimore-Columbia-Towson, MD | 103 | $ 31,345,000 | $ 304,320 | $ 0 |
| Jacksonville, NC | 97 | $ 17,355,000 | $ 178,917 | $ 0 |
| Fort Worth-Arlington, TX | 95 | $ 22,765,000 | $ 239,631 | $ 0 |
| Killeen-Temple, TX | 93 | $ 19,415,000 | $ 208,763 | $ 0 |
| Boise City, ID | 92 | $ 23,780,000 | $ 258,478 | $ 0 |
| Albuquerque, NM | 91 | $ 19,475,000 | $ 214,010 | $ 0 |
| Richmond, VA | 91 | $ 22,105,000 | $ 242,912 | $ 0 |
| Clarksville, TN-KY | 84 | $ 16,070,000 | $ 191,309 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 82 | $ 18,720,000 | $ 228,292 | $ 0 |
| Raleigh, NC | 77 | $ 19,495,000 | $ 253,181 | $ 0 |
| Cincinnati, OH-KY-IN | 73 | $ 15,255,000 | $ 208,972 | $ 0 |
| Augusta-Richmond County, GA-SC | 71 | $ 15,785,000 | $ 222,323 | $ 0 |
| Bakersfield, CA | 70 | $ 16,020,000 | $ 228,857 | $ 0 |
| Lake Havasu City-Kingman, AZ | 70 | $ 14,910,000 | $ 213,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 70 | $ 15,800,000 | $ 225,714 | $ 0 |
| Austin-Round Rock, TX | 68 | $ 18,860,000 | $ 277,352 | $ 0 |
| Cleveland-Elyria, OH | 68 | $ 12,980,000 | $ 190,882 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 67 | $ 15,615,000 | $ 233,059 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 67 | $ 14,275,000 | $ 213,059 | $ 0 |
| Birmingham-Hoover, AL | 64 | $ 14,660,000 | $ 229,062 | $ 0 |
| Reno, NV | 62 | $ 19,590,000 | $ 315,967 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 61 | $ 18,895,000 | $ 309,754 | $ 0 |
| Stockton-Lodi, CA | 59 | $ 20,545,000 | $ 348,220 | $ 0 |
| Prescott Valley-Prescott, AZ | 58 | $ 14,430,000 | $ 248,793 | $ 0 |
| Huntsville, AL | 54 | $ 11,440,000 | $ 211,851 | $ 0 |
| Knoxville, TN | 54 | $ 11,470,000 | $ 212,407 | $ 0 |
| Lakeland-Winter Haven, FL | 54 | $ 11,960,000 | $ 221,481 | $ 0 |
| Memphis, TN-MS-AR | 54 | $ 12,520,000 | $ 231,851 | $ 0 |
| Fresno, CA | 53 | $ 13,225,000 | $ 249,528 | $ 0 |
| Cape Coral-Fort Myers, FL | 52 | $ 12,070,000 | $ 232,115 | $ 0 |
| Gary, IN | 52 | $ 10,420,000 | $ 200,384 | $ 0 |
| Dayton-Springfield-Kettering, OH | 51 | $ 10,965,000 | $ 215,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 51 | $ 11,235,000 | $ 220,294 | $ 0 |
| New Orleans-Metairie, LA | 50 | $ 11,140,000 | $ 222,800 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 49 | $ 13,135,000 | $ 268,061 | $ 0 |
| Winston-Salem, NC | 48 | $ 9,050,000 | $ 188,541 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 14,345,000 | $ 305,212 | $ 0 |
| Greeley, CO | 46 | $ 13,200,000 | $ 286,956 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 45 | $ 10,865,000 | $ 241,444 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 44 | $ 24,580,000 | $ 558,636 | $ 2,000 |
| Camden, NJ | 43 | $ 9,825,000 | $ 228,488 | $ 0 |
| Greensboro-High Point, NC | 43 | $ 8,005,000 | $ 186,162 | $ 0 |
| Chattanooga, TN-GA | 42 | $ 8,980,000 | $ 213,809 | $ 0 |
| New York-Newark, NY | 42 | $ 13,430,000 | $ 319,761 | $ 0 |
| Baton Rouge, LA | 41 | $ 8,455,000 | $ 206,219 | $ 0 |
| El Paso, TX | 40 | $ 8,000,000 | $ 200,000 | $ 0 |
| Visalia-Porterville, CA | 40 | $ 9,350,000 | $ 233,750 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 39 | $ 7,085,000 | $ 181,666 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 39 | $ 9,085,000 | $ 232,948 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 38 | $ 9,490,000 | $ 249,736 | $ 0 |
| Modesto, CA | 38 | $ 10,740,000 | $ 282,631 | $ 0 |
| Vallejo-Fairfield, CA | 38 | $ 15,080,000 | $ 396,842 | $ 1,000 |
