Clearpath Lending Mortgage Lending & HMDA Data, 2019

In 2019, Clearpath Lending of Irvine, CA reported 12,678 mortgage applications totaling $3.3 billion, up 137% from 2018. The average application was for $256,556, and applicants reported an average income of $274. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (710), Las Vegas-Henderson-Paradise, NV (451) and Riverside-San Bernardino-Ontario, CA (436) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 12,678
Total Mortgage Loan Application Amount $3,252,620,000
Average Mortgage Loan Application Amount $256,556
Highest Mortgage Loan Application Amount $1,495,000
Average Applicant Income $274
Highest Applicant Income $154,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 593 $ 149,045,000 $ 251,340 $ 0
Clark, Nevada 451 $ 126,785,000 $ 281,119 $ 0
Riverside, California 270 $ 90,420,000 $ 334,888 $ 0
El Paso, Colorado 184 $ 52,080,000 $ 283,043 $ 0
Pima, Arizona 177 $ 37,845,000 $ 213,813 $ 0
San Diego, California 171 $ 84,385,000 $ 493,479 $ 0
San Bernardino, California 166 $ 47,460,000 $ 285,903 $ 0
Los Angeles, California 148 $ 68,070,000 $ 459,932 $ 1,000
Cook, Illinois 123 $ 29,495,000 $ 239,796 $ 0
Pinal, Arizona 117 $ 25,035,000 $ 213,974 $ 0
Sacramento, California 112 $ 35,970,000 $ 321,160 $ 0
Honolulu, Hawaii 104 $ 55,080,000 $ 529,615 $ 0
Hillsborough, Florida 98 $ 26,460,000 $ 270,000 $ 0
Bexar, Texas 98 $ 25,520,000 $ 260,408 $ 0
Cumberland, North Carolina 97 $ 18,935,000 $ 195,206 $ 0
Onslow, North Carolina 97 $ 17,355,000 $ 178,917 $ 0
Richland, South Carolina 95 $ 19,935,000 $ 209,842 $ 0
Harris, Texas 88 $ 20,820,000 $ 236,590 $ 0
Duval, Florida 86 $ 20,360,000 $ 236,744 $ 0
Montgomery, Tennessee 84 $ 16,070,000 $ 191,309 $ 0
Tarrant, Texas 81 $ 19,775,000 $ 244,135 $ 0
Prince George's, Maryland 73 $ 26,785,000 $ 366,917 $ 0
Bell, Texas 73 $ 15,455,000 $ 211,712 $ 0
Orange, Florida 72 $ 19,900,000 $ 276,388 $ 0
Mohave, Arizona 70 $ 14,910,000 $ 213,000 $ 0
Kern, California 70 $ 16,020,000 $ 228,857 $ 0
Franklin, Ohio 65 $ 14,355,000 $ 220,846 $ 0
Broward, Florida 61 $ 18,895,000 $ 309,754 $ 0
Washoe, Nevada 61 $ 19,345,000 $ 317,131 $ 0
Mecklenburg, North Carolina 61 $ 14,815,000 $ 242,868 $ 0
San Joaquin, California 59 $ 20,545,000 $ 348,220 $ 0
Yavapai, Arizona 58 $ 14,430,000 $ 248,793 $ 0
Virginia Beach, Virginia 57 $ 13,675,000 $ 239,912 $ 0
Chesapeake, Virginia 56 $ 16,330,000 $ 291,607 $ 0
Oakland, Michigan 55 $ 13,335,000 $ 242,454 $ 0
Bernalillo, New Mexico 55 $ 12,155,000 $ 221,000 $ 0
Berkeley, South Carolina 55 $ 11,975,000 $ 217,727 $ 0
Polk, Florida 54 $ 11,960,000 $ 221,481 $ 0
Fresno, California 53 $ 13,225,000 $ 249,528 $ 0
Greenville, South Carolina 53 $ 12,495,000 $ 235,754 $ 0
Lee, Florida 52 $ 12,070,000 $ 232,115 $ 0
Rutherford, Tennessee 52 $ 14,070,000 $ 270,576 $ 0
Macomb, Michigan 51 $ 10,815,000 $ 212,058 $ 0
Madison, Alabama 50 $ 10,770,000 $ 215,400 $ 0
Pasco, Florida 48 $ 11,550,000 $ 240,625 $ 0
Pinellas, Florida 48 $ 11,590,000 $ 241,458 $ 0
Dorchester, South Carolina 48 $ 11,270,000 $ 234,791 $ 0
Palm Beach, Florida 47 $ 14,345,000 $ 305,212 $ 0
Wake, North Carolina 47 $ 12,685,000 $ 269,893 $ 0
Lexington, South Carolina 47 $ 9,355,000 $ 199,042 $ 0
Weld, Colorado 46 $ 13,200,000 $ 286,956 $ 0
Henry, Georgia 46 $ 11,930,000 $ 259,347 $ 0