| Philadelphia, PA | 37 | $ 7,995,000 | $ 216,081 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 36 | $ 20,260,000 | $ 562,777 | $ 10,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 36 | $ 7,510,000 | $ 208,611 | $ 0 |
| Lake County-Kenosha County, IL-WI | 35 | $ 7,655,000 | $ 218,714 | $ 742 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 9,705,000 | $ 277,285 | $ 0 |
| Montgomery, AL | 35 | $ 7,175,000 | $ 205,000 | $ 0 |
| Savannah, GA | 35 | $ 6,745,000 | $ 192,714 | $ 0 |
| Pueblo, CO | 34 | $ 7,310,000 | $ 215,000 | $ 0 |
| Columbus, GA-AL | 33 | $ 7,445,000 | $ 225,606 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 33 | $ 10,405,000 | $ 315,303 | $ 0 |
| Shreveport-Bossier City, LA | 33 | $ 7,905,000 | $ 239,545 | $ 0 |
| Port St. Lucie, FL | 32 | $ 8,030,000 | $ 250,937 | $ 0 |
| Flint, MI | 31 | $ 5,625,000 | $ 181,451 | $ 0 |
| Asheville, NC | 30 | $ 6,480,000 | $ 216,000 | $ 0 |
| Ocala, FL | 30 | $ 7,020,000 | $ 234,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 30 | $ 6,350,000 | $ 211,666 | $ 0 |
| St. Louis, MO-IL | 30 | $ 6,120,000 | $ 204,000 | $ 0 |
| Las Cruces, NM | 29 | $ 5,905,000 | $ 203,620 | $ 0 |
| Pittsburgh, PA | 29 | $ 6,515,000 | $ 224,655 | $ 0 |
| Toledo, OH | 29 | $ 5,895,000 | $ 203,275 | $ 0 |
| Yuma, AZ | 29 | $ 5,645,000 | $ 194,655 | $ 0 |
| Grand Rapids-Wyoming, MI | 27 | $ 6,005,000 | $ 222,407 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 27 | $ 6,335,000 | $ 234,629 | $ 0 |
| Coeur D'Alene, ID | 26 | $ 8,010,000 | $ 308,076 | $ 0 |
| Sumter, SC | 26 | $ 4,650,000 | $ 178,846 | $ 0 |
| Hanford-Corcoran, CA | 25 | $ 5,925,000 | $ 237,000 | $ 0 |
| Punta Gorda, FL | 25 | $ 5,375,000 | $ 215,000 | $ 0 |
| Redding, CA | 25 | $ 5,895,000 | $ 235,800 | $ 0 |
| Akron, OH | 24 | $ 4,870,000 | $ 202,916 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 5,520,000 | $ 230,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 24 | $ 4,970,000 | $ 207,083 | $ 0 |
| Grand Junction, CO | 24 | $ 5,400,000 | $ 225,000 | $ 0 |
| Durham-Chapel Hill, NC | 23 | $ 5,005,000 | $ 217,608 | $ 0 |
| Yuba City, CA | 23 | $ 6,055,000 | $ 263,260 | $ 0 |
| Elgin, IL | 22 | $ 5,200,000 | $ 236,363 | $ 0 |
| Hinesville, GA | 22 | $ 4,370,000 | $ 198,636 | $ 0 |
| Mobile, AL | 22 | $ 4,030,000 | $ 183,181 | $ 0 |
| Newark, NJ-PA | 22 | $ 6,730,000 | $ 305,909 | $ 0 |
| Wilmington, NC | 22 | $ 4,900,000 | $ 222,727 | $ 0 |
| Corpus Christi, TX | 21 | $ 4,325,000 | $ 205,952 | $ 0 |
| Washington-Baltimore-Arlington, DC | 21 | $ 8,015,000 | $ 381,666 | $ 0 |
| Fort Wayne, IN | 20 | $ 4,120,000 | $ 206,000 | $ 0 |
| Harrisburg-Carlisle, PA | 20 | $ 4,890,000 | $ 244,500 | $ 0 |
| Merced, CA | 20 | $ 5,090,000 | $ 254,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 3,265,000 | $ 171,842 | $ 0 |
| Morristown, TN | 19 | $ 3,475,000 | $ 182,894 | $ 0 |
| Roanoke, VA | 19 | $ 3,575,000 | $ 188,157 | $ 0 |
| Ann Arbor, MI | 18 | $ 4,560,000 | $ 253,333 | $ 0 |
| Great Falls, MT | 18 | $ 3,370,000 | $ 187,222 | $ 0 |
| Madison, WI | 18 | $ 4,800,000 | $ 266,666 | $ 0 |
| New Bern, NC | 18 | $ 3,180,000 | $ 176,666 | $ 0 |
| Warner Robins, GA | 18 | $ 3,510,000 | $ 195,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 2,960,000 | $ 164,444 | $ 0 |
| Spartanburg, SC | 17 | $ 3,335,000 | $ 196,176 | $ 0 |
| Canton-Massillon, OH | 16 | $ 3,310,000 | $ 206,875 | $ 0 |
| Longview, TX | 16 | $ 3,010,000 | $ 188,125 | $ 0 |
| Madera, CA | 16 | $ 3,390,000 | $ 211,875 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 9,640,000 | $ 602,500 | $ 4,000 |