York, South Carolina 46 $ 10,140,000 $ 220,434 $ 0
Brevard, Florida 45 $ 10,865,000 $ 241,444 $ 0
Volusia, Florida 45 $ 10,345,000 $ 229,888 $ 0
Ada, Idaho 45 $ 12,765,000 $ 283,666 $ 0
Marion, Indiana 45 $ 8,605,000 $ 191,222 $ 0
Denton, Texas 45 $ 14,595,000 $ 324,333 $ 0
Arapahoe, Colorado 44 $ 15,590,000 $ 354,318 $ 0
Dallas, Texas 43 $ 9,975,000 $ 231,976 $ 0
Fulton, Georgia 42 $ 10,720,000 $ 255,238 $ 0
Gwinnett, Georgia 42 $ 10,550,000 $ 251,190 $ 0
Lake, Florida 41 $ 9,845,000 $ 240,121 $ 0
Lake, Indiana 41 $ 8,395,000 $ 204,756 $ 0
Chesterfield, Virginia 41 $ 10,815,000 $ 263,780 $ 0
Tulare, California 40 $ 9,350,000 $ 233,750 $ 0
Canyon, Idaho 40 $ 9,370,000 $ 234,250 $ 0
Davidson, Tennessee 40 $ 10,390,000 $ 259,750 $ 0
Shelby, Tennessee 40 $ 8,960,000 $ 224,000 $ 0
El Paso, Texas 40 $ 8,000,000 $ 200,000 $ 0
Hampton, Virginia 40 $ 8,490,000 $ 212,250 $ 0
Wayne, Michigan 39 $ 7,085,000 $ 181,666 $ 0
Lyon, Nevada 39 $ 9,815,000 $ 251,666 $ 0
Solano, California 38 $ 15,080,000 $ 396,842 $ 1,000
Stanislaus, California 38 $ 10,740,000 $ 282,631 $ 0
Nye, Nevada 38 $ 7,930,000 $ 208,684 $ 0
Charleston, South Carolina 37 $ 9,045,000 $ 244,459 $ 0
Hamilton, Tennessee 37 $ 7,965,000 $ 215,270 $ 0
Orange, California 36 $ 20,260,000 $ 562,777 $ 10,000
Osceola, Florida 36 $ 9,150,000 $ 254,166 $ 0
Will, Illinois 36 $ 8,420,000 $ 233,888 $ 0
Douglas, Nebraska 35 $ 7,625,000 $ 217,857 $ 0
Beaufort, South Carolina 35 $ 8,185,000 $ 233,857 $ 0
Stafford, Virginia 35 $ 12,995,000 $ 371,285 $ 0
Pueblo, Colorado 34 $ 7,310,000 $ 215,000 $ 0
Clay, Florida 34 $ 8,200,000 $ 241,176 $ 0
Hernando, Florida 34 $ 7,050,000 $ 207,352 $ 0
Okaloosa, Florida 34 $ 8,580,000 $ 252,352 $ 0
Milwaukee, Wisconsin 34 $ 6,060,000 $ 178,235 $ 0
Miami-Dade, Florida 33 $ 10,405,000 $ 315,303 $ 0
Forsyth, North Carolina 33 $ 6,135,000 $ 185,909 $ 0
Sarpy, Nebraska 32 $ 7,570,000 $ 236,562 $ 0
Harnett, North Carolina 32 $ 6,180,000 $ 193,125 $ 0
Cuyahoga, Ohio 32 $ 5,750,000 $ 179,687 $ 0
Norfolk, Virginia 32 $ 7,130,000 $ 222,812 $ 0
Prince William, Virginia 32 $ 13,350,000 $ 417,187 $ 0
Cobb, Georgia 31 $ 7,605,000 $ 245,322 $ 0
Columbia, Georgia 31 $ 7,215,000 $ 232,741 $ 0
Genesee, Michigan 31 $ 5,625,000 $ 181,451 $ 0
Jefferson, Alabama 30 $ 7,030,000 $ 234,333 $ 0
Montgomery, Alabama 30 $ 6,330,000 $ 211,000 $ 0
Cochise, Arizona 30 $ 6,350,000 $ 211,666 $ 0
Marion, Florida 30 $ 7,020,000 $ 234,000 $ 0
St. Lucie, Florida 30 $ 7,570,000 $ 252,333 $ 0
Chatham, Georgia 30 $ 5,720,000 $ 190,666 $ 0
Muscogee, Georgia 30 $ 6,530,000 $ 217,666 $ 0
Anne Arundel, Maryland 30 $ 10,120,000 $ 337,333 $ 0
Knox, Tennessee 30 $ 6,520,000 $ 217,333 $ 0
Yuma, Arizona 29 $ 5,645,000 $ 194,655 $ 0
Contra Costa, California 29 $ 15,895,000 $ 548,103 $ 2,000
Seminole, Florida 29 $ 7,495,000 $ 258,448 $ 0
DeKalb, Georgia 29 $ 6,405,000 $ 220,862 $ 0
Dona Ana, New Mexico 29 $ 5,905,000 $ 203,620 $ 0
Hoke, North Carolina 29 $ 5,395,000 $ 186,034 $ 0
Adams, Colorado 28 $ 8,580,000 $ 306,428 $ 0
Santa Rosa, Florida 28 $ 6,770,000 $ 241,785 $ 0
Guilford, North Carolina 28 $ 5,160,000 $ 184,285 $ 0
Montgomery, Ohio 28 $ 5,580,000 $ 199,285 $ 0
Manatee, Florida 27 $ 7,845,000 $ 290,555 $ 0
Gaston, North Carolina 27 $ 5,465,000 $ 202,407 $ 0
Newport News, Virginia 27 $ 6,015,000 $ 222,777 $ 0
Denver, Colorado 26 $ 8,460,000 $ 325,384 $ 0