| Farmington, NM | 15 | $ 3,295,000 | $ 219,666 | $ 0 |
| Florence, SC | 15 | $ 2,895,000 | $ 193,000 | $ 0 |
| Brownsville-Harlingen, TX | 14 | $ 3,010,000 | $ 215,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 7,280,000 | $ 520,000 | $ 1,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 14 | $ 2,560,000 | $ 182,857 | $ 0 |
| South Bend-Mishawaka, IN-MI | 14 | $ 3,020,000 | $ 215,714 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 3,235,000 | $ 248,846 | $ 0 |
| Johnson City, TN | 13 | $ 2,435,000 | $ 187,307 | $ 0 |
| Lafayette-West Lafayette, IN | 13 | $ 2,885,000 | $ 221,923 | $ 0 |
| Muskegon, MI | 13 | $ 2,275,000 | $ 175,000 | $ 0 |
| Charlottesville, VA | 12 | $ 3,050,000 | $ 254,166 | $ 0 |
| Lebanon, PA | 12 | $ 2,230,000 | $ 185,833 | $ 0 |
| Lincoln, NE | 12 | $ 1,910,000 | $ 159,166 | $ 0 |
| Lynchburg, VA | 12 | $ 2,640,000 | $ 220,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 3,430,000 | $ 285,833 | $ 0 |
| Oshkosh-Neenah, WI | 12 | $ 2,090,000 | $ 174,166 | $ 0 |
| Panama City, FL | 12 | $ 2,390,000 | $ 199,166 | $ 0 |
| Racine, WI | 12 | $ 2,410,000 | $ 200,833 | $ 0 |
| Reading, PA | 12 | $ 2,520,000 | $ 210,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 12 | $ 5,160,000 | $ 430,000 | $ 0 |
| Sebastian-Vero Beach, FL | 12 | $ 2,800,000 | $ 233,333 | $ 0 |
| Valdosta, GA | 12 | $ 2,360,000 | $ 196,666 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 2,385,000 | $ 216,818 | $ 0 |
| Idaho Falls, ID | 11 | $ 2,375,000 | $ 215,909 | $ 0 |
| Lafayette, LA | 11 | $ 2,305,000 | $ 209,545 | $ 0 |
| Lansing-East Lansing, MI | 11 | $ 1,855,000 | $ 168,636 | $ 0 |
| Lubbock, TX | 11 | $ 2,285,000 | $ 207,727 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 11 | $ 4,695,000 | $ 426,818 | $ 1,000 |
| Rocky Mount, NC | 11 | $ 2,295,000 | $ 208,636 | $ 0 |
| Tallahassee, FL | 11 | $ 2,395,000 | $ 217,727 | $ 0 |
| Tuscaloosa, AL | 11 | $ 2,045,000 | $ 185,909 | $ 0 |
| Williamsport, PA | 11 | $ 2,035,000 | $ 185,000 | $ 0 |
| York-Hanover, PA | 11 | $ 2,155,000 | $ 195,909 | $ 0 |
| Battle Creek, MI | 10 | $ 1,700,000 | $ 170,000 | $ 0 |
| California-Lexington Park, MD | 10 | $ 2,900,000 | $ 290,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 10 | $ 1,990,000 | $ 199,000 | $ 0 |
| Dothan, AL | 10 | $ 2,300,000 | $ 230,000 | $ 0 |
| East Stroudsburg, PA | 10 | $ 2,310,000 | $ 231,000 | $ 0 |
| Evansville, IN-KY | 10 | $ 1,900,000 | $ 190,000 | $ 0 |
| Green Bay, WI | 10 | $ 1,900,000 | $ 190,000 | $ 0 |
| Homosassa Springs, FL | 10 | $ 2,770,000 | $ 277,000 | $ 0 |
| Lake Charles, LA | 10 | $ 2,350,000 | $ 235,000 | $ 0 |
| Wilmington, DE-MD-NJ | 10 | $ 2,560,000 | $ 256,000 | $ 0 |
| Amarillo, TX | 9 | $ 2,335,000 | $ 259,444 | $ 0 |
| El Centro, CA | 9 | $ 2,415,000 | $ 268,333 | $ 0 |
| Fort Collins, CO | 9 | $ 2,865,000 | $ 318,333 | $ 0 |
| Jackson, MI | 9 | $ 1,455,000 | $ 161,666 | $ 0 |
| Jackson, TN | 9 | $ 1,955,000 | $ 217,222 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 4,725,000 | $ 525,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 9 | $ 1,825,000 | $ 202,777 | $ 0 |
| Monroe, MI | 9 | $ 2,095,000 | $ 232,777 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 3,845,000 | $ 427,222 | $ 0 |
| Santa Fe, NM | 9 | $ 2,505,000 | $ 278,333 | $ 0 |
| Santa Rosa, CA | 9 | $ 4,135,000 | $ 459,444 | $ 1,000 |
| Trenton, NJ | 9 | $ 2,185,000 | $ 242,777 | $ 0 |
| Twin Falls, ID | 9 | $ 1,715,000 | $ 190,555 | $ 0 |
| Waco, TX | 9 | $ 1,965,000 | $ 218,333 | $ 0 |
| Abilene, TX | 8 | $ 1,650,000 | $ 206,250 | $ 0 |