Kootenai, Idaho 26 $ 8,010,000 $ 308,076 $ 0
Lake, Illinois 26 $ 5,840,000 $ 224,615 $ 1,000
Charles, Maryland 26 $ 8,740,000 $ 336,153 $ 1,000
Sandoval, New Mexico 26 $ 5,420,000 $ 208,461 $ 0
Philadelphia, Pennsylvania 26 $ 5,420,000 $ 208,461 $ 0
Sumter, South Carolina 26 $ 4,650,000 $ 178,846 $ 0
Suffolk, Virginia 26 $ 7,190,000 $ 276,538 $ 0
Kings, California 25 $ 5,925,000 $ 237,000 $ 0
Shasta, California 25 $ 5,895,000 $ 235,800 $ 0
Charlotte, Florida 25 $ 5,375,000 $ 215,000 $ 0
Johnston, North Carolina 25 $ 5,405,000 $ 216,200 $ 0
Williamson, Texas 25 $ 7,085,000 $ 283,400 $ 0
Baldwin, Alabama 24 $ 4,970,000 $ 207,083 $ 0
Mesa, Colorado 24 $ 5,400,000 $ 225,000 $ 0
Paulding, Georgia 24 $ 5,640,000 $ 235,000 $ 0
Caddo, Louisiana 24 $ 5,550,000 $ 231,250 $ 0
Jefferson, Louisiana 24 $ 5,250,000 $ 218,750 $ 0
Harford, Maryland 24 $ 6,620,000 $ 275,833 $ 0
Butler, Ohio 24 $ 5,230,000 $ 217,916 $ 0
Travis, Texas 24 $ 6,900,000 $ 287,500 $ 0
Escambia, Florida 23 $ 4,465,000 $ 194,130 $ 0
Montgomery, Texas 23 $ 5,915,000 $ 257,173 $ 0
Mobile, Alabama 22 $ 4,030,000 $ 183,181 $ 0
Douglas, Colorado 22 $ 9,690,000 $ 440,454 $ 1,000
Flagler, Florida 22 $ 5,270,000 $ 239,545 $ 0
Sarasota, Florida 22 $ 5,290,000 $ 240,454 $ 0
Clayton, Georgia 22 $ 3,770,000 $ 171,363 $ 0
Anderson, South Carolina 22 $ 4,970,000 $ 225,909 $ 0
Horry, South Carolina 22 $ 4,710,000 $ 214,090 $ 0
Sumner, Tennessee 22 $ 5,590,000 $ 254,090 $ 0
Fairfax, Virginia 22 $ 11,630,000 $ 528,636 $ 1,000
Douglas, Georgia 21 $ 4,585,000 $ 218,333 $ 0
DuPage, Illinois 21 $ 5,785,000 $ 275,476 $ 0
Hamilton, Indiana 21 $ 5,955,000 $ 283,571 $ 0
Hendricks, Indiana 21 $ 4,405,000 $ 209,761 $ 0
East Baton Rouge, Louisiana 21 $ 4,455,000 $ 212,142 $ 0
Buncombe, North Carolina 21 $ 4,405,000 $ 209,761 $ 0
Summit, Ohio 21 $ 4,275,000 $ 203,571 $ 0
Aiken, South Carolina 21 $ 4,735,000 $ 225,476 $ 0
Galveston, Texas 21 $ 4,955,000 $ 235,952 $ 0
Henrico, Virginia 21 $ 4,455,000 $ 212,142 $ 0
Loudoun, Virginia 21 $ 11,625,000 $ 553,571 $ 1,000
Shelby, Alabama 20 $ 4,710,000 $ 235,500 $ 0
Merced, California 20 $ 5,090,000 $ 254,500 $ 0
Liberty, Georgia 20 $ 3,940,000 $ 197,000 $ 0
Baltimore, Maryland 20 $ 5,560,000 $ 278,000 $ 0
Cabarrus, North Carolina 20 $ 5,060,000 $ 253,000 $ 0
Placer, California 19 $ 8,865,000 $ 466,578 $ 2,000
Allen, Indiana 19 $ 3,815,000 $ 200,789 $ 0
Burlington, New Jersey 19 $ 4,175,000 $ 219,736 $ 0
Hamilton, Ohio 19 $ 3,445,000 $ 181,315 $ 0
Collin, Texas 19 $ 6,665,000 $ 350,789 $ 1,000
Fort Bend, Texas 19 $ 4,885,000 $ 257,105 $ 0
Nueces, Texas 19 $ 4,025,000 $ 211,842 $ 0
McHenry, Illinois 18 $ 4,270,000 $ 237,222 $ 0
Washtenaw, Michigan 18 $ 4,560,000 $ 253,333 $ 0
Cascade, Montana 18 $ 3,370,000 $ 187,222 $ 0
Yuba, California 17 $ 4,375,000 $ 257,352 $ 0
Richmond, Georgia 17 $ 3,405,000 $ 200,294 $ 0
Johnson, Indiana 17 $ 3,385,000 $ 199,117 $ 0
Craven, North Carolina 17 $ 2,935,000 $ 172,647 $ 0
Union, North Carolina 17 $ 4,555,000 $ 267,941 $ 0
Spartanburg, South Carolina 17 $ 3,335,000 $ 196,176 $ 0
Hays, Texas 17 $ 4,265,000 $ 250,882 $ 0
Dane, Wisconsin 17 $ 4,615,000 $ 271,470 $ 0
Madera, California 16 $ 3,390,000 $ 211,875 $ 0
St. Clair, Illinois 16 $ 3,390,000 $ 211,875 $ 0
Baltimore City, Maryland 16 $ 4,150,000 $ 259,375 $ 0