| Gainesville, FL | 8 | $ 1,680,000 | $ 210,000 | $ 0 |
| Goldsboro, NC | 8 | $ 1,830,000 | $ 228,750 | $ 0 |
| Greenville, NC | 8 | $ 1,740,000 | $ 217,500 | $ 0 |
| Kalamazoo-Portage, MI | 8 | $ 1,620,000 | $ 202,500 | $ 0 |
| Lancaster, PA | 8 | $ 2,050,000 | $ 256,250 | $ 0 |
| Macon-Bibb County, GA | 8 | $ 1,460,000 | $ 182,500 | $ 0 |
| Midland, TX | 8 | $ 1,810,000 | $ 226,250 | $ 0 |
| Pocatello, ID | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| Salinas, CA | 8 | $ 3,510,000 | $ 438,750 | $ 0 |
| Salisbury, MD-DE | 8 | $ 1,970,000 | $ 246,250 | $ 0 |
| Staunton-Waynesboro, VA | 8 | $ 1,460,000 | $ 182,500 | $ 1,000 |
| Alexandria, LA | 7 | $ 1,505,000 | $ 215,000 | $ 0 |
| Elkhart-Goshen, IN | 7 | $ 1,285,000 | $ 183,571 | $ 0 |
| Lima, OH | 7 | $ 1,185,000 | $ 169,285 | $ 0 |
| Mansfield, OH | 7 | $ 1,215,000 | $ 173,571 | $ 0 |
| Michigan City-La Porte, IN | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| Niles-Benton Harbor, MI | 7 | $ 1,365,000 | $ 195,000 | $ 0 |
| Odessa, TX | 7 | $ 1,575,000 | $ 225,000 | $ 0 |
| Tyler, TX | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| Wausau, WI | 7 | $ 1,255,000 | $ 179,285 | $ 0 |
| Burlington, NC | 6 | $ 1,250,000 | $ 208,333 | $ 0 |
| Carson City, NV | 6 | $ 1,760,000 | $ 293,333 | $ 0 |
| Chico, CA | 6 | $ 1,730,000 | $ 288,333 | $ 1,000 |
| College Station-Bryan, TX | 6 | $ 1,470,000 | $ 245,000 | $ 0 |
| Hammond, LA | 6 | $ 1,260,000 | $ 210,000 | $ 0 |
| Janesville-Beloit, WI | 6 | $ 1,010,000 | $ 168,333 | $ 0 |
| Sherman-Denison, TX | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Springfield, OH | 6 | $ 1,240,000 | $ 206,666 | $ 2,000 |
| Boulder, CO | 5 | $ 1,855,000 | $ 371,000 | $ 0 |
| Brunswick, GA | 5 | $ 1,065,000 | $ 213,000 | $ 0 |
| Cleveland, TN | 5 | $ 1,175,000 | $ 235,000 | $ 0 |
| Eau Claire, WI | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Erie, PA | 5 | $ 835,000 | $ 167,000 | $ 0 |
| Flagstaff, AZ | 5 | $ 1,575,000 | $ 315,000 | $ 1,000 |
| Fond Du Lac, WI | 5 | $ 895,000 | $ 179,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Monroe, LA | 5 | $ 1,255,000 | $ 251,000 | $ 0 |
| Terre Haute, IN | 5 | $ 725,000 | $ 145,000 | $ 0 |
| Albany, GA | 4 | $ 830,000 | $ 207,500 | $ 2,000 |
| Altoona, PA | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Atlantic City-Hammonton, NJ | 4 | $ 800,000 | $ 200,000 | $ 1,000 |
| Beaumont-Port Arthur, TX | 4 | $ 1,010,000 | $ 252,500 | $ 0 |
| Billings, MT | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Gadsden, AL | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Muncie, IN | 4 | $ 620,000 | $ 155,000 | $ 0 |
| San Angelo, TX | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,910,000 | $ 477,500 | $ 0 |
| Sebring, FL | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Decatur, AL | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Gainesville, GA | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Gettysburg, PA | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Johnstown, PA | 3 | $ 505,000 | $ 168,333 | $ 0 |