Camden, New Jersey 16 $ 3,760,000 $ 235,000 $ 0
Middlesex, New Jersey 16 $ 4,900,000 $ 306,250 $ 0
Ocean, New Jersey 16 $ 4,480,000 $ 280,000 $ 0
Licking, Ohio 16 $ 3,500,000 $ 218,750 $ 0
Montgomery, Pennsylvania 16 $ 4,140,000 $ 258,750 $ 0
Coryell, Texas 16 $ 3,320,000 $ 207,500 $ 0
Alameda, California 15 $ 8,685,000 $ 579,000 $ 1,000
Jefferson, Colorado 15 $ 4,755,000 $ 317,000 $ 1,000
Houston, Georgia 15 $ 2,995,000 $ 199,666 $ 0
Newton, Georgia 15 $ 3,255,000 $ 217,000 $ 0
St. Clair, Michigan 15 $ 3,025,000 $ 201,666 $ 0
San Juan, New Mexico 15 $ 3,295,000 $ 219,666 $ 0
Iredell, North Carolina 15 $ 3,695,000 $ 246,333 $ 0
Clermont, Ohio 15 $ 3,025,000 $ 201,666 $ 0
Lorain, Ohio 15 $ 2,995,000 $ 199,666 $ 0
Stark, Ohio 15 $ 3,015,000 $ 201,000 $ 0
Maury, Tennessee 15 $ 3,425,000 $ 228,333 $ 0
Comal, Texas 15 $ 3,915,000 $ 261,000 $ 0
Portsmouth, Virginia 15 $ 3,125,000 $ 208,333 $ 0
Waukesha, Wisconsin 15 $ 3,845,000 $ 256,333 $ 0
Santa Clara, California 14 $ 8,380,000 $ 598,571 $ 3,000
Ventura, California 14 $ 7,280,000 $ 520,000 $ 1,000
Churchill, Nevada 14 $ 2,850,000 $ 203,571 $ 0
Elko, Nevada 14 $ 3,380,000 $ 241,428 $ 0
Brunswick, North Carolina 14 $ 2,800,000 $ 200,000 $ 0
Greene, Ohio 14 $ 3,360,000 $ 240,000 $ 0
Lucas, Ohio 14 $ 2,700,000 $ 192,857 $ 0
Trumbull, Ohio 14 $ 2,080,000 $ 148,571 $ 0
Warren, Ohio 14 $ 3,380,000 $ 241,428 $ 0
Wilson, Tennessee 14 $ 4,700,000 $ 335,714 $ 0
Cameron, Texas 14 $ 3,010,000 $ 215,000 $ 0
Guadalupe, Texas 14 $ 3,730,000 $ 266,428 $ 0
Spotsylvania, Virginia 14 $ 4,230,000 $ 302,142 $ 0
Gila, Arizona 13 $ 2,885,000 $ 221,923 $ 0
Navajo, Arizona 13 $ 2,945,000 $ 226,538 $ 1,000
El Dorado, California 13 $ 5,935,000 $ 456,538 $ 0
Camden, Georgia 13 $ 2,905,000 $ 223,461 $ 0
Cherokee, Georgia 13 $ 3,805,000 $ 292,692 $ 1,000
Hawaii, Hawaii 13 $ 4,025,000 $ 309,615 $ 0
Orleans, Louisiana 13 $ 2,785,000 $ 214,230 $ 0
Washington, Maryland 13 $ 3,235,000 $ 248,846 $ 0
Kent, Michigan 13 $ 2,885,000 $ 221,923 $ 0
Muskegon, Michigan 13 $ 2,275,000 $ 175,000 $ 0
Ottawa, Michigan 13 $ 2,955,000 $ 227,307 $ 1,000
St. Clair, Alabama 12 $ 2,650,000 $ 220,833 $ 0
Santa Barbara, California 12 $ 5,160,000 $ 430,000 $ 0
Bay, Florida 12 $ 2,390,000 $ 199,166 $ 0
Collier, Florida 12 $ 3,430,000 $ 285,833 $ 0
Indian River, Florida 12 $ 2,800,000 $ 233,333 $ 0
Lowndes, Georgia 12 $ 2,360,000 $ 196,666 $ 0
Tippecanoe, Indiana 12 $ 2,730,000 $ 227,500 $ 0
Flathead, Montana 12 $ 3,420,000 $ 285,000 $ 0
Lancaster, Nebraska 12 $ 1,910,000 $ 159,166 $ 0
Otero, New Mexico 12 $ 2,180,000 $ 181,666 $ 0
Durham, North Carolina 12 $ 2,760,000 $ 230,000 $ 0
New Hanover, North Carolina 12 $ 2,690,000 $ 224,166 $ 0
Delaware, Ohio 12 $ 3,370,000 $ 280,833 $ 0
Fairfield, Ohio 12 $ 2,940,000 $ 245,000 $ 0
Lake, Ohio 12 $ 2,340,000 $ 195,000 $ 0
Berks, Pennsylvania 12 $ 2,520,000 $ 210,000 $ 0
Lebanon, Pennsylvania 12 $ 2,230,000 $ 185,833 $ 0
Sullivan, Tennessee 12 $ 2,000,000 $ 166,666 $ 0
Washington, Tennessee 12 $ 2,250,000 $ 187,500 $ 0
Racine, Wisconsin 12 $ 2,410,000 $ 200,833 $ 0
Winnebago, Wisconsin 12 $ 2,090,000 $ 174,166 $ 0
Tuscaloosa, Alabama 11 $ 2,045,000 $ 185,909 $ 0
Fremont, Colorado 11 $ 2,345,000 $ 213,181 $ 0
St. Johns, Florida 11 $ 3,075,000 $ 279,545 $ 0
Rockdale, Georgia 11 $ 2,505,000 $ 227,727 $ 0
Kane, Illinois 11 $ 2,655,000 $ 241,363 $ 0