| La Crosse-Onalaska, WI-MN | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Laredo, TX | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Lewiston, ID-WA | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Missoula, MT | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Peoria, IL | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Springfield, IL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| The Villages, FL | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Vineland-Bridgeton, NJ | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Winchester, VA-WV | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Bay City, MI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Bloomington, IL | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Bloomington, IN | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Champaign-Urbana, IL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Dalton, GA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Harrisonburg, VA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Kokomo, IN | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Midland, MI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Napa, CA | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Rome, GA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,320,000 | $ 660,000 | $ 5,000 |
| Sioux City, IA-NE-SD | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Appleton, WI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Logan, UT-ID | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ocean City, NJ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockford, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sheboygan, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,180 | $3,103,520,000 | $254,000 | $1,495,000 | $0 | $154,000 |
| Cash-out Refinancing | 458 | $137,710,000 | $300,000 | $965,000 | $7,000 | $27,000 |
| Home Purchase | 40 | $11,390,000 | $284,000 | $855,000 | $7,000 | $17,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,444 | $1,855,450,000 | $249,000 | $1,375,000 | $0 | $27,000 |
| Black or African American | 3,274 | $840,680,000 | $256,000 | $1,295,000 | $0 | $15,000 |
| Hispanic | 1,535 | $415,675,000 | $270,000 | $895,000 | $0 | $21,000 |
| Asian | 253 | $91,125,000 | $360,000 | $1,495,000 | $1,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 90 | $28,800,000 | $320,000 | $805,000 | $0 | $10,000 |
| American Indian or Alaskan Native | 70 | $17,730,000 | $253,000 | $685,000 | $0 | $11,000 |
| Not Provided | 12 | $3,160,000 | $263,000 | $565,000 | $0 | $7,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 11,380 | $2,907,830,000 | $255,000 | $1,495,000 | $0 | $27,000 |
| FHA-insured (Federal Housing Administration) | 1,221 | $320,685,000 | $262,000 | $735,000 | $0 | $20,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77 | $24,105,000 | $313,000 | $955,000 | $11,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,269 | $2,363,475,000 | $254,000 | $1,295,000 | $0 | $154,000 |
| Application Withdrawn By Applicant | 1,651 | $434,225,000 | $263,000 | $1,375,000 | $0 | $20,000 |
| Application Denied By Financial Institution | 1,015 | $250,645,000 | $246,000 | $1,055,000 | $0 | $22,000 |
| File Closed For Incompleteness | 743 | $204,275,000 | $274,000 | $1,495,000 | $0 | $16,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,663 | $3,001,975,000 | $257,000 | $1,495,000 | $0 | $154,000 |
| Other | 903 | $219,165,000 | $242,000 | $1,055,000 | $0 | $18,000 |
| Credit History | 38 | $9,350,000 | $246,000 | $475,000 | $2,000 | $12,000 |
| Debt-To-Income Ratio | 27 | $8,225,000 | $304,000 | $565,000 | $5,000 | $17,000 |
| Collateral | 21 | $6,475,000 | $308,000 | $895,000 | $7,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,130,000 | $229,000 | $345,000 | $0 | $8,000 |
| Employment History | 8 | $3,300,000 | $412,000 | $965,000 | $8,000 | $22,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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