Madison, Illinois 11 $ 2,305,000 $ 209,545 $ 0
Hancock, Indiana 11 $ 2,555,000 $ 232,272 $ 0
Morgan, Indiana 11 $ 2,345,000 $ 213,181 $ 0
Beauregard, Louisiana 11 $ 2,225,000 $ 202,272 $ 0
Montgomery, Maryland 11 $ 3,945,000 $ 358,636 $ 0
Randolph, North Carolina 11 $ 2,155,000 $ 195,909 $ 0
Rowan, North Carolina 11 $ 2,255,000 $ 205,000 $ 0
Ross, Ohio 11 $ 1,955,000 $ 177,727 $ 0
Delaware, Pennsylvania 11 $ 2,575,000 $ 234,090 $ 0
Lycoming, Pennsylvania 11 $ 2,035,000 $ 185,000 $ 0
York, Pennsylvania 11 $ 2,155,000 $ 195,909 $ 0
Florence, South Carolina 11 $ 2,125,000 $ 193,181 $ 0
Hamblen, Tennessee 11 $ 2,115,000 $ 192,272 $ 0
Williamson, Tennessee 11 $ 4,495,000 $ 408,636 $ 0
Lubbock, Texas 11 $ 2,285,000 $ 207,727 $ 0
Walworth, Wisconsin 11 $ 2,015,000 $ 183,181 $ 0
Washington, Wisconsin 11 $ 2,415,000 $ 219,545 $ 0
Citrus, Florida 10 $ 2,770,000 $ 277,000 $ 0
Forsyth, Georgia 10 $ 2,520,000 $ 252,000 $ 0
St. Joseph, Indiana 10 $ 2,000,000 $ 200,000 $ 0
Calcasieu, Louisiana 10 $ 2,350,000 $ 235,000 $ 0
Lafayette, Louisiana 10 $ 2,010,000 $ 201,000 $ 0
St. Tammany, Louisiana 10 $ 2,400,000 $ 240,000 $ 0
Frederick, Maryland 10 $ 4,070,000 $ 407,000 $ 0
St. Mary's, Maryland 10 $ 2,900,000 $ 290,000 $ 0
Calhoun, Michigan 10 $ 1,700,000 $ 170,000 $ 0
Lewis and Clark, Montana 10 $ 2,560,000 $ 256,000 $ 0
Carteret, North Carolina 10 $ 2,260,000 $ 226,000 $ 0
Pender, North Carolina 10 $ 2,210,000 $ 221,000 $ 0
Bucks, Pennsylvania 10 $ 3,220,000 $ 322,000 $ 0
Cumberland, Pennsylvania 10 $ 2,530,000 $ 253,000 $ 0
Dauphin, Pennsylvania 10 $ 2,360,000 $ 236,000 $ 0
Franklin, Pennsylvania 10 $ 1,990,000 $ 199,000 $ 0
Luzerne, Pennsylvania 10 $ 1,690,000 $ 169,000 $ 0
Monroe, Pennsylvania 10 $ 2,310,000 $ 231,000 $ 0
Northampton, Pennsylvania 10 $ 2,560,000 $ 256,000 $ 0
Sevier, Tennessee 10 $ 2,010,000 $ 201,000 $ 1,000
Ellis, Texas 10 $ 2,270,000 $ 227,000 $ 0
Gregg, Texas 10 $ 1,850,000 $ 185,000 $ 0
Coffee, Alabama 9 $ 1,985,000 $ 220,555 $ 0
Imperial, California 9 $ 2,415,000 $ 268,333 $ 0
San Luis Obispo, California 9 $ 3,845,000 $ 427,222 $ 0
Sonoma, California 9 $ 4,135,000 $ 459,444 $ 1,000
Larimer, Colorado 9 $ 2,865,000 $ 318,333 $ 0
Nassau, Florida 9 $ 2,145,000 $ 238,333 $ 0
Fayette, Georgia 9 $ 3,085,000 $ 342,777 $ 0
Jackson, Georgia 9 $ 2,235,000 $ 248,333 $ 0
Kauai, Hawaii 9 $ 4,585,000 $ 509,444 $ 0
Maui, Hawaii 9 $ 4,725,000 $ 525,000 $ 0
Madison, Indiana 9 $ 1,515,000 $ 168,333 $ 0
Howard, Maryland 9 $ 3,285,000 $ 365,000 $ 1,000
Jackson, Michigan 9 $ 1,455,000 $ 161,666 $ 0
Monroe, Michigan 9 $ 2,095,000 $ 232,777 $ 0
Mercer, New Jersey 9 $ 2,185,000 $ 242,777 $ 0
Santa Fe, New Mexico 9 $ 2,505,000 $ 278,333 $ 0
Nash, North Carolina 9 $ 1,945,000 $ 216,111 $ 0
Miami, Ohio 9 $ 2,025,000 $ 225,000 $ 1,000
Wood, Ohio 9 $ 1,905,000 $ 211,666 $ 0
Chester, Pennsylvania 9 $ 2,345,000 $ 260,555 $ 2,000
Brazoria, Texas 9 $ 2,305,000 $ 256,111 $ 0
York, Virginia 9 $ 2,405,000 $ 267,222 $ 0
Brown, Wisconsin 9 $ 1,705,000 $ 189,444 $ 0
Kenosha, Wisconsin 9 $ 1,815,000 $ 201,666 $ 0
Houston, Alabama 8 $ 1,870,000 $ 233,750 $ 0
Monterey, California 8 $ 3,510,000 $ 438,750 $ 0
Coweta, Georgia 8 $ 2,280,000 $ 285,000 $ 0
Walton, Georgia 8 $ 1,730,000 $ 216,250 $ 0
Bannock, Idaho 8 $ 1,640,000 $ 205,000 $ 0
Bonneville, Idaho 8 $ 1,740,000 $ 217,500 $ 0
Floyd, Indiana 8 $ 1,540,000 $ 192,500 $ 0
Porter, Indiana 8 $ 1,570,000 $ 196,250 $ 0
Bossier, Louisiana 8 $ 2,020,000 $ 252,500 $ 1,000
Livingston, Louisiana 8 $ 1,540,000 $ 192,500 $ 0
Kalamazoo, Michigan 8 $ 1,620,000 $ 202,500 $ 0
Gloucester, New Jersey 8 $ 1,890,000 $ 236,250 $ 0
Union, New Jersey 8 $ 2,360,000 $ 295,000 $ 0
Catawba, North Carolina 8 $ 1,830,000 $ 228,750 $ 0
Currituck, North Carolina 8 $ 2,110,000 $ 263,750 $ 0
Pitt, North Carolina 8 $ 1,740,000 $ 217,500 $ 0
Wayne, North Carolina 8 $ 1,830,000 $ 228,750 $ 0
Ashtabula, Ohio 8 $ 1,350,000 $ 168,750 $ 0
Allegheny, Pennsylvania 8 $ 1,830,000 $ 228,750 $ 0
Lancaster, Pennsylvania 8 $ 2,050,000 $ 256,250 $ 0
Lehigh, Pennsylvania 8 $ 1,840,000 $ 230,000 $ 0
Orangeburg, South Carolina 8 $ 1,730,000 $ 216,250 $ 0
Cumberland, Tennessee 8 $ 1,320,000 $ 165,000 $ 0
Fayette, Tennessee 8 $ 2,260,000 $ 282,500 $ 0
Jefferson, Tennessee 8 $ 1,360,000 $ 170,000 $ 0
Kaufman, Texas 8 $ 2,810,000 $ 351,250 $ 0
Midland, Texas 8 $ 1,810,000 $ 226,250 $ 0
Rockwall, Texas 8 $ 2,070,000 $ 258,750 $ 0
Taylor, Texas 8 $ 1,650,000 $ 206,250 $ 0
Bedford, Virginia 8 $ 1,910,000 $ 238,750 $ 0
Jefferson, Wisconsin 8 $ 1,910,000 $ 238,750 $ 0
Lake, California 7 $ 2,005,000 $ 286,428 $ 0
Delta, Colorado 7 $ 1,555,000 $ 222,142 $ 0
Teller, Colorado 7 $ 1,455,000 $ 207,857 $ 0
Leon, Florida 7 $ 1,485,000 $ 212,142 $ 0
Kendall, Illinois 7 $ 1,715,000 $ 245,000 $ 0
Elkhart, Indiana 7 $ 1,285,000 $ 183,571 $ 0
LaPorte, Indiana 7 $ 1,385,000 $ 197,857 $ 0
Ascension, Louisiana 7 $ 1,475,000 $ 210,714 $ 1,000
Rapides, Louisiana 7 $ 1,505,000 $ 215,000 $ 0
Calvert, Maryland 7 $ 2,475,000 $ 353,571 $ 0
Cecil, Maryland 7 $ 1,715,000 $ 245,000 $ 0
Berrien, Michigan 7 $ 1,365,000 $ 195,000 $ 0
Van Buren, Michigan 7 $ 1,335,000 $ 190,714 $ 0
Gallatin, Montana 7 $ 2,575,000 $ 367,857 $ 0
Douglas, Nevada 7 $ 3,675,000 $ 525,000 $ 0
Monmouth, New Jersey 7 $ 3,055,000 $ 436,428 $ 0
Valencia, New Mexico 7 $ 1,125,000 $ 160,714 $ 0
Moore, North Carolina 7 $ 2,035,000 $ 290,714 $ 2,000
Allen, Ohio 7 $ 1,185,000 $ 169,285 $ 0
Medina, Ohio 7 $ 1,505,000 $ 215,000 $ 0
Richland, Ohio 7 $ 1,215,000 $ 173,571 $ 0
Butler, Pennsylvania 7 $ 1,775,000 $ 253,571 $ 0
Washington, Pennsylvania 7 $ 1,515,000 $ 216,428 $ 0
Blount, Tennessee 7 $ 1,535,000 $ 219,285 $ 0
Franklin, Tennessee 7 $ 1,355,000 $ 193,571 $ 0
Greene, Tennessee 7 $ 1,735,000 $ 247,857 $ 0
Monroe, Tennessee 7 $ 1,255,000 $ 179,285 $ 0
Robertson, Tennessee 7 $ 1,425,000 $ 203,571 $ 0
Ector, Texas 7 $ 1,575,000 $ 225,000 $ 0
Johnson, Texas 7 $ 1,145,000 $ 163,571 $ 0
McLennan, Texas 7 $ 1,555,000 $ 222,142 $ 0
Smith, Texas 7 $ 1,385,000 $ 197,857 $ 0
Marathon, Wisconsin 7 $ 1,255,000 $ 179,285 $ 0
Ozaukee, Wisconsin 7 $ 1,955,000 $ 279,285 $ 2,000
Graham, Arizona 6 $ 1,030,000 $ 171,666 $ 0
Butte, California 6 $ 1,730,000 $ 288,333 $ 1,000
Calaveras, California 6 $ 1,670,000 $ 278,333 $ 0
Mendocino, California 6 $ 2,210,000 $ 368,333 $ 0
Sutter, California 6 $ 1,680,000 $ 280,000 $ 0
Tuolumne, California 6 $ 1,760,000 $ 293,333 $ 0
Bibb, Georgia 6 $ 1,140,000 $ 190,000 $ 0
Boone, Indiana 6 $ 1,460,000 $ 243,333 $ 0
Warrick, Indiana 6 $ 1,290,000 $ 215,000 $ 0
Tangipahoa, Louisiana 6 $ 1,260,000 $ 210,000 $ 0
Vernon, Louisiana 6 $ 1,000,000 $ 166,666 $ 0
Tuscola, Michigan 6 $ 930,000 $ 155,000 $ 0
Lincoln, Nebraska 6 $ 1,130,000 $ 188,333 $ 0
Carson City, Nevada 6 $ 1,760,000 $ 293,333 $ 0
Alamance, North Carolina 6 $ 1,250,000 $ 208,333 $ 0
Henderson, North Carolina 6 $ 1,460,000 $ 243,333 $ 0
Pasquotank, North Carolina 6 $ 1,240,000 $ 206,666 $ 0
Clark, Ohio 6 $ 1,240,000 $ 206,666 $ 2,000
Wayne, Ohio 6 $ 980,000 $ 163,333 $ 0
Westmoreland, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 0
Oconee, South Carolina 6 $ 1,120,000 $ 186,666 $ 0
Coffee, Tennessee 6 $ 1,360,000 $ 226,666 $ 0
Madison, Tennessee 6 $ 1,290,000 $ 215,000 $ 0
Rhea, Tennessee 6 $ 950,000 $ 158,333 $ 0
Tipton, Tennessee 6 $ 1,300,000 $ 216,666 $ 0
Grayson, Texas 6 $ 1,380,000 $ 230,000 $ 0
Parker, Texas 6 $ 1,620,000 $ 270,000 $ 0
Randall, Texas 6 $ 1,480,000 $ 246,666 $ 0
Culpeper, Virginia 6 $ 1,830,000 $ 305,000 $ 0
New Kent, Virginia 6 $ 1,700,000 $ 283,333 $ 0
Rock, Wisconsin 6 $ 1,010,000 $ 168,333 $ 0
Elmore, Alabama 5 $ 845,000 $ 169,000 $ 1,000
Coconino, Arizona 5 $ 1,575,000 $ 315,000 $ 1,000
Santa Cruz, Arizona 5 $ 1,005,000 $ 201,000 $ 0
Humboldt, California 5 $ 1,075,000 $ 215,000 $ 0
Siskiyou, California 5 $ 845,000 $ 169,000 $ 0
Yolo, California 5 $ 1,795,000 $ 359,000 $ 1,000
Boulder, Colorado 5 $ 1,855,000 $ 371,000 $ 0
La Plata, Colorado 5 $ 1,445,000 $ 289,000 $ 0
Alachua, Florida 5 $ 995,000 $ 199,000 $ 0
Bartow, Georgia 5 $ 1,275,000 $ 255,000 $ 2,000
Lumpkin, Georgia 5 $ 965,000 $ 193,000 $ 0
Polk, Georgia 5 $ 875,000 $ 175,000 $ 1,000
Elmore, Idaho 5 $ 885,000 $ 177,000 $ 0
Gem, Idaho 5 $ 1,235,000 $ 247,000 $ 0
Idaho, Idaho 5 $ 945,000 $ 189,000 $ 0
Twin Falls, Idaho 5 $ 855,000 $ 171,000 $ 1,000
Ouachita, Louisiana 5 $ 1,255,000 $ 251,000 $ 0
Worcester, Maryland 5 $ 1,375,000 $ 275,000 $ 0
Barry, Michigan 5 $ 925,000 $ 185,000 $ 0
Ingham, Michigan 5 $ 815,000 $ 163,000 $ 0
Bergen, New Jersey 5 $ 2,225,000 $ 445,000 $ 3,000
Davidson, North Carolina 5 $ 875,000 $ 175,000 $ 0
Franklin, North Carolina 5 $ 1,405,000 $ 281,000 $ 0
Lee, North Carolina 5 $ 775,000 $ 155,000 $ 0
Erie, Ohio 5 $ 1,065,000 $ 213,000 $ 3,000
Carbon, Pennsylvania 5 $ 915,000 $ 183,000 $ 0
Erie, Pennsylvania 5 $ 835,000 $ 167,000 $ 0
Pike, Pennsylvania 5 $ 1,155,000 $ 231,000 $ 0
Somerset, Pennsylvania 5 $ 915,000 $ 183,000 $ 0
Bradley, Tennessee 5 $ 1,175,000 $ 235,000 $ 0
Dickson, Tennessee 5 $ 895,000 $ 179,000 $ 0
Roane, Tennessee 5 $ 925,000 $ 185,000 $ 0
Union, Tennessee 5 $ 1,175,000 $ 235,000 $ 2,000
Brazos, Texas 5 $ 1,185,000 $ 237,000 $ 0
Hidalgo, Texas 5 $ 935,000 $ 187,000 $ 0
Wilson, Texas 5 $ 1,795,000 $ 359,000 $ 0
Albemarle, Virginia 5 $ 1,465,000 $ 293,000 $ 0
Alexandria, Virginia 5 $ 1,655,000 $ 331,000 $ 2,000
Colonial Heights, Virginia 5 $ 935,000 $ 187,000 $ 0
Manassas, Virginia 5 $ 1,675,000 $ 335,000 $ 0
Orange, Virginia 5 $ 1,315,000 $ 263,000 $ 1,000
Richmond City, Virginia 5 $ 1,445,000 $ 289,000 $ 3,000
Roanoke, Virginia 5 $ 925,000 $ 185,000 $ 0
Roanoke City, Virginia 5 $ 725,000 $ 145,000 $ 0
Staunton, Virginia 5 $ 785,000 $ 157,000 $ 0
Fond du Lac, Wisconsin 5 $ 895,000 $ 179,000 $ 0
Monroe, Wisconsin 5 $ 805,000 $ 161,000 $ 0
Oneida, Wisconsin 5 $ 1,065,000 $ 213,000 $ 0
Polk, Wisconsin 5 $ 975,000 $ 195,000 $ 0
St. Croix, Wisconsin 5 $ 1,105,000 $ 221,000 $ 0
Etowah, Alabama 4 $ 730,000 $ 182,500 $ 0
Limestone, Alabama 4 $ 670,000 $ 167,500 $ 0
Marshall, Alabama 4 $ 700,000 $ 175,000 $ 0
Lassen, California 4 $ 850,000 $ 212,500 $ 0
Nevada, California 4 $ 1,050,000 $ 262,500 $ 0
Santa Cruz, California 4 $ 1,910,000 $ 477,500 $ 0
Tehama, California 4 $ 920,000 $ 230,000 $ 0
Elbert, Colorado 4 $ 1,350,000 $ 337,500 $ 0
Baker, Florida 4 $ 1,020,000 $ 255,000 $ 0
Highlands, Florida 4 $ 660,000 $ 165,000 $ 0
Walton, Florida 4 $ 910,000 $ 227,500 $ 0
Bulloch, Georgia 4 $ 860,000 $ 215,000 $ 0
Effingham, Georgia 4 $ 840,000 $ 210,000 $ 0
Glynn, Georgia 4 $ 910,000 $ 227,500 $ 0
Spalding, Georgia 4 $ 1,020,000 $ 255,000 $ 0
Jerome, Idaho 4 $ 860,000 $ 215,000 $ 0
Payette, Idaho 4 $ 860,000 $ 215,000 $ 0
DeKalb, Illinois 4 $ 830,000 $ 207,500 $ 0
LaSalle, Illinois 4 $ 720,000 $ 180,000 $ 0
Delaware, Indiana 4 $ 620,000 $ 155,000 $ 0
Vanderburgh, Indiana 4 $ 610,000 $ 152,500 $ 1,000
Cass, Michigan 4 $ 1,020,000 $ 255,000 $ 0
Eaton, Michigan 4 $ 630,000 $ 157,500 $ 0
Hennepin, Minnesota 4 $ 990,000 $ 247,500 $ 0
Lake, Montana 4 $ 1,060,000 $ 265,000 $ 0
Yellowstone, Montana 4 $ 850,000 $ 212,500 $ 0
Atlantic, New Jersey 4 $ 800,000 $ 200,000 $ 1,000
Hudson, New Jersey 4 $ 1,830,000 $ 457,500 $ 0
Chaves, New Mexico 4 $ 840,000 $ 210,000 $ 0
Lea, New Mexico 4 $ 790,000 $ 197,500 $ 0
Socorro, New Mexico 4 $ 770,000 $ 192,500 $ 0
Page:

Mortgage Loan Application Detail Totals for Clearpath Lending in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,180 $3,103,520,000 $254,000 $1,495,000 $0 $154,000
Cash-out Refinancing 458 $137,710,000 $300,000 $965,000 $7,000 $27,000
Home Purchase 40 $11,390,000 $284,000 $855,000 $7,000 $17,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,444 $1,855,450,000 $249,000 $1,375,000 $0 $27,000
Black or African American 3,274 $840,680,000 $256,000 $1,295,000 $0 $15,000
Hispanic 1,535 $415,675,000 $270,000 $895,000 $0 $21,000
Asian 253 $91,125,000 $360,000 $1,495,000 $1,000 $154,000
Native Hawaiian or Other Pacific Islander 90 $28,800,000 $320,000 $805,000 $0 $10,000
American Indian or Alaskan Native 70 $17,730,000 $253,000 $685,000 $0 $11,000
Not Provided 12 $3,160,000 $263,000 $565,000 $0 $7,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 11,380 $2,907,830,000 $255,000 $1,495,000 $0 $27,000
FHA-insured (Federal Housing Administration) 1,221 $320,685,000 $262,000 $735,000 $0 $20,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 77 $24,105,000 $313,000 $955,000 $11,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,269 $2,363,475,000 $254,000 $1,295,000 $0 $154,000
Application Withdrawn By Applicant 1,651 $434,225,000 $263,000 $1,375,000 $0 $20,000
Application Denied By Financial Institution 1,015 $250,645,000 $246,000 $1,055,000 $0 $22,000
File Closed For Incompleteness 743 $204,275,000 $274,000 $1,495,000 $0 $16,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,663 $3,001,975,000 $257,000 $1,495,000 $0 $154,000
Other 903 $219,165,000 $242,000 $1,055,000 $0 $18,000
Credit History 38 $9,350,000 $246,000 $475,000 $2,000 $12,000
Debt-To-Income Ratio 27 $8,225,000 $304,000 $565,000 $5,000 $17,000
Collateral 21 $6,475,000 $308,000 $895,000 $7,000 $21,000
Insufficient Cash (Downpayment, Closing Cost) 18 $4,130,000 $229,000 $345,000 $0 $8,000
Employment History 8 $3,300,000 $412,000 $965,000 $8,000 $22,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